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How to Open a Bank Account in Russia
By: Stephen Benham
••• jar banking image by Yury Shirokov from Fotolia.com
If you travel or work in Russia, it's wise to open a bank account there. You can pay for goods and services in local currency, directly from your local bank account. You can withdraw cash from ATMs without paying a fee and you won't have to worry about exchange rate costs. In Russia, you can open a ruble, dollar or euro account. Opening a ruble and dollar account with the same bank will enable you to make transfers to and from the U.S. You can easily move funds from your dollar account to your ruble account and vice versa. There are no U.S. regulations in place restricting U.S. citizens from opening a bank account in Russia. Overseas accounts with assets exceeding $10,000 should be declared in your yearly income tax return to the Internal Revenue Service. Dividends, interest and other non-U.S. income should also be declared.
Open your bank account in Russia in person. It's the easiest and quickest way. Choose a branch in Moscow or St. Petersburg. Both cities have a large choice of large banks, some with a representative branch in the U.S., making it easier to manage your account from either country.
Check out a list of banks online. Check the banks' websites for English versions. Bank of Moscow, UniCredit Bank, Russian International Bank and Raiffeisen Bank are examples of banks that have websites in English. The banks have English-speaking staff, both in branch and call operators. Choosing an English-speaking bank makes it easier to open and manage a bank account in Russia.
Choose your bank. Get the phone number and address, and then call the bank. Find out the requirements for opening an account in Russia. You will need your passport, proof of identity and evidence of income. If you work in Russia you will need to show a work permit or other evidence of employment. Some banks require a letter from your employer.
Call the bank to make an appointment to open a bank account in Russia once you have all your documents in hand. Attend the meeting. Complete the application form. Your documents will be copied and returned. Make an initial deposit. The bank will verify your details and identity.
Call the bank after one or two days to get a status report. You account should be open. Visit the bank to get your account information, checks and debit card.
Check with a Russian consulate office in the U.S. (there are three: Washington, San Francisco and New York) to get the names of Russian banks with representative offices in the U.S. You can open a bank account in Russia from the U.S. via mail. Call the bank to get an application pack. It takes several weeks to complete the process by mail. You will also have to send your original documents so they can be verified. Some banks offer the facility to submit an application form online. You will need to provide your original documents by mail or in person.
Check with the bank about local banking regulations. Some countries require you complete a declaration if transfers--into and out of--your bank account exceed certain amounts. Always respect local banking laws. Penalties for breaking laws can be severe. Your account could be closed and your money retained.
IRS.gov: Publication 516 - Foreign Bank Accounts
Central Bank of Russia: Bank of Russia
Just Landed: Russia Guide, Opening an Account
Federal Deposit Insurance Corporation. "FDIC Community Banking Study," Page 1. Accessed April 24, 2020.
Northwestern Mutual. "Here's the Difference Between Banks, Credit Unions and Brokerages." Accessed April 24, 2020.
Federal Reserve Bank of New York. "The Impact of Network Size on Bank Branch Performance," Page 6. Accessed April 24, 2020.
American Express Co. "APY vs. APR: The Basics About How Interest Is Calculated." Accessed April 24, 2020.
Consumer Financial Protection Bureau. "Checklist for Opening a Bank or Credit Union Account," Page 1. Accessed April 24, 2020.
Federal Deposit Insurance Corporation. "Learning Bank - Checking & Savings Accounts." Accessed April 24, 2020.
U.S. Securities and Exchange Commission. "Certificates of Deposit (CDs)." Accessed April 24, 2020.
Wells Fargo. "Compare Checking Accounts." Accessed April 24, 2020.
GovInfo. "Public Law 107–56—Oct. 26, 2001," Page 47. Accessed April 24, 2020.
CalFirst. "Important Information About Opening an Account." Accessed April 24, 2020.
Federal Trade Commission. "Lost or Stolen Credit, ATM, and Debit Cards." Accessed April 24, 2020.
Smart Financial. "Forms And Applications." Accessed April 24, 2020.
HelpWithMyBank.gov. "Answers About Funds Availability: Can the Bank Place a Hold on Deposits Made in Cash?" Accessed April 24, 2020.
HelpWithMyBank.gov. "Answers About Funds Availability: I Deposited a Local Check. When Will My Funds Be Available/Released From the Hold?" Accessed April 24, 2020.
Stephen Benham has been writing since 1999. His current articles appear on various websites. Benham has worked as an insurance research writer for Axco Services, producing reports in many countries. He has been an underwriting member at Lloyd's of London and a director of three companies. Benham has a diploma in business studies from South Essex College, U.K.


