text:
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Jeffrey Eugenides and the Omniscient First Person →
Middlesex: Overview
Posted on March 11, 2016 by Amanda
By way of introduction, I'll say this: the first thing I did upon finishing Jeffrey Eugenides' Middlesex was buy another book by Jeffrey Eugenides. I mean, the instant I closed the book, that was the very next thing I did.
Tl;Dr Synopsis
An intersex male-identifying protagonist describes a family history from his grandparents up to the present, featuring his current life events.
Wow, I can't believe that long, winding, beautiful book can be summed up in a single sentence.
Eugenides is funny and easy to read. Yet there's a literary voice and knowledge of device that differentiates his book from a comedian's journal. He combines the ancient with the modern (which, incidentally, is a huge theme in the book) by using turns of phrase found in the literature of Greek antiquity to describe his story. And his writing packs a punch right from the beginning. He starts with "I was born twice." (What!? So good!)
Here's the introductory sentence in its entirety:
"I was born twice: first, as a baby girl, on a remarkably smogless Detroit day of January 1960; and then again, as a teenage boy, in an emergency room near Petoskey, Michigan, in August of 1974.
Now this is the way to start a book.
Eugenides had something going on in Middlesex that I at first wanted to call a giant hole in his writing abilities, and that was the treatment of a first-person perspective as omniscient. If you can't quite recall all the terms from your junior high reading courses, that just means that he was writing as an "I" but saying things an "I" couldn't possibly know–what other characters were thinking, exact conversations that were had while he was in the womb. But he addressed this in the most interesting way. He portrayed himself as actually being the mutation lying dormant in the bodies that came before him, allowing him to be present at all previous events through ancestors. This suits the novel so well, since so much identity comes to him through not just his Greek heritage and family values, but also the gene that makes him who he is.
–And now, a quick break for who he is–
Here's a quick rundown of the non-cis-gender identities, as best I know. (This was probably the best source I found.) I needed a primer, so maybe you do, too. Please, anyone, correct me if you find these to be wrong, and I'll update.
Transgender–Umbrella term for those who don't feel the gender identity assigned to them at birth reflects who they really are. (See Caitlyn Jenner, or better yet, read the awesome letter from Lilly Wachowski of The Matrix fame)
Transsexual–sometimes used to describe a transgender person that has chosen to make biological changes via hormone therapy or surgery. The term is becoming passe and is, frankly, a little personally invasive.
Transvestite–Ye olde term for a transgender person that meant "cross-dresser": considered offensive today.
Intersex–Formerly "hermaphrodite" (a etymologically misleading word not really used anymore), this means that a person was born with ambiguous anatomy. Cal from Middlesex is intersex. When born, he appeared to his half-blind doctor to fully female and was raised as such. A closer look would have shown some anatomy to be atypical, and he carried an XY chromosome pair–the set used to classify humans as male. See here for more detail, or just read the book. The narrator is very open about what's going on.
Note: none of these things have anything to do with what gender an individual is attracted to. That's something else entirely.
–End break–
Another thing that really makes the writing in this engaging is that the author communicates so well about things that not many people understand. The description of Cal growing up and trying to understand bodies and attraction and identity brings to life a kind of struggle many people could never imagine. I couldn't.
Eugenides also puts within reach the kind of things that happen slowly and are therefore hard to pinpoint: the development of superstition, the attitudes toward race, the slow decay of love. I feel like I look around at the people around me sometimes and think, "How did you even get to this place?" But after reading Middlesex, I don't know…it's just seems easier to understand things that happen even around me, outside of the book's scope.
Cal is a beautiful, empathetic narrator. He's the perfect person to tell the story of the family. He does so with such humor and compassion, and you never quite forget that it's him talking, but he never takes you out of the story. Cal himself builds up to his own life–he doesn't become a major part of the action until the end–but you feel very much as if it's him telling you a story the whole way through.
Desdemona and Lefty are fleshed out characters that live full lives, though their marriage is kind of sad and their stories are a bit tragic. I don't know that either is exactly likable, but you feel like you know them and their struggles, especially Desdemona's old world superstition and Lefty's pull away from Desdemona and toward the excitements he remembers from youth.
Cal's parents are less remarkable. Their courtship is, well, interesting. But neither character really seems developed. The mother is especially unmemorable, and if it weren't for Milton's notable racism, he wouldn't stand out, either. The section that focuses on them is the lowlight of the book.
The magic of this book is that it deals with so many issues at once without becoming lecture soup. I mean, gender identity, immigration, Greek culture, family dynamics, racism, religion, war, incest–it's all covered. But none of it is sermonizing. It's all just part of the story.
My favorite two parts were near the beginning, with Lefty and Desdemona growing up, and near the end, when Callie spends her days with who she calls "the object." Both parts left me enraptured. The middle of the book is a little bloaty, but nothing that didn't stop me from going straight for the next book. (I picked up the Virgin Suicides, which is so far wonderfully written but lacks the humor of Middlesex.)
Who Should Read the Book
This is hard. I want to say everyone will like it, but that's probably naive of me. If you like coming-of-age stories or stories about families, this will probably tickle you. If you like feeling like someone you know is telling you a story when you read a book, this may be up your alley. But if you like fast-moving, action heavy plots, this isn't probably your speed. It's long and, at times, slow going.
You will probably know whether or not you like the book in the first few pages. The writing style is clearly established early on, and the type of characters you'll meet are met quickly.
FWIW (My Opinion)
This was a very bright spot in my Pulitzer journey. I loved the whole experience of reading Middlesex. It's pretty clear to me that this won the Pulitzer because of its treatment of social issues (being born different, issues of prejudice), it doesn't hurt that the writing is fantastically entertaining and entirely pleasing.
This entry was posted in Lit--General, Lit--Overviews and tagged Jeffrey Eugenides, Middlesex, Pulitzer Prize for Fiction, The Virgin Suicides. Bookmark the permalink.
One response to "Middlesex: Overview"
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As a Registered Massage Therapist and a Yoga Teacher, you will often hear me say that my goal is to be part of my client's wellness team and to support them with their maintenance plan.
I find myself explaining that "maintenance" is relative to their desired state of wellness. Sometimes it has been so long that one has felt "great", that feeling "good" or "ok" is acceptable because they don't remember how it feels to feel "AWESOME", or they don't believe it can be achieved because of some limitations. I truly believe that there is always room for improvements and that imbalances in the body and mind creates discomforts.
We live in a world of push and pull and our body and mind respond accordingly. In order to address these imbalances, one needs to have a clear understanding of their present state and a vision of who they can be. Wellness requires identification of imbalances through assessments and positive actions to re-balance those imbalances.
Health care providers are a great asset to your team but most importantly, it is YOUR contribution in between treatments that make the difference in your success. Take action today by seeking knowledge and services from your health care providers and be involved in your wellness and maintenance plan by committing to your physical and mental balance everyday.
Massage, Yoga and Pilates truly ARE a great combination for wellness and maintenance.
Visit our individual pages for benefits of each discipline.
Let us meet and discuss the possibility for you to see how massage, yoga and pilates can contribute to your wellness.


text:
package cz.vhromada.export.xml;

import static org.junit.Assert.assertEquals;
import static org.junit.Assert.assertNotNull;
import static org.junit.Assert.assertTrue;

import java.io.IOException;
import java.nio.charset.Charset;
import java.nio.file.Files;
import java.nio.file.Path;
import java.nio.file.Paths;
import java.sql.Connection;
import java.sql.SQLException;
import java.util.List;

import javax.sql.DataSource;

import cz.vhromada.export.api.entities.Database;
import cz.vhromada.export.api.entities.DatabaseType;
import cz.vhromada.export.api.entities.ExtractData;
import cz.vhromada.export.test.TestUtils;
import cz.vhromada.validators.exceptions.ValidationException;

import org.h2.jdbc.JdbcConnection;
import org.junit.Before;
import org.junit.Test;
import org.junit.runner.RunWith;
import org.springframework.beans.factory.annotation.Autowired;
import org.springframework.test.context.ContextConfiguration;
import org.springframework.test.context.junit4.SpringJUnit4ClassRunner;

/**
 * A class represents for class {@link XmlExporter}.
 *
 * @author Vladimir Hromada
 */
@RunWith(SpringJUnit4ClassRunner.class)
@ContextConfiguration(locations = "classpath:h2Context.xml")
public class XmlExporterTest {

    /**
     * Directory
     */
    private static final Path DIRECTORY = Paths.get("").resolve("target");

    /**
     * File name
     */
    private static final String FILE = "temp.xml";

    /**
     * Data source
     */
    @Autowired
    private DataSource dataSource;

    /**
     * Instance of {@link XmlExporter}
     */
    private XmlExporter xmlExporter;

    /**
     * Instance of {@link Database}
     */
    private Database database;

    /**
     * Initializes xmlExporter and database.
     */
    @Before
    public void setUp() {
        xmlExporter = new XmlExporter(DIRECTORY, FILE);
        database = new Database();
        database.setDataSource(dataSource);
        database.setType(DatabaseType.H2);
    }

