What would you do if someone handed you $10,000? Would you go on a shopping spree, put it in a savings account, or contribute to the latest trendy investment?
Before you decide, consider your options.
In this article, you will get ideas on how to make the most of your $10,000.
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Do you have a lot of personal debt?
We don't normally think of paying debts down as investing. But it can just as profitable, and sometimes more, in the long run. Here's an example.
You can obtain a 5% rate of return on your investment portfolio. But you have $5,000 in credit card debt and you pay 23% interest.
If you invest your $10,000 rather than paying the $5,000 off, you actually lose 18% (= 23% - 5%). So paying off the credit card debt first is the smart move here. THEN you can invest the remaining funds using one of the strategies below.
Rate of return is the profit off an investment. Banks write it as a percentage. If you make make $50 on a $1,000 investment, your rate of return equals 5%.
You're in the 28% income tax bracket and pay a 5% mortgage interest rate. That means, you only pay 3.6% in mortgage interest after taxes (= 5% x (1 - .28)).
If you find an investment with a rate of return higher than 3.6%, then it makes sense to invest rather than pay down your mortgage. Once you pay down your debts, we recommend you focus on your retirement plans.
First of all, if you don't have a 401(k), you should. This is especially important if your employer matches contributions.
Check with the HR department to see what percentage your company matches. Make sure to contribute at least that amount—otherwise, you're turning down free money.
401k Company Match: Some employer's VEST their contribution to your 401k. This means you'll likely have to work a certain amount of time to receive a percentage (or the whole amount) of their match. But you'll ALWAYS get 100% of your contribution, regardless of how long you stay with the company.
Even if your company doesn't match, consider contributing the maximum amount. It'll give your retirement savings a boost AND lower your taxable income.
If you've maxed out your 401(k) contributions, you can put up to $5,500 ($6,500 a year for those 50 or older) post-tax in a Roth IRA annually. And the best part is, you won't be taxed when you withdraw this money after retirement.
If you are self-employed, you can contribute up to $5,500 a year ($6,500 a year for those 50 or older) and that amount may be tax-deductible.
Depending on your situation, you may have other retirement savings options when self-employed. These include: starting a 401k or a SEP (Simplified Employee Pension) IRA. Check with a tax professional to review your options.
Now that your financial house is in order, read our list of the best ways to invest $10,000.
You've set goals and timeframes, lowered your debt and, funded the proper retirement accounts. Now it's time to try making some money.
Here are some great options for investing $10,000, starting with the ones that can offer great returns—but also some risk.
Market risk: These are things you have no control over. If the overall financial market suffers, even diversification (basically having a balance of investments in your portfolio) doesn't eliminate risk.
Business risk: If you invest in stocks, a company's corporate decision could affect your investment one way or the other. If the market perceives decision as bad, the stock price could plummet.
Political risk: Political events also may affect the market. Think about how the public reacts to major government events and decisions. These reactions can affect your investments, both foreign AND domestic.
Liquidity risk: The time and cost involved in converting an investment into cash contributes to its risk. The more time or cost involved, the higher the liquidity risk.
Concentration risk: The less diversified your portfolio, the higher your concentration risk. If you only hold two stocks and one of those plummets, your portfolio will take a big hit. But that's less likely if it's one plummeting stock out of 20.
Remember the greater the possible reward, the higher the risk. When you take a loss, you'll need to decide whether to pull your investment or wait it out in hopes of reaping a higher return before too long.
You don't need a stockbroker to trade stocks. Today, you can use an online brokerage account, such as E*TRADE, among many others. Choose a company offering a simple interface and resources for new investors. Read How to Invest in Stocks for Beginners for more.
Once you choose an online broker, create an account. As a customer, you may have access to more resources. Take your time to learn about each company.
Read news, stock performance histories, and professional forecasts. Then choose one or two stocks to start your investment. Hold off on investing a lot until you have a good handle on the process.
When you have a handle on investing in stocks, create a plan. Set the amount you want to invest. Also, know the threshold for the amount you can lose.
This way you can remove the emotion from the process. Seeing your money plummet can force you to make a hasty decision. Have a plan in place and stick to it.
Mutual funds and ETFs offer diversification. Rather than investing in one company as with stocks, they diversify between stocks, bonds, and other short-term investments. They can invest in many securities all at once.
First, choose a brokerage. Charles Schwab, Vanguard, and Fidelity are among some of the most popular. See How to Invest Money for more detail.
Longer-term goals, such as retirement, do well with index funds. These funds mimic a specific index, such as the S&P 500. They offer diversification and a long-term investment strategy. The returns on index funds closely mimic market returns. They require very little management and often have lower fees.
If you already have an emergency fund, have maximized contributions to retirement and have no debt, then you should consider investing the money in a broad-based market index fund, such as a S&P 500 ETF or a Total Stock Market fund. Choose the fund with the lowest expense ratio, as minimizing costs is the key to maximizing net returns. Bank CDs offer lower risk, but also lower returns.
Did You Know: The 20-year return on mutual funds averages 4.67%.
Buying a bond is basically just buying debt. You can invest in them much like you would stocks (for the differences between stocks and bonds, read our guide ).
Bonds also receive different ratings based on the credit of the issuer. Typically, you can calculate your return BEFORE you purchase a bond based on rate and period of maturity.
But as with any investments, bonds do carry some risk, For example, when interest rates rise, bond prices fall. This means that if you choose to sell a bond before its maturity date, you could make less than the price you paid for it.
Bonds generally must be purchased through a broker though T-bonds can be bought directly from the government.
If you think $10,000 isn't enough for a financial advisor to take you on as a client, consider a robo advisor. This automated advisor - really, a software program - does the work for you.
See Why Consider a Robo-Advisor for more information.
Betterment is one the most popular robo-advisors with low fees and no account minimum. You can get automated portfolio management and access to financial experts.
Tip: Robo-advisors are not people. You won't get personal advice or even a person to speak to in some cases. If you prefer conversations with a person, you can pay for a higher tier with a company like Betterment. This gives you access to a professional advisor along with basic services.
If you prefer a little more control over what you invest in, consider Motif. As the investor, you create your own mutual fund. You also have the option to invest in someone else's motif. These are different from pooled funds, like mutual funds.
With Motif, you own the stocks within the investment, but you determine the dollar amount invested. You don't buy a specific number of shares. As a bonus, you don't pay administrative or management fees. Motif is a hybrid of the robo advisor and a DIY investment strategy. You control certain factors, such as the industries you want to invest in, and Motif does the rest.
If you want to give real estate investing a try, Fundrise is a smart idea. Users can invest in private real estate without dealing with tenants, maintenance repairs and other problems in traditional rental estate.
If you are tired of the 9-to-5 grind and want to answer to no one but yourself, this could be your chance. But you'll need a great idea—and a solid business plan—before seriously considering starting your own business.
Unless you have a lot of experience in the industry, make sure you get the help necessary to help you succeed. We recommend visiting the Small Business Administration's website before starting. They offer many resources and steps for beginners and even the experienced business owner.
Peer-to-peer lending is a somewhat new method of investing. It's a good choice for investors who don't want to deal with a financial institution. Instead, you become the lender. By joining a P2P platform, you can connect with borrowers all over the world.
The benefits of P2P lending are the high rate of return and lower risk. As an investor, you may pay an origination fee, closing fee, or an annual fee. Lending Club and Prosper are the top two P2P platforms operating today. They work as the intermediary between you and the borrower. They fund the loans (after you pay them), collect payments, and help with litigation should the borrower default. You can diversify your risk by lending money to multiple borrowers at once. Your $10,000 could fund many borrowers with low borrowing needs.
Keep reading for some low (or no) risk investment ideas you don't want to miss.
If you are looking for a risk-free investment with decent returns, look at CDs. We recommend using an online bank rather than a traditional bank. They tend to offer higher rates.