It is your responsibility to make your religious tradition . . . more truly religious by the time you are through with it. That's the great challenge we face.
God, it seems, has left interpretive gaps in the universe itself, and therefore also in the Torah. The world and the text await interpretation.
In observing reactions to the Ordain Women movement, an argument I have seen again and again—even from some folks who are open to female ordination—is that such a change can come only from the top down, from God directing church leaders. As such, it is improper for church members to agitate for change.
I believe this view is inconsistent with patterns of creation we see in scripture and with the Mormon understanding of eternal growth and progression.
Just as our Heavenly Parents did not create the universe ex nihilo, without any pre-existing materials, neither have They yet completed the process of creation. This would be antithetical to their purpose for creating the earth, which is pedagogical. The world is a tool for helping us become more like our Heavenly Parents. They invite us to join in its creation so we, too, can learn to be creators.
God asked Adam to complete the creation of animals by naming them. God required Eve to make a choice that determined the very direction of the earth's history. In the present moment, the work of creation continues: birds build nests, gophers tunnel, and humans erect skyscrapers and plant trees and perform acts of kindness and write poems and make love and produce babies who then continue the process. Creation will not be over until the end of time.
The restoration of the gospel fits into this pattern of creation. Our Heavenly Parents started the ball rolling and gave direction, but They left much of the work and decision making to Their friends, Joseph Smith and the Saints.
Because our Heavenly Parents have made us partners in creation—because They leave some details for us to work out—there is considerable opportunity for hurtful traditions to develop. We have seen this in the withholding of the priesthood from Saints of African descent. Like any good teacher, our Heavenly Parents do not immediately correct our mistakes. Rather, they allow us to see the consequences of those mistakes and learn from them.
Why is this mistake-correcting not the sole province of church leaders? Why has the thinking about church structure and policy not been done when our leaders speak? Because the church, like the world, is a pedagogical tool for everyone to learn to create, not just church leaders. We must all think. We must all listen to the Spirit. We must all search the scriptures. We must all determine the direction of the church.
The church is a partnership between leaders and members, not a command chain. As members, we must claim the role of creators-in-training that we have so long improperly ceded to church leaders. We have not only the power but the responsibility to continue transforming our imperfect church into Zion.
So is female ordination the best direction for the church to go in? I can only say that it feels utterly right to me when I pray and read the scriptures. It feels like the work of God in the world. Others feel differently. When we come together as church members and leaders to work this out, we will be acting as true co-creators with God and heirs of the kingdom.
You know, I really like the way you think. I love that you point out that "the church, like the world, is a pedagogical tool for everyone to learn to create, not just church leaders. We must all think. We must all listen to the Spirit. We must all search the scriptures." I entirely agree. This world is really a gigantic classroom. However, I'm not sure I agree with your concluding sentence to that paragraph, "We must all determine the direction of the church." That's where everything breaks down for me. In a classroom, it's not the students but the teacher who determines the direction of the class. Similarly, Deity determines the direction of the church.
Often in classrooms, a teacher will select one student to lead the others in an activity. The purpose is not to elevate that student above the others, but to give all the students an opportunity to learn. Both the leader and the followers learn important lessons. As the leader obeys the instructions of the teacher, the students should also obey the leader. The leader can be reprimanded when necessary, but, as you said, a good teacher will let the leader struggle to do their job, because they learn more that way. Also, the other students can learn how to support a leader rather than tear down, nit-pick, and otherwise abuse the privilege of having a guide.
Personally, I don't have an opinion on whether or not priesthood ordination will someday be available to women (well, I do, but it's a lot of speculation that I don't want to go into in this comment), but we need to learn to be good followers and support our leaders. That doesn't mean to blindly follow them, but to support them in love and through our faith in Christ. We can express our opinions in good faith, but we need to make sure that the way we express those opinions does not undermine the responsibilities that were placed upon those leaders by Christ. A campaign for change is a perfectly good institution for a democracy, but a classroom is not a democracy, because there are important objectives that the teacher needs to accomplish. Similarly, the church is not a democracy because there are important objectives that our Father needs to accomplish. So a campaign for change might not be the best way to express our opinions in the church.
Thanks for your very thoughtful reply! It seems like you and I have very different views of the learning process. You say, "[W]e need to learn to be good followers and support our leaders." My response is that Mormons have already learned this lesson, perhaps far, far too well. One does not learn to become a creator, much less a god, by only following. There must also be some true participation in the creating of one's church and world.
You say, "[T]he church is not a democracy because there are important objectives that our Father needs to accomplish." I am suggesting that our Heavenly Parents' #1 objective is to develop our talents and capabilities so we can also create worlds. How can they do that with a group of people who look on while their leaders make all the decisions? Of course there is a place for leaders in the kingdom. But the interaction should be a horizontal discussion rather than vertical mandates, in my opinion.
Edward, I continue to be pleasantly surprised by your artful expressions of so many of my thoughts on religion. Given our political differences, who would have guessed I would agree with so much of your religious philosophy? I'm very glad you're sharing yourself. You are enriching my world.
Fantastic observations Edward. I'm so glad we've become internet acquaintances! I've had quite a few conversations on exactly this concept of late and I feel like it's an extremely valid position. I can also hear what "Who Me?" is saying to some extent, so allow me to position myself between you for an observation as well.
While I complete agree that we are part of the forward movement of the church as individuals, I also believe in the organized practicality of the hierarchy, more or less. I agree that it's not ideal for the simple fact that imperfect humans impact the process negatively as well as positively. Ultimately it is Deity that directs the church, but with the caveat that OUR faith determines the extent of that direction.
So my position between the two of you is that I strongly believe that the level of faith within the hearts of the members has a stronger bearing on the direction of the church than the intentions or faith of our leaders, but that there is an important truth principle that should regulate the conversations regarding that direction. Simply being right is not enough. We who seek to improve the practices of the church have the responsibility to converse with others from a place of love. We have the responsibility to bear the spirit of God with us so that our opinions don't offend or come across as being off base. When our words are accompanied by the spirit of truth, the spirit of truth will work on the hearts and minds of the hearer far more effectively than our correct words.
To harbor any other spirit when seeking a higher way is more like satan's plan. It defies agency and embraces force. It relies on strength of volume, not on faith in truth. I'm glad these conversation regarding church policy are taking place. I'm not glad they're taking place without the guidance and witness of the spirit more often.
In closing, let's prepare our hearts and minds to foster higher truths by embracing the principles of the spirit of truth and love. And let's share that spirit with others in such a way that the spirit can lift us all together and not divide us. And then we can all rejoice in the greater light and knowledge God certainly has in store for us in this dispensation of the fullness of times.
A biographer of Eliza R. Snow presented our stake's quarterly fireside. She said Relief Society ceased to function after Joseph Smith's martyrdom and, of course, its president, Emma Smith, didn't come west. Eliza married Brigham Young and sat at his right hand every night at family dinner in the Lion House. Brigham didn't share Joseph's vision for women and didn't see the need for their own organization. Eliza didn't let the subject die even though it took TWENTY YEARS before Brigham made her the second president! Eliza's personal drive most certainly had a part in what is now considered the work of God.
It is my belief that creation is eternal and therefore will never be over.
I like that, Melissa! Have you ever heard of process theology, by chance? My understanding is that process theologians believe in continual creation.
Edward, I love this post. Honestly, the view of our church as an entity evolving towards perfection is the only one that really makes sense.
Also, it gives me a lot of hope for a more inclusive future.
(Also, we met at the OW event. I love your blog).
This entry was posted on October 4, 2013 by EdwardJ.


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FC Barcelona Lassa - MoraBanc Andorra: Into the semifinals (91-71)
The culers - with a atmospheric Palau right behind them - were too strong for the Andorrans in the third game of the series, and will play the semifinals of the playoff of the Endesa League against Baskonia
08:18PM Friday 01 Jun
Pesic's men beat MoraBanc Andorra (91-71) thanks to a strong defence and potent attack. Tomic and Hanga (with 15 points each), Víctor Claver (14) and Heurtel (13) were the top scorers.
Despite a good start for the visitors that allowed them to edge ahead (6-12), the hosts reacted quickly scoring a spectacular 20 points to end the first quarter with a clear lead (26-16). Two consecutive three-pointers from Navarro and Ribas gave Barça an even bigger lead at the start of the second quarter, however, Andorra came back strongly to cut the deficit to only five points (41-36).
Comfortable in the third quarter
The third quarter began with a the hosts scoring seven without reply, to lead by 15 (52-37). It was a distance that was insurmountable for the visitors, who then succumbed to Claver's trio of three-pointers. By the fourth quarter the gap had widened again (69-52).
Navarro and Heurtel continued squeezing their opponents, and a full-time score of 91-71 was a fair reflection of Barça's dominance. They will now face Baskonia in the semifinals, and the first match of the series will be Monday, June 4 at 9.00pm CEST in Vitoria.

