By now you've probably heard about Conversion Rate Optimization (CRO). The concept is popular right now, but CRO's really a no-brainer, because it's about paying attention to your customers.
CRO ensures your website effectively connects customers with your business.
A higher conversion rate means online success.
When it comes to improving your conversion rate, knowledge is power. Collect and analyze data to gain knowledge about your customers and what motivates them.
Proof: Expedia noticed their customers were abandoning transactions, so they collected and analyzed data. The data revealed that abandoned transactions correlated with users having filled out an optional data field labeled "Company." Customers were confused about whether to enter a company address or a personal address, so credit card transactions were failing. Expedia fixed the problem and increased conversions by following the data. They made $12mm in the process.
A/B Testing shows what's working for your customers on your site. A/B Testing presents two variants to your users and monitors results, allowing you to determine how changing one variable affects your conversion rate. Any technique used to improve conversion should be tested for effectiveness.
Proof: A/B Testing helped President Obama win the Democratic nomination and presidency in 2008. The Obama campaign used A/B testing to collect more email addresses. The campaign tested phrasing, photos of the Obama family, and videos. The campaign learned that many of their instincts were dead-wrong, and testing meant 70% more conversions (email sign-ups) for the Obama campaign.
When your customers have to wait for your landing page to load, they often bounce. Decrease landing page load time to improve your conversion rate.
Proof: Mozilla Firefox's landing page loaded at a snail's pace. It took 7 seconds for the download button to appear. Mozilla predicted that decreasing load time by 1 second would increase conversion by almost 3%. They streamlined the page, decreasing load time by 2.2 seconds. Mozilla put A/B testing to work to determine the effect of decreased load time. Shaving 2.2 seconds off the average page load time increased conversions (downloads) 15.4%.
Customers have short attention spans, and a long landing page often makes customers miss important information. A short landing page makes sure customers notice the information that drives your business. Different lengths may work for you, so the important thing is to test page length.
Proof: Design boost was convinced that a shorter landing page would increase conversions. The company shortened their web page from over 6400 px to 1200px. The shorter page collected 13% more emails and increased clickthroughs 25%.
Above the fold formerly referred to the top half of a newspaper, but in the digital age it refers to the visible content before the user scrolls down a web-page. Effective web-pages present the most important information above the fold.
Proof: Eye tracking research reveals that web users spend 80% of their time above the fold. Web surfers browse internet content in an F-shaped pattern, giving information at the top of the page increased attention, but skimming the left side of the page as they scroll.
Placement of buttons, text and other items matter. Effective management of page layout makes it easy for your customers to use your website, and encourages them to do what you want.
Proof: AMD wanted to increase social sharing, so they tested the placement and appearance of social sharing icons. The tests indicated that AMD should place social sharing icons on the left of their landing page. The right page layout helped AMD increase social sharing 3600%.
Your Call to Action (CTA) is how you tell your customers what you want from them. Make your CTA clear and visible, including it on your home-page and internal pages.
Proof: Consolidated Label, a health products company, predicted that adding a CTA button would increase conversions. They wanted to get the most out of their site revision, so the company A/B tested a few different options. Consolidated Label was surprised to learn that the right CTA increased conversions 62%.
Taking the time to find out what your customers value and giving it to them is how you improve your value proposition. The only way you find out what your customers value is by testing.
Proof: EA, the gaming company behind The Sims 3, wanted more Sims 3 in-game purchases. EA knew how to get registered users to make in-game purchases, but EA couldn't seem to get enough users to register. EA tested a few options for The Sims 3 game launcher, to get more people to register. EA discovered their users wanted value. By emphasizing free content in the game launcher, The Sims 3 increased product registration 128%.
If you have too many options, you will paralyze your customers. With too few options, your customers can't compare, and comparison is important to decision-making.
Proof: The Economist, a British news publication, increased print subscription by putting this logic to work. The Economist offered readers three options: online content for $59, print only for $125 and both a print and online content for $125. The middle option doesn't make sense, right? Actually, by adding the middle option, The Economist nearly tripled print subscription conversion. In comparison to the print only subscription for the same price, the subscription including both print and online content seemed like a steal.
Asking your customers about unnecessary information is not only annoying, it invades their privacy. Information is important, but your customers will thank you for limitting the questions you ask.
Proof: Flying Scot Parking, a company in Great Britain, wanted to increase online booking revenue. They reduced the fields customers had to fill out and tested the results. Turns out, asking only for essential information increased online booking by 35%.


text:
Q: Running python functions from anywhere in command line So, I was following this tutorial on Youtube. This person is running python commands from the shell.
-TLDR;
He has a function called nfe(args1, args2...) in a notes.py file in some directory.
However, he is able to call the kalles-Mackbook-Pro:~ kalle$ nfe args... from his shell (on his mac)
How?

A: You can place an executable nfe on your PATH with the following content:
#!/bin/usr/python

import sys
sys.path.insert(0, '/path/to/notes/')

from notes import nfe

sys.exit(nfe(*sys.args[1:]))

This process can be automated by creating a package and registering console-script entry points:
setup(
    ...,
    entry_points={
        'console_scripts': [
            'nfe = my_package.notes:nfe',
        ]
    }
)

redpajama_set_name: RedPajamaStackExchange


text:
Angela Bassett Brightens Up in Yellow at Variety's Directors to Watch Brunch
Angela Bassett arrived at the Palm Springs International Film Festival: Variety's Directors to Watch brunch on Friday in Palm Springs, California, taking a bright approach to color.
In honor of this year's event, the actress donned a yellow jumpsuit with a ruched capelet detailing at the bodice from Greta Constantine. She complemented the look with a gold clutch bag from Rodo. She finished her ensemble by accessorizing with jewelry from Fernando Jorge, including earrings and a bracelet.
Angela Bassett at the 2023 Palm Springs International Film Festival: Variety's Directors to Watch Brunch.
Michael Buckner for Variety
To create her look for the awards, Bassett worked with stylist Jennifer Austin, who regularly works with the actress, having dressed her in brands such as Giambattista Valli, Valentino and Moschino.
For makeup, Bassett worked with D'Andre Michael, who gave the actress an elevated natural look with a honey-brown lip, blush to accent her cheeks and earth-tone eye shadow. For hair, Bassett worked with Randy Stodghill, who parted her hair down the center and gave her a wavy style.
At the event Bassett received the award for Creative Impact in Acting for her role in Ryan Coogler's "Black Panther: Wakanda Forever," the sequel to the box office hit "Black Panther." Bassett reprised her role as Queen Ramonda in the sequel, receiving critical acclaim for her performance. She is a nominee for this year's Golden Globe Award for Best Supporting Actress in a Motion Picture for her role in the film.
Bassett has been making her rounds promoting the film, joining her costars Letitia Wright, Danai Gurira and Lupita Nyong'o for the promotional tour.
Variety's Creative Impact Awards highlighted 10 directors to watch during the Palm Springs International Film Festival Awards Gala. The event was hosted by Variety's co-editor in chief Ramin Setoodeh. Honorees at this year's awards included Maggie Betts, Elegance Bratton, Elijah Bynum, Alice Diop, Eva Longoria, Nida Manzoor, Laurel Parmet, Saim Sadiq, Jingyi Shao and Charlotte Wells.
Brazil's Bolsonaro's wife confirms husband hospitalized because of abdominal pains linked to 2018 stabbing
Private equity changes workforce stability in physician-owned medical practices

