The student leadership team are a recognised voice for all students in the academy across all years.
Our dedicated Student Leadership team are an important group that represents the academy at a variety of levels including visiting 1 Angel Square, visiting other schools and welcoming external visitors to the academy. The academy is fortunate to have a proactive Student Council, Anti-bullying Ambassadors, Eco Ambassadors, Sports Leaders to name but a few.
The Environment – the Year 7 Student Council have worked to inform students about the impact of plastic on society and how this could be improved within our academy.
Healthy Breakfasts – the Year 10 Student Council have researched how they could help provide more healthier food options in the canteen as the number of extra-curricular clubs has increased before, during and after school they were keen to help ensure that students had nutritional food to prepare them for the school day and beyond.
The Well-Being Garden – the Year 8 Student Council have developed ideas on a well-being garden to help promote our mental health awareness.
Year 9 – worked impressively to raise funds for local charities including 'The George House Trust' raising awareness of World Aids Day across the academy. They invited members of the George House Trust in to speak to Yr 7 students in a Q and A session. This also then led to the launch of our own 'MCMA Way' based on the principles of being Coop.
Anti- Bullying – the Anti Bullying Ambassadors have carried out training in the academy and other schools across the northwest as well as presenting the new anti-bullying policy to parents. They helped write this along with a student charter.
All of these actions have had a positive impact on how the students feel valued and shows how the academy's values of Trust, Respect and Commitment link to the work undertaken by the Student Council. It has also helped our students to embody the wider Coop Values of Do what matters most, be yourself always, show you care and succeed together into academy life.
To represent your form and year group at Student Council Meetings.
To attend Parent Forum and SLT Meetings.
To improve communication across the academy within your year group.
To focus on the council development plan for your year group and feedback to other students.
To contribute to the academy's Annual Development Plan.
To represent the academy at extra –curricular events such as Open Evening and Community Events.
Check out the Student Council Leader Handbook for more information.
To promote digital awareness across the academy and participate in digital leader awards.
To develop effective communication skills of students in the academy.
To represent the academy at extra-curricular events.
Check out the Digital Leader Handbook for more information.
To promote environmental awareness across the academy.
Organise and deliver one assembly about an environmental concern in the school.
Investigate and help implement one way that the school could be more 'green' i.e. recycling paper in classrooms.
To represent the academy at extra –curricular events such as open evening and community days.
Check out the Eco Leader Handbook for more information.
Check out the Anti-Bullying Ambassador Handbook for more information.
To achieve the Sports Leaders Award.
To be able to show a positive attitude towards others.
Organise teams for inter-form events.
Be a Healthy Lifestyles Ambassador.
To represent the academy at extra –curricular events.
Check out the Sports Leader Handbook for more information.
It's an opportunity to have a positive impact on the educational experiences of students in the academy.
To improve communication across the academy.
To help translate information to parents at designated evenings throughout the year i.e. parents evening/open day.
Organise and deliver one assembly linked to a cultural event i.e. European Day of Languages/Chinese New Year.
Check out the Language Ambassador Leader Handbook for more information.