redpajama_set_name: RedPajamaCommonCrawl


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During the conflict, women were often topic togang rape or serial penetrations, leaving them with severe physical well being conditions. M has been taking treatment for the reason that finish of the war to help ease the nervousness and trauma ensuing from her expertise. A holding pen for Bosnian Muslims and Croats run by Serb troops, it was part bosnian brides of a bitter recreation of violence drawn along ethnic and spiritual lines. Former Bosnian Serb commander Ratko Mladic has been convicted of crimes dedicated during the Nineteen Nineties Bosnian conflict, together with mass rapes by his troops.
According to Tim McFadden, chief of the Detention Unit at the Hague, many former Serb soldiers have claimed they had been pressured to rape women. "Generally, I find that ladies are so impacted by a sexual crime, so violated, that it's difficult even for their mouths to say the words. Whereas I find that men aren't separating it out as worse than a few of the different issues that occurred to them."
The Vilina Vlas resort, where Muslim women and girls have been crushed, tortured and sexually assaulted in the course of the Bosnian War, is at present a spa resort. In a grim irony, Serbia's current president, Aleksandar Vucic, obtained his first huge political break as info minister in Miloševic's dictatorship. The ultranationalists who now find themselves again on the levers of energy have put an finish to any prospect of a historical reckoning. Undeniable proof of warfare crimes have been displayed to the public, including a surprising video of executions carried out by a authorities-linked paramilitary group through the war.
Information From Our Partners In Bosnia And Herzegovina
As of two years in the past, only 27 individuals had been indicted for sexual assault in Bosnia-Herzegovina. Kapîc, nevertheless, says she knows the fate one Serbian soldier faced when he refused to rape an eleven-yr-old child. "The soldier had been pals with the girl's father earlier than the war and when she was born her father had bought him a drink. He simply couldn't do it and they also murdered him for example to the remainder of the troops." And it seems many Serbian men have been also victims of the blood-spattered path to Greater Serbia.
Later, when she had escaped to relative security, Hasečić started accumulating more particulars about what had occurred there. Much of it was confirmed as correct years later within the trial of Lukić and his aides at The Hague, although he was not charged with sexual violence. Word of the horrors started seeping out as a number of of the men and women taken to Vilina Vlas – usually for murder and rape respectively – escaped or were rescued, often by Serb friends who managed to prise them away from their captors.
The survivors of sexual violence from that time nonetheless endure mental and physical health problems at present. News coverage and neighborhood engagement focused on women & girls in the growing world. While Radoncic initially acquired start-up subsidies, 89% of BHcrafts' operations are at present financed by its product sales. The firm was licensed as the only "honest trade" producer within the region in 2009 at WFTO, and has begun the method of "high quality system certification" for NGOs.
In the ethnically cleansed areas of Bosnia, where the genocide occurred, right now the perpetrators appear to have narrowed their responses to both ignoring what occurred or celebrating it. In addition to the memorial on the hill above Višegrad, in the town middle a bronze statue stands in honor of local navy veterans, several of whom have been convicted of warfare crimes at The Hague. Aside from a couple of small plaques put up by victims' teams in neighborhoods where mass killings happened, there isn't any recognition of the massacres — and those plaques have been positioned on the higher flooring of buildings to keep them out of attain after repeated vandalism. A few years in the past, the local municipality even sandblasted the word "genocide" off a memorial stone erected by victims' households within the city's Muslim graveyard. When I visited that cemetery this summer time, the word had nonetheless been obliterated from the monument — though somebody had defiantly written it again in with black marker.
Agreeing to testify as witnesses in The Hague was a brave, even heroic step for the raped Bosnian women. " They needed to reside with that confession afterward–with their kids and husbands, their brothers and fathers, their neighborhood. And this is not liberal Berlin or Stockholm, marked by decades of ladies's emancipation. It was a set of some forty accounts by Muslim women who were raped, mostly by Serbian soldiers and paramilitaries in 1992. During the previous ten years a number of collections of the identical kind have been revealed, however this one was completely different because the raped women themselves, organized into the Association of Camp Inmates-Canton Sarajevo, collected and printed it.
Socialist Patriarchy
This summer season, I went to Višegrad, along with a Bosnian Muslim named Samir Sabanija whose family had been cleansed from the nearby city of Rogatica in the course of the struggle. After quite a few calls to Poluga's cellphone, he agreed to fulfill for lunch at a small patio restaurant just down the highway from Višegrad's well-known bridge. When we met, he was sporting a white T-shirt with a slightly stretched-out collar and striped jogging pants. Short, with spiky, graying hair and slender eyes, he looked much less like a fearsome paramilitary than a washed-up, middle-aged "Sopranos" character. "I didn't kill anyone in the course of the struggle, so I don't have any guilt about that time," he informed me over a plate of greasy grilled meat and onions.
They had decided to spread the details about what had happened to them with out the help of journalists or experts, or even a professional editor. Historic hammams, or bathhouses, in the lodge grounds dated back to Ottoman instances and had never been used for homicide, he said. And the resort was essential to the town's economy, employing about 70 folks. Now he farms and breeds horses and is the one Muslim member of the municipal assembly. In 1991 there have been about 23,000 individuals dwelling in Višegrad, two-thirds of them Muslim. The most up-to-date 2013 census discovered the population had fallen to lower than half that, and barely 10% of them are Muslims.
Women constitute simply 20 per cent of all the witnesses on the ICTY, but represent the majority of sexual assault testimonies. And although many men have additionally testified to having been raped and sexually assaulted, Lobwein says she has observed a distinct distinction in the way in which men and women victims describe the assaults. THE taboo associated with rape for a lot of Bosnian Muslim women was additionally evident to these working with witnesses at the ICTY. "The Serbian army and the politicians behind it, knew exactly what they were doing," she insists. "It was a tactic to destroy the morale of the individuals and of the military – while men have been away fighting, their wives and daughters were being attacked bodily and biologically." Although no direct hyperlink has been proven between the actions of the Serb military in Bosnia and Milosevic, he has been linked to mass rape in Kosovo the place he was commander of the armed forces. However, it's broadly accepted that Milosevic's political ambition turned manifested within the brutality of the Serbian army – the "ultimate answer" being to breed out the Muslim inhabitants.
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But in Andricgrad, he's been transformed right into a forefather of contemporary Bosnian Serb ultranationalism. Intended as a tourist draw, the miniature city doesn't appear notably in style even to locals. On a weekend afternoon, it is largely deserted except for a number of burly men smoking at a café.
One of the strongest voices in opposition to this official campaign of forgetting has been Hasečić, a survivor of both sexual violence and the ethnic cleansing marketing campaign partly run from the spa. Despite pages of testimony at the international court docket within the Hague, and a judgment that confirmed it was used as a rape centre, Višegrad's mayor, Mladen Djurevic, denies ever having heard of rape, torture, or homicide at Vilina Vlas.
Anushka Sharma, Virat Kohli turn out to be mother and father to a baby girl, share news on social media In an Instagram submit, Virat Kohli mentioned, "Anushka and the infant are both wholesome and we are feeling past blessed to start this new chapter of our lives." After republication on the associate web site, should you make an accompanying post on social media referencing the republished article, you must embody the related Deeply social media handle in such post. For instance, for Twitter posts this implies including the appropriate @Deeply tag such as @SyriaDeeply, @WaterDeeply, or @WomensGirlsHub and for Facebook this implies tagging the suitable Deeply web page in your Facebook post. Lizzie Porter is a Beirut-based mostly freelance journalist, with a give attention to Syria and Lebanon. She has particular interests in displaced populations, imprisonment and girls's issues. Read more of her work at lizzieporter.wordpress.com and comply with her @lcmporter. "We have circumstances of many women who're at the age of fifty, 60 or 70, who decided to talk up for the first time," Siljak says.
None of them wanted to cooperate in a prosecution for sexual violence when initially contacted, because of their fears about showing in courtroom. However, the trial ended up hingeing on their testimony, because the rape survivors who had known Lukić in childhood played a critical function in dismantling his claim that he was not in Višegrad on the time of different attacks.


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Trip of the Month – Peak District National Park
Posted 18th March 2016
I would like to thank one of our lovely February half term customers for drafting our March 'Trip of the Month' in which they share plenty of fabulous ideas for a GlamperRV adventure in the stunning Peak District National Park.
Starting at the Southern end of the Peak District National Park we overnighted at the Bluebell Inn, close to the historic market town of Ashbourne and just outside the charming village of Tissington. Very close to the pub is Tissington Hall and the Tissington trail, a level cycling/walking track that links to other Peak District bridleways and picturesque walking in Dovedale, allegedly the Peak District's most visited valley.
We then headed north up the A515, turning off just before Buxton towards Tideswell, stopping to marvel the limestone gorges. Young would-be adventurers will love Chee Dale for the stepping stones in the river up against the steep side of the gorge. The area also has miles of level cycle tracks such as the Monsal Way and Pennines Bridleway both of which run along former train tracks used to transport quicklime to the steel industries and they still have the old kilns dotted along the way.
Heading further North into the village of Edale, the official start of the Pennine Way, the landscape changes from limestone gorges to rugged gritstone moors and with it more challenging walking conditions on the wild peat moorland of Kinder Scout, accessed via Jacob's ladder. Edale has a couple of good pubs with The Ramblers Inn welcoming our muddy boots and small children, and the Nags Head reputed to be a cosy traditional inn with ample parking. If you're looking for a more traditional stopover location, within walking distance of both pubs, you could try Coopers Campsite where water and hooks ups are available.
After Edale we headed east towards Ladybower and Derwent Reservoirs for walking trails with panoramic views of the reservoirs.
Derwent Dam houses a small museum on its western side, a memorial to the Dambusters who trained here in preparation for their raid on the German dams during the 2nd world war and where the blockbuster, "The Dam Busters" was filmed. Ladybower Reservoir is home to a village flooded when the reservoir was formed and if you visit after a dry spell in the summer look out for the church spire which can still be seen above the water.
There are plenty of parking options nearby along the A57 Snake Pass with Brit Stops member, the Snake Pass Inn offering free stopovers to GlamperRV and also plenty of fine dining in nearby gastropubs, the Ladybower Inn and Yorkshire Bridge Inn.
A cycle ride from the Yorkshire Bridge Inn will take you past the attractive town of Hathersage with its fine choice of eateries and onto Grindleford, home of the Grindleford Station cafe, selling the best chips in the world and featured in the Cool Places Guide (but you heard it here first!).
For the price of a meal, we overnighted in the carpark of the Millstone Country Inn, a mile to the east of Hathersage with panoramic views across the Hope Valley. The historic hall and village of Eyam is nearby, renowned for taking the unprecedented decision to isolate themselves from the surrounding area when the plague struck the village.
Travelling south be sure not to miss the glorious Chatsworth House at Baslow and Haddon Hall at Bakewell (also famous for its tarts, and a ubiquitous pudding offered in the pubs and cafes of the area).
I very much hope that has whet your appetite for a GlamperRV adventure and here at HQ I know it is a region we look forward to visiting soon.
Suggested books and maps to accompany you on your Peak Adventure:
The Peak District: great short walks for all the family. Crimson Short Walk Series published by Crimson Publishing
Top 10 Walks Dales and Valleys (and others in the Top 10 Walks series) by Dennis Kensall published by Northern Eye Books
The Walkers Map of the Central Peak District published by the AA (green cover) which shows a 1:25000 scale OS map of the whole area including car parks, camping and caravan sites and pubs.
North England, Trip of the Month
GlamperRV opens base in North of England
Trip of the Month – The Big Skies of North NorfolkBlog
Luxury Motorhome Hire for Le Mans 24hBlog


