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Bradley Cooper x3. . HD Wallpaper and background images in the Bradley Cooper club tagged: bradley cooper photo movies bradley cooper actor hot.
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The Income Tax Act currently allows an individual and an HUF deduction up to Rs.1.50 lakh for investments made in various items including equity-oriented schemes, (popularly known as ELSS or equity-linked savings schemes) and National Saving Certificates (NSC). These deductions are two of the several available under Section 80C. ELSS has become quite popular with investors due to its twin benefits of tax deduction and higher returns on the investments, whereas NSC has popular with people who want to avail tax benefits but do not want to take bear risks associated with equities. But sometimes, due to various investment requirements, individual tax payers are faced with cash crunch and find it difficult to invest the required money to be able to claim the tax benefits. In such a scenario, you can recycle your existing ELSS holdings to claim tax benefits, or invest in NSC and claim tax benefit without fully investing your money.
The Income Tax Act requires you to hold investments in ELSS for a minimum period of three years. You are not allowed to transfer these investments before completion of the lock-in period. However, if you redeem your ELSS units after the three-year lock in, then you are not charged income tax or exit load on the proceeds.
If you have already completed the mandatory holding period of three years, this is a good opportunity to avail the tax benefits without actually increasing your exposure to the market.
This benefit of tax rebate can be availed without any investment at very nominal costs. All you need to do is redeem those ELSS units which have matured, and re-invest the proceeds in the market. The fund house will charge Security Transaction Tax on the amount of redemption, but that is only 0.01% of the redemption value. Moreover there are neither any entry nor exit loads, so you can buy and redeem units at the same price if it is done on the same day. However, once you reinvest the proceeds from redemption in a fresh ELSS, you will be entitled to relief under the Income Tax Act. This small procedure will help you save tax at between 10% and 30% depending on your tax bracket.
The above method works if you have made lump-sum investments in ELSS. However, what if you have invested periodically through a systematic investment plan (SIP)?
If you have invested by way of an SIP want to save tax without increasing exposure to the market, you should redeem only those units which have completed the mandatory lock-in period of three years. Simultaneously, you can purchase fresh units of the same scheme from the redemption proceeds at the same net asset value (NAV). This will ensure that you are able to avail tax benefits without mistakenly redeeming any investment before its lock-in period.
In case your investments in ELSS were made through SIP and only a few instalments have completed the mandatory three years lock-in period, you can start another SIP as to match the redemption and purchase of units which have already completed the period of 36 months.
However, in case your investments were made in lump sum and have already completed the holding period, you will need to do the redemption and purchase at one go to ensure the continuity at the original cost of your investments.
In addition to the costs incurred on account of Security Transaction Tax on redemption of your old units, this methodology does not have any other tax implications.
Note: At present, all profits booked on ELSS units which have been held for a minimum period of one year or more are exempt from tax on capital gains. However, the income tax deduction claimed u/s 80C on these investments becomes voided and you will have to re-file tax returns for that particular year. However, in our example, since you recycle only those ELSS units which have completed three years, you will face nil tax on capital gains.
NSCs also offer benefit under Section 80C, but they shield you from the risk associated with equities. If you do not have enough funds to invest immediately but still have headroom for tax benefit, then NSCs could prove ideal for you.
At present, NSCs have tenure of five years. The rate of interest is fixed for the entire tenure at the time of issue of such certificates, so it is not subject to any fluctuation. The present rate of interest on an NSC is 8.5% for five years and the interest is compounded half yearly. Unlike a PPF account, the interest on an NSC is fixed for the whole tenure at the time of issue of the certificate and does not change every year (in PPF, the rate changes on money invested in the past as well).
The most attractive part about NSCs is that you can obtain loans from banks using the certificates as collateral, which is not available in case of another similar product i.e. the tax-saving bank fixed deposits with scheduled banks, though both have the same tenure of five years.
If you do not have funds now, you can temporarily borrow from friends or relatives and buy NSCs to the extent of unutilised portion of the deduction available under Section 80C and avail tax benefits on the same.
NSCs offer flexibility with regard to mode of payment, so if you are paying in cash, the certificates will be issued immediately. But if you pay for these by demand draft or cheque, the certificates will be issued on realisation of the instrument. Therefore, it is advisable in such case to tender cash and collect the certificates immediately.
Once you have received the certificates from the post office, you can approach any scheduled bank, co-operative bank or co-operative credit society to grant you a loan against the security of these certificates. It is advisable that you first approach a bank with which you have banking relations to ensure faster processing of your loan application. As per rules governing NSCs, post offices are authorised to mark a pledge in favour of scheduled bank, co-operative banks and co-operatives societies including cooperative credit societies, in addition to certain other entities.
You will have to make an application for marking pledge on your NSC in favour of the lender, which has to be signed by both you and the lender. Once you tender your NSCs together with the application, the post office will mark the pledge on the certificates and return the certificates to the bank. On receipt of the NSCs duly marked as pledged, the bank will disburse the loan. With this, you can repay the money borrowed from your friend or relative for buying these NSCs.
There are two options with regard to taking loan against security of NSCs. Either you can take a lump sum loan and pay in monthly instalments, or you can obtain an overdraft facility against the security of the NSCs. In case you think your cash flow would be volatile, taking an overdraft account gives you flexibility to use the funds as and when they are needed. However, if you feel that you can repay a certain sum every month, it is advisable to take a lump sum loan. The process for obtaining the loan or overdraft is quite simple and inexpensive, in comparison to other unsecured loans like personal loans or revolving credit facility on credit card outstanding.
Banks normally grant a loan for up to 80% to 85% of the face value of NSCs and the rate of interest charged on the loan is competitive: it is normally 1% to 2% higher than the rate of interest applicable on NSCs. However, this varies from bank to bank. In addition to the above interest, you will have to pay one time processing charges of around 1% of the amount sanctioned. Generally, there are no prepayment charges on loans taken against NSCs.
This way, you can use your existing ELSS and investments in NSCs to tide over your temporary cash crunch and avail tax benefits as well.


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Tag: Frank Sinatra
Holiday eats: Tony's great-grandmother's pesto gnocchi
by Jade Eckardt
JADE ECKARDT PHOTO
Put on Sinatra and pour a glass of wine for making gnocchi with friends and family.
There's something about making gnocchi that makes it a perfect holiday meal. (more…)
Andrea Bocelli or Dean Martin, Frank Sinatra, gnocchi, Parmigiano-Reggiano, Pesto
A large — really — Island family's Thanksgiving
by Susan Carey Dempsey
SUSAN CAREY DEMPSEY PHOTO
The original dining room table of the Carey clan where, remarkably, everyone found a place.
My mother, Helen, could turn out the perfect Thanksgiving dinner, all according to her Fannie Farmer cookbook. But the real challenge was the size of the family to be fed, a lively brood of nine boys and five girls. (more…)
Frank Sinatra, Maurice Chevalier, The Hawthorne
Eye on the Ball: My Hollywood memories from the 1950s
by Bob DeStefano
BOB DeSTEFANO PHOTO
Four cherished trophies that live in our columnist's basement.
As a boy, I always wondered what it would be like when I grew up and became an old man.
Certain things were clear, like our hair turning gray, weakened muscles and wrinkled bodies. But I was curious about memories and how far back we could recall things and in how much detail. (more…)
(Felt Forum at the Garden, Ava Gardner, David Marx, Deal New Jersey, Edward Slotkin (Hygrade hot dogs), Frank Sinatra, Gimbel Brothers, Hollywood Golf Club, Irving Felt, Joe DiMaggio, Marx toys, New York Jets, Phil Silvers, Sonny Werblin, Toots Shor
Adults only: Seniors of every age
by Richard Lomuscio
RICHARD LOMUSCIO
I read with interest and can recommend the insert in last week's Reporter, Northforker 50+.
It's loaded with senior-sensitive ads as well as stories of seniors reinventing themselves after age 50. There's also advice on dating, diet and exercise. (more…)
AARP, Bob Dylan, FDR, Frank Sinatra, LBJ, Lyndon Johnson, Medicare, northforker, Social Security, the Great Society, Vietnam War
Gimme Shelter: Common
by Ambrose Clancy
Ambrose Clancy
Yeah, I know, poor baby. That's one symptom of a cold that has nothing to do with crankiness and Kleenex — the chance to play Poor Pitiful Me for a while. Or go the other way, and play Stoic He-man, rattling the windows with coughing that comes all the way from your toenails, spritzing small rooms with projection sneezes, only to answer alarmed questions of, "Are you all right?" with, "I'm fine, just a cold."
Meaning, "Leave me alone, don't bother me. Can't you see I have a cold?" (more…)
bubonic plague, Consumer Reports, Esquire, Frank Sinatra, Gay Talese, he U.S. National Library of Medicine, laryngitis., levofloxacin, Pope Gregory the Great, PubMed Health, The American Lung Association, The Mayo Clinic