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text:
The Moon Eyed People and Old Stone Forts in the SE.
"The time frame for construction ranges from 500B.C. to 1500A.D. The current commonly accepted date for construction is 500 A.D. The myths of the culture who built it abound. Local Indian culture speaks of a race of "moon-eyed" people. Some choose to interpret this as "white people", inferring that the dark eyed Indians would select this as a description for a light skinned blue eyed race. If the "moon-eyed" people myth can be believed it would more likely be a reference to the god they worshiped than to the shape of their eyes.
Another myth revolves around the Welsh prince Madoc. He arrived in Mobile Bay around 1400 AD and moved north from there. Several petroglyphs support the existence of this legend."
[link to ngeorgia.com]
There (was) three forts that I'm aware of.
The other is in Old Stone Fort State Archaeological Park in TN.
[link to en.wikipedia.org]
The third stone fort was in Chattanooga, TN on the banks of the Chickamauga river. It was torn down to build Amnicola highway. In the book, 'The Natural and Aboriginal History of Tennessee' (1823), John Haywood writes about it.
[link to tennesseeencyclopedia.net]
He also talks about a cave found on Missionary ridge there that contained skeletons of people with RED HAIR, he claims this cave was covered up.
Now I'm giving two VERY HIDDEN pieces of information.
The area where this stone fort was is now a chemical plant on the right (coming from Chatt. State, right before crossing chickamauga). You can see an UNTOUCHED, large tree covered, 50-60' indian mound as pretty as can be right in front there easily visible from the road. But you have to look for it.
Across from Chattanooga State and Lake Jr, is government TVA land which backs up to the ridge there. I'm not sure I would recommend anyone walking it, but I have(there is scary stuff there- nuff said). But anyway directly on top of the ridge there is an ancient indian burial ground...that I bet hardly anyone knows about.
Anonymous Coward (OP)
Re: The Moon Eyed People and Old Stone Forts in the SE.
Another archaological site that has ancient fortifications is on the mountain overlooking Dalton, GA (directly up on the right from the trade and convention center). Supposedly an ancient wall already existed there before being rebuilt for use as an entrenchment during the civil war.
I was there during my lunch break one day and was startled by a native american in full dress, with the head piece and all. Chanting (/talking) to a flock of eagles (I guess) that were flying over him.
It seems to me that every time I walk out of the house now there is a flock of eagles flying in circles above me.
Coinkidink?
Tell ya something else. I was friends with a girl (sherry carter) whose dad ran the bulldozer to build river front park way. He brought home buckets of artifacts. I saw them in person (They were shown to me). Some of them didn't look cherokee at all.
And speaking of looting of ancient artifacts. I worked with a guy named david (can't think of his last name) who lived right next to the creek on signal mountain that goes and forms rainbow falls at point park. directly down from where the creek crosses the road (before the signal mountain leaf fill) is a natural cave/bluff/overhang. It's hard to reach from the falls because you have to climb rock cliffs.
Him and his family took buckets and buckets of ancient indian artifacts from this natural shelter.
Your dates are wrong about Prince Madoc (a distant relative). He was actually there around the 500 a.d. marker. He was the brother of King Arthur...yup, that one.
A couple of British Scholars have unearthed a great deal about this connection.
I know you will find many incorrect dates for him, most around the 1200 marker. But that is part of the subtrefuge. There is a reason they do not want us to know of King Arthur...nor his relatives. It has the potential to unravel the Great Mirage in which mankind has been imprisoned for eons.
Quoting: Anonymous Coward 696757
(There near edward's point.)
Two other places. At Skylarka springs down from covenant college at the base of the mountain (part of point park) has ancient stone rubble piles. Supposedly the remnants of a cherokee village...chief skylarka.
Up suck creek (rd) some ways are ancient stone rubble piles. Also on top of the ridge there at suck creek is also an ancient indian burial ground.
You would like this book.
The Natural and Aboriginal History of Tennessee
He talks about all the ancient roman coin finds in TN.
Ooh, another place nobody is aware of. On the hill at the coast guard station at chickamauga dam has long sections of ancient stone wall/fence...where there has been talk of building new tva offices. This is within a mile of all that first crap mentioned at lake jr.
Also you would be interested in reading about the melungeon people who inhabited the area.
Very interesting op ,thanks!!!!!
RD47blog
If you get a book called, 'Book of Hopi' by Frank Waters. That might help to explain. Why the 'Eagles' are suddenly, in your life.
Quoting: RD47blog 699047
My second great grandfather was John Oliver, one of the first white settlers in TN. He married a cherokee indentured servant (cherokee orphan). He lived in Cades Cove which is now part of the smoky mountain national park (600 acres). The John Oliver's cabin is now a national monument. Family legend says that the locals didn't like him being married to a Cherokee and being friends with other cherokee in the area and so they conspired to take his land. He tried to fight the seizure of his land (to form the smoky mtn national park), and by doing so he lost the "fair offer price" that was given to those who didn't fight the takeover. He subsequently committed suicide.
An odder apsect to it all is my wife's grandmother is an oliver, from john oliver's brother william. He also married Cherokee. So my wife and I are like third cousins.
Good link:
[link to www.hmdb.org]
So there's four old stone forts. I didn't pick up the one at: "Legend attributes three stone forts to Prince Madoc's people. One near DeSoto Falls, Alabama"
Amazingly enough they got the chattanooga one but left out fort mountain GA.
Cool post OP. I knew there were a lot of old stone monuments in New England, but I didn't know about the ones in the southeast.
You might enjoy reading at The New England Antiquities Research Association (NEARA)
[link to www.neara.org]
I think that's the right link. It's hard to find the article archive on the web site there, if I remember correctly. you have to poke around for it but there are cool articles about old stone walls, underground tunnels and tombs, standing stones, petroglyphs, etc.
"Give thanks in all circumstances, for this is God's will for you in Christ Jesus. " (1 Thessalonians 5.18)
"Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God. 7 And the peace of God, which transcends all understanding, will guard your hearts and your minds in Christ Jesus."
I'll tell you another odd story. There was once a poster hanging up at the Chattanooga Bicentennial Library that was talking about the burial grounds at Moccasin Bend. There were two burial grounds there. They dated one burial ground to be 10k years old it said on this poster.....
Well there was a big to-do over them bulldozing one set of burial grounds to build a golf course there at moccasin bend....
One rainy day, I rode my bicycle down to Moccasin Bend to see the burial grounds for myself. They were easy to find, just had to follow the no trespassing signs. Well I was rooting around in the river there sifting through the mud and found several pieces of burial jar and a few cool rocks.
I took these home with me (I was living off east manning st at the time) and laid the artifacts on my chester drawer. I went to wash up and called my wife (then GF) and was telling her about what I had found. But when I went to look on my chester drawer only the rocks were there, the pieces of burial pot were missing. I never found them. This always puzzled me greatly.
Directly across the river from this burial ground is the cave that Johny Cash had his epiphany in. It was used during the civil war but was closed off due to homeless people taking shelter in it.
My aunt said the cherokee considered the area between moccasin bend and suck creek to be haunted. This would be elder and racoon mountains. Both of these mountains have a crap load of UFO activity...I mean a CRAP load.
What bird did the Cherokee Tribe, pick as their ceremonial Bird? An example would be, Hopi had the Eagle, Navajo had the Hawk and so on. Eagle just don't start acknowledging someone, out of the blue. It's happen to me a few times, but always near ancient Native American, power area's.
Love all the great info,I grew-up in N.E Alabama and have little Indian blood from both parents sides.
Wish i could go home and check these sites out,we had a small burial plot on my grandmothers land and we were told never mess with it.
Several Indian graves that my Grandmother said was old Family,maybe she meant ancestors.
Lots of caves me and sibs would find had cave-wall drawings(very cool).
I found this interesting read.
[link to www.firstpeople.us]
and no I'm not making it up. I had about six of them just earlier today soaring/floating (riding the thermals) casually up above me. I always have one swoop down real low and check me out...and then he'll fly up and away to have another one come and do the same thing. I am always thinking they are going to swoop down and steal one of my cats, but they just watch...but I see them every where I go. Anywhere in the city, at my parents house, etc, etc.
Please...tell us more about Madoc, King Arthur, and his relatives, pretty please. :)
Also my dad told me that my second great grandmothers name meant 'little blue bird' in cherokee. I don't know if that is true or not though.
Had read last year that the Mall in Nashville is built over a very large Indian Burial site.
You know that the Eagle represents power, don't you? They are, the top of the food chain. They fly higher, dive faster, than all the other birds. The Eagle has no natural enemies, except modern man.
The largest cherokee village in the area (overhill) is situated off the banks of the hiwassee where it comes out of the unicoi range, is now a state run tree farm just off hwy 411. The 'smoke signal/lookout' for this village is the mountain there at gee creek wilderness. There is NO official trail to the peak of this mountain...but I know there is stuff there. I've been wanting to climb it forever but no one will do it with me (It's dangerous to climb mountains alone).
Also Baylor School off of signal mtn rd has a large collection of native american artifacts gathered from the island that the school owns there.
Cherokee are, in fact, of the Algonquin nation and the Algonquins, in fact, are Egyptians.
Little Egypt in Southern Illinois, Memphis, Cairo, etc., down in that area, are aptly named. Many of the vocabulary words of the Algonquin are phylogenically closely related to ancient Egyptian.
ladyyinTN nli
That is quite interesting. I moved to TN over a yr ago and there is alot of history in the area I live. 1/2 hour from Cades Cove, and I have been there. Even more history up past Coker Creek, I know some hillbilly's from there. Born and raised on the mountains. I got a tour of the old mountain road last weekend from my girlfriends brother. Lots of fresh springs up there too. when TSHTF I now have people up there. too kewl
Quoting: ladyyinTN nli 608220
You mentioned coker creek (hwy68). Monroe county has had crop circles two years in a row now. I suspect there will be one this year also....
Virgin mountain you say?
if i was back home(Alabama)i sure as hell would go with ya,im 45 but i still have some life in me.
Wow you cant get anyone?that sux!!!!
Very interesting. Have you heard the legend of the egyptian cave found in the grand canyon?
[link to www.rense.com]
Yeah, I about died coming down a mountain following a little creek next to south chickamauga (commonly called soddy creek...but there's two soddy creeks...so the first one...the one that has the bottomless lake and the government facility at the top of roberts mill road). I fell down a pretty good embankment. Lost my glasses, found a cool cave. It was scary. If I had broken my leg....
Another virgin mtn on my list to climb is Brown Mtn in NC...of the 'Brown Mtn Lights' fame. I want people with me on that one case there is something scary there at the top....know what I mean???
Great info ...love East TN....and its people...
1 Fort Smith,AR police officer pays for shoplifting suspect's groceries 01/02/20
2 "WERE GOING TO WAR BRO" Fort Braggs 82nd airborne deploys to middle east!!! Fast deployment 01/07/20
3 Christmas miracle: Crews successfully stop sewage from flowing into Fort Lauderdale neighborhood and Tarpon River nearly two weeks after major se 12/25/19
4 Tarnado Doom: Dallas/fort Worth Area 01/10/20
5 Three C-17As from Fort Bragg heading across the Altantic. Looks like #Iraq reinforcements. 12/31/19
6 FORT WORTH MALL: disturbance between dozens of """juveniles""" near the Hulen Mall food court spilled into 2nd floor Dil 12/26/19
7 R.I.P - 3 soldiers die, 3 hurt in Army Fort Stewart training accident in Georgia. 10/20/19
8 A Billion Euros worth of jewellery and diamonds stolen in raid on German museum as secure as Fort Knox 11/25/19
9 Democratic mayors win reelection in Indianapolis and Fort Wayne 11/05/19
10 Fort Worth Woman Killed In Her Own Home By Police Doing Welfare Check Due To Her Front Door Being Open With Screen Door Shut 10/12/19
11 Army identifies 2 Fort Bragg paratroopers killed in Afghanistan 12/19/19

redpajama_set_name: RedPajamaCommonCrawl


Rochdale manager Keith Hill only had limited sympathy for goalkeeper Josh Lillis after a David Perkins own goal gave Plymouth Argyle a 2-1 win.
When it was suggested that there should be some sympathy for him, he said you might as well call the vicar.
A bizarre goal for the winning goal, what are your thoughts on the game?
We dominated possession which we knew we would probably have, we defended well today. I have no problems in respect to stopping their threat but there was a common theme when teams come and sit behind the ball, you are looking for that one opportunity. But players have got to be more convincing in the final third with their decision making, we shouldn't have lost that game today, we shouldn't have conceded a goal and we ended up conceding two.
The first goal I am disappointed with because it is a switch off from a throw in. We got the ball and we end up conceding a goal from our throw in and I have just looked at it again and it is poor play down that left hand side, which results in the goal. We knew we had to be aware of the counter-attack, which I thought we dealt with well. I am disappointed that we have been beaten by a ghost goal or an own goal, if you like. I can't explain the mistake to be honest.
You like your sides to play out from the back, is there certain times where you just need to put your foot through it or is it just you want to play it out?
There is nothing wrong with what David Perkins does whatsoever. It is not a question of playing out, he has made the right choice. Unfortunately Josh has miskicked it or air-kicked the ball, he believes there is a little bit of a bobble on our pitch. It is a ghost goal isn't it? I think they have had two shots on target and one of them was when we put Ryan Delaney up front. I put Ryan Delaney up front and played MJ at the back on his own against Taylor and I am pushing everyone forward to try and get an equaliser.
So, up until them scoring the goal and us getting the equaliser, I am relatively pleased with the way the game has gone, except for what we haven't done in the final third. We have to be more convincing and we have to show more conviction. Individually we have to take players on rather than pass across lines, we have to run and pass through lines. That's the only disappointment because I thought we controlled the game. It is not a question of letting them have the ball, where they can stay in control with respect to being in position. I just thought we didn't make the most of the possession we got in their final third.
When the first goal went in, your heads could have dropped but they didn't. Bradden got played through and a neat finish from him.
Oh, it is a good goal but there should have been more of them. If I look at, not a similar game in the fact that it finished 0-0, Luton at home, the speed of the game was quicker from our point of view. In regards to the opposition sitting in the box trying to set traps, we kept possession and the speed of the passes have got to be better through the lines. It can't stop with Calvin [Andrew] facing his own goal, we have to be getting players beyond Calvin at the right time. So, I was disappointed but that's the only real disappointment of the day in respect to our performance. The result is disappointing but I understand the result but when we concede a second goal like we did.
It seemed like really tough justice at the end when Plymouth got that winner.
Yeah but football is tough, it is a reflection of society at times. We controlled the game and I know the data will suggest that. They have had two shots on target and one of them is of our own making. I am disappointed with the result but not too disappointed at the way we played, controlled the game, defended, the way we attacked, the amount of possession we got into the final third. I thought we were loose and made some wrong decisions, we didn't get enough positive numbers to move their central defenders or midfield players off the box. Just a little bit disappointed but I can't explain or try to explain how we have lost that game in respect to them scoring that second goal.
Plymouth's winner will be debated for a good few days to come but from where I was sat it looked like David Perkins is perfectly harmless back pass to Josh Lillis. It hits a tiny divot on the six yard line, have to have some sympathy with the 'keeper.
Yeah, sympathy and tea, you may as well phone the vicar if that's what you want. There is no sympathy in football, the result will stand. I think personally, and I am not trying to hit Josh with a hard stick, I sympathise with him to a certain degree but it is a goalkeeping mistake.