    /**
     * Test method for {@link XmlExporter#XmlExporter(Path, String)} with null directory.
     */
    @Test(expected = IllegalArgumentException.class)
    public void testConstructorWithNullDirectory() {
        new XmlExporter(null, FILE);
    }

    /**
     * Test method for {@link XmlExporter#XmlExporter(Path, String)} with null file name.
     */
    @Test(expected = IllegalArgumentException.class)
    public void testConstructorWithNullFileName() {
        new XmlExporter(DIRECTORY, null);
    }

    /**
     * Test method for {@link XmlExporter#XmlExporter(Path, String)} with empty string as file name.
     */
    @Test(expected = ValidationException.class)
    public void testConstructorWithEmptyFileName() {
        new XmlExporter(DIRECTORY, "");
    }

    /**
     * Test method for {@link XmlExporter#getConnection(Database)}.
     *
     * @throws SQLException if closing connection failed
     */
    @Test
    public void testGetConnection() throws SQLException {
        try (final Connection connection = xmlExporter.getConnection(database)) {
            assertNotNull(connection);
            assertTrue(connection instanceof JdbcConnection);
        }
    }

    /**
     * Test method for {@link XmlExporter#extract(Database, Connection)}.
     *
     * @throws SQLException if closing connection failed
     */
    @Test
    public void testExtractData() throws SQLException {
        try (final Connection connection = xmlExporter.getConnection(database)) {
            final ExtractData expectedExtractData = TestUtils.getExtractDataForExtract();

            final ExtractData actualExtractData = xmlExporter.extract(database, connection);

            TestUtils.assertExtractDataDeepEquals(expectedExtractData, actualExtractData);
        }
    }

    /**
     * Test method for {@link XmlExporter#export(ExtractData, Charset)}.
     *
     * @throws IOException if reading stored file failed
     */
    @Test
    public void testExportData() throws IOException {
        final Charset charset = Charset.forName("UTF-8");

        xmlExporter.export(TestUtils.getExtractDataForExport(), charset);

        final Path path = DIRECTORY.resolve(FILE);
        final List<String> lines = Files.readAllLines(path, charset);
        assertEquals(2, lines.size());
        assertEquals("<?xml version=\"1.0\" encoding=\"UTF-8\"?>", lines.get(0));
        assertEquals(TestUtils.getXml(), lines.get(1));
        Files.deleteIfExists(path);
    }

}

redpajama_set_name: RedPajamaGithub


The Division of Hospital Medicine (DHM) is a national leader in clinical care, education, and research. Hospitalists care for inpatients on the general medicine service at UCSF Medical Center, as well as on the Goldman medical service, medical consult service (and at Mission Bay), neurosurgery comanagement service, heme-bmt hospitalist service, advanced heart failure hospitalist service, procedure service, and nighttime medical service.
The Medical Service at St. Mary's Medical Center is our newest clinical service, caring for patients admitted through both the UCSF Medical Center and St. Mary's Emergency Departments, as well as direct admissions from referring clinics. In addition to their clinical work, the Division of Hospital Medicine focuses on excellence in teaching, research, and quality improvement.
Over the past few years, articles describing the Division have appeared in virtually every major medical publication, along with the New York Times, the LA Times, and the Washington Post. Our faculty have also been featured on CNN and NPR.


text:
package com.intellij.codeInsight.daemon.quickFix;

/**
 * @author Dmitry Batkovich
 */
public class WrapArrayToArraysAsListFixTest extends LightQuickFixParameterizedTestCase {
  public void test() throws Exception {
    doAllTests();
  }

  @Override
  protected String getBasePath() {
    return "/codeInsight/daemonCodeAnalyzer/quickFix/wrapArrayToArraysAsList";
  }
}


Seeking New Construction Company And Concerned With Delays Close To The Brazos Valley Texas?
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We understand that starting or returning to school is a big decision, but you're not alone in this journey. Financial Aid staff is eager to assist you throughout the financial aid process. At Carlow University, tuition for Adult Degree Completers is discounted, per credit, whether you enroll full-time or part-time.
To apply for Federal Pell Grant, state grant and Federal Direct Student Loan, complete the FAFSA at www.fafsa.gov.Our federal school code is 003303. May 1 is the FAFSA deadline for PA State Grant, but students are encouraged to file even after the deadline has passed. Financial aid is available whether you start classes at the beginning of the semester, or if you wait until the second session begins.
All students are encouraged to apply for outside scholarships.
The Carlow PTK Scholarship is available to transfer students with documented membership in Phi Theta Kappa and a cumulative GPA of at least 3.5. There are also a limited number of Carlow endowed scholarships available each year for new students.
Call, visit or email Financial Aid if you have questions, want more information, or just need some encouragement to help you through the process. Along with Student Accounts and the Registrar's Office, we are located in the Student HUB on the 2nd floor of Antonian Hall. Our phone number is 412-578-6389 or email us at finaid@carlow.edu.


One book is required per couple and maybe purchased through the registration for $10.
Please register your children for childcare. Childcare for the 6-weeks is $30 per family.
If you strengthen the relationship with Christ then you strengthen the marriage which strengthens the family and ultimately strengthens the church.


Can anyone show me how th solve it?
Hello! We are extremely interested in this project and would love to work on this project, please reply back to discuss further. Looking forward to hear from you soon. Thanks!


text:
What Makes Lake Mburo Nark Park Famous
What Makes Lake Mburo Nark Park Famous ;Lake mburo national park is a compact gem which is conveniently located close to high way that connects Kampala to the parks of the western part of Uganda. The park has a variety of features that are making it really different from all other parks in Uganda.
Lake mburo national park being close to the capital city of Uganda has given the park many opportunities for example the number of people coming to the grounds of the park, and if one is willing to drop to the park when they are in town this is possible because it will only take three or three and half hours drive for one to reach the park. Due to this, it has made the park unique not being like other national parks in uganda because they are really far away from the good open opportunities of the city of Uganda.
The park being highly accessible has made it famous, in addition to the fact that the park is strategically located in the rapidly growing city of mbarara that is not facing problems of under development because of the name that mbarara city holds in Uganda. Therefore this is influencing some of the activities that are place in the park to become poin, and this is done by the development of roads that is in mbarara. This favors the tourists coming to lake mburo national park to have there way the park of wonders and reach this distinction in time with out any inconvenience in place.
Due to the fact that, lake mburo national park is the smallest national park among Uganda's Savannah national parks it is well known continentally. Therefore due to this, it's status on the wildlife national market has highly improved according to the number of visitors coming to lake mburo national park. The size of lake mburo national park has been the cause of its being famous. What also surprises the population is that it has got a wide range of features and nature that intend to attract a big number of people to come and see how they are arranged on this small piece of land of lake mburo national park.
Wildlife animals have also played a big role in making the national park different, in such away that, since the park was made a free area for one to walk and move, it also made it different because the national park is the only park in Uganda, that does have elephants and lions although now cases of lions being in Lake mburo national park have raised but still no cases have been seen that these suspected lions are seen hurting any tourists coming around the national park. One of these animals that make it unique are the impalas and in this lake mburo national park is known has the home of nice looking impalas in Uganda, the park is also one the three parks with burchell's zebra and this type of zebras, has attracted many types of people from different parts of world to come and take a look at these them. Due to this the park is also been made more famous.
The park has got only two species of monkeys and these include the vervet, baboons and there are also predators which include leopards and the most highly spotted hyenas and the grouped mid-size striped jackal and the white tailed mongoose.
Aquatic predators are also found on the lakes of lake mburo national park that are also attracting many people to come and see some of these animals. We have got the African crocodile that are mostly spotted on the shore of the great lakes of lake mburo national park and it's the only park with the three species of the otters. Since the park had got only two entrances and in order for one access the inside, they are supposed to pay some amount of money in order to gain access to the land. The money rising from this collection, 20 percent of the it is used to developed the community by funding it and building schools and clinics for the people living in the area such that they, all see the value of having and living around the park. Due to the strong bond between the park and the people living in the environment, these people also help in the marketing of the park, directing visitors who come to the park hence reducing the cases of getting lost while visiting to lake mburo national park.
Lake mburo national park is famous of its climate that greatly allows the ongoing activities within and outside the park to take place. Since the park is located in a rain shadow area that is between the famous lake Victoria and mountain Rwenzori. Also Lake mburo national park, has got only two wonderful seasons and that is the rain and dry season, Lake mburo national park has got a temperature range of 23 to approximately 25 degrees Celsius and it receives a big modal low rainfall ranging between 500 and 1000 millimeters.

redpajama_set_name: RedPajamaCommonCrawl


Africa's economic boom is being accompanied by a rapid urban growth that is decidedly altering the continent. Approaches to an individual, ecological, and context-sensitive kind of architecture are evolving within these transformative processes. In these changing urban structures, numerous projects aim at making an impact on society. Thus, a large number of building schemes—most of them conceived with the help of the local population—are turning the city into an experimental field for design. Rural planning, on the other hand, is developing traditional local architectural techniques, vocabularies, and materials through technological and stylistic innovations. This opulent catalogue features essays by the architectural historian Andres Lepik and others, and presents around twenty outstanding examples of contemporary African architecture south of the Sahara. Alongside interviews with architects, developers, and sponsors, the book provides a comprehensive view of an original, lively architectural culture.