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Is the Busy Beaver Sequence Well-Defined?
The nth Busy Beaver number is defined as the longest runtime of all halting Turing machines of n states. Is this sequence well-defined? For concreteness, let's consider a number to be well-defined if it would be accepted as a valid entry in the Bigger Number Game (BNG):
You have fifteen seconds. Using standard math notation, English words, or both, name a single whole number — not an infinity — on a blank index card. Be precise enough for any reasonable modern mathematician to determine exactly what number you've named, by consulting only your card and, if necessary, the published literature.
One caveat that might be added here is "in principle". A real-life human mathematician only lives so long and only has a brain that is so big and can only comprehend numbers up to a certain point. But these are just resource constraints, and that's not in the spirit of BNG. What we really want are the biggest numbers that can be named given unlimited resources. Anything at all that's needed to determine a number – time, space, coffee, whatever – is assumed to be available. From here on out, all talk of determining numbers will be "in principle".
Okay, we're playing BNG, and I write down "BB(5) (the fifth Busy Beaver number)". Is that a valid entry? Here's a straightforward argument that it is:
There are finitely many 5-state Turing machine programs. Consider the set of all of them.
Every program, when run on the blank tape, either halts or not. Consider the finite subset consisting of just those that halt.
Every halting program halts after some number of steps. Consider the finite set of all those numbers.
Every finite set of numbers has a maximum, and the maximum of the set under consideration is the number named by the expression "BB(5)". QED.
Steps 1, 3, and 4 are beyond reproach, but step 2 is tricky. It relies on the Principle of the Excluded Middle (PEM), which says that for any proposition P, either P is true or its negation is. The specific instance of P in this case is M halts for an arbitrary machine M. Is it reasonable to believe of an arbitrary machine that it definitely halts or does not halt? Is it reasonable to consider a set to be "well-defined" solely on the basis of such a proposition?
Tibor Rado thought so; he described sets such as the one in step 2 as "exceptionally well-defined". I don't want to harp on a passing turn of phrase, but adding an adverb to a Boolean-valued predicate like "well-defined" makes me suspicious. "These numbers are so well-defined…you've never seen such well-defined numbers! So many mathematicans are saying, all the best mathematicians have been telling me that they can't believe how well-defined these numbers are! They've never seen anything like it!" Okay, maybe it isn't quite that bad, but still.
Anyway, put that issue aside for a moment and consider a different BNG entry: "1 if Goldbach's Conjecture (GC) is false". Is that expression sufficiently specified to uniquely designate some number? Probably not. If I submitted that as my entry, I would expect it to be rejected, since it doesn't define a value if GC is true.
What if I amend it to cover that case? "1 if GC is false, else 0". According to PEM, GC is either true or false, so clearly this expression designates some number or other. But which one? Does it designate 1 or does it designate 0?
That's not so clear, but either way it's not a very good BNG entry. If my opponent submits any number that is at least 2, I will lose, regardless of the truth of GC. To increase my chances of victory, I once again modify my entry: "The least counterexample to GC if there is one, else 0". My opponent submits "1895 (the year of Tibor Rado's birth)". Who wins? According to Wikipedia, GC has been verified up to 4 x 1018, so I will win if GC is false, and otherwise I will lose.
When I write "BB(5)", what number exactly am I naming? It's known that BB(5) ≥ 47176870, as witnessed by the program 1RB 1LC 1RC 1RB 1RD 0LE 1LA 1LD 1RH 0LA. That fact is not in dispute, and it can be verified by anybody. It's so certain that it can be used to validate a Turing machine simulator; if you run your simulator on that program and come up with a runtime other than 47176870, you've screwed up, and that's that. I want to make it clear that I am not pushing relativism or observer-dependent truth or any junk like that. There are indeed some universally agreed-upon, no-doubt-about-it facts of the matter.
The halting problem is famously undecidable, but it's also semidecidable: for any program that really does halt, it can be verfied with certainty that that is the case. It's those other programs, the non-halting ones, that cause trouble. Almost all five-state programs have been determined to either halt or not, but there are a handful of holdouts. They are conjectured not to halt, but that has not been proved.
Suppose that instead of "BB(5)", I submit this entry instead: "The longest runtime of any of the five-state holdout programs if any of them halt, else 47176870". Is that any more well-defined than the GC entry? Is it any different from writing "BB(5)"? Is the instance of PEM that says of an arbitrary program that it halts or not any more or less plausible than the instance of PEM that says GC is true or not?
PEM is clearly doing a lot of work here. In its general form, it's actually a somewhat extreme axiom schema. Although it doesn't commit to the truth or falsity of any particular statement, it does commit to one or the other for every statement. One consequence of PEM is that the Continuum Hypothesis is true or false. Is that self-evidently true?
One way to limit exposure to the dicier consequences of PEM is to admit only some of its instances. Scott Aaronson has proposed one way of choosing which ones to keep:
I submit that the key distinction is between
questions that are ultimately about Turing machines and finite sets of integers (even if they're not phrased that way), and
questions that aren't.
We need to assume that we have a "direct intuition" about integers and finite processes, which precedes formal reasoning — since without such an intuition, we couldn't even do formal reasoning in the first place.
Objects are partitioned into two classes according as whether or not they can be understood and reasoned about without relying on a formal theory. Call these classes integer-like and non-interger-like. This seems like something that would be difficult to make precise. Unfortunately, I agree with the spirit of the partition, but not its details, so a formal argument might be required. It's hard to be precise once you've hit bedrock though, so hopefully an intuitive argument will suffice.
Aaronson gives four examples of integer-like objects: integers, finite sets of integers, finite processes, and Turing machines. Integers and finite sets of integers are obviously integer-like, so they can be ignored. This leaves "Turing machines" and "finite processes".
I'm going to make a few assumptions. 1) The "processes" discussed here are "computational processes". The word "computational" is not intended to be conceptually load-bearing. 2) Some processes are finite, and some are not. 3) Turing machines are really just a stand-in for the concept of "program", so without gain of generality we can simply discuss programs.
It's agreed that finite computational processes are integer-like, and I suppose it's also agreed that infinite computational processes are non-integer-like. That leaves one last question: are programs integer-like? In some sense, a program might be considered as nothing more than a blob of text, and blobs of text are obviously integer-like. This is about as accurate as saying that humans are nothing more bags of meat. It's true as far as it goes, but it leaves out something important.
A program is a description of a computational process. Whether this is true by definition or a meaningful philosophical statement is a matter of perspective. There's no way to make things precise here, so I'll settle for quoting from The Structure and Interpretation of Computer Programs:
Computational processes are abstract beings that inhabit computers…People create programs to direct processes. In effect, we conjure the spirits of the computer with our spells. A computational process is indeed much like a sorcerer's idea of a spirit. It cannot be seen or touched. It is not composed of matter at all. However, it is very real…The programs we use to conjure processes are like a sorcerer's spells. They are carefully composed from symbolic expressions in arcane and esoteric "programming languages" that prescribe the tasks we want our processes to perform.
The Church-Turing thesis says the converse: every computational process is described by some program or other. Some computational processes are infinite; therefore some programs are descriptions of infinite processes. Are such programs integer-like?
That might seem like a crucial question, but it isn't. The real issue is that there's no way to tell which programs describe finite processes and which ones describe infinite processes. Aaronson gives some examples of processes:
It's easy to imagine a "physical process" whose outcome could depend on whether Goldbach's Conjecture is true or false. (For example, a computer program that tests even numbers successively and halts if it finds one that's not a sum of two primes.)… But can you imagine a "physical process" whose outcome could depend on whether there's a set larger than the set of integers but smaller than the set of real numbers? If so, what would it look like?
"A computer program that tests even numbers successively and halts if it finds one that's not a sum of two primes". This is an informal but nevertheless complete description of a program, and that program is a description of a computational process. Is the process described finite or infinite? Well, at present the best that can be said is that the process is finite if GC is false, else infinite.
We have this distinction between integer-like objects and non-integer-like objects. What should be done with programs like the one above? Put them in a "maybe" pile? I don't know, but I don't think it's safe or reasonable to call such a program integer-like. The very process that determines whether or not an object is integer-like is not itself integer-like.
"Quit talking in circles and get to the point. Is the Busy Beaver sequence well-defined or not?"
Neither! I don't think it's well-defined (at least not by the lights of BNG), but I also don't think it's not well-defined. I would say it's not not well-defined, but that's as far as I'll go.