redpajama_set_name: RedPajamaCommonCrawl


Al National Park Service sites that charge an entrance fee will offer free admission to everyone.
National parks are America's best idea, and there are more than 400 parks available to everyone, every day. The fee-free days provide a great opportunity to visit a new place or an old favorite, especially one of the national parks that normally charge an entrance fee. The others are free all the time. The entrance fee waiver for fee-free days does not cover amenity or user fees for activities such as camping, boat launches, transportation, or special tours.
April thru October, 2nd and 4th Sunday each month, 11am - 3pmRide for free, or you may make a donation to the club at that time.
Every Second Saturday a great family destination with free and fun art projects in the Rogue Studio and art hunts in the Gallery once a month. Families are encouraged to come create, explore, enjoy seeing and making art together. Children must be accompanied by an adult. All ages welcome. Free! All Materials Provided, No pre-registration required.
Meet your local farmers! This free family event brings you directly to the farmers, land and animals that produce the delicious local food we enjoy in our fertile valley. Local residents will have the opportunity to visit multiple local farms and vineyards around the Rogue Valley, participate in a variety of activities from tastings to field tours, and learn about the abundance of our local food system. Enjoy a fun summer day with new adventures, delicious samples and interactive kids' activities.
We have farms for all touring needs: city centered farms for the quick tour and farther afield farms for those looking for a scenic drive.
Pack a lunch from your local co-op and enjoy a picnic at one of the many farms designated with a picnic table icon in the brochure.
Visit a farm on the tour and ask the farmer to stamp his/her farm on your Farm Tour Brochure.
Post it on Facebook and tag @RogueValleyFarmTour. Make sure to tag us otherwise you won't be entered in the drawing.
Winner will be announced on Tuesday July 24th.
Ashland Food Co-op, Medford Food Co-op, The Grange Co-op, Rogue Valley Growers Market, Grants Pass Growers Market, Bigham Farms, Blue Fox Farm, Easy Valley Farm, Forage and Plow Farm, Fort Vannoy Farms, Fox Run Farm, Fry Family Farm Store, Lavender Fields Forever, Martin Family Ranch, Oshala Farm, Plaisance Ranch, Ridgeline Meadows Farm, Rogue Creamery, Runnymede Farm, Salant Family Ranch, Seven Oaks Farm, Seven Seeds Farm/Siskiyou Seeds, TerraSol Organics, The English Lavender Farm, Valley View Orchard, Whistling Duck Farm, Willow Witt Ranch, and Wooldridge Creek Winery.
Introduce a friend, child, co-worker or family member to fishing during Oregon's Free Fishing Weekend. Always the first full weekend in June; ODFW offers Oregon residents and visitors a full weekend to fish, crab and clam without a license. All fishing regulations still apply. See the Oregon Sport Fishing Regulations.
April thru October, 2nd and 4th Sunday each month, 11am - 3pm Ride for free, or you may make a donation to the club at that time.
Come on down and play some Pokemon! The league is split into three, appropriate, age groups. Which makes things fun for all ages!
Come to the YMCA for an evening of free, fun family time. There is a theme each month with a special project in the lobby plus activities include swimming, basketball and racquetball. Try rock climbing while staff spot you in our climbing gym. Enjoy a swim in our large swimming pool with toys, a slide and a hot tub.
Every Second a great family destination with free and fun art projects in the Rogue Studio and art hunts in the Gallery once a month. Families are encouraged to come create, explore, enjoy seeing and making art together. Children must be accompanied by an adult. All ages welcome. Free! All Materials Provided, No pre-registration required.
Admission is $3 on the first Sunday of every month for non-members ages 2 and up, unless otherwise noted on our calendar. Please have 1 adult for every 5 children in your group.
ScienceWorks is a fun, engaging science center where kids and adults can rediscover wonder. The innovative museum features interactive exhibits, an outdoor garden, live science shows and dynamic programs year-round.
Community Appreciation Day and Food Drive at the Oregon Caves!
Free Cave tours and so much more!
We will be giving back to our wonderful supportive community of Southern Oregon with FREE first come first served cave tours all day!
Frankie Hernandez will be playing in the Chateau from 4-6! Make sure to bring your dancing shoes for the last hurrah at the Chateau before it's closed for two years for restoration.
Please bring a suggested donation of a non-perishable food item to be donated to the Doug Hoskins Resource Center.
For their safety, children must be at least 42 inches (107 cm) tall to take a tour.
Please be aware that the cave tour is physically demanding. It requires the ability to walk and stoop through narrow, twisting passages, including an 88-foot (27m) passageway with ceilings as low as 45 inches (114 cm), and the ability to ascend and descend over 500 steps, many of them steep, uneven and/or without handrails.
DO NOT wear or bring clothes, shoes or other items used in a cave, mine, or other bat habitat. Spores carried on personal items spread white-nose syndrome, a deadly disease that kills bats.
Copy of BRITTKIDS CONCERTS "IGGY'S STRING THEORY"
BrittKids Koncerts are FREE to the public - Scout says ALL KIDS of ALL AGES are invited!
All performances, with the exception of the Aug. 18 concert, are in the Britt Performance Garden which opens at 9:45am. All performances start at 10:15am.
Copy of BRITTKIDS CONCERTS "CORPS OF DISCOVERY"
BRITTKIDS CONCERTS "TRADITIONAL FOLK DANCES OF MEXICO"
Admission is $2 on the first Sunday of every month for non-members ages 2 and up, unless otherwise noted on our calendar. Please have 1 adult for every 5 children in your group.
ncourage a love for nature and ornithology in our hands-on workshop where you and your child can build a window birdhouse. Your young birdwatcher can observe birds' behaviors like building a nest and watching eggs hatch without the need for expensive equipment. Once your birdhouse is built, your child can decorate it with paint and stickers. All Kids Workshop attendees must be accompanied by a parent or adult at all times. All kids get to keep their craft, receive a FREE certificate of achievement, a Workshop Apron, and a commemorative pin while supplies last. Children must be present at the store to participate in the workshop and receive the kit, apron, and pin.
Major League Baseball's Pitch, Hit and Run is an exciting, free baseball and softball skills competition for boys and girls. Winners of the local competition earn the right to advance to the sectionals in Portland. No experience is necessary. Bring a birth certificate to verify age. No cleats are allowed. Pre-register at www.mlb.com/phr or on site the day of the event. Participants may only participate at one local competition.
Come share the love of LEGO in the Children's Department of the Medford Library.


Prepare to have your mind blown, because Zoltan "the magician" Torkos is throwing down tricks that few have tried and no one has accomplished. Growing up as an ocean surfer and skateboarder, Zoltan has already combined those talents to bring the first surfboard kickflip to the ocean. When he showed up at the West Coast Wakesurf Open, his goal was to land the first kickflip in a contest, even though he's only surfed behind a boat a handful of times. This wasn't blind ambition. He's already accomplished a kickflip behind the boat. When he wasn't quite able to ride away from one in the contest, he decided to try a few other new tricks in practice and landed the first ever "magic" superman and then went on to land the first ever darkslide on film. When I caught up with him, I asked him what motivated him to bring such revolutionary tricks to surfing and wakesurfing.
Zoltan: I was coaching a good friend when he turned to me one day and out of the blue told me that it was going to be my destiny to land the kickflip on a surfboard. Before I really had time to think about his prediction, Carl Reimer was shot to death, later that day, in the street. Since it was the last thing he ever said to me, I vowed not to stop until I made it happen. Fin cuts, bruises, and a battered face didn't deter me, and now I have made that prediction a reality.
Greg: You recently gave back to the community. Tell us about that.
Zoltan: Some friends and I saved our money, bought 30 skateboards, and went to the inner city. We found kids "hanging out" on the block, gave them a skateboard, and told them to "pull tricks, not triggers." We are excited to hear that many of those kids have found a new direction through skating, and completely changed their lives. It just makes us want to do more.
Greg: Tell us about the tricks you've landed in your new video.
Zoltan: When I heard that no one had landed a superman back on their feet, I got behind a Tige' Z3 drove a little ways away from the contest, and went for it. Elijah captured it on video. Then, since I have landed darkslides in the ocean before, I knew I could ride a wakesurf upside down. So I tried that too, with positive results. I am hugely excited to have the opportunity to wakesurf and innovate new tricks behind the boat. This is only the beginning.
Greg: We look forward to seeing what "the Magician" will pull out of the hat next. Any props for sponsors?
Zoltan: I have to thank Evercarve boards, Agenda, SMA skateboards, my wife Jamie, my daughters Lexi and Abra, Arun, Elijah Crowel, and my older brother Rigo who taught me to surf.


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text:
29 Years Ago: Vince Gill Wins Five CMA Awards
The Boot Staff Updated: September 29, 2017
Frank Micelotta, Getty Images
Twenty-nine years ago today (Sept. 29, 1993), Vince Gill was doing plenty of celebrating. The singer took home five trophies at the 27th annual CMA Awards, including Entertainer of the Year, making Gill the night's biggest winner.
Along with Entertainer of the Year, Gill's awards during the evening included Male Vocalist of the Year, Vocal Event of the Year (as part of George Jones' "I Don't Need Your Rockin' Chair"), Album of the Year and Song of the Year. The Song of the Year honor was for "I Still Believe in You," which the singer also wrote.
Gill spent plenty of time onstage during the CMA Awards broadcast in 1993: In addition to taking home multiple awards, the Oklahoma native also co-hosted the ceremony with Clint Black. It was Gill's second year hosting the CMA Awards, and he went on to host the event 10 more years.
Gill has won 18 CMA Awards overall, including taking home Male Vocalist of the Year honors in 1994 and 1995, and also earned the CMA Foundation Humanitarian Award in 2017. In his legendary career, which has spanned 35-plus years, he has also won several ACM Awards and Grammys.
Top 10 CMA Awards Moments:
WATCH: Test Your CMA Awards Knowledge!
NEXT: Vince Gill Talks Women in Country
Source: 29 Years Ago: Vince Gill Wins Five CMA Awards
Filed Under: cma awards, Editor's Picks, Vince Gill
The Eagles Announce New 2023 'Hotel California' Tour Dates
Vince Gill Joins Sunny Sweeney for Heartbreaking New Track 'Married Alone' [Listen]
Wade Bowen & Vince Gill Just Released an Amazing New Collaboration, "A Guitar, A Singer, and a Song"
You Hear Cody Johnson Sing Vince Gill Smash 'When I Call Your Name' Yet?


text:
<!DOCTYPE html>

  <meta charset="utf-8" />
  <meta name="generator" content="md2man 2.1.0 https://github.com/sunaku/md2man" />
  <title>man/index</title>
  <link rel="stylesheet" href="style.css"/>

man

crank(1)

restart your processes, slowly

crankctl(1)

crank control client

crankx(1)

crank multi-control client

redpajama_set_name: RedPajamaGithub


【バリ旅行記-2】象さんだらけの楽園に行ってきたよ-【Bali Blog -2】The paradise of elephants!
Hello This is Mai writing! Today's blog is about my Bali trip 2nd round!!
At the time of checkout, the girl at the front tied Misanga as a souvenir!
There is a festival called 【Nyepi】 around March in Bali. It's Bali New Year's day and also called "Silence Day". Although people image New Year celebration is like very lively, Nyupi is totally opposite! Everyone in Bali including heathens and foreigners, just "quietly welcome the New Year"on the day. Restaurants and shops are all closed and all noises are prohibited, we can't go outside the hotel and beaches. No sounds of taking off and depart from planes.
It is the most important day in Bali for Bali Hindus and it is designated as a holiday in Indonesia.The island which was busy until the previous day is totally silent, It is a valuable & magical experience that you can not see if you are not be there! This year's was March 17 and will be march 7 next year!
After checked out the beautiful villa, head to see ELEPHANTS!!
Some people said "Why elephants in Bali?" but no matter!! Elephant is my favorite animal which is NO.1 in a zoo for me and really wanted to ride them!!!
So I went to"Elephant Safari Park"!
Go further north from Ubud located in the highland of Bali, this park is located in Taro village. It is a safari park with only the elephant in Bali. As an elephant lover, it is the "paradise of elephants"!
Moreover, it is also an accommodation facility, and you can stay in a villa in the paradise of an elephant. I heard that elephants will come to pick up! Nice!
The park is surrounded Rice fields. This is also the famous landscape of Ubud!
Before elephant ride starts, elephant trainer put chairs and cloth on the elephants.
They are huge we as I thought!! But they told me those elephants are smaller!
We took a walk around 40 mins on the elephant! It shakes a lot but got use to it soon and I enjoyed the ride!
So much fun to spend a time with elephants♡ It was the first time that I had a long time with an elephant so close and so excited & it was awesome. Because this park is inland, you can enjoy the nature in Ubud !!!


text:
Q: Как сделать whitelist систему для discord бота с помощью txt документа? Код на данный момент:
wl = [652953834360143876,804342605034553345, 729715610774274180,758091017520939058]

@client.command()
@commands.cooldown(1, 60, commands.BucketType.user)
async def whitelist(ctx):
  author = ctx.message.author

  if ctx.author.id in wl:
    await ctx.send("You in whitelist")
  else:
    await ctx.send("You not in whitelist")

Я хотел бы сделать так, чтобы можно было добавлять людей командой с помощью текстового документа, а также удалять людей из whitelist.

