forbidding to marry, [bidding] to abstain from meats, which God has created for receiving with thanksgiving for them who are faithful and know the truth.
for it is sanctified by God's word and freely addressing [him].
Laying these things before the brethren, thou wilt be a good minister of Christ Jesus, nourished with the words of the faith and of the good teaching which thou hast fully followed up.
for bodily exercise is profitable for a little, but piety is profitable for everything, having promise of life, of the present one, and of that to come.
Enjoin and teach these things.
Till I come, give thyself to reading, to exhortation, to teaching.
Be not negligent of the gift [that is] in thee, which has been given to thee through prophecy, with imposition of the hands of the elderhood.
Occupy thyself with these things; be wholly in them, that thy progress may be manifest to all.
Give heed to thyself and to the teaching; continue in them; for, doing this, thou shalt save both thyself and those that hear thee.
elder women as mothers, younger women as sisters, with all purity.
but if any widow have children or descendants, let them learn first to be pious as regards their own house, and to render a return on their side to [their] parents; for this is acceptable in the sight of God.
But she that lives in habits of self-indulgence is dead [while] living.
And these things enjoin, that they may be irreproachable.
being guilty, because they have cast off their first faith.
And, at the same time, they learn also [to be] idle, going about to people's houses; and not only idle, but also gossipers and meddlers, speaking things not becoming.
I will therefore that the younger marry, bear children, rule the house, give no occasion to the adversary in respect of reproach.
If any believing man or woman have widows, let them impart relief to them, and let not the assembly be charged, that it may impart relief to those [that are] widows indeed.
for the scripture says, Thou shalt not muzzle an ox that treadeth out corn, and, The workman [is] worthy of his hire.
Those that sin convict before all, that the rest also may have fear.
I testify before God and Christ Jesus and the elect angels, that thou keep these things without prejudice, doing nothing by favour.
Lay hands quickly on no man, nor partake in others' sins. Keep thyself pure.
Drink no longer only water, but use a little wine on account of thy stomach and thy frequent illnesses.
Of some men the sins are manifest beforehand, going before to judgment, and some also they follow after.
In like manner good works also are manifest beforehand, and those that are otherwise cannot be hid.
Let as many bondmen as are under yoke count their own masters worthy of all honour, that the name of God and the teaching be not blasphemed.
And they that have believing masters, let them not despise [them] because they are brethren; but let them the rather serve them with subjection, because they are faithful and beloved, who profit by the good and ready service [rendered]. These things teach and exhort.
constant quarrellings of men corrupted in mind and destitute of the truth, holding gain to be [the end of] piety.
But piety with contentment *is* great gain.
For we have brought nothing into the world: [it is] [manifest] that neither can we carry anything out.
But having sustenance and covering, we will be content with these.
But those who desire to be rich fall into temptation and a snare, and many unwise and hurtful lusts, which plunge men into destruction and ruin.
For the love of money is [the] root of every evil; which some having aspired after, have wandered from the faith, and pierced themselves with many sorrows.
But *thou*, O man of God, flee these things, and pursue righteousness, piety, faith, love, endurance, meekness of spirit.
who only has immortality, dwelling in unapproachable light; whom no man has seen, nor is able to see; to whom [be] honour and eternal might. Amen.
of which some having made profession, have missed the faith. Grace [be] with thee.


Thousands of believers don't know the connection in between sanctification and consecration and how these two have an effect on the anointing on a person's life. Rev 9:9 And they had breastplates, as it were breastplates of iron and the sound of their wings was as the sound of chariots of numerous horses running to battle. My husband is in education and he was lately moved from an admin job back to a teaching position. You are depleted physically from losing the infant and the pressure that goes along with it. This physical depletion adds to mental fatigue – which can add to emotional instability and that is with no any unusual circumstances. Amen, Enoch was a man of faith and found favour in the eyes of God. Altering grade pay for university teachers did not bring any benefit to teachers. Even so, if the property is in foreclosure, this is genuinely the BANK'S issue, not yours. I'm sure several men and women, if not most, would love to reside in a magnificent home or a mansion, drive the most current and greatest vehicles, and have a superb job that could bring them wealth/monetary security, and/or the notoriety and recognition of their peers. It is this hardly ever explored theme that has exposed this tale to so much controversy and has, I believe unfairly, resulted in burning coals getting piled upon its pages by people who do not realize, or have probably never even study the book. It is an suitable finish of the era of old-white-male stock exchange traders-incrowd that make up and play by their own rules, regardless of the interests of society. It definitelly aids to talk about it and ask government to alter it. It is a fight worth fighting. Short sale is out of the question due to the fact it is so underwater (worth 45,000 loan is 137,000) and lender wanted to send me a forecloser package, which I did not say yes to result in receiving an attorney about the fraud and unsure from there…but hoping lender will operate with me. I am current on loan.


Want a Ice Cream and Party? Here's a Ice-Cream Party!
Get 2 or 3 scoops of Ice-Cream Into Bowl.
Topping With Light Whipped Cream or Chocolate Syrup.
Top on with 1 or more Cherry's.
Put How many you want OREO! Cookies On your Ice-Cream.


The process of initiation and how it creates transformation in people has baffled spiritual seekers and skeptics alike for ages. Recent scientific research studies have begun to solve this mystery by revealing findings that show a connection between verbalization and the human DNA. Russian scientists have revealed that the human DNA is a biological internet, with evidence that DNA can be influenced and reprogrammed by words and frequencies. This modern scientific insight has been known to the vedic rishis (sages) from time immemorial and has been passed down through the ages from one spiritual master to the next. Raghupati Yogi, Nithyananda's spiritual master, would tell him that learning the Sanskrit language and changing Sanskrit mantras (a sound, syllable, word, or group of words that is considered capable of creating a spiritual transformation within the individual) was yoga for the brain. Nithyananda realized that this was true when he noticed this phenomenon during the days while he was wandering the length and breadth of India as a monk. He saw that people who spoke in a cultured language behaved and lived culturally. The standard of the language a person spoke directly influenced the manner in which that person thought and lived his life. He found that language and words are nothing but the reflection of our DNA.
The other important discovery made by these scientists is that our DNA can be reprogrammed by speech, when words are modulated on correct carrier frequencies. Nithyananda explains this further and says that when the Upanishads (collection of spiritual texts which form the basis for the Hindu religion) are chanted by a group of people whose DNA is already altered, even the cosmic DNA can be altered. This truth was implemented in the Vedic tradition by mantra chanting and homas (rituals in which offerings are made into a consecrated fire) to bring rain. Our DNA can also be reprogrammed by simply being in the presence of already reprogrammed DNA. The space that is reprogrammed by the reprogrammed body of the Master is called an "energy field". Just living in that energy field can simply reprogram any individual's DNA.
The discoveries presented by these researchers clearly prove how affirmations and words from enlightened masters directly affect one's body and mind. This research also proves that when someone listens to the great truths directly from an enlightened Master, it becomes a part of their DNA and that is the reason why millions of people are transformed when they listen to the words of the Master. This is how Masters' words directly give experience to people.
Nithyananda reveals that this process is called "initiation". Initiation is like lighting a lamp from a fire that is already lit. A lamp can only be lit from a fire or another lit lamp. Similarly, only the reprogrammed DNA of an enlightened being can transmit the right words and frequency into another individual and reprogram their DNA. Any individual's DNA can be reprogrammed by the right words, right chanting and the right initiation from an enlightened master. In the Inner Awakening program conducted by Nithyananda, every session is an initiation. The DNA of every participant gets reprogrammed for enlightenment. Initiation enables the participants to have a glimpse of living enlightenment during the program.
Next articleBe Aware of Your Words!


In the Holy Eucharist, Jesus is the #1 gift of the Catholic Church. This month's magazine gives a glimpse at other gifts of our Church that CatholicTV will showcase in December. On air, on CatholicTV's website and through the network's social media outlets, a different gift will be featured each day through Christmas. The magazine has info about Advent and Christmas specials including the 72 hours of Christmas marathon December 24-26. Notes from Bishop Robert Reed, Jay Fadden and Calling Young Catholics with Erin Butler are in each issue along with our regular programming schedule, This is the Day guests and Mass information.
It is a fact that people leave the Catholic Church for a number of reasons. The CatholicTV Monthly for November tells the inspiring story of Marsha, who left and came back. Programming highlights, notes from Bishop Reed and Jay Fadden, This is the Day and Masses schedules in every magazine.
If evangelization is as old as the Church, then what exactly is meant by the New Evangelization? The cover story in this month's CatholicTV magazine offers an explanation. This month, new is the theme, as The CatholicTV Network premieres its new fall season of programming. Tune in this fall for the premiere of the new, original CatholicTV series Repent & Submit, as well as new episodes of The Gist, Going My Way and We've Got to Talk. The magazine has all the programming highlights. Notes from Bishop Reed and Jay Fadden and much more included every month.
Catholic media's Tommy Tighe and Steve the Missionary come together in a new, original CatholicTV series Repent & Submit premiering in October as part of The CatholicTV Network's fall season. Get to know the hosts and learn more about the series in this month's magazine. Get more info on three special September events: Telethon 2018, Pope Francis' visit to the Baltics and V Encuentro. Regular features include notes from Bishop Robert Reed and Jay Fadden, Catholic Classroom, Calling Young Catholics and programming highlights for the month.