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Summer is set to be driest on record, says Met Office
The last time it was this dry was nearly 60 years ago in 1961 - when records began
Max ChannonNetwork Content Editor
This summer has been the driest for nearly 60 years - and looks set to be the driest on record - the Met Office has revealed.
In the past six weeks, the UK has had just 43mm of rainfall - making it the driest since at least 1961, the national weather forecaster has said.
In a guest blog for the Huffington Post, Met Office Meteorologist Aiden McGivern, said: "Although UK seasonal and monthly rainfall records stretch back to 1910, the ability to delve into parts of these periods goes back to 1961.
Employee rights during heatwave explained
"By comparing these records, we find summer 2018 so far has been the driest first half of summer since at least 1961.
"By comparing these records, we find summer 2018 so far has been the driest first half of summer since at least 1961. With just 43mm of rainfall across the UK during the past six weeks or so, it has even been drier than the first half of 1995, which eventually became the driest summer on record."
"The prolonged sunshine in the UK this summer added up to 371 hours by mid-July.
"Even if summer sunshine and rainfall revert to average for the rest of the season, 2018 would still be in the top five sunniest and the top ten driest on record."
(Image: The Met Office)
Meteorologist Aiden also said that while the UK has baked, other parts of Europe have been hit by heavy rains.
"Whilst London received just 1% of its typical June rainfall, Reykjavik had 440% of its average rain for the month.
"It's been even wetter elsewhere. Zakynthos in Greece was drenched by more than 11 times its average June rainfall."
The Met Office has today warned Hot air from France could take temperatures over 35C in parts of the south this week.
Hot and overcrowded trains spark passenger meltdown
Parts of Britain could see temperatures rise to 35C (95F) towards the end of the week as the heatwave continues - and the Met Office says there is potential for even higher temperatures.


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/ DC
'Legends of Tomorrow' Thanksgiving Episode to Re-Run on Christmas Eve
By Russ Burlingame - December 6, 2018 10:12 pm EST
The CW has released its listings for the week of December 23, 2018, revealing that "Tagumo Attacks!!!," the Thanksgiving-themed episode of DC's Legends of Tomorrow that aired last month, will re-run on December 24.
The only original programming running during the week will be holiday-themed specials, and in addition to Legends, Charmed will also re-run a previously-aired holiday episode -- in that case, "Jingle Hell," which will air for the first time on this coming Sunday, December 9.
With John Constantine injured and clinging to life in the Med bay, Ray Palmer realizes that the cure is magical. Without Constantine to help, Ray turns to Nora Darhk, whom Ray helped escape from Time Bureau custody at the end of last season. Before this, the last time we saw her was when she popped up briefly in the premiere.
With Constantine on the ropes for a bit, it makes things harder for the team, since he is the resident magic expert and this season, they are facing magic. It's up to the newly-introduced Charlie (Maisie Richardson-Sellers playing an extra-dimensional trickster who is not actually Amaya) to help, identifying both the magical "fugitive" and offering a means of dealing with it.
And, yes, it's the kaiju episode fans had seen teased in the season four trailer at Comic Con -- and pitting Heat Wave against a giant octopus monster goes about the way you might expect.
You can check out the official synopsis below.
"Tagumo Attacks!!!" — (9:00-10:00 p.m. ET) (TV-14, DLV) (HDTV)
SOMETHING'S FISHY — A new fugitive is on the loose in 1951 Tokyo and Sara (Caity Lotz), Zari (Tala Ashe), Rory (Dominic Purcell) and Charlie (Maisie Richardson-Sellers) try to capture it. As Constantine (Matt Ryan) struggles to recover, Ray (Brandon Routh) knows that magic might be the only thing that can save him but must look outside the team for help. Meanwhile, Ava (Jes Macallan) joins Nate (Nick Zano) and his family for an unconventional Thanksgiving dinner.
Courtney Ford and Ramona Young also star.
Lexi La Roche directed the episode written by Keto Shimizu & Ubah Mohamed wrote the episode.
DC's Legends of Tomorrow airs at 9 p.m. ET/PT on Monday nights, following episodes of Arrow on The CW.
Every DC Comics Movie, Ranked
Batwoman Star Javicia Leslie Breaks Down That Kryptonite Twist in Season 2 Premiere
Batwoman Fans React to Javicia Leslie's Debut as Ryan Wilder
Batwoman: "Prior Criminal History" Preview Released
Batwoman: Kate Kane's Exit, Explained
Batwoman References The Joker in Season 2 Premiere
Batwoman: Javicia Leslie Says Ryan Wilder Shows a New Side of Gotham City


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Apartment to rent, 1+kt (Studio), Vysočany - Praha - Apartments to rent 1+kt (Studio) for the price of 16,000 CZK. This property - 1+kt (Studio). In personal. The size of the property is 50 m2. Available from 01.02.2019.
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Antoine Frisch: centre on settling in, stepping up and Chiefs challenge
Friday, November 12th 2021
Antoine Frisch speaks to Bears TV about life in Bear Country, making the step up to the Premiership, his family connections in the South West and the challenge of facing Exeter Chiefs.
The centre will start in the Bears midfield in Saturday's Premiership Rugby Cup opener at Sandy Park - his second start for the club since arriving from Rouen in the French Pro D2 in the summer.


