Juvederm is one of the most popular non-surgical medical spa procedures to treat signs of facial aging available today.
During the initial consultation, the treatment provider will offer information on various facets of this FDA-approved dermal filler treatment, including its approximate costs.
Patients should evaluate the costs and advantages of other procedures to make a well-considered decision. Reger Vein and Skin Specialists, led by Dr. Gregg Reger, provides Juvederm injections to patients in Spring, TX, The Woodlands, and surrounding communities.
Juvederm facial filler is a proven and safe solution for cosmetic facial rejuvenation, and may be more efficient and comfortable in comparison to many other procedures. Furthermore, it is also proven to be more cost-effective relative to various other surgical and non-surgical treatments.
Juvederm injectables do not involve general anesthesia or IV sedation. The treatment can be administered in-office. Therefore, the patient will not incur anesthesia and surgical facility costs that are an inherent part of a plastic surgery procedure.
Relative to other non-surgical treatments for facial rejuvenation using RF, ultrasound techniques, lasers, or advanced chemical peels, Juvederm costs are typically competitive. Juvederm injectables involve negligible or no downtime. This can translate into additional cost saving for working professionals.
Juvederm injections contain the biocompatible compound, hyaluronic acid. This means that there is no requirement for prior allergy testing before injecting the gel. Furthermore, the patient will typically not need prescription medications or post-treatment appointments. This will be additional cost savings in comparison to many other procedures.
The costs of Juvederm can vary between two medical practices, and even between two patients at the same practice. The location of the practice is a vital cost factor. A practice situated in a busy metropolitan area or main urban center will typically incur higher operating costs in comparison to a med spa in a small, interior town.
The overall Juvederm costs will also vary by the experience and qualifications of the provider's team, the quality standards of treatment, the level of individualized care and attention, as well as other services. The safety and predictability of the outcomes should be the topmost concern for a patient. They should evaluate the costs as a secondary factor only.
In case the patient only has fine wrinkles and lines in a particular facial area, they may need minimal Juvederm medical spa treatment relative to a patient who requires improvement over a more pervasive surface area with deep wrinkles. The Juvederm gel volume or the number of injection vials utilized will typically be used to arrive at the overall cost of treatment.
Combining Juvederm with other aesthetic non-invasive treatments may make the overall procedure more cost-effective as the provider may offer a special package rate for combined treatments. At times, the treatment provider may offer a rebate or a discount for a limited period which the patient can avail to receive the procedure at a more affordable cost.
Dr. Gregg Reger receives patients from Spring, TX, The Woodlands, and nearby areas for Juvederm injectable treatment.


Most men love to have a well-sculpted body with a flat tummy and chest that contributes to an attractive manly physique. That is one of the reasons why men go for body building. Gynecomastia is a concern for bodybuilders, which is believed to develop partly from the use of anabolic steroids and hormone supplements. The extra fat in the chest area is quite distressing, making men self conscious and reclusive. Gynecomastia can be successfully addressed through breast reduction surgery offered at reputable plastic surgery practices in the U.S, and you can find a few select practices in the New York area that offer the service of experienced and skilled plastic surgeons. The treatment involves removing the excess fat in the chest region and bringing more definition to the chest muscles via a minimally invasive procedure.
Established plastic surgery practices use the advanced Smartlipo Triplex laser liposuction device to provide gynecomastia treatment. Effective fat reduction and considerable skin contraction are among the good results offered by this superior technique. The system's intelligent delivery systems such as SmartSense™ – ThermaGuide™ and ThermaView™ allow for more targeted delivery of energy and avoid the risk of over treatment. This minimally invasive procedure can be performed under local anesthesia and offers the desired results with less swelling and bleeding and within minimum recovery period. With proper before and after care instructions from the surgeon, minor concerns, if any, can be eliminated.
Unlike other overweight people, removal of excess fat or skin is not needed for bodybuilders.
Most of the men post surgery are "extremely satisfied" with their surgical results.
Complications were not that common and usually minor.
Only a very few experienced pain, swelling, and bruising.
The study gives emphasis to the complete removal of breast gland tissue; by doing so there won't be any concerns such as recurrent gynecomastia. The problems were not seen even when men continued to use steroids.


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Take On The Day LLC promotes Dan Brady to Director of Podcast Operations and Program Audio
PRESS RELEASE — January 7, 2020
Sherman Oakes CA, USA—Take On the Day, LLC, the radio production company co-owned by National Radio Hall of Fame inductee Dr. Laura Schlessinger and Geoff Rich has announced the promotion of Dan Brady from Manager, Podcasting to Director of Podcast Operations & Program Audio. Mr. Brady will be responsible for managing the Dr. Laura podcasts, including the popular Call of the Day, as well as the Dr. Laura Family Premium podcasts.
In making the announcement, Take On The Day President Geoff Rich said, "Dan has been critical to the success of Dr. Laura's Call of the Day podcast, growing it to over 2.5 million listens per month in two years and making it a top 10 podcast in Apple Podcasts Kids and Family and Parenting categories. It's a thrill to tap into Dan's knowledge, experience and creativity."
Prior to joining Take On the Day, LLC, Mr. Brady spent 25 years working in local and network radio and digital media in the Los Angeles market, including positions as Streaming Manager & Project Coordinator for Premiere Networks. He also consulted the Steve Austin Show Podcast, Sports USA Media and served in technical and engineering positions at Salem Media Group and local area radio stations.
"I'm honored to be recognized in this new role by the Take On the Day Management team and Dr. Laura as we propel her remarkable brand's reach through both podcasting and SiriusXM," Mr. Brady said.
About Take On The Day, LLC
Since 2005, Take On The Day, LLC has been the exclusive production and marketing company for Dr. Laura Schlessinger, her award-winning radio show as well as her podcasts, one-woman stage shows, website and social media. In 2011, The Dr. Laura Program moved to Sirius XM and can now be heard on Sirius XM's Triumph channel (111) as well as on demand. Dr. Laura's Call of the Day podcast has over 2.5 million monthly downloads and consistently ranks in the top 10 in Apple Podcast's Kids & Family and Parenting categories. Her Facebook page has over 1.7 million followers. In 2018, Dr. Laura was inducted into the National Radio Hall of Fame. Based in Sherman Oaks, California, Take On The Day, LLC is owned by Dr. Laura Schlessinger and long-time radio and theater producer Geoff Rich.
This is a press release which we link to from our daily newsletter about podcasting and on-demand. This is reprinted verbatim; we may rewrite headlines and descriptions. Press releases can be sent to updates@podnews.net
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Where do women get attacked?
The answer to this question is that a woman can be attacked anywhere. City streets, parking lots, college campus, workplaces or even at home. There have been cases when women were victimized in cars, and their hotel rooms as well. It looks like no place is safe for women and they have to be on their guard everywhere. While there are times when onlookers come to their aid, but usually women are attacked when they are alone and there is not even the opportunity to call the authorities. In this situation, women should be able to defend themselves and this is where Women's Self Defense Class comes into the picture.
• If you are attacked, do whatever you can to protect yourself, including screaming, biting, scratching kicking, gouging or stomping. This of course is apart from the self-defense techniques that you have been taught in your class.
Most of the times, women's self defense class also teaches psychological tactics apart from physical ones. Learn and practice them well.


