text:
Tourism in Thiruvananthapuram
Thiruvananthapuram (official name Thiruvananthapuram), lying on the southwest coast of India, is the capital to the state of Kerala. The city extends from latitude 8°29' N to longitude 76°59' E. The place is well connected to most of the other major cities of India through rail, road, and air network.
Since it is close to the sea, the climate of Thiruvananthapuram is tropical. This also gives Thiruvananthapuram a very pleasant weather round the year. The average maximum temperature can go up to 36.2°C in summer months and to a minimum of 18.0°C in the winters. Monsoon comes to Thiruvananthapuram in the month of May and remains there until November.
Trivendrum, according to the legends, boasts of being associated with King Solomon whose ships landed at a port called Ophir. Traders have been coming to these parts as far back as 190 AD for spices, sandalwood, and ivory.
The city derives its name from the deity at the Sree Anantha Padmanabhaswami Temple, one of the major landmarks of the place. The name of the city is derived from the words Thiru-Anantha-Puram, meaning the town of Anantha. Although no records of the antiquity of the temple really exists, the temple nevertheless is believed to be several thousands years old.
Thiruvananthapuram shot into prominence in the 18th century when the capital was shifted here form Padmanabhapuram, a little down south. The erstwhile kings of the then Travancore State, taking on the title of Padmanabhadas (servant of Lord), had dedicated themselves completely to the service of the Lord residing in the temple here. By the terms of this dedication, the deity owns the kingdom while the king is the mere executor of the trust. After independence, Trivendrum was designated as the capital of Kerala.
Onam is the main festival of Kerala, which is celebrated in the month of August or September. This is the harvest festival of Kerala and signifies association of the people with agriculture. Christmas is the other festival of this part of the country and the city wears a colorful look during this time of the year. Classical Music Festival is celebrated from January 27 to February 3 every year and is a great time to enjoy for the lovers of pure classical music forms such as Carnatic and Hindustani music.
The capital city of the south Indian state of Kerala, Thiruvananthapuram is also known as Trivandrum and is quite popular forts cultural heritage and stunning architectural gems. The best time to visit Thiruvananthapuram is between the months of October and March. The weather remains around 18°C, making sightseeing and other activities quite favorable. Winter season is not chilly here and exploring the place becomes a memorable activity. Along with this festivals like Vishu, Onam, Diwali and Christmas etc. are celebrated during this time with great fervor. In the summer months, from April to May, the temperatures go as high as 35 degree Celsius, making the weather arid and hot. Sightseeing is not a good idea at this time because of the heat. Although rains between June and September bring respite from heat, the weather becomes quite humid at this time. However, if you wish to get best of results from Ayurveda therapies and treat your eyes to the lush surroundings of the place, you must visit the place at this time.
BY AIR -
Being the capital of Kerala state, Thiruvananthapuram is well connected to other major cities of India and the neighboring countries. There are direct flights to Bangalore, Mumbai, Chennai, and Delhi. Cities in the neighboring countries such as Colombo, Malé, Singapore, and cities of Arabian Gulf are connected by the international airlines.
BY RAIL -
Thiruvananthapuram is connected to other important cities of India and Kerala by trains. Regular trains are available for the states of Karnataka and Tamilnadu. For the tourists heading towards North India and Delhi, Himsagar Express is the perfect choice.
BY ROAD -
Thiruvananthapuram is connected with Kollam (1½ hours), Alappuzha (3¼ hours), Ernakulam (5 hours), Trichur (6¾ hours), Chennai (17 hours), Madurai (10 hours), and Pondicherry (16 hours) by road. We would provide you all India tourist permit vehicles for the local transportations and also for the intercity drives too.
A must on every Trivendrum tourist itinerary, the Padmanabhaswami temple with its gopuram (tower) soaring majestically upwards, is believed to be one of the 108 shrines sacred to the Vaishnavites in India. Within its hallowed precincts, the main pavilion impresses with its 400 beautifully carved pillars of granite. The 100-feet-high gopuram comprises seven stories with each center. The stone basement of the tower is covered with elaborate sculptures and the masonry above is replete with ornamental works of figures from the Puranas and other ancient scriptures. Tapering towards the top, it bears the statue of Garuda, the vehicle of Lord Vishnu. Inside the temple, the main shrine is well guarded with a number of massive doors, and darshan (audience) can be had through the three-door openings into the sanctum sanctorum.
Besides this magnificent temple, Thiruvananthapuram offers a great deal more. There is the Observatory to start with, established over a hundred years ago. Several kings have also built their palaces in and around the city, each more impressive than the other. Despite a few attempts at modernity, the city retains its discreet, old-world charm.
One can visit the Museum with its profusion of gables and turrets. A repository of fine works of art, the chief attraction here is the 250-year-old temple car made for Lord Vishnu, artistically designed and ornamented. Besides this, objects carved out of wood, models of temple, antique jewelry, etc., make the museum worth a visit.
Lying within the museum compound, Sri Chitra Art Gallery proves to be an ideal place for art lovers. The piece de resistance is the large section devoted to the paintings of Raja Ravi Varma, an Indian painter of distinction in the history of the country's modern art. Besides him, the Indian section also contains works of Rabindranath Tagore, Jamimi Roy, K. K. Hebar, miniatures from the Rajput and Mughal schools of painting and the famous Tanjore paintings encrusted with semi-precious stones. The gallery's collection also includes paintings from Indonesia, China, and Japan.
Then, of course, a trip to Thiruvananthapuram is incomplete without a boat-ride on its enchanting backwaters. These waterways teem with life. It is not surprising, since there are more miles of waterways in the state-approximately 1,900 km to the 1,000 km of rail. The landscape is dotted with picturesque palms and thatched huts. One can be seduced by the panorama of beautiful landscapes, beaches and waterways, coconut palms and, of course, beautiful, friendly people.
Places Around Thiruvanantpuram
Two nearby places worth visiting while in Thiruvananthapuram are Veli and Shankhumuggam; the former has been converted into a superb tourist village while the latter boasts of lovely temples and a huge statue of a mermaid presently being worked upon by a famous sculptor.
An absolute must is Kovalam that lies barely 18 km away. The beach is considered one of the finest in the world and provides ingredients for an ideal holiday. Besides swimming, there are opportunities for surfing and water skiing-even an exhilarating catamaran ride into the sea.
Yes, Plan my Trip
Sightseeing & Things To Do in Thiruvananthapuram
Trivandrum Backwaters
Beach and Lake Ayurvedic Resort
Chowara Beach Kovalam
Recommended Thiruvananthapuram Tour Packages
Kerala Magic
More Tourist Destinations in Kerala
Willington Island
Devikulam
Thiruneli


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Senator Patrick Leahy to Address Commencement
April 6, 2015 December 22, 2021
Marlboro College is pleased to announce that U.S. Senator Patrick Leahy of Vermont will address the class of 2015 at the 68th graduation ceremony on Sunday, May 17.
"We are very honored to welcome Senator Leahy, Vermont's senior senator and a respected national statesman, who has been a dedicated supporter of higher education over many, many years," said Marlboro President Ellen McCulloch-Lovell, who was chief of staff to the senator from 1983 to 1994. "His global perspective, leadership, and commitment to active citizenship are consonant with the identity and values of Marlboro College."
"Marlboro College has carved out its place as a valued institution of higher education in Vermont," said Senator Leahy. "By encouraging its students to challenge long-held ideas, it is preparing them for a changing world, a world where a 50-year embargo of Cuba has brought us nowhere and global warming stands at our door step—a world where their perspective and ideas are needed now and into the future."
Leahy ranks first in seniority in the U.S. Senate and is the president pro tempore emeritus. He is the ranking member of the Senate Judiciary Committee, and the senior-most member of the Appropriations Committee and Agriculture Committee. A true statesman and a skilled and successful legislator, he is a stalwart leader in the areas of human rights, environmental conservation, technology issues, privacy rights, farming, and many other pressing national issues. He is the "father" of the enormously successful national organic standards and labeling program.
In the area of higher education, Leahy has been a consistent supporter of financial aid programs, promoting affordable student loans and increasing funding for Pell Grants and federal work-study programs. He believes that the federal government must rise to the challenge of increasing tuition rates and improve financial aid programs to ensure that college is an affordable option for all qualified students. Just last year he led a bipartisan effort to clarify the rules around nonprofit lenders, securing the positive role played by the Vermont Student Assistant Corporation for college students from Vermont.

redpajama_set_name: RedPajamaCommonCrawl


text:
NBA Trade Rumors 2013: Brandon Jennings refutes reports of "irreconcilable differences" with Bucks
Contributors: Frank Madden and Dan Sinclair
Share All sharing options for: NBA Trade Rumors 2013: Brandon Jennings refutes reports of "irreconcilable differences" with Bucks
After an earlier report from Chad Ford suggested his relationship with the Bucks had soured, Brandon Jennings denied the claim and insisted he never said anything suggesting it.
Feb 13, 2013, 7:00am CST
Latest on Josh Smith and J.J. Redick pursuits
By Frank Madden
The Bucks continue to be among the league's most active trade-talkers, though no trades appear imminent with less than 24 hours ahead of Thursday afternoon's NBA trade deadline.
Josh likes Monta/Brandon; Jennings "untouchable"?
Josh Smith may never be in love with Milwaukee's night life, but ESPN's Chris Broussard reports that the free-agent-to-be likes the idea of playing with Monta Ellis and Brandon Jennings.
Jennings says he has no problem with Milwaukee
By Dan Sinclair
Brandon Jennings was rumored to have reached a breaking point in his career with the Bucks, but has since denied the reports and insists his relationship with the team is fine.
Jennings, Bucks have "irreconcilable differences"?
ESPN's Chad Ford reports that Brandon Jennings is looking for an exit strategy out of Milwaukee. But does that mean the Bucks are going to move their starting point guard ahead of the February 21 trade deadline?
Mavericks interested in Jennings
ESPN's Marc Stein reports that the Dallas Mavericks would be interested in Brandon Jennings if he's made available ahead of the February 21 deadline. But are the Bucks looking to deal their mercurial point guard?