Home » Our Doctors » Opal Amin, O.D.
Optometrist, Dr. Opal Amin, is a graduate of the University of Texas at Austin. She completed her optometric studies along with her Optometric Glaucoma Specialty at the University of Houston College of Optometry, and she continued on to complete a residency in Cornea and Specialty Contact Lenses at the University of Houston. In 2010, she went on to become a Fellow of the American Academy of Optometry. Opal is very happy to be back in Austin practicing. When not in the office, she enjoys music, the outdoors and traveling with her husband, Ishan.


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Gov. Rauner Declares 'Harvest Emergency,' But Status Will Soon Become The Norm
By Brian Mackey • Sep 10, 2018
Abby Wendle / Harvest Public Media
Originally published on September 12, 2018 2:54 pm
Gov. Bruce Rauner has declared a "harvest emergency" across Illinois.
Brian Mackey reports.
That means farmers can exceed vehicle weight limits when trucking their crops to market.
Mark Reichert, a farmer near Auburn, south of Springfield in central Illinois, says it comes as farmers are facing a difficult economic climate.
"We as farmers who are involved with agriculture, and those who know agriculture, know that we are always looking for ways to increase efficiencies, improve our operations, and control costs," Reichert says. State Rep. Dave Severin, a Republican from Benton, says having fewer trucks making runs with heavier loads will make rural roads safer.
"School season is back in session, so it's very important to us," Severin says.
The declaration follows a similar one last year, although that didn't come until November, and was said at the time to be a result of heavy rainfalls and a delayed harvest.
Such declarations won't be necessary in the future — Rauner already signed a law that permanently raises the weight limits during harvest season starting next year.
In order to legally exceed the limits, farmers will have to obtain a free permit from the Illinois Department of Transportation.
Copyright 2018 NPR Illinois | 91.9 UIS. To see more, visit NPR Illinois | 91.9 UIS.
The Cost Of Doing Business Across The Rural Digital Divide
By Mary Hansen • Sep 6, 2018
Gary Smith has worked at the grain elevator at Okaw Farmer's Co-op in Lovington, Illinois, for forty years. On his desk sit two computer screens, where he tracks corn and soybean prices online at the Chicago Board of Trade.
As he explains, trade moves fast: "Just bam bam bam, and within a few seconds it could change a nickel or a dime against your favor."
As Demand Grows, Advocates Push For Support For Organic Farming In 2018 Farm Bill
By Jaclyn Driscoll • Aug 31, 2018
Organic product sales totaled around $50 billion and now account for more than five percent of total food sales in the United States, according to an industry survey. As the demand in Illinois grows, advocates are pushing for more support for organic farmers in the 2018 farm bill.
Rauner, Pritzker Make Back-To-Back Pitches To Illinois Farmers
By Ryan Denham • Aug 22, 2018
Ryan Denham / WGLT
Gov. Bruce Rauner and his Democratic challenger J.B. Pritzker were minutes away from crossing paths Wednesday in Normal as they asked a tent full of farmers for their support.

redpajama_set_name: RedPajamaCommonCrawl


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St John the Baptist's Church is a redundant Anglican church in the village of Stanton, Suffolk, England.  It is recorded in the National Heritage List for England as a designated Grade II* listed building, and is under the care of the Churches Conservation Trust.  Only the tower is intact, the body of the church being roofless.  The remains of the church stand to the west of the village.

History

The church dates from the 14th century, with additions and alterations during the following century.  It was restored in 1616.  Its parish was united with the adjacent parish of All Saints in 1756, and St John's became derelict and roofless.  The church was repaired in the 1980s, raising the walls of the nave and chancel to their full height.

Architecture

St John's is constructed in flint and some red brick, with freestone dressings.  Parts of the walls are rendered.  Its plan consists of a three-bay nave, a chancel, a south porch and a west tower.  The tower is in four stages.  Its west wall is built against the boundary of the churchyard and the lowest stage is open, providing a way for processions around the church.  There are diagonal buttresses at the west end, and a stair turret at the southeast angle.  In the top stage are two-light bell openings.  The parapet is battlemented, and decorated with chequerwork.  The nave has 13th-century doorways and two two-light windows in both north and south walls.  The porch dates from the 14th century.  It was originally gabled, and has a blocked niche above its doorway.  The chancel has a two-light window in each of the north, south and east walls.

See also
List of churches preserved by the Churches Conservation Trust in the East of England

References

Grade II* listed churches in Suffolk
Church of England church buildings in Suffolk
English Gothic architecture in Suffolk
Churches preserved by the Churches Conservation Trust
Church ruins in England
Former Church of England church buildings

