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onepagepolicy
short policy pieces by saul schwartz
about Saul Schwartz
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Newfoundland Holds Some Cards in CETA Dispute with the Harper Government →
The Newfoundland Fisheries Innovation and Adjustment Fund
Posted on December 11, 2014 by Saul Schwartz
Last Tuesday, the Globe and Mail published a story about a $280 million federal contribution to a fund intended to help the fisheries industry in Newfoundland and Labrador. The fund had been promised during the negotiations around the Comprehensive Economic and Trade Agreement (CETA) with the European Union. The story has Premier Paul Davis of Newfoundland saying that the federal government was reneging on its commitment, made in 2013, that would allow Newfoundland to spend the money to create a "fishery of the future" if the province removed its minimum processing requirements (MPR). The MPR require that, by and large, fish landed in Newfoundland be processed in Newfoundland. Federal Conservative Rob Moore, however, is quoted in the story as saying "[t]he MPR fund was created to compensate for anticipated losses from the removal of minimum processing requirements" and not as a "blank cheque".
An exchange of letters, made public in December 2013 by then-Premier Kathy Dunderdale suggests Premier Davis is right. In a rapid-fire exchange of letters, the federal government at first insisted that the $280 million contribution be spent only to compensate workers displaced as the result of elimination of the MPRs. But faced with a determined statement from the province saying that the fund must also be available to support the future development of its fish and seafood industry, the federal government gave in and explicitly agreed to allow the money to be used for purposes other than compensation for displaced workers.
The first mention of the fund is in a May 24, 2013 letter sent to Ed Fast, the federal Minister of International Trade by Keith Hutchings, then the Newfoundland Minister of Innovation, Business and Rural Development. Apparently written in the aftermath of a May 20 meeting between the two ministers, Hutchings requests a "Fisheries Innovation and Adjustment Fund" as one of the conditions for dropping its MPRs as they apply to the European Union. He requests $400 million to be used for a variety of purposes, only one of which is "Fishing Industry Adjustment". The federal government apparently rejected the Hutchings plan because, on May 27, Hutchings writes to Fast to express his disappointment at this development but notes the federal position on the fund:
On the matter of a fund to help restructure the industry, you have advised that the Federal Government could consider a modest step towards this, but you also asked the Provincial Government to cost-share such a fund. We believe a fund is necessary to help industry restructure to take advantage of opportunities that open as a result of real market access to the EU and to assist the communities and the people that could be displaced or adversely impacted by a move to narrow the application of MPRs. (Emphasis added)
On May 28, Fast reiterates the willingness of the federal government to support a fund for Newfoundland in return for its elimination of the MPRs. He offers "… a transitional package of up to $400 million for those workers who experience job displacement as a result the time-limited carve-out of MPRs for fish and seafood exports intended for the EU…". No mention is made in this letter of using the fund to help the fishing industry restructure. Moreover, the Minister asks that Newfoundland pay for half of the "up to $400 million" cost of the fund.
Hutchings makes the next move. He writes on May 29 that Newfoundland is not willing to have the fund be "limited to worker adjustment" and that "… it should sustain the programs necessary to ensure that the industry is positioned to fully avail of opportunities emerging from the deal …". Hutchings also rejects the notion of federal-provincial cost-sharing.
Fast responds the next day with a letter offering a 70-30 federal-provincial cost-share for the fund but still characterizes that fund as "a transitional program … for those whose jobs are displaced as a result of MPRs no longer being applied to product destined for the EU." Hutchings agrees to Fast's offer of a 70-30 cost-share but asserts that "… it is imperative that this program facilitate industry adjustment".
The issue is truly engaged in the next exchange of letters on May 31 in which Fast writes that the fund of up to $400 million (emphasis added) "…must be cost-shared and only for worker displacement" while Hutchings writes back accepting the 70-30 cost-share "… but only if this program provides for industry transition, development and renewal". Fast caves in, writing on June 1 that "… we are prepared to instruct our officials that the transition program address industry development and renewal as well as worker displacement." Hutchings now accepts the offer "for a total expenditure of $400 million" (but does not put an "up to" before the "$400 million") to be cost-shared on a 70-30 basis.
With this issue seemingly resolved, the overall CETA negotiations go forward and an agreement-in-principle is made public on October 23, 2013. On October 29, Premier Dunderdale triumphantly announced that "We have negotiated an agreement with the federal government to create a $400 million fund to transform our fishing industry." She made no mention of the fund being limited to worker displacement or being defined as worth "up to $400 million."
The federal government could not have believed that $400 million could be spent on worker displacement alone. (Of course, they might credibly have believed that "up to $400 million" could be spent.) In the short- to medium-term, the elimination of the MPRs on fish and seafood destined for the EU is highly unlikely to cause any major damage in Newfoundland. In 2013, in Newfoundland, there were 86 active fish and seafood processing plants that employed about eight thousand people. In that year, Newfoundland exported $117 million of fish and seafood to the EU, a sum that was only 14 percent of its exports to non-EU countries. Moreover, CETA is expected to increase provincial employment in the fisheries sector as Newfoundland companies take advantage of duty free access to the enormous EU fish and seafood market. All this will happen with minimal risk of higher import competition.
To be sure, fish processing workers tend to live in remote Newfoundland communities (see the map here on p.28) and these communities will be likely to be under threat for the foreseeable future. But there is no immediate danger than any jobs will be lost. While there is apparently a nascent fish and seafood processing industry in Europe, there is no reason to think it will pose a threat to Newfoundland's industry for some time.
Based on the public record, therefore, it would seem that the federal government is indeed reneging on its promise to create a cost-shared fund (albeit one of "up to" $400 million) that can be used to build a "fishery for the future".
Professor School of Public Policy and Administration Carleton University Ottawa, ON K1S 5B6 Canada
View all posts by Saul Schwartz →
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Managing director of research and development at the Center for Applied Cognitive Studies in Charlotte, North Carolina, a firm that provides consulting services in leadership development and personality testing. He is the author of The Owner's Manual for the Brain: The Ultimate Guide to Peak Mental Performance at All Ages.
Clinical professor of medicine at Wayne State University School of Medicine in Detroit and director of Cardiac Wellness at Michigan Healthcare Professionals. He is a founding member of the International Society of Integrative, Metabolic and Functional Cardiovascular Medicine and the author of The Whole Heart Solution.
Attending cardiologist and director of Education and Outreach at the Ronald O. Perelman Heart Institute of New York-Presbyterian Hospital in New York City and medical advisor to the Women's Heart Alliance. She is an expert in the field of heart disease in women.
Nutrition researcher and board-certified family physician in Flemington, New Jersey, who specializes in preventing and reversing disease through nutritional and natural methods. He is the author of seven books, including Super Immunity: The Essential Nutrition Guide for Boosting Your Body's Defenses to Live Longer, Stronger, and Disease Free .
One of the country's best-known naturopathic physicians. He serves on the Board of Regents of Bastyr University in Seattle and has written more than 30 books, including The Encyclopedia of Natural Medicine and The Complete Book of Juicing.
A naturopathic physician based in Santa Fe, New Mexico. He practiced for 10 years at the Palo Alto Veterans Administration Medical Center and established the first holistic clinic in the VA system. He is coauthor, with Jim Healthy, of The 30-Day Diabetes Cure .
Dedicated to helping people empower themselves and create great health with natural medicine. In her practice and her teachings, she blends the extraordinary benefits of healing techniques from the Western naturopathic tradition with the ancient art of Chinese medicine. A licensed naturopathic physician and acupuncturist, she is also the coauthor of the best-selling book Natural Choices for Women's Health, which has been featured on CNN and numerous other television and radio programs.
Chief of physical therapy at Harvard University Health Services in Cambridge, Massachusetts, and former director of the Doctor of Physical Therapy (DPT) Program at Northeastern University in Boston. She is also the founder and CEO of Back2Back Physical Therapy in Andover, Massachusetts.
Owner of Scott Travers Rare Coin Galleries, New York City. He is a former vice president of the American Numismatic Association, served as a coin-valuation expert for the Federal Trade Commission and has authored numerous books on coin collecting, including The Insider's Guide to U.S. Coin Values, 21st Edition.
Contributing medical editor for Bottom Line Health Insider, and a licensed naturopathic physician and founder of the Southbury Clinic for Traditional Medicine in Southbury, Connecticut. A founder of the American Association of Naturopathic Physicians, he has served as an adviser and lecturer for the White House Commission for Complementary and Alternative Medical Policy, an adviser for the National Center for Complementary and Alternative Medicine, and the Natural Standard. Dr. Rubman received his naturopathic medical degree from National College of Naturopathic Medicine in Portland, Oregon.
Attending cardiologist and director of Women and Heart Disease, Lenox Hill Hospital, New York City. Trained as a DO and board-certified as an MD, she combines the holistic approach of osteopathy with conventional medicine. Dr. Steinbaum lectures nationally on cardiovascular health and has appeared on numerous TV shows, including The Doctors, The Early Show, Good Morning America, Dr. Oz and 20/20. She also is the author of Dr. Suzanne Steinbaum's Heart Book.
Medical director of the Joslin Diabetes Center's Obesity Clinical Program and an assistant professor of medicine at Harvard Medical School, both in Boston. He also is coauthor of The Diabetes Breakthrough.
Contributing medical editor for Bottom Line's Daily Health News, and a licensed naturopathic physician and founder of the Southbury Clinic for Traditional Medicine in Southbury, CT. A founder of the American Association of Naturopathic Physicians, he has served as an adviser and lecturer for the White House Commission for Complementary and Alternative Medical Policy, an adviser for the National Center for Complementary and Alternative Medicine, and the Natural Standard. Dr. Rubman received his naturopathic medical degree from National College of Naturopathic Medicine in Portland, Oregon.
Medical director of the Joslin Diabetes Center's Obesity Clinical Program and an assistant professor of medicine at Harvard Medical School, both in Boston. He also is coauthor of The Diabetes Breakthrough.
Is a nutrition researcher and board-certified family physician in Flemington, New Jersey, who specializes in preventing and reversing disease through nutritional and natural methods. He is the author of seven books, including Super Immunity: The Essential Nutrition Guide for Boosting Your Body's Defenses to Live Longer, Stronger, and Disease Free .
Is dedicated to helping people empower themselves and create great health with natural medicine. In her practice and her teachings, she blends the extraordinary benefits of healing techniques from the Western naturopathic tradition with the ancient art of Chinese medicine. A licensed naturopathic physician and acupuncturist, she is also the co-author of the best-selling book Natural Choices for Women's Health, which has been featured on CNN and numerous other television and radio programs.
Owner of Scott Travers Rare Coin Galleries, New York City. He is a former vice president of the American Numismatic Association, served as a coin-valuation expert for the Federal Trade Commission and has authored numerous books on coin collecting, including The Insider's Guide to U.S. Coin Values, 21st Edition.


