Well, it's been 6 years since I started this endeavor. June 14, 2010, was the date of inception.
When I started I intended it as a tool for lawyers in this district. I soon learned, however, that lawyers in the surrounding areas were using it. Then I heard from lawyers in far-flung parts of the state. And then I found out that judges were using it. The positive feedback I have gotten has kept me going.
Since we started, there have been 1,617 posts. The most-viewed ever was on April 21, 2015, with 1,509 views. Week in and week out, the most popular day and hour is Tuesday at 9:00, a.m.
Most remarkably, there have been 3,466 comments. Thanks to all of you who take the time to comment. I really enjoy your input, feedback, and humor. And, yes, I like to be set straight when I am off the mark.
I look forward to another year. And I look forward to hearing from you.
Time and talent and in depth analysis.
Congratulations on 6 years and THANKS!
People looking to hire a lawyer for a chancery case would be well-advised to see which lawyers follow this blog. It is just too valuable to be ignored.
Thank you. And I especially appreciate your extracurricular postings and common sense remarks.
I read your blog everyday. As a legal secretary, it helps me keep up with new law and forms and how to use them. I appreciate your extra work so much.
Thanks for your dedication. I believe most trial lawyers in this state are dedicated to reading your blog.
Thank you for doing what you do. Your insight is an invaluable tool to those of us with chancery practices.
I read your blog every single day. It's the first thing I check when I get to the office in the morning! Thank you, thank you , thank you!
Thank you for doing this. This is an excellent resource and has served to remind me of things that through the passage of time I have forgotten about.
Happy Birthday!! I love your blog and continue to learn something new everyday! Thank you.
Judge, this has been a huge endeavor, I know, but now you are a Mississippi Bar institution. Thanks for your faithfulness.
This blog is one of the best resources to Chancery practitioners I have found. Nowhere else is such a variety of information available at one's fingertips.
I first found the blog when I was a 3L at MC. I had several professors speak of it. Since then I have used it many times and have heard it referenced and recommended in at least ten CLE classes, the most recent being last Friday by another Chancellor at a guardianship/conservatorship CLE in Jackson.
Judge Primeaux, your dedication to the efficient practice of law deserves a very sincere thank you. Thank you!
Thank you for your blog! It helps me daily. I appreciate your insight.
I want to express my gratitude. I graduated law school in May 2012, and have been on my own most of the time since. BCPB is the starting point for my research on most MS chancery issues. The cases you cite always seem to lead me to the answers I need, and the checklists are invaluable to a new attorney. Again…Thank you.
All of the legal secretaries, legal assistants and paralegals read and use your blog as well. The information is "gold." This is what we rely upon to know what to do and how to do it.
From Robert J. Bresnahan, P.A.
You are currently reading Happy Birthday, BCPB at The Better Chancery Practice Blog.


The conversation then goes on a journey, and is either very short or very long depending on who asks the question….
In fairness, you can't be surprised most of the hype around AgTech is focused on IoT or drones on farm, when research from the likes of Goldman Sachs sees drones "evolving into a $100 billion market by 2020." But the reality is, the technology offerings in the ag space are varied – and so is the value delivered!
Every farming practice is unique; each operation has its own business goals, pain points and requirements. This can be driven by a myriad of things including rainfall, remoteness, size, enterprise, market access, risk, financial leverage, ownership structure etc, etc.
and The Yield making headway in both hardware and connectivity. Let's not forget though, we need more than a sensor telling us the water levels of tanks and troughs. We need a visual to ensure nothing is broken, that a sheep isn't upside down in a trough or stuck in a fence (yes, this happens all too often). The sensors also need to withstand extremely harsh conditions – this year temperatures on our station reached 49 degrees Celsius, in the shade! That's a powerful reminder that checking stock waters is critically important in summer.
– perhaps there is a day where humans will not enter a paddock to muster stock. Major barriers that need overcoming are distance, connectivity, battery life, durability and cost. But I do believe we will get there in one shape or another.
I think everyone knows the answer here. Nope, tech isn't going to solve this one any time soon. But without getting into a debate over climate change – don't get me started on that topic – technology has a role to play. Tech can allow farmers to mitigate the impact of drought through better planning and decision-making before it's too late. It can also help when they're getting out of drought, facing decisions around investing capital in purchasing/agisting stock, pasture improvements etc.
So, which technologies are ready to deploy today, on which type of farm, and will the farmer truly see the value? How do farmers separate the wheat from the chaff, and leverage the right technologies to improve operations?
As with all agricultural tools there isn't a one-size-fits-all solution, but if we're honest about the industry as a whole, one thing's clear: we're starting from a low base. The agricultural industry has been marked as the least digitised industry in the world. The good news is, this presents us with a huge opportunity, as we have the most to gain! Game on!
While it's true 100% digitisation isn't the benchmark for success, minimising input costs and maximising production are tangible benefits of digitalisation. Digital technology can free farmers from many rudimentary tasks, letting them concentrate on more targeted activities. This boosts on-farm efficiency and gives farmers valuable time to do what really matters to them.
We've put together an industry update below that gives an insight into the wide variety of tech currently on offer for farmers.
Today, Australian farms are employing some digital technology, but they don't always leverage these tools to their maximum benefit.
The development of quality software takes millions of dollars. Leaving one company to take this on means decades of research or relying on the very deep pockets of a large corporation. In the end, there won't be enough focus and there's a big chance the value creation will be missed (either from a simplified user experience perspective or not getting to the core problem).
The real solution lies in collaboration and integration, with innovative tech companies working together on 'plug and play' tools that can be configured to solve broader operational needs. The good news is, this is happening already with compelling results. One provider outside of ag that has done this with overwhelming success is Xero in the accounting sector.
This tech is already enhancing both the performance and quality of life on farms in Tasmania. Broadacre farmers know how it feels to be tied to irrigation schedules. With IoT, irrigation systems can be turned on and monitored remotely, solving the labour shortage issue and reducing huge costs.
Precision agriculture is another buzzword that's thrown around alongside AgTech and Digital Ag. However, if there was ever a segment of the AgTech market that proves these technologies are delivering value, Precision Ag might just be it. Take a typical John Deere tractor on offer these days, compared with its counterpart of even 10 years ago. Advancements like auto steer, GPS and precision seeding, spraying and harvesting mean the value derived on farm from today's tractor is immense. The investment into Precision Ag from companies like John Deere has paved the way for others to sit up, take notice and develop the technologies behind variable spray applications, yield mappings and plenty more.
Remote sensing is a lot like IoT in that it can save hours upon hours of boots on the ground, making it possible to check on field conditions without having to leave the house. Tie this technology into data analytics software, and your farm will begin to monitor and report on itself, as well as offer consultation on best management practices.
How my performance metrics compare to my peers in my area.
The good technology providers will listen to producers, and consistently update features to meet these needs.
Digitising farm management can facilitate smooth operations by granting greater access to insights contained within neatly stored records – records that may have, before simple farm management software tools, been lost as a notebook gets put through the wash.
Decisions that used to require hours of digging through spreadsheets or simply going by 'gut feel' can be confidently made while standing in the paddock.
You have the ability to analyse, plan and make decisions backed by data, which also includes satisfying any audit/compliance requirements.
Setting the farming business up for succession planning is so important but often a lot of farming and business knowledge isn't transferred effectively. Digitising farm management offers a solution to this problem.
So, is the world of AgTech and Digital Ag going to shift the needle for our industry? Is it all just hype? Call it what you want, but one thing is certain: if farmers and the wider ag community don't start adopting technology to solve our immediate pain points and help us future-proof, in an ever-changing landscape, we will be left behind. Let's not be another Blockbuster.
"Neither RedBox nor Netflix are even on the radar screen in terms of competition."
Comment made in 2008. By 2010 Blockbuster was bankrupt and Netflix's revenue hit $2.2Billion.


I've been spending time this week with Lilly, she is on her own without any play mates and it's not good for her upbringing, she's a week old today, so some well deserved "field training" is being undertaken, twice a day.
To start we had a little walk round, so that she knows that she should come back to me... luckily she had bonded very quickly, but still thought she should suckle from a sheep, so I let her go up to all the ewes until each had nudged her away, picking her up each time to give her a proper cuddle to reinforce her bond.. after the first outing the job was done, and now she comes straight back to me every time I call her name. We also had a go at jumping the stream, with a bit of a walk through with wet legs and tummy the first time, but a definite jump on the return!
Next was to teach her how to sit in the lee of the wall, and the strong winds yesterday helped. The wind was so strong that it blew her ears about and she hunkered down into my arm. While under the wall she could wander around in its shelter... This also let her walk a little further away, returning with a skip and jump when she felt she'd gone too far.
Yesterday Lilly had her first encounter with her father, Buster, who is a huge texel ram. He was really good with her, as she bounced over to be nose to nose with him... he eventually got up but didn't knock her away... I removed her when he pawed the ground just under her nose.... she must also learn when she's pushing her luck!!
Today Buster is excelling himself.... I was walking round with Lilly and Daisy (who has reverted to being my lamb again, after 12 months) We got to the rise in the field to discover that Peewee had parked her twins with him, they were both snuggled up around him, and he was quietly chewing his cud.... Bless her, she's not stupid!! Even Nigel is impressed with her mothering skills.


