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Tangier Morocco Cruises
Nov 11, 2018. Cruise Deals; Pullmantur Cruises; Horizon; Morocco Escape Cruise. Located east of Casablanca is the Moroccan city of Tangier; home to an.
Apr 6, 2009. Back then, Morocco's northernmost city and strategic port—the. commercial harbor would be turned into a marina for yachts and cruise ships.
This Southern Spain & Morocco luxury cruise will take you on an 8 day journey from Portugal, Morocco and Spain aboard a small luxury cruise ship.
The offers from Pullmantur cruises are very wide and varied. Whether you are looking for fun and parties, or the tranquility and beauty of the most enigmatic beaches, you will find a cruise that perfectly fits your needs, with every detail designed to the millimeter for you and all in the comfort of the best facilities.
One of a selection of cruises, including a luxury 15-day cruise on board Seabourn ship Seabourn Odyssey, visiting destinations that include Barcelona, Tangier,
The new product The Waves is perfect for our customers who are seeking a more premium experience and want to find a new way of enjoying life. All The Waves services are included for passengers with a reservation in the Suite category.
with views of Mt Toubkal before a delicious home-cooked tangier or cous cous. A must (and an obvious choice) in Morocco is riding camels to a desert camp for the night. And although it's an obvious ch.
Located on Morocco's northern coast, the city of Tangier is a natural entry point for visitors from Europe. If you're planning to explore the country by train, Tangier is your best option for frequent rail connections to major destinations like.
Article continues below Tebas, though, feels he can convince Rubiales to give the RFEF's blessing to the 15-year deal with Relevent, citing the relocation to Morocco of this. of already having play.
Western Gems. From the ancient ruins of Rome to the modern masterpieces of Barcelona, the Western Mediterranean has long inspired the world's great artists.
Sail along the Atlantic coast of Morocco from Tangier, the "White City", to Agadir, Your cruise promises relaxation, idleness, historic tours, shopping, and even.
Morocco's rich culture and diversity reflects in every inch of the vibrant people that frantically trade in the streets while songs of worship ring out overhead. Moroccan people truly have a long and fascinating heritage.
Its blend of cultures and influences is unique in Morocco – for much of its history it. You will be picked up from the cruise terminal of Tangier and taken in an.
Cruises & Ferries. Tangier is located at the crossroads of the Atlantic and Mediterranean itineraries, its rich history, its openness to other cultures and the.
The American Legation: Morocco was the first nation to recognize American independence, and the USA established a diplomatic mission in Tangier in 1821.Now a museum, the American Legation is located in the southwest corner of the medina and worth a look. The museum houses some fascinating art including a room dedicated to.
Visitors arriving into Morocco from the U.S. must be in possession of a valid. Trips are available to the Moroccan cities of Ceuta, Tangier Med and Tangiers. FRS is reportedly the only shipping com.
Orlando Vacation Rentals Near Disney Boca Raton-based developer Encore Capital Management completed the first 77 homes at its master-planned vacation rental community in the. The Encore Club at Reunion is located near Walt Disney Worl. Vacation homes are typically 3- to 6- bedroom villas located
Additionally, el-Jadida and Meknes would be the only cities not accessible by the country's train and highway network, while Tangier and Casablanca are due to be connected shortly by Africa's first-ev.
Small luxury cruise through the Mediterranean. Italy, Spain, Greece, France, Morocco, and more. This is one spectacular Mediterranean Cruise.
Book your ferry to Tangier with GRANDI NAVI VELOCI and set off to discover Morocco! The GNV fleet provides all the comforts you would find on cruise ships.
During World War II, as charge d'affaires for the American Legation in Tangier, Morocco, he helped Hungarian Jews obtain visas to Spanish Morocco. In 1946, President Harry Truman presented Childs with.
Sevilla said they could file a complaint if Barca name an "improper lineup" in Tangier, Morocco. "Sevilla FC is surprised by the RFEF's announcement 24 hours before the Super Cup," Sevilla said in a s.
Apr 30, 2016. Tangier Morocco Tangier is a fascinating city in northern Morocco and a popular spot on many Mediterranean cruise itineraries. Situated on the.
Arrowhead Ranch Outdoor Science Camp California Environmental Science Summer Camps at KidsCamps.com – Internet's most comprehensive directory of. Arrowhead Ranch Outdoor Science School. Be prepared with the most accurate 10-day forecast for Lake Arrowhead, CA ( 92352) with highs, lows, chance of precipitation from The
Tangier, Morocco Day Trip from Costa del Sol. Your Morocco day trip to Tangier begins with a scenic drive from Costa del Sol to Algecias or Tarifa, in the southern tip of Spain.
The migrants were saved from their partially-inflated rubber dinghy, which was struggling in "unfavourable meteorological conditions", Morocco's military said in a statement. After being rescued off t.
Hotels Lac D Annecy Lake Annecy is one of the most beautiful areas of France and our Lake Annecy by train tour offers the opportunity of a relaxing break close. Aix-Les-Bains is located in the southeast of France, 107 kilometres (66 mi) east of
Vacation In Hobbit Town Take a trip to Hamilton, New Zealand. Towns in Hamilton – Waikato. and visit Hobbiton Movie Set, the amazing Hobbit-sized village created for the movies. Dec 11, 2017. If you're looking for Lord of the Rings or Hobbit tour packages
Twombly and Rauschenberg soon traveled together to Naples, Palermo, Rome, Florence, Casablanca, Tangier, and Morocco where they met and traveled with Paul Bowles. These first drawings also show Twombl.
Experience an Adventure Cruise around the coast of Spain, Portugal and Morocco. Onwards to Morocco for a tour of Tangier's medina and a taste of mint tea.
Ferries to Morocco. Page sponsored by FRS.es. Since 2000, FRS Iberia and FRS Maroc have been operating year-round fast ferry sailings across the Straits of Gibraltar between Spain and Morocco.
Lightweight Drawstring Backpack Strong and lightweight with a large imprint area! • Made from 75-gsm non-woven, polypropylene, this lightweight backpack has a drawstring closure and large carrying capacity. • Tear-resistant and water-repellent make this a great choice for students. Sports backpacks and gym
Experience an urban marina at the heart of the Bay of Tangier. as well as its mythical Royal Yacht Club of Tangier, the oldest in Morocco, created in. and international tourists thanks to its port dimension based on cruising, yachting, fast ferry.
Bourdain compares the realities of a destination against its reputation built up by those that loved it best in Tangier, as well as indulges viewers. into how ridiculous many western tourists act i.
CIRCOR Aerospace & Defense has business units located in California, New York; Paris, Chemillé and Pau, France; Uxbridge and Cambridge, UK; Tangier, Morocco and Suzhou, China. Parent company CIRCOR In.
Book the best cruise deals online Morocco escape – Horizon – Pullmantur. Departing from Malaga (Spain), sailing to Casablanca, Tangier (Morocco) and.
RABAT: Morocco recorded a bumper year for tourist arrivals in 2017. up from 64.2 billion dirhams (RM27.4 billion) the previous year. Fez, Tangier, Marrakesh, and Ouarzazate recorded the strongest g.
Morocco travel and visitors guide from Morocco.com. You can find hotels, reservations, tours, flights, maps, popular shopping destinations, one-of-a-kinds sights and attractions throughout Morocco and its cities, towns and regions.
Tangier, Morocco Day Trip from Costa del Sol. Your Morocco day trip to Tangier begins with a scenic drive from Costa del Sol to Algecias or Tarifa, in.
Cruise across the Strait of Gibraltar and spend the day on Moroccan shores on this full-day tour from Gibraltar. Explore the coastal resort of Tangier on a guided.
APM Terminals' MedPort Tangier terminal, located on the Strait of Gibraltar. Equally important, this port creates another wave of future investment momentum in Morocco as a business and trade cente.
Mövenpick Hotel & Casino Malabata Tanger is a luxurious hotel overlooking the Bay of Tangier and the Straits of Gibraltar. Official site.
Morocco is rapidly becoming a desirable retirement destination for foreigners from many countries around the world. It is especially attractive for people with lower income levels due to the low cost of living in all aspects (property, food, transportatio
Sail on to Morocco for a tour of Tangier`s medina and a taste of mint tea, as well as a visit to Chefchaouen, the famous blue-washed city. Continue to Seville and.
A cruise to Morocco takes you to a country with a real mixture of languages, Melilla offers a hint of Spanish Morocco, Tangier gives a glimpse of ancient life,
But we had shopped and eaten our way through Marrakech, Fes, Essaouira and Tangier already. A long winter's weekend. support a local foundation that trains refugees for jobs in Morocco's burgeoning.
RABAT, Dec. 16 (Xinhua) — Moroccan authorities seized 1.5 tons of cannabis on Saturday in the northern city of Tangier, local media reported. crack down on cannabis farming in the past decade, Mor.
Morocco's rich culture and diversity reflects in every inch of the vibrant people that frantically trade in the streets while songs of worship ring out overhead. Moroccan people truly have a.
Qatar Airways passengers can also travel onwards to the domestic cities of Morocco, including Marrakech, Agadir, Tangier, Guelmime, Tan Tan, Tetouan, Al Hoceima, Fes, Errachidia, Oujda, Nador, Ouarzaz.
Ireland Cruises at Vacations To Go. Your source for Ireland cruise, cruises from Ireland, cruise Ireland, cruises to Ireland, cruises visiting Ireland and Ireland cruise lines.
(MENAFN – Morocco World News) Rabat – 48.6 percent of reported poisoning. incidence of deaths by pesticides (119.26 per 100,000 inhabitants), followed by Tangier Tetouan-Al Hoceima (107.4 per 100,0.
S. Department of the Interior. From 1821 until 1956, the U.S. diplomatic mission to Morocco was located here in the old walled Medina of Tangier. With the end of the French and Spanish Protectorates i.
Morocco has high annual average wind speeds at several locations across its territory. Areas around the cities of Tangier and Tetouan are particularly suitable for wind farm development given the prox.
If your cruise docks in Tangier, you can take a half-day excursion to see the best of what this seaside city has to offer. The Morocco Highlight's half-day tour of.
19 Night Fly, Cruise & Stay Middle Eastern Treasures & Roman Ruins Cruise onboard Celebrity. This region ranges from Morocco in the west, which borders both the Mediterranean and Atlantic. Mediterranean – Tangier, Tripoli, Alexandria
Jan 25, 2017. Answer 1 of 8: I've seen one site with an excursion for this, but we will be arriving in Gibraltar via cruise ship and only have 9am-6pm in port.
Bridle Track Camping
Blue Waters Hotel Weddings


