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Regulators downplay impact of lower floor rates
Copyright © 2019 | MOMENTUM MEDIA
Charbel Kadib 05:35 AM, 10 Oct 2019 3 minute read
APRA's serviceability changes have only had a "small" impact on residential mortgage growth, with most borrowers choosing not to exhaust their borrowing capacity, according to Australia's financial regulators.
The Council of Financial Regulators (CFR) has released its latest Financial Stability Review, in which it assesses risks in the domestic and international markets.
The CFR – which consists of the Reserve Bank of Australia (RBA), the Australian Prudential Regulation Authority (APRA), the Australian Securities and Investments Commission (ASIC), and Treasury – noted APRA's decision in July to scrap its 7 per cent interest rate floor for mortgage serviceability assessments.
The regulators noted that the new guidance was introduced to align with a "prolonged period of record low interest rates", and acknowledged that the "net effect" of the changes has been to "increase the maximum loan size available to most prospective borrowers".
Several analysts have observed that the changes would help stimulate demand for credit and contribute to a recovery in the housing market by boosting borrowing capacity by up to 23 per cent.
However, the CFR said that it expects APRA's new guidance to have a minimal impact on credit growth, claiming that most borrowers don't exhaust their borrowing capacity.
"For loans with relatively low interest rates such as principal and interest loans to owner-occupiers, maximum loan sizes have increased by more than for loans with higher interest rates such as interest-only loans to investors," the CFR stated.
"In practice, however, only a small share of borrowers take out loans that are close to the maximum available to them, suggesting the overall impact on credit growth is small."
The CFR's sentiment is shared by CEO of the Commonwealth Bank of Australia (CBA) Matt Comyn.
"We're seeing, and we would expect to see, a rather modest effect from [the APRA revision]," he said in August.
"As we've previously disclosed, almost 90 per cent of borrowers don't borrow at the maximum, so the application of where the floor [is set] impacts someone who wants to borrow at the maximum.
"As you'd expect, across multiple different borrower types and circumstances, it depends on what the benefit will be from the floor. For example, if you're an owner-occupied, principal and interest borrower, [the changes would] potentially have the greatest effect."
Mr Comyn largely attributed the recently reported recovery in credit and housing market conditions to a general improvement in market sentiment.
"I think the stabilisation in house prices and the slight improvement in credit growth is probably due to a broader [improvement in sentiment] rather than the APRA changes," he added.
[Related: Macquarie outperforms majors in mortgage market]
Charbel Kadib
Last Updated: 09 October 2019 Published: 10 October 2019
Written by Charbel Kadib
Charbel Kadib is the news editor on The Adviser and Mortgage Business.
Before joining Momentum Media as a journalist in 2017, Charbel held roles with public relations agency Fifty Acres, and the Department of Communications and the Arts.
Email Charbel on: This email address is being protected from spambots. You need JavaScript enabled to view it.
The Adviser encourages respectful, challenging and constructive debate. We welcome your opinions if they are focused on the subject and ideas at hand. Comments which are defamatory, hostile, obscene or prejudicial will not be published.
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Colchester Borough Council has reopened its cemetery on 22 April 2020 following a change to the coronavirus emergency legislation by Government.
Colchester Borough Council has reopened its cemetery today (22 April) following a change to the coronavirus emergency legislation by Government.
The Council closed Colchester Cemetery to the public, except for funerals, earlier this month following the Government's new coronavirus health protection regulations. These were put in place to help tackle the spread of Covid-19 and specified that all cemetery grounds, with a crematorium on site, were required to close and only open for funerals.
The Government has now updated the legislation and as of 1:00pm this afternoon the Council were able to open the gates to the Cemetery.
Councillor Andrea Luxford-Vaughan, Colchester Borough Council Portfolio Holder for Customers, said: "The decision to close Colchester Cemetery was taken out of my hands as we had to comply with the Government's new coronavirus laws. It was not something I ever expected or wanted to do, and I realise it has been upsetting, especially for bereaved families who would like to visit and pay their respects.
"At the time the Government legislation was enacted, we said we would do all we could to reopen as quickly as possible and that's what we have done.
"To ensure your safety and that of our staff, we ask you to follow social distancing guidelines and stay two metres apart."
As part of the moves to tackle the spread of Covid-19 only close family, up to a maximum of 10 people, can attend a funeral if they observe the Government's guidelines by social distancing to two-metres apart in the chapel or at the graveside.
For more information about the impact of Covid-19 on the councils services, and the help and support available for residents and businesses visit www.colchester.gov.uk/coronavirus
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redpajama_set_name: RedPajamaCommonCrawl


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I was, I am, I will be: New Work by Su Kaiden Cho
by Lauren Ciborowski | Sep 8, 2021 | Artwork, Events, News, Upcoming
The Modbo presents "I was, I am, I will be," an exhibition of fascinating mixed media by contemporary artist Su Kaiden Cho. The opening reception is from 5 pm until 9 pm on Friday, October 1st. Cho explores in the combination of Asian art with contemporary...
My Scenery: Work by Byeongdoo Moon
by Lauren Ciborowski | Aug 1, 2021 | Current, Events, News, Upcoming
The Modbo is surprised and delighted to host "My Scenery"– a last minute show of gorgeous sculptures by internationally renowned artist ByeongDoo Moon, accompanied by fascinating textile pieces by his wife, Hyewon Sim. Although known locally for his large,...
June's First Friday: Louis Rodriguez
by Lauren Ciborowski | May 11, 2021 | Artwork, Current, Events, News, Upcoming
The Modbo proudly presents June's First Friday exhibit: "Experiments through Color Geometries and the Human Element," featuring gorgeous paintings by Louis Rodriguez. The opening reception is from 5 pm until 9 pm on Friday, June 4th. Masks are no longer...
The Modbo's Reopening in May: New Works by Lisa Deen
by Lauren Ciborowski | Apr 5, 2021 | Current, Events, News
The Modbo is excited to reopen for May's First Friday exhibit: New works by Lisa Deen, a beautiful show of linoleum block prints and paintings. The opening reception is from 5 pm until 9 pm on Friday, May 7th. Masks are still required. The show runs...
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The Modbo is not too proud to present October's First Friday exhibit: "All of the Unclaimed Art That Has Ended up in The Modbo Closet of Shame Since 2009." This is a show featuring all the unclaimed art that has ended up in The Modbo closet of shame since 2009. The...