When Jesus of Nazareth began his public ministry, he preached often about cruelty stemming from a lack of love toward one's neighbour. His famous parable of the Good Samaritan showed how neglect of the needy can be a form of cruelty. Thieves robbed and beat a man, stripped him of his clothes, and left him lying in a ditch, half dead. Jesus used two pious characters in his story to illustrate cruel neglect: "A priest happened to be going down the same road, and when he saw the man, he passed by on the other side. So too, a Levite, when he came to the place and saw him, passed by on the other side." (Luke 10:31-32, NIV Ironically, the righteous man in the parable was a Samaritan, a race hated by the Jews. That man rescued the beating victim, tended to his wounds, and provided for his recovery.
In another instance, Jesus warned about cruelty by neglect: "'For I was hungry and you gave me nothing to eat, I was thirsty and you gave me nothing to drink, I was a stranger and you did not invite me in, I needed clothes and you did not clothe me, I was sick and in prison and you did not look after me.'" (Matthew 25:42-43, NIV) When asked by the onlookers when they had neglected him in those ways, Jesus answered: "'I tell you the truth, whatever you did not do for one of the least of these, you did not do for me.'" (Matthew 25:45, NIV) Jesus' point in both cases was that everyone is our neighbor and deserves to be treated with kindness. God considers cruelty by neglect a sinful act.
On another occasion, Jesus stepped in personally when a woman caught in adultery was about to be stoned. Under Mosaic law, the death penalty was legal, but Jesus saw it as cruel and merciless in her case. He told the crowd, poised with stones in their hands: "'If any one of you is without sin, let him be the first to throw a stone at her.'" (John 8:7, NIV) Of course her accusers were all sinners. They drifted away, leaving her unharmed. Although this lesson called attention to human cruelty, it showed that unlike man, God judges with mercy. Jesus dismissed the woman but told her to stop sinning.


text:
Release of archive military files shows Ireland's path to independence
FILES relating to more than 1,000 men and women involved in the 1916 Easter rising, the War of Independence and Ireland's Civil War have been released by the Military Service Pensions Project.
Launched online on Thursday, October 2, phase two of the Military Service Pensions Collection consists of files relating to 1,158 veterans of the period from Easter Week 1916 to September 30, 1923.
In addition there are 77 files dealing with administration matters and the process of awarding pensions.
But the files largely include pension applications made between the 1920s and 1950s by the range of Irish men and women who were involved in the battles of 1916-23 and their dependants.
Included in the release are files relating to 10 veterans of Easter Week, notably the dependents claim files of Sean Mac Dermott (MacDiarmada), William Staines and Sean Furlong, the MSPP confirmed this week.
"Files dealing with senior officers of the IRA, members of Cumann na mBan, some unaffiliated female applicants and nearly 800 files relating to casualties of the National Army during the Civil War are also included in this phase of the project," they added.
Now in the public domain, the files offer a valuable source for anyone researching their Irish family history who believes their relatives may have been involved in Ireland's rebellion.
The files are available for the public to search at www.militaryarchives.ie
The Irish Post is also keen to hear the stories of your relatives found within these files.
Contact [email protected]://http://irishpost.co.uk to tell us about your search.
See More: 1916 Easter Rising, Military Service Pensions Project, War Of Independence
Dublin home of 1916 Easter Rising leader demolished to make way for luxury flats despite being listed building
Éamon De Valera remembered on 45th anniversary of Irish revolutionary and former President's death
Irish revolution memorial vandalised with sledgehammer in Dublin


text:
'use strict';
const stringWidth = require('string-width');
const stripAnsi = require('strip-ansi');
const ansiStyles = require('ansi-styles');

const ESCAPES = new Set([
	'\u001B',
	'\u009B'
]);

const END_CODE = 39;

const wrapAnsi = code => `${ESCAPES.values().next().value}[${code}m`;

// Calculate the length of words split on ' ', ignoring
// the extra characters added by ansi escape codes
const wordLengths = string => string.split(' ').map(character => stringWidth(character));

// Wrap a long word across multiple rows
// Ansi escape codes do not count towards length
const wrapWord = (rows, word, columns) => {
	const characters = [...word];

	let insideEscape = false;
	let visible = stringWidth(stripAnsi(rows[rows.length - 1]));

	for (const [index, character] of characters.entries()) {
		const characterLength = stringWidth(character);

		if (visible + characterLength <= columns) {
			rows[rows.length - 1] += character;
		} else {
			rows.push(character);
			visible = 0;
		}

		if (ESCAPES.has(character)) {
			insideEscape = true;
		} else if (insideEscape && character === 'm') {
			insideEscape = false;
			continue;
		}

		if (insideEscape) {
			continue;
		}

		visible += characterLength;

		if (visible === columns && index < characters.length - 1) {
			rows.push('');
			visible = 0;
		}
	}

	// It's possible that the last row we copy over is only
	// ansi escape characters, handle this edge-case
	if (!visible && rows[rows.length - 1].length > 0 && rows.length > 1) {
		rows[rows.length - 2] += rows.pop();
	}
};

// The wrap-ansi module can be invoked
// in either 'hard' or 'soft' wrap mode
//
// 'hard' will never allow a string to take up more
// than columns characters
//
// 'soft' allows long words to expand past the column length
const exec = (string, columns, options = {}) => {
	if (string.trim() === '') {
		return options.trim === false ? string : string.trim();
	}

	let pre = '';
	let ret = '';
	let escapeCode;

	const lengths = wordLengths(string);
	const rows = [''];

	for (const [index, word] of string.split(' ').entries()) {
		rows[rows.length - 1] = options.trim === false ? rows[rows.length - 1] : rows[rows.length - 1].trim();
		let rowLength = stringWidth(rows[rows.length - 1]);

		if (rowLength || word === '') {
			if (rowLength === columns && options.wordWrap === false) {
				// If we start with a new word but the current row length equals the length of the columns, add a new row
				rows.push('');
				rowLength = 0;
			}

			rows[rows.length - 1] += ' ';
			rowLength++;
		}

		// In 'hard' wrap mode, the length of a line is
		// never allowed to extend past 'columns'
		if (lengths[index] > columns && options.hard) {
			if (rowLength) {
				rows.push('');
			}
			wrapWord(rows, word, columns);
			continue;
		}

		if (rowLength + lengths[index] > columns && rowLength > 0) {
			if (options.wordWrap === false && rowLength < columns) {
				wrapWord(rows, word, columns);
				continue;
			}

			rows.push('');
		}

		if (rowLength + lengths[index] > columns && options.wordWrap === false) {
			wrapWord(rows, word, columns);
			continue;
		}

		rows[rows.length - 1] += word;
	}

	pre = rows.map(row => options.trim === false ? row : row.trim()).join('\n');

	for (const [index, character] of [...pre].entries()) {
		ret += character;

		if (ESCAPES.has(character)) {
			const code = parseFloat(/\d[^m]*/.exec(pre.slice(index, index + 4)));
			escapeCode = code === END_CODE ? null : code;
		}

		const code = ansiStyles.codes.get(Number(escapeCode));

		if (escapeCode && code) {
			if (pre[index + 1] === '\n') {
				ret += wrapAnsi(code);
			} else if (character === '\n') {
				ret += wrapAnsi(escapeCode);
			}
		}
	}

	return ret;
};

// For each newline, invoke the method separately
module.exports = (string, columns, options) => {
	return String(string)
		.normalize()
		.split('\n')
		.map(line => exec(line, columns, options))
		.join('\n');
};


text:
Acanthocephalus domerguei är en hakmaskart som beskrevs av Golvan, et al 1972. Acanthocephalus domerguei ingår i släktet Acanthocephalus och familjen Echinorhynchidae. Inga underarter finns listade i Catalogue of Life.