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Nosferatu - A Symphony of Horror
Film and Digital / Music
After a sold out season at The Melbourne Fringe Festival, Tess Said So performs a new and original, live cinema score to F. W. Murnau's landmark vampire movie, Nosferatu (1922), using keyboards, percussion and electronics.
A rare opportunity to see this silent classic as it was originally intended, with award winning musicians Rasa Daukus and Will Larsen of Tess Said So performing and interacting with the onscreen action live in concert.
One piano player. One percussionist. And a vampire...
Tess Said So
Tess Said So is piano player Rasa Daukus and drummer/percussionist, Will Larsen. Adopting a pop sensibility to a classical format, they write and perform all their own material. More like a band than a traditional classical ensemble, they are influenced by a shared interest in new music and blurring the lines that define musical genre. Although most easily described as contemporary classical, their music is infused with pop, jazz, technology and electronica. Their sound explores the sonorities of piano and percussion, employing a strong metric drive, beats, clarity, motion and atmosphere.

redpajama_set_name: RedPajamaCommonCrawl


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(4329) 19822 ist ein Hauptgürtelasteroid, der am 22. September 1982 von Laurence G. Taff vom Lincoln Laboratory's Experimental Test Site aus entdeckt wurde.

Der Asteroid wurde am 17. November 2013 nach dem spanischen Maler Joan Miró benannt.

Siehe auch
 Liste der Asteroiden

Weblinks

 Discovery Circumstances von (4329) Miró gemäß dem Minor Planet Center der Internationalen Astronomischen Union beim Harvard-Smithsonian Center for Astrophysics in Cambridge, Massachusetts (englisch)

Hauptgürtelasteroid unter 50 km Durchmesser

redpajama_set_name: RedPajamaWikipedia


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2007 Australian Formula Ford Championship
Previous: 2006 Next: 2008
The 2007 Australian Formula Ford Championship was a CAMS sanctioned motor racing title for drivers of Formula Ford racing cars.[1] It was the 38th national series for Formula Fords to be contested in Australia and the 15th series to carry the Australian Formula Ford Championship name.[2]
2 Points system
3 Championship results
CalendarEdit
The Mygale SJ06 Ford of Taz Douglas at the Sandown round of the championship.
The championship was contested over an eight-round series with three races per round.[1]
Round 1, Eastern Creek International Raceway, New South Wales, 7–9 March
Round 2, Wakefield Park Raceway, New South Wales, 4–6 April
Round 3, Sandown International Motor Raceway, Victoria, 7–9 June
Round 4, Hidden Valley Raceway, Northern Territory, 4–6 July
Round 5, Queensland Raceway, Ipswich, Queensland, 18–20 July
Round 6, Phillip Island Grand Prix Circuit, Victoria, 12–14 September
Round 7, Symmons Plains International Raceway, Tasmania, 21–23 September
Round 8, Oran Park Motorsport Circuit, New South Wales, 5–7 December [1][3]
Points systemEdit
Championship points were awarded on a 20-16-14-12-10-8-6-4-2-1 basis to the top ten finishers in each race, with a bonus point awarded to the driver achieving pole position for the first race at each round.[1]
Championship resultsEdit
Position [4]
Driver [4]
No.[4]
Car [4]
Entrant [3]
Total [4]
Tim Blanchard 3 Mygale SJ07A Ford Sonic Motor Racing Services 55 40 61 44 32 16 44 54 - 346
Ashley Walsh 45 Spectrum 011b Ford CAMS Rising Star 30 37 11 61 60 41 24 33 - 297
James Moffat 5 Mygale SJ07A Ford Sonic Motor Racing Services 46 54 26 36 34 9 24 46 - 275
Kristian Lindbom 8 Spectrum 011b Ford CAMS Rising Star 38 34 40 10 36 18 54 22 - 252
Glen Wood 4 Mygale SJ07A Ford Sonic Motor Racing Services 20 26 28 28 11 48 22 18 - 201
Joshua Scott 89 Spectrum 011b Ford CAMS Rising Star 12 40 12 22 42 27 17 16 - 188
Nick Percat 16 Spectrum 011b Ford
Van Diemen RF06 Ford Walkinshaw Racing 16 2 42 - 6 38 48 20 -5 167
Taz Douglas 92 Mygale SJ06 Ford Hitachi Earthmoving 4 6 12 20 18 2 1 12 - 75
Sam Sewell 62 Van Diemen RF06 Ford Affordable Mower Spares 1 - 1 1 22 11 22 8 - 66
Tobia Kipper 55 Spectrum 011b Ford Makotrac International Racetrack - - 14 24 - 12 9 4 - 63
Grant Doulman 15 Spirit WL06 Ford Doulman Automotive 20 - 6 - 4 6 - 10 - 46
Brad Lowe 41 Spirit WL06 Ford Anglo Motorsport 16 - - 12 - 4 - - - 32
Adam Graham 66 Spectrum 011 Ford Minda Motorsport - - - - 10 20 - 2 - 32
Luke Wood 17 Spirit WL06 Ford Anglo Motorsport 10 9 6 4 - - - - - 29
Michael Pereira 36 Van Diemen RF05 Ford Orrcon - Pioneer Electronics - - - - - 26 - - - 26
Jonathan Grant 2 Van Diemen RF06 Ford Centenary Classic
gojonogo.com 5 16 - - 4 - - - - 25
Blake Varney 77 Spectrum 011b Ford Autobarn Virginia - - - - - - 8 15 - 23
John Magro 20 Van Diemen RF06 Ford Magro Farming Company / Team BRM - 16 1 1 - - - - - 18
James Bergmuller 13 Van Diemen RF06 Ford JB Motorsport 1 - 2 - - - - 14 - 17
Daniel Cotton 25 Spectrum 011 Ford Cotton Painters - - 4 5 1 2 4 - - 16
Trent Ulmer 40 Spectrum 011 Ford COMCORP Global Products - - 14 - - - - - - 14
Ben Morley 43 Spectrum 011 Ford Icon Motorsport - - - 10 - - - - - 10
Samantha Reid 42 Van Diemen RF03 Ford Toshiba Mobile Computers 4 - - - - - - - - 4
Trent Harrison 30 Mygale SJ08A Ford Monza Motors- Mygale - - - - - - - 4 - 4
Tony Lemessurier 11 Van Diemen RF06 Ford Escalate Management 2 - - - - - - - - 2
James Crozier 21 Spectrum 011 Ford E-Steel (Aust.) P/L - - - - - - 2 - - 2
Paul Pittam 99 Van Diemen RF06 Ford LJ Hooker Gawler / Team BRM - - - 2 - - - - - 2
Daniel Pappas 11 Van Diemen RF06 Ford Escalate Management/King Gee - - - - - - - 1 - 1
Lee Farrell 20 Van Diemen RF06 Ford Team BRM - - - - - - - 1 - 1
Note: A 5-point penalty was imposed on Nick Percat at Round 4 due to a breach of the Sporting Regulations.[4]
^ a b c d 2007 AFFC Sporting Regulations Retrieved from www.formulaford.com.au via web.archive.org on 2 February 2011
^ AFFC Records & Statistics Archived 2006-12-18 at the Wayback Machine Retrieved from www.formulaford.com.au on 2 February 2011
^ a b 2007 Race Results Archive Archived 2007-09-19 at the Wayback Machine Retrieved from www.natsoft.biz on 1 February 2011
^ a b c d e f 2007 AFFC Final Pointscore Retrieved from www.formulaford.com.au via webarchive.org on 2 February 2011
Image of 2007 champion Tim Blanchard in action at the Adelaide Parklands round from www.speedcafe.com.au
Thumbnail images of the 2007 Championship from www.formulaford.com.au via web.archive.org
2007 Australian Formula Ford Technical Regulations from www.formulaford.com.au via web.archive.org
Retrieved from "https://en.wikipedia.org/w/index.php?title=2007_Australian_Formula_Ford_Championship&oldid=891459425"