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We recommend you do not use a single pack paint. If you want to have a long lasting coating for your garage or driveway, single pack epoxies have a short life span and the money you save in the short term will not stand up to the years of hard wearing of a two pack with chemical curing like nugard. It just not worth it. Consider the long term gains. This will last years!
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The camping supplies hot water ( 24h a day ) electricity and illumination in its whole area. It provides a grocery, modern and clean sanitation establishments, washing machines, Wi-Fi, shared sinks and refrigerators.
If you want to spend a carefree holiday in a family friendly environment, visit us in a green area, just 60 meters from the sea.
The house consists of three rooms, lounge, bathroom, kitchen and all necessary household appliances (refrigerator, kitchen, kitchen equipment) TV - air conditioning, Wi-Fi.
In our Camping there are 4 modern mobile houses where there is a separate bedroom with one double bed, 2 single beds (bunk, a small sofa, bathroom with hot water the al day, air condititon, tv and free Wi-Fi.
Outside there is a big balcony where there is a full equipment kitchen and a big fridgerator.
The Camping Kalamitsi is situated on the middle peninsula of Chalkidiki, also known as Sithonia. The distance from Sikia is 6 km and from Thessaloniki 140 km.
Is it situated on a charming landscape by a small picturesque port. If you'd like to have carefree vacations in a friendly, family surrounding, visit us at an evergreen area just 60m. away from the sea.
Next to the beautiful beach of Kalamitsi exists a rocky and isolated bay, where a nudist – beach is situated and which you are free to visit.
Among the sightseeings that Sithonia offers, are the antique city, the castle, the church of St. Athanasios in Toroni, the windmills in Sikia and the church of the 16th century in Nikiti.
Daily are boat trips round the holy mountain (Agion Oros) are offered.