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Faber Chokes Mizugaki Out
Written on November 12, 2010 by Markham Mencken
The biggest star in the history of WEC fought for the promotion for the final time at WEC 52, and it went just as planned. Urijah Faber choked out Takeya Mizugaki with just seconds remaining in the first round.
Urijah Faber's plans for his last fight for WEC went as it should be, after defeating the Japanese favorite — Takeya Mizugaki. Mizugaki was holding his own early in the first round, but Faber proved how well-rounded of a fighter he is. It was only a matter of time when he took on the Japanese's back, and attempted a rear-naked choke. Faber started the choke from a standing position, and re-positioned it after they fell on the mat. He continued to squeezed tightly until Mizugaki was left unconscious.
For a moment, there was a scary scene with a blocked out Takeya Mizugaki on the floor. But he quickly came to, and appeared to be okay. This is Urijah Faber's first victory in the bantamweight division. He will move in the UFC most likely as a number one contender. Indeed, Faber's star is on the rise, and soon to shine even brighter.
View Article Source »
Urijah Faber's Plans for His Career
A bright future is certainly coming along Urijah Faber's way, and he already have plans for it. After defeating Mizugaki on the penultimate event of WEC, he is eyeing a rematch against Dominick Cruz.
For four years, Urijah Faber has been the face of World Extreme Cagefighting. A long-reigning featherweight champion, he's the only WEC star that could rival his popularity with any UFC counterpart. And with the news about UFC-WEC merger, it seems like Faber will be having his place among the elite
Still, that time will not come, until he headlines another WEC fight. And if all goes well, Faber will take on Mizugaki before gracing his way to the UFC. After that, it is possible that Faber will have a rematch to the only MMA fighter that he abhors — Dominick Cruz.
Read the rest of the article »
A Bright Future for Faber
"I feel great at this new weight. My body feels incredible, and I'm still motivated to fight. These next couple of years are going to be awesome." -- Urijah Faber
The UFC-WEC merger poses a good and bright future for Urijah Faber. During his Savage Dog Show interview on Sherdog Radio Network, Faber pointed out that UFC is a top brand while WEC has the most exciting fighters. And for him, the two promotions is a great combination. On a business point of view, everything will skyrocket. The bonuses will run from $10,000 to $65,000, and the pay-per-view averages and viewer count will also go up.
When asked about his drop to 135 pounds, Faber stated that it's going to give him another edge in the competition. Being tough, skilled and creative, his weight loss will make him faster and just as strong as the other fighters. With that, Takeya Mizugaki should view this as a threat for their upcoming WEC 52 match. Indeed, Urijah Faber is looking forward to his brighter days in the future.
K-Swiss Acquires Form Athletics
Written on August 03, 2010 by John Paul Vill
Form Athletics is now under the wings of K-Swiss.
Seven months after its official launch and half a year in operation, Form athletics has been acquired by sneaker titan K-Swiss.
Form Athletics, a sports apparel company based in Laguna Beach California is co-owned by WFC featherweight champion Urijah Faber. The apparel's visibility was seen on MMA during the reign of Faber as his involvement with the brand.
MMA Fighting Events
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UFC Fight for the Troops 3 results: Kennedy stops Natal...
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redpajama_set_name: RedPajamaCommonCrawl