text:
using InventoryExpress.Model;
using System.Linq;
using WebExpress.Html;
using WebExpress.UI.WebControl;

namespace InventoryExpress.WebControl
{
    public class ControlCardLedgerAccount : ControlPanelCard
    {
        /// <summary>
        /// Liefert oder setzt das Sachkonto
        /// </summary>
        public LedgerAccount LedgerAccount { get; set; }

        /// <summary>
        /// Konstruktor
        /// </summary>
        /// <param name="id">Die ID</param>
        public ControlCardLedgerAccount(string id = null)
            : base(id)
        {
            Init();
        }

        /// <summary>
        /// Initialisierung
        /// </summary>
        private void Init()
        {
            Margin = new PropertySpacingMargin(PropertySpacing.Space.Two);
            BackgroundColor = new PropertyColorBackground(TypeColorBackground.Light);
        }

        /// <summary>
        /// In HTML konvertieren
        /// </summary>
        /// <param name="context">Der Kontext, indem das Steuerelement dargestellt wird</param>
        /// <returns>Das Control als HTML</returns>
        public override IHtmlNode Render(RenderContext context)
        {
            lock (ViewModel.Instance.Database)
            {
                var image = ViewModel.Instance.Media.Where(x => x.Id == LedgerAccount.MediaId).Select(x => context.Page.Uri.Root.Append("media/" + x.Guid)).FirstOrDefault();

                var media = new ControlPanelMedia()
                {
                    Image = image == null ? context.Page.Uri.Root.Append("/assets/img/inventoryexpress.svg") : image,
                    ImageWidth = 100,
                    Title = new ControlLink()
                    {
                        Text = LedgerAccount.Name,
                        Uri = context.Page.Uri.Append(LedgerAccount.Guid),
                        TextColor = new PropertyColorText(TypeColorText.Dark)
                    }
                };

                media.Content.Add(new ControlText()
                {
                    Text = LedgerAccount.Description,
                    Format = TypeFormatText.Paragraph
                });

                Content.Add(media);

                return base.Render(context);
            }
        }
    }
}

redpajama_set_name: RedPajamaGithub


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text:
Guber Election 2021: INEC denies it nullified APC Anambra governorship primaries
The Independent National Electoral Commission (INEC) has denied report that it disqualified the All Progressives Congress (APC) governorship primaries in Anambra State.
The Chief Press Secretary to INEC Chairman, Mr. Rotimi Oyekanmi, discredited the reports, describing it is a mere ruse.
Speaking in a statement, Mr. Oyekanmi said that any official statement not signed by the INEC National Commissioner and Chairman, Information and Voter Education Committee (INEC), Barrister Festus Okoye, should not be taken seriously.
He wondered how one can just pick up a paper without INEC logo on it and run to the press.
He stressed that such piece could have been concocted by anyone and claim that it is from INEC.
He explained further that when their staff monitor primaries of political parties, they are expected to write report, stressing, however, that such report is not for public consumption.
He insisted that if anyone is found acting on that report, he should be arrested because he stole the report it is supposed to be for internal use only.
People who don't learn from yesterday, endanger tomorrow
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text:
Bantam Rebels looking to get jump on season
Posted on January 21, 2014 by Taber Times
With only the Superbowl yet to be played before another year of football is over, the Taber bantam Rebels team is already gearing up for the next season.
Indoor winter football camps will begin Jan. 23, and continue Jan. 30, Feb. 6 and Feb. 13 on Thursday nights at 7 p.m. to give players an introduction to the bantam game.
"The whole point is to get the kids out who have played before, make sure they're doing what they should in the offseason to get ready for August and hopefully get some newcomers out," said Rebels head coach Garrett Simmons. "We're really hoping to see some new faces and boost our numbers."
The camp is for players currently in Grade 7 and 8, and is open to anyone in the team's drawing area, which includes, Taber, Barnwell, Vauxhall, and various other areas in southern Alberta.
"We've had players from Hays and Enchant, Grassy Lake and a few from down in the Milk River/Warner area over the years," said Simmons.
"It would be nice to get some representation from those communities every year to help the sport really grow in the area."
Last year drove home the importance of having strong numbers at the bantam level, as the team was decimated with injuries throughout the year.
"It was the only time in all of my years of coaching when I didn't have at least 30 players. We were in the low 20s and when the injuries started to accumulate, we had a difficult time fielding a roster for some games."
Winter camps are a way for second-year players to keep their skills sharp and for the rookies coming into bantam to get acclimatized to what is expected from them at the bantam level.
"It's a step up from peewee," said Simmons. "The move to real games, with referees, special teams, and the full field does make a big difference. We're just trying to ensure we are as prepared as possible."
Part of that process begins with getting new players up to speed as soon as possible.
"We want to expose kids to the sport and get them in the gym to see if it's something they could enjoy," said Simmons. "
Part of it is teaching them the skills they're going to need to succeed in late-August when we start for real and to give them a quick head start before spring camp."
The camp will begin each night at 7 p.m. inside the auditorium at the Taber Community Centre. It is free of charge.
For more information, call Simmons at 403-382-0681.


text:
Q: How to make passable onChange props on React-datepicker library I'm trying to create a date input component using the library from react-datepicker, the component I created has the condition that it must have the onChange function passed.
here is my code inputdate with React-datepicker :
const Inputdate = (props: Props): React.Node => {
  const { value, onChange } = props;
  const [date, setDate] = React.useState(value === undefined ? null : value);
  return (

      <ReactDatePicker
        className={datePicker}
        onChange={(d) => onChangeHandler(d, setDate, onChange)}
        {...getInputdateProp(props, date)}
      />
      <LabelIcon />

  );
};

where {...getInpudateProps} is:
export const getInputdateProp = (props: Props, dates: null | Date): GetInputdateProps => (
  {
    dateFormat: 'd MMMM Y',
    name: props.name,
    placeholderText: props.placeholder,
    id: 'date',
    disabled: props.isDisabled,
    todayButton: 'Today Date',
    locale: id,
    selected: dates
  }
);

This component should have an optional onChange so even when I don't call it in the App it's fine, but when I don't call Onchange it throws an error (onChanges is not a function).
my App:
import React, { useState } from 'react'
import Inputdate from './Components/InputDate/Inputdate.component'
import './App.css'

const App = () => {
  const [date,setDate] = useState(null)
  const dummyFunction = (dates) =>{
    const d = new Date(dates).toLocaleDateString('id-ID');
    console.log("From App", d);
  }

  return (

      <Inputdate
      name="Kerjaan"
      // onChange={dummyFunction}
      isDisable={false}
      placeholder="Input date here..."
      value={new Date('4/12/2022')}
      />

  )
}

Can some one help me to make onChange props on InputDate is optional, so even I no using on App.js there is no error. Thanks

redpajama_set_name: RedPajamaStackExchange


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Our team have expert skills in treating women in the pre and post-natal period for issues such as low back pain and pelvic pain, sciatica, carpal tunnel syndrome, pelvic floor weakness, morning sickness, mastitis, and fitness advice. We run a Mums and Bubs class weekly which is a Pilates class specifically tailored for mums during the post-natal period of 6 weeks to around 8-9 months (pre-crawlers).
Please note we do not have specific skills in treating incontinence and instead refer our patients onto local experienced therapists who work specially in this field. See the class timetable for more details.