Astronomer Neil deGrasse Tyson will be the host for the new "Cosmos" series.
Three decades after Carl Sagan's original "Cosmos," a new version is heading for the Fox TV network in 2013 ... with some fresh surprises in the mix.
One of the biggest surprises apparently has to do with the guy who helped get the series green-lighted by Fox: Seth MacFarlane, the creator of "Family Guy," a Fox cartoon sitcom that The New York Times calls, ahem, "bawdy and irreverent." But it shouldn't be all that surprising. "Family Guy" has been known to poke fun at scientists as well as the scientifically challenged, and because he was born in 1973, MacFarlane was at the perfect age to start drinking in Sagan's wisdom when the original "Cosmos" appeared in 1980.
The astrophysicist following in Sagan's footsteps for the new 13-episode series will be Neil deGrasse Tyson, who is director of New York's Hayden Planetarium as well as a seasoned author and TV host. Tyson said he and MacFarlane discussed the idea of re-energizing "Cosmos" as a follow-up to a Science and Entertainment Exchange session they both attended.
"It was his vision that any 'Cosmos' that's done today needs to reach the kinds of people who wouldn't otherwise think about science," Tyson told me. "Fox is not exactly known for its science shows. You put a science program on Fox, people will sit up and take notice."
Tyson put MacFarlane in touch with Ann Druyan, Sagan's widow and co-founder of Cosmos Studios, who will serve as an executive producer and writer for the new series.
Druyan recounted how MacFarlane made a strong pitch for the concept with Fox executives. "He said that if he personally had to pay half of the cost of the pilot out of his own pocket, he would do it," Druyan told me. But it didn't have to come to that. Once Fox Broadcasting chairman Peter Rice started watching Sagan's recorded "Cosmos" shows with his family, he was hooked.
Now Druyan and astrophysicist Steven Soter are hard at work, writing the scripts for the new series. Both of them also worked with Sagan on the original "Cosmos."
"Steve and I have been thinking about this and working on this for many years," Druyan said. "This will be completely original, but it will be 'Cosmos.' ... We know 'Cosmos' when we see it, and this is 'Cosmos.'"
The original series delved into the nature of life (earthly and extraterrestrial), the universe and everything, all from the perspective of Sagan's "personal voyage" of scientific discovery. If you haven't seen it, you simply have to check out "Cosmos" on Hulu.
Thirty-three years after "Cosmos" came out, the book based on the series is still No. 1 on Amazon's astronomy best-seller list. Dryuan said she's "so proud and so happy" to hear that the original "Cosmos" is so revered, and that the new "Cosmos" is so anxiously anticipated.
"I think there's been a real hunger in our society of late for getting back to a time when the revelations of science can command attention on prime-time television," she said.
Druyan was reluctant to reveal any of the new twists that she and Soder might work into the new scripts. "We want to save a lot of surprises," she said. But she assured me that Tyson would be much more than a Sagan clone.
"We picked Neil for his 'Neilness,' and we wouldn't dream of making him impersonate Carl," she said. "We picked him because he has that same kind of charismatic passion to communicate the wonders revealed by science. But we are writing this for him, in his voice. You'll be feeling the 'Cosmos'-ness of it, but I know Neil will be bringing what is so special about him to this presentation."
Astrophysicist Carl Sagan (1934-1996) was the host of the first "Cosmos" series, which premiered in 1980.
The 52-year-old Tyson, who is seven years older than Sagan was when the first "Cosmos" premiered, voiced a similar sentiment.
"I cannot be Carl Sagan. I can only be myself," he told me. "But we both, from a very early age, were looking up and wondering about the universe. ... To the extent that we overlap, it's not that I'm cueing off Carl Sagan, it's that we're both cueing off a common experience that every astrophysicist has."
Tyson said one of the secrets of Sagan's success was his ability to play the role of a "tour guide" to the cosmos, rather than a teacher at the front of a classroom.
"What people remember the most about 'Cosmos,' and what it did best, and what I don't think has been duplicated, is the effort to convey the meaning of science to a citizen of planet Earth," Tyson said. "'Cosmos' brought science to the public in a way that meant something to their relationship to each other, to the world and to the universe."
Tyson said some of the tools that Sagan brought to the task will return in updated form for the new "Cosmos." For example, Sagan illustrated the long sweep of the universe's 13.7 billion-year existence by condensing it into a 12-month "Cosmic Calendar." If the universe began on Jan. 1, our solar system was formed on Sept. 1, life arose on Earth on Sept. 21 — and the human species made its appearance after 10 p.m. on the last day of the year.
"We have other stories to tell, to place on that calendar," Tyson said. And he can hardly wait to tell them.
"This new 'Cosmos' is overdue, and I'm honored to be a part of that," Tyson said.
"Cosmos: A Space-Time Odyssey" is due to premiere in 2013 on Fox, with same-night encores of each episode airing on the National Geographic Channel. The series will be produced by Druyan's Cosmos Studios. Executive producers include Druyan, MacFarlane, Cosmos Studios President Mitchell Cannold and Allan Butler of the National Geographic Channel.
Connect with the Cosmic Log community by "liking" the log's Facebook page or following @b0yle on Twitter. You can also add me to your Google+ circle, and check out "The Case for Pluto," my book about the controversial dwarf planet and the search for new worlds.


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Frade FPSO Finally Given Green Light for Restart by Brazilian Authorities
Frade FPSO, Image courtesy Chevron
By Jeb Blount
RIO DE JANEIRO, April 8 (Reuters) – Brazil's oil regulator, the ANP, said on Monday that it authorized Chevron Corp to restart output from an offshore oil field more than a year after a November 2011 spill forced the No. 2 U.S. oil company to stop Brazilian production.
Chevron was granted permission to restart output from four wells at the Frade field for one year and conditional approval to produce from two other wells in the case that additional production was needed to balance oil and natural gas pressure in the reservoir, the ANP said in a statement.
The Frade field was shut in March 2012 after an initial November leak of about 3,800 barrels of oil and the appearance of small and unexplained amounts of oil in the area in the months following the initial accident. Frade was producing about 70,000 barrels a day when the accident happened.
Brazilian prosecutors were seeking 40 billion reais ($20.1 billion) in damages for the November 2011 spill against Chevron and its drilling contractor Transocean Ltd. It is Brazil's largest-ever environmental lawsuit.
Brazil's oil regulator said the spill caused no discernable environmental damage. Criminal charges seeking jail terms up to three decades in prison against the companies and 17 employees were later dismissed by a judge.
Chevron and Transocean have said they have done nothing wrong, and in December prosecutors said they were close to a deal that would see Chevron pay about 311 million reais ($156 million) to settle the claims.
Brazilian prosecutors never charged Frade's partners in the Frade field.
The Frade field is 52 percent owned by San Ramon, California-based Chevron, which is also the operator. Brazil's state-controlled Petroleo Brasileiro SA, commonly known as Petrobras, owns 30 percent and Frade Japão, a joint venture between Japanese trading houses Sojitz Corp and Inpex Corp, has an 18 percent stake in the project.
(c) 2013 Thomson Reuters, Click For Restrictions
Beirut Blast: Interpol Red Notice Issued For Ship Captain & Owner
By Ellen Francis (Reuters) – Interpol has issued red notices for the captain and owner of the ship that carried the chemicals which devastated Beirut in an explosion in August, killing 200...
Total Views: 12449
China Issues New VLSFO Marine Fuel Export Quotas
By Chen Aizhu (Reuters) – China has issued 5 million tonnes of clean marine fuel export quotas in the first release for 2021, to five companies including a private refiner,...
Trump Seeks Sanctions On European Subsea Gas Pipeline
By Andrea Shalal (Reuters) – The United States is urging European allies and private companies to halt work that could help build the Nord Stream 2 natural gas pipeline and...


P&Gers and partners converged in Cincinnati to experience P&G's 6th Annual Signal conference.
"Today is about broadening all of our field of visions, including myself, so that we can create the environment where the absolutely best group of leaders can create a phenomenal future for our Company," said David Taylor, P&G's Chairman and CEO.
During the event, nearly thirty of the world's leading digital executives, disruptive founders, peer companies, and other industry leaders shared case studies and conversations with host and NewCo CEO John Battelle to "unpack" how digital technology is affecting business now and in the future.


Summary: There have been many attempts by the international community to impose order in the Middle East. The reality is that Arab states must themselves overcome divisive ideologies, prioritize common interests, and develop a cooperative political and security architecture if a new regional order is to come to fruition.
There have been many attempts by the international community to impose order in the Middle East. The reality is that Arab states must themselves overcome divisive ideologies, prioritize common interests, and develop a cooperative political and security architecture if a new regional order is to come to fruition, argues Paul Salem, director of the Carnegie Middle East Center in Beirut.
In The Middle East: Evolution of a Broken Regional Order, Salem identifies patterns and trends in the dynamic history between the countries of the Middle East—through the collapse of Ottoman rule, European mandates, and the post-World War II developments in the region—that help to understand how Arab states, as well as Turkey and Iran, have shaped their policies, particularly after 9/11 and the U.S. invasion of Iraq. The paper introduces a series of country-by-country studies that will examine how key players in the Middle East—namely Iran, Turkey, Saudi Arabia, Syria, Jordan, and Egypt—have responded.
"The events of the past few years have broken the precarious old Middle East order without replacing it with a new one. And although rival external and regional players have been pushing their own agendas for a new regional order, none of them has prevailed. The competition among these rival visions and forces appears destined to continue in the years ahead. In the meantime, meetings of countries neighboring Iraq have been taking place, first in Egypt, then in Turkey and Kuwait. Participants in addition to Iraq have included Iran, Turkey, and key Arab countries. Discussions have focused on exploring potential common ground on security as well as political and economic issues. These meetings have been encouraged by the United States and the international community; their progress, however, has been slow, as tensions within Iraq and the region continue to make the main players wary of each other."
Paul Salem is the director of the Carnegie Middle East Center in Beirut. He is the author and editor of several books and studies on the Middle East. Before joining Carnegie in 2006, Salem was the director of the Fares Foundation (1999–2006) and the founding director of the Lebanese Center for Policy Studies, Lebanon's leading public policy think tank (1990–1999).


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High School Soccer Update – October 19
WOAY – Princeton boys soccer won Class AAA Region 3 Section 2 Thursday 4-3 against Greenbrier East. The Tigers were led by four goals from Drew Hopkins, with two coming in each half. The Spartans scored twice in the final minutes of regulation, but the Princeton defense was able to hold on for the win.
The two schools also met in the girls sectional matchup, with both teams finding success in the first half. Greenbrier East scored early through Fiona Beery and Kate Perkins, while Brittany Dye also scored early for the Tigerettes. The Lady Spartans would go on to win 5-2, and advance to regionals.
In Class AA/A, PikeView and Oak Hill will play for a boys sectional title on Saturday. The Red Devils won 8-1 against Bluefield, while the Panthers won 1-0 against Shady Spring. Oak Hill and Bluefield will play for the girls sectional title this weekend.


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Santa Clara University Homepage
The Jesuit University in Silicon Valley
Kiplinger's Ranks Santa Clara University 20th Best Value Among Universities in the West/Southwest
Deborah Lohse
Kiplinger's Personal Finance magazine ranked Santa Clara University No. 20 on its list of best values among private universities in the West/Southwest for 2015, and No. 38 on its list of best values among private universities nationwide.
SANTA CLARA, Calif., Dec. 19, 2014—Kiplinger's Personal Finance magazine ranked Santa Clara University No. 20 on its list of best values among private universities in the West/Southwest for 2015, and No. 38 on its list of best values among private universities nationwide.
The rankings measured 1,200 public and private universities based upon their academic competitiveness; student retention rates; four-year graduation rates; academic support; cost and financial aid; and student indebtedness upon graduation.
"This type of ranking is valuable recognition because it is based upon the outcomes of a Santa Clara education," said Michael Sexton, vice president for enrollment management at Santa Clara University. "We work hard to balance our net costs with unparalleled internship and research opportunities on campus and in the Silicon Valley. The results show this is a wise investment."
"Our rate of retention for freshmen returning as sophomores – already among the highest in the nation for universities like ours -- recently hit an all-time high of 96.2 percent," he added.
The complete rankings, including the top schools overall as well as the best values in public schools, private universities and private liberal arts colleges, are available online at kiplinger.com/links/college. The rankings will also appear in the February 2015 issue of Kiplinger's Personal Finance, on newsstands Jan. 6.
About Santa Clara University
Santa Clara University, a comprehensive Jesuit, Catholic university located 40 miles south of San Francisco in California's Silicon Valley, offers its more than 8,800 students rigorous undergraduate curricula in arts and sciences, business, theology, and engineering, plus master's and law degrees and engineering Ph.D.s. Distinguished nationally by one of the highest graduation rates among all U.S. master's universities, California's oldest operating higher-education institution demonstrates faith-inspired values of ethics and social justice. For more information, see www.scu.edu.
Deborah Lohse | SCU Media Relations | dlohse@scu.edu | 408-554-5121
Kiplinger's rankings
News & Events Sections News & Events


(JOHNSON CITY) – A Johnson City bank is robbed.
Investigators say a white male…40 to 45…goes into the Select Seven Credit Union on East Main…produces a gun…and demands cash. No word on just how much he got.
He was last seen running toward Colonial Way. Officials ask if you know anything about this to give Johnson City PD a call.