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Tag Archive for: Uncle Vanya
PJC WEBSITE REVIEW/3 – UNCLE VANYA (1900) BY ANTON CHEKHOV
14 December 2012 /in Reviews/by Penelope J. Corfield
IN NEW TRANSLATION BY CHRISTOPHER HAMPTON
AT LONDON'S VAUDEVILLE THEATRE, THE STRAND WC1
Viewed by Penelope J. Corfield and Tony Belton 14 December 2012
'Basically, life in Russia sucks', summarised the young man in the row behind us, for the benefit of his somewhat bemused companions, who had obviously expected something jollier. We had all shared the experience of seeing a beautifully staged and thrillingly enacted production of Chekhov's Uncle Vanya (first published 1897 and premiered 1899). By the end, its bleak tragi-comedy left the audience appreciative but stunned. The story was so much more one of tragedy than comedy. To be sure, no-one actually dies. But all the main characters are revealed as thwarted and diminished by life deep in the Russian provinces. They are failures who live daily with their wounds raw. When the audiences laugh, the mirth is hardly differentiated from a painful sorrow.
Dramatically, it's a great achievement by Chekhov. He forces laughter from the audience, even while telling a sad story. For example, we are amused when, at one point, the two leading ladies are sobbing convulsively, one at one side of the stage crying noisily 'I'm so unhappy' and the other at the other side crying hysterically 'I'm so happy'. But we laugh with a sad, wry laughter. We are already becoming aware that the unhappy leading lady is a heartless sham and that the (briefly) happy young lady is deceiving herself.
Indeed, Chekhov's six leading characters are all in their different ways sad failures. The eminent professor Serebryakov (Paul Freeman), visiting the provinces from Moscow, is revealed as a sententious and selfish windbag, who is unworthy of his (over-inflated) reputation. His charming young second wife, Yelena (played lustrously by Anna Friel), is revealed as a vacuous beauty, who disrupts people's lives heedlessly and cannot respond to the passions which she arouses – passions which perhaps she even begins to feel but cannot accept. Uncle Vanya and his niece Sonya (Laura Carmichael), who is the professor's plain but worthy daughter by his first wife, are revealed as deadened by their selfless toil in running the family estate. They scrimp and save to fund the professor, who is both unworthy and ungrateful. At the end, Vanya, impressively played by Ken Stott, is unable even to commit suicide successfully. The uncle and niece are disillusioned. Their personal hopes of love are thwarted. Yet they remain noble in their tedium. They continue to run the estate and to support the family. They have no hope but endurance. 'We shall live all through the endless procession of days ahead of us, and through the long evenings', as Sonya foresees. Only at some unspecified future date, in the next world, will they find solace. So Sonya reassures Uncle Vanya in the famous incantation that ends the play: 'We shall rest. We shall rest. We shall rest'.
Little alleviates the gloom. Another character Telegin (Mark Hadfield), who is nicknamed 'Waffles' for his pockmarked skin, appears essentially as a butt for familiar banter and humour. He is an impoverished landowner, who lives on the estate as a dependent of the professor's family. So Waffles exemplifies prior failure, now domesticated within the provincial scene as a reminder that careers are liable to go downwards as well as upwards.
Even the relative newcomer to the area, the youthful Doctor Astrov (played with unself-conscious charm by Samuel West,) who is the most dynamic of the assembled party, is revealed as ultimately thwarted. He is able, active, and impressive. Yet Astrov cannot stir the superficial Yelena to reciprocate his passion. And he entirely fails to notice the devoted love that he has aroused in the heart of the luckless Sonya, who would seem a much more suitable partner for life in the provinces. At the end, Astrov too is facing a future of duty without companionship. His hobby is healing and planting trees, which he does in the service of 'future generations who will be happier than us'.
Is there any hint of an escape-route for these educated but melancholy people, deep in nineteenth-century Russia's remote provinces? They had no electronic media to link them to friends around the world. They could not sign up to courses of distance learning. And they could not all manage to move to Moscow, where, even so, they might end up as self-deceiving mediocrities like the professor. Chekhov does not suggest anything positive. He himself was a chronically busy and active person. So his life's message might be to discover one's chosen metier and to work at it. But how to find and then to cultivate it?
In this play, pre-revolutionary Russia's political and educational system, which wasted human talent, is implicitly rebuked. But the problems were not readily solved by the post-revolutionary settlement either. The Tsars were replaced in 1917 by the communist dictatorship, and after 1991 by a new muddle of democracy and kleptocracy. Educational levels have undoubtedly risen; and the material conditions have changed, often massively but not always for the better. How do individual life-opportunities fare throughout all this? In particular, what should the countless Uncle Vanyas, adrift in Russia's vast provinces, choose as a career, when they are not chess prodigies or gifted musicians or sporting heroes or ballet stars or nuclear scientists or even frontier trappers? How can ordinary people find joy? What would Dr Astrov alias Anton Chekhov say? Basically, that life in Russia is always work in progress. Seek for love but settle for duty – and, in the meantime, plant some more saplings.
Illustrations: (1) Birch woods in Sosnovka Park, St Petersburg, Russia from www.asergeev.com: Photo 758-22, dated 11/6/2009; (2) Birch saplings: from www.trees2mydoor.com with cashback, downloaded 29/4/2013.
To read other reviews, please click here.
https://www.penelopejcorfield.com/wp-content/uploads/2014/12/review001.jpg 262 262 Penelope J. Corfield https://www.penelopejcorfield.com/wp-content/uploads/2020/12/P.J.C.png Penelope J. Corfield2012-12-14 12:00:382021-01-12 18:54:25PJC WEBSITE REVIEW/3 – UNCLE VANYA (1900) BY ANTON CHEKHOV
MONTHLY BLOG 133, A YEAR OF GEORGIAN CELEBRATIONS – 1 11 January 2022
MONTHLY BLOG 132, IS TEACHING SEXY? 1 December 2021
MONTHLY BLOG 131, REMEMBERING ADRIAN AGAIN 1 November 2021
MONTHLY BLOG 130, MEANINGS OF BEING PENELOPE 1 October 2021
MONTHLY BLOG 129, The Surprising Consequences of Learning to Float-and-Kick Simultaneously 1 September 2021
MONTHLY BLOG 128, Appreciating Northumberland and seeking the best adjective to describe its scenic beauties. 1 August 2021
MONTHLY BLOG 127, World citizens in the twenty-first century are generating an 'international sphere' of public opinion, outside and beyond the control of national governments. 1 July 2021
MONTHLY BLOG 126, Does classifying people in terms of their 'Identity' have parallels with racist thought? Answer: No; Yes; and ultimately, No. 1 June 2021
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Penelope J. Corfield
Penelope J. Corfield is a historian, lecturer and education consultant. She currently serves as the President of the International Society for Eighteenth-Century Studies (ISECS).
Penelope J. Corfield Historian
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Alaska voters reject local bans on legalized marijuana
ANCHORAGE, Alaska (AP) — Voters in some parts of Alaska rejected efforts to ban commercial marijuana cultivation and retail sales, three years after the nation's largest state passed a voter initiative legalizing the recreational use of the drug.
The votes Tuesday came during local elections in the state's major marijuana growing areas — in and around Fairbanks and on the Kenai Peninsula southwest of Anchorage. All lost by wide margins.
"I'm happy to know that the 100 plus employees that are employed right now are going to keep their jobs, and there's going to be many more jobs on top of that," said Amy Jackman, campaign manager for 'Keep Cannabis Legal' on the Kenai Peninsula, where the ban was rejected by roughly 64 percent of voters. "And all these families down here, they're not going to lose their savings and their livelihoods."
[related_articles location="left" show_article_date="false" article_type="automatic-primary-section" curated_ids=""]The 2014 statewide initiative that legalized marijuana allows local governments to ban pot businesses within their borders.
"We're disappointed, but at the same time our purpose for these initiatives on the ballot was to give the voters a chance to make this decision and not have it made by our local government. So in that sense, it's a success," said James Ostlind, chairman of the group that backed the bans with separate measures in the city of Fairbanks and the surrounding Fairbanks North Star Borough. Both measures were rejected by about 70 percent of voters.
If the bans had been successful, they would have forced retail stores and cultivation facilities to close within 90 days and that would have left a gaping hole for other retail stores across the state in need of product. Personal use and growing pot at home for that use would still be allowed.
Backers said zoning laws are too lax, letting marijuana businesses open too close to homes. Proponents fear any rollbacks will embolden other communities to institute bans or the Legislature to roll back legalization.
But Jackman said the overwhelming victory in support of the marijuana industry "encourages people to move on to something else."
Special report: Cannabis and the environment.
Cary Carrigan, the executive director of the Alaska Marijuana Industry Association, called the victories pivotal.
"A lot of these prohibition votes have been driven by church congregations," he said "They're looking for something to demonize, and it's not us. People accept us."
After a failed initiative, there's a two year hiatus before it can come back, Ostlind said. He wasn't ready to predict another initiative attempt in 2019.
"If the marijuana industry starts to cause more damage to a community than they do good, then people will stand up and they'll want to do something about it," he said.
The election was held the same day the Alaska Department of Revenue released its monthly marijuana tax receipts from cultivators. The state collected nearly $700,000 in August, which was the highest monthly amount since collections began last October. Ten new cultivators began paying taxes in August, and half are from areas where votes were being held Tuesday.
Since October 2016, cultivators in the greater Fairbanks area have paid nearly $1.2 million in taxes, while those on the Kenai Peninsula have paid more than $655,000. The state doesn't have tax figures for retails stores since those taxes are paid to local governments only.
To subscribe to The Cannifornian's email newsletter, click here.
Tags: alaska, Business, cannabis, Growing, marijuana, Regulation
Gorilla Glue adhesives company reaches settlement with cannabis business
Cities in Santa Clara County scramble to ban marijuana sales ahead of Jan. 1


Voters in major Italian cities are taking part in run-off elections that are expected to test the popularity of Prime Minister Matteo Renzi. The vote could see Rome get its first female mayor.
Almost 9 million people are eligible to vote in the mayoral elections, which got underway at 7 a.m. (0500 UTC) local time on Sunday.
The Democratic Party (PD) of Prime Minister Matteo Renzi took a hit in the first round of voting two weeks ago, with tight races emerging in a number of key cities. Rome, Turin, Milan, Naples, Trieste and Bologna are now holding run-offs after no candidate managed to win more than 50 percent of the vote. Second-round ballots are also taking place in more than 120 other municipalities across the country.
Much of the attention, however, is on the capital, Rome, where Virginia Raggi of the Euroskeptic and anti-establishment opposition Five Star Movement (M5S) is pitted against PD candidate Roberto Giachetti.
Raggi, who has become one of the most recognized faces in Italian politics after just a few months of campaigning, took over 35 percent in the first round, pushing Renzi's candidate into second place.
If elected, Raggi, who tops opinion polls, would become the first woman to lead Rome's city council in the Palazzo Senatorio on the Capitoline Hill. The 37-year-old campaigned on an anti-graft platform, striking a chord with voters at a time when dozens of officials and politicians are on trial for their involvement in a criminal network that cheated the city out of millions in funds.
Stakes are particularly high in the financial hub, Milan, where Renzi has backed the head of the 2015 Expo World Fair, Giuseppe Sala. Sala emerged from the first round barely a percentage point ahead of center-right rival Stefano Parisi. PD candidates also face tough challenges in Bologna and Turin.
Renzi has downplayed the significance of the municipal vote, stressing that the elections are representative of local issues, not the national government. Still, a poor performance in the polls could put his already divided party under more pressure.
Voting booths close at 11 p.m. (2100 UTC), when the results of exit polls will be announced for the main cities.
Romans are counting on their mayor to resign as the city falls into a steep decline in both safety and public services. Besides its crumbling infrastructure, the city is also reeling from the brutal murder of a teenager.


