Banque Nationale de Paris shares dipped more than 3% on disappointment that a bitter battle for control of Société Générale remains unresolved.
BNP's stock fell to e72.6 on the Paris bourse as investors took fright at the muddied waters left by its hostile tender for its French bank rival.
BNP now has a possible 36.8% of the voting rights of SG, well short of the twothirds majority required to push through one of the world's biggest bank mergers.
That leaves the fate of both banks in the hands of regulators, with France's Credit Institutions and Investment Firms Committee (CECEI) due to discuss the issue tomorrow afternoon.
SG shares were virtually unchanged, while those of Paribas, a target for both banks but now in BNP's hands, dived nearly 4%. BNP hopes regulators will still approve its merger proposals, but acknowledges it may have to increase its bid.
The prospect that the CECEI, headed by Bank of France governor Jean-Claude Trichet, could yet scupper the deal also helped support SG's share price as investors bet an independent SG could become a foreign takeover target.
The BNP board meets this afternoon to consider its options. SG's board convenes tomorrow morning.
BNP officials said they hoped to persuade SG's board to come round to its proposals, but London analysts said a friendly solution after a long dispute between the two sides appears only a remote possibility.


One of the most common reasons I hear for not eating healthier is that it is expensive. We debunked this myth in my post titled "How to Eat Seasonally".
But, many people also argue that although the seasonal produce may be cheaper, the fruits and vegetables go bad before you can eat them.
Here are some ways to extend the life of your fruits and vegetables, reduce food waste, and ultimately save you MONEY!
Most people will think this is simple advice. But, a lot of people still do not plan out their meals each week! I cannot overstate the importance of writing down and planning meals ahead of time. This is HUGE in reducing food waste.
Devoting about 30 minutes each week planning your meals is usually enough to have a solid schedule. Devise a grocery list as you plan each meal.
Need more helping planning healthy meals? Download my free meal planning blueprint to guide you!
I also use Pinterest A LOT to help with my own meal planning. Follow my Pinterest board to find more meal ideas (breakfast and snacks, too!).
A plan is worthless if you don't stick to it! Keep your weekly meal schedule in a place where you will see it often: the front of the fridge, your weekly planner, your outlook calendar, reminders in your phone etc.
Take 5 minutes the night before to quickly scan your meals for tomorrow.
Does anything need to be thawed in the fridge?
Do you need to take out the crockpot for tomorrow's meal?
Does anything need to be chopped or packaged for lunch?
Leftovers is another simple, yet completely underutilized tip to reduce food waste. Plan your dinners accordingly, so you can have leftovers for lunch the next day. Add more bulk to your meals by amping up the vegetables! You can also use plant-based proteins, like beans or lentils, to provide bulk to your meal.
PRO TIP: package your lunch leftovers BEFORE you get your own serving for that meal. This helps to control dinner portions, and gives you a definite lunch for the next day!
Understand expiration dates to reduce food waste.
"Sell by" or "Best by" dates are NOT expiration dates. Food manufacturers provide these dates to imply when the food item reaches peak quality. It does not necessarily mean that the food is not safe to eat.
As always, use your best judgment and senses to determine if a food is still safe to eat. But, don't feel like you must discard the food just because it is past it's "sell by" date.
Note: Expiration dates are still valid, throw out any food past their expiration date.
Stock up on frozen vegetables.
Plan 1-2 meals per week (or more if desired) using frozen vegetables. Vegetables are the second most wasted food in America. Frozen vegetables are flash frozen at their peak ripeness and have almost identical nutrient properties as fresh vegetables. This makes them a key player to reduce food waste!
If your plans change and you don't eat at home, there is no food waste– frozen vegetables can stay good for a long time…up to 10 months past their "sell by" date in the freezer!
It is also good to keep frozen vegetables on hand for any last-minute meals. Remember to choose frozen vegetables that do not have a "sauce" or "seasoning" included, as these are often high in trans-fats and additives. Season the veggies yourself after cooking.
My favorite way to flavor vegetables are with butter, lemon juice, sea salt, pepper, and garlic! The most common way to cook frozen vegetables is by steaming. This can be done in the microwave or over the stove-top.
Incorrect storage of produce can cause increased food waste. Remember this rule of thumb: "rot-low, wilt-high". AKA most vegetables are more prone to wilting, so keep most of these in the high-humidity crisper drawer. Most fruits are prone to rotting, so make sure these are kept in the low-humidity crisper drawer.
Some fruits should not be kept around other produce because they emit ethylene gas. This gas causes other produce to spoil sooner!
Refer to the chart below to make sure you are correctly storing each food item to extend its shelf life.
The Colorado Proud logo indicates locally grown, raised, and processed food products.
Plus, eating local food supports your home economy! Your money spent with local farmers stays close to home and is reinvested in local businesses and services.
Reduce food waste with storage hacks.
I just bought a set of these FreshWorks Food Containers from Rubbermaid, so I can't speak to them (yet), but they have over 1500 4+ star reviews on Amazon! These look great for storing chopped lettuce/greens, and berries. According to the description, the bottom of the food container elevates produce away from moisture and promotes airflow to help prevent spoilage.
I have one of these tomato savers at home. Tomatoes should always be kept on the counter or in the pantry. But, I plop a tomato in the refrigerator 1-2 days before I use it on a cold product (like salads or tacos). Once you cut into a tomato, it should stay in the fridge. I use this air-tight container to store my cut tomato for later use! Tomatoes produce ethylene gas, so they should be kept away from other produce.
This fruit basket is awesome, because the top part comes off, if you have bananas that you'd like to hang on top instead. The fruits that should be stored on the counter, like apples, oranges, bananas, and lemons go in these baskets. Since most of these are ethylene producers, you keep them away from other non-ethylene producers to prevent food spoilage. Plus, research shows that keeping fruits readily available on the counter results in greater likelihood of eating them!
For the freshest tasting produce, you need to shop for this at least weekly. You don't have to do a huge grocery haul every week, though.
Purchase some of your foods in bulk, so you always have these items on hand. That way, the only thing you are buying each week at the store is fresh produce, meat/seafood, and various odd end products.
Here is a list of foods I recommend buying in bulk (for example, at Costco).
By reducing food waste, we can eat healthier while saving money in the process. Reducing food waste also helps our planet, and is a more sustainable practice along with supporting local farmers!


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COVID Vaccine Demand Outpacing Supply; More Appointments Canceled As New Vaccination Centers Open In New York CityNew York City is opening more vaccination sites, including one in Harlem on Sunday, but it's still a challenge for many to actually get the shot.
NJ Assemblyman Questioning Use Of Red Light Cameras After Footage Of Crashes Posted On YouTube
Filed Under:American Traffic Solutions, Declan O'Scanlon, Glenn Schuck, red light cameras, The National Coalition for Safer Roads, YouTube
Red light camera video of an intersection in Linden, NJ. (credit: YouTube)
ENGLEWOOD, NJ (CBSNewYork) — A New Jersey state assemblyman is raising questions about the effectiveness of red light cameras after one of the nation's largest distributors of those cameras released video showing drivers running red lights throughout the Garden State in 2011.
LISTEN: 1010 WINS' Glenn Schuck reports https://newyork.cbslocal.com/wp-content/uploads/sites/14578484/2012/01/red-lt-cams-2-schuck-w-40-amoutner.mp3
American Traffic Solutions posted the video on YouTube. In several cases, drivers can be seen going through red lights and then slamming on their brakes to avoid a collision with another car. In other cases, cars do collide and wreck in the intersection.
Watch the YouTube video below:
The company says the videos shows the dangers of running red lights, but Monmouth County assemblyman Declan O'Scanlon calls them reverse ATM's that simply take money from drivers.
He says the drivers were not aware they are going through a red light and says fines won't stop that.
Many drivers seem to agree. Bill, a driver in Englewood, says red light cameras are useless.
"It's just a way to steal from residents of northern New Jersey," he said. "I don't think a lot of people go through red lights, they stop at red lights. Accidents happen every day, but I don't think they're really attributed to people running red lights."
But John from Teaneck says he thinks the cameras should stay in place because drivers don't pay attention.
"You can't have a cop on every corner, so it makes sense to have them there," he said. "No one is regarding the speed limit or red lights a lot of the time, so as long as they check them, I think they work."
American Traffic Solutions says the intersections involved were designated as dangerous by Department of Transportation officials, adding that the goal is to reinforce the need for drivers to slow down and stop.
A survey conducted earlier this year in the Garden State by The National Coalition for Safer Roads found that 77 percent of registered voters favor red light cameras.
Fifty-six percent of those surveyed said the cameras change their driving behavior.
The intersections profiled in the video were in East Brunswick, Linden, Union Township, Jersey City, Pohatcong, Monroe Township, Deptford Township and Rahway.
There are currently red light cameras installed in 25 New Jersey cities.
What do you think? Sound off below in our comments section…