When it comes to mountain bikes on the international market, Commencal is a major player. They've built up their brand's legendary reputation since 2000 by investing in sports marketing and being present at all major events. Today the brand has a community of over 150,000 fans as well as a powerful and effective sponsoring strategy. 16 years after putting out their first bike model, the Andorran SMB of 50 employees sells more than 15,000 bicycles a year, namely thanks to their e-Commerce business. The brand is present in 50 countries and its 7 e-Commerce websites are connected to Sage business management software in 4 languages and 5 currencies.
A line of high-end, reliable, powerful and particularly well-made bicycles.
An advantageous pricing strategy made possible with a direct-to-consumer solution.
International distribution online available in several languages, several currencies, and using several warehouses throughout Europe, Canada, the USA and Mexico.
Simple and efficient business management using connectors that link all software used.
Oxatis: Right from the beginning of the creation of Commencal's online shop, the brand was already exporting to many different countries and boasted a significant reputation. What convinced you to sell your products online?
Max Commencal: In 2013 we decided to launch our e-Commerce website and take advantage of our reputation to address our consumers directly. At the time we had about 300 resellers and distributers. But the market was stagnating, maybe even declining, and it was time to question the traditional strategy of brand-distributer-reseller-public. What's more, our bikes were becoming increasingly technical and specialised and there were fewer and fewer resellers able to explain in detail our brand's options and specificities. In general they were mainly interested in their profit margin and were always asking us to lower our prices while increasing their cut.
So, there was the danger of alienating our whole store network, but I thought that by changing nothing we would be taking an even greater risk. We started by trying to put together a website using an open-source solution, but we quickly decided to contact industry experts.
"Our website has never been down for a minute!"
Oxatis: Why did you choose Oxatis?
Max Commencal: I personally didn't want bespoke development. I preferred to go with a company selling ready-made solutions. We chose Oxatis on one hand because they were one of the first companies we contacted who were friendly and constructive, and on the other hand because the solution allowed us to connect our websites to our Sage software. Oxatis had a pretty good reputation in terms of performance and uptime, and that was one of my primary criteria for the future of our brand. I have never regretted this choice as, from the beginning, sales have been more than satisfactory and especially as the website has never been down for a minute, whether it's the English version or the versions in other languages.
"The connector makes running our business possible!"
Oxatis: You export products throughout the world, how do you manage a business with 7 e-Commerce websites, shops, distributers and resellers?
Max Commencal: To begin with, our business success relies on the management of a considerable amount of stock and seamless logistics. The bikes are made in Taiwan and Thailand, our warehouses are spread throughout 3 continents and resellers and shops—the ones that are left—are dispersed throughout the world. In addition to our many distribution channels, we also have several types of stock linked to Sage: stock in customs, stock for advertising, marketing, the press and other stock reserved for individuals and shops.
Each time an order is made on the website, the connector updates the stock per warehouse. This means that for the stock in Europe, if you order a bike in England the stock for the Spanish, French and German websites will be updated and synchronised real-time.
At each step of the ordering process, from payment and shipping to preparation, customer and order information are updated for the customer account and synchronised with Sage. Customers can follow their order preparation and track their packages using the tracking number provided. Logistics that's both powerful and easy to manage as everything is automatic!
The connector makes managing our business possible. Today 75% of our turnover is online and we received over 10,000 orders in 2016.
Oxatis: How were you able to expand your business internationally?
Max Commencal: Oxatis helped us by offering a complete set of features for expanding our business' exports. Thanks to the Oxatis teams' work, we launched three new e-Commerce websites in 2016. The German website at the beginning of the year and Canadian and Mexican websites more recently, which brought in significant additional turnover in just a few months. Next year we forecast reaching the same performance as in the United States where we doubled our turnover in just a year. We are also projecting launching a website for Australia and another one for New Zealand.
We use the same operating plan for all countries. We duplicate our business model; an e-Commerce website and a showroom per country (or per continent). For example in Canada we decided to open our showroom in new offices in Squamish next to Whistler, a very high altitude mountain biking site.
The first step to creating a new website is duplicating the website design, which is easy to do.Each time we do a design overhaul or we set up a promotional offer, we are able to use the same design easily. We then adapt the offer to each country by offering products suited to the market.
The second step is selecting the currency and applying the appropriate taxes for the country concerned. Oxatis provides us with an advanced VAT system that allows us to adapt a product's VAT according to its category, the location it's being delivered to and the shipping method. You can imagine the number of possible tax rates for a product catalogue. We manage our pricing system and tax rates using Sage.
The third step is connecting the e-Commerce website to the bank and payment methods chosen for our clients. When we were establishing Commencal's presence in the USA, Authorize.net technology, developed by Oxatis, allowed us to connect our website to our American bank. We processed our first orders within the first few days the website was live.
Can you explain to us what makes your website effective no matter what country use it for?
Max Commencal: A true mountain bike brand is first and foremost built around a community of demanding athletes and people passionate about bikes. Every 2 years we call on the Oxatis Graphics Studio to completely overhaul our website design. This year our designers and Oxatis' designers worked together to highlight product information and the community aspect of the site. We wanted our new design to give an accurate image of our philosophy.
Product pages completely reflect the quality of our range and offer online shoppers all the information necessary to reassure them and encourage them to confirm their high average shopping carts.
New pages with tutorials, guides and technical details have been created to offer precise, comprehensive and organised information.
A powerful and user-friendly bike configurator was developed by Sébastien, our technical contact at Oxatis. Online shoppers can completely design their own mountain bike starting with the frame. They then choose the shock absorbers, grips, wheels, breaks and all of the bike's parts. We want to offer our customers a tool worthy of their expertise that gives them the freedom to put together the bike that's best for them. Customers can also assemble incomplete bikes, if for example they already have some parts. The configurator is also synchronised with Sage. This saves our teams a lot of time.
Oxatis: After optimising the customer experience on your websites, what are your projects for 2017?
Max Commencal: We need to keep thinking and working in order to constantly offer new and innovative things! Every year 4 collections are produced as limited and special editions. Competitions and the release of new parts govern our bicycle production.
A significant part of our budget is dedicated to sports marketing which allows us to constantly strengthen our product strategy. As part of our team 2 videographers and 1 photographer travel the world following riders and competitions, world championships and cups to feed all of our communication and diffusion channels. Today photos and videos are the best way to talk about our products. Our international opportunities offer us incredible prospects for continuing to export the brand. We are very optimistic about the impact of the launch of our new websites!
In 2017 we will adopt several technical innovations. The first will be to innovate the mobile version of our website, making it more easily accessible for smartphones or tablets. We are also going to strengthen our brand community through tutorials and new bricks and mortar shops. Each product release will be supported by a maximum amount of information. The goal is to ensure that our website and sales channels are constantly evolving. And to reach this goal, I have to admit that with Oxatis we have a quality partner on our side. Recently I asked them to seriously think about doing a Chinese version…they looked at each other strangely…but they haven't said no yet.
The security of the solution.
We can relax under any circumstances even during spikes in traffic such as Black Friday when tens of thousands of shoppers browse our websites.
Contact with Oxatis' teams is shockingly simple.
I've worked with Tania and Leslie for years, they are both available and always listen to our requirements. The support adapts to each step that we make in the development of our business.
The flexibility of the solution.
The solution allows us to adapt and add as many features as we want simply and easily.


Cambridge University Press announced that it will use Ebooks Corporation's eb20 platform to deliver ebooks to academic libraries. Cambridge Collections will feature subject-based collections of ebooks, and collections will be sold on a perpetual access, unlimited multiple concurrent user basis. The initial release of Cambridge eBook Collections, available to Asia Pacific only, will include specialist collections of humanities, science and business ebooks.


Dova and I are the most active admins right now... yet still nobody recognizes me. feelsbadman.
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Cigna Newsroom
Newsroom | 12 August 2009
Cigna Workplace Accommodation Services Help Employers Meet New Americans with Disabilities Act Requirements and Keep Workers Productive and on the Job
With the Likelihood of Increased Workplace Accommodation Requests, Cigna Launches a New Program with Direct Access to Vocational Rehabilitation Experts and Job Accommodation Network Resources
Cigna Corporation
Amy Turkington, 440-934-5385
amy.turkington@cigna.com
Jim Angstadt, 215-761-8748
jim.angstadt@cigna.com
PHILADELPHIA, August 12, 2009 - Employers nationwide may soon see a rise in the number of employees requesting workplace accommodations for a disability as a result of the recently enacted Americans with Disabilities Act Amendments Act (ADAAA). To help disability clients address the new requirements and provide solutions to meet employees' needs, Cigna (NYSE:CI) today said it has launched the Cigna Workplace Accommodation ServicesSM program. Most of these services are included at no cost to Cigna disability plan customers and can help employees contribute to their full potential.
According to a study by the Job Accommodation Network, for every dollar invested in workplace accommodations, employers receive about $10 in return benefits including increased worker productivity and saved costs associated with training a new employee1. Cigna's vocational rehabilitation counselors identify ways to keep people at work or return to work after a disability. As part of the Cigna Workplace Accommodation Services program, employers can access counselors through a toll-free helpline, seek assistance with identifying at-risk employees who may be headed for disability if steps aren't taken to prevent it, and create well-documented job descriptions that assess an employee's or applicant's ability to perform a specific job function.
The Americans with Disabilities Act (ADA), originally signed into law in 1990, prohibits employment-related discrimination against disabled employees and job applicants. The ADAAA, which took effect January 1, 2009, substantially broadened the definition of who may attempt to seek protection under the ADA, making it easier for an individual to establish that he or she is "disabled" for ADA purposes.
"It's a reasonable assumption that the ADA amendment will likely lead to an increase in the number and variety of workplace accommodation requests. Many employers aren't sure what to expect and may struggle with putting the necessary pieces in place," said Dr. Robert Anfield, chief medical officer for Cigna's disability programs. "While Cigna cannot provide legal counsel for clients, Cigna's vocational rehabilitation counselors have a wealth of experience helping people stay at work or return to work after a disability. With this program, we're sharing our expertise with clients to help in their efforts to comply with the new law, while maintaining or even enhancing workplace productivity."
The Cigna Workplace Accommodation Services has three main components:
ADA Helpline and association with the Job Accommodation Network (JAN) - Provided at no cost, Cigna's ADA helpline gives disability clients access to experts who can help them more quickly connect to the right JAN resource and who can discuss Cigna programs that support ADAAA compliance. The helpline is staffed with certified and Masters-prepared vocational rehabilitation counselors, who have also attained Certified ADA Administrator designations and completed professional training from the Job Accommodation Network.
Helping employees stay at work - Individuals with physical and/or psychological limitations associated with a progressive illness or condition sometimes fail to identify warning signs that could lead to a disability. Cigna's vocational rehabilitation counselors have the expertise and experience to recognize employees who may need help to prevent a disability. Counselors can provide expanded intervention services, for example, assessments of the employee's ability to perform tasks required for their position, ergonomic accommodations and assistance with equipment purchases, and an on-site review of the overall workplace environment.
In addition, Cigna's fee-based Job Analysis Service helps disability clients develop ADAAA-compliant job descriptions after a thorough review a position's job functions within an organization and a process to identify a job's physical and cognitive demands. This information can help a disability client objectively assess an employee's ability to perform specific required functions and make informed job accommodation decisions.
Reasonable Accommodation Benefit - Available as part of Cigna's long-term disability plan coverage, Cigna can help pay some of the costs required for a job accommodation, such as new equipment or technology that can return an employee to work.
For more information about Cigna's Workplace Accommodation Services, please download the brochure at http://www.cigna.com/pdf/WorkplaceAccommodationSvc.pdf.
Cigna (NYSE:CI), a global health service company, is dedicated to helping people improve their health, well-being and security. Cigna Corporation's operating subsidiaries provide an integrated suite of medical, dental, behavioral health, pharmacy and vision care benefits, as well as group life, accident and disability insurance, to approximately 46 million people throughout the United States and around the world. "Cigna," the "Tree of Life" logo and "Cigna Group Insurance" are registered service marks of Cigna Intellectual Property, Inc., licensed for use by Cigna Corporation and its operating subsidiaries, including Life Insurance Company of North America, Cigna Life Insurance Company of New York, and Connecticut General Life Insurance Company. All insurance products are provided by these operating subsidiaries and not by Cigna Corporation. To learn more about Cigna, visit www.cigna.com. To sign up for email alerts or an RSS feed of company news, log on to http://www.cigna.com/newsroom/register.
1 Job Accommodation Network (Original 2005, Updated 2007). Workplace accommodations: Low cost, high impact. Retrieved July 9, 2009, from http://www.jan.wvu.edu/media/LowCostHighImpact.doc
Cigna Corporation's Fourth Quarter 2020 Earnings Release Details
Cigna Announces Appointment of George Kurian to Board of Directors
New Cigna Study Shows Integrated Medical, Pharmacy and Behavioral Benefit Design Delivers Better Health Outcomes and Improves Affordability
Cigna Institutes Quarterly Cash Dividend and Declares First Quarterly Dividend; Announces Investor Day on March 8, 2021
Cigna Adds Iora Health to Growing Medicare Advantage Network
New York Life Completes Acquisition of Cigna's Group Life and Disability Insurance Business


