text:
Home assurance options, tuition credit spur interest in Riverdale new development
Jun.June 29, 2009 10:38 PM
Sales at new condo developments in Riverdale have been slowly sputtering along since the boom in 2006. But now, after introducing a few more options and incentives to potential buyers, two of the neighborhood's projects — Arc Development's Solaria Riverdale and Q-Real Estate Partners' Latitude — have seen a recent increase in interest.
Since introducing two new incentives — free home assurance and a tuition credit — in April, six of Solaria's units have gone into contract. Also, over the past two months Solaria has rented four other units.
The project, at 640 West 237th Street, still has a long way to go, however, because it only has 10 closed deals, 10 in contract (including the six since April), and the four being rented, out of the 64 units in the building, since sales began in 2006.
The units have generally leased for a one-year term, with six months worth of rental payments available for use towards a down payment for the unit after the lease expires.
"It's really for people who are qualified buyers, but not sure whether or not they want to live in Riverdale," said a spokesperson for Arc Marketing who asked not to be identified. Arc Marketing, an affiliate of the project's sponsor, is the exclusive marketing and sales broker for the project.
Meanwhile, Latitude, a lower-priced condo targeting first-time buyers at 3585 Greystone Avenue, has seen increased interest from buyers after recently changing the whole building over to rent-to-own. Sales there began in late 2007.
Slow sales throughout the 'hood
Despite the sales pitch of a less-than-half-hour commute to Manhattan, it seems buyers have been hesitant to close at any of the area's new developments.
Riverdale Court, at 3751 Riverdale Avenue, has three units in contract out of 10, but no units have closed since sales began in December of 2006, according to Linda Solomon, the Halstead Property broker who is handling sales for the project.
Riverstone Condo, at 3220 Arlington Avenue, has sold 50 percent of its 26 units since sales began in July 2007, said Amela Kadric, sales manager for Sotheby's International Realty who is handling its sales.
These projects are lingering on the market at a time when condo resales in the area are slowing drastically and prices are falling.
In the first four months of 2009, there were only five condo unit sales in zip codes 10471 and 10463, an area including Riverdale and neighboring Kingsbridge and Marble Hill, according to research firm GeoData Plus. They were sold at a median price of $325,000. Over the same period in 2008, there were 19 sales at a median price of $690,000.
Home assurance and tuition credit pique interest
With Solaria's home assurance offers, the sponsor has been willing to negotiate an agreement where it would cover some of a buyer's mortgage payments and maintenance fees in the event that they lose their job during a period of time — almost up to a year — after closing. In other cases the developer has offered to cover part or all of the cost of tuition for nearby private schools for the children of buyers.
Active listings at Solaria include one-, two- and three-bedrooms ranging from $770,000 to $1.245 million, according to Streeteasy.com. The Solaria's prices are not inexpensive for the area. The building had six of the top 10 most expensive Bronx condos on the market last year, according to a September 2008 article in The Real Deal.
Marketing Directors first handled sales and marketing at the building when it hit the market it 2006, and Arc took over the job in August 2008. Sales remained slow there, however, until the introduction of incentives in April.
Turning rent-to-own to secure buyer financing
Over at Latitude, a rent-to-own program was launched for the whole building in mid-April, and since then, the building has received more offers, said Robert Quaco, principal of Q-Real Estate, the developer.
A major reason for the program's implementation is that the developer's preferred lender on the project, Bank of America, will not give buyers financing until 70 percent of the units are in contract.
Currently, eight of the building's 53 units are in contract, or around 15 percent, said Jessie Torres, a sales agent at Atlantic Realty Partners, the sales and marketing agent for Latitude.
While Q-Realty initially offered the rent-to-own program only for a two-year lease, around June 1 it began offering them for a one-year term, awarding the same total rent credit. This effectively doubles the percentage of rent that goes towards a buyer's purchase. The average total rent credit at the end of a lease on a two-bedroom is $24,000. Rents start at $2,000 for a one-bedroom and $2,700 for a two-bedroom, and top out at $4,500 for a three-bedroom.
Units at the Latitude range from around $475,000 to $575,000; 80 percent of them are two-bedrooms.
Halstead Propertyriverdale
Open houses attendance could fall amid coronavirus worries
William Zeckendorf wants to build an army of NYC homeowners
Kent Swig on 10 years of recovering from the Great Recession
Halstead Development hires consultant Carole Bloom to expand its rental division
Nelson Management picking up
rent-stabilized Bronx building for $36M
BHS names Pablo Marvel as CMO
PHOTOS: Here's a look inside Halstead's holiday party
Benjamin Benalloul jumps to Halstead, Brown Harris Development Marketing


I will skip this one, and wait for the X-T3.
I fear my Nikon days are over. I haven't used my D300S in over a year.
EVF which could be substantial.
to see an EV-Comp dial. I wonder what that might do.
It looks like it might be a custom mapped dial for one of several functions.
impressions ready to be published at the crack of dawn, or earlier.
Same here, although I've gone the Panasonic rather than the Fuji route.


text:
A Few Great Pumpkins V—Fourth Night: The Thing
by Julien Allen
What makes The Thing really scary is not the special effects. Unlike Phantom of the Opera (1924), wherein all the terror begins and ends with the indelible image of Lon Chaney's unmasked face (see, in similar vein, Pumpkins III's treatment of Mr. Barlow in Tobe Hooper's Salem's Lot) there are many unforgettable coups de théâtre by Rob Bottin in The Thing by turns disgusting, bewildering, sickening, shocking, and more often than not absolutely hilarious—but not scary. Not really. If anything, these magnificent plastic pyrotechnics operate as a welcome release from what is truly horrific about John Carpenter's 1982 flopzilla (now cult favorite)—and that's not knowing what it is that you're afraid of.
You see, The Thing is not just a clever title. The enemy, a corrosive alien organism which kills and replicates its prey, by its nature has no distinct face or personality of its own—a trite "conquer and survive" motivation is ascribed to it but it defies any description, hence the impotent references throughout to "that . . . thing." It only exists visually as either a complete replication of one of the characters, or more often a repulsive abortion of its own attempt to do so. Whereas the exact same observation could be made of Invasion of the Body Snatchers, that film was very quick to define the enemy (and its motivation) by reference to a familiar concept of global paranoia. Despite Wilford Brimley's character being driven mad by the prospect of the Thing incubating and destroying every human on earth, The Thing is really just haunted house drama—the primary aim of each character is his own immediate survival within the confines of an Antarctic base, cut off from the outside world by a snowstorm. For this, each character needs to know who he can trust to help him.
But if you don't know what it is you're afraid of, then you're afraid of everything. So once the immediate danger is defined as the possibility that any one might be "infected," the film becomes a thrilling reimagining of Jean-Paul Sartre's short play No Way Out, wherein Garcin, trapped in a single room with his two female companions, utters the immortal Sartrian aphorism: "Hell is . . . other people."
This close-quarters horror culminates in an unbearably tense dialogue/action scene wherein MacReady (Kurt Russell, who is no more trusted than anyone else, but who has the presence of mind to go first dibs on the flame thrower) ties all the survivors up onto a bench and tests blood samples from each of them to try and trigger a defensive reaction from whichever is the Thing all while the trussed victims bark their innocence, resentment, and fear at him. The satisfaction of the scene, as with so many others in the film, is in the impossibility of the audience to properly relate to any of the protagonists—a gruesome pocket version of Ten Little Indians, where the killer changes into the victim on each occasion.
So what of these "other people"? Here is where Carpenter seems to have stolen directly from Ridley Scott's Alien, by having his cast of characters comprise a group of ostensibly tedious scientists. They are as far removed from the genre stereotypes as possible, but Carpenter takes it even further: respected theatrical character actors Richard Dysart, Donald Moffat, and Peter Maloney are amongst the nerdlingers easily brushed aside by MacReady when it comes to getting serious about killing the Thing. Though these straight batsmen, like Gregory Peck in The Omen, seem meant to add credibility, they will all be violently (and delectably) transformed into some of the more repulsive entities in horror cinema—the graphic implausibility operating as comic relief from the taut cheesewire atmosphere of distrust and fear. As Thomas Waites says when Charles Hallahan's disembodied head grows arachnoid legs, turns upside down and scuttles out of the door in silence while the others simply watch: "You have gotta be fucking kidding."
The Thing ultimately represented for Carpenter the opportunity to throw onto the screen what Halloween's restricted budget forbade him. And just as a cash-strapped Carpenter devised an apparently omnipresent ghost in Halloween (Michael Myers is a now-you-see-him-now-you-don't creature of the shadows, who could strike from anywhere), so in The Thing, the same claustrophobic sense of present danger is more terrifying than any special effect.
This Article is related to: Uncategorized and tagged Halloween

redpajama_set_name: RedPajamaCommonCrawl


Davy Russell wins the race for the first time on his 14th attempt, as the smallest horse in the field triumphs.
Tiger Roll has won the Grand National at Aintree in one of the closest finishes the course has seen in recent years.
The eight-year-old, who was the smallest horse in the field, held onto the lead, despite Pleasant Company gaining ground in the final metres to force a photo finish.
Tiger Roll's jockey Davy Russell, 38, was eighth two years ago and third last year, going into today's race with odds of 10-1.
Russell now takes away the first prize of £500,000.
Afterwards he told ITV: "I've won this race a thousand times in my head, in my dreams as a child.
"It's such a marvellous event, it's amazing really to have finally done it. I don't know what to say."
He also mentioned his mother, who died earlier this year, saying: "She was a marvellous woman, getting up at 6am to drive me around Ireland for races.
"She always did what was best for her children."
Commenting on Pleasant Company's last-minute challenge, Russell said: "I did have a big fear - it would have been heartbreaking."
Trainer Gordon Elliott said: "It's unbelievable for Davy Russell.
"He's lost his mother and I'm sure his father Gerry is very proud at home watching. He had a new baby last week, too.
"Coming here I was really worried about the ground. All the way round I couldn't believe how he was going."
Tiger Roll is owned by Irish businessman Michael O'Leary, chief-executive of Ryanair.
David Mullins, jockey of Pleasant Company, said: "Davy was going so much better than me."
Bless The Wings, the winner's stablemate was third, and Anibale Fly was fourth, with Irish runners dominating the 4.5-mile race.
Some 26 horses failed to finish the race, either losing riders, pulling up, falling or being brought down.
The horse thought to be in the worst state, Saint Are, was assessed by medics on the track for some time after the race.
Racing Tips later tweeted: "News reaching us is that Saint Are is back in the stables.
"He's still being treated by the medics, but that has to be a good sign!"
Total Recall was one of the horses to fall, after starting the race as the 7-1 favourite.