redpajama_set_name: RedPajamaCommonCrawl


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Coaching Change – The Dynasty Impact
In football as in life change is inevitable and as dynasty player, we know this all too well. As change comes we must adjust in a game that is vastly different from year to year we try to find ways to stay ahead of the competition to have an edge on our league-mates. I put together a list of coaching changes and the impact on the dynasty community. Now although it's so early and we don't have all the pieces in place a quick breakdown of the eighteen new offensive coordinators around the league can only help dynasty owners be more aware of what to expect in 2018.
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Mike McCoy – Bruce Arians walked away from the Cardinals on his own terms at the end of the year retiring and leaving behind a veteran team with no leadership at head coach or quarterback after Carson Palmer also retired. Arizona hired defensive-minded head coach Steve Wilks away from the Carolina Panthers who recently filled his staff hiring Mike McCoy who was fired in November as the Broncos O.C. McCoy took over in Denver after being fired by the Chargers as the head coach and with below average QB play and a six-game losing streak was let go in Denver. McCoy has experience with multiple NFL offensive philosophies most notably being the West Coast system but also has familiarity with the vertical passing attack and even spread offense in Denver where he worked with Tim Tebow. McCoy best quality around the league has been his ability to adjust to his personnel on offense and he has experience working with QBs ranging from Phillip Rivers to Tim Tebow. At this point who knows who ends up being the QB of the Cardinals, it seems at this point McCoy will adjust the offense to play to the style of the new head coach which is likely run the ball and play defense. The Cardinals are an offense I would be worried about in 2018 as it's more than likely a rookie QB is starting but with David Johnson and Larry Fitzgerald still around it's very likely McCoy will create enough of an offense to produce some solid fantasy production for our dynasty teams.
Brian Daboll – Western NY native Daboll returns to Buffalo as the new O.C. Daboll has had quite a year winning both last years Super Bowl with the Patriots and the National Championship this season as Alabama's offensive coordinator. Working under two of the most winning coaches at each level is a big bonus. While at Bama Daboll' offense was 15th in scoring and 13th in rushing nothing to write home about given the talent in Tuscaloosa. Daboll has four years of experience as an NFL O.C with the Browns, Dolphins, and Chiefs none of which went particularly well. Taking over a Bills offense that was mediocre at best last season and all but guaranteed to have a new QB in 2018. Daboll has his work cut out for him but working with McDaniels in New England and learning college concepts in his time at Alabama should benefit him in Buffalo. I wouldn't expect much change in 2018 unfortunately for the Bills the offense should run through LeSean McCoy again with the passing game being spotty at best.
Todd Haley – Almost nothing has gone right for the Browns under Hue Jackson and a 1-31 record just about sums that up. Multiple underachieving QBs, a fired GM and tons of draft capital leave Browns fans frustrated. Enter Todd Haley who takes over as the new O.C for divisional rival Browns after leaving Pittsburgh where he spent six seasons. Haley is most notably credited for changing Ben Roethlisberger' style and quick release in the pocket to extend his career. Haley' offenses have finished in the top ten in four of six seasons in the steel city while finishing in the top five once. Although Pittsburgh wasn't able to win a Championship in his time there Haley most recently he claimed he "did his job and then some" while serving as the O.C. Haley also claimed he had something to do with the development of Antonio Brown into the all-pro he is today. As a person, Todd Haley isn't the most likable guy but as an offensive football coach, he is very well respected. Some would say with the talent on Pittsburgh's offense that Haley underperformed as a play caller but that's all in the past now while he takes over a young Browns offense they have dynamic talent and whether they give DeShone Kizer another shot or draft a QB at first overall he will have a chance to turn around another offense.
Mark Helfrich – Matt Nagy takes over for John Fox in the Windy City after a few really disappointing years for the Bears. Helfrich comes from Oregon where he served as Chip Kelly's O.C from 2009 – 2012 in that span during the 2012 campaign the Ducks averaged nearly 50 points per game and over 530 yards per game. Kelly left for the NFL and Helfrich took over as Head Coach going 37-16 and coaching the Ducks to a National Championship appearance while coaching Marcus Mariota during his Heisman season. Helfrich was with Oregon when they reached four straight bowl games and three straight Pac-12 titles. The Helfrich hire by new coach Matt Nagy is an interesting one as NFL offenses are making an effort to be so dynamic and add college concepts which Helrich has plenty of experience with spending his entire coaching career at the college level. We saw some of Chip Kelly's offensive concepts be very successful in his first few seasons with the Eagles it turned out Kelly just wasn't the greatest head coach I always thought he would make a great O.C if he ever accepted that role. This is one of my favorite and most underrated coaching change of the 2018 season there's nowhere to go but up for the Bears offense under surprising rookie QB Mitchell Trubisky. Extremely likely the Bears add a top end WR either through the draft or free agency with the return of Cam Meredith and a two-headed monster at RB they can make a huge turnaround for dynasty owners in 2018.
Norv Turner – The 2017 season was a make or break one for the Panthers offense, two years removed from Cam Newton' MVP season the offense took a massive step back. Now whether we wanna blame this regression on coaching, personnel or Cam's injuries the fact remained dynasty owners felt it. Mike Shula was criticized for his failure to adjust in Super Bowl 50 which led to a loss for the Panthers in a very winnable game had many Panthers fans frustrated, to say the least. It has seemed like the last two seasons in Charlotte Shula was coaching on borrowed time there was hope for the Panthers offense when they added both Christian McCaffrey and Curtis Samuel in last years draft. Two dynamic talents who could play both in the backfield and as pass catchers gave the Panthers a new wrinkle but again last year the Panthers were mediocre at best in 2017. Shula' offense finished 19th in total offense last year and after a first-round exit and a third loss to the Saints in 2017 he was fired after the season. Carolina turned to veteran offensive mind Norv Turner who had stepped away from coaching over a year ago but returns to take over a talented core. Turner has worked with multiple NFL teams as both a head coach and O.C most recently with the Vikings during the rookie campaign of Teddy Bridgewater. Turner' offenses excelled with the Chargers as head coach but since has hit a rough patch while his teams have finished outside of the top 15 in points from 2012-2016. The Panthers are built to play defense and run the ball but as the NFL is changing and their defense is getting older it's evident with the pieces on offense they need to become an explosive offense again like they were in 2015. Ron Rivera was quoted as saying " Truthfully, the offense we've run was basically born from what Norv has been doing for years". Rivera believes this fit works and I have to hope Turner will make Cam a better QB and get the most out of him.
Joe Philbin – Now I realize some of these breakdowns are long and I wanna be able to help as much as I can but unfortunately some of these "changes" aren't really changes at all and there's very little to say. Joe Philbin returns to GB to coach with Mike McCarthy who will call plays as he always has. Philbin has been with the Packers in some coaching role for 10 years and was there for the lone Super Bowl appearance and win for McCarthy and Rodgers. Philbin has tons of respect and experience in the league and likely helps with the game plan every week but this changes nothing in Green Bay business as usual for the Packers.
Nick Sirianni – I was truly hoping to write about Josh McDaniels and whoever he hired in this spot but unfortunately that isn't the case. The Colts after being screwed over by McDaniels hired Frank Reich who spent his time under Doug Pederson with the Super Bowl Champion Philadelphia Eagles. Reich' experience in the NFL as a player and coach are endless working with Peyton Manning, Philip Rivers and turning backup Nick Foles into a Super Bowl MVP. Sirianni worked with Reich while coaching the Chargers offense from 2013-2015. Reich has praised Sirianni as one of the great young offensive minds in the league and is expected to help Reich turn the Colts into a high powered attacking offense like the Eagles were this year. Sirianni worked with the Chargers WRs this past season and helped with leading Keenan Allen to 102 catches and nearly 1,400 yards as well as developing Tyrell Williams. The key to a successful Colts season will once again rely on the health of Andrew Luck. Given the recent success Reich has had in Philadelphia it should give dynasty owners real hope that all the shares of the Colts passing game pieces will boost their value in 2018.
Eric Bieniemy – Matt Nagy earned himself a head coaching job this season with the Chiefs making that back to back offensive coordinators getting a head coaching job after working with Andy Reid. The Chiefs are undergoing big changes with Mahomes taking over and now another new O.C. Eric Bieniemy will be taking over the offense in Kansas City after coaching the RBs since 2013. Bieniemy has coached the likes of Adrian Peterson and Jamaal Charles to 1,000+ yard seasons. The Chiefs offense will run through Andy Reid again most likely at this point Bieniemy may just be given a title I would expect a different Chiefs offense in 2018 with Mahomes basically being a rookie QB I wouldn't worry too much about the coordinator change if fantasy numbers are down next year.
Aaron Kromer/Shane Waldron – Sean McVay is pegged as an offensive genius when he took over the Rams and backed that claim up by turning the Rams offense from worst to first while winning NFL coach of the year. This didn't go unnoticed around the league as both Matt LaFleur and Greg Olson left for new jobs after helping on McVay' offensive staff this year. Kromer and Waldron will serve as run and pass game coordinators respectively but make no mistakes it's McVay' offense and he will continue to call the plays for the Rams. I expect a dip in production for the Rams next season most likely just because of how high they set the bar this season but there is nothing to worry about with the changes to the offensive staff in L.A.