As a nonprofit manager, the right accounting software can be the defining line between hours and hours of extra work and a peaceful end-of-month and end-of-year reporting process. Successful management of a nonprofit organization requires attention to detail.
Careful administration of expenses and meticulous reporting practices are essential to meet regulatory compliance, and to secure future funding. How can you ensure successes in nonprofit accounting software vetting and selection?
Join Brittenford Systems for a FREE webcast on Tuesday, July 15 at 1:00 ET titled "Accounting Systems for Nonprofits" and learn how the proper accounting software can provide accurate and timely reporting, easier access to data, and automated processes that help reduce daily overhead. Webinar panelists include Brian Dietz, President of Brittenford Systems, along with Shereen Mahoney, CEO, as co-host and moderator.
Again, Accounting Systems for Nonprofits will be held on July 15 at 1:00 PM EDT and you can register here.
Brittenford Systems is a leading provider of both on-premise and cloud financial solutions to companies, schools, and nonprofits. Located in Reston, VA, we specialize in helping your company achieve its financial and business intelligence goals. We welcome you to learn more about the products offered, and contact us to see what we can do for you.


We are a proven partner, working together with our customers to meet and exceed their requirements.
Whether military or civilian, federal or commercial, at home or abroad, our customers have consistently recognized us for the quality of our services.
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Winona LaDuke
Winona LaDuke is a rural development economist working on issues of economic, food, and energy sovereignty. She lives and works on the White Earth reservation in northern Minnesota, and leads several organizations including Honor the Earth, Anishinaabe Agriculture Institute, Akiing, and Winona's Hemp. These organizations develop and model cultural-based sustainable development strategies utilizing renewable energy and sustainable food systems. She is an international thought leader in the areas of climate justice, renewable energy, and environmental justice. She is also a leader in the work of protecting Indigenous plants and heritage foods from patenting and genetic engineering. She has authored six books including; Recovering the Sacred, All our Relations, Last Standing Woman, and her newest work, The Winona LaDuke Chronicles.
Find Your Mettle
By Winona LaDuke, Resilience.org
Have you ever fallen in love with someone who is dying? That's some of the sentiment of this time. Some of what we know in the world will no longer be here, that's the world we have created.
The Seventh Fire
In the time of the Seventh Fire, the Anishinaabe were told that we will have a choice between two paths: one well worn, but scorched; and a second that's not well worn, but green. We are instructed to make a choice.
The Twelve Days (and Months) of Climate Justice Day Two: Winona LaDuke and Sitting Bull at Standing Rock
By Winona LaDuke, John Foran
It's 2016 and the weight of American corporate interests has come to the Missouri River, the Mother River. This time, instead of the Seventh Cavalry or the Indian police dispatched to assassinate Sitting Bull, it is Enbridge and Dakota Access Pipeline.
The Beginning is Near: The Deep North, Evictions and Pipeline Deadlines
By Winona LaDuke, Indian Country News
Standing Rock is an unpredicted history lesson for all of us.
Solar Warriors vs. the Black Snake of Tar Sands
By Winona LaDuke, Common Dreams
This past week, Henry Red Cloud, a descendent of Chief Red Cloud and President of Lakota Solar Enterprises, was recognized as a Champion of Change by President Obama for his leadership in renewable energy.
Tar Sands, Pipelines and the Threat to First Nations
By Winona LaDuke, Martin Curry, Post Carbon Institute/Foundation for Deep Ecology
The proposed Northern Gateway pipeline, would travel straight through sensitive watersheds, temperate rainforests, and millennia-old communities of First Nations peoples.
Our home on earth
By Winona LaDuke, On The Commons
Giiwedinong means "going home" in the Anishinaabeg language- it also means North, which is the place from which we come.This is a key problem that modern industrial society faces today. We cannot restore our relationship with the Earth until we find our place in the world. This is our challenge today: where is home?
Keepers of the seeds
By Winona LaDuke, YES! magazine
In Canada, three-quarters of all the crop varieties that existed before the 20th century are extinct. And, of the remaining quarter, only 10 percent are available commercially from Canadian seed companies (the remainder are held by gardeners and families). Over 64 percent of the commercially held seeds are offered by only one company; if those varieties are dropped, the seeds may be lost. That's the reason Caroline and about 100 other indigenous farmers and gardeners—along with students and community members—gathered in March on the White Earth reservation in Northern Minnesota to share knowledge, stories, and, of course, seeds.
Ann Morrow
It's a surreal experience to be alive today. How can I not be aware of how out of balance the systems that sustain us are? How can I ...


In lieu of a final exam, ENGL 1101 and 1102 require you complete a final multimodal portfolio due during your section's scheduled final exam time. The portfolio will include examples of your WOVEN work products, a substantial reflective essay, and brief introductions to each artifact.
State in the first paragraph, preferably the first sentence, whether the assignment was an Individual or a Group project.
Contain Process Documents (with the exception of the Common First Week Assignment). The more of these documents you provide, the better. Process documents might include informal sketches, rough drafts, planning documents, or brain storming notes.
The multimodal reflective portfolio is produced in an open-source portfolio platform called Mahara; you can access the GT instance of Mahara using your GT login credentials.


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The 'science' behind AGW has been rebutted. Jo Nova and I presented a number of articles reviewing recent research which shows AGW is fatally flawed.
One of the denials of this fact was that at least 17 years were needed before a climatic trend could be isolated; this is confirmed by leading AGW scientist, Ben Santer. Which should mean that if there is no temperature trend consistent with AGW in 2013 then AGW should pack up its mouldy bags, ridiculous end of the world scenarios and most of all, huge financial demands and bugger off.
Of course it won't because there are still too many MSM outlets who will not admit any defects in their pet theory; in Australia that would be the ABC, a taxpayer funded media outlet which arguably should be closed and the Fairfax organisation which probably will be closed because of dwindling readership.
Then there is the money; $10's of billions wasted on this scam. You can't turn around without tripping over some spiv with his hand out to the witless government demanding funding for a green energy scheme which no one has done due diligence about, or if they have, have ignored the consequences when the green entrepreneur falls in a heap such as the fiasco in Tasmania when Wood and Cameron bought Triabunna woodchip mill.
Fairfax and the ABC never present the avalanche of evidence to show AGW and Green energy are failed and very expensive ideas. Take the Gergis debacle. When this paper was first publicised by its senior author Karoly, the ABC and Fairfax were all over it like a rash. When the paper was revealed to be a statistical mess there was no retraction or reanalysis.
In this way the MSM has presented an uncritical picture of AGW from day one. The method is to publicise every new paper; and when later the paper is once again revealed to be phony or flawed, ignore it. The casual reader will have an accumulative picture of a constant and sustained build-up of vindicating AGW science because none of the contrary evidence is presented. This has been a massive lie by omission.
As I say, there are many who argue the ABC should be closed.
And what about this government? Its carbon tax is in tatters with the ABS admitting it will not be able to quantify the impact of carbon pricing, compensation or other government incentives and will not be producing estimates of price change exclusive of the carbon price or measuring the impact of the carbon price.
How extraordinary is that; the official measurement of a government policy cannot or will not be done!
The only people who will know about the impact of the carbon tax will be the citizens paying their electricity bills and dealing with the inflationary effect.
Every aspect of the carbon tax has been wrapped in deceit and lies. When it was first introduced the usual culprits, Wong, Combet and the misogyny magnet herself, Gillard, all claimed the carbon tax would have no effect on either consumers or coalmines. This was and still is duplicity itself because the purpose of the tax is to first make coal based electricity too dear and then to stop it all together.
That simple contradiction has never been picked up by the MSM.
Both sides of politics in Australia are pro the Renewable Energy Target [RET] where effective, efficient and affordable fossil energy is replaced by green energy which does not work. The Coalition and Abbott are still advocating the RET. This is destructive because the RET is likely to more expensive than the carbon tax.
So while ever the Coalition supports the RET Australia cannot be said to be free from the curse and lie of AGW even though the AGW science has failed. The only political party which will scrap both the RET and the carbon tax is the NO CARBON TAX Climate Sceptics [NCTCS]. If people want to be free of AGW they should seriously consider voting NCTCS at the next election.