All credit is not created equally, with various versions effectively applied to purchases we make. Some loans and credit lines are more appropriate for particular applications than others, making for a complex credit environment, with many players involved.
The type of credit utilized to buy consumer goods influences how repayment shakes out, so it is important to match loans and credit products with the items they fund. For car buyers, low-interest automobile loans provide the best financing options available, in most cases.
Because they serve a variety of purchases, credit products each contain unique features and payback stipulations. In generally, two types of lending alternatives dominate consumer borrowing: Installment and revolving credit.
Revolving credit is characteristic of credit cards, which accommodate ongoing purchases and revolving balances. Credit cards are designed for short-term debt, repaid quickly. The interest rate percentages carried on consumer credit cards, often in the high teens, are among the highest attached to credit products. As a result, mismanaged revolving credit leads some borrowers down rocky roads to repayment. The shortfall occurs when unpaid balances are continually allowed to roll, or revolve, into subsequent payment periods.
As the original principal balance grows on cards, interest is compounded, or added to the card balance at regular intervals. To complicate repayment, credit card companies request ultra-low monthly minimum payments, falsely representing the amount owed. Borrowers keeping pace with the monthly minimums meet their contracted responsibilities, but the payments don't go very far to reduce the balance of their loans. Revolving cards with high balances are candidates for consolidation or payment restructuring.
Installment credit, on the other hand, is designed for big-ticket buys like cars and homes. The long-term financing options provided by installment loans are perfectly suited for major purchases, furnishing low-interest credit for car buyers. Unlike revolving credit terms, installments remain unchanged, unless one of the variables used to calculate them is altered. As a result, borrowers know exactly where they stand, at any given point over the life of a car loan. Car loan calculator illuminates payment responsibilities for car buyers, and keeps affordability on track.
Loans are individual in nature, each carrying unique sets of payback requirements, but there are also features consistent across all loans. Principal, for instance, refers to the total sum originally borrowed – regardless of the type of loan or items purchased with its proceeds. The principal balance assumed by borrowers is amortized over the life of loans, broken into manageable term payments designated up-front. That way, risk is reduced for lenders, who receive regular payments; and borrowers know exactly what to expect in advance.
Interest is another feature of most car loans. Occasionally incentives and promotions lead to 0% financing offers from dealers and manufacturers, but conditions leading to no-interest loans are rare. Generally, competitive car loans are issued with single digit APR (annual percentage rate), which provides a consistent point of analysis for individuals shopping car loans. Each month, interest payments are added to amortized principal balance obligations, comprising the entire payment responsibility for the period.
Car loan calculator helps buyers and loan-holders evaluate the terms and conditions of various vehicle financing options.


text:
package org.jboss.arquillian.junit;

import org.junit.runner.Description;
import org.junit.runner.Result;
import org.junit.runner.notification.Failure;
import org.junit.runner.notification.RunListener;
import org.junit.runner.notification.RunNotifier;

abstract class AdaptorManagerWithNotifier extends AdaptorManager {

    private final RunNotifier notifier;

    AdaptorManagerWithNotifier(RunNotifier notifier){
        this.notifier = notifier;
    }

    void initializeAdaptor() {
        try {
            super.initializeAdaptor();
        } catch (Exception e) {
            // this never happens
        }
    }

    void prepareDestroyAdaptorProcess(){
        notifier.addListener(new RunListener() {
            @Override
            public void testRunFinished(Result result) throws Exception {
                shutdown(getAdaptor());
            }
        });
    }

    protected void handleSuiteLevelFailure(Throwable initializationException) {
        notifier.fireTestFailure(
            new Failure(getFailureDescription(),
                new RuntimeException(
                    "Arquillian initialization has already been attempted, but failed. See previous exceptions for cause",
                    initializationException)));
    }

    protected void handleBeforeSuiteFailure(Exception e) throws Exception {
        notifier.fireTestFailure(new Failure(getFailureDescription(), e));
    }

