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Category: Club News
PHOTOS: Colwyn Bay 0 Rams 1
Written by Adam Clark
Photos from yesterday's win at Colwyn Bay, taken by Frank Crook
CLUB STATEMENT: FA Trophy
Due to an FA enquiry into a player fielded in previous rounds of the FA Trophy by Kidsgrove Athletic, Ramsbottom United are unable to confirm when or where they will be playing in the next round of the FA Trophy.
The game was scheduled to be played next Saturday, 10th November, but we are unlikely to have a definitive answer as to who we will be playing or if we will be playing on Saturday until late on Wednesday morning.
One potential outcome of the FA ruling is that the Rams may be required to undertake a 4 hour journey on a Tuesday evening, which the club feels is totally unfair, and representations have already been made to the FA in this regard.
Until we have a definitive answer from the FA as to who our opponents will be and on what date, we have nothing further to add.
PHOTOS: Frickley Athletic 0 Rams 3
Written by Frank Crook
Photos taken yesterday by Frank Crook
FA TROPHY DRAW NEWS
The Rams will travel to Frickley Athletic in the next round of the FA Trophy
Date: Saturday 27th October
Kick off: 3pm
Venue: The Bigfellas Stadium, Westfield Lane, South Elmsall, West Yorkshire, WF9 2EQ
Prices: TBC
THE FULL DRAW IS BELOW...
1 Workington v Scarborough Athletic
2 Marine v Lancaster City
3 Warrington Town v Prescot Cables
4 Pickering Town v Droylsden or Tadcaster Albion
5 Frickley Athletic v Ramsbottom United
6 Whitby Town v Witton Albion
7 Farsley Celtic v Brighouse Town
8 Ossett United v Clitheroe
9 South Shields v North Ferriby United
10 Hyde United v Bamber Bridge
11 Cleethorpes Town v Marske United or Atherton Collieries
12 Stalybridge Celtic v Nantwich Town
13 Gainsborough Trinity v Tamworth
14 Buxton v King's Lynn Town
15 Kettering Town v Stourbridge
16 AFC Rushden & Diamonds v St Ives Town
17 Belper Town or Stamford v Leek Town or Loughborough Dynamo
18 Cambridge City v Basford United
19 Carlton Town v Bedworth United
20 Newcastle Town v Chasetown
21 Mickleover Sports v Redditch United
22 St Neots Town v Matlock Town
23 Kidsgrove Athletic v Yaxley
24 Stafford Rangers v Rushall Olympic
25 Soham Town Rangers v Hednesford Town OR AFC Mansfield
26 Grantham Town v Halesowen Town
27 Alvechurch v Stratford Town
28 Barwell v Coalville Town
29 Chipstead v Berkhamsted
30 Sittingbourne v Wingate & Finchley
31 Brentwood Town v Whitstable Town
32 Hythe Town v Bishop's Stortford
33 Molesey v Walton Casuals
34 Kingstonian v Bedford Town
35 Margate v Potters Bar Town
36 Horsham v Corinthian Casuals
37 Burgess Hill Town v Worthing
38 Dorking Wanderers v Sevenoaks Town
39 Biggleswade Town v Harrow Borough
40 Hitchin Town v Hayes & Yeading United
41 Maldon & Tiptree v Royston Town
42 Haringey Borough v Chesham United
43 Ashford Town (Middx) or Westfield v Lewes
44 Lowestoft Town v Enfield Town
45 AFC Hornchurch v Phoenix Sports or Ramsgate
46 Kempston Rovers v Beaconsfield Town
47 Folkestone Invicta v Leatherhead
48 Merstham v East Grinstead Town
49 Tonbridge Angels v Whyteleafe
50 Hendon v Staines Town
51 VCD Athletic v Leiston
52 Mildenhall Town v Greenwich Borough
53 Metropolitan Police v Carshalton Athletic
54 Canvey Island v Brightlingsea Regent
55 Bracknell Town v Bognor Regis Town
56 Whitehawk v Harlow Town
57 Aveley v Dunstable Town
58 Kings Langley v Needham Market
59 Herne Bay v Witham Town
60 Yate Town v Dorchester Town
61 Gosport Borough v AFC Totton or North Leigh
62 Cinderford Town v Street
63 Larkhall Athletic or Thame United v Bristol Manor Farm
64 Farnborough v Merthyr Town
65 Fleet Town v Salisbury
66 Taunton Town v Weymouth
67 Thatcham Town v Melksham Town
68 Poole Town v Frome Town
69 Hartley Wintney v Tiverton Town
70 Didcot Town v Mangotsfield United
71 Basingstoke Town v Wimborne Town
72 Swindon Supermarine v Banbury United
All ties to be played on Saturday 27th October
Winning clubs at this stage will also receive £3250 from the competition's prize fund.
PHOTOS: Yaxley 2 Rams 2
Photos from last night taken by Frank Crook.
PREVIEW: Skelmersdale (A)
Written by Tony Cunningham
The Rams, resurgent under new boss Chris Willcock, make the first of two visits in four days to Volair Park, home of Prescot Cables, who we meet there on Tuesday, to take on their tenants Skelmersdale United.
It's well known the problems "Skem" have been facing with their eviction from the Stormy Corner ground earlier this year, and the fact they have been nomads in recent months.
However, news of a possible return to their home town in the foreseeable future has probably lifted a few clouds over the west Lancashire club.
On the field, their woes have continued, with just a single League victory for their troubles so far, but such games come under the banner of "banana skins", and whilst they are looking for their debut win at Prescot this campaign, we will need to be wary of them and ensure that their opening three points has to wait a little longer.
Two potential additions to the squad are Friday signings Keiran Lugsden and Martin Parker, as the manager continues to rebuild the Rams team in an effort to climb the table with a view to securing at least a play-off spot come the end of the season.
On paper, this game looks winnable, but as we all know, football is not played on paper!
A healthy following will hopefully cheer the Rams on to another three points and an extension to the undefeated run.
PLAYER DEPARTURES
The following members of the Ramsbottom United squad have departed:
Rob Henry has joined Mark Fell at Lancaster.
Ben Deegan, Phil Dean & Tom Brooks have also left the club
Jerome Wright has signed for Premier Division Hyde United.
Curtis Jones has joined Glossop North End.
Goalkeeping coach Andy Robertson has also departed.
The club will be making a further statement in the next few days.
PHOTOS: Trafford 1 Rams 2
Photos from yesterday's FA Trophy win at Trafford, taken by Frank Crook.
FA TROPHY PREVIEW: Yaxley (A)
The Rams face a ridiculously long Tuesday trip to Cambridgeshire, to take on Peterborough-based Yaxley in the next round of the FA Trophy.
The kick-off has been put back by 15 minutes in case of traffic problems on the near 320 mile round trip. Having beaten Trafford away and Frickley Athletic away to reach this stage, a game on the road should hold no fears following further success away to Skelmersdale United (3-0) and much-fancied Prescot Cables (4-0) in the League.
Yaxley sit 16th in the Southern League Division One North, with 11 points from 12 league games, so the Rams make the journey south with much optimism that they can proceed to the 3rd Qualifying round, and along with that, continue to boost the clubs' coffers, with no home game scheduled for the whole of November, although that could change should the game be drawn, as the replay would be at the HWRS on Tuesday 20th.
The winners of the tie will travel to etiher AFC Mansfield or Pickering Town on Saturday 24th November
In2itive Park
Leading Drove, Off Holme Road
Yaxley. Peterborough
PE7 3NA
Admission Prices - Adults £8, Concessions £4, U12's Free.
NEW PLAYERS PROFILES
The Rams have made many changes to the squad since the arrival of Chris Willcock - Here are the player proflies of the players recently signed by the manager
Nialle Rodney- began his professional career with Nottingham Forest. He then went on to play for Bradford City, Lincoln City, AFC Telford and Hartlepool, with a few loan spells in between. Nialle retired from the professional game in 2014 to pursue a career in business. A love for football found him turning out for a few local sides before ending up at Wythenshawe Amateurs where he impressed and caught the eye of the new manager. Nialle is an attacking forward who can play on either side and scored a header on his debut against Trafford.
Louis Rowe- after making his way through various age groups as a Striker at Barnsley FC and regularly impressing for the under 23's Louis signed his first professional contract aged 18. He was released by the club in the Summer of 2018. With several offers to get back in to the game Louis accepted the call from Ramsbottom. Last year Louis was also called up the Republic of Ireland U19 squad.
Nico Evangelinos- Nico joins Ramsbottom after a very successful season with Ashton United, in which he scored several high profile goals including a goal in the EvoStik Premier Division playoff final victory over Grantham. Before Ashton, Nico plied his trade in the North West Counties playing for West Didsbury and Chorlton. Nico is a forward who is dangerous in any attacking role.
Eddie Moran- Eddie is a familiar face to the Rammy faithful as well as to the new Manager. Eddie was a key part of Chris Willcock's 2015 Glossop team that won the North West Counties double and played at Wembley in the FA Vase final. After leaving Ramsbottom last year Eddie has been playing for Wythenshawe Amateurs.
Khalil Osi-Efa- A 21 year old defensive midfielder, Kal was brought to the club by Assistant Manager Lee Donafee who spotted him playing at County level in Merseyside. Kal has been on the books at Tranmere, Bolton Wanderers and Everton.
Tony Donaldson- A 20 year old quick and crafty central midfielder who is not one to shy away from a tackle. Tony began his career at Skelmersdale before signing a professional deal with Doncaster Rovers in 2017. After spells with Telford, Runcorn Linnets and Widnes Tony ended up at Marine before joining Rammy last week.
Joel Bembo Leta- The 25-year-old Congolese-born centre-back Joel Bembo-Leta joins from Glossop North End. The versatile Bembo-Leta is an imposing 6'2" defender who can play across a range of positions including centre back, defensive midfield and right back. He has represented the likes of Buxton, Altrincham, Droylsden and Marine AFC in his career to date, having begun his career with Stalybridge Celtic where he made over 150 appearances, scoring 6 goals.
Ruben Jerome- Ruben joins from AFC Emley after spells with Warrington Town, Brighouse Town and Southport. Ruben can play on the wing or as a centre forward. With a keen eye for goal he will be a big positive as the team looks to climb the table.
Craig Hindle- a left sided player who was spotted whilst playing amateur football in a Manchester league. He has appearances for a few teams in the North West Counties including Abbey Hey.
PHOTOS: Rams 2 Glossop NE 0
Photos from yesterday's game with Glossop taken by Frank Crook
Programme editor required
The Rams are looking for a volunteer to take over Matchday Programme editing.
The position would be ideal for someone looking to gain experience in the world of IT, publicity or printing.
The job entails collating various articles from regular contributors, along with a small amount of input from the editor, using a template which is then forwarded to our printer.
Anyone interested in taking up this position is asked to contact the club via This email address is being protected from spambots. You need JavaScript enabled to view it., when further information will be given.
PHOTOS: Skelmersdale United 0 Rams 3
Photos taken today by Frank Crook
This afternoon the draw was made for the FA Trophy Second Qualifying Round.
The Rams will travel to Kidsgrove Athletic or Yaxley on Saturday 10th November at 3pm
Their First Qualifying Round tie has yet to be played due to an FA enquiry.
We will update you on the progress of the FA Enquiry
More details to follow once the opponent has been decided
PREVIEW: Glossop North End (H)
Old foes Glossop North End make the short journey up the motorway from the edge of the Peak District to renew hostilities, in the nicest possible way.
The two clubs have met on many occasions over the years, the last time being the final game of last season when the Rams travelled to Derbyshire and came away with an enjoyable 3-1 win to end an up-and-down campaign.
Since then, both sides have experienced managerial changes, in our case with the arrival of former Glossop boss Chris Willcock who oversaw the Hillmen's promotion to the Evo-Stik League as well as a trip to Wembley for the FA Vase final.
Glossop have this week appointed ex-Mossley joint-managers Peter Band and Lloyd Morrison in place of the axed duo of Mark Canning and former Shaker Andy Bishop, following a disappointing start to the season.
A new managerial appointment usually sees an up-turn in form, so Glossop will arrive at the HWRS full of commitment to show the new charges what they have, so we will need to be at our best.
So far, however, although only three games into his reign, Willcock has overseen a number of changes on the playing front and produced two league draws and a very welcome and deserved FA Trophy victory at Trafford last Saturday.
So a tight and hopefully entertaining game looks to be on the cards as both sides attempt to begin an upward push in the League table.
Haslam's Hut
Ramsbottom United's chief Programme seller, match reporter and committee member Jon Haslam can look forward to a dry winter this season, as the Supporters Club have erected a Programme hut to keep him out of the Ramsbottom weather.
Club photographer Frank Crook was asked to cut the ribbon (who took the photo then, Frank?) and he did so ahead of the home game against Chasetown.
Jon commented "It'll be good to keep dry but my only concern is that someone may lock me in it!"