A: для примера json:
import json

wl = [652953834360143876,804342605034553345, 729715610774274180,758091017520939058]

# Сохранить в файл
with open("data_file.json", "w") as write_file:
    json.dump(wl, write_file)

# Загрузить из файла
with open("data_file.json", "r") as read_file:
    data2 = json.load(read_file)
    print(data2)

А дальше уже логика как Вы хотите добавлять или удалять.
Например добавить новых людей из файла в wl:
for i in data2:
    if i in wl:
        print("Есть в списке")
    elif i not in wl:
        wl.append(i)
print(wl)


text:
This is a demo for the jQuery Github Widget, located [here](https://github.com/JoePettersson/jquery-github-widget). Feel free to use it, the content is licensed under the MIT license.

Ever wanted to throw up your Github repos on a site? But want a something that will "just work"? Well this is what you're looking for. A jQuery powered, lightweight Github widget that displays your user information and most recent repos for the world to see.

Using the GitHub widget is super simple, you just need to include the script after the core jQuery library and then set it up in the following way within the <head> of your page and tell it which element on the page you want the widget to appended to.

Usage is super simple, just see the example below:

There are lots more options for configuring the widget, all of them are laid out below in a more full usage example:

These options are explained in more detail at the Github repo where there is also an FAQ about the widget's usage.


One of the first things that comes up when structuring an application with an intention of later using it in production is How should I structure my application to scale?
The truth is at first, it doesn't matter. Start simple by putting everything in the src folder until you have the need to break things out. Once yhou hit that point then check back here, read my ramblings, and let me know what you think in the comments.
Services are generally modules that are singletons and are meant to perform some operations or functions for your app that are re-used all over the place. A typical service that I use is session.js which is a module for handling session-state type information. I always have a currentUser for example.
I also put data-access modules here. Typically I use the pattern of having a datacontext or similar named module that is basically an unit of work that acts as an interface to the other data services.
I also put all of my actual data-access services in this folder in a sub-folder called something like data or dataservices. I find this generally helps a bit more when an app grows large and you want to have a separation of concerns. These modules are very specific to the model that they are providing functionality for.
Now I know anywhere in my app where I represent an instance of a column that I can push into the widgets property, even if it is empty.
If I start to find that I really have more complex needs for my models and serialization and such I can simply replace the class with a helper that uses something like breeze.js to create a user without having to find all the places where I used new User() and refactor it all.
In every app we have a need to use some shared controls and such. I love to put these into a templates folder that gives me the ability to put all functionality and markup of these widgets into a view / view-model pair. In the example above I may put bootstrap's dropdown markup into the .html file and all of the functionality driving how I want it to work in the view-model.
Sometimes I find that these templates are specific to the region of the app in which they are used so feel free to adapt this to your application as best fits.
If you are building an app that you foresee lot's of developers in your team using together I highly suggest spending the first sprint or so focused solely on getting these widget templates ironed out and agree on their usage and needs. It will save you an immeasurable amount of time going forward.
You notice above that I have the same name for files that reside in various folders. I do this for a reason and it is definitely a personal preference. I hate redundancy so app/src/models/base-models.js feels redundant and so I use conventions to name things. If I add a github model I add it as models/github.js and put any related data-access services into the services/data/github.js file. Now any developer working on my project can follow that convention easily.
What about views and view-models?
You tell me in the comments below.


On the occasion of the graduation ceremony of RedMed Group's first class of ATS professional pilots, the CEO of the Air Algérie public airline company welcomed this event, described as "a premiere in Algeria's civil aviation sector".
Bakhouche Allèche expressed his best wishes for the school' future success and his optimism regarding the Algerian civil aviation sector's development. Interviewed about this training quality and future opportunities for young graduates, the manager of Air Algérie considered the training quality to be of this standard and added that Air Algérie Company provides its pilots with training abroad. Questioned about the demand for open sky by the major airlines, Bakhouche Allèche ironically remarked: «which opening are we talking about, considering that we have 15 active companies in Algeria ".
Referring to the current media campaign against Air Algérie on social networks, the company's CEO wondered about this campaign's implications, arguing that Air Algérie has never excluded dialogue. This will be attributed to social networks disregard for ethical and professional norms.


text:
A digital history of Mount Lowe
Presented by the Altadena Historical Society
The Men Behind the Dream
Thaddeus Lowe
David J. Macpherson
Lowe/Macpherson Partnership
The Dream Begins
Altadena Junction
The Ride to Rubio Canyon
Rubio Pavilion
The Great Incline
Echo Mountain
Continuing the Dream
The Alpine Division
Alpine Tavern
The People of Mount Lowe
Andrew Hallidie
Charles Lawrence
Edgar Lucien Larkin
J. Sidney Torrance and Valentine Peyton
Dr. Lewis Swift
George Wharton James
Railroad, Construction and Resort Workers
The End of the Dream
Mount Lowe Today
The Altadena Historical Society (AHS) was founded in 1935. We gather, preserve, and share print and digital information about the people, places, and events that have shaped the Altadena community.
For more information, visit the AHS website or send us a message.
This website was made possible by a generous grant from Southern California Edison.
The first head of the Mount Lowe Observatory, Dr. Swift was already a well-known figure in the field of astronomy when Thaddeus Lowe invited him to come to California in 1893. Born to a farm family in rural New York and lame since his early teens, Swift's disability prevented him from working on the family farm. Instead, he was able to attend school, where he developed an interest in science. Swift was first attracted to astronomy when he witnessed the Great Leonid Meteor Shower of 1833 at the age of 13. He purchased his first telescope in 1860 and set it up on the roof of a cider mill in Rochester, New York. Astronomy was a hobby for him at that time – he supported his family by running a hardware store.
In 1882, H. H. Warner, who made his money from patent medicine, built the Warner Observatory for Swift, with funds raised by local townspeople. The observatory housed the fourth largest telescope in the U.S. at the time. As director of the observatory, Swift held public events on two evenings a week for people who bought a 25 cent ticket at Warner's store.
Lowe, an amateur astronomer, was fascinated by Swift's accomplishments. His invitation came at the right time for Dr. Swift, since Warner, his benefactor was badly hurt by the financial panic of 1893. Swift and his entire collection of instruments and research materials, including his famous telescope, moved to Echo Mountain, where he quickly attracted visitors' interest with his public lectures, scientific articles and astronomical discoveries. After Lowe lost control of his resort, the new owner, Valentine Peyton, continued to support Dr. Swift and the observatory programs. But by 1900, nearly blind and deaf, Swift retired to his New York home. Coincidentally, both he and Professor Lowe died in January of 1913, eleven days and 3,000 miles apart.
Dr. Swift relaxes in the lobby of Echo Mountain House
Dr. Swift published many articles in the Mount Lowe newspaper


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Trump working from 'alternative Constitution,' celebs say on Funny or Die
By Judy Kurtz - 02/02/17 01:12 PM EST
The Alternative Constitution from Funny Or Die
Hollywood stars — including Susan Sarandon, Dulé Hill and Constance Wu — are mocking President Trump in a new video, saying the commander in chief is using an "alternative Constitution" to develop executive orders.
The bit plays off of Trump adviser Kellyanne Conway's use of the term "alternative facts" during an interview last month to defend the White House's statements about the president's inaugural crowd size.
"There sure has been a lot of hullabaloo going on with President Trump's last executive order," Shailene Woodley says to the camera in a Funny or Die video released Thursday.
The controversial executive order signed last week by Trump temporarily bars citizens from seven predominantly Muslim countries from entering the United States for 90 days. It also halts the nation's refugee program for 120 days and pauses the acceptance of refugees from Syria indefinitely.
"Well, we finally have an answer why Trump is doing this," says actress Jamie Chung.
"He's working from the wrong Constitution, and he doesn't even know it," model Cara Delevingne says.
"Of course, Trump felt justified banning green card holders," the entertainers say, joking that the "alternative" Constitution states, "They with cards of green should be kept away by any means, by wall, or force or with magic beans."
"It looks like many have tried to destroy the alternate Constitution. But it has some sort of dark, magic protecting it," says Sarandon, an outspoken supporter of Green Party presidential nominee Jill Stein during last year's White House race.
"Finally, it all makes sense, right? He's not making these moves because he's an idiot; he's making these moves because he's looking at all the wrong stuff. Poor little guy," says Lizzy Caplan of "Masters of Sex."
"So please, if anyone's watching who might be near President Trump, swap out his cursed Constitution for a real one as soon as you can," says Hill, who played a presidential aide on "The West Wing." "It's truly for his own good. If he doesn't, he's bound to keep making embarrassing mistakes, like he did this weekend."


Glass in hopes that my words & deeds are transparent for others.
I think I am prt glass and part stone.The glass lets in the sun and light, it allows people to she in to who I am. The stone keeps me from falling apart when the rocks of life get hurled.
wow deep question, sometime i feel like a thrown stone in a glass room!? if that makes sense. i can be both in different situations!!
reply #2, well said. I am the stone in our home. My 8 yr old son has BP, and my hubby is in the Navy. I also call myself the glue of our family, I hold it all together. Although in the last few months, I have felt as if some how the stone is crumbling, and not the firm foundation that I need to be. So much to keep together for everyone else.
Fairly soft and breakable, but still a stone.
can something be in the glass?
Glass when I am in a fragile state of mind usually a depressive state. Stone when I'm hypomanic, I have the attitude of get out of my way, I'm coming through.
obsidian, ie a natural glass. Shiny and sharp..and totally opaque.