With CDs, the longer you invest the money, the higher the APY (Annual Percentage Yield). Also, the higher the account minimum required, usually the higher the APY. Today, you may see a rate of return between 1% and 1.5% on 1-year CDs, but the rates can go up to as much as 2.25% for longer-term products.
Read: Check out our list of top CD rates.
When we talk about savings accounts, we don't mean the account at your local bank where you have a checking account. They probably offer measly returns. We mean online savings accounts where you could obtain rates as much as 10 times higher than your local bank.
You should consider a few things before you invest. Make sure the FDIC insures the bank. Also, read the fine print regarding withdrawals. Make sure you have access to your money when you need it. Some banks may charge fees for withdrawals. Check for required account minimums too. If you prefer a debit card, look for banks that offer this service.
or find other ways to better yourself. No matter which avenue you take, you'll gain new knowledge and skills.
You can then take these skills out into the world and make money. They may provide new opportunities for employment, especially if you add a designation to your title.
Certain designations offer you the opportunity to be listed in online directories, such as a CPA. This may result in more business and earnings for you. It's also a great way to enter a new industry. The money can help you make smarter decisions, try new opportunities, and make more money.
Is it worth going back to school? People with bachelor's degrees will earn an average of $61,000 a year over the course of their career, according to a 2015 study by Georgetown University.
That number jumps to $78,000 for those with master's degrees. Salaries vary significantly by industry, however.
Fulfillment by Amazon is like other selling sites, but easier. You supply the items you sell, but you ship them to Amazon.
You market the products on Amazon's website. Once sold, Amazon ships the items for you. It's the simplest form of selling products online. You don't need coding, graphic design, or social media experience for success.
You'll have access to Amazon's large marketplace of buyers, and you only do a fraction of the work involved with other selling sites. It almost provides immediate gratification. You can sell new or used items. You can also choose between the individual account (a free account) and the professional account ($39.99 per month).
Your home may be your largest investment. If it's outdated or needs a facelift, certain improvements can have a direct impact on your home's value.
You don't need to make drastic changes to see a large improvement in value. In fact, major bathroom and kitchen remodels often don't have a large return on investment. New siding, new roof, and new windows often pay off better.
Small changes within the kitchen or bathroom, such as the addition of granite countertops, often pay off. Another change with a large ROI is updating the home's curb appeal. You may even get bonus points for energy efficient changes you make. Depending on the tax year, you may get a tax break for the new changes made.
Did you know? The average home appreciates between 3-5% a year in the United States though this figure varies based on a number of factors including your local market.
Home improvements can add even more value to your property.
If you have a passion for the DIY, consider starting a blog. Many people use this as a side gig. They write when they have time and become affiliate partners with businesses to make money.
Starting a blog won't cost $10,000, but having some capital helps. For starters, you can further your education before starting. Take classes on starting a blog or get in-depth training in your chosen industry. The more you have to talk about, the better, so education helps. You'll also need money for the domain name, platform, and website hosting. You may also need to upgrade your computer equipment, camera, microphone, and video equipment.
If writing isn't your thing, but you love to talk, consider starting a podcast. It works like a blog, but you don't host a website. You will need a host for your podcast, though. When you first start, your free website may offer enough support. As you gain more followers, you may need greater capabilities. Too many listeners can cause glitches in your podcast. This could be bad for your following.
Today, SoundCloud and Amazon S3 top the charts in podcast hosting. No matter which you choose, read the fine print. Some services, including Amazon S3, charge a base fee, but it increases as your following increases. Just like a blog, though, you can monetize your podcast. You can sell advertising time within the podcast or let a company advertise on your host page. This can help you afford the podcast hosting fees.
Before that money burns a hole in your pocket, consider your goals and timeframe. Are you going to need to use it anytime soon? If so, avoid putting it somewhere that's too risky, especially if you might need it in the short-term.
Read on to learn what you should consider.
What do you dream of doing with your $10,000? Will it fund a luxurious vacation, help you retire, or buy a house? First, categorize your goals as being long-term (retirement) or short-term (vacation).
These timelines dictate the level of risk you may want to take. Here's a basic rule: The shorter the timeframe, the less risk you can take. The longer the timeframe, the more risk you may be able to handle.
Riskier investments tend to have more ups and downs. Do you have time to ride them out - and perhaps get a greater return? It's a key question for every investment you make.
Risk: The chances you take with your money. It is the level of variability of your investments, which may go up or down. It could hurt or help your financial situation.
Your personality helps determine your risk level too. If you worry a lot, less-risky investments may be better. Obsessing over your investments isn't healthy. They may cause you to make rash decisions, affecting your finances. If, on the other hand, you don't worry much, more risk may work if you're okay with potential losses. Knowing you are in it for the long run may help.
The best thing for most investors is to invest in a low-fee, broadly diversified, stock market index fund. Buying an individual stock is subject to tremendous risk. A mutual fund or ETF diversifies, and the volatility of that investment will be much less than that of the average single stock. A low-fee fund is essential, as that means more of the investor's hard earned cash is being put to work. Just as stock market returns compound over time, the deleterious effects of high fees also compound over time.
One good choice is the Vanguard Total Stock Market Index Fund ETF (Ticker symbol VTI). The fund is designed to track the performance of the Center for Security Pricing (CRSP) US Total Market Index, which represents approximately 100% of the investable U.S. stock market and includes large-, mid-, small-, and micro-cap stocks regularly traded on the New York Stock Exchange and NASDAQ. Total annual fund operating expenses are a miniscule 0.04%. So, for a $1,000 investment, $999.60 would be put to work and only $0.40 would go to fees. And there is no minimum investment required.
In a perfect world, a balanced portfolio works best. It gives you a mix of risky and non-risky investments. When risky investments lose money, they can often be offset by more stable investments over time.
When to Invest: If you've got a big chunk of money gathering dust (and very little interest) in a traditional savings account, then investing in stocks or mutual funds may be right for you.
But don't risk losing money you may need in the short term. Consider creating a rainy day fund first to cover unexpected expenses, including car repairs, illnesses or even loss of a job. Or invest that money in a risk-free option like a high-yield savings account or CD.
Most people investing $10,000 don't hire a financial advisor. The fees alone would eat away your profits. Instead, they handle their own investments. Even without a financial advisor, though, you may pay fees. Look closely at the fine print before choosing an investment.
Just as you might comparison shop for large ticket items, you should do the same for an investment firm. Ask about their fees. You may even be able to negotiate some of them. Keep in mind, though, if you decide to change brokerage firms, you may face tax consequences. For more information on fees, see How to Invest Money.
If you are unsure about a brokerage firm, a great tool to use is BrokerCheck. They provide information about a broker's background, experience, and prior complaints.
Evaluate your situation: Do you have a retirement account? Do you contribute the maximum amount to it?
Are you in debt? Is your interest rate higher than any rate of return you could get?
Do you understand mutual funds, robo advisors, and stocks?
Knowing your situation will help you make a more informed decision. Many investment options have small minimum requirements and low fees. Shop around and consider your options to find the best way to grow your $10,000 investment.
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Peter Barton & Jeremy Banning flagging the British front line at the Glory Hole – Lochnagar Crater on the skyline. The Linesman system was employed to mark the approximate trace of the trenches on the site in preparation for geophysics.
2 Responses to Peter Barton & Jeremy Banning flagging the British front line at the Glory Hole – Lochnagar Crater on the skyline. The Linesman system was employed to mark the approximate trace of the trenches on the site in preparation for geophysics.
Thank you for your interest. All of the work thus far has been filmed. This is not only as an official record for the project but also in the hope that a documentary will be commissioned in due course. We are currently in discussion with broadcasters about a documentary. When we have more details we will post them on the News section of the website.


