Gold has historically enjoyed an indomitable reputation as the safest medium for world's trade and exchange. In times good or bad, during peace and war, upheavals and turmoil, gold has remained the most dependable bulwark for stability and universal acceptability. No wonder, from money-lenders to monarchs, coup leaders to corporate houses, banks to village banias, gold has remained the bulwark against instability and confusion. Investors, governments, and small-time domestic savers, all love and repose their wealth on gold as the insurance against hard times. Currency notes, and plastic money, despite their universal use can never equal gold in the perception for stability.
The last ten years gold saw a continuous surge in its prices. The higher the prices rose, the greater became the demand to own it. Thus, surging prices and increasing demand nudged each other along an upward curve. For hedging against inflation, gold became the most preferred commodity.
Now, this bastion of is shaking as gold prices, quite intriguingly, has been sliding. For the community of fund managers, investors and savers, it has brought a big headache. Gold prices have fallen to their lowest level since 2010. The 12-year bull run has been overtaken by bearish tendencies. From its price peak at $1,923 an ounce in 2011, the prices have fallen to $1,148 an ounce. That is about a 40% drop.
During the global financial crisis in 2008, when fear and insecurity gripped the banks and the business community, there was a rush to sell off stocks and buy and gold. Major currencies like the dollar and euro lost value as the economies in respective countries floundered. Investors scampered to buy gold. Precious metals-backed exchange traded funds moved to stock up gold, adding to the increase in prices. The contagion soon engulfed the sea of middle class people who, sensing sharp erosion of their bank savings, rushed to the nearest jewellery shops to buy gold. It was a vicious cycle of fear-driven demand and rumour-driven loss of faith in all other forms of assets, including the iron-clad fixed deposits in nationalized banks.
Fortunately, curtains have begun to come down on this highly destabilizing phase of international finance. Holdings in global gold exchange traded funds have slumped reaching the lowest level in five years. Gold, as a commodity, has shed capital locked in it in huge amounts.
What led to this reversal of fortune for gold? The decision of the U.S. Federal Reserve (FED) to wind down is, logically, the most important contributing factor. Some $4 trillion was injected into the economy through this initiative to spur growth. A good amount of this money had got sucked by gold and stock markets around the world.
As America's economy shows definite signs of return to growth, the dollar's health has revived. Its value has begun to go up vis-à-vis other currencies. As a result, funds from commodities such as gold and oil had migrated to areas where they are parked during normal times. Fall in oil prices has eased inflationary pressures in most countries. People no longer feel the need to freeze their money in gold.
Gold prices may go down further as the FED signaling a hike in interest rates by 2015 middle. The only dampeners to the market's cheer may be China's slowing down growth and the eurozone's continuing anemic growth. Fall of gold prices is good news for India – the largest importer of gold in the world. Quite expectedly, India's gold imports had shown an upward trend in the past few months.
The Reserve Bank of India has relaxed the tight controls it had clamped on gold imports last year to curtail out go of precious foreign exchange. The government can breathe a little easy as it mulls reducing the gold import controls further. This could reduce illicit bringing in of gold into the country as smugglers will see little incentive in their trade. For he jewellery industry, this will be real good news. But, there is still the danger of rupee sliding with the rising dollar. If rupee weakens alarmingly, there will be no lifting of gold controls.


This is an open invitation, and a CALL TO ARMS.
Ladies who code, ladies in tech, ladies who do clever and interesting and geeky things- we need you. The world needs you, and, like Kitchener (only more ladylike), we need YOU.


A. No elected or appointed official shall knowingly or willfully violate or cause to be violated any provision of the Charter of the Town of Forest Heights or any of the ordinances of the Town of Forest Heights.
B. The Mayor shall see that this article is enforced; and, a majority vote of the full Town Council, less any vacancies then existing on the council, shall be required to determine that a municipal infraction citation shall be issued and prosecuted against the Mayor.
C. Violation of this article shall be a municipal infraction unless the violation is otherwise declared to be a felony or a misdemeanor by State or municipal law.
D. No Town official shall interfere or tamper with or allow to be interfered or tampered with the proper processing of ballots or any election data.
E. No contract shall be entered into with any entity or person having an established personal relationship with any sitting town official. Furthermore, no contract shall be entered into with any entity whose principal has an established personal relationship with any sitting Town official. The limitations of this subsection may be waived by a supermajority vote of the full council held during a public meeting. The term "established personal relationship" means related by blood, marriage, cohabitation, employment, or business partnership. For the purposes of this section a supermajority vote shall mean five or more votes.


Students practice the basic addition and subtraction number facts to 10, to begin to become familiar with basic number facts.
Teaching Teacher notes: Strategies to teach all the addition facts. Count on, doubling, rainbows etc are all shown in detail.
Introduction to the strategy of "Count on 1", using a ten frame and number line for subitizing answers. Includes turnaround facts and missing number questions.
Introduction to the strategy of "Count back 1", using a ten frame and number line for subitizing answers. Includes turnaround facts and missing number questions.
Introduction to the strategy of "Count on 2", using a ten frame and number line for subitizing answers. Includes turnaround facts and missing number questions.
Introduction to the strategy of "Count back 2", using a ten frame and number line for subitizing answers. Includes turnaround facts and missing number questions.
Introduction to the strategy of "Count on 3", using a ten frame and number line for subitizing answers. Includes turnaround facts and missing number questions.
Introduction to the strategy of "Count back 3", using a ten frame and number line for subitizing answers. Includes turnaround facts and missing number questions.
Introduction to the strategy of "Rainbow Facts", using a ten frame for subitizing answers.
Introduction to the strategy of doubling numbers to 10, using a ten frame for subitizing answers. Includes missing number questions.
Introduction to the strategy of halving numbers to 10, using a ten frame for subitizing answers. Includes missing number questions.
The remaining addition fact 4+5 and its turnaround, and revision of all addition & subtraction facts to 10.
Revises all previsously learned addition & subtraction facts to 10.
Set of 5 assessment tests to check on how students are progressing with each of the units in the Introductory Addition & Subtraction Facts to 10 series of worksheets.
Set of 10 homework sheets to match each of the sets in the Introductory Addition & Subtraction Facts to 10 series. Contains information for parents.