Focused on the provision of bespoke administration services, our corporate team supports clients that range from small and medium sized enterprises to multinational listed companies.
Our reputation is founded on being accessible and responsive to the needs of our clients whether it be in providing ongoing administrative services or ensuring that a transaction reaches completion, whatever the timeframe.
We are engaged by our clients to provide corporate services and administration and in relation to a broad range of structures, which include investment holding vehicles, joint ventures, and entities established for corporate acquisitions and disposals. We also assist clients with corporate governance and board composition and the creation of executive remuneration solutions, as well as corporate turnarounds, restructuring and insolvency and investment funds.


text:
Constance Hall Jones
Constance Hall Jones, 101, a resident of St. Mary Home in West Hartford, CT passed away gracefully on April 15, 2019. The daughter of William H. Hall and Belle Parkhurst Hall of West Hartford, Connie was born on October 8, 1917. A triplet, she was predeceased by her triplet sisters Janet and Mary Lee. Janet survived only several weeks; Mary Lee succumbed to the Great Flu of 1918. Connie was also predeceased by her husband, Gilbert S. (Gib) Jones; and by her beloved sister Katherine Keller of Hamden and her brother William H. Hall, Jr. of West Hartford. Connie leaves her daughter, Carolyn (Lonnie) Jones Schorer and her husband, David, of Moultonborough NH; and her sons, Russell and his wife Barbara of West Hartford, and David and his wife, Loretta, of East Aurora, NY. She leaves seven grandchildren, Scott Schorer and Julie of Duxbury, MA; Kimberly Bertele and Ted of Longmont, CO, Christopher Jones and Kali of West Hartford, Kristen Mecca and Greg of Longmont, CO, Steven Jones and Stacy of E. Falmouth, MA, Jessica Jones of East Aurora, NY, and Justin Jones and Caiti of Pittsford, NY. She also leaves nine great-grandchildren and several well-loved nieces and nephews. Connie attended the Oxford School in West Hartford and graduated from Hall High School, class of 1935 and from Pine Manor Junior College, class of 1937. Prior to her marriage and then again after her children were grown, she worked for The Connecticut Bank and Trust Company and later, Webster Bank, retiring well into her 70s. A sixty-one year resident of a home on Mountain Road in West Hartford, built for Connie and Gib by her father-in-law's, R.F. Jones Construction Company, she was well-known in the neighborhood for her daily two-mile walk and friendly conversations along the way. For the next fourteen years, she was a resident at the McAuley in West Hartford, where she enjoyed the sociability of her many friends. Connie was a former member of the Town and County Club and a long-time member of the Asylum Hill Congregational Church. She loved to dance. Arrangements, per her wishes, are private. Burial is alongside her husband, Gib, at Fairview Cemetery in West Hartford. She bid all a fond farewell, and was grateful to the nurses and staff at St. Mary Home who, as she said, "treated her like royalty".
Constance Hall Jones, 101, a resident of St. Mary Home in West Hartford, CT passed away gracefully on April 15, 2019. The daughter of William H. Hall and Belle Parkhurst Hall of West Hartford, Connie was born on October 8, 1917. A triplet,... View Obituary & Service Information
The family of Constance Hall Jones created this Life Tributes page to make it easy to share your memories.
Constance Hall Jones, 101, a resident of St. Mary Home in West...
Send flowers to the Jones family.


text:
layout: front
permalink: /es/
lang: es
fronttitle: "OpenStreetMap es un mapa callejero gratuito de todo el mundo, creado por una siempre creciente comunidad de entusiastas de los mapas."
frontintro: "Cualquiera puede editar OpenStreetMap. Aquí tu aprenderás cómo Learn OSM proporciona guías «paso a paso» fáciles de comprender, que te ayudarán a comenzar a contribuir, usar y acceder a los datos de OpenStreetMap. Si estás interesado en dar un taller de OpenStreetMap, puedes echar un vistazo a los recursos para formadores de LearnOSM"
ourguides: "Nuestras guías"
searchtext: "¿Qué estás buscando?"
begspan: "¿Nuevo en OpenStreetMap?"
beg: "Guía para principiantes"
interspan: "Mapeo humanitario"
interspanlink: /es/coordination/humanitarian
inter: "Información de mapeo remoto"
advspan: "Más guías"
advspanlink: "https://github.com/hotosm/learnosm/wiki/English-Learning-Guides"
adv: "Intermedio, avanzado, QGIS..."
faq: "Preguntas frecuentes"
faqA: "¿Qué es OpenStreetMap?"
faqB: "¿Quién ha creado LearnOSM?"
faqC: "¿Cómo puedo empezar a crear mapas?"
faqD: "¿Dónde puedo encontrar ayuda adicional?"
nosearch: true
---


text:
FDA Allows First Test of Human Stem Cell Therapy
In a research milestone, the federal government will allow the world's first test in people of a therapy derived from human embryonic stem cells. Federal drug regulators said that political considerations had no role in the decision. More
A Link Between Autism and Testosterone?
from Time magazine
A researcher who describes autism as a condition of the "extreme male brain" says fetuses exposed in the womb to high levels of the male hormone testosterone are more likely than others to develop autistic traits as children. More
Identification of MicroRNAs Caused by DNA Methylation that Induce Metastasis
from Medscape Today
Up to 90 percent of cancer deaths are due to metastasis from the primary site. Lymph node metastasis is one of the most common features among almost all solid tumors. The ability to clarify the mechanism underlying metastasis and predict metastasis from analysis of primary disease can have substantial clinical benefit. More
Richard Besser, Terrorism Preparedness Guru, to Head CDC
from The Wall Street Journal
The Obama administration has appointed an infectious disease and disaster preparedness expert as acting director of the U.S. Centers for Disease Control and Prevention. Richard Besser, who headed the CDC's public health emergency preparedness and response functions, succeeds Julie Gerberding, who stepped down with the change in administration after six years of leading the federal agency. More
Potential New Antibody Treatment for Autoimmune Diseases
Scientists at UCSF have discovered an abnormality in a patient's immune system that may lead to safer therapies for autoimmune diseases such as rheumatoid arthritis and colitis, as well as potential new ways to treat transplant rejection. The research identified antibodies from a woman's immune system that prevent infection-fighting T cells from moving through her blood stream and entering her body's organs to attack invaders such as bacteria or viruses. More
Monitoring Oral Antiplatelet Therapy: Is It Justified?
Platelets play a key role in the initial formation and progression of intravascular thrombus. During coronary and peripheral vascular interventions, antiplatelet therapy is used to impair platelet reactivity in order to minimize adverse ischemic events. Chronic antiplatelet therapy is also administered to decrease the long term risk of major adverse cardiovascular events in patients with high atherothrombotic burden. More
Mysterious, Deadly Bat Disease Found in New Jersey
from Newsday
A mysterious disease that has killed thousands of bats in New England has spread to New Jersey, perplexing wildlife officials and raising concerns of a possible increase in bugs and pests. Mick Valent, the division's principal zoologist, said several bats found last month later died in rehabilitation, and others were found dead or emaciated. All displayed a white fungus around their muzzles, a sign of what is called white-nose syndrome. More
Resurgence of Rare Disease Leads to Warning: Vaccinate
from The Minneapolis Star Tribune
An unexpected resurgence of a rare but dangerous childhood illness has prompted Minnesota health officials to issue a public warning for parents to make sure their children are fully vaccinated. Five cases of the infectious children's bacterial disease known as HiB, or Haemophilus influenza type B, were reported in Minnesota in 2008, the most since a vaccine was introduced in the early 1990s, state health officials said. More
Worm Gene May Help Restore Injured Nerves
from United Press International
U.S. scientists say they have identified a nematode worm gene that can be over-activated to speed damaged nerve cell regeneration. The University of Utah researchers said their discovery is a step toward new treatments for nerves injured by trauma or disease. The findings might lead to a treatment for multiple sclerosis, in which nerves are damaged by the loss of their myelin coating. More
Diabetes Cure Might Be Homegrown
The descendents of Abraham are ready. They were born inside a cinderblock bubble in an anonymous building surrounded by fields in western Wisconsin. This dynasty of pigs, which began with a boar named Abraham, had the same little eyes and floppy ears as those that become bacon and pork chops. But these are destined for a different service to humanity − to provide insulin-producing cells for people who have diabetes. More
To contribute news to the ASCLS eNewsBytes, contact Yvette Craig, Content Editor