Dowell Loggains – Loggains was let go along with John Fox when the Bears cleaned house after this season. The Miami Dolphins offense couldn't have been worse last season with the expectations going into 2017. Adam Gase took most of the blame as he should have he's been mediocre at best since arriving in South Beach. Dowell Loggains was with Gase in Chicago when he turned around Jay Cutler and for both Miami fans and dynasty owners WRs alike we can only hope the two can work their magic again in 2018. It's likely a make or break year for Gase and his staff with Loggains offense being criticized last year in Chicago it's likely many people aren't excited about this move for Miami. I would almost guarantee Gase still calls plays with Loggains being responsible for much of the weekly game plan and coaching Ryan Tannehill or whoever is the starter next season. Loggains did a nice job with rookie Mitchell Trubisky last year given his lack of talent on the offense so there's some hope that paired with Gase again he can get the most out of the Dolphins offense and put up some consistent fantasy numbers for our dynasty teams in 2018.
John DeFilippo – After a very successful 2017 season Vikings O.C Pat Shurmur lands another head coaching job taking over as the Giants coach heading into 2018. The Vikings hired away Eagles QB coach John DeFilippo to replace Shurmur as the play caller. DeFilippo helped bring along second-year breakout QB Carson Wentz and when Nick Foles was forced to step in as the backup he made sure he was also ready to lead the Eagles to a Super Bowl run. With little experience as a play caller outside of 2015 where he coached a pitiful Browns offense led by Johnny Manziel and a suspended Josh Gordon, there's reason for skepticism. Spending a season under Doug Peterson and Frank Reich should do him good as far as his growth as a coach. DeFilippo has experience mainly in the West Coast scheme and has familiarity with mobile QBs. It appears as of now Case Keenum is the favorite to return to Minnesota and start next year but it's fair to say, Bridgewater, if he is resigned may fit DeFillipo' scheme better. Regardless of who the QB is in 2018, the Vikings are in a good situation on offense with Thielen and playoff hero Stefon Diggs on the outside along with dynamic rookie Dalvin Cook returning from injury there could once again be a dynasty friendly offense in Minnesota next season.
Mike Shula – The Giants pulled the plug on the MacAdoo experiment as rumors of him losing the locker room around midseason surfaced. The injuries along with bad play and coaching called for a major change for the Giants heading into 2018. The Giants turned to Pat Shurmur who turned around a lackluster Vikings offense to one of the more explosive attacks a season ago. Shurmur turned to recently fired Mike Shula to head his offense while taking over a talented Giants offense. Shula spent the past few seasons with Cam Newton and the Panthers leading Newton to an MVP season in 2015 while heading up a top 10 rushing offense his last three seasons with Carolina. While Shula has the experience as a play caller it's likely Shurmur handles that and Shula will be the QB coach and in charge of much of the week to week game plans. Shula wasn't loved by Panthers fans but he has a wealth of experience in the NFL and can be a huge asset to Eli Manning and potentially a rookie QB to keep the Giants offense dynasty relevant especially with OBJ returning from injury in 2018. Shurmur revival of Case Keenum in 2017 should give owners hope that Eli can turn it around with the weapons the Giants have in the passing game. The Giants have a chance to be a dynamic offense in 2018 under Shurmur and Shula and offer a nice buy-low opportunity for dynasty owners this offseason.
Jeremy Bates – Another change in New York under defensive guru Todd Bowles. Starting with Chan Gailey moving to Johnny Morton and now in 2018 promoting QB coach Jeremy Bates to offensive coordinator. The Jets offense had their moments a year ago with veteran journeyman Josh McCown leading a surprising offensive attack at times. Bates is a Mike Shanahan disciple and is familiar with that offensive system. There are so many question marks for the Jets with very little question they either draft or sign a QB soon the offense should look completely different than it did this past season. My personal prediction is Kirk Cousins lands in NY which would be a solid fit for coach and player having familiarity with the same system. Many coaches and former players have boasted about Bates as a coach and leader. The Jets offense likely moves on from Matt Forte opening up room for a new starter at RB and could also add a WR through free agency or the draft to pair with Robby Anderson and bounce back TE Austin Seferian-Jenkins. There isn't much excitement for dynasty owners heading into the 2018 season for the Jets with uncertainty at QB and going with their third different play caller in three seasons.
Greg Olson – The big news the football world was waiting for finally happened Jon Gruden returned to coaching to take over the Raiders. Gruden coached the Buccaneers to a victory in Super Bowl XXXVII and outside of that he isn't the savior many Raiders fans believe he is but there's one thing he knows and that is offense. Gruden brings with him Greg Olson who leaves the Rams where he coached Jared Goff to one of the most surprising bounce-back seasons in some time. Olson was with Gruden in Tampa Bay during the Super Bowl year and has spent time turning around bad offenses during his coaching career. Olson turned around the Jaguars, Rams and was also with the Raiders when Derek Carr was a rookie. Carr disappointing season in 2017 was aggravating to many dynasty owners but the news of Olson returning and Gruden coming in should get him and the Raiders explosive offense back on the right track. Gruden will call plays but the experience and familiarity of Olson with Carr and the Raiders should pay dividends into making the Raiders a fantasy friendly offense again in 2018. Rumors of Michael Crabtree not returning and the uncertainty of Marshawn Lynch loom over the Raiders but excitement is in the air nonetheless with Gruden coming back to Oakland in hopes he will if nothing else get this offense figured out. I expect a big bounce back for the Raiders from a dynasty perspective next season.
Vacant – The Eagles job is still up in the air after losing multiple offensive assistants to other teams after winning the Super Bowl. Doug Pederson will remain the play caller and it's likely this job is filled in-house much like Andy Reid does who Pederson formerly worked for. Duce Staley is the in-house favorite with his familiarity with the Eagles and he did a great job coaching the RBs last season. after losing Darren Sproles Staley found a way to get a free agent RB (Blount), mid-season traded RB (Ajayi) and an undrafted free agent RB (Clement) to all buy into a team philosophy and help make a Super Bowl run. There shouldn't be much change in Philadelphia this is Doug Pederson' offense and many of the Eagles offensive starters will return in 2018.
Randy Fichtner – After another disappointing early playoff exit the Steelers are going through a change on offense. Todd Haley had his contract expire after this season and moved on to the Browns to be the play caller. The Steelers promoted QB coach Randy Fichtner to offensive coordinator for the 2018 season. The Steelers are absolutely loaded on offense and losing such a big ego and personality like Haley could be a good thing going forward for the Steelers. Here is what we know about the Steelers Big Ben will throw for 30+ touchdowns, Le'Veon Bell is going to be near the top of the league in all-purpose yards and Antonio Brown will likely lead the league in receiving. This offense is a machine and will continue to run itself this move changes nothing for me all the Steelers are still very highly valued in dynasty leagues.
Brian Schottenheimer – Seattle' offense needed a youth movement after the past two seasons and took a step in that direction by firing Darrell Bevell after missing the playoffs this season. It's been apparent the regression of Seattle's offense in the past few seasons under Bevell and the increased pressure on Russell Wilson to perform. Seattle hasn't been able to run the football effectively in either of the past two seasons which effectively cost Bevell his job. Seattle hired Brian Schottenheimer who was formerly with the Jets as the offensive coordinator when he took Mark Sanchez to back to back AFC championship games. Schottenheimer has experience as a play caller with the Rams in 2012-2014. This move doesn't seem like the most attractive among Seahawks fans or dynasty owners but a youth movement and change can only help this sputtering offense. When Schottenheimer was with the Jets the running game was obviously a focus with Mark Sanchez at QB but he made it work. The Seattle offense could be a quick fix this offseason it can be as simple as scheme change along the offensive line or adding a rookie RB. It seems obvious with any threat of a running game Russell Wilson can return to fantasy dominance in 2018. It will be interesting to see the moves the Seahawks make through the draft and free agency to the offense before anyone can get too excited about a turn around next season. I expect a boost to the run game with Schottenheimer taking over which that in itself could help Wilson tremendously as a passer. I see no reason to downgrade Wilson or Baldwin going into next season at this point you are throwing a dart of who will be the most effective Seahawks running back next year or who even makes the roster at this point.
Matt LaFleur – Bizzare year in Tennessee after making it to the second round of the playoffs Mike Mularkey and his staff were let go. The move was applauded by all dynasty owners as Mariota took a big step back while the Titans finished 23rd in total offense. The Titans hired Mike Vrabel away from divisional rival Houston and Vrabel brought in Matt LaFleur who served as the Rams O.C under Sean McVay in 2017. LaFleur and McVay worked together to help a Rams offense go from worst to first in scoring. LaFleur worked closely with Goff and also has experience working with Matt Ryan in Atlanta. Mariota should see his fantasy production instantly improve in 2018 under new coaching. Vrabel has insisted when looking for an offensive coordinator he was looking for a dynamic play caller which is music to Titans fans ears after suffering through a very run-heavy approach under Mike Mularkey the past few seasons. The Titans likely move on from DeMarco Murray and feature Derrick Henry and second-year WR Corey Davis as key pieces to their offensive attack next season. Mariota paired with LaFleur and concepts he learned under McVay should leave dynasty owners really excited for a Titans offense in 2018.
This officially wraps up one of my longest articles ever for Dynasty Nerds. I hope this can help during the offseason and with your rookie draft preparation. Breaking down all the moving pieces after the NFL Draft and free agency will put this all together on what to expect heading into 2018. This piece was fun for me and as a dynasty owner, it's important to know the coaches as much as it is the players sometimes. The rookie season is officially upon us as dynasty players the wealth of knowledge we can obtain is key to winning your leagues and having an upper hand on league mates. Good luck this offseason Nerds I'll be putting out content all offseason to help in any and every way I can.
Blake Bortles – Instant Reaction
The Shifty – Ito Smith