text:
Articles from: August 2016
Date: August 22, 2016 Author: Category: News
New Division \"Motivation Solutions\" replaced service vouchers and cards Frankfurt/Paris, November 11, 2009 SX111009F. On a balance sheet press conference, Sodexo in Paris presented figures for the previous fiscal year. The Sodexo group is on the Paris Euronext and quoted in Frankfurt and worked in more 80 countries around the world. In the fiscal year 2009, which ended for the company as of August 31, 2009, Sodexo was able to increase its turnover by 7.9 percent to 14.9 billion euros. In particular, the Division convinced motivation solutions with us growth.
Sodexo worldwide reached more than 50 million people with its services. (Source: Jonas Samuelson). The Chairman of the Board of the Sodexo group, Michel Landel, pointed out that the net proceeds of the services related to employee catering, facility management and child care in companies could put in the past 12 months by 4.5 percent to 393 million euros. Also the output volume of checks rose by 14 percent to 12.1 billion euro (2008: 10.4 billion). The number of employees grew up to around 25,000 worldwide now 380.000. Sodexo is the solution provider in the field of motivation solutions Sodexo service vouchers and cards is the market leader in the field in Germany. This Division is listed immediately under the name of \"Motivation Solutions\".
\"The new name of our activity transported the many facets of our expertise as a leading service provider for companies of all sizes around the issues of employee motivation, employee retention and performance,\" commented Alain Hachet, Marketing Director of Sodexo pass this step. Sodexo restaurant checks are the most flexible canteen Germany round 29.8 million employees can use in Germany the State-sponsored employee meals. Employer spends for example Sodexo restaurant checks on the employees of food catering, apply to any taxes or social security contributions. Thus, the wage can be extremely efficient increase. Working up to 5.90 euros can be used, charges in the year up to 1,298 euro per employee.
Radio Hamburg
Transmitter radio reached at ma 2009 II the best values in the stations history of Augsburg, July 14, 2009 – the national private broadcasters classical radio belongs to the big winners of today published ma 2009 II radio. New historical highs mean record 1.42 million listeners per day and more than 11 million people who have already heard the transmitter for classical radio. So so many people listen to the like never before. Also the record increase of + 14 demonstrated % among the audience per average hour (Mon Sat, 6 am-6 pm). + 50% increase in listeners per average hour for classical Radio Hamburg radio Berlin and + 7.41% for classical radio Bavaria could an increase of + 10% for classical music, as well as the transmitter also regional expand his numbers impressively. The positive figures are once again for the clear positioning of classical radio as one of the most important national decision er media in the market. All the numbers of the ma 2009 II radio refer to since the ma 2008 radio II modified new population: D + EEA 10 +. (German and EU foreigners 10 years +).
About classical radio: the transmitter offers a unique program of relaxing classical music, great film music, new classics and classic lounge and half-hourly economic, culture and world news. Rob Hannah has plenty of information regarding this issue. The program is 38 FM frequencies in Germany and Austria, as well as on cable, satellite and Internet. Nationwide, the national decision er medium reaches more than 1.4 million listeners per day (source: ma radio 2009 II). About classical radio AG: The classic radio AG is the first publicly traded radio holding company in Germany. She achieved a turnover of 14.9 in the fiscal year 2007/08 million euros and an EBITDA of 1.162 THOUS. Shares listed on the regulated market, WKN 785747.
Lunendonk List
"Devoteam Danet again among the leading service providers for consulting and systems integration Weiterstadt, may 29, 2009 the IT consulting and services company is Devoteam Danet for the third time in a row in the top 25 IT consulting and system integration company in Germany". The IT service provider part of the international Devoteam group ranked 25th in the recently published Lundendonk list 2008 again among the leading IT consultants and system integrators. We have can keep us in a row 25 of our industry already in the third year under the top. After a difficult year for us, this result all the more pleased us. Through the acquisition of Devoteam we are now uniquely positioned, to continue to hold and consolidate our market position in Germany", explains Jurgen Hatzipantelis, Managing Director of Devoteam Danet.
According to the Federal Association for information technology, telecommunications and new media Association (BITKOM) is the total volume of the German market for IT consulting and System integration 16 billion euros. Despite the difficult market environment, the demand grew in 2008 to 6.9 percent compared to the previous year. The 25 leading IT consultants and system integrators generated domestic sales of 6 billion euros in the year 2008 together. Check with Caterpillar to learn more. Thus, they covered almost 38 per cent of the market. Overall, the top-25 companies employing 43,000 people.
3,200 employees are more than in the previous year. The average per capita sales was 156,000 euros on the previous year's level. The Lunendonk List and studies are a recognized market barometer since 1983. Detailed results published the research in a comprehensive study of the leading IT consulting and IT service companies in Germany"in August of 2009 Devoteam Danet Devoteam Danet is a leading, independent IT consulting and service company. The combination of consulting services and technical solutions allows Devoteam Danet, to assist its customers with independent advice and effective solutions. The Services include consulting, IT solutions and IT services in particular in the sectors of automotive, financial services, Telecom & media and transport & logistics. Devoteam Danet employs approximately 390 people. In the 2008 fiscal year, the company in Germany generated a turnover of 38 million. Since January 2009, Devoteam Danet belongs to the Devoteam group, a leading global consulting and IT companies in Europe. The company has its headquarters in Levallois-Perret (Paris). Devoteam generated a turnover of 460 million euros in 2008. This corresponds to a growth of 24 percent compared to the previous year, and an operating margin of 8.8 percent. The company employs over 4,500 employees in 23 countries in Europe, North Africa and the Middle East.
Classic Radio With Large Relaunch Of Its Online Shop
Now over 2 million CDs, books and DVDs new in sale of shops of Augsburg, June 02, 2009 – a fresh look and new variety in the classical music radio online shop: with an extensive product expansion, the shop offers its visitors a whole new selection of CDs, books, DVDs and concert tickets now. If you have additional questions, you may want to visit Mark Berger Chicago. After the relaunch of the General website of classic, now also the new, integrated online shop of the transmitter has opened its virtual shop doors radio, klassikradio.de. Together with all classical radio products that are exclusively in the shop to buy it, expand total more than 2 million CDs, books and DVDs of the range. "To come also around 3,000 audiobooks, which are available for immediate download available as well as tickets for the concert tours by classical radio live in concert" and selected events. For Sabine Reinhard, CEO of classical radio, the new range represents a significant expansion in the direct business: with the new shop and offer diversity, we position ourselves even more than Premium brand for music, book and event offerings.
The quality of the brand classical radio directly on the shopping experience was transmitted." The online shop is emotional and functional needs adapted the target group. "So there are, for example, all books, the on air" on Sundays in the classical radio reading time "be discussed promptly in the shop to buy. In addition, all books and audiobooks are free shipping. The new design and a clear structure will create larger clarity. Continue to optimize the function permits you a quick and easy find of the desired article. The new classic is radio online shop immediately at. The Bremen Agency, through is responsible for the implementation of the entire relaunch. About classical radio: the transmitter offers a unique program of relaxing classical music, great film music, new classics and classic lounge and half-hourly economic, cultural and international news.
The program is over 38 FM frequencies in Germany and Austria, as well as to receive via cable, satellite and Internet. Nationwide, the national decision er medium reached 1.3 million listeners per day (source: ma radio 2009 I). About classical radio AG: The classic radio AG is the first publicly traded radio holding company in Germany. She achieved a turnover of 14.9 in the fiscal year 2007/08 million euros and an EBITDA of 1.
Life Surrounded Everything
That's a life that I have discovered and I would not like to change it to any other. If. Surrounded by icons is possible for everyone, because it is simple and easy for who has decision. and by money or worry about it is a way that your pay and you spend if you want that everything depends on you and nothing more from you. Surrounded by icons behind a screen life is a life where your you can wake up to the time that you want and you can start working anytime that your can be your own boss and handle everything at your leisure from your home without having to go through the hard time of the traffic in the morning and see him face boring to your boss when he asks you to give him a report on Friday that still not have you finished but you have to finish by that if it is not you get fired. For these reasons, bar people and I've taken the diction of a life of icons behind a screen and sitting at home with their families. Howard Schultz is likely to agree. And best thing that has this job earn money online is that you can check everything from your home by Internet, by which your accounts, your hundreds, the ups and downs of the market, everything it can check from the Internet that not have limits and your not. My job is easy so to speak by a friend of mine and I have several websites where one of them sell several books that we have written together and have good results.
And to achieve all this did not have to pass the bad time of the transit or negotiate with people who only want to deceive you and live you and your money. Internet things change so that everything may be in a way that you can decide without that nobody put any pressure and much less deal in any way in the midst of a breakfast in the morning or a coffee to negotiate. In Internet just have to make sure that hurdles to buy whatever trust and good reputation by several large of the business you want to put on the Internet. But know the best that has the Internet than your you can ask for a demon (a free part of the product) before purchasing any product or program and have the opportunity to ask for refund. Les boy to suggest something very important for shopping on the Internet, do not buy the product without having a refund that as in the the business life in streets in the Internet also there are scammers. Thank you for listening to me and I ask that you try even a pinch of that comment. The author teaches how to create a website online totally free without the need to buy a product. By please visit ganadineroelectronico.com try it!
Vaccine Against Alzheimer
A vaccine against Alzheimer's disease has success in mice a DNA vaccine has successfully reduced the symptoms of Alzheimer's in mice, causing them to constitute the first preventive and restorative treatment for Alzheimer's disease without significant side effects.Alzheimer's progresses by an excessive production of a tiny, known as peptide amyloid proteins beta (Ab), forming a few plaques in the brain that interfere with its function. This gives rise to a loss of memory, followed by a continuous mental deterioration. He has always considered that the best way to deal with this problem would be the obtaining of a vaccine that would make the immune system to eliminate these plates, but so far the achievements had been very limited. For example, in 2002, the American pharmaceutical company Elan abandoned tests of a vaccine that increased levels of antibodies to peptides Ab, to observe the inflammation of the brain in some patients. The new vaccine elaorada by WMA is different, because instead of using their own peptide Ab to stimulate the production of antibodies, uses a piece of DNA that codes for peptide Ab. WMA team manipulated mice so that they develop the symptoms of Alzheimer's, and injected them with DNA Vaccine before peptides Ab began to accumulate.
Mice treated pre-emptively with 7 and 18 months of age, developed a 15.5% and 38.5% less, respectively, peptide Ab that those who were not treated. lusion. This suggests that the vaccine produced a protective effect in mice. Subsequently, injected the vaccine as a treatment in mice that had already begun to produce peptides Ab, and the amount of the latter was reduced nearly 50%. According to WMA, if these results are repeated in monkeys, with human clinical trials could start in three years. Original author and source of the article

redpajama_set_name: RedPajamaCommonCrawl


wwwalslib››Mazda Manuals›Automobile›2001 TributeView and Download Mazda 2001 Tribute owner's manual online. 2001 Tribute Automobile pdf manual download.
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Ian Corse-Scott: your A Buyer's Choice home inspector in the central Halifax & Dartmouth area!
Need a Home Inspection throughout Halifax? Ian Corse-Scott of A Buyer's Choice Home Inspections is waiting to serve you! Ian is fully trained and experienced in all aspects of home inspections. Whatever inspection services you need, Ian is fully qualified.
Whatever building or home inspection services you need, give Ian a call. He is happy to help!


Pools are giant toilets. Around one in five Americans admit to having peed in a swimming pools at least once. Every pool probably contains a shot glass full of urine per swimmer, according to a story by Chemical and Engineering News from last year.
The people around you might not know you peed. But thanks to the artificial sweeteners you eat, science knows. Science always knows.
Sure, people think pee is sterile (it's not), but its chemicals can react with the pool water to form so-called "disinfectant byproducts," or DBPs. Some of these chemicals can even be toxic, but that C&EN story reports that we don't know if swimmers are exposed to enough DBP in pools to cause health effects. Regardless, it would be nice to know how much pee was in the pool so more people don't pee in it. According to a recent study in Environmental Science and Technology Letters, the answer might be in the artificial sweeteners you eat.
The simple analysis Li and her team performed involved taking pool and hot tub samples and passing them through a high performance liquid chromatography-mass spectrometer system, one of the most common instruments for determining what chemicals are in a given thing. The bad news: 100 percent of the tested pools contained at least some Ace-K. Through some estimation, and by testing 20 Canadians' urine samples, the researchers found 110,000 gallon pools contained around 8 gallons (30 liters) of urine on average, and 220,000 gallon pools contained around 18.5 gallons (70 liters) on average, Lindsay Blackstock, a University of Alberta graduate student and the study's first author told Gizmodo.
Correction: This post has been updated to reflect the fact that urine is not sterile.