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text:
Lüb steht für:
 den deutschen Namen der kroatischen Insel Olib

LÜB steht für:
 Lande- und Übersetzbataillon, Bezeichnung für eine militärische Einheit der Nationalen Volksarmee

redpajama_set_name: RedPajamaWikipedia


text:
const _ = require('lodash');
var expect = require('chai').expect;
var rewire = require("rewire");
var coll = require('../lib/collection');
var n = rewire(require.resolve('../newman-ext.js'));

let initparams = _.concat(process.argv, 'run', './tests/sample.postman_collection.json', '--demo');

beforeEach(() => {
    // This is required to have a new command object for each test
    // Otherwise due to how CommanderJS creates the command object
    // it is just created once by first test and same object is used by all tests
    var program = rewire(require.resolve('commander'));
    var cmd = rewire(require.resolve('../lib/cmd.js'));
    cmd.__set__('program', program);
    n.__set__('cmd', cmd);
});

test('-t include single tag, include empty description by default', () => {
    let executions = n.run(_.concat(initparams, '-t', '@l1'));
    expect(executions).to.have.length(1);
    expect(coll.allRequestsUnder(executions[0].collection)).to.have.length(13);
    expect(executions[0].collection.items.count()).to.equal(10);
    _.each(coll.allRequestsUnder(executions[0].collection), (item) => {
        let description = _.get(item, 'request.description.content')
        if (!_.isNil(description))
            expect(description).to.include('@l1');
    });
});

test('-t single tag NOT, include empty description by default', () => {
    let executions = n.run(_.concat(initparams, '-t', 'not @l2'));
    expect(executions).to.have.length(1);
    expect(coll.allRequestsUnder(executions[0].collection)).to.have.length(15);
    expect(executions[0].collection.items.count()).to.equal(10);
    _.each(coll.allRequestsUnder(executions[0].collection), (item) => {
        // console.log(item);
        let description = _.get(item, 'request.description.content')
        if (!_.isNil(description))
            expect(description).to.not.include('@l2');
    });
});

test('-t include multiple tags AND, include empty description by default', () => {
    let executions = n.run(_.concat(initparams, '-t', '@l1 and @sanity'));
    expect(executions).to.have.length(1);
    expect(coll.allRequestsUnder(executions[0].collection)).to.have.length(5);
    expect(executions[0].collection.items.count()).to.equal(3);
    _.each(coll.allRequestsUnder(executions[0].collection), (item) => {
        let description = _.get(item, 'request.description.content')
        if (!_.isNil(description)) {
            expect(description).to.include('@l1');
            expect(description).to.include('@sanity');
        }
    });
});

test('-t include multiple tags OR, include empty description by default', () => {
    let executions = n.run(_.concat(initparams, '-t', '@l1 or @sanity'));
    expect(executions).to.have.length(1);
    expect(coll.allRequestsUnder(executions[0].collection)).to.have.length(15);
    expect(executions[0].collection.items.count()).to.equal(10);
    _.each(coll.allRequestsUnder(executions[0].collection), (item) => {
        let description = _.get(item, 'request.description.content')
        if (!_.isNil(description))
            expect(description).to.match(/@l1|@sanity/, 'Fail for: ' + _.get(item, 'name'));
    });
});

test('-t include multiple tags AND NOT, include empty description by default', () => {
    let executions = n.run(_.concat(initparams, '-t', '@l1 and not @sanity'));
    expect(executions).to.have.length(1);
    expect(coll.allRequestsUnder(executions[0].collection)).to.have.length(11);
    expect(executions[0].collection.items.count()).to.equal(9);
    _.each(coll.allRequestsUnder(executions[0].collection), (item) => {
        let description = _.get(item, 'request.description.content')
        if (!_.isNil(description)) {
            expect(description).to.include('@l1');
            expect(description).to.not.include('@sanity');
        }
    });
});

test('-t include multiple tags brackets, include empty description by default', () => {
    let executions = n.run(_.concat(initparams, '-t', '(@l1 or @l2) and (not @sanity)'));
    expect(executions).to.have.length(1);
    expect(coll.allRequestsUnder(executions[0].collection)).to.have.length(17);
    expect(executions[0].collection.items.count()).to.equal(9);
    _.each(coll.allRequestsUnder(executions[0].collection), (item) => {
        let description = _.get(item, 'request.description.content')
        if (!_.isNil(description)) {
            expect(description).to.match(/@l1|@l2/, 'Fail for: ' + _.get(item, 'name'));
            expect(description).to.not.include('@sanity');
        }
    });
});

//---------------------------------------------------

test('-t include single tag, exclude empty description', () => {
    let executions = n.run(_.concat(initparams, '-t', '@l1', '-m'));
    expect(executions).to.have.length(1);
    expect(coll.allRequestsUnder(executions[0].collection)).to.have.length(10);
    expect(executions[0].collection.items.count()).to.equal(10);
    _.each(coll.allRequestsUnder(executions[0].collection), (item) => {
        let description = _.get(item, 'request.description.content')
        expect(description).to.include('@l1');
    });
});

test('-t single tag NOT, exclude empty description', () => {
    let executions = n.run(_.concat(initparams, '-t', 'not @l2', '--remove-emptyDesc'));
    expect(executions).to.have.length(1);
    expect(coll.allRequestsUnder(executions[0].collection)).to.have.length(12);
    expect(executions[0].collection.items.count()).to.equal(10);
    _.each(coll.allRequestsUnder(executions[0].collection), (item) => {
        let description = _.get(item, 'request.description.content')
        expect(description).to.not.include('@l2');
    });
});

test('-t include multiple tags AND, exclude empty description', () => {
    let executions = n.run(_.concat(initparams, '-t', '@l1 and @sanity', '-m'));
    expect(executions).to.have.length(1);
    expect(coll.allRequestsUnder(executions[0].collection)).to.have.length(2);
    expect(executions[0].collection.items.count()).to.equal(2);
    _.each(coll.allRequestsUnder(executions[0].collection), (item) => {
        let description = _.get(item, 'request.description.content')
        expect(description).to.include('@l1');
        expect(description).to.include('@sanity');
    });
});

test('-t include multiple tags OR, exclude empty description', () => {
    let executions = n.run(_.concat(initparams, '-t', '@l1 or @sanity', '-m'));
    expect(executions).to.have.length(1);
    expect(coll.allRequestsUnder(executions[0].collection)).to.have.length(12);
    expect(executions[0].collection.items.count()).to.equal(10);
    _.each(coll.allRequestsUnder(executions[0].collection), (item) => {
        let description = _.get(item, 'request.description.content')
        expect(description).to.match(/@l1|@sanity/, 'Fail for: ' + _.get(item, 'name'));
    });
});

test('-t include multiple tags AND NOT, exclude empty description', () => {
    let executions = n.run(_.concat(initparams, '-t', '@l1 and not @sanity', '-m'));
    expect(executions).to.have.length(1);
    expect(coll.allRequestsUnder(executions[0].collection)).to.have.length(8);
    expect(executions[0].collection.items.count()).to.equal(8);
    _.each(coll.allRequestsUnder(executions[0].collection), (item) => {
        let description = _.get(item, 'request.description.content')
        expect(description).to.include('@l1');
        expect(description).to.not.include('@sanity');
    });
});

test('-t include multiple tags brackets, exclude empty description', () => {
    let executions = n.run(_.concat(initparams, '-t', '(@l1 or @l2) and (not @sanity)', '-m'));
    expect(executions).to.have.length(1);
    expect(coll.allRequestsUnder(executions[0].collection)).to.have.length(14);
    expect(executions[0].collection.items.count()).to.equal(9);
    _.each(coll.allRequestsUnder(executions[0].collection), (item) => {
        let description = _.get(item, 'request.description.content')
        expect(description).to.match(/@l1|@l2/, 'Fail for: ' + _.get(item, 'name'));
        expect(description).to.not.include('@sanity');
    });
});

redpajama_set_name: RedPajamaGithub


Gentoo Forums :: View topic - Gentoo Hardened - 32 or 64bit arch?
Gentoo Hardened - 32 or 64bit arch?
Posted: Thu Mar 28, 2013 9:07 pm Post subject: Gentoo Hardened - 32 or 64bit arch?
2) If 64 bit is the way to go - would having only 1 or 2GB physical RAM on a 64 bit system limit the effectiveness of ASLR?
3) PAGEEXEC - this works on Intel's implementation of the NX bit - XN? Even on an Intel 32 bit system? - given that SEGMEXEC's purpose is to emulate an NX bit on ia-32 architectures.
Get 64 bit hardware and run only 64 bit software. Choose the ./no-multilib profile and turn off 32 bit emulation in your kernel.
32 bit software, even on 64 bit hardware behaves as if its on 32 bit hardware as the address space is still 32 bits.
Do not confuse physical address space (the amount of memory you have) with the virtual address space provided by the system. The two are not related but it may appear that way.
On a 32 bit system with 1G of RAM, the virtual address space is still 4G (32 bits) The Memory Management Unit (MMU) takes care of mapping Virtual Addresses to Physical Addresses.
Its OK for the same physical RAM to be mapped to different Virtual Addresses, as only one set virtual address data will be loaded into physical memory at a time.
This is swapping and its slow ... one of the side effects is that it means that theory, you can run a program that is larger than your physical RAM. You can but execution speed is impacted.
On a 64 bit system with only 1G RAM, The physical memory is the same size as before but the virtual address space is much bigger.
ASLR works in the virtual address space, not the physical address space. However 32 bit software cannot use this larger virtual address space as it uses 32 bit addresses.
There is a large speed impact when you emulate NX on a 32 bit system that does not have hardware NX support.
Thanks a lot for the quick response - it really helped.
Just that one issue to clear up - is Intel's XN is the essentially the same as an NX bit on other CPUs? I.e. PaX NX will function correctly in this circumstance?
Offtopic: do you know of any < 10watt TDP x86_64 MITX boards? I'm thinking along the lines of Intel Atom / AMD Fusion. I'll create another post in the hardware section.