Källor

Hakmaskar
domerguei

redpajama_set_name: RedPajamaWikipedia


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Prize of $551,941 and a Gold bracelet winning by Matt O'DONNELL
By abhi | June 27, 2015
Matt O'DONNELL a professional poker player from Tampa America wins his first World Series of poker series 2015 tournament and a gold bracelet. Mr. Matt wins a total sum of $551,941 and gets the first prize of doing so with $2,500 buy-in No Limit Holdem. He was a runner up last year for the annual summer classic tournament in Las Vegas for $10000 buy in Pot Limit Omaha.
He made his great debut bracelet victory. Last year he was very disappointed getting the second place in that particular classic tournament but in this game/event he has done it beautifully and without having any problem he got his career best deal for himself.
He said he was very glad after winning the final hand against the opponent Timur Margolin a layer from Israel. In his words, the game was going through a very heated atmosphere as well.
In this event number 47th of the WSOP 2015 tournament a total number of 1,244 players were made their entries which generated a whopping $2,830,100 for prize pool from which O'DENNELL won his share of $551,941 as prize.
The Poker Player Championship title goes to Mike GORODINSKY
Mike Gorodinsky, a pro poker player has won his second WSOP championship of 2015. He has won the WSOP bracelet as well as great prize money of $1,270,086 under his belt. He is one of the best poker players in the world. In this championship, total 84 words best players were taking their chances and checking out their lady luck.
Till date Mr. Mike has gone through 5 WSOP final table appearances and has won two Gold Bracelets. In year 2013 he got first position while playing with WSOP.
Mike was very pleased after winning this great shot of the life. He was amazed to do this. He also said that it's a dream come true for him. Orodinsky, now will have to honor of his name inscribed for the Chip Reese Memorial Trophy. He is only the 9th man to get this honor till date.
He subscribed himself to join the tournament to 2nd day only because he was feeling very sick. He said that he does not like playing games when he is sick.
Jean-Robert gets second position and wins a total sum of $514,926 whereas Ben Sulsky wins third prize and a total sum of $353,928.Check more updates about World Series of poker and other latest news here only at this site.
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Feels Like Coming Home. The South's Warmest Welcome.
Mississippi has a population just shy of three million people, making it the thirty-second most populous state in the nation. It is also the thirty-second largest by area. Outside of the Mississippi Delta, the state is heavily forested. However, inside the Mississippi Delta, the forests were cleared, and this gave way to more flood-prone areas. These more rural areas are dominated by the catfish aquaculture farms and other large industrial farms. Mississippi produces most of the catfish that the nation consumes each year. The state has the nicknames of "The Magnolia State" and "The Hospitality State." It is known for its friendly people, warm hospitality, and diverse economy.
Mississippi is home to several thriving cities and a lot of more rural areas, and this appeals to people. Local living depends largely on where you choose to settle down. Mississippi has big cities, smaller towns, tight-knit communities, and more rural areas to settle in. However, no matter where you choose to settle, you'll get a taste of the warm hospitality that this state is well known for. The people are friendly, and the diverse culture makes Mississippi an excellent choice for anyone who is looking to start fresh or take a break from the faster pace of life elsewhere.
Many people move to Mississippi because the cost of living is well below the national average with housing being one of the biggest factors in this lower cost of living. Additionally, the large cities all have very diverse economies, and they're thriving. Mississippi is also home to several top-ranked colleges, and the education opportunities draw the younger generations to this state. People who want to retire are also driven here by the lower cost of living because it's easier to afford their necessities with the lower cost of living and housing.
People also move from Mississippi for a few important reasons, and the state is leading the nation in numbers for young people leaving the state. Even though Mississippi's larger cities have diverse economies, the job market is limited, especially for people who have degrees in special education or education in general. People leave because they're looking for higher-paying jobs or because they want out of the more urban environment that surrounds much of the state. Also, portions of the state have more radical views, and people find the environment unwelcoming, and this sends to other states to work and live.
Many people find the state an attractive option to settle in. People who are established in their careers and want a change find Mississippi more attractive. Also, the state has a high population of retirees due to the lower cost of living and the affordable housing market. People who want to raise their families in a stable economy and want to be able to afford a decent-sized home for a lower cost come to Mississippi as well.
Mississippi's real estate market didn't show signs of trouble until the first quarter of 2007 when it went from a quick climb to a plateau that lasted until the fourth quarter of 2007 when the market went into a gradual peak. The first quarter of 2008 brought the housing market's first and highest peak. Once the market peaked, it went into a gradual fall that rose into another peak in the first quarter of 2009. As this peak came and went, the market went into a gradual fall. It fell without any significant peaks until the second quarter of 2010, when it rose to another slight peak. This peak dropped off until the second quarter of 2011 when it rose up once again. This peak fell away by the fourth quarter of 2011, and it rose into one more peak in the third quarter of 2012.
This was the final peak before the market hit another plateau that lasted until the third quarter of 2013. Once this plateau ended, Mississippi's real estate market finally hit its lowest point in the fourth quarter of 2013. However, once it hit this low point, it started to rise at a steady pace. It rose until it peaked slightly in the first quarter of 2015, and this was followed by a slight drop that recovered quickly. It rose at a steady pace until it peaked slightly again in the first quarter of 2016. This peak leveled off, and the market continued its rise. The fourth quarter of 2016 saw Mississippi's real estate market higher than it was at before the housing market collapsed.
Jackson, Mississippi had a slightly more rocky real estate trend. It started to show signs of trouble as early as the first quarter of 2006. This was the point where the market transitioned from a steady climb to a more gradual rise. This continued until the first quarter of 2007 when the market went into the first of three peaks. The first peak fell and rose into a second peak in the first quarter of 2008. This was the highest point of Jackson's housing market, and it fell to rise into another peak in the first quarter of 2009. Once these three peaks were over, the market began a gradual but rocky fall. It hit its first post-housing market crash peak in the third quarter of 2010. This peak plateaued slightly before going into another gradual fall and rise in the fourth quarter of 2011. This peak fell away, and the housing market fell to its lowest point in the second quarter of 2012.
This low point didn't last long, and the market quickly rose to another peak by the third quarter of 2012. This peak leveled off into another plateau that lasted until the third quarter of 2013. At this point, the market went into a slight peak before dropping off again. The second quarter of 2014 brought another peak and drop, and this rose another gradual peak rising in the first quarter of 2015. This gradual peak dropped off once again, only to rise into a steep peak during the first quarter of 2016. Currently, the market has dropped slightly down, and it has been slightly higher than it was before the housing market crash several times. As of the first quarter of 2016, the market reached higher levels than it was before it crashed, and it's stayed higher than it was.
On the historic real estate trends, both Mississippi as a whole and Jackson had similar trends. The start of the 1990s saw the real estate markets hitting a stable stretch that had a consistent rise. The first quarter of 1992 saw the first slight peak in the housing market that leveled off into a slight plateau until the first quarter of 1993. This period marked another steady rise in the real estate market that continued until it hit a slight peak and drop in the first quarter of 1995. This slight peak and drop resolved, and the market continued its climb. The third quarter of 1996 and the second quarter of 1999 brought more slight peaks that fell away.
Mississippi's real estate market went into the 2000s on a slightly lower point that lasted until the fourth quarter of 2000, when the market picked up and started to climb once again. This climb continued until the market dropped slightly during the second quarter of 2012. The market recovered quickly once again, and it climbed until the first quarter of 2005 when it switched from a more gradual climb to a steep one. This steep climb continued until the first quarter of 2007. This quarter brought the first peak of the housing market collapse.
Homeownership across the state has ranged between 70% and 75% for most of the past 33 years, though there have been a couple short-term peaks and valleys. In 1994 ownership stood at 69.2%. Ownership then trended upward to a peak of 75.2% in 2000. In 2003 ownership dipped to 73.4% before reaching a pinnacle of 78.8% in 2005. Since the Great Recession ownership has declined most years & stood at 69.7% in 2016. In spite of the declines, local ownership is still much higher than the national average, which stood at 63.4% in 2016.
The state of Mississippi has several large, diverse, and thriving cities that are home to tens of thousands of people.
The largest city in the state of Mississippi is Jackson with 169,148 people, and it is also the state's capital. Jackson is part of the biggest Jackson Metro, and there is a combined population of 579,229 people. Jackson has the slogan of "The City With Soul" in honor of its rich musical history with jazz, blues, gospel, and folk music influences. The city got its name in honor of President Andrew Jackson in order to recognize his role during the Battle of New Orleans in the War of 1812.
Jackson has a large service, retail, service-based industry. As this is a capital city, it also has a very large influence from the government sector. In addition, the city has a large electrical equipment and manufacturing industry, along with primary and fabricated metal products, and processed foods. All of these various industries make up for a very diverse, strong economy that has plenty of opportunity for growth and expansion.
Jackson's climate zone is classified as a humid continental climate, and the city has rainfall year round with the spring and winter months being the wettest seasons the city experiences. July is the hottest month of the year with temperatures staying in the 90s, and January is the coldest month of the year with temperatures staying in the 30s. In addition to this, Jackson is located in an area that is prone to thunderstorms that can be severe with strong winds, large hail, heavy rainfall, and ground lightning.
There are several cultural points of interest scattered throughout Jackson, and these include museums, performing arts groups, music venues, and pretty public gardens. The Mississippi Sports Hall of Fame and Museum is an excellent way for any sports fans to spend the day, or you can take the entire family and visit the Mississippi Children's Museum. The Jackson City Rhythm and Blues Festival is a large music festival that takes place in August, or you can visit Battlefield Park. You can check out current events at the city's official tourism website.
The Jackson Public School District serves this city with over 60 schools and 30,000 students, and Jackson is also home to international headquarters of Phi Theta Kappa. There are several colleges and universities students can attend as well like Jackson State University, which is the region's only doctoral-granting research university. Students can also attend Antonelli College, or they can choose to go to the Mississippi College School of Law.
The city has a strong government base that contributes to the economy, and the State of Mississippi is the largest employer with 31,556 employees. The second-biggest employer is from the education industry and the University of Mississippi Medical Center has over 8,000 staff. Finally, the company that claims the third biggest employer is Nissan with around 6,000 employees.
Although Jackson has a diverse economy, it has an unemployment rate that is higher than the national average. However, it has also had recent job growth over the past year by over 3%, and this could help to strengthen the current economy. Over the next ten years, Jackson's economy could get even stronger as the city is estimated to add 40% in additional jobs.
The local median home price for Jackson is currently around $54,200, and this averages out to a price per square foot of $75. These prices have increased over the past year by 1.1%, and they're estimated to go up another 2.1% in the coming year. The Jackson Meto has a local median home price of $133,500 with an average price per square foot of $112.
Gulfport is the second biggest city in the state of Mississippi with a population of 72,076 people. It is also the biggest city in the larger Gulfport-Biloxi-Pascagoula Metro with a population of 391,266. The US Navy's Atlantic Fleet Seabees are located in this city, and the government has a large influence. In 1898, Gulfport was incorporated by William Hardy, who was acting as president of the Gulf and Ship Island Railroad. Gulfport was established as a busy seaport, and it still generates millions of dollars for Mississippi each year.
Gulfport has evolved over time into a diverse and thriving economy. The government, education, healthcare, gambling, and finance make up large portions of the economy. The seaport is also a huge source of revenue, both for the city and the state as a whole. Tourism plays a vital role, with thousands of people drawn to this city each year.
You'll experience a humid subtropical climate that is moderated heavily by the Gulf of Mexico. July is the hottest month, and it typically has temperatures in the mid to high 90s. January is usually the coldest month, and temperatures stay in the 40s. Gulfport additionally doesn't get any snow, but it has rainfall year round.
Gulfport has several museums, festivals, music events, and attractions that draw a large variety of tourist year round. The Institute for Marine Mammal Studies is located here, and this large aquarium has dozens of exhibits. The Busted Wrench Garage Museum showcases the history of classic cars and the Cruisin' the Coast festival also celebrates classic cars. The World's Largest Fishing Rodeo takes place here as well.
The city of Gulfport is served by the Gulfport School District, and it has over 6,000 students enrolled. It is also served by the Harrison County School District with 14,000 enrolled students. The University of Mississippi has a campus here for students to attend for secondary education as well as the Jefferson Davis Campus of Mississippi Gulf Coast Community College.
The diverse economy of this city is reflected in its three biggest employers, and the biggest employer in Gulfport is the Naval Construction Battalion Center with 5,500 staff members. The second biggest employer in the city is Memorial Hospital with 3,300 year-round staff members, and the third biggest employer is Harrison County School District with 1,800 staff members.
Gulfport is a city that has an unemployment that is over 2% higher than the national average, but this may change shortly as it has had job growth over the past year of over 1.6%. Additionally, over the next ten years, the city estimates that it will add 35% more jobs to the economy, and this may help to lower the unemployment rate and improve the overall economic health of the city.
The local median home price in Gulfport is currently $159,250, and this price averages out to around $95 per square foot. These prices have increased over the past year by 3.2%, and it's projected to go up by another 5.8% in the coming year. The Gulfport Metro has a local median home price of $112,800 and an average price per square foot of $96.
Southaven claims the spot for the third biggest city in Mississippi with a 2016 population of 53,214. Southaven is part of the Memphis, TN-MS-AR Metro, and the Metro has a population of 1,342,842 as of 2016. This city is the principal city of this Metro, and it is considered to be a suburb of Memphis, Tennessee. The city got its name because is it located south of Whitehaven, and Whitehaven is a neighborhood that is located in Memphis.
Southaven's economy is very diverse, and healthcare, education, tourism, and service-based industries make up the economic sectors. Retail also plays a large roll in the economy's health, and the city is home to a large shopping mall. There is a small airport in Southaven as well, and this draws tourists to the city. Southaven is an excellent place for small businesses and restaurants to open as well.
The climate in this city is humid subtropical, and this means very hot summers with drier fall months, and the winter months are cool and dry. July and August are the hottest months of the year with temperatures in the 90s. December and January make up the coldest months, and temperatures usually stay in the 30s. This city doesn't see snow much, and if it does, it's usually gone within a day.
The Southern Professional Hockey League team is based out of Southaven, and the city has a large sports following. Tourists come to the city to see the Memphis Hustle, or to take in a game at the annual Dizzy Dean Baseball World Series. The BankPlus Amphitheater at Snowden Grove is an excellent performance venue, or you can take a day trip and visit the Landers Center.
Southaven has the DeSoto County School District for primary education students to attend, and it has over 30,000 students. There are two colleges and universities for students to attend, and they can attend the University of Mississippi – Desoto or the Northwest Mississippi Community College. These two colleges have a variety of degrees and courses students can take.
The DeSoto County School District is Southaven's largest employer, and it has over 2,000 staff members. The second biggest employer in this city is Baptist Memorial Hospital-Desoto with 1,500 staff. The city's third biggest employer is the Southaven Towne Center with 900 full time staff.
Southaven's economy is strong, and it has an unemployment rate that is below the national average. It has also seen recent job growth over the past year of 3.5%, and this has helped to boost the economy. Over the next ten years, the economy is looking to get even stronger as it adds 42% more jobs.