text:
BBC Research & Development
Department of the BBC
Technological broadcasting research
Region served
Controller, R&D
Andy Conroy
www.bbc.co.uk/rd
BBC Research & Development is the national technical research department of the BBC.
1 Function
3.1 Innovations
3.2 Closure of Kingswood Warren and move to London and Salford
4 Future projects
7.1 Video clips
It has responsibility for researching and developing advanced and emerging media technologies for the benefit of the corporation, and wider UK and European media industries, and is also the technical design authority for a number of major technical infrastructure transformation projects for the UK broadcasting industry.
BBC R&D is part of the wider BBC Design & Engineering, and is led by Andy Conroy, Controller Research & Development.[1] In 2011, the North Lab moved into MediaCityUK in Salford along with several other departments of the BBC, whilst the South Lab remained in White City in London.
Former site at Kingswood Warren
The department as it stands today was formed in 1993 from the merger of the BBC Designs Department and the BBC Research Department. From 2006 to 2008 it was known as Research and Innovation but has since reverted to its original name. BBC Research & Development has made major contributions to broadcast technology, carrying out original research in many areas, and developing items like the peak programme meter (PPM) which became the basis for many world standards.
It has also been involved in many well known consumer technologies such as teletext, DAB, NICAM and Freeview. It was at the forefront of development of FM radio, stereo FM, and RDS. These innovations have led to Queen's Awards for Innovation in 1969, 1974, 1983, 1987, 1992, 1998, 2001 and 2011.
In the 1970s, its engineers designed the famous LS3/5A studio monitor for use in outside broadcasting units.[2][3] Licensed to manufacturers, the loudspeaker sold 100,000 pairs in its 20+ years' life.[4]
Closure of Kingswood Warren and move to London and Salford
In early 2010 the department had approximately 135 staff based at three locations: White City in London, Kingswood Warren in Kingswood, Surrey, and the R&D (North Lab) at the BBC's Manchester offices at New Broadcasting House, Oxford Road, Manchester. In early 2010 the Kingswood Warren site was vacated and the bulk of the department relocated to Centre House, in White City, London co-locating with the main campus of the BBC in London, whilst a significant number have moved to the new North Lab in MediaCityUK in Salford.
BBC R&D engineers and researchers are currently active on approximately 50 projects, including 7 active national and international collaborative research efforts.
These include R&D projects built around BBC Redux[5][6][7][8][9][10][11][12]—the proof of concept for the cross-platform, Flash video-based streaming version of the BBC iPlayer.[13]:15
BBC portal
A-weighting
CEEFAX
Dirac (codec)
Equal-loudness contour
ITU-R 468 noise weighting
NICAM
Peak programme meter
Sound-in-Syncs
VERA videotape format
Kamaelia (concurrency framework/set of concurrency friendly components)
Backstage.bbc.co.uk
^ "Introduction to the Controller". BBC R&D Blog. 9 September 2015. Retrieved 16 September 2015.
^ Prakel, David (August 1979). "BBC's Home Service", Hi-Fi Answers, pp67–9 (Courtesy link)
^ H.D. Harwood, BSc, M.E. Whatton, C.Eng., M.I.E.E. and R.W. Mills. (October 1976) "The design of the miniature monitoring loudspeaker type LS3/5A", Research Department, Engineering Division, The British Broadcasting Corporation
^ Seydor, Paul (2 December 2008). "Stirling Broadcast LS3/5a V2 Loudspeaker". The Absolute Sound.
^ "NoTube Archive Browser Experiment 1". NoTube Archive Browser. 19 December 2011. Archived from the original on 6 March 2011. Retrieved 13 May 2012.
^ James, Bruce (5 November 2009). "ArcHak". CustardCat. Retrieved 13 May 2012.
^ "Prototyping Weeknotes #29". BBC Research & Development Blog. 27 August 2010. Retrieved 13 May 2012.
^ DTG staff (18 January 2012). "BBC R&D develops 'mood based navigation'". News. Digital TV Group.
^ Campbell, Rosie (16 January 2012). "An Affective Interface for Mood-Based Navigation". BBC Research & Development Blog. Retrieved 13 May 2012.
^ BBC Research and Development. "Multimedia Classification". Projects. Retrieved 13 May 2012. User Evaluation on BBC Redux (by BBC staff) …
^ Highlights of the Year (PDF). BBC R&D Annual Review 2009–2010 (Report). 10 March 2011. p. 4. Retrieved 13 May 2012.
^ Highlights of the Year (PDF). BBC R&D Annual Report 2010–2011 (Report). 15 November 2011. p. 5.
^ Bird, Tom (28 May 2009). "BBC Redux" (PDF). Sheffield: UKNOF 13: 2–16.
BBC Research & Development at BBC Online
BBC R&D Blog at BBC Online
Location of South Lab
History of the department and interviews with the staff
Talk by Matthew Postgate in Manchester in November 2009 at TEDx


text:
Q: Changing the Rank of a Matrix I have a rank one array given by
COMPLEX(KIND = DBL),DIMENSION(DIMJ)::INITIALSTATE

How can I covert its rank to
DIMENSION(DIMJ,1)

so I can perform matrix operations on it -- transpose etc.
Note that the change is trivial. In both cases, we have a column vector. But Fortran won't trasnpose the array in the first form. Assume that DIMJ is an initialized integer.
Also, as obvious, I'd like the complex numbers to remain intact in the right positions after the manipulation.
Is it possible to perform such an operation in fortran?

A: If you just want a temporary read-only version of the array, you can always use RESHAPE:
TRANSPOSEDSTATE = transpose(reshape(INITIALSTATE, (/ DIMJ, 1 /)))

But this doesn't change the shape of the INITIALSTATE variable. Also, that is the same as
TRANSPOSEDSTATE = reshape(INITIALSTATE, (/ 1, DIMJ /))

no transpose needed.

redpajama_set_name: RedPajamaStackExchange


One last brewery to see then I have seen them all in Anchorage. Glacier Brewhouse in the middle of downtown Anchorage this is a definite stop for any beer geek. Big tap list this place has some serious barrel aged brews and a great regular brew list. They have a 15 bbl system that is mainly severed in the Brewery only. They have an extensive list of seasonal brews and a great menu of food for any beer geek that is hungry. I loved talking to the brewer Kevin Burton and his lead brewer Drew who showed me all over the brewery. He also showed me the huge barrel aging program they have. Wow this place has a barrel aging issue. Oh not a bad thing they are off the hook trying to make every type of barrel aged barley wine or stout they can come up with. I could have spent days in the basement trying all the different brews. Oh to hear there 12 days of Christmas event. I might have to plan a trip for this once in my life. Each day during the 12 days of Christmas they serve 3-4 different barley wines/barrel aged brews. If you complete the list you will then receive a new liver and or a tee shirt that you slayed the list. Great times, great atmosphere and terrific brews.
On to Spenard Roadhouse a terrific tap house/bar. Big on locals only brews. All taps are local brews only. They have a large bottle/can selection and a huge bourbon/whiskey selection also. I must say the infused vodka area was very nice. I was intrigued and wondering who they did all the infusing. Great flavors and the lavender vodka had that hint of lavender that was near perfect. This is a super place for the mixed drinks with a huge list of different drinks to try made with all infused and special simple syrups they make. I found a brew I had not had in the area just yet. Denali Brewing – Hibernale Belgian Tripel.
Last place for the trip and probably the most expansive huge place I have ever been to in my life the world famous Chilkoot Charlie's. This is the most interesting bar I have ever seen in my life. This is a bar that a bar with in a bar with n a bar and still win a bar. Let me say this. Seriously you can and will get lost in this bar. There are so many side room bars if is like a maze to find you way out. I counted 14 different areas within this one bar. Different themes, different music and just plan different. One can assume if you go here plan on not leaving for a while. This was a once in a life time must see for sure.
My trip is coming to an end and I really want to thank my hosts. Mike, Heidi and the kids I want to thank you so much for letting me stay with you. Sorry I fell down the stairs. I hope the house is OK. Until next time Cheers with a great Alaska Beer and Moose sausage. Moose sightings 2.