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WHY I'M RUNNING
ABOUT SUMMER
Summer Schmaling
State's Highest Court Sides With GOP on Signature Requirements in Massachusetts Races
By Tom Joyce
New Boston Post
For political candidates in Massachusetts this year, getting on the ballot presents more of a problem than usual, because during the coronavirus emergency candidates and their surrogates can't approach people in public places to ask for signatures the way they usually would.
Although the coronavirus pandemic makes it impossible for candidates to campaign as they normally would, Massachusetts Senate Democrats this week rejected an amendment proposed by Republican state Senator Ryan Fattman of Webster that would have cut the signature requirement for candidates for the state legislature.
On Friday, however, the Massachusetts Supreme Judicial Court indirectly sided with Fattman. The state's highest court cut in half the number of signatures of registered voters needed to qualify for the ballot for all elected offices and extended the deadline for submitting signatures.
"We emphasize that the declaration we make and the equitable relief we provide is limited to the primary election in these extraordinary circumstances, which is the sole subject of the case before us, and does not affect the minimum signature requirements for the general election this year or for the primary elections in any other year," Chief Justice Ralph Gants wrote for the court.
The court's decision stems from a lawsuit filed by three candidates for public office in Massachusetts: Republican U.S. Senate candidate Kevin O'Connor, Democratic U.S. House candidate Robbie Goldstein (Eighth Congressional District, which is mostly south of Boston), and Melissa Bower Smith, a Democrat running for state representative in the Fourth Norfolk District (which is mostly in Weymouth).
O'Connor is running for the U.S. Senate seat currently held by U.S. Senator Ed Markey, a Democrat. Goldstein is running in the Democratic primary against U.S. Representative Stephen Lynch of South Boston. Smith is running for a state representative seat currently held by James Murphy of Weymouth.
The court decision came just one day after Democrats in the Massachusetts Senate decided to exclude state legislature candidates from eased ballot access requirements.
The Democrats' bill (S.2632) would have cut the signature requirement in half for candidates running for United States Senate, the U.S. House of Representatives, the Governor's Council, and county offices – but not for candidates for the Massachusetts Senate and House.
If it had been enacted, the Democrats' bill would have required U.S. Senate candidates to get 5,000 signatures instead of 10,000. U.S. representative candidates would have needed 1,000 signatures instead of 2,000. And governor's councilor and county office positions would have needed 500 signatures instead of 1,000. (In the island counties of Nantucket and Dukes, however, the county offices would have required just 25 signatures.)
Fattman wanted to reduce the signature requirements from 150 signatures to 75 signatures for state representative candidates and from 300 to 150 for state Senate candidates to match the other cuts. However, Fattman's proposed amendment to the bill failed 4-5 in a vote along party lines. All four Senate Republicans voted for the amendment: Fattman, Bruce Tarr (Gloucester), Dean Tran (Fitchburg), and Patrick O'Connor (Weymouth).
With the court ruling Friday, Massachusetts Republicans got what they wanted.
In the lead-up to the court ruling, the Massachusetts Republican Party blasted the Democrats' committee vote, arguing that the bill they proposed favored entrenched Democrats, who hold overwhelming majorities in both chambers of the state legislature.
"This is exactly the kind of game the Democrats intended to play, as soon as they heard Sen. Ed Markey was 3,000 signatures short," Massachusetts Republican Party chairman Jim Lyons said in a written statement. "The Democrats panicked and wanted to change the rules to help their guy, and were in quite a hurry to do so — but too bad if you're trying to qualify to run against one of them.
"When it came to the issue of fairness and spreading it across the board, Democrats stood united against it, and this is the type of one-party rule that has to stop," he added.
During the state Senate session in which Democrats voted down the proposal on Thursday, April 16, Fattman told his colleagues the amendment would be beneficial to the democratic process — giving constituents choices at the ballot box.
"Our policy today is that we don't believe in picking winners and losers, we believe in fairness and equal protection for all," Fattman said, "and if we're going to change the signature requirement law, isn't the most fair way to do it — to do it for everybody?"
Summer Schmaling, a Republican candidate for state representative in the Plymouth 12th district, would have been one of the candidates affected. Schmaling is running in a district where incumbent Democrat Kathleen LaNatra of Kingston got 52.5 percent of the vote in 2018.
Before the court's ruling on Friday, Schmaling told New Boston that she does not think that it is fair that the state Senate would give someone like Ed Markey a break, but not her.
"Instead of protecting the health and welfare of the public, the State Legislature and House & Senate Leadership opted to put the best interests of themselves, as usual, ahead of public safety," Schmaling said in an email message. "Using a global public health pandemic, to effectively deliver incumbency protection is unconscionable."
"The Massachusetts Legislature is invoking 'blind liability' putting candidates in a precarious health predicament by forcing them to gather nomination signatures when 'social-distancing' and 'stay-at-home' orders by Governor Baker are officially in place to protect society's most vulnerable," she added.
Earlier in the week, Democratic state Senator Joanne Lovely of Salem explained to State House News Service why she did not support lowering the signature requirement for state legislature candidates.
"I think if we lowered the amount it would be an incumbent protection bill," Lovely said. "Three hundred signatures is not a lot. I didn't have them two weeks ago. I put out a quick mailing to 125 people and was able to meet it in a week. It's not a high bar to meet in my opinion."
The Massachusetts Democratic Party could not immediately be reached for comment.
The Massachusetts Supreme Judicial Court case is called Robert Goldstein and others vs. Secretary of the Commonwealth. It is dated Friday, April 17, 2020.
Committee to Elect Summer Schmaling
Halifax MA, 02338
© 2020 Paid for by the Committee to Elect Summer Schmaling.