Tutus and pointe shoes at the ready, the renowned English National Ballet joins us on board for the first time ever in a very special voyage that celebrates the world of dance.
August 11, 2019, Queen Mary 2.
This Transatlantic Crossing will offer an up-close and personal perspective of the elegant magic that the English National Ballet creates on stage - and the effort that goes into it. Watch six English National Ballet dancers run through their ardent ballet class every morning in the Ballroom; drop in on their rehearsals as they practice classical steps and work on new choreography; and of course, enjoy the end result: their graceful performance in Queen Mary 2's Royal Court Theater.


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Christian Minorities Under Attack In The Middle East A bomb that ripped through a Coptic Church in Egypt during a recent New Year's Eve mass, killed at least 21 people. And a few months earlier, 50 people died in an attack on a Baghdad Catholic Church. The violence has prompted Pope Benedict to call on governments to better protect their Christian minorities. In this week's "Faith Matters" conversation, host Michel Martin speaks with Professor John Esposito, a renown expert on Islamic societies, about the apparent rise in attacks on Middle East Christians.
Christian Minorities Under Attack In The Middle East
Christian Minorities Under Attack In The Middle East 7:59
January 21, 201112:00 PM ET
Heard on Tell Me More
A bomb that ripped through a Coptic Church in Egypt during a recent New Year's Eve mass, killed at least 21 people. And a few months earlier, 50 people died in an attack on a Baghdad Catholic Church. The violence has prompted Pope Benedict to call on governments to better protect their Christian minorities. In this week's "Faith Matters" conversation, host Michel Martin speaks with Professor John Esposito, a renown expert on Islamic societies, about the apparent rise in attacks on Middle East Christians.
Now it's time for Faith Matters. That's the part of the program where we talk about matters of spirituality and faith. Today, we're going to talk about why relations between two of the world's leading faith groups sometimes turn violent.
(Soundbite of screaming)
MARTIN: That is the sound of a New Year's Eve mass and church bombing in Alexandria, Egypt, which killed at least 21 people and injured nearly 100 more. That attack was one of a number on Christian minorities in Islamic countries, including a siege last year on a Syrian Catholic Church in Baghdad that left at least 50 people dead. The violence has prompted Pope Benedict to call on governments worldwide to better protect their Christian minorities and allow them to practice their faith freely.
We wanted to know more about this so we've called on John Esposito. He is the founding director of the Center for Muslim-Christian Understanding at Georgetown University. He is the author of more than 40 books and monographs and he's a professor of religion and international affairs and of Islamic Studies. He's also the author most recently of the book, "The Future of Islam." Thank you so much for joining us.
Professor JOHN ESPOSITO (Religion and International Affairs and Islamic Studies, Georgetown University): Delighted.
MARTIN: Who are the Coptic Christians of Egypt?
Prof. ESPOSITO: Coptic Christians of Egypt constitute about 10 percent of the population. This is an ancient Christian church. It predates the coming of Islam, for example, to Egypt. So it is an indigenous church and it has very, obviously very strong roots in Egypt. You have significant numbers of Copts now living in North America, in the United States and Canada.
MARTIN: The attack that we just talked about, the one in Egypt that got so much attention, is that part of a larger pattern? Do you think it's an isolated example which was sparked by sort of the particular politics of the particular region?
Prof. ESPOSITO: I think it is the particular politics of the region. Although, you know, you will see this, for example, there'll be statements that will come out, let's say from extremists in Iraq that will point towards the situation in Egypt. But if you actually look at the history of Egypt in recent times, there have been problems. Historically, relations between Copts and Muslims in society has been quite good. But in recent decades, extremists have targeted Copts and on the other hand, the government has failed to respond to the desire of Egypt's Christian Copts for equality of citizenship, really, in terms of the ability to build churches, to repair churches, not to be discriminated against, et cetera.
MARTIN: What did spark that particular bombing? Do we know? I mean, I thought there were some rumors about Muslim women being held against their will by Copts. Was that the underlying event that triggered it, to your knowledge?
Prof. ESPOSITO: One of the issues was that apparently two Coptic women had converted to Islam. Then it gets a little vague or fuzzy or - but then apparently they were somehow brought back in by the Coptic community. One of them was taken off to a monastery, I guess for rehabilitation. And so there was a to do then about some who said, well, look, you know, if you want to convert one way, why then is it wrong if some women want to convert?
Now, there were others who said the reason that they converted was it made it easier for them to divorce their husbands. But in any case, it's the kind of thing that extremists in Alexandria could take advantage of.
MARTIN: And what the Egyptian government's response and what was the broader response from the, you know, sort of broader Egyptian community to that bombing?
Prof. ESPOSITO: Well, I think it's very interesting because, in fact, what you see is that this kind of activity is rejected by society in general. There was a broad rejection of this among major Muslim religious leaders spoke out, intellectuals, civil society leaders. The government, of course, spoke out, although the government handled things ineffectually.
For example, when civil society leaders wanted to have an organized response to this nationwide, the government wouldn't allow it. And that's why it actually took to the streets. And so you had that kind of - with the Internet, et cetera, a mobilization of Muslims who then turned up outside Coptic churches on Christmas Eve, which occurs for the Copts around January 6th. And had a vigil and offered themselves, as it were, as human shields against anyone who would attack churches. So that does indicate the positive side in terms of where the majority of society is coming from.
MARTIN: Now, obviously, you know, Iraq is a different country and there are all kinds of things going on there as well. But what about that Syrian Catholic church attack - that siege on that church in Baghdad? It's been reported that a group affiliated with al-Qaida in Iraq took responsibility and issued a statement saying all Christian centers, organizations and institutions, leaders and followers are legitimate targets for the mujahedeen.
You know, al-Qaida is, of course, a worldwide, you know, organization now and people could debate, you know, how it's actually, whether it's lead or led or whether these are just sort of splinter groups operating under their umbrella. But does that indicate that there is a worldwide, at least, initiative by al-Qaida to target Christians?
Prof. ESPOSITO: I don't really think so. I think rhetorically, yes. I mean al-Qaida is always struggling for ways to divide in order to then, you know, win their goal. The so-called al-Qaida in Iraq is really a self-declared, you know, affiliate of al-Qaida. It's not as if, as far as we could tell, it's not as if there's an al-Qaida central that actually set it up. But it is affiliated with it.
And, but the interesting thing here is, yes, they play off religion to legitimate what they did, but, in fact, they do it for very deep and serious political reasons because it's also why they attack other Muslims. You know, their agenda is to cause instability in society, to divide groups, to stampede groups and therefore to discredit and undermine the current government. And for them to do the kind of attack that they did, obviously it terrorizes Christians, it drives Christians out. It divides, but it also gets them a lot of regional and international publicity, as it were.
And part of that publicity is not simply the Muslim-Christian, if you will, conflict. Part of that publicity is to say, look, Iraq still isn't a safe place. It's still an unstable place. There's significant opposition to the current government. The current government can't even protect its Christian population. So there's a lot of political spin to what they're doing, although it's clearly legitimated by them in the name of what they see as religious differences.
MARTIN: What do you believe motivated the pope's decision to call upon governments and majority Muslim nations to protect Christians? And how was that call received?
Prof. ESPOSITO: I think the pope, you know, was clearly motivated by the Coptic situation, the Iraqi situation you talked about. Also, you know, there have been other situations in Pakistan, the use of the blasphemy law against Christians. In terms of the response, the response has been, you know, mixed and part of that is that on the one hand, it's not that there aren't people and majorities of people who are within countries who are upset at what happened.
But, for example, within Egypt, I think that some within Egypt, that, in fact, al-Assar(ph) kind of ended its Muslim-Christian dialogue over this incident because the feeling was that the pope was intervening in an Egyptian situation. And that is within the purview of popes. And they speak out on behalf of the Christian community and that's his perfect right.
MARTIN: John Esposito is the founding director for Muslim-Christian Understanding at Georgetown University. His most recent book is called "The Future of Islam." Professor Esposito, we thank you so much for joining us.
Prof. ESPOSITO: Great. Have a good day.


GX4 - Laguna Blue (PBH) - Get a smoother looking Dodge Dart by replacing your stock chrome handles with this custom Painted Door Handle Kit. This kit comes with everything you need to make the change. Painted handles are direct from Mopar and are genuine OEM parts guaranteed to match the paint on your Dart.
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text:
Correspondence and papers relating to the Indian Institute Library, 1885-1929
Library Records c. 1681
Oxford, Bodleian Libraries, Library Records c. 1681.
Please email specialcollections.bookings@bodleian.ox.ac.uk quoting Library Records c. 1681 and the date of your intended visit. You may order up to ten items.
Please complete a green slip quoting Library Records c. 1681 and hand to a member of staff at the reserve. You may have up to ten items on reserve.
Modern Bodleian Departments (post-1930s)
Dependent Libraries
Indian Institute Library
Correspondence and papers relating to the Indian Institute Library
No correspondence for 1913-1920.
Correspondence and papers relating to the Indian Institute Library, 1885-1929. Bodleian Library Records, Library Records c. 1681. Bodleian Libraries. https://archives.bodleian.ox.ac.uk//repositories/2/archival_objects/79459 Accessed January 21, 2021.