JOHANNESBURG — The rivalry has been renewed again.
Johannesburg-Lewiston took advantage of the warm sun and stung rival St. Mary 2-1 and 3-1 in a display of smothering defense and accurate pitching.
The accurate pitching can be attributed to junior Abby Schlicher, who had likely the best night of her career.
Schlicher gave up just 12 hits and four walks in 14 innings, while striking out eight.
As efficient as she was, her defense sparkled behind her.
Catcher Katie Kierczynski threw out four base runners, and the tandem of shortstop Miranda House and first baseman Sami Banaszak put together an extraordinary performance, according to Peppin.
On the other side of the diamond, St. Mary pitcher Kari Borowiak also threw both games and scattered 12 hits throughout 13 innings. Unfortunately for Snowbird fans, three of those hits where linked together in the bottom of the third inning of the first game, including back-to-back doubles by House and Schlicher that scored Nicki Bush and House.
Other than a threat in the sixth inning when Jada Bebble and Chrissy Smith got hits and in the seventh when Karli Jacob and Caylee Lawnichak led things off with a pair of hits, the Snowbird offense was held in check.
In game two, Sydney McKenney and Bush were the offensive difference makers with two hits apiece.
J-L improved to 13-10 overall and 8-4 in the Ski Valley Conference, while the Snowbirds are now 9-6 overall and 6-6 in the league.
Both teams return to the diamond Monday. J-L squares off against East Jordan and St. Mary faces Pellston.


Classic Doctor Who ran from 1963 until its cancellation in 1989. Much like its central character, The Doctor, the series itself regenerated in 2005 with a new look and all new adventures. For the past few weeks we've discussed the first season of the revived Doctor Who series and we are bringing together some of our previous guests to discuss the season as a whole. Joining us this week are former guests Ben Rollman, Grace Hebert, Dennis Black-and-Asian, Drew Stewart and The LadyFox.
When you're dealing with something as big as Doctor Who, sometimes you want to jump right in and keep driving forward as fast as you can but occasionally it's nice to slow down and look back when you Wrap That Rascal Up.
Two weeks in a row? That's right, we had so much fun with Ben Rollman and Grace Hebert we asked them to finish up the story arc and join us as we discuss Doctor Who Season 1, Episode 5 "World War Three." Be sure to check out Ben Rollman's great Robot Portraits. He does a great job turning your pictures into robot portraits. They're seriously cool.
Farting aliens have managed to take over the British government and The Doctor, Rose and Harriet Jones (MP, Flydale North) are trapped in 10 Downing Street. Now it's up to Mickey and his l33t haxor skilz to save the day before the missiles are unleashed starting World War Three.
You better be wearing your clean undies for this explosive episode because Victory Needs to be Naked!
The Doctor takes Rose back to the projects to visit her mum and the sky starts falling. Politicians are generally full of hot air but the ones we meet this week take it too a new level. Visitors to Number 10 Downing Street are advised not to smoke or have any open flames.
Please don't fart while The Doctor tries to save the world because He Who Smelt It, Dealt It.
Check out Ben Rollman's great Robot Portraits!


22.06.2015 Playa Del Carmen #518778 presented at this page with awesome top resolution of 1080x608px. Taylor Savage - is the user who uploaded it through the features of the 6iee.com website. This wallpaper weights about 64.37 KB.


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Q: Can we turn this specific product of sums into a sum of products? I am interested in turning this product into a sum (especially in the case N=4 and $A_j$ is a scalar):
$$\prod_{k=1}^N\sum_{j=1}^k A_j$$
Do you see a nice way to do the combinatorics?

A: To add to Axel Kemper's response, we could move the product all the way to the right, but this would necessitate many sums.
$$\prod_{k=1}^N\sum_{j=1}^kA_j=\sum_{k_1=1}^1\sum_{k_2=1}^2...\sum_{k_N=1}^N\prod_{j=1}^NA_{k_j}$$

redpajama_set_name: RedPajamaStackExchange


The joint degrees of bachelor of commerce (co-operative) (B.Comm. (Co-op)) and bachelor of arts (BA) can be completed in five years, although careful planning is required. Some of the normal degree requirements have been relaxed in order to complete both programs in a minimum of 150 credit hours and graduate with both degrees at the same convocation.
This program is designed to provide students with valuable work experience to complement knowledge learned in the classroom. The co-operative component alternates academic study terms with periods of full-time employment, equating to one full year of work experience.
These work terms may be in industry, government or other organizations and give students an opportunity to apply classroom learning while developing professional networks and gaining valuable, practical experience for today's business environment. With a 100% placement rate for co-operative business work terms, graduates of the program gain a diverse set of skills and abilities that make them in-demand employees.
Students are encouraged to seek academic advice early in their program by contacting the Faculty's Undergraduate Programs Office.
Students should follow the academic and work term schedule outlined in the Calendar.
You may apply for admission into the first year (Terms A/B) of the B.Comm. (Co-op) directly from high school. To apply, indicate the Faculty of Business Administration as your faculty and the B.Comm. (Co-op) Terms A/B as your program of study in the appropriate place on the undergraduate application for admission. Direct entry into the faculty from high school is subject to meeting the general admission requirements for Memorial University and admissibility into Mathematics 1000, 1090 or 109A/B.
Once admitted to the university, students may email reghelp@mun.ca and request the BA be added to their application as a second degree.
You must achieve a minimum overall average of 65% on these 10 courses to be promoted to Term 1.
In order to fit the requirements of both degrees within a five-year period, it is strongly recommended that non-business elective courses are selected to meet specific BA requirements. Language study courses and courses in the intended major should round out the first-year program.
If you are a current Memorial University student or are transferring from another post-secondary institution, you may apply for admission with advanced standing to Terms 1, 2, 3 or 4. Admission with advanced standing beyond Terms A/B is competitive and limited. Transfer students must complete at least one semester with five three-credit hour courses before applying for admission into the program. It is recommended that current and transfer students consult with an academic advisor to determine their pathway of admission into the program.
To apply for admission to the B.Comm. (Co-op) beyond Terms A/B, indicate the Faculty of Business Administration as your faculty and the B. Comm. (Co-op) as your program of study in the appropriate place on the undergraduate application for admission.
Students may then e-mail reghelp@mun.ca and request the BA be added as a second degree.
While a 65% overall average enables eligibility to the program, it does not guarantee admission. Further information about applying for advanced standing can be found on the Faculty of Business Administration website.
In order to fit the requirements of both degrees within a five-year period, students are advised to follow the suggested sample program.


The online electricals business has partnered with two housing associations in England and Scotland for the trial.
It said it plans to expand the offer to "reach thousands of families" if the pilot works.
Read more: Where do retailers stand in the rental revolution?
AO is offering an 8kg Candy washing machine to customers for £2 a week, which includes delivery, insurance, repairs and the recycling of any old appliances.
Customers can also cancel the rental at any time and arrange for collection of the washing machine free of charge.
After five years, customers can replace the washing machine with a new one and send the old one back to be refurbished or recycled.
AO founder and boss John Roberts said: "This is yet another example of what we do best – disrupting the market in the AO way. It's a straightforward £2 per week payment with no up-front charges and no catches so that customers know exactly what they are paying for their washing machine from the start.
"It's a totally different approach to the current rental offers out there and I believe that we're doing better.
"Our advantage is that we own most of the supply chain. This keeps our costs low, meaning we can save customers hundreds of pounds a year when it comes to renting electrical essentials.


text:
Беля́евский райо́н () — ликвидированная административная единица в центре Одесской области Украины. Административный центр — город Беляевка.

Район ликвидирован 17 июля 2020 года в рамках административно-территориальной реформы на Украине. Территория района вошла в состав вновь созданного Одесского района.

География
По территории района протекают реки Турунчук и Барабой. Также на его территории находятся Хаджибейский и Куяльницкий лиманы, Кучурганский лиман. Часть территории района входит в заповедное урочище «Днестровские плавни».

Население
По данным на 1 января 2019 года численность наличного населения района составила 81 251.