text:
Coffee from Harrar, Ethiopia
Discover why the Harar region of Ethiopia is famous for its gourmet Arabica coffee beans, its history and its culture.
Harrar is in the Eastern Highlands of Ethiopia and where our natural processed heirloom coffee beans of unsurpassed world-class quality are sourced. The Harrar coffee offered by Tiru Coffee is rich and edgy with the flavors of spice, blueberry jam, chocolate, and finishing notes of Jasmine.
The Harrar region of Ethiopia is home to some of the most sought-after gourmet Arabica coffee in the world, including one of the oldest beans produced today. At Tiru Coffee, we source natural process heirloom coffee beans from Harar because of their distinctive flavor and unsurpassed world-class quality.
What Makes Harrar Coffee Unique?
Drying beans in the African sun results in a rich coffee edged with the flavors of spice, blueberry jam, chocolate and finishing notes of jasmine – a unique flavor referred to as mocha. Often, Ethiopian Harars are used in espresso blends because they capture the aromatics of the crema. Discover our Ethiopian Harrar coffee for yourself or read why we selected it for Tiru Coffee. Learn more about our other regions including Yirgacheffe.
Harar beans are considered "wild" because they're natural or dry process coffees that are left to dry in the sun with the entire fruit and bean intact. As it dries, the cherry infuses the bean inside with distinctive lush fruit tastes. Nearly all of the sorting and processing is done by hand.
Names for Harrar, Harar, & Harari
Officially named Harar Jugol, it's also known by more informal monikers, such as City of Saints, City of Peace, living museum and African Mecca. These nicknames honor the rich history and cultural heritage of the city. Harar is the capital of the Harari Region, and the administrative capital of the Harari People National Regional State (HPNRS). When describing coffee from the region, it is spelled "Harrar."
Harari Culture
It is believed that Harar was founded sometime around the 10th century by Arabian immigrants. Thanks to the city's location in eastern Ethiopia, Harar became a hub for trade from the Middle East, India and Africa. Islamic culture has featured prominently in the city's history over the years. In fact, Harar Jugol is considered the fourth holy city of Islam. Harar's Islamic and African influences are especially obvious in the city's architecture, which features townhouses with unique interior designs. To this date, the city is home to 82 mosques, some dating back to the 10th century, and 102 shrines.Today, the people of Harar are known for their weaving, book binding, basket making and other handicrafts. As for the city itself, visitors are awed by the hundreds of alleyways and vibrant markets inside the wall. However, outside the wall lies a modern city.
In 2006, Harar Jugol, Ethiopia, was named a UNESCO World Heritage Site. The United Nations Educational, Scientific and Cultural Organization (UNESCO) recognizes natural and/or cultural sites that are considered to have "Outstanding Universal Value". These are locations or buildings that the World Heritage Committee has deemed to be important for future generations and across national boundaries. Harar was chosen as a unique, significant or best example of the world's heritage. This designation is an immense honor and includes both reporting requirements and property protections.
Coffee Ceremony
As with all of Ethiopia, coffee is central to the culture of the people of Harar. Of particular importance is having coffee with other people. At least once a day, women host a coffee ceremony, which is a traditional way of preparing, serving and drinking coffee together. This important process is a treasured time for welcoming guests and sharing stories, sorrows and laughter with family and friends.
Hyena Feeding
One longstanding tradition is the feeding of hyenas at dusk. Each evening along the outskirts of the city, "hyena men" put out a call that is answered by small packs of three or four hyenas who come forward to receive their dinner and even play with their feeders. These deadly predators have been living in alongside the people of Harar for centuries. Locals refer to them as "young priests", and a porridge feast in their honor is held at the beginning of each new Arabic calendar year. The hyenas' acceptance of the offer is considered good fortune, while refusal is a bad omen.
The walled city of Harar commands a plateau in the eastern highlands of Ethiopia, surrounded by deep gorges, savannah and deserts. The wall was built sometime between the 13th and 15th centuries to keep out Ethiopian Christian forces, Oromo migrants and foreigners. The area inside the 16-foot high walls is known and the Jugal, and today visitors are welcome to explore it. Access to this central district is through 6 gates spaced around the 2 miles of wall.
Sitting at an elevation of about 6,180 feet above sea level, Harar enjoys moderate temperatures year-round. Typically, the mornings are cool and the afternoons can get relatively warm, but the average temperatures usually range between lows in the 50s and highs in the 70s. The total average rainfall for the region is only about 28 inches per year, with most of it falling around August. November through February are typically dry months, with the rainy season lasting from March through October. These mild temperatures and moderate rainfall provide idea growing conditions for coffee plants.


text:
#feminism
#womenslives The guy stared at me with a grin on his face
By feimineach / in #feminism, #womenslives, #quickhits / February 1, 2017
#womenslivesThe guy stared at me with a grin on his face. He looked amused, a look that puzzled me since we were talking about my career and nothing funny had been said. "Well….You must admit that all...
#vivelafeminism: Follow women of color: lessons from the #WomensMarch on Washington – @bitchmedia
By feimineach / in #feminism, #vivelafeminism, #quickhits / February 1, 2017
Even before the Women's March on Washington had grown to include every U.S. state, more than 700 cities, and every continent, I knew I had to be there. For me, it was a pilgrimage. It was being a part...
#vivelafeminism: Hold the mansplaining: the resistance is being led by women
By feimineach / in #feminism, #vivelafeminism, #quickhits / January 31, 2017
The contrast couldn't have been greater: a soulless inauguration ceremony, full of foreboding and lacking in poetry, followed by an outpouring of spirited protesters, most of them women, into the stre...
#vivelafeminism: The myth of the well-behaved #WomensMarch – @j_zimms, @newrepublic
(One of my favourite pieces about the #WomensMarch so far.)•••The streets of Washington, D.C. were almost entirely unimpeded the day after the Inauguration; the majority of the barriers that had block...
#vivelafeminism: "I am marching because I am a mother, I am a sister, I am a daughter…" #WhyWeMarch #WhyIMarch #WomensMarch
"I am marching because I am a mother, I am a sister, I am a daughter, I am a wife, and I am a survivor. That's what I am saying if anyone asks me," I told her. […] The decision to march was not...
#vivelafeminism: Marching toward equality and justice for all – @msmagazine
We spanned seven continents—seas of women numbering in the millions, impossible to ignore. We showed up in hundreds of U.S. cities, including places like Wichita and Fairbanks. We were 50 people out o...
#vivelafeminism: Critics couldn't stomp out female unity at the Women's March – @feministcurrent
The biggest protest in U.S. history took place last weekend, and women made it happen. It was a massive demonstration of female political solidarity and a battle cry against male-supremacist power, em...
#vivelafeminism: Turning the march into a movement #WhyWeMarch #WhyIMarch #WomensMarch
First, it was the largest one-day protest in American history. Based on news reports from cities around the country, as many as 4.5 million people took to the streets. From 750,000 people in Washingto...
#vivelafeminism: The #womenmarch succeeded because it spoke to women's outrage – @kathapollitt
The success of the marches should put to rest the critique of "identity politics" as a divisive dead end, although it probably won't. Because for some the most important question was naturally, what a...
#vivelafeminism: Women marching worldwide revive a long-sought dream: global feminism
#WhyWeMarch #WhyIMarch #WomensMarch: Women's rights are human rights This diverse coalition came out not just to protest Trump's agenda but to state that women's rights are human rights, and that t...
#vivelafeminism: Irish women are going on strike to #protest the abortion ban (8th March) #repealthe8th
Women in Ireland are going on strike to protest the country's abortion ban.Pro-choice women will refuse to attend work on 8 March, as part of direct action to make the government pay attention to grow...
#vivelafeminism: The feminist classroom as 'safe space' after Brexit and Trump by @alisonphipps
aroomofourownfeministnetwork:The feminist classroom as 'safe space' after Brexit and Trump by @alisonphippsSo it's happened. Donald Trump is President-elect of the United States. He ran on a white sup...
#vivelafeminism: Gloria Steinem's Women's March speech
[youtube https://www.youtube.com/watch?v=WT9MSGeyHm4?feature=oembed&enablejsapi=1&origin=http://safe.txmblr.com&wmode=opaque&w=500&h=281]Gloria Steinem's Women's March ...
#vivelafeminism: 'This is just the beginning': women who marched against Trump vow to fight on
As millions marched in cities across the US in a resounding show of defiance against the inauguration of Donald Trump, protesters vowed that the fight had just begun.Women's Marches swept from the can...
#vivelafeminism: No, feminism isn't over, but it needs to change – @addiestan
That's all well and good, but framing alone won't fix the problem. The problem is structural, both in the make-up of feminist leadership, and in the dominance of men as the leaders funders turn to whe...
#vivelafeminism: What is feminism in the age of Trump? – @melissagira on @TheWeek
What was "white feminism" — if it was a phenomenon divorced from what's been lately dubbed "mainstream feminism," or previously "liberal feminism," or sometim...
#vivelafeminism: A feminist resolution for 2017: making marginalized voices your new normal – @fudgeposner on @feministing
Here are five resolutions to get you started on how to make women's voices the norm, rather than the aberration or the token, in your home or community in 2017:1. Amplify female journalism. The tirade...
#vivelafeminism: The alt-right drove feminist writer Lindy West off Twitter. That has real-world political implications. – @ajaromano on @voxdotcom
By feimineach / in #feminism, #vivelafeminism, #quickhits / January 7, 2017
Rather, her breaking point — what made her feel she could no longer participate in the platform's "profoundly broken culture" — was that Twitter has failed to acknowledge and deal with the alt-right's...
#vivelafeminism: What Lena Dunham's abortion comments tell us about feminism in 2016 – @TheDebrief
My objection is not that she trivialised the reality and procedure of abortion. If anything, it would be useful to have more public acknowledgement of abortion as a usually minor and minimally traumat...
#vivelafeminism: Not going back: drawing a line in the sand for our rights – @msmagazine
The policies President-Elect Donald Trump campaigned on, and the platform the Republicans adopted at their convention last July, would turn back the clock on 50 years of progress, not only for women b...
1 2 3 4 5 6 7 8 9 10 ...17


Made in the UK exclusively for Bowler, these lightweight, high strength wheels are TUV tested and are used in the Defender Challenge.
They are 8" wide and will accept tyres ranging from 255 – 285 wide.
For standard height vehicles we recommend 265/65/18 tyre size. Simply type 2656518 into the search box at the top of the page to see our selection.