Losing weight had been becoming a major goal for many with the increasing trend of being bold and beautiful! Gone are the times, when people would see and appreciate the fitness in somebody else's life!
Here in this article the main thing is, why is weight loosing so important that becoming a way of living and rightly called the trend of the modern society.
What you may not understand is that your eating routine can control how effectively you nod off and how all around rested you are after waking. In many cases, individuals are overweight because of a terrible eating routine focused on nourishment's that process rapidly and abandon you hungry regularly. That implies your body always looks for high-vitality food as handy solutions, for example, greasy and sugary nourishment's, which both have been found to contrarily affect your rest quality. Removing these most exceedingly terrible nourishment's for rest will enable you to slide into Never land, as will expanding your time spent working out, which has been appeared to enable fight to off well being conditions that impede rest: diabetes, cardiovascular infection, and discouragement.
You hear what we're saying. Being overweight can put some genuine strain on your joints—particularly your knees. While everybody needs to manage regular mileage on their joints, the individuals who are overweight develop abundance weight on these equivalent joints. What's more, provocative variables that are related with weight gain could add to inconvenience in littler joints, for example, your hands. That is the reason a mitigating diet has been appeared to help ease joint inflammation manifestations.
Do the principal indications of Spring accompany the fear of realizing you'll need to break out the Kleenex and eye drops? Turns out, your weight might be to be faulted for a portion of your side effects. That is on the grounds that being overweight puts a strain on the adrenal organs and respiratory framework, which may compound asthma and hypersensitivity side effects. Trimming down might probably mean you'll at last advance outside and enjoy the scenery! To enable you to out significantly more, look at Eat This, Not That! to Fight Spring Allergies.
Subsequent to dropping your extra tire, your supper may taste shockingly better. Specialists from Stanford University found that overweight individuals have less taste affect-ability than their slimmer partners, maybe on the grounds that their taste buds wind up dulled with abuse. Another hypothesis estimates that hormonal movements that occur amid weight reduction may change the way taste receptors speak with the mind.
Effective weight reduction generally accompanies a way of life upgrade—one that incorporates getting a decent night's rest, filling up with a micro-nutrient-thick eating routine high in crisp deliver and entire grains, and working up a perspiration frequently. As per Harvard Medical School, every one of these progressions can enhance your resistant framework.
Now, since you have so many reasons above, you would definitely not like to miss on the trail of being fit and adapt to the on setting trend of losing weight!


WEDNESDAY, April 10, 2019 (HealthDay News) -- Despite years of being told that the lower your LDL cholesterol the better, is it possible that levels that are too low might harm you?
Yes, say researchers who now report that women who have excessively low LDL ("bad") cholesterol levels may face a higher risk for a bleeding stroke.
But after tracking nearly 28,000 women aged 45 and up for two decades, investigators determined that women with LDL levels of 70 mg/dL or lower were more than twice as likely to experience a bleeding ("hemorrhagic") stroke than those with LDL levels in the range of 100 to 130 mg/dL.
Dr. Gregg Fonarow is co-director of the preventative cardiology program at the University of California, Los Angeles. He stressed that the increased risks "are small in absolute terms," and there is a far greater risk that a patient with high LDL levels might experience a blood clot, an "ischemic" (clot-caused) stroke or a heart attack.
Prior research indicates that "there is not significant increases in hemorrhagic stroke, and the risk of ischemic stroke is significantly reduced," Fonarow noted.
"The full mechanisms by which very low levels of LDL cholesterol or low triglycerides increase the risk of hemorrhagic stroke are not known yet," said study author Pamela Rist. She is an assistant professor of medicine at Harvard Medical School and Brigham and Women's Hospital in Boston.
Though far less common than ischemic strokes, bleeding strokes -- which occur when a blood vessel bursts and bleeds into the brain -- are trickier to treat and often more deadly.
Rist's team also did not explore the link between very low LDL levels and the risk for experiencing an ischemic stroke, which accounts for 87 percent of all strokes, according to the American Stroke Association.
All of the women in the study had been part of the Women's Health Initiative, a long-term national study that tracked both HDL ("good") and LDL cholesterol levels, as well as triglycerides. Levels were measured just once, at the beginning of the study.
Nevertheless, "these women may have an increased risk of experiencing a hemorrhagic stroke," said Rist. "Therefore, it is important to manage other risk factors for hemorrhagic stroke, such as hypertension [high blood pressure] and smoking."


text:
package org.kie.workbench.common.stunner.cm.backend.marshall.json.oryx;

import java.util.Map;

import javax.enterprise.context.Dependent;
import javax.inject.Inject;

import org.kie.workbench.common.stunner.bpmn.backend.marshall.json.oryx.BaseOryxIdMappings;
import org.kie.workbench.common.stunner.bpmn.definition.BPMNDiagram;
import org.kie.workbench.common.stunner.cm.definition.CaseManagementDiagram;
import org.kie.workbench.common.stunner.cm.definition.ReusableSubprocess;
import org.kie.workbench.common.stunner.cm.qualifiers.CaseManagementEditor;
import org.kie.workbench.common.stunner.core.api.DefinitionManager;

/**
 * This class contains the mappings for the different stencil identifiers that are different from
 * the patterns used in this tool.
 */
@Dependent
@CaseManagementEditor
public class CaseManagementOryxIdMappings extends BaseOryxIdMappings {

    @Inject
    public CaseManagementOryxIdMappings(final DefinitionManager definitionManager) {
        super(definitionManager);
    }

    @Override
    protected Class<? extends BPMNDiagram> getDiagramType() {
        return CaseManagementDiagram.class;
    }

    @Override
    public Map<Class<?>, Map<Class<?>, String>> getDefinitionMappings() {
        final Map<Class<?>, Map<Class<?>, String>> definitionMappings = super.getDefinitionMappings();
        final Map<Class<?>, String> reusableSubprocessPropertiesMap = definitionMappings.get(org.kie.workbench.common.stunner.bpmn.definition.ReusableSubprocess.class);
        definitionMappings.put(ReusableSubprocess.class,
                               reusableSubprocessPropertiesMap);