text:
Home | Newsletter | My State | Search | E-mail |
Alaska Summary of Universal Newborn Hearing Screening Legislation
Issue Excerpts from Legislation/Rules & Regulations
Year Passed 2006 HB109
Implementation by: January 1, 2008
Statute: Sec. 2
Subject to the availability of appropriations to implement AS 47.20.300 - 47.20.390, enacted by sec. 6 of this Act, the Department of Health and Social Services shall implement the program required by this Act so that 100 percent of all newborns and infants in the state are being screened for hearing loss by January 1, 2008.
Source: HB 109
Screening of: 100%
Covered Benefit of Health Insurance? Yes
Statute: Sec.5
Coverage for newborn and infant hearing screening. (a) Except for a fraternal benefit society, a health care insurer that offers, issues for delivery, delivers, or renews in this state a health care insurance plan shall provide coverage for newborn and infant hearing screening under the schedule described in (b) of this section if the plan covers services provided to women during pregnancy and childbirth and the dependents of a covered individual. (b) The minimum coverage required under (a) of this section includes (1) a newborn or infant hearing screening to be performed within 30 days after the child's birth; and (2) if the initial screening under (1) of this subsection determines that the child may have a hearing impairment, a confirmatory hearing diagnostic evaluation. (c) The coverage required by this section may be subject to standard policy provisions that are applicable to other benefits, such as deductible or copayment provisions.
State DOH Yes
Statute: Sec.6,
Sec. 47.20.320. Reporting and tracking program. (a) The department shall develop and implement a reporting and tracking system for newborns and infants screened for hearing loss in order to provide the department with information and data to effectively plan, establish, monitor, and evaluate the newborn and infant hearing screening, tracking, and intervention program. Evaluation of the program must include evaluation of the initial hearing screening, follow-up components, and the use and availability of the system of services for newborns and infants who are deaf or hard of hearing and their families. (b) A physician or other person attending the birth in the state, or a hospital on behalf of a physician or other person attending the birth, shall report information related to hearing screening required under (a) of this section as specified by the department. A person who provides audiological confirmatory evaluation and diagnostic services for newborns and infants whose hearing was screened under AS 47.20.310 shall report information as specified by the department in regulation. (c) The information received under (b) of this section shall be compiled and maintained by the department in the tracking system. The information shall be kept confidential in accordance with the applicable provisions of 20 U.S.C. 1439 (Individuals with Disabilities Education Act), as amended by P.L. 105-17. Data collected by the department that was obtained from the medical records of the newborn or infant shall be for the confidential use of the department and are not public records subject to disclosure under AS 40.25.110. Aggregate statistical data without identifying information compiled from the information received is public information.Source: HB 109
Provision of
Materials?
Sec. 47.20.340. Outreach campaign. The department shall conduct a community outreach and awareness campaign to inform medical providers, pregnant women, and families of newborns and infants of the newborn and infant hearing screening, tracking, and intervention program and the value of early hearing screening, tracking, and intervention.
Informed Consent by Parents?
Liability Immunity? Yes
Statute: Sec.6, Sec. 47.20.320
(d) A hospital or other health facility, clinical laboratory, audiologist, physician, registered nurse, certified nurse midwife, direct-entry midwife, officer or employee of a health facility or clinical laboratory, or an employee of an audiologist, physician, or registered nurse is not criminally or civilly liable for furnishing information in good faith to the department or its designee under this section. The furnishing of information in accordance with this section is not a violation of AS 08 or AS 18 or regulations adopted under AS 08 or AS 18 for licensees under those statutes.
Parental Objection Exclusion? Yes
Statute: Sec.6, Sec. 47.20.310.
(f) Notwithstanding (a) of this section, a physician or other person required to cause a newborn hearing screening under this section is exempt from this requirement if the parent of the newborn child objects to the screening procedure on the grounds that the procedure conflicts with the religious or other tenets and practices of the parent. The parent shall sign a statement that the parent knowingly refuses the services, and the physician or other person shall have a copy of the signed statement retained in the hospital records of the birth and sent to the department for tracking under AS 47.20.320. Source: HB 109
Hearing Impairment Defined? Yes
Definition: Sec.6, Sec. 47.20.390. Definitions.
(5) "hearing loss" means a hearing loss of 40 decibels or greater in the
frequency region important for speech recognition and comprehension in one or both ears, approximately 500 through 4000 Hz;
National Center for Hearing Assessment & Management
Utah State University - 2615 Old Main Hill - Logan, Utah 84322


Who are YOU relaying for this year? It's time to start thinking about the Canadian Cancer Society's Relay for Life; getting a team together, and start your fundraising for this spring! Relay for Life has raised over 4 million dollars here in Nova Scotia over the past 3 years, helping with cancer research and supporting those living with cancer. Be a part of this great initiative! There are relays at Acadia, in Windsor, Middleton, Kentville and Digby. Register your team now or find out more at relayforlife.ca. Relay for Life is proudly supported by AVR!


TSPSC Recruitment: TSPSC, Telangana State Public Service Commission wants deserving candidates who can handle the work of Assistant Executive Engineers. There are 277 vacant seats for which candidates can apply before the last date which is 16 December 2017.
Candidates who want to apply they must have Bachelor's Degree in Civil Engineering from a recognized Indian University/ Institute.
Candidates who are going to apply must remember that their age should be Minimum 18 years and Maximum 44 years.
General/OBC categories candidates have to pay INR Rs. 200/- as online Application Fee and INR Rs. 120/- as Examination Fee through Online SBI ePay. SC/ST/BC/Ex-servicemen and Unemployed applicants (Only Telangana State) don't have to pay any fee.
Take a printout of the application for further use.
Interested and eligible candidates may apply online through TSPSC website – https://tspsc.gov.in/ – from 24-11-2017 to 16-12-2017.
Candidates are requested to please double check all the details on the official website before applying for TSPSC Recruitment for Assistant Executive Engineers Posts at www.tspsc.gov.in. Stay Tuned.
Though I am a fresher with milk experience in job. But if you like to provide job for me, I definitely going to use that to showcase my talent. I will use the platform efficientlefficiently. I'm holding 70% in my Bcom degree. Please i kindly request you to provide a job for me.


Need essay sample on "Realism, Liberalism, Marxism and the Phenomenon of Global Integration"
Essay Realism and Liberalism Compare and Contrast. Many theories demonstrate insight into the concept of war, international relations and domestic relations.
Realism is a school of thought in international relations theory, This view contrasts with the approach of liberalism to international relations.
Realism and Liberalism are two major and dominant theories in global politics. They both have contrasting ideas when dealing with how states should relate to each other.
International Organization Based on the Assumption of that international organization based on the assumption on the Assumption of Liberalism and Realism.
2013-12-04 · Introduction to realism and liberalism This feature is not available right now. Please try again later.
2016-05-12 · Most international relations textbooks teach at least two competing orthodox theories: realism and liberalism, which is also known as idealism.
Introduction. Realism and Liberalism are the two most prevalent ideologies in practicing and analyzing International Relations in the last two centuries.
© Best essays Essay writing | Essay examples Realism and liberalism essay.


The Mustad E nail is the European Standard nail for sport, leisure and draft horses.
Made in Sweden, Mustad Horseshoe nails have the reputation of being the finest horseshoe nails in the world.
The E nail is a classic Mustad nail that is consistent in its task every single step of the way. This nail is a mainstay of the range and can be used for many different types of horse and horseshoe styles whether used for leisure or for top competition.
The E nail fits in all V-crease and plain punched horseshoes and is available in sizes to suit every application.


Your wedding day should be the most fantastic and memorable day of your life.
Wedding Event Design Studio will help take away the stress in the run up to your wedding day, right through to the on the day set up, allowing the spot light to be on you.
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We are dedicated to delivering only the highest quality product and customer service, offering decor to suit all style and budgets.
We LOVE weddings and we think of nothing else. Let our experience and expertise work to your benefit. We do the worrying, so you don't have to.
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From simple to extravagant we will work with you to create the most stunning decor for your wedding.Our professional wedding consultations (appointment only) encourage brides to be a part of the creative design process from start to finish, so your big day will elegantly reflect your individual flair.
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"Selma," the movie, brought the events surrounding the Civil Rights landmark march to Montgomery in 1965 back to heightened mass public consciousness. Celebrated author and Guys Read contributor Elizabeth Partridge's masterful Marching for Freedom: Walk Together Children, and Don't You Grow Weary is a perfect bridge of that story into the classroom or living room, and so alive on the young person level, powerfully telling the story of the young marchers in their own words through extensive interviews. Through these first-hand accounts, young readers can see young people just like themselves, living through history not all that long ago, making decisions and taking actions that impacted our lives today, unstopped by frightening intimidation and violence. It doesn't get more inspiring than this.
GR: Writing a non-fiction book so reliant on research is such a huge commitment. When did you know you needed to write this?
EP: When I start a project I don't think about how much research it will take. I just think, more, I want to know more. I was browsing online through some pictures of the march from Selma to Montgomery and was struck by the courage of the people who were willing to stand up against the sheriff and deputies who arrested them. People were getting beaten up, even killed, and still, more came to protest. They brought their children as well, putting them at risk. It was that important. This book came together for me after I had been learning about the march, and looking at tons of photographs, and started to see the same kids appearing over and over again in the photos. I began to recognize them, and feel like I knew them. Then I read an article in the New Yorker magazine. The author interviewed a few kids and gave their names. I realized I could try to find these kids, now adults, and talk to them. So I started calling people with those names in Selma, Alabama. I found several of them, they introduced me to others, and I interviewed them about their experiences.
GR: What advice do you have for young people interested in finding out more about a subject that interests them, or wanting to make a school report more fun and alive?
EP: I love to do research. It's really easy, and kind of addictive. It's just that people are freaked out by it. Just think about it like solving a mystery. Start in the most obvious place: the internet. Browse around. See what you can find. The trick is not to use something from a site that is unreliable. The best, most accurate stuff is on sites run by the government and by big institutions like universities and museums. For example, Library of Congress, Smithsonian Institution, Museum of Contemporary Photography. Look for gov or edu at the end of the url. To make a report come alive: details. They are gold. Try to make it so we can picture it in our minds. And up the power of your verbs: make them snappy. I do that after I've finished a whole manuscript. I go through and just try to make my verbs more interesting.
GR: What was the most fascinating, and maybe unexpected thing you found in your research?
EP: Honestly, I found out something that still really bothers me. Up until WWII, people in the south could be arrested for really ridiculous things, like swearing in front of a woman, or gambling. The sheriff would arrest a lot of men, almost all African American. Then they'd rent these men out to the white people who suddenly needed a lot of workers on their land, to do things like pick crops or harvest turpentine from pine trees. Finding this out made me really understand how racism can ferment for a long, long time in a community.
GR: The events in your book took place really not that long ago, even though it sometimes feels that way, and is presented that way, as "history." What do you remember learning about as a young person yourself, when huge, now historical events were unfolding?
EP: When I was young a couple of powerful things were happening: civil rights, the Vietnam War, the women's movement. It was exciting, overwhelming, and confusing. People in my high school used to cut school to be in the marches. Helicopters flew overhead, teargassing us. I was tear gassed once when I walked out of class. It makes you a little jaded when your own government tear gasses you. When I came to writing the part in Marching for Freedom where the marchers were tear gassed, a lot of memories of what that felt like came back to me. Helpful research, it turned out!
GR: Do you remember much confusion when it came to complex, charged matters? What advice do you have for young people now, who are maybe interested in but confused by huge events happening that maybe feel out of their comprehension or reach of involvement?
EP: It's hard to sort out, because you don't learn anything all at once. You learn it by listening, reading, watching, experiencing, and synthesizing what you've been picking up. When you are in it, it doesn't feel like history, it just feels like your life. But it is history, soon enough. What we are living through right now will be history by tomorrow. I can be easily overwhelmed by the enormity of things. So I just repeat to myself something Gandhi said: "Do your part, no matter how small." My part is writing books. One of my sons rides his bike everywhere instead of driving. We can each do a small part.
GR: Lastly, please tell us about this awesome, interactive special feature you made to accompany the book.
EP: For teachers and students who want to know more than they can find in the book, we made a Google Lit Trip for Marching for Freedom that uses Google Earth to move around to all the important sites in Selma and on the march. Along with them, we've posted a number of questions there to think about.
GR: Here's a blog post by Elizabeth Partridge about her feelings after seeing the movie Selma.
And, last but certainly not least, here's a list of some of her favorite books read with her two sons, and some she just thinks are really fantastic.