redpajama_set_name: RedPajamaWikipedia


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Home Finance Vanguard, State Street resist the new ETF craze
Written by: Cindy Hamilton Posted on: July 1, 2020
Vanguard, State Street resist the new ETF craze
One of Wall Street's hottest innovations is being hailed as the potential key to luring trillions of actively managed dollars to the booming market for exchange-traded funds. Yet two of the industry's biggest players want no part of it for now.
Vanguard Group and State Street Corp. say they're in wait-and-see mode as active, nontransparent funds take their crucial first steps in the $4.3 trillion U.S. arena for ETFs.
These products come with many of the benefits of traditional ETFs but drastically reduced disclosure requirements. That makes so-called ANTs a likely conduit to bring stock-picking strategies to the exchange-traded universe.
The market's largest player, BlackRock Inc., has already filed to use the structure after the funds debuted in April. JPMorgan Chase & Co. — which also plans its own ANTs — estimates nontransparent ETFs could ultimately command more than $7 trillion in assets.
Vanguard, No. 2 in ETFs, is in no rush to wade into untested waters, according to its head of ETF product management.
"This is an opportunity for us to learn from what others are doing," Rich Powers said in an interview. "Investors make their way to great active strategies, regardless of whether it's first to market."
So far, it seems they have yet to flock to ANTs.
After being in the making for almost a decade, six nontransparent ETFs have launched to date from three issuers: American Century Investments, Legg Mason Inc. and Fidelity Investments. Five follow large-cap equities and one tracks mid-cap stocks.
Collectively, they have attracted almost $240 million in assets, with the $133 million American Century Focused Dynamic Growth ETF leading the pack. Performance is mixed: Half of the new products are handily beating their benchmarks, two are lagging, and one is neck and neck.
American Century Focused Dynamic Growth ETF FDG $133M
American Century Focused Large Cap Value ETF FLG $76M
ClearBridge Focus Value ETF CFCV $2.6M
Fidelity New Millennium ETF FMIL $3.9M
Fidelity Blue Chip Growth ETF FBCG $18M
Fidelity Blue Chip Value ETF FBCV $4.9M
In the eyes of State Street's Rory Tobin, there are two big hurdles to attracting investors to this new type of fund. First, the sheer dominance of passive strategies, which account for more than 95% of all U.S. ETF assets. Second, the relative cost of the ANTs.
"You've got your investment proposition, you've got your ETF mechanics, and then there's the economics," said Tobin, global head of State Street's SPDR ETF business. "How do investors feel about the price point at which these are being positioned?"
The average expense ratio for the new nontransparent funds is 0.52%. By comparison, the world's largest ETF — State Street's SPDR S&P 500 ETF Trust (SPY) — has a fee of less than 0.1%.
FIRST MOVERS
For some market watchers, the question of demand runs even deeper than cost. Ben Johnson at Morningstar Inc. reckons all the hype around the nontransparent structure has been driven by issuers rather than investors.
"What has been absent is any clear indication of demand," said the director of global ETF research. "This is a solution in search of a problem, and the problem that ANTs solve is chiefly in my mind an asset management problem."
Nonetheless, issuers remain optimistic. Greg Friedman, head of ETF management and strategy at Fidelity, said the company expects growth for its products over time, with large institutional investors coming on board once the funds have a track record.
American Century said it had interest from "a lot of different parties" and pointed out that it successfully launched almost at the height of this year's market stress.
"Almost no one was launching ETFs, and almost everyone was pulling theirs back," said Edward Rosenberg, head of ETFs at American Century.
That kind of perseverance may well pay off in the long run, since the ETF ecosystem has a track record of delivering a first-mover advantage.
SPY, for instance, has accumulated $273 billion in assets since its launch in 1993. BlackRock's iShares Core S&P 500 ETF (IVV) is far cheaper with a fee of 0.03%. But it remains a distant second, having gathered $195 billion since its launch in 2000.
A spokesman for Legg Mason didn't immediately respond to a request for comment.
MUTUAL BENEFITS
The new funds reveal their holdings just once a quarter, as opposed to the daily disclosures provided by regular ETFs.
That's an alluring prospect for mutual fund managers confronting the ongoing march of cheaper, easier-to-access passive products. They can adopt similar structures while shielding their secret sauce from front-running or replication by rivals.
But lingering questions about how the structure will hold up during times of market stress are keeping asset allocators such as ETrade Financial's Mike Loewengart at bay.
The share price of a traditional ETF normally stays in lockstep with the value of their underlying holdings thanks to specialized traders known as authorized participants, who step in to capitalize on any price discrepancies and keep the two moving in tandem. With an ETF that conceals its holdings, that process looks a bit different.
Most ANTs launched so far use the so-called ActiveShares model from Precidian Investments. The structure publishes an indicative value every second to help traders make a price and enlists an agency broker — known as an authorized participant representative — to confidentially buy and sell securities for the APs.
Alternative methodologies from Fidelity, T. Rowe Price Group Inc., Natixis SA and Blue Tractor Group have also been approved.
"It hasn't really been tested yet," said Loewengart, the managing director of investment strategy at ETrade. "They need to become more seasoned."
[More: 'Nontransparent' ETFs coming soon, but do advisers care?]
The post Vanguard, State Street resist the new ETF craze appeared first on InvestmentNews.
Cindy Hamilton
As our second lead editor, Cindy Hamilton covers health, fitness and other wellness topics. She is also instrumental in making sure the content on the site is clear and accurate for our readers. Cindy received a BA and an MA from NYU.
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Country band Chasin' Crazy released their breakthrough single "That's How We Do Summertime" and it is the quintessential summer anthem.
"That's How We Do Summertime" was co-penned by Thomas Matthew Karlas and Matthew Thomas Ramsey, and subsequently produced by Marti Frederiksen and Blake Chancey.
The band members' vocals are reminiscent of country star Chris Young ("Aw Naw") meets Rascal Flatts. The song has a liberating theme to it and their song's music video is laid-back and a great deal of fun. It shows the guys doing fun summer activities such as jet-skiing, playing baseball in a field, hanging with friends, as well as playing their musical instruments and dancing by a campfire. They sure know how to have a good time.
The harmonies and backing vocals in the song are quite infectious to the point where it feels like there are two songs in one. "That's how we do summertime, lay back in the sunshine, Not a single worry on my mind, A couple friends and feeling fine," they sing.
Their debut single, "That's How We Do Summertime," is a great introduction to Chasin' Crazy and their craft. They deserve to become the next big band in country. Their vocals are refreshing and custom-made for the radio airwaves. It garners 4 out of 5 stars.
To check out their song on iTunes, click here.
For more information on Chasin' Crazy and their new music, check out their official website.