I am lvl 7 and I deploy 2 vanguards, Han, 5 med droids and a lot of heavies. I keep no more than 5 rebels for buildings located on sides/corners. Air is only for emergencies and I have 3 X wings, 3 B wings and one Z-95 headhunter.
Now looking for new members!
It has a reasonably fast refresh rate.
For the remainder, I vary, depending on what I have used in my cantina, maybe a jet trooper, maybe a heavy.
My air support usually consists of 2 a-wings, 2 xwings and a z95 headhunter. It takes a long time to re-cook, so I don't use it often.
For Squad Wars, I cook bespoke load outs that I think will work well on the base I'm going to attack.
You can get quite a few bases with this load out. Obviously gotta ignore ones where u cant pull the droids. As far as the SC troops, it depends where it is under the shields. If you cant x-wing it, I will go in as far away from the SC as I can. Works even better if the SC is not centered in the shields so you can X-wing it as soon as the shields drop. Or id you are clever with Luke - make it so Luke is the one the SC troops go after and make him dance - then the sharps will pick off the SC troops.
Cant get every base this way but ive taken out a few full out HQ 10s this way.
Currently trying to iron out a jetpack trooper attack but so far this Firing Squad version is my fav!
Strawhat Mutiny - The Best Straw Hat Squad out there! Anime fans are always welcome!
Always looking for active Players!
SC: For attack ... 5 Jets/Van/2 Rebs ... For defense it varies by mood.
This one works pretty great. When I am trying to grind fast I sometimes end up with 4 HFDs and a fewer Jets or vice versa. Never have to think about walls with this one.
Thanks, Ive been trying different Jet armies and need a new comp! Im def gonna try this.
First step: deployed 3 groups of 5 heavies with 1medic behind them in a line.
Third step: when enemy SC or droideka was engaged, deployed Leia to kill it fast.
It was simple, being build in short time (spread building accross all factories and barracks) and efective as there weren't many bases that could survive that. I have often left Leila unused, as there was no need for her to join fight.
Used fighters only very rarely, when last storage was unreachable for troops or no time was left.
Quick question, does the heal from the Landseer also affect the Jets? I know the med droids do not (I believe it has to do with the heal from the droid being labeled as "area of effect", which Jets show themselves to be mostly immune to).


I've been going to Fanime since 2001 and this is a feature of the con I miss, so I suggest put the AMV award winners back in on a big screen, in a big theater place Thanks for considering my opinion.
Hello! Head of the AMV Contest here.
However, I also remember that on at least one occasion, not all of the winners could be shown because of time constraints. It came down to skipping masquerade performances or AMVs, and since AMVs weren't the purpose of the show, it had to be the AMVs. It was unfortunate, but couldn't be avoided. That's just one of the reasons it's at SZ now- we have a dedicated timeslot and can avoid disappointing any of the winners by having to skip their outstanding AMVs.
In any case, I wanted to let you know that your suggestion has been heard. It's too close to the con to make any changes this year, but we'll take it into consideration for future cons. Thank you for the feedback.


Will 2018 be a good year for women at work? After the explosive, high-profile revelations of workplace harassment that snowballed towards the end of 2017, a lot of us are excited about this year. We're hopeful that the momentum created by the #MeToo movement can lead to fairer workplaces with less harassment and more equal pay. But are we naive?
My guests are US-based Anne Libby, consultant and coach on all things management, and Nastaran Tavakoli-Far, or Nas, who lives and works in London and hosts The Gender Knot podcast. Each talks about her hopes and fears for the year ahead.
You can sign up for Anne Libby's monthly newsletter On Management here.
You can check out The Gender Knot on iTunes and on the show's website.
This is the letter former BBC China editor Carrie Gracie wrote to the BBC audience, explaining her decision to leave her post in China and return to the UK. She found she was vastly underpaid compared to two male foreign editors, and that the BBC would not consent to pay everyone equally.


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text:
Milly Main's mother says public inquiry must 'uncover truth'
Image copyright Kimberly Darroch
Image caption Milly Main died after contracting an infection at the Royal Hospital for Children
The mother of a 10-year-old girl who died at Glasgow's flagship hospital has said a public inquiry must "uncover the truth" about her death.
Milly Main died after contracting an infection at the Queen Elizabeth University Hospital campus in 2017.
The public inquiry, due to begin on Monday, will examine issues there and at the new Royal Hospital for Children and Young People in Edinburgh.
Milly's death is currently being investigated by prosecutors.
NHS Greater Glasgow and Clyde passed details of its investigation into her death to the procurator fiscal in February.
"We welcome the forthcoming public inquiry and are committed to participating fully in that process," the health board said in a statement.
Milly was being treated at the Royal Hospital for Children in Glasgow, which is part of the Queen Elizabeth University Hospital campus (QEUH).
Image caption The Royal Hospital for Children sits on the QEUH site
Kimberly Darroch believes her daughter's death was due to contaminated water at the hospital, but says the family are still "in the dark".
Milly had leukaemia from the age of five, but was in remission before contracting the infection at the QEUH.
She died in August 2017, with her death certificate listing a stenotrophomonas infection of the Hickman line – a catheter used to administer drugs – as a cause of death.
The family say they were not told about the link to contaminated water problems at the hospital.
Image caption Anas Sarwar with Milly Main's mother Kimberly Darroch
Ms Darroch, 36, from Lanark, said: "Nearly three years since Milly died, we feel the heart-breaking loss of our daughter every day and feel we're still in the dark about her death.
"Having been let down by the health board, we hope the public inquiry will uncover the truth about what happened at the hospital – not just for us but for all the families affected, and to ensure no other family ever has to go through what we went through."
Labour MSP for Glasgow Anas Sarwar said families must be at the heart of the investigation.
'National tragedy'
He said: "There is a huge amount of pressure on this public inquiry, which must deliver answers for parents, patients and the public.
"The catastrophic failures at the QEUH, and the associated problems with the Sick Kids in Edinburgh, are a national tragedy."
Mr Sarwar said there had been a loss of public trust over the issues and the "success or failure" of the inquiry depended on "getting answers for Milly's parents and all the families affected".
NHS Greater Glasgow and Clyde said: "We are truly sorry that we have not been able to provide Milly's family with satisfactory responses to the questions that remain unanswered for them and recognise the additional distress this has resulted in."
An independent review by Health Protection Scotland into the water supply confirmed contamination of the system in 2018.
Related Itemsinquirymillymotherpublictruthuncover
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Coronavirus: Funeral services 'could have been overwhelmed'


text:
Q: Connecting Google News I've had been using the following piece of code to retrieve Google News:
def gopen(dom):
  http = httplib.HTTPSConnection('news.google.com')
  http.request("GET","/news?ned=es_%s" % dom.lower(),
                headers =
               {"User-Agent":"Mozilla/5.0 (X11; U; Linux i686; es-%s) AppleWebKit/532.8 (KHTML, like Gecko) Chrome/4.0.277.0 Safari/532.8" % dom,
               "Host":'news.google.com',
               "Accept": "*/*"})
  return http.getresponse()

A few days ago, Google News has been revamped and it doesn't work any more (2.6/Win, 2.7/OSX and, with minimal changes, 3.6/Win). How can I fix it? I must stick to the standard libraries.
EDIT. The headers are:
[('Content-Type', 'application/binary'),
 ('Cache-Control', 'no-cache, no-store, max-age=0, must-revalidate'),
 ('Pragma', 'no-cache'),
 ('Expires', 'Mon, 01 Jan 1990 00:00:00 GMT'),
 ('Date', 'Thu, 13 Jul 2017 16:37:48 GMT'),
 ('Location', 'https://news.google.com/news/?ned=es_mx&hl=es'),
 ('Strict-Transport-Security', 'max-age=10886400'),
 ('P3P',
  'CP="This is not a P3P policy! See '
 'https://support.google.com/accounts/answer/151657?hl=en for more info."'),
 ('Server', 'ESF'),
 ('Content-Length', '0'),
 ('X-XSS-Protection', '1; mode=block'),
 ('X-Frame-Options', 'SAMEORIGIN'),
 ('X-Content-Type-Options', 'nosniff'),
 ('Set-Cookie', 'NID=107=qwH7N2hB12zVGfFzrAC2CZZNhrnNAVLEmTvDvuSzzw6mSlta9D2RDZVP9t5gEcq_WJjZQjDSWklJ7LElSnAZnHsiF4CXOwvGDs2tjrXfP41LE-6LafdA86GO3sWYnfWs;Domain=.google.com;Path=/;Expires=Fri, '
 '12-Jan-2018 16:37:48 GMT;HttpOnly'),
 ('Alt-Svc', 'quic=":443"; ma=2592000; v="39,38,37,36,35"')]

read()returns an empty string. status is 302. reason is Found.