On Sunday, March 31 at 3:00 p.m., the Department of Music at Haverford College presents Music & Conversation with concert pianist, teacher, writer, and WRTI classical host Debra Lew Harder. In her program "The Human Need for Melody" she performs music by Bach, Miyagi, Beethoven, Joplin, Arauco, Poulenc, and Chopin.
This concert will be in Roberts Hall, Marshall Auditorium, and is free and open to the public.


SX type laundry machines suitable for washing clothes of cotton,blended fabric,etc.
It is ideal equipment for the industrial washing factory,hotel,hospital,laundry,etc.
The machine are featured by simple construction ,stable operation,small space occupation,no damage to clothes,and stainless steel cylinder without contaminating the clothes being washed.
1,Cylinder constriction,Automatic control system for forward &reverse turning.
3,Inner basket and the major parts of the machine,All made of stainless steel.
4,To install the auto-stop safety system when the machine's door open.
5,Reduction box or axes transmission,stable and safety.
It has different model from 10kg to 400kg,you can choose the model according your requirement.


Today, Epic Games stealthily announced a new game that they are working on, Paragon. Epic took to Twitter today and posted a URL that lead to the new game's website. https://t.co/Bbhpl3uNna — Epic Games (@EpicGames) November 3, 2015 The website doesn't have much by way of information at the moment.
Infinity Blade III Coming Next Week!
Nvidia Creates High-Performance Visuals with Unreal Engine 4!


When Hurricane Michael and its 115 mph winds slammed into Georgia beginning on Oct. 9, 2018, it did so as the first Category 3 hurricane to make a direct hit on the state in more than a century. Now, months later, Georgia's CPAs and their clients are still sifting through the aftermath.
Click to read the full article that was featured in the January and February issue of the GSCPA Current Accounts Magazine.
Our very own Tracy Sharkey, CPA was quoted on the procedures ahead for TJS Deemer Dana LLP.