Marketing internationally and doing it well is key to sustaining and developing export sales. This one-day training course is a perfect solution for anyone looking to start, build or develop their marketing skills with an export specific focus.
Business owners, directors, managers, business development, marketers and anyone wanting to boost their export marketing efforts.


The program is subject to change. We will endeavor to include as many of the filming locations as possible, as these are made public over the coming months. We are currently not able to include a visit at the Cumbernauld Studios. Please note that children under the age of 18 are not allowed on this tour.
Arrive in Edinburgh. A shared transfer to your hotel is included. You are free to enjoy this beautiful city on your own. (Please note, hotel check-in is generally between 2:00 pm and 4:00 pm. If you are arriving into Edinburgh early - the hotel will be happy to hold your luggage until your room is ready).
Make your way to the Edinburgh departure point (see departure point information below) for 8:45 am (If you booked a departure point of transfer at time of booking, your driver will collect you as noted on your voucher). Depart Edinburgh at 9:00 am. Leaving Edinburgh we follow the trail of some of the film best known locations featured in the Outlander TV Series. Heading north to Inverness our first visit will be the charming village of Culross, the fictional village of Cranesmuir and the home of Geillis Duncan and her ill-fated husband Arthur. Exploring the towns cobbled streets is like taking a step back in time. Look carefully and you may even find Claire's herb garden behind the impressive, historic Culross Palace. We continue to the small town of Falkland to revisit one of the first scenes of the show where Falkland substitutes for 1940s Inverness. See if you can recognize the familiar sights such as Mrs. Baird's Guesthouses (The Covenanter Hotel) and the Bruce Fountain where Claire sees the ghost of Jamie. In the early afternoon we stop at the Newtonmore Highland Folk Museum, which houses replicas of 18th century turfroofed Highland crofts, making it a perfect choice for the period scenes. Heading North again we pass Aviemore where you may recognise the stunning hilly and wooded area of Tulloch Ghru which appears during the journey Claire takes with Jamie and the Highlanders from Craigh na Dun to Castle Leoch? Arriving in Inverness later that afternoon.
Our day starts by visiting majestic Glen Affric, one of Scotlands most breathtaking Glens of lochs and mountains that's surrounded on all sides by the stunning Caledonian pine forest. This is big Scottish countryside, ideal for our Jamie to hide! In the afternoon we visit Culloden which plays such an important role in Scottish history and the Outlander books. It's at the Culloden Battlefield where Claire and Jamie said their tearful goodbyes, before Jamie joined the Jacobite army to fight for the Stuarts. We have the opportunity to explore the visitor center and site and pay tribute to those who lost their lives at the last battle fought on British soil. Later we take a short drive to the ancient standing stones at Clava Cairns, which could have given 'Herself' the inspiration for Craigh na Dun. We return back to Inverness with time to explore the town and enjoy the city for another evening in Inverness.
A short drive this morning will take us to Beauly, the site of Beauly Priory and the tomb of Lord Lovat in the heart of Clan Fraser lands. Beauly Priory is a beautiful 13th century ruin and, according to Diana Gabaldon's book, is where the Lovat Frasers are buried. From here we continue to Castle Leod, seat of the Clan Mackenzie, where we have the opportunity to enjoy a relaxing walk in the grounds while your guide tells you some of the history of the Clan and Castle. The Castle has a striking resemblance to how Diana Gabaldon has described Castle Leoch, however she had never heard of the castle prior to writing Outlander. In the afternoon, you have the opportunity to sample 'The Water of Life' with a whisky distillery tour and tasting. There might even be time to look out for the Waterhorse at Loch Garve! We then continue along the entire length of Loch Ness - another opportunity for some monster spotting before arriving in Fort William for our overnight stop.
We travel to Glenfinnan this morning to visit the monument which commemorates the beginning of the last Jacobite rising. It stands framed amid typically spectacular Highland scenery at the head of Loch Shiel with sweeping glens as a backdrop. We continue through magnificent Glencoe, one of Scotland's most famous and scenic glens. From here we cross the rugged Trossachs area and onto Doune Castle near Stirling. The castle, which is in extensive ruin, was featured as Castle Leoch in the TV program, home to Colum MacKenzie and his clan in the 18th century episodes. We return to Edinburgh later that afternoon with a photo stop at Blackness Castle on the banks of the Firth of Forth. The tour ends at approximately 7:00 pm. Make your own way independently back to your pre-booked hotel.


text:
Islamic theology in Germany
Rarely does interest in a subject grow so fast. Introduced as a course of study at German universities just five years ago, Islamic theology is now being taught to 1,800 students at five centres around the country. Arnfrid Schenk takes stock
In 2010, the German Council of Science and Humanities, the most important advisory body in the education policy sector, recommended instating Islamic studies at German universities: aimed at educating scholars of religion and, first and foremost, producing qualified teachers for the subject of religious education in German schools.
The recommendations were implemented with great speed. Centres for Islamic Theology were set up at the universities of Munster, Osnabruck, Frankfurt am Main, Tubingen and Erlangen-Nuremberg. The Federal Education Ministry funded them for a five-year period with 20 million Euros.
Expectations were high: with hopes that the new subject would be a milestone for integration. Annette Schavan, the minister for education at the time and the driving force behind the project, hoped for a theology that would succeed in translating religion into the present.
On the side of conservative Muslims, fears were also great: the German state wanted to prescribe to them what they should believe, they claimed.
The fledgling subject has now been evaluated by prominent scholars of Islam from home and abroad and Christian theologians, selected by the education ministry. Professors at the universities concerned had to provide an account of what they have achieved over the past few years and present their concepts for the coming years. The results have apparently met expectations, although these have not been made public.
Education Minister Johanna Wanka says that with the centres, the Muslim faith has found a home in the academic-theological debate and that the centres have established themselves in research and teaching with impressive speed.
Some 1,800 university students are registered for the bachelor and masters degree courses – most of them in Munster, Osnabruck and Frankfurt. The government now plans to continue the funding for a further five years.
Mouhanad Khorchide, professor of Islamic theology at Munster University, came under fire from various Muslim associations for what they considered to be his too-liberal interpretation of Islam. Something of a truce has now been established and the distinction between faith and scholarship reasserted
So is it mission accomplished? Well, yes. But in the initial set-up phase, things didn't go quite as smoothly as the ministry announcement might suggest.
In the beginning, posts had to be filled in a short time, but where were these academically qualified personnel supposed to come from? Not only did the professors need to be competent in theology, they also had to be able to teach in German. A race began to secure the services of the few possible candidates. Not all the jobs could be optimally filled.
Co-operation with the various Muslim associations also proved difficult. These are involved with the university Islamic theology departments through what are known as advisory boards. They are meant to have a say on matters concerning staffing and lesson content. The associations represent conservative Islam; for them theology is the administration of religious scholarship. Many academics feared that association functionaries would become too meddlesome. Not without good reason, as it turned out.
Truce in Munster
A religious controversy flared up in Munster two years ago: the Islamic associations had taken aim at Mouhanad Khorchide. His work was unsound, they said and worse still, he was operating beyond the parameters of Islam. Association officials called for his resignation. They feared losing their interpretational jurisdiction of Islam in Germany to someone who they perceived as a Muslim with overly liberal views.
The university stuck by its professor. Khorchide is not trying to renew Islam from within, officials said. The rationality and the maturity of the believer is important to him, they said, he is a long way off spreading false doctrine.
A truce has been in place since then in Munster, the associations appear to have recognised their limits. Khorchide is more secure in his position than before, many students come to Munster because of him.
In Frankfurt, Osnabruck and Tubingen, co-operation with the associations has been less problematic.
"We are conducting a lively discourse with the various Islam centres," says Bulent Ucar, director of the Institute for Islamic Theology in Osnabruck. He does not want to teach "Islam light", neither does he want to teach an anachronistic Islam. "We are trying to adapt tradition to modern life situations. But we can only usher in change in the understanding of Islam if we are accepted by Muslims in the communities," says Ucar.
Despite the shortage of teachers qualified to teach Islamic religious education, it is important not rush the process. As Schenk points out, "Religious instruction was left to mosque communities. This was mostly carried out by imams imported from Turkey, with no experience of life in Germany. Imams who conveyed an outdated brand of Islam and who were only focused on drilling pupils in the suras of the Koran"
Training teachers of religious education is one of the key goals of the new subject. There are three quarters of a million Muslim school children in Germany, who have had to wait a long time for Islamic religious education taught in German. Religious instruction was left to mosque communities. This was mostly carried out by imams imported from Turkey, with no experience of life in Germany. Imams who conveyed an outdated brand of Islam and who were only focused on drilling pupils in the suras of the Koran.
The first states brave enough to test out the idea did so more than a decade ago; North Rhine-Westphalia introduced Islamic religious education in 2012, followed a short time later by Lower Saxony and Hessen.
Now there is a shortage of teachers. But it is essential to choose these with care. They cannot be hastily recruited just in order to be able to say that Germany offers Islam as a subject in schools across the board.
Faith versus theology
Harry Harun Behr, Professor of Religious Education in Frankfurt am Main, is concerned by this. "Many of my students are looking to deepen their faith, not produce academic work. When I tell them that the Koran is the product of theological discourse, they don't want to know."
Behr sometimes wonders whether his seminars are being attended by candidates who are really capable of study. He would like to cut the number by more than a half through testing. Something he frequently experiences: when he asks his students to write an essay, he is told that Islamic tradition forbids the formation of one's own opinion about the Koran. "How do these students expect to be able to teach one day?" asks Behr. After all, he adds, lessons are not aimed at imparting faith, but enabling a dialogue on questions concerning the faith.
Mouhanad Khorchide is not quite so critical of his students in Munster. But he is also familiar with the challenge of making it clear to them what theology at a secular university means. It is still difficult for them to make the distinction between faith and scholarship. "They want to see their faith affirmed, but university is a place to reflect on that faith," says Khorchide. It will probably take another one or two generations of students before everyone accepts this, he adds.
A showcase project already in progress is the graduate college run by the universities in tandem with the Mercator Foundation. It has produced 16 excellently qualified young academics.
The subject may still be in its early growth stages in Germany, says Bulent Ucar, but within Islamic theology in Europe it nevertheless occupies a leading role. Moreover, unlike in most Islamic countries of origin, greater freedom of thought is possible here.
It is important to make the most of it.
Arnfrid Schenk
© Die Zeit / Qantara.de 2016
Translated from the German by Nina Coon
Dispute about Professor Mouhanad Khorchide: A conflict of many layersInterview with Nasr Hamid Abu Zayd: For a plurality of Koranic interpretationsQantara dossier: Islam in Germany
Education, European Islam, Islam in Europe, Islamic religious instruction in German, Islamic theology in Germany
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Former Spurs player Bruce Bowen called out Kawhi Leonard in a national radio appearance this week, saying the forward is "getting bad advice."
Bowen, a defensive specialist who won three NBA championships with the Spurs, harshly criticized Leonard for his attitude. Leonard played only nine games last season, as he dealt with quadriceps tendinopathy.
Bowen, a game analyst on Los Angeles Clippers broadcasts, told the show Leonard has "nothing but excuses going on."
"First, it was, 'Well I was misdiagnosed,'" Bowen said (via ESPN). "Look here: You got $18 million this year, and you think that they're trying to rush you? You didn't play for the most part a full season this year. And you're the go-to guy, you're the franchise and you want to say that they didn't have your best interest at heart? Are you kidding me?"
Bowen criticized Leonard for not being more open about his future status in San Antonio, especially in the wake of reports he wants to be traded.
"I think he's getting bad advice," Bowen said. "I think what you're starting to see now is an individual given a certain amount of advice, and it's not the right advice. Here it is: You were protected in San Antonio. You were able to come up during a time where you still could lean on Tim [Duncan] Tony [Parker] and Manu [Ginobili].
"Not one time has Kawhi come out and said anything to the effect of, 'You know what, hey, I really enjoy being in San Antonio.' Or, 'I can't stand what's going on here in San Antonio.' Not one time has he said anything."
Bowen played eight of his 14 NBA seasons with the Spurs, making the NBA All-Defensive First Team five times.