redpajama_set_name: RedPajamaStackExchange


text:
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The cornerstone of investment services regulation is the Investment Services Act (Cap. 370 of the Laws of Malta), as amended, which provides for two types of licences, namely Investment Services Licences and Collective Investment Schemes Licences. The Investment Services Act is intended to comprehensively regulate the provision of investment services whilst securing adequate investor protection.
Investment Services Providers
The Investment Services Rules for Investment Services Providers recognises and regulates four principal categories of Investment Services licences:
Category 1a Licence Holders are authorised to receive and transmit orders in relation to one or more instruments and, or provide investment advice and, or place instruments without a firm commitment basis but not to hold or control Clients' Money or Customers' Assets. (This Category does not include managers of Collective Investment Schemes).
Category 1b Licence Holders are authorised to receive and transmit orders, and, or provide investment advice in relation to one or more instruments and, or place instruments without a firm commitment basis solely for professional clients and, or eligible counterparties but not to hold or control Clients' Money or Customers' Assets. (This Category does not include managers of Collective Investment Schemes).
Category 2 Licence Holders authorised to provide any Investment Service and to hold or control Clients' Money or Customers' assets, but not to operate a multilateral trading facility or deal for their own account or underwrite or place instruments on a firm commitment basis. Fund Managers (i.e. UCITS Management Companies, Alternative Fund Managers and De Minimis Fund Managers) are encompassed in this category.
Category 3 Licence Holders authorised to provide any investment service and to hold and control Clients' Money or Customers' Assets.
Category 4a Licence Holders authorised to act as trustees or custodians of all types of Collective Investment Schemes.
Category 4b Licence Holders authorised to act as custodians to (a) AIFs which have no redemption rights exercisable during the five year period from the date of initial investment and which generally do not invest in assets that must be held in custody in terms of the Investment Services Rules and/or (b) AIFs marketed in Malta in terms of regulation 7 of the Investment Services Act (Alternative Investment Fund Manager) (Third Country) Regulations.
The Final Resources Requirements/Capital Resources Requirements, reporting obligations and applicable fees vary according to the type of licence that has been granted. Furthermore, some of the categories of Investment Services Licences are cumulative, but this is not the case with Category 4 Licences. Therefore, in those cases for example where an applicant wants to provide investment services encompassed under Category 2 and 4, it will be necessary to apply for both a Category 2 and a Category 4 licence.
Investment Services Licence Holders (apart from Category 2 De Minimis AIFMs) may also benefit from the respective European passport (under the MiFID, AIFMD or UCITS Directive).
Category 2 and 3 Investment Services Licence Holders are further required to participate in and submit annually a variable and a fixed contribution to the Investor Compensation Scheme. Category 1 and Category 4 Investment Services Licence Holders are exempt from such requirement.
For information on collective investment schemes, please follow the link.
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Malta Moves to Regulate Virtual Currencies
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text:
Serving Alcohol: The Evolving Law
by Murray Stieber, Christopher Afonso | Oct 23, 2019
Subscribe to receive the latest SB Case Commentaries
Yes, I want to subscribe.
No compensation without causation in a breach of fiduciary duty claim
Should MDS Inc. V. Factory Mutual Insurance Company (FM Global) Impact COVID-19 Business Interruption Claims?
Technical Changes to Ontario Rules and the Impact for Litigants and Litigators
The Supreme Court's Decision in Canada (Minister of Citizenship and Immigration) v. Vavilov, 2019 SCC 65
Edwards v. McCarthy, 2019 ONSC 3925 – Disclosure of "foundational information" to an Expert's Report
Video Stream from our October 21, 2020 Webinar
Session 1 – Moving the Goal Posts: 2020 Developments in Sports and Recreation Liability
https://www.youtube.com/watch?v=uT8QXoBklcI
Session 2 – All about the journey?: Circumstantial evidence and standard of care
https://www.youtube.com/watch?v=H-526G0QJUg
Session 3 – Picking Policies: 2020 Update on Auto Coverage
https://www.youtube.com/watch?v=962Y96BOkzw
Session 4 – Double Duty: The equities of concurrent duties to defend
https://www.youtube.com/watch?v=r0GLE0wxHKg
Insurers of those who serve alcohol continue to grapple with uncertain liability. Commercial host and social host liability are different but related lines of negligence law. Both involve an inquiry into a whether a duty of care was owed between the host and an injured party, who may or may not be a guest of the host.
Generally, the law is well established that commercial and social hosts owe duties of care to guests to those they serve alcohol. However, the courts continue to refine the scope and extent of these duties. Recent decisions in Ontario suggest that the duration of the duty exceeds ensuring the safe arrival home of an intoxicated guest, and may include any subsequent harm so long as the subsequent harm was foreseeable.
This paper begins with a review of the law of commercial host liability and the impacts of Hummel v. Jantzi, a 2019 trial decision of the Superior Court. We will then survey the law of social host liability and the most recent application of same by the Ontario Court of Appeal in Williams v. Richard. The paper will then discuss some new challenges to insurers and the implications of social host liability on cannabis users.
Commercial Host Liability: A Review
The Statutory Duty of Care
The duty of care owed between a commercial entity and patrons served alcohol is informed by common law and the Ontario Liquor Licence Act.
Section 29 of the Ontario Liquor Licence Act prohibits the sale or supply of liquor to any person who or appears to be intoxicated. Section 39 of the Act imposes a duty of care on commercial entities to any person who suffers injury or damages as a result of harm caused by an intoxicated patron. Over-service is not enough to establish liability; the over-service must produce the patron's intoxication such that it is reasonably foreseeable that the patron may injure another.[1]
The Common Law Duty of Care
The common law duty of care is informed by the landmark decisions Jordan House Ltd. v. Menow [2] and Stewart v. Pettie.[3] In Jordan House Ltd., the Supreme Court of Canada found a bar liable after a patron, who had been served to the point of intoxication, was struck by a motor vehicle on his walk home. The Plaintiff was known to be intoxicated by servers and had spent hours drinking at the bar on the night of the accident. The Court held that the server's knowledge about the Plaintiff's intoxication established foreseeability and proximity necessary to create a duty of care. Interestingly, the Court framed the duty as one to ensure that the Plaintiff arrived home safely.[4]
In Stewart, the Court expanded the duty of care owed between a bar and a patron to include third parties harmed by an intoxicated patron:
"It is a logical step to move from finding that a duty of care is owed to patrons of the bar to finding that duty is also owed to third parties who might reasonably be expected to come into contact with the patron, and to whom the patron may pose some risk. It is clear that a bar owes a duty of care to patrons, and as a result, may be required to prevent an intoxicated patron from driving where it is apparent that he intends to drive. Equally such a duty is owed, in that situation, to third parties who may be using the highways. In fact, it is the same problem which creates the risk to the third parties as creates the risk to the patron. If the patron drives while intoxicated and is involved in an accident, it is only chance which results in the patron being injured rather than a third party. The risk to third parties from the patron's intoxicated driving is real and foreseeable."[5]
Commercial vendors of alcohol have an obligation to monitor a guest's consumption of alcohol and should have protocols in place to ensure that all reasonable precautions are taken to prevent intoxicated guests from driving.[6] A commercial host cannot evade liability through ignorance of the guest's level of impairment, and will be liable if it or its employees ought reasonably to have known in the circumstances that the guest was intoxicated.[7] A commercial host will also be liable for over-serving patrons who, due to their intoxication, decide to enter vehicles driven by intoxicated persons and subsequently suffer injuries.[8]
In Stewart, the Court concluded that a bar was not liable for an accident caused by a patron to whom it served alcohol. The intoxicated patron was accompanied by two other patrons who did not consume any alcohol. The patrons were served by a single server who kept track of all the orders. The server was able to confirm that the other members at the table had not ordered any drinks and appeared sober. It was found that, to the knowledge of the commercial host, the intoxicated patron was in the care of two sober and responsible persons when leaving the establishment. Therefore, it was not reasonably foreseeable that the intoxicated patron would operate a motor vehicle after leaving the bar.
In Childs v. Desormeaux,[9] a landmark about social host liability, the Supreme Court noted several distinctions between social hosts and commercial hosts. Monitoring alcohol consumption is easy and expected of commercial hosts, who have an incentive to keep track in order to issue a bill.[10] Further, regulators often require servers undertake training in the signs of intoxication and the risks over over-serving.[11] The sale of alcohol itself his highly regulated, involving licencing schemes and special rules governing the service of alcohol.[12]
The internal policies of a bar and exercise of care by servers was weighed heavily by the Superior Court in the recent decision of Hummel v. Jantzi.[13] In this case, a bar was found liable for injuries sustained by the passengers of a motor vehicle driven by an intoxicated patron.
The intoxicated patron ("PJ") drove his five friends to the bar shortly before 10:00PM to watch a hockey game. He has consumed two beers beforehand. The bar was offering a "12 for 12" special" – twelve 6 oz. glasses of draft beer for $12. The six friends consumed four orders of the special; approximately 42 glasses. PJ drank approximately 20 glasses. The group left at around 1:00AM.
The trial judge noted that the bar did not have sufficient staff working that evening nor a policy in place to monitor consumption. There were two servers for the entire bar. No staff checked IDs. No food or water was offered to the group. Neither server counted the number of glasses of beer consumed by each guest. One server mistakenly told police that there were 8 guests at the table. No inquiries were made about who in the group was driving. The servers did not recall seeing the group leave; however, receipts confirmed PJ had paid the bill. Relying on expert evidence, the trial judge concluded that the PJ would have been showing obvious signs of impairment (red eyes, staggering, stumbling, slurred speech, and impaired fine motor skills).
Nevertheless, PJ was able to drive all of his friends safely to one of their homes in Fonthill, Ontario. About 30 minutes after returning to the home, PJ and two of his friends decided to drive to a nearby gas station to buy cigarettes. It was on the way home, around 1:30AM, that PJ lost control of his vehicle and struck a tree. This accident caused serious injuries to one of his passengers, W.
It was clear that the bar owed a duty of care to PJ and those injured in the accident, based on Liquor Licence Act and Stewart v. Pettie. However, the Court made this finding despite the PJ and his guests having already returned home safely after leaving the bar. You will recall that the Court in Jordan House Ltd. held that a bar owed a duty of care to ensure intoxicated patrons arrive home safely.
Relying on Williams v. Richard (discussed below) the trial judge did not accept submissions that the group's return to one of their homes terminated the bar's liability:
"…It does not make sense that if [PJ] had been involved in an accident while driving from the [bar] to the Fonthill residence, the [bar] would be liable to third parties such as [W] but the [bar] is not liable to [W] because [PJ] had driven him to his home. The same lack of judgment, induced by the consumption of alcohol, which resulted in [PJ] driving a motor vehicle upon leaving the [bar] and [W] becoming a passenger in the vehicle also was a significant contributing factor to [PJ] and [W] leaving the Fonthill residence in [PJ's] motor vehicle to go to purchase cigarettes. It was the same consumption of alcohol which impacted both poor decisions.
Also, although not determinative of the issue, the Smart Serve protocols provide that the licensed establishment is responsible for the guest until he or she is sober."[14]
Social Host Liability: A Review
Childs v. Desormeaux[15] is the leading Canadian case regarding social host liability. The Supreme Court of Canada applied the Anns-Cooper framework to conclude that the social hosts in that case did not owe a duty of care to public users of the highway who had been injured by the hosts' intoxicated guests. In deciding this case, the Court's analysis hinged on two issues: foreseeability and proximity.
In situations where the claim is based on a failure to stop a guest from driving, the injured party has the onus of establishing that the harm caused by an intoxicated guest was foreseeable to the host, and that there were other aspects of the relationship between the injured party and the host that created a special link of proximity.[16]
Jurisprudence has held that social host duty of care is a fact-specific determination. Foreseeability depends on the host's knowledge of a guest's intoxication or future plans to engage in a potentially dangerous activity that may cause harm.[17] Consideration is given to the host's knowledge, whether there were signs of intoxication, or a reasonable belief that the guest would engage in certain acts that may lead to an accident.[18]
Regarding proximity, the Court in Childs articulated three traits of a relationship that may cause a legal stranger to take action to prevent another from causing harm:
Where a host intentionally attracts or invites third parties into an inherent and obvious risk that the host creates or controls;
A paternalistic relationship of supervision and control; and
Where a host exercises a public function or engages in a commercial enterprise that includes implied responsibilities to the public at large.[19]
Case law suggests the Court will engage in a factually specific evaluation of whether there is "something more" that would make a social gathering an inherent and obvious risk, including: whether the host served alcohol or guests brought their own; the size and type of the party; and, the presence of other risky behaviour, such as underage drinking or drug use.[20] The Court also noted that a prima facie duty of care owed by hosts to third parties may be established where the host continues to serve alcohol to a guest they know is intoxicated.[21]
Generally speaking, the consumption of alcohol and the assumption of the risks of impaired judgment is usually a personal choice and inherently personal activity.[22] Proximity will not be established in the absence of proof that any party relied on the social hosts to monitor their guests.[23]
In Childs, the Court noted an absence in the trial judge's findings that the hosts knew or ought to have known that their guest was intoxicated when left the party by car. The hosts' knowledge of their guests previous drinking and driving did not establish foreseeability.
With respect to proximity, the Court held that simply holding a house party where alcohol was served was not an invitation to participate in highly risky activity. More was required to establish a risk that creates positive duty to act.[24] The hosts had provided only small amounts of champagne, and most guests brought and consumed their own alcohol.
As mentioned above, foreseeability and proximity will likely be established where a social host knowingly allows an intoxicated guest to drive away. This duty may go beyond simply ensuring the intoxicated guest arrives home, and include any subsequent action that was foreseeable.
In Williams v Richard,[25] the Ontario Court of Appeal dismissed a summary judgment motion and ordered that a trial was necessary to determine whether a social host owed a duty of care to an inebriated guest for harm caused after the guest had safely returned home.
Two friends, Mr. Richard and Mr. Williams, had a history of being drinking buddies – even entering a pact that, if either of them were going to drive drunk and children were involved, the other would call the police. On the day in question, Mr. Williams consumed 15 cans of beer in Mr. Richard's garage over a span of three hours. Mr. Williams lived approximately 500m away from Mr. Richard's house. Upon arriving home by foot, Mr. Williams decided to drive the babysitter home. He also brought his children along in the vehicle. Although he safely drove the babysitter home, Mr. Williams was involved in a fatal car accident on the way home, in which his children suffered serious personal injuries.
The Court of Appeal noted that Mr. Richard took no steps to prevent Mr. Williams from driving. Mr. Richard's evidence indicated he was aware that Mr. Williams was inebriated, and that he intended, once home, to drive the babysitter home with his children in the car. Mr. Richard threatened to call the police, but did not do so. Further, he did not alert Mr. William's wife or the babysitter of his intoxication. Mr. Richard also did not ask his mother, who was home, to drive the babysitter home. Mr. Richard did not walk Mr. Williams home to see if his car was in the driveway. However, Mr. Richard did call the police approximately 30 minutes after Mr. Williams left the house, after noticing Mr. Williams car was not in his driveway.
The Court further made note of the fact that Mr. Richard continued to offer beer to Mr. Williams, despite knowing he was intoxicated. On these grounds, it distinguished this case from Childs:
"…The motion judge did not advert to or consider the obvious factual differences between [this case and Childs v. Desormeaux]. This was not a large social gathering, rather it was two men drinking heavily in a garage. There was a developed pattern of this behaviour, enough so that the men had a pact as to what to do in the event one of them drove children while under the influence. Alcohol was provided or served, to a certain extent, as the garage refrigerator the men were accessing had 30 to 40 cans of beer in it…Moreover, nowhere in her analysis did the motion judge consider the statement in Childs, at para. 44, that 'it might be argued that a host who continues to serve alcohol to a visibly inebriated person knowing that he or she will be driving home has become implicated in the creation or enhancement of a risk sufficient to give rise to a prima facie duty of care to third parties'."[26] [emphasis added]