This city has a local median home price of $114,500 with a $92 price per square foot. These prices have risen over the past year by 1%, and they're projected to go up by another 8.7% in the coming year. The Memphis, TN-MS-AR Metro has a local median home price of $122,900. This price averages out to a $86 price per square foot.
Hattiesburg has a population of 46,926, and this makes it the fourth biggest city in the state. In addition to this population, Hattiesburg is part of the Hattiesburg Metro, and this area has a population of 149,138 people. In 1882 William H. Hardy founded this city and named it in honor of his wife, Hattie. In 1884, the town was incorporated with 400 residents, and it was a hub for lumber and the railroad.
The government and education make up the two largest sectors in Hattiesburg's economy as there is a training base in the city. There are also several national business headquarters in the city as well, and they employ thousands of people. Retail, manufacturing and tourism are three other important economic sectors.
The climate of this city is classified as a humid continental climate with humid and hot summers and cool, dry winters. July is when the temperatures get the hottest, and they stay in the 90s. January is the coolest month in this city, and temperatures get in the 30s.
The Saenger Theatre hosts several performances each year, and tourists or residents can take in the Mississippi Miss Hospitality Competition. The Lucile Parker Art Gallery is another popular destination, along with the De Grummond Children's Literature Museum.
The Hattiesburg Municipal Separate School District is the public school district in this city, and it has over 4,400 students. Students can also attend two separate higher education campuses in the city. They can choose the University of Southern Mississippi or William Carey University.
The largest employer in Hattiesburg is Kohler Engines with over 2,000 employees. The second biggest employer is Camp Shelby, and it has 1,500 staff. Finally, the city's third biggest employer is the Hattiesburg Municipal Separate School District with over 1,000 staff.
Hattiesburg is a city that has an unemployment rate that is higher than the national average. However, Hattiesburg has also had recent job growth of over 4%, so the economy is moving in the right direction. Over the next ten years, this trend is projected to continue as Hattiesburg is looking to add 40% more jobs to the local economy.
The local median home price for Hattiesburg is $134,300, and this price works out to around $89. Both of these prices have gone up over the past years by 3%, and they're estimated to rise by another 3.2% during the coming year. The Hattiesburg Metro has a local median home price of $132,400 and a price per square foot of $91.
The fifth biggest city is Biloxi with a population of 45,975 people, and the Gulfport-Biloxi-Pascagoula Metro has a population of 391,266 people. Biloxi has a rich cultural history, and it was settled by the French in 1699. This city has undergone several transformations to become the thriving city it is today.
Biloxi's economy heavily revolves around tourism, the seafood industry, gaming, and healthcare. It is a prime vacation spot for hundreds of people each year, and the gaming industry has been a huge source of revenue for the city since 1999 with the introduction of several large casinos and resorts. The local crime rate is quite low considering it is one of the largest gaming sites in the country. Beautiful beaches and deep sea fishing in the Gulf of Mexico are a big draw.
A humid continental climate dominates this area, and temperatures soar into the 90s during the summer months with high humidity. The winter months bring cooler temperatures with no snow and light rain. The spring and early summer months are the wettest of the year, with the fall and winter months being drier.
This city is served by the Harrison County School District and the Biloxi Public School District. There is also a large Catholic school system in Biloxi, with over fifteen schools. For secondary education, students can attend the campus of Virginia College.
The biggest employer in Biloxi is Harrison County School District with 1,800 staff members. The second biggest employer is IP Casino Resort & Spa with over 1,000 staff. The third biggest employer is the Beau Rivage Resort & Casino with 850 staff. The city has an unemployment rate slightly higher than the national average, but it is projected to add over 40% more jobs in the next decade. Keesler AFB and growth of the tourism industry are projected to continue strengthening the employment outlook.
The local median home price for Biloxi is $104,600, and this works out to an average price per square foot of $107. These prices have increased in the past year by 3%, and they're on track to increase another 5.2% in the coming year.
Mississippi may be well known for its farmland and ranches, but it also offers popular urban areas. Jackson, Gulfport, Biloxi, Southaven, Natchez and Vicksburg are the larger cities in the state. As with so many urban areas, however, the most popular cities are often just outside the larger urban areas.
Brandon has a population of 23,826 and is a convenient, 15-minute drive to the state capital Jackson.
Boasts several parks for nature lovers.
The crime rate is very low.
Possibility of government employment in nearby Jackson.
Olive Branch has a population of 36,699 and is located near the border Tennessee, only 30 minutes from Memphis.
Area enjoyed strong recent job growth.
Local colleges, professional schools and golf courses are available for residents.
Time magazine ranked the city as the #5 best place to live in 2017.
The City of Ridgeland has a population of 24,483 and is a suburb of Jackson, boasting a 15-minute commute.
Convenient shopping, golf courses and Crafts Center.
Many other local indoor & outdoor attractions.
According to the United States Census an estimated 2,988,726 people live in the state of Mississippi. The state has 46,923.27 mi² of land area, which gave it a population density of 63.69 per mi². Here is a list of cities, towns, villages & Census Designated Places with more than 2,000 residents, with their estimated population as of June 2016 & the 2010 United States Census. For Census Designated Places (CDP) where there was no population estimate available for 2016, the 2011-2015 American Community Survey 5-Year Estimates data was used.
As of 2019 the conforming loan limit across the United States is set to $484,350, with a ceiling of 150% that amount in areas where median home values are higher. High local affordability makes the $484,350 ceiling apply statewide for single unit homes. Dual unit homes have a limit of $620,200, triple unit homes have a limit of $749,650 & quadruple unit homes have a limit of $931,600. People buying premium properties in the Jackson area may be above these thresholds, requiring a jumbo loan. Jumbo loans typically have a slightly higher rate of interest than conforming mortgages, though spreads vary based on credit market conditions.
Several different types of home loans are available in The Magnolia State. Fixed-rate loans are very common, and the terms include thirty, twenty, fifteen, and ten years. The longer the life of the mortgage, the lower the monthly payment will be, which is why the 30-year loan is the most popular. The downside of this, however, is that the APR is higher compared to shorter-term loans. The difference can be as large as a full percentage point. Fixed interest rates are guaranteed for borrowers who are taking out large mortgages. Interest can not be charged more than one day prior to the mortgage being recorded, regardless of when the loan is actually received. Lenders are prohibited from making loans that the borrowers can not reasonably afford to repay. Lenders may not charge points and fees exceeding 6% of the principal financed amount.
In addition to conventional 30-year and 15-year fixed-rate mortgages, lenders offer a wide variety of adjustable rate mortgages (ARM's). While these instruments have lost some of their attractiveness during the recession, there are still circumstances where they offer the only way for a borrower to qualify. Properly structured (that is, with strict limits on how much the rate can fluctuate), such loans are still a legitimate way for borrowers to purchase a home and start building equity while establishing their credit so as to qualify for conventional loans upon the ARM's expiration. These loans provide interest rates that fluctuate, as the name implies. The APR is usually fixed for an initial term, such as three, five, seven or ten years. Then the rate adjusts depending on the performance of a referenced index rate, usually once per year; but it can change more frequently. The loan agreement may state in detail how frequently the APR can change, and it may also include a rate cap to prevent large changes.
Balloon mortgages are another route for aspiring homeowners. Balloon mortgages are when a large portion of the borrowed principle is repaid in a single payment at the end of the loan period. Balloon loans are not common for most residential buyers, but are more common for commercial loans and people with significant financial assets.
A few lenders in the state offer interest-only loans, but usually only for periods of three years. These are mortgages where payments are applied only to interest for a period of time. The loan's principal isn't paid down, so the monthly payments are very low. The low monthly payments only lasts a few years, however. Typically, it's about three years. After this period, monthly payments spike because the loan's principal hasn't been reduced & the remainder of the loan must be paid off in a compressed period of time. For example, on a 3 year IO 30-year loan, the first 3 years are interest only payments, then the loan principal must be paid in full in the subsequent 27 years.
When qualifying for a loan, a credit score of 720 or better can help secure a favorable loan. Some mortgage lenders have approved borrowers with credit scores around 640. The best rates and deals will be obtained with a score above 740. There is a lot of competition among lenders, and this environment can create nice perks for borrowers. For example, some banks will offer special deals on closing costs for borrowers who qualify. The cost might be added to the mortgage or the bank will pay the closing costs but add a few basis points to the APR.
A debt-to-income ratio of 40% and a down payment of 20% are what most banks want to see on a home loan application. They will accept worse numbers, but fees and APR's could go up as a result. Also, a down payment of less than 20% typically results in required mortgage insurance. This down payment requirement does not apply for Federal assistance programs such as FHA, in which applicants can have a lower credit score and income but still receive financing.
The piggyback loan is another type of mortgage which is simply two mortgages in one. The piggyback loan can eliminate the need for private mortgage insurance by covering 80% of the home's value with the first loan, while the second loan helps to pay for part of the down payment.
Prospective home buyers who don't find what they're looking for at one of the state's private banks may want to take a look at some of the mortgage options the federal government offers. One of them is the loan program at the Veterans Administration, which provides mortgages with zero down. On top of that great deal, VA loans do not require private mortgage insurance. The agency does, however, charge a funding fee, and this varies from 1.2% to 3.3%. Making a voluntary down payment will reduce this charge. And in case you're wondering, yes you do have to be a qualified veteran to get one of these unbeatable deals.
If you're not a vet, you may want to consider the Federal Housing Administration's home loan services. The FHA offers loans to people who have a credit score of at least 580 and who can put at least 3.5% down. The government agency also offers mortgages for lower credit scores, but it requires more money down with these loans.
USDA loans can help people with low incomes in rural parts of the state qualify for a subsidized low-interest loan. Given the low population density throughout most of the state, most areas qualify.
Mississippi has several programs designed by the state to help people afford to purchase a home. Whether they need lower interest rates or down payment help, these programs can help.
The HOME Investment Partnership Program is aimed at low and very low-income households. The goal of the program is to help provide sanitary, safe, decent, and affordable housing options for people who can't afford a traditional mortgage. Applicants will have to meet income and purchase price requirements in order to be considered eligible.
This program can provide closing cost and down payment assistance as long as the applicants are not trying to purchase a home in Mississippi's "entitlement" areas, and these are outlined in the program. There are also grants for reconstruction and home repairs to make the property safe and habitable.
This program is designed for low and very low-income households, and the goal of the program is to get them into the habit of saving money for a home. For every dollar the participant saves in a special account, the program will give either $1, $2, or $3 in funding. Once the applicant has completed the program, they can take the money they're saved and use it to purchase a home.
There are eligibility requirements for this program, and the household will have to fall below the income limits. The applicant also has to be a first-time homebuyer, complete a homebuyer education course, and make your scheduled deposits into your account. If you do this, you'll be able to use the funding to pay for a down payment or pay closing costs when you purchase a home.
Smart Solution, a 30-year fixed loan with competitive interest rates coupled with a 3% to 4% down payment assistance option.
HAT, a housing assistance program for local teachers.
Some cities and counties also offer local programs worth exploring.
Homeowner's insurance policies typically do not cover flooding. Many counties across the state have a very low to moderate risk of flooding. Counties with moderate, high & very high risk are listed below.
Typically, homes built after 2002, when building code regulations tightened, are subject to lower insurance rates than older homes. On the other hand, homes without hurricane straps, with roofs that do not meet current standards for wind, with older plumbing or with outdated electrical systems may be difficult €" or very expensive €" to insure.
Most of the state is considered to have a moderate to very high tornado risk. A basic homeowners policy should cover financial damages from tornadoes.
Hail damage is not uncommon across the state. Damage from hail is typically covered by home insurance policies.
In 2016 Mississippi charged a below average property tax rate of 0.86% compared to the national average rate of 1.24%. Low property prices combine with the low property tax rate to make local homeownership quite affordable.
The state collects an average of $508 per year in property taxes. This amount equals out to be about 1.11% of the property owner's yearly income. The county that collects the highest property taxes currently is Madison County, and it collects $1,204 per property, per year. The county that collects the lowest property taxes is Amite County, and it collects $281 per property, per year. The median single family home across the state was valued at $143,357 in 2016, yielding an annual assessment of $1,236. In Jackson the median assessment for single family homes was $1,424.
The Home Saver Program was designed to provide mortgage assistance to people who have lost their jobs unexpectedly or their hours have been cut. The goal of the program was to prevent foreclosure and help the homeowner keep their home until they gain employment or they can pay their mortgage.
Applicants could get funding to pay for six months' worth of back mortgage payments and funding to pay for 12 months' worth of mortgage payments. The applicant must be delinquent on their mortgage, or they must be in danger of losing their home to qualify. The applicant has to occupy the property as a primary residence, and they must have documented proof of financial hardship.
This program was discontinued on May 31, 2017, though if there is another market downturn another similar program may be unveiled.
The state of Mississippi allows mortgage lenders to foreclose on properties using the judicial and nonjudicial process. However, it is important to note that most mortgage lenders choose to go through the nonjudicial process because it can be faster than going through the court system. There is also less red tape, and it allows for more flexibility in how the entire foreclosure process goes. Non-judicial foreclosures are allowed and more commonly executed in Mississippi. With these proceedings, the lender notifies the homeowner 30 days before a scheduled sale with a Notice of Default. The homeowner can halt the sale by paying the amount in default. This must be done before the date of the sale.
There is no rights of redemption in Mississippi. Some states will allow homeowners a set period of time after a foreclosure sale is completed in which they can pay the default amount and reclaim their home. The State of Mississippi does not allow this. Once the foreclosure sale is finalized, ownership of the property transfers to the new buyer. The original homeowner will not be able to reclaim the home after the sale by paying the defaulted amount.
Mississippi also allows mortgage lenders to sue a homeowner if they have a deficiency once a property sells at the end of the foreclosure process. This makes Mississippi a recourse state. However, in order for the mortgage lender to sue a homeowner for a deficiency judgment, the highest bid at the foreclosure sale or auction must be reasonable in comparison to the property's fair market value. The mortgage lender has one year from the date of the foreclosure sale to sue the defaulted borrower for a deficiency judgment. If it is granted and the mortgage lender wins the deficiency judgment, they may collect the debt by garnishing the borrower's wages, levy their bank accounts, or put a lien on any other property the borrower may own.
Advertising is required. The foreclosure sale must be listed in a local newspaper for the county that that land is located in. This sale ad must run for three consecutive weeks before the sale can take place.
A notice must be posted at the county courthouse door. This notice is required to list all borrowers who are on the title.
The Cure Procedure allows the borrower to stop the foreclosure by paying the money that is in default. This can include the missed payments, accrued costs, and legal fees. While the lender may be calling the full loan due, if the missed payments and fees are paid in full the foreclosure will be halted.
Mississippi offers special procedures when a homeowner has been affected by a major disaster. When the governor declares a natural disaster of any kind, a moratorium is imposed on foreclosures. This can extend for up to two years after the declaration of disaster. This can benefit homeowners who find that their property value has fallen by fifteen percent or more and find themselves unable to refinance the property. Lenders can still file foreclosures, and if the borrowers do not respond by obtaining an injunction under this provision, the foreclosure will stand.
Check out the following resources to learn more about the Mississippi real estate market.