text:
FOX21 News Colorado
Colorado Springs 23°
Cyber Safe Community
The Open for Business Directory
Giving back on MLK Day of Service at Care and Share Food Bank
Rev. Dr. Martin Luther King's legacy resonates more deeply this year
Coronavirus in Colorado: Monday, January 18 evening update
Pollen Report
Kidscasters
TheWxMeister Wonders
Rain and Snow Totals
Weather Experiments
FOX21 Weather Class
Digital Now
Texas T-Bone and Famous Dave's Trivia
FOX21 Birthdays
Pet Pix
In-Studio Interviews
Brock's Breakdown
FOX21 Fitness & Health Fridays
Foxy Moms
Colorado Springs On Tap
Flag Swap and Flag Facts
Contact FOX21/SOCO CW
Work at FOX21
SOCO CW
SOCO Scene
Dunkin' Mug Club
Two killed in three-car crash on Highway 83 near Stagecoach Road
by: Krista Witiak
Posted: Nov 5, 2020 / 02:47 PM MST / Updated: Nov 6, 2020 / 02:42 PM MST
EL PASO COUNTY, Colo. — The Colorado State Patrol (CSP) investigates a triple car crash that occurred at Colorado Highway 83 and Old Stagecoach Road around 11 A.M. Thursday.
Update, per CSP, Hwy 83 remains closed with an estimated reopening around 3:30 pm following a serious injury crash investigation.
— Colo Spgs Traffic (@CSTMC) November 5, 2020
Troopers say a 2016 Ford bus was southbound on Highway 83, and a 2014 Toyota 4Runner and 2014 Honda Pilot were both northbound on Highway 83. The Ford bus lost control and collided with the left front of the Toyota 4Runner.
After the collision, the 4Runner rotated counter-clockwise and went off the right side of the road. The Ford bus continued southbound and collided with the Honda Pilot's front before rolling ¼ time and coming to rest off the east side of the road.
The driver of the bus is 20-year-old Daihauonzadre Brooks-Jones out of Denver. CSP says he suffered serious injuries in the crash and was taken to the hospital by ambulance.
According to CSP, at least two people were killed, and multiple people and children had to be taken to the hospital with non-life-threatening injuries.
42-year-old Kizzy Aquirre, the driver of the Toyota 4Runner, was pronounced dead at the scene of the crash.
Troopers confirmed there were a total of seven people in the Honda Pilot. A 28-year-old man, Sergio Sanchez Jr., who was the driver, suffered serious injuries and was taken to the hospital.
A 66-year-old man was taken by ambulance, but unfortunately, he succumbed to his injuries and was pronounced dead at the hospital, troopers say. His name is not being released at this time until next of kin is notified.
Other passengers transported by ambulance, according to CSP, were a 7-year-old girl, 24-year-old Aracely Sanchez, and 66-year-old Maria Sanchez. These three women passengers all sustained serious injuries as a result of the crash.
The final passengers, 25-year-old Hoberto Pelayo, and 27-year-old Norma Leon did not suffer injuries.
State Patrol says the bus was stolen in Aurora around 9:30 A.M; Aurora officers say they attempted a traffic stop when it was spotted later, but the vehicle took off, and Aurora Police Department did not pursue.
The suspect also drove through private property in Parker, where he also hit an unoccupied car, troopers say.
Anyone with information or witnessed the crash are asked to call Colorado State Patrol.
Alcohol, drugs, and excessive speed are all being investigated as contributing factors in this crash.
The case remains under investigation at this time.
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by Mike Duran / Jan 18, 2021
COLORADO SPRINGS – Care and Share Food Bank for Southern Colorado hosted 60 volunteers in honor of Dr. Martin Luther King, Jr.'s legacy on Monday.
Individuals, families, and volunteer groups helped sort and pack food that will be distributed to food pantries and meal sites across southern Colorado. Colorado Springs community members are joined by thousands of volunteers across the country on this national day of service.
by Brandon Thompson / Jan 18, 2021
COLORADO SPRINGS -- The celebrations of the Reverend Dr. Martin Luther King Jr. rang louder on Monday, even if they were heard through a computer.
For many, like the event honoring Dr. King's legacy put on by the Pikes Peak Diversity Council and Colorado College, celebrations were held virtually. At Colorado College, a day of events and discussion about the civil rights movement he led, how it compares to today, where racism stands in today's culture, and a keynote address given by Cornell Banks, the former president and CEO of the National Association for the Advancement of Colored People (NAACP) and current professor at the Harvard Kennedy School.
Wyoming's Maldonado makes hometown visit
Watch: 500-pound elk rescued from swimming pool in Loveland


text:
By Michelle O'Toole on February 5, 2016
The above video is from Coldplay's official YouTube channel. Coldplay have been chosen as the lead act for Super Bowl 50. So, who are they?
Coldplay are a rock band that hails from the U.K.
Unofficially they are a band that formed in Uni. They formed in the late 90's and had a breakthrough hit in 2000 titled 'Yellow'. The band members are Chris Martin (lead vocals), Jonny Buckland (lead guitarist), Guy Berryman (pop), and Will Champion (drums).
Over the course of their career, so far, they have experimented with different sounds. From pop to pop-rock and alternative, they currently are sitting in the rock genre. Their influences have included U2, Radiohead and A-Ha. They have collaborated musically as the band Coldplay but also individually have worked on projects outside of the band.
Their interests include photography, fashion and fitness. Berryman, in particular, enjoys running and is an accomplished marathon runner.
They recently did the Super Bowl 50 press conference. Journalists were asking what there lineup for halftime would be. Naturally they didn't tell but I personally would love to see them lead into it with their song Clocks. Given that it is a high pressure game and the advertising is out there, Clocks would bring in a crescendo that would change the mood and build up into the 12 minute act and back into the game.
I have added the press conference below if you would like to watch it. ( N.B. You will have to click on the title to go to the official channel.)
Either way here is to a great NFL finale.
Categories: The Arts
Tagged as: Chris Martin, Coldplay, Fitness, Guy Berryman, Jonny Buckland, NFL, Super Bowl 50, U2, Will Champion
Worth A Read: Relationships
Super Bowl 50 Makeup Tutorial!


Allowing users to edit their posts?
IS it possible to load a database structure from communitybuilder?
Content Builder menu link no longer works?
Is it possible to pre-propagate username in cb form?
view form is not moving to the next page?
Using Closing Date as publishing expiry date?
How to add a "Click here button" at the end of the View?
Is it possible to use CB to let user edit their own contact profile?
How to use data of a view to create a customized grid view listing page?
Pass list view item in link.
Is there a way to insert meta description?
Trigger emails on table update.


Thermal Blankets. Marked "KE322 Thermal Blankets from PEC".
(4) Barrel Containments. Dimensions: 2 ft x 8 ft. (BH).
Mac Airlock, Model MD20, S/N 97/ALMD-10-005. Motor: Baldor, ¾ hp, 1,725 rpm, 208/230/460 volt, 2.3-2.2/1.1 amps, 60 Hz, 3 phase.
Timing Screw- 8 oz. Model: 24938-1. Cleaner to filler, section 1 of 3. Screw dimensions: 5 in. dia. x 4 ft. 6 in. L. Overall dimensions: 5 in. dia. x 4 ft. 8 in. L. Timing Screw- 8 oz. Model: 24938-2. Cleaner to filler, section 2 of 3. Screw dimensions: 5 in. dia. x 3 ft. 11 in. L. Overall dimensions: 5 in. dia. x 3 ft. 11 in. L. Timing Screw- 8 oz. Model: 24938-3. Cleaner to filler, section 3 of 3. Screw dimensions: 5 in. dia. x 4 ft. 2-1/2 in. L. Overall dimensions: 5 in. dia. x 4 ft. 4-1/2 in. L.
Intake Star-8 oz. Bottle width: 2-1/2 in. Shaft diameter: 1-1/2 in. Overall dimensions: 2 ft. L x 2 ft. W x 3-1/4 in. H. Discharge Star-8 oz. Bottle width: 2-1/2 in. Shaft diameter: 1-1/2 in. Overall dimensions: 2 ft. L x 2 ft. W x 3-1/4 in. H.
Center Guide. Overall dimensions: 2 ft. 9 in. L x 2 ft. 7-1/4 in. W x 7 in. H.
Timing Screw- 8 oz. Screw dimensions: 5 in. dia. x 4 ft. 6 in. L. Overall dimensions: 5 in. dia. x 4 ft. 8 in. L. Timing Screw- 8 oz. Screw dimensions: 5 in. dia. x 3 ft. 11 in. L . Overall dimensions: 5 in. dia. x 3 ft. 11 in. L. Timing Screw- 8 oz. Screw dimensions: 5 in. dia. x 4 ft. 2-1/2 in. L. Overall dimensions: 5 in. dia. x 4 ft. 4-1/4 in. L.
Roll of Band Saw Blades, part numbers 5217912 - 142K4H qty 7.
Roll of Band Saw Blades, part numbers 5300908 - 98 K3H qty 2.
Roll of Band Saw Blades, part numbers 9710 - 3607MMK4H qty 1.
Amano Time Clock with Racks.
Stein batter applicator, model L-3, 30 inch width electric drive with Tri-Clover pump.
Royal Indutries Tie-Matic, Mark III lot of 3 units, OEM: Royal Indutries Plas-Ties Division, slot 1/2 in. W x 3 in. L, 120 volt, 4 spare tie rolls, plasties for plastic/paper stk: 5PP-27T, overall dimensions 25 in. L x 8 in. W x 11 in. H.
Triple Motion Scrape Surface Kettle Agitator, stainless steel bridge 64in L x 9in W, Electra motor drive 3hp 220-440V 1200rpm.
(9) Boxes Aluminum Channels. 14-½ ft. L.
(4) General Electric Flex-A-Power Busways. Model: LVD3-3C24W. Capacity: 600 V. Ampere rating: 2000/1600. Suitable for outdoor and vertical use. Overall dimensions: (2) Flat Sections - 11 ft. 3 in. L x 14 in. W x 6 in. H. (1) Flat 'L' Section - 13 ft. 2 in. L x 38 in. W x 6 in. H. (1) Raised 'L' Section - 10 ft. 2 in. L x 14 in. W x 35 in. H.
Air cleaner stainless steel construction with exception of galv blower. 30 inch 7 1/2 horsepower blower, 30 inch vibratory infeed to air stream.
Air cooled after cooler 27 inch x 33 inch x 2 1/2 inch, 1 1/2 inch connections.
Bi-part freezer / cooler door, 8 foot width x 10 foot height with track and drive.
CO2 scrubber, 10 inch x 48 inch, Jordan Vessel, Nat'l Brd#288.
Reach In Cabinet, 30-½ in. x 34 in. x 40 in. H.
(192) Reliance 15 Liter Plastic Wash Buckets with handles.
Miscellaneous Abrasive Supplies. Grinding wheel. Disc cutting blade.
(5) Stainless steel colanders, 36 inch diameter x 26 inch deep.
Snap On Plasma Cutter. YA 5550. Input: 208/230 volt, 60 hz, 66.6/60.2 amps, 13.9 KVA. Output: 80 volt, 55 amps (DC), 50% Duty Cycle, 260 volt max OCV. Model 118-014. Overall dimensions: 26-½ in. W, 36 in. L, 43-½ in. H.
Stainless steel colander, 36 inch diameter x 26 inch deep.
Powers Reach-In Cooler model 569 serial no. 761413, 110 Volt, 1/5 HP Tec. Comp., single phase, 47 in x 37 in x 42 in H. Stainless steel top with painted sides--Good Condition.
(2) Stainless steel 4 foot diameter perforated basket, 200 gallon, with 1/2 inch holes and dump gates.
Metro Style Transfer Cage. Metro style shelving.
Rexnord Table top chain. Quantity 1 boxes. 10 ft. per box. Cat No. LBP 281K 7 - 1/2.
Large Assortment Roller Casters with 4-Wheel cart. (69) - 5 in. rollers. (4) - 6 in. rollers. (8) Boxes with (4) each 8 in. rollers. (4) - 8 in. rollers without a box.


Shoko's handbuilt work is made of red earthenware with white slip and sgraffito decoration. She has developed a variety of patterns and a cast of characters based on experience with human relations. As the characters interact, Shoko wants the viewer to find their own stories. The work is seemingly whimsical, but reveals itself to be something more devious and interesting.