        return definitionMappings;
    }
}

redpajama_set_name: RedPajamaGithub


The Smith & Wesson M&P M2.0 9mm pistol, the newest innovation to the respected M&P polymer pistol line. Designed for personal, sporting, and professional use, the M&P M2.0 delivers an entirely new platform, introducing innovative features in nearly every aspect of the pistol, including trigger, grip, frame, and finish. Highlights of the M&P M2.0 pistol include an extended stainless-steel chassis and high grip to barrel bore axis ratio for reduced muzzle rise and faster aim recovery. The M&P M2.0 pistol further improves performance with a fine-tuned, crisper trigger, lighter pull and a tactile and audible reset. The pistol, available in three calibers, includes an aggressively-textured grip and four interchangeable palmswell inserts for optimal hand-fit and trigger reach. The striker-fire, semi-automatic polymer pistol includes two magazines, a limited lifetime warranty and a lifetime service policy.
Purpose: Home Protection Personal Protection.
First, the 2.0 triggers are much improved over the Gen 1. That said, go drop an Apex flat trigger kit and knock this baby down to a 4.5 pull. Runs like a sewing machine and I can chew out the "X" at 10 yards easy. Oh, be ready, that grip is as ultra-aggressive, but you get used to it.
Always wanted the full size 2.0 and not disappointed, great shooter, soft recoil. Happy happy.
Excellent factory trigger and the interchangeable grips are great! It's a sweet shooting pistol very accurate and reliable.
(5 out of 5) VETERANS GET $40MIR RIGHT NOW!
$349 plus another $40 = now in my safe ! If you are active military or a veteran then Smith and Wesson, right now, will give you an additional $40 MIR off of the sale price! $349 is the cheapest I found online! $310 after MIR ! Great buy!
(5 out of 5) Awesome Deal!
Great gun!! Great price!! I am very happy with my gun purchase!
I have had a couple of S&W automatics and really appreciate the value. They are a great alternative to Glocks and have decent ergonomics. I was stoked when this pistol came out as it fills a need I had for a nightstand or truck pistol with greater capacity than my Shield.
My gripe - and the reason for the 4 out of 5 rating - is around the grip texture. It actually is too much for anything but police officer hip carry. I purchased some holsters to conceal carry the pistol - under a winter jacket or hoodie - and the grip texture chews-up the cloth of anything it touches. I feel that S&W was trying to make a good duty weapon they did or a great range pistol they did this also. But the aggressive texture does limit how the pistol can be carried. I will keep the pistol and find a job for it in my defensive weapon scheme - be it a permanent nightstand pistol or a truck pistol. As long as it isn't shredding my coat linings.
Otherwise the pistol is well made and performs great at the range.
I have 4 Shields 380, 9, 40, and 45 but have not yet had a full size S&W. I just ordered it. I'm sure it will be as good as my Shields.
(5 out of 5) Nice Gun! Very Quick deliver, no problems!
I bought this gun as my first gun, I just took my class for CCW, and this was the gun I was interested on. I found it on a good deal form this website and I got it with 2 days shipping. I went to the range and shot 200 rounds with no problems, this gun is really nice, I would totally recommend. Also, the service on the website is great, and very simple process! If you are thinking on buying a firearm from this site, don't hesitate and do it!
This is my first purchase from an online dealer. Everything was seamless from the ordering to the shipping and beyond. Will definitely be back for my next purchase.
This firearm is one of the best in its category by far. I've already owned the 4" 2.0. I wanted to upgrade to the 4.25". This pistol is very reliable and does well with any ammo. By far the best price online only 350.00 bucks!
I was not looking for another gun, but when I saw the price advertised on another site I jumped on the opportunity to buy. I have the original version which I really like, it's in 40cal. I have bought a few guns from this retailer and they have not failed me once.
Shipping took a little longer then usual, but I was fine with it, I know their customer base has grown a lot and they are shipping a lot of orders at once. I still will be doing business with them. The firearm is a winner, shot 500 rounds through it after picking it up at FFL. Person in stall next to me was impressed with the one larger hole I was making at 7 yards with the pistol. lol.
For the sale price of $349 and a $40 rebate from S&W this purchase was a no-brainer right now.
(5 out of 5) They got it right.
The 1.0 was a winner but it had a tiny bit of room for improvement, and the 2.0 crosses the finish line in 1st place. Many people compare it to a Glock, but the truth is, the Glock would fall short of comparing itself to the 2.0. Last week I shot a -1 at a 5 stage IDPA competition with this gun and that was 30 yd shot behind cover. Then I bought the 5" 2.0.
(5 out of 5) Get the $20 shipping!
For us impatient individuals $20 is a small price to pay for super quick shipping. Ordered Friday, picked up Tuesday at FFL. I've put about 500 rounds of cheap 9mm Tul ammo. Not one issue. It has jump a bit when loading the initial round but I think I read this was typical. Trigger is fantastic, it's responsive and the gun shoots great. Only downside is all the money I'm gonna spend on buying more ammo for this baby. Feels great in the hand also. Looks cool as hell. Easy to handle and clean. I own a Glock as well and it's crazy how each firearm has its own personality on the range. Five stars to SW for keeping this an enjoyable hobby with such wonderful products. I'm no expert on firearms, if you haven't noticed, just a casual shooter. SOSS has a lifelong buyer here!
(5 out of 5) Great price and a great product!
Great gun, especially when compared in value to the other polymer firearms out there. The only reason I've withholding a star is one failure to feed at the range out of 220 rounds. I will continue to put this gun through the ringer! Of course, great service as you would expect from Sportsmans!
(5 out of 5) M&P9 2.0, great price quick service!
Ordered the handgun Sunday night, got here Thursday, picked it up Friday. Perfect condition, amazing price on SOSS part. Very pleased with the transaction. Plus they took care of setting everything up with my FFL, so all I had to do was sign that 4473 and pay my transfer. Boom! Done! The pistol is very much was I was hoping for from M&P as well. The new slide cut is comfortable, easy to manipulate. Trigger is SO much better, aside from the shape but that's neither here nor there. The new frame is stippled to perfection. The grip is incredible for what I picked this gun up for. The new frame lengthening and extended steel really help settle the gun, but also not too much to weigh the gun down in the hand. Very happy I snagged this for the M&P summer special, thank you SOS! I will be sure to order from you again!
(5 out of 5) Wow!
I love the M&P line of pistols and this is the best of the best. With the texture on the grip I would not spend the extra on a pro model. Trigger is awesome and improved over the old. I hit better with this than my PPQ. Best one on the market in my opinion.
The M&P9 M2.0 is very nice very to shoot and clean, and I enjoy shooting it. I've installed a rail laser flashlight combo. Finding a holster was the only headache due to the flashlight laser that goes inside the waist band.
Very good and fast service! Good price. M&P 2.0 shoots really nice. Very good trigger. I recommend Sportsman's Outdoor Superstore to buy all your weapons.
I love my new M&P9 M2.0. It shipped fast, price was great, and free shipping! What else could a girl want!!! Thank you!!!
Ordered on the 9th and was received at my FFL on the 13th. Very fast shipping from Outdoor superstore. The M&P is machined perfectly and very clean. The aggressively-textured grip and is perfect for a mans hand. The four interchangeable palmswell allows you to get a perfect hand grip. The slide made of Stainless Steel with Armornite® Finish is smooth in action and extremely fast action. The trigger is extremely easy to pull with a tackle and audible reset. The gun fires as fast as you can pull the trigger. This gun is made for performance. Life is good and keep moving forward!


text:
Man From Snowy River
Jim Craig has lived his first 18 years in the mountains of Australia on his father´s farm. The death of his father forces him to go to the low lands to earn enough money to get the farm back on its feet. Kirk Douglas plays two roles as twin brothers who haven´t spoken for years, one of whom was Jim´s father´s best friend and the other of whom is the father of the girl he wants to marry. A 20 year old feud re-erupts, catching Jim and Jessica in the middle of it as Jim is accused of letting a prize stallion loose. He rides off with the crack riders to bring it back, back into the mountains where he was raised. Jim goes out with them because of the regard in which his father was held, and comes back having earned his own respect.
Regissör: George Miller
Skådespelare: Kirk Douglas, Jack Thompson
Bild: WS 16:9 Anamorfisk
Ljud: Engelska DD Stereo


text:
Q: Prove that $\sin^{2n+4}(x)+\cos^{2n+4}(x) \leq \frac{\sin^2(2x)}{2^{n+1}} + \cos^2(2x)$.
Let $n$ be a nonnegative integer and $x$ a real number. Prove that $\sin^{2n+4}(x)+\cos^{2n+4}(x) \leq \dfrac{\sin^2(2x)}{2^{n+1}} + \cos^2(2x)$.

Should I use the $\sin^2(x)$ and $\cos^2(x)$ properties to solve this? Seeing as how we have the $2n+4$ in the exponent, we should be able to get $$\sin^{2n+4}(x)+\cos^{2n+4}(x) = \sin^{2n+2}(x)\sin^{2}(x)+\cos^{2n+2}(x)\cos^2(x).$$ Then I get stuck

A: Let $a=\sin x$ and $b=\cos x$.
Thus we must prove that given the conditions,
$|a| \leq 1 ,|b| \leq 1, a^{2}+b^{2}=1,$
$a^{2n+4}+b^{2n+4} \leq \frac{4a^{2}b{^2}}{2^{n+1}}+1-4a^{2}+4a^{4}$ (using our double angle rules).
Now, consider when $n=0$.
We must prove;
$a^{4}+b^{4} \leq 2a^{2}b^{2}+1-4a^{2}+4a^{4} \Rightarrow 0 \leq 2a^{2}(1-a^{2})+1-4a^{2}+3a^{4}-(1-a^{2})^{2}= 2a^{2}-2a^{4}+1-4a^{2}+3a^{4}-1-a^{4}+2a^{2} \Rightarrow 0 \leq (4a^{2}-4a^{2})+(2a^{4}-2a^{4})$
which is clearly true.
Assume for some integer $k \geq 0$ that our inequality holds.
Thus,
$a^{2k+4}+b^{2k+4} \leq \frac{4a^{2}b{^2}}{2^{k+1}}+1-4a^{2}+4a^{4}$.
Then we must show that for $k+1$,
$a^{2k+6}+b^{2k+6} \leq \frac{4a^{2}b{^2}}{2^{k+2}}+1-4a^{2}+4a^{4}$
We begin by noting that, since, $a^{2}+b^{2}=1$, we have,
$(a^{2k+4}+b^{2k+4})(a^{2}+b^{2}) \leq \frac{4a^{2}b{^2}}{2^{k+1}}+1-4a^{2}+4a^{4}$
$a^{2k+6}+b^{2k+6}+a^{2}b^{2}b^{2k+2}+b^{2}a^{2}a^{2k+2} \leq \frac{4a^{2}b{^2}}{2^{k+1}}+1-4a^{2}+4a^{4}. \Rightarrow a^{2k+6}+b^{2k+6} \leq a^{2}b^{2}[\frac{4}{2^{k+1}}-(a^{2k+2}+b^{2k+2})]
+1-4a^{2}+4a^{4}$
(*)
Note that, by the AM-GM inequality, we have,
$\frac{(a^{n+1})^{2}+(b^{n+1})^{2}}{2} \geq \sqrt{(a^{n+1}b^{n+1})^{2}}=|(ab)^{n+1}| \Rightarrow (\sin^{n+1}(x))^{2}+(\cos^{n+1}(x))^{2} \geq 2|\sin(x)\cos(x)^{n+1}|=2|\frac{\sin^{n+1}(2x)}{2^{n+1}}| \geq \frac{1}{2^{n}}$
Thus,
$(a^{n+1})^{2}+(b^{n+1})^{2} \geq \frac{1}{2^{n}}$
Now, continuing from $(*)$,
$a^{2k+6}+b^{2k+6} \leq a^{2}b^{2}[\frac{4}{2^{k+1}}-(a^{2k+2}+b^{2k+2})]
+1-4a^{2}+4a^{4} \Rightarrow a^{2k+6}+b^{2k+6} \leq a^{2}b^{2}[\frac{4}{2^{k+1}}-\frac{1}{2^{k}}]+1-4a^{2}+4a^{4} \Rightarrow a^{2k+6}+b^{2k+6} \leq a^{2}b^{2}[\frac{1}{2^{k}}]+1-4a^{2}+4a^{4} \Rightarrow a^{2k+6}+b^{2k+6} \leq \frac{4a^{2}b^{2}}{2^{k+2}}+1-4a^{2}+4a^{4}$
Thus from this last inequality we have,
$a^{2k+6}+b^{2k+6} \leq \frac{4a^{2}b^{2}}{2^{k+2}}+1-4a^{2}+4a^{4}$.
And by the inductive principle the proof is complete.