Get Up To Six Times the Life from Your Razor Blades!
I have found a homemade aftershave solution that combats acne, blemishes, ugly razor bumps and ingrown hairs just in time for summer, with ingredients you may have in your cupboard.
To make the solution, put 150mLs of rubbing alcohol (Isocol) into a glass with 18 aspirin. Then get a second glass, add 75mLs of witch hazel and drop 8 aspirin into the second glass. Let the aspirin dissolve in both glasses, stir it around and then add the solution to a recycled jar with a tight lid. The aspirin won't completely dissolve, so just shake before each use and apply to the affected area with a cotton wool ball.
You should see results within hours for both men and women. It can also be applied to acne or blemishes with great results.
The total cost is free if you already have the ingredients, but if you make it up it should cost about $7.30 (witch hazel = $1.90, isocol $4.35, aspirin $1.05). This is so much cheaper than store brought ingrown hair/razor bump solutions, which range from $14 - $40 for so much less product!
Step 1. Add the orange zest, cinnamon stick, cloves, allspice, glycerine and aloe vera to a 600ml jar.
Step 2. Add the rum.
Step 3. Add the witch hazel. Shake to combine.
Step 4. Add the 25 drops of Bay West Indies essential oil. Cover with a tight fitting lid and shake well to thoroughly combine all the ingredients. Place in the fridge and shake daily for 4 weeks.
Step 5. Once the aftershave has steeped for four weeks strain it through a coffee filter (you may need to repeat this a couple of times to get a clear aftershave). Store in dark, glass bottles (again, re-use empty aftershave bottles). This recipe makes enough to fill two 250ml bottles.
Note: You can buy Bay West Indies essential oil online or at most health food shops. It is a very strong scent so add the suggested 25 drops and then test the fragrance. If it's not strong enough add another 5 drops and test again.
I use Corynne's Natural Shaving Soap which foams into a nice lather using any generic shaving brush (safe for shaving any body part on both males and females). The 180gram container costs $19.95 and lathers really and you can buy from www.soaps.net.au. If you don't rinse your shaving brush you can make it go even further and use the brush for many shaves after without the tub. I have used this product for years and have been able to make one tub last for over a year!
Step 1. Mix rubbing alcohol and water.
Step 2. Add your favourite cologne. Shake to mix. Store in a clean bottle - recycle an empty aftershave bottle if you have one.
Note: Use samples of your favourite cologne, like the little ones you collect from department stores, they are usually the right size.
Step 1. Combine the rubbing alcohol, witch hazel and glycerine in a clean jar and shake hard to mix thoroughly.
Step 2. Add the essential oils in slowly, especially the lavender since you don't want to overdo it.
Step 3. Close the jar and shake thoroughly. Refrigerate the ingredients for three or four days and shake it about once a day.
Step 4. Your aftershave is ready. Remember to shake the bottle well before each use.
When shaving is to use hair conditioner, rub onto area before shaving. It will leave legs and underarms soft.
Sick of buying different hair conditioner - only to find it doesn't do the job or smells terrible. Well, here is another use for all those leftovers or rejects! You can use the hair conditioner easily on your legs, underarms or any place you would like to shave - the razor glides smoothly over your skin, it even reduces the wear on the razor and does a fantastic job while leaving your skin smooth and soft. It also reduces the amount you carry in your toiletry bag when on holidays - my conditioner now does two jobs. If you don't have any leftover conditioner, cheap brands do just as good a job and can be purchased in budget priced 1 litre containers for a fraction of the cost of expensive shaving creams.
I love the convenience of waxing - hair grows back thinner, only have to do it once a month or so, no nicks or cuts. The only thing was it was costing me around $90 per month! $80 for the waxing and $10 in petrol travelling back and forth to the beautician. Not to mention the constant temptation to purchase all the associated beauty products that one can easily be talked into whilst they are having hair ripped from their body! Then a routine clean up unearthed a handy little machine I had purchased in the early 90s - one of those epilators that plucks the hair out with similar results to waxing. They are still available to purchase and cost less than 1 waxing session. So now I have my monthly 'day spa' - a bath, hair removal, pedicure and facial using a bowl of hot water and towel and mud mask I found in the back of the bathroom cupboard!
Approximate $ Savings: $50-$100 per year or more!
Save money, save time, save water. I don't bother spending money on expensive shaving creams. I shave my legs once I get OUT of the shower whilst my legs are still wet, using a a little bit of sorbelene (only $3 for a huge bottle). You don't need to rinse it off, just shave and rub in the residue. This saves water as you don't waste time in the shower, saves time shaving and then having to moisturise and saves money and you will have beautiful, smooth legs!
Rub a little cheap shampoo (basically what is used in shaving gels) between the palms of your hands. Quickly massage all over the lower half of one leg. Shave and rinse the shaver repeatedly in warm water - I do it all in the shower whilst waiting for the hair conditioner to 'cure' when I wash my hair. Repeat for the other lower leg. Do the upper legs if you wish. Then rinse out hair conditioner.
I use a razor a week to shave my whole body. My husband uses a razor every 2 days to shave his face, and then he gets a new one. Men need a super close shave because it's on their face. I just need the hair gone. So one day out of desperation I used one of his old razors and it worked just fine. Now I never buy razors, I just use one that he is finished with, once, and then throw it out. It has saved me $85 a year in razors.
Have you noticed how shaving cream is more expensive for women? For the past two years I've been using men's shaving cream and have been reaping the savings. At the end of the day it does the same job but for half the cost! Give it a go!
I have a tip that could save you up to $400 a year or even more just on waxing. I have been doing this for twenty years now and have saved thousands on trips to the beautician. I buy Veet wax strips from Priceline or my local supermarket (whenever on special) for about $10. Use however many strips needed for your legs and bikini line but keep 1 strip to cut into smaller strips (I cut in half longways then cut each strip about 0.5cm to 1cm wide) which I then use to wax eyebrows, lip, etc. Don't throw out the ends that have no wax on them - use them to pick up any residue wax left on your skin. I then use baby oil to moisturise the skin - I'm still using the same bottle from 1989!! Hope this helps!
I find razor blades are very expensive to buy, especially when I am buying them for my husband to use for his face and for me to shave my legs with. As a student trying to save money, I decided to stop buying razor blades to shave my legs with and just use my husband's after he had finished using them to shave his face. I bought a reusable razor once and then just used the refills after hubby was done with them. They are still sharp as he can't use them on his face until they are blunt and I just use them a few more times and then get the next one when he's finished with it. It saves me a lot of money per year and in this day and age of trying to make a little go a long way, it's a welcome saving on what can be a big expense.
I have just been reading your latest newsletter which mentions shaving cream. The best of all is Sorbolene cream. It is cheap, you don't need much and you don't need to moisturise afterwards. My husband uses it every day and he adds a little water to the cream when it is on his face. I do the same for underarms and legs.
Swap to a Men's Razor, They Last Longer!
Just read Barbara from Melbourne's tip about using Men's shaving cream. My hubby and I both have Gillette razors - me the Venus and him the Mach 3. I have found the men's razors to be longer lasting. It has been suggested this is because they are designed to cut the thicker, coarser hair of a mans face, so using it on my legs and arm pits is nothing for the blades. They come in larger boxes and are cheaper than the equivalent ladies blades. Watch out though, the Gillette Fusion blades do not fit the Venus or Mach 3.
Instead of buying and replacing very costly disposable razors every time you shave, store your used one in a little olive oil to prevent rusting as this is what makes it blunt for the next shave. One razor will then last you a few months.
To drastically cut pain when having eyebrow's or lips waxed, apply baby teething gel such as Bonjella to the area to be waxed 5 minutes before waxing! No more wincing and tears!
My husband likes to leave his razor in a cup with a small amount of olive oil (enough to cover the head of the razor). This keeps the razor blades clean and sharper for much longer, they will last up to 6 months rather than only getting 6 uses for each razor.
A little Savlon rubbed on areas after shaving prevents any uncomfortable razor rash. It doesn't sting like expensive after shave products and is a cheap alternative to purchasing multiple scratch/blemish products with no side effects from harsh chemicals or perfumes.
Men: Razor blades are expensive, especially if you use the newest 40 blade razor. They can cost about $23 for 4 blades. If you buy in bulk on eBay, can get about 30% off the retail price.
Razor blades are expensive and I've found a great way that keeps them sharper longer. In a small saucer I put some oil (olive/vegetable) and this keeps the rust at bay. The oil also makes shaving easier, hence I don't need to use as much shaving cream and that's also a saving.
If you're rushed for time and need to shave your legs apply baby oil liberally and shave with a dry razor, use a dry wash cloth to rub away any excess oil and hairs - your legs will be moisturised and hair free in minutes and you're ready to go. A grocery branded 500ml baby oil will last for ages. I've found a pack of Aldi razors are most economical as well - just rinse under hot water tap or save water and stir in a cup of hot water to loosen hairs and allow to dry ready for the next use.
If you use those aerosol cans of shaving cream or gel and you get to the so-called end of the can try dropping the whole tin in your hot shaving water. Leave for a few seconds and then try again. The heat causes a build up of pressure inside the can, which in turn forces the last bit of cream or gel out of it. I have had up to ten more shaves after the tin shows empty. Getting more for your buck.
If you have an electric shaver eg. Emjoi Gently, for your underarms and legs, before using it put some baby powder on your body and the pain won't be as bad.
A good substitute for shaving-cream is any Hair Conditioner. This also has the advantage of being see-through, handy if trimming the edges of a beard-line, or side-burns. When travelling, it makes for one less product to pack!