The Ultimate Connected Boating App: Built in Wi-Fi gives you access to the free all-in-one ActiveCaptain™ app, so you can manage your marine experience from nearly anywhere. It creates a simple yet powerful connection between your compatible mobile device and your Garmin chartplotter, charts, maps and the boating community. Wherever you are, you'll have unlimited access to your cartography, the ability to purchase new maps and charts and access to the Garmin Quickdraw™ Contours Community. Stay connected with smart notifications on your chartplotter screen. You can also plan a trip or prefish a lake, and ActiveCaptain will automatically sync with your chartplotter. Even get notifications for software updates, and decide when to download them on your device.


Research what it takes to become a clinical nurse. Learn about education requirements, certification, job outlook, and potential salary to find out if this career is for you. Schools offering Nursing degrees can also be found in these popular choices.
What Is a Clinical Nurse?
Clinical nurses, often referred to as clinical nurse specialists (CNS), are registered nurses who specialize in working with specific patient populations such as the elderly, specific health issues such as diabetes, or specific work environments. Regardless of specialization, clinical nurses are leaders among their fellow nursing staff. They work closely with other medical staff to interpret results, administer tests, and develop after-care plans for patients. They also have the authority to change treatment plans based on patient observation.
What Will I Do As a Clinical Nurse?
Clinical nurses work in specific areas of healthcare. As a clinical nurse, you may focus on providing care to the elderly, children, infants, or adults. Or, you may treat patients in specific medical environments such as operating rooms, emergency rooms, and intensive care units. You may also care for patients with specific illnesses and diseases, including HIV/AIDs, diabetes, cancer, or heart disease.
No matter your specialty, you'll work with patients, their families, doctors, and other medical staff. You'll help develop after-care plans, administer tests, and interpret results with licensed doctors, physicians, and surgeons to assess and treat patients. You'll observe patients and sometimes change treatment to better fit their needs. The nursing staff will look up to you as a leader.
According to the U.S. Bureau of Labor Statistics (BLS), job opportunities for registered nurses (RN) are expected to grow 16% between 2014 and 2024. Nurses with the highest levels of training and education, including clinical nurses, will be in the greatest demand. You can find work in clinics, hospitals, and research facilities. While registered nurses in general made a median annual salary of $60,202 in October 2016, according to PayScale.com, clinical nurse specialists earned a higher median annual salary of $82,600 according to PayScale.com.
According to O*Net Online, 88% of clinical nurses hold a master's degree (www.onetonline.org). During your graduate program training, you can expect to study different health related courses. These may include state and national healthcare policy, pathophysiology, pharmacology, acute illness assessment, and treatment theory. You'll likely need to complete a clinical requirement with a local hospital.
Also, you should anticipate continuing your education throughout your career. This will allow you to keep current with the latest trends and research.
As a nurse, you'll need to pass certification exams. The American Nurses Credentialing Center supplies certifications for clinical nurses, registered nurses and numerous specialties. Also, the National Council of State Boards of Nursing (NCSBN) offers examinations that can be used towards your licensing requirements (www.ncsbn.org). These exams are the NCLEX exams: the NCLEX-PN, for practical nurses, and the NCLEX-RN, or registered nurses.
The NCSBN has opportunities that allow you to combine two licenses from two different states. Currently, only 25 states offer this compact licensing.
Registered nurses (RNs) are very similar to clinical nurses, but they typically only require a bachelor's degree to work. Like clinical nurses, RNs can specialize in various fields, such as neonatal nursing, which involves caring for newborn infants, and cardiovascular nursing, where nurses care for patients with heart conditions. Physician assistants must hold master's degrees, like clinical nurses; they work directly with doctors and perform many of the same duties under their supervision.


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Q: How to create a excel VBA loop to print text("x") in cell A5,B4,C3,D2,E1 The image shows what I am trying to print,not sure how it can be achieved with a loop.

This is what I've been trying to solve the problem, what am I doing wrong?
Sub x()
    Dim i As Long
    Dim y As Long
    For i = 1 To 5
        For y = 5 To 1 Step -1
            Cells(y, i).Value = "x"
        Next y
    Next i
End Sub

A: Here's one way you can do this with a loop:
Sub x()
    Dim i As Long
    For i = 1 To 5
        Cells(6 - i, i).Value = "x"
    Next i
End Sub

redpajama_set_name: RedPajamaStackExchange


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Listen: Would you use Facebook's new Libra cryptocurrency? (The 3:59, Ep. 573)
"The. Welcome to the three fifty nine I'm Ben FOX Ruben, Johnny salesman, Facebook's highly anticipated crypto currency called Libro was officially announced today. The new digital money could be used to send friends and family money, pay bills were by stuff online to ensure libra isn't as volatile as other crypto currencies will be backed by pay pal visa Uber Queen base and others as well as global currencies and other investments, it's also expected to debut in the first half of next year. So is this awesome? We're, we're talking about. Crypto currencies again, because people are trying to like by anew house, or put all the money that they have invested into a new cryptocurrency, right? Yeah. The last crypto boom about a year and a half ago was basically because bitcoin went up to like almost twenty thousand dollars each and everybody was just trying to like, go for the gold rush. Go for the money. Grab this one. This is interesting in that it kind of promises everything that bitcoin was supposed to do before got hijacked by all these other like those investing whatever. Rugs. So granted that could still happen. The idea with bitcoin. And a lot of crypto currencies was that this would be a global currency that would have very low cost attached to it that you would be able to use, regardless of what country you're in, and just buy whatever you wanted to online, and that's kind of what Facebook trying to do with libra, and I don't know. Like should we be excited about it? I'm not even sure. Well, you pointed out earlier, I thought it was interesting that you notice that bitcoin in terms of its value. That's the best thing you can do to check like, check the stock market on crypto currencies checking weapon, and it's doing better. And I think that's because. It's sort of like a rising tide lifts all boats as people with a company that's asked pervasive. And like planetarium ubiquitous as Facebook. It means that people are gonna get educated on what crypto currencies are that they don't necessarily need to be scary, or on, on comprehensible. And it'll make it easier educate people, and are also potentially just make crypto currencies more prevalent across the world making transactions to do them. That's the idea of this. Right. Is that you actually use this cryptocurrency for transactions rather, relation or whatever? So EBay is added in as one of the founding members of this new libra association, that's a nonprofit that's going to be guiding this whole process, and they were specifically mentioning how you could in theory, use libra as a currency to buy and sell stuff on EBay, the complication here that I'm still trying to wrap my head around is that there are already currencies available. We've solved some of. These problems already as far as like with credit card networks with the dollar, which is widely accepted. So the question for regular consumers is like, do they really want to use bitcoin? Sorry libra as opposed to some of these other things. Obviously, bitcoin did not end up doing that. And referred variety of reasons point is just very volatile. It's not as liquid as you would hope if you're going to try to buy something with bitcoin, sometimes the transaction doesn't actually go through for, like, maybe half an hour or forty five minutes afterwards. If I'm trying to buy a salad I don't want to avoid forty five minutes for the transaction happen. But one of the things that queenie Wong our reporter points out in her story is that maybe could be a way for people for the une Bank to have greater access to those sort of networks, that are already set up bar are inaccessible to people that have bad credit. You can't get a credit card. If you have terrible credit, that's not there's a reason that's because you're less likely to make good on your payments. If you have terrible credit, but it does with, with the pervasiveness of face. Book and the fact that Facebook is so prevalent, especially in developing countries, where that sort of, like credit infrastructure, maybe isn't as robust, as it is in a place like the US, or in Europe. It might give people the ability to have more options for buying things online, if they can do it with cryptocurrency, like this one shore, but is Facebook, the right face to go forward with they have a really bad reputation for a lot of reasons or people going to want to trust them with their finances. Plus, they're kind of stepping forward into a situation where big choline, and a lot of other crypto currencies have been knocked for helping fund terrorism helping fund drug sales. What are the chances that libra would somehow able to solve those problems? Like, are they going to be able to fix those situations to? I don't know. I mean, we'll have to wait and see right to see how things turn out, but. Given that there is like I mean, you know, this, given that there's this association behind this, this has more of the potential for scale and also accountability than other cryptocurrencies, which so that at least works in its favorite granted, whatever you wanna say about Facebook and how people trust. It's Facebook's usage, hasn't their monthly actives haven't gone down even in the last year and a half of their crises. So it's not hurting people using Facebook. I don't know if it'll hurt people using Facebook as there, something that holds their money, either way we're way over four minutes by the way, but I do want to mention because we did say, we're going to talk about. Let's just do it really quickly. I guess. Yeah, the palm phone is now on locked, apparently kids love it. I don't get it. Kids love it the kids love it. But, you know if if you wanna go get a palm phone. It's three hundred fifty dollars, and it's really tiny. So it's terrible for watching YouTube, but go figure anyway. Read more about these stories, check them out on CNN. Mbengue FOX Ruben Joni salesman. Thanks for listening."
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Would you use Facebook's new Libra cryptocurrency? (The 3:59, Ep. 573)
Facebook Salesman Ben Fox Ruben Ebay Youtube CNN FOX Ruben Joni
Should the government break up big tech? (The Daily Charge, 7/16/2019)
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DraftKings AFL: Round 23 Saturday Cheat Sheet
The home-and-away season ends and while the Hawks fly for a fourth straight win, Melbourne and Geelong meet to decide the final standings at the top.
Returning to form and raising some eyebrows are one Bulldog along with a variety of reachable targets in the penultimate round of the home-and-away season.
Robbie Gray should be back for his favorite game of the season and Harry McKay will look to keep his spot at the top of the Coleman Medal Charts in this Saturday slate.
Patrick Dangerfield leads the way and Chris Mayne makes an interesting contribution during this weekend's main slate.
The last-placed 'Roos are starting to prove their mettle while providing value and the first-placed 'Dees face a battle to keep their top spot as bookends to this five-game slate.
Give the Saints your eyes and the Dogs your ears as Aaron Naughton and Jack Steele draw attention in this week's slate.
A contest between Brisbane and St Kilda offers more excitement than one may expect, and Geelong's stars are worth extra attention with only three games in this Saturday slate.
This tall Demon will face off with the Giants and the Lions have found a tasty prey during the main Round 16 slate.
A four-game slate will see Sean Darcy and Brodie Grundy duke it out while Gold Coast will take their turn against North Melbourne, but that's not all to track if the Power can hold their mettle.
Familiar faces, good defenders on bad teams, and a few high-flying Giants will all be locked in during another three-game slate.
Matthew Rowell is back and Nat Fyfe isn't, but a small two-game slate still leans heavily on the Dockers and the Suns in Round 13.
The Essendon Bombers enter Round 12 as the most in-form team on offer in a three-game Saturday slate.
Two Jakes and four Cats make the list from the four games on offer during the Saturday of the Sir Doug Nicholls Round.
A mixing of positions has made four different Western Bulldogs the highlight of potential pickups for Round 10's biggest slate of games.
Both Bont and Jack Mac are listed as interchanges in Round 9, so are they still worth starting over options from GWS and Sydney? Find out in this week's cheat sheet.
The most productive defender in the AFL joins the fray in Round 8 and it's a case of pick your poison as teams from the top and bottom take to the field in this slate.
A Lachie and Paddy both make their season debuts this week as four of the top eight face off in another five-game Saturday slate.
Nonstop action is on offer during a five-game Saturday slate and Lachie Neale has the perfect chance to retake his place among the league's best against Carlton in Round 6.