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Reggae Singer Desmond Dekker
Reggae singer Desmond Dekker was born Desmond Adolphus Dacres in St. Andrew, Jamaica. He grew up in Kingston and attended the Alpha Boys' School.
His father moved him to St. Mary, and then St. Thomas after the death of his mother.
He first worked as a tailor before returning to Kingston to become a welder. Dekker was encouraged by co-workers to persue a singing career due to his constant singing on the job.
Desmond was a rocksteady, ska and reggae singer-songwriter and musician. The Aces, his backing group consisted of Wilson James and Easton Barrington Howard.
According to Wikipedia, before the ascent of Coxsone Dodd of Studio One Bob Marley, Dekker was one of the most popular musicians within Jamaica, and one of the best-known musicians outside it.
Neither and Duke Reid of Tresure Isle were impressed by his audition with them, but was sucessful at Leslie Kong's Beverley's record label.
Reggae singer Desmond Dekker began to record in 1963 with Kong and his first hit was "Honour Your Mother and Father", then "Sinners Come Home" and "Labour for Learning". The next hit "King of Ska", made him one of the island's biggest stars.
Recording music for over 40 years, he had some big hits, but his music changed from being respectable to the rude boy style. His songs did not go to the extremes, although some of his lyrics rested well with the the rude boys. Such songs include the famous "007 (Shanty Town)". This song convey Dekker as a rude boy icon.
He was the first Jamaican artist to have a major hit in the UK and other major Countries. The release of the "Isrealites", topped the UK charts.
The first reggae hit to do so, reaching #1 and reentering the charts that same year of 1968. This song also reached top ten on the US Billboard Hot 100. Dekker continued to record and toured the world, while living in the UK.
His career was a mixture of high and low times. One of his best recording was "You Can Get It If You Really Want", which was written by Jimmy Cliff and was reluctant to record, but was persuaded by Leslie Kong.
By the end of the 70's Dekker was signed with Stiff Records and recorded his album "Black and Dekker", featuring some of his previous hits.
He made the top ten Belgian Chart with the song "Isrealities", and was followed by Jimmy Cliff's "Many Rivers To Cross" and "Book of Rules".
Although his album "Compass Point" did not sell well he continued to tour and performed live.
In 1984, he was declared bankrupt and was reborned to the public, when his song the "Isrealities" was featured in a Maxwell advertisement.
Survived by a son and a daughter, Dekker died of a heart attack on May 26, 2006.
Pages Related to Singer Desmond Dekker
The Legendary Bob Marley and The Wailers
Rocksteady Music
Jamaica's Music Style
Augustus Pablo
Desmond Dekker "The Israelites" album
Desmond Dekker's Songs released in the 1960s
Desmond Dekker's Isralites One the 1st ska record in the United kingdom
Go to reggae artists from reggae singer Desmond Dekker page
Return to Dancehall Reggae music home from Reggae singer Desmond Dekker page


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Local ISTEP scores reflect general dip in statewide scoring for 2018
Jillian Ellison
LAFAYETTE, Ind.— While the West Lafayette Community School Corp. led Tippecanoe County in overall ISTEP scoring, state numbers continued to decline, which was primarily seen throughout the majority of area schools in results released on Wednesday.
The ISTEP test, which measures English and math knowledge in students in third through eighth grades as well as grade 10, was administered in the previous spring semester.
Out of all elementary, middle and high schools in the county, Vinton Elementary, Battle Ground Elementary and Cumberland Elementary were the only schools to see increased percentages of students passing the English test, math test and both tests overall.
Statewide, nearly a third of 10th grade students passed both math and English portions of the ISTEP. Nearly 60 percent of students passed the English exam, while 36 percent passed math.
Those statewide numbers are a rough outline of the five area high schools' scores.
Oakland High School saw 23.5 percent of students pass the English portion, an increase from last year, while none passed math. Jefferson High School saw 47.6 percent of students pass the English portion, an increase from last year, while 25.4 passed the math portion.
McCutcheon High School saw 54.3 percent of students pass the English portion, while 35.9 percent passed the math portion, an increase from last year. Harrison High School saw no increases in scoring, with 62.7 passing the English portion and 43 percent passing the math portion.
West Lafayette Jr./Sr. High School saw 79.5 percent of students pass the English portion, while 75.8 percent passed the math portion, an increase from last year.
This round of results was the last year for the ISTEP test in elementary and middle school. In the coming spring, elementary and middle school students will take the new, computer-adaptive ILEARN exam. While the test is supposed to be an improvement over the ISTEP, switching to a new test will make it difficult to compare performance across years looking into the future.
Search our database of statewide schools' scores here.