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The Fred Douglas Foundation Art of Caring Award was created to honour Rev. Dr. Fred Douglas' life work on behalf of seniors and applaud the work of people throughout Manitoba who strive to impact and improve the lives of seniors. First held in 2004, over 30 individuals and organizations have been honoured for their dedication to seniors.
This year, we are pleased to recognize Larry Beeston for his contributions and long term support of seniors organizations, including being a long standing member of the Fred Douglas Society Board of Directors.


In the last issue of the Swedish magazine Gods & Gårdar a story about Äleby gård is featured. I photographed it a year ago and the photos above are from the hunting in the evening. It was a new experience for me to be a part of a hunt. It was so much fun, much more than I expected it to be!
In the latest issue of the Swedish magazine Gods & Gårdar a reportage about Johan Patricny and his home is featured. When the editor in chief contacted me and wanted me to photograph the reportage about Johan I got really excited. Johan Patricny is a very talented Swedish painter. When I met Johan in his home Villa Marenhill in the beginning of the summer he instantly made a strong impression on me. He is such a warm and genuine person living in a fairytale house, the most beautiful villa in Södertälje. It was an honor to meet him and I will remember this day with a big smile.
Johan makes the most beautiful portraits, among many other motifs. Check out Johan's paintings and art on his website.


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text:
Eastbourne, Family History, WW1
A Sussex Prisoner-of-War
Posted by sussextalks on August 8, 2020 August 8, 2020
Thomas Reginald Charles TOMPKINS was born in West London on 11th August 1898. He was the son of James and Mary Tompkins. His father was a decorator. The family lived at 4, Bayham Road, Ealing and he was baptised at St John's Church , Northfields on 25thSeptember 1898.
During the Great War, Thomas joined the Royal Sussex Regiment. He served, first in the 13thBattalion and later in the 17thBattalion as Private G/17419. He was promoted to Corporal during training.
Thomas (top left) possibly during training.
Thomas (front row 4th from right) in the Royal Sussex Regiment
At some stage, probably Spring 1918, Thomas was captured as a prisoner-of-war. The circumstances of his capture are unknown but reading the war-time diaries of the Royal Sussex Regiment, men were usually captured either during enemy raids or in 'no-mans-land' whilst conducting wiring party operations. It is likely Thomas was captured during the Somme offensive of spring 1918.
Thomas was taken to a prisoner-of-war camp in the city of Merseburg, Saxony in eastern Germany. The camp was designed to hold 10,000 men and prisoners which were a mix of French, British, Australian, Russian and even Arab servicemen.
The Red Cross visited the camp on 16thMay 1915. At this time there were 12, 995 internees of which the majority, 10,305, were French. The prisoners were kept in huts of 150 men although the Red Cross noted that not all had beds and some had to sleep on bench-tops or in straw on the ground. Groups of huts were separated by barbed wire and it seems that the main complaint was that men were not able to contact friends or colleagues who were in different parts of the camp. There were three meals a day which the Red Cross deemed sufficient. Food included sausage, herring and cheese. The health of the prisoners was generally good although there had been some reports of tuberculosis.
The Merseburg Canteen
Some of the prisoners worked on construction-sites away from the camp but if they did, they got extra food and were paid. This at least is what the Red Cross was told; a Scottish soldier, Lance Corporal Dickson died in Falkirk in August 1916 due to the 'inhumane treatment received at Merseburg Camp' where he was 'forced to work in a salt-mine on a diet of potato peelings'.
Sections of the Merseburg Camp were separated by barbed-wire fences.
In May 1916, the Under-secretary for War, Harold Tennant MP mentioned the work parties sent out from German prisoner-of-war camps in the House of Commons. He called work 'slavery' although German prisoners-of-war in England were also forced into labour. The main complaint that the Red Cross had with the camp was that that of punishments. This was solitary confinement in either a lit or darkened cell or being tied to a post for up to three hours which the Red Cross said was rare in other German PoW camps. A report in the Globe in May 1916 reported that a prisoner-of-war from the 139thInfantry Regiment had been punished at Merseburg by being hung by the wrists from a beam for two hours. The report said the prisoner's head was thrown back and his toes were barely touching the ground.
Merseburg Camp
The camp was visited again later in the year, this time by representatives of the American Embassy in Berlin. By this time (December 1916) the number confined in the camp had risen to 19, 839 prisoners of which 340 were British. The camp was now at nearly double capacity although when the visit was made over 13,000 men were away from the camp working on various construction projects. The Americans said that the atmosphere of the camp was 'not cheerful' (what did they expect!) however the prisoners seemed to have no major complaints. Unlike the other prisoners, the British all seemed to have a full sets of uniform. Some men were seen to be injured but when questioned admitted that the bruises were as a result of a camp boxing competition. The British had their own medical officer and the British chaplain in Berlin frequently attended the camp to hold religious services.
French Medical Corps prisoner at Merseburg Camp.
Thomas was probably not at the camp when it was visited by the Red Cross but he was certainly there in 1918 and at the time of the Armistice. One document seems to have the date 27-3-18 which may indicate that he arrived in the camp in March 1918.
Thomas Tompkins (second from left) at Merseburg Camp
At the camp Thomas was allocated a PoW number (6136B) and was issued with two metal badges. When wearing his tunic he had to wear an arm-band. His was stamped "XI / IV" and "P1 – 880". '6136B TOMPKINS T Cpl' is written on the back. The roman numerals probably relate to the hut he was confined in.
Thomas's dog-tag and PoW badges
The Red Cross report said that that postal service for letters and packages to and from the camp was 'adequate'. A local photographer, Arthur Schreiber, was allowed to come into the camp to take photos of the camp and men. Some of these were made into postcards by George Nommel. It seems odd today that there were postcards of a prisoner-of war camp. One incumbent at the camp was Frenchman, Andre Warnod, who spent nine months at Merseburg and wrote of his experiences with the postal service… 'A layer of dust slowly settles on the postcards and the Boche censor takes them one by one, reads them line by line, word by word, wasting a quarter of an hour looking up a word he suspects of a double meaning he does not understand in a dictionary. Letters have to undergo the same examination. Every word is weighed and that takes a long time but it does the Germans very little good as families often use codes or ingenious combinations of words.'
Merseburge PoW Camp – Thomas is top right.
Warnod also wrote about the camaraderie inside Merseburg Camp. "The Germans thought mixing the allied nations would cause them to quarrel and fight but exactly the opposite happened. The prisoners formed an international society from which Germany was excluded. In the evenings there was the beat of a single heart in the huts – the heart of the allied army. The native Arab troops were like tropical birds and bought colour and ritual to the camp."
Prisoners-of-War at Merseburg Camp. Russians playing dice?
The camp had its own currency and pfennig notes were issued to the men. Thomas kept some of these notes and they are to the value of 1, 5, 10 and 50 pfennig.
Thomas would have used some of the camp money to attend the British Variety Concert's held on 8thSeptember 1918 and 3rdNovember 1918, just a week before the armistice. The programmes, priced at 20 pfennig, are light hearted with some mock advertisements. The advert for the 'Siberian Dish Washer Company' (their representatives pass through the barracks each day) and may relate to the Russian prisoners held elsewhere in the camp.
The war ended just ten days after the last concert, however it is clear that Thomas remained in the camp for a few weeks later as a pen and ink drawing of Thomas looking serious and smoking a pipe was drawn in Merseburg in December 1918 by a fellow officer Charles Bushly.
On being released Thomas was given a printed note 'A Parting Word', telling him of the 'new Germany' and wishing him well. The note also mentions the 'hardships' suffered by the German nation – a land of arts, science, model cities and beautiful scenery although it admits that 'a barbed wire enclosure' is not the best place to survey a 'great nation!'. He was also given a postcard of showing a young (French looking) woman holding aloft, not a tricolour, but a red flag. The postcard was issued by Bruno Buerger & (Carl) Ottilie of Leipzig.
Thomas probably got back home in late December 1918. On 30th December the steamer SS Plassy arrived at Leith Docks having sailed from Copenhagen with about 1,300 soldiers who were mainly from the camp at Merseburg. Most had been captured during the Somme offensive in Spring 1918 which verifies the documentation which has survived. It was said that the men looked well and were in capital spirits. Corporal Thomas Tompkins returned to London and left the army. He was sent a pre-printed letter from Buckingham Palace wishing him well.
In the Second World War, Merseburg became the site of the prisoner-of-war camp Stalag IV-B. This time over 30,000 were crowded into the camp of which over 3,000 died. One of the occupants who survived this camp was the American science-fiction writer Kurt Vonnegut.
Thomas married Doris Emilie Stammer at Wimbledon on 10th July 1926. It seems they travelled to the USA (New York) in 1937 but returned to London as in 1939, Thomas and Doris were living at 47, Beresford Avenue, Kingston upon Thames. His occupation was 'merchandising".
Thomas and Doris had one son, James Reginald, who was born in 1935. He died in 1957. Doris died in Surbiton in 1963 and it appears that Thomas moved down to Eastbourne where he died aged 82 in 1981.
I wonder what Thomas thought of his capture and subsequent imprisonment? In a strange way it was probably much safer in the camp than facing the horrors of the Western (and indeed the Eastern) front. Unlike many of his fellow countrymen, he survived the war and led a long and hopefully fulfilling life.
My thanks to Dave Lester, a Royal Sussex Regiment historian for lending me fascinating rare documents and items relating to Corporal Tompkins.
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Kaloy Panahon says:
I found some records that in 1919 there was a certain Capt. Paulus who was in charge of Merseburg Camp. I was wondering if this fellow is Capt. Friedrich Paulus, who would later lead the 6th Army in the Battle of Stalingrad 1942-43.