redpajama_set_name: RedPajamaCommonCrawl


Mashups showing the geographic location of the authors of social media content are popular. They generally depend on the authors reporting their own location. For blogs, auto-mated geolocation strategies using IP address and domain name are not adequate for determining an author's location. Instead, we detail textual geolocation techniques suitable for tagging social media data, facilitating development of geo-graphic mashups and spatial reasoning tools.


There's nothing like fresh homemade pasta, and we're here to help you craft your own gourmet ravioli from scratch. Each "pillow" packs in so much flavor with a creamy porcini mushroom filling and an earthy truffle oil finish. Check out our super detailed cooking instructions and video series below. And get ready to earn major homemade ravioli bragging rights!
You're about to earn major homemade ravioli bragging rights!
Rinse dried porcini mushrooms and soak in a bowl of warm water until rehydrated (about 20 min). Make dough while soaking.
Set aside 2 tbsp 00 flour for later and pour remaining onto a flat work surface. Form into a mound, make a deep well in middle and add 1 tsp truffle oil, 1/2 tsp salt and 2 eggs.
Use a fork to beat eggs, gradually incorporating 00 flour from inside walls. Use your hands to cup the outside of the mound so eggs do not run out, eventually transitioning from fork to hands.
When 00 flour and eggs are combined, gradually add 5-6 tbsp water as you continue to knead into one mass. Dough should not be too dry or too sticky. It will get smoother the more you knead.
Get into a kneading rhythm as you use the palms of your hands to push away from you, fold in half, rotate and repeat. Continue until dough feels smooth and elastic (about 5-8 min).
Cover dough with an upside down bowl and let rest (30 min).
In a small saucepan, heat 1 tbsp olive oil over medium heat.
When hot, add minced shallots. Cook until tender (about 1 min).
Add minced garlic, minced mushrooms, 1/2 tsp salt and 1/4 tsp pepper. Cook and stir until tender (about 3 min).
Add mushroom mixture to bowl of cheese. Mix well.
Dust your cleaned flat work surface with reserved flour.
Divide dough in half. Keep one half covered until ready to use.
Flatten dough and dust with flour from work surface.
Pass dough between pasta machine rollers through widest setting on machine. Dust dough strip again.
Repeat several times, adjusting each time to a narrower setting until dough strip is paper thin, about 1/16-inch thick.
Use floured rolling pin and "elbow grease" to roll dough into a long strip, at least 30-inch (length) by 4-inch (height). Dough should be paper thin, about 1/16-inch thick.
In a large stockpot, fill with 6 qt water and begin heating on high.
Place 1 tsp of filling (don't use too much) across the lower half of dough strip. Space dollops of filling about 1-inch apart.
Brush the bottom half of dough with water around the dollops.
Fold upper half of dough over dollops. Gently press dough around each dollop, removing any air and sealing edges.
Use ravioli stamp to cut into square ravioli.
When water is boiling, add pinch of salt and ravioli. Cook until tender (about 3-5 min).
Carefully scoop ravioli from water with a drainer spoon.


Under Armour Tempo Sport II golf shoes provide the comfort, support, and traction you need for golf in all types of weather. UA Storm waterproof protection keeps the Clarino microfiber uppers breathable for maximum comfort inside and out. The outsole features molded UA Rotational Resistance features and Zarma Tour replaceable spikes for serious traction on any turf.
Under Armour Mens Tempo Sport II Golf Shoes is rated 5.0 out of 5 by 3.
Rated 5 out of 5 by Scott from Great Shoe Wore for a round on New Year's Day after a lot of rain on the east coast. Course was very wet with puddles everywhere. These shoes stayed toasty and dry and cleaned up perfectly afterwards. This shoe runs just a little narrow, but very comfortable.
Rated 5 out of 5 by Fm724 from Comfortable Good shoe for the price. Like the built in sock. I have a wide foot and they still fit well.
Rated 5 out of 5 by Carlsz from Great shoe Bought these last week. They are super comfy and fit true to size. Bought another pair because so comfortable.


Skiing at any time is a thrilling sport. Add in doing it at night and you have a whole new experience. Night skiing has become increasingly available over recent years, and many of the big resorts offer night passes, allowing you to ski up till 10 pm. So, why should you do it, and what do you need to consider? Positives While a resort is unlikely to have its full range of runs open at night, those runs that are accessible are likely to be much less crowded than during the day. Most skiers prefer to hit the slopes in daylight, so you will have more space to perfect your carving or practice your snow plough. Night passes are also generally cheaper than day passes, so you can ski and save money. And the whole atmosphere of skiing at night is different. The landscape takes on a different character, you ski under the stars, many resorts add piped music to the slopes, and the mulled wine at the end of the night is well deserved. Equipment The only extra piece of equipment a night skier needs in addition to day skiing is a light. This can be a headlamp or pocket torch, but is essential for signaling in case of emergency. As with skiing at any time, you need tight, well-adjusted bindings and the correct length of ski for your ability. It is recommended that night skiers wear a ski helmet as the potential collision hazards are slightly heightened at night. The main thing to consider is clothing. Skiing at night means skiing in much colder conditions than the day, typically 10 degrees cooler, no counting any wind chill factor. Layer your clothing for maximum effectiveness. Safety Resorts offering night skiing will have all the normal safety precautions in place, with instructors and medical personnel on the slopes (so children can experience it as well). However, there are a few precautions to take to ensure you stay safe. Stick to the marked, lit runs (night skiing is not the time to explore off-piste). Don't ski alone. You want someone who knows where you are in case you ski off the run. As with day skiing, don't drink alcohol before hitting the slopes. It will impede your decision making which could have worse consequences in the dark. Take extra care to abide by the skier responsibility code (which includes things such as observing all signs, yielding to others when joining a run and giving people ahead of you the right of way).