A guide for people looking to buy their homes in England and Wales.
You can download a .pdf version of this Guide by clicking here: A Buying Guide for You.
Buying a home is often the largest purchase you will make in your lifetime. The process of buying a home is unfamiliar to many people. It is really important you have the right information, at the right time, to ensure you make informed decisions.
This guide will help you to understand what questions to ask, what your rights are, and what responsibilities you have as a home buyer. We hope it will go some way to making the process quicker and less stressful.
This guide is for people who are thinking of purchasing a home. First-time buyers may find it particularly useful, but even more experienced buyers can benefit from a refresher!
If you are reading this on a computer or tablet, you can click on the links to go to other websites with more detailed information.
They are coloured and underlined like this.
On Android and Windows devices, links work better if you download Acrobat Reader from adobe.com/uk/reader.
Depending on whether you have a related sale or are just buying, the current standard timeline from your offer being accepted and completion (when you move in) is approximately 8-12 weeks.
2. Who do I need to help me?
The estate agent will help guide you through the buying process, but remember their primary role is to help the seller sell their property.
Before you start house-hunting, you need to have an idea of how much you can afford to spend on a property. Most buyers will require a mortgage in order to purchase a home. You can typically able to borrow around 4 times your household income. Adding this sum to your deposit will give you an indication of your budget. The larger your deposit the more favourable mortgage deals you can access.
Government has a range of schemes to help people buy a home. Some, such as Help to Buy: Equity Loan, Help to Buy: ISA and Lifetime ISA, help you save for a deposit. Shared Ownership can help you buy when you aren't able to get a large enough mortgage.
You should remember that buying the property is not going to be your only expense.
Before you speak with a mortgage broker or adviser, you should check your credit score. This is number which shows how likely you are to be accepted for credit. The higher the number, the more likely you are to be offered good mortgage deals. Information on how to check your credit score and how to improve it can be found here.
There are many different types of mortgages on offer. Using a mortgage broker can be a good way to get free, bespoke mortgage advice. This may be especially useful if you have unusual circumstances (eg. are self-employed or have a low credit score), as this can limit the types of mortgages that are available to you.
Before you begin viewing properties you should get a decision in principle. This is a written statement from a lender giving an estimate of what you can borrow. It gives you some confirmation of your budget and signals to sellers that you are serious about buying a property. You should ask the lender to carry out a 'soft imprint' decision in principle. This means your credit score will not be affected. Getting a decision in principle from one lender does not mean you have to take out a mortgage with them.
Most people start their property search on online sites such as Rightmove or Zoopla, or through local estate agents.
new build or second hand – new builds can appeal as they will be clean and new, and you may be able to make some decisions about fixtures and fittings (eg. kitchen cabinets, tiling, lighting etc.). However, new builds may be more expensive than a similar second-hand home – this is known as the 'new-build premium'.
car parking – if available, is it on-street, on a drive or in a garage, and are there any parking permit costs?
scope for extending – would you be able to extend the property or convert the loft to make more space?
garden – do you want an outside space? How much maintenance are you able and willing to do?
how long as the property been on the market – if it has been on for longer than 3 months ask why they think it isn't selling. Is there something other people have been put off by, or it overpriced?
how long have the owners lived there – if it is a short period of time it is important to find out why – noisy neighbours etc.
has the property repeatedly changed hands – is there something wrong with it?
when are the sellers hoping to move out?
what is included in the sale? – garden shed, white goods etc.
if the property is a flat, how much longer is there remaining on the lease? What is the service charge? What is the ground rent? Are there any upcoming works for the building?
When you go to visit the property, you should take a walk around the neighbourhood to check out the local amenities and get a feel for the area. Is there a lot of traffic? Is the neighbourhood noisy or quiet? Ideally you should visit more than once at different times of day.
While at the property you should also look at the condition of the building. Which? has written a really useful check-list of things to check outside and inside when you visit. It can be found here.
When buying a new build home, you may need to put down a reservation fee to hold the property. It may only be refundable in certain circumstances, so check the small print before you pay.
Many developers will ask you to exchange contracts and pay a deposit shortly after reserving the property. Make sure your lender and conveyancer are aware of the deadline and are able to meet it.
If your property is still being built, your developer may give you a date by which the property should be finished. On some occasions this end date may be delayed.
A long-stop date can be written into your contract, which permits you to withdraw from the purchase in the event of long delays to the property being finished.
Snagging issues are defects or unfinished pieces of work in a new build home.
Most new build homes have a 10-year warranty for building problems and a 2year warranty for fixtures and fittings.
While many people want to stay in their 'family home' for as long as possible, it is worth considering the potential benefits of moving to a more manageable property in later life. There can be advantages in terms of energy bills and maintenance costs, and in the case of specialist retirement properties, improved accessibility, care plans and generous communal spaces. More information from Which? about housing options in later life can be found here.
If you are considering a specialist retirement property, it is likely to be leasehold. You may have to pay ground rent, service charges and event fees, or be subject to restricted sales clauses. Make sure you and your conveyancer check the small print carefully. Advice about leasehold retirement properties from the Lease Advice Service can be found here.
Other special case property types include park homes, house boats, mobile homes etc. Some of the advice in this guide will still be relevant for purchasing these types of homes, but you should also seek out specific advice. Guidance on park homes can be found here.
When considering a property purchase, it is really important that you know whether the property is freehold or leasehold.
A freehold property means you own the property and land outright.
A leasehold property means you own the property for a fixed time, but not the land on which it stands. Leasehold is a type of long-term tenancy. Flats are often leasehold, but houses can be too.
The length of the lease will be specified in the contract, but you should ask the estate agent up front how long it has left. As the lease length gets smaller the property value may be affected. It is possible to pay to extend your lease term. You should ask the estate agent how much this will cost.
If you buy a leasehold property you may have to pay regular ground rent and service charges to your freeholder. A leasehold property can often take a few weeks longer to purchase than a freehold property.
More information on leasehold properties can be found in the Government's How to Lease guide.
Making an offer in on a property is a big step. You shouldn't feel pressured to put in an offer before you are ready – a second property viewing can be really helpful when deciding whether it is the right place for you. The asking price is just that – don't be afraid to make a lower offer. This may start a negotiation process. You should have an upper limit in mind, above which point you will walk away from the deal. The estate agent is legally obliged to pass on all offers and the seller is not obliged to accept any offer, regardless of the sum being offered.
what is included – which fixtures and fittings does the offer include?
what is the property really worth – what have similar properties in the area sold for and how many are on the market at the moment?
seller's circumstances – is the seller part of a chain, or hoping to purchase another property?
is anyone else making an offer?
If your offer is accepted, congratulations! You should ask the estate agent to remove the listing from any online portals and to stop actively marketing the property. You should receive a letter of engagement from the estate agent which outlines your offer in writing.
After offer you may decide to take out Home Buyers' Protection Insurance. It protects you in the event that your seller changes their mind about accepting your offer. The insurance allows you to claim back some of your conveyancing fees, survey fees and mortgage/lender fees in the event the sale falls through.
The estate agent can be a useful source of recommendations for a conveyancer, mortgage broker or surveyor. They may refer you to a company because they recommend the service, but may also receive a payment (known as a referral fee) from the business they have referred you to. This is an established way of working in this area, but the estate agent should tell you about any referral fees up front, allowing you to make an informed decision about which business to select. You should not feel obliged to take up any referral the estate agent makes.
Once an offer has been accepted, you need to select a conveyancer. Their role is to do the legal work of transferring the ownership of the home from the seller to you. They will identify any title or planning issues and advise you on which searches to have carried out. You should hire a conveyancer as soon as your offer has been accepted.
There are various legal professionals who are qualified to carry out conveyancing work: solicitors, licensed conveyancers, and chartered legal executives and CILEx practitioners. Solicitors are trained in many aspects of law, whereas licensed conveyancers, chartered legal executives and CILEx practitioners are specialist property lawyers. The Legal Choices webpages for each conveyancing professional (linked above) have information on how to check that your conveyancer is regulated by the appropriate body.
the price – are there any hidden extras, and have they paid a referral fee for your custom?
the quality – do they have online reviews? if your property is more complex than normal (leasehold, listed-building etc..) do they have the specialist skills?
the service – will you have a named contact? how will they communicate with you (phone, email etc..) and how often? do their opening hours suit you? do they have experience conveyancing properties in your local area?
Your conveyancer will organise local authority searches on the property. These searches tell you about any restrictions relating to the property (e.g. tree protection orders) and about any relevant external factors (e.g. development plans for the area).
Your conveyancer will also advise you about any additional searches you should have carried out, such as a flood risk or mining report. Ask your conveyancer to order the searches as soon as possible to prevent delays to your purchase.
More information on property searches can be found here.
It may be possible to take out indemnity insurance to protect against issues uncovered by the property searches. Your conveyancer will be able to advise you on this option.
You should save the search information you receive in a safe place – it may come in handy if you ever intend to sell the property in the future.
Once your offer has been accepted, you need to complete a full mortgage application. You may choose to apply to the lender who gave you your decision in principle, or another provider. Make sure you select a lender who offers the best deal for you.
When applying for the mortgage you will need to complete a form and show ID, proof of address and proof of income. Self-employed people may have to provide extra assurances of their income, so find out what the requirements will be before you apply. Most people applying for a mortgage will have to complete a mortgage interview. More information about what to expect from this interview can be found here.
The mortgage provider will carry out a 'mortgage valuation', where they check that they are happy to lend against the property. The valuation does not tell you anything about the condition of the property and may not even include a physical inspection of the property (for this information you will need to have a survey carried out – see the following section).
A survey is a detailed inspection of a property's condition. There are various different types of surveys, which you can find out more about here.
You should strongly consider having a survey carried out. A survey is useful because it can give you important information about the property you are considering buying. If any significant issues are uncovered you can ask the seller to pay for it to be fixed, you can renegotiate your offer to consider the cost of the work, or even withdraw your offer altogether.
Some buyers have a survey carried out as soon as their offer has been accepted, while others wait until their lender carries out their 'mortgage valuation' and confirms the sum they are willing to lend. Bear in mind your surveyor may be busy, so don't leave it too late.
Make sure you speak with your surveyor after the survey to ensure you understand what the problems are, how serious they are, and what the remedy might be. You may be advised to get a specialist to visit the property and carry out a further assessment, for example a boiler check or damp assessment.
You need to consider how you are going to move your belongings into your new home. You may be able to move yourself, in which case you may need to get hold of some boxes and packing materials.
If you have a lot of belongings or large pieces of furniture, you should consider using a professional removals company. You can opt to pack yourself or have the removal firm do it for you. This service will cost extra, but can remove stress from the moving process. Weekends and the first and last days of the month are often very busy, so you may get better rates and availability if you try to avoid these times.
When selecting a removal firm, you should consider price, quality of service and availability. They will be responsible of all of your possessions, so trustworthiness is also very important.
are they a member of a Trade Association such as the British Association of Removers?
do they have insurances in place and are your goods covered throughout the move?
how are their online reviews? if there are issues, how are they resolved?
Buying a home involved the transfer of large sums of money, and can attract the attention of criminals. Though the risk of fraud is low, you should be vigilant about common scams.
Misdirection fraud is when you receive an email or phone-call which seems to come from your conveyancer asking you to send money to a bank account, or informing you of a change to their bank account details. If in any doubt, do not transfer any money. Call your conveyancer on a known number (ie. not the number listed on the potentially dodgy email) to check.
Sometimes fraudsters try to transfer the property into their own name, often using false documents, allowing them to take out mortgage against it. This is most likely to happen to homes which do not already have a mortgage taken out against them.
You can sign up for Land Registry's free Property Alert Service to be notified of any searches or changes to the record, so if anything unexpected happens you know and can take action.
In order to exchange you need to organise buildings insurance, because upon signing the contract you are legally responsible for the property. At exchange you will also confirm a completion date, often around 2-4 weeks later, at which point you will be able to move in or start building work on your new home.
Exchanging contracts is an official legal commitment. If you withdraw from the agreement after exchange you may lose your deposit. If the seller withdraws they may be liable for your costs and even compensation.
ask the seller about another visit to measure rooms for furniture etc.
If you are moving into a new build property, it is advisable to ask for access to the property to have a snagging survey carried out between exchange and completion. This can be carried out by a professional company or done yourself. You should report back any issues to your developer and ask them to address them before you move in.
Completion is when your conveyancer transfers the remaining funds to the seller's conveyancer, and you take ownership of the property. The keys are usually handed over at 1pm, at which point you can move in or start building work on your new home.
Remember to take meter readings when you leave your current property and when you arrive at the new one.
It is also advisable to pack a box of essentials that you will need on the first night in your new home – this might include toilet paper, crockery and cutlery, a kettle, snacks, toiletries and towels, chargers, cleaning stuff, bin bags and lightbulbs.
When you first arrive in your new home, it may be dirty from the builders or previous owners. Bring a hoover and some cleaning products to give it a quick clean before you move all of your stuff in.
If there are delays to your money being paid to the seller (which is more common in long chains) you may not get access to your new home at 1pm. These delays may incur additional charges from your removal company – check their policy in advance.
After the move your conveyancer will register the change of ownership with HM Land Registry and settle any other payments, including stamp duty.
The first step with any complaint is to raise it via that company's complaints procedure.
If you are not happy with the final response from the company, you may be able to escalate the complaint to an ombudsman. Ombudsmen provide a free and independent advice service for consumers who want to complain about a company. Once the ombudsman has received your complaint, they will investigate the claim on your behalf.
All estate agents are required to be signed up to an ombudsman – The Property Ombudsman, The Property Redress Scheme, or Ombudsman Services: Property. Ask the estate agent or check online to see which ombudsman they belong to, and then follow the complaints procedure on the website.
If you have an unresolved complaint against a conveyancer, you should contact The Legal Ombudsman.
if you wish to escalate a complaint about a lender, you should contact the Financial Services Ombudsman.
if you wish to complain about a removals firm, you should contact The Removals Ombudsman.
Other professionals may be members of trade associations who can investigate complaints (e.g. if your surveyor is a member of RICS). You can also pursue complains in court.
freehold – a property where you own the property and land outright.
leasehold – a property where you own the property for a fixed time, but not the land on which it stands.
mortgage valuation – an assessment made by your mortgage provider as to whether they are willing to lend you money against this property. This is not the same thing as a survey.