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Main Page: inventory, investment, credit, financial, financial advisor, finance, money, tax advisor,
Definition of Average accounting return
The average project earnings after taxes and depreciation divided by the average
book value of the investment during its life.
Part of the return that is not due to systematic influences (market wide influences). In
other words, abnormal returns are above those predicted by the market movement alone. Related: excess
returns.
Absolute Right of Return
Goods may be returned to the seller by the purchaser without restrictions.
A collection of systems and processes used to record, report and interpret business transactions.
A broad, all-inclusive term that refers to the methods and procedures
of financial record keeping by a business (or any entity); it also
refers to the main functions and purposes of record keeping, which are
to assist in the operations of the entity, to provide necessary information
to managers for making decisions and exercising control, to measure
profit, to comply with income and other tax laws, and to prepare financial
Accounting and Auditing Enforcement Release (AAER)
Administrative proceedings or litigation releases that entail an accounting or auditing-related violation of the securities laws.
Accounting change
An alteration in the accounting methodology or estimates used in
the reporting of financial statements, usually requiring discussion in a footnote
attached to the financial statements.
Accounting earnings
Earnings of a firm as reported on its income statement.
Accounting entity
A business for which a separate set of accounting records is being
maintained.
Accounting equation
The representation of the double-entry system of accounting such that assets are equal to liabilities plus capital.
The formula Assets = Liabilities + Equity.
An equation that reflects the two-sided nature of a
business entity, assets on the one side and the sources of assets on the
other side (assets = liabilities + owners� equity). The assets of a business
entity are subject to two types of claims that arise from its two basic
sources of capital�liabilities and owners� equity. The accounting equation
is the foundation for double-entry bookkeeping, which uses a
scheme for recording changes in these basic types of accounts as either
debits or credits such that the total of accounts with debit balances
equals the total of accounts with credit balances. The accounting equation
also serves as the framework for the statement of financial condition,
or balance sheet, which is one of the three fundamental financial
statements reported by a business.
Accounting Errors
Unintentional mistakes in financial statements. Accounted for by restating
the prior-year financial statements that are in error.
Accounting exposure
The change in the value of a firm's foreign currency denominated accounts due to a
change in exchange rates.
Accounting insolvency
Total liabilities exceed total assets. A firm with a negative net worth is insolvent on
the books.
Accounting Irregularities
Intentional misstatements or omissions of amounts or disclosures in
financial statements done to deceive financial statement users. The term is used interchangeably with fraudulent financial reporting.
Accounting liquidity
The ease and quickness with which assets can be converted to cash.
The period of time for which financial statements are produced � see also financial year.
The principles, bases, conventions, rules and procedures adopted by management in preparing and presenting financial statements.
Accounting rate of return (ARR)
A method of investment appraisal that measures
the profit generated as a percentage of the
investment � see return on investment.
the rate of earnings obtained on the average capital investment over the life of a capital project; computed as average annual profits divided by average investment; not based on cash flow
A set of accounts that summarize the transactions of a business that have been recorded on source documents.
Accrual accounting
The recording of revenue when earned and expenses when
incurred, irrespective of the dates on which the associated cash flows occur.
accrual-basis accounting
Well, frankly, accrual is not a good descriptive
term. Perhaps the best way to begin is to mention that accrual-basis
accounting is much more than cash-basis accounting. Recording only the
cash receipts and cash disbursement of a business would be grossly
inadequate. A business has many assets other than cash, as well as
many liabilities, that must be recorded. Measuring profit for a period as
the difference between cash inflows from sales and cash outflows for
expenses would be wrong, and in fact is not allowed for most businesses
by the income tax law. For management, income tax, and financial
reporting purposes, a business needs a comprehensive record-keeping
system�one that recognizes, records, and reports all the assets and liabilities
of a business. This all-inclusive scope of financial record keeping
is referred to as accrual-basis accounting. Accrual-basis accounting
records sales revenue when sales are made (though cash is received
before or after the sales) and records expenses when costs are incurred
(though cash is paid before or after expenses are recorded). Established
financial reporting standards require that profit for a period
must be recorded using accrual-basis accounting methods. Also, these
authoritative standards require that in reporting its financial condition a
business must use accrual-basis accounting.
Accruals accounting
A method of accounting in which profit is calculated as the difference between income when it is earned and expenses when they are incurred.
After-tax real rate of return
Money after-tax rate of return minus the inflation rate.
Aggressive Accounting
A forceful and intentional choice and application of accounting principles
done in an effort to achieve desired results, typically higher current earnings, whether the practices followed are in accordance with generally accepted accounting principles or not. Aggressive
accounting practices are not alleged to be fraudulent until an administrative, civil, or criminal proceeding takes that step and alleges, in particular, that an intentional, material misstatement
has taken place in an effort to deceive financial statement readers.
The fund return, for any 12-month period, including changes in unit value and the reinvestment of distributions, but not taking into account sales, redemption, distribution or other optional charges or income taxes payable by any unitholder that would reduce returns.
Annualized holding period return
The annual rate of return that when compounded t times, would have
given the same t-period holding return as actually occurred from period 1 to period t.
Arithmetic average (mean) rate of return
Arithmetic mean return.
Arithmetic mean return
An average of the subperiod returns, calculated by summing the subperiod returns
and dividing by he number of subperiods.
An arithmetic mean of selected stocks intended to represent the behavior of the market or some
component of it. One good example is the widely quoted Dow Jones Industrial average, which adds the
current prices of the 30 DJIA's stocks, and divides the results by a predetermined number, the divisor.
Average (across-day) measures
An estimation of price that uses the average or representative price of a
large number of trades.
The weighted-average age of all of the firm's outstanding invoices.
Average Amortization Period
The average useful life of a company's collective amortizable asset base.
Average Collection Period
average number of days necessary to receive cash for the sale of
a company's products. It is calculated by dividing the value of the
accounts receivable by the average daily sales for the period.
Average collection period, or days' receivables
The ratio of accounts receivables to sales, or the total
amount of credit extended per dollar of daily sales (average AR/sales * 365).
Average cost of capital
A firm's required payout to the bondholders and to the stockholders expressed as a
percentage of capital contributed to the firm. average cost of capital is computed by dividing the total
required cost of capital by the total amount of contributed capital.
Average inventory
The beginning inventory for a period, plus the amount at the end of
the period, divided by two. It is most commonly used in situations in which just
using the period-end inventory yields highly variable results, due to constant and
large changes in the inventory level.
Also referred to as the weighted-average life (WAL). The average number of years that each
dollar of unpaid principal due on the mortgage remains outstanding. average life is computed as the weighted average time to the receipt of all future cash flows, using as the weights the dollar amounts of the principal
paydowns.
Average maturity
The average time to maturity of securities held by a mutual fund. Changes in interest rates
have greater impact on funds with longer average life.
Average Propensity to Consume
Ratio of consumption to disposable income. See also marginal propensity to consume.
Average Propensity to Save
Ratio of saving to disposable income. See also marginal propensity to save.
Average rate of return (ARR)
The ratio of the average cash inflow to the amount invested.
Taxes as a fraction of income; total taxes divided by total taxable income.
Total taxes owed divided by total income.
book rate of return
accounting income divided by book value.
Also called accounting rate of return.
Book yield is the investment income earned in a year on a portfolio of assets purchased over a number of years and at different interest rates, divided by the book value of those assets.
CARs (cumulative abnormal returns)
a measure used in academic finance articles to measure the excess returns an investor would have received over a particular time period if he or she were invested in a particular stock.
This is typically used in control and takeover studies, where stockholders are paid a premium for being taken over. Starting some time period before the takeover (often five days before the first announced bid, but sometimes a longer period), the researchers calculate the actual daily stock returns for the target firm and subtract out the expected market returns (usually calculated using the firm�s beta and applying it to overall market movements during the time period under observation).
The excess actual return over the capital asset pricing model-determined expected return market is called an ��abnormal return.�� The cumulation of the daily abnormal returns over the time period under observation is the CAR. The term CAR(-5, 0) means the CAR calculated from five days before the
announcement to the day of announcement. The CAR(-1, 0) is a control premium, although Mergerstat generally uses the stock price five days before announcement rather than one day before announcement as the denominator in its control premium calculation. However, the CAR for any period other than (-1, 0) is not mathematically equivalent to a control premium.
A method of accounting in which profit is calculated as the difference between income
when it is received and expenses when they are paid.
Change in Accounting Estimate
A change in accounting that occurs as the result of new information
or as additional experience is acquired�for example, a change in the residual values
or useful lives of fixed assets. A change in accounting estimate is accounted for prospectively,
over the current and future accounting periods affected by the change.