FULLERTON, Calif. – Fullerton will host fan appreciation day against UC Irvine at Titan Gym on Wednesday at 7:00pm. The Titans will compete against Hawaii the following Saturday at the Stan Sheriff Center in Honolulu starting at 5:00pm.
Cal State Fullerton (12-13, 4-8 Big West) is coming off of a 1-1 week against Cal Poly and UC Santa Barbara. The Titans took a loss against the Cal Poly Mustangs with a final score of 58-69. Three Titans scored in double figures as Raina Perez led the team with 16 points and two rebounds. Perez is the second leading scorer this season with a total of 274 points. Amiee Book followed with 16 points, two rebounds and four assists. Book has posted a total of 231 points this season with 105 rebounds. Hannah Thompson posted 13 points and three rebounds for Fullerton, while Carolyn Gill led the Titans with 8 rebounds. UC Santa Barabara fell to Cal State Fullerton with a final score of 74-62 where Raina Perez led the team scoring 18 points and Daeja Smith led the team in rebounds with a total of 11. Jade Vega contributed six assists along with 16 points and seven rebounds.
The UC Irvine Anteaters (17-7, 7-5 Big West) finished up last week with a win against Hawaii posting a final score of 53-48 and a tough loss against UC Riverside scoring 65-66. UC Irvine's leading scorer, Jordan Sanders, has scored a total of 474 points this season along with a team high 166 rebounds. Sanders led the team in points against UC Riverside and Hawaii, scoring double figures both games. Lauren Saiki, posting 275 points this season, scored double figures against UC Riverside and Hawaii as well. UC Irvine took the win against Cal State Fullerton earlier in the season with a tight score of 65-61, giving Fullerton a chance to redeem themselves in the last match up between the two teams for the season.
Hawaii (11-15, 7-6 Big West) are coming off of a pair of losses last week against UC Davis and UC Irvine. The Rainbow Wahine fell to UC Irvine with a final score of 48-53. Jadynn Alexander led the team with double figures, 10 points, against the Anteaters while Lahni Salanoa followed closely behind with nine points. Both Tia Kanoa and Myrrah Joseph posted nine points in the match against UC Davis, which ended with a final score of 72-46. Kanoa is one of the leading shooters for Hawaii with a total of 177 points this season and 103 rebounds, while Joseph follows with 107 points. Hawaii took a loss against Cal State Fullerton earlier in the season with a final score of 72-68 and will be facing them again this Saturday for their final match up.