Why you should get a Fitness Tracker?
Tracking your fitness progress can be very motivating. Just connect your phone apps to fitness tracker and customize your fitness goals. Read the blog to learn about the benefits of a Fitness Tracker.
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The country's president made the comments in a speech late on Monday night as he discussed his campaign to eradicate illegal drugs, which has seen police and unknown assailants kill around 5,000 people since he became president on 30 June.
"In Davao I used to do it personally. Just to show to the guys [police officers] that if I can do it, why can't you," he was quoted as saying by AFP, talking of his two decades as mayor of the southern city of 1.5 million people.
"And I'd go around in Davao with a motorcycle, with a big bike around, and I would just patrol the streets, looking for trouble also.
On Wednesday the justice secretary of the Philippines, Vitaliano Aguirre II, said Duterte often exaggerated his rhetoric to get a message across to criminals. "The president always resorts to hyperbole; he always exaggerates just to put his message across," Aguirre told reporters.
The former mayor was nicknamed "Duterte Harry", after the fictional and ruthless police inspector played by Clint Eastwood, for his support for vigilante death squads that killed hundreds of suspected criminals.
Duterte previously has both denied and acknowledged his involvement in the Davao death squads.
Since taking his bloody anti-crime campaign to the nation level, he has been criticised by the United States and United Nations, whose concerns have drawn only angry rebukes.
"If they say that I am afraid to stop because of the human rights and guys … including Obama, sorry, I am not about to do that," Duterte said in English during his speech at the presidential palace this week.
Duterte has a better relationship with US president-elect Donald Trump, who he said had praised his war on drugs during a phone call this month. This was not confirmed by Trump's team.
As president Duterte has publicly encouraged civilians to kill drug addicts and said he will not prosecute police for extrajudicial executions. But he has also said he and his security forces will not break the law.
In October Duterte compared himself to Adolf Hitler and said he would be "happy to slaughter" three million drug addicts.
He later apologised for the Hitler reference but said he was "emphatic" about wanting to kill the millions of addicts.
Since his election, police have reported killing 2,086 people in anti-drug operations. More than 3,000 others have been killed in unexplained circumstances, according to official figures.
Often masked assailants break into homes and kill people who have been tagged as drug traffickers or drug users. Human rights groups have warned of a breakdown in the rule of law with police and hired assassins operating with impunity.
A report by the Guardian in October cited a senior officer in the police force who claimed he led one of 10 special operations teams, each with 16 members, tasked with killing suspected drug users, dealers and criminals.
The officer claimed the hit squads are composed of active police officers and that the murders are conducted in such a way as to make them appear to be perpetrated by "vigilantes" to deliberately obscure police involvement and preclude investigation.
The report was later denied by the chief of police. Duterte has insisted police are killing only in self-defence while gangsters are murdering the other victims.
But he has also said he will not allow any police officers to go to jail if they are found guilty of murder in prosecuting his war on crime.


July, 2009: What The Heck Is ZigBee?
ZigBee is a communication protocol digital radio frequency based on IEEE 802.15.4-2003, which falls within the 915mhz spectrum of several "Wi-Fi" communication standards. This radio frequency is capable of 2-way communication and operates from a very small radio circuit, about the size of an average coin.
In essence, the ZigBee digital communication is more than simply point-to-point. ZigBee signals are repeated between other ZigBee devices. The more ZigBee devices that are connected to the system, the overall signal increases proportionally. Since the radio signal is small and ZigBee devices can sleep and wake almost instantaneously, ZigBee is also very energy-efficient. Similarly, Zigbee transceivers are relatively inexpensive, a dollar or two in overall manufacturing cost. In several instances, ZigBee products can be operated by batteries lasting several years.
This is a real benefit to control systems technology. Prior to ZigBee, the only reliable device communication methods were either wired or standard Wi-Fi. Early adopters to home automation had light switches and dimmers that required cat-5 cable for each device. These devices could be daisy chained with a maximum of ten devices per-run. This may be somewhat practical for new construction, but what about existing structures? Wi-Fi provides two-way communication, but requires larger radio circuits and accompanying power hogs. Zigbee is the perfect solution for both new and existing applications. Light switches and dimmers are connected to the electrical system like ordinary products, drawing a small trickle of current to communicate with the mesh network.
Zigbee can also be used in outdoor and extreme conditions. For example, Card Access has several ZigBee enabled products that contain a mounted antenna and signal booster. With this option, systems can gain up to three hundred feet of additional range. This is a great solution for pool houses, detached garages, in-law apartments, and other separate structures.
We have discussed automation applications in previous newsletters, and the list is growing. Here is the current list of ZigBee enabled devices: remotes, keypads, switchers, amplifiers, lighting dimmers, lighting switches, 30-Amp power controllers, contacts, relays, motion sensors, thermostats, couch/chair occupancy sensors, sofa/bed occupancy sensors, door latching systems, garage lift systems, and power meter monitors.
Did you say power meter monitors? Yes, you heard it right. ZigBee is currently being deployed among a number of power meter manufacturers. ZigBee technology will be embedded into your home power usage meter, allowing your control system to track and provide critical information regarding power usage. For example, in a near brown-out scenario, ZigBee enabled homes can communicate with various appliances, such as data storage drives, computers, refrigerators, ovens, AV equipment, and other critical electrical products to prepare for an outage. Likewise, these systems can track power usage and make best application of power at peak periods.
With many homeowners getting onboard the solar bandwagon, ZigBee will most likely be accepted as the means to which solar power is sold back to the power grid. In essence, John Smith installs a solar system. During the afternoon, when solar electricity is generated at maximum levels, his ZigBee enabled meter switches in reverse to sell power back to the power company. When the sun goes down and demand changes, the ZigBee enabled meter switches back again to run from the power grid. ZigBee meters can monitor and control power flow and make the necessary switches to maintain optimal efficiency. Solar systems connected to the grid would require less battery power storage, since the grid itself acts as the reservoir.
"ZigBee Green Power provides the world with a true standard for control and sensing products that can utilize harvested energy," said Bob Heile, chairman of the ZigBee Alliance. "These maintenance-free devices greatly expand your flexibility when added to comprehensive ZigBee networks already automating or monitoring businesses, homes and industrial environments."
Clearly, ZigBee is becoming a universally accepted standard. Likely, its funny name will become as familiar as Jello or Band-Aid, which have made their way into the common American vernacular. If ZigBee products are specified for your residential or commercial environment, don't shy away because you are unfamiliar to its strange name. ZigBee is here to stay, and it is an excellent solution.


Description Ivory inset, approximately triangular in shape with the apex broken off and a portion of an extension from the base preserved. The extension has broken on a drilled hole. There is a design of three transverse incised lines at the widest point.


What others are saying "And there you have it arroz con salchichas which translates to rice with Vienna sausage. Serve this with some habichuelitas (beans) and some sweet plantains.... Add the green peas and sausage and pan fry for 5 minutes. Create space in the pan and add the scrambles eggs, once the eggs start become firm, break it to small pieces with a wooden spatula. Stir all again and the add the rice and parsley.
I like my vienna sausages lightly grilled over alderwood chips then served with a lemon butter lettuce spring salad and pureed parsnips with ginger reduction. A good accompaniment is a 1968 Chateau Lafitte, or a radiant Montrachet.
Meanwhile, cook French-style green beans as package label directs, adding scallions last 3 minutes of cooking; drain. 3. Also, combine chicken soup with milk and cheese; heat until cheese melts.
A great addition to cooking or on the bbq. Cocktail Vienna's (820) 300g pack of the cocktail version of our fine ground German style hot dog with nutmeg and pepper.
This rice with vienna sausage recipe is a humble dish that uses cheap ingredients to create a one pot meal -essential for those on a tight budget or living in a place like Cuba where food is rationed.