You can't plan for everything, but you can help safeguard your loved ones from inheriting a financial burden.
For only $1.15 (credit life) or $2.80 (credit disability) per $1,000 of your monthly loan balance for single coverage, you can help protect your loved ones if the unforeseen were to happen. This optional coverage is available on most loan and credit card products, except mortgages.
You can enroll in Credit Life & Disability Insurance when you apply for a loan or credit card, or you can enroll in coverage after the loan has been made.
Credit Life & Disability Insurance is very affordable, because premiums are tied only to the loan amount, not to your age, as it is with most types of insurance. Single coverage is only $1.15 (credit life) or $2.80 (credit disability) per $1,000 of your monthly loan balance.
Enjoy low rates, no annual fee, and rewards points for every dollar you spend.
Make your dream of owning an RV, ATV, motorcycle, or boat a reality with a Recreational Loan. What are you waiting for? Get pre-approved, and you'll be headed outdoors in no time.
Consolidating debt or planning a family vacation — get a loan that's personalized for you.
ELIGIBILITY REQUIREMENTS: You are eligible for this insurance if You have not attained the Maximum Issue Age provided in the Schedule as of the date You sign this application and You satisfactorily answer any applicable question(s). Additionally, You are eligible for this insurance only if You are a natural person that is liable for the Loan as a borrower. A guarantor or co-signor on the Loan or a business entity or association is not eligible for this insurance.
This certificate explains the terms and conditions of coverage for credit life insurance ("life insurance") and credit disability insurance ("disability insurance") as provided in the group credit insurance policy ("group policy") issued to the Credit Union, which is available for Your review at the Credit Union's main office location. This certificate is subject to that group policy in every respect. If You meet the eligibility requirements provided on the Credit Insurance Application and Certificate (Part A), You apply for this insurance, and You agree to pay the insurance charges, You are insured for the coverage marked in the Schedule, subject to the terms of the group policy and this certificate. This certificate does not provide coverage for You unless You are insured. Words that are capitalized in this certificate are either defined terms that always have the meanings explained in the Credit Insurance Application and Certificate (Part A) or the Definitions section below or they are references to terms provided in the Schedule and have the meanings or values stated in the Schedule.
What is the insurance contract? The group policy issued to the Credit Union, the application on which it is based, Your individual application, Your certificate, the Schedule, and any endorsements, riders and amendments to the group policy make up the entire contract. The contract may be amended at any time.
When and to whom are benefit payments made? We will pay any benefits You are owed under Your life or disability insurance to the Credit Union to be applied to Your outstanding Loan balance. A benefit will be paid after We determine that You are owed a benefit according to the terms and conditions of this insurance. If You are owed disability benefits under the terms of this insurance for a continuous period of Total Disability that lasts longer than one month, benefit payments will be paid monthly. If the benefits are more than the balance of Your Loan, the difference will be paid to You if You are living or to the secondary beneficiary named by You, if any, or to Your estate.
Does this insurance affect or change Your Loan obligation? This insurance does not relieve Your obligations under Your Loan agreement with the Credit Union. This insurance and Your Loan are separate agreements. Whether or not You have made a claim for benefits, You remain obligated to the Credit Union to comply with the terms of Your Loan agreement.
How are insurance charges calculated? Your insurance charge is determined each month by applying the appropriate insurance rate to Your Loan balance up to the Total Benefit Maximum for life insurance or for disability insurance, depending on the coverage You elected. The insurance charge may change while Your insurance is in effect if the insurance rate changes or if Your coverage changes. If the insurance charge is added to Your Loan balance, it will be subject to finance charges at the interest rate applicable to Your Loan.
What if Your Loan is refinanced? If Your Loan is refinanced or converted from an open-end Loan to a closed-end Loan, the Effective Date of Insurance with respect to the Loan amount that existed at the time of the refinancing or conversion will remain the original Effective Date of Insurance. However, the Effective Date of Insurance for any new amount added to the Loan balance will be the date that new Loan amount is funded or disbursed. If Your Loan is refinanced or converted during a period of Total Disability, the refinancing or conversion will not change Our benefit obligations.
What if You are issued insurance when You are over the Maximum Issue Age? If Your age was stated correctly on the application and You had already attained the Maximum Issue Age and insurance was therefore issued in error, We have the right, within 90 days from the date We receive Your application, to terminate this insurance and return any insurance charges. Termination of insurance issued in error will be without prejudice to any claim originating prior to such termination. If Your age was misstated on the application and insurance would not have been issued at Your correct age, We may terminate this insurance at any time and return all insurance charges less any benefits paid. If joint coverage is in effect and We terminate this insurance for only one borrower, insurance will continue on the eligible living borrower and We will return the difference in insurance charges between joint and single coverage.
What if We overpay benefits? If We pay more benefits than You are owed, You are obligated to return the overpayment to Us within 30 days of receipt of written notification of the overpayment from Us. We may seek to have the Credit Union return such overpayment on Your behalf.
Can Your insurance coverage be contested? We may contest the validity of this coverage at any time based on a failure to pay insurance charges. After Your certificate has been in force for one year during Your lifetime, no statement relating to insurability, except a fraudulent statement, that is made by You in a written application can be used to contest coverage or deny a claim. However, if Your Loan balance, less excluded Advances, interest and other charges is $1,000 or less, the period to contest is 90 days. All statements made by You shall be deemed representations and not warranties. No statement shall be used in any contest unless a signed copy of the instrument containing the statement is or has been furnished to You, or in the case of death to Your beneficiary or personal representative. If insurance is cancelled as a result of contestability, Our liability is limited to a return of any insurance charges paid.
When does Your insurance terminate? This insurance will automatically terminate for all borrowers on the earliest of: (a) the date Your Loan is paid off by any means (for closed-end Loans only); (b) the date the Maximum Term of Insurance, as stated in the Schedule, has elapsed (for closed-end Loans only); (c) the last day of the month in which Your Loan or the insurance charge is 90 days delinquent or past due; (d) the date You are no longer obligated to repay the Loan to the Credit Union; or (e) the last day of the month during which the group policy is terminated. This insurance will automatically terminate for each borrower individually on the earliest of: (1) the date We or the Credit Union receive Your written request to terminate the insurance or on a date that You select that is after the date on which We or the Credit Union receive Your written request; (2) the date of Your death; (3) the last day of the month during which You reach the Termination Age stated in the Schedule; or (4) the date a life insurance benefit is paid. If joint coverage is in effect and insurance terminates for only one borrower, insurance will continue for the other eligible borrower until that borrower's insurance terminates as provided in this section. However, if joint coverage is in effect and a life insurance benefit is paid, life insurance terminates for both borrowers even if a balance remains on the Loan; disability insurance, if elected, will continue for the borrower who did not incur a covered life event until that borrower's insurance terminates as provided in this section. We will return any insurance charges paid after the date insurance terminates (if You have joint coverage and only one borrower's insurance terminates, We will return only the difference in paid insurance charges between joint and single coverage). Life and disability insurance may have different Termination Ages or Maximum Terms of Insurance which means one may terminate but the other continues.
When do You get a return of insurance charges? When You pay Your monthly insurance charge, it is applied in arrears. This means the monthly insurance charge You pay is for the previous month of coverage. If Your insurance stops for any reason, We will return any insurance charge You paid for the period after Your insurance stopped. What if the group policy terminates? If the group policy is terminated for any reason, Your insurance will terminate on the last day of the month during which the group policy is terminated. You will receive written notice at least 31 days prior to insurance terminating.
What if this certificate does not conform to state law? Any provisions of this certificate which, on the Effective Date of Insurance, are in conflict with the laws of the state in which it has been issued are changed to conform to the minimum standards of those laws.
What are the deadlines for legal action against Us or the Credit Union? You cannot start any legal action against Us or the Credit Union until 60 days after We receive proof of Your Total Disability or proof to support a claim for life insurance benefits, and You cannot start any legal action against Us or the Credit Union more than 6 year(s) from the date Your claim is first denied or Your benefits are discontinued, whichever is later.
What is the life insurance benefit? The life insurance benefit is the lesser of: (a) the Total Benefit Maximum for life insurance as shown in the Schedule; or (b) the unpaid balance of Your Loan as of the date of Your covered life event and up to 180 days of unpaid accrued interest after the date of Your covered life event, less any Advances excluded from benefit payments under the terms of this insurance. If You have joint life coverage, We will pay a life insurance benefit for either insured borrower that qualifies for a life insurance benefit, but We will pay only one life insurance benefit even if both borrowers qualify for a life insurance benefit. We have the right to deduct the amount of past-due insurance charges from the life insurance benefit.
What is an accelerated benefit? An accelerated benefit provides for an early (accelerated) payment of the life insurance benefit described above for the diagnosis of a terminal illness or the occurrence of an accidental dismemberment as defined in this certificate. The accelerated benefit will be paid as explained in "When and to whom are benefit payments made?" provision located under the General Provisions section in this certificate. Only one covered life benefit is payable under this certificate. All life insurance under this certificate will automatically terminate when an accelerated benefit is paid.
What does life insurance cover? We will pay a life insurance benefit if You incur a covered life event while You are insured with this coverage and all other terms and conditions of this insurance are satisfied.
What is a covered life event? A covered life event is Your death, accidental dismemberment or certified diagnosis of a terminal illness.
What is an accidental dismemberment? If You incur an accidental dismemberment, We will pay You an accelerated benefit. An accidental dismemberment is an injury caused only by external, violent and accidental means and results in the total irrecoverable loss of sight in one or both eyes, the loss of one or both feet by actual severance or amputation at or above the ankle, or the loss of one or both entire hands by actual severance or amputation at or above the wrist. Dismemberment must occur within 90 days of the injury which caused it.
What is a certified diagnosis of a terminal illness? If You have a certified diagnosis of a terminal illness, We will pay You an accelerated benefit. A certified diagnosis of a terminal illness means that a licensed physician other than You or an immediate family member certifies that You have been diagnosed with a terminal illness with a life expectancy of 12 months or less. The date of Your covered life event for a terminal illness claim will be the date Your terminal illness diagnosis is certified.
What events or Advances are excluded from benefit payments? We will not pay benefits to cover an Advance if Your covered life event: is a result of suicide, whether sane or insane, within 12 months after the Effective Date of Insurance on the Advance; or occurs within 6 months after the Effective Date of Insurance on the Advance and results directly or indirectly from a Pre-Existing Condition. We will apply the Pre-Existing Condition exclusion only to the portion of Your outstanding Loan balance that exceeds $1,000. An Advance will not be excluded from benefit payments based on the Pre-Existing Condition exclusion if the Advance is received within 6 months of the date You were required to answer health questions. If Your covered life event occurs more than 6 months after the Effective Date of Insurance it will not be excluded from benefit payments based on the Pre-Existing Condition exclusion. If an Advance is excluded from benefit payments based on this section because Your death is a result of suicide, We will return any life insurance charges paid that are attributable to that Advance (if You have joint coverage, We will return only the difference in paid insurance charges between joint and single coverage).
What proof is required to make a claim for a life insurance benefit? For a claim related to a death, We must receive a certified copy of the death certificate (or other lawful evidence). For a claim related to an accidental dismemberment, We must receive medical proof satisfactory to Us that demonstrates the nature and cause of the dismemberment. For a claim related to a terminal illness, We must receive proof certified by a licensed physician other than You or an immediate family member that You have been diagnosed with a terminal illness with a life expectancy of 12 months or less. If necessary for the review of Your claim, We may also request relevant medical records, a copy of Your application for this insurance, and a copy of Your Loan records.
How do You qualify for disability benefits? You qualify for disability benefits if: (a) You first meet the definition of Total Disability while You are insured; (b) Your Total Disability lasts longer than the Waiting Period shown in the Schedule; (c) You are under the regular care and treatment of a licensed physician other than You or an immediate family member; and (d) all other terms and conditions of this insurance are satisfied.
What if Your disabling condition recurs? If Your disabling condition recurs within 7 calendar days after You have recovered from Your most recent period of Total Disability, We will consider it a continuation of that period of Total Disability and no new Waiting Period will apply. If the disabling condition recurs more than 7 calendar days after You have recovered, We will consider it a new period of Total Disability and You will have to qualify for disability benefits again. If Your Total Disability is based on a new disabling condition, We will consider it a new period of Total Disability. You have "recovered" for purposes of this insurance if either: (a) You are capable of performing all of the essential functions of the occupation You had at the time Your most recent period of Total Disability started; or (b) if unemployed at the start of Your Total Disability, You are able to perform the essential functions required of any occupation for which You are reasonably qualified by education, training or experience.
What disabilities or Advances are excluded from benefit payments? We will not pay benefits for a Total Disability that results directly or indirectly from: a normal pregnancy; or an intentionally self-inflicted injury. We will not pay benefits to cover an Advance if Your Total Disability results directly or indirectly from a Pre-Existing Condition and Your Total Disability starts within 6 months after the Effective Date of Insurance on the Advance. An Advance will not be excluded from benefit payments under the PreExisting Condition exclusion if Your Total Disability starts more than 6 months after the Effective Date of Insurance on that Advance.
What do We pay? For each full month during which You qualify for benefits, We will pay as a monthly disability benefit the lesser of: (a) the minimum monthly Loan payment required for Your Loan as of the date Your Total Disability started (less any amount of that Loan payment attributable to Advances excluded from benefit payments under the terms of this insurance); or (b) the Maximum Monthly Disability Benefit shown in the Schedule. For periods less than a full month, We will pay an amount equal to 1/30th of the monthly disability benefit for each day You qualify for benefits. If Your Loan is not scheduled for monthly Loan payments, We will calculate Your monthly disability benefit by converting Your scheduled Loan payments to a monthly Loan payment equivalent. If Your monthly disability benefit payment, as determined under this section, is less than Your required monthly Loan payment, or monthly Loan payment equivalent, You are responsible to pay the difference owed to the Credit Union. Your monthly disability benefit is determined at the start of Your Total Disability and will not change during that period of Total Disability even if the required monthly Loan payment changes.
What do We not pay? We will not pay benefits to cover late fees, unscheduled or additional finance charges, balloon payments, Advances excluded from benefit payments under the terms of this insurance, or any money added to the principal balance of Your Loan after the date Your Total Disability starts, even if any of those amounts are incurred while a claim is being reviewed. Payment of those amounts will always remain solely Your responsibility.
How do We calculate the start date for Your benefit payments? If the Schedule states that Your benefits begin retroactively, Your benefits will be calculated from the first day of Your Total Disability. If the Schedule states that Your benefits begin non-retroactively, Your benefits will be calculated from the day after the Waiting Period stated in the Schedule. In any case, You must meet the definition of Total Disability for longer than the Waiting Period to qualify for benefits.
date Your Total Disability started; (d) this insurance terminates because the Maximum Term of Insurance has elapsed (for closedend Loans only); (e) You are no longer obligated to repay the Loan to the Credit Union; (f) disability benefits have been paid equal to the Total Benefit Maximum for disability insurance as provided on the Schedule; (g) You fail to provide the required proof of Your Total Disability; (h) You are deceased; or (i) a life insurance benefit is paid to the borrower receiving disability benefits.
treating physician other than You or an immediate family member. Claim forms will be available from the Credit Union or, upon request, will be provided by Us. Upon request, You will be required to provide proof of continued Total Disability from time to time, including additional medical proof signed by a treating physician other than You or an immediate family member.
Can We require a physical examination? We may require You to participate in an independent medical examination as often as reasonably necessary in order to obtain the proof We require to determine if You qualify for disability benefits. We will pay the cost of any such examination.
What are the deadlines for providing proof of Total Disability? You are required to provide Us proof of Total Disability as soon as possible and no later than 15 months from the date Your Total Disability begins. If We request proof of continued Total Disability, You will be required to provide such proof as soon as possible and no later than 15 months from the date of Our first request for such proof. We will not accept proof of Total Disability that is provided after the period in which it is required to be provided, unless You were legally incapable of providing the proof. Regardless of the deadlines for providing proof, if We do not receive requested proof of continued Total Disability, We may suspend or stop benefit payments until the required proof is received.
Advance. Under an open-end lending agreement, an "Advance" means each disbursement of money on a Loan by the Credit Union to You at Your direction or request. Under a closed-end agreement, an "Advance" means the disbursement that funds Your Loan.
The Credit Union. The "Credit Union" means the creditor that issued the Loan as shown in the Schedule and that is the group policyholder of this insurance.
Effective Date of Insurance. The "Effective Date of Insurance" is the later of: (a) the date of an Advance; or (b) the date the application for this insurance is signed (if joint coverage is in effect, the date of the last signing). Each Advance will have its own Effective Date of Insurance.
Loan. A "Loan" means the money lent to You by the Credit Union under a lending agreement, for which You have elected this insurance and have agreed to pay insurance charges.
Pre-Existing Condition. A "Pre-Existing Condition" is an illness, disease, or medical condition for which You received medical advice, consultation, or treatment within the 6 month period immediately prior to the Effective Date of Insurance.
Schedule. The "Schedule" means the "Schedule of Credit Insurance" that is attached to or part of Your "Credit Insurance Application and Certificate (Part A)." The terms and provisions in the Schedule have the same meaning when used in the Schedule or in this certificate.
Total Disability. During the first 12 consecutive months of disability, "Total Disability" means You are unable, because of a medically determined sickness or accidental injury, to perform all of the essential functions of Your occupation at the time Your disability starts. After the first 12 consecutive months of disability, the definition of "Total Disability" changes to mean You are unable, because of a medically determined sickness or accidental injury, to perform the essential functions required of any occupation for which You are reasonably qualified by education, training or experience. If You are no longer employed when Your disability starts, "Total Disability" always means You are unable, because of a medically determined sickness or accidental injury, to perform the essential functions required of any occupation for which You are reasonably qualified by education, training or experience.
We, Us and Our. "We", "Us", and "Our" mean CMFG Life Insurance Company.
You and Your. "You" and "Your" mean the borrower, and, if joint coverage is elected, "You" and "Your" also mean both borrowers on the Loan.