Too Old for a Tummy Tuck?
Good general health: There's no age limit for plastic surgery, but it's important that you're healthy. It's essential that your body is up to the physical demands that surgery requires. You will also heal faster if you are in good health. In addition to ordering blood work and checking your blood pressure, your doctor will most likely send you for an EKG to make sure that your heart is healthy.
The right weight and condition: Tummy tuck surgery is an excellent choice for patients who are at or near their ideal weight, have excess skin around their midriff, and who have a protruding belly. The goal of the surgery is to tighten the underlying abdominal muscles and remove excess skin.
A good plastic surgeon will consider your age when planning your treatment. He or she should address any concerns specific to age, such as with anesthesia, at the time of your consultation. If you meet the guidelines and want to proceed with a tummy tuck, go forth confidently. Enjoying a flatter tummy and a smoother profile is a good thing at any age.


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Início/nepali-chat-rooms dating/The Reason Why Alamos Is The Perfect Place For Solitary Female Overseas
The Reason Why Alamos Is The Perfect Place For Solitary Female Overseas
The One Best Spot To Retire International As One
it is more straightforward to adjust to a lifetime overseas once you move chat room in nepali with a wife or spouse. You can chuckle (or weep) collectively at inescapable trying times that appear.
It's a lot more of difficult to move overseas all on your own, and it can become further intimidating for unmarried female as opposed for unmarried males.
That's exactly why it's clear that several of our very own most regularly questioned inquiries pertain to the suitability of numerous destinations for single females transferring abroad.
Now, I'd desire provide a certain feedback and suggestion inside framework, using the recommendation of Correspondent Lee Harrison which composed recently to state:
"In nearly two decades of scouting the world's top retirement havens, Alamos, Mexico, is undoubtedly where I've observed for a female transferring abroad on her own."
Alamos was a little colonial community of fewer than 25,000 nestled in an inland valley surrounded on all edges by hills and beautiful, untamed countryside. Located in the Mexican state of Sonora, it's one of the better areas to track down well-preserved Spanish-colonial structure from inside the Americas.
Alamy/John Elk III
Alamos was launched during the late 17th 100 years, after sterling silver got found in the region. The large wide range produced of the mines allowed the customers of Alamos to build lots of colonial mansions and hundreds of colonial domiciles through the entire downtown.
The gold eventually went completely, therefore the silver barons as well as their teams managed to move on. Alamos started to drop after Mexican autonomy from The country of spain, so when the metropolis was actually occupied through the Mexican movement into the 1920s, its populace got decimated; a lot of the outdated mansions, resort hotels, and delightful municipal buildings dropped into damage.
In 1948, Alamos got uncovered by William Levant Alcorn, a farmer from Pennsylvania. Alcorn noticed the potential and began restoring Alamos one strengthening at any given time. Having to pay only US$50 to US$100 for all of mansions, he generated a lot of money encouraging Alamos and selling houses. (actually, their girl continues to be offering houses here nowadays.)
Alamos got declared a national monument in 2000 by President Zedillo and had been known as a Pueblo Magico in 2005. Aforementioned was a designation booked for areas offering a "magical" enjoy, as a consequence of her charm, historical relevance, and cultural riches.
Today, Alamos provides restored and retained their initial 17th-century allure, with stately colonial mansions, cobblestone streets, slim alleys and passageways, an impressive chapel, and an attractive area square.
But just why is it specifically suitable for single girls?
After countless conversations with unmarried lady looking at moving abroad, I've observed usual issues. Granted, several of those are very important to males, as well… but i do believe you can declare that Alamos specifically matches the balance for females, when it comes down to following grounds:
1. English-speaking expats:
Town here keeps a cohesive and effective English-speaking expat area, with quite a few musicians, writers, and performers. Productive customers additionally spend some time birdwatching, hiking, and bass fishing. More expats are from the reduced 48, Alaska, and Canada, with a few from Europe.
2. Walkability:
Alamos was a very walkable area. We'd a motor vehicle whenever we went to, but we just tried it to go to another town. Or else, all of the cafes, diners, marketplaces, shops, and activities comprise within smooth walking length.
One caveat:
Walkable as it can getting, the town are hilly. Thus, when you yourself have difficulty walking, you may need to follow the level components of the historical heart. Should you don't mind some slight exercise, you'll discover some good horizon through the colonial neighborhoods that surround the traditional middle.
3. a working social life:
Alamos has possibly two places that qualify as fine dining, certainly one of with an active and fun club regarding the site. Or else, there are several approximately down-home diners and cafes, promoting common Mexican fare at inexpensive cost.
If you are after plenty fine-dining selections and a hot night life world, then Alamos won't be for your family.
But there's lots of less-formal personal activity in Alamos…far a lot more than you will probably find a number of different overseas spots. You can easily take part in walking trips from the downtown that visit three historical homes… various houses every week. The History Association meets every Thursday, and expats convene regularly to relish conventional presentations on topics of discussed interest. You'll find repeated activities and festivals out square, day and nights cocktail hours, and ladies' evenings on.
4. private security:
No-place is entirely crime-free, nonetheless it's safer simply to walk the avenue of Alamos by yourself, day and night. Lee reports that, after a lot of discussions and communications with members of a nearby expat area, he never when heard any worry over criminal activity or safety.
5. A rich cultural experience:
You will anticipate the established expat community to control the town, but that's incorrect. Although the expats create economic help to a lot of regional attempts and participate in the community, they don't over-shadow the regional tradition.
Alamos is undoubtedly a Mexican area, through the pinata store for the coffee roaster plus the neighborhood mariachis… and especially the tortilla people, just who delivers hot, fresh-baked tortillas into local on their motorbike each morning at 7 o'clock.
6. Opportunities for volunteering:
If you'd prefer to render something you should the city, there are plenty of strategies to do this. Expats number frequent fund-raisers supporting the district… especially the knowledge of regional teenagers. Whether or not it's the collection, movie theater, hospital, or elsewhere, there are volunteer options available to you if you're fascinated.
What aside, the no. 1 reason that Alamos is the best location for lady independently is mainly because women are the leaders of the expat society. They keep in touch with one another, spend time collectively, and help one another whenever they require it.
Don't become myself wrong—men become pleasant right here, also. The "women by themselves" are not all necessarily unmarried or unattached. A number of them allow her husbands at home your winter weather, although some arrive as one or two… as well as those who actually are by themselves. Some real time right here full time, while others come when it comes down to united states winter. There are a small number of folks in her 30s and 40s, but most female expats here are between 50 and 90. Several of the most active people members tend to be over 80.
I've visited a lot of expat spots being suited to women themselves. But Alamos was more than "suitable." Here, people can thrive… and truly belong.
In Alamos, solitary women don't have to worry about "fitting in"… indeed, they're those from the center for the area.
Kathleen Peddicord Founding Publisher, Overseas Opportunity Page
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I can't believe that 2018 is over. This year has had so many changes, that it's hard to believe that it was all packed into 365 days. I'm kinda hoping that 2019 is a little more mellow!
So much changes over the course of a year. 2017 was no exception. Not only was it a fresh start from 2016, but it ushered in a lot of change and excitement for our family.
After having lots of issues with the battery on my van dying, I got a fancy new battery. It's okay to be jealous. Thankful to not have any more issues.
Girl Scout Cookie season started. The beginning of the longest two months ever. I love the cookies, but I'm not sad when it ends in March.
Lily got an MRI on her ankle. She has Osteochondritis, but we didn't know the extent until after the MRI.
Our family Christmas is one of the few times each year that our whole family gets together. Food, family. Loved it!
A Beautiful Not to Share!
This was my view as I was leaving the house this morning. One of the few perks of Daylight Saving Time.
Navy's expression says it all.
We ended up with about 6 inches of snow. I shoveled for an hour.
Why did I not get a clearance snow blower late Spring?!
The snow was just starting to move in when I picked my little man up from the sitter.