    protected abstract Description getFailureDescription();
}


text:
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Created and Executive Produced by Emmy Award-winning writer Linwood Boomer, this inventive half-hour series is seen through the eyes of Malcolm (Frankie Muniz), a normal kid trying to navigate his way through life despite the various obstacles thrown in his way--a complete misunderstanding of girls, an eclectic group of classmates and the constant burden of masterminding plans to get himself and his brothers either into or out of trouble. Although Malcolm has a genius IQ, he cannot seem to make any sense of the opposite sex, much less his embarrassing family. Lois (Jane Kaczmarek) is the outspoken, opinionated Mom, and her creative punishments and tough-as-nails approach always prevent the boys from slipping one past her. Hal (Bryan Cranston), a dad who is a certified legend in his own mind, is perfectly content to let Lois "wear the pants", but often finds himself creating more chaos than his four boys combined. Reese (Justin Berfield) has mastered the art of a perfect blank stare, but has made up for his lack of intelligence with deviance. Francis (Christopher Kennedy Masterson), Malcolm's oldest and favourite brother, has grown accustomed to life away from the family, whether it's at a military academy or a dude ranch. And then there's Dewey (Erik Per Sullivan), who just doesn't know any better than to look up to his brothers. Hopefully, he'll catch on before it's too late. Malcolm finds himself truly in the middle!
Peter Lauer, Steve Welch, Linwood Boomer, David D'Ovidio, Bryan Cranston, Steve Love, Christopher Masterson, Alex Reid, Mathew Carlson
Frankie Muniz, Bryan Cranston, Justin Berfield, Erik Per Sullivan, Jane Kaczmarek, Chris Masterson
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An Act to amend title 11 of the United States Code, and for other purposes.
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) (Pub.L. 109–8, 119 Stat. 23, enacted April 20, 2005), is a legislative act that made several significant changes to the United States Bankruptcy Code. Referred to colloquially as the "New Bankruptcy Law", the Act of Congress attempts to, among other things, make it more difficult for some consumers to file bankruptcy under Chapter 7; some of these consumers may instead utilize Chapter 13. Voting record of S. 256.
It was passed by the 109th United States Congress on April 14, 2005 and signed into law by President George W. Bush on April 20, 2005. Most provisions of the act apply to cases filed on or after October 17, 2005.
The Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) made changes to American bankruptcy laws, affecting both consumer and business bankruptcies. Many of the bill's provisions were explicitly designed by the bill's Congressional sponsors to make it "more difficult for people to file for bankruptcy." The BAPCPA was intended to make it more difficult for debtors to file a Chapter 7 Bankruptcy—under which most debts are forgiven (or discharged)--and instead required them to file a Chapter 13 Bankruptcy—under which the debts they incurred are discharged only after the debtor has repaid some portion of these debts.
Prior to the BAPCPA Amendments, debtors of all incomes could file for bankruptcy under Chapter 7. BAPCPA restricted the number of debtors that could declare Chapter 7 bankruptcy. The act sets out a method to calculate a debtor's income, and compares this amount to the median income of the debtor's state. If the debtor's income is above the median income amount of the debtor's state, the debtor is subject to a "means test."
The most noteworthy change brought by the 2005 BAPCPA amendments occurred within 11 U.S.C. § 707(b). Congress amended this section of the Bankruptcy Code to provide for the dismissal or conversion of a Chapter 7 case upon a finding of "abuse" by an individual debtor (or married couple) with "primarily consumer debt". The pre-BAPCPA language of § 707(b) provided for dismissal of a chapter 7 case upon a finding of "substantial abuse". Under the former § 707(b), only the court or the United States trustee could bring a motion to find abuse under the section. The 2005 amendments removed these restrictions.
Post-BAPCPA, § 707(b) provides two definitions of "abuse". "Abuse" may be found when there is an unrebutted "presumption of abuse" arising under a BAPCPA-created "means test", [see 11 U.S.C. § 707(b)(2)], or through a finding of bad faith, determined by a totality of the circumstances [see 11 U.S.C. § 707(b)(3)].
Current monthly income is defined in 11 U.S.C. § 101(10A) as the monthly average of the income received by the debtor (and the debtor's spouse in a joint case) during a defined six-month time period prior to the filing of the bankruptcy case. Some narrow classes of payments, for example, social security, are excluded from these figures. Notably, the average income may be higher or lower than the debtor's actual income at the time of filing for bankruptcy. This has led some commentators to refer to the bankruptcy code's "current monthly income" as "presumed income". It should be noted that if the debtor's debt is not primarily consumer debt, then the means test is inapplicable.
The applicable median income figure is adjusted by family size. Generally, the larger the family, the greater the applicable median income figure and the more money the debtor must earn before a presumption of abuse arises. A chart of the most recent applicable median incomes by state can be found at the US Trustee's website.
This code section then requires a comparison between the debtor's "current monthly income" and the median income for the debtor's state. If the debtor's income exceeds the median income, then the debtor must apply the means test.
For debtors subject to the means test, the test is calculated as follows. The debtor's "current monthly income" is reduced by a set of allowed deductions specified by the IRS. These deductions are not necessarily the actual expenses the debtor incurs on a monthly basis. Some commentators have referred to these deductions as "presumed expenses".
An itemized list of the applicable IRS living standards can be found at the US Trustee's website.
A "presumption of abuse" will arise if: (1) the debtor has at least $182.50 in current monthly income available after the allowed deductions (this equals $10,950 over five years) regardless of the amount of debt, or (2) the debtor has at least $109.59 of such income ($6,575 over five years) and this sum would be enough to pay general unsecured creditors more than 25% over five years. For example, if a debtor had exactly $109.59 of "current monthly income" left after deductions and owed less than $26,300 in general unsecured debt, then the presumption of abuse would arise, [see 11 U.S.C. § 707(b)(2)(A)(i)].
Even in cases where there is no presumption of abuse, it is still possible for a Chapter 7 case to be dismissed or converted. If the debtor's "current monthly income" is below the median income, as discussed above, only the court or the United States trustee (or bankruptcy administrator) can seek dismissal or conversion of the debtor's case. If the debtor's "current monthly income" is above the median income, as discussed above, any party in interest may seek dismissal or conversion of the case. The grounds for dismissal under 11 U.S.C. § 707(b)(3) are the filing of a petition in "bad faith", or when "the totality of the circumstances (including whether the debtor seeks to reject a personal services contract and the financial need for such rejection as sought by the debtor) of the debtor's financial situation demonstrates abuse."
Another change that resulted from the BAPCPA was an extension of the time between multiple bankruptcy filings. 11 U.S.C. § 727(a)(8) was amended to provide that the debtor would be denied a discharge if a debtor had received a discharge in a prior Chapter 7 case filed within eight (8) years of the filing of the present case. Prior to BAPCPA, the rule was six (6) years between chapter 7 filings. BAPCPA did not change the rule for the waiting period if the debtor filed a chapter 13 previously.
Another major change to the law enacted by BAPCPA deals with eligibility. Section 109(h) provides that a debtor will no longer be eligible to file under either chapter 7 or chapter 13 unless within 180 days prior to filing the debtor received an "individual or group briefing" from a nonprofit budget and credit counseling agency approved by the United States trustee or bankruptcy administrator.
The new legislation also requires that all individual debtors in either chapter 7 or chapter 13 complete an "instructional course concerning personal financial management." If a chapter 7 debtor does not complete the course, it constitutes grounds for denial of discharge pursuant to new 11 U.S.C. § 727(a)(11). The financial management program is experimental and the effectiveness of the program is to be studied for 18 months. Theoretically, if the educational courses prove to be ineffective, the requirement may disappear.
In 2006 more than half of all certified pre-filing counseling sessions were rendered by the three largest agencies: Money Management International, Consumer Credit Counseling Service of Greater Atlanta and GreenPath Debt Solutions.
... the value of the counseling requirement is not clear. The counseling was intended to help consumers make informed choices about bankruptcy and its alternatives. Yet anecdotal evidence suggests that by the time most clients receive the counseling, their financial situations are dire, leaving them with no viable alternative to bankruptcy. As a result, the requirement may often serve more as an administrative obstacle than as a timely presentation of meaningful options. Because no mechanism currently exists to track the outcomes of the counseling, policymakers and program managers are unable to fully assess how well the requirement is serving its intended purpose.
The automatic stay in bankruptcy is the court order that requires all collection proceedings to stop. There are exceptions, of course, but generally this is the term for the "relief" from collection proceedings a debtor receives by filing the bankruptcy with the bankruptcy clerk's office. BAPCPA limited the protections the stay provides in some re-filed cases. New § 362(c)(3) provides that if the debtor files a chapter 7, 11 or 13 case within one year of the dismissal of an earlier case, the automatic stay in the present case terminates 30 days after the filing, unless the debtor or some other party in interest files a motion and demonstrates that the present case was filed in good faith with respect to the creditor, or creditors, being stayed. If the present case is a third filing within one (1) year, the automatic stay does not go into effect at all, unless the debtor or any other party in interest files a motion to impose the stay that demonstrates that the third filing is in good faith with respect to the creditor, or creditors, being stayed.
The provision presumes that the repeat filings are not in good faith and requires the party seeking to impose the stay (usually the debtor) to rebut the presumption by clear and convincing evidence.
There are exceptions. Notably, § 362(i) provides that the presumption that the repeat filing was not in good faith would not arise in a "subsequent" case if a debtor's prior case was dismissed "due to the creation of a debt repayment plan."
BAPCPA also limited the applicability of the automatic stay in eviction proceedings. The stay does not stop an eviction proceeding if the landlord has already obtained a judgment of possession prior to the bankruptcy case being filed, § 362(b)(22). The stay also would not apply in a situation where the eviction is based on "endangerment" of the rented property or "illegal use of controlled substances" on the property, § 362(b)(23). In either situation the landlord must file with the court and serve on the debtor a certificate of non-applicability of the stay spelling out the facts giving rise to one of the exceptions. There is a process for the debtor to contest the assertions in the landlord's certificate or if state law gives the debtor an additional right to cure the default even after an order for possession is entered, § 362(l) & (m).
In addition, BAPCPA extends the exceptions to automatic stay to certain paternity, child custody, domestic violence and domestic and child support proceedings.
BAPCPA enacts a provision that protects creditors from monetary penalties for violating the stay if the debtor did not give "effective" notice pursuant to § 342, [§ 342(g)]. The new notice provisions require the debtor to give notice of the bankruptcy to the creditor at an "address filed by the creditor with the court," or "at an address stated in two communications from the creditor to the debtor within 90 days of the filing of the bankruptcy case. The notice must also include the account number used by the creditor in the two relevant communications [§ 342(c)(2)(e) & (f)]. An ineffective notice can be cured if the notice is later "brought to the attention of the creditor." This means that the notice must be received by a person designated by the creditor to receive bankruptcy notices.
BAPCPA also provided more protections to creditors because it expanded the exceptions to discharge. The presumption of fraud in the use of credit cards was expanded. The amount that the debtor must charge for "luxury goods" to invoke the presumption is reduced from $1,225 to $500. The amount of cash advances that would give rise to a presumption of fraud has also been reduced, from $1,225 to $750. The time period was increased from 60 days to 90 days. Thus, if a debtor purchases any single item for more than $500 within 90 days of filing, the presumption that the debt was incurred fraudulently and therefore non-dischargeable in the bankruptcy arises. Prior to BAPCPA, the presumption would not have arisen unless the purchase was for more than $1,225 and was made within 60 days of filing (§ 523(a)(2)(C)).
BAPCPA amended § 523(a)(8) to broaden the types of educational ("student") loans that cannot be discharged in bankruptcy absent proof of "undue hardship." The nature of the lender is no longer relevant. Thus, even loans from "for-profit" or "non-governmental" entities are not dischargeable.
Some types of liens may be avoided through a chapter 7 bankruptcy case. However, BAPCPA limited the ability of debtors to avoid liens through bankruptcy. The definition of "household goods" was changed—for example, by limiting "electronic equipment" to one radio, one television, one VCR, and one personal computer with related equipment. The definition now excludes certain items such as works of art not created by the debtor or a relative of the debtor, jewelry worth more than $500, with adjustment for inflation (except wedding rings), and motor vehicles Prior to BAPCPA, the definition of household goods was broader so that more items could have been included, including more than one television, VCR, radio, etc.