SUMMARY: Antoni von Leeuwenhoek may have been the first person in history to realize that alcohol-based mouthwashes do not help with bad breath.
In the late 1600s, a sharp-minded and hard-working Dutchman was seeing wonders in a droplet of water. His discoveries would echo in later advancements in microbiology, bad breath technology and even mouth rinses.
This is the tale of how Antoni Philips van Leeuwenhoek discovered that alcohol-free mouthwashes work best.
A Dutchman from Delft, Leeuwenhoek had an unparalleled curiosity about the natural world, which had led him to tinker with a relatively new instrument, which natural philosophers and members of the English Royal Society (with whom he corresponded) called the "microscope".
This invention allowed scientists to see unusually small things, objects that escaped the naked eye. And Leeuwenhoek discovered a way to make the microscope even more powerful.
His method was to heat a glass rod in a fire and pull its ends, creating a strand thinner than a hair. By then placing one of these strands back in the flames, he could create tiny glass spheres, which he found made excellent microscope lenses.
And what he saw using these lenses was astounding. Droplets of river water contained tiny one-celled beings, which he dubbed "animalcules". (Today, we call them microorganisms). Blood, too, was full of small, donut-shaped cells.
And samples of gunk taken from teeth were crawling with microbes.
Leeuwenhoek, enterprising individual that he was, decided to test certain liquids to see if they killed the "animalcules" found in dental plaque. He applied vinegar and brandy to the microorganisms in a dish and then observed as they reacted to it.
What he saw was rather surprising. Vinegar should have killed the bacteria, since it was commonly used for pickling and preserving - yet it didn't. Neither did the alcohol in brandy, according to a paper published in the Journal of the American Dental Association.
Next, he tried gargling with vinegar and brandy himself, and then examining his dental plaque afterward. Again, these liquids - both of which had been used as mouthwashes over the centuries - failed to kill the microbes on teeth.
The Dutch innovator concluded that alcohol and vinegar either couldn't alleviate oral bacteria or did a poor job of it.
He had discovered what today we take for granted - namely, that alcohol-based mouth rinses are exceedingly bad at eliminating oral microbes or neutralizing bad breath.
What breath experts now know, thanks in part to Leeuwenhoek, is that only specialty alcohol-free mouthwashes can effectively dispel oral odor and target the bacteria that cause halitosis.


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Q: Ruby записать хеш в хеш У меня есть хеш, в который записаны данные о заказе из примера ниже:
Delivery information
First name: Job
Last name: Clufer
Company: WMRMC
Street: 133 s. mountain ave
City: springerville
State: Arizona
Zip: 85955
Country: United States of America
Phone: 928-323-7664

Additional information
IP: 74.44.236.92
Language:en

Мне нужно, что бы эти данные были связаны c категорией, к которой они относятся, т.е по ключу к примеру additional information я могу найти ключ
IP: и узнать его значение.
Как это организовать?

A: Можно так:

*

*создать массив хэшей (этих вот карточек)

*создать хэш рубрикаторов, элементы которого хэши массивов, элеметы которого - порядковые номера из предыдущего пункта

Тогда использовать можно примерно так:
$array = $hash['Country']['USA'] & $hash['Zip']['85955']

Это даст массив индексов тех "карточек", которые одновременно относятся к USA и имеют ZIP-код, равный 85955.
Впрочем, об операциях с массивами можно почитать отдельно, например, тут.

redpajama_set_name: RedPajamaStackExchange


Precious metals have been beaten down since their 2011 peaks. Remember when Gold and Silver shot up to $1,900/oz and $50/oz? 2011 was the final thrust in a multi-year bull market for precious metals, but over the past five years, Gold has fallen -19%, Silver -45% and Platinum -40%.
Trend Followers have been playing these markets mostly from the short side over the past five years. Since 2016, however, prices have stopped going down. Gold has been leading the way higher, but we haven't seen a massive trend evolve – yet.
With the U.S. Dollar and government bonds in decline, investors may be looking for "safe" assets to park money into – especially if inflation is making a comeback.
Over the past year or so, long term trend followers have been initiating long positions in Gold and more recently in Platinum and Silver (some are probably still short Silver). These positions are fairly young and the trends haven't displayed strong momentum. It remains to be seen if they will evolved into strong uptrends or if prices will fall back into their ranges of the past several years.
Prices are still far off their 2011 highs, but have been slightly rallying off of 2016 lows. As a trend follower, I don't care if they recoup their recent years' losses or not. Prices can fall another 50% for all I care. What I care about is aligning with the trend, and right now the downtrend has stopped and it appears a new uptrend is trying to take shape.
Gold has held up better than Silver and Platinum over the past 10 years. Outside of the major trends sandwiching the Financial Crisis, there hasn't been much opportunity for trend followers since. Since mid-2015, prices have virtually flatlined and such price action presents a problem for trend followers.
In my experience, markets tend to oscillate back and forth between smooth trends and choppiness. There's no way to know when trends will start and stop, but the trick is to be in business to take advantage when they pop up.
Right now, trends might be popping up in precious metals.
Long term trend followers get long Gold at various points in 2017. Prices have trended higher over the past year or so, but major resistance sits above at ~$1,380/oz. If prices can punch through and hold above that level, I think that could help prices gain momentum and accelerate even higher.
Time will tell. For now, and always, we follow the trend and protect our capital with sell stops below. I'll provide another update in a few months.
Past Performance is Not Necessarily Indicative of Future Results. There is always a risk of loss in futures trading.


Australasia's largest supplier of engineered steel fibre reinforcement. Specialising in providing engineered solutions to consultants, contractors, builders and asset owners. Our inherent strength is vested in the technical expertise of our team and the quality of our products and solutions.


Sunday, April 9 at 5:00 p.m.
The 40th annual middle school and high school regional Brain Bowl Championships. Brain Bowl is a local academic team competition that is similar to Jeopardy. The SOPTV Brain Bowl event features the best and brightest academic teams from the local area. This year the Brain Bowl program consists of four championship matches: Division 1 (large schools) and Division 2 (small schools) for both middle and high school teams.


I love to travel and would love to share the beauty of our world with you.
Non-refundable retainer fee guarantees your date.
Private online gallery with re-touched high resolution images will be available in 2-3 weeks after your session.
For your convenience, we accept payment by cash, PayPal or credit card. Payment plans may be arranged in advance.


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Q: How can I call an Angular function from within the same service if it's within a forEach? I have a controller called PortfolioService. I created it using the .service function (as opposed to .factory), and it contains a method this.findPos. An internal helper method within the same service needs to call this.findPos within a forEach:
var _getPositions = function() {
  var filtered = _filterBeforeDate();
  filtered.forEach(function(trade){
    var position = this.findPos(trade.symbol);
    [etc...]
  });
};

This does not work. this within a forEach does not reference PortfolioService like I want it to, and even if I try to console.log(this) outside of the forEach block, it only returns the window. If I try to call PortfolioService.findPos() instead, it logs an error that PortfolioService is not defined. If I try to inject PortfolioService into itself (not the best idea, I'm sure), it gives an $injector.cdep error.
I can't change this.findPos to an internal helper method (using var instead of this) because I need to access PortfolioService.findPos() in a controller. What is the best way to handle this?

A: Answering my own question, but I'd be glad to hear alternatives that may be superior:
I created an internal helper method var _findPos which is called within this.findPos and also in var _getPositions. I'm not certain if this is the most elegant solution, but it works!