In light of this, the Court determined there was a genuine issues requiring a trial regarding whether Mr. Richard, as a social host, may have invited Mr. Williams to an inherently risky environment that he controlled and created, thereby causing a positive duty of care.
Much like they duty of commercial hosts, the duty of a social host does not necessarily end upon the safe arrival home of an intoxicated guest. The Court held that the motion judge erred in concluding, in the alternative, that any duty owed by Mr. Richard ended when Mr. Williams returned home:
"…[The motion judge] seized upon the fact that Mr. Williams arrived home safely to find that any duty of care ended when Mr. Williams reached that point. This was an error of law. In a social host liability case, there is no automatic rule that the duty of care expires once the intoxicated driver arrives home safely. The limits of the duty are determined by the facts of the case. The motion judge was obliged to explain why the duty of care ended on Mr. William's arrival home, especially since the evidence focussed not on whether Mr. Williams would drive home, but on whether he would drive the babysitter home."[27] [emphasis added]
The Impacts
The outcomes of Hummel and Williams broaden the scope of liability for both commercial and social hosts. Both types of host must now consider not just how their guests will get home, but also what they may do afterwards. Further, a host's risk assessment remains complicated given the Court's affirmation that the scope and extent of the duty is fact-specific and not class-based.
Foreseeability and proximity remain at the core of the analysis. Proximity is established at statute and common law in cases of commercial host liability. With respect to social hosts, Childs suggests that simply hosting a party where alcohol is served does not establish a positive duty to prevent inebriated guests from causing harm.[28] In both cases, however, Courts will consider whether it was reasonably foreseeable that service of alcohol would cause to harm to the guest or other third parties.
What About Cannabis?
In light of the above, uncertainty arises from the legalization of cannabis. There is no duty of care imposed under any existing federal or Ontario cannabis legislation. Commercial host issues will not apply so long as cannabis bars remain illegal; however, the newly legalized substance may pose challenges for social hosts.
Foreseeability of harm caused by users of cannabis is complex issue. Due to the recent legalization of cannabis, a reasonable person may not be as informed about the potential effects of cannabis on their guests as s/he would be with alcohol. While alcohol has predictable qualities of impairment and consistent rates of onset, cannabis does not.
Alcohol has the benefit of numerous medical studies, as well as longstanding cultural acceptance. Experienced drinkers are now familiar with different concentration amounts in alcohol. A reasonable person will likely be able to anticipate the different effects between two oz. of 40% liquor, versus 8 oz. of 5% beer. However, new users of cannabis may fail to comprehend the difference between percentages of THC of CBD, nor anticipate the personal effects. Even experienced cannabis users may not know the precise percentage of same in cannabis purchased illegally.
Further, the method of consumption may vary the onset and extent of the effects. Edibles make take several minutes or hours to take effect, whereas the effects from smoking are much sooner.
Wrongful death litigation arising from cannabis-induced states of psychosis has emerged as a recent trend in US case law.[29] In such cases, plaintiff's plead that extreme reactions to cannabis resulted in harm to the consumers and to others, including suicide and murder. Several actions claim the harm was caused several days after the cannabis product was consumed. Does this foreshadow potential claims made against social hosts?
Williams suggests that a social host's duty may extend beyond ensuring the guest arrives home safely, so long as there is proximity and foreseeability. Future litigation may turn on the reasonable person's ability to appreciate the effects of cannabis. This may require the use of experts in ways not required in cases involving alcohol. Regardless, each case will likely be decided on the facts, with consideration to the particular knowledge of the parties involved.
Whether a duty of care is owed by social or commercial hosts to their guests and third parties continues to be a fact-specific determination. There is strong indication the case law will continue to develop in light of the myriad circumstances under which a host can provide an intoxicant, know the extent of their guests intoxication, and/or be subject to specific circumstances of proximity with the general public.
Recent developments have debunked any notion that the initial safe return home of an intoxicated guest severs any duty owed to a host. Liability may be established where the host has knowledge or foreseeability with respect to any dangerous behaviour the guest may undertake while intoxicated. The duty, therefore, may be owed up until sobriety.
The legalization of cannabis poses several challenges for insurers of social hosts. Regulation around cannabis is new, while legalization of the substance may entice new users who are unable to accurately gauge their reactions. Hosts must also be aware of the method by which their guests consume cannabis.
For insurers, there remains a cloud of uncertainty that complicates risk assessment. Only time will tell how Courts apply alcohol-inspired tort law to cannabis providers.
[1] Dickerson v 1610396 Ontario Inc, 2010 ONCA 894 at para 30/
[2] 1973 CanLII 16 (SCC), [1973] SCR 239 [Jordan House Ltd].
[3] 1995 CanLII 147 (SCC), [1995] 1 SCR 131 [Stewart].
[4] Jordan House Ltd, supra note 2 at p 249.
[5] Stewart, supra note 3 at para 28.
[6] McIntyre v Grigg, 2006 CanLII 37326 (ON CA) at para 23 [McIntyre]
[7] Ibid note 6.
[8] Pilon v Janveaux, 2006 CanLII 6190 (ON CA) at para 13.
[9] 2006 SCC 18 [Childs].
[10] Ibid at para 18.
[13] 2019 ONSC 3571 [Hummel].
[14] Hummel, supra note 13 at para 106 and 107.
[15] Childs, supra note 9.
[17] Williams v Richard, 2018 ONCA 889 at para 24 [Williams].
[19] Childs, supra note 9 at paras 35-37.
[20] Williams, supra note 17 at para 27.
[21] Childs, supra note 9 at para 44.
[25] supra note 16.
[29] Kirk v Nutritional Elements, No 2016 CV-31310 (Colo Dist Ct, Denver City, Apr 13, 2016) [three children suing cannabis manufacturer in negligence, failure to warn, strict liability, and misrepresentation after their father ingested an edible cannabis product and murdered their mother in psychotic state]; Estate of John Anthony Sdao v Makki & Abdallah Investments, No 322646, 2016 WL 279635 (Mich Ct App Jan 21, 2016) [plaintiff's estate sue seller of synthetic cannabis in breach of warranty and negligence after suicide]; Tuck v Wixom Smokers Shop, No 330784, 2017 WL 1034551 (Mich Ct App, Mar 16, 2017) [plaintiff sues seller of synthetic cannabis in breach of warranty and negligence after psychotic state resulted in him burning down his house].
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More info on Scotiabank
Scotiabank: Map
The Bank of Nova Scotia (in French, Banque de Nouvelle-Écosse, and commonly Scotiabank in English and Banque Scotia in French) is the third largest bank in Canada by deposits and market capitalization. The bank was founded in 1832 in Halifax , Nova Scotia , and its primary corporate offices are located in Toronto , Ontario .
The company ranks at number 120 on the Forbes Global 2000 listing.
Founded in Halifax , Nova Scotia in 1832, under the name of the Bank of Nova Scotia, to facilitate the trans-Atlantic trade of the time. The bank launched its branch banking system by opening in Windsor , Nova Scotia . The expansion was limited to the Maritime Provinces until 1882, when the bank moved west by opening a branch in Winnipeg , Manitoba . The Manitoba branch later closed but the experience of doing business in a grain-town encouraged the Bank to expand into the American Midwest, including Minneapolis in 1885 and Chicago in 1892.
Scotiabank also operates locations throughout Mexico , after the purchase of the Mexican bank Inverlat, and deals in all aspects of personal banking, business banking, and property and auto loans.
By 1900, The Bank of Nova Scotia had opened 38 branches across Canada, the United States and Jamaica . In Canada, the Bank was represented in all of the Maritime Provinces, Quebec , Ontario and Manitoba . In 1892, the Bank of Nova Scotia became the first Canadian bank to establish in Newfoundland – 55 years before the dominion joined Confederation.
Early international expansion
1885 - The bank opens its first branch outside Canada in Minneapolis .
1889 - The bank opens a branch in Kingston, Jamaica , the first branch of a Canadian bank outside Canada, the US, or the UK. By 1931 it has 12 branches in Jamaica.
1892 - The bank closes its branch in Minneapolis and transfers the business to the agency that it opens in Chicago, Illinois.
1899 - The bank opens a branch in Boston.
1906 - The bank opens a branch in Havana , Cuba . By 1931 it has three branches in Havana, and one branch each in Camaguey , Cienfuegos , Manzanillo , and Santiago de Cuba .
1907 - The bank opens an agency in New York.
1910 - The bank opens a branch in San Juan , Puerto Rico, and later another one in Fajardo .
1920 - The bank opens a branch in London , and another in Santo Domingo , Dominican Republic .
In its early expansion the bank clearly followed trade and its customers' business - such as the trade of sugar, rum, and fish in Jamaica - rather than pursuing a strategy of expansion into international financial centres.
Scotiabank is a member of the Global ATM Alliance, a joint venture of several major international banks that allows customers of the banks to use their ATM card or check card at another bank within the Global ATM Alliance with no fees when traveling internationally. Other participating banks are Barclays (United Kingdom ), Bank of America (United States ), BNP Paribas (France ), China Construction Bank (China ), Deutsche Bank (Germany ), Santander Serfin (Mexico ) and Westpac (Australia and New Zealand ).
The Bank has amalgamated with several other Canadian financial institutions through the years:
Year of amalgamation
Union Bank of PEI 1864 1883
Summerside Bank 1863 1901
Bank of New Brunswick 1820 1913
Metropolitan Bank of Canada 1902 1914
The Bank of Ottawa 1874 1919
Montreal Trust 1889 1994
National Trust 1898 1997
Inverlat (Mexico ) 2002 2003
National Bank of Greece 1969 2005
Banco Wiesse Sudameris (Peru ) 1920 2007
Banco Sudamericano (Peru ) 1991 2007
Many former branches of Montreal Trust and National Trust were rebranded "Scotiabank & Trust", and continue to operate as such.
Operating Units
Scotiabank has four divisions:
Canadian Banking is the commercial banking division, offering savings and loan services. It includes 1009 branches , 2,750 ABMs, and 3 call centres. It offers telephone, wireless and Internet banking. Their brokerage unit is called the Wealth Management Group.
Scotia Capital Inc. is the investment banking division, which helps large corporations, institutions, and governments obtain capital and credit. The Canadian investment banking division is known as ScotiaMcLeod (formerly known as McLeod, Young and Weir), and metals trading is done under the name of ScotiaMocatta. Scotia Waterous is the well-regarded M&A division that operates exclusively within the oil & gas industry.
International Banking is the merchant banking division, assisting its customers with international trade. Scotiabank's marketing material claims it is the leading provider of financial services in the Caribbean, and that it has the broadest Asian network of any Canadian bank.
e-Commerce/e-Banking at Scotiabank manages wire transfers and payments.
As of 2009, Scotiabank services over 12.5 million customers and has over 500 billion dollars in assets. The bank employs over 69,000 employees all over the globe including: Europe, Asia, Latin America and the Caribbean . Scotiabank is Canada's most international bank with over 2000 branches in some 50 countries. As in the past, in 2009 some of the top management at Scotiabank announced a plan that it would once again play a part in general infrastructural development in the countries where it operates.
Corporate sponsorship and branding
Scotiabank currently is the title sponsor for running events that are part of the Canada Running Series: Scotiabank Montreal 21k & 5k (April), Vancouver Half-Marathon & 5k Run/Walk (June) & Toronto Waterfront Marathon, Half-Marathon & 5k (September) and the Scotiabank Bluenose Marathon.
As of October 2007, Scotiabank became a sponsor of CBC Television's Hockey Night in Canada, and the title sponsor of its Gemini award winning pregame show, Scotiabank Hockey Tonight.
Scotiabank also is currently the Official Bank of the National Hockey League and National Hockey League Players' Association.And the official bank of the NHLPA, the NHL Alumni, the Canadian Women's Hockey League. Additionally, Scotiabank sponsors the Little NHL (native hockey league) and several girl's hockey festivals across Canada.
Currently has the naming rights to the arena of the Ottawa Senators, branding it Scotiabank Place .
In 2006 Scotiabank was awarded the title as the official bank for the ICC's 2007 Cricket World Cup. During the event, several stadia and venuesacross the Caribbean (and Guyana in South America) are to become outfited with Scotiabank automated banking machine.
Since 2005, Scotiabank has been the title sponsor of the CFL playoffs semi-final and conference final games, with games titled as the Scotiabank East Semi-Finals and Scotiabank West Semi-Finals. This is in addition to being the official financial services provider to the Canadian Football League.
Since 2008, Scotiabank has been the official team sponsor of Canadian Cricket Team and the title sponsor of National T20 Championship in Canada.
In 2007, Scotiabank and Cineplex Entertainment partnered up to create a loyalty rewards program called SCENE. The program allows patrons to sign-up for a special card that grants them points which can be redeemed for free movies or concession discounts. Scotiabank customers can also request for a SCENE debit card which gives them points when used. A SCENE VISA card was also launched in early May. In addition, 5 Cineplex Entertainment locations were rebranded as "Scotiabank Theatres".
For 2007 and 2008, Scotiabank has been the title sponsor of the Scotiabank Nuit Blanche event in Toronto. [44360]
Title sponsor, Scotiabank Giller Prize. [44361]
Scotiabank Hall of Brock University in St. Catharines, Ontario .
Scotiabank Hall in the Marion McCain Arts and Social Sciences Building at Dalhousie University in Halifax, Nova Scotia
On November 6, 2006, two homemade bombs were placed within Scotiabank branches in Mexico City . One exploded, resulting in no deaths, while a second bomb was de-activated. Authorities were previously alerted to the presence of the bombs. A coalition of five leftist guerilla groups which support (but had no known connections to) protests in Oaxaca claimed responsibility.
In December, 2006 Scotiabank announced it successfully acquired majority control of the fourth largest Jamaica -based Securities dealer Dehring Bunting & Golding Ltd. (DB&G) ending weeks of speculation about the bid on the Jamaica Stock Exchange. The deal is expected to cost the Bank of Nova Scotia and it's Jamaican subsidiary between C$80 - $90 Million dollars to close the deal.
On August 31, 2007 Scotiabank announced it has signed agreements to purchase 79 per cent of Banco del Desarrollo, Chile's seventh largest bank for US$810 million. These agreements are the first stage in a plan to purchase up to 100 per cent of Banco del Desarrollo. Scotiabank will be making a public share offering on the same terms and expects to acquire up to 100 per cent of Banco del Desarrollo, which would be valued at US$1.03 billion.
In July 2008, E*TRADE sold its Canadian division to Scotiabank for CAN$444 million, as part of a program of selling off non-core assets. Scotiabank is investigating the expansion of the E*Trade service to their Caribbean markets as well.
In October 2008 Scotiabank was considered one of the front-runners to buy Cleveland -based National City Corp. and re-enter the United States market, alongside Pittsburgh -based PNC Financial Services and Minneapolis -based U.S. Bancorp. Many local citizens in Cleveland considered Scotiabank as the best option, due to their longstanding absence from the U.S. market, which would've allowed most of National City's operations to stay in Cleveland. Scotiabank, however, backed out of the deal, and PNC would acquire National City with TARP funds on October 24, 2008 after National City became a victim of the subprime mortgage crisis.
2005 - "Bank of the Year" - For Mexico , the Caribbean and in Jamaica by LatinFinance .
Current members of the board of directors of Scotiabank are: Ronald A. Brenneman, C.J. Chen, N. Ashleigh Everett, John Kerr, Michael Kirby, Laurent Lemaire, John T. Mayberry, Thomas O'Neill, Elizabeth Parr-Johnston, Alexis Rovzar de la Torre, Indira Samarasekera, Arthur Scace, Allan Shaw, Paul Sobey, Barbara Thomas, and Richard E. Waugh.
Former members of the board include: Peter Godsoe (former President and CEO of Scotiabank) and Cedric Ritchie (Former Chairman).
Current members of the Executive Management Team are:
Richard E. Waugh, President and Chief Executive Officer.
Sarabjit (Sabi) S. Marwah, Vice-Chairman and Chief Operating Officer.
Deborah M. Alexander, Executive Vice-President, General Counsel and Secretary.
Alberta G. Cefis, Executive Vice-President and Group Head, Global Transaction Banking.
Sylvia D. Chrominska, Executive Vice-President, Human Resources and Public, Corporate and Government Affairs.
Mike Durland, Co-Chairman and Co-Chief Executive Officer, Scotia Capital and Head, Global Capital Markets.
Wendy Hannam, Executive Vice-President, Domestic Personal Banking and Distribution.
Timothy P. Hayward, Executive Vice-President and Chief Administrative Officer International Banking.
Jeffrey C. Heath, Executive Vice-President & Group Treasurer.
Robin S. Hibberd, Executive Vice-President, Domestic Personal Lending & Insurance.
Christopher J. Hodgson, Executive Vice-President, Head of Domestic Personal Banking.
Dieter W. Jentsch, Executive Vice-President, Domestic Commercial Banking.
Barb Mason, Executive Vice-President, Wealth Management.
Stephen D. McDonald, Co-Chairman and Co-CEO, Scotia Capital and Head, Global Corporate and Investment Banking.
Kim B. McKenzie, Executive Vice-President, Information Technology and Solutions.
Robert H. Pitfield, Executive Vice-President International Banking.
Brian J. Porter, Executive Vice-President and Chief Risk Officer.
Luc A. Vanneste, Executive Vice-President and Chief Financial Officer.
Anatol von Hahn, Executive Vice-President, Latin America.
Raza Siddiqui, Executive Vice-President, South East Asia.
Scotiabank has unionized relationships with employees in a number of locations around the world. In Canada, the sole unionized workplace is the domestic banking branch in Deep River, Ontario .
BNS is a member of the Canadian Bankers Association (CBA) and registered member with the Canada Deposit Insurance Corporation (CDIC), a federal agency insuring deposits at all of Canada's chartered banks. It is also a member of:
MasterCard in the Caribbean markets
Plus Network for VISA card users
NYCE ATM Network
CarIFS ATM Network
LINX network ATM network[44362]
MultiLink Network ATM network[44363]
MAGNA Rewards as part of the Scotiabank MAGNA MasterCard.
Global ATM Alliance
Bank of Nova Scotia. 1932. The Bank of Nova Scotia, 1831-1932. Halifax: Bank of Nova Scotia.
List of banks in Canada
Scottish-Canadian
Scotia Plaza
Scotiabank Place
Scotia Place