A change in the implementation of an existing accounting
policy. A common example would be extending the useful life or changing the expected residual
value of a fixed asset. Another would be making any necessary adjustments to allowances for
uncollectible accounts, warranty obligations, and reserves for inventory obsolescense.
Change in Accounting Principle
A change from one generally accepted accounting principle to another generally accepted accounting principle�for example, a change from capitalizing expenditures
to expensing them. A change in accounting principle is accounted for in most instances
as a cumulative-effect�type adjustment.
Constant dollar accounting
A method for restating financial statements by reducing or
increasing reported revenues and expenses by changes in the consumer price index,
thereby achieving greater comparability between accounting periods.
Contract Accounting
Method of accounting for sales or service agreements where completion
requires an extended period.
a discipline that focuses on techniques or
methods for determining the cost of a project, process, or
thing through direct measurement, arbitrary assignment, or
systematic and rational allocation
Cost Accounting Standards Board (CASB)
a body established by Congress in 1970 to promulgate cost accounting
standards for defense contractors and federal agencies; disbanded
in 1980 and reestablished in 1988; it previously issued
pronouncements still carry the weight of law for those
organizations within its jurisdiction
Creative Accounting Practices
Any and all steps used to play the financial numbers game, including
the aggressive choice and application of accounting principles, both within and beyond
the boundaries of generally accepted accounting principles, and fraudulent financial reporting.
Also included are steps taken toward earnings management and income smoothing. See Financial
Numbers Game.
Creative Acquisition Accounting
The allocation to expense of a greater portion of the price
paid for another company in an acquisition in an effort to reduce acquisition-year earnings and
boost future-year earnings. Acquisition-year expense charges include purchased in-process research
and development and an overly aggressive accrual of costs required to effect the acquisition.
Cumulative abnormal return (CAR)
Sum of the differences between the expected return on a stock and the
actual return that comes from the release of news to the market.
Cumulative Effect of a Change in Accounting Principle
The change in earnings of previous years
based on the assumption that a newly adopted accounting principle had previously been in use.
The change in earnings of previous years assuming
that the newly adopted accounting principle had previously been in use.
Dollar return
The return realized on a portfolio for any evaluation period, including (1) the change in market
value of the portfolio and (2) any distributions made from the portfolio during that period.
Dollar-weighted rate of return
Also called the internal rate of return, the interest rate that will make the
present value of the cash flows from all the subperiods in the evaluation period plus the terminal market value
of the portfolio equal to the initial market value of the portfolio.
double-entry accounting
See accrual-basis accounting.
This is the best known U.S.index of stocks. It contains 30 stocks that trade on
the New York Stock Exchange. The Dow, as it is called, is a barometer of how shares of the largest
U.S.companies are performing. There are thousands of investment indexes around the world for stocks,
bonds, currencies and commodities.
Index of the investment performance of a portfolio of 30 �blue-chip� stocks.
Ex post return
Related: Holding period return
Exante return
The expected return of a portfolio based on the expected returns of its component assets and
their weights.
Excess return on the market portfolio
The difference between the return on the market portfolio and the
riskless rate.
Excess returns
Also called abnormal returns, returns in excess of those required by some asset pricing model.
Expected future return
The return that is expected to be earned on an asset in the future. Also called the
expected return.
The return expected on a risky asset based on a probability distribution for the possible rates
of return. Expected return equals some risk free rate (generally the prevailing U.S. Treasury note or bond rate)
plus a risk premium (the difference between the historic market return, based upon a well diversified index
such as the S&P500 and historic U.S. Treasury bond) multiplied by the assets beta.
The total amount of money (return) an investor anticipates to receive from an investment.
Expected return-beta relationship
Implication of the CAPM that security risk premiums will be
proportional to beta.
Expected return on investment
The return one can expect to earn on an investment. See: capital asset
pricing model.
The production of financial statements, primarily for those interested parties who are external to the business.
a discipline in which historical, monetary
transactions are analyzed and recorded for use in the
preparation of the financial statements (balance sheet, income
statement, statement of owners�/stockholders� equity,
and statement of cash flows); it focuses primarily on the
needs of external users (stockholders, creditors, and regulatory
agencies)
Gain-on-Sale Accounting
Up-front gain recognized from the securitization and sale of a pool
of loans. Profit is recorded for the excess of the sales price and the present value of the estimated
interest income that is expected to be received on the loans above the amounts funded on the loans
and the present value of the interest agreed to be paid to the buyers of the loan-backed securities.
Generally Accepted Accounting Principals (GAAP)
A technical accounting term that encompasses the
conventions, rules, and procedures necessary to define accepted accounting practice at a particular time.
Generally accepted accounting principles
The rules that accountants follow when processing accounting transactions and creating financial reports. The rules are primarily
derived from regulations promulgated by the various branches of the AICPA Council.
This important term
refers to the body of authoritative rules for measuring profit and preparing
financial statements that are included in financial reports by a business
to its outside shareowners and lenders. The development of these
guidelines has been evolving for more than 70 years. Congress passed a
law in 1934 that bestowed primary jurisdiction over financial reporting
by publicly owned businesses to the Securities and Exchange Commission
(SEC). But the SEC has largely left the development of GAAP to the
private sector. Presently, the Financial accounting Standards Board is
the primary (but not the only) authoritative body that makes pronouncements
on GAAP. One caution: GAAP are like a movable feast. New rules
are issued fairly frequently, old rules are amended from time to time,
and some rules established years ago are discarded on occasion. Professional
accountants have a heck of time keeping up with GAAP, that�s for
sure. Also, new GAAP rules sometimes have the effect of closing the barn
door after the horse has left. accounting abuses occur, and only then,
after the damage has been done, are new rules issued to prevent such
abuses in the future.
Procedures for preparing financial statements.
A common set of standards and procedures
for the preparation of general-purpose financial statements that either have been established
by an authoritative accounting rule-making body, such as the Financial accounting
Standards Board (FASB), or over time have become accepted practice because of their universal
GAAP is the term used to describe the underlying rules basis on which financial statements are normally prepared. This is codified in the Handbook of The Canadian Institute of Chartered Accountants.
Geometric mean return
Also called the time weighted rate of return, a measure of the compounded rate of
growth of the initial portfolio market value during the evaluation period, assuming that all cash distributions
are reinvested in the portfolio. It is computed by taking the geometric average of the portfolio subperiod
Holding period return
The rate of return over a given period.
Horizon return
Total return over a given horizon.
Incremental internal rate of return
IRR on the incremental investment from choosing a large project
instead of a smaller project.
internal accounting controls
Refers to forms used and procedures
established by a business�beyond what would be required for the
record-keeping function of accounting�that are designed to prevent
errors and fraud. Two examples of internal controls are (1) requiring a
second signature by someone higher in the organization to approve a
transaction in excess of a certain dollar amount and (2) giving customers
printed receipts as proof of sale. Other examples of internal
control procedures are restricting entry and exit routes of employees,
requiring all employees to take their vacations and assigning another
person to do their jobs while they are away, surveillance cameras, surprise
counts of cash and inventory, and rotation of duties. Internal controls
should be cost-effective; the cost of a control should be less than
the potential loss that is prevented. The guiding principle for designing
internal accounting controls is to deter and detect errors and dishonesty.
The best internal controls in the world cannot prevent most fraud
by high-level managers who take advantage of their positions of trust
and authority.
Dollar-weighted rate of return. Discount rate at which net present value (NPV)
investment is zero. The rate at which a bond's future cash flows, discounted back to today, equals its price.
a. The average annual yield earned by an investment during the period held.
b. The effective rate of interest on a loan.
c. The discount rate in discounted cash flow analysis.
d. The rate that adjusts the value of future cash receipts earned by an investment so that interest earned equals the original cost.
See Yield to maturity.
The rate of return at which the present value of a series of future
cash flows equals the present value of all associated costs. This measure is most
commonly used in capital budgeting.
A discounted cash flow technique used for investment appraisal that calculates the effective cost of capital that produces a net present value of zero from a series of future cash flows and an
initial capital investment.
The precise discount rate that makes the
present value (PV) of the future cash returns from a capital investment
exactly equal to the initial amount of capital invested. If IRR is higher
than the company�s cost-of-capital rate, the investment is an attractive
opportunity; if less, the investment is substandard from the cost-ofcapital
point of view.
The discount rate that equates the present value of the net cash
inflows with the present value of the net cash outflows
(investments). The IRR measures the profitability (rate of return) of
an investment in a project or security.
the expected or actual rate of
return from a project based on, respectively, the assumed
or actual cash flows; the discount rate at which the net
present value of the cash flows equals zero
Discount rate at which project NPV = 0.
Inventory returns
Inventory returned from a customer for any reason. This receipt
is handled differently from a standard inventory receipt, typically into an inspection
area, from which it may be returned to stock, reworked, or scrapped.