I hate to beat a dead horse, but ... as long as the U.S. Army Corps of Engineers and the action agencies and the members of Congress continue to willfully mislead the public on Snake River salmonid survival rates and what is the leading cause of salmonid mortality (hint: it's the dams and the same government that tells you wonderful stories of 97 percent survival rates at those dam projects, also tells you the truth each fall and you can read it here and 97 percent survival isn't anywhere near the truth of dam mortality). Click on the link, it's enlightening, it's been enlightening for 20 some odd years now. Since you probably won't click on that link, I guess I'll have to tell you. But first, here is the document in a reader.
Yes, the document is 22 pages long, and now I'm concerned you won't read it, so I guess I'll have to break it down for you. I'm going to do that, but first, some review. Smolt-to-adult return rates (SAR), that's the most important stat you need to know. We need 2-6 percent SARs to have sustainable populations of salmonids in the Snake River Basin. Put simply, for every 1 million smolts the Snake River cranks out, we need 20,000 to 60,000 adults to return alive and ready to get busy on the spawning grounds. If we had, say eight consecutive years of a 2-6 percent SAR for some threatened or endangered salmonid, they could be delisted. This hasn't happened. We have on occasion enjoyed a year here or there where the SAR was 2 percent or greater since there have been four dams on the lower Snake River, but they've been few and far between for chinook it happened in 1999 and 2008, and both of those were merely 2 percent, not the target of 4 percent, which never happened between 1994-2016 and quite frankly it very likely won't happen for 2017 and 2018.I'll post up the document below this paragraph and have you scroll to page 76 and read for yourself or you can click here and scroll to page 76 of the document (hint: it's page 91 of the pdf, but 76 is the page number on the page, and it continues to page 77 or 92 of the pdf).
We need 20,000 to 60,000 adults returning for every 1 million smolts in the Snake River Basin. One of the earliest posts on this blog pointed out that we got back about 10,000 adults for 1 million smolts released. And that's about right, we continue to have about 1 percent or less SAR in the Snake River Basin. I think the mean SAR for chinook is really 0.8 percent, so that's saying we get back about 8,000 adults for every 1 million smolts. The first document I shared with you, above, shows that it was a bad year for chinook survival through the hydrosystem.
Basically that document points out that about 65 percent of smolts survive to the tailrace below Lower Granite Dam (that's the uppermost dam that the Idaho salmonids and eastern Oregon and Washington salmonids have to deal with, below Lower Granite Dam remain seven more concrete obstructions they have to deal with. So, out of 1 million smolts (for example the McCall Fish Hatchery-not that hatchery fish matter in recovering threatened and endangered fish-would normally release about 1 million smolts into the South Fork of the Salmon River in March. Averages being what they are we could assume that 650,000 of those fish made it to the other side of Lower Granite Dam still breathing and with a pulse. Another thing in that document I shared first above, is that when the water slacked near Asotin, Washington on the Snake River and near the paper mill on the Clearwater River in Lewiston, about 12 percent of the smolts died between there and Lower Granite Dam. You could say, since the numbers aren't as elegant as they should be, that the slackwater (dam mortality) nonnative predators, enhanced number of native predators due to reservoir (more dam mortality) killed about 120,000 of McCall Fish Hatchery's smolts. Same deal with the wild fish and all the other hatchery fish.
The next number that document I first shared with you above points out is the survival rate from below Lower Granite Dam to McNary, which was 73.3 percent. For our purposes, we now multiply 650,000 fish from our previous survival number by 0.733 and we get 476,450 surviving to the downstream side of the concrete at McNary Dam. Meanwhile the Corps would be telling you something completely different, they would say (I'm going to share another document with you so be prepared to scroll, but remember this document is misleading and it is arguably intentionally misleading, but I share it with you because you need to see your own government give two completely different versions of the story of salmon and dams) So you can go here (hint: they have this misleading graphic on page 2, scroll there but first put on your waders) or scroll through this Bonneville Power Administration document that again, is completely misleading when discussing salmon survival rates at the dams (remember that they are giving you the survival rate from one side of the concrete to the other and nothing more, not the entire dam mortality, which is around or above 50 percent depending on the year).
OK, where were we? That's right, below McNary Dam with only 47.6 percent of the fish we had to begin with. That first document above then tells us that from McNary to below Bonneville our fish survived at a rate of 59 percent, so we would multiply 476,450 by 0.59 and now we have 281,105 fish still swimming below Bonneville dam, or 28.1 percent from when we began or 43.2 percent that survived from the Lower Granite tailrace to the Bonneville tailrace.
I know photos of sea lions gorging themselves on salmon sell newspapers, but those sea lions at best eat 9 percent of the adult run of spring chinook, and 15 percent of Willamette steelhead, but I don't need to go into these numbers because anything that kills half or more of the salmon is the number one killer of salmon, e.g. you must focus on that if you want to recover the threatened and endangered salmonids. I'm not saying sea lions gorging themselves at below Bonneville Dam and on the lower Willamette aren't a problem, they are. I'm not saying the fish eating birds in the estuary that eat something like 10-15 percent of the smolts in the estuary each year aren't a problem, they are, too. I'm saying they are nowhere near as big a problem as the dams that kill half or more of outmigrating smolts each year and also kill adults on the way back. (yes, I put a link in there so you could verify my fish-eating bird estimate).
Let's go back, this is feeling quite disjuncted, but I think you get my points. These documents (the third one excluded because it is meant to mislead you and Congress into passing laws that might well make salmon go extinct in the Snake River) can possibly lead you to true dam mortality. They said Chinook from below Lower Granite to below Bonneville had a 43.2 percent survival rate and the first document pointed out that 12 percent of the fish died from where the Lower Granite Pool begins on the Snake and Clearwater rivers around Lewiston, Idaho to Lower Granite dam. To make this easy, we said 350,000 died out of our 1 million from their natal streams to below Lower Granite and 12 percent died in the Lower Granite Reservoir. We can infer from that 230,000 of those 350,000 fish died from some other mortality besides the dams, so 23 percent. Now we have instead of 650,000 fish below Lower Granite Dam, we have 770,000 fish about to enter the Lower Granite Reservoir and we end up with 281,105 below Bonneville Dam or really 36.5 percent survival from where the water slacks in the Lewiston, Idaho area to below Bonneville Dam, which would be true dam mortality before we account for delayed mortality and also before we account for the adults that the dams kill.
So, do you think that if we could somehow remove dam mortality from the equation or significantly reduce it, we might have a better chance at salmon recovery?
I see three options that might lead to salmon recovery, breaching the four lower Snake River dams, which 86 percent of fisheries biologists said was the only sure way to recover threatened and endangered Snake River salmonids, or we could create some extremely expensive bypass canals around the dams that also completely mitigate for dam mortality due to slackwater, reservoir predation, or we could move the infrastructure we have in place at the dams to collect smolts for the juvenile fish transportation program (barging fish) upstream to locations on the Snake and Clearwater rivers and all salmonid holding tributaries of the Snake River Basin to collect smolts before they ever experience dam mortality and barge them below Bonneville (also a very expensive proposition and one the federal government never considered). Breaching seems like the easiest route to recovery. You might disagree, but you also might simply choose dams over salmon, which is your right. I do hope that this post helps you realize the unlikelihood of dams and fish coexisting. It really is a question of dams or salmon. I suppose if you completely removed dam mortality from the equation, you might have some success (but that's going to cost more than breaching four dams that don't pay for themselves anyway). What do you think?