Schiller has taken the next step in improving CPR quality further with the launch of smallest and lightest automatic mechanical chest compression device for CPR: The Easy Pulse.
Schiller's Easy Pulse is the solution for effective resuscitation: this portable, standalone device delivers chest compressions automatically at consistent rate and depth. It is directly attached to the patient's upper body and can thus be used in any situation, regardless of ambient conditions. Especially during transport, a high-quality uninterrupted chest compression can be guaranteed.
Its size and weight are unparalleled: The Easy Pulse weighs less than 3.5 kg, opening up entirely new possibilities, such as air rescue service.
Ease of use. Thanks to the slider and buckle system, it can be easily attached onto the patient, while resuscitation can be initiated immediately by pressing two buttons only.
The Easy Pulse has a unique combination of stamp and band which allows a 3D compression and therefore maximum efficiency. The weight of the device is evenly spread over the baseplate and not on a single point and therefore has no influence on chest compressions or on the recoil.
Unbelievably small and light, electrically driven.
CPR device, weighing 3.5 kg.
High-quality chest compressions of consistent rate and depth, which is impossible to achieve with manual compressions as recommended by American Heart Association.
Possibility of 30:2 compression-ventilation cycle.
Thanks to slider and buckle system, it can be easily attached to the upper body.
Easy to position – easy to operate.
Replaceable battery with charge level indicator. Battery can be changed in few seconds.
Autonomous operation for 45 minutes (with one battery).
Connections: External DC input, USB.