'Time' is stripped back and easy to listen to. I have seen a lot of artists in my time who have got caught in the trap of using too many instruments or sounds to the point their final audio mix becomes too busy and the human element is removed by too much computer processing. This is not the case with Boston April. The track is incredibly simple when it comes to construction, and you can tell through the rawness of the track and the production value that this was recorded using a basic set up. In this case, that's not a bad thing as the production gives the track the character that it needs.
The thing that really makes this single work for me is the amazing vocals. They fit perfectly with each other. Definitely worth a listen if you need that relaxing sound on your Sunday evening while your sipping on your favourite wine.


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It was refreshing to know that Bruce and his associates put our needs and safety first. He and his staff were a pleasure to work with from the start. Bruce was very thorough in his inspection of our home and explained in detail what we would need done as well as provided expertise in other areas beyond our structural needs. His advice provided us the information we needed to pursue our renovation dream. His associates were also very professional and, like Bruce, communicated well with us eliminating any doubts that we had. They worked hard to meet our time constraints given all the variations in our plans. We will definitely hire BE Structural again should the need arise. Hiring BE Structural was the best thing we did! Thank you Bruce and everyone that assisted us in realizing a dream.
The Resource Factory is involved with many high profile, extremely creative projects. At times, our projects require "out of the box" thinking.
Some engineering firms tend to shy away from a few of the creative challenges our projects require.
BE Structural has proven to be an excellent extension of my quality driven studio, providing solutions and contributing ideas while helping to bring our projects to reality.
I will continue working with the BE Structural's staff on my future projects.
Amongst other work they have done for us, their structural engineers not only drew our mezzanine for us, they sent their expert staff to our facility to verify that their drawings and what we needed perfectly matched.
Their staff members know the business inside and out and are very professional – yet are very down-to-Earth, good people. They are honest and they aim to please – which is what they do. They are people of their word.
We are so glad we met them and have had the opportunity to work with each and every one of them. As we grow, we will choose BE Structural for all our future needs.
After 11 years, a crack opened up in the exterior wall of our house. Prior to purchasing our home, we were told that there had been foundation settlement issue that had been repaired, and was stable. This crack extended the entire height of my two story home. After calling a local contractor, my wife and I were very quickly overwhelmed with the proposed solution, and the cost of the proposed solution. Homeowners insurance was of no help. Without an understanding of this concern, I found myself at the mercy of contractors, and was receiving a great deal of conflicting, confusing, and stress inducing information. This is when we found BE Structural online, and decided to pay for a structural engineering assessment. Through the process, Brenda at BE Structural was there to answer questions, provide guidance, and support. We were very pleased with the Engineer who came onsite, who spent a great deal of time studying the issue, and answering all of our questions.
We were experiencing serious construction issues affecting my floors, after settling into a new construction condo. After the builder disagreed the issue was structural and scheduled a cosmetic fix inside my unit, I called on BE Structural for a professional opinion prior to having any work done. Brenda listened to the challenges I was having and scheduled the perfect engineer to assist me. Rob has been prompt, thorough and professional. After seeing Rob's initial report, the builder agreed to bring out their manufacturer rep, contractors, the manufacturer engineer and others to properly assess the issues. They have since opened up construction under my unit and put in temporary measures to stop the structural issue from worsening, while determining the best course of action to complete the work. I cannot tell you how happy I am that I called on BE Structural. The fact that Brenda takes the time to listen and quickly coordinates the work, has been comforting.
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John was on time, knowledgeable, and personable yet always professional. The inspection was done on Sat., March 9, and I received my report on the following Wed., March 13. I would definitely recommend BE Structural to family, friends and co-workers.
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I shopped around before using Bruce. He does good work. He was quite thorough and makes sure that work is done right.
Please tell us about your experience with us. We would love to hear your comments and share it with others.


text:
[EN] Main Menu
Science Department of Medical Information HUG
http://www.hug-ge.ch/sciences-information-medicale
Faculté de Médecine : Informatique Médicale
Christian Lovis
Professor and Director of the academic department of radiology and medical informatics, University of Geneva (UNIGE)
Information technology has a fundamental and lasting impact on the world of health. From the molecular level to a societal vision, every domain and aspect of health is covered. How can these tools be developed? How can they be integrated? What impact will they have on health and medicine and on daily life, as in care and research settings? These are just a few of the questions raised at the intersection of the worlds of information technology and health. The group working under Christian Lovis is exploring and developing these aspects on the basis of four pillars: Citizens as stakeholders in the field of health; the use of self-monitoring; access to information; and self-determination. The mass of clinical data (aptly named "big data") and their secondary use, notably for research and public health, form the basis for controlling the health system. In this domain, the team working under Professor Lovis has a particular interest in the interpretability of medical data, semantics and treatment of natural language. Whether it's for sensory networks, applications for citizens, interactions with complex data or collaborative activities, the interfaces between humans and machines has assumed major importance. This domain therefore consumes a considerable part of the group activities, both in terms of R&D and evaluation.
Find out more about Campus Biotech, its design and its history
"Digital & Global Health" Initiative
"Neurosciences" Initiative
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© 2016 Campus Biotech


AquaFast's unique pressure sealing system offers a simple and reliable solution to connecting polyethylene & PVC pipe. In addition, an enhanced gripping mechanism offers end load restraint, resisting pipe pull out. No special skills or tools are required making installation effortless and quicker than other systems.
From start to finish, AquaFast offers benefits to the installer. The fittings come fully assembled; no need to chamfer pipe ends nor use a support liner on PE or thin walled PVC pipe. It can be installed in all weather conditions, there is no need for shelters so it is ideal for on-the spot repairs. The enhanced AquaFast design offers precise control over activation of the grippers ensuring improved functionality while undertaking a repair, even in harsh trench conditions, with no need to dismantle on oval or coiled pipe. In fact it can also be used in wet or submerged applications.
With fewer bolts to fasten – only two per fitting up to 125mm – and minimum bolt tightening using a standard spanner, the installation is further simplified by the easy alignment of bolt holes and a positive stop during bolt tightening ensuring optimum assembly every time. This metal-to-metal positive stop inhibits over tightening, removing the need for a torque wrench.
AquaFast couplings & flange adaptors are available from 63mm to 315mm OD. They are designed to work on PE80 / PE100 PE Pipe SDR 11, 17 & 17.6 without a support liner and can also be used to connect metric PVC pipe so AquaFast is ideal for PE/PVC transitional connections.