text:
Setting Yourself up for Smooth Sailing | Stephen Pell of ICONAC
Most bands ignore finance and business practices when they start out, which is fine for a hobbyist… But if you hope to someday "make it" you need to pay attention from day one.
After all, no one wants to end up making big moves and then owing thousands to their tax authority because they didn't report a small amount of income 5 years ago. Everyone thinks it will never happen to them – until it does.
This week on the podcast, accountant and author Stephen Pell shares his knowledge of finance for bands so you can avoid straying into hazardous territory.
Listen now to learn about business management, debt, taxes, and how to improve your creativity by having a solid financial plan!
How Stephen's passion for business management started
The difference between an artist manager, a business manager, and an accountant
Prioritizing your purchases as a band
Why going into large amounts of debt is a terrible idea
Pay. Your. Taxes.
Why properly reporting your income is incredibly important
Budgeting for your band's expenses
Using structure and methodology to focus on your creativity
Paying yourself without overpaying yourself
Where to find Stephen's new book
Stephen Pell
Dream Like an Artist, Think Like an Accountant by Stephen Pell
@stephen.pell on Instagram
Stephen Pell on LinkedIn
ICONAC
#14: Roles and Responsibilities: Determining Who Is The "Band Parent" While The Kids Play
[00:00:00] James: to episode 161 of the Bandhive Podcast. It is time for another episode of the Bandhive podcast. My name is James Cross and I help independent artists Tour Smart. I'm here with Matt Ho of Alive in Barcelona. How are you doing today,
[00:00:13] James: Matt?
[00:00:14] Matt: James, I am doing fantastic. It is a beautiful day in Colorado. How are things over there on the east?
[00:00:19] James: I'm glad to hear that and things are gray, but also great because we have a very special guest from further East than me, Stephen Pell of Iconic over in the uk. How are you
[00:00:30] James: doing
[00:00:31] James: today, Stephen?
[00:00:31] Stephen: I'm doing great. Thanks. Yeah, it's absolutely freezing cold here today as well. And gray,
[00:00:36] James: you've sent the British weather over to Vermont. I think that's what's happening, Oh. But anyway, thank you so much for joining us. This is an episode that I've wanted to do for a long time, but I didn't have the right person to do it. And then you reached out a couple weeks ago and said, Hey, can I come on the show and talk about finance for artists?
[00:00:55] James: So immediately I said, yes, let's do it. And here we are. So thank you so much for [00:01:00] joining us.
[00:01:00] Stephen: It's a pleasure. I appreciate being invited on. I'm just excited that someone else wants to talk about finances in uh, in music. So, yeah. Thank you
[00:01:08] James: Yeah, of course. And I should preface this by, for all the artists who listen to this show, you know, this show is all about business and typically we try to keep it around, the more exciting sides of businesses. And I'm not saying accounting isn't. But before anyone goes and tunes out and says, you don't need to learn about accounting and finance, just stick around.
[00:01:27] James: This is gonna be like 45 minutes probably after the edit. And it's gonna be so worth it because you're gonna understand how to use your money more effectively and put it towards good things in your band. So to start off, Stephen, would you mind just telling us a little bit about what your background, what got you into accounting and what specifically inspired you to get into the music side of accounting?
[00:01:47] James: Because that's a very niche
[00:01:48] James: area to be.
[00:01:49] Stephen: Yeah, sure. So I'm CEO and co-founder of a an accounting business called Iconic. We support iconic creators in the music and entertainment industry.[00:02:00] And sort of around that, I've written a couple of books that help musicians and creators remove the anxiety from their finance. , it helps 'em to build better businesses.
[00:02:09] Stephen: But believe it or not, I used to be in a punk rock band in my teens, which is kind of driven me in this sort of direction. In fact, I think from about 15 years old, I was utterly convinced that I'd be a rockstar. There was nothing that was gonna get in my way. and I did that for five or six years.
[00:02:25] Stephen: we never went outside of the uk. but when I went university or college in the uk, that's where I started getting a bit, serious with it. And I think we paid about a hundred, a hundred plus shows in a year. we tour pretty.
[00:02:37] Stephen: and we knocked on loads of doors, but we, never really made it.
[00:02:41] Stephen: We had a little bit of interest from labels and booking agents and things like that. We didn't have a manager. I was doing the management side of things. I was doing the business management side of things. I was the one that was sort of negotiating the, you know, the ticket sales, the, bar splits and all of that fun stuff that you get to do.
[00:02:57] Stephen: But I loved it. I absolutely loved it. And I [00:03:00] think that's where I got the, passion from it. And I read every single book I could get my hands on. I just needed knowledge. But I felt that there was always like this glass. And I didn't feel like I had enough information, particularly around like the finance side of things.
[00:03:14] Stephen: And also I didn't have a strong enough network at the time to get to where I needed to get to. Made tons of mistakes. But that's, that was kind of my journey. Fast forward five or six years, the band, inevitably be broke up. Sort of personal reasons between band members, as things like that quite often happen.
[00:03:29] Stephen: And so I kind of needed to get a job. I just love business and I thought, Hmm, accounting, that's something that I can, perhaps do and my first thought was when I was getting into doing my training that, you know, one day, I mean this works pretty boring, but I could find my way back into the industry.
[00:03:48] Stephen: And so that's kind of where I fell. I worked for a couple of years in sort of a general boring account practice, then circled back round to working for sort of like we call like a West End accountancy firm in the uk, which. [00:04:00] looked after a lot of big artists film directors, actors, and I got my first real taste of the music industry from a very different perspective from a sort of a, a hit artist a superstar artist perspective.
[00:04:12] Stephen: And that's where I got my first taste of this service, which is big in the US but not in the uk. And it's something called business manage. five years on, we're a team of about 20 people working across the UK in the us specializing obviously in the music industry and music artists.
[00:04:26] Stephen: But I work, not just for music artists. I work with music producers, songwriters, mixed engineers most of them all at the top of their game. But having said that, when I first started Iconic six years ago, I was working with people just starting out. Those independent artists that had had the big dream, big ambition. I started with no clients, so we, I kind of have grown with a lot of these people and, and some of which are doing very well now and household names. So, that's what it's all about for me. It's that journey, and being part of the industry and doing my little bit to help people to keep on inspiring me [00:05:00] with the music that they
[00:05:00] James: That's
[00:05:01] James: fantastic. Thank you so much for sharing that. And I was gonna mention this later in the interview because a lot of artists just say, Hey, we want a manager. And they don't realize that they're different types of manager. And you already threw out one of the terms. They're business manager. So you have personal managers and business managers. Can you kind of give a little breakdown of what the difference is between the two and wine
[00:05:21] James: artists might need both.
[00:05:22] Stephen: sure. So add another one in there. So From my perspective, there's the accountant or cpa, there's a business manager, and then there's your personal manager. in your sort of financial ecosystem of advisors, they're your three. The accountant or CPA might be the person that does the high level tax advice.
[00:05:39] Stephen: You might, they might fire your taxes once a year, and help with, once a year, advisory bits and pieces, tax planning, potentially. Business Manager is a much more all-encompassing role. it's really someone that looks after your day-to-day finances, someone that's overseeing your bank accounts, managing your cashflow, chasing down money, checking your royalty statements, [00:06:00] paying bills, setting budgets, reconciling tours, chasing an agency statement And really being almost like the quarterback, the person that's sort of pulling all the strings in your finance team, and your wider business team. Then you've got your personal manager who really is more in charge of, the strategic direction of your career. They would also be more closely aligned to day to day operational issues.
[00:06:23] Stephen: And from our perspective the personal manager will be out there finding the deals, negotiating the deals, and then they will come to us and then we basically make them happen making sure the, that there's contracts being invoiced, money's collected and that ecosystem's very, very important.
[00:06:40] Stephen: So having a, a very good relationship between manager and business manager is, is absolutely essential. Because they all need to work in tandem. going back to the accountant and the business manager, we actually have the accountant CPA role wrapped within what we do. So that's quite common as well.
[00:06:55] Stephen: So we would file taxes and do tax planning that, high level strategic wealth management [00:07:00] stuff as well. But quite often particularly in the past, there would be an accountant, business manager and, and personal. Managing that sort of financial ecosystem
[00:07:08] Matt: That's all absolutely fantastic. dissected those perfectly. I think it's one of the most important things to realize. you said something there, it's just like, Maintaining the, the overall status quo and the entire ecosystem being such an important thing. I can't harp on that hard enough that money talks.
[00:07:23] Matt: when bills are not being paid on time and when managers are not being paid on time and when band members aren't getting per diems on time and you know that, that's when animosity starts to rise when friction happens. And so, like, you know, having somebody like you. on the band's team. it's just absolutely integral to succeeding in the music industry because, people are only gonna work so hard when they're not being paid on time. And that's, every industry, so it's, absolutely paramount to make sure that all of these ACEs are in their places.
[00:07:53] Matt: I love the way you said,
[00:07:54] Stephen: for sure. And I would, I would just sort of add into that, that when I'm talking to my clients for the first time [00:08:00] about a manager and business manager, those roles can be quite confusing. And sometimes where that line gets drawn is very confusing, even for the manager. because business managers and personal managers, they, they can operate in different ways.
[00:08:11] Stephen: Some managers like to be in control of the finances a bit. And some business managers have to pick up the slack from personal managers they have their organizational shortfalls, for example. we sort of see the business manager, there's that, foundation, that structure the defense in the sort of the operations of the artist.
[00:08:28] Stephen: And that then frees up the management team to be on the offensive to go and earn the money, go and get the. And those teams need to work or find a way of working very closely together in tandem, to create a successful relationship.
[00:08:41] James: The way I'm picturing it from what you describe is the personal manager is kind of the big picture ideas person. They say, yeah, this is what we're gonna do, and then it's up to you, the business manager, to get that execution in place. you're doing the nitty gritty of making sure that, hey, we're not getting screwed over on this contract.
[00:08:58] James: we're gonna actually get the [00:09:00] money that we're owed
[00:09:00] Stephen: We do sometimes get involved in, helping to negotiate on the record deals and the merch deals and things like that because there are some elements to the contracts that, we can be quite commercially leading with some of the, the stuff that we do and the, the advice that we give. So it's not just about, us creating that, organization and, and making sure that the finances are, are running smooth. There's also a lot of value added in our approach to, oh, well, hang on, we see a lot of other artists with a royalty rate that's 2% higher.
[00:09:28] Stephen: why aren't you going for that deal? Or actually, why aren't you getting paid every quarter like you have offered this artist? there's things that we can sort of bring. Because as business managers, we tend to work with more artists, a manager tends to have fewer artists on their roster just because there's more work day to day.
[00:09:46] Stephen: Whereas a business manager, we get to see a lot more deals that means that we get to offer quite a lot more value in that respect to see what other people are doing across the board.
[00:09:53] James: that's a great point to be able to have that 10,000 foot view and say, you think that's a great deal. That's not [00:10:00] that great of a deal. Now to bring this down to a much lower level the bands you mentioned that you used to work with when you were starting out.
[00:10:07] James: A lot of artists when they're launching their careers are not focused on money at all. They're focused on writing music and spending way too much on gear. What advice would you share to artists in that position so they can build up a sustainable career and, avoid the crown pitfall of spending way more money than they have on gear.
[00:10:27] Stephen: it's a great question. I would say first of all, it's really important that you do focus on your art, and getting that right. Because without that, there's no business, there's, there's nothing else. So, it is an important focus. . Otherwise there's still longevity.
[00:10:41] Stephen: But what I would say that if you are starting to think about. gear and the word expensive, that means that you are conceptualizing, how much things cost. And when you start to do that, you are actually starting to become quite financially focused, whether you think you are or not. So, you if you think, oh, I've gotta buy this expensive gear, or what do I [00:11:00] prioritize?
[00:11:00] Stephen: What do I buy? You are already thinking a bit like an accountant. You're already getting your head in the right space getting the mindset right for. But right off the bat, what I can say is, number one, the biggest issue that I saw for the bands that we kind of started working with was too much debt.
[00:11:17] Stephen: Early on, they were maxing credit cards to buy equipment. they might have been taking out loans, personal loans. They were putting perhaps too much of their own. into the project without thinking about sort of the long term effects of them keeping on going. a little bit of debt that's manageable is fine, but you've gotta be realistic because that's something that could really, catch up with you. The other thing that I kind of saw quite a lot of a, a common pitfall was not budgeting. not looking ahead.
[00:11:47] Stephen: and sort of trying to plot out what the cost might be over the course of a 12 month period or six month period. Or even looking at a particular project or thinking in terms. Start and end of projects. So, for example, the [00:12:00] way that I, I look at everything in music is everything's a project.
[00:12:03] Stephen: Everything's a start and an end. you have a period where you are touring, there's planning phase for that. And then there's a sort of an implementation phase, and then there's a sort of a wrap up, that has milestones. The same with sort of recording as well. So thinking in terms of budgets for, projects. , is something that, I would start doing even early on and getting into a good habit of, doing. It's not obviously the bill or an end all but the other sort of pitfall is not knowing what I call your expense runway is.