Under the new law, the homestead exemption, which allows bankruptcy filers in some states to exempt the value of their homes from creditors, is limited in various ways. If a filer acquired their home less than 1,215 days (40 months) before filing, or if they have been convicted of security law violations or been found guilty of certain crimes, they may only exempt up to $125,000 (adjusted periodically), regardless of a state's exemption allowance.(§ 522(p)(1)). Filers must also wait 730 days before they are allowed to use their state's exemptions. (§ 522(b)(3)(A)). There is an exception if the property is "reasonably necessary for the support of the debtor and any dependent of the debtor."
These provisions were largely intended to prevent filers from forum shopping, i.e. moving assets and domiciles to a state with more favorable exemptions and filing.
BAPCPA attempted to eliminate the perceived "forum shopping" by changing the rules on claiming exemptions. Exemptions define the amount of property debtors may protect from liquidation to pay creditors. Typically, every state has exemption laws that define the amount of property that can be protected from creditor collection action within the state. There is also a federal statute that defines exemptions in federal cases. In bankruptcy, Congress allowed states to opt out of the federal exemption scheme. Opt out states still controlled the amount of property that could be protected from creditors, or "exempted" from creditors, in bankruptcy cases.
Under BAPCPA, a debtor who has moved from one state to another within two years of filing (730 days) the bankruptcy case must use exemptions from the place of the debtor's domicile for the majority of the 180-day time period preceding the two years (730 days) before the filing [§ 522(b)(3)]. If the new residency requirement would render the debtor ineligible for any exemption, then the debtor can choose the federal exemptions.
Also, there is a "cap" placed upon the homestead exemption in situations where the debtor, within 1215 days (about 3 years and 4 months) preceding the bankruptcy case added value to a homestead. The provision provides that "any value in excess of $125,000" added to a homestead can not be exempted. The only exception is if the value was transferred from another homestead within the same state or if the homestead is the principal residence of a family farmer (§ 522(p)). This "cap" would apply in situations where a debtor has purchased a new homestead in a different state, or where the debtor has increased the value to his/her homestead (presumably through a remodeling or addition).
Additional filing requirements and fees. The new law increases the amount of paperwork involved in filing and raises the filing fees. The law also allows filing fees to be waived for debtors earning below 150 percent of the federal poverty level.
Increased attorney liability and costs. Attorneys representing bankruptcy filers are now required to conduct an investigation of their clients' filings and can be held personally liable for inaccuracies. Most bankruptcy attorneys predicted that this will result in increased attorneys fees and will make attorneys less likely to take on some cases. In addition, bankruptcy filings are now subject to audit in a manner similar to tax returns.
Increased compliance requirements for small businesses. The new law increases the bureaucratic compliance obligations and shortens the deadline for Chapter 11 reorganizations involving small businesses, a series of new requirements not applicable to larger businesses.
Increased amount of debt repayment under Chapter 13. The new law made several changes that effectively increased the amount of debt that Chapter 13 filers will have to repay.
The new law allows creditors to pursue collection remedies without court permission in various circumstances such as offsetting tax refunds, pursuing tax and domestic relations litigation in all respects except the final turnover of assets from the estate, establishing wage assignments in domestic relations actions, repossessing vehicles and personal property subject to loans or leases 45 days after the first meeting of creditors in cases where no court action has been taken regarding that property, and allowing evictions that completed the court process prior to the filing of the petition or involve endangerment to property or drug use to proceed. The law also makes it easier for creditors who received preferential payments of less than $5,000 from the debtor before bankruptcy to avoid repaying such payments for the benefit of all creditors.
The law improves the ability of the bankruptcy estate to reclaim assets placed in asset protection trusts within ten years of filing or paid as employment bonuses to insiders within two years prior to filing.
The law makes Chapter 12 bankruptcy (farm reorganization) permanent while adding family fishermen, overhauls the treatment of complex financial contracts including many derivative contracts used by hedge funds, and overhauls the treatment of ancillary foreign bankruptcy proceedings.
The law extends protection to non-ERISA pension plans like private sector 403(b)s and some Individual Retirement Account that ERISA plans had enjoyed thereby making these plans more similar to ERISA plans.
The law raises the priority status for payment of domestic support obligations (such as alimony and child support) from seventh place to first, only behind the administrative expenses of the trustee. This means that domestic support claimants get paid before all other unsecured creditors.
President George W. Bush signs into law the Bankruptcy Abuse Prevention and Consumer Protection Act on April 20, 2005.
President Clinton had been showing that this is another way that he could be helpful to business. It wasn't a very high visibility bill. And when Mrs. Clinton came back with a little better understanding of how it all worked, they reversed course, and they reversed course fast. And indeed, the proof is in the pudding.
In the years since 2000, the bill was introduced in each Congress, but was repeatedly shelved due to threats of a filibuster from its opponents and because of disagreements over various amendments, including one backed by Senate Democrats that would have made it harder for anti-abortion groups to discharge court fines related to legal debts incurred from lawsuits filed by pro-abortion groups.
The increase in Republican majorities in the Senate and House after the 2004 elections breathed new life into the bill, which was introduced in its current form by the chairman of the Senate Finance Committee, Republican Senator Chuck Grassley of Iowa. According to George Packer in his book The Unwinding, Joe Biden, Chris Dodd, and Hillary Clinton helped pass this bill. (Of the three, however, only Biden voted for the final bill. Dodd voted against, and Clinton did not vote.) The bill was supported by President George W. Bush. Tom DeLay also championed the legislation. The bill passed by large margins, 302-126 in the House and 74-25 in the Senate, and was signed into law by President Bush.
Since banks, credit companies and other creditors are the ones who must bear the losses for debts discharged through bankruptcy, their lobby power was a great supporting factor to eventually prevailing and getting Congress to pass the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.
The 2005 bankruptcy bill was opposed by a wide variety of groups, including consumer advocates, legal scholars, retired bankruptcy judges, and the editorial pages of many national and regional newspapers. While criticisms of the bill were wide ranging, the central objections of its opponents focused on the bill's sponsors' contention that bankruptcy fraud was widespread, the strict means test that would force more debtors to file under Chapter 13 (under which a percentage of debts must be paid over a period of 3–5 years) as opposed to Chapter 7 (under which debts are paid only out of existing assets), the additional penalties and responsibilities the bill placed on debtors, and the bill's many provisions favorable to credit card companies. Opponents of the bill regularly pointed out that the credit card industry spent more than $100 million lobbying for the bill over the course of eight years. There has also been significant criticism of BAPCPA's changes to Chapter 11 business bankruptcies. Harvey Miller, one of the most-prominent bankruptcy attorneys in the country (particularly in terms of representing corporate debtors) has described BAPCPA as "ill-conceived."
One of the primary stated purposes of the bankruptcy bill was to cut down on abusive or fraudulent uses of the bankruptcy system. As Congressman F. James Sensenbrenner Jr. (R-Wis), one of the bill's key supporters in the House, argued, "This bill will help restore responsibility and integrity to the bankruptcy system by cracking down on fraudulent, abusive, and opportunistic bankruptcy claims." Opponents of the bill argued that claims of bankruptcy abuse and fraud were wildly overblown, and that the vast majority of bankruptcies were related to medical expenses and job losses. These arguments were bolstered by an in-depth study and survey of 1,771 bankruptcy cases by scholars at Harvard University, of whom 931 submitted to interviews. The study found that "about half" of bankruptcy filers in the year 2001 cited out-of-pocket medical bills in excess of $10,000 as a major contributor to bankruptcy (the average bankruptcy filer in this study was a 41-year-old woman with a median income of $25,000, slightly below the personal income average for that year). However, the study did not address broader personal finance habits (budgeting, savings, debt to income ratios prior to medical bills, etc), and were noted as being limited to relying largely on anecdotal data which may be biased.
Jim Sensenbrenner, Republican chairman of the House Judiciary Committee claimed: "If someone in Katrina is down and out, and has no possibility of being able to repay 40 percent or more of their debts, then the new bankruptcy law doesn't apply.
The Justice Department's US Trustee program has since said it would not attempt to enforce the means test rules for disaster victims, including those affected by Hurricane Katrina. The Justice Department Trustees oversee the administration of bankruptcy law and are able to file the motions necessary to enforce the means test. Despite these assurances, bankruptcy judges are still able to enforce these rules sua sponte.
The Department of Justice also indicated it would not oppose a debtor's eligibility to file bankruptcy because the debtor did not fulfill the credit counseling requirements before filing. U.S. Trustees have the discretion to grant waivers of the credit counseling requirements to debtors. See 11 U.S.C. § 109(h)(2).
As the Financial Times noted during the fall of 2008, "the 2005 changes made clear that certain derivatives and financial transactions were exempt from provisions in the bankruptcy code that freeze a failed company's assets until a court decides how to apportion them among creditors." This radically altered the historic process of paying off creditors and did so just a few years prior to trillions of dollars in assets going into liquidation as a consequence of bankruptcies following from the global financial crisis of 2008.
Some observers[who?] have argued that this contributed to the financial crisis of 2008 by removing the incentive that creditors would normally have to keep a borrower out of bankruptcy. Institutions who provided short-term funding to financial firms such as Bear Stearns and Lehman through repo lending could abruptly withdraw that funding even if it risked pushing the firms into bankruptcy, because they did not have to worry about tying up their claims in bankruptcy court, due to the new safe harbor provisions of BAPCPA.
On October 4, 2009, FDIC Chair Sheila Bair proposed imposing a haircut on secured lenders in the event of a bank default, in order to prevent this kind of short-term funding run on a troubled bank. "This would ensure that market participants always have some skin in the game, and it would be very strong medicine indeed," Bair said.
^ a b Sahadi, Jeanne. "The new bankruptcy law and you". CNNMoney.com, October 17, 2005. Retrieved on April 12, 2007.
^ Jones, Yvonne D. (2007). "Bankruptcy Reform: Value of Credit Counseling Requirement Is Not Clear (GAO-07-203)". Washington, D.C.: Government Accountability Office: 14. LCCN 2007414394. OCLC 156274430. Archived from the original on 2012-12-13.
^ Jones, Yvonne D. (2007). "Bankruptcy Reform: Value of Credit Counseling Requirement Is Not Clear (GAO-07-203)". Washington, D.C.: Government Accountability Office: (Highlights). LCCN 2007414394. OCLC 156274430. Archived from the original on 2012-12-13.
^ a b "BAPCPA: Changes That Impact the Family Law Practitioner". Palm Beach County Bar Association Bulletin. September 2006. Retrieved 20 February 2016.
^ See e.g., § 522(f)(1)(B) and § 522(f)(4)(B).
^ "Clinton vetoes bankruptcy bill." Associated Press, December 20, 2000. Retrieved on April 11, 2007.
^ "On Passage of the Bill (S. 256 As Amended)". U.S. Senate Roll Call Votes 109th Congress - 1st Session. Senate.gov. Retrieved 5 September 2015.
^ "President Bush Signs Bankruptcy Abuse Prevention, Consumer Protection Act". Bush Presidential Materials Project, White House Virtual Library. National Archives and Record Administration. 2005-04-20. Retrieved 2009-04-17.
^ "Statement on S. 256, the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005". Bush Presidential Materials Project, White House Virtual Library. National Archives and Record Administration. 2005-04-20. Retrieved 2009-04-17.
^ a b Egan, Timothy. " Newly Bankrupt Raking In Piles Of Credit Offers." The New York Times, December 11, 2005. Retrieved on April 4, 2008.
^ Day, Kathleen. "Bankruptcy bill passes; Bush expected to sign." The Washington Post, April 15, 2005; Page E01. Retrieved on April 12, 2007.
^ Himmelstein, David U., Elizabeth Warren, Deborah Thorne, and Steffie Woolhandler. "MarketWatch:Illness And Injury As Contributors To Bankruptcy." Health Affairs, February 2, 2005. Retrieved on April 12, 2007.
^ Sabatini, Patricia. "New law's 'means' test just mean, bankruptcy experts say." Pittsburgh Post Gazette, April 26, 2005. Retrieved April 12, 2007.
^ See "Archived copy". Archived from the original on 2013-12-02. Retrieved 2013-11-16. CS1 maint: Archived copy as title (link).
^ "No Bankruptcy Relief for Katrina Victims", ConsumerAffairs.Com, September 15, 2005. Accessed April 4, 2008.
^ See 11 U.S.C. 707.
This page was last edited on 28 September 2018, at 06:31 (UTC).