Made from 90% Sauvignon Blanc and 10% Semillon. A lifted, fresh scent of elderflower blossom and apricots introduces this intense yet elegant desert wine. These aromas are followed by yellow nectarine, char-grilled peach and cashew nut nuances, which flow seamlessly through to the luscious, even and focused structure on the mid and back palate.


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Q: APEX Trigger to Populate Opportunity Amount to Primary Contact's Field when Opp Stage is Closed won I started apex few months ago currently having some trouble. So my requirement is to populate Sum of Amount of Closed opportunities on  Closed_Opportunity_Sum__c field of Primary Contact of Account.
and i am getting Error 'System.ListException: Duplicate id in list' in Apex
specifically in debug log
USER_DEBUG [53]|DEBUG|You got this exception ------------------->Duplicate id in list: 0035g000002d6tvAAA
public class OppclosedSUMHelper
{

 public static void afterClosed(List<Opportunity> newopp){

        set<Id> oppAccountId = new Set<Id>();
        List<Contact> updatedCon = new List<Contact>();

        for(Opportunity opp : newopp){
            if(opp.AccountId != null){
                oppAccountId.add(opp.AccountId);
            }
        }

        AggregateResult[] amountSum = [select SUM(AMOUNT)add , ID , AccountID , StageName from Opportunity WHERE StageName = 'Closed Won' AND AccountID IN:oppAccountId GROUP BY ID,AccountId,StageName];
        List<contact> conlist = new List<contact>([select Id , AccountId , Closed_Opportunity_Sum__c , Primary_Contact__c From Contact Where Primary_Contact__c = True AND AccountId IN : oppAccountId]);

        for(Opportunity opp : newopp){
            for(AggregateResult arr : amountSum){
                for(Contact con :conlist ){
                    if (con.Primary_Contact__c == true && opp.AccountId == con.AccountId){
                        con.AccountId = (Id)arr.get('AccountId');
                        con.Closed_Opportunity_Sum__c = (Decimal)arr.get('add');
                        system.debug('------------------------------------->'+opp.AccountId);
                        system.debug('------------------------------------->'+con.AccountId);
                        updatedCon.add(con);
                    }
                }
            }
        }

        try{
            if(!updatedCon.isEmpty()) {
                update updatedCon;
            }
        }
        catch(Exception e) {
            system.debug('You got this exception ------------------->'+e.getMessage());
        }
    }

}

A: As per the relationship between account and opportunity, more than one opportunity can have the same account linked, so
  // cosider this list have 2 opportunities with the same accountid say combination is Opp1 : Acc1, Opp2 : Acc1

        for(Opportunity opp : newopp){

            // you could have reduced this loop by adding the query result in a map

            for(AggregateResult arr : amountSum){

                // conlist list have all the contacts related to all accounts relate to opportunities in the newopp variable

                for(Contact con :conlist){

                    // Iteration 1: ran for Opp1 opportunity, processed the primary contact of Acc1 and added to updatedCon list.
                    // Iteration 2: ran for Opp2 opportunity, processed the primary contact of Acc1 and added to updatedCon list.
                    // This is how same contact got added to updatedCon list.

                    if (opp.AccountId == con.AccountId){
                        con.AccountId = (Id)arr.get('AccountId');
                        //con.Closed_Opportunity_Sum__c = (Decimal)arr.get('add');
                        system.debug('------------------------------------->'+opp.AccountId);
                        system.debug('------------------------------------->'+con);
                        updatedCon.add(con);
                    }
                }
            }
        }

Since updatedCon is a list type variable, the same contact record is getting added to the list more than once. To avoid this, one quick solution can be to use Map type variable instead of a List type.
Map<Id, contact> updatedCon = new Map<Id, contact>();

then inside the loop, add the following condition to check if a contact record does not already exists in the Map, only then add the contact to map
if(!updatedCon.containsKey(con.id))
    updatedCon.put(con);

and for the DML operation, update
if(!updatedCon.isEmpty()) {
update updatedCon;
}
to this
if(!updatedCon.isEmpty()) {
    update updatedCon.values();
}

Your code can be optimized using maps to reduce the number of nested loops.


The technology distributor's CEO attributed the weaker bottom line results to execution challenges and a more competitive market. Shares fell by more than 19 percent.
CLEARWATER — Coming off a major acquisition early this year, technology distributor Tech Data Corp. on Thursday reported weaker-than-expected quarterly earnings. The loss of momentum following the well received $2.6 billion purchase of Avnet's Technology Solutions division sent Tech Data shares plummeting in after-hours trading.
Net income for the fiscal second-quarter net income ending July 31 totaled $47.5 million. Net income per share was of $1.24, down 5 percent from the same period last year. Earnings adjusted for one-time gains and costs were $1.74 per share, up 23 percent.
The results delivered by Tampa Bay's largest public company by revenues missed Wall Street expectations.
By 5:30 p.m., 90 minutes after public trading ends, Tech Data shares had fallen sharply by more than 19 percent. In a conference call remarks to analysts, Tech Data CEO Bob Dutkowsky said worldwide sales of $8.9 billion exceeded the company's plans, but "we did not deliver the earnings we expected."
Dutkowsky attributed the weaker bottom line results to execution challenges and a more competitive market, especially in Europe. Gross margins were squeezed by bigger sales of thinly priced PCs and printers to large customers in North America and variability in sales of data center products, he said. Some vendor products underperformed, making it harder for Tech Data to be eligible for anticipated sales rebates.
The CEO stressed that any execution flaws had been addressed. He assured analysts the ongoing merger of Technology Solutions into Tech Data was going well.
"We know how to operate in such a dynamic marketplace," Dutkowsky said.


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NGLCC Story Founders and Team NGLCC Board of Directors Founding Partners Corporate Partners Careers
Jonathan D. Lovitz
Jonathan D. Lovitz is a Senior Vice President at the National LGBT Chamber of Commerce (NGLCC) overseeing media relations and public policy, political affairs, and strategic partnerships. He previously served as Director of NGLCCNY, the New York office & network of NGLCC. He regularly speaks to conferences and the press about LGBT economic empowerment and the vital role NGLCC & business plays in creating equity for the LGBT community.
Lovitz is a regular commentator on MSNBC, CNBC, NPR, The Advocate, Out Magazine, among others, and has often spoken/fundraised for Broadway Cares / Equity Fights AIDS, The Trevor Project, GLSEN, the Democratic party, and more. Jonathan previously served as Director of Communications + Operations / Acting Executive Director for StartOut, a national nonprofit empowering LGBT entrepreneurs. Prior to his work in advocacy, Lovitz was a respected stage actor and news anchor for Logo TV and other major networks.
In 2018 Lovitz was recognized by Business Equality Magazine as one of its "40 LGBTQ Leaders Under 40." He was also named "Outstanding Young Alumni" by the University of Florida in April 2018.
Jonathan regularly speaks to colleges and universities encouraging young people to get involved in public service and use the internet to make a difference for their communities. While business and LGBT youth causes are his primary focus, Jonathan looks for any chance to serve any community in need of a voice, including serving on multiple nonprofit Boards of Directors. Jonathan graduated Summa Cum Laude from the University of Florida. Connect with Jonathan on Twitter at @JDLovitz.
NGLCC Story
Founders and Team NGLCC


text:
AMP overhauls struggling life arm
AMP has overhauled its struggling life insurance business by entering a binding quota share agreement with reinsurer Munich Re.
by Reporter - October 28, 2016 1 comments
AMP said in a statement the agreement will have Munich Re reinsuring 50 per cent of $750 million of annual premium income of its AMP Life retail portfolio.
The deal will reduce the magnitude of earnings volatility from the Australian wealth protection business for the AMP group, and creates the potential to release up to $500 million of capital from AMP Life subject to regulatory approval, AMP said.
The agreement is expected to commence on 1 November.
AMP's wealth protection business recorded losses of $44 million for Q3 2016, reflecting retail income protection experience losses of $18 million, retail lump sum experience losses of $8 million, group insurance claims experience losses of $12 million and lapse experience losses of $6 million.
AMP chief executive Craig Meller said, "We've seen consistent deterioration in the insurance sector over the course of 2016 and, despite the progress on claims transformation to date, it has significantly impacted the performance of our wealth protection business.
"Today's actions are designed to re-set the wealth protection business.
"They will improve the group's earnings stability, free-up capital and help bring into focus the growth potential of AMP."
AMP said it intends to pursue further tranches of reinsurance when time and conditions suit.
Last Updated: 28 October 2016 Published: 28 October 2016
Advisers need guidance on MDA rules, lawyer says
One bank to repay the most in advice fee failure