redpajama_set_name: RedPajamaCommonCrawl


The nectar of the gods!
The authenticity from land & sea!
So many fish as never seen!
The best between land & sea!
"We all had an amazing experience...the history of the region, the cultural influences & the all-important food! I feel like I was able to really get a feel for the beautiful coastal city and be a true part of it; all while eating so many authentic delicacies."
"A must do if you want to learn about the food, culture and history of the Algarve. A fascinating walking tour of Faro which includes insider views of historic sites and fabulous eateries."
"Stopping at new contemporary eateries to some of the most traditional and being able to engage with the owners of the business made it even more brilliant.
One of the best tours we had in our tree months of travelling through Europe."
"Une très belle découverte de la ville de Faro et de plusieurs plats et boissons savoureuses !
Cette demi-journée était absolument parfaite, merci beaucoup !"
The best of life deserves to be known.
Share the tastiest foods and drinks and visit unforgettable places. Join the community!
Forbes Selected Eating Algarve Food Tours as one of the 7 REASONS TO VISIT OLHÃO.
Our Food Tours, Wine Tours, Oyster Tours and Cooking Classes are experiences that we create with a beautiful network of people and lots of love!
We took Monocle for a walking food & cultural tour in Olhão and its gastronomy, community and historical districts.
Issue Nov 2017, already on every good newstand!
Hello World! We are Eating Algarve Food Tours and we have incredible experiences prepared for you all!
Check ut issue n.º 167 - août / septembre.
Tell us, where you would like to see Eating Algarve Food Tours going next to create a new Food Tours?
Diz-nos, onde gostarias que a Eating Algarve Food Tours fizesse um novo Food Tour?
This man is a legend!
Bento Algarvio, 5 times PT amateur boxing champion and a chef!
We will stop at his restaurant to taste some typical algarve specialities in our Fisherman Food Tour.
Este homem é uma lenda!
Bento Algarvio, 5 vezes campeão nacional de boxe amador e chef!
Iremos visitar o seu restaurante para provar algumas especialidades culinárias algarvias, no nosso Tour do Pescador!
Food lovers, passionate about a good stroll, dedicated to make your visit to the Algarve an unforgettable gastronomic and cultural experience!


The housing rebound has created a vast amount of opportunities for electrician and other home contractors. As the economy continues to improve, demand for contractor and electrician services has increased, and is expected to continue.
There are countless electrician and contractors seeing the benefits of the improving housing market.
When selecting an electrician be sure to look for one with years of experience and one who knows what it takes to get the job done correctly, the first time. Look for a electriian that offers reliable, honest, on time and budget friendly services.
Typical electrician projects include every aspect of electrical work; anything from lighting fixtures to complete home wiring. When hiring a subcontractor, look for one whose services and employees are fully licensed and insured in your state. Many electricial subcontractors will also offers residential remodeling and renovation services. Examples of residential remodeling services sometimes offered include panel and service changes, basement finishes, kitchen and bath remodels, room additions, pool wiring, garages, and more.
Many electricians will work directly with general contractors and homeowners to make sure the job is done right and on time. Be sure to look for a electrician who will work with your time frame and budget to ensure that the project is done safely, effectively, and correctly for all your electrical requirements.
It is extremely important to have a safe and comfortable home, so quality electricial services are a must. Electricians who take shortcuts can have some serious negative consequences. Causes of many house fires can be traced back to incorrectly done electricial work, highlighting the importance of a quality workmanship.
Residential electrical upgrades and improvements will increase the value and appearance of your home. These upgrades and improvements also help you to save money and energy while increasing the safety and security of your home or business. With the changes in technology today, many homes are not adequately updated to meet the demands of new electronics and appliances.
Remodeling and renovation work is an highly specialized field. It takes a very skilled and qualified electrician to work within homes or existing structures. Be sure to hire a remodeling and renovation crews whose knowledge will be clearly evident.
Many electrical contracts will work with both individual homeowners and commercial construction jobs so be sure to find out which professional will work best for your particular job. If your job is small, consider hiring a electrical contractor who may not be as busy with larger commercial jobs, in order to receive a higher level of attention and care.
Clear Light Electric has over 15 years of experience providing high quality electrical service and support to Raleigh and Wake County homeowners, general contractors, and commercial business. Our highly skilled Raleigh-based electricians provide work in cooperation with our clients to ensure they receive the highest quality workmanship. Your vision is ours, as we transform your home or business at an affordable investment. All your Residential & Commercial Electrical Services.
John Stone recommends Clear Light Electric http://www.clearlightelectricnc.com/ as one of the best electricians serving the Raleigh, NC area.


Advanta Bank Corp., the small business credit card lender that last year settled "unfair and deceptive practices" charges with regulators over rate hikes imposed on small business customers, was seized by Utah banking regulators Friday.
"We just found them to be in an unsafe and unsound condition," Michael Jones, chief examiner for the Utah Department of Financial Institutions, told me. "They needed additional capital because they were taking significant writedowns and losses on their [small business] credit card portfolio." Advanta spokeswoman Amy Holderer declined to comment but said parent company Advanta Corp. would issue a statement in an 8-K filing today or tomorrow.
What does this mean for small business borrowers? When Utah regulators seized Advanta bank, the FDIC was named receiver and could not find a buyer for Advanta's operations. For borrowers who owed money to Advanta Bank, "right now the FDIC is the owner of those loans," Jones says.
Some Advanta borrowers have already had their debts sold to third-party debt collectors. Advanta's seizure shouldn't affect them. It's unclear whether it will affect those whose debt is now owned by the FDIC.
Advanta issued exclusively small business credit cards. In 2007 the bank was the fifth-largest issuer of small business bank credit cards (which excludes American Express and Discover), with 1.3 million accounts and $14 billion in annual payment volume, according to The Nilson Report, a credit card industry newsletter. Business owners often use credit cards for convenience to cover every day expenses. Many also use them as a source of longer-term financing in lieu of bank loans or credit lines.
Advanta stopped making new credit card loans and cut off credit to existing customers in May 2009. By that time, the bank had become notorious for repricing interest rates, sometimes to over 30%, on cards opened with 0% APRs or other low teaser rates. In July, Advanta settled with the FDIC over rate hikes and agreed to pay $35 million in restitution, without admitting nor denying wrongdoing. Advanta Bank's parent company, Spring House (Pa.)-based Advanta Corp., filed bankruptcy under Chapter 11 in November.
In filings with regulators, Advanta reported $205 million in loan charge-offs in 2009. In December, the bank reported $1.62 billion in assets and $1.52 billion in liabilities.
Advanta's seizure is unlikely to have much effect on the availability of credit for small businesses. Advanta cut off all new lending, including to existing customers, last year. The most significant consequence may be whether those borrowers trying to renegotiate their payments and write down their debts will have an easier time doing so now that the FDIC is their creditor.
I have a call in to the FDIC. We'll update as we get more information. For Advanta coverage from our archives, click here.
Advanta has call center in India and I cannot understand persons=. on line.
However it is good to know they are adopting aliases of american names..
Been calling me twice a day every other day? Weird.
Calls asking for someone else on my cell phone ????
I call back and says number disconnected.
Always calls twice in a row at least two times a day. never leaves a msg and when called back says that the number has been disconected.
I get this one 2 to 3 times a week. No message ????? I also get calls from 215-385-3300 W/same ID Could this be the result of whitetrash being in charge of things ?
Call back says disconnected called me 6 times in a row.
No answer. Unavalible on Caller ID.


Background: Building materials, interior furnishings, surface treatments, paints, coatings and consumer products have been shown to contribute to indoor contaminants. Currently, information on potential hazards of these chemicals prior to specification, purchase or use of these products is limited. Except for a few cases, regulations to limit or prevent exposures to product-related emissions do not exist in the US. There have been several recent circumstances where introduction of new materials/products have resulted in wide scale exposures followed by research examining potential harmful effects.


We know that display name and nickname are very useful option in wordpress. Some users want to show display name or nickname instead of username. But there is possibility to be the display name and username same for more than one users. It will create confusion in plugin like BuddyPress or Classifieds or so.
You can add these codes in your functions.php in the theme, if you think your theme won't be changed. Otherwise mu-plugins is the best solution. To use mu-plugins, go to /wp-content/ and find the folder with name 'mu-plugins'. If there is no folder in that name, then create a folder, name it 'mu-plugins', create a file inside that, give any name you like and paste the code in their. You don't need to activate that plugin. Mu-plugins means must use plugins, so it will be activated automatically always.
The above code speaks a lot!
Many thanks to my colleague Vaughan Montgomery.


Trinity Evangelical Lutheran School offers a number of extracurricular activities. Students in grades 5-8 participate in math, spelling, forensic, geography, art, and science competitions. For sports we offer soccer and volleyball in the fall, basketball during the winter, and track in the spring.