Leadership is rewarding, but it can be difficult. We have to be careful not to spend our time focusing on the negative and challenging areas of leadership.
The trick is learning how to turn the negative into a positive; to take the challenging and turn it into success.
Brinkley's thought is a wonderful piece of advice. The ability to take what comes at us as leaders and using it to lay a foundation for the future is one of the keys to success.
It may not be the easiest approach, but then again, success rarely comes easy.
It may not be the most pleasurable approach, but the outcome is worth the time in the wilderness.
If we can keep our eyes on the end result, then perhaps when the bricks are thrown, the foundation will be strong and stable enough to build the kind of success that will withstand the storms of time.
The challenge of leading in rough waters obviously deals with an uncomfortable factor. No one likes leading during these times. No one seeks out rough waters to practice their leadership. Amazingly, for some leaders, these rough waters always seem to find them.
There appears to be no rhyme or reason to this challenge, but the true test of our leadership will occur in these moments, because they define who we are as a leader and the credibility of decisions we make for the future.
What will help us navigate through these waters and find smooth sailing on the other side?
Remember who we are at the core. Nothing has changed our core values. Hold on to the basis of why we lead.
Trust in wise counsel. We are not navigating alone. Others have sailed rough waters before us. Seek the counsel of the wise.
Be slow, diligent and deliberate with all decisions. The quickest way to be defeated is to act before good thought and slow execution is implemented.
Rough waters will come, but we can sail through them if we do not panic and approach them with steadfast spirit.
Each e-mail I send has a signature. The signature provides my contact information, along with a link to the Leadership Fund blog site. However, thinking about the signature reminds me of a far greater purpose behind the signature of our leadership.
The thought of this definition is rich in connection to our leadership and there are several words deserving attention.
Identified: how and by what are we identified when it comes to our leadership? The way our leadership is identified becomes a key part of our signature.
Pattern, produce, characteristic: these three terms all play a role in the way our leadership is identified. It goes without saying, but godliness must be connected to all three.
Distinctive: perhaps the most significant word in our definition is distinctive. Something must stand out and set us apart when identifying our leadership.
The signature of spiritual leadership sets us apart from the world and for use by God to His glory. Now that is a signature worth developing.
What will test our abilities? We do not have the space to exhaust the possibilities.
However, there are a couple of truths to remember about challenges to our leadership.
We are going to face challenges. The intensity and the length of the challenge are unpredictable.
Challenges that test our abilities will be unique. No two individuals are alike, nor any two challenges.
Remember challenges are temporary. I love the saying; "this too shall pass." Regardless of the intensity and length, eventually the test will end.
Overcoming challenges begins and ends at the throne of God. No one provides help like our Lord.
Challenges always serve a greater purpose. If we understand the power and will of God, we know He is working to an end that is best for us.
I do not know of anyone who enjoys challenges, but I do know the result can be beneficial to our leadership.
One of the analogies of good leadership is connected to the law of harvest. Few illustrations are more powerful than planting a seed, cultivating it, and watching it grow into something beautiful.
Within the parables our Lord used similar analogies to teach a powerful message to His disciples. The parable of the sower and the parable of the tares teach lessons with eternal implications.
This week, we will focus on a few lessons from the first of these parables.
Leaders cannot always know where the seed is going to land. Our main focus is to remain true to the task of sowing.
Our leadership will have mixed reception. We will find it impossible to please everyone. Not everyone wants to follow.
Perseverance is an essential quality in leadership. We cannot quit and enjoy the success of leadership.
Leading others requires patience to produce fruit. Patient cultivation and a little T.L.C. will leave enduring fruit.
Lives are being changed by our leadership and it is worth the time we take to make sure we cultivate the seed properly for the good soil to be productive.
We see an emphasis placed upon debating in our world today. We should not be surprised because it seems to have been the trend for centuries of time.
We love to debate about politics, religion, personal opinions, various convictions, and even current events.
There is no end to the people who have a solution to every problem that exists and they are usually not afraid to express it. Just ask!
The sad part of this thought is seen when pride grows and we are no longer debating, but seeking ways to slander the character of the opponent.
Spiritual leaders lose their credibility when they slip to a level of attacking and slandering someone instead of presenting truth in love.
The tendency is to think we have a responsibility to expose others for their beliefs, or perceived error, when in reality we need to be speaking the truth of God's word. Let God's word stand for itself. Somehow, God has a way of dealing with the others matters properly and in His time.
We mentioned the time oriented nature of culture yesterday. However, the majority of people in the world live in a more event oriented culture.
An event oriented culture is not focused on the convenience of time, or how much time is needed to accomplish the task. The importance of the event takes precedence. Therefore, whatever amount of time is needed to finish the event will be given to it.
While there are pros and cons to both time and event oriented cultures, the key for leadership is to learn how to appropriately lead within the specific culture.
Trying to force an event oriented culture into one that is time oriented can be a recipe for disaster. The reverse is also true. However, when leaders use the beauty of each culture, the time to accomplish each specific task becomes the key to success.
The point is for leaders to examine the current culture and lead in ways that will use the orientation of the individual or group to help them succeed in reaching heaven.


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Nvidia Shield Review: Tegra 4-Powered Handheld Gaming
By Chris Angelini, Marcus Yam 31 July 2013
We've been playing with Nvidia's Shield handheld for more than a month, but only recently got access to its killer feature: streaming PC game content. Does Nvidia's foray into the hardware world deserve your $300, or is this expensive toy impractical?
Results: Shield And Tegra 4 Platform
Page 1: Nvidia Shield Gives Us Our First Look At Tegra 4
Page 2: Nvidia Shield: The Chassis And Controls
Page 3: Touchscreen And Sound
Page 4: Adapting Android To Support Shield's Input
Page 5: Native Android Gaming On Shield
Page 6: Shield Vs. Galaxy Note II And Moga Pro
Page 7: Shield Vs. PlayStation Vita Vs. 3DS
Page 8: Streaming PC Games To Shield
Page 9: Results: Shield And Tegra 4 Platform
Page 10: Results: Shield And Tegra 4 Graphics
Page 11: Results: Shield And Tegra 4 Graphics, Continued
Page 12: Battery Life And Charging
Page 13: Nvidia's Shield Competes For Your Disposable Income
A device like Shield interests me for two reasons. First, there's the product itself—the quality of its Tegra-optimized games, its ability to sustain a smooth experience while streaming PC content, how hot it gets, how long its battery lasts, and so on. Then there's the fact that this is the first Tegra 4-based device in our lab.
So, we have two types of benchmark results to present today: those that measure Shield's performance relative to other tablets and phones, and those that compare Tegra 4 to competing SoCs. Each step of the way I'll do my best to explain what the results mean and why they're significant. Let's start with the platform-oriented tests, then.
MobileXPRT
MobileXPRT, from the folks at Principled Technologies, consists of two test categories: performance and user experience.
The performance suite has five tests, applying photo effects, creating photo collages, creating slideshows, encrypting content, and detecting faces. Results are measured in seconds, and the overall score is generated by taking a geometric mean of the ratio between a calibrated machine (Motorola's Droid Razr M) and each platform for the five tests.
The outcome isn't even close. Shield significantly outperforms the Tegra 3 in Google's previous-gen Nexus 7 and the newer model's Qualcomm APQ8064. Of course, the two tablets never stood a chance. Terga 4 enjoys a big, thick form factor and active cooling. If this SoC makes it into a tablet, it won't get those same advantages.
MobileXPRT's UX suite attempts to quantify smoothness by measuring the frame-per-second performance of scrolling through a list view, a grid of icons/text, flicking through a photo gallery, browsing a webpage, and zooming in and out of a photo. Again, we're looking at the geomean of five ratios.
Nvidia's Shield turns in the best score. But as you might expect, there isn't a ton of difference between the perceived smoothness of mobile devices armed with modern SoCs.
Geekbench runs a series of tests on various parts of a processor. The integer test, for example, includes 12 different tests split between single- and multi-threaded metrics. Based on the result of each benchmark, a score is assigned. Those individual scores are used to calculate a final score in each category, and then an overall Geekbench score.
Tegra 4 rises to the top across the board, again benefiting from Shield's big chassis and active cooler to run at up to 1.9 GHz. The next-fastest contender, Google's 2013 Nexus 7, employs Qualcomm's S4 Pro down-clocked to 1.5 GHz.
Similarly, AnTuTu 3.3.2 tests a number of different SoC sub-systems, including CPU integer and floating-point performance, memory, 2D and 3D graphics performance, and storage.
Tegra 4's dual-channel LPDDR3-1800 memory configuration yields a particularly high RAM score (the aggregate 64-bit pathway also excelled in Geekbench, though not to the same extreme). Storage performance is fairly comparable across the board, which we'd expect.
Bear in mind that AnTuTu's GPU test runs at the device's native resolution. So, while Qualcomm's APQ8064 is being benchmarked at 1920x1200, Tegra 4 is rendering to 1280x720. That reflects device performance, as opposed to each SoC's potential.
PassMark Performance Test Mobile
For some reason, PassMark is crashing on the Qualcomm-powered Nexus 7. Fortunately, there's an iOS-based version we can use to get an iPhone 5 in the chart. Two numbers stand out most prominently: the Shield's Disk test and the iPhone 5's CPU test.
Nvidia had no explanation for why the storage test is scoring so high. Digging into our test notes, we're seeing reads from flash approaching 1 GB/s, which definitely is not right. We're also suspect of Apple's 1.3 GHz dual-core A6 outperforming Tegra 4's 1.9 GHz quad-core –A15-based SoC.
Current page: Results: Shield And Tegra 4 Platform
Prev Page Streaming PC Games To Shield Next Page Results: Shield And Tegra 4 Graphics
esrever 31 July 2013 04:51
looks ok but not worth the price
Hazle 31 July 2013 05:08
impressive, especially PC streaming. but for $300, i'd rather pause the game to take a bathroom break. it's gonna take me a library of good android exclusives for me spend that amount of money, and PvsZ or Angry birds don't cut it.
beta212 31 July 2013 05:21
Meh, with the PS4/xbox coming out , and tons of more convenient phones I don't see a market for a tegra4 shield, personally I'm saving my money for a console. The tegra is also too expensive and gimmicky to boot.
dragonsqrrl 31 July 2013 06:00
When you look purely at the performance and specs $300 unsubsidized isn't all that bad considering the hardware you're getting for the price. The problem to me isn't so much price but the target market. How many people are willing to spend that much on a second or potentially third mobile device meant specifically for gaming and entertainment?
bryonhowley 31 July 2013 06:01
Looks nice but I can find things better to spend $300 on. In truth I can't see ever streaming my PC games to a 5" screen when I use 3 Asus 27" monitors on my desktop PC. Going from 5760x1080 to 720p does not sound like something I am ready to do. And if I want to game from my recliner I just use my Xbox 360 wireless controller and play the game on my Panasonic 50" 3D Plasma.
vaughn2k 31 July 2013 06:03
for U$180, I can get a nice Lenovo Phone. For U$ 500, a good Xbox.. not sure if I need a Shield where I could play anywhere..
slomo4sho 31 July 2013 06:03
Not sure why most of your benchmarks were just between the shield and the Nexus 7. I understand that the Nexus 7 utilizes Tegra 3 but the iPhone 5, Note 2, or some other tertiary figues should have been included to provide a better comparison between this device and other current generation products.
This device feels like a universal Wii U game pad and there is almost zero reason to own one.
cats_Paw 31 July 2013 06:52
Considering that Oculus rift will cost somewhere around 300 dollars as well, id rather wait for that to spend my cash.
Streaming is nice but if you are close toy our pc why not use the PC itself?
edwd2 31 July 2013 06:56
could be used to run a psp emulator, but phone can do that too.
shikamaru31789 31 July 2013 07:51
I'm just not seeing much reason to get one right now, not when I'm saving for the Xbox One and PS4. If it was at a lower price and if it supported AMD GPU's for PC streaming, I might get one. But they also need to get some developers to make some good Android exclusives, not just your typical mobile time wasters and ports of older console/PC titles, but some actuallAAA exclusives that are optimized for Tegra 4.
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With our team of exceptional engineers, tower mechanics and technicians, there's no job too big or too small. We handle it all – from performing accurate calculations you can count on to drafting the blueprints, all the way down to on-site construction.
When it comes to projects, we develop schedules and budgets using state-of-the-art planning and scheduling tools and current market cost data. We also use cost accounting to track all labor, materials and subcontract costs on a shift-by-shift basis, and we can coordinate and expedite all material purchases, subcontracts and vendors.