As a small business, it's important to have a solid grasp on SEO basics. Here, we've outlined a series of best practices and tips.
SEO — it's a term we've seen everywhere, but perhaps might be new to you when you start marketing your small business. SEO stands for Search Engine Optimization, and it's the strategy behind enhancing your business' visibility in search engine results. While you're probably already using social media and certain visual marketing techniques that go with them, SEO marketing is a form of content marketing. It's important because, while social media can drive traffic to your business as well as build awareness of it, search engines such as Google, Yahoo, and others, are still major channels through which customers find businesses and services. Here, we'll outline a few SEO basics to help you get started in increasing your business' visibility. And don't forget to download our free business template while you're here to help you get started in making your dream enterprise a reality.
As we said before, search engines are an essential way by which clients find the goods and services they're looking for. And as we all know, search engines are based on algorithmic logic, which is essential to understanding SEO basics. This is where the SEO pages on your website come into play. When we use search engines, we use phrases or words as our "query" in order to come up with relevant results. Search engines like Google have what are called "crawlers," or bots that "crawl" the internet and look at the SEO data coded into webpages to determine their ranking, or "indexing," in search results, which is correlated to the "query" and the "keywords" on your website. While algorithms between search engines vary, the basic idea is that the order of the indexed results that are returned for a given search query are provided based upon their relevance and their popularity. Having your site rank at the top, or near the top of this list, is good for driving traffic to your website, but it's unlikely unless you've mastered your SEO basics.
Make sure to use <title> elements in your page so that Google's crawlers recognize and index it. A <title> element is code that is written into your <head> element on your website's HTML page. It informs both users and Google's bots what your website is all about. The titles you code into your pages should accurately describe the page content, be unique to each page (no recycling page titles for multiple pages on your website), and be at once brief and descriptive. Keep unneeded keywords out of your code, and make sure the words you're using are directly relevant to the pages content, and descriptive of it. Google's Adwords' Keyword Planner is here to help you test your preferred keywords for SEO.
A description meta tag is coded underneath the title element in a page's HTML head, and includes more information about what your page offers visitors. It's useful for search engines because it will give potential customers a "snippet" of text relating to what goods and services your enterprise can offer. Keep this section descriptive and efficient.
Ultimately, creating high-quality content and rich copy is a good way not only to attract traffic to your site, but to make every visitor a return visitor. Google recommends investing in quality in its SEO basics and best-practice guidelines, which can be found here.
In all of the guides available on SEO basics and content marketing, you'll find one phrase repeated time and time again — build your website for people, not for search engines. Constantly-repeated keywords are a no-go here, and with clients getting savvier and savvier about content marketing, they aren't appreciated. The key in building a website that is useful for your customers is to think of your goods and services and their use of search engines to find those goods and services, from their point of view.
When people use search engines, it's generally for at least one of three reasons: They want to do something (buy a toaster, adopt a cat), know something (the weather next week), or go to a specific place on the internet (news coverage of a certain event from, for example, the BBC). Keeping this in mind, what keywords and phrases will be the most pertinent and correlated between a potential client's search query, and your website's pages? Put yourself in your client's shoes — what keywords will they be submitting to the search bar, and how can you integrate those keywords on your websites SEO pages and in its code?
Why is knowing your SEO basics so essential? Showing up at the top of organic (or unpaid) search results is great for your company for several reasons. First of all, people are naturally the most drawn to the top organic results (this includes the sponsored results at the top of the page, by the way). Appearing first in the search engine, even if it's only a marker of how well your page's SEO corresponds to the search query, increases client trust and makes your company seem more reputable. And besides that, it's obviously the best way to drive traffic.
It's estimated that nearly half of internet users use search engines on a daily basis. Google is estimated, in 2018, to drive about three quarters of internet searches, but it's important not to forget the importance of sites like Yahoo and Bing, who, while smaller, still drive an impressive amount of traffic themselves. The number of daily searches on Google is estimated at around 3.5 billion — if nothing else, it's a great reason to start thinking seriously about Search Engine Optimization and keeping your SEO basics tight.
Keeping your SEO basics and techniques fresh is also an important part of the job, and because search engines are constantly updating, you'll need to follow suit. Keywords and queries can change just as your company and its offer does, so it's important to keep this information up-to-date on your website. As you add more content to your site, increase your internal links, make sure that your URLs are manageable and unique to the pages they reference, and keep your meta- and title- elements as pertinent, descriptive, and effective as possible. And above all, don't forget — SEO and content marketing is important, but the very best way to attract and maintain business is always to invest first and foremost in creating high-quality content that grabs your customer's interest. Don't forget to check out our free business template to help you get started with a solid strategy behind your marketing campaigns, and more marketing tips for small businesses !


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Coming to Artinus, you like being lost in a new art space and have an opportunity to capture vivid 3D photos with friends and relatives.
Artinus (Art In Us) is a 3D painting art museum which has just been built and put into trial operation in Ho Chi Minh city. This is considered the first 3D painting museum in the city.
You will become very small when setting foot in the art world. Currently, the museum has 9 different topic areas which finely are decorated such as the wildlife world, oceans, the Renaissance art, ancient Egypt, etc.
Especially here is the image of Vietnam which is located in the heart of the museum, with highlight images as vast terraced fields in northwest region, Halong Bay, Hue ancient citadel or charming Mekong Delta Rivers. The impressive image is a girl in traditional ao dai costume which is drawn in big size.
3D Painting is the art form that applied with near and far principle, and then drawing in walls, ceilings, floors, etc. Images of people or nature are combined to make up the rich and vivid for work.
Within 3 months, 15 artists from South Korea have jointly completed hundreds of giant paintings.
When stepping through each different topic area, you'll be lost in a new world with many different emotions and being surprised by the images which were designed in a related way.
Many houses are designed in a tilting position compared to the floor, making a small or big difference in attracting many young people to take pictures and experience.
In addition, the area of love is an interesting topic in the exhibition, attracting a large number of couples to record their lovely moments.
Small paintings decorated around corridors and walkways were also meticulously drawn and animated. You may be deceived vision with these colorful paintings.
Although it has not been officially opened, a large number of Vietnamese and foreign tourists visit. Even taking by phone, you can still have your own realistic 3D pictures.
The museum is daily opened from 9am to 10pm daily with fares from VND 220,000 to VND 300,000. Currently, the museum offers a 50% discount program for domestic visitors.
Located at in the Him Lam, District 7, here is a new discovery for the young Saigon.