You can always visit our web site at www.kazoosturgeon.org for details, more information about our habitat restoration program, and to learn more about our prehistoric pal, the Lake Sturgeon!
A NEW WEEK AND SOME NEW FISH!
Today's efforts so far, have yielded 3 sturgeon, though only one of them is a female.
Here's a look at them in the holding pen for you.
three fish but we got four!
You can always visit our web site at www.kazoosturgeon.org for details, more information about our habitat restoration program and to learn more about our prehistoric pal, the Lake Sturgeon!
We've created this blog to keep everyone up to date on the news for the Kalamazoo River "Sturgeon For Tomorrow" project.
We invite you all to visit regularly or subscribe to this blog to make sure you receive the news. Please share this link with your friends too; we'd like everyone to be well informed!
Thanks for visiting - we'll have some interesting updates about this season's efforts coming to you soon!


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2022 Restaurant Part-time Jobs in Palm Springs, CA
The restaurant industry has a plethora of part-time opportunities including waiters, bartenders, food bloggers, dishwashers, and advertisers. Get your career "cooking" with any of the unique restaurant part-time gigs listed below. Working in a restaurant gig is a great way to learn a bit about humility, customer service, and people skills - all incredibly valuable takeaways for any future internship or job. The restaurant industry also often has flexible schedules that work well to meet the demands of a student.
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text:
News > Medscape Medical News > Psychiatry News
Complaint Process Linked to Depression, Suicidal Thoughts in Docs
Deborah Brauser
Regulatory complaint procedures are linked to depression, anxiety, and suicidal thoughts in physicians who come under scrutiny, new research suggests.
Dr Tom Bourne
A cross-sectional survey study of almost 8000 doctors in the United Kingdom showed that 16.9% of those who had recently received or were currently receiving complaints experienced moderate to severe depression, compared with 9.5% of their peers who had not received such complaints; and 15% vs 7.3%, respectively, reported moderate to severe anxiety.
Those with current/recent complaints were also more than twice as likely to report thoughts of self-harm or suicidal thoughts.
In addition, 82% to 89% of all physicians surveyed reported that they now practice defensively by "hedging" (overprescribing, overreferring, and being overcautious), and 43% to 50% reported avoiding high-risk patients.
"There was a very high level of defensive practice by physicians across the board, which I think is something that has also been reported in the United States," lead author Tom Bourne, PhD, adjunct professor at Imperial College, London, told Medscape Medical News.
"Of course, medical regulation is important in terms of protecting patients. But if you look at these levels of defensive practice, that isn't in the best interest of patients," he added.
Dr Bourne pointed out that the study did not show causation ― physicians could have become depressed or anxious because of the complaint process, or it could be that they already had these symptoms, which led to problems on the job and to their subsequently receiving formal complaints. Still, it appears that the process was associated with distress.
"If you have a complaints system and it makes a substantial proportion of people unwell, it certainly doesn't seem entirely appropriate," he said.
The study was published online January 15 in BMJ Open.
"Harrowing Consequences"
The General Medical Council (GMC) acts as the UK regulator, setting standards for its physicians. Under the Medical Act (1983), the organization has the power to "warn, suspend, restrict the practice of doctors, or permanently remove them from the register," investigators write.
"Although most doctors referred to the GMC have their case closed at triage or have no action taken, there can be harrowing consequences for some doctors who go through a GMC investigation," they add.
A total of 114 doctors died while involved in these proceedings between 2005 and 2013. In addition, the number of doctors referred to the GMC increased by 18% between 2011 and 2012.
Below this level, other complaint systems include formal and informal hospital internal enquiries, serious untoward incident (SUI) investigations, and work disputes.
A survey of 7000 American physicians, which was published in 2011 in the Journal of the American College Of Surgeons, showed that malpractice litigation was significantly linked to burnout, depression, and suicidal ideation.
In 2012, as reported by Medscape Medical News, a study published in General Hospital Psychiatry showed that job stress itself was a major factor in the high rates of US physician suicide.
Dr Bourne, who is also a consultant gynecologist at Queen Charlotte's and Chelsea Hospital, United Kingdom, noted that he first wanted to examine these issues after watching colleagues go through the complaint process.
"There has been a lot of discussion about how this process impacts practice. I felt that as a contribution, the thing I could do best was a study to try and find out what was going on," he said.
A total of 95,636 members of the British Medical Association were invited to participate. Although they were guaranteed that the responses would be anonymous and untraceable, only 10,930 (11.4%) responded, and 7926 (8.3%) completed the full online survey. Of the latter group, 53% were men, and 73% were between the ages of 35 and 59 years.
All participants were divided into three subgroups: those with recent/current complaints (n = 2257), those with past complaints (n = 3889), and those with no complaints ever made against them but who observed the impact on others (n = 1780).
The types of complaint or investigations asked about were grouped into four categories: informal, formal, SUI, or GMC.
The Generalized Anxiety Disorder Scale (GAD-7) and the Physical Health Questionnaire (PHQ-9) were used to measure anxiety, depression, and self-harm. Defensive medical practice was measured through 20 questions within the main survey.
Impact on Practice
Results showed that 381 of the current/recent complaint group had moderate/severe depression and were at significantly higher risk for the disorder than those with no complaints (relative risk [RR], 1.77; 95% confidence interval [CI], 1.48 - 2.13).
Interestingly, men in this group were more likely than women to be depressed (odds ratios [ORs], 2.86 and 1.72, respectively); women in the no complaints group were more likely than the men to be depressed.
A total of 338 of the current/recent complaint group reported moderate/severe anxiety, and 218 (9.7%) reported having thoughts of self-harm (RR for each, 2.08; 95% CI, 1.61 - 2.68 vs the no complaint group).
In addition, the group going through a GMC referral had the highest levels of depression, anxiety, and thoughts of self-harm (26.3%, 22.3%, and 15.3%, respectively). The next highest levels were found in SUIs, followed by formal and then informal complaints.
When examining whether exposure to a complaint process was associated with defensive practice, the investigators found that 84.7% of the current/recent complaint group, 79.9% of the past complaint group, and 72.7% of the no complaint group reported changing the way they practice medicine.
In addition, 88.6%, 82.6%, and 81.7%, respectively, reported displaying hedging behavior; and 49.8%, 42.9%, and 46.1%, respectively, reported displaying avoidance behavior.
Even more troubling, 23% reported suggesting invasive procedures against their better judgement, and 14% reported being more likely to abandon a procedure at an early stage ― all because of complaint process experiences.
For those who were "whistleblowers" themselves, 20% reported feeling victimized afterward.
Finally, more than 80% of the respondents said that "processes would improve with transparency, managerial competence, capacity to claim lost earnings, and action against vexatious complaints," report the investigators.
"If we know that people who have complaints against them are often depressed, anxious, and have ideas of suicide, then obviously greater care has to be taken because we have a responsibility to them," added Dr Bourne.
"Also, this process causes an element of fear in physicians. And fear is toxic to patient safety."
"I think these findings are probably what we'd expect, based on what's already out there," Rob Poole, FRCPsych, chair of the Royal College of Psychiatrists (RCPsych) in Wales and specialist advisor for the RCPsych's Invited Review Service, told Medscape Medical News.
Dr Rob Poole
"What was new to me in this study, and what I found really concerning, is the exceptionally high rate of defensive practice. That means that, as a consequence, it goes further than just an individual practitioner but into the quality of care that everyone else is getting," he said.
Dr Poole, who was not involved with this research, is also codirector for the Center for Mental Health and Society and professor of social psychiatry at Bangor University, in the United Kingdom. Study limitations he noted included the cross-sectional design and the low response rate. He also pointed out that the study did not show causation.
Overall, he opined that concerns about a physician should be dealt with much earlier than the way it is currently, before they balloon and get turned over to a more formal process.
"I don't think it's a problem with our systems to give people proper medical feedback and take action when people seem to be slipping away from good practice."
Further, Dr Poole recommended that physicians who are going through the complaint process should stay calm and realize that the system is there for everyone's well-being.
"One doesn't want to make doctors ill or to make the job any more stressful than it already is. On the other hand, regulation is important. But I think it's how you do it, how transparent it is, and doing things to make it less stressful."
Assault on Self-Worth
When also asked for comment, Michael F. Myers, MD, professor of clinical psychiatry at SUNY Downstate Medical Center in New York City, told Medscape Medical News that the study gives increasing evidence of how difficult and traumatic being reported to a licensing body can be ― and that the results are translatable to other countries.
Dr Michael Myers
In fact, Dr Myers recalled that when he was in private practice, he saw a number of physicians who had a patient or colleague complaint against them.
"I heard physicians say that being sued for malpractice is less stressful than a complaint about a license because it really gets to the heart of who you are. It's not only what your license symbolizes, the privilege and the power that we have, but it's about our professional livelihood as well," he said.
"It's perceived as an assault to self-esteem, self-worth, and identity as a physician."
He added that the impact of a complaint is confounded if a physician has already been struggling with problems with mood, anxiety, or substance use. "For those people, it's like a double whammy," said Dr Myers, who has authored several books about physician health.
He agreed with the investigators that a complaint system should be transparent and managed competently.
"People should be treated with a sense of compassion. I heard many doctors say that the process was so bureaucratic and legalistic. And they just felt very defensive and awful," he said.
"I think that whenever anyone is investigated, you should approach them in a careful and respectful way," said Dr Myers, noting that there are support services that physicians can access so they do not feel alone during the process.
In addition, "the notion of physician wellness is important. In other words, pay attention to how you're feeling and your workload, and don't get yourself in such a state of burnout that you run the risk of upsetting someone and/or making a mistake," he said.
"None of us can 100% prevent someone from making a complaint about our medical care. But we can do a lot to reduce our risk."
One of the study authors is head of the BMA doctors for doctors unit and receives payment from the BMA. The remaining six authors, including Dr Bourne, have reported no relevant financial relationships.
BMJ Open. Published online January 15, 2015. Full text
Cite this: Complaint Process Linked to Depression, Suicidal Thoughts in Docs - Medscape - Jan 16, 2015.
is a freelance writer for Medscape.
Deborah Brauser has disclosed no relevant financial relationships.
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text:
Осипово  — деревня в Ржевском районе Тверской области. Входит в состав сельского поселения «Победа».