Gaza's devastated infrastructure and fuel shortages cause avoidable deaths. A crowd-funded initiative will save lives with solar power in hospitals.
It has been eight years since Israel imposed a paralysing blockade on the Gaza Strip, during which time it has launched numerous military offensives against the Strip, crippling its economy and demolishing its infrastructure. During each assault, Israel invariable attacks the electricity network. In addition, fuel shortages mean that Gaza suffers from daily blackouts.
With this in mind, a group of doctors setup EmpowerGaza to bring light to the area's emergency services. One of the driving forces behind the project is Dr Tarek Loubani, an emergency room physician and assistant professor at Western University in Canada. Loubani has worked with hospitals in Gaza for many years, taking physicians to teach local doctors advanced cardiac and trauma life support at al-Shifa Hospital.
Al-Shifa, Gaza's largest hospital, has been fitted with solar panels for several years, which has helped it to continue operating even during the darkest of times. With this in mind, Loubani and his team looked into which other hospitals in the territory would benefit from a similar setup.
In the first phase of the project, EmpowerGaza looked at hospitals with intensive care and dialysis units. al-Aqsa, Kamal Adwan, European Gaza and Rantisi Children's hospital all fitted the bill.
With the help of an Indiegogo campaign, which raised over $215,00, EmpowerGaza has enough funds for its pilot project at al-Aqsa Hospital. The project received the support of local doctors, healthcare workers and decision makers. "Even the patients who have heard about the project are incredibly excited by how hard we are working to make it a reality," Loubani explains.
The project has not encountered any major obstacles which Loubani attributes to the fact that "people all over the world want to help Palestinian patients and are sympathetic to their search for the human right to have access to adequate healthcare".
The EmpowerGaza team have been overwhelmed by the positive responses they have received from across the world. The project has received donations from over 50 countries.
Loubani hopes that EmpowerGaza's partnership with the United Nations Development Programme (UNDP) will ensure that it is able to navigate its way around the Israeli-imposed siege on Gaza which stops most aid and materials from entering the Strip.
The UNDP is the only organisation that is permitted to transport construction materials into the Gaza Strip. "We are very optimistic that the project will be completed successfully. We have been working for over a year to ensure that it is a success, and our biggest obstacle now is funding the project so that we can start buying and installing the solar power modules," Loubani explains.
The EmpowerGaza team hope to install solar panels on all of Gaza's 14 public hospitals. They also hope to expand the scope of the project so that it can cover more than essential medical services and further reduce the hospitals' conventional energy needs.


Microsoft released Samsung Winter Sports desktop theme pack.
Microsoft personalization gallery is full of funs and extras where you can find lots of Gadgets, Desktop backgrounds, Desktop Theme Pack ( for Windows 7 only ) and Slideshow Gadgets. All these are available for free download.
Simply Visit the gallery and choose your fun ad click on download to begin the fun. Thats it !!


Little Hill Primary School - Goodbye & all the best!
Goodbye & all the best!
We are sad to say Goodbye to Mrs Siddons (Year 1) & Mrs T Sharpe (Clerical Assistant) who are leaving us today & moving on to their new venture. Mrs Siddons is still part of the OWL Trust but will now work at Hinckley Parks Primary School. Little Hill likes to say a big Thank You to both for all their time & effort since being here.


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About the Commissioner's Office
About Modern Slavery
News & Insights >
One year as Commissioner and this is only the beginning
News | 03 August 2016
There are more slaves today than ever before. And on the first anniversary of my appointment as Independent Anti-Slavery Commissioner, I am more determined than ever to combat this evil crime.
It has been just one year for me as Commissioner, but my journey in fighting modern slavery started much earlier. For 5 years, I was head of the Metropolitan Police's Human Trafficking Unit. I faced brutal criminals who ruthlessly exploited their victims – individuals with no remorse for their actions. I helped vulnerable women who had been repeatedly raped, young children who were cruelly abused and grown men made to work in disgraceful conditions. This job birthed a determination in me to fervently fight this crime, and it is the duty to support the vulnerable and pursue exploiters that drives my passion as Commissioner.
Over the last twelve months, my team and I have worked hard to bring change where it is needed most. In the UK, we have seen increased awareness at both local and national levels, increased convictions across the country and increased victims referred for support.
Protecting the Victims
Children are among the most vulnerable to modern slavery. In the UK, hundreds of boys and girls are registered as victims of the crime, but this is just the tip of the iceberg, and it is likely that thousands are enslaved behind closed doors. Once rescued, children remain vulnerable to further abuse. Many go missing and even return to their exploiter.
Because of this, together with others in the anti-slavery field, I have been pushing the UK government to ensure that all child victims each have an 'advocate', someone who helps in their journey of recovery, defending the child's rights with their best interests at the heart of all decisions. I am pleased to see that the government have taken on many of my recommendations, and hope that these advocates will be in place in the coming months.
While the UK does have an established system to support victims of trafficking and slavery, the National Referral Mechanism (NRM), this is far from perfect. With many others in this sector, I have made urgent recommendations for a reform of this system.
I have also urged the UK government to make it easier for European victims, a group particularly vulnerable to a cycle of re-trafficking, to gain long-term support. European victims of trafficking and slavery lack access to assistance after their 45 days in the NRM – 45 days being the brief period of recovery given to victims. This vulnerable group cannot necessarily support themselves due to the trauma they have experienced. They are then left homeless on our streets, having to jump hurdles to gain any kind of welfare benefits. Most do not overcome these barriers, and so I have asked the Work and Pensions Committee to review this position and provide recommendations to the government.
Tackling the Criminals
The police play a vital role in fighting this crime and protecting victims. I have therefore introduced influential networks bringing together leaders of law enforcement to ensure work is effective and fruitful.
For every victim rescued, there needs to be an investigation completed. But this has not been happening. Vulnerable people exit exploitation but too many criminals are left free to continue. We will never end slavery if we allow slave masters freedom to operate. I have therefore called for crime recording of all cases so that investigations are carried out. Since my call for this, there has been a substantial increase in the crimes recorded. This is good, but in the months ahead I will seek to see all cases of slavery recorded as they should be.
The Role of Business
My appointment as Commissioner came as part of the Modern Slavery Act 2015. Another major change as a result of this legislation is the push for businesses to have slavery free supply chains. Any company with a turnover of more than £36 million must produce annual statements detailing how they intend to achieve this.
Earlier this year I wrote to 1000 CEOs to ensure they are aware of this change in law. In the words of Wilberforce, 'they can choose to look the other way, but they can never again say that they did not know'. Many responded positively and I will continue to engage with the private sector since it has invaluable ability to bring freedom to some of the most vulnerable trapped in exploitative supply chains.
An International Response
Trafficking and slavery affect every country, whether as a country of origin, country of transit or country of destination. We therefore need to be fighting this global crime with a global response. Awareness raising needs to be targeted and capacity building must be tailored. This is why I have focused my international efforts on the counties where most victims of slavery in the UK come from – Nigeria, Vietnam and Romania – and I will soon make recommendations for funded projects to bring action where it is needed most.
I also lobbied to have trafficking and slavery featured in the 2015 UN Sustainable Development Goals. For the first time in history, this was introduced, and 'ending modern slavery and human trafficking' was adopted under Goal 8.7.
While progress has been made in my first year as the Independent Anti-Slavery Commissioner, this work must not stall. We must never forget that behind every report of modern slavery is a life that is damaged, destroyed or taken – it is those for whom I work and I commit to that with humility, dedication and compassion. I will do all I can to ensure the United Kingdom fulfils the commitment it has made to lead in the eradication of this abusive crime, not just within our own borders but globally. We now have the opportunity to place slavery in the history books where it belongs. If we fail to take this opportunity, it will be us who will be in the history books for failing generations to come.
News | 19 January 2021
"OPINION: Britain's finance industry is floundering on modern slavery"
New joint report on modern slavery and financial services
IASC response: UK Government announces business measures over Xinjiang human rights abuses
IASC commentary: Supporting survivors to regain independence
News | 22 December 2020
IASC blog: Understanding perilous journeys
© 2021 Independent Anti-Slavery Commissioner
Follow the Commissioner


Aviation Rotables is a leading supplier of OEM & aftermarket high quality commercial aviation parts and services. As a new-generation parts and service provider, we offer the most reliable and cost-effective approach in the industry.
Our business focus is to provide airlines, air transportation operators and maintenance organizations around the world with quality, fully traceable, reliable spares support at very competitive prices.
Aviation Rotables is an aggressive player in the aviation market. Our expertise encompasses, MD-80, DC-9, 727, 737, 747, 757, 767, and as well as many Airbus Series. We also carry a huge inventory of CRJ'S 100, 200 Series and ATR's.
Aviation Rotables believes quality is paramount. We are an approved certified distributor of aircraft parts. Our entire inventory is located in state-of-the art, climate controlled facilities throughout the U.S. Since our inception we have provided many airlines with the most competitive prices and quickest turnaround times.
Our goal is to support each operator with professional, friendly and responsive service. We can sell outright, Exchange and lease any of the parts we have available, with complete parts traceability as well as freshly tagged and overhauled parts.
Aviation Rotables invests on our quality system to ensure our inventory is maintained to the highest standards. this dedication to quality will give you to peace of mind knowing items you receive will be right and have complete traceability.


text:
Ивайловгра́д () — город в Болгарии. Находится в Хасковской области, входит в общину Ивайловград. Население составляет 3158 человек (2022).