Characterisation of epithelial cells infection by morbilliviruses.
Measles (MeV) and Canine distemper vints (CDV) are closely related members of the genus Morbillivints in the Paramyxoviridae family. They are transmitted by aerosol droplets, and cause a moderate to severe disease characterized by rash, fever, respiratory and gastrointestinal signs and immunosuppression in their respective hosts. The virus initially targets immune cells expressing its primary entry receptor: the signaling lymphocyte activation molecule (SLAM; CD150). After massive replication in lymphoid tissues, the virus spreads to epithelial tissues in organs throughout the body, which coïncides with the appearance of clinicat signs. The virus is finally released into the respiratory tract, and transmitted to a new host. Recent studies have refined the current mode!of MeV pathogenesis, proposing that virus replication in epithelial cells is not necessary to initiate an infectious cycle or for viral dissemination, but required for shedding and transmission. To validate this new mode!, we took advantage of a more severe disease phenotype seen in CDV-infected ferrets. We hypothesized that the mechanism of interaction with the epithelial cell receptor is conserved between MeV and CDV, and that the same H protein region is involved in this interaction. To test our hypothesis, we first introduced the mutations conferring an epithelial cell receptor (EpR)-blind phenotype from MeV H to the CDV H protein (V478S, P493S and Y539A). Protein transport to the cell surface was slightly reduced for one of the mutant H proteins, but nevertheless, they ali retained wild-type fusion capacity in SLAM expressing cells. We then produced a recombinant CDV expressing aH protein carrying the respective EpR-blind mutations. Ali mutant viruses replicated with similar efficacy as the wild-type CDV in SLAM-expressing celis, but poorly in canine and ferret epithelial cells, illustrating their inability to infect epithelial cell. The tropism and pathogenesis of the EpR-blind CDV was finaliy evaluated in ferrets. Infection with wild-type CDV causes a lethal disease in these animais, and recapitulates the clinicat signs of measles in humans. Ferrets infected with the EpR-blind CDV had similar viralloads and experienced a similar extent of immunosuppression as wild-type infected animais. However, they did not show any signs of clinicat disease such as rash, fever or weight loss. More importantly, no virus was detected in the epithelial tissues of the trachea, lungs orbladder. Taken together, our data from the ferret mode!supports and strengthens the previous MeV pathogenesis study in macaques by Leonard et al. We have shown that the infection of epithelial cells has little or no role in establishing infection and systemic spread, but rather contributes to the development of clinical disease, virus shedding and transmission to a new host. The implication of structurally conserved H protein residues in epithelial cells entry, further suggests that morbilliviruses share a common epithelial receptor. In this perspective, approaches that interfere with the entry into epithelial cells may constitute a novel strategy for controlling the transmission ofthese highly contagious viroses, and may therefore contribute to the global eradication of MeV.


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$98.8m scheme to give after hour access to local GPs
AUSTRALIANS will receive access to a local doctor after-hours under a new $98.8m initiative aimed at encouraging GPs to treat patients outside of business hours.
But the initiative has come at the expense of the After Hours GP helpline which will be scrapped from July 1.
Federal Health Minister Sussan Ley said GPs that provide after-hours services to patients will be able to apply for incentives from the government to do so.
She said the new After Hours Incentive will have five payment levels and will be available to eligible GPs who sign up to the scheme.
"Under these new arrangements, patients will be able to easily find out what after-hours services are available, including services provided by arrangement outside of the patient's usual general practice," she said.
"After-hours services will be simpler to find as all practices will be required to effectively communicate their after-hours access arrangements to patients."
Shadow Health Minister Catherine King said the government had again shown its complete lack of understanding for the needs of Australian families in abolishing the GP After Hours Helpline.
"More than 200,000 calls were made to the helpline last year, and well over half a million since its inception in 2011, proving just how valuable this service is to families," she said.
"The GP After Hours Helpline has enabled families in the middle of the night to simply pick up the phone and talk to a nurse or GP to get advice and if needed, be referred to their nearest open after-hours service." - APN NEWSDESK.
Pharmacy plan gets green light
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editors picks sussan ley