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Innovation in compliance is essential for sustainability.
The compliance function for financial institutions is maturing, but is it sustainable? Accenture's fourth annual Compliance Risk Study surveyed 150 compliance officers at banks, capital markets and insurers around the world, who agree that innovation holds the key to the function's future.
Our study finds compliance has confirmed its stature, with institutions anticipating an 89 percent increase in compliance investment over the next two years. Compliance's strategic role continues to grow, with two-thirds of respondents (66 percent) now reporting directly to either the Chief Executive Officer or the Board of Directors.
But the picture isn't that simple. Compliance's scale of responsibility is rapidly expanding to include risk management and strategic advisory support at a larger scale, while institutions' digital models are ratcheting up business volume enough to stress control frameworks and drive increasing complexity in the risk ecosystem.
As the financial marketplace innovates, so should compliance. Our study finds institutions choosing different paths to compliance optimization, all leading to a common challenge: the need to innovate and sustain operations in a digital age.
Despite its increase in stature, the compliance function is still in the hot seat. Financial institutions know a sustainable model is essential for business growth and digital transformation.
Firms taking the innovator path use new tools and methods to strengthen core risk and control capabilities, and to extend the breadth and depth of compliance's coverage. They are establishing leadership positions through investments in capabilities such as advanced analytics, artificial intelligence, or managed services.
Some firms are gaining efficiency by better integrating their compliance-related capabilities, as well as second-line-of-defense functions. Because they share infrastructure, skills and capabilities, integrators create a more holistic view of risk exposure, both externally to regulators and internally to key stakeholders. These firms are laying building blocks for further innovation.
Adopting a more watchful approach, some institutions are waiting to see what works for their peers. While these firms can benefit by adopting more informed solutions that build on others' experiences, they also limit their ability to truly innovate. More than half (52 percent) of institutions we surveyed struggle to firmly grasp business needs, perhaps validating their need to watch wider industry practice before placing more strategic bets in capability.
Innovation is not always easy. Knowing where to start can be difficult. The "Imagineering" challenge—to build the compliance function of the future—needs both creative thinking and investment in the right technologies.
According to our study, compliance functions aren't channelling investment increases toward the tools and technologies they need to build sustainability.
The danger of failing to invest? If the compliance function can't keep up, it will fall behind the rate of change in the financial risk ecosystem. It won't be able to meet new demands from counterparts throughout the business. As a control function—and as a strategic business advisory function—compliance could lose its stature.
The financial marketplace won't stop changing. It's time for compliance leaders to support their functions, so they won't stop changing either.
THE FINANCIAL MARKETPLACE WON'T STOP CHANGING. IT'S TIME FOR COMPLIANCE LEADERS TO SUPPORT THEIR FUNCTIONS, SO THEY WON'T STOP CHANGING EITHER.


It was bad enough that Jason Williams (name changed) had witnessed Hurricane Katrina. Now, he was in the Superdome with others who had lost everything. But the worst wasn't over yet.
While in the Superdome, he witnessed some of the criminal activity the news had reported, such as robberies and assaults. It was a nightmare that he wanted to end.
That's when Mr. Williams met Dr. Rozario Slack, pastor of Temple of Faith Deliverance Church of God in Christ.
That's just one example of the countless heroic efforts undertaken by ordinary citizens across the country that decided to step up and help the victims of Katrina.
His church gathered clothing and bought airline tickets to reunite families.
"We organized the congregation to donate their frequent flyer miles to provide tickets so families could be reunited," he said.
Houston has become one of, if not the, largest second home for victims of Katrina who can now be found in 48 states. Many went from the Superdome in New Orleans to the Astrodome in Houston.
One of the many unsung heroes in Houston is ACTION CDC (Accepting Challenges to Improve Our Nation Community Development Corporation). What started as a simple clothing drive and food program has turned into a comprehensive program that provides case management for 500 families.
The problems are further complicated because they are not around their family members.
The goals of ACTION, founded in 2000 by Nation of Islam Southwest Regional Minister Robert Muhammad, are to develop programs that meet the needs of people in five different areas: Education, Health and Human Services, Affordable Housing, Economic Development and Arts and Culture.
"The response to our work has been awesome. We're treating disaster issues while also treating pre-disaster problems," Mr. Muhammad explained.
The group partnered with the New Black Panther Party and National Black United Front to secure a large grant from Katrina Aid Today to do this work. It also received $50,000 from Islamic Relief to fund its feeding program.
The stories of unsung heroes are numerous. Consider the families that took in relatives in spite of the fact of limited space; the people who drove to the area to rescue families that they did not know; the volunteers who left the comfort of their home to aid the needy in the Gulf Coast area; and the students from colleges and universities who spent their spring break, not on the beach sunning and funning, but providing much needed assistance to the Gulf Coast.
The Final Call salutes your efforts.