text:
In Speeches
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Speech The Evolving Financial Situation
Malcolm Edey
Assistant Governor (Financial System)
Finsia Financial Services Conference 2009
Sydney – 28 October 2009
Audio 14.5MB
PDF version 226KB
Good morning, and thank you to Finsia for the invitation to speak here today.
We're fortunate to be meeting today in an environment where the worst of the financial crisis seems to be behind us.
This time last year, things were very different. World financial markets were reacting to the extraordinary events of the month before – the failure of Lehman Brothers, and the string of other high-profile failures and near-failures that occurred in the United States and Europe around the same time. Confidence was collapsing, equity prices were falling sharply and wholesale credit markets were in a state of serious dysfunction. These events, in turn, were driving a severe downturn in global spending and output.
Today we can see with hindsight that the period of maximum disruption to the world financial system extended over roughly the six months from September 2008 through to March this year. It was during this period, too, that governments around the world were responding with some of their most significant measures of emergency support, including expanded depositor protection, guarantees for banks' wholesale debt, and in some cases direct injections of capital into the banking system. All of that was in addition to the substantial stimulus from monetary and fiscal policies aimed at alleviating the general economic downturn. Taking these things together, there's no doubt that the scale of both the crisis itself, and the set of policy responses to it, have been the largest in more than a generation.
That was the situation a year ago. The good news is that things are now improving, and have been for some months. The world economy is returning to growth, confidence has picked up and, over the last six months or so, financial market conditions have improved significantly on a number of fronts.
Given these developments, my theme today is one of cautious optimism about the global situation. We can't yet say that things are back to normal, and we still can't rule out further setbacks. But the extreme downside risks that dominated the scene a year ago now seem to have faded. And throughout this period, the Australian banking system has proven to be a lot more robust than some of its counterparts abroad.
I'll take the opportunity to elaborate on those themes by drawing on material from our recent Financial Stability Review, which was released last month. Along the way, I'll also try to highlight some areas of continuing risk that still need to be watched.
The Global Financial Environment
A good place to start is with global equity and credit markets.
Given the central position of the banking sector in the unfolding of the crisis, it's not surprising that when equity prices were falling, bank shares generally fell more sharply than the market as a whole. Taking July 2007 as a starting point, bank shares in the United States, the euro area and the UK all lost around 80 per cent of their value by the time the trough was reached, with the steepest falls being concentrated in the six–month period after the Lehman collapse. But since March this year there has been a significant turnaround. Bank shares have generally been outperforming the wider market on the way up, and in those same economies they have now recovered around a third of their earlier lost ground.
It's interesting to note in passing here the comparative performance of the major Australian banks. On a number of counts the Australian banks have been much more resilient through the crisis period than their counterparts overseas, and this was reflected, among other things, in a less severe fall in their share prices. I'll say more about the Australian banks later.
Another indicator of the general improvement in confidence has been a narrowing of financial risk premiums. After widening spectacularly late last year, bank CDS premiums, for example, have generally now returned to pre-Lehman levels, although they're still high by earlier standards. There has also been a substantial narrowing of spreads on bank bonds over government securities, and in short-term spreads between banks' wholesale borrowing costs and expected official rates. All of those markets have been moving in the same direction, towards greater normalisation.
So the extreme risk aversion of late last year has been easing for some months now, and banks' access to wholesale funding markets has been improving. It's important to keep this in perspective: these market indicators are still, in some cases, a long way from pre-crisis levels, particularly for borrowing costs at longer maturities. But the improvement over recent months is nonetheless encouraging, and it has been broadly based across a range of major economies and markets.
There are several factors we can point to that have underpinned this recent recovery in sentiment. They include improved prospects for the global economy, the government policy actions that I talked about earlier, and the actions of banks themselves to begin the task of repairing their balance sheets. In the United States, the stress tests that were done earlier this year prompted significant capital raisings by some of the major banks; and by making the potential capital needs clearer, the exercise seems to have contributed to the broader rebuilding of confidence.
Another important contributor to confidence has been a recovery in bank profitability. Losses of the major global banks generally peaked in the second half of 2008. In the United States, federally insured banks collectively lost around US$12 billion last year, but in 2009 to date they have recovered to a position of aggregate profit. Broadly similar profit recoveries have been seen at the aggregate level in the UK and the euro area. Within those aggregates, of course, there is significant variation at the level of individual banks.
While all of this is encouraging from a financial stability viewpoint, there are still challenges ahead. One reason for the sharp spike in losses, and the subsequent rebound in profitability, is the one-off nature of the securities (and other asset) write-downs that were concentrated in the second half of last year. Crisis-related securities losses by the largest international banks are estimated to have peaked at over US$200 billion in the second half of 2008, and then fallen to around US$60 billion in the first half of this year. This factor on its own made a big contribution to the turnaround in total profits, but it is essentially a short-term influence.
The factor that will take longer to play out will be the evolution of losses from banks' on-balance-sheet lending. Over the past two years, loan loss provisions by banks in the US and Europe have increased substantially, although they were coming from a low level. Based on data for a group of the largest banks in these economies, loan losses were up by 70 per cent in the first half of 2009 from their levels a year earlier. In the case of the major US banks, they were running at around 4½ per cent of the aggregate loan book.
It's difficult to say at this stage how quickly these loan losses might start to taper off. In the United States, loan performance up to this point has been deteriorating across all the main categories of lending. Charge-off rates have been particularly high for consumer debt, where loan quality has been affected by a combination of poor lending practices and rising unemployment. It's possible that losses in this area will rise further. But perhaps the more important area to watch, both in the US and elsewhere, will be exposures to commercial real estate. With commercial property prices having fallen significantly in many countries, loans to this sector are generally expected to be amongst the worst performing. And past experience suggests that the dynamics in this sector may take a while yet to unfold.
Having raised that point of caution, however, it's important to recognize that real progress has been made in strengthening banks' balance sheets since the crisis broke out. The profit recovery has assisted with this, but banks have also been taking active steps to strengthen their balance sheets by selling non-core assets and raising new capital, as well as benefiting in a number of cases from public capital injections. In total, the largest banks in the US and Europe have raised nearly US$500 billion of new capital since the fourth quarter of last year. While a lot of that came initially from public sources, in a number of cases that has now been replaced by private investment.
Another encouraging development internationally has been improved access to non-guaranteed wholesale funding. As I said earlier, risk spreads on a range of credit instruments have been narrowing significantly from last year's peaks. At the short end of the curve, spreads on 3-month wholesale funding relative to expected official rates have more than fully reversed their post-Lehman spikes. They are still higher than pre-crisis levels, but those should not be regarded as permanent norms.
At the long end of the curve, the contraction in spreads has been less pronounced, but is nonetheless helping to make unguaranteed issuance more attractive. In conjunction with some other factors, this has contributed to a decreased reliance on the use of guaranteed debt around the world. Over the past six months, the bulk of issuance by US banks, for example, has been in the unguaranteed market.
Attention in many countries has now turned to how to exit from these emergency support arrangements. The US government has confirmed that its wholesale guarantee scheme will expire at the end of this month. The most common expiry dates in other major economies are at the end of 2009, although some are later.
Before I turn to Australia, one final point to make about international financial conditions is that the process of de-leveraging and balance-sheet repair also has its counterpart in the private non-financial sectors. Both the household and business sectors in the major economies have been reducing their levels of debt, and businesses around the world have substantially increased their raisings of equity. For the time being, this is an environment where the private sector's demand for credit in the major economies could remain quite weak.
The Australian Financial System
Let me turn now to the domestic scene.
Overall, the Australian banking system has remained resilient throughout the crisis period.
One very clear point of contrast to the situation elsewhere in the world is that the Australian banking sector has remained profitable. For the major banks, the rate of return on equity has so far fallen only modestly. In the latest half-year, it dipped to around 13½ per cent. This is lower than it had been for a few years prior to that, but still a very strong performance in the circumstances.
There has, however, been some diversity of performance across the different categories of domestic banks. The smaller banks, including the regionals, have reported a sharper decline in profitability, partly because their loan losses have increased faster. They were also less successful than the major banks in maintaining growth of their net interest earnings. Nonetheless they have, to date, remained in profit overall.
There are a number of factors that have contributed to the overall resilience of the Australian banks, in what has been a very difficult environment internationally.
An important general point is that the performance of the financial system is closely interrelated with the performance of the economy itself. Australia came into the most intense phase of the crisis period in better shape than most, and with more scope than most to make timely macroeconomic policy responses. Partly as a result of that, the overall slowdown in the economy has been much milder than elsewhere. We have also benefited from our close linkage with the Asian region, where financial sectors were less affected by the crisis and economic conditions have bounced back reasonably quickly. In fact, what's commonly referred to as a global financial crisis has been mainly a crisis of the United States and Europe.
That said, there have also been important aspects of the Australian financial system itself that contributed to domestic resilience. One is that the Australian banks had only very limited exposure to the types of securities that led to major losses abroad – US mortgage-backed securities, CDOs and the like. The Australian banks were making good profits in their domestic operations and, in a period when banks in some other jurisdictions were building up large portfolios of high-risk securities, the Australian banks tended to focus their activities on domestic lending.
Another factor is that the quality of banks' on-balance-sheet loans did not deteriorate to anywhere near the same extent as occurred in the United States and Europe. The difference here is particularly striking for the housing loan portfolio. In Australia, despite a gradual increase over the past few years, banks' non-performing housing loans are still only a bit over ½ of one per cent of the amounts outstanding. In the UK and Spain, that ratio is between 2 and 3 per cent, and in the US it is approaching 6 per cent. These differences tell us something about the deterioration in lending standards that occurred elsewhere, but they also testify to the generally sound practices that have continued to prevail in the Australian housing market over recent years. And this in turn has made a very important contribution to the banks' overall balance-sheet quality, given that housing loans comprise around 60 per cent of their aggregate loan book.
There has, however, been a more significant deterioration in loan quality in the business portfolio. Impairments on commercial property loans have been increasing over the past couple of years, and business loan losses more generally have picked up as the economy slowed. This will remain an area to watch in the period ahead. Nevertheless, banks' aggregate impairment rates are still low in comparison to other countries, and they are only a fraction of the level they reached here in the early 1990s. The banks are well capitalised, and they have strengthened their balance sheets further over the past year with significant additional raisings.
With asset quality generally remaining resilient, the main effect of the global crisis on Australian banks has been through its effect on funding conditions. As was happening elsewhere in the world, wholesale funding became both more expensive relative to the policy rate, and more difficult to obtain. And at the height of the crisis, some markets were effectively closed altogether. The introduction of the guarantee scheme late last year played an important role in ensuring continued access to wholesale funding for the Australian banking system, and in that way enabled the system to continue lending through the most intense phase of the crisis.
But for some months now, the strains in global markets that gave rise to these difficult conditions have been gradually easing. Australian banks have benefited from the general narrowing in risk spreads and the increased tolerance for risk that I discussed earlier. Short-term wholesale spreads for Australian banks have contracted quite markedly and, at longer terms, the availability and cost of unguaranteed funding have improved. As a result, the proportion of banks' long-term issuance that is unguaranteed has been increasing: it rose from next to nothing at the end of last year to around 75 per cent in the latest month.
Another consequence of the recovery in risk appetite is that spreads in the Australian mortgage-backed securities market have narrowed. Again, they are still high by earlier standards, but they have narrowed sufficiently to support some renewed issuance to private investors over the last couple of months. All of these are encouraging signs, and certainly a significant improvement on conditions earlier in the year.
As I said at the outset, my theme today has been one of cautious optimism.
The past year has been an extremely challenging time, but Australia's financial system, like the economy itself, has come through it in better shape than most.
Globally, we can't yet say that conditions have returned to normal. Risk pricing in a number of areas is still high, and there are still some areas of significant risk on financial-sector balance sheets. But the extreme dislocation of a year ago has passed. Market conditions have been on an improving trend for several months, and the risks to the world financial system now seem much more evenly balanced than they were.