redpajama_set_name: RedPajamaStackExchange


Bevel understands only the literal truth of the preacher's baptismal sermon.
The truthful illumination of their soul may cost their own life or that of an innocent victim. Once we accept what needs changing, then we can start the process of transformation. In the majority of her stories, the reader is left with the impression that each character — even if one omits the religious aspect of the story — receives exactly what he deserves.
And this journey is not just for the average person, but one that many of our greatest leaders have embarked upon. A violent illumination of salvation again A Violent Illumination of Salvation Flannery O'Connor uses violence to return characters to reality and prepare them to accept their moment of grace.
But the term Hearing the word "family," it's quite normal to reminisce of holidays spent traveling in packed cars with one's siblings and parents, of gift giving and festive meals, of white-haired, cheek-pinching grandmothers, of back-yard barbeques and celebrations.
Every morning I am awaken by the shouting voices of my parents. I was able to recover from her death and every time I feel sad I just look back on our happy days.
Her insistence that a work of literature must have "value on the dramatic level, the level of truth recognizable by anybody," has made it possible for her to produce a body of literature which contains some stories capable of standing with the best literature written during her era.
There are a few events in life that society has deemed as way-points on the road to manhood: Furthermore, instead of focusing on my requirements for the perfect husband, I think I should recognise my own imperfections, and set about correcting them.
These seem to be the big ones and, right or wrong, they are used as indicators of maturity in the lives of men, a measuring stick to judge the transition from boyhood to manhood.
Even though Shepard chooses to ignore God, Norton needs some form of faith to explain his mother's death. So, how will I recognise my Mr Right? It compares different family decision matters under different conditions of female role perception.
Shepard dismisses Norton as selfish and lacking potential. If we take three books and compare He concept of a family has always been one of the most important and often found topics throughout the literature works of all times.
To close with the words of one who knew humility, Nelson Mandela: O'Connor violently shocks her characters, illuminates their shortcomings, and prepares them for redemption as seen in: Still, the sinners may be saved. But are these life events really the best indicators of manhood?
At any cost, a soul must find salvation. Turpin again questions her superior status when the black laborers dutifully sympathize with her anguish. We never failed to attend mass together and taught me how important faith is in a life of a person. My childhood is inflicted with many pains and hurts brought about by conflicts and arguments between my parents.
One of these things is related to the The world out there is in a continuous change and if you stopped for a moment and took a look around you, you would most likely realize how many things have changed completely over the course of just a couple of decades. Practice mindfulness and self-compassion In recent years, mindfulness and self-compassion have been linked to greater psychological resilience and emotional well-being.
The grandmother finally releases her hubris and experiences compassion as she exclaims: Cameron is a graduate of the Air Force Academy and flies Cs for a living. In reality, independence is easy, something any youth can achieve. But more than anything it has got me thinking about being a man.
We can expect to face failure as well as success; heartache as well as joy; boredom as well as excitement.
A good or bad person can be build up with the actions of the family. Somehow, I believe that there is someone out there who was made specially for me, and, once I find him, we will fall in love, and get married; and only then will I feel complete.
He should be witty and say things which make me laugh. As social beings, we are naturally influenced by those we meet in the course of our lives. According to Joseph A. Is it something material like a big house or a nice car? However, many fail to see the relation between gender roles in the family and how they affect the dynamics of the family unit.
Many factors lead to the change in the world today. Would a husband be perfect if he leaves his wife out of his life?The Importance of Ren in Maintaining Social Order Essay Sample. The Importance of Ren in Maintaining Social Order Essay Sample. (Analects xix) and he "does not promote a man simply on account of his words, nor does he put aside good words because of the man" (Analects xv).
Most of all, the superior man is a man of virtue—that tsuki-infini.com · Thia essay chiefly concerns itseld with "Good Country people,"" by Mary Flannery O'Connor, but will also seek to draw parallels with "A Good man Is Hard To Find,"" and The Holy Bible.
"Aren't you just good country people?
tsuki-infini.com · This is a really good question. You ask specifically about personal statements, and I'm assuming this is in the context of college admissions. I'm going to address it more broadly and talk about the general College Essay but personal statements should follow suit.
Much of college admissions is tsuki-infini.com "To find the balance you want, this is what you must become. You must keep your feet grounded so firmly on the earth that it's like you have 4 legs instead of 2.
That way, you can stay in the tsuki-infini.com://tsuki-infini.com If they can't find a specific person or event to give credit to, they credit good luck.
At the same time, they look in the mirror to assign responsibility, never citing. Selflessness, consistency and humility: as I've surveyed my surroundings, these traits have stood out as defining characteristics of passage into manhood. Are You A Good Guest?
A Quiz From No man has ever risen to the real stature of spiritual manhood until he has found that it is finer to serve somebody else than it is to serve.