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Travelling to India? The Ideal Way to Explore Panoramic India
Last Updated: July 25, 2019 Vijayendra Thapliyal
"Traditions, Culture, Religion, Hospitality, Spirituality, Architecture, and Bio Diversity are just a few adjectives to describe the enchanting nation – India."
India has always fascinated and mesmerized everyone with its assortment of cultures, traditions, religions and never ending awe-inspiring landscapes. The land of spices definitely rejuvenates the lives of the individuals who visit this mesmerizing nation. However, the difficult part has always been choosing the perfect location in a land that is full of surprises and filled with warm people. No matter where you travel, you will be always welcomed with open heart as this is a country where the guests are treated as Gods.
16 Nights / 17 Days Mystical Tour through India
10 Nights / 11 Days Classical India Holiday Tour
12 Nights / 13 Days Indian Panorama Tour
16 Nights / 17 Days Amalgam of Indian Spirituality Tour
Here is a complete guide about some popular tours from which you can hand pick your itinerary for exploring the Land of Gods:
1. Golden Triangle Circuit
The Golden Triangle Circuit is one of the most tourist flooded destinations of India. These include the three most beautiful cities – The National Capital-Delhi, The City of Taj-Agra and The Pink City-Jaipur – situated approximately 200-250 kilometers from each other. From posh night clubs to the medieval temples, these cities are stacked with everything that one could ever desire while travelling to India.
Delhi – The National Capital
Delhi is known for its lip-smacking street food, shopping and architecture. It is the biggest metropolitan region of India and embraces many forts with medieval and colonial architecture. Renowned as the shopper's paradise, it is a one place in the world you can put your haggling skills to an extreme test. The must visit sites are Red Fort, Akshardham Temple, Lotus Temple, Raj Ghat, India Gate, Qutub Minar and Humayun's Tomb. For shopping and dining, head to Lajpat Nagar, Connaught Place, Janpath, Sarojini Market, Chandni Chowk and the list goes on, but the marvels of the city just don't come to a halt.
Agra – The City of Taj
Agra is the second destination of the golden triangle circuit. It was one of the most prominent kingdoms of the Mughal Empire. The city is renowned worldwide for the Taj Mahal – symbol of love and bewitching jewelry designs. Agra is true relish for the eyes. Apart from Taj, one can also visit Fatehpur Sikri, Agra Fort, Jama Masjid. For shopping and dining a visit to the Sadar Bazar and Kinari Bazar is necessary.
Jaipur – The Pink City
It is a city where still the King resides and works for the prosperity of his people. It is the capital of Rajasthan, and a live example of the beautiful Rajputana, Mughal and European architecture. Jaipur is one place where you can get or feel the perfect essence of royalty. City Palace, Hawa Mahal, Amer Fort, Nahargarh Fort, Birla Temple and so on are some of the prominent places to visit in the city. One could treat their taste buds with the sumptuous cuisines being served in the hotels or palaces that have been now converted into the resorts. For shopping one could visit Johari and Bapu Bazaar.
The golden triangle tour is one package or route that you must take on your first tour to India as it will provide you the perfect summary of India as a nation, its culture and traditions, which are embraced by millions and followed by zillions.
4 Nights / 5 Days Golden Triangle Tour Package
10 Nights / 11 Days Indian Golden Triangle with Goa
7 Nights / 8 Days Golden Triangle with Amritsar Tour
9 Nights / 10 Days Golden Triangle with Pushkar Festival
2. Yoga & Ayurveda in Rishikesh
"sarve bhavantu sukhinah ~ sarve santu niramayah sarve bhadrani pasyantu ~ ma kaschid duhkhabhag bhavet"
Meaning – May all be happy, receive prosperity and that they remain disease free and experience no sorrow. If one remains disease free he/she prospers in life. Prosperity brings joy and happiness. It makes sure that the sorrows don't touch you.
Once you enter Rishikesh, you will be enlightened with this 'Shlok' from the Vedas and the Upanishads. In order to enjoy a disease free life, one must try to live life in the healthiest manner possible, which means a balanced diet, exercise and of course few prayers that remind you that there is a heavenly body residing above all.
Rishikesh is believed to be the birthplace of yoga. Yoga and ayurveda go hand in hand. Nestled in Uttarakhand, surrounded by the Shivalik Himalayas on three sides, Rishikesh is a popular spiritual destination of the North India. Sprinkled with many ashrams throughout the valley, one can relax and experience the age old unique medicinal treatment techniques.
One can witness many saints and sages practicing yoga on the river banks of the holy Ganga River. These saints do not hesitate to teach you the art of Yoga; just willing heart to learn is required.
There are many Ayuskama, Panchakarma, Massage centers that are sure to revitalize the lost sparks of your life. Your entire body is cleansed inside out and you will certainly feel the impurities of your body gradually being removed and a new cleansed aura that vouches for a healthy life could be felt.
Rishikesh meaning the land of Rishis , is a must visit destination on your India visit, as it is the perfect place to gain knowledge about the human body detoxification and rejuvenation techniques.
9 Nights / 10 Days Yoga Tour in Rishikesh Ashram
8 Nights / 9 Days India Yoga and Meditation Tour
22 Nights / 23 Days Panchakarma Treatment in India
6 Nights / 7 Days Wellness & Spa Therapy Tour in India
3. Top Sanctuaries & National Parks in India for Wildlife Holidays
India is a land of varied ethnic, cultural and geographical diversity. With the change of topography, one can surely expect multitudes of sundry flora and fauna. There are many wildlife national Parks and sanctuaries, but the problem remains, which ones are the best and you should visit. Here is a list of the top wildlife sanctuaries and national parks that you must visit while you travel to India.
Located in Rajasthan, it is a park where sighting tiger is not a difficult task. It has been praised all over the world for its miraculous efforts under the Project Tiger to sustain and flourish tiger population in India. Ranthambore encapsulates Ranthambore Fort and much prolific medieval architecture that makes it a fantasy land for the tourists. The park is populated with around 40 species of mammals, 300+ species of birds, 35+ species of reptiles, and more than 300 varieties of trees, herbs and shrubs.
Ranthambore is also a paradise for the butterfly enthusiasts as there are more than 50 species of butterflies that could be seen decorating the premises. The park is well connected by the road, trains and flights.
Jim Corbett National Park, best known as the tiger's paradise, is India's first national park for initiating the Project Tiger that got huge success in the country. Corbett is opened for the visitors from the months of November to June. Situated in the Nainital District of Uttarakhand, its assorted topography is highly complimented by the plush wildlife that resides here.
There are 500+ species of birds, 50+ species of mammals, many species of reptiles as well. Being nestled in the vicinity of the Himalayas, there are many adjoining hill stations that one could visit. There are many luxurious accommodations also available in and around the national park.
Famous National Parks and Wildlife Sanctuaries in India
Bandhavgarh National Park is situated in the environs of the Vindhya hills of Madhya Pradesh. There are forts, waterfalls, museums and an aerial view points that make sure you have the feel of the reason why it was made a National Park. It has many mystical and historic legends that add to its charm.
It has the maximum density of the Tigers per square kilometer, which makes spotting the majestic animal easy and fun. The park is also a celebrated birding point in India with more than 250 species of birds migrating into here from every corner of the world. Apart from Tigers, Leopards, Four Horned Antelopes, Wild Boar and many more wild animals could be spotted. This is the only national park where you could also spot the White Tigers.
Kaziranga single handedly dominates the wildlife conservation scenario of India. The park is a host to two-thirds of the Great One Horned Rhino population of the world and even boasts of a high tiger density as well. The park is also the home to the other animals such as the Elephants, Wild Water Buffalos and Swamp Deer. Being in the surrounding area of bio-diversity rich hotspot of the Eastern Himalayas, encapsulating major rivers of East India including Brahmaputra, and many small water bodies with its evergreen forests, grasslands – the park got its name engraved as the UNESCO World Heritage Site.
It has over 50 species of mammals and approximately 25 species of reptiles. Kaziranga is a birding paradise with over 500 species of birds can be seen flocking here. It is well connected by all the three modes of transportation (road, train and flight) with NH-37 considered as the best way to commence your journey to Kaziranga.
On your visit to Kanha, you will definitely feel nostalgic about your childhood; déjà-vu prevails as you glance over the branches, to spot Mowgli in action. Yes it was Kanha's magnificent topography that inspired Rudyard Kipling to write "The Jungle Book".
Covering an area of above 1000 sq km in Madhya Pradesh, Kanha National Park is a home to over 20 species of mammals with its proud jewels being the Barasingha and the Tiger. It is also an abode of over 200 species of birds. The park is well connected to all the prime cities in its vicinity through rail, road and air.
Gir gives you the opportunity to revisit the times when the Humans and Lions lived together in the wild. The only home to the Asiatic Lions; Gir, provides solace to over 35 species of mammals, 35+ species of reptiles and over 300 species of birds.
The topography comprises of undulating hills, plateaus and valleys. With the catchments of seven perennial rivers, the Gir National Park definitely provides maximum chances of spotting exotic wildlife. Opened for the visitors from November to May, it is well connected by all the three modes of transportation.
One could pamper his or her taste buds with the relishes of Gujarati cuisine, and witness the old Gujarati traditions.
If you ever come across a question stating what to see in India apart from monuments and forts, these national parks and sanctuaries are your answer.
14 Nights / 15 Days South Indian Heritage and Wildlife Tour
4 Nights / 5 Days Kaziranga Wildlife Holiday Tour
5 Nights / 6 Days Kashmir with Real Wildlife
14 Nights / 15 Days Wildlife Photography Tour to West India
4. The Hill Stations
With over 20 mountain ranges covering the Indian terrain, hand picking the best one is a bit of problem. Many hill stations have successfully thrived and protected traditions, culture and architecture, which is impossible to find anywhere in the world. Let's take you to an unwinding journey to the best hill stations of India.
Frequently referred to as Kullu Valley, it has many hill stations in its proximity. It is dotted with several orchids, coniferous trees and snow-clad peaks. The place offers a lot of trekking trails to the high altitude villages of Malana, Rasol, Kheer Ganga. It is a nature enthusiast's paradise.
Kullu is renowned as the God's Valley, with Kullu Dussherra being the biggest festival that is celebrated over a period of more than a week. The whole terrain is flooded with many domestic and international tourists. Kasol, Malana and Kheer Ganaga being the most visited areas in the region.
The confluence of Parvati River and the scenic backdrop provides a great peace of mind.
The presence of the colonial architecture amidst the hills provides a delight to the eyes. Dotted with all the possible trophies of nature that one could expect from a hill station, Shimla is for sure one of the most beautiful hill stations to visit in india.
It was its bewitching natural beauty that made it the summer capital of the Colonial India. The famous toy train ride in Shimla is one activity that cannot be missed. The presence of a Golf Course marks for unforgettable vista.
'Natti' a local form of dance, surely makes every tourist to indulge with the jubilant locals. The best time to visit here is from November to June. The major attractions of this Hill station are the Jakhu Temple, St. Mary's Church, Dorje Drag Monastery and many more.
Referred as the prime honeymoon destination for the Indians, Manali is thronged by the tourists all round the year. The place is sprinkled with colorful hand gliders soaring above your heads as it is the most magnificent hand gliding area in India.
Situated at an altitude of above 2000m, Manali is the hub for the motorcycle enthusiasts as the famous journey to Leh commences from here. It provides ultimate thrill and excitement for both the bikers and nature lovers.
Manali is a heaven for the adventure freaks, and is assorted with many waterfalls, hot water springs and mythological temples. Providing a base camp for many adjoining peaks, Manali is the perfect getaway to the nature's lap.
Ever wondered where those exuberant tea garden wallpapers were clicked? Well, Munnar is your answer. It is blessed with such an unrealistic beauty that often makes tear roll from your eyes, thanking the almighty for such a wonderful life and spectacular vistas that could only be dreamt.
The morning is all dominated with dew drops, with the mystical hue of the sunrise orange disappearing into the white and blue of the sky. While the evening gets misty and foggy embracing the beautiful night with twinkling stars and rays of moon light felt like never before.
Munnar, the best hill station of Kerala, has more than 40 tourist attractions comprising of lakes, waterfalls, national parks and sanctuaries. The best tourist activity you could experience is getting acquainted with the strangers sipping the perfect brew from the tea gardens.
Holidays in Kerala – Experience the Visual Treat in God's Own Country
Glaring at the Lake District of India with the background score of the bells of the Naina Devi Temple is enough to tremble out chaos of one's mind and soul. Known for the tranquility and solace it provides, Nainital is flocked by the visitors from various geographical locations of the world.
The tourists can enjoy various activities such as the boating, hand gliding, and mountain trekking. The Church of St. John, Naina Devi Temple, Naina Peak, and Eco Cave Garden are some of the tourist attractions to visit.
Nanital is also well connected by the road, rail and flights, with many adjoining hill stations and villages to wander.
Traversing across the spell bound hair-pin bends amidst the road dotted with the Pine and Sal trees; one is sure about the vista that will be offered on reaching Mussoorie. The bewitching grandeur of the Himalayan peaks provides the picture perfect memories.
The hill station is dotted with Bhatta Falls, Campty Falls and Shikhar Falls en route to Dehradun that provide the necessary rejuvenation of body and soul. Glancing over the Doon Valley at night, it seems as if a shimmery gold carpet is spread for you to walk.
Mussoorie renowned as the 'Queen of Hills'; is surely amongst those place where the footprints of Colonial architecture have yet not faded.
Ooty is one hill station that is known for its mixture of green and blue texture of hills. The entire place is dotted with terraced tea plantation, orchids of Plum and Peaches.
The hill station provides the best summer retreat for the people. Along with the varied architecture surprises, it bleeds blue because of the surrounding Nilgiri Hills. It has many lakes and temples that are sure to revive spirituality in one's life. A trip to Ooty will certainly refresh your body and soul.
A visit to any of these hill stations will make a perfect holiday in India.
2 Nights / 3 Days Ooty Hills Tour Package
9 Nights / 10 Days Hill Station Tour of South India
7 Nights / 8 Days Himachal Hill Station Tour
5 Nights / 6 Days Hills and Ganges Holiday Tour
5. Important Pilgrimage Centers in India
Any talk or description of India is incomplete without mentioning the religions and the pilgrimage centers that have cosseted the traditions and cultures of the various ethnic groups of India. Apart from Hinduism, which has dominated the holiness of India; Sikhism, Jainism and Buddhism are the other religions that have born and flourished in India. Each religion has its own particular pilgrimage center that holds high reputation. Some of the most pious pilgrimage centers of India that must be visited on a vacation trip are enlisted below.
"Benaras is older than history, older than tradition, older even than legend and looks twice as old as all of them put together." – Mark Twain
Known as Banaras, Kashi and Benaras – Varanasi is one of the oldest cities in the world, and the oldest in India. According to the prominent Hindu legends, it is believed that the Lord Shiva built this city. Varanasi is the 'Religious Capital of India' and the holiest city in Hinduism and Jainism. Buddha's first summon was delivered near Varanasi in Sarnath.
The morning and the evening of the Varanasi are mostly spent on the river banks of Ganga (which is believed to carry the elixir of life), saints, sages and pilgrims perform rituals and take a dip in the Holy River.
The city is home to many ashrams that provide solace to the widows and senior citizens who have dedicated their lives in preaching the almighty to find the salvation from the circle of life and death.
Varanasi is also the cultural capital of India. Tulsidas, the author of Ram Charitra Manas andPrem Chand ever-famous Novelist are believed to have been born and brought up in this holy place. Not only these saints but Shehnai Maestro Ustad Bismillah Khan and Pandit Ravi Shankar the internationally celebrated Sitar Player are the sons of this sacred city.
Hardwar-Rishikesh
Hardwar also pronounced as Haridwar – meaning Gateway (dwar) to God (hari) is one of the seven holiest cities of Hinduism and located in the mystic Uttarakhand. It is a place where the auspicious Kumbh Mela is held every 12 years. During Kumbh over a million pilgrims take a dip in the Holy Ganga River to seek the blessings of the God.
The glories of Haridwar are its temples, considered to be centuries old and the Pandas – the Hindu Brahmin Pandits – who are believed to store the information regarding the family generation of the people of India.
The most mesmerizing experience of the time spent in Haridwar is witnessing the evening prayers on the Ghats (river banks); where the priests using flaming lamps recite the sacred Mantras and the devotees sync the hymns together enlightening their mind and soul.
Rishikesh is a valley, which is just 20 km ahead of Haridwar and it is the gateway to the famous Char Dham Yatra. It is also renowned as the birth place of yoga and offers many temple and ashrams for detoxification of body and soul using the century old methods of ayurveda.
A visit to Haridwar is always complimented by a visit to Rishikesh as these both are one of the holiest places in India and hold a very high stature for every Hindu in the country.
Vrindavan-Mathura
In Hindu culture embracing love and spirituality has been a prominent thing. Mathura the birthplace of Lord Krishna is surely one place where you will feel the trance of love engulfing you. It is believed that counting dust particles in India is easy than keeping track of the entire pilgrim points in Mathura.
Vrindavan, a tiny hamlet 15 – 20 km from Mathura is the place where Lord Krishna spent his childhood. Priests could be seen chanting the legends of Lord Krishna's childhood where he would tease steal butter and save people from perils – these innocent tales will take you in a world that is so divine.
It is also a pilgrimage site highly preached by every sect of the Hindus. One thing is for sure any person who once visits Vrindavan and Mathura, gets his tongue acquainted to the greeting by saying "Radhe Radhe".
The town of Bodh Gaya is the place where Lord Buddha received enlightenment and the religion of Buddhism strived. It is considered as the most blessed town in Buddhism fate.
King Siddhartha Gautama who gave up his riches and power, meditated under a Fig Tree in Bodh Gaya for three days and nights, until he got enlightenment and got the name Gautama Buddha. He imparted his knowledge to his followers.
King Ashoka constructed Mahabodhi Temple in Bodhgaya and in its premises the pious Mahabodhi tree still stands tall telling the tales of the Lord.
Golden Temple also known as Harmandir Sahib and Darbar Sahib gets its English name due to the layers of gold that abide the walls, ceiling and the dorm of the temple. It is a hallowed place for Sikhism, but its gates are open to the followers of every religion.
It was built by the sixth Sikh guru in the city of Amritsar, Guru Arjan who believed there is a need for place where every religion devotee could sit together and pray to their God. The four gates that are the entrance to the temple are meant only for the same reason.
A water tank surrounds the main shrine, it is believed to contain 'Amrit' (elixir of life), and devotees bathe before indulging in their prayers.
Vaishno Devi Temple
Residing in the cave of the folds of three mountains of Trikoot is the shrine of Vaishno Mata. It is strongly believed that the journey of the Shrine only commences when the Mata (Goddess Vaishno) calls her devotee. It is also said that the devotees who make the journey with a clean heart often get their desires fulfilled.
Moonh Maangi Muradein Poori Karne Wali Mata
Meaning – the Mother who fulfils whatever her Children wishes for.
There are many legends assorted to the shrine, but all of them impart the same theme that if a man has faith, then there is nothing that could stop him from achieving his goals. The shrine is believed to provide strength to overcome the hurdles of life.
15 Nights / 16 Days Hindu Pilgrimage Tours
11 Nights / 12 Days Chardham Yatra Pilgrimage Tour
9 Nights / 10 Days Buddhist Pilgrimage Tour
7 Nights / 8 Days Nau Devi Darshan Pilgrimage Tour
6. Following are best options for Luxury Holidays in India
Luxury Train Holidays
In a country where luxury dominates everything from temples to the lifestyle, it is not possible that the mode of transportation will remain untouched. India has a largest railway network in the world and a need of few luxury trains were felt to compete with the other railway networks of the world and India travel & tourism department made it happen.
It all started in colonial eras, when the Rajas and Nizams would not set foot on the train coaches, which were boarded by the civilians. They needed to flaunt their riches; hence special coaches stacked with every luxury were made for them, which were only meant for the particular Raja and his family members.
There are total of 8 luxury trains in India: Palace on Wheels, Maharaja Express, Heritage on Wheels, Golden Chariot, Deccan Odyssey, The Indian Maharaja, Royal Rajasthan on Wheels and Mahaparinirvana Express.
The name of these trains were given according to the luxury encapsulated and route traversed. All these trains cover the major princely and religious places. .The commuters could spend the day sightseeing, while having relishing lip-smacking sumptuous cuisines.
These trains will thrill and take you back to the time where luxury was everything. With exciting tour packages and locations, these trains are must ride once in a lifetime. . The pompous interiors and world class facilities will make it hard for you to descent from the train.
7 Nights / 8 Days The Indian Maharaja Luxury Tour
7 Nights / 8 Days Maharaja Express Journey India Tour
7 Nights / 8 Days Royal Rajasthan Holiday Tour
7 Nights / 8 Days Golden Chariot - Splendors of South
With the Tropic of Cancer passing through India, one can be assured that the weather of the country is very heterogeneous. With varied topography that determines the climatic seasons, it is very confusing to determine what the best time to visit India? But still, the tourists have voted winters to be most refreshing, as it provides consolation from the otherwise hot humid weather. The best thing one could do in winters is take a tour of the beaches of India.
Welcome to the Capital da fiesta of India. Apart from being the smallest state in India, Goa is very rich in its diversity of culture, architecture and cuisines. Home to the liquor giant Vijay Malaya, one could guess the extreme limits of the parties that occur. Whenever one mentions Goa, its sandy beaches start revolving right in front of the eyes. The state accounts for some of the most beautiful beaches of Asia. Some of the famous beaches are as follows:-
Mandrem & Morgim
Both these beaches are amongst the magnificent beaches of North Goa and even counts as one of the splendid beaches of Asia. Less crowded, these white sandy beaches are perfect for honeymooner's who desire to spend a romantic time without being distracted. The visitors can laze and sun bath on these beaches or swim to refresh their body.
Baga & Calingute
These are famous commercial beaches of Goa. While the tourists can sip awesome cocktails at Tito and Mambo, they can even stretch and laze on Calingute. Baga is renowned for the exciting water sport activities and never ending parties.
Dotted with shacks, it was once hippie's sanctuary during 60's. Although hippies are found no more, but there trends are still been followed out here. Renowned worldwide for its psychedelic trance and head phones parties, Anjuna's flea market is a shopper's paradise.
The 103 km coast line of the state is daunted with many beaches and Anjuna beach is one of the must visit beaches in Goa. Apart from Anjuna, there are other beaches such as the Vagator, Arambol, Chapora, Candolim and lots more that the tourists can consider visiting for spending mesmerizing holidays.
Assorted with more than 70 beaches, Maharashtra beaches dominate the west coast of India. From commercial to the secluded beaches, the state has them all. Some of the beaches have even served as the naval base during the India war of Independence.
While Juhu Beach and Marine Drive of Mumbai are ranked amongst the posh beaches of India, Vijaydurg Sindhudurg beach is known for its extensive use as a naval base during the pre-independence period.
Murud Janjira Beach and Ganpatipule Beach are known as the prime pilgrimage spots in Maharashtra.
Kerala often referred to as God's own country, has some of the most ornamental beaches of India. Apart from being the hub of ayurveda, the state offers best relaxation moments. The well flanked rows of coconut trees, adds to the vista that is impossible to find anywhere else in the world. What makes the beaches so special is the unsettling hue that transforms as sunrises and sunsets – from sultry orange to glorious pearl white and monochrome grey at night.
The gold colored and crescent shaped Kovalam Beach is the most beautiful beach of Kerala. The unique feature of the beach is the cold breeze that doesn't stop blowing all round the year. The rock-strewn Varkala Beach is an important Hindu pilgrimage centre. Sree Janardhana Swamy temple, which dates back around two decades, is a famous attraction.
The art of Theyyam and some of the famous Kerala's folk music could be seen in Payyambalam beach. It is a very silent beach and often people could be noticed meditating over here.
Top 16 Beaches for Luxury Holidays in India
There is a lot more than IT and infrastructure in Karnataka. Due to the popularity of the beaches in neighboring states, Karnataka beaches have maintained their timeless picturesque panorama and ensured their beaches are amongst the cleanest beaches of the world.
Maravanthe Beach is the most pristine beach of Karnataka. Known for the crystalline blue water (reflection of clear sky), it is nothing less in comparison to Phuket (an island in Thailand). There are many legends associated with Maravanthe that date back to the mythological times.
Gokarna comprising of three beaches Om, Half Moon and Paradise. These beaches are known for the enthralling water sports they offer. Murudeshwar Beach is an important pilgrimage point that has the second tallest statue of Lord Shiva in the world.
A trip to any of these beaches is likely to provide a very distinct charm. India as a unique land of topography unquestionably upholds its name in terms of beaches. A special tour is needed to be dedicated just for the beaches of India.
2 Nights / 3 Days Maharashtra's Royal Beach Holiday
5 Nights / 6 Days Golden Beaches of Goa
10 Nights / 11 Days Beaches & Backwaters of Kerala
8 Nights / 9 Days Best of Andaman's Beaches Tour
7. Options for Adventure Holidays in India
Trekking in Indian Himalaya
The Himalayas are the bewitching mountain ranges in the world. Apart from having the most alluring landscapes, they sum up some of the most assorted trekking trails in the world. Since the mountain is rich in bio diversity, one could witness the rarest and the most exotic flora and fauna during trekking.
There are varieties of treks available to choose from. If you want to go on a pilgrimage trek, then you can choose from the Char Dham Yatra, Gangotri Glacier Trek, Panch Kedar Trek, Hemkund Sahib Trek, Om Parvat Trek and lots more.
For a family vacation trek, the Garhwal Valley is flooded with trails like the Chopta Valley trek, Bedni Bugyal Trek, Dehradun-Mussoorie trek etc. For adventure fanatics there is a discrete list of trails such as the Stok Kangri Trek, Chaddar Trek, Kinner Kailash Circuit Trek, Pin Parvati Trek and lots more.
For rejuvenation, one could always hike up to the Valley of Flowers and realize that the work of God's is not only a tale or legend. The visitors can witness some of the colorful flowers in the valley such as the Daisies, Cobra Lily, Blue Poppy, Brahmakamal and so on.
These luscious treks are sure to fill an individual's appetite for witnessing awe-inspiring nature. With majority of treks passing through the national parks and sanctuaries, one is for sure to be delighted to an extent that he or she has no words to describe.
Trekking in Indian Himalayas: Adventure in Lap of Nature!
Rafting in Rishikesh, Ladakh, Himachal
Rishikesh is renowned as the White Water Rafting Capital of India. With its mixed bag of rafting trails, often people seize into the mysticism that echoes in the valley of Gods. It offers variety in the form of rapids and length of rafting trails. An individual need not to be experienced enough to try rafting in Rishikesh as it has all doses of ultimate excitement. There are many campsites that promise a lot of gala time, serving mouth watering cuisines, campfires and many adventure thrilled activities.
The Zanskar River in Ladakh provides the necessary rapids and gorges to make the rafting experience a thrill. The ecstasy goes one up when the rafters enter the Zanskar Canyon also known as "The Great Indian Canyon". These are above 100 meter walls on both sides of the Zanskar River that have formed a very unique diversified shape due to the erosion. This scenic beauty is hard to find anywhere else in the world. The spirituality hits the rafters when they fight across the rapids amidst the melodious thumping sounds of drums and horns from the monasteries that lie along the rafting trail.
The icy rivers of Himachal Pradesh, surrounded by the coniferous forests and snow-clad mountains forming staircase rapids, challenge the body and soul, and keeps up the excitement of the adrenaline seekers. Chenab, Beas, Satluj and Ravi all these rivers provide necessary rafting trails up to and more than 20 km in length. Lahaul, Shimla, Kullu, and Chamba are the important rafting destinations in Himachal Pradesh.
The sheer fun of heading back to the innocent days of childhood is an experience that everyone longs for. Those careless turns, cuts and bruises contributed for the best time of one's life. India is a promising land that brings forth all the lost good memories.
All the 20 mountain ranges provide a unique mountain biking experience, pushing you closer to the nature, pumping the adrenaline level like never before. The best and the longest trail that takes over 2 weeks to cover is the Manali – Leh trail. One gets the privilege of riding on the world's second highest commutable pass, Tanglang La pass. The astounding scope of topography offered covers many high peaks, mystical monasteries and ravishing lakes.
The best biking trails can be experienced in Ladakh, Arunachal Pradesh, Himachal Pradesh, Sikkim, Uttarakhand and Karnataka.
Everyone likes to climb the high peaks so that they can get the best visions of the place. On reaching these elevations one certainly agrees to the phrase "No Pain No Gain".
Covering these summits definitely provides a gripping view of the Mother Earth that is harder to find without climbing these peaks. With 20 mountain ranges accumulating more than 100 peaks, one can be assured of the grand vista.
The top 10 peaks that offer the best landscape view from the top are Mt. Kanchendzonga (Sikkim), Nanda Devi (Uttarakhand), Saltoro Kangri (Jammu and Kashmir), Kangto (Arunachal Pradesh), Reo Purgyil (Himachal Pradesh), Saramati (Nagaland), Sandakphu (West Bengal), Khayang (Manipur), Anamudi (Kerala) and Dodda Betta (Tamil Nadu).
14 Nights / 15 Days Mountain Biking Adventure in Sikkim
0 Nights / 0 Days Zanskar River Rafting Adventure Tour
10 Nights / 11 Days Nature's Best Adventure Tour
6 Nights / 7 Days Valley of Flowers Trek
India the word is enough to mesmerize, however it is very difficult to down-size the locations on a single article. Words are not enough; the synonyms don't match the beauty that needs to be described. The varied topography and bio-diversity provides a soothing experience to the eyes. Be entangled by visiting the land that has more to offer than one could devour. The land of Rishis will impart a distinct knowledge about each and every field of life. After all it is difficult to find peace within oneself, but it is impossible to find it anywhere else.
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Published: 11 Nov, 2013
About Vijayendra Thapliyal
Vijayendra Thapliyal is the name behind Tour My India, one of the leading tour operators in India. Besides being a successful businessman, he is also a typical travel junkie who loves to explore the treasures concealed in different corners of India. When he is not on road, he is active with a pen sharing travelling experiences with many like him. With a keen interest in India's rich cultural legacy, he loves to capture memories in his lens.
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Preformed turkey burgers are a boon to the busy cook. The spicy orange glaze brushed on these burgers gives them a special twist. If desired, top the burgers with lettuce leaves.
1 In a medium bowl, combine the orange fruit spread, mustard, lemon juice, hot sauce, 1/2 teaspoon of the salt, and 1/4 teaspoon of the pepper. Measure out 2 tablespoons of the orange mixture and set it aside to use as a topping for the cooked burgers in step 4. Save the remainder for broiling the burgers in step 2.
2 Preheat the broiler. Sprinkle the burgers with the remaining 1/4 teaspoon each salt and pepper. Spoon the remaining orange mixture over the burgers.
3 Broil the burgers 4 to 6 inches from the heat for 6 minutes, or until cooked through.
Although preformed turkey burgers are a convenience, they are not the lowest-fat alternative as far as ground turkey goes. So for a more balanced meal, serve the burgers with corn on the cob (skip the butter) and steamed broccoli florets. For dessert, have baked apples.