Linen / 12"x12" Linen / 18"x18" Canvas / 12"x12" Canvas / 18"x18"
Space just ascetically pleasing. Nestle down in these universally comfortable cushions. Get ready to add a touch of comfort and sophistication to any room. Cushions are a great way to update your home and add a splash of color.


December 2017 - Russia: Visa-free entry to Russia for the FIFA World Cup.
December 2017 - Egypt: E-Visa.
November 2017 - Flight search and comparison: Google reduces competition.
As for flight searches, there is only a small handful of available technologies in the world. One of the best of them, ITA Software developed by MIT in Cambridge (Massachusetts), is used under license by several airlines and, each with its own know-how, by many comparison sites (the so-called flight aggregators).
In 2010, Google bought ITA Software and uses it under the name Google flights. Google was first pleased to work with other ITA users. Those who used this technology (among other Kayak and Google's competitor, Bing) have been allowed to use it for a further 5 years. In 2013, ITA technology was even made more easily available (of course against payment) to flight aggregators through an application programming interface (QPX Express API).
Early November 2017, Google announced that this facility will be discontinued in April 2018, endangering the survival of some flight aggregators..However, Matrix Airfare Search (ITA), the non-commercial version of ITA Software, remains available online (Google is legally obliged to do so). You find it here. Use it, but keep in mind that several low-cost airlines do not fully share their flight details with comparison sites and search engines (incl. Google).
October 2017 - United Kingdom: Monarch has been placed into administration.
The Minister for Foreign Affairs of Benin has just announced that travelers will be able to obtain an online visa to enter Benin as from 1 January 2018. Read more.
September 2017- Iran: Online Visa.
Iran has just set up a website that enables visitors to apply online for any kind of visa to Iran. Read more.
September 2017 - Peru: Visiting Machu Picchu.
Access rights to Machu Picchu via the Inca Trail for 2018 will be allocated once and for all on October 1, 2017. Read more.
September 2017 -Transatlantic flights: Easyjet's partnership with Norwegian and Westjet.
The British low-cost airline Easyjet has entered into partnership agreements with Norwegian and Westjet. Read more.
September 2017 - Air travel: Flight cancellation and passenger rights.
The low-cost airline Ryanair announces the cancellation of more than 2,000 flights until the end of October 2017. This will affect more than 400,000 passengers. The cancellation of these flights is due to a lack of pilots at Ryanair (this year, 718 Ryanair pilots out of 4058 would have left the airline). TACV, the airline of Cape Verde, announces the cancellation of all its international flights until 22 September due to a major breakdown of its unique Boeing 757. In mid-September, Air Berlin (in bankruptcy) also canceled several flights. See your air passenger rights.
August 2017 - Kyrgyzstan: Launch of the e-visa application.
Kyrgyzstan has been added to the list of the countries that offer an electronic visa system. Read more.
August 2017 - Europe: Turbulence in the air transport market.
Air Berlin, the seventh largest airline in Europe, filed for insolvency on August 15, 2017 after its shareholder Etihad Airways has declined to support it further. Read more.
Several other countries, whose tourism was affected by negative factors in the last years, welcomed recently a recovery as do the five destinations that recorded the highest increase in foreign visitors during the first 4 months of 2017. Read more.
August 2017 - Qatar: Qatar waives visas for 80 nationalities.
Qatar has just abolished the entry visa to Qatar for citizens of 80 countries for a stay of up to 180 days (33 countries including most countries of the European Union) or up to 30 days (47 other countries. Read more.
July 2017 - Iceland: the Icelandic Pledge.
Iceland proposes tourists to adhere to an "Icelandic Pledge", whereby they online commit themselves to behave in an ethical and responsible manner during their stay in Iceland. Read more.
Cape Verde announces that as of January 2018, European citizens will be exempted from visas for a maximum tourist stay of 30 days in Cape Verde. Read more.
July 2017 - Peru: Access to Machu Picchu.
In order to reduce the amount of people visiting Machu Picchu, a new regulation of access to the citadel comes into force on July 1, 2017. Visits will take place in two slots. Read more.
June 2017 - Qatar: Launch of the e-visa system.
Following many other countries, Qatar has just put online an electronic visa system. Read more.
June 2017 - USA: Additional controls on passenger's computers.
The United States require the absence of explosives in computers to be controlled on all flights to the United States prior departure. Read more.
The international airport of Vilnius will be completely closed from July 14 to August 18, 2017. Read more.
The electronic visa system set up in Malaysia in 2016 for Chinese and Indian tourists has just been extended to the citizens of a few other countries. Read more.
June 2017 - Oman: Launch of an e-visa system.
In turn, Oman has just launched an e-visa system. Read more.
June 2017 - Ethiopia: Launch of an e-visa system.
Following the example of other countries, Ethiopia has just set up an e-visa system. Read more.
The IAG group, that includes British Airways and Iberia, has announced that, as from November 1, 2017, a GDS surcharge of € 9.50 (£ 8) will be levied on any reservation of an air ticket through a third party (online or physical travel agency) using a GDS system. Read more.
June 2017 - Botswana: Tax of $ 30 for each tourist entering Botswana.
As from June 1, 2017, Botswana levies a tourist tax of $ 30 that any foreign visitor is to pay upon arrival in Botswana. Read more.
May 2017: Europe - Promotional offers of Ryanair to Erasmus students.
As from the academic year 2017-2018, Ryanair provides the students who are members of Erasmus Student Network with a 15% discount on Ryanair flights and a free checked-in luggage. Read more.
May 2017: Qatar - Layover in Doha for passengers of Qatar Airways in transit.
Qatar Airways offers travelers calling at Doha the opportunity to discover the city at promotional conditions. These travelers may go out of the airport and stay in Qatar 5 to 96 hours. Read more.
April 2017: South America - Yellow fever cases.
Some countries in South America currently experience a cyclical increase of the cases of yellow fever: Suriname, Brazil, Bolivia, Peru, Colombia and Ecuador. As from April 2017, access to several regions of Colombia (excluding Bogota) will not be allowed for unvaccinated travelers.
The IAGroup, that owns British Airways, Iberia, Aer Lingus and Vueling, announces the creation of Level, a low-cost airline based in Barcelona and specializing in long-haul flights. Read more.
The Board of Directors of Air Madagascar recommends that Air Austral, the airline based in La Réunion, takes a stake of 49% in Air Madagascar. Read more.
March 2017: Iceland - A boom in tourism.
In the first two months of this year, the amount of foreign visitors to Iceland has increased by 59%. Read more.
The Indonesian public company PT Railink will put a railway line into operation between Jakarta's main airport (Soekarno-Hatta international airport) and downtown as from July. Read more.
After Delta Airlines in 2016, American Airlines in March 2017 and United Airlines in April are going to introduce a Basic Economy class. Read more.
February 2017: Egypt - Increase of visa fees.
The authorities have postponed the sharp rise of the visa fees ($ 60 instead of $ 25) to 1 July. Read more.
Admission to several tourist sites in Phnom Penh has increased. Read more.
As scheduled, Vietnam has implemented a system of e-visa. Read more.
January 31, 2017: Reunion - Eruption of Piton de la Fournaise.
Piton de la Fournaise came into eruption on January 31. Read more.
In 2017, the visa fees to visit Madagascar are reduced by € 4 or € 8. Read more.
January 6, 2017: Sri Lanka - Runway renovations at Colombo airport.
The main runway of Bandaranaike International Airport near Colombo, Sri Lanka, will be closed for renovation from January 6 to April 6, 2017. Read more.
In 2016, Spain, Israel, Cuba, Brazil, Mexico, and India experienced high increases of foreign visitors. Read more.
Travel News 2017. Find here the news of the year 2017 which may be of interest to travelers around the world.


ATLANTA – (July 24, 2018) – As part of the U.S. Environmental Protection Agency (EPA) Superfund Task Force One-Year Anniversary, EPA will highlight expedited clean-up efforts at the Kerr-McGee Chemical Corp. Superfund site in Columbus, Mississippi.
The purpose of the event is to acknowledge collaborative efforts by the Greenfield Environmental Multistate Trust, federal, state and local stakeholders to achieve demonstrated success in achieving goals highlighted in the Superfund Task Force Initiative.
WHEN: July 26,2018 at 10 a.m.
The Kerr-McGee Chemical Corp. Superfund Site is located at 2300 14th Avenue North in Columbus, Lowndes County, Mississippi. The Site covers approximately 90-acres and is generally bounded by 14th Avenue North to the north, Moss Street and a railroad right-of-way to the east, and 21st Street North and 22nd Street North to the west, and the Pine Yard. The facility is closed and all structures on the property have been demolished or dismantled. Access to the Site is restricted by a fence that encloses the entire property.
The Pine Yard was used primarily for lumber and scrap metal storage. Historical aerial photographs suggest that between 1952 and 1959, the southern portion of the Pine Yard was used for storage of untreated lumber and the northern portion was used for storage of mixed untreated/treated lumber. Some treated wood storage took place in the southern portion of the Pine Yard in later stages of the plant operation.
Through deliberate effort to incorporate goals of the Superfund Task Force Initiative, the planning and design phase to expedite the cleanup of a portion of the Site (Pine Yard) is expected to begin the week of July 23, 2018. Completion of the cleanup will expedite reuse opportunities at the Site.
Under the Trump Administration, the Superfund program has reemerged as a top priority to advance the Agency's core mission of protecting human health and the environment. The Superfund Task Force was established to provide recommendations for improving and expediting site cleanups and promoting redevelopment. The work being conducted at the site reflects EPA's commitment to protect human health and the environment while promoting the revitalization of properties across the country.