text:
<?php

namespace Google\Service\Contentwarehouse;

class IndexingUrlPatternUrlTreeUrlFeatures extends \Google\Collection
{
  protected $collection_key = 'feature';
  protected $featureType = IndexingUrlPatternUrlTreeUrlFeature::class;
  protected $featureDataType = 'array';

  /**
   * @param IndexingUrlPatternUrlTreeUrlFeature[]
   */
  public function setFeature($feature)
  {
    $this->feature = $feature;
  }
  /**
   * @return IndexingUrlPatternUrlTreeUrlFeature[]
   */
  public function getFeature()
  {
    return $this->feature;
  }
}

// Adding a class alias for backwards compatibility with the previous class name.
class_alias(IndexingUrlPatternUrlTreeUrlFeatures::class, 'Google_Service_Contentwarehouse_IndexingUrlPatternUrlTreeUrlFeatures');

redpajama_set_name: RedPajamaGithub


McNamara was named president of the New York-Penn League in 1948 and served as head of the loop for 37 years. At the time he took over the presidency, the league, like many other small leagues around the country, was beset with a host of problems. His leadership helped increase attendance and stabilize the league as a whole. In 1972, the National Association of Professional Baseball Leagues paid tribute to McNamara for his years of service by saluting him as the "King of Baseball." One of the league's 3 divisions is named in his honor as is the award for the Outstanding Club in the NYPL.