География
Находится в южной части Тверской области на расстоянии приблизительно 13 км по прямой на север-северо-запад от города Ржев.

История
Деревня была отмечена еще на карте Менде (состояние местности на 1848 год). В 1859 году здесь (деревня Ржевского уезда Тверской губернии) было учтено 7 дворов, в 1939—35.

Население
Численность населения: 91 человек (1859 год), 19 (русские 96 %) в 2002 году, 11 в 2010.

Примечания

Населённые пункты Ржевского района

redpajama_set_name: RedPajamaWikipedia


text:
Der Chombu ist ein Berg im Himalaya im Nordosten von Sikkim in Indien.

Der Chombu besitzt einen in Nord-Süd-Richtung verlaufenden Bergkamm, dessen maximale Höhe bei  liegt. Der Chombu befindet sich 9,8 km südlich des Kangchengyao. Dazwischen liegt der  hohe Gebirgspass Sebu La. An der Ostflanke des Chombu strömt ein Gletscher in östlicher und später in südlicher Richtung. Westlich des Chombu verläuft das Flusstal des Lachen Chu, östlich das des Lachung Chu.

Besteigungsgeschichte
Der Chombu wurde am 13. Oktober 1961 von Devi Singh, Pemba Gyaltzen und Nima Tsering, Teilnehmern einer indischen Expedition zum Kangchengyao, erstbestiegen.

Weblinks
 AJ, 1998: The British Sikkim Expedition 1996 – Blick vom Sebu La zum Chombu (Schwarz-Weiß-Foto)

Einzelnachweise

Berg im Himalaya
Dongkya-Gruppe
Distrikt North Sikkim


Our hair grows in cycles. At any one time, about 85% of hair is in the growth phase and 15% in the rest phase. The reason for this is simple. While it might be neat if all of the hair on the head was simultaneously in the growth phase - that would likely mean that at some point, all hair would be in the rest phase, after which those hairs would be shed. That means that everyone would, for a short time at least, be completely bald.
All hair grows from hair follicles, which cover almost all of the body (the exceptions, thankfully, are the palms of the hands and soles of the feet). There are approximately 100,000 follicles on each head, each of which grows many hairs over a lifetime. For most people of average lifespan, a single follicle will grow about twenty new hairs.
Follicles go through growth and rest cycles, which vary with each individual. Each follicle will experience many of these cycles over the course of a life. The growth cycles average from 2 to 7 years and the rest cycles from 2 to 3 months. These cycles also vary according to the part of the body the follicle is located on.
Some follicles on the head will continue to produce hairs throughout the lifetime of the person, even for those who live in excess of 100 years. The individual hairs are produced in the bulb, which is located at the base of the follicle. This bulb also produces the pigment that colors the hair. Less pigment is produced as people get older which is why we get gray and white hair.
There are actually three phases in the hair growth cycle. They are the anagen, catagen, and telogen phases. The anagen phase is the growth phase, and can last as much as 7 years. The catagen phase occurs between the anagen and the telogen phase and only lasts a few weeks. This is an intermediate phase. The telogen phase is the rest phase and lasts a few months, after which the hair falls out. The length of the anagen phase determines how long a person's hair can be. Since hair grows about ½" a month, a person whose hair is in the growth phase for close to 7 years will have hair more than 3' long.
Hair follicles will keep producing hair under most circumstances, and will almost never stop doing so. There are however some conditions that can cause hair to stop growing. Some serious medical conditions can affect hair growth. Illness such as severe anemia can cause a stoppage of hair growth, as can malnutrition and a poor diet. Some hormonal conditions (thyroid problems) can cause hair growth to be stopped, as can certain vitamin and mineral deficiencies.
Of course, the most common cause of hair loss in men and women is pattern baldness. In men, this is seen in the horseshoe shaped ring of hair around the sides and back of the head. In women, the hair tends to thin over the entire head. This condition is caused by the conversion of the male hormone testosterone into DHT by an enzyme in the body. DHT acts on the follicles to cause them to shrink and produce finer and finer hair - and eventually stop producing them. There are treatments available for this condition that can stop the loss in many people, and often re-grow hair as well. It must be continued for life or all new hair is lost, and hair loss resumes.
Hair growth is a complex process that is not fully understood by scientists. Research continues in an effort to better understand it, and to help those whose growth functions have been adversely affected in some way.


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When u fully makeup, ur face lookalike Kim kardashian hehejaja😍😘😗😊😉 Some people they have sensitive skin can not use a cheap products..
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Girl that foundation is flawless! Perfect shade for you!
What type of glue you used for lashes ?
Слишком до*уя косметики на лице. Но я поставила лайк.
By the time your video ended, I cleaned up my room. Also, you talk too much. PS: not trying to offend you.
I'm sure you probably need more ugly!
malek khoucha bel3aks ! Elle est belle sans maquillage !


text:
White Empress (ex-Cradle of Filth) launch new track "A Prisoner Unleashed"
White Empress, the new band founded by former Cradle of Filth guitarist Paul Allender, launch a new song "A Prisoner Unleashed" from the band's debut album Rise of the Empress Rise of the Empress is due out September 30 on Peaceville Records in conjunction with PledgeMusic.
"For the track 'A Prisoner Unleashed' I had an idea to start a track with vocals only and to come into the track with a heavy groove and punch," Allender told Decibel. "This track is awesome because of the various groove changes and the way everything sits together within the arrangement and the rest of the tracks on the album. A real headbanger for the real metalhead!"
Rise of the Empress can be pre-ordered now through PledgeMusic at http://www.pledgemusic.com/whiteempress along with plenty of White Empress goodies from signed artwork, signed guitars, to the opportunity to record in Paul Allender's studio and more. Pledgers will also be able to download a track from Rise of the Empress.
Additionally, a music video for the new track "Darkness Encroaching" can be seen on YouTube at: http://youtu.be/Qj6hnQooelg.
Formed by guitarist Paul Allender - previously of U.K. titan Cradle of Filth - and with a full band line-up, this new venture into the metal landscape under the moniker of White Empress exudes the depth and ferocity of his prior work whilst pushing new boundaries. Allender's signature razor-sharp riffing and epic, melodic twists and turns compliment the sumptuously alluring and often demonic voice of Mary Zimmer (Luna Mortis) to create a master class in savage, yet uplifting metallic darkness.
The album was recorded in White Empress' studio and has been mixed and mastered by veteran producer, Kit Woolven (Thin Lizzy, Cradle of Filth).
With Allender's relentless guitar and Zimmer's diverse vocals, ranging from operatic to death metal screams, White Empress is exploring new areas of metal.
"White Empress is the link the music scene has been so desperately missing," said Allender. "The band started writing together two years ago, and have slowly crafted the sound that is White Empress. White Empress has all the best parts of the metal scene rolled up into one band. The music is hard, but emotive. White Empress' unique style and sound is bringing fresh life to the music scene that it's been crying out for."
In between working with Cradle of Filth, Allender relocated to the U.S. in 2012 and decided to start work on another project with local musicians in his newly adopted home of Minneapolis, Minn. along with his friend, Martin Skaroupka from Cradle of Filth. This soon became White Empress. Having also recently released the acclaimed EP, 'White Empress,' the stage was set for a full-on assault.
White Empress comprises: Paul Allender, formerly the main guitarist and songwriter in Cradle of Filth, vocalist Mary Zimmer from Luna Mortis, Will Graney, keyboardist from Damnation Angels, Chela Harper, bass player for Coal Chamber, guitarist Jeremy Kohnmann from The Awakening, and drummer Zac Morris, who's played with many bands including Ugly Kid Joe.
Stay tuned for more information on White Empress and Rise of the Empress.
CRADLE OF FILTH FRESNO MEDIA SOUNDCLOUD STREAM NEW SINGLE WHITE EMPRESS