Decarbonization ion exchange is used for scale control.
If you are a foodservice or specialty beverage vendor then you know first hand the nuisance and trouble associated with scale deposits inside hot beverage equipment such as coffee brewers and espresso machines. Scale is a layer of solids caused by the deposition of insoluble ions such as calcium carbonate (CaCO3) and magnesium carbonates (MgCO3). Over time, scale deposits cause plugged equipment and a reduction in efficiency as scale forms an insulating layer that limits heat transfer to water.
It is useful to understand the basic chemistry behind the formation of scale in order to understand how different control technologies work. This article provides an overview of scale formation chemistry and discusses a hydrogen-based ion exchange process known as decarbonization.
All water, irrespective of its source, contains a mix of dissolved minerals. These minerals are grouped into two "families": negative ions and positive ions. The "negative ion family" contains members such as carbonates (CO32-), bicarbonates (HCO3-), and chlorides (Cl-). Similarly, the "positive ion family" contains ions such as sodium (Na+), potassium (K+), calcium (Ca2+), and magnesium (Mg2+), among others.
Normally, negative and positive ions are in balance and there are equal amounts of each. Some negative and positive ions, when present, form insoluble and hard solids. For example, when calcium ions (Ca2+) and carbonates (CO32-) are present under certain conditions, they form the insoluble calcium carbonate (CaCO3), a major constituent of scale. Other ions simply do not form solids and remain dissolved in solution, such as sodium chloride or table salt (NaCl).
Water is considered either "hard" or "soft" depending on the level of minerals and the potential to form scale. Generally, groundwater is considered hard because limestone and rocks in the ground contain calcium (Ca2+), magnesium (Mg2+) and carbonate (CO32-) deposits that dissolve in water and increase the potential for scale formation.
There are a number of technologies to deal with scale. Some use polyphosphate, which is a food-grade, non-toxic additive that keeps scale in suspension and reduces its deposition. Polyphosphate is useful in certain applications and up to a certain level of hardness.
Typically, the ion exchange softening process occurs in a vessel that contains a sodium-rich resin. When water rich in calcium and magnesium (i.e., hard water) comes in contact with this resin, an automatic ionic exchange process occurs whereby sodium is released from the resin into water, while calcium and magnesium are retained by the resin.
After the softening cycle is over, the hardness-rich resin is replenished with a strong brine solution that typically contains sodium chloride (NaCl) and the resin becomes rich with sodium again. The waste stream containing hardness is then flushed to the drain. This cycle is repeated continuously, hence the need to supply salt on a regular basis.
Conventional ion exchange softening using sodium chloride has its application, yet in some applications, it may not be the most suitable. For instance, using softened water rich in sodium ions for coffee brewing slows down the extraction process and leads to over extraction by forming a gelatinous mass around coffee grounds (Boyd Coffee Company, 2010).
A new ion exchange process has been developed that utilizes hydrogen-based resins instead of sodium-based resins. Hydrogen ions (H+) belong to the "positive ion family" and therefore belong to the same group as sodium (Na+), calcium (Ca2+), and magnesium (Mg2+). However, hydrogen does not form insoluble deposits with the "negative ions family". In this regard it is similar to sodium ions. Nonetheless, hydrogen has interesting chemical properties that makes it different than sodium.
Hydrogen-based ion exchange resins replace the calcium (Ca2+) and magnesium (Mg2+) ions with hydrogen ions (H+). Hydrogen ions react with the bicarbonate ions (HCO3-) and convert it into dissolved carbon dioxide gas (CO2). Carbon dioxide is a safe gas when dissolved in water. In fact, all carbonated drinks such as sodas are filled with carbon dioxide. By adding hydrogen (H+) ions into solution, the formation of bicarbonates (HCO3-) and carbonate ions (CO32-) is suppressed, and hence the level of scale decreases. The decarbonization process is depicted in the following schematic.
In summary, hydrogen-based ion exchange process reduces hardness level in water by removing calcium and magnesium ions, and also converts the negative bicarbonate ions into carbon dioxide. This process produces soft water that is low in sodium and hence is suitable for preparation of coffee and hot beverages.