text:
Privacy Policy • Fusion™ Mineral Paint
This privacy policy has been compiled to better serve those who are concerned with how their 'Personally Identifiable Information' (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.
Who is collecting the data?
Homestead House Paint Company
What data is being collected?
First and Last Names and Email
What is the legal basis for processing the data?
We communicate services and promotions for people who have opted in.
Will the data be shared with any third parties?
How will the information be used?
To send information regarding promotions.
How long will the data be stored for?
What rights does the data subject have?
They have full rights to change everything.
How can the data subject raise a complaint?
by emailing us at Info@fusionmineralpaint.com
To administer a contest, promotion, survey or other site feature.
An external PCI compliant payment gateway handles all CC transactions.
Do we use 'cookies'?
Yes. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the site's or service provider's systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.
Help remember and process the items in the shopping cart.
Understand and save user's preferences for future visits.
You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since the browser is a little different, look at your browser's Help Menu to learn the correct way to modify your cookies.
If you turn cookies off, It won't affect the user's experience.
We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information.
We do not include or offer third-party products or services on our website.
Google, as a third-party vendor, uses cookies to serve ads on our site. Google's use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.
Opting out:
Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt Out page or by using the Google Analytics Opt Out Browser add on.
CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law's reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf
According to CalOPPA, we agree to the following:
Once this privacy policy is created, we will add a link to it on our home page or as a minimum, on the first significant page after entering our website.
Our Privacy Policy link includes the word 'Privacy' and can easily be found on the page specified above.
It's also important to note that we do not allow third-party behavioral tracking
When it comes to the collection of personal information from children under the age of 13 years old, the Children's Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States' consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children's privacy and safety online.
We do not specifically market to children under the age of 13 years old.
We will notify you via email within 1 business day
We also agree to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.
If at any time you would like to unsubscribe from receiving future emails, you can email us at info@fusionmineralpaint.com and we will promptly remove you from ALL correspondence.
https://fusionmineralpaint.com/
101 Portland St.Etobicoke, Ontario M8Y 1B1
info@fusionmineralpaint.com


text:
Barminco cutting mine jobs and budget
MINING contractor Barminco has cut more jobs and is pushing ahead with an average 10 per cent wage cut at its Tasmanian operations worth millions to the local economy.
The Australian Workers Union confirmed yesterday 10 people across the company's operations at the Metals-X Renison tin mine had been informed they were being made redundant in the last two days.
Assistant branch secretary Robert Flanagan said the employees were across a number of functions in the mine.
10 Barminco workers have been made redundant at Renison tin mine
"It's fair to assume this is another part of their cost cutting," Mr Flanagan said.
In September The Advocate reported the company was looking to cut $18 million across its Australian operations, with the Tasmanian reductions part of achieving that figure.
The AWU entered into negotiations on behalf of employees earlier this month when an alternative cost-cutting proposal was put forward by Barminco.
This happened alongside discussions on a new Enterprise Agreement.
However, Mr Flanagan said the Barminco employees overwhelmingly rejected the company's offer.
He said the proposed agreement included a number of changes including reduced rates of pay.
"The union understands the company intend to proceed to unilaterally reduce pay rates, and employees should receive notification shortly," he said.
The AWU has made applications to both the Fair Work Commission and Federal Court in relation to the reduction in rates.
The matter is expected to go to the Federal Court in December, with the Fair Work Commission yet to confirm a date.
"We are challenging the company's right to reduce rates like this," Mr Flanagan said.
"They are currently referring to an average cut of 10 per cent, but that varies depending on people's occupations."
He said the option for an application for protected industrial action was open to employees.
"We will be talking to members over the next week to get direction in relation to where to from here," he said.
Barminco was contacted for comment.
Comments Off on Barminco cutting mine jobs and budget
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text:
FROM centos:7
MAINTAINER moremagic<itoumagic@gmail.com>

# Install
RUN yum -y update
RUN yum -y install wget tar java-1.8.0-*

# ssh
RUN yum install -y passwd openssh-* initscripts \
	&& echo 'root:root' | chpasswd \
	&& /usr/sbin/sshd-keygen

# Elasticsearch install
RUN rpm --import https://packages.elastic.co/GPG-KEY-elasticsearch
ADD elasticsearch.repo /etc/yum.repos.d/
RUN yum update && yum install -y elasticsearch
RUN echo network.host: _site_$'\n'node.name: $'${HOSTNAME}' >> /etc/elasticsearch/elasticsearch.yml

# elasticsearch config
WORKDIR /usr/share/elasticsearch

# elasticsearch-head config
RUN bin/plugin install mobz/elasticsearch-head

## kuromoji config
#RUN bin/plugin install analysis-kuromoji
#RUN echo index.analysis.analyzer.default.type: custom  >> /etc/elasticsearch/elasticsearch.yml
#RUN echo index.analysis.analyzer.default.tokenizer: kuromoji_tokenizer >> /etc/elasticsearch/elasticsearch.yml

# default analyzer (1-gram and 2-gram)
RUN echo $'index.analysis.analyzer.default.tokenizer: custom_ngram_tokenizer\n\
index.analysis.analyzer.default.filter.0: lowercase\n\
\n\
index.analysis.tokenizer.custom_ngram_tokenizer.type: nGram\n\
index.analysis.tokenizer.custom_ngram_tokenizer.min_gram: 1\n\
index.analysis.tokenizer.custom_ngram_tokenizer.max_gram: 2\n\
index.analysis.tokenizer.custom_ngram_tokenizer.token_chars.0: letter\n\
index.analysis.tokenizer.custom_ngram_tokenizer.token_chars.1: digit\n' >> /etc/elasticsearch/elasticsearch.yml

# default_search analayzer(2-gram)
RUN echo $'index.analysis.analyzer.default_search.tokenizer: custom_bigram_tokenizer\n\
index.analysis.analyzer.default_search.filter.0: lowercase\n\
\n\
index.analysis.tokenizer.custom_bigram_tokenizer.type: nGram\n\
index.analysis.tokenizer.custom_bigram_tokenizer.min_gram: 2\n\
index.analysis.tokenizer.custom_bigram_tokenizer.max_gram: 2\n\
index.analysis.tokenizer.custom_bigram_tokenizer.token_chars.0: letter\n\
index.analysis.tokenizer.custom_bigram_tokenizer.token_chars.1: digit\n' >> /etc/elasticsearch/elasticsearch.yml

# discovery-multicast config
RUN bin/plugin install discovery-multicast
RUN echo cluster.name: docker.elasticsearch>> /etc/elasticsearch/elasticsearch.yml
RUN echo discovery.zen.ping.multicast.enabled: true>> /etc/elasticsearch/elasticsearch.yml
RUN echo network.bind_host: _site_>> /etc/elasticsearch/elasticsearch.yml
RUN echo network.publish_host: '_eth0:ipv4_'>> /etc/elasticsearch/elasticsearch.yml

EXPOSE 22 9200 9300 9300/udp
CMD /etc/init.d/elasticsearch start; \
	/usr/sbin/sshd -D


In this workshop you will learn how to construct the 'corner to corner' crochet stitch. This technique, which isn't any more difficult than a granny square, starts in the corner and creates a unique texture due to the alternating direction of the stitches.
This is not a beginner workshop. You will need to have basic crochet skills to be successful.
All materials are provided on the day along with tea/coffee and cookies!


View basket "Don't Forget" has been added to your basket.
A perfect desk accompaniment, the weekly planner allows you to plot all the awesome (and sometimes not-so-awesome-but-need-to-do) stuff that is going on in your world.
With 52 tear-off pages, this planner will keep you going all year.


Leeu Collection grows its international accommodation portfolio with a new London property!
SAA Sweet Service Award; Country Road Sour Service Award!
Tribute to AA Gill, world's best-known restaurant critic!
Graham Beck Cuvée Clive 2009 top SA Sparkling Wine!


text:
Player of the Month: September nominees
The September nominations for the Sky Bet Championship Player of the Month Award are:
Bradley Dack (Blackburn Rovers) – Midfielder
Injury restricted Dack to four appearances in September, but it failed to limit either his impact or the audacity to show off his technical ability at every turn, no matter where it is on the pitch. Three goals and an assist proved him right.
Dwight Gayle (West Bromwich Albion) - Striker
Five goals in five games showcased Gayle's range as a goalscorer. A magical individual effort and a rapier-like finish against Stoke City, calmness against Bristol City, predatory instincts against Millwall and a stunning free-kick at Preston North End.
Neal Maupay (Brentford) – Striker
The Frenchman didn't miss a beat after returning to the side. Four goals in as many games for the Sky Bet Championship's leading scorer whose movement, positioning and reactions are proving too clever for opposing defenders to handle.
Teemu Pukki (Norwich City) - Striker
Used every part of his anatomy to score in September, toe-poking home against Middlesbrough, then chesting in at Queens Park Rangers. Those were both winners, while the Finn also scored the opener at Reading and won the decisive penalty against Wigan Athletic.
The winner will be announced on Friday 5 October.
The judging panel comprises former Ipswich Town manager George Burley, Sky Sports' EFL League expert Don Goodman; EFL Marketing Director Drew Barrand, League Managers' Association Director Olaf Dixon and Sky Bet EFL Trader Mikey Mumford.


The History Club is an umbrella for several activities associated with the Social Studies Department disciplines of economics, political science and history. The Business Group, Global Microfinance Group, Model United Nations, First Vote and First Judge activities are components.
Participate in Model UN conventions, receive personal finance training, business model training and international economic development training. Learn about international entrepreneurial investing and business model writing.
Role playing conventions, voter registration, election judging.


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