Город расположен у восточных отрогов Родопских гор. Община Ивайловград граничит с Грецией, причём это единственное место в Болгарии, где в Грецию ведёт дорога на север. В окрестностях города развалины римской вилы («вила Армира») и крепость Лютица (христианский центр VIII—X веков).

В сентябре 2010 года близ города открылся новый пограничный переход «Ивайловград — Кипринос». На церемонии открытия, приуроченной к 130-летию установления дипломатических отношений между Болгарией и Грецией, присутствовали президенты двух стран.

Политическая ситуация
Кмет (мэр) общины Ивайловград — Стефан Иванов Танев (коалиция партий: Болгарская социалистическая партия, Болгарская социал-демократия, Земледельческий союз Александра Стамболийского, политический клуб «Фракия», объединённый блок труда) по результатам выборов.

Примечания

Ссылки
 Сайтът на Община Ивайловград

 Радио и телевизия в Ивайловград

Города Хасковской области
Граница Болгарии и Греции

redpajama_set_name: RedPajamaWikipedia


RJ Mitte (that's RJ for Roy Junior, and Mitte as in 'witty') has a lot of spokey dokes on the bicycle wheel that is his career. You probably know him as Walt 'Flynn' Jr from Breaking Bad, the breakfast-loving moral compass to his onscreen science teacher-slash-drug-overlord father, Walter White. But you might not know that he's also a catwalk model – his first gig was for Vivienne Westwood, so no big deal or anything. Or that earlier this year he did a Breaking Bad-themed DJ tour of the US, spinning tracks under the banner of 'Breaking Beats'. Or, perhaps most impressively, that he spends about a quarter of his time on charity work, repping for disability and anti-bullying campaigns.
Let's just say that he's got the seven habits of highly effective people totally figured out.
Just like his character on Breaking Bad, RJ was born with cerebral palsy, although his condition is milder than Walt Jr's. At school he was preyed upon by bullies, who broke his hand and his foot. But RJ stood up to them, and these days he's a spokesperson for anti-bullying campaign Cut the Bull. He's also a spokesperson for United Cerebral Palsy and I AM PWD (PWD = performer with a disability), which advocates for better representation of people with disabilities onscreen and roles for actors with disabilities.
RJ's mother raised him on her own after separating from his father. He gained a little sister at the age of 11, and when she was talent spotted for a commercial as a toddler the agent also saw something in RJ. Then shortly after he began his acting career, his mother was paralysed in an accident. (Fortunately, she eventually gained back the ability to walk.) At the age of 13 he took on financial responsibility for the family, and continues to support them to this day.
Lucky for us, RJ found also some time in his busy schedule to talk to The Vocal. Here he is!
You're here to talk about overcoming adversity and you've had some pretty big challenges in your life. What's been the toughest?
I think the hardest thing in life for me is to continue the work, to keep pushing forward. A whole lot of people would assume it's having cerebral palsy, but the thing is that's just what I've grown up with, it's everything that I've known my whole life.
You became financially responsible for your family at a very young age. That seems like quite an extreme thing to happen to a kid in a western country. What happened there?
My mother was in a car accident. She was at a stop sign and a car drove into her doing 40 miles an hour and she was thrown into the intersection. She ruptured a bunch of discs in her back and messed up a bunch of things. After six years, through quite a few surgeries and therapy, she was able to walk again.
We were living in a townhouse at the time and I didn't want to go back to living at Grandma's. I love my grandparents but we'd just got a new place in Texas. The thing is that at the end of the day these challenges will present themselves. You can't allow them to get you down. I'm fairly stubborn so I wasn't giving up.
How did it feel to be able to take care of things for your family?
I think it's one of those situations where it is what it is and you've just got to keep on working towards what you want. I still take care of them today. I'm working a lot more, I travel ten months out of the year. I think the thing in life is to make sure your family's happy and be able to provide for them.
You dealt with bullying when you were a kid. How did you deal with it?
I did get bullied, and the thing is I never allowed myself to be manipulated or intimidated by the insecurities or the fear that other people tried to place upon me. When it came to bullies I've always been able to stand up for myself and for what I believed in. I was lucky, I had friends and family there to support me.
These days online trolling is a really big form of bullying and it seems like nothing really works to stop it from happening. Have you got any ideas about how to deal with that?
This is the thing about bullying – you can't stop bullying, you can't prevent bullying, you can't end it. With online trolling I think it's the same thing – you can't give them power. I get my fair share of online trolls and the thing about trolls is they just go back under that bridge. They can just stay in the shadow. And those people are not very happy, because a lot of the time what people say to other people is what they think about themselves.
Tell us about I AM PWD. What's the situation like for disabled actors in Hollywood, and what needs to change?
I think the situation's definitely evolving and has grown to a new level. When I first started with that campaign the main goal was bringing awareness to the directors and producers of the importance of having disabled characters on television. Because if you can change the mindset on how they see disability you can affect the generations to come and how they respond. I think over time we've been able to have an impact, but we still have a long way to go.
I think the hardest thing is to remind them that having characters and people with disability on set isn't a liability but instead an asset, and it can be very lucrative.
You've described it as an untapped market – what do you mean by that?
It really is. People want real characters. They want honesty and truth, that's what people want to see now.
Obligatory breakfast question: Walt Jr was well known for his love of breakfast. Melbourne is the breakfast capital of the world. What's your favourite breakfast?
I don't really eat much breakfast. I'm a bacon guy. I usually eat breakfast between the hours of 2am and 4am.
Is that because you're up early or up late?
That's because I'm usually up late.
So you get it in early before you go to bed?
You get so much stuff done – acting, modelling, DJing, all the campaigning that you do. Do you think you're a bit of a workaholic?
Yeah, I would think so. I enjoy working; I don't like to sit idle and do nothing. I always like to keep pushing forward. I have my moments, I can be a workaholic but there's nothing wrong with that. When I get a moment, I sleep a lot. I try to get as much sleep as I can when I'm not busy.
Hmm. The devil horns. Not the grumpy devil horns – I like the smiling devil horns. I think that's my main emoji. And the one where it's just teeth. Those are the two; the devil I use the most.
What's the main thing you hope audiences take away from your talks here?
I think the main thing I want them to take away is they don't have to be compliant, they don't have to be manipulated by their own fears. People need to realise they have so much more power than they understand, and at the end of the day you can have a greater impact than you can imagine. And it's not just the impact on your life, it's the impact on your family's life, the impact on the people around you. You can impact so many people with such little effort. I think people just need to be reminded of that.