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Brexit search trends: Brits get more political
Jul 21, 2016 | Search engine marketing
The UK's interest in joining a political party has increased by 7,000% post-Brexit, according to new research looking into search trends after the shock result of the EU referendum. The data, from Hitwise, shows concerns people have about how the latest political developments will affect their everyday lives, but also how Brits are taking matters […]
The UK's interest in joining a political party has increased by 7,000% post-Brexit, according to new research looking into search trends after the shock result of the EU referendum.
The data, from Hitwise, shows concerns people have about how the latest political developments will affect their everyday lives, but also how Brits are taking matters in their own hands.
– 7,000% increase in people searching to join a political party
– 300% increase in searches for moving abroad
– Increased searches for 'mortgage', 'interest rate' and 'gold'
– Interestingly, there was in fact no change to searches for holidays or flight searches
Key trends are particularly evident across financial and travel related searches, demonstrating that Brits are taking matters into their own hands to find answers. This goes one step further with searches to join one of the parties represented in the House of Commons increasing by 7,000 per cent[i].
A high volume of Brits were considering a move overseas, with Hitwise witnessing a 300 per cent increase in searches for 'move to [one of the eight leading countries OR European Union*]' immediately after the Referendum, though those searches have since declined to nearly pre-Brexit levels.
'Passport' searches, however, peaked after the result and remain high suggesting Brits are keeping their options open. Searches for Irish, German, Italian and Polish passports were most common, demonstrating a sudden urge for those living in the UK to secure a dual citizen passport where they can.
Interestingly, and despite the weaker pound post-Brexit, searches for 'holidays' or 'flights' have not been impacted and followed a similar pattern to what was observed at this time in 2015 – in fact, international destinations account for a greater share of holiday and flight searches this year compared to last.
With consideration for family security and wellbeing front of mind, Hitwise found the financial implications of Brexit to be one of the nation's greatest concerns. Brits' desire for a stable future – and uncertainty about the state of the UK economy – was reflected in a search increase for 'mortgage' and 'interest rate' queries, compared to the year before.
In the hours and days immediately after the Referendum result, Brits' concern with the value of the pound skyrocketed. And whilst the initial rush to check the rate against other leading global currencies has ebbed, related searches two weeks after the Referendum were still more than three times higher than they were before the vote.
This financial nervousness is evident in the corporate investor space too. The first full week after the vote, searches for 'gold' were at least 1.5 times higher than Hitwise observed at any point during the last three years. Similarly, 'Share price' searches increased almost 300 fold the week after the referendum results were announced.
Exploring how Brexit will impact day-to-day Britain, the result of the EU Referendum hit the world of automotive, seeing searches around the impact to vehicle prices spike nearly 1,000%.
Nigel Wilson, managing director at Hitwise, says "These results show us that Brexit is driving concern across the entire country in terms of how it will impact peoples' lives and future ambitions. While significant numbers of Brits are unlikely to actually uproot and move abroad, the findings from our data provide insight into the nation's response.
During this sensitive time, it's important for marketers to understand the rapidly changing feels Brits have towards their lifestyle and life plans and it is important for brands to acknowledge the effect this is having on Britain's online behaviour."
Regulation marketing content media video sport technology brands digital marketing Search retail advertising analytics email digital Intelligence Social Privacy UK apps agencies Google digital skills Europe Amazon Coronavirus global ecommerce digital trends FMCG Facebook


Data intelligence is the future of journalism — even a 162-year-old publication knows that — which is why when the New York Times hired a data scientist, no one flinched.
Doing so has gotten PolicyMic, a 3-year-old digital publication aimed at millennials, founders on the Forbes 30 Under 30 list in 2014, and a combined Facebook and Twitter following of nearly 150K. For UpWorthy, the use of click-baiting, as you may know it colloquially, has put the 2-year-old "mission-based" digital publication on the up-and-up, beating out Mashable, The Huffington Post and even Buzzfeed on Facebook. Only Mashable outwits the publication on Twitter — though that may soon change.
Digital publications like these claim that their articles concern what people online want to see, which is what truly drives their traffic — but BuzzFeed easily proves pictures of cats can do just as well as an educated listicle about this year's rising feminists on PolicyMic.
In truth, conversion from social media to the startup publishers is what drives their success — and using data points to find those who will most likely convert is what has made the industry look twice.
So, what does Wiggins plan on doing with the Times' data to bridge that 15-year gap? Feed it to machines as machine learning tasks. In other words, he's looking to create algorithms that predict your behavior, the same way Netflix recommends a movie, Amazon a book or biology a new evolutionary trait.
Fortunately for publications or companies without a New York Times budget, you don't need a biology researcher as your data scientist to target your users based on machine learned algorithms. All you need is in-depth audience intelligence — and Digital Genome technology provides just that.
"Anytime anyone does anything on a website, that is an event and that person leaves a trail of data," Wiggins told Fast Company. "Putting all of that data together is definitely a non-trivial task. It gives so much immediate insight into the way people use your product, how your products can be improved, what new products you should be thinking about.