Students explore eastern modalities in health and wellness care. Primary focus is an introduction to the history, theory and basic practice of shiatsu therapy and acupressure. This includes a study of selected meridians, acupoints and other aspects of traditional Chinese medicine. The indications, contraindications, limitations and effects of shiatsu and acupressure are described. Students learn methods and terminology for documentation. Laboratory experience provides students with the opportunity to become comfortable with shiatsu and acupressure techniques, and to learn proper mind-body mechanics for providing safe and effective treatment on the shiatsu mat and on a massage chair. Students also learn techniques for integrating shiatsu and acupressure into their Swedish massage, and explore how to practice massage in a more embodied, mindful, compassionate, and ecologically attuned way. Students encounter a range of additional modalities including qi gong, yoga, t'ai chi, meditation, and feng shui. Participation in all aspects of this course is required.
Students will learn clinical applications of eastern modalities in the integrative clinical practice of massage therapy. Specifically, they learn how to integrate eastern body mechanics, mind-body techniques, and meridian/acupoint work into Swedish and/or deep tissue massage treatments. Students will explore integrative massage strategies for addressing chronic low back pain with a goal of preventing or reducing a client's use of prescription opioid medication. Students will also explore contemporary clinical acupuncture and acupressure research in the development of an integrative massage treatment protocol for a particular client population. Participation in all aspects of this course, which includes regular qi development exercises, mind-body cultivation, and integrative massage practice outside of class hours, is required.
The focus of this course is to gain experience providing massage therapy services to the healthy population, or to special populations including those with various pathologies and injuries. Students will be supervised by qualified healthcare providers employed at various community and healthcare facilities. Clinical placements are available in a variety of settings including private offices, nursing homes, group homes, athletic training facilities and hospitals. In addition to gaining clinical experience, students will participate with record maintenance, accounting procedures, and ensuring OSHA standards in the health care environment.
The focus of this course is to gain experience providing massage therapy to the healthy population, or to special populations including those with various pathologies and injuries. Students will be supervised by qualified healthcare providers employed at various community and healthcare facilities. Clinical placements are available in a variety of settings including private offices, nursing homes, group homes, athletic training facilities and hospitals. In addition to gaining clinical experience, students will participate with records maintenance, accounting procedures, and ensuring OSHA standards in the health care environment.


So, I now have a new favourite Quincy.
After seeing Hitsugaya and Matsumoto take down Bazz-B, the rest of the Soul Reapers get a sudden morale boost, and start to realise that they can defeat the Quincies even without their Bankai. Meanwhile, Marechiyo is not quite so lucky, as he's being thrown into a wall by BG9, who is asking for the location of Sui-Féng (and acting like a robot). Despite his best efforts at interrogation, BG9 realises that Marechiyo is either lying, or doesn't know where his Captain is.
And now things get dark.
BG9 extends his arm…blade…thing and smashes the wall beside Marechiyo. When his arm comes out from the wreckage, it turns out that he skewered Marechiyo's little sister, and threatens to kill her and the rest of his family if he doesn't divulge Sui-Féng's whereabouts. In a sudden fit of anger, Marechiyo smashes his mace into BG9's face, and orders him to let Mareyo. Sadly, this does nothing, and BG9 calmly states that if he does let the girl go, she'll die of blood loss before anyone can help her.
Is it just me that thinks he sounds like a game show host?
He deflects another of Marechiyo's attacks, and it turns out that his entire body is made up of the long, thin wires that he impaled Mareyo with. After giving Marechiyo 15 seconds to answer his question, he pulls out a massive gatling gun and fires at his opponent. However, the barrels are ripped apart before he can even use it, and he turns to see Sui-Féng holding the barrels whilst taunting him.
Wait, shouldn't someone who looks like a knight use a sword or something?
After BG9 does a little more analysis, Sui-Féng reveals that she spent her time training to perfect the Shunkou technique that she tried to use way back in her fight with Yoruichi. Thanks to her Bankai being stolen, she was finally motivated to perfect her technique, and finished it just in time to save Marechiyo. Within the space of a few seconds, she lunges forward and punches BG9 across the battlefield.
Back with Hitsugaya's lot, they see the explosion from Sui-Féng's attack, and realise that she's winning her fight too. However, their happiness is short-lived when it turns out that not only is Bazz-B still alive, he's still perfectly able to fight. Similarly, BG9 stands up and emerges from the dust clouds with a fairly effective case of glowing evil eyes.
Although Bleach has been getting slightly darker of late, I never expected it to get this dark. BG9's attack on Mareyo was a complete surprise, and although I like the idea of Bleach getting into more mature territory, the setup to this event was performed a little heavy-handedly. It seems that the only reason that Tite Kubo put Mareyo with her brother was so that she could be used as a bargaining chip later on.
Speaking of the battle between Marechiyo and BG9, I was disappointed with the fact that, once again, Sui-Féng had to step in to help her Lieutenant. It would have been really interesting to see Marechiyo get angry, and maybe even unlock his Bankai, but predictably Sui-Féng jumped in before anything like that could happen. However, the fact that she perfected her Shunkou was a neat touch, as I honestly didn't think that would ever have been brought up again after the fight with Yoruichi.
To be honest, I'm glad that the Quincies weren't beaten that easily. It just wouldn't have made any sense for such powerful characters to have been killed by Captains who can't even use their most powerful attacks. Plus, we've yet to see any of them use their Vollständig forms, like Opie did in his fight with Ichigo and Urahara (although, if any of the Vollständig forms look like Opie's, maybe that's a good thing).
Overall, I enjoyed this week's chapter. Sure, some parts of Marechiyo's battle was heavy-handed, and Sui-Féng's intervention was pretty obvious from the start, but it wasn't enough for me to want it to be over.
Good Things: Bleach is getting darker and darker.
Good call back to Sui-Féng's Shunkou technique.
Pretty much all of BG9's scenes.
The Quincies haven't been beaten yet.
Bad Things: Both Mareyo's scene and Sui-Féng's appearance were easily foreseeable.
ClayDragon is currently studying Physics at university, and is constantly bewildered by it. The main method of contacting him is his Gmail account at kyleroulston1993@gmail.com. The alternative is his Skype account at kyleroulston1993. When not playing games or reading, he can be found with his head in his hands whilst trying in vain to understand quantum physics. He is a self-proclaimed mad scientist.
Alright, when I first read the chapter, I thought this: I knew Kubo wouldn't let Bazz B be defeated that easily. Ah, Bleach. The fight will probably last for 3 more chapters.
A single character dying isn't all that dark(yet), and especially a character we've only seen for 1 chapter.
Oh, yeah, what happened to Sui Feng's shikai? The 2-hit kill? Isn't that more advantageous than breaking his gun and revealing your whereabouts to the enemy?
Sui Feng - master of secret assassination. Well, can't be worse than Naruto's orange camouflage jumpsuit.
I think three chapters is a good estimate, but it might take longer if we begin to see more fights.
It's not so much that a character's death is dark, it's more the fact that said character is about 9 years old.
I think Sui Feng wouldn't have had enough time to do the 2-hit kill thing, it was either a case of do that and let Marechiyo die, or destroy the gun and save him.
And let's face it, in all the anime I've seen, I have yet to see a ninja who's actually good at hiding.
You could break the gun with one hand, and use the shikai with the other. Here's how I think the fight will play out.
Sui Feng will attack from behind, there will be big panels, and Robo-Quincy will dodge that to appear behind her. Sui Feng will say she will use her shikai and there will be this big reveal about Robo-Quincy's ability.
He/She(For all we know this could be another Yoruichi/Nelliel) will confidently launch the attack. And the Sui Feng will dodge and get a hit with her shikai. Robo-Quincy will get a close saying something along the lines of, "you won't get another hit."
The Sui Feng will say, "What makes you think......that I haven't use it from the beginning...?"
Meanwhile, Aizen files a lawsuit.
I think the fight might be like that, but I've had another look at the chapter and I don't see Sui Feng holding her Zanpakuto at all. For all we know, she might not even have it with her. And who would even process the lawsuit? Does the Soul Society have regulations for those kinds of things?
Well, this is the same Soul Society that will eventually release Aizen in a couple thousand years, ("Deicide") and will throw people in prison if some one "thinks" they are doing something wrong (turn back the pendulum arc) so, hey, who knows if Soul Society has law?
They probably have laws, but the people who enforce the laws (the Central 46, I think) are clearly incapable of making rational decisions.


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Home > News > Now Hiring: Community Organizer
Now Hiring: Community Organizer
By San Francisco Bicycle Coalition on April 11, 2018
The SF Bicycle Coalition seeks a seasoned, effective organizer to expand bicycling and bicycle infrastructure in San Francisco. Our community organizers have a unique, behind-the-scenes opportunity to engage communities across San Francisco and affect real change on our streets. We are hiring for a community organizer whose work will be focused on street campaigns in our southern neighborhoods, from Bayview-Hunters Point to Ingleside.
Updated: Applications will be reviewed and considered on a rolling basis until the position is filled. The ideal candidate would start employment in early July 2018.
To apply via mail, please enclose your resume and cover letter in a sealed envelope and mail to:
Janice Li
c/o San Francisco Bicycle Coalition
You are also welcome to drop off an application in-person during regular weekday office hours.
Primary areas of responsibility:
Campaign strategy and community engagement to build more, better bike infrastructure throughout the city;
Organizing on-street and other forms of grassroots outreach, including 1-on-1 meetings, canvassing, etc.;
Developing and supporting member-led campaigns;
Working with City agencies and elected officials to advance campaigns;
Creating new relationships and deepening existing relationships with community partners;
Regular communications both in person and in writing, which will include engaging and communicating with members about our work at all steps in the campaign process;
Representing the organization at public meetings; and
Hiring and managing a team of diverse interns.
Strong candidates will possess as many of the following qualifications as possible:
A deep commitment to the San Francisco Bicycle Coalition's mission;
Written and/or conversational fluency in Spanish, Cantonese or Tagalog;
Two years of experience as an organizer;
Strong interpersonal and relational skills;
An ability to take initiative and lead advocacy efforts within the organization;
A demonstrated track record of successful project planning, project management, base-building and strategy implementation;
An ability to work individually and as part of a team;
Excellent written and verbal communication skills with a wide variety of audiences;
A strong record of online organizing;
Experience sourcing and managing a diverse cohort of interns and volunteers; and
The desire and ability to implement systems that will allow your work to scale quickly and significantly to maximize your impact.
Reports to the Advocacy Director.
Salary and Benefits: Salary is to be determined, depending upon experience. Full-time benefits include medical, vision and dental insurance.
Hours: Full-time. Hours may be flexible. Position will entail some work on weeknights and weekends in order to attend community meetings and events.
About the San Francisco Bicycle Coalition
The San Francisco Bicycle Coalition works to transform San Francisco's streets and neighborhoods into safe, just and livable places by promoting the bicycle for everyday transportation. Our work is guided by our five-year strategic plan and the core values of Transportation Justice, Sustainability, People Power and Joy. The organization's culture reflects its grassroots origins and professional advocacy in equal measures. Our active membership of over 10,000 represents San Franciscans of all ages and backgrounds from all neighborhoods who are working towards safe, sustainable and more affordable ways to move around our city. The SF Bicycle Coalition is the largest city-based bicycle advocacy group in the nation and one of the largest member-driven groups in San Francisco.
The San Francisco Bicycle Coalition is an equal opportunity employer.
Categories: News, Jobs/Internships
Tags: hiring, Community Organizer, Advocacy Team
← Upper Market Protected Bike Lanes Coming
Ride to the Rally on Bike to Work Day →