Better drainageGrowing plants in raised beds is a logical choice for gardeners with heavy, poorly drained soils. Higher yieldsBetter root growth from improved soils leads to higher yields for food crops and lusher growth of ornamental plantings.
Expanded growing seasonBetter drainage speeds soil warming and allows earlier spring planting. Easy maintenanceBecause plants grow above the level of walkways, less stooping is required for weeding, watering and other chores. Using difficult sitesRaised beds make gardening possible on sites where growing plants would otherwise be impossible. Although constructing walls for raised beds takes labor and has an initial cost, the finished product should last for many years.
The choice of framework to use for walls depends on the availability and cost of the construction material and how you want the final product to look in the landscape. ACQ (akaline copper quaternary) is an alternative preservative choice for pressure-treated lumber.
CA (copper azole) is another wood preservative based on the fungicidal properties of copper.
Creosote, which is used to treat railroad ties, may cause injury or death to plants that come into direct contact with it.
If you are uncertain about the safety of treated lumber, place a heavy plastic liner between the treated lumber and the soil used for growing plants to prevent direct contact of plant roots with the treated lumber. Hold landscape timbers and railroad ties in place with construction rebar, which is a steel reinforcing bar (Figure 5).
For a unique-looking raised bed, cut landscape timbers or posts to uniform 1- to 3-foot lengths.
For raised beds less than 2 feet tall, stones or cement blocks may be stacked on top of one another without mortar or footings (Figure 6).
To make a raised bed wheelchair accessible, construct walls about 2 feet high and limit the width of the bed to about 3 feet (Figure 7).
Figure 7To double dig prior to establishing a raised bed, remove all the soil from the bed one spade's depth. To take full advantage of the deep rooting potential with raised beds, work up the base soil by rototilling or hand-digging before bringing in additional soil.
Double digging involves removing the topsoil the depth of a spade, setting the soil aside, then loosening the subsoil another spade's depth (Figure 8). Figure 8To double dig before establishing a raised bed, remove all the soil from the bed one spade's depth.
Use of organic mulches, such as straw or hay, in vegetable gardens, or wood chips placed on landscape fabric weed barriers around ornamental plantings helps combat both problems.
At the end of the growing season, plant residue in a vegetable garden can be tilled into the soil, adding organic matter.
Fertilization of plants grown in raised beds is similar to that of plants grown conventionally. Every gardener would like to have a rich harvest and there are many home gardeners who turn to creative DIY raised beds ideas which help them to significantly increase the yield of the garden.
Experienced gardeners use raised beds for growing vegetables, but also as decorative ornaments.
Other alternatives are sandbags, hay bales, and many other which will help you increase the productivity of your garden. Once your raised bed border has been built, use the nail removing side of the hammer to loosen the soil around the inside circumference of your garden bed. Once the line has been traced all around your bed, pull the bed to the side and use a tiller to loosen and remove all grass and roots from this area. We chose a triangle shaped bed with a good amount of room for a pathway between our raised beds. Subscribe, Learn More, or connect with Aimee on Twitter, Facebook, Instagram, or Pinterest. This will be our first year in a house with a sunny yard–looking forward to the gardening here, and we need to get started on building beds soon–thanks for the inspiration!
Wanted to come by to say hello…it's so very exciting to see garden posts again, winter has lasted way too long! In fact, you can save a tremendous amount of money, time and garden work by not owning one. Good healthy soil takes on the components of good compost – teeming with all types of microbial life and structure. Not only that – but tilling at the wrong time can do serious additional damage to your soil structure. Our low maintenance raised row garden requires about 10 to 15 minutes a day to keep weed free. We are big proponents of raised beds, or in our case, raised row beds (raised soil without wood or metal sides). How did you start that growing area without the rototiller, specifically removing the grass? Today's post is for those who are looking for unconventional gardening solutions, as well as for those who hesitate to garden because of limited space or other constraints. Raised garden beds also keep pathway weeds from entering into the soil, therefore reducing the amount of work you need to do to keep weeds out of your garden.
They allow you to add the type of soil you want, including organic soil and compost soil, without having roots enter into deeper, less healthy soil. It is easier for many people to tend to plants in a raised garden bed than on a flat surface. Vegetables, fruits, flowers, trees and shrubs may be grown in raised beds, which can be attractive as well as useful (Figure 1). Raised beds permit plant roots to develop in soil held above water-logged or compacted zones.
Also, intensive planting in raised beds means more plants can be grown in a smaller area than with conventional row-cropping techniques.
In the landscape, planting berms may be constructed by hauling in topsoil to create traffic barriers as well as visual interest. However, resourceful gardeners may be able to find used bricks, concrete blocks or other materials at little or no cost. Pressure-treated lumber using CCA (chromated copper arsenate) as a preservative prompted this concern.
Taming a hillside with terraces may require different bed dimensions than those used for flat-land vegetable gardens.
Drill holes all the way through each layer every 4 feet, staying 6 to 8 inches in from the ends of timbers.
If placed on the inside of the board, the stakes will not be visible once the bed is filled with soil. Seating can be made on the edges of wooden raised beds by capping the walls with a 2-by-6- or 2-by-8-inch board.
However, the addition of organic matter to any soil will improve its physical and chemical makeup, thus making it more productive. Finally, the topsoil is returned with added amendments, such as compost, manure or fertilizers. Distinct layers of soil create barriers through which water will not readily penetrate and roots will not easily grow. Soil temperatures are lower under organic mulches, less water is lost through evaporation, and weed growth is suppressed. For most crops, a complete fertilizer such as 10-10-10 applied at the rate of 1 to 2 pounds per 100 square feet is satisfactory. I then took our compost that has been decomposing since last November and built up two beds. Since you have control over the construction of the DIY raised beds in the vegetable garden, you can determine the design too.
It is easy to use for different constructions and in addition it is a solid and durable material. Trace the border of your bed then use a tiller to remove all grass and roots from your garden area. And because our pathway is grassy, we use a weedeater around the entire border of our beds to create a 2 inch wide divot separating the bed from the grass. Creating this border of only soil with the weedeater is simple and will keep the grass from sneaking underneath our beds.
Well, we have had tomato plants in the past, but they didn't do very well because hubby just stuck them in the ground with no prep. Your raised beds look wonderful.I love our raised beds and our veggies are doing really well. We have two raised garden beds that have plastic mesh around them, but both beds have been raided by groundhogs!
Just wanted to let you know Fishtail Cottage's Garden Party will be starting up again in May (Thursday May 2nd) Would love to have you come over and link up again and again! I am planning on making a small raised garden bed for our patio this year for the first time and this helps!
I have whole winter to convinced my husband to help me do some of these raised bed projects in our garden! We at Decoist truly believe that gardening is for everyone, and we've got the pics to prove it!Check out the images that follow for a range of interesting ideas, special touches and unique approaches to gardening in a variety of spaces.
When you build raised garden beds, you do so in the size, shape and overall structure right for your space.
Terraced raised beds turn hillsides into productive growing areas while reducing soil erosion potential. If tillage equipment and foot traffic are kept off tilled beds, the loosened soil remains slightly raised above surrounding pathways. CCA-treated wood was banned for residential use by the Environmental Protection Agency (EPA), and its production was phased out. On hillsides, follow the contour of the land and adjust the depth of beds according to the slope of the hill. Lumber is readily available in 4-foot-length multiples, minimizing the amount of sawing needed and waste produced in building the bed. With deep tillage, some of the rooting depth may come from soil at or below the existing grade. Keep in mind, however, that plants at the border of raised beds will hang over the edge, cutting into the available walking space. If you regularly use a rototiller for tilling the beds, ramps into the raised beds save heavy lifting.
This labor-intensive soil preparation method provides an excellent rooting zone for plants. Over time, the soil may become improved enough so little additional tillage will be necessary. One of the greatest advantages of raised beds in the garden is that weeds are much easier to control and you do not have to bend too much while working in the garden. Cedar or redwood would be an ideal material for your raised beds because they are weather resistant and withstand well against pests. I really had hoped to find the time to get to one this year, but I think I'm going to have to try for next year.
As beds are built up, compost or other forms of organic matter may be incorporated, further improving soil structure, drainage and nutrient-holding capacity. However, temporary beds flatten over the course of a growing season and require reconstruction the next year.
Other possibilities include concrete blocks, bricks and stones, or synthetic lumber made of recycled plastic.
Although copper is an essential element for both plants and animals, excessive amounts can be harmful. However, ties that are still oozing black, sticky creosote or have an intense smell may cause injury.
To prevent soil compaction, foot traffic and garden equipment such as wheelbarrows should not be permitted to go through the raised beds.
Beds built higher than 18 to 24 inches require retaining walls with foundations and supports, which are topics beyond the scope of this publication. Hollow pipes attached to the inside wall and spaced regularly along raised beds double as support posts for spring and fall season-extending cold frames or summer trellises for vine crops.
You say that you had problems with bower birds with the garden in your pics, originally coming from Bellingen, I know exactly what you mean. Happy spring!Beds and BoxesLet's get started with some strategic gardening ideas for beds and boxes.
Also, because a temporary bed has no wall, the soil may erode from the top of the bed into walkways or down hillsides. Besides controlling erosion better than temporary beds, walled beds permit deep soil amendment.
A 2007 study of the safety of ACQ published in Human and Ecological Risk Assessment concluded that exposure to copper from contact with ACQ-treated wood is not expected to have adverse effects on the health of adults or children. So for example, instead of building one long bed, break a 50-foot length into two 24-foot-long beds with a 2-foot walkway between to save steps when tending the garden.
A space-conserving option is to make most paths narrow, with an occasional wider path for access with garden equipment. Overhead sprinklers can also be used, but because they wet foliage they are more likely to spread diseases. I am hoping I don't have those problems here, but then again, I know I am completely surround by rabbits here in Tingha! As far as the width of DIY raised beds is concerned, it is preferable to construct them with a width of 1.20 meters, so you can easily work.
The counter height garden boxes below are perfect for those who would rather not be ground-bound while gardening. I know some folks caution against using pallets because of the potential for the wood to be treated but we're going ahead anyway. So far we have six tomato plants, cucumbers, squash, yellow or red and green peppers, green beans, cantaloupe, watermelon, and okra.
We'll keep adding uncomposted kitchen scraps this summer and by fall or next spring the beds will be ready for whatever we want to plant in them. Indoor planter boxes are unexpected, and they instantly become focal points of the rooms they inhabit. These unique displays of plants and flowers are gaining popularity, and many who value a space-maximizing approach to gardening are giving this option a DIY twist.
For example, by attaching potted herbs and bush varieties of vegetables to wire mesh, you can create your own vertical display. Head on over to DIY Network for all the details: Vertical gardening is a wonderful way to cultivate indoor plants, especially if your space gets plenty of light. Created by Claire Zinnecker, this Mason Jar Herb Garden is crafted with the help of an old wooden board, pipe clamps, and of course, mason jars. A full tutorial can be found at Camille Styles.Don't feel like making your own vertical garden? We love it because it's for everyone–even the trickiest of space constraints can be overcome with this option!
For example, a simple hanging basket can be transformed into a compact herb and vegetable garden. The clean look of the containers makes the garden stylish, and the small size of the boxes enables you to place them in a variety of locations.
In other words, even if your yard is tiny, you can find just the right spot for your gardening endeavors.
It's the perfect setting for modern arrangements, such as the exotic succulent planting below. Margarita glasses and cacti make a festive modern statement below.When you embrace dish gardening, no statement is too small.
Perfect for indoor spaces (and outdoor ones, provided they are not in direct light) these low-maintenance plants can be grouped to form a modern garden, especially when interesting containers are involved. Below we see Shane Powers for West Elm Air Garden Vessels:Innovative and Creative GardeningWe now present a collection of innovative gardening solutions that will put an unforgettable stamp on your indoor or outdoor space.
For more information on growing the upside-down tomatoes below, head on over to Wicked Mint:Does your outdoor space consist of a window? French designers Barreau & Charbonnet have developed the pivoting window garden below to maximize your space and create a healthy solution for plant life. Savannah Morning News shares a full report on this thoughtfully designed structure.We end with an image from Creative Garden Spaces, featuring the stunning effect of a ground cover called Little Bluestar Creeper. This pic reminds us that creativity can be celebrated in a variety of ways when you view your garden as a blank canvas for the arrangement of interesting vignettes. Plants in a variety of textures, rocks and other embellishments can make all the difference.We at Decoist wish you a spring filled with unexpected delights in the gardening department!
And traditional vegatables and fruits are healthy and that the beginning a new backyard or redesigning an present.
Organic Marketing Resources , Appropriate Technology Transfer for Rural the National Organic Program will have.
Seed from his 118 pound limestone.
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The lifetime of your hydroponic tools resembling.