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Home	News	Financial Education Startup SmartPath Raises $2.7 Million to Help Reduce Paycheck-to-Paycheck Living
Financial Education Startup SmartPath Raises $2.7 Million to Help Reduce Paycheck-to-Paycheck Living
by Muriel Vega February 7, 2019
Employee benefits startup SmartPath has closed a $2.7 million round, led by Boston-based VC fund PJC with participation from TTV, Y Combinator and several angel investors, to scale its financial coaching offering.
"The funds we've raised will be primarily used to continue building out the tech platform. We've done a great job growing our client base on continuing to use tech to support coaching. We believe in the hybrid approach — you can't solve everyone's financial situation just with a bot," CEO Alok Deshpande tells Hypepotamus. "We've figured out big elements and this funding will help us figure out how to scale that."
The startup was founded to give companies a way to help their employees make better decisions about their financial journey. It brings together a data-driven education platform and real-life coaches to create a holistic, individual solution for each employee.
The idea sprouted while Deshpande was employed at consulting firm Bain & Co during the financial recession. He witnessed that most employees are just not properly equipped to make long-term financial choices. Over 70 percent of American families live paycheck to paycheck.
After working as a personal finance consultant and coach, he founded Atlanta-based SmartPath. The startup went through the Y Combinator accelerator in 2016.
Employers include the solution as part of their employee benefits package, and SmartPath helps users reduce financial stress and navigate 401(k) programs, retirement, student loans, budgeting, and more, all with their specific goals in mind. Four out of five employers report that their employees' personal financial issues are impacting their job performance.
The company's client base includes several Fortune 500s across the manufacturing, education, legal, energy, and healthcare sectors.
"When people are dealing with financial stress, it really isn't about the industry they're in. It's simply about their financial situation. [Companies] can play a big role in improving their employees' financial health," says Deshpande.
SmartPath's coaches work to help employees get a handle on their finances and provide personalized accountability, a privilege often reserved for only those that can afford a financial advisor.
Deshpande shares that while they initially went after users with a broad financial health offering, they started to refocus as they saw more positive response from individuals with an immediate pain point. The team sees themselves as "financial doctors", and has launched "financial care plans" to prescribe specific advice for each employee's goal. Think home ownership, car buying, parent prep, retirement, and others.
"We started to target specific pain points — people having student loan collection calls, buying a home, times when money is a priority. That's when they want to engage and talk with somebody. This has helped tremendously in communicating to employees what SmartPath is and how we can give them support on a specific pain point," he says.
Next, the team plans to develop a way to drive accountability through technology, in the same way they do with their human coaches, and inject those insights into the platform. They will also be adding team members to their sales and client success teams.
"Oftentimes, we know what to do, but then three weeks go by and we didn't do it. Part of that is because we weren't held accountable. The same is true with money," Deshpande says. "That's the number-one thing that coaches do. How do you build that digital coach to keep people accountable?"
Alok DeshpandeAtlanta startupfinancial wellnessfunding roundHR TechSmartPathTTV CapitalY Combinator
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text:
UAE Bounced Cheques Decriminalised. What's the reality?
Are you safe or is it just marketing?
"We only need to look at Qatar to learn what to expect from the UAE", explains Radha Stirling, founder of Detained in Dubai. "Qatar has claimed bounced cheques have been decriminalised for years but that hasn't stopped people being arrested. All a cheque recipient has to do is report the crime as 'fraud' or 'theft' rather than the technical and historical 'bounced cheque'.
"The sad reality is that while it shows these countries are finally acknowledging how outdated the bounced cheque laws are, there will be no protection until the issue of legal abuse is dealt with.
"We've seen the decriminalisation of bounced cheques make headlines for years as have we the failed bankruptcy laws that were supposed to make the UAE safer. We still have numerous people facing prosecution over bounced cheques in both Qatar and the UAE and this is not likely to change. They are simply used as evidence to support another charge.
"People also need to be warned that the decriminalisation of bounced cheques will not afford protection against civil cases that any claimant may wish to take. Civil judgements will result in travel bans, the removal of working visas and potentially prison if the party can't pay. Thousands of victims of this outdated system remain in the UAE with no working visa, no ability to leave and no ability to work. Many of them have become homeless or died under these circumstances.
Brit grandad held in hellhole Dubai jail 'forced to drink from toilet and beaten by guards' over 'bounced cheque' | The Sun
"Expats should be reminded that the UAE has not retroactively applied these new laws and so people who have bounced cheques previously, should not suddenly feel they are safe to travel. It is imperative to check one's status before visiting and risking arrest.
"As far as anyone on Interpol's database as a result of a bounced cheque, they will not be automatically removed upon any news of cheque decriminalisation. This is because they were always reported under the category of fraud to Interpol and the UAE's laws will not apply retroactively."
Five Brits locked up in Dubai with crimes from 'bounced cheques' to 'f*** off' message - Mirror Online
The UAE remains the most likely place to be locked up abroad.
Australian jailed in Qatar for bouncing cheques: Family of Joseph Sarlak appeal to Australian Government
Dubai has a dark secret of medieval injustice... the princess is only the start, writes GUY ADAMS | Daily Mail Online
Detained in Dubai: http://www.detainedindubai.org Detained in Doha: https://www.detainedindoha.org Radha Stirling: http://www.radhastirling.com CLAN - Crypto Legal Advocacy Network - https://www.bitclan.org/ Due Process International: http://www.dueprocess.international IPEX - Interpol & Extradition Reform & Defence Experts - https://www.ipexreform.com/ Podcast: http://www.gulfinjustice.news Facebook: http://www.facebook.com/detainedindubai YouTube: http://www.youtube.com/detainedindubai mail: info@detainedindubai.org
UAE Banks
Qatar National Bank
Radha Stirling CEO
detained in Doha
Decriminalisation of Debt
Bounced Cheques


Very often I get questions about my way of hair care, because I have pretty problematic length, but my hair are healthy and beautiful. Firstly, I got lucky, because I have naturally thick hair. Secondly, I wash my hair with my favourite nourishing shampoo, which I am going to talk about today – Elseve Magical Power of Essential Oils from L'Oreal Paris.
I got nourishing shampoo from Elseve Magical Power of Essential Oils line about six months ago and it instantly stole my heart. First, I fell in love with the shampoo texture with amber colour. Product looks very slickly and even its bottle shows that we deal with cosmetic with highly nourishing formula based on oils. After first use of Magical Power of Essential Oils shampoo it already became my favourite out of an entire line – it has beautiful Oriental scent and really works!
Formula of shampoo from Elseve is based on complex of six vegetable oils, which have wonderful influence on hair and scalp.
Rose oil – smoothers and adds flexibility.
I adore all products with carefully prepared composition and high amount of natural ingredients. In Elseve Magical Power of Essential Oils shampoo we won't find any harmful ingredients, that could weight down our hair. Formula is rich in flower oils, which truly have magical properties.
Elseve Magical Power of Essential Oils is a shampoo, which doesn't foam that much, but for me it's a plus, because I got used to natural shampoos, which doesn't consist of foaming properties. Unfortunately, I read some negative opinions, purportedly Elseve weights down hair. It maybe cause by too big amount of product on hair, because of poor foaming. Some girls also complained about dandruff, however I haven't had any of those side effects.
How does Elseve Magical Power of Essential Oils work for my hair? Perfectly smoothers streaks and combing hair out after wash caused no problems. It can be done freely with fingers, because there is no tangling. Nourishment and proper moisture of my hair, thanks to this shampoo gives natural gloss effect and healthy looking hair, what everyone notices on my hair.
Nanoil hair oil. Beautiful hair without sacrifices!


A Few Ice Cream Sandwich Features Not Mentioned in Last Night's Event, Anyone Interested in Bloatware Disabling?
Sure, we saw the new camera app, lock screen, facial unlock (sort of), new People app, Google Voice integration, and so much more at last night's Ice Cream Sandwich event, but what about some of the things we did not see? Dan Morrill – one of the more well known or least outspoken Android engineers – shared some thoughts on new features or tweaks that he finds just as important as the ones highlighted throughout the live stream.
Hear that, folks? Bye bye bloatware. They may not be removed from the phone as Dan points out, but I like the idea of having built-in app-hiding and disabling without having to use a 3rd party launcher. Now I'm just wondering if this feature can be turned off by carriers, just like the CRT animation? I certainly hope not.
*Note – I should point out that this feature really only matters for non-Nexus devices. Nexus phones do not have bloatware. Just remember that other phones including the RAZR will get ICS and also have bloatware – this tool will then come in handy.
Hugo Barra went into a little bit of detail on the advancements in the camera last night, but from what we have seen leaked and talked about over the last week, can't wait to get our hands on the controls Dan speaks of.
We've seriously revamped the Settings screen organization. Items are arranged much better now, and it's easier and usually fewer actions to find what you are looking for.
We saw some of this in a few of the leaks. It definitely mimics Honeycomb styling, but you can see how they have categorized or at least organized it much more.
Not much else to add. Great to see this kind of protection on phones as well.
To be honest, I never use the download manager because everything I download goes through Dolphin Browser. Maybe now that they have revamped the stock browser I will use it more, which could lead to me using the download manager more.


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Kearwood Gilbert
iOS Development - Release the Kraken!
My "from scratch" game engine for iOS, named "Kraken Engine" or "KREngine" has a while to go before it is a mature, stable product; however, it may already be of use to others in its whole or in parts. For the benefit of the open source community, I am releasing the source code and opening up my Subversion repository to the public. Please be advised that there may still be large sweeping changes, especially in its API and scene graph objects.
I have posted a project page with the mission statement, design goals, road map, and collection of screenshots. Please visit the Kraken Engine Project Page for detail on the engine and how to download source code.
kearwood
kearwoodgilbert