For a brief description of each animation see our Standard Templates page or to see them in action, go to your demo account (or create one if you don't have one - it's easy and free to set up).
You won't believe the amount of control you can have over your Social Wall!
The Live Center is your control console where you can monitor, schedule and adjust all content and settings in real-time.
And what's even more convenient is that it can be accessed on any device connected to the internet, including phones, tablets and laptops.
Worried about inapppropriate messages displaying on your Social Wall? Or maybe you want to filter out ReTweets or messages with links?
There are plenty of options to choose from AND you can even curate Tweets from Twitter to display highly relevant messages at key times to enhance your event. Find out more on our Moderation page.
There's nothing like competition to compel your audience to take action.
We now offer, not one, not two, but THREE standard gamification features which can be displayed on demand or to a schedule.
Find out more about them on our Gamification page.
Sometimes also referred to as a Word Cloud, our great new Tag Cloud standard feature is an adjustable, dynamic display of popular message content which can be displayed on demand or to a schedule.
Call attention to sponsors, event speakers, messages from your brand or key Twitter users with our built in Highlight option (custom highlights are also available for unique highlight options).
Wow your audience with images of new products and draw attention to specific information by integrating videos and/or images!
Generate revenue opportunities by inviting sponsors to advertise on the big screen - it's prime real estate after all!
Find more revenue generating ideas with your Social Wall here.
Scrolling text appears along the bottom of your Social Wall to make real-time announcements to your audience. Welcome attendees, communicate your hashtag, event/speaker reminders etc. All can be pre-scheduled or displayed on the fly.
Want to know who your Top Tweeters were? How about access to an album of all the shared pictures in one handy place? Exactly which messages were accepted or rejected, and how many were there?
Find out all of the above and more in our comprehensive Post Event Reports - here's a link to a sample report for you to explore.
With our Standard Social Walls, Gamification options, Tag Cloud, Highlighting, Advertising and Announcement features you've now got more features than ever to boost audience engagement and propel your entire event experience to the next level.
Our Live Center and Moderation control panels deliver you complete command over content and settings in just a few clicks.
All this is ready right out-of-the-box - all you need to purchase is the airtime (license).
Why not dive in and have a play with the demos in your account today? It's free to try.
When your occasion calls for something a little more unique or to compliment your branding, get in touch - customization is what we do best!


A leading anti-abortion group reiterated Tuesday its support for Supreme Court nominee Brett Kavanaugh after a meeting with Sen. Susan Collins in which he reportedly said Roe v. Wade was settled law.
The statement came as pro-abortion rights groups weighed in. They said Kavanaugh's statement was meaningless because it referred to the court's past actions, not to what he would do if confirmed.
Maine's Collins and Alaska's Sen. Lisa Murkowksi are considered keys to Kavanaugh's Senate confirmation because they both support the landmark Supreme Court ruling granting women the right to abortions. Collins has said she will not vote to confirm a justice who is hostile to that decision.
After meeting with Kavanaugh for more than two hours, Collins said he answered all of her questions about the case, but that she would not make a final decision about his confirmation until after his hearing before the Judiciary Committee.
Kavanaugh has been consistent throughout his 12-year career on the federal bench, Foster said.
Meanwhile, Ilyse Hogue, president of NARAL pro-choice America said, the term "settled law," means nothing.
"It is a bunch of code words, long used by many conservative judges, meant to hide their real beliefs and anti-choice record," she said in a statement.
Staff writers Niels Lesniewski, Mary Ellen McIntire and Lindsey McPherson contributed to this report.


We publish the last video by Marco CattaZen. You can really feel yourself on the water with him.
Here's his comment to the video.
"More than a dream, that was real.
It's a story about friendship, passion and windsurfing.
On the third day of the furious Mistral, after two combat sessions inside de choppy waters, the wind has finally dropped and the waves have come to the appointment.
Some frames are not enough to describe the moments I have been waiting for.
Thanks to good friend Marin 56 (who, from the pages of his blog http://marin56.canalblog.com, let us feel the essence of this fantastic sport in Corsica's seas closer to us.) for sharing a memorable windsurf day!
...Ehy man !!!! yeahhh, what a glassy swell !!!!!! (And what a pasta Italie..:-) ).
At the end of journey it appeared to me a magnificent and fascinating creature, Montecristo.
Spot: "Point", in the Vintilegna Gulf (Corsica). You get there via sea, from Tonnara beach, near Bonifacio on Corsica West coast.
The spot can be challenging. A rocky flat plateau, and a lot of drift.... But sometimes, it becomes easy and beatiful, like in the video!
Equipment: (sometimes big wave boards please!) CattaZen custom (103 kode starboard single fin relooked. Made in Torino.) and Atlas 6,2. Gun sail wave 5,7 and jp radikal quad 98 2017.
If you like this video please click "like".
The comments at the end of the article are welcome (if you are not registered on Disqus, and you do not want to do so, you can access it with your social account).


text:
Twitter trolls itself on new 280 character limit
Twitter doubles its character limit
Twitter rolled out a 280 character limit for most of its users Tuesday, and, predictably, lots of people are unhappy.
That doubles the original 140 character limit that Twitter has maintained since it launched in 2006.
Twitter (TWTR) began testing longer tweets in late September, and found that once the novelty of tweeting longer wore off, most people in the test group didn't use all of the available characters. According to the company, only 5% of tweets sent by people in the 280-character test group were longer than 140 characters, and just 2% were over 190 characters.
Many users complained about the initial tests. Now that just about everyone's got 280 characters to work with, more people say they're frustrated or confused by the decision. Others are using new characters to make jokes.
In the criminal justice system, sexually based offenses are considered especially heinous. In New York City, the dedicated detectives who investigate these vicious felonies are members of an elite squad known as the Special Victims Unit. These are their stories. *DUN DUN*
— Law and Order: SVU (@nbcsvu) November 7, 2017
My eyes glaze over at every tweet over 140 characters.
— Calvin (@calvinstowell) November 7, 2017
In West Philadelphia, born and raised
On the playground is where I spent most of my days
Chillin' out, maxin', relaxin' all cool
And all shootin' some b-ball outside of the school
When a couple of guys who were up to no good
Started makin' trouble in my neighborhood
— Adam Serwer 🍝 (@AdamSerwer) November 7, 2017
why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why why?
— Jonathan Kressaty (@kressaty) November 7, 2017
several folks in my timeline have used their newly found 280 characters to do this. this is twitter's worst update. https://t.co/7GNc1kj0co
— Polly Mosendz (@polly) November 7, 2017
AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA!
— Nick Riccardi (@NickRiccardi) November 7, 2017
So we can now send tweets with 280 characters instead of the old way of 140, I felt the need to test this new thing out. I was so used to 140, an upgrade to like 145 would have been huge! I feel the need to double space at end of sentences again...is that a thing anymore #280
— David Mazza (@DavidNBC4) November 7, 2017
Other people were curious about how the new parameters will change the way people interact on the platform.
I really hope someone is doing a longitudinal study of how the language in tweets changes as the character limit increases https://t.co/6gkMxJGDSc
— Gretchen McCulloch (@GretchenAMcC) November 7, 2017
The big question on everyone's mind is how President Donald Trump, an avid Twitter user, will use the expanded space. The president tweeted two messages Tuesday that went beyond the old 140 character limit.
Ed Gillespie worked hard but did not embrace me or what I stand for. Don't forget, Republicans won 4 out of 4 House seats, and with the economy doing record numbers, we will continue to win, even bigger than before!
Getting ready to make a major speech to the National Assembly here in South Korea, then will be headed to China where I very much look forward to meeting with President Xi who is just off his great political victory.
But another Trump doesn't appear to like the change. Donald Trump, Jr. tweeted a critique of the expanded character limit -- although he used 195 characters to do so.
.@Twitter how about a compromise... you give everybody ONE 280 character a day? 140 was an art form, 280 is everyone's chance to write their Gettysburg Address that no one wants to actually read.
CNNMoney (San Francisco) First published November 7, 2017: 5:25 PM ET


Ladies, Lapland is the most special place I ever visited and pure magic. The home of Santa, Reindeers, in the middle of nowhere above the Arctic Circle, so during winter time you experience Polar Nights when the sun doesn't rise at all any more, while during summer you will see the midnight sun as it won't get dark any more at night. If you're lucky you will see the aurora, bears and so much more… Bucket list goals!!
I definitely recommend booking a Kelo-Glass Igloo. Of course, the glass igloos are super cool for aurora hunting, but they are also really tiny and don't have their own shower, so it feels a bit like glamping – but maybe you're into it! The Kelo-Glass igloos combine the best of both worlds in their charming wooden huts with a nice bathroom and private sauna, kitchen and fire place with the experience of sleeping under the stars by having a second bed in the glass igloo front.