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PreviousGovt joins StartUp Movement, Promises to get out of the way!


In a story out of Tehran, President Hassan Rouhani, who in the Iranian political context merits the labels "reformist" and "moderate," is being pushed by others in the reformist camp who believe he has not been aggressive enough in challenging Iranian hardliners across the full spectrum of issues that separate hardliners from reformists.
The immediate challenge comes in the form of a letter from someone who otherwise has much in common with Rouhani: the cleric, reformist leader, and former presidential candidate Mehdi Karrubi, who has been under house arrest since 2011, demands in his letter that he be given a public trial.
Rouhani has said in the past that he would work for the release of Karrubi and another prominent reformist leader under house arrest, Mir Hussein Moussavi. But Rouhani and his allies evidently believe that to press that issue right now would be one too many confrontations with hardliners and would risk losing the support of supreme leader Ali Khamenei for accomplishing other reformist priorities.
Chief among those priorities is to turn around Iran's economy, which in turn has been a reason for Rouhani to place as much emphasis as he has on negotiation and implementation of the recent nuclear agreement and improvement of economic relations with the West.
The division in the reformist camp in Iran is similar to some disagreements in other political systems, including our own, between people who share between themselves the most important objectives but differ over strategy and tactics in terms of how many of those objectives can be accomplished and how quickly they can be accomplished, and whether in certain situations direct confrontation with political opponents is better or worse than husbanding political capital to spend in a more selective way.
Barack Obama is in a similar situation to Rouhani in this respect, even though unlike Rouhani he does not have to deal with a Supreme Leader sitting on top of the political system in which he operates. President Obama does have to deal with the strong expectations in what he describes as the Washington "playbook," and also with a Republican-controlled Congress that is even worse than a Supreme Leader in that the majority in that Congress is determined to oppose Mr. Obama at every turn.
The President's pragmatic way of dealing with this political reality has meant that not all of the principles and goals he articulates, including in foreign policy, get pushed all the time as hard as he might otherwise like to push them. He is one of those who believes in the importance of keeping priorities in mind and expending political capital selectively.
This approach has subjected him to criticism from those, who generally would be labeled as liberal or progressive, who share far more of his objectives than anything they might share with the Republican opposition but who are disappointed that Mr. Obama has not pressed those objectives any more strongly and comprehensively than he has, and who wish that he had tried harder to change political realities rather than just adapting to them.
A somewhat similar dimension characterizes the race for the Democratic presidential nomination between Hillary Clinton and Bernie Sanders. Although there are some genuine differences in objectives — and the differences in what they have said about the Israeli-Palestinian conflict, which have been stark enough to get attention in Israel, might be one such issue — such differences appear to be much less than differences over strategy and pace in pursuing the objectives.
A common observation about this contest, that Sanders is unhesitatingly promoting a full-throated progressive agenda while Clinton is giving more attention to what is practicable and what is not, is only slightly an oversimplification.
Neither side in these sorts of debates over political and policy strategy has a monopoly on truth or wisdom. Each side has legitimate arguments. Those who favor pushing full-steam ahead on parts of a policy agenda can rightfully ask what is the purpose of political power if it is not going to be used to the utmost to pursue what is worth pursuing. They emphasize the role of political leadership in changing minds and not just in accepting opinion as it is. They point to the risk, if there is too much trimming of political sails for reasons of practicality, of power and office-holding coming to be treated as ends in themselves.
Those on the other side of the debate, who stress the need to pay attention to priorities and practicality, correctly observe that political capital is limited and that one has to work with the political system one has and not what one would wish it to be. They note that compromise and log-rolling are intrinsic to politics and policy-making. They are mindful of the risk that if you try to accomplish everything you may bring about reactions that lead you to accomplish next to nothing. They correctly point out the risk that a political leader who is seen, for better or worse, as going against a generally accepted playbook on too many issues will lose credibility as being outside the mainstream and will lose the political clout to do good works.
Pundits and voters will not be able to settle this whole debate. Against the backdrop of such debates, however, they should try to do two things. One is to discern, through careful attention to the statements and records of individual political leaders, why those leaders act, or refrain from acting, as they do.
This means distinguishing, for example, a genuine progressive who avoids some confrontations out of considerations of political practicality from someone who is not really a progressive at all. It also means distinguishing a leader who is trying to preserve political capital to accomplish worthwhile tasks to come from a politician for whom holding high office is an end in itself, with the true objectives having more to do with personal ambition than with good works. Examples of each of these types are to be found in the political class of most countries, including our own.
The other thing that pundits and voters alike ought to do is place these debates over strategy into the larger context of what is at stake and what are the available choices — choices of policies by office-holders, and choices of candidates by voters. With Iran, for example, one needs to be mindful of the differences between hardliners and reformers and how those differences are much greater — in their implications for Iranians as well as for relevant U.S. interests — than any difference between a Rouhani and a Karrubi.
In the United States, one must remember that despite the acrimony and invective that have characterized the race for the Republican presidential nomination (and despite some caustic qualities having more recently infected the Democratic race as well), the differences between the parties are vastly greater on issues that matter most to the nation than are differences among the remaining candidates within each party.
The Hillary apology of pragmatism does not fit the facts at all.
Pragmatism does not imply never even raising a fuss about "compromises" that amount to sellouts.
Pragmatism does not fit the facts of the Hillary State Dept. on Afghanistan, Ukraine, Libya, Syria, and Latin America, nor her earlier vote for the Iraq War. Whether idiot or warmonger hardly matters. She is a right-wing militarist whose extreme ignorance or carelessness is responsible for disasters: one need only read Woodward's The War Within to see her giving those boys with the medals everything they ask for.
Hillary is not progressive at all, but rather a right wing Judas-goat leading progressives to the slaughter. There are no excuses for that, and she can only honorably run as a Republican.
This is the most thoughtful piece I have seen on the difference in attitudes between supporters of Sanders and Clinton, even if that was not meant to be the main point.
What is missing in this (that I haven't see anyone else comment on explicitly either) is consideration of short term v long term political goals and how best to achieve the latter. This is the key to understanding the anger of Sanders supporters.
I agree that 'pragmatism,' as w/ Hillary, means sliding further right, except on certain women's issues. Her pro-military foreign policy, corporate preference over labor, and apathy towards reform for Obamacare and education are we'll likely get for the next 8 years. Unfortunately, while the principles of 'Democratic Socialism' are the best Rx out there for the USA, lets face it, the voters don't see what would be best for the country. Odds are we'll get Hillary.


GitHub - home-sweet-gnome/dash-to-panel: An icon taskbar for the Gnome Shell. This extension moves the dash into the gnome main panel so that the application launchers and system tray are combined into a single panel, similar to that found in KDE Plasma and Windows 7+. A separate dock is no longer needed for easy access to running and favorited applications.