[00:12:30] Stephen: So of the money that you have, how long is it gonna last? how many months have you got operating in this way before you need to. , earn some more or find some other revenue streams. I would also say early on, not keeping on top of taxes. It might be that there's nothing to pay or there's nothing to owe in those early days, but you still will have an obligation in most cases, to file.
[00:12:51] Stephen: And if you bury your head in the sand with those, it might not cause a problem right away, but in five years time when the tax authorities catch up [00:13:00] with you, and particularly if you then become high profile in your career, then that's kind of noise that you just do not need, or want to have to deal with.
[00:13:08] Stephen: So just being compliant little and often and just taking care of the, sort of the tax administration things. something that we've had to tidy up more times than not when it comes to taking on, clients. And that's even the, case that, right. At the early stages of, of an artist's career, you still have a business whether you're making money or not.
[00:13:27] Stephen: In most cases. If you're incurring expenses with the intention to make money, that's the business. you need to have a handle on that and, and make sure. you're doing what everyone else has to do in this world, which is be compliant and file taxes.
[00:13:38] Matt: Yeah. One thing I would like to add to that, one of my friends in the ongoing concept said it perfectly, years and years and years ago when they were starting touring and he was focusing on taxes and everybody was saying, oh, You don't make enough money to file taxes. And he says, yeah, but I want to do this my whole life and I wanna buy a house someday.
[00:13:53] Matt: And that simple fact, you know, is just something that so many people overlook. If you want to get a loan from a bank, [00:14:00] then you need history, if you need history, that means that you need to be able to prove your taxable income.
[00:14:05] Matt: Otherwise, no lender is gonna come in and loan you money. Just like with a record label, if you're not doing the work already, no record label is gonna put their name on you.
[00:14:13] Matt: if your finances aren't in order, no bank is gonna come in and fund you. if you wanna do this for 20. . years And you don't want the tax authorities showing up on your doorstep in 20 years to knock and to take your home away. You need to be consistently paying your taxes.
[00:14:25] Matt: And, you do that by documenting them well it can be a headache because it's something that you don't do super consistently. Which I think is why a lot of business people will, will do their, taxes quarterly it's like, it's a lot easier to do things once every three months than it is to do it once every 12 months.
[00:14:39] Matt: Like you were saying with the CPA earlier, like I think that's one of the most useful, tools that you can have in your Rolodex is somebody who understands this is a full stop situation if you don't pay your taxes you're out there, you're making money, you finally get that call to come play, you know, a five, six figure show or something like that.
[00:14:55] Matt: Or you're playing on this big tour and you're gonna make a ton of. that's going to attract a lot of attention [00:15:00] from people who are like, Hey, where, where's my cut? why is it that you're not compliant in uh, areas X, Y, Z? why is it that you're now buying a hundred thousand dollars house and you know, we have no tax history on you.
[00:15:11] Matt: those are definite ways to put a real damper on your music career. keeping those ducks in a row is just, so, so.
[00:15:18] Stephen: Yeah, for sure. And it, my book, I talk about the story about this, DJ that I'd work with. changed all the names for privacy. But, he hadn't filed for two or three years. . And the tax authorities caught up with them eventually and we had to deal with the situation.
[00:15:33] Stephen: the tax authorities are number one creditor. You have to pay them. there's no way around it. But what that meant is that the cash went to the, the irs, Which meant that he couldn't fund a tour or, fund the production. So his career was put on hold for a mistake that he made two or three years ago.
[00:15:49] Stephen: and then he had the sort of covid pandemic after that. His career is pretty much, ruined from, you know, that mistake plus the pandemic and he can't get back on his feet. And obviously within music, You need that momentum, you need [00:16:00] to ride those waves.
[00:16:01] Stephen: Anything that will get in your way, you have to remove those obstacles and you have to think ahead. And taxes is just one of those monsters that you have to slay really early and just be on top of.
[00:16:10] James: absolutely. And we discussed in the uh, planning for this interview that we weren't really going to get into the minutiae of tax laws in the US versus the UK or anything like that. But one thing that I want to point out on, and you can correct me on this, Stephen, but a lot of people seem to have the idea that if you get an independent contractor payment in the US, a 10 99 payment, you don't have to report it if it's under $600.
[00:16:32] James: But really from my understanding is that the person paying you doesn't have to report it, but the person receiving the funds still has to report that income. Is that correct?
[00:16:41] Stephen: I'm not a US tax specialist. I don't wanna give any, wrong advice here I'll let you uh, speak to my, my us tax advisor on that one. . But on the 10 99 payments, you know, if you're not reporting the income, then what about, or the expense, you can't write off your expenses.
[00:16:54] Stephen: and there might be some planning opportunities when writing off your expenses and deductions. particularly if you are [00:17:00] feeling your incomes is, is not particularly high. , and you write off expenses to claim the loss losses can then be offset carried forward, which will help in, future years you might be a bit just missing out on opportunity. So, I think going back to the point of just making sure that you're following the rules, whatever they are in your jurisdiction. that's a good example of one where there could be unintended consequences.
[00:17:21] Stephen: And the other thing I say in my book is what we call in the uk Avoid the pub talk. when you're on the road, you're gonna say, oh, my accountant says this, my CPA says this. I didn't pay any tax this year cause my CPA's so great Whereas my response to that is, if you're not paying any tax, you either not making any money, which isn't great.
[00:17:39] Stephen: Or You're cheating, which isn't great. So , I try and get my clients just to reframe tax as, everyone has to pay it. There's certain things we can do to mitigate it, but. Comparing them year on year, it's like a leading performance indicator. the more tax you pay, the better you're doing great.
[00:17:56] Stephen: Celebrate, as long as you've got a strategy in place for managing it, you [00:18:00] said, every quarter, right. With our clients, we have a, system for calculating taxes every month. one of the things that we, talk about in the book is, Having a, a tax pocket account or a bank account you make sure that's fully funded every month or every quarter.
[00:18:12] Stephen: So it's very clear what you owe. And I even say set up a bank account and rename it tax authorities money. do not touch, something just to sort of make sure that you're kind of reframing it in a way that that's not your money, because at the end of the day that money is, owed to the tax authorities at, at at some point, and you might as well take it out of your bank account, avoid the confusion and not feel so bad at the end of the year when you have to pay over. Although inevitably you will be . it's just creating that mindset shift.
[00:18:38] Stephen: it's something that we can't get away from. , let's put a few hacks in place to make sure that we're managing it well. And then, celebrating the fact when we're doing well. Because tax, the percentage of profits the higher your profits, the more tax you're gonna pay.
[00:18:51] James: exactly. you've mentioned budgeting a few times. I like the idea of having a separate account for the funds that you owe to the tax [00:19:00] agency in whatever area you're in, whatever jurisdiction. Do you have a preferred budgeting app that you would recommend artists should use?
[00:19:07] Stephen: a, that's a really good question. So I still quite like, a Google doc or, excel for budgeting and projections and things like that, just because it's more flexible. , and you can do more with it. Quite a lot of banks these days have, you can create pocket accounts and things like that and, you know, they can automatically transfer money through those.
[00:19:24] Stephen: The way that I would conceptualize budgeting is look at your income, the past year and then within each of the categories, what percentage of those costs. relate to income, and then, you know, every dollar that comes in, you can say, oh, okay, well 30% of it relates to to marketing spend.
[00:19:43] Stephen: Or 10% of my income last year was on, software or consumables. And then you can kind of separate out these accounts within your account set, And then you have your, your pockets, your budgets. So every time, you know, you receive money because it's lumpy throughout the year, you start building your [00:20:00] funds within each of your, bank accounts.
[00:20:02] Stephen: And then that creates the, budget that you have to spend. It just makes it easier to visualize. . But yeah, going back to your question about budgeting software per se, I don't have any sort of recommendations from my perspective. I like something that's really flexible, like a Google sheet or, or something that's easy to roll forwards and, use formulas in and things like that.
[00:20:20] Stephen: But yeah, that's kind of would be my approach.
[00:20:23] James: well Google Sheets is an app. I would say that counts it's free. That's probably gonna be the most accessible for a lot of artists who are still pinching pennies cuz they're not at the level where they can drop, 10 to $30 a month depending on the app.
[00:20:35] Matt: there's already enough friction. So just like having something that everybody can all look at at the same time. I just the same as having a one sheet inside of your tour bus. Like when we all wake up and we can say like, oh yeah, like we're in this city, you know, loadings at this time.
[00:20:46] Matt: You know, we got a back line. We gotta do this. when you have five different people on the bus and then you have, financial advisors somewhere else you met, you have a band manager somewhere else. You have a PR company somewhere else. You have a, booking agent somewhere else. And [00:21:00] like all of these nodes essentially are all culminating in order to make a, a product and to make, you function as a business.
[00:21:08] Matt: it's very, very important to have something that's just like easily shareable that, everybody can revert back to and say like, oh yeah, right here on the Google. It says, X amount of dollars is owed and how long is our drive tomorrow? Oh, our drive tomorrow is 215 miles.
[00:21:22] Matt: So we need to make sure we have at least, you know, $50 worth of gas in the, you know, in the tank or whatever. Just having kind of all those assets at your disposal is just, that's wonderful The path to the most success is the path with the least
[00:21:35] Stephen: I think that's a really good point. And just to add to that as well, a collaboration is really, really important. financial transparency is really, really important. Even more so for bands. I work with a lot of bands and it can be a point of contention. managing the finances. And my sort of advice to band starting out, or starting to make some money is to nominate someone in the band who is the finance person.[00:22:00] [00:22:00] Stephen: the internal finance manager within the band. Obviously they don't have to be an accountant they just have to be one that's willing to take the responsibility because I can guarantee you no one else will. And you need to make sure that there's someone that's gonna be talking to the accountant, making sure that records are kept keeping things on track and reporting back to the rest of the.
[00:22:18] Stephen: band So making sure that that role is clear and then obviously using a, a collaborative tool like Google Sheets to, share that information, regularly is also really important.
[00:22:28] James: yeah.
[00:22:28] James: I think that's a great point. like you say, no one's gonna step up and. If no one is given that role, years ago, man, I can't remember if it was you or Aaron on the show, but we did an episode about dividing up roles and responsibilities, episode 14. You can take a listen to [email protected] slash 14. That's the number 14. I don't think we specifically mentioned a finance person there, and we did kind of divvy it up into, you have a manager, you have a social media person, you have a gear person.
[00:22:56] James: but you know, a finance person, that is the missing [00:23:00] piece. We should have had that in that episode, so I'm really glad you brought that up, Stephen. And when you look at the most important pieces of advice that you give to, your icon clients, your bigger clients, what pieces of advice that they execute do you wish smaller independent artists would uh, listen to and he, your advice on.
[00:23:20] Stephen: executing the basics really well, even though we work with icons, household names, people that everyone knows, We still preach the foundations, the fundamentals of getting your taxes right. Making sure you're not paying yourself too much, but just enough to make sure that you are, thriving and that you are engaged, and making sure that you build yourself a really good financial safety net, and have a strategy for. Yourself out when times are good, when there's a windfall. for me, they're the three core business management areas that we would focus on. Whereas other business managers might think about, oh, okay, well we can set up offshore companies and find ways not to pay tax and all those kind of [00:24:00] things.
[00:24:00] Stephen: we are just focused on real good business management. I was to sort of gives some advice on what our iconic clients would say they wish they'd done better. it would be, they wish that they had handle on their taxes, better. you know, all of their money would be in sort of one bank account and they'd have to sort of figure out what they owe.
[00:24:18] Stephen: And the taxes would always be a. . if taxes are a shock, and they, don't really know how much to pay themselves and they worry that they haven't got enough savings to, to see out something like a pandemic was, it was a good test of, how good our business management strategies were over the years.
[00:24:35] Stephen: It creates anxieties. It creates a serious amount of. that anxiety then can have an impact on the creative process. we had a lot of clients that, shut down, you know, we saw in the Pandemic was a great example of how people react under stress and under pressures. some people sort of that once were prolific creators did nothing for two years.
[00:24:56] Stephen: whereas others sort of came out the crazy shells and, were brilliant with it. But [00:25:00] I think having a financial stressor of anxiety around taxes, just not knowing, or understanding where they sit with the tax authorities or, or, what of their money needs to be paid over or how much they owe.
[00:25:13] Stephen: Or worried that they might have a, an audit or an inspection can create a lot of pain. and also it's that aspirational thing, like although it's a, a passion and, a, and a business, there's also, particularly for our clients, going from a sort of independent artist to an icon.
[00:25:29] Stephen: it's a journey of in many ways social elevation. you wanna buy a house, you want to then buy a bigger house or, by a private jet or I dunno what it might be. You know, when you get to that stage and part of that is important and knowing how much you can afford to pay yourself without running a business into the ground.