text:
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Cost implications and offers to settle
Litigation Ireland
Calderbank letters
Relevant case law
While the award of costs is at the discretion of the courts in Ireland, as a general principle, costs follow the event.(1) Therefore, although there are exceptions (eg, complex litigation where a multitude of issues arise, in which case discrete cost awards might be made), a party that is overall successful in litigation can expect to be awarded its costs.
Where a party believes that it may have liability in respect of proceedings, it can take steps to protect itself against a costs award that might be made against it. For example, it can lodge money in court or – as is increasingly often the case – make a Calderbank offer to settle, which the court can take into account when considering costs. Statutory Instrument 12/2008 (which amends Order 99 of the Rules of the Superior Courts) specifically provides that a court may have regard, when awarding costs, to the terms of any offer in writing sent by a party to any other party to satisfy the claims being advanced. A recent case has again demonstrated how offers to settle – or Calderbank letters – can have cost implications where they are unreasonably refused.
A Calderbank letter is a letter which is marked "without prejudice save as to costs" and sent by one party offering to settle a claim for a specified sum. The court is not made aware of the offer until it comes to determine the question of costs. Generally speaking, if a successful party is awarded more by the court than it is offered in the Calderbank letter, it is said to have beaten the offer and the court's discretion regarding costs is exercised in its favour. However, if the successful party fails to beat the offer, the court should take that into account and disallow a portion of the successful party's costs. The rationale behind this is that if the offer had been accepted, the litigation could have been compromised earlier. The Calderbank offer effectively operates as a penalty or disincentive to an offeree for rejecting a reasonable offer. If pitched at an appropriate level, the Calderbank offer will be sufficiently attractive to the recipient to accept, bearing in mind the risk of the costs consequences if it fails to beat the offer at trial.
Such offers were recently considered in Geraghty v Galway County Council,(2) where the court clarified that:
"The purpose of such a Calderbank letter or offer, as it is commonly known, is to promote the settlement because of the party's consciousness of a potential costs penalty if a reasonable offer is refused. The Calderbank letter also brings to the court's attention any unreasonable behaviour of parties and recognises the offerer's willingness to reach a settlement. The rule does not require any necessary formality nor, indeed, separate Calderbank letters to be sent to the parties."
The court noted that the leading Irish authority is the decision in Murnaghan v Markland Holdings Ltd,(3) in which a 'without prejudice save as to costs' letter offered the sum of €300,000 in full and final settlement of all claims in the proceedings, without admission of liability. The offer further stated that if the plaintiff did not recover more than the €300,000 offered, the letter would be brought to the attention of the court and appropriate orders would be sought in light of the offer. The plaintiff was ultimately awarded only about 80% of the amount offered and the defendants submitted that the court should have regard to that in exercising its discretion regarding costs.
The judge in Murnaghan noted that no Irish jurisprudence regarding Calderbank offers as they related to costs had been cited, although she did accept that the principle had previously been recognised in Ireland.(4) She also cited Foskett in The Law and Practice of Compromise concerning the Calderbank jurisprudence, noting that:
"This is an offer expressed to be 'without prejudice except [or save] as to costs'. In other words, it is intended to have all the features of a pure 'without prejudice' offer, but enables reference to it to be made on the issue of costs if it is not accepted. An offer of settlement of this nature first gained more widespread recognition following a Family Division case [Calderbank v. Calderbank [1976] Fam. Law 93], although it had been used fairly widely in other Divisions and its use had been commended and encouraged."(5)
The judge held that the Calderbank offer should have no bearing on the issue of costs. The first reason was that the offer had been made on the first day of the hearing, which she felt was too late: "While it came literally at the eleventh hour, metaphorically it came way beyond 'the eleventh hour'." More importantly, the judge noted that the offer as made in this case left liability for costs, including the costs which had accrued to the date of the offer, at large. Since the offer lacked certainty as to the totality of the outcome flowing from either acceptance or non-acceptance, it was impossible to determine whether the offer had properly been beaten. Rather, the judge held that such certainty was a "pre-requisite to penalising the offeree for non-acceptance".
In the more recent Geraghty decision, which dealt with the costs arising from the substantive hearing, the court was referred to a 'without prejudice save as to costs' letter. In considering the principles arising from such a letter, the court cited the Murnaghan decision at length. The court noted in particular that, while the genesis for Calderbank offers derived from a family law case, their use is more extensive than family law, and this broadened use was both commended and encouraged. The court also noted that since the Murnaghan decision, Statutory Instrument 12/2008 had come into effect, which gave further legitimacy to the court's consideration of the impact of settlement offers on costs.
The defendants in Geraghty offered, by way of a 'without prejudice save as to costs' letter, specific sums to both Mr Geraghty and fellow plaintiff Mr Gilmore in respect of their consequential loss claims. The letter was stated to be open for acceptance for a period of 14 days, and if accepted, the plaintiffs' costs would also be met by the defendants. The offer was not accepted.
At the hearing, Geraghty was awarded significantly less than the amount offered and Gilmore was awarded more than the sum offered. The court felt that the Calderbank offer had no relevance on the facts before it with regard to Gilmore, as he had beaten the offer, and ruled that he was entitled to his costs. However, since Geraghty had been awarded substantially less than the amount offered in the Calderbank letter, the court refused to allow him his costs in respect of the claim he had made for consequential losses. Accordingly, it was a relevant factor in making the costs award in this case.
Calderbank letters can be effective in bringing about the resolution of disputes when cast appropriately. If pitched at an appropriate level, they can mean that the refusal of a reasonable offer could have potentially significant cost consequences. If a Calderbank offer is received by a plaintiff, consideration must be given as to whether its non-acceptance puts that plaintiff at risk of not being awarded its costs if it succeeds at trial. For defendants, Calderbank offers can help to bring about early and cost-effective settlement. However, it is important that any such offer be made as early as possible in the litigation process, and that it make express provision for both the substantive matter in dispute and the costs. It should also, of course, be marked 'without prejudice as to costs'.
For further information please contact Gearoid Carey at Matheson Ormsby Prentice by telephone (+353 1 232 2000), fax (+353 1 232 3333) or email (gearoid.carey@mop.ie).
(1) Order 99, Rule 1, Rules of the Superior Courts.
(2) [2011] IEHC 447.
(4) For example, by the Supreme Court in O'Neill v Ryanair (No 3) [1992] 1 IR 166.
(5) Fifth Edition (2002) at para 26-05.
The materials contained on this website are for general information purposes only and are subject to the	disclaimer.
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text:
'Zombie' greenhouse gas lurks in permafrost beneath the Arctic Ocean
By Nicoletta Lanese - Staff Writer 23 December 2020
The coastline of the Bykovsky Peninsula in the central Laptev Sea, Siberia retreats during summer, when ice-rich blocks of permafrost fall to the beach and are eroded by waves.
(Image: © 2017, P. Overduin)
Editor's note: This article was updated at 8:00 PM, Dec. 23 to correct the dates of the Paleolithic ice age.
Millions of tons of organic carbon and methane beneath the Arctic Ocean thaw out and ooze to the surface each year. And climate change could speed up this release of greenhouse gases, new research suggests.
The carbon tied up in organic matter and methane (a carbon atom bound to four hydrogen atoms) are currently trapped in subsea permafrost, which is frozen sediment that became covered by 390 feet (120 meters) of seawater toward the end of the Paleolithic ice age about 18,000 to 14,000 years ago, according to the U. S. Geological Survey (USGS). Most subsea permafrost sits on the continental shelf under the Arctic Ocean, said study author Sayedeh Sara Sayedi, a doctoral student in the department of plant and wildlife science at Brigham Young University in Salt Lake City.
Because that sediment is in such an inaccessible spot, there's only a little bit of patchy data on how much carbon and methane lie buried there and how quickly those gases are escaping into the ocean and atmosphere above, Sayedi added.
Related: 6 unexpected effects of climate change
Some scientists consider this greenhouse gas reservoir to be a ticking time bomb, one that could suddenly spew into the atmosphere and trigger a climate catastrophe. But Sayedi and her colleagues propose a different scenario: Rather than a sudden release, these gases have been slowly and steadily oozing from the permafrost for centuries. Human-caused climate change could still make the situation worse by accelerating the rate of release, but this acceleration would occur over the course of several centuries, not decades or years.
"Still, the decisions we make today will make a difference in how it's going to be affected," Sayedi told Live Science.
In their new study, published Dec. 22 in the journal Environmental Research Letters, the team attempted to assemble a comprehensive picture of the subsea permafrost using all the piecemeal data currently available; they also asked 25 permafrost scientists to use their expertise to estimate how much organic carbon is hidden in each specific layer of subsea permafrost. By compiling their perspectives, the team captured a more detailed picture of the ecosystem as a whole, and they estimated that the permafrost currently holds about 60 billion tons (544 metric tons) of methane and 560 billion tons (508 metric tons) of organic carbon.
Each year, about 140 million tons (128 metric tons) of carbon dioxide and 5.3 million tons (4.8 metric tons) of methane escape from the permafrost into the atmosphere, they estimated. That's roughly equivalent to the carbon footprint of Spain, according to a statement. That said, due to the paucity of data, these emissions estimates remain highly uncertain, the authors noted.
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The authors also concluded that, rather than being driven primarily by recent human activity, much of these greenhouse gas emissions began after the Last Glacial Maximum, when ice sheets were at their greatest extent. However, human-driven changes may still drive up these emissions "several hundreds or thousands of years from now," they wrote.
In fact, over the next 300 years, the experts expect the rate of greenhouse gas emission from subsea permafrost to increase substantially if carbon emissions from human activity continue as usual. If emissions rise throughout the 21st century, the permafrost would release four times more greenhouse gas than if emissions started declining by the end of this year and reached net-zero by 2100.
In the business-as-usual scenario, the increase in emissions would ramp up over the next several centuries, but still not enough to create a so-called "methane bomb."
By overlooking subsea permafrost in models of climate change, scientists run the risk of miscalculating the amount of greenhouse gas being emitted into the atmosphere, which may skew where we set our targets for reducing emissions, Sayedi said. In the next five to 10 years, Sayedi said that she hopes additional research into subsea permafrost can help fill the gaps in our knowledge and provide more certainty about how much carbon is actually down there — and how much is getting out. Other factors, such as the extent of sea-ice cover, may also affect how much gas leaks into the atmosphere, since the ice can act as a ceiling trapping the gas underneath, she said.