Is litigation the best way to deal with breach of contract issues?
On behalf of Murfree & Goodman, PLLC posted in business litigation on Tuesday, April 4, 2017.
Business owners deal with a lot of issues while owning and operating their companies. It is just part of the experience. When problems do arise, figuring out the best ways to handle them can be a bit of a challenge.
One problem that you and other business owners in Tennessee may encounter is figuring out what actions to take when a breach of contract occurs. This issue may involve suppliers, employees or even customers. Regardless of who is on the other end of the deal, you have the right to seek compensation if they fail to hold up their end of the bargain. But what is the best way to do this? Is litigation the best and/or only answer?
Business contracts are created and signed to hold the signing parties responsible for meeting certain obligations to one another. When one party does not fulfill all or part of his or her responsibilities, this represents a breach of contract. There are a number of reasons as to why one might not hold up his or her end of a business agreement. It does not make it right, however.
What can I do if a breach of contract occurs?
When a breach of contract occurs, it can have a significant impact on your business. Your company should not have to suffer due to another person's inability to follow through with his or her end of a deal. If you find yourself facing a breach of contract situation, you do have a few options to handle the issue. The first action would be to talk out the problem. Sometimes that is all it takes. However, if private discussions and negotiations do not work, legal assistance may be required.
Do I have a solid case?
Will further mediation prove helpful?
If I litigate and win, what are the odds of actually receiving the ordered compensation?
Litigation is actually not the answer for every breach of contract case. It really depends on the details of the situation and your current position. Your legal counsel will be able to review the facts of your case, answer any questions you have and give further guidance on whether filing a legal claim will actually benefit your situation.


When Will I Ever Need to Know This?
The question that I hear as an educator–the one thing I am asked more than any other question–is "When will I ever need to know this?" For some questions, the answer is really easy. For others, I need to take a step back and think.
I like to answer my students honestly when they ask this question. It's not always appropriate to stop class and give an answer at that moment, but I always try to find a time where I can speak with the student to let them know. When I need to step back and think about it myself is most likely when that student needs an answer the most.
And it's when I am most likely to try and improve myself as a teacher.
Because when a question like this is asked, and I don't have an answer, is it worth my time to teach it? Is it worth my students' time to learn it?
Sometimes, the answer is yes. If Common Core or my district demands that something be taught, I will teach it. But sometimes, that's not the case. Sometimes we teach things because we think we should. We haven't taken a step back and put the thought into it.
For all of the criticism that newer standards have received, this is one area where they thrive. Things that are done within the classroom should hold up to the scrutiny of research. If I am going to do something or teach something, it should be backed up by evidence that it works.
Innovations within the classroom must have evidence for success. Otherwise, students are just guinea pigs. However, research in many areas indicates that a sense of purpose improves performance. In my classroom, I have a lot of anecdotal evidence to back this up. When students understand that school is not just about tests and homework, that it's a training ground for life, they begin to feel free to explore material, take risks with their answers, and ask more questions. School still has all of the boring required stuff, but there's more meaning to the students. In the end, they learn far more when they're actually invested in the material. That holds true of technology class, English, Algebra, or any other subject I've taught.
As a teacher, I have no idea what the future is going to bring. I'm not sure what will change with technology, or with society in general. I have an obligation to prepare my students so that whatever situation they face, they will have a chance of success. There are state and district standards that must be upheld, of course, but even within these, there is a lot of freedom to ensure that the material is going to be helpful and relevant for students. It takes extra time to prepare lessons in this manner, but ultimately, it is far better for the student to be confident and able.
On a final note, I am interested in what the research says on this. Google Scholar only reveals a handful of case studies indicating that confidence toward the future helps improve standardized test results. I would agree with this wholeheartedly based on my anecdotal evidence. Far more research is needed in this direction, though.


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The American International Group (AIG) has evolved into a leading provider of general insurance, which Wayne and Thomas are happy to benefit from. In their Brands We Love PPT presentation, our PowerPoint agency included a mix of custom illustrations and photographs that best represent the company's services and core team. Check it out!


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Leaders underscore direct airlink between New Zealand and India
September 30, 2018 Indian Newslink
INZBC Summit provides avenues for Aviation, Tourism and Technology
Venkat Raman
At least three leaders representing the two major political parties stressed the importance of direct airlink between New Zealand and India, not meaning though, non-stop, long haul flights that exist between Auckland and Dubai in the United Arab Emirates and Doha in Qatar.
Justice Minister Andrew Little, Ethnic Communities Minister Jenny Salesa and National Party Leader and Leader of the Opposition Simon Bridges share a common platform today (Friday, September 28, 2018) in Auckland to express their consensus over the issue.
Summit Themes
They spoke at different times at the Summit of the India New Zealand Business Council (INZBC) at Pullman Hotel.
The one-day event brought key personalities representing the Summit 2018 theme of Aviation, Tourism and Technology, from various States in India, Australia and New Zealand.
Mr Little said that direct airlink between New Zealand and India would be 'helpful in building stronger bilateral relationship and facilitate ease of travel.
"Apart from the fact that the Indian population is growing in New Zealand, students from India constitute the second largest in our export education sector and trade visits between the two countries standing at 290,000 a year, demonstrates the strength of our relationship," he said.
Mr Little said that two visits of John Key (in June 2011 and October 2016) to India during his term as Prime Minister and the meeting that the current Prime Minister Jacinda Ardern had with India's Prime Minister Narendra Modi on the side-lines of India-ASEAN and East Asia Summit in November last year were indicative of New Zealand's strong desire to foster better relations with the world's largest democracy.
"Phil Goff, during his tenure as Trade Minister in the Labour government, initiated the study to explore the possibility of a Free Trade Agreement (FTA) with India. The National government began trade talks in 2010 and since then, several rounds of negotiations have taken place although we have not been able to conclude a deal," he said.
Air New Zealand Services
Mr Little said that while Air New Zealand has a codeshare agreement with Singapore Airlines reaching passengers to Singapore, the Asian hub from which there are connections to worldwide destinations through Singapore Airlines and other operators, a direct link would be useful for both New Zealand and India.
"We need to progress on this and we will take up the issue during our talks with Suresh Prabhu, India's Commerce & Industry and Civil Aviation Minister, who is due to visit New Zealand shortly. We also need to continue talks," he said.
Historic ties
Ms Salesa traced Indo-Kiwi relations to the late 1800s when the first settlers came to New Zealand from India.
"Since then, the Indian community has been important partners in improving our diplomatic, political, economic and social relations with India. The community, which now accounts for about 155,000 people is expected to rise to more than 300,000 by 2025," she said.
Ms Salesa said that India's growing importance, progress of talks for a Free Trade Agreement and the growing business potential warrants a direct airlink between the two countries.
"INZBC can enhance existing and emerging opportunities," she said.
Keeping Indians safe
Ms Salesa said that as Ethnic Communities Minister, she has the responsibility to ensure safer community, and more importantly safety of businesspeople of Indian origin.
"In May this year, we conducted the first 'Safer Ethnic Communities Ministerial Forum,' inaugurated by Prime Minister Jacinda Ardern (Indian Newslink, June 1, 2018).
"The population of ethnic communities is rising rapidly and according to estimates, they will account for more than 22% of the population by 2038. We need to prepare ourselves for the changes coming over the years," she said.
Serious about India
Mr Bridges said that like INZBC, the National Party is also serious about improving New Zealand-India relations.
"I am committed to FTA. Such a pact would be good for both governments, both countries and both peoples. It was the National government that started the conversation in 2010. We are therefore keen to pursue this opportunity," he said.
Mr Bridges said that many have asked if a Free Trade Agreement would be worthwhile for India, since New Zealand is a small country of just 4.2 million people.
"It is not the size, but quality that is important. An FTA with New Zealand will enhance value for India. Commercial flights that are direct are a precursor to progress in this direction. Tourism is an important aspect of our growing relations," he said.
Mr Bridges said that the National Party will redouble efforts to strengthen relations with India.
"We do not want to be an expensive destination but a quality destination. There is a huge amount of goodwill and friendship but there is no room for complacency. We must utilise the available potential properly and pursue greater cooperation," he said.
Mr Bridges said the opening of the (Rainbow Corner) Early Learning Centre in Mumbai two weeks ago (see separate story under Educationlink in this issue) is a demonstration of the entrepreneurial ability of our Indian community.
Additional Reading: 'Direct flights to India remain in the air' under Viewlink.
Justice Minister Andrew Little
Ethnic Communities Minister Jenny Salesa
National Party Leader Simon Bridges
(Pictures by Creative Eye Fotographics for INZBC)
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This wooden cellphone will have your child doodling for hours. It has a nifty compartment for the chalk (just like the say cheese chalkboard camera). And yes, the chalk is included. That would be annoying if it weren't! Designed for children who are able to keep an eye on the chalk themselves. Play a game of tic tac toe while waiting for your meal at a restaurant, or sit on your front porch to sketch the birds in the trees. Then, clear your screen and make a quick call to a friend to come over for a play date.