Benazir Bhutto, the former prime minister of Pakistan who was assassinated in a suicide bombing in Rawalpindi on Thursday aged 54, restored democracy to her country in 1988 after 11 years of military dictatorship.
Her glamorous good looks and fluent English led to a sustained love affair with Western politicians and journalists, many of whom had known her at Harvard or Oxford. For those with the standard Western prejudices against the Islamic world, she had the added assets of a pronounceable name and a tolerant religious outlook. She did not organise anti-American rallies or issue fatwas against bestselling authors (despite Salman Rushdie's lampooning of her as the "Virgin Ironpants" in his novel Shame).
She was seen to greatest effect on the campaign trail, where she was renowned for her hectoring speeches and raucous motorcades. Face to face she could appear haughty, not unlike her role model, Margaret Thatcher.
In Pakistan she was often far less popular than the foreign press made out. To her opponents she was more English than Pakistani, more Western than Eastern. Her Urdu, although fluent, was ungrammatical, while her Sindhi, her family's mother tongue, was almost non-existent.
It was also said that she lacked a coherent political philosophy and tended to dissipate her energies on party politicking. During her first 20-month spell as prime minister, from 1988 to 1990, she failed to pass a single piece of important legislation, admittedly in large part because of the constraints imposed on her by a hostile and still powerful military.
The second time around, in 1993, she had the full backing of the army, and managed subsequently to install a party loyalist, Farooq Leghari, as president.
Her tight monetary policy produced a dramatic reduction in the budget deficit, pulling the country's economy back from the brink of collapse, and earning it a clean bill of health from the International Monetary Fund and World Bank. The inflow of foreign investment gave rise to expectations of a new era of economic development for Pakistan. Her offer of lucrative packages for foreign investors garnered contracts for infrastructure projects worth billions of dollars. And her privatisation program was commended for its transparency and broad ownership approach.
But Ms Bhutto failed to honour her election pledge to end the politics of confrontation, and progress often became mired in petty disputes with the opposition or hijacked by minority interests who constrained her grip on power. Ms Bhutto became increasingly reliant on the establishment and cut off from the masses, despite the populist origins of her party.
Ms Bhutto also failed to defuse the appalling sectarian and ethnic conflict in Karachi, Pakistan's largest city, where the murder rate was often running at more than 10 a day and the hapless provincial government had to rely on the army to maintain law and order.
Her main interest was always foreign policy. But while trips abroad earned her a high international profile and helped attract foreign investment, they did little to improve matters internally, where her political footing became increasingly shaky. Benazir Bhutto was born on June 21, 1953, the eldest child of Zulfikar Ali Bhutto, who was the prime minister of Pakistan (initially West Pakistan) from 1973 until 1977. Before Pakistan's first land reforms in 1958 the Bhutto family was among the largest landowners in Sindh province, though Benazir grew up in their Karachi residence. She had an English governess and went to a convent run by Irish nuns. Her reputation for bossiness stemmed from childhood, when she would direct a stream of imperatives at her brothers. The first Bhutto woman not to wear a burqa or veil, she claimed to have been her father's favourite (the source of a dispute with her brother Murtaza and mother, Nusrat).
At 10 she was sent to boarding school in the pine-covered former British hill station of Murree. "For the first time I had to make my own bed, polish my shoes, and carry water for bathing and tooth-brushing," she wrote in her autobiography. In 1965, during her second and final year there, India and Pakistan went to war over Kashmir, the road to which ran straight through Murree. The Tashkent treaty, which followed the 17-day war, in which Pakistan's President, Ayub Khan, relinquished all of the gains made by his army, disgusted Zulfikar Bhutto, who resigned as foreign minister.
Two years later, in 1967, he formed the Pakistan People's Party, whose simple populist slogan Roti, Kapra, Makan (Bread, Clothing, Housing) became a rallying cry for millions. Benazir, then 14, joined up, the start of a lifelong political affiliation.
Benazir Bhutto's reverence for her father was to be a source of ammunition for her later political opponents. Although popular when he swept to power, Zulfikar Bhutto became a despot with a reputation for rigging elections and torturing political opponents.
Stripped of power in 1977, he was executed at Rawalpindi Central Jail in 1979 on the orders of the military dictator Mohammad Zia ul-Haq, following an unfair trial for corruption and conspiracy to murder an opposition politician.
Benazir had her last meeting with her father a few hours before he was hanged, separated by a heavy metal grille. "I pleaded, begged with them to let me embrace my beautiful father for the last time. They refused. We parted without being able to touch. But I did not cry. Daddy told me not to."
After beginning a campaign to clear his name and topple Zia, Benazir and her mother spent years in jail or under house arrest at al-Murtaza, their country estate in Larkana. "Each incarceration is just adding a layer of anger," she wrote in her diary. In 1984 Zia allowed her to travel to London for treatment for medical problems that were probably exacerbated if not caused by the conditions of her imprisonment. She took a flat in the Barbican, and here worked at rebuilding the organisation of the PPP around herself and preparing for an election.
Her two brothers, Murtaza and Shahnawaz, meanwhile, had turned to terrorism. In Beirut, under the guidance of Yasser Arafat, they formed the Pakistan Liberation Army, later renamed al-Zulfikar (the Sword).
Al-Zulfikar's notorious hijacking of a Pakistan International Airlines flight in 1981 gave Zia a pretext to crack down on the PPP, and Benazir was forced to distance herself from her brothers. Shahnawaz was mysteriously poisoned in his apartment in Cannes in 1985, but Murtaza remained a thorn in Benazir's side.
In October 1993 Murtaza announced his intention to return to Pakistan from exile in Damascus to contest the elections that brought Benazir's party back to power. Benazir's mother, at that time the chairwoman of the PPP, endorsed his decision and campaigned for him, often against the official PPP candidate. But she was soon dumped as PPP chairwoman. "I had no idea I had nourished a viper in my breast," she said of her daughter. Many predicted mass defections to Murtaza, but in the event he won only one provincial assembly seat.
When he flew in to Pakistan from Syria in early November he was arrested at the airport on terrorism charges. In September 1996 Murtaza was shot dead in a gun battle with police in Karachi.
Benazir Bhutto showed greater pragmatism, even ruthlessness, in her second government. "This time," she said, "I won't listen to the sloppy liberals." She acted more cautiously than before in her relations with the military, while directing a campaign of harassment against anyone who opposed her, including judges, journalists and officials.
In November 1996, with the economy in crisis, her party split and the country in turmoil, the president, her appointee Leghari, dismissed her government.
Ms Bhutto consented to an arranged marriage in 1987. Her family's choice of Asif Zardari, a member of the Sindhi feudal elite, did her no favours politically. Zardari was a womaniser known for building a disco in his home. Ms Bhutto told her Oxford friends at the time that she thought he cut a ridiculous figure with his bushy moustache and macho image.
Zardari's reputation as a dodgy businessman was cemented by his transformation from a bankrupt into a wealthy man after marrying Ms Bhutto, earning him the tag Mr Ten Per Cent. Nevertheless, Ms Bhutto stood by him, appointing him to her cabinet in 1996. After her second government fell, corruption and criminal charges were brought against him, keeping him in jail without trial for eight years.
In 1999 further charges were brought against her husband, who was jailed while Ms Bhutto was out of the country, and thereafter she based herself in Dubai and London. For much of this time, she was preoccupied with a series of lawsuits against her and Zardari that were primarily designed to end her political career.
In October this year, under pressure to restore democracy, the President, Pervez Musharraf, held secret talks with Ms Bhutto on sharing power, though they reached no agreement. Corruption charges against her were dropped, and she returned to Pakistan a few weeks later, planning to contest elections that were promised for January 2008.
Her return was flamboyant: millions attended a pilgrimage to the tomb of Mohammed Ali Jinnah, Pakistan's founder, though the spectacle was marred by a suicide bombing that killed about 140 spectators.
She and Zardari had two sons, Bilawal and Bakhtawar, and a daughter, Asifa.


While we've made quite a few backdrops for different events, this one is extra special because of its size and substrate. This backdrop for the UBCP/ACTRA Awards is our first to be printed on our Coast Display fabric and is one seamless 96″ x 144″ panel printed on our latex printer.
I have just received the backdrop, Wow! It looks great! Thank you so much. Please can you thank all your staff who have helped work on this, it is perfect. I will of course recommend you to anyone else that needs anything similar and we look forward to doing business with you again in the future!
While not that exciting standing all alone, you can see the backdrop in action on the Union of BC Performer's site.


I may be moving from Canada and taking up a professor position in Nanjing and would dearly love to get some information.
Thanks so much for the summary of facilities etc. in Nanjing. I know I wasn't specific but, right now, I'm facing the issue of how foreigners (Canadians especially) arrange medical benefits coverage.
Medical staff always advise patients to have an iv even the patient only has a common cold. Say to your doctors you don't need iv.
Nanjing was one of the earliest established cities in what is now China. It is prominent place in Chinese history and culture and the capital of China. It is a beautiful place and a safe and open city like other cities. The living cost is not too high in Nanjing.