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Spikes tie Cutters to end season
From staff reports
WILLIAMSPORT, Pa. – The State College Spikes saw their 2019 season finale against the Williamsport Crosscutters on Monday afternoon stopped by weather in the middle of the ninth inning with the score tied, 3-3, thereby assuring them of finishing with a 39-36 record.
Lightning halted play as the bottom of the ninth was about to begin at BB&T Ballpark at Historic Bowman Field, and subsequent rain showers rendered the field unplayable.
The tie game is the first in Spikes history, as all other games stopped with a tie score were suspended and completed at a later date. All statistics from the game count in the year-end totals.
The Spikes took the opening lead of the game in the second inning. Luis Flores knocked in two runs with his bases-loaded single to right, giving him nine runs batted in over the final six games of the season.
Williamsport (32-43) tied the game with Nicolas Torres's RBI single to left in the second and Rudy Rott's run-scoring single to right in the third.
Terry Fuller then put the Spikes back on top in the eighth with a two-out single off the wall in left field to bring in Donivan Williams before Kendall Simmons's flyout to left brought in Johan Rojas with the tying run in the bottom half of the same frame.
Liam Sabino went 2-for-4 to produce the Spikes' lone multi-hit effort.
The Spikes closed out the season with several standout performances. Left-handed pitcher Jacob Schlesener finished the season second in the New York-Penn League with 81 strikeouts, which also matched the State College single-season franchise record set by Daniel Castano in 2017. Fabian Blanco tied for the league lead in appearances with 22 mound outings, all in relief, and Enmanuel Solano's 82 1/3 innings pitched paced the NYPL.
Spikes co-MVP Pedro Pages ended the year with a .291 batting average, eighth-best in the league, and a .393 on-base percentage which was seventh-best. Pages also recorded 17 doubles to tie for fourth in the NYPL in that category, and his .430 slugging percentage was tenth-best.
David Vinsky found himself on several league leaderboards as well, with his .284 average ranking tenth in the NYPL and his 67 hits tying him for seventh-most in the loop.
STATE COLLEGE — The State College Spikes' #SaveOurSpikesa campaign kicked off at a press conference on Thursday ...
Spikes bring back Leon, announce coaching staff
From staff reports Jose Leon will return to the bench for a second-straight year as State College Spikes manager, ...
Spikes respond to supporters
STATE COLLEGE — The State College Spikes today praised the newly created Save Minor League Baseball Task Force ...
Cutters can't cash in on perfect ending
STATE COLLEGE — It was one of those movie script moments baseball so often provides in the eighth inning Sunday ...
Spikes surge late, stay in playoff hunt
NILES, Ohio — Matt Duce collected four hits and Pedro Pages reached base five times to lead the State College ...
Spikes top Scrappers in blowout
NILES, Ohio - Luis Flores gave the State College Spikes a lead they would not relinquish with a three-run homer in ...


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California Prison Hunger Strikes and the Meaning of Solidarity
On July 8, 30,000 people joined together across racial lines to participate in the largest hunger strike in California history. These people are prisoners at Pelican Bay, Corcoran, and other California prisons. Their current strike action renews a two-year peaceful protest against conditions of extreme isolation, arbitrary punishment, Kafka-esque policies, and inhumane living conditions in California prisons, particularly in the SHU, or Security Housing Unit. The SHU is a euphemism for solitary confinement, which in turn is a euphemism for living death. Prisoners are held for 22½ hours a day in an 8 ft. x 10 ft. windowless cell that looks something like this:
As at Guantanamo Bay, the lights are kept on 24/7. And even when prisoners are released from their cells for recreation, they remain in isolation in "exercise yards" where only a small glimpse of sky is visible between concrete and wire mesh.
Pelican Bay was built in 1989 to house "the worst of the worst" in the California prison system. But the truth of the matter is that hundreds of prisoners are isolated in the SHU without having done anything, let alone something violent, simply because they have been identified as gang members. The gang "validation" and "debriefing" process reads like the Standard Operating Procedure at Guantanamo Bay. Gang validation (or classification as a gang member) is managed through a points system that tracks such criteria as tattoos, incriminating photographs, banned reading material, telephone conversations and other forms of communication, and information from debriefing reports, inmate informants, and the allegations of correctional officers (Sharon Shalev, Supermax, p. 74-88). A quote from George Jackson and a picture of a dragon, together with some hear-say from inmates or guards, can be enough to get you validated as a gang member (see Shane Bauer's recent article in Mother Jones for more on this process).
Once you've been validated as a gang member, you can be held in the SHU indefinitely. To get out, you have to either prove that you have been falsely classified (a Sisyphusian task) or "debrief" by providing prison authorities with accurate information about gang membership and/or activities. Colloquially, this process is known as "parole, snitch, or die." But snitching and dying are by no means mutually exclusive possibilities, as former gang members face retaliation upon release or reintegration into the general prison population. And even if they were willing to face this risk, gang members who have been isolated for years or decades often don't have any reliable information to share as an informant.
The average length of time in the SHU at Pelican Bay is 7.5 years, but 89 prisoners in the facility have been isolated for more than 20 years, and one prisoner – Hugo "Yogi" Pinell – has been isolated for 42 years, longer than the prison itself has existed. Over 11,000 prisoners in California, and over 80,000 across the US, are held in some form of "restricted housing" [read: solitary confinement, read: living death]. And due to severe overcrowding in California prisons, many people are double-celled in isolation units built for one.
The issues raised by the strike action of the Pelican Bay Short Corridor Collective and the Prisoner Hunger Strike Solidarity Coalition are more than "just" prison issues. They are more than "just" human rights issues. They are issues in which the very possibility of a meaningful life – both behind bars and beyond them – is at stake. To live in a world where anyone is treated this way is to be implicated in the practice of torture. Torture is about power, but it's also about meaning. In her classic book, The Body in Pain, Elaine Scarry describes the logic of torture in terms of an "unmaking of the world." I cannot think of a better description for the SHU. You don't need electrical cords or dental drills to torture a person; you just need to stuff them in a concrete box and force them to bear the whole weight of their being in isolation from others.
According to Scarry, torture "uses the prisoner's aliveness to crush the things that he lives for" (38). This is true also for the torture of solitary confinement: It exploits a prisoner's power as a subject of meaning, turning their own capacities for feeling, enjoyment, perception, and thought into an instrument of their own undoing. Scarry describes this as a forced self-betrayal: "Each source of strength and delight, each means of moving out into the world or moving the world in to oneself, becomes a means of turning the body back in on itself, forcing the body to feed on the body" (p. 48).
The hunger strikers at Pelican Bay and across the California prison system are engaged in a process of making this otherwise invisible violence visible. They should not have to go this far. It's our responsibility as people on the outside, people who are not forced to live in a concrete box, to support the prisoners' collective action so that their demands can be met, and the hunger strike can end with the least possible suffering and harm. As Jonathan Simon writes in the blog, Governing Through Crime:
Hunger strikes are an extraordinary act of self deprivation by people who have almost nothing. They can result in the deaths of those involved and compel prison staff to engage in degrading practices like force-feeding to prevent that.
They also put people like you and me in the position of having to choose: Which side are you on? What matters to you, and why? What kind of a world do you want to live in?
The Pelican Bay SHU- Short Corridor Collective has made 5 core demands: 1) to end group punishment for individual rule violations, 2) to reform gang validation policies, 3) to comply with the recommendations of a federal commission on long-term solitary confinement, 4) to provide adequate and healthy food, and 5) to expand rehabilitation, education, and recreation programs. You can support the prisoners' strike action by signing this petition, joining the resistance network (by committing to one concrete action a week for the duration of the hunger strike), participating in a solidarity rally on July 13 at Corcoran state prison, planning a solidarity event of your own, or donating money to the PBSP-SHU Short Corridor Collective. You can also support the hunger strikers by spreading the word about their strike action, and encouraging others to do the same. This video could be a powerful educational tool for building solidarity.
Who better than Angela Davis to remind us of the collective power of resistance? In her Autobiography, Davis writes:
Those of us with a history of active struggle against political repression understood of course, that while one of the protagonists of this battle was indeed the state, the other was not a single individual, but rather the collective power of the thousands and thousands of people opposed to racism and political repression.
Davis reflects on the power of the voice in resisting isolation and building solidarity on both sides of the prison wall:
Chants thundered on the outside . . . While the chants of "Free Angela" filled me with excitement, I was concerned that an overabundance of such chants might set me apart from the rest of my sisters. I shouted one by one the names of all the sisters on the floor participating in the demonstration. "Free Vernell! Free Helen! Free Joan! Free Laura! Free Minnie!" I was hoarse for the next week.
There is no meaningful sense of freedom for Angela Davis without the freedom of others whose names we may not recognize, but who nevertheless make an ethical and political claim on our own existence as citizens, as human beings, and as creatures. What forms of community could we create, and what meanings could we disseminate, by amplifying the voices of people who are putting their own lives on the line to protest the living death of solitary confinement and the absurd brutality of arbitrary punishment and irresponsible power?
Posted by Lisa N Guenther on 09 July 2013 at 23:48 in Capital punishment, solitary confinement, and the prison-industrial complex, Lisa Guenther | Permalink