Административное устройство
Количество советов:
 городских — 2
 поселковых — 1
 сельских — 21

Количество населённых пунктов:
 городов — 2
 посёлков городского типа — 1
 сёл — 43
посёлков — 6

Достопримечательности
Храмы Беляевского района

Среди объектов культурного наследия в Беляевском районе известны такие памятники сакральной архитектуры:
 Свято-Успенский храм (основан в 1873 г.) город Беляевка
 Свято-Николаевская церковь (1897 г.) город Беляевка
 Свято-Ильинский храм (1888 г.) — в с. Ильинка
 Вознесенская церковь (1818 г.) — в с. Нерубайское
 Церковь Рождества (1822 г.) — в с. Усатово
 Петро-Павловская церковь (XIX век) — в с .Васильевка
 Свято-Николаевская церковь (основана в конце XIX века) — в с. Троицкое
 Католический костел Рождества Пресвятой Девы Марии расположен в с. Каменка

Музеи Беляевского района

 Нерубайские (Одесские) катакомбы — с. Нерубайское#Катакомбы (Музей партизанской славы)

Литература
 73 героических дня. Хроника обороны Одессы в 1941 году. — Одесса, 1978;
 Гайденко Т. Ф. Усатово: прошлое и настоящее. — Одесса: Астропринт, 2001. — 34 с.
 Енциклопедія міст і сіл Української РСР. Одеська область, Біляївський район.
 Кужіль О. Мій край, моє рідне село. — Маяки, 2007. — 17 с.
 Михайлуца М. Релігійна політика румунської окупаційної влади в Південній Бесарабії і Трансністрії (кінець 30-х — 1944 рр.). — Одеса, 2006. — 235 с.
 Одеська область у Великій Вітчизняній війні 1941—1945 рр. — том 2. Одесское областное издательство, 1949;
 Паненко М. І. Моє село Яськи — мій рідний край, Одеса-2008. — 224 с.
 Пішохонов П. І. Люди моей судьбы // автобіографічна повість //. — Одеса, 1997. — 113 с.
 Плиев И. А. Дорогами войны. — М., 1985. — 374 с.;
 Пржебелецький С. С. Очерки истории села Холодная Балка от основания до наших дней. — Одесса, 2006. — 36 с.
 Пржебелецький С. С. Трагические события в селе Холодная Балка 7-8 апреля 1944 года. — Одесса, 2002. — 10 с.
 Причерноморские немцы в жизни и деятельности г. Одессы и региона 1803—2003 гг.//бібліографічний покажчик/упор. Самодурова В. — Одесса: Астропринт, 2003. — 443 с.
 Рєзнік В. Ф. Біляївка. — Вінниця, 2003.- 410 с.;
 Ройченко А. А. Час рани не виліковує. — Вінниця: ДП ДКФ, 2008. — 447 ст.;
 Суховей А. Д., Суховей Л. Н. Женщины — воины Одесщины 1941—1945 гг. — Одесса, 2003. — 13 с.
 Чуйков В. І. Від Сталінграда до Берліна. — Київ, 1982. — 601 с.

Примечания

Ссылки
 Учетная карточка района на сайте Верховной рады Украины

Упразднённые районы Одесской области

redpajama_set_name: RedPajamaWikipedia


You bring your knitting or crochet and I bring homemade cake. We chat and laugh whilst we knit, what a lovely way to spend an evening!
A good chance to meet local crafters, to be part of a social group open to anyone wishing to practice handicraft techniques and get involved with local projects. Knit, crochet, sew etc, all are welcome, any level of ability.


text:
Family stories from Cinema Drive
Caleb Lunetta
Customers wait in line at Mega Hot Chicken on Cinema Drive in Valencia. Cory Rubin/The Signal
Mom-and-pop shops have always seemed to have a welcome home in the Santa Clarita Valley.
"Family-owned businesses have always been a part of the Santa Clarita economic landscape, and if you go back in time, there are many family-owned businesses that go back generations," said Catherine Grooms, director of the Small Business Development Center hosted at COC.
And while we might be in the age of the big-box store and the massive internet retailer, local family-owned storefronts still are increasing in the SCV, while second- and third-generation business ventures are also thriving.
"You have some people that reside in Santa Clarita that are getting close to transitioning to retirement," said Grooms, adding that these people start building their own businesses while working as an extra source of income, and once they retire, make their business their full-time job.
Sometimes, she said, a family member can leave the Santa Clarita Valley, learn new skills or attributes, and oftentimes return to improve upon a business — and help it grow. There's also always a new generation of entrepreneurs in the SCV, opening franchises and their own businesses with that family feel.
One example, Mega Hot Chicken, opened earlier this month on Cinema Drive, run by the Meguerditchian brothers.
Growing up in Santa Clarita with a background in restaurant ownership (Their family owned The Tea Gardens for a decade, and now owns two Eat Real Cafes in Valencia and Newhall.), Mike and Alex Meguerditchian are using what they know about cooking and their experience in the restaurant business to serve their hometown.
"We took a trip to Nashville and fell in love with spicy chicken, and noticed a lot of people in California like it, too," said Alex. He and his brother then spent the next 10 months to a year in order to find what they believe is the perfect fried chicken recipe that they could then form a business around here in their hometown. "I'm fried chicken-ed out," Alex added.
Mega Hot Chicken features a combination of a dry rub and a wet sauce with varying degrees of spiciness. Cory Rubin/The Signal
And two weeks ago on Cinema Drive, down the block from their mom's former business and only a couple miles from where they both graduated from high school, the Meguerditchians opened their spicy chicken shop. And they said the location, and the feelings they have for the community, is what makes their food so special.
"It keeps the quality and the overall sense of community alive," said Alex. "I'm just sick of eating fast food or the big brand names. We want mom-and-pop shops to go a long way."
Meguerditchian said the fact that he and his brother work the grill, the recipes and the menu every day, helps bring in customers and improves their business with opportunities that aren't always there in a major market. Alex added that the first part of their business' name, "Mega," comes from the fact that will growing up, their Saugus neighborhood friends could not pronounce the brothers' last name, and therefore just simply called them the "Megas."
"I hate leaving Santa Clarita, and I don't want that Los Angeles vibe," said Alex. "I want that 'small-town feel' … I've had neighbors come in that have been my neighbors for years."
But probably the most important aspect that leads to the spicy chicken — a dry rubbed/wet sauce combination coating served as either stand alone tenders or on a brioche bun with coleslaw, pickles and fries on the side — is that it was made by a family.
"Sure, he's my brother, I love him, and there's that brotherly instinct and you want to kill him — but he's also a great mentor and partner," said Alex. "It's family-owned and it's run by a family from out here."
Grooms said that Santa Clarita family businesses can either enlist the help of those who have garnered experience in an industry and returned home to run it as partners, or can also be interested in having a generational tradition; something that can be handed down from family member to family member through the years.
"Yes, the new family-owned businesses are increasing in the Santa Clarita Valley," said Grooms. She went on to say that many businesses are formed with the children of the founders, with their children in mind, as the successor to the business.
"The important thing is that they're then able to continue that business with another generation of the family," she said.
One such business that has already woven in the parents as founders and their children as regular attendees to their daily operations is Run, a treadmill studio also located on Cinema Drive.
Run founders and husband-and-wife duo, Dany and Amanda Csiszar, met at La Mesa Jr. High School and have been together ever since. They said the journey to opening up Run required the help of their community and Santa Clarita family. And now that they have opened up and seen success in their membership numbers, they're all about giving back to those who have supported them their whole lives.
"I've been personal training for about eight years, and we couldn't find anything to open up … and Run was our idea for a niche," said Dany. "We enjoyed running, fitness and health, and I was driving home on the freeway one day and thought, 'Why is no one doing this?'"
Amanda said that the journey to Run had begun after the two had had their first child, Robbi, seven years ago.
"I had gained a lot of weight during my first pregnancy," Amanda said, adding that she had ridden horses her whole life, and after the pregnancy she and her husband decided to do more fitness related activities. "It kind of spiraled into doing this race and that race, training for this and for that … and I became our family lifestyle."
"Our members are our family," said Dany. "People enjoy each other, it's never 'clique-y,' and there's never, 'Oh those are the cool kids and this is the other side.' Everyone knows each other, they hang out and we almost have to kick them out between classes."
And above all, for the business owners who created a gym that is the only treadmill studio in Santa Clarita that offers this type of running classes, hiit classes[1] with kettlebells, sandbags and body weight and a strength training program, they hope what they're doing becomes an example for their children.
"Our big thing is showing our kids that we could do it," said Dany, with Robbi sitting next to him as she comes into the gym with her parents when she's on summer break. "Being younger parents, that we could put 100% of our energy and effort in, we're up from 4 a.m. to 10 p.m., that we can work our butts off everyday."
There's also a family-run company on Cinema Drive that's part of a family name woven in the fabric of the Santa Clarita Valley's history, which is now on its second generation of management.
Reena Newhall, a former professional dancer, opened A Chorus Line in the late 1970s, after the dance teachers she was working with at the time complained about having to go to Hollywood to buy dance shoes.
Recently featured in the Sunday Signal for her community contributions, Reena Newhall's business is now run by her daughters, Beth and Jana, who also enjoy working in the community they grew up around.
"It's actually an honor to be given a business that has such longevity and a high expectation," said Beth Culhane, sales manager for A Chorus Line. "Really, sometimes, it feels hard to fill those shoes."
And there's also a familiarity and fondness that comes with taking the reins of a family business that she loves, she added.
"That working knowledge of the product and really living in the community," she said, "seeing my customers at the mall, at the market, at school — it's actually really cool."
One of the recurring themes for successful family businesses, whether it's outfits, a workout or a meal, Grooms said, is to do what these families did: learn about your market.
If you have an idea for starting a business, there is no harm in testing out the concept, but it's important that you do your homework before investing a lot of time and money, Grooms said. "You want to make sure that the market is how you thought it is."
For more information about Run Treadmill Studio, check out their website at runtreadmillstudio.com or visit them at 23300 Cinema Drive, Suite No. 104.
For more information about the Small Business Development Center at COC, visit their wesbite at cocsbdc.org.
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A storage room goes from Frightening to Fabulous!
I keep my design studio neat and tidy... but the storage room was a frightening mess. See how I tackled it on a budget, and take a tour of my studio too!
And the best part... see my hutch tops from an outlet used for my fabric books, they look amazing!
Adorable Laundry Room Storage From an Old Cabinet Door!