1. Am I insured? What are my health insurance benefits? What are the deductibles, co-pays, annual and lifetime limits of my insurance benefits?
Often health insurance has rather severe limits on what type of treatment services it will reimburse; health insurance typically has higher co-pays for treatment of substance use disorders than it does for other types of medical care, and usually there will be a limit on how many days and how many times in the course of a year it will pay for treatment. Typically, insurance pays for a limited number of outpatient sessions (generally 30) and a very limited set of inpatient hospital or residential treatment days per year. Many insurers also impose lifetime limits on the amount of care covered by the policy and caps on the number of times you can be treated for substance use and addiction.
Insurers often use nurse practitioners to make decisions about access to and continuation of treatment. This "management" of continuing care often means that the treatment program must get permission every 10 sessions or, for inpatients, every three days, to continue treatment services. Some treatment organizations find this requirement a nuisance but if they do not comply reimbursement will be stopped and it may be necessary to discharge the patient.
2. What are the criteria the health insurance company will use to decide if it will allow admission to treatment and will pay for the treatment?
Often when you call the insurance company's 800 number to get permission to access services, there will be a nurse practitioner at the other end. The nurse practitioner uses what is called "medical necessity criteria" to decide whether and in what settings (inpatient, residential, outpatient) the insurer will pay for treatment services. Although we know that there are other criteria that should be applied in making decisions about coverage, at present health insurance companies use only medical necessity criteria. If your insurance does not think these criteria are met, you may be denied access to treatment services. Gaining access to hospital inpatient care is generally very difficult.
There are no standards for "medical necessity criteria" and how the decisions are made. There is no specific or consistent criteria for approval and the standards used to determine if an individual is eligible to receive care vary. The medical necessity criteria used to deny access treatment will not be revealed.
It is very important that you insist that insurance pay for a full clinical assessment that identifies all of the physical and psychological problems that need to be addressed by treatment and other services you may need to have access to during treatment, such as child care, educational/vocational services and the like. You need to ask whether these services will be included as part of treatment or whether they have to be paid for separately.
3. If Medicaid is paying for my or my child's treatment services, what do I need to know about the treatment provider I want to use?
If you qualify for Medicaid by reason of income or disability, that does not imply that all treatment settings will be available to you. Treatment providers must be certified as "Medicaid-eligible" to provide treatment services and receive Medicaid reimbursement. Medicaid limits the types of services and settings it will reimburse. Before your child or adolescent enters treatment you must ask what services will be reimbursed. Medicaid is considered a state program which means that what services are paid for and which treatment programs are identified as "Medicaid eligible" differs by state.
4. Will someone coordinate the care that is being reimbursed? Who? Where are they located and how to I reach them?
Often a private health insurer and/or Medicaid will identify someone, often a nurse practitioner, to coordinate or "manage" the care provided. It is very important to know who that person is and to communicate with them directly. Care managers also may be used to track whether a patient is moving through levels of care.
If there is no care manager, demand that the insurance agency provide one. Health insurance companies are contracted to provide and pay for this service. If the care manager is inadequate, go to the supervisor to request better care.
5. If I use my health insurance, who else will know my child's problem? Will the record follow him or her? For how long?
Health insurance privacy protection is provided by the federal privacy laws HIPAA and 42 CFR Part 2 (which is specific to substance use privacy protection). However, under some conditions it may be very important for other professionals to know about a child or adolescent's substance use treatment history and current treatments. Information and guidance are available for every parent about how to handle the issue of privacy. It is also true that there are conditions under which no privacy protections exist. For example, if the police suspect that a crime has been committed involving drugs or alcohol they are permitted to access treatment records of any clinician, including unfortunately, therapy notes.
written by: Mady Chalk, Ph.D.


text:
Big SNOW Coming to New Jersey This December
Congratulations to Our 2019 Platinum Partners
Listening to the Voice of the Customer
Posted in Industry News, Press
EAST RUTHERFORD, NJ – Big SNOW American Dream, North America's first indoor, real-snow ski and snowboard center providing guests with year-round winter indoors, is proud to announce its official grand opening date of Thursday, December 5, 2019. Big SNOW will offer aspiring and existing skiers and snowboarders as well as snow-curious guests varied on-snow experiences within a 180,000 square foot, 16 story, climate-controlled ski slope. Guest experiences will include opportunities for skiing, snowboarding, introductory lessons, private coaching, children's programs, snow play, corporate team building, private events and more.
Big SNOW American Dream, operated by New Jersey-based SNOW Operating, is the first facility of its kind within the United States and Canada. It boasts 4 acres of snow-covered slopes, a 160-foot vertical drop, a graduated degree of pitch ranging from 0% at the base to 26% at its steepest point and 1,000 feet of length for skiers of all ages and skill levels to take advantage of all serviced by 4 surface and aerial lifts. Temperature inside the center will remain a constant 28-degrees Fahrenheit, ensuring a consistent and optimal snow condition year-round. The center's slopes will be filled with more than 5,500 tons of snow and shaped to an average snow depth of 2 feet throughout. Specially designed radiant cooling in the floor and snow melt systems will both maintain a perfect snow texture and reduce environmental impact at the center.
"We could not be more excited to be bringing Big SNOW to the public this December," said Hugh Reynolds, vice president of marketing and sales, SNOW Operating. "Big SNOW is a game changer for skiing and snowboarding in the United States. The unprecedented access to year-round snow combined with the center's unrivaled location and the overall appeal of American Dream will allow us to provide opportunities never before seen, and to move the needle on growing the sports in a big way. Our goal is to introduce more than a quarter million new skiers and snowboarders to the sports in the next year. It's going to be truly amazing."
"American Dream is a true destination for family entertainment, and we've partnered with the best in the business for all of our major entertainment venues," said Don Ghermezian, CEO, American Dream. "SNOW Operating partners with and is supported by some of the most well-respected ski resorts and brands in the industry and we know that Big SNOW will deliver an experience like no other."
Prior to its opening, Big SNOW is looking to hire for 300 open positions in a variety of roles, including retail professionals, guest services and ticket agents, ski & snowboard instructors, lift operators and more. To prepare for opening Big SNOW will be hosting two hiring events at the Hilton Meadowlands on October 13 and November 10 from 10:00 AM – 2:00 PM in order to staff the facility.
Once the facility opens, SNOW Day Packages will provide guests with everything needed to enjoy the slopes including: equipment rentals, helmets, winter outerwear (pants and jackets), slope access tickets and a complimentary introductory lesson through SNOW Operating's proprietary Terrain Based LearningÔ method of instruction, starting at $49.99 plus tax per person with advanced purchase. For those who may already own their equipment, slope access tickets for guests ages 7 & up will be available at just $34.99 for two hours or $49.99 for four hours. Tickets purchased online will also be available at a reduced rate.
Big SNOW will be launching an expanded website prior to opening with additional operating details including detailed pricing, deals, daily hours of operation and advanced booking. In the meantime, guests can stay tuned for updates by following Big SNOW on Facebook and Instagram @bigsnowad.
Tags:American Dream, Big Snow
About hugh@snowoperating.com
Fall Immersion 2019 Conference Highlights
Big SNOW America Coming to American Dream, New Jersey
Address: 112 Main Rd. Suite 4
Montville NJ 07045
SNOW Operating is proud to offer the Terrain Based Learning Program™. Terrain Based Learning uses shaped snow to provide a more fun first on-snow experience. The program is about more than just shaping snow - it is about creating and maintaining a culture of conversion.
SAM Capacity Management Video Series
SNOW Operating Launches New eLearning Courses