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MDK Law Secures Victory Before the Court of Appeals
MDK Law shareholder James P. Ware and associate Courtney D. Bhatt secured a major client victory before Division I of Washington's Court of Appeals on October 15, 2018. After obtaining a $750,000.00 plus judgment against the creator of a purported EB-5 project in Longview, Washington, the principal defendant of the project sought to have the judgment overturned. In support of his position, the appellant argued that state courts lacked jurisdiction over the matter and that MDK Law's client did not act reasonably when she relied upon false representations in the project's Private Placement Memorandum ("PPM"). In rejecting the appellant's position, Division I noted that the federal law that governs EB-5 investments and the creation of "regional centers" specifically carves out an exception that allows for a victim of a fraudulent EB-5 scheme to sue for damages in state court. In this instance, MDK Law's client based some of her claims on the Washington State Securities Action ("WSSA") and obtained judgment against the appellant based upon a clear violation of WSSA. Division I found that because MDK Law's client obtained a judgment based upon violation of WSSA, the trial court had jurisdiction to render judgment against the appellant.
In addition, Division I rejected the appellant's argument that reliance upon misrepresentations in the project's PPM was unreasonable. In rejecting the appellant's arguments, Division I noted that the appellant's arguments rested on semantics and not a meaningful examination of the applicable law or the record. Division I also noted that the appellant did not challenge the reasonableness of the client's reliance on appellant's materially false and misleading statements. Instead, appellant unpersuasively attempted to argue that MDK Law's client made misrepresentations that barred recovery. In rejecting appellant's argument, Division I noted that appellant's claims were conclusory and speculative and in no way related to the WSSA claims that MDK Law's client lodged against the appellant.
The attorneys and other professional staff at MDK Law engage in sophisticated transactional work and litigation in the realms of international contract law and business planning, tax law, and objective-based outcomes. Our attorneys are licensed in Washington, New York, California, Texas and Oregon.


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Dividend Ideas | Financials | Editors' Picks
Goldman Sachs: Its 47% Dividend Hike Should Put It On Your Radar
Jul. 9, 2019 7:45 AM ET
| About: The Goldman Sachs Group, Inc. (GS)
by: Ian Bezek
Ian Bezek
Long/short equity
Ian's Insider Corner
Goldman's stock is up 20% since I recommended buying in December during the height of the market panic. But it should be up more; the stock is still cheap.
The company just announced a 47% dividend hike combined with a massive share repurchase which will attract more investor interest.
Goldman's stock should trade back to its 52-week high of $245 or higher.
I first purchased Goldman Sachs (GS) in December, while the market was crashing. Since then, shares are up 20%. By all accounts, however, they should be up more.
Here's a fascinating stat that attracted me to GS stock in the first place. Between late 2009 and late 2018, Goldman Sachs' stock did not appreciate at all. Its only return to shareholders came from its modest dividend as you can see. Over a 10-year stretch, the stock didn't appreciate at all, and the total return was a paltry 13%:
Data by YCharts
This lackluster performance came while the S&P 500 as a whole tripled. Additionally, Goldman Sachs' tangible book value grew 68% over the same stretch. The company has generated plenty of economic profit over the past decade, but little of this has translated into shareholder returns... yet.
Back this up to the pre-financial crisis days and the performance gap is even wider:
In 2006, Goldman Sachs had a tangible book value of just $79 per share, yet the market valued its stock at as much as $200, paying almost 3x tangible book for its stock then. And note that even during the financial crisis, Goldman Sachs never had to dilute itself to high heavens to survive. During the height of the crisis, Goldman's tangible book value kept rising despite the awful conditions for banks.
It appears that the market is trading GS stock based on its earnings. In 2006, Goldman Sachs earned $24 per diluted share, and not coincidentally, it hit its peak pre-crisis stock value. Earnings dipped markedly going forward, with the company earning on average in the $15/share range after the financial crisis.
Now, after years of under-earning, Goldman Sachs is back on pace to hit record earnings levels, with analysts forecasting $25/share of EPS or so over the next 12 months. Clearly, however, the market is unimpressed with these earnings, as GS stock is now trading around tangible book value, and at just 8x forward earnings.
Let's take a moment to think about why this low valuation might be justified. Late last year, there was headline news involving a scandal out of Malaysia. It appears some of the under-performance in GS stock is due to this. However, it looks like even in the worst case, it won't cost the company more than a quarter or two of earnings. I see this as irrelevant to the long-term investment thesis.
More importantly, Goldman Sachs has been criticized for not adapting quickly enough to the post-recession change in the banking environment. While the company has made some shifts in its strategic focus, it still relies more on traditional investment banking profit centers such as market making than other large banks. Additionally, Republicans losing Congress in 2018 and potentially losing the Senate or the Presidency should stall deregulation efforts and may lead to more regulatory scrutiny going forward.
There's also the matter that this could be peak or near peak earnings. As we've seen in past cycles, banking earnings can decline in a hurry once the economy turns down. However, I'm skeptical this is the top. For one thing, investment banking revenues in particular should be booming as 2019 has been one of the hottest years for IPOs in ages. And that's a business Goldman continues to dominate. Long-time respected Goldman critic Dick Bove finally upgraded GS stock to a buy two weeks ago, acknowledging both the company's current deal and earnings momentum, while also crediting its longer-term strategic positioning:
"The core reason to buy the stock is not so much what might be a great second quarter. It is that the company is being repositioned to fit its products into the newly formed markets driven by technology."
It's important to note Goldman Sachs has a wide range of revenue sources, with none accounting for an overwhelming portion of the company's income:
Source: Annual report
That said, most of these are still tied to the health of the economy. While trading operations should make more money in volatile markets, the other branches suffer. Assets under management declines for the investment management business, the investment banking business will have fewer IPOs and other deals, and the commercial bank is likely to take more losses due to credit exposure.
So, all in all, I don't think one can say this is simply pound-the-table cheap just due to being at 8x earnings. Until recently, the firm was earning closer to $15/share per year, which would put the PE ratio now at closer to 13x. That's totally reasonable for a large bank, but not deep value either.
However, the key attraction now is that Goldman Sachs is right at tangible book value. This is incredibly weird, given how strong the economy is. The market has usually paid a premium to Goldman's book value in the past:
Only for brief moments in 2008, 2012, 2016, and this past December has this ratio fallen below 1. And all of those, in hindsight, were outstanding buying opportunities for GS stock. In theory, if the company were to liquidate, a buyer today is getting precisely fair value for the bank's real assets. One of the world's most prestigious and influential banking brands is now being valued as though the ongoing operation has no inherent value whatsoever. You have to be really down on either the economy or Goldman Sachs' corporate culture to think this makes any sense at all.
I want to repeat that I'm not sure how sustainable $25/share earnings will be. I'm more bullish on the economy than most, and expect stocks to perform nicely over the next 12 months. Beyond that, though, we are overdue for a recession at some point, and Goldman's earnings will almost certainly decline when it comes.
However, the value driver here is the steady increase in tangible book value. Between its strong retained earnings and share buyback, the company has compounded shareholder value at a ridiculous clip. Goldman has retired 25% of its outstanding stock since 2011, for example. That's an amazing achievement. Ultimately, it hardly matters if they earn $25 or $15 a share in any given year, tangible book value will continue compounding at a solid pace, dragging the share price up over time:
This is the inherent value of the business; ignore the stock market fluctuations. A business that is growing like this should earn shareholders a good deal of money over time.
Huge Dividend Hike
Up until now, few people have owned GS stock for its dividend:
Since the financial crisis, GS stock has never yielded more than 2%, and it has only rarely even been above 1.5%. If you owned GS stock, you were buying it mainly for capital appreciation. However, we're about to see a big switch in the shareholder base. That's because Goldman Sachs just announced a monster dividend hike in conjunction with the recent Fed stress tests, which GS passed with flying colors.
In response, Goldman is raising its dividend by a stunning 47%:
The new dividend will be $5/share annually, which pencils out to a 2.4% dividend yield on the current stock price. Is that a huge yield? No. Does it easily top the S&P 500 and get it into competitive range with the other too-big-to-fail banks? Absolutely. A lot of value funds that prioritize dividends should move into GS stock once the dividend takes effect. A lot of DGI folks will see GS stock on their radar for the first time as the company will sport huge 5- and 10-year compounded dividend growth rates once this move takes effect.
Notably, even with a 2.4% dividend yield, the dividend payout ratio will still be down around 20%, leaving plenty of room for more hikes going forward. The bulk of Goldman's capital return program is still in its stock buyback, which makes sense with shares so cheap at this valuation. But once Goldman's stock returns to a more appropriate valuation, the company can fund a much higher dividend going forward if it lacks better uses for its capital.
Finally, for those more trading-oriented, it'd be totally logical to buy here, and wait for the market to return to optimism and pay 1.5x TBV again at some point in the future - up around $300/share at the moment. Strongly rising book value plus multiple expansion will create a very favorable trading opportunity if I'm right and the economy doesn't grind to a halt over the next 12 months.
This is an excerpt of an Ian's Insider Corner digest published December 2018 and updated to reflect subsequent events. Subscribe now to get the full edition of this and all future digests. Ian's Insider Corner membership also includes an active chat room, initiation reports for new stock purchases, and my responses to your questions.
Disclosure: I am/we are long GS. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.
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Pastor Phil Ronzheimer continues his sermon series on the book of Revelation with this sermon entitled, "The Abyss, The Locusts, and a Mounted Army."
Pastor Phil Ronzheimer continues his sermon series in the book of Revelation with this sermon from Revelation 8 entitled "Shock & Awe."
Pastor Phil Ronzheimer continues his series on the book of Revelation with this sermon from Revelation chapter 7 entitled "Seals and Robes."
Worship service of the Little Falls Alliance church from June 23rd, 2013.
Youth pastor Ryan Olson preaches a Father's day sermon from Ephesians 1:3-14 entitled "In."