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posted 4 Feb 2013, 00:54 by RCN Uganda
The Minister for Water and Environment Eprahim Kamuntu says Uganda will join the international community to celebrate the World Wetlands Day under the theme "Wetlands and Water Management."
He says the Ramsar Convention is an inter-governmental treaty, which provides a framework for national action and international cooperation for conservation and wise-use of wetlands and their resources.
Currently the total number of Contracting Parties to the Convention is 164 with Zimbabwe being the latest signatory. It is important to note that the Ramsar Convention is the only convention that deals singly with wetlands. It is therefore a privilege that Uganda is a signatory to such a convention- the broad aim of which is to halt the worldwide loss of wetlands and to conserve them through wise-use and management because of the invaluable benefits we get from them.
In a press release that the Independent has its copy says this day provides a unique opportunity for all stakeholders who are engaged in the management of wetlands and environment in general, to reflect on the status of our wetland resources, efforts made to conserve them and lay concrete strategies for their wise use.
Kamuntu says "The World Wetlands Day is celebrated internationally to create further awareness and appreciation among the international community about the importance of wetlands and the innumerable values and benefits they provide to the environment and humankind such as water purification, recharge and discharge in space and time."
Since 1997, government agencies, non-governmental organizations, and citizens at all levels of the community have undertaken actions aimed at raising public awareness of wetland values and benefits in general and the Ramsar Convention in particular. This year the theme for the World Wetlands Day 2013 is "Wetlands and Water Management" and the slogan: "Wetlands Take Care of Water"- a very timely theme because as we may all appreciate water is life and is increasingly becoming a scarce resource.
He says the international theme for this year is very appropriate because it brings out the need to manage wetlands because of the critical role they play in the hydrological cycle, water supply, quantity and quality. Water remains the single denominator that will not change due to the multiplicity role it plays in nature and for people.


text:
Ле-Рой () — місто () в США, в окрузі Декатур штату Айова. Населення — 15 осіб (2010).

Географія
Ле-Рой розташований за координатами  (40.878363, -93.592470).  За даними Бюро перепису населення США в 2010 році місто мало площу 0,85 км², уся площа — суходіл.

Демографія

Згідно з переписом 2010 року, у місті мешкало 15 осіб у 8 домогосподарствах у складі 3 родин. Густота населення становила 18 осіб/км².  Було 9 помешкань (11/км²).

Расовий склад населення:

До двох чи більше рас належало 6,7 %. Частка іспаномовних становила 0,0 % від усіх жителів.

За віковим діапазоном населення розподілялося таким чином: 13,3 % — особи молодші 18 років, 66,7 % — особи у віці 18—64 років, 20,0 % — особи у віці 65 років та старші. Медіана віку мешканця становила 56,3 року. На 100 осіб жіночої статі у місті припадало 66,7 чоловіків;  на 100 жінок у віці від 18 років та старших — 85,7 чоловіків також старших 18 років.

Цивільне працевлаштоване населення становило 0 осіб.

Джерела

Міста Айови
Населені пункти округу Декатур (Айова)

redpajama_set_name: RedPajamaWikipedia


During my stay at TEA I got interviewed by the local magazine and cultural agenda - Lagenda (ES).
During september I am working on a photography - performance project at TEA.
Welcome to a new performance of the ongoing project Route of Roots.
Thursday June 28th, at Oslo Prosjektrom.
- 05.05: Derivaciones II, Centro Dados Negros.
- 09.05: Acontecimentos, Ecozine Film Festival, Zaragoza.
- 13.-14.05: Exchange Live Art, Matsu, Madrid.
Participating at UP-ON International Live Art Festival in Chengdu, China.
I will be showing a duo performance together with Susanne Fjørtoft at Høstustillingen, The norwegian National Art Exhibition.
Saturday, September 30th - at 12:00.
Will be showing a new performance at the opening of Østlandsutstillingen.


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text:
Midway Europe Sold
[Aug 20, 2009, 7:18 pm ET] – Post a Comment
Midway Europe Sold In Management Buyout on Edge Online has details on the "smaller entities" said to be buying Midway's French and German divisions when THQ bought Midway San Diego earlier this month. It turns out these arms have been part of a management buyout, and word is: "Spiess Media Holding UG has acquired the UK and French offices of Midway Games, while the German office of the Midway group has been bought by F & F Publishing GmbH, which is owned by Fürstenberg and Meyer." According to Midway boss Matt Booty (call): "We are very pleased that the European management team has come together to purchase Midway's European organisation. Our European publishing and distribution business had consistently grown year-on-year under the leadership of Martin Spiess. These European operations are comprised of a strong network of developers and publishers from around the globe and are based around an excellent team that has proven its expertise and know-how in game production." There's further detail on all this on Gamasutra, where they say this will revive the dormant Tradewest brand, and that Midway says the UK, French, and German offices will "form a strategic alliance" within a European distribution network, quoting Speiss saying: "Most recently, the European arm had contributed almost 40 percent of Midway's worldwide revenues."


IBM has acquired enterprise identity and access management software firm Encentuate to extend its network security offering.
It will integrate US-headquartered Encentuate into its Tivoli division. Financial terms of the acquisition have not been disclosed.
IBM has also announced the formation of the IBM Security Software Laboratory in Singapore.
The new lab will use the expertise of Encentuate's Singapore development team to serve IBM clients in Asia and around the world, said the company.
Encentuate's software is claimed to reduce the burden on users and improve security by automatically managing user passwords, sign-ons, sign-offs and enforcing security policies.
Encentuate single sign-on technology enables IT administrators to integrate legacy and new applications.
By centrally tracking and collating log-in attempts, the software also gives companies audit and reporting capabilities, helping them to document and report their efforts to meet governance and compliance requirements.