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Interested in Umpiring?
Then please read the following account.
Bernie Young: 'A' Award Umpire
I have played netball for what seems like forever…I played at school (Sir Gilbert Claughton Dudley) and never stopped when I left. I continued to play for Dudley Leisure Centre, now Dudley Netball Club, when they initially played at the Leisure Centre in Wellington Road, Dudley. A definite home advantage ground if ever there was one, as we played on the top car park that had an incredible slope. So much so that we thought if we played too much we would all end up with legs like a mountain goat!! We eventually ended up playing at Thorns school, Brierley Hill in the Dudley League. I also continued to play when I became a Police Officer in the West Midlands Force. It was while we played at the Thorns that my umpiring journey began.
I distinctly remember a certain Miss Brenda Hayter umpiring a game I was playing in and lord forbid I questioned her decisions (Brenda was an International umpire) and she firmly put me in my place by telling me "if you can do better I suggest you get a whistle and go on a course!!". I took Bren at her word and did just that; a few months later I proudly became a Dudley League approved umpire. However, playing always took precedence over umpiring at this early stage, even though I did enjoy umpiring. Brenda encouraged me to move forward in my umpiring and in 1991 I successfully gained my C Award.
It was then my umpiring really began to take off. I umpired county games and tournaments, Inter-counties and Alex Barlass tournaments which would take me travelling all around the country. I met some wonderful people and made life long friends. I experienced different styles of umpiring, watched Internationals at their best, learnt new techniques - not only umpiring techniques but playing, coaching and training. We used these tournaments to talk and discuss our experiences and get to know each other; it was fabulous rubbing shoulders with umpires that had been there and done it. Sadly, these tournaments and opportunities were lost with the re-structuring of the county competition structure. I know I am not alone when I say it was very disappointing. As it was at these games I began to get identified as an umpire that could move on.
I began to get a real taste for the competitive and more challenging games; I worked hard to gain my B Award in 1997. It was then that I was invited to umpire at England training camps where I met International players from all countries, it was superb. I realised just how fit you need to be to keep up with the modern game that was moving forward very quickly in more ways than one.
It didn't take me long to decide that I didn't want my journey to stop here, so, I made a very conscious decision that I was going to try to gain my A Award.
I studied the rules until my eyes were boggled and in 1998 I passed my written exam towards A Award. I then had to show that I was umpiring consistently at a high level. I would travel miles to get good high competition games. Any game locally I would put myself forward for but I needed to get out of the region and experience all types of games. To be honest I owe lots of praise to teams who would always call me to umpire for them if they were travelling. I completed what we call the blue card, which is a record of your games and the standard…I completed it in record time I was so eager to put in for my A Award practical test. On 5-11-2000 I travelled to Chester with poor long suffering netball widow husband Rob, and took my practical. I passed – HURRAH! I can't remember when I had last been soooo nervous, so much so when I was told I had passed I started to cry with relief, jumped off my chair and kissed all three testers!!!
I was exceptionally lucky; I was selected to do loads of England Training games. I've umpired at the top level in Premier League which included International and Super League players. One of my highlights was umpiring the training games at Fastnet, in Liverpool at the Echo Arena where I experienced Australia, New Zealand, Jamaica, England and Wales, it was exhilarating a fantastic experience.
I do also test at C and B Award level and am currently moving towards A testing. I am also an IFNA accredited table official and often officiate at the test series, Internationals and Super League.
Unfortunately due to age old (not old age!!!) injuries in 2011 I made the heartbreaking decision to retire from Premier League as I felt that my fitness would effect my performance and I didn't want that to effect my reputation. I still feel I have something to offer on court and umpire at Regional level and will do so as long as my fitness allows. I do seriously believe that we, as umpires have an obligation to ourselves and the game to self assess and be true to yourself, if you can't keep up be honest, don't do yourself an injustice.
Always umpire with a smile on your face and in your voice, it can diffuse no manner of things, enjoy it. Umpire with integrity and objectivity.
My aim for the future is to give something back to a game that has been a huge part of my life and that has helped me through some rough times. I can turn up to netball feeling really down and can go away feeling exhilarated and fulfilled.
My hope is that I can encourage other umpires by way of mentoring and passing on my knowledge, skills and experience, to enjoy what they do and experience the joys as I have done. My umpiring journey has been and still is a learning one.
If you are an existing umpire and wish to go forward in your umpiring, or, if any of you out there are interested in becoming an umpire, speak to Bernie Young who will guide you in the right direction or follow the "Accreditation and Pathways" link on the England Netball website.... Click Here to follow link.


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Five side jobs that can erase your holiday-season debt
If you went into debt for holiday gifts, consider these side jobs that are in high demand.
(John Lund / Getty Images)
By Kathy Kristof
California Times
Jan. 2, 2021 5 AM PT
The world has been popping champagne to celebrate the end of 2020, but the specter of COVID-19 isn't the only hangover that has carried into the new year. Roughly one-third of Americans borrowed to buy things this holiday season, leaving them with an average of $1,381 in debt, according to a survey by MagnifyMoney.
Want to get rid of that bit of 2020's economic pain?
There are hundreds of side hustles that could relieve a debt hangover, but we've chosen a few that are in high demand and present relatively little risk. Most pay upward of $15 per hour.
Whether you're skilled in music, art or academics, you can earn good money tutoring.
Online tutoring platforms have been going gangbusters throughout the pandemic and are likely to remain popular through 2021. That's partly because distance learning has been a challenge for many students. Tutors are desperately needed to help those kids catch up.
Where can you sign up to be a tutor? There are plenty of choices.
Wyzant encourages tutors in any topic to sign up and set their own rates. The site takes a 25% commission on each booking. Varsity Tutors, another all-purpose tutoring site, pays between $15 and $40 per hour. Chelsea International Education is a premium tutoring site where tutors can earn far more. But Chelsea requires its tutors to be credentialed teachers with experience.
Music tutors are best served by listing on Lessonface. The site allows tutors to set their own rates, and it charges a modest 4% to 15% fee for helping them advertise and collect payment from clients.
If you're a whiz at math, English or coding, we recommend Juni Learning. What makes Juni a little different is that it hires its part-time tutors as employees. Juni's tutors earn at least $20 per hour.
Walk dogs or pet sit
If you're an animal lover, signing up with Rover can feel more like a hobby than a profession. You get to walk dogs or watch people's pets overnight while they're away. If you pet sit, you decide whether to watch animals in your own home or whether you're willing to stay with the pet at the owner's place.
Rover allows you to set your own rates and pay the platform a 20% commission for listing your services and collecting payment from customers. Freelancers say they can earn $500 to $1,000 per month by watching or walking dogs just a few hours a day.
Stock shelves
With everybody eating and working at home, supermarkets and warehouse stores have been scrambling to keep their shelves stocked. Companies such as Wonolo, Shiftgig and Bluecrew help the markets by connecting them with freelancers who are willing to do warehouse work.
The pay isn't anything to brag about: usually minimum wage or slightly more. However, jobs are plentiful. Also helpful for those juggling 9-to-5 jobs, many shelf-stocking positions are after normal working hours.
Got opinions? You can get paid to express them.
Product Tube enlists freelancers to create product reviews on video. The reviews are generally two to four minutes long and filmed on your smartphone. Assignments might involve going to a grocery store and filming what you see when you walk down the cracker aisle, for instance. Or the site might ask you to taste-test a couple of cereals. Each review pays $5 to $35.
IVueIt asks freelancers to evaluate maintenance and status of commercial construction projects, taking photos and filling out a short questionnaire. Each project takes 10 to 15 minutes (not counting travel to and from the construction site) and pays $5 to $30.
Both sites pay freelancers within days of the assignment's completion.
Put ads on your car
There have been plenty of delivery jobs throughout the pandemic, and demand for delivery drivers shows no sign of slowing. Another way to make driving pay is to sign up with car advertising firms such as Carvertise and Wrapify. These companies pay you to emblazon your vehicle with ads and then just drive as usual.
What can you earn? Wrapify estimates that each campaign pays $175 to $450 per month; Carvertise, which specifically courts Uber, Lyft and Grubhub drivers, pays $100 to $300 per month.
Kristof is the editor of SideHusl.com, an independent site that reviews hundreds of money-making opportunities in the gig economy.
Totally Worth It
Be your money's boss! Learn how to make a budget and take control of your finances with this eight-week newsletter course.
Column: Chevron builds a 'newsroom' to tell stories it doesn't think an independent press will cover
Column: Here's what happened after $1,200 was drained from an 11-year-old's bank account


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Charmian Carr (born Charmian Anne Farnon; December 27, 1942 – September 17, 2016) was an American actress best known for her role as Liesl, the eldest von Trapp daughter in the 1965 film version of The Sound of Music.