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text:
Mesoamerican Obsidian Blade
by Metropolitan Museum of Art
published on 09 August 2022
An obsidian blade from Teotihuacan, Mexico. Length 10.5 inches (26.5 cm). (Metropolitan Museum of Art, New York)
© Metropolitan Museum of Art, NY. Republished for educational/scholarly use under the museum's Open Access for Scholarly Content initiative. Original image by Metropolitan Museum of Art. Uploaded by Mark Cartwright, published on 09 August 2022. The copyright holder has published this content under the following license: Copyright. You cannot use, copy, distribute, or modify this item without explicit permission from the author. Please note that content linked from this page may have different licensing terms.
3D Images1
Obsidian in Mesoamerica
Obsidian is a dark volcanic glass which provides the sharpest cutting...
Teotihuacan, located in the Basin of Central Mexico, was the largest...
Mesoamerican Obsidian, Gold & Turquoise Labret
A Mesoamerican labret or lip piercing made from polished obsidian...
Mesoamerican Obsidian Mirror
A circular obsidian mirror from ancient Mesoamerica. Aztec, 1325-1521...
Mesoamerican Civilizations
Ancient Mesoamerica (modern-day Mexico and Central America) witnessed...
Reconstruction of Pyramid of the Sun, Teotihuacan
A digital reconstruction of the Pyramid of the Sun in Teotihuacan...
Art, M. M. o. (2022, August 09). Mesoamerican Obsidian Blade. World History Encyclopedia. Retrieved from https://www.worldhistory.org/image/16243/mesoamerican-obsidian-blade/
Art, Metropolitan Museum of. "Mesoamerican Obsidian Blade." World History Encyclopedia. Last modified August 09, 2022. https://www.worldhistory.org/image/16243/mesoamerican-obsidian-blade/.
Art, Metropolitan Museum of. "Mesoamerican Obsidian Blade." World History Encyclopedia. World History Encyclopedia, 09 Aug 2022. Web. 01 Feb 2023.