text:
Lexmark wins award for after-sale service
Georgina Swan (ARN) 30 August, 2000 12:37
Dynamic Supplies
Lexmark has come out trumps at Recognition in IT Achievement (RITA) 2000, winning an award as the best printer vendor for technical support in Australia.
Lexmark's general manager for services, Peter O'Meara, said he was particularly chuffed with the award because it was chosen by the channel - those who sell and recommend Lexmark printers to the end user.
"It is fantastic that the channel recognises the efforts of our technical support team," he said. "The team handles well over 5000 calls a month from customers of all levels, from our most basic inkjets used at home to large corporations and their vastly more complex installations."
The company has recently launched the OptraImage T610sx - a 15 page per minute multifunction printer for small workgroups that combines network printing, copying and faxing with network colour scanning features.
The OptraImage T610sx allows users to fax digital and paper documents, scan documents in colour to user workstations and e-mail addresses and storage servers. The printers are available now and will retail for around $5035.
Lexmark has also launched its Document Distributor software for use with the OptraImage range. The Lexmark Document Distributor automates and streamlines common document management tasks such as file converting, archiving, copying and distributing documents.
The software automates procedures which previously had to be entered manually such as information capture using an optical character recognition (OCR) and e-mail listing.
The software comes in two versions; Lexmark Document Distributor - a base version that comes standard with each printer in the OptraImage range for up to 10 users and Lexmark Document Distributor - Advanced Edition which includes all features from the base edition and adds support for OCR, e-mail and archiving for Lotus Notes and Microsoft Exchange.
The Advanced Edition retails for around $1562. License agreements for each version of the Lexmark Document Distributor can be upgraded for around $200 per each set of 10 users, with no maximum limit on the number of users.
More from Schneider Electric
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text:
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DVD Review: INSIGNIFICANCE (Criterion Blu-ray)
Studio: The Criterion Collection
Cast: Theresa Russell, Michael Emil, Gary Busey, Tony Curtis
Director: Nicolas Roeg
Rating: Not Rated for (adult themes)
Run Time: 01h:48m:47s
Genre(s): drama
�You know, according to the laws of probability, you drink a glass of water, you drink a piece of Napoleon�s crap.� - The Senator (Tony Curtis)
Buy Now @ Amazon
It's always great to see a Nicolas Roeg film for the first time, but it's even better when it stars Theresa Russell and is contained on a Criterion Collection Blu-ray disc.
Movie Grade: A
DVD Grade: A-
There are very few actresses that I will stop what I�m doing for. Theresa Russell is one of that select group. Sure, she�s beautiful and extremely sexy, but she also has a screen presence that is tough to match. Most of my experience with Russell stems from her work in the 80�s films Black Widow and Physical Evidence, as well as the infamous, early-90s Ken Russell flick, the NC-17-rated, Whore. She also played an unforgettable role in the ultra-twisty, underrated gem, Wild Things in 1998, and most recently has appeared in Spider-Man 3 and an episode of Fringe. It�s been only recently, and, thanks in large part to The Criterion Collection, that I�ve been able to go back and see some of Theresa Russell�s earlier films, like 1980�s Bad Timing: A Sensual Obsession and the just-released 1985 film, Insignificance, both of which were directed by her then-husband, Nicolas Roeg (Don�t Look Now, The Man Who Fell to Earth). For those unfamiliar with Russell, this new, great Blu-ray release of Insignificance is a great way to become acclimated, with excellent audio and video presentations, as well as some interesting extras, not to mention the opportunity to watch her prance around looking like Marilyn Monroe throughout the film, low-cut white dress and all.
An unnamed Actress (Russell) has just finished a long shoot, culminating in a scene where she stands over a subway grate, and has her white dress blown up, nearly above her head. This isn�t where the Actress� resemblance to Marilyn Monroe stops, though, and as she eventually makes her way to a hotel, she knocks on a door and encounters an aging Professor (Michael Emil), who looks an awful lot like Albert Einstein. Unbeknownst to the Actress, a Senator (Tony Curtis) that resembles Joe McCarthy has been attempting to coerce the Professor to testify before a committee. The Actress and Professor spend the evening discussing their respective theories on topics regarding time, relativity, and even more complex issues. The problem is that both parties have a hard time understanding one another, for various reasons. Things get even more complicated when a Ballplayer (Gary Busey) that could easily pass for Joe DiMaggio, shows up, urging the Actress to come home with him.
Plenty of films and/or TV shows tackle the concept of an alternate universe/reality, to the point where it�s almost become a clich�. On the surface, that might seem like the direction that Roeg is taking with Insignificance, but, in actuality he�s doing something much more surreal and wholly original. He�s using characters that are the spitting image of legendary �real� people, and putting them together in a setting that places such complicated matters on such seemingly simple terms. Roeg�s intentions are tough to figure out for much of the first half of the film, as the audience is distracted, right off the bat, by these characters and their striking resemblances to Monroe, Einstein, etc, but his film�s glorious finale brings everything into focus, while still allowing us to draw our own conclusions about things. This is one of Roeg�s more obscure films, yet it�s also one of his most accomplished, and here�s hoping this Criterion release kills the �obscure� moniker very soon.
Which brings us to the main reason I sought out Insignificance to begin with, the aforementioned Theresa Russell. It came as no surprise to me that Russell is better than ever here, as she takes a role that could have easily made her look like a total ditz that�s simply mimicking Marilyn Monroe, and turns it into something that�s truly remarkable. Instead of mimicry, this performance is more of an homage to Monroe, but, even more impressively, Russell�s Actress comes across as almost a scholar on a similar wavelength to the Professor at times. Insignificance is much more than an excuse to watch Theresa Russell wear Marilyn Monroe�s famous low cut white dress (and oh boy does she EVER wear that dress!), it�s an opportunity to witness one of the best performances of Russell�s career.
Praising The Criterion Collection�s Blu-ray discs is almost becoming redundant at this point, but, low and behold, they�ve put out another exceptional release with Insignificance on Blu-ray. The greatness starts with a brand- spanking�-new 1080p transfer that was approved by both Nicolas Roeg and producer Jeremy Thomas. With a 1.78:1 aspect ratio, this presentation excels on every level, featuring crisp, detailed images, sharp colors, and natural flesh tones throughout, while it�s clear that any grain, dirt, and other debris has been removed from the source material. The audio is the film�s original mono track, but it�s presented here as an LPCM 1.0 mix. Despite the lack of dynamic audio elements, things sound quite good, with the amazing score always blending in nicely with crystal- clear dialogue. The extras consist of a trio of behind-the-scenes segments that do a great job of shedding some light on what Roeg was trying to accomplish with Insignificance, the original trailer for the film, and a great, 24-page booklet that offers even more insight into this exceptional piece of filmmaking.
Posted by: Chuck Aliaga - July 21, 2011, 11:24 am - DVD Review
Keywords: unnamed, hotel room, visually inventive
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text:
Robert Peter Jan Verbelen (Herent, 5 april 1911 - Wenen, 28 oktober 1990) was een Vlaams SS-officier tijdens de Tweede Wereldoorlog. Hij was leider van het Veiligheidskorps van DeVlag en medewerker van de Sicherheitsdienst (SD). Het Korps hield verschillende razzia's tegen leden van het verzet, zoals die in Meensel-Kiezegem waarbij 4 burgers omkwamen, en 95 gijzelaars werden weggevoerd naar concentratiekampen, van wie er slechts 28 overleefden.

Levensloop
Verbelen was de zoon van een Belgischgezinde politiecommissaris die aan zijn kinderen een Franstalige opvoeding gaf. Een broer van Robert Verbelen was tijdens de Tweede Wereldoorlog commandant in de Witte Brigade.

Hij militeerde voor Vlaamse afscheiding en trad bij de stichting van het VNV (1933) toe tot deze Nieuwe Orde-partij, waar hij het tot gewestleider voor Leuven bracht. Beroepshalve was hij journalist en hij werd ook algemeen secretaris van de Vlaamse Voetbalbond.

Tijdens de oorlog trad hij als een der eersten toe tot de Algemeene SS-Vlaanderen. Hij werd in 1942 hoofd van een cel binnen de DeVlag die zou uitgroeien tot het Veiligheidskorps. In die hoedanigheid organiseerde hij doodseskaders die zich bezig hielden met mishandelingen, razzia's, deportaties en moorden. Hij waarschuwde al wie op zijn zwarte lijst terechtkwam: Naast de zwarte lijsten die de Anglofielen en de bolsjewisten-vereerders met zoveel ijver aanleggen, maken wij ook onze lijsten klaar... En laten zij nu nog zozeer geloven aan een Engelse overwinning, wij weten zo zeker als God leeft, dat de mannen onzer lijsten het eerst aan de beurt zullen komen, het eerst zullen worden afgeschreven, het eerst zullen worden gelikwideerd. De Groep-Verbelen viseerde niet alleen verzetslieden, maar ook inspirerende figuren die vaderlandsliefde konden opwekken. Verbelen was degene die, na groen licht van Himmler en in samenwerking met Tony Van Dijck, opdracht gaf tot het vermoorden van onder meer Alexandre Galopin (28 februari 1944). Ook Michel Devèze, Charles Collard, Robert de Foy en vele anderen kregen die beruchte nacht moordcommando's achter zich aan. Enkele maanden vóór de bevrijding, in mei 1944, werd een 60 man sterk Veiligheidskorps gecreëerd dat onder leiding van Verbelen de intensiteit van de terreur opdreef. Het was betrokken bij de razzia's van Meensel-Kiezegem en voerde aanvallen uit op cafés met granaten en machinegeweren. In het politiecommissariaat van Vorst zette het korps vier politieagenten tegen de muur.

In 1947 werd Verbelen bij verstek ter dood veroordeeld door de krijgsraad van Brabant voor zijn verantwoordelijkheid in het ombrengen van 101 Belgische burgers. Zijn handelingen werden aangemerkt als oorlogsmisdaden en daden van blind terrorisme.