text:
The Heavy Metal Roots of New York Hardcore
By Freddy Alva | 6.2.2014
Form and essence do not exist in a vacuum, everything has a precedent, a prime mover that influences transformation and change. So is the case with bands/people from the mid-'80s New York hardcore scene.
Long-haired metal "heshers" became short or no hair hardcore zealots seemingly overnight. In a curious case of bucking the familiar national trend of some of the first wave of hardcore bands going in a heavy metal direction, the reverse happened here: the metalheads went hardcore.
The scene in NYC was enriched through this by the superior musical chops and enthusiasm these new converts bought to the table, adding a vital sonic component to the distinct regional flavor. One can hear tighter, more pronounced arrangements on recordings of the mid to late '80s and beyond, metal being an important reference point in the development of this music.
Whether coming from the suburbs of Long Island, north of NYC enclaves like Yonkers, or the outer reaches of Brooklyn, Queens and Staten Island; the people mentioned in this piece played a crucial part in the progression of the New York hardcore sound. Members of influential bands like Breakdown, Sick of it All, Quicksand, Leeway, Straight Ahead, Killing Time, Outburst, YDL and various record label/fanzine editors, all got their start in the underground metal trenches.
Let's take a look at some of these New York heshercore veterans. Pictures can tell more than I ever could, especially on a topic like this, so I'll keep the facts brief and let the images do the talking.
L to R: Mike Sentkiewitz (Raw Deal), Rob Echeverria (Rest in Pieces, Straight Ahead),
Ralph Perez, Richie Cip (Sick of it All)
Richie Cip from Sick of it All and Rob Echeverria from Rest in Pieces/Straight Ahead played in this no name crossover covers garage band in 1983. Standing on the left is Mike "Smegma" Sentkiewitz, he went on to play in Raw Deal and Jesus Chrust. This photo was taken outside of Roxy Studios in Long Island City, Queens.
Sarcasm at Animal Hall, Brooklyn, 1986. L to R: Eddie Cohen, Kevin "Animal" Heatherly,
Rob Chase (Jimmy Williams not pictured)
Sarcasm was a Brooklyn crossover hardcore band that existed from 1983 - 1986. Bassist Eddie Cohen went on to play in the bands Altercation, Leeway, Sick of it All and Both Worlds. Drummer Jimmy Williams also played in Nausea and sang for Maximum Penalty. Guitarist Scott Heatherly played in '90s band Lament and Running Like Thieves.
Nick Lord of YDL outside Studio 54, 1985
In the photo above, Nick Lord is standing outside the legendary Venom/Slayer/Exodus concert at Studio 54 in 1985. It was filmed for The Ultimate Revenge, a now classic live VHS that featured all three bands. By the following year, Lord would be a full on boots and braces skinhead, forming Youth Defense League, which started out as a hardcore band and then transitioned into an all out Oi! band by 1987.
NYC Mayhem in 1985: Gordon Ancis, Tommy Caroll and Tony Marc
NYC Mayhem was an ultra fast thrash band formed by members of crossover outfits Assault and Corrupt. Singer Tommy Caroll and second bassist, Craig "Ahead" Setari, formed Straight Ahead in 1986. NYC Mayhem guitarist Gordon Ancis went on to play with both Agnostic Front and Leeway. Setari has played in Youth of Today, Rest in Pieces, Agnostic Front, and is currently in both Sick of it All and the Cro-Mags.
Carl Porcaro (Breakdown, Killing Time), 1984
The guy in the photo above that looks like he could have been at the filming of Heavy Metal Parking Lot is Carl "Looch" Porcaro. Growing up Yonkers, NY, Porcaro was a founding member of Breakdown in 1986 and also Raw Deal, who changed their name to Killing Time in 1989. He is currently playing in the doom metal band Kings Destroy, along with former members of Breakdown and Uppercut.
Agnostic Front, Kerrang! magazine, 1986
Agnostic Front's Cause for Alarm album from 1986 featured music and lyrics written by Peter Steele (RIP) and drums by Louie Beateaux, both of Brooklyn thrash band Carnivore. The album's combination of heavy metal precision and hardcore energy created a landmark for the crossover sound. NYC Mayhem guitarist Gordon Ancis played in Agnostic Front for their 1986 tour.
Howie Abrams (In-Effect Records) w/ Scott Ian (Anthrax, S.O.D.), Steve Martin (In-Effect Records, Agnostic Front)
Howie Abrams [read our interview with Abrams] put out Occasional Irregularity zine in 1985 while attending Martin Van Buren High School in Queens Village, Queens. Abrams went on to start In-Effect Records in 1989, going on to release albums by the likes of Sick of it All, Agnostic Front, Killing Time and 24-7 Spyz, among other influential acts. He recently co-authored The Merciless Book of Metal Lists, and writes for online music outlets like Noisey and Mass Appeal.
Leeway, 1986 (photo credit: Krissy Bedell)
Starting out in Astoria, Queens in 1984 as The Unruled, the band changed their name to Leeway [read our interview with Leeway] by 1985. The band's combination of a heavy crossover sound mixed with New York hardcore attitude showed them to be equally adept at playing to mostly skinhead audiences at CBGB's matinees, as well as supporting thrash metal acts like Exodus at larger venues. Members of thrash bands such as NYC Mayhem and Sarcasm all played in different lineups of Leeway through the years.
Tom Capone (Beyond, Bold, Quicksand), 1986; Kevin Egan (Beyond, 1.6 Band), 1987
Tom "TC3" Capone did one issue of Mutilator zine in 1985 and played in crossover bands Third Planet and 100mph while attending high school in Ronkonkoma, Long Island. He started up Beyond with fellow LI native Kevin Egan in 1988. Capone went on to play in the bands Bold, Quicksand, Shelter, Handsome and Instruction. Egan played in '90s bands 1.6 Band and The Last Crime.
Bill Wilson (Blackout! Records), 1984
Bill Wilson got into hardcore in 1985 through hanging out at Mad Platters Records in Yonkers, NY with high school buddies Carl Porcaro and Don Angelilli, who both went on to play in Breakdown. Wilson started Blackout! Records in 1988, releasing the seminal New York hardcore compilation, Where the Wild Things Are, plus records by Outburst, Uppercut, Sheer Terror, Killing Time and others. The label remained prolific well into the early 2000s.
Joe "JoJo" Songco, 1986; Jay Rufino, 1987 (Outburst)
As teens, growing up in Astoria, Queens, Joe "JoJo" Songco and Jay Rufino started out their musical career by jamming on cover songs of bands like Nuclear Assault, Metallica, Crumbsuckers and other crossover greats. They eventually formed Outburst in 1987 along with friends from their local Catholic high school. Outburst is one of the classic Some Records demo-era bands that managed to put out a seminal 7", Miles to Go, on the aforementioned Blackout! Records, in 1989.
Lewis Dimmick (Our Gang), 1988; Hobi Klapuri (Our Gang, All for One), 1986
Lew Dimmick and Hobi Klapuri got into hardcore through ordering a copy of NYC Mayhem's demo as advertised in an issue of 1985's Mutilator zine. They formed Our Gang in 1988, another of the classic Some Records era demo-only bands. Dimmick went on to play in the bands Gutwrench, Sleeper and My Rifle. In 2013, he released his first book, This Music. Klapuri has played in All for One, Sleeper, Hell No and My Rifle.
Crumbsuckers, 1986
Starting out as a metal-tinged hardcore band from Baldwin, Long Island in 1982, the Crumbsuckers put out the classic Life of Dreams album four years later. The record combined speed metal guitar riffs and solos with hardcore vocals and attitude, creating one of the landmark crossover records in the process.
Freddy Alva
Freddy Alva is the owner of Wardance Records (Hell No, Citizens Arrest). In 1989, along with future Burn and Orange 9MM frontman, Chaka Malik, Freddy Alva released a cassette compilation called New Breed. The compilation featured influential hardcore groups such as Absolution, Breakdown and Raw Deal. A licensed acupuncturist, massage therapist and Qi Gong instructor, Alva is married and is currently working on a documentary based around the New Breed compilation, and the bands that were featured on it.
Just Right, Just Right (Demo, 2021)
Photographer Spotlight: Keith Baillargeon
Atom Driver: Ex-Deadguy, Good Clean Fun Members' Anything Alright EP Is Noise Rock Gold
Raising Hell: Backstage Tales from the Lives of Metal Legends, by Jon Wiederhorn (Diversion Books, 2020)
Photographer Spotlight: Rebecca Lader
Photographer Spotlight: Matt Valler
Sinking: Emo Outfit Returns with Live at Gate 4 Live Video Session (PREMIERE)
A Guide to Orange County, CA for Those Traveling to New Age Records Fest This Month
Cancer Christ: Los Angeles Hardcore Punk Band Creates Soundtrack for a Holy War
Isaac Golub (A Chorus of Disapproval, A18, Dear Furious)
Billy Werner (Saetia, Hot Cross)
Fake Figures (Atreyu, Scars of Tomorrow, Eyelid Members) Return w/ 'We Are the Dead' (PREMIERE)
Cave In, Helms Alee + The Primals @ Echoplex, Los Angeles (PHOTOS)
Man-Eaters: Punk & Proto-Metal Riffs Party Together on "Scumbag on Sabbatical" (PREMIERE)
Fucked and Bound, Suffrage (Atomic! Action Records/Void Assault Records, 2018)
Dark Satellite Media: Jimmy Ferrari on How He Started His New Podcast Network
Photographer Spotlight: Matt Viel
5 Older Metal Albums That Demand a Listen, by Knox Colby (Enforced)
3 Cheers for Sweet Releases: Matt Arrebollo (Gatecreeper) Discusses His Favorite Records
Compa: Latinx NYHC Band Takes Aim at Bootlickers on Debut Release
Death Bells and Fearing @ Resident, Los Angeles (PHOTOS)
Urban Sprawl: Hardcore in the Bay Area, Gentrification + More
New Artist Focus: Implied Risk
5 Underrated '80s HC/Punk Records, by Dave Guiterrez (Despairadisio, Lethal Aggression, Social Decay)
Record Collector: Esa Laakkonen, aka mr.paavo
Cold Shoulder Joins New Age Records Roster, Drops "Bitter" Music Video (PREMIERE)
Victims: Swedish Crust Hardcore Masters Return with "Revenge of Our Fathers" (PREMIERE)


I found about the Public Assembly in Brooklyn in an article about top live venues in the Guardian and if your looking for a Gig on your visit to New York its well worth checking it out here. The public Assembly is a pretty cool club/venue in Williamsburg, Brooklyn and the queue around the block seemed to indicate others thought so too. Luckily our forward planning of booking a ticket online meant we we're able to smugly skip the queue and somehow miss the entrance's water reflection pool used in Jim Jarmusch's Coffee and Cigarettes.
We decided to go to the Beard and Moustache Competition, as well as the Beards and Moustaches it included a ZZ Top cover band called Cheap SunglasseZZ and some pretty poor burlesque. The highlight of the evening was probably the music and I was particularly impressed by the bearded ladies who it seemed had probably gone to the most effort.
Be prepared to embraced the expensive beer ($4 for a tiny can of Bud) and you'll have a quality time at the Public Assembly.
Thanks for this! Will definitely check it out when/if I return to Brooklyn….


Thanks to Peugeot Netherlands, we had a chance to try our hands on the 2011 Peugeot 5008 and found out that, though it resembles a lot of the features found in the 3008, it is significantly bigger and does wonders with the space that is available. The 3rd-row seats (sixth en seventh passengers) are easily accessible without having to be an acrobat or the skinniest person in the world.
Once you're in the backseat you feel you actually have some space left to put your legs. Of course it's not ideal to be in the seat for long trips, but it is a real seven-seater. The backseats can be this accessible thanks to the smart way the middle seats fold up when you want to access the back.
The exterior has some nice features that makes this MPV look a bit more dynamic then most MPV's and we see that the 5008 lost it's very large front grill and replaced it with a more suitable smaller one. As we go in to the interior we find the panoramic sunroof again, which makes the feel a the car much more spacious and not at all claustrophobic. The 5008 also makes optimal use of it's interior space by having lots of boxes and cubby holes in which to tuck away mobile phones, glasses and most other items you and your travel partners carry with them.
The car handles well for an MPV; it gives you good feedback from the road and doesn't feel like a large MPV but more like a standard sedan when you're driving it. When parking or maneuvering in some tight spaces it doesn't feel clumsily large, but gives perfect feedback for good maneuvering, even in tighter spaces.
Mazda Mazda2… Kermit.. Here we go..!


Recognizing the individual qualities and personalities of our crew is what distinguishes our services in the demanding cruise market. We aim for a constant improvement of our processes and services by recruiting the most qualified individuals worldwide, providing the best possible motivation for development. Take the opportunity to work with the most exquisite, modern and comfortable cruise vessels.
For most of the jobs looking after our guests, training or experience in the hotel or restaurant business is a must, and we expect good manners and a well-groomed appearance.
The vessels have room for 86 to 159 passengers, and the crews consist of between 21 and 35 staff looking after the passengers and on ship duty. The vessels travel on the most beautiful European rivers and canals from the end of March to the end of October; in the winter months, they are used as hotel ships during trade fairs as well as for Christmas cruises. Depending on their function, the crew members live in large single to three bed cabins, have a comfortable crew room and get all their food on board.


Lakehurst Dental has been open for over 23 years. We provide traditional, state-of-the-art dentistry in a relaxed environment. We specialize in all phases of dentistry, including cosmetic, implant restoration, oral surgery, root canal therapy, implant support dentures and more.