text:
Four Ways To Improve SEC Enforcement
43 Sec. Reg. L.J. 333 (2015)
Virginia Public Law and Legal Theory Research Paper No. 40
18 Pages Posted: 1 Aug 2015 Last revised: 19 Feb 2016
See all articles by Andrew N. Vollmer
Andrew N. Vollmer
University of Virginia - School of Law
Date Written: August 1, 2015
The enforcement program at the Securities and Exchange Commission has been the subject of severe criticism in recent years. The occasional reforms that have been adopted have not begun to root out the deeper, structural defects with the investigation and charging process at the SEC. Reforms going to the essence of the process and the way the Division of Enforcement operates are needed.
The three fundamental problems with SEC enforcement are that the Commission and the Division of Enforcement (1) advance legal theories that are outside settled boundaries, (2) misunderstand or mischaracterize the factual record, and (3) fail to accord fair and impartial treatment to persons being investigated. The result is an unacceptably high number of cases that lack merit, meaning either that the extensive evidence collected by the SEC does not support the alleged violation or that the case relies on a legal theory that is not likely to be accepted by a court.
The SEC can do better and be more effective. It can extend more fairness and consideration to those being investigated without any damage to tough enforcement. The paper describes four ways to improve SEC enforcement:
• use established and accepted legal theories and do not base claims on new, untested liability theories,
• create an objective and balanced investigative record that considers both potential wrongdoing and innocent explanations,
• apply rigorous, neutral standards before opening investigations and initiating cases. A formal investigation should be based on credible evidence justifying a reasonable suspicion of a possible violation and on an evaluation of enforcement priorities. The Commissioners should not authorize a proceeding unless they believe a reasonable person would conclude that the SEC is more likely than not to prevail on the facts and the law and believe that a proceeding would serve broad and legitimate enforcement goals, and
• substantially shorten investigations. Each member of the staff should make an effort to limit the number of documents requested and the number of individuals called for testimony.
A fifth possible reform, discussed in an earlier article, is that the SEC should significantly narrow investigative subpoenas.
Keywords: SEC enforcement, SEC subpoena, length of SEC investigation, cost of SEC investigation, Section 20(b), fair notice of unlawful conduct
Vollmer, Andrew N., Four Ways To Improve SEC Enforcement (August 1, 2015). 43 Sec. Reg. L.J. 333 (2015); Virginia Public Law and Legal Theory Research Paper No. 40. Available at SSRN: https://ssrn.com/abstract=2637913 or http://dx.doi.org/10.2139/ssrn.2637913
Andrew N. Vollmer (Contact Author)
University of Virginia - School of Law ( email )


text:
Articles / Health / Could barbershops be the next health forum for men?
Could barbershops be the next health forum for men?
By Editor,
A Californian based cardiologist, Dr. Anthony Reid, is heading a research panel analysing the effects of blood-pressure checks and basic health education promoted by barbers. Early results have shown a positive impact and more studies are underway. If successful, the US program will train barbers in traditionally African American communities how to take their customer's blood pressure (along with a shave and a haircut) and they will refer those with elevated readings to a doctor.
"I survived prostate cancer"
Is male menopause real?
It is an interesting idea to get men to focus on their health somewhere they go regularly and feel comfortable but it isn't a new one. It was barbers, not physicians, in the Middle Ages who performed basic surgeries such as teeth extractions and bloodletting.
There is a long history of barbershops in the US. Pre-civil rights era the barbershop was an unofficial men's club and at the time was one of the few professional options available to African American men. In this fascinating Ted talk American physician and men's health advocate Joseph Ravenell proposes that barber shops are a great place for men to discuss tough topics about health. What's your opinion?
Joseph explains how barbershops can keep men healthy
A survey of almost 8,000 Australians aged over 50 in March by MevCorp on behalf of WYZA®, finds that health is their number one concern. However, there is a major disconnect between the health concerns of men 50+ and their desire to do anything about it, particularly when it comes to weight management.
Men may be just as concerned as women about health (49 per cent versus 51 per cent), but they are generally less likely to seek information on topics that affect them — particularly when it comes to information on weight management, tiredness and vitamins, minerals and supplements.
What are your thoughts on barber shops becoming an Australian safe haven for men to discuss difficult health topics and get basic health check ups such as blood pressure checks? We want to know what you think! Email us at admin@wyza.com.au.
How can we encourage the men we love to seek health advice earlier? We'd love to hear what you think in the comments section below.
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Another crazy experiment in Friendship Bread... This one is tasty, too!
You might remember the Original Friendship Bread or the Chocolate, White Chocolate Chip . Here are all the steps!
DO NOT use any type of metal spoon or bowl for mixing.
1. Pour entire contents of the bag into a non-metal bowl. ADD 1½ cups sugar and 1½ cups milk.
2. Measure out 4 separate batters of 1 cup each into a 1 gallon Ziplock Bags. Keep a starter for yourself and give away 3 others to friends along with a copy of this recipe (Note: you will be baking every 10 days if you keep a starter. ) The bread is very good and makes a great gift. Only the Amish know how to create a starter, so if you give all of yours away, you will have to wait until someone gives you one back. Should this recipe not be passed to a friend on the first day, be sure to date the bag, and be sure to let them know what day the bag is on.
4. Pour the batter evenly into the pan(s). Bake for 1 hour, cool until bread loosens from the sides.
Melt butter in small sauce pan. Add lemon juice. Add powdered sugar. Stir until blended. Depending on desired consistency, you may want to add a little more or a little less powdered sugar.
Yum this sounds good! Thanks for sharing the recipe.