text:
Column: Is single payer next?
Some attendees at a meeting with Rep. Gus Bilirakis, R-Palm Harbor, last month favored expanding Medicare. Ironically, the GOP could end up clearing the way for single payer.
By New York Times
Published Mar. 28, 2017
Without a viable health care agenda of their own, Republicans now face a choice between two options: Obamacare and a gradual shift toward a single-payer system. The early signs suggest they will choose single payer.
That would be the height of political irony, of course. Donald Trump, Paul Ryan and Tom Price may succeed where left-wing dreamers have long failed and move the country toward socialized medicine. And they would do it unwittingly, by undermining the most conservative health care system that Americans are willing to accept.
You've no doubt heard of that conservative system. It's called Obamacare.
Let me take a step back to explain how we got here and how the politics of health care will most likely play out after last week's Republican crackup.
Passing major social legislation is fantastically difficult. It tends to involve taking something from influential interest groups — taxing the rich, for example (as Obamacare did), or reducing some companies' profits or hurting professional guilds. Those groups can often persuade voters that the status quo is less scary than change.
But when big social legislation does pass, and improves lives, it becomes even harder to undo than it was to create. Americans are generally not willing to go backward on matters of basic economic decency. Child labor isn't coming back, and the minimum wage, Social Security and Medicare aren't going away. Add Obamacare to the list. "Americans now think government should help guarantee coverage for just about everyone," as Jennifer Rubin, a conservative, wrote.
Trump seemed to understand this during the campaign and came out in favor of universal coverage. Once elected, though, he reversed himself. He turned over health care to Price, a surgeon and Georgia congressman with an amazing record, and not in a good way.
Price had spent years proposing bills to take away people's insurance. He also had a habit of buying the stocks of drug companies that benefited from policies he was pushing. Preet Bharara, the federal prosecutor, was investigating Price when Trump fired Bharara this month, ProPublica reported.
Price and Ryan were the main architects of the Republican health bill. They tried to persuade the country to return to a more laissez-faire system in which if you didn't have insurance, it was your problem. They failed, spectacularly. Again, Americans weren't willing to abandon basic economic decency.
But Price may not be finished. This weekend, Trump tweeted that "ObamaCare will explode," and Price, now Trump's secretary of health and human services, has the authority to undermine parts of the law. Here's where the irony begins: He can more easily hurt the conservative parts than the liberal parts.
Obamacare increased coverage in two main ways. The more liberal way expanded a government program, Medicaid, to cover the near-poor. The more conservative way created private insurance markets where middle-class and affluent people could buy subsidized coverage.
The Medicaid expansion isn't completely protected from Price. He can give states some flexibility to deny coverage. But Medicaid is mostly protected. On Friday, after the Republican bill failed, Andy Slavitt, who ran Medicaid and Medicare for Obama, was talking on the phone to a former colleague. "Virtually the only words either of us could say," Slavitt relayed, "were 'Medicaid is safe.' "
The private markets are less safe. They have already had more problems than the Medicaid expansion. Price could try to fix those problems, and I hope he does. Or he could set out to aggravate the problems, which he has taken initial steps to do. Above all, he could make changes that discourage healthy people from signing up, causing prices to rise and insurers to flee.
Now, think about the political message this would send to Democrats: It's not worth expanding health coverage in a conservative-friendly way, because Republican leaders won't support it anyway.
Politics aside, private markets in many areas of the economy have substantive advantages over a government program. They create competition, which leads to innovation and lower prices. But private markets in medical care tend to be more complicated and less successful.
And government health care programs turn out to be very popular, among both Democratic and Republican voters. Medicare is a huge success. Medicaid also works well, and some Republicans have defended it in recent weeks.
So if voters like government-provided health care and Republicans are going to undermine private markets, what should Democrats do? When they are next in charge, they should expand government health care.
They should expand Medicaid further into the working class. They should open Medicare to people in their early 60s. They should add a so-called public option to the private markets. They should push the United States closer to single-payer health insurance. It will take time and involve setbacks, but they are likely to succeed in the long run.
Until then, the future of socialized medicine is in the hands of Dr. Tom Price.
© 2017 New York Times
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text:
Máthé Ákos (Jedd, 1920. augusztus 6. – Marosvásárhely, 1997. június 1.) erdélyi magyar idegsebész, orvosi szakíró.