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The Spirit of Michael Novak
Paul Kengor
One of the most brilliant, influential Catholic intellectuals of the past half century has died at age 83. He was Michael Novak, theologian, philosopher, and gentleman—truly, a gentle man.
I had the privilege to know Michael well. One of the great, undeserved honors of my life was sharing the stage with him at Franciscan University in Steubenville, Ohio in 2009 as we received honorary degrees together, a shared platform for which I was utterly unworthy. Here was a man who held audiences with John Paul II, Ronald Reagan, Margaret Thatcher, Vaclav Havel. (For me, this was honorary degree no. 1; for Michael, it was honorary degree no. 25.) That Saturday morning, I gave the commencement address to the graduate class and Michael to the much larger undergraduate class. I was 33 years his junior, but he treated me as an equal. That was no surprise, given Michael's endemic warmth, humility, kindness. He not only preached the inherent dignity and worth of every individual; he lived it.
I came to know Michael so well that soon thereafter he asked me to write his biography. It was one of the more difficult requests I ever had to decline. More on that in a moment, but I mention it here because I came to know a thing or two about his many contributions, which are too numerous to do justice to here.
Michael Novak was best known for his 1982 classic The Spirit of Democratic Capitalism. It's the first thing that pops up when you Google his name. The book helped lead to him eventually receiving the Templeton Prize in 1994, and defined him as one of the leading voices for the morality of a free-market economy that allowed human liberty to flourish. That thinking was in line with, if not (surely) helped influence, seminal Church statements such as Pope John Paul II's 1991 Centesimus Annus. Michael was at the hub of a vital movement eloquently arguing the case for democratic capitalism, for the virtue of markets, for (as he would put it) the superiority of free-market economies over command economies. Free markets certainly weren't perfect, but they were far preferable to closed markets. The best way to help people and help societies, Michael Novak insisted, was a freer economy rather than a managed one. You want to help the poor and the lower and middle classes? Well, you'll help far more of them with a market economy than a socialist one. This was the spirit of democratic capitalism.
That spirit was echoed by colleagues at the American Enterprise Institute (where Michael was a longtime fellow), at the National Endowment for Democracy, at the Institute on Religion and Democracy, at Father Robert Sirico's Acton Institute—and, of course, by those freed captives in November 1989 smashing champagne glasses off the defeated and defunct Berlin Wall.
And the message hardly ended in 1989. More recently, Michael was one of the softer, smarter voices offering insights into the economic roots and thinking of Pope Francis (published in his columns at National Review).
He was, of course, a prolific writer. He wrote for publications that he helped start, such as First Things and this publication, Crisis magazine. His books were many—over 40 in all. Among my favorites, which I discussed two weeks ago in my regular spring humanities course at Grove City College, was his superb, On Two Wings, a fascinating look at how the (Protestant) American Founding Fathers harbored a very Catholic understanding and integration of the "two wings" of faith and reason. Another, which I quoted in class just last week, was a fine book on the faith of George Washington, Washington's God, co-authored with his daughter, Jana. I have a favorite anecdote from that book which I always share with students, one typical of Michael's approach: The book quotes Gordon Wood, the esteemed historian of the American Founding, making a typically dismissive and derisive remark about Washington and the Founders, stating that they "at best … only passively believed in organized Christianity, and at worst they scorned and ridiculed it. Most were deists or lukewarm churchgoers…. Washington, for example, scarcely referred to God as anything but 'the Great Disposer of events.'" That Wood passage ends with a gentle Novak endnote directing readers to a four-page-long appendix of Washington's numerous names for God, listed in stacked columns, one after another. It was a corrective made with charity but clarity, with gentleness but verve, backed with primary-source research.
Those are just some elements of Michael Novak's prodigious professional life. But there was so much more to the man, especially his personal life. He was born in Johnstown, Pennsylvania, home of the disastrous Johnstown Flood. The old coal-country town tucked in a valley of the Allegheny Mountains between Pittsburgh and Altoona was forever part of him. Raised by loving, rugged Slavic immigrants, the little boy awoke early in snowy mornings for Mass to serve as an altar boy, bundling up and trudging alone through cold streets to hike to the church.
I traveled through Johnstown recently via train from Pittsburgh to Philadelphia. As I stared out the window, getting a good glimpse of the rundown rustbelt city with its steeples protruding from hillsides, I thought of Michael. I pictured him as a little boy plowing through the snow to go help serve Mass. I pulled out my phone and emailed him. He responded right away, touched by the memory, probably as he was looking out the window of a sterile Washington, D.C. office building or warmer climes in Naples, Florida, where he taught for a time at Ave Maria University.
Little Michael's father would move the family to other blue-collar towns in the region, including McKeesport, the smoky steel town on the Monongahela River where so many tough football players were raised—including Michael Novak. Michael there began his love of football. It will shock many readers to learn that the mild-mannered, soft-spoken theologian was a ferocious football fan. Watching the Steel Curtain defense of the 1970s crushing opponents must have been an inspiration in one of Michael's most forgotten and yet most interesting and acclaimed books, The Joy of Sports, published in 1976, and hailed even by Norman Mailer (as well as George Plimpton).
Michael wrote about those early days in his 2013 memoir, Writing From Left to Right: My Journey From Liberal to Conservative. The book is filled with moving images from the arc of his life and his sojourn from political left to political right, though Michael never really sought to be either. He sought first and foremost to be a faithful, orthodox Catholic. In fact, he remained a Democrat for a long time, and I don't know that he ever de-registered his party affiliation, even as he believed (as Ronald Reagan did) that the party had long since left him. He also along the way left a path to the priesthood, primarily because he wanted to marry and have children, which he did (three of them, Richard, Tanya, and Jana) with his beloved wife of many years, Karen, who died in 2009.
That sojourn involved so many intriguing stops along the way. After initially supporting the Vietnam War, Michael spent a month in the country in 1967 visiting students and returned a committed opponent, much like other prominent Catholics of the day from Fulton Sheen to Thomas Merton to the Berrigan brothers. This led him to support Democratic presidential candidates of the period ranging from Bobby Kennedy and Eugene McCarthy in 1968 to George McGovern and Sargent Shriver in 1972. But like many theologians of his day, the Democratic Party's sharp turn to the hard left in the 1970s and 1980s, from economic to social-moral issues, permanently alienated him. Much like his friends Richard John Neuhaus, Jeane Kirkpatrick, Irving Kristol, Gertrude Himmelfarb, Charles Krauthammer, and others, he left the left behind.
That, too, is a journey he describes in his memoir, which brings me back to the biography I mentioned earlier. It seems so stupid and insensitive now, but I turned down Michael's request to write his biography. It was partly a matter of being impossibly overwhelmed with other commitments, but I also knew he was writing his memoirs. I'd be almost repeating whatever he did, and I knew publishers would balk at a manuscript completed at basically the same time as a memoir. Michael surely knew that, but he also must have known that the time to unload on a biographer, like the time to write memoirs, was running out.
Ultimately, I said no. His response was typically thoughtful and prayerful. He urged both of us to allow for the "Holy Spirit" to work in due course. Like so much of his life, that action, too, would be in God's hands.
And alas, his final hour came last week. I'm sure he would have been the first to say that that decision, likewise, was in God's hands. His death was expected, with a period of hospice care at home. His friend Robert Royal, editor of The Catholic Thing, saw Michael the evening before he died and writes that he was at peace and ready to go and meet his Maker, urging everyone who came to say goodbye, "God loves you and you must love one another, that is all that matters."
Letting go must still have not been easy, because I'm sure he had so many more powerful writings planned. That's our loss.
But he was 83, and an accomplished man of staunch faith. He was well-prepared to finally meet his Lord and all those angels and saints and reunite with those loved ones from those snowy mornings long ago in Johnstown. For the author of The Spirit of Democratic Capitalism, his spirit now goes to where the spirit finds its only source of perfection.
(Photo credit: Patrick G. Ryan)
Tagged as Catholic Intellectual / Literary Tradition, Michael Novak, Neoconservatism, The Spirit of Democratic Capitalism (1982)
By Paul Kengor
Paul Kengor is Professor of Political Science at Grove City College, executive director of The Center for Vision & Values, and author of many books including The Communist: Frank Marshall Davis, The Untold Story of Barack Obama's Mentor and Takedown: From Communists to Progressives, How the Left Has Sabotaged Family and Marriage (2015). His new books are A Pope and a President and The Politically Incorrect Guide to Communism (2017).


ALBUQUERQUE, N.M. — No laws were broken and no regulations were violated by one of the largest U.S. public housing authorities despite criticism over management and its spending of millions of dollars in federal grants to address a persistent and growing need for homes on the Navajo Nation, according to a final report by the U.S. Department of Housing and Urban Development.
Regional investigators with the federal agency visited housing projects on the Native American Indian reservation in New Mexico and Arizona earlier this year, conducted interviews and reviewed housing plans and contracts the Navajo Housing Authority had with developers before issuing their findings last week. The report was made public Aug. 21.
Investigators identified one concern about an Arizona project in which the housing authority did not retain legal control of the site through its 2001 agreement with the developer. That led to problems and the homes remaining vacant for years, the report said.
Investigators reported that the restructuring of the Navajo Housing Authority and other reforms in recent years have resulted in improved oversight and less risk that federal funds will be misspent.
New board members who oversee the housing authority said the federal investigation helped to clarify misinformation about several projects that the authority undertook between 2001 and 2010.
"We have done our best to fix the problems of the past. However, we are the largest, rural housing agency in the U.S. and we know we will continue to have challenges, but we are committed to finding ways to overcome the challenges," the board members said in a statement Tuesday.
An investigative series published by The Arizona Republicbeginning in December triggered a congressional investigation. The newspaper reported that while few homes were built, key projects that were built were never occupied or had severe problems.
The Republican senator from Arizona said in June that the authority's poor administration of grant funds exposed the housing program to excessive risk of waste, fraud, and abuse.
"Until meaningful reforms are made to the way NHA does business, Navajo families will continue to suffer under housing shortages," McCain said in a statement Tuesday night.
"I will continue to exercise rigorous oversight of NHA in my capacity as a member of the Senate Committee on Indian Affairs to ensure the Navajo people receive the housing they have been promised."
Housing authority board members and other Navajo officials have argued that the federal funding was not dedicated only for the completion of new homes as the calculations suggested.
They said the money also covered ongoing projects, the modernization of nearly 880 older homes over a four-year period along with infrastructure projects, land acquisitions, maintenance of existing homes and rentals and the construction of group homes and other community resource centers.
Navajo officials also have cited the unique challenges of building on a reservation that spans more than 27,000 square miles over multiple jurisdictions in New Mexico, Arizona, and Utah.
From the lack of basic utilities to complicated land ownership issues, the challenges have been well documented in recent years by federal housing officials and investigators with the U.S. Government Accountability Office.
The tribe also is plagued by high unemployment and poverty rates as well as a lack of infrastructure, from roads to internet connectivity.