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text:
Q: Custom template creation in Google dataflow Is it possible to create custom template in Google dataflow for live data streaming into cloud SQL?

A: No. Google Cloud SQL is not a supported I/O transform. See Built-in I/O Transforms.
Edit: You may be able to connect to Google Cloud SQL with Apache Beam's JdbcIO class. However, the class has been annotated as @Experimental. See the JdbcIO documentation.

redpajama_set_name: RedPajamaStackExchange


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Development: Will Startups Solve Africa's Biggest Development Problems?
Startup Battlefield Africa starts at 9:00 AM EAT on October 11. The event will be live-streamed on TechCrunch. Be sure to tune in.


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Laminate wood flooring is a much better choice; it can fool the eye, and give a lighter and larger appearance to your small living room. And if after a few years you get tired of it, or have extra money to spend, the patio concrete paving can provide a foundation for tile setting or brick paving set in mortar.
Showcasing the popular industrial trend, the Jagger dining table with metal legs is a stylish addition to your contemporary home. Furniture fabric is usually kept on big rolls near the back of the store.
So choose your couch/sofa, area rugs, armchair, coffee and side tables, shelves, dining table and chairs very carefully. Dining room furniture is found in many wood and metal combinations and it is buyers that need to evaluate their utility before finalizing a purchase.
Kabra, S. (2008, October 8). Kinds of Dining Room Chairs. We love our pets but sometimes neglect to do something really important that may harm them...most times accidentally.
Bird 2-Piece Wall Panel Set Source. Wood decks don't retain heat the way other patio paved floors do, and because it is readily available in a variety of grades, species, and engineered woods, and even comes pre-cut and pre-assembled, they fit easily into any individual's budget or architectural themes.
Likewise, be sure to check for any mold or mildew stains before storing your patio furniture for winter. If you've got the know-how and you know where to get the materials, you can make cushions for your crate chairs to make them more sit-able.
I have a small craft room with two tables for storage and a bakers rack in the closet filled with supplies. This flexible color pairs with darker or lighter tones of brown and is exceptionally attractive with burgundy.
Instead, plan your furniture pieces in advance and have a theme in mind. With quality-made Adirondack chairs, however, minor damage will not even be noticed because of the uniform color throughout the piece.
Looks like you are doing a briliant job - there is some satisfaction when you have finished all your chairs. I try not to put my seating furniture up against the walls unless it is a reading or specialty corner.
Although white walls are very appealing to some of you, having no color on the walls often makes a room seem cold and uninviting. The spaces between the trim and the patio can be filled flowers.
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Early detection of muscle dystrophy surfaced in the year 1830. It started with a study on young boys and their increasing weakness on the muscles by Sir Charles Bell. Dystrophy is coined from the Greek word dys which denotes 'to nourish'. It talks about set of less than 30 genetic diseases that can lead to an alarming rate of increasing weakness of skeletal muscles applied through all voluntary movements.All these different ailments differ through the arrival stage, seriousness and prototype of muscles that are affected. All the manifestations of muscular dystrophy worsen as the muscles continually deteriorates and starts to weaken.
When a group of disorders present at birth most likely due to a malfunction of a single gene, interferes with muscle veracity, the condition that develops is called muscular dystrophy. It is the result of inaccurate coding by the dystrophin gene that provides the protein code needed for muscle tissue formation.
Autosomal dominant- This inheritance takes place when both parents pass a defective gene and a normal gene respectively to their child.
Autosomal recessive- This inheritance means that both parents can transmit and transfer on the defective gene. It means that both the parents must hold one defective gene but remain unaffected by the disorder.
There are advanced conceptions coming up for the treatment of MD. There are newer studies that have highlighted the possible possibility of stem cells to regenerate and repair the damaged muscle cells. Stem cells are those kinds of cells that develop at the early growth levels. This indicates they have the capacity to convert any type of body cells and undergo self regeneration.The capacity of adult muscle to undertake renewal is largely credited to a distinctive subpopulation of muscle cells, named as satellite cells. These cells are believed to be the chief cell type associated with skeletal muscle regeneration. Cell therapy is guaranteed to be the right treatment form for MD to transmit progressive muscle proteins and restore the stem pool.
Our Bone Marrow cell transplantation procedure does not only change the patients' clinical symptoms, but also aims to restore and bring to a close further progression of muscle wasting that occurs in Muscular dystrophy. This has been demonstrated by the MRI-MSK reports of these patients.
Objective radiological improvements seen in a case of muscular dystrophy after Cell therapy.
Increase oxygen supply and contribute to vascularization in the damaged area.
The entire mechanisms contribute to tissue remodeling, decrease inflammation and prevent cell death. It contributes to the pattern of healthy cells altogether. The Adult stem cells transfers from several tissues consisting of the bone marrow, mesoderm that form the muscle cells. It ultimately restores the stem cell pool that helps in tissue renewal and repair.
One of the most complicated disorders for treating is muscular dystrophy. Till date, there is no cure available for MD though its pathogenesis is well perceived. The conventional treatment options or methods of MD consist of exercise drugs that slow down or put an end to muscle dystrophy like anabolic steroids and supplementation.
Drug Treatment like the use of steroids have been verified to be an effective treatment to slow down the development of MD particularly DMD and in holding up the loss of independent ambulation, protecting the pulmonary functions and to even out the strength of the muscles.
The use of corticosteroids may help to improve myoblast proliferation and promote muscle regeneration. Then again using steroids will slow down the degradation of the muscles by alleviating lysosomal-bound proteases or muscle cell membranes. In the end, prednisone can decrease the damage done to the muscles in the course of its immunosuppressive and anti-inflammatory effects.
The key factor to rehabilitation management is the Rehabilitation Management of muscle extensibility and abnormal joint pain. The patients are guided to be more independent through physical therapy, occupational therapy, speech therapy and other recreational therapies.
Gene Therapy is an advanced form of therapeutic option. Through gene therapy, the patients are introduced to regularize the gene expression and the production of proteins. There are a number of approaches that are regulated for replacing the defective genes. Normally, in several gene therapies, the normal gene is put inside the genome to swap the abnormal gene that causes the disease. This procedure is done through viral vectors, Antisense- Induced Exon Skipping or Read through Stop Codon Strategies.
Muscular dystrophy can wears out the emotional, physical and financial condition of the patients as well as their well wishers. Cell therapy has come up as a successful curative option after years of research and study. Presently, we have treated over 1428 patients of muscular dystrophy with 94% patients showing remarkable improvement.
After the successful therapy, our patients have shown a marked improvement such as increased trunk muscle strength, limb strength on manual muscle testing and balance. Additionally they have made improvement in ambulation, hand function, increase in stamina and better trunk balance. All these results in succession for the patients to lead a happier life.
I am capable enough to handle it and I will make a difference in the attitude of other kids so that they could create a new dimension of living a powerful life." Says Abhinav Kumar , 27 year old, diagnosed with Duchenne Muscular Dystrophy since the last 23 years.
Patient with Limb Girdle Muscular Dystrophy successfully runs a business of Interior Designing and says there's nothing like positive attitude to fight any challenges that life throws at us.
Can muscular dystrophy be a contagious disease?
No muscular dystrophy is mainly a hereditary disorder and it is not at all contagious.
Is muscular dystrophy always hereditary?
It is not always hereditary. Many researchers states that about 1/3 of all boys that suffers from Duchene/Beckers muscular dystrophy have no such family history.
It is often mentioned that there are several types of Muscular Dystrophy seen in people. Which is the most common type of muscular dystrophy?
The most common type of muscular dystrophy is Duchene. Beckers is the second most common MD and limb girdle muscular dystrophy is the third most common form.
What is the first sign I will notice if my child has Duchene muscular dystrophy?
The first symptom that you may notice in your child is they tend to start talking and walking late. But many conditions have different signs. Most parents may notice that their child is not running as fast as the other kids. Or the child may also get up from the ground, in a different way, using his hand for support and may have difficulty in climbing stairs.
How is muscular dystrophy transmitted?
Muscular dystrophy can be passed on from either of the parent through an affected gene.
In myotonic dystrophy, the carrier can be either one of the parents.
In limb girdle muscular dystrophy, the transmission could take place through a recessive gene. This means that both the parents are carrier, and they both transmit the disease.
My son had Duchene muscular dystrophy, can my daughter or me be a carrier?
Yes, there are 50% chances of your daughter being the carrier. To ascertain her case, opt for a genetic testing.
Can this disease be detected during pregnancy?
If there is a past record of previous child or sibling having this disease/condition then it is possible in an utero diagnosis of DMD. A Chorionic villus sampling or amniocentesis followed by a DNA testing (MLPA) can probably give some answers.
Can muscular dystrophy be detected at birth?
If there is a family history and a reasonable suspicion, then chances are there. But the symptoms cannot be detected unless the child reaches a certain age.
Will Muscular Dystrophy occur only in children?
No there is no proven records to support that MD occurs only in children. For example facioscapulohumeral, myotonic and limb girdle muscular dystrophy begins later in life .They are slow in development and less severe than the childhood forms.
What are few early signs of adult muscular dystrophy?
Few indications like facioscapulohumeral dystrophy, a weak smile or inability to whistle may indicate a beginning. Similarly, in Limb girdle MD weakness of shoulders and hip is seen and in case of Myotonic MD there is an apparent weakness of feet and hand.
Why are muscles enlarged/big in Muscular dystrophy?
Condition where the muscles get enlarged is known as pseudo hypertrophy. It can be replaced with fatty tissues.
What are the treatment options to help child with muscular dystrophy to prolong his walking?
The treatment option to help a child with MD to prolong his walking is to make a surgical release of tight or contracted muscle and help him on learning how to stand the very next day. The second option would be serial casting. This would help your child suffering from MD prolong his walking.
Is there any other method to help my child stand and walk?
To keep the child ambulatory, regular sessions of physiotherapy and exercises would help. Helping them to stand with the help of push knee splints and high boots is very effective. Surgery becomes the best option when the muscles become very tight and are not stretchable at all.
My child is confined to wheelchair; can surgery help him to regain his walking?
A surgery can help set the joints straight. The best option to opt for when muscles become very tight and are not unstretchable is surgery alone. However, the amount of walking exercise would depend on the muscle strength of the lower limbs.
How does physiotherapy and occupational therapy help muscular dystrophy patients?
If exercises are done beyond the patients' capability, it can lead to decline in their health. The patient should not get tired or fatigued. Ample time or rest has to be given between exercises.
Aquatic therapy is really coming up as a therapy option. Can swimming benefit?
Swimming is a good form of exercise for the child or patient of muscular dystrophy. Children should be advised to take up swimming lessons from a very early age. It helps to increase endurance, increases muscle strength and good work up for the respiratory and cardiac muscles.
What is the cause of death in muscular dystrophy?
The major cause of death is respiratory muscle weakness that leads to respiratory difficulty. As the muscles weaken, the child develops scoliosis or an abnormal, sideways curvature of the spine. The cough reflex gets into a weak position. Patient becomes more prone to chest infection and leads to difficulty in breathing.
Cardiac muscle weakness and cardiomyopathy are other major cause of death in muscular dystrophy patients.
Can stem cell therapy prolong a muscular dystrophy patient's life?
The aim of stem cell therapy is to make the muscles stronger and slow down the deterioration of the muscles. If the patient is walking, the goal is to keep them walking. This indirectly could delay respiratory muscle weakness and prevent scoliosis. This could then prolong overall life expectancy, by reducing the chances of respiratory complications.
The biological task of stem cells is to repair and regenerate damaged cells. Stem cell therapy exploits this function by administering these cells in high concentrations directly in and around the damaged tissue, where they advance its self healing and repair.
Are there ethical concerns surrounding adult stem cell research and therapy?
No, there are no ethical concerns surrounding adult stem cell research and therapy. Ethical concerns are mostly occurs through the use of embryonic cells. Our therapy consists of using cells which are taken out from the patient's own body and it is free from ethical concerns.
No, the treatment is not painful as the therapy is done under local anesthesia and a mild sedation. There is no major pain or discomfort during or after the procedure.
The whole therapy session is safe and till date none of our patients have shown any signs of neurological deterioration. In rare cases, side effects like headache for 3-4 days, neck or back pain, vomiting, mild rash or pain at the area of bone marrow aspirations may arise. Some unexpected medical complication can occur but that is just a possibility.
How long will it take me to know that I have benefitted from the treatment?
Is the Bone Marrow Cell transplantation done once or more than once?
This will depend on the condition of the patient. If the patient shows signs of improvement after the first surgery then a second transplantation may be suggested by a team of experts. The second transplantation can transpire anytime between 3-6 months of the first therapy.
Can other treatments be taken at the same time?
We will have to review the entire dose of medication before coming upon a decision. Generally we do allow the patients to continue their other medication. But it is better to consult a doctor beforehand..
How much improvement will the patient have?
Since this is a new therapy and not an existing one, it is difficult to say. It will depend on several factors like the age of patient, type of illness, duration of illness and extent of rehabilitation taken after the treatment.