Early life
Carr was born Charmian Anne Farnon in Chicago, Illinois, the second child of vaudeville actress Rita Oehmen and musician Brian Farnon. The couple divorced in 1957. She had two sisters, both actresses (Shannon Farnon and Darleen Carr). Her family moved to Los Angeles when she was 10. While a student at San Fernando High School, graduating in 1960, Carr was a cheerleader and played basketball and volleyball. "She had never had a singing lesson and had never tried to act" before she was signed to be in The Sound of Music.

The Sound of Music
Carr was attending San Fernando Valley State College, studying speech therapy and philosophy, and working for a doctor, when her mother arranged for her to audition for a role in The Sound of Music. Rita Farnon had not asked Charmian if she wanted to audition for the part, but Charmian was sure her mother would consider getting a part in a film more important than earning a college degree.

In a newspaper article published November 9, 1964, Carr related the story behind the tryout as follows:

Director Robert Wise thought Farnon was too long a surname paired with Charmian. After he had given her a list of single syllable surnames, she chose Carr. She won the role of Liesl over Geraldine Chaplin, Kim Darby, Patty Duke, Shelley Fabares, Teri Garr, Mia Farrow and Lesley Ann Warren. The film was on the whole a very happy experience for her. However, during the filming of her dance scene with Rolf in the gazebo, the costumers had forgotten to put no-slip pads on her shoes. She slid through a window of the gazebo, and she "had to complete the scene in agony."

Later life
In 1965, Carr worked with Van Johnson on a pilot for a television program, Take Her, She's Mine. Carr then appeared in Evening Primrose, a one-hour musical written by Stephen Sondheim, which aired on ABC Stage 67 in 1966. The following year, she married a dentist, Jay Brent, and left show business; they divorced in 1991. She and Jay had two daughters, Jennifer and Emily. Later she became the grandmother of Emma and Derek.

Carr owned an interior design firm, Charmian Carr Designs, in Encino, California, and wrote two books, Forever Liesl and Letters to Liesl. She reunited with many of her co-stars from The Sound of Music on The Oprah Winfrey Show in October 2010 to celebrate the film's 45th anniversary. In 2014, Carr recorded "Edelweiss" with the great-grandchildren of the von Trapps on the album Dream a Little Dream by the von Trapps and Pink Martini.

Death

Carr died in Los Angeles on September 17, 2016, from complications related to frontotemporal dementia at the age of 73.

Filmography

References

External links

1942 births
2016 deaths
20th-century American actresses
American film actresses
American television actresses
American businesspeople
Actresses from Chicago
Deaths from dementia in California
Deaths from frontotemporal dementia
21st-century American women
California State University, Northridge alumni

redpajama_set_name: RedPajamaWikipedia


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MedicTag LLC produces a small USB healthcare alert storage device that permits you to carry all your emergency details with you at all times. It contains much of the healthcare data needed by emergency personnel, such as current healthcare circumstances, allergies, medication at present becoming taken, and emergency make contact with data and it fits on your crucial ring. This is the initial case against Uber and is likely to be difficult fought by the firm. Uber usually demands drivers to acquire their own industrial auto insurance coverage, and offers an further $1m in insurance above and beyond the driver's. But as the accident occurred when Muzzafar did not have an Uber passenger, it will not be covered by Uber's insurance.It is essential to remember that insurance coverage company statistics show a lot more money is awarded to accident victims who are represented by an attorney. 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Are you scared to try camping because you have never been camping before? That shouldn't stop you. You just need to have some good advice and a bit of confidence. Luckily you are in the right place. Keep reading to pick up some great camping tips.
It is important to establish and set up your shelter before the sun goes down. When night falls, making food, finding wood, and pitching your tent can be very difficult. This is really important for people who live in the city. Do whatever you can to make sure that you find a safe location for your tent and pitch it before you find yourself in this sticky situation.
Expect that camping is not typically a time you can stay clean easily. If you're ready for this, it will bother you less when it happens. Use your time in nature to enjoy the chance to be a little messy. You can always take a bath back at the house.
Bring a survival kit that you can carry on your person at all times. A survival kit should include items like a flare gun, matches that are waterproof, a knife and other items you think you may need. This survival kit may be what keeps you alive if you get lost and the items in it are indispensable in a survival situation. It is important that you carry your survival kit with you at all times.
Don't worry about over-packing for the kids. Camping can be dirty! Kids love the dirt. Because of this, your children will likely be filthy by the end of the day. By packing a few extra changes of clothes, your children can be presentable at dinner. Always prepare!
Never forget to see what the weather will be like in the area you will be camping at, prior to leaving. There are lots of excellent websites that you can use for a weather forecast and they can give you an idea of what to expect. With the right weather information, you can be prepared with the proper clothing and equipment.
Proper planning and preparation can keep you safe and make your camping experience more enjoyable. Prepare fully before going on a camping trip. When heading to a new spot, be sure to research the area thoroughly so you know what to expect with regard to weather and wildlife.
A cute way to add fun to meals is to make what is known as a "jungle meal". Pack breakfasts of cereal, juice and fruit in bags and hide them somewhere on the campsite. Then, when the kids wake up, have them go and "hunt" for their breakfast. It adds some fun to camping.
Now that you have read these tips, you should be prepared for any outdoor adventure. Whether it be ten feet, ten miles, or two countries away; these tips will help you survive better outside your door. Camping is something that you'll be able to enjoy quite a bit after reading this.
Continue reading "Interested In Going Camping? Have A Look At This"
A car's windshield is one of the prominent and important features on your automobile. It should always be in a top-notch condition so as to serve its purpose well. Windshield damage occurs from time to time and going by the severity of the damage, different methods are used to repair it. For residents and visitors to the southeastern part of the country, there are car service Newport beach CA at your beck and call for any type of repair your windshield may require.
Windshield damage is caused by several factors among them accidents, hailstorms, falling objects. Take quick action to set repairs in motion to avoid further damage and also to be safe on the road. The decision whether to repair or replace your windshield can be a tough one and we offer some tips on what to finally decide on.
This is as a result of damage that is mostly caused by cracks to the windshield.
This is done when the windshield is irreparable. The technicians should always look for different alternatives before opting for this option as a last resort. When the crack on a windshield cannot be repaired at all, then replacement is the surest way to deal with this.
This is a very common windshield damage caused by a stone or debris impacting the windshield while on the road. Pieces of glass may come off depending on the impact. A chip repair is done for such damages and a replacement will be needed when the damage extends to cover a big area.
This is a crack on a windshield from a single impact point. It is a small arc that can be repaired.
This is a combination of multiple forms of cracks on a single windshield. There may be cracked chips or stone breaks and can be severe. If they are not deep into the screen, a simple repair can work. If a big area is affected and the cracks are too deep, or a big portion of glass has to be removed, then a replacement is needed to fix this.
This is where an impact point is large enough due to damage by a large object like a rock or big debris, causing a big circular impacted area or depression. A repair can work for a smaller impact area but if the damage is too much, then a replacement is necessary.
This is a crack at the edge of a windshield or approximately two inches from the edge. It is prone to extend wide and normally requires a replacement to fix it.
Continue reading "Debating on windshield repair or replacement? Decide here"
Continue reading "Die Neuausrichtung auf den Service macht Hotels zu Einer Wertvollen Ressource"