for the satisfaction of knowing that your gift will positively impact organic farming and gardening in Maine for years to come.
to improve your financial and tax circumstances. Some benefits may include taking a current income tax deduction, minimizing or eliminating long-term capital gains taxes, and reducing estate taxes.
Unless specified by the donor, planned gifts will be invested in MOFGA's endowment. The proceeds will be used to support MOFGA's ongoing operations.
Giving cash is the simplest method of donating to MOFGA. You can either make an annual gift and/or leave cash through your will as part of your estate.
Giving a gift of stock is also a simple way to support MOFGA. If you contribute long-term appreciated securities (those held for at least one year), you have an added benefit of owing no tax on their appreciation, thus avoiding long-term capital gains taxes.
You can donate tangible personal property (such as land, tractors, art, automobiles, boats or antiques). A tax deduction is available for the fair market value of the item.
A bequest is an asset given through your will. Eighty percent of planned gifts are made this way. The gift can designate a specific dollar amount, a particular asset or a percentage of your estate.
I give, devise and bequeath to Maine Organic Farmers and Gardeners Association of Unity, Maine, the sum of $__________ (or a description of the specific asset), for the benefit of Maine Organic Farmers and Gardeners Association and its general purposes.
A Charitable Remainder Trust is an arrangement in which you or a loved one can receive a fixed annual income or an income that varies with the value of the trust. At the death of the last beneficiary, the assets in the trust are distributed to MOFGA to be used for the purposes you designate.
You can give your life insurance policy (or its death benefits) in several ways to MOFGA.
Simply name MOFGA as a beneficiary on your policy.
Donate an existing life insurance policy.
Donate money to MOFGA, which is used to buy a life insurance policy on you.
You can donate your retirement plan assets by listing MOFGA as the beneficiary.
Donating real estate to MOFGA – whether your farm, personal residence, vacation home, commercial real estate or vacant land – can give you numerous tax advantages.
You can give MOFGA your house and continue living there through a "retained life estate." A gift of your home, farm, vacation home or condominium, even with stipulations about occupancy, often results in a charitable deduction for income tax purposes.
With a simple contractual agreement, you can establish an endowment fund benefiting a specific organization(s) or area of interest and receive a guaranteed lifetime income. With a minimum gift of $25,000, you can receive guaranteed quarterly income payments for the rest of your life. Annuity rates can be offered for one or two people. The rates vary depending on the age and number of income recipients. See the article below for further details.
A gift given in honor or memory of a loved one is a powerful way to establish a link with the past and a promise for future generations.
For more information about planned giving, please contact MOFGA.
We would appreciate knowing if you have included MOFGA in your estate plans.
Many of us have spent years setting aside funds in retirement accounts. We can use these funds to support our retirement AND to support worthy causes such as MOFGA.
One simple way is to list MOFGA as a beneficiary of retirement funds. Upon your death, MOFGA will receive the percentage of the funds you have specified.
In the meantime, upon turning age 70-1/2, we must begin to withdraw funds from certain retirement accounts according to IRS rules. Funds withdrawn from some types of retirement accounts are subject to state and federal income tax. Failure to withdraw the required amount can result in a 50 percent penalty on the funds not withdrawn.
Some people would rather support a nonprofit organization they believe in than pay a 50 percent penalty. This is possible by taking advantage of the "IRA Charitable Rollover" (aka Qualified Charitable Distribution), which allows a person age 70-1/2 or older to withdraw up to $100,000 from his or her retirement accounts and donate it to charity without incurring any income tax on the funds withdrawn.
Another option is to withdraw funds from the retirement account, pay the tax, and contribute the remaining funds to charity. This arrangement may result in a smaller gift to charity but may allow the donor to take a charitable income tax deduction.
And every gift to MOFGA will be matched by the Partridge Foundation.
While making gifts to MOFGA through your retirement account can be rewarding and simple, it is always prudent to consult with your professional advisors beforehand.
If you would like more information, please contact Chris Hamilton, MOFGA's associate director, at 207-568-4142 or chamilton@mofga.org.
A Charitable Gift Annuity (CGA) is when a donor provides a gift (cash, securities or property) to a nonprofit. In exchange the nonprofit agrees to make an annual payment to the donor and/or his or her beneficiary for the rest of his or her life.
Interest rate set by the American Council on Gift Annuities (ACGA).
For more information, please contact Chris Hamilton at 207-568-4142 or chamilton@mofga.org.


http://www.archiviostore.com/product/i-selfie-join-me-bluetooth-tiffany-blue/ 25969 I-Selfie Join Me Bluetooth Tiffany Blue http://www.archiviostore.com/wp-content/uploads/2015/07/aptop-I-selfie-join-me.jpg 19.92 24.90 EUR OutOfStock /Shopping/Electronics/Audio Apotop i-Selfie Join Me combines a selfie remote control and a phone stand. It allows you to take selfies or usies on your smartphone with the remote control.
Bluetooth remote for Smartphone camera.
Free APP available for iOS and Android devices.
The steel structure inside the stand provides strong support to prevent deformation.
Apotop i-Selfie Join Me combines a selfie remote control and a phone stand. It allows you to take selfies or usies on your smartphone with the remote control.
Aptop breaks the limits of traditional selfies that can be done only at arm's length by introducing the i-Selfie Join Me. Now you can shoot from different angles and avoid camera shake.
The remote control runs on Bluetooth 4.0 low power technology and has a range of up to 30 meters. i-Selfie Join Me features lightweight streamlined design in chic Tiffany blue that will become a stylish accessory for your smartphone.
All you need to do is to press a button on a remote control and get a beautiful picture avoiding the notorious arm's length angle.


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Letters to the Editor, RE: October 2018
Readers share feedback about articles published in the October 2018 issue of Adoptive Families magazine.
RE: "Home Safe Every Night"
My husband and I fear this as well; our sweet baby is only six, but is often mistaken for 10 because he's a big kid. It's terribly sad that we have to do this, but we are doing what we can to educate ourselves and our families about racial profiling and keeping him safe.
HOLLIE • via Facebook
My son is an almost 16-year-old Mexican-American. He does have a tendency to get mouthy when he feels he's being wrongly or unjustly targeted for anything, and I worry about him being impulsive or disrespectful to the wrong person if questioned or stopped. It's a real fear of mine!
KRISTINA • via Facebook
My 13-year-old son is African-American and Latino. He is the sweetest human you will ever meet, never ever a discipline problem. But he has developmental delays across the board, including speech, and my biggest fear for him is that he will literally be misunderstood and treated as a threat because of it. The thought leaves me in a panic. We've had several conversations with both our son and 15-year-old biracial daughter, telling them they must be very careful about how they act in public when not with us. It's sad, but it's the truth they must live with.
LEANN • via Facebook
RE: "The Fine Line Between Letting Go and Being Let Go"
What an adventure!! I was really touched by your story. Those boys will be fine.
MILE • comment posted online
Never Too Old for Family
From the November 2018 Issue
ON THE COVER: Sadie Jane (2, U.S.), daughter of Grace and Jeff, Washington, D.C. Photograph by Kate Del Rio.
"This photo captures the fun, sweet, adventurous spirit of Sadie Jane while she was enjoying the warm breeze off the evening ocean. It was taken by Sadie's aunt on our annual family vacation on the Outer Banks of North Carolina." —JEFF
Adoptive Families' 2018 Cover Photo Contest Winners
Never Too Old for Family: Adopting Teens from Foster Care
"When people find out we're a foster family, they ask, 'Are you afraid of what they'll teach your children?' Well, here's what my kids have learned...."
"After just eight years as father and child, would our bond hold as my son went off to college?"


Right on time for the start and the end of winter ski season, Grossarltal will give you 1 day's accommodation and 1 day of skiing for free. Also 4 days for the price of 3. A great offer for your short getaway in Grossarltal! Enjoy 4 glorious days, but pay just for 3.
The "4 = 3" offer is bookable from 30.11. to 22.12.2018 and from 04.04. to 22.04.2019 at participating lodging establishments. The package includes 4 nights at your selected accommodations as well as a 4-day ski pass, even though you only pay for 3 days' accommodation and a 3-day ski pass. You are not bound to any particular days, so you can choose your own arrival day. The combination of skiing and Advent is also ideal during Salzburg Mountain Advent.


These are scented and super squishy mochi seal squishies. Made by Puni-Maru. Not only do you get a great squishy but you get super packaging to display it in. Each comes with a detachable eye pin and chain.


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