A man has been accused of smuggling £5.8 million-worth of heroin, cocaine and cannabis in bags of frozen chips.
Otto Landman, from Eesveen in the Netherlands, appeared at Dover Magistrates' Court today.
He denied attempting to smuggle the drugs into the UK and was remanded in custody.
Officers stopped a Dutch registered lorry on June 30 at the inward freight controls of Dover's Eastern Docks.
When they searched the vehicle and its load of frozen chips, they found approximately 100 kilos of heroin, 15 kilos of cocaine and 250 kilos of cannabis.
The combined estimated street value of the drugs is estimated to be £5.8 million.
Enquiries by UK Border Agency investigators are continuing.
Carole Upshall, UK Border Agency Director for the south coast ports, said: "This is an excellent example of how UK Border Agency officers work tirelessly to detect and prevent drugs from being smuggled into the UK.
Tags:	"drug bust" "heroin cocaine & cannabis bust"


text:
2012
Drama
1 h 55 min
English audio
CC R
58
Based on the novel "The Wettest County in the World," the film follows the infamous bootlegging Bondurant Brothers as they make a run for the American Dream in Prohibition-era Virginia.
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Based on the novel "The Wettest County in the World," which was inspired by the true-life tales of author Matt Bondurant's family. The film follows the infamous bootlegging Bondurant Brothers as they make a run for the American Dream in Prohibition-era Virginia. The loyalty of the brothers is put to the test against a backdrop of the nation's most notorious crime wave. Starring Shia LaBeouf (TRANSFORMER FRANCHISE), Tom Hardy (INCEPTION, THE DARK KNIGHT RISES), Gary Oldman (BATMAN BEGINS FRANCHISE), Guy Pearce (PROMETHEUS, MEMENTO), Jessica Chastain (THE HELP, THE TREE OF LIFE), and Mia Wasikowska (ALBERT NOBBS).
Jack Bondurant
Forrest Bondurant
Charley Rakes
Maggie Beauford
Bertha Minnix
Howard Bondurant
Floyd Banner
English (CC)
Released year
6.78 GB (1080p HD)
3.2 GB (720p HD)
2.41 GB (SD)
Windows 8, Windows 8.1, Windows 10 or later
Xbox 360, Xbox One, Xbox One S, Xbox One X
Windows Phone 8, Windows Phone 8.1, Windows 10 or later
Portions of content provided by Tivo Corporation - © 2020 Tivo Corporation


text:
Joel P Joseph
December 27, 2020 March 15, 2022 Joel P Joseph Biological Sciences, Health, Medicine, News
Using viruses to kill Tuberculosis bacteria
This article was first published in Research Matters. Read the article, as it appeared on researchmatters.in, here.
Viruses are infamous for the infectious diseases they cause in different organisms — the year 2020 has proved it for us to see. But, a virus that causes an infection in one organism could be harmless in another. The Nipah virus, for example, is harmless in bats but causes a deadly disease in humans. Likewise, there are a group of viruses called bacteriophages that infect and kill bacteria but are harmless in humans. Within this group of viruses are myriad individuals, each one specific to certain bacteria.
In a recent study, researchers from the Indian Institute of Science (IISc), Bengaluru, have found that a cocktail of bacteriophages could kill Mycobacterium tuberculosis – the bacteria that causes Tuberculosis (TB), and its cousin Mycobacterium smegmatis. The study was led by Rachit Agarwal, Assistant Professor at the Centre for BioSystems Science and Engineering, IISc, and the findings were published in the journal Frontiers in Microbiology.
Tuberculosis (TB) is one of the top 10 causes of death worldwide. It affected 10 million people and killed 1.4 million of them last year. India has the highest burden of TB worldwide, with nearly 4.5 lakh deathsreported in 2018. When M. tuberculosis infects a person, their immune system launches an attack against it. A group of immune cells, called macrophages, engulf the bacteria to form a packet inside the cell containing the bacteria with a slightly acidic environment. Typically, this packet would fuse with another component inside the cell, called the lysosome, which would make the environment more acidic and thereby kill the bacteria.
However, M. tuberculosis and its relatives have a smart way of escaping this process. They not only block this process of creating a more acidic environment, but they also thrive in an acidic environment and in low-oxygen conditions where other cells would die! They switch to a state in which they do not multiply fast, but grow slowly, residing inside these acidic compartments made by the body's immune system.
Doctors treat tuberculosis with a combination of drugs that includes antibiotics. Over the years, the indiscriminate use of antibiotics has led the bacteria to develop resistance to these drugs, resulting in antibiotic-resistant tuberculosis infection. India also has the highest burden of such infections.
"The main motivation behind our study was the fact that antibiotic-resistance has been on the rise and is predicted to be a major global health crisis soon," says Yeswanth C Kalapala, the lead author of the study.
In recent years, researchers have explored the use of bacteriophages against tuberculosis bacteria to curb their growth and kill them. The current study is no different. The researchers have studied how bacteriophages work against Mycobacterium in various disease-mimicking environments.
"We found that these bacteriophages were effective against Mycobacterium in various disease-mimicking conditions like acidic environment, low oxygen concentration and nutrient starvation," says Rachit.
The researchers first studied the effect of single bacteriophage on the growth of Mycobacterium and later used a mixture of them — five different bacteriophages against M. smegmatis, and three against M. tuberculosis — in their lab.
"The bacteria develop some tolerance against individual phages over time, but a cocktail of phages inhibit the growth of the bacteria for a longer time and delay the development of tolerance to phages," explains Pallavi R Sharma, one of the authors of the study.
The researchers found that the cocktail was effective in acidic environments, low-oxygen and low-nutrition conditions — all of which are present in cells infected with tuberculosis. It was also working against slow-growing bacteria. They then used the cocktail in combination with rifampicin, an antibiotic conventionally used to treat TB, on lab-grown bacteria. They found that the combination had a synergistic effect in reducing the growth when compared to the using either one separately.
As TB cases caused by antibiotic-resistant bacteria are on the rise, the authors also looked into the effect of the phage cocktail on an antibiotic-resistant strain of M. smegmatis. M. smegmatis generally do not cause a disease, but behave similar to other Mycobacteria. This allows researchers to use this bacteria in laboratory conditions where safety requirements are lesser than those for the use of M. tuberculosis, while giving them an idea of how M. tuberculosis might behave in similar conditions. Besides, M. smegmatis reproduce faster than M. tuberculosis. So, the authors used the antibiotic resistant M. smegmatis as a model to study how other antibiotic resistant Mycobacteria react to phage cocktails.
"We found that the five-phage cocktail was effective in infecting and killing antibiotic-resistant M. smegmatis. We also saw that the phage cocktail complemented rifampicin and eliminated the bacteria that were resistant to it," says Yeswanth.
Following these interesting observations, the researchers are planning to study the effect of these phage cocktails on Mycobacterium tuberculosis growing inside human cells cultured in the lab and animal models like mice.
"We wish to see how this therapy can be used in animals and later translated to humans to treat TB, particularly in the case of drug-resistant TB," signs off Rachit.
July 10, 2020 March 15, 2022 Joel P Joseph COVID Warriors, COVID-19, Health, Medicine
COVID-19: A day in the life of a healthcare worker
India has seen a steady increase in the number of reported COVID-19 cases in the last two months. While the country languishes under the weight of the pandemic, our healthcare workers are giving their all to the fight against the pandemic. Here is a story of a healthcare worker who treats COVID patients.
4.30 AM.
The alarm rings.
It's time to wake up, do the domestic chores, get ready, and report to work.
"God, I hope I don't get exposed [to the virus] today," she thinks to herself as she gets ready to go to the frontline – to the war, as some would call it. The war that is fought using medical science, complemented with compassion, care, and love.
Susan Thomas is a staff nurse working in the Intensive Care Unit (ICU) designated for COVID-19 patients in a private hospital in Bengaluru. Before the pandemic, her duty used to last 8 hours a day, six days a week. But things have been different since the end of March. She has been working for about 12-14 hours a day, five days a week.
On a typical day at work, Susan goes into the COVID ICU after she has put on the personal protective equipment (PPE). There, her predecessor updates her about the status of the patients and hands them over to her care.
"It's a lot of pressure and it's physically exhausting," Susan says. "It's more than just taking care of patients. There is also the paperwork that must be done. All this extra work takes up a lot of time, but we have to do it for the good of everyone. There is very little time to have food or even to take a break in between."
She has to protect herself while treating the patient. Even the smallest mistake or negligence can get her infected. It's quite an ordeal. The PPE makes the routine work also difficult. "I am soaked in sweat for the most part of the day. And things get worse when I have my periods," Susan says. While on duty, she hums a tune or sings a chorus to keep herself calm and make the patient also feel better.
After the long day at work, all she just wants to do is to get home, take a shower and hit the bed with the hope that her patients get better. Although she tries not to think about her patients when she is going to sleep, it seems impossible sometimes. I tell myself, "Hey, stop thinking about your patient now!"
The ordeal of being in treating patients during a pandemic is not only physically exhausting but is also mentally taxing. Susan combats this challenge by making the best of the days when she is not working. She cooks, listens to music, prays, and catches up on the lost sleep, getting herself ready for another week of fighting the pandemic.