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Home News AEW Chris Jericho Addresses Randy Orton Staying With WWE
Chris Jericho Addresses Randy Orton Staying With WWE
In an interview with SportsKeeda.com, Chris Jericho commented on Randy Orton deciding to stay with WWE:
"I can't say anything about it because I don't know anything about it, no-one's calling me to tell me about these things. But I know this – nobody is getting out of WWE, especially Randy Orton, because unless he's very, very committed to saying 'I don't care if you pay me 20 gazillion dollars I'm leaving' that's not what he's doing. I mean, obviously Vince is going to pay millions and millions of dollars to not have Randy Orton go."
"If you're using AEW to make more money off of Vince, go for it! That's great too but it's not like we're taking everybody that's going to leave WWE to come to AEW."
"The point is that Vince just doesn't want anybody to leave WWE because it looks like an exodus if they do and makes us look even cooler. We do things our way, we've got a great roster of guys and if somebody becomes available that really wants to be with us and we think that they fit our vibe then we'll take them."
Previous articleCody Rhodes' Promo From AEW Dynamite Gets Critical Acclaim
Next articleRandy Orton Makes Another WWE WrestleMania 36 Tease


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Massive Report Data Blog
Stories of data analysis
Today in Crew SC History
Game Archive
Player Combinations (2)
Player Performance (4)
Roster Management (14)
Team Performance (10)
Toolset (2)
Simulating an entire season
How I'm simulating playoff odds
Expansion Draft Outcomes
Roster Turnover across Major League Soccer, 2013 – 2015
Possession, Passing, and Shooting in MLS in 2016
Tag: R
While Toronto and Seattle are preparing to face off in MLS Cup, the rest of the teams in Major League Soccer are turning their attention towards next season. Most immediately, teams are making decisions about which players should return and which should be let go. Continue reading Roster Turnover across Major League Soccer, 2013 – 2015
Format ImagePosted on December 7, 2016 December 14, 2016 Categories Roster ManagementTags R, scatterplot, turnoverLeave a comment on Roster Turnover across Major League Soccer, 2013 – 2015
Revisiting the repeatability of team success
Last summer, I published an article that examined the repeatability of success in Major League Soccer's regular season. Using data from recent seasons, I concluded that "[a]n MLS team's performance one year has very little relationship to its performance the following year."
With the 2016 season starting tomorrow, it seems appropriate to build upon that analysis. This piece expands on last summer's work in two ways. It does this first by adding all seasons of MLS to the data, and second by considering a new measure of success: advancement in the playoffs.
The data used in this article, and the R code to generate the illustrations, has been posted to GitHub. I encourage anyone interested to download the data and build upon it. The data is in CSV format for maximum portability.
Turning first to the league analysis, the plots below now include the final standings from all 20 seasons of Major League Soccer. There are 251 instances in league history of teams playing consecutive seasons*. Plotting all of these in a scatterplot, with first-year performance along the X axis and second-year performance along the Y axis, produces the following figure.
The chart above was generated in R, and a model fitted to this data is summarized below.
> model <- lm(data$PPG2 ~ data$PPG1)
> summary(model)
lm(formula = data$PPG2 ~ data$PPG1)
Residuals:
Min 1Q Median 3Q Max
-0.9891 -0.1992 0.0165 0.1830 0.7460
Estimate Std. Error t value Pr(>|t|)
(Intercept) 1.04390 0.08498 12.283 < 2e-16 ***
data$PPG1 0.24374 0.06118 3.984 8.91e-05 ***
Signif. codes: 0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
Residual standard error: 0.2972 on 249 degrees of freedom
Multiple R-squared: 0.05992, Adjusted R-squared: 0.05615
F-statistic: 15.87 on 1 and 249 DF, p-value: 8.907e-05
The addition of all historical data does not appreciably change the result. The R-squared coefficient for this model is a very small 0.0599, which is similar to the 0.0681 that was found last summer with a smaller dataset.
Generally speaking, the conclusion from recent seasons holds up well when all seasons of MLS are examined. Team success in one year is a fairly poor predictor of success the next year. This minimal relationship is unlikely to be a figment of the data, but it also leaves a large amount of variation unexplained.
Turning our attention to the playoffs, the dataset now includes information about how far each team advanced in the postseason. The measure is simple – how far did the team advance? Each team is recorded with one of six values, ranging from "Did Not Qualify" to "Champion". For some parts of this analysis, numeric equivalents of these six levels are used, ranging from 0 (did not qualify) to 5 (champion). The distribution of these values is depicted below.
It should be noted, here, that the structure of the playoffs has changed at two different points. After being an eight-team competition for the first 15 years, in 2011 an octofinal round was added that expanded the field to ten teams. In 2015 the competition was expanded again, to include 12 teams. Because of these expansions, the count for teams advancing to the octofinal stage is relatively small.
When we examine how team success in the playoff changes from year to year, some interesting details emerge.
First, teams have demonstrated radical changes in fortune in the playoffs, but not significantly enough to say that past performance is completely meaningless. Teams that missed the playoffs in one year are – slightly more likely than not – going to miss the playoffs the next year. Teams that advanced to the quarterfinals or semifinals are probably going to reach the same general stage the next year (not missing the playoffs, but also not advancing to MLS Cup).
Yet beyond these very general statements, there are some interesting details. Teams that reach MLS Cup are only able to repeat that feat 20% of the time – and are eliminated before the quarterfinals at roughly the same rate. Curiously, no MLS Cup-winning team has ever been in eliminated in the semifinals the next year – they all either lose before then, or make a second MLS Cup.
Another interesting phenomenon is how frequently teams have surged to MLS Cup from previous disappointment. The percentage of teams to win the championship after either not making the playoffs, or falling in the quarterfinals, is relatively even – approximately 5%. This is in marked contrast to the difference in these teams' likelihood of missing the playoffs altogether.
One final quirk relates to the chances of a team's appearing in MLS Cup. Based on these data points, the group most likely to play in the championship game is not the reigning champion – but the defeated finalist. However, while approximately 25% of losing finalists repeat their appearance the next year, those teams that do repeat are still more likely to lose a second time than to finally claim the title. Blame the New England Revolution and Houston Dynamo for these data points.
The varying fates of teams that reached different stages of the playoffs are separated in the following gallery of histograms. Each plot focuses on one level of playoff advancement.
MLS Cup Winners
MLS Cup Finalists
Playoff Semifinalists
Playoff Quarterfinalists
Playoff Octofinalists
Missed the playoffs
A note on significance
This last note also bears some explanation. For as much as there are now 20 years of history in this data, there are still relatively few data points behind some of these individual categories – so it is still somewhat likely that these are aberrations rather than an emergent trend. This stands in contrast to the linear model for league success, where we can be relatively certain that a team's performance from one year to the next only explains about 6% of the variation in future performance.
Future work
With this analysis now expanded to include all of MLS history, we can say with relative certainty that team fortunes can change drastically from year to year. Yet this begs the question – what does determine team success? Are there factors that predict repeated success? How would we go about identifying them?
Thanks and footnotes
I owe a sincere thanks to Katrin Anacker for helping me work through the analysis of the linear model in this piece, and also to Jason Little and William Rand for their helpful feedback.
* The final seasons for Tampa Bay, Miami, and Chivas USA are obviously excluded. Additionally, I have chosen to exclude the final season of San Jose before their relocation in 2005, classifying Houston as an expansion team.
Format ImagePosted on March 5, 2016 Categories Repeatability, Team PerformanceTags playoffs, points per game, R, scatterplot1 Comment on Revisiting the repeatability of team success
Exploring the passing tendencies of Columbus and Portland ahead of MLS Cup
When Columbus and Portland face off this evening in MLS Cup, it will be a clash between two of the better passing teams in the league. Both feature midfields heavy on ball control, with international-caliber players pulling the strings supported by a back line that likes to get forward.
In preparation for this game, I collected player-by-player passing summaries for each game the two teams played, starting from the last time they faced each other in late September. What I found indicates that fans of all stripes could be in for quite a treat.
Continue reading Exploring the passing tendencies of Columbus and Portland ahead of MLS Cup
Format ImagePosted on December 6, 2015 December 6, 2015 Categories Player Performance, Team PerformanceTags data voyager, excel, passing, plotly, R, scatterplotLeave a comment on Exploring the passing tendencies of Columbus and Portland ahead of MLS Cup
How I plan to spend the offseason
This year's American soccer season isn't scheduled to end for a few weeks yet*, but my preparations for the off season have already started. Usually, the months between MLS Cup and the beginning of training camp are spent doing player scouting and filling in gaps in my data set. This year, however, I have something more ambitious planned.
I'm hoping to re-write my toolset in Python.
Continue reading How I plan to spend the offseason
Posted on November 28, 2015 November 28, 2015 Categories ToolsetTags Processing, python, R, vbscript1 Comment on How I plan to spend the offseason
Updating the Evolution of Playing Time
With the final weekend of the season coming up – dramatically branded Decision Day by the league office – this seems an appropriate time to update the Playing Time Evolution plots that I first published about a month ago.
Continue reading Updating the Evolution of Playing Time
Format GalleryPosted on October 20, 2015 Categories Roster ManagementTags lineups, playing time, RLeave a comment on Updating the Evolution of Playing Time
Taking it seriously: MLS and the US Open Cup
The US Open Cup Final will be played tonight in Philadelphia. The game, between the hosting Union and Sporting Kansas City, will hopefully be an exciting finale to the 102nd edition of the tournament. This year's event was the biggest in recent history, with 91 teams entering – including every American team from the three professional divisions.
For devotees of the tournament, the Open Cup is one of the uniquely attractive elements of soccer. In theory, any group of players could enter and see how they match up all comers. The cinderella runs of underdogs like the San Francisco Bay Seals, Cal FC, and the Rochester Rhinos (champions in 1999) are the sorts of plots that Hollywood screenwriters long for.
For all this magic, however, there is a frequent undertone from the top of the soccer pyramid that also gets dragged out every year. Search for the phrase "take the Open Cup seriously" and you will find a litany of articles from recent years, about almost every team in Major League Soccer.
Doth the writers protest too much? Continue reading Taking it seriously: MLS and the US Open Cup
Format ImagePosted on September 30, 2015 Categories Roster ManagementTags herfindahl, lineups, R, us open cupLeave a comment on Taking it seriously: MLS and the US Open Cup
Plotting the evolution of playing time
In my last post, I introduced a visualization that illustrates how playing time evolves as a season progresses. The feedback for that post was compelling enough that I decided to produce similar plots for every team in Major League Soccer.
Continue reading Plotting the evolution of playing time
Format GalleryPosted on September 26, 2015 September 26, 2015 Categories Roster ManagementTags lineups, playing time, R1 Comment on Plotting the evolution of playing time
Columbus – Dallas, and the question of lineup stability
Columbus Crew SC will play host to FC Dallas this weekend in a game that will be nationally televised on Fox Sports 1. While the game is still several days away, and will feature two clubs in third place in their conferences and fighting for playoff seeding, much of the conversation ahead of the game has instead focused on absences.
Continue reading Columbus – Dallas, and the question of lineup stability
Posted on September 2, 2015 Categories Roster ManagementTags herfindahl, playing time, points per game, R1 Comment on Columbus – Dallas, and the question of lineup stability
Anticipating Game Three Attendance: Columbus vs. DC United
The third home game of the Columbus Crew's 2014 season is coming up this weekend. The team will play DC United – one of the team's rivals in the early days of MLS, but a rivalry that has significantly faded in recent years.
Continue reading Anticipating Game Three Attendance: Columbus vs. DC United
Posted on April 17, 2014 April 17, 2016 Categories AttendanceTags excel, OpenRefine, R, scatterplot, violinLeave a comment on Anticipating Game Three Attendance: Columbus vs. DC United