[00:25:45] Stephen: I mean, we've all heard the horror stories of famous artists filing for bankruptcy. I can think of just a couple off my head at the moment in the US that have just done, done something similar. So it is making sure all those parts are carefully managed this expectation set right from the start.
[00:25:59] Stephen: [00:26:00] And. we try and be very conservative in our outlook and try and play down things and always, try and think of worst case scenarios. and that's why we have a mechanism for when things do go well that we can respond to that and, and pay out.
[00:26:12] Stephen: And it, be a pleasant surprise. But it's that just feeling in control, being able to sleep at. is really hard to do. I mean, I'm a business owner myself. It's not so different from when I was in the band worrying about finances and how we were trying to get in the studio and on the road as it is to running iconic as a business.
[00:26:29] Stephen: It's all the same emotions, it's all the same anxiety, it's all the same fears, can you pay people, am I good enough? can be a real weight on, on your should. . what I'm trying to, do with iconic and also with with the book is to, create a set of principles that just put everything on autopilot.
[00:26:46] Stephen: And that can remove some of that anxiety and create a bit of security and certainty. Nothing is ever predictable. Things will jump out, but. There's things that you can do in life I think loads of stuff that you talked about on, the podcast that I've listened to [00:27:00] before are sort of, it's about creating that structure and that methodology and that foundation which enables you to put things on autopilot to free up that mental space, to be creative and, and to do what artists are great at.
[00:27:13] Stephen: the world needs more artists to be creative, just simplifying things and, and having a, a strong financial foundation will do.
[00:27:19] Stephen: that
[00:27:20] Matt: I really love what you said about, uncertainty, especially, you know, that's, the big fear that, hinders people. just the concept of walking through like a dark field, are you gonna feel more comfortable if you have a light or if you don't, I think it was.
[00:27:33] Matt: Eisenhower that said planning is invaluable, but the plan is often useless. There's something to that effect. even if you get down to the nitty gritty some figures have to change or, gear breaks down in the middle of a tour and you have these unexpected. Expenses, and hindrances really the fact that you've taken a little bit of time You've worked together. everybody, both near and far all have. A rough picture of what's going on. it makes it a lot easier for you to navigate those waters of [00:28:00] uncertainty when me as an artist has someone like you as a financial planner and being like, oh yeah, well that's okay because we had this account that's, What was already set up that says, oh, when gear breaks down on tour, and now we can pull some funds out of that so we don't have to worry about pulling funds from our gas budget or, from our tax budget or things of that nature.
[00:28:19] Matt: when you sit down and you make a plan and just having everybody all in on that conversation, that is where the most work gets done. And even if a lot of those things end up getting thrown to the. Everybody's head is already in the right space.
[00:28:30] Matt: when the boat does start to rock, everybody knows to grab an war. rather than saying what do we do? What do we do? You know, does the ship capsize? Do we all die? Are we gonna eat tomorrow? You know, can we have gas? Do we need to cancel the tour? It's like an, all these just completely irrational thoughts like flood.
[00:28:46] Matt: And it's like, oh no, like we've already planned for this. was that plan accurate? no, we couldn't have planned for, going through four wheel bearings in one tour because it turns out the rotor was actually the problem and not the wheel bearing. well, yeah, that's [00:29:00] true, but we did expect to at least have to like change two tires and that didn't happen.
[00:29:04] Matt: So we still have a little bit of surplus that we can apply to these other areas. those waters of uncertainty. that really is just like so much of the, the crippling aspect of the music industry and that fear of the uncertain and the pandemic comes in and like some people shine, some people see that chaos and say, this is our opportunity. I'm gonna record. A whole album during this time that we have down, then we see other people that it's like, the, the sheer depression of everything going on in the world caused me to buckle under the pressure. And then all of a sudden this band that was consistently like streaming really, really well all of a sudden, missed a monthly release.
[00:29:39] Matt: And then that's the slow degradation of their career. I love what you said about that, Stephen. I think that's right. nail on the head.
[00:29:46] James: Yeah. Just to add to that, Stephen, you know, we wanna talk about your book. I have one last question before you get there, mentioned Stephen paying yourself too much or not paying yourself enough. If you were to look at an artist, is there a percent range that you would give [00:30:00] as an acceptable recommended profit margin that they should aim for?
[00:30:03] Stephen: very good question. So in my book I talk about what's called a minimum viable Lifestyle. Budget. And so that's something that you, need to sort of figure out your lifestyle costs. Go through your bank stamp, line by line, figure out what you need to live a good life, to exist to function.
[00:30:21] Stephen: Maslow's hierarchy of needs, you need to create yourself a foundation to be able to build a, platform. And so that's for you personally. you need to put your own life jacket on first. But what is the very minimum amount that you can survive off?
[00:30:34] Stephen: And set that as your sort of, your, your, minimum salary. You need your, band or you need your music. business to earn, at least that to get off the ground before you can start thinking about it full time. So that's kinda like the first thing. if you're starting on the next phase.
[00:30:47] Stephen: in the book I talk about the salary cap approach. Everyone in the US knows the salary cap because it's big in, sports. in the US it's mostly to sort of create parity amongst teams. Whereas in the uk, the salary cap method is [00:31:00] used to make sure that the clubs don't go out of.
[00:31:02] Stephen: business it sets a percentage of their revenue as a maximum that they're allowed to pay in salaries. And so I borrowed that concept. And this is what we use with Iconac when we're looking at how much you should be paying out to band members or. as a percentage of your revenue.
[00:31:17] Stephen: And so what we do is we walk through the numbers with them. We start with, the income the costs and, taxes and, and make sure that we've got your, market rate salary in there. And then we have a little formula that works out what your salary cap is.
[00:31:31] Stephen: And that gives you a range with how much your business can afford to pay you without going. bust basically. what we also recommend is that you build up a reserve of, three months of your salary cap in the bank as well, because earnings as, as you said, are unpredictable and can be lumpy, you've gotta have three months of salary in, in the bank so that you can keep going because the worst anxieties you're gonna have as someone in a band is when I come back off tour, am I gonna be able to feed myself?
[00:31:56] Stephen: Have I gone off money to pay my rent? and it's a real [00:32:00] problem. But if you know that you've got three months coming back off tour, you know, you can get back, regroup, plan, go again. going back to ask your question, what percentage of your income, it depends on your business, depends on your business costs, depends on your revenue.
[00:32:11] Stephen: Because obviously if you're turning over a million, 10% of that is gonna be a much bigger number than, you know, 10% of 10 grand. So it is looking at the numbers in, in the context of, of what you can afford. but it's a really good point, and, you can't overspend.
[00:32:24] Stephen: So the point is that there's a cap on what you can be paying out. So overpaying yourself is as much of an. For, for independent artists as not paying yourself enough. And it's really important to get that balance because if you don't pay yourself what you should be worth, then that is a very quick way to lose motivation.
[00:32:42] Stephen: band members will start peeling away. they will start having families, they will start having other commitment. They will start needing to find other ways to make. So on top of sorting at your taxes, that's number two in your priority list. and working through how you set that and understanding what that number is.
[00:32:57] Stephen: And from a strategic perspective, [00:33:00] understanding what your revenue target then needs to be. Because then you can go to a manager and say, look, we've played the numbers. We know that we need to make this amount of. , Mr. Manager, you need to go and pull in some deals to help us with this, or as a band, we need to think of some commercial strategies that will help us get to this point so we can carry on doing what we're doing and thriving
[00:33:17] James: I love that answer. It's way more complex than I was hoping, but it makes total
[00:33:22] James: sense and I'm looking forward to seeing some artists in our community implement that because, you're absolutely right. An artist who's making, 10,000 a year isn't gonna have the same capabilities to pay themselves out as an artist who's making millions a year.
[00:33:36] James: That's such a, wild difference in the landscape. So I'm really glad you explained it that way. And it also makes me really excited to read your book. I it came out last week as of the time of this recording. But by the time that this episode drops, which is gonna be December 27th, I'll hopefully have finished it by then, and everyone who is listening, I'll put it in a note in the show notes of uh, what I thought of the book. But to get to [00:34:00] the point, it's titled, dream Like an Artist. Think Like an Accountant. And in the US you can get it on Amazon, it's on Kindle as of right now, at the time of recording for 99 cents. Or you can get the physical copy for about, I think $16. But Stephen, please tell us more about the book.
[00:34:14] James: I can tell people where to get it, but you're the expert on the
[00:34:17] James: book cuz you wrote it.
[00:34:18] Stephen: a lot of it touches on what we've talked about today it, and it really dives into those three areas of an easy way to manage your taxes, and the salary cap a way to set that up. So I, introduce, at the start of, of each of the sections, a story and it's actually a real life story with me. with a client and then an issue that sort of forced them into having to make a decision to do something about, their taxes, about setting their salary correctly. And then in the final chapter, it's about building that financial safety net, and then paying yourself when times are good and how to know how much to to pay yourself.
[00:34:50] Stephen: So what I try to do in the book is to kind of remove a lot of the noise, around accounting jargon. So I tend not to. Much of it in there there's some simple to [00:35:00] follow checklists with sort of how to set things up and some, some templates and things like that.
[00:35:04] Stephen: But I try and keep it really to a minimum. And it's specifically written to be, neutral. So I'm not giving any specific tax. around what you can deduct for expenses. It, it's not about that. It's about concepts. It's about managing your taxes.
[00:35:18] Stephen: It's about setting yourself the right salary and it's about creating an expense runway and, having enough set aside to write out the bad times. So it sort of boiled down to those three, concepts. there's gonna be an an audio book version coming out next month too.
[00:35:32] Stephen: speaking to my clients about it, that's the way that they want to consume it in the headphones between shows or whatever. So, that's coming out soon. But my real hope is that it kind of reduces the anxiety that paralyzes a lot of creators wherever they are in their career.
[00:35:46] Stephen: the concepts in there are actually more specifically designed to those starting out, Anyway, it's out on Amazon, get it the AM Amazon US
[00:35:53] Matt: Congratulations
[00:35:54] Matt: on that, by the way. That's awesome.
[00:35:56] Stephen: Thank you,
[00:35:57] James: my research I found an older book that was targeted [00:36:00] to the UK audience. Do you have any other books you wanna shout out as well? Or is
[00:36:02] James: it those two?
[00:36:04] Stephen: that was my first book. the UK music artist. Just a practical guide to starting a business. So that's, UK focused. they're the only, only two books the moment. But yeah, no, I'm excited for this one to come out. It's been a long time, the making actually wrote most of it during the pandemic yeah, a lot of ideas were inspired from that time talking to people. a lot of people in some very stressful states understandably in that. . it kind of prompted me to create a solution. And I was getting people that were coming to me that I couldn't, serve in iconic because we take on clients at particular stage in their career, post signing a big record deal or something.
[00:36:37] Stephen: That's when it makes sense to have a business manager. But there are still challenges for early stage artists, independent artists. That perhaps had a CPA but not a business manager, but they needed the support or some elements of support from a business manager. And that was kind of my inspiration to create something that provided infrastructure or a support, for those artists and creators.
[00:36:57] James: I think that's wonderful for you to say, Hey, this [00:37:00] community is underserved. Here's what I can do. And you're adding value to that community. So first of all, just thank you for coming on the show to talk about this. Thank you for writing the book. I'm excited to read it. I know Matt and I were talking about it before the episode, and it
[00:37:12] James: sounds like Matt's gonna read
[00:37:13] James: it too, Matt is in a
[00:37:15] Matt: I'm gonna get on that audiobook for sure. I think there's so much to be gleaned from hearing an author's voice and tone and inflection and I would go to a conference before uh, reading a book any day of the week especially if it was like a reading from the author.
[00:37:27] Matt: there's so many subtle nuances and body language and things like that, that, get missed in text. So, I'm definitely excited about the audiobook that's right up my alley.
[00:37:36] Stephen: Great. I mean, I did read it myself, , I'm not the best at reading out loud. But it, that was kind of the feedback I was getting from, my client as well. they wanna
[00:37:43] Stephen: listen to stuff.
[00:37:44] Matt: Well, it's really nice to be able to put it on inside of the van while you're traveling, and it's like all your band mates have to listen to it. So it's like whether or not you guys want to be on the same page, like we're having a financial planning meeting and Everybody, give me all of your noise canceling headphones.
[00:37:57] Matt: You know,[00:38:00] [00:38:02] James: All right. Well, Stephen, thank you again. Just one last question for you is where should people go to learn more about
[00:38:07] James: you?
[00:38:08] Stephen: So I am on Instagram Stephen Pell LinkedIn. Just type in Stephen Pell. website is iconic.com. That's icon ac.com.
[00:38:19] James: All right. Wonderful. And just to point out that, is it Stephen with a pH? Not Stephen with a V. So s t e p h e n, Pell, P E L L, on Instagram. Thank you again, Stephen for joining us. I'm really glad you're here and I hope you have an amazing holiday season. And to those of you who are listening, Merry Christmas retroactively and happy New Year in a few days.
[00:38:39] James: Thank you everyone. Have a great day.