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Home/Business & Finance/Risk-Free Technology: How Small to Medium Businesses Can Stem Huge Losses From Poorly Performing IT Systems
Charles L. Nault
Risk-Free Technology: How Small to Medium Businesses Can Stem Huge Losses From Poorly Performing IT Systems
by:	Charles L. Nault
IT has now reached "utility" status everywhere, at least from an expectation standpoint. Just as the utility of electricity is required to power our lights and equipment, and oil or gas insures our heat in the winter, a firm's network infrastructure MUST be always in place to maintain its Internet access, computerization, phone system and a host of other mission-critical applications.
Contrary to days passed, companies can no longer function without these. Their customers, employees and vendors expect business networks to be fully functional, expeditious, security protected and accessible around the clock.
This book addresses the implications of failing to insure that all your IT functions are "utility-status," and tells non-technical executives what needs to be done from a managerial perspective to achieve true utility status, as well as how to pro-actively monitor such functions to make sudden catastrophes a thing of the past. The book will provide case studies of companies who have lost money and business because they failed to heed this message.
Books of Charles L. Nault
Risk-Free Technology: How Small to Medium Businesses Can Stem Huge Losses From Poorly Performing IT Systems 2009
Publisher: Global Professional Publishing
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Fresh Ink by: Chloe Lizotte
In 2007, Chloe Lizotte, then a student in middle school, wrote an "Historical Thoughtleader Profile" on Elizabeth Cady Stanton, the women's suffrage leader, which she then published on a website. A few isableays later, she received a request from a professional women's website called Women in Technology International (WITI) which wanted to re-publish it. That was the beginning of Chloe's journey into professional publishing which, over the ensuring years, included a series of columns on still more historical "thoughtleaders" for The Concord Journal as well as music and arts reviews in her high school newspaper The Voice (which she also served as editor-in-chief) and various op-ed pieces, reviews, news reports and reflective essays in prominent journals like Teen Ink, The Real Musician, Booklore, The Pulitzer Center, CEO Refresher and Op-Ed News. The next step logically implied a book, resulting in "Fresh Ink: Published Writings," a compilation of all her published content. Each chapter in "Fresh Ink" is a previously published work specifically selected for publication by an editor. No chapter content in "Fresh Ink" has been included that does not meet that requirement. "The essays in my book reflect where I've been, what I've seen, how I've reacted and what I've concluded," Chloe explains. "They speak to my journey up to this stage in my life." Chapter topics in the book range from music reviews ("The Suburbs" and "The King of Limbs") to literary legends (Hemingway, J.D. Salinger) to political history (The 1920s youth culture, Martin Luther King) to Steve Carell's leaving "The Office" to profiles of historical eccentrics, movie reviews, a report on the 2011 summer London riots and a self-reflection titled "The Thoreau Challenge." A comment online of the website that published Chloe's essay on Martin Luther King remarked: "(Chloe is) an amazingly cogent thinker, proving that age has nothing to do with intellect, discernment, wisdom, and that all-important passion for one's subject matter — and for truth." Another commenter confided: "I was about to give up on our youth but your wonderful writing has renewed my faith." Now a member of Yale's class of 2016, Chloe graduated from Concord-Carlisle High School in 2012 after serving as editor-in-chief of its student newspaper The Voice and music director of its radio station WIQH-FM. In addition to her column about "historical eccentrics" in the town of Concord's weekly newspaper The Concord Journal, she also won the 2011 University of Virginia Book Award. Her twice-monthly radio show on WIQH achieved the station's "Outstanding Show of the Year" award three years running. She is also an accomplished piano and guitar player, an avid snowboarder, kayaker and runner, and a talented videographer. Chloe's reporting on the London riots for the renowned Pulitzer Center happened largely due to her love of all things British, including four trips to London and a summer study program at Cambridge College (2011). She has also visited Ireland, Scotland, Wales, Montreal and Paris. She lives with her family in Concord, Massachusetts.
Motivate Like a CEO: Communicate Your Strategic Vision and Inspire People to Act! by: Suzanne Bates
"An exciting read, you won't want to put Motivate Like a CEO down until you've mastered all of its secrets!"
Marshall Goldsmith, New York Times bestselling author of What Got You Here Won't Get You There
"Motivated leaders are rare, yet everyone seeks to become one. The greatness of this book is that it breaks down the process by giving you the ideas and the tools to motivate and inspire yourself first, and then others second. If you're in a leadership position or hoping to get to the next level, make the decision to buy this book, study this book, and put it into practice."
-Jeffrey Gitomer, author of The Little Red Book of Selling
The most successful leaders seem to possess a remarkable gift for inspiring and motivating people. They are not only hard workers who possess great business minds; they rally others to drive forward with a powerful, common vision. Motivate Like a CEO demonstrates how leaders at every level can develop this skill and use it to bring their teams together around a common purpose.
In this follow-up to her bestselling Speak Like a CEO, Suzanne Bates explains how you can become a powerful force of influence within your organization and position your company for greatness. You'll learn how to translate simple, effective concepts into brilliant execution; get people working together on the highest priorities; and align warring factions to channel energy into the efforts that make your company profitable.
Inside, you'll discover secrets to generate excitement all the way down the line to achieve superior results. Real-world stories of leaders who have transformed their organizations will inspire you to move your own organization to a position of strength. And, you'll find helpful, easy-to-follow advice on how to communicate in a way that inspires people to act.
Motivate Like a CEO teaches you how to:
Inspire people to embrace and share your vision
Speak with energy and confidence in tough situations
Turn challenges into opportunities
Get your team engaged, in the loop, and tracking real results
Make time in your schedule for sharing your message of motivation throughout your company
Even a well-positioned, strategically sound company will fail if its messages and focus are not clear. Successful leaders must be able to move the strategic plan from words on paper into the hearts and minds of the people who make it happen.
Motivate Like a CEO can help you significantly improve bottom line results, create a happier, more unified team of people, and allow you to leave a legacy of leadership.
In the Matter of Michael Vogel by: Drew Yanno
It's the late summer of 1966 in a small town in upstate New York when the body of eight year old Michael Vogel is found at the bottom of the deep end of the municipal swimming pool four hours after closing.
At first, the townspeople believe the initial reports that it was an accidental drowning, despite the fact that the boy's body wasn't discovered when the lifeguards searched the pool earlier in the day after his sister reported him missing. However, when an autopsy reveals an unexpected result, it sets in motion a search for a killer in a town unaccustomed to murder.
The story is told from the perspective of three members of the community: a twelve year old boy with a future he hopes to avoid; a sheriff with a past he wishes to forget; and a forty year old bachelor with a secret he wants desperately to protect. Their stories all come together in a startling and thrilling conclusion that helps to provide a measure of redemption for each of them.
The Emerging Markets Handbook: An analysis of the investment potential in 18 key emerging market economies by: Pran Tiku
FINDING TOMORROW'S MARKETS FIRST Tomorrow's booming economies are today's emerging markets. Overlooked by most investors, these markets offer serious opportunities for those prepared to move ahead of the crowd and take their investing off the beaten path. If you're an investor unafraid of the unfamiliar and looking to carve out extraordinary opportunities in new markets, this book should be your starting point. THE EMERGING MARKETS HANDBOOK provides investors with a highly detailed examination of 18 countries that could host the stock market stars of the future – from Chile and China to Thailand and Turkey. At its heart is an analysis of the 18 economies' strength and potential for growth. This assessment is based on the ten crucial drivers of growth, including demographics, business conditions, capital markets and more. Following exhaustive research into the numbers behind each of these drivers, Pran Tiku is able to draw on a wealth of data from respected sources to form conclusions about the current position and future prospects of each market. He illustrates this data with explanatory charts and tables, allowing readers to trace recent trends and compare this to where the countries stand now. Providing a groundbreaking ranking of all emerging markets, the author goes on to sort them into standouts, in-betweeners and strugglers. This means you can truly see which markets offer the most commanding opportunities, which have room for development and which currently present a poorer investment case. Finally, the HANDBOOK concludes with a look at investment vehicles that can be used to access emerging market investments and a survey of the industries and companies that are likely to be the primary players within these 18 economies in the future. THE EMERGING MARKETS HANDBOOK is your indispensable guide to finding the future's hottest markets. No investor can afford to be left behind.
Your Spacious Self: Clear the Clutter and Discover Who You Are by: Stephanie Bennett Vogt


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Home > Research > Researchers > Robert Gutsche Jr
'New' and digital media
Culture, identities and diasporas
Journalism Studies, News Myth and Narrative, Cultural Meanings of News, Power, Order and Control, Donald Trump, Digital Journalism Studies
CeMoRe - Centre for Mobilities Research
ISF Fellows
Robert Gutsche Jr supervises 2 postgraduate research students. If these students have produced research profiles, these are listed below:
Dr Robert Gutsche Jr SFHEA
Senior Lecturer in Critical Digital Media Practice
Bowland North
LA1 4YN
Robert (Ted) Gutsche, Jr., Ph.D. (University of Iowa), is a leading scholar in the field of Journalism Studies where he applies critical cultural theory to investigate issues of power in journalism. He is a Senior Lecturer (Associate Professor) in Critical Digital Media Practice at Lancaster University in the UK. As a journalist, his work appeared in The Washington Post, the Chicago Tribune, the Guardian, and various other regional and local news outlets in the U.S. Gutsche has led digital innovation related to multimedia journalism, including through the use of virtual reality and other immersive media in storytelling and research at Florida International University in Miami, as well as dynamic storytelling at the University of Missouri's Reynolds Journalism Institute, and non-profit news collaborations with the University of Wisconsin-Madison and the University of Iowa. He was also a 2018 Digital Journalism Research Fellow in the Department of Journalism and Media Studies at Oslo Metropolitan University in Norway. The year before, he was a Tow-Knight Disruptive Educator at the City University of New York's Tow-Knight Center for Entrepreneurial Journalism. Gutsche, an award-winning educator, leading initiatives in community engagement and collaboration with journalists, is an Associate Editor of Journalism Practice and author of several books, including Media Control: News as an Institution of Power and Social Control (Bloomsbury, 2017). Most recently, he is editor of Trump, Journalism, and Democracy (Routledge, 2019) and co-editor of Reimagining Journalism and Social Order in a Fragmented Media World (Routledge, 2020) and Journalism Research in Practice: Perspectives on Change, Challenges, and Solutions (Routledge, 2020). Gutsche has done more than 100 TV and radio interviews about his research and frequent speakers for international news stations about U.S. politics and media. He is joined in life with his wife, their son, and their dog, Stella. Visit robertgutschejr.com.
He invites research students interested in journalism, power, race, and geography.
PhD supervision
Cultural examinations of news coverage, press and politics surrounding US President Donald Trump; interactions of news, power and control, proximity, memory, geography, and race
Journalism research in practice: Perspectives on change, challenges, and solutions
Gutsche Jr, R. (ed.) & Brennen, B. (ed.), 14/07/2020, London: Routledge. 162 p. (Journalism Studies)
"Placeification": The transformation of digital news spaces into "places" of meaning
Gutsche Jr, R. & Hess, K., 1/07/2020, In : Digital Journalism. 8, 5, p. 586-595 10 p.
Research output: Contribution to journal › Journal article › peer-review
Who (and where) is credible? Using virtual reality to examine credibility and bias of perceived race/ethnicity in urban/suburban environments
Marino, M. I., Bilge, N., Gutsche Jr, R. & Holt, L., 1/07/2020, In : Howard Journal of Communications. 31, 3, p. 297-315 19 p.
Journalism and Mass Communication Educator (Journal)
Journalism Practice (Journal)


List Rules Most dynamic, fun, entertaining cities to live in or to visit in the U.S. Cities, please, not towns.
This super cool list of the coolest cities in the U.S. has been ranked by the many chill, awesome people who have visited or who live in them. The United States has a lot to offer a traveler, so much so that dozens of cities within the 50 states could easily be deemed the absolute coolest. But, if you had to, could you decide on just a few that you would call the most fun? Can you really pick the coolest cities in America?
Each of the many cities listed here offers something different, something unique, that sets it apart from the others, but they're all among the most fun cities in the US and are seriously fun places to live. Whether it's rich history and important landmarks, as in Boston, New Orleans, or Philadelphia, or a complex culture and intrinsic city identity, like in New York or San Francisco, each place on this list is a great place to visit, get lost, and have fun. Big cities like Detroit and Los Angeles may think they are the coolest, simply as they are the most popular, but fierce competition for the coolest American city title comes from other locations like Miami, Las Vegas, that hipster mecca Portland, and Chicago.
Whether you're looking for one of the best cities in the United States to start a company or one of the most visited tourist destinations, all are represented here in a slice of America in one cozy list. You may even have to stop in some of the worst airports in the US to get to them.
There are tons of places to visit and different sights to see, making America home to some of the world's coolest cities. No matter the order, all of these places are the top travel spots to hit up in the red, white, and blue.