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Should you take a ten-year fixed rate mortgage?
Five-year fixed rate mortgages have been grabbing some attention recently, but would a ten-year fixed rate mortgage be even better?
Recently I blogged on how low five-year fixed rates had to go before they became the deal to have, meanwhile This is Money's readers are also showing an increasing appetite for this safe easy life option.
The dilemma is the obvious one of do you pay an extra £1,500-odd a year for security (I've discussed an alternative to this here).
But the question posed to me by one reader was: forget five-year rates, what about a ten year fix at 5.29%?
Now, firstly, I don't share this pessimistic view. I am by no means optimistic on the outlook for the UK economy in the short to mid-term, but I don't see interest rates hitting double digits for the sole reason that low rates have essentially trapped the Bank of England.
The property slump in the UK chimed with mortgage rates hitting a level that started to squeeze people to the point where they couldn't cope. And that only had base rate at 5.75% and standard variable rates at 7.5%. High by current standards, but not on a historic level.
Since then, the base rate has been slashed down to 0.5% and people have continued to take out mortgages (albeit less of them). And this new batch of borrowers could struggle when the base rate hits 4%.
That means that despite its inflation-busting remit the Bank of England's rate-setting Monetary Policy Committee is in a sticky situation when it comes to interest rates. It has made it perfectly clear that it knows the dangers of a fully-fledged property crash that wasn't bailed out by low interest rates. Without a change of direction and thinking, I can't see double-digit rates on the horizon.
What undoubtedly is an issue are lenders' concerns over a lack of funding and the fact that the easy lending days of the 2000 to 2007 period are not returning any time soon.
So, to cut a long story slightly shorter than it risks becoming, in my view mortgage rates are likely to rise but not spiral to early 1990s levels.
Enough meandering - what about the ten-year fixed rate?
Well, the Co-op bank has a ten-year fix for those with a 25% deposit at 5.29%. It comes with a £999 fee and early repayment charges that step down 6% until 2016 to 2% in 2020.
If you can deal with the extra cost and not spend the next ten years lamenting how you could have got lower payments if mortgage rates don't rise above 5.29%, it might be a good choice.
But if you do decide on a ten-year fix, make sure you make it because it is right for you.
My tips would be: It has to be portable - ie you can move home with it - and with a bank or building society with a fair reputation on extra borrowing and SVR. And it's better for someone comfortably settled, or moving to their long-term family home.
Without break clauses written into a ten-year deal perhaps at the five-year anniversary, I'm not sure I'd take one. But if you're willing to gamble that mortgage rates will rise, would you? Have your say in our poll.
>> Would you take a ten-year fixed rate mortgage?
The Bank of England may not raise rates that high, but that may become irrelevant to the rates that lenders charge. We could easily see typical mortgage rates completely decouple from whatever the BoE sets base rates at.
I would agree with Alex however if everyone did this then the property market would be complete mess dont you think?
I have 10 year fixed repayment with the Woolwich at 5.49 % until 2018. Fee free to set up and I know that all other things remaining the same i.e. employment, mortgage etc it will be paid off by the time I'm 48. I think it is worth paying a premium to know you will make some inroads to the mortgage and looking at the way the economy was moving I felt that low rates and house inflation could not be sustained and a correction would result. I do not think I have been wrong and suspect that over the term I will not be any worse off.
I would take a 10 year fixed rate but I would prefer an interest only 30 year fixed rate instead. If I knew what i was going to spend on my mortage for 30 years I could blow the rest of my money boosting the economy, inflation would also help reduce my mortgage, if I still owed £200,000 in 30 years time this amount would be so insignificant that I could probably pay this off with a weeks income.


Source reconstruction based on subdural EEG recordings adds to the presurgical evaluation in refractory frontal lobe epilepsy.
In presurgical investigations of refractory frontal lobe epilepsy, subdural EEG recordings offer extensive cortical coverage, but may overlook deep sources. Electrical Source Localization (ESL) from subdural recordings could overcome this sampling limitation. This study aims to assess the clinical relevance of this new method in refractory frontal lobe epilepsy associated with focal cortical dysplasia.
In 14 consecutive patients, we retrospectively compared: (i) the ESL of interictal spikes to the conventional irritative and seizure onset zones; (ii) the surgical outcome of cases with congruent ESL and resection volume to cases with incongruent ESL and resection volume. Each spike type was averaged to serve as a template for ESL by the MUSIC and sLORETA algorithms. Results were superimposed on the corresponding pre and post-surgical MRI.
Both ESL methods were congruent and consistent with conventional electroclinical analysis in all patients. In 7 cases, ESL identified a common deep source for spikes of different 2D localizations. The inclusion of ESL in the resection volume correlated with seizure freedom.
ESL from subdural recordings provided clinically relevant results in patients with refractory frontal lobe epilepsy.
ESL complements the conventional analysis of subdural recordings. Its potential in improving tailored resections and surgical outcomes should be prospectively assessed.


A poetry about me, because once in a while as a writer you have to come out in the open.
I am a being of simplicity.
& a bit of myself.
I am a being of extremes too.
I am a being of emotions as well.
I feel me & others alike.
I feel for every living creature there is.
the universe & the galaxies far away.


text:
Digital Printing-Hybrid
Assessing the Digital Decision
Labels produced by International Label on display. International Label has experience with multiple digital printing formats. Image courtesy of International Label.
By Chris Bauer
Converters seeking to enter the digital printing world have more options at their fingertips than ever before. With the rise of hybrid presses that combine digital and conventional printing technologies coinciding with advancements in stand-alone digital solutions, it's imperative that printers understand the advantages of each format prior to making an investment.
For example, stand-alone presses can provide an entryway into digital production at a lower price point, while still maintaining high output quality. Hybrid machines meanwhile, in addition to their utilization of multiple print processes, can provide in-line finishing capabilities in one contained unit.
According to Marco Boer, VP of I.T. Strategies, a consulting firm specializing in digital print technologies, one of the first variables converters need to consider when deciding on a digital solution is how much capacity is required.
"If I am a small- to mid-sized label converter, and digital is new to me, I would not buy a hybrid right away," he says, pointing out that approximately 80% of label converters currently do not have digital printing capabilities. "The reason is the amount of volume you have to put through those machines to make the return-on-investment appealing is significant."
However, he explains that on the stand-alone digital side, there are entry-level solutions available for less than $250,000 that can provide a return on investment within 12 months.
"Unless you are very brave or have a lot of cash to slowly grow your way into it, if you are small- to mid-sized label converter, you really need to have something you will fill to optimal capacity right away so that it starts paying for itself," Boer says.
At the other end of the spectrum, larger label converters that are seeing an increase in short-run work that requires a significant makeready effort may find a hybrid press to be an appealing solution, Boer says. He explains that this is primarily because hybrid machines can provide the productivity a bigger company is accustomed to, and they can be implemented relatively seamlessly with in-line finishing equipment.
A digital printing and converting line in action at Labelexpo Americas 2018 in Rosemont, Ill.
"And more importantly, you've got the volume to fill that machine right away," Boer says.
While having an understanding of internal capacity needs is essential in making the digital press decision, it is also important for printers to have a deep knowledge of their customers' present and future needs that are driving the shift to digital. Kevin Karstedt, CEO of Karstedt Partners, a consulting and market research firm specializing in digital technologies for the packaging industry, explains that having an understanding of how a future digital asset will serve prospective customers is another important element of the decision-making process.
"You really have to consider what your customers are asking for," Karstedt notes. "Not only what your current customers are asking for now, but what your next customers are going to ask for."
For example, he explains that printers and converters should consider what their current strengths are as a company and which format will allow them to better serve their customers. With distinct differences in the production workflow between stand-alone digital and hybrid, considering how each platform performs with certain types of output can help in making the right choice.
International Label utilized digital printing technology to produce this wine label for a local producer. Image courtesy of International Label.
"Companies need to look at where the next round of work will come from and what they will be asked to do to understand whether they need a hybrid or a stand-alone solution," Karstedt says. "If you are really good at finishing and have a lot of varieties of finishing, you may have to do that all off-line because you can only do so many finishing applications with a hybrid press."
Karstedt explains that with many digital press installations, the first jobs to make the transition from conventional are the "problem jobs," that converters accept from customers, even if they tie-up production on conventional equipment. With workflows already established to produce these jobs, Karstedt explains they may not necessarily be the best candidates for a hybrid press.
"These are jobs that take long to set-up or are short-run and lose money, but [printers] take anyway," he says. "Those types of jobs will be the first ones to shift over to the digital press. And [the converter] already knows how they are going to do finishing for those jobs. The low-hanging fruit or the first jobs to switch over may not need the in-line capability of a hybrid press."
As an early adopter of digital technologies, International Label of Elk Grove Village, Ill., has experience using both hybrid and roll-to-roll digital printing. Mark Turk, president and CEO, recalls first looking into a hybrid solution in 2008 and being immediately impressed with the in-line concept. The company purchased a Nilpeter Caslon hybrid machine in 2010, the first "combination" press, as it was referred to at the time, installed in North America.
International Label upgraded its Domino N610i roll-to-roll digital press to the hybrid CEI BossJet Powered by Domino. Image courtesy of International Label.
International Label then installed a five-color roll-to-roll Domino N610i inkjet press in 2014 and used the Nilpeter to handle finishing duties.
"What sold us on that press was the digital white," Turk notes of the stand-alone Domino press. "We run a lot of clear labels and a lot of silver papers and metalized foils, so that was the key to it. It worked out fine for us for a few years, but as the run lengths got longer because more and more people like how digital printing looks, we had to diecut the jobs [off-line]."
The company upgraded to a CEI BossJet Powered by Domino in December 2017. Turk notes that he took advantage of Domino's trade-up program to upgrade to the hybrid system, which features a seven-color Domino N610i as the digital component, along with integrated flexo stations and in-line converting.
"This put us on another echelon because it can run 250 fpm and it is diecut and you just put the next job on," Turk says. "The one thing about it is it's so simple to operate. I am on a YouTube video somewhere holding up a cell phone saying, 'If you can run one of these, you can run the press.'"
The 30-employee company can also now handle more specialized work, including instant redeemable coupons and jobs that require a spot varnish or cold foil.
"This machine is a seven-color extended gamut and we have two flexo units and UV mixed in there," Turk says. "So if we have to pre-coat something, we can. If we have to print on both sides of the web, we can."
Mark Andy Digital Series HD hybrid press on display at Labelexpo Americas 2018.
International Label is able to easily produce four-over-four printing jobs because the registration of the press is very good, Turk adds.
"We save time and with that, we save money," Turk states. "And more jobs can get out the door on any given day."
Karstedt notes that there are some entry-level hybrid machines with diecutting and laminating options. This could be a solution for print companies looking to add wine label or craft beer label production to the mix.
"That is an opportunity for print brokers to get into the label marketplace," he says.
Another important determination for printers to make prior to investing in a hybrid press is the configuration, and where certain attributes will be placed in relation to the digital printing.
"Do you need to put a coating on first?" Karstedt asks. "Do you need analog white ahead of the printing process? And what is needed after the image is applied?"
Boer says that with the advancements being made across the digital printing spectrum, printers can be confident in the technology behind just about any press they are considering. The potential pitfall, he explains, is in a printer's ability to fill capacity on the press they select, stating that adding a press and then seeking out short-run jobs and new customers can be challenging.
"At this stage of the game, there is almost no bad decision in terms of technology," he says. "Where the risk lies is if you buy something, can you fill it?"
F T Chris Bauer Author's page
Heidelberg/Gallus To Focus on Digitization of Label Production During Labelexpo Europe
Orion Installs 'CEI BossJet powered by Domino'
Nilpeter USA and SCREEN Americas Co-Sponsor Open House
International Label & Printing Expands Capabilities, Positions the Company for Growth
Nilpeter and SCREEN to Host 'Digital Days' Open House
Nilpeter and SCREEN Announce Partnership in Support of PANORAMA Digital Printing Platform