text:
Bringing Clean and Safe Streets to All San Franciscans
On SF's Larch Street, as the tents move in, the residents move out
San Francisco Chronicle, June 17, 2020
By Phil Matier
They consider themselves the prisoners of Larch Street — residents and building owners whose lives have been upended by the tent dwellers who, with the blessing of the city, have overtaken the block-long street near Opera Plaza.
"It's the Wild West. You hear screams in the night and the sound of power tools cutting through bike locks all day," said Mason Feldman, whose apartment abuts the alley. Feldman, who has lived on the block for five years, said the alley has long been a magnet for homeless people and petty drug dealers, but it's never as bad as it is now.
"Sometimes there were tents. Sometimes drug activity," Feldman said. "But it was people passing through. People minding their own business. It's gone to a whole new level of drugs and organized petty crime. You can see them bringing in the stolen bikes."
The tents spill out onto the one-way street, making it nearly impossible to get a car safely in or out of the adjacent apartment buildings' garages.
It's especially hard for the elderly.
"I have scoliosis and I have to drive to grocery shop and go to the doctor. But that means driving through the tents," said June, a 72-year-old resident who asked not to have her last name published because she felt vulnerable to reprisals. The Chronicle granted her request in accordance with its anonymous sources policy.
"I feel like I'm being held hostage," June said.
As with many other tent encampments, the city's response has been to set up portable toilets and send in Homeless Outreach Teams to offer services and to try and keep the tents at a safe distance from one another during the coronavirus outbreak.
The city's efforts, however, have fallen flat with the owners of three apartment buildings that border the encampments.
Curtis Dowling is an attorney who represents Mike O'Neill and Sons, which owns two of the apartment buildings containing 174 rental units, and the Giosso Children's Trust, which owns the third building with 31 rental units and one storefront.
"I will be filing suit this week in federal court, seeking an injunction that the encampment be removed," Dowling said.
He's already complained to the city about the situation.
"The tenants in my clients' properties feel like prisoners in their own homes," Dowling wrote in a May 25 letter to Mayor London Breed. "It has gotten so bad that tenants are now vacating my clients' buildings and specifically citing the encampments in the alley the reason."
Icju Hwang is one of the tenants moving out.
"Early in the morning they play music loud," Hwang said. "They fight and they yell. You can't sleep. They block the way in and out."
The expected lawsuit follows a similar legal move by Tenderloin residents, businesses and UC Hastings College of the Law, who filed suit in May. Within weeks, that suit was settled out of court, with the city promising to remove the hundreds of tents that had overtaken the neighborhood.
Since the settlement encampments along Turk and Hyde streets, Eddy and Hyde streets, and McAllister and Larkin streets have come down, with about 100 people moved either to fenced "safe sleeping sites" or into hotels.
Crowd barricades have been set up along the sidewalks where the tents had been.
Since the coronavirus shutdown — and the subsequent thinning out of people in the city's shelter system for physical distancing purposes — tents have spread into the Castro, the Haight, Cole Valley and along Octavia Boulevard in Hayes Valley. They're even on the sidewalk near the new Park Tower high-rise in the Transbay District. Facebook is the building's major tenant.
Supervisor Dean Preston, whose district includes Larch Street, said the situation there was "unacceptable."
Preston, who has made donations in the past to help the homeless acquire tents, said the city was "actively working" to get a site on the eastern edge of District Five that would take homeless people from the Octavia and Larch encampments.
Preston also took aim at Mayor Breed.
"She has failed to comply with the unanimous ordinance we passed to address the situation by ramping up the city's use of vacant hotels," Preston said in an email.
In response, mayoral spokesman Jeff Cretan said, "We are adding more hotel rooms every week, repopulating our shelters and popping up new safe sleeping sites like we did on Stanyan (Street) so we can move tents off our sidewalks.
"Every person we help takes an incredible amount of effort from our city workers and nonprofit partners, but they are out there every day doing the work," Cretan said.
Meanwhile the tents keep coming and, now, so do the lawsuits.
Statewide business tax could bring new funds to combat homelessness
San Francisco Examiner, Jan. 13, 2021 By Joshua Sabatini San Francisco could get more than $100 million a year for housing, rental assistance, shelter beds Large corporations doing business in Califor
Two new Navigation Centers set to open in Bayview, Lower Polk
San Francisco Examiner, Jan. 11, 2021 By Joshua Sabatini Facilities for homeless will operate at reduced capacity due to COVID-19 restrictions San Francisco is expected to open two planned Navigation
S.F. wants to cancel homeless count amid COVID-19 concerns
San Francisco Chronicle, Jan. 4, 2021 By Trisha Thadani San Francisco's Public Health Department wants to cancel this year's crucial, one-night count of people living on the streets, amid concerns tha
© RescueSF 2020
Contact Us at info@RescueSF.org


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text:
Meet Haas Hall Academy
Youth Football: Friend or Foe?
Scholar Spotlight
The Standout Factor
Alex Lipson February 28, 2019
CAUSE AND EFFECT Fayetteville senior raises $25,000 for Scott Hamilton foundation EDITOR'S NOTE: This is the first in a series highlighting girls at Haas Hall Academy who are striving to make a
Alexis Peterson December 6, 2018
Contributed Photo Haas Hall Fayetteville social sciences teacher Rebecca Moll sits by a window at Spoon coffee shop in Edinburgh, Scotland, where J.K. Rowling wrote some of the Harry Potter series. In
Myranda New January 5, 2018
Without autocorrect, not everyone could spell words like pestiferous, interstices or clandestine. Yet at Haas Hall Academy Fayetteville, 40 seventh- and eighth-grade scholars competed against one another for an hour and a half spelling words like those.
Caroline Dastugue January 4, 2018
Haas Hall Academy faculty members Tad Sours and Paul Wolf traveled to New Zealand to witness their progressive educational system and to implement their tactics at Haas Hall.
A Job Well Done
Chloe Kilpatrick January 4, 2018
The Gilder Lehrman Institute recognized Haas Hall Fayetteville history teacher Rebecca Moll as the 2017 Arkansas History Teacher of the Year. Moll was first introduced to the Gilder Lehrman Institute in the summer of 2016 at their learning institute at the University of Texas at Austin. She was nominated in the fall of 2016 and was informed of her victory last summer but received her award in a special ceremony at the Haas Hall Academy Fayetteville campus with the Arkansas Department of Education on Nov. 14.
Testing the Teachers
Herald Staff November 14, 2017
The new Haas Hall Rogers Junior High Quiz Bowl team gathered in a group huddle in the cafeteria after school planning their strategy against a new kind of competition — one that pitted them against their teachers. Scholars and faculty participated in the trivia game as a fundraiser for Junior High Quiz Bowl on Oct. 18. The main event was a Quiz Bowl match, in which one team was comprised solely of Rogers faculty members and the other of Junior High Quiz Bowl members.
Firsthand Account
Laney Riggs November 14, 2017
On March 22, 1933, the first Nazi concentration camp, Dachau, was authorized, triggering the worst genocide in modern history—the Holocaust—which ultimately sentenced 17 million innocent people to death and shattered political and emotional ties both in Europe and around the world. Today, 84 years later, the aftershocks are still potent and far-reaching. Many historians believe that due to the horrific nature of the Holocaust, it is necessary for present-day students, despite the many years that have passed, to gain a thorough understanding of these atrocious events.
Service Before Self
Sophie Yarbrough November 14, 2017
Peter Golden, a science teacher at Haas Hall Academy Bentonville, served in the U.S. Army as a member of the 82nd Airborne Division. Golden said he volunteered to join the division to try and cure himself of a fear of heights, as the 82nd trains by jumping out of planes. However, his methods did not cure him of his phobia. "I jumped out of aircraft 18 times in three years and hated it every time," Golden said.
Matching Wits
Chloe Hansberger November 14, 2017
Haas Hall Academy is strong when it comes to Quiz Bowl, so when a competition hosted by Haas Hall Fayetteville pitted Haas Hall Bentonville against Haas Hall Springdale, it seemed that fierce competition must ensue. The third annual Mastiff Invitational was held at the Fayetteville campus on Oct. 7.
How'd They Do That?
Myranda New November 14, 2017
Autumn is a busy time for students all over the country. During this season, juniors in high school anticipate the PSAT, a standardized test that will determine their futures as National Merit scholars, one of the highest honors in education. According to the College Board website, it is impossible to study for the PSAT. It's a reflection of hard work and education, showing who takes challenging courses and asks a lot of questions. Despite this, many scholars work on sections they know they need improvement.
© 2022 Haas Hall Herald. All right Reserved


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Book a tour today and make it memorable for your students or campers with a visit to the Buell Children's Museum and the Sangre de Cristo Arts Center. Let us guide you to educational fun!
This is the best field trip EVER- I want to live here!
Tours can be arranged Tuesday through Sunday, starting as early at 9:15am. Please call Katie Garcia, Tour Coordinator at 719-295-7200 ext.7206 to discuss your needs. Or fill out the Group Tour Request Form.
Please be prepared to give us the planned date and time(s) of your tour, number of students, grade level(s), teacher name(s), phone number(s) and e-mail address(es).
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This beloved holiday tale follows Clara on her magical journey to the Kingdom of Sweets as she meets fanciful characters like the Rat King, Snow Queen, and Sugar Plum Fairy. Audience members can easily follow Clara's dreamy adventure in this condensed and narrated version of the Nutcracker Ballet - perfect for children of all ages. Watch as the tale comes to life with dance, costumes, and sets that will fuel the imagination!
Contact Katie Garcia, Tour Coordinator at 719-295-7200 ext. 7206 to reserve a spot for your class. Additional tours and workshops available - ask for details.


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