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Hanover cybersecurity firm KeyW to be acquired by Jacobs for $815 million
By Baltimore Sun staff
KeyW Holding Corp., a Hanover-based cybersecurity firm serving the U.S. intelligence community, will be acquired by Jacobs, a global engineering firm headquartered in Dallas, for $815 million.
The acquisition would end the 11-year run of KeyW, which was founded in 2008 by Leonard Moodispaw, a former National Security Agency senior manager, but lost its way amid efforts to commercialize its technology. Moodispaw died in 2015 after stepping down as the company's CEO for undisclosed health reasons.
KEYW founder Moodispaw dies weeks after stepping down as CEO
By Scott Dance
Jacobs would extend its reach into government cybersecurity contracting by purchasing KeyW. It acquired Reston, Va.-based Blue Canopy in 2017 and Columbia-based Van Dyke Technology Group in 2016.
"This transaction will propel KeyW's capabilities further and create new opportunities for research and development our customers need to enhance their national security and intelligence capabilities," said Bill Weber, KeyW's president and CEO, in a statement.
Weber cited cultural fit and shareholder value as the principal reasons for selling to Jacobs.
[Most read] Annapolis veteran launches organic smoothie bar in city »
"We believe that joining with Jacobs will enable KeyW's talented team to deliver even more innovative technologies and capabilities to customers," Weber said.
Jacobs will launch a tender offer for KeyW's shares, offering $11.25 cash each, which represents a 43% premium on the company's closing stock price Thursday. Jacobs also would assume KeyW's $272 million in debt.
The deal would close after KeyW shareholders tender more than 50% of the 50 million shares outstanding. Pending regulatory approval, the deal is expected to close by Aug. 31.
KEYW close to sale of commercial unit
KeyW has reported steadily increasing revenue in recent years with sales nearly hitting $507 million in 2018, up from $288 million two years earlier. It employed 1,790 people as of Dec. 31.
KeyW reported that it derived 95% of its 2018 revenue from the U.S. government, including 76% from the nation's intelligence community and "special military customers," serving as both a prime contractor and a subcontractor. The company sells a suite of technology solutions for intelligence, surveillance and reconnaissance that include proprietary electro-optical, hyperspectral and synthetic aperture radar sensors.
[Most read] Employee charged with stealing $30k from midwife center at Anne Arundel Medical Center »
Jacobs dwarfs KeyW in terms of scale. Jacobs reported revenue of $15 billion in its 2018 fiscal year and employs about 80,000 globally in a variety of engineering fields. It derives about 23% of its revenue from the U.S. government.
"Jacobs' global reach and proven track record executing large complex enterprise contracts provide a powerful platform to unleash KeyW's complementary rapid technology development," Jacobs Chair and CEO Steve Demetriou said in a statement.
Shares of Jacobs, formally Jacobs Engineering Group, were up 2.3 percent in Monday trading, closing at $78.68 each. KeyW shares spiked 42% to close at $11.17 each.
Maryland renews MOU with Japanese region on life sciences
Three Anne Arundel food businesses featured at annual Buy Local Cookout
Under Armour hires Red Bull executive to head global sports marketing
'She did the right thing': Former Anne Arundel Medical Center pharmacist, whistleblower turns to teaching
Chesapeake Bay Candle manufacturing plant in Glen Burnie to close, laying off 125
Separately, KeyW filed its annual proxy statement Monday, announcing its annual meeting scheduled for May 9 at KeyW's Hanover headquarters. The proxy also shows that Weber earned total compensation of $1.5 million last year, including a $450,000 annual salary plus stock awards and incentive plan compensation.
Jacobs Engineering Group Inc.


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New AI-powered document exchange solution Booqee comes to U.S.
September 19, 2018, 11:40 a.m. EDT
A new AI-powered document exchange tool, Booqee, is making its way to America from Belgium. The app developers are heavily focused on Booqee's user interface to drive client compliance and engagement. Booqee is by default white-labeled, and made to integrate with whichever tax software a firm uses.
"We use artificial intelligence and machine learning to focus on every little step in the process of the client-firm collaboration — to optimize it in a way that makes it hassle free," Mattias Geusens, co-founder of Booqee, told Accounting Today. "We're bringing a very user friendly software that makes it a no-brainer for the end user to use the app, and from firm side, it connects to software they already use so it doesn't require any big organizational changes and can leverage some quick wins with quite some impact."
The "intelligent" aspect of Booqee learns from an accountant or tax payer's habits. Proprietary programming within the app helps the accountant match Booqee's workflow to their workflow as the app is used. Over time, the app will learn what additional information the accountant requires, for instance, and ask the client so the accountant doesn't have to.
"No matter what document format, it's standardized, organized and pre-assessed so Booqee can route it to the relevant department and always in the same, consistent way," Geusens explained. "The more a user uses it, the more Booqee can predigest for them the relevant routing."
In Belgium, Booqee just closed its initial round of seed funding of $350,000, from Belgian investor firm Seeder Fund, as well as private investors including Frank Verhaegen, former chairman of Deloitte Belgium.
"We're seeing great traction with accounting firms of all sizes and across tax borders," Geusens said of Booqee's adoption. "In the coming months, several reputable accounting firms in the U.S. and Belgium will start boosting their paperless workflows thanks to Booqee."
Geusens said that certain top 50 U.S. firms are currently implementing Booqee, but would not disclose their names.
Ranica Arrowsmith
Technology editor, Accounting Today
Document managementDocument imagingData and information managementArtificial intelligence Machine learning


The island of Lombok is located in the province of West Nusa Tenggara in Indonesia and is separated from Bali by the Lombok Strait and is home to about a population of 2.5 million. Although its size is almost as big as Bali, much of Lombok still remains undiscovered but still has many destinations to suit a variety of tastes. In fact many refer to it as 'an unspoiled Bali'. It has gorgeous beaches, waterfalls and the large volcano Mount Rinjani. What is special about Lombok is that its natural landscape and traditional way of life have not changed for hundreds of years making it possible for visitors to experience exactly this when they visit here. Many of the businesses here are run by local families and sell anything from food to hardware and toys. There are some five star hotels but not as many as other islands like Bali. The Mataram Mall in the main city of Lombok has two global fast food franchises that are easy to find as they are well sign posted.
One reason why Lombok may not be as popular as some other Indonesian islands when it comes to shopping, cuisine and nightlife is because of the dominant Sasak culture and the restrained, quiet nature of the locals. Although it is now gradually starting to become a popular holiday choice especially with honeymooners who are looking for lots of privacy and an inexpensive and un-crowded atmosphere. The slow pace here makes it a great place to unwind from a stressful daily life. Contrary to fears held by many about travel to Lombok, it is a relatively safe and peaceful destination for travellers.


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The USCCB, Social Injustice, and that Pesky Principle of Subsidiarity
Jeffrey Bruno
Stephen M. Krason - published on 09/19/13
The USCCB is too focused on government solutions to social problems and often forgets key components of the Church's social teaching.
Many faithful Catholics know that for decades, the U.S. Bishops' Conference and its bureaucratic arm have often been criticized for their statements about public questions and issues. The statements have at times seemed to line up too readily with politically liberal positions, been overly specific, too focused on public policy solutions, and unduly restrictive of lay options. The problem was documented thirty years ago by J. Brian Benestad's Pursuit of a Just Social Order: Policy Statements of the U.S. Catholic Bishops, 1966-80. To be sure, the bishops have taken a much more restrained stance since the 1980s, when the whole matter came to a head with the controversial statements on war and peace (The Challenge of Peace) and the economy (Economic Justice for All). It had been argued that the conference was too much influenced and deferential to its left-leaning staffers. And while there have in the last few years been encouraging changes in the USCCB's staff, the positions taken by the Conference on some leading current public questions show a need to examine more the complexity of some issues and to give sufficient emphasis to all the leading principles of Catholic social teaching, and not over-embellish just certain ones.
For example, during the healthcare debate of 2009-10, the conference seemed to focus most of its attention on the abortion coverage issue. On one hand, this is understandable, since the human life issues remain the crucial moral question of our time and the bishops no doubt remembered the strong Clinton push to include abortion in his 1993 national health insurance proposal. In a statement early in 2011 after the passage of the Affordable Care Act ("Obamacare"), the USCCB clearly indicated that it supported the law in general but opposed its final passage because of its failure to prohibit the use of public funds for abortion and its providing of subsidies for health care plans that cover elective abortion. It also lamented the lack of conscience protections and the fact that immigrant families would not be able to purchase plans in the new health care exchanges. The bishops' support for access to decent health care for everyone in the U.S. was commendable – after all, Pope John XXIII had listed medical care as one of the components of the right to life in his encyclical, Pacem in Terris (11) – but their readiness to embrace a federal government solution was problematical.
Their moral analysis needed to go further. What about subsidiarity, one of the central principles of Catholic social teaching? In his classic formulation of that principle in Quadragesimo Anno (79), Pope Pius XI stated that "to transfer to the larger and higher collectivity functions which can be performed and provided for by lesser and subordinate bodies" is "a grave evil and a disturbance of right order." Adherence to subsidiarity, then, is a moral question. While there are certainly serious problems with American health care, especially concerning costs, it can hardly be said that our relatively decentralized health care arrangements have been a failure and vast numbers are denied needed medical care. John J. Schrems of Villanova University, a leading scholarly authority on subsidiarity, says that before taking on a task the higher or more distant unit – in health care, it's the federal government – it must be proven that the lower levels cannot perform it satisfactorily and that it can do better. Clearly, such a showing has not been made, and absent that, the morality of the entire matter of a larger federal health care role must be called into question. It would also have been helpful to emphasize the proper relationship between subsidiarity and the principle of solidarity. Left-of-center Catholics frequently mention solidarity to defend big welfare-statist initiatives. Solidarity involves brotherhood and insuring justice for all. It does not justify the subversion of subsidiarity; these principles must both be upheld and work together. Pope Bl. John Paul II specifically criticized the welfare state in Centesimus Annus (48-49); the principle of solidarity cannot be used to justify it.