to the work that they will do for your business.
changes in the bookkeeping profession.
The ICB lays down a strict set of guidelines.
All ICB bookkeepers should be smart, courteous and business-like.
All ICB bookkeepers should be professional in their approach to managing the finances of your business.
All ICB bookkeepers should talk to you about your business and understand how your business works.
All ICB bookkeepers should be interested in your business and talk to you about your ambitions and future direction.
All ICB bookkeepers will treat everything you tell them as confidential and will discuss the information that they are given, or which they created, with only those persons who you specifically allow them to do (other than if required to do so by the Police, HMRC or if there is concern about the legality of anything that he or she is being asked to do).
All ICB bookkeepers should present your accounts on time and in a format that you understand and can use to further expand and improve your business.
All ICB bookkeepers are qualified by examination.
All ICB bookkeepers are regulated by ICB.
All ICB bookkeepers are required to adhere to rules of professional conduct.


"Eleven employees in the Oregon treasurer's office received bonuses in February ranging from $9,860 to $57,006.
PERS Investments Tank, Rates Soar….
"State and local government agencies, school districts and municipalities across Oregon face a major hike in their pension costs because of last year's financial market meltdown.
"How big? Contribution rates to Oregon's Public Employees Retirement System differ widely by employer. But system wide, they will increase by an average of 8.4 percentage points starting July 1, 2011, according to a new report from the system's actuary.
…While Bonuses for Investment Managers Continue to Balloon.


There shall be a pilgrim flock. As soon as possible you are to take up the task, by command of the Holy See. Therefore take up that part of the work that is appropriate to your order.
Last post Just wanted to say Hello!
I will withdraw to my fortress, and after the slaughter, I will restore order.
The end of all good music is to affect the soul.
There are some examples of medieval kings who were terrible human beings but were nevertheless good kings.


It may seem somewhat trite law that once a trust is settled, the settor loses the right, by virtue of having made that settlement, to control the trustees. To put this another way, just because you are the source of the trust's assets, you cannot determine how these assets are utilised. This fundamental proposition of trust law was recently confirmed in Tarasiewicz v Titford.
In that case the trustee sought and obtained an order for sale of trust property, a vesting order as the trust property in question was not registered to the trustees and an order removing the power of appointment and removal of trustees from the trust's settlor so that the sale could not be obstructed through the exercise of these powers.
The facts of Tarasiewicz v Titford are not entirely straight-forward due to the settlor's prolonged incarceration in prison and the settlor's estranged wife's bankruptcy. However, looking beyond these, and accepting that there may have been a diminution in the value of the trust's assets once Mr Titford was not available to work the land, the case is a good example of the propositions stated above. The case also demonstrates the value of the powers available to the court under the Trustee Act when a trust is deadlocked due to the personalities and circumstances.
the person named in the Deed of trust as "the Principal" had the power to appoint and remove trustees, and to appoint additional beneficiaries. Mr Titford claims that he is the current Principal.
Mr Titford opposed all three applications contending that the property should be improved and developed.
Absent any contrary intention in the deed of trust, s 64 of the Trustee Act 1956 permits the Court to make an order empowering a trustee to enter into a transaction regardless of whether or not the trust deed already provides the trustee with that power.
Where there is a contrary intention the Court to make an order provided all persons who may be interested in the proposed transaction are parties to the application, or where they are represented or consent to the order sought. Accordingly the Court may make an order notwithstanding the absence of consent by an interested party so long as that party is either present or legally represented at the hearing.
To utilise s 64 the Court must also be satisfied that it will be "inexpedient or difficult or impracticable" for the trustee to effect the transaction without the assistance of the Court. To date the courts have interpreted s 64 liberally in New Zealand and have approved a wide variety of transactions inclluding the sale of land owned by trustees: Public Trustee v Attorney-General, Re Powell.
The Court was satisfed that there were no provisions in the deed of trust preventing the sale of trust property. Although counsel questioned whether the clause empowering sale, which read "The trustees shall have power to make or vary or sell any investment and to engage in any transaction or dealing on behalf of the trust fund …" means that the trustees can realise an investment but not sell land would be to interpret the clause far too narrowly.
" There is no way, in my view, to avoid the need for significant capital to be invested in the Awanui property regardless of the nature of the farming operation that is to be carried on in the future. Whilst conversion from dairying to beef production may resolve some of the outstanding issues, it would also inevitably require a considerable capital outlay to effect. The trust cannot meet this from cashflow, and it will not be able to obtain a further loan without the support of a personal guarantee. It is highly unlikely, in my view, that any person who might be an acceptable guarantor to the mortgagee would be willing to assume personal liability for the trust's liabilities in that way. I also regard the proposal to subdivide the Kaikohe property as being fanciful given Ms Tarasiewicz's evidence that she is presently "trespassed" from that property, and has no current knowledge of what is occurring on it.
Considering whether it was "inexpedient, difficult or impracticable" for the Awanui property to be sold without the assistance of a Court the Court accepted that in the absence of the Court making suitable sale and vesting orders and removing any power of appointment and removal Mr Titford has then Mr Titford could endeavour to thwart the proposed sale.
While it was not clear that Mr Titford was validly appointed as Principal, the original Principal being his wife who was automatically removed in accordance with the terms of the deed of trust on her bankruptcy. At that time Mr Titford and his wife signed a resolution purporting to appoint Mr Titford as Principal to replace his wife. It is not clear that this is valid. However, Mr Titford relies on this.
The Court did not find it necessary to determine the validity of Mr Titford's appointment but ordered his removal as Principal in accordance with the Court's inherent supervisory jurisdiction to ensure that the terms of a trust are properly carried out. Also see Clifton v Clifton, Davidson v Israel, Mudgway v Slack,Morris v Sumpter.
In making the orders sought the Court gave the power of appointment and removal to the trustee. However, following the sale and repayment of debts the trustee could not make any other trust distributions without the court's consent.
A useful decision on dealing with personalities but also a salutory lesson to settlors about the possibility of a loss of future control.
Public Trustee v Attorney-General HC Wellington CP 66/00, 4 July 2000.