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Coolest Wedding Venues in London (Part One)
Just as "every accent is a New York accent" – every type of building is a London building. Whether you're a lover of art or food, quiet or bustle, modernism or history – there is a place for you to call home away from home. I'm starting a new series today to share with you some of the wedding venues I've most enjoyed discovering since living here in London – all and any of which would make awesome venues for parties, weddings, photoshoots, or brand events. They aren't in any one particular style, but I hope you'll feel the common thread they share: one minute you're on a busy, modern London street, the next you're through a door and being transported into another time and place.
I've always lived in big cities, and one of the most wonderful things about them is the diversity of experiences you can unlock – unexpectedly, like a secret bonus level of a videogame.
I'm calling this Part One, because there's so many more to mentione – and I know this city will never stop surprising me. Here are the first ten, in no set order:
Ennismore Sessions House
Old Sessions House is a Palladian-style building steeped in history, with the dome and staircase inspired by those of the Pantheon in Rome. Once the largest and busiest public courthouse in England, this building saw thieves, murderers and revolutionaries passed through its hallways – sentenced before the magistrate and sent down to the basement cells. It's where Oliver Twist, framed for the acts of the Artful Dodger, was taken for pickpocketing in Dickens's London. This beautiful space then became the headquarters of Avery Scales, a manufacturer of weighing machines, in 1931 – and shortly after, in 1994, a Grade II-listed building. The building will blow you away through multiple floors, grand mezzanine areas, tall stone columns and a restored eighteenth-century glass atrium – each full of decorative, deeply stylish details, and flooded with natural light. A must-see.
Wilton's Music Hall
rikpenningtonphotography.com / Via Rik Pennington
Built in 1858, this auditorium is actually the oldest surviving grand music hall in the world. Though no longer a home to all the glorious decorations of its day, the dereliction of its original features makes it a deeply atmospheric and magical venue to step into.
Hire of Wilton's for a wedding includes the whole building, covering the bars, the Victorian staircase, and the Hall with its famous barley-twist columns – perfect for your ceremony, wedding breakfast and with plenty of space for dancing. This means closing it to the public and is therefore a very exclusive opportunity, with only a select number of dates available a year.
Petersham Nurseries
www.ireneyapweddings.com / Via Irene Yap
This venue is nothing short of magical – a garden centre, meets restaurant, meets floral hideaway. Dine amongst flowers and plants at antique tables in the main glasshouse, brimming with fragrant bougainvillaea and jasmine – and enjoy seasonal, produce-led, Italian-inspired cooking in every season of the year. The main space in Richmond is a tranquil sanctuary, a place of calm in tune with nature and positive living – and their newly opened sister venue in Covent Garden is truly an unexpected oasis. With space for up to 14o guests to celebrate in the cafe, and more intimate option available in private glasshouses, this is one for the lovers of nature and slow food.
Institute of Contemporary Arts
www.robbattersby.com / Via Rob Battersby Photography
Nestle between number 10 Downing Street, Piccadilly Circus and Buckingham Palace, let's say that London locations don't come more iconic that this: the Institute of Contemporary Arts is a hidden gem with views over The Mall, Big Ben, the London Eye and St. James's Park. With two main rooms filled with original plasterwork, floor-to-ceiling windows, a fully equipped theatre, studio, bar, balconies, and two classic cinema spaces, there is plenty of room to create an exciting guest journey through the spaces. This versatile venue can play host to civil ceremonies and weddings for up to 150 guests – and the garden located next to the private entrance is also available for drink receptions, for those unexpected flashes of sunshine.
This is one for those looking for a vibrant and effortlessly stylish affair, right by Buckingham Palace.
One Friendly Place
One Friendly Place is simply an awesome melting pot of cool stuff. This space was originally built in the 1930s as a spice warehouse, and spans 7500 sq ft over four floors, including a 1500sq ft secret rooftop. This warehouse / studio is the epitomy of industrial chic – a space for rockstars and hip, wild parties until the early hours, mismatched furniture, unexpected artwork, and making new traditions.
The Ned is a venue near Bank that simply cannot be missed – with echoes of Grand Central and the golden days of Hollywood. The building was recently restored by the design teams from Soho House & Co and Sydell Group, and opened its doors two years ago as part private members' club, part hotel, part restaurant collection, and fully one of London's most exciting new venues in the wedding scene. It's a perfect combination of luxuriously grandiose, city-chic trendy, and carefully curated.
The private events floor features the iconic Tapestry Room (for up to 120 people seated and 200 standing) and the swish Saloon (which fits up to 70 people seated and 120 standing). The Tapestry room is full of jaw-dropping period features, with walnut panelling, crystal chandeliers, and pastoral tapestries wrapping around the upper walls. As you step inside the Saloon, the story unfolds into a very different, bright, airy space. This room's pièce de résistance is the 18th-century chandelier, shimmering with reflections of the natural light streaming in from the large domed windows. As I explored the floor I discovered four more small rooms, each with their own character and historic features (all Grade-I listed!), and two outdoor terraces, perfect for drinks on a summer evening.
Also great to know: the hotel has none fewer than 9 restaurants and 252 gorgeous bedrooms for you and your guests to enjoy during your stay, each one adorned with 1920s design, with Brass and mahogany furniture, vintage chandeliers & richly patterned furnishings. And that's not all – overnight guests also have gain access to 'Ned's Club', which includes a rooftop pool, gym, spa, hammam and late night lounge bar in the original bank vault. City breaks do not get any cooler than this.
Ace Hotel London
You're looking for an unapologetically stylish city wedding venue, in the heart of the most hip neighbourhood of London, you say? Well, here it is. The 7th floor rooms of this boutique hotel have wide windows with killer views, texturally exciting blank canvas walls, and cinematic terraces filled with sunlight – all just 5-minutes walk from Shoreditch High Street station, 1.5 miles from St. Paul's Cathedral and 2 miles from Tate Modern. The vibe of the hotel is one of trendy, pared-back rooms, original artwork, and authentic vintage furniture. Seriously cool.
Paradise by Way of Kensal Green
One of London's hottest dining destinations, the Paradise is so much more than a restaurant – a stylish joint that caters to the restless and the eclectic. With unique decor, stunning period features and large dance spaces, this is a fantastic venue for celebrations – whether in the form of lavish banquets or intimate candlelit dinners. In the heart of West London, just a few miles from iconic Notting Hill, this is a space to host a night to remember.
Chelsea Physic Garden
Photo from our Sleeping Beauty editorial, by Rebecca Carpenter Photography
Nestled within walls in the heart of Chelsea, the Physic Garden offers a fresh, tranquil and luxurious location for celebrations – quietly steeped in history, as London's oldest botanical garden. As you walk through collections of the most astonishing plants and flowers, you would be forgiven for thinking you'd stumbled across a forgotten spell frozen in time. Originally founded in 1673, the venue is now a beautiful green 'dry hire' canvas that you can embrace or transform – with four acres of gardens, an indoor gallery, cute intersecting paths, and atmospheric greenhouses.
One for nostalgic Londoners, and lovers of all things floral.
The Asylum Chapel
Photos from our Nightmare Before Christmas editorial, by Chloe Lee Photography
Asylum Chapel will take your breath away – every time. A Grade II listed building built in 1826 and bombed in WWII, this derelict church is a wonderland of atmospheric lighting, crumbling teal stone, and whispers of days past. The Chapel is in Peckham, and is a ceremony-only venue licensed for up to 120 people (a dreamy opportunity to take your guests to One Friendly Place for the wedding reception!). Perfect for couples looking for something that little bit different, but still with a momentous, imposing backdrop for their ceremony.
I hope this overview has been fun to read and that you've discovered one or two new places to explore. If you'd like to have a chat, or would like some help with planning your wedding or editorial, don't hesitate to get in touch!
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Historically, I'm not good at setting goals—any goals. Recently, I was bemoaning my frustration about a hurt ankle and poor diet to a friend. She told me that I need to spend some time considering my nutrition and fitness goals, because if I don't have a purpose and a plan to reach them, old habits will creep up. This means that I will forever be chasing my own tail, never getting anywhere, and not having any fun.
Goals serve a purpose: to motivate us to become better. When we set goals, we should outline the discipline and resources that will be needed to reach them, like a roadmap. We should have a plan in place to work around any obstacles and detours that present themselves. When necessary, we need to be willing to adjust the goals themselves to match the circumstances of our life.
Many of us fail to fully set goals. Sure, Sunday meal prep and a plan to work out four days this week is a great way to start. But where is our effort headed? I don't believe we have to have a goal for everything we do, but I do think we are more effective when there is a goal in place, even if the overall goal is simple and small.
Setting goals seems like it should be an easy thing to do. You pick something you want to accomplish, and you work toward it, right? I want to hike to the top of Mt. Everest. Okay, that's a goal. But what will it take to get there?
Breaking up a large goal into smaller goals can be a great way to keep your self-confidence going, and to mark progress toward your larger goal. If I was going to hike Mt. Everest, I would start off with making sure I could plan for, pack for, and physically manage many smaller hikes. I might also set some cross-training strength micro-goals, like making sure my presses were in good shape, and that I could do a good amount of farmer's carries. Outlining my plan for my micro-goals and setting a timeline for them would ensure my progress to my larger goal.
Lately we have published a number of articles that delineate the roles of motivation and discipline. I think that these two concepts have the ability to work together to help us along the path of our goals. Some days we may be more motivated, and some days we may have to enforce more discipline.
When looking to reach a goal, discipline will carry us most of the way. But our micro-goals are useful to provide periodic doses of motivation and focus. This positive feedback loop also helps us create actual change in ourselves as we learn discipline and focus. We can easily be thrown off track if we haven't reached a point of adopting a lifestyle habit.
By using the process of creating and reaching micro-goals, we can create sustainable progress. Having the goal of hiking Mt. Everest is a goal with a definite end. But the discipline learned, the motivation maintained, and the enthusiasm created while that goal is reached is something that will translate into the rest of our lives.