Hij was echter in 1944 naar Duitsland gevlucht en zetelde er in de efemere Vlaamsche Landsleiding als verantwoordelijke voor de politie. Het speciale politiebataljon dat hij oprichtte om België te heroveren, werd ontbonden in maart 1945. Vervolgens trok hij naar Oostenrijk, waar hij onder schuilnamen voor de Amerikaanse inlichtingendiensten werkte. Hij werkte ook als informant voor de Oostenrijkse federale politie. Als dank kreeg hij in 1959 de Oostenrijkse nationaliteit en trad voortaan onder zijn echte naam naar buiten.

In april 1962 maakte het Wiesenthalinstituut  informatie over hem over aan de Openbare aanklager in Wenen. Ook hadden Oostenrijkse verzetsgroepen hem ontmaskerd als de man die onder het pseudoniem Jean Marais schreef voor een neonaziblad in Wenen. Hij werd onmiddellijk gearresteerd en zou vijf jaar in de cel blijven. België vroeg zijn uitlevering, maar dit werd geweigerd nadat Verbelen zijn Oostenrijkse nationaliteit door een rechtbank bevestigd kreeg. Als gevolg hiervan verscheen hij in november 1965 voor een Oostenrijkse strafrechter, op beschuldiging van zeven moorden. De ex-jezuïet Marcel Brauns trad op als getuige ten ontlaste. De jury vond dat Verbelen had aangezet tot twee moorden, maar oordeelde dat hij op bevel van zijn oversten had gehandeld en sprak hem vrij. Het Opperste Gerechtshof verbrak dit vonnis omdat overheidsbevel hoogstens een verzachtende omstandigheid kon zijn, maar het proces werd nooit meer hernomen. Om de publieke verontwaardiging in België te sussen richtte de regering het  Navorsings- en studiecentrum voor de Geschiedenis van de Tweede Wereldoorlog op.

Verbelen leefde ongestoord verder in Oostenrijk. Hij gaf lezingen en publiceerde regelmatig in extreemrechtse (neonazi) publicaties. Hij schreef ook politie- en spionageromans.

Na het Klaus Barbie-schandaal begon het Office of Special Investigations in 1984 een onderzoek naar Verbelen. De conclusie was dat hij paste in een typisch patroon waarbij het Counter Intelligence Corps voormalige nazi's beschermde en gebruikte in de jacht op communisten. Omgekeerd kon Verbelen dankzij de Amerikanen zijn positie in Oostenrijk veilig stellen.

Hij was met een Oostenrijkse getrouwd en ze hadden een zoon en een dochter. Het hele gezin bleef het extreemrechtse en nazistische gedachtegoed aankleven. Hij stierf aan de gevolgen van een hersenbloeding.

Militaire loopbaan
SS-Hauptsturmführer:
SS-Sturmbannführer:

Decoraties
Kruis voor Oorlogsverdienste

Publicaties
 Mister Incognito, Wolfsberg, 1966
 Mister Incognito, Paris, Presses de la Cité, 1967
 Le hibou appelle à minuit, Paris, Presses de la Cité, 1968
 Der Mond wird Weinen, Wenen, 1969
 Der Kauz ruft um Mitternacht, Wenen, 1970
 Die Nonne und der Partisan, Oldendorf, 1973
 Die Revolution kann warten, Agentenkrieg in Spanien 1974
 Auch Riesen können wanken, Klosterneuburg, 1978
 Der Teufel spielt Schach, Wenen, 1980
 Die stählerne Faust: Widerstand in der Sowietunion, 1980
 Fridolin, der Flämische Don Quichotte, Wenen, 1982
 Flandrens Traum vom Reich, 1983 (onder pseudoniem R. Russelberg)
 Der Affe auf dem Galgen
 Der Tod hat weiche Hände
 Gott hat geschlitzte Augen

Externe link
Robert Verbelen (Belgium WWII)

Literatuur
 Alexander JOCQUÉ, 'De plaats van Robert Verbelen in de geschiedenis van de Vlaamse Beweging', in: Wetenschappelijke Tijdingen, 2012, blz. 201-232.
 Frank SEBERECHTS, 'Robert Verbelen', in: Nieuwe encyclopedie van de Vlaamse Beweging, Tielt, 1998, blz. 3184.
 Bart CROMBEZ, 'De Algemene-SS Vlaanderen', in: Bijdragen tot de Eigentijdse Geschiedenis, 1995, nr. 17, blz. 165–202.
 Alexander MENSDORF, Im Namen der Republik. Rechtsextremismus und Justiz in Österreich, 1990.
 Neil M. SHER, Aron A. GOLBERG en Elizabeth B. WHITE, Robert Jan Verbelen and the United States Government. A Report to the Assistant Attorney General, Criminal Division, U.S. Department of Justice , 16 juni 1988.

Belgisch collaborateur in de Tweede Wereldoorlog
SS-lid


How do I record a voiceover?
If you're wondering why you should add audio, studies show that students pay more attention to information if they hear it from a familiar voice. A voiceover is an audio narration for the duration of the whole video.
In "My Content," hover over the video you would like to edit and click the pencil icon.
Click the "Voiceover" button in the top bar.
Next, click the blue microphone icon next to the play button below the video. This will start recording your voice.
If this is your first time recording audio on Edpuzzle, a pop-up window will appear in the top left of your screen. Click "allow" so that your audio can be recorded.
To preview the video without recording, click the play button (this will not record your voice).
Your voice will be recorded for the whole duration of the video, but if you want to pause recording, click the pause button.
To resume voice recording, click the microphone button again.
Remember that you have to record audio for the whole video in order to save it.
Note: If you've recorded a section and realize that you need to re-record it, there's an option below the video to "Remove the last recording." Clicking this will only remove the part that you just recorded. If you want to remove everything recorded so far, click the "Reset the whole recording" button.
You can also check out our article on how to record an audio note.


text:
package org.kuali.kfs.module.endow.document;

import java.math.BigDecimal;
import java.sql.Date;
import java.util.Map;

import org.apache.commons.lang.ObjectUtils;
import org.kuali.kfs.module.endow.EndowConstants;
import org.kuali.kfs.module.endow.businessobject.Security;
import org.kuali.kfs.module.endow.document.service.KEMService;
import org.kuali.kfs.module.endow.util.KEMCalculationRoundingHelper;
import org.kuali.kfs.sys.KFSConstants;
import org.kuali.kfs.sys.context.SpringContext;
import org.kuali.kfs.sys.document.FinancialSystemMaintenanceDocument;
import org.kuali.rice.kew.api.WorkflowDocument;
import org.kuali.rice.kew.api.exception.WorkflowException;
import org.kuali.rice.kim.api.identity.Person;
import org.kuali.rice.kns.document.MaintenanceDocument;
import org.kuali.rice.kns.maintenance.KualiMaintainableImpl;
import org.kuali.rice.krad.bo.DocumentHeader;
import org.kuali.rice.krad.service.DocumentService;
import org.kuali.rice.krad.util.GlobalVariables;

public class SecurityMaintainableImpl extends KualiMaintainableImpl {

    private Security oldSecurity;
    private Security newSecurity;

    /**
     * @see org.kuali.rice.kns.maintenance.KualiMaintainableImpl#doRouteStatusChange(org.kuali.rice.krad.bo.DocumentHeader)
     */
    @Override
    public void doRouteStatusChange(DocumentHeader documentHeader) {
        super.doRouteStatusChange(documentHeader);

        WorkflowDocument workflowDoc = documentHeader.getWorkflowDocument();
        DocumentService documentService = SpringContext.getBean(DocumentService.class);
        FinancialSystemMaintenanceDocument maintDoc = null;

        try {
            maintDoc = (FinancialSystemMaintenanceDocument) documentService.getByDocumentHeaderId(getDocumentNumber());
        }
        catch (WorkflowException e) {
            throw new RuntimeException(e);
        }

        initializeAttributes(maintDoc);

        // This code is only executed when the final approval occurs
        if (workflowDoc.isProcessed()) {

            // if user changed unit price, copy old unit price in previous unit value
            if (!ObjectUtils.equals(newSecurity.getUnitValue(), oldSecurity.getUnitValue())) {

                newSecurity.setPreviousUnitValue(oldSecurity.getUnitValue());

                // the unit value source is populated with the name of the individual that initiated the change
                Person currentUser = GlobalVariables.getUserSession().getPerson();
                newSecurity.setUnitValueSource(currentUser.getName());
            }

            // if unit value date is changed copy old unit value in previous unit value
            if (!ObjectUtils.equals(newSecurity.getValuationDate(), oldSecurity.getValuationDate())) {

                newSecurity.setPreviousUnitValueDate(oldSecurity.getValuationDate());
            }