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How Gated Communities Are Overcoming Security Challenges in a Rapidly Urbanizing India
In addition to ensuring that only the right people are let in, this technology also ensures that guards can focus on their core jobs of managing security and ensuring safety
By Sameer Mehta • Jul 19, 2019
India continues to urbanize at a rapid pace. In 2019, roughly 45 people will move to an urban area every minute of every day. To accommodate these numbers, India's largest cities are now dotted by large complexes that contain hundreds, if not thousands, of apartments.
These communities aren't your typical housing society. Their scale is more comparable to a shopping mall than an apartment building. It's common for such a community to have over a thousand delivery persons visiting each day. Add to this over a thousand daily staff, such as cooks, cleaners, drivers, and you have the chance for security lapses on an everyday basis.
In this article, we discuss what gated communities around the country are doing to overcome these challenges through a simple technology solution.
Letting the Right People in
With such dense, unidentified footfall on a daily basis, it becomes challenging for the security guards to keep a close tab on visitor activity and manage high traffic efficiently. Their immediate duty then is to make innumerable intercom calls for multiple visitor verifications and access approvals. The guards tend to get stuck in a loop of repeated unique encounters and calls for access approvals, which tend to deviate them from performing their core job of ensuring safety.
The solution to this problem, of course, is access management. However, the traditional, or corporate, version of access management is simply too impersonal for home use. Imagine needing an RFID card just to get home! Realizing the need for innovation in this space, a group of technologists and security professionals came together to create a seamless security management system that works perfectly for gated communities.
Now a simple app, with the use of passcodes and smart communication with the main gate, ensures that only persons approved by residents ever gain access to a community. In addition to ensuring that only the right people are let in, it also ensures that guards can focus on their core jobs of managing security and ensuring safety, instead of making incessant calls to verify visitors.
No Question of Overstay
Access management is only one part of the problem, of course. A person could, after all, have a legitimate reason to enter a premises, but no reason to, say, stay beyond 10 or 15 minutes. What happens if they overstay their welcome? When there are thousands of visitors, how do you check to see if everyone that inside continues to have reason to be there? This, of course, is an important requirement for communities, where thousands of children play, often without adult supervision.
The same security management system can now also create an alert if a cab or delivery executive remains within the community for an unreasonable period of time (this may be based on the number of deliveries within the community, for example). This way, the community can be sure that all such persons are within the community with a purpose.
Checkout Permission
Gated communities are usually spread over many acres of land, with a fully-functional clubhouse on the premises. This is the very reason why many people prefer such communities over smaller apartment complexes. At the same time, as it's difficult to keep a watch over kids playing around the community, parents are often nervous when their kids are away at play.
One major concern is that children could leave the community without the permission of their parents. With a security management solution in place, however, guards can, via the app, easily reach out to parents whose children are attempting to leave the community. This way the parents can rest easy as their kids play outside, safe in the knowledge that their permission will be sought if their children attempt to leave the community.
Such a security management solution is now commonly seen at gated communities across the country, with residents enjoying not only the enhanced security of such a system but also its convenience.
Head of Marketing, MyGate
Growth Strategies Technology Community Security Safety Challenges Technology Innovation apartment Gated Communities


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Турув — польский топоним. Может означать:

 Турув (станция)
 Турув (угольный разрез)

 Турув (баскетбольный клуб) — польский профессиональный баскетбольный клуб из города Згожелец.

См. также
 Туров (значения)
 Туроу, Скотт


Outlook 2016 for Mac includes a new feature called one-click archiving. This feature allows you to quickly move an item from your Inbox or another folder to an archive folder. An archived item (or items) remains accessible, but doesn't clutter your Inbox.
You can archive messages in any of the email accounts that you've connected to Outlook 2016 for Mac. These include Exchange (version 2016 and later), Office 365, Outlook.com, Hotmail, iCloud, Google, and Yahoo!
Choose one or more messages in your folder to archive.
On the ribbon, choose Archive.
As soon as you choose Archive, messages are immediately moved to the archive folder you've specified. If you archive a message by mistake, go to the archive folder and move the message back to your Inbox.
First time using the archive?
Continue. A new folder will appear in your folder list for that email account. You'll have to repeat this process to create an archive folder for each of your email accounts. The folder will be called Archive for Office 365, Outlook.com, Hotmail, iCloud, Google, and Yahoo! accounts. The archive folder for Gmail is called All Mail.
Choose another folder. Select any of your existing folders for the archive.


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Duncan is the director of Shift's commercial team. He is focused on ensuring the products and ventures that Shift builds are commercially robust, with compelling business cases, so they can effectively scale to become self sustaining and high impact entities.
Before Shift, Duncan managed a private equity direct investment portfolio for a single family office where he worked closely with founding entrepreneurs helping them grow their businesses, overcoming the myriad of challenges they face in the start-up and growth stages. Duncan holds a BA in History and Economics from the University of Oxford.
Duncan is a secret pilates devotee, which means he spends his spare time strengthening his 'core', whatever that might mean.
My Latest Stories
Collection: Patient money
Getting out of debt: Solving the equity equation for social innovation
In the first of a series looking at 'patient, risk bearing' capital, Duncan Brown asks why social investment is so dominated by short-term, rigid debt instruments – and why there's so little support for higher risk, high return social innovation.
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