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Q: update the value of a column every time an update is made to the row I am using SQL Server 2012. I need to track all the rows that were updates (as part of any action) made on a table.
I thought to add a new column (Column Name: "LastUpdated" of type Datetime.) to the table that I want to track.  I would like to update the LastUpdated value every time an update is made to that row. Is there a specific way to acheive this task?

A: You could create a trigger.  Like this:
CREATE TRIGGER dbo.Table1_Updated
ON dbo.Table1
FOR UPDATE /* Fire this trigger when a row is UPDATEd */
AS BEGIN
   UPDATE dbo.Table1 SET dbo.Table1.LastUpdated = GETDATE()
   FROM INSERTED
   WHERE inserted.id=Table1.id
END

However, this trigger will not store WHAT was updated.  Also keep in mind that if two people update it, you will only have the date of the most recent update (not all updates).
To keep a history on all changes, you might want to create an audit table (nearly identical structure to your existing table) and use a trigger to copy the pre-update data into the audit table.
This SO article talks about a solid approach: Using table auditing in order to have "snapshots" of table

A: You would want to look into creating a trigger to fire on update
Create TRIGGER Trigger_Name ON Table_Name
FOR update
AS
BEGIN

// update lastupdated column of updated record with current date and or time

END

Alliteratively you could just pass the new value for lastupdated when updating the other fields

A: We have implemented a system similar to the following:

*

*Add a new column to your table LastUpdatedDate with a datatype of datetime

*If needed, add another column with LastUpdatedBy with a datatype of varchar(100) or whatever length you need