Életútja

A Református Kollégiumban érettségizett Kolozsvárt (1939), ugyanitt a Ferenc József Tudományegyetemen orvosi diplomát szerzett (1944). Munkásságát a Környey István alapította kolozsvári idegsebészeti osztály alorvosaként kezdte. A marosvásárhelyi OGYI idegsebészetén orvos, majd főorvos. Idegsebészként tagja volt a Román Vöröskereszt egy segélycsapatának, amely a koreai háború után a távol-keleti országban (Észak-Korea) működött. 1983-ban nyugalomba vonult.

Munkássága

Szakcikkeit a Revista Medicală – Orvosi Szemle, Neurologie, Neurochirurgie, Psihiatrie, Studii şi Cercetări de Neurologie, valamint az Ideggyógyászati Szemle (Budapest) közölte; ezek azokra az úttörő módszerekre vonatkoztak, amelyeknek bevezetését az idegsebészet munkaközösségében kezdeményezte (ívközi feltárás diszkuszműtéteknél, tébécés agyhártyagyulladás utáni vízfejűség műtése, trigeminusz ideggócának infiltrálása, illetva forróvizes kezelése, trigeminusz műtétek). Társszerzője a Miskolczy Dezső és Csíky Kálmán szerkesztette Idegkórtan című kézikönyvnek (1958).

Források

1920-ban született személyek
1997-ben elhunyt személyek
Romániai magyar orvosok
Magyar ideggyógyászok


text:
S/2001 (107) 1 é um satélite natural do asteroide 107 Camilla que está localizado no cinturão principal de asteroides.

Descoberta
Égide foi descoberta no dia 1 de março de 2001 por A. Storrs, F. Vilas, R. Landis, E. Wells, C. Woods, B. Zellner e M. Gaffey através do Telescópio Espacial Hubble.

Características físicas
Este corpo celeste tem um diâmetro com cerca de 9 ± 1 km, e orbita Camilla a uma distância de 1235 ± 16 km em 3,710 ± 0,001 dias, o mesmo possui uma excentricidade orbital de 0,006 ± 0,002 e tem uma inclinação de 3 ± 1°.

Veja também
 Satélite de asteroide

Satélites naturais
Satélites de asteroides
Objetos astronômicos descobertos em 2001