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Disney+ Marvel MCU Movies
What's Up With The MCU? – An Update On Marvel's Upcoming Projects
By Russ Milheim July 3, 2020 August 26, 2020
Leave a Comment on What's Up With The MCU? – An Update On Marvel's Upcoming Projects
With everything shut down, what's happening with all of Marvel's upcoming projects? Well let's take a look at all of the most recent updates for every upcoming MCU project.
The world is going through a lot right now. Things aren't easy, and everything is changing. None of that should be ignored, and we shouldn't lose sight and/or focus when it comes to facing and discussing all of those changes and issues in the world.
However, if you're like me, then despite all of that–you still can't help but look forward to the exciting things to come in the future. For me, there's a long list of things that could fall under that category. Today though, I want to take the time and focus on the Marvel Cinematic Universe. We're in one of the longest MCU droughts (sans the recent premiere of Agents of SHIELD) since the first Iron Man started it all. We have a massive slate of projects to look forward to–but due to the shutdowns across the globe, every single one of them has been in placed limbo.
Let's take a look at each project, and see what the latest updates on them have been, and when they may start back up again.
Marvel Studios' The Falcon and the Winter Soldier. Photo courtesy of Marvel Studio's Official Twitter page.
Falcon & The Winter Soldier
In a recent interview with Hollywood Reporter, Sebastian Stan mentions that the project was nearly complete, and had maybe two or three weeks left of filming left to do. Anthony Mackie echoed the same statements in a recent interview.
Anthony Macky also recently mentioned that the show will feel like "a six or eight-hour movie." Does this hint at the possibility of more than six episodes?
As everything was shutting down, the production had to be pulled from The Czech Republic. Well now, the Czech Republic has started productions (or at least allowed them to do so) under strict Coronavirus guidelines.
Recently the European Union announced a ban on U.S. citizens once borders reopen up due to America's current state when it comes to COVID-19 and the pandemic. One could reasonably worry about what this would mean about US based productions getting back to work, especially when it comes to the just mentioned shooting for Falcon & The Winter Soldier. Variety is reporting that at least for the Czech Republic production sector, U.S. cast and crew will be exempt from the ban. In fact the show seems set for nine-day shoot there.
On top of their shoot in Czech Republic, the show will also have some filming left to do in Atlanta. Hollywood Reporter reports that both Falcon & The Winter Soldier and Loki aim to begin pre-production this month, and hope to start filming as early as August.
It's highly unlikely (near impossible really) that the show will make its original August premiere date. Hopefully though, it won't be delayed that much further down the road.
Marvel Studios' Black Widow. Photo courtesy of Marvel Studio's Official Twitter page.
With the state of Movie Theaters in the U.S. (and worldwide), movies have been being delayed left and right–sometimes multiple times. When it comes to Black Widow, the film has only faced one delay. It's new release date is now November 6th, 2020 (a spot previously held by The Eternals). There are no indications that Marvel and/or Disney are considering premiering the film on Disney+. While it's highly unlikely, I personally wouldn't consider it an impossibility.
According to an insider spoken to by Variety, "Pushing Black Widow affects nothing on the MCU timeline."
Marvel Studios' WandaVision. Photo courtesy of Marvel Studio's Official Twitter page.
WandaVision will be nine episodes instead of the six that were originally announced with the series.
Evan Peters has been rumored to appear. The role in question is still very much unknown.
Filming seems set to resume in July, thanks to a posting by Tampa Bay Comic Convention. The posting announces to their fans that Paul Bettany had to cancel his appearance due to being called back by Disney for further filming (taking place in LA) for WandaVision in July. Rumor has it that the show was nearly complete, with post-production continuing remotely during the shutdown. All of this is sounding like the show may still be able to make its original December 2020 release date.
Kathryn Hahn also teased her return for further filming happening soon.
Marvel Studios' The Eternals. Photo courtesy of Marvel Studio's Official Twitter page.
The film has received a new release date of February 12th, 2021.
It's not entirely clear on how progress has been on the film during the shutdown. A rumor from MSUCosmic details a possible rushed production for the film, alongside confusion on if VFX work is actually being done during the shutdown. Personally I find it very difficult to believe that no work is being done remotely–that doesn't seem very logical given how the entirety of the movie (sans reshoots) has been filmed.
Salma Hayek recently posted on instagram teasing possible Eternals reshoots on the horizon.
Marvel Studios' Loki. Photo courtesy of Marvel Studio's Official Twitter page.
There's been a lot less talk about Loki's production, but this rumor (and this one!) indicates that it may start back up alongside Falcon & The Winter Soldier and WandaVision. The show hasn't had a firm release date announced, but for all we know it is still posed to arrive sometime in 2021.
Some additional fun rumors surrounding the show include possible appearances from The Enchantress, the Squadron Supreme, and maybe even a second season.
Marvel Studios' Shang-Chi and the Legend of the Ten Rings. Photo courtesy of Marvel Studio's Official Twitter page.
Shang-Chi's new release date is May 7th, 2021.
According to Deadline, Marvel is prepping to restart production in Australia by the end of July.
A fun rumor for this project? We may finally get to see Fin Fang Foom.
Marvel Studios' Ms. Marvel. Photo courtesy of Marvel Studio's Official Twitter page.
According to Project Casting (not the most reliable source), Marvel aims to start production in August or September of this year. Originally, the show was set to begin filming in April, but was unable to start due to the shutdown.
The casting for Ms. Marvel has potentially started back up again. It's not known if the process is being done remotely or in person.
According to Disney+ France, the only shows set for 2021 are Loki and What If?. Ms. Marvel is seemingly set for 2022, alongside She-Hulk, Hawkeye, and Moonknight. It seems strange to me that there would only be two shows for 2021, so I would put money on this information either changing or being inaccurate. Though, with everything going on in the world, who knows where everything will end up.
Marvel Studios' "What If…?". Photo courtesy of Marvel Studio's Official Twitter page.
As mentioned above (via Disney+ France), the show will have a rumored 2021 date.
According to the show's head of animation, work on the production has continued remotely.
Marvel Studios' Hawkeye. Photo courtesy of Marvel Studio's Official Twitter page.
There isn't much new on Hawkeye, but according to Jeremy Conrad (Who runs MCUCosmic, and has been shown to be fairly reliable when it comes to this stuff) Hawkeye is set to start up not too long after the other Marvel shows resume.
The working title for the show will be "Anchor Point".
The official She-Hulk logo for the Disney + series. Photo courtesy of user @MarvelousRealm on Twitter.
Mark Ruffalo has had preliminary talks to play some role in the show. It's worth noting that this news came from before all of the shutdowns. However, Mark Ruffalo did provide a small update as of April confirming that nothing was a done deal yet.
She-Hulk was originally set to start filming in July. While there has been no official word on a delay, I can't imagine that it will meet that original timeframe.
The new and improved Spider-Man. Photo courtesy of Newsrama.
The new release date for the untitled Spider-Man sequel is November 5th, 2021.
A new report from ComicBook.com (which cites a casting grid for its information) states that not including any potential new issues or delays, the highly anticipated Spider-Man: Far From Home sequel is set to start shooting this September. Not much is known about the sequel, but there have been plenty of rumors pointing to Kraven The Hunter being the main antagonist hunting down The Spider who is now on the run after Mysterio's last trick.
Despite persistent rumors, it doesn't seem like we will be seeing Daredevil in this Spidey adventure–or at least not Charlie Cox's version.
J.K. Simmons is signed on for multiple sequels, and has in fact already shot his next appearance as J. Jonah Jameson. The question at hand is whether that appearance is for an already filmed Marvel Studios project, or is it for one of the Sony films (either Morbius or Venom: Let There Be Carnage).
Marvel Studios' Thor: Love and Thunder. Photo courtesy of Marvel Studio's Official Twitter page.
The new release date is February 11th, 2022.
Word on the production itself has been rather quiet. However, Taika Waititi held a livestream in early April where he revealed that an Alien race from the X-Men comics (The Starsharks/Space Sharks/Acanti) will be making an appearance. He also laid to rest any rumors of the Silver Surfer showing up.
Chris Hemsworth praised the 'Insane' script as the best he's read in years.
In case you missed it, Vin Diesel may have confirmed that The Guardians of the Galaxy will show up in some form for the film. That said, Vin Diesel says a lot of things–so I wouldn't take it as fact just yet.
Marvel Studios' Doctor Strange In The Multiverse of Madness. Photo courtesy of Marvel Studio's Official Twitter page.
Doctor Strange and the Multiverse of Madness
The new release date is March 25th, 2022. This is notable because not only is it now the final movie in Phase 4, but it is also coming out just one month after Thor: Love & Thunder.
Sam Raimi is indeed directing the sequel.
Pre-Production has continued remotely. The source mentions that they still aim for a June 2020 filming start date, but clearly that didn't work out for them.
Chiwetel Ejiofor is indeed returning for the film, with hopes to start filming soon.
Wasp themed Marvel Studios logo. Photo taken via screenshot of the trailer.
It's still happening! Or at least, that's the idea according to Paul Rudd. Personally, my dream Ant-Man 3 would be called Ant-Man,. The Wasp, & The Stinger–and it would center around an entirely reimagined and more comic accurate AIM led by MODOK. Wouldn't that be great?
Besides the possible release date time frame of 2022, the only update we have on the production is that it reportedly is set to start filming around November 16 for 26 weeks, under the working title of "Good Faith".
https://thegameofnerds.files.wordpress.com/2017/06/deadpool1-gallery-image.jpg
Bonus! Deadpool 3
Morena Baccarin believes that the film is still being written–as in it exists!
Just typing all of this up reminded me of the utterly MASSIVE slate of projects that we have to look forward to. I for one cannot wait for things to get off the ground once again. Here's to hoping we still can get at least one MCU project launched in 2020.
Tags: Black Widow Deadpool Disney Doctor Strange Doctor Strange and the Multiverse of Madness Eternals Falcon & The Winter Soldier Hawkeye Loki Marvel Marvel Studios MCU Moonknight Ms. Marvel Shang-chi Shang-Chi and the Legend of the Ten Rings she hulk Spider-Man Thor Thor Love & Thunder WandaVision What if
Published by Russ Milheim
I'm Russ, and I'm a nerd to the core. Pop culture is the fuel that drives me. Television, Movies, Games, Comics, and Superheroes are my passions in life. Want to talk anything DC or Marvel? I'm here for you. Like Funko Pop! figures? Those are my thing as well. The moral of the story, is that I felt Game of Nerds was the best place to try and share my love for all things pop culture to the world, and engage with people across the world.View all posts by Russ Milheim
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