This will store both the date/time and who performed the update.
Then when you update the row in the table, you will include those two columns in your update statement similar to this:
update yourtable
set yourCol = 'newValue',
   LastUpdatedDate = getdate(),
   LastUpdatedBy = 'yourUserIdentifier'

redpajama_set_name: RedPajamaStackExchange


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Missing 61-year-old man
Darrell Pottratz, 61
CLIFTON, Colo – The Mesa County Sheriff's Office is asking for the public's help in locating Darrell Pottratz, 61, of Grand Junction.
He was last seen yesterday morning at 10:30 leaving his home on the 3200 block of Lorene Drive wearing blue pants and a green zip-up sweater. He typically leaves his home to visit a nearby friend but has not been seen at the friend's home.
Pottratz is described as a white male, 5'11, 205lbs with blonde hair and blue eyes. He suffers from dementia and Parkinson's. Pottratz also cannot speak due to a previous stroke.
He was reporting missing by family members.
If seen please call 911 or the Mesa County Sheriff's Office at (970) 242-6707.
Posted by Mesa County Sheriff's Office at 10:13 AM
No Fire Restrictions, but fire danger still high
MESA COUNTY, Colo – In light of changing fire restrictions in surrounding counties, the Mesa County Sheriff, Bureau of Land Management Grand Junction Field Office, and Grand Junction Fire Department want to remind the public while there are no fire restrictions in place, fire danger remains high. Mesa County continues to experience extreme and exceptional drought conditions and fuels that support rapid fire growth remain very dry.
The public is asked to remain cautious with activities that could ignite a wildfire. A small spark has the potential to spread very quickly in current conditions. People should continue to use caution when burning or using fire outdoors, especially in heavily forested and grassy areas. Remember to discard cigarette butts safely and not throw them on the ground or outside of your car. If you choose to have a campfire, always have a way to quickly extinguish it and never leave an open flame unattended.
At this time, there are no fire restrictions in place for Mesa County, and land managed by the BLM Grand Junction Field Office.
"We continue to closely monitor fire and weather conditions across the area and want to ensure everyone understands that although we are not currently in fire restrictions, fire danger remains very high. As cooler fall temperatures begin, we will continue to work with other fire agencies to evaluate local conditions and the need to re-enter restrictions" said Mesa County Sheriff Matt Lewis.
While fuels are continuing to dry out, the shorter days and longer cooler nights are likely to bring some relief. The longer nights are also allowing relative humidity to better recover. This trend is expected to continue as the season changes.
If you are planning to travel outside of Mea County to enjoy the outdoors, it is your responsibility to know what the local fire restrictions are. Several areas on the Western Slope are under Stage 1 Fire Restrictions. You can find the latest information about fire restrictions at http://www.coemergency.com/p/fire-bans-danger.html or by viewing the interactive Fire Restrictions map.
A reminder, fireworks are never permitted on public land. Wood fires are never permitted anywhere on the Colorado National Monument.
The Mesa County Sheriff, BLM, and other agencies in Mesa County would like to thank the public for their cooperation in doing their part to prevent wildfires during a very long and active fire season.
Posted by Mesa County Sheriff's Office at 1:30 PM
One arrested in Sunday morning shooting
MESA COUNTY, Colo – A man believed to be involved in the Sunday morning incident where a person was shot and killed was arrested in Garfield County this afternoon.
Eric Julian Martinez, 30, was arrested for Assault in the First Degree (Class 3 Felony), and Criminal Extortion (Class 4 Felony).
Investigators believe Martinez entered a residence on the 3100 block of Chipeta Ave with a 26-year-old male Sunday morning. Martinez is believed to have assaulted a 27-year-old male living at the address. The 27-year-old male was taken to an area hospital for his injuries.
A 34-year-old female was present for the assault and grabbed a gun from the residence. Investigators believe a confrontation happened and the gun fired. The circumstances around this confrontation are still being investigated. The 26-year-old male suffered a gunshot wound, and died of his injuries. His identity will be released by the Mesa County Coroner's office once an autopsy is completed and next of kin is notified.
Investigators continue to conduct interviews and evaluate evidence collected regarding the incident. The case remains under investigation.
Martinez is currently being held in the Garfield County Detention Facility on a No Bond Hold until first appearance.
To view the previous press release click here.
Whitewater man wanted after running from deputies
Ryan Sanchez, 27
MCSO Photo 3-5-18
UPDATE: 1:30 p.m.
Ryan Sanchez, 27, was arrested and taken into custody after deputies spotted him near 32 Road and Patterson.
MESA COUNTY, Colo - The Mesa County Sheriff's Office is asking for the public's help in locating a wanted person.
Ryan Sanchez, 27, has three active warrants for his arrest:
No Bond Felony warrant out of the Mesa County Sheriff's Office for Failure to Comply
$3,000 Bond warrant out of the Mesa County Sheriff's Office for Failure to Appear
$1,000 Bond warrant out of Colorado State Patrol for Failure to Appear
He was last seen Monday morning running from deputies in the area of F ¼ Road and Irwin St.
Sanchez was last seen wearing a white t-shirt with black stripes on the back, a gray baseball hat, and washed out jeans or gray pants.
If seen, do not approach, call 911 or the Mesa County Sheriff's Office at (970) 242-6707.
Posted by Mesa County Sheriff's Office at 12:59 PM
MCSO investigating a deadly shooting
3:30 pm Update:
A 27-year-old male sustained serious bodily injuries as a result of an assault associated with this incident. They were taken to an area hospital with non-life threatening injuries. The case is still under investigation.
MESA COUNTY, Colo – At 8:59 am Sunday deputies responded to reports of a shooting on 3100 block of Chipeta Ave.
When deputies arrived, they found a 26-year-old male with a gunshot wound. He did not survive.
Investigators are interviewing witnesses to determine what occurred. This is believed to be an isolated incident.
The case is still under investigation.
Grand Junction man arrested in connection with 2-month-old's death
MESA COUNTY, Colo - The Mesa County Sheriff's deputies have arrested Shaun Obyrne, 31, of Grand Junction, in relation to the death of his 2-month-old child.
Obyrne is facing one count of Child Abuse Resulting in Death (Class 2 Felony), and three counts of Child Abuse causing Serious Bodily Injury (Class 3 Felony).
On 8/27/18 at 5:17 a.m. deputies responded to a home on the 100 block of 29 ¾ road for a report of a 2-month-old boy who was not conscious and not breathing.
The infant was taken to St. Mary's Hospital and later transferred to Children's Hospital Colorado. The baby succumbed to his injuries two days later.
Multiple medical professionals reviewed the baby's injuries and determined they were the not the result of accidental trauma. Older partially healed injuries on the child were also discovered and believed to have occurred on three separate occasions between 6/25/18 and 8/29/18. At the time of death, the infant had at least 17 broken ribs at three various stages of healing.
The Mesa County Coroner's office has ruled the cause of the baby's death as blunt force chest injuries and the manner of death as homicide.
As a result of the baby's death, the Coroner's Office will be re-reviewing the death of a 2-year-old child that was also in Obyrne's care. The manner of child's death on May 6, 2018 was ruled as natural.
Both cases are still under investigation.
To report suspect child abuse in Mesa County, call 911 or the Child Protection Hotline at 242-1211. For information on any inmate in our jail facility, visit our Inmate Locator System webpage.
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Competition: One night in Brighton!
Trouble in the Whitsunday Paradise
East End Film Festival
Lifestyle & Careers
iPrime Minister – David Cameron iPad app set to cost taxpayers 20k
Posted by Editor | archive | 0 |
So much so that he's requested a piece of high security software that enables him to control and access No 10's latest news and information to help him run government via his beloved iPad.
Cameron will be able to access statistics and news like unemployment figures, crime stats etc. with a swipe of the finger.
The app has been months in development, scheduled for a launch in March, at a cost of around £20,000. The Taxpayer' Alliance have called it "a distraction and a waste of money."
It is said to follow a system of analysis called 'sabermetric' – recently seen in the Brad Pitt Oscar-nominated baseball statistic film, Moneyball.
And on a similar topic, why not download the brand new TNT Magazine app for iPhone, iPad and Android devices here…
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Report: Padres discussing Corey Kluber, Trevor Bauer trades with Indians
The Cleveland Indians seem unlikely to deal one of their top starting pitchers now that the start of the MLB regular season is less than two weeks ago, but that hasn't stopped the San Diego Padres from trying.
According to Ken Rosenthal and Dennis Lin of The Athletic, the Padres and Indians continue to have discussions about possible trades involving Corey Kluber or Trevor Bauer. However, a trade before Opening Day remains unlikely due to Cleveland's asking price.
#Padres in continued discussions with #Indians on starting pitching, sources tell me and @dennistlin. Interest primarily in Bauer or Kluber, but asking price – while lower than before – remains beyond SD's comfort level. Trade not close, unlikely to occur before Opening Day.
San Diego and Cleveland have been having serious discussions since at least back in December, but reports have indicated the Indians are asking for a massive haul of prospects if they deal either of their top pitchers. That certainly makes sense for Kluber, who is a two-time Cy Young Award winner and owed just over $52 million total over the next three seasons. Bauer, who also had an outstanding season last year, is just 28 and has two more seasons of arbitration left.
The Indians have had serious talks about Kluber and Bauer with at least one other team, but we're probably too deep into the offseason for something to happen. Depending on how Cleveland does over the first half of the season, Kluber and Bauer could be shopped again at the trade deadline.
Cleveland Indians, Corey Kluber, San Diego Padres, Trevor Bauer


A ridge split is a bone expansion technique used to widen bone ridges that have adequate height but are too narrow to support dental implants. This expansion of the bone will allow for one or multiple dental implants to be placed. Our team is experienced at ridge split procedures and will work hard to ensure your ultimate safety and comfort.