            // when dividend amount is changed take the new value times 4 and apply to income rate
            if (!ObjectUtils.equals(newSecurity.getDividendAmount(), oldSecurity.getDividendAmount())) {
                if (newSecurity.getDividendAmount() == null) {
                    newSecurity.setIncomeRate(null);
                }
                else {
                    // ensure calculation rounding rules
                    BigDecimal newIncomeRate = KEMCalculationRoundingHelper.multiply(newSecurity.getDividendAmount(), new BigDecimal(4), EndowConstants.Scale.SECURITY_INCOME_RATE);
                    newSecurity.setIncomeRate(newIncomeRate);
                }
                // set the last income change date to the current process date
                KEMService kemService = SpringContext.getBean(KEMService.class);
                Date currentDate = kemService.getCurrentDate();
                newSecurity.setIncomeChangeDate(currentDate);

            }

            //KFSMI-6674
            //If SEC_INC_PAY_FREQ entered then the SEC_INC_NEXT_PAY_DT is
            //automatically calculated.
            //if class code type is stocks and SEC_DIV_PAY_DT is entered then
            //copy the date value to SEC_INC_NEXT_PAY_DT.
            //We do not want to overwrite the date if it already exists.
            if (EndowConstants.ClassCodeTypes.STOCKS.equalsIgnoreCase(newSecurity.getClassCode().getClassCodeType())) {
                if (newSecurity.getDividendPayDate() != null) {
                    newSecurity.setIncomeNextPayDate(newSecurity.getDividendPayDate());
                }
            }
        }
    }

    /**
     * @see org.kuali.rice.kns.maintenance.KualiMaintainableImpl#processAfterCopy(org.kuali.rice.kns.document.MaintenanceDocument,
     *      java.util.Map)
     */
    @Override
    public void processAfterCopy(MaintenanceDocument arg0, Map<String, String[]> arg1) {
        super.processAfterCopy(arg0, arg1);

        initializeAttributes(arg0);

        // set old userEnteredSecurityIDprefix to the whole security ID so that all 9 digits are displayed on the copy screen
        oldSecurity.setUserEnteredSecurityIDprefix(oldSecurity.getId());

        newSecurity.refreshNonUpdateableReferences();

        // clear fields for copy as we want only certain fields to be copied over
        newSecurity.setDescription(KFSConstants.EMPTY_STRING);
        newSecurity.setTickerSymbol(KFSConstants.EMPTY_STRING);
        newSecurity.setUnitValue(null);
        newSecurity.setUnitsHeld(null);
        newSecurity.setValuationDate(null);
        newSecurity.setUnitValueSource(KFSConstants.EMPTY_STRING);
        newSecurity.setPreviousUnitValue(null);
        newSecurity.setPreviousUnitValueDate(null);
        newSecurity.setCarryValue(null);
        newSecurity.setMarketValue(null);
        newSecurity.setSecurityValueByMarket(null);
        newSecurity.setLastTransactionDate(null);
        newSecurity.setIncomeNextPayDate(null);
        // newSecurity.setIncomeRate(null);
        newSecurity.setIncomeChangeDate(null);
        newSecurity.setDividendRecordDate(null);
        newSecurity.setExDividendDate(null);
        newSecurity.setDividendPayDate(null);
        newSecurity.setDividendAmount(null);
        newSecurity.setNextFiscalYearDistributionAmount(null);
    }

    /**
     * Initializes newSecurity and oldSecurity.
     *
     * @param document
     */
    private void initializeAttributes(MaintenanceDocument document) {
        if (newSecurity == null) {
            newSecurity = (Security) document.getNewMaintainableObject().getBusinessObject();
        }
        if (oldSecurity == null) {
            oldSecurity = (Security) document.getOldMaintainableObject().getBusinessObject();
        }
    }

}

redpajama_set_name: RedPajamaGithub


text:
Festiwal Polskich Filmów Fabularnych (1974–2011, od 2017), organizowany też pod nazwą Gdynia Film Festival (2012) i Gdynia – Festiwal Filmowy (2013–2016) – festiwal filmowy, który odbywa się co roku w Gdyni (w latach 1974–1986 odbywał się w Gdańsku), podczas którego prezentowane są polskie filmy fabularne, powstałe w ciągu roku od poprzedniego festiwalu; główną nagrodą festiwalu są "Złote Lwy".

Od kilku lat obok Konkursu Głównego organizowany jest Konkurs Kina Niezależnego, a także Konkurs Młodego Kina.

Laureaci Wielkiej Nagrody Festiwalu Złotych Lwów
 1. FPFF 1974: Jerzy Hoffman – Potop
 2. FPFF 1975: Andrzej Wajda – Ziemia obiecana oraz Jerzy Antczak – Noce i dnie
 3. FPFF 1976: nie przyznano
 4. FPFF 1977: Krzysztof Zanussi – Barwy ochronne
 5. FPFF 1978: Stanisław Różewicz – Pasja oraz Andrzej Wajda – Bez znieczulenia
 6. FPFF 1979: Krzysztof Kieślowski – Amator
 7. FPFF 1980: Kazimierz Kutz – Paciorki jednego różańca
 8. FPFF 1981: Agnieszka Holland – Gorączka
 9. FPFF 1984: Jerzy Kawalerowicz – Austeria
 10. FPFF 1985: Stanisław Różewicz – Kobieta w kapeluszu
 11. FPFF 1986: Witold Leszczyński – Siekierezada
 12. FPFF 1987: Janusz Zaorski – Matka Królów
 13. FPFF 1988: Krzysztof Kieślowski – Krótki film o miłości oraz Krótki film o zabijaniu
 14. FPFF 1989: nie powołano jury, nie przyznano nagród
 15. FPFF 1990: Wojciech Marczewski – Ucieczka z kina "Wolność"
 16. FPFF 1991: nie przyznano
 17. FPFF 1992: Robert Gliński – Wszystko, co najważniejsze
 18. FPFF 1993: Radosław Piwowarski – Kolejność uczuć, Grzegorz Królikiewicz – Przypadek Pekosińskiego
 19. FPFF 1994: Kazimierz Kutz – Zawrócony
 20. FPFF 1995: Juliusz Machulski – Girl Guide
 21. FPFF 1996: nie przyznano
 22. FPFF 1997: Jerzy Stuhr – Historie miłosne
 23. FPFF 1998: Jan Jakub Kolski – Historia kina w Popielawach
 24. FPFF 1999: Krzysztof Krauze – Dług
 25. FPFF 2000: Krzysztof Zanussi – Życie jako śmiertelna choroba przenoszona drogą płciową
 26. FPFF 2001: Robert Gliński – Cześć Tereska
 27. FPFF 2002: Marek Koterski – Dzień świra
 28. FPFF 2003: Dariusz Gajewski – Warszawa
 29. FPFF 2004: Magdalena Piekorz – Pręgi
 30. FPFF 2005: Feliks Falk – Komornik
 31. FPFF 2006: Joanna Kos-Krauze i Krzysztof Krauze – Plac Zbawiciela
 32. FPFF 2007: Andrzej Jakimowski – Sztuczki
 33. FPFF 2008: Waldemar Krzystek – Mała Moskwa
 34. FPFF 2009: Borys Lankosz – Rewers
 35. FPFF 2010: Jan Kidawa-Błoński – Różyczka
 36. FPFF 2011: Jerzy Skolimowski – Essential Killing
 37. GFF 2012: Agnieszka Holland – W ciemności
 38. GFF 2013: Paweł Pawlikowski – Ida
 39. FFG 2014: Łukasz Palkowski – Bogowie
 40. FFG 2015: Małgorzata Szumowska – Body/Ciało
 41. FFG 2016: Jan P. Matuszyński – Ostatnia rodzina
 42. FPFF 2017: Piotr Domalewski – Cicha noc
 43. FPFF 2018: Paweł Pawlikowski – Zimna wojna
 44. FPFF 2019: Agnieszka Holland  – Obywatel Jones
 45. FPFF 2020: Mariusz Wilczyński – Zabij to i wyjedź z tego miasta
 46. FPFF 2021: Łukasz Ronduda, Łukasz Gutt – Wszystkie nasze strachy
 47. FPFF 2022: Agnieszka Smoczyńska – The Silent Twins

Uwagi

Przypisy

Linki zewnętrzne

Imprezy w Gdańsku
Festiwale filmowe w Polsce


text:
Q: Convergence of the function series $\sum _{n=1}^{\infty}\dfrac{(nx)^n}{n!}$
Determine $x \in \mathbb{R}$ such that the series
$$\sum _{n=1}^{\infty} \dfrac{(nx)^n}{n!}$$
converges punctually.

I tried everything, but I'm really stucked. The book says that the series converges for $0 \le x <e^{-1}$. I tried with the ratio test, the infinitesimal test, I tried to do also $\lim _{n\rightarrow +\infty} \dfrac{(nx)^n}{n!}$ to see where the succession is infinitesimal, but I cannot figure it out.

redpajama_set_name: RedPajamaStackExchange


text:
Home aksu aksu360 Meet the Dean, Faculty of Education, Akwa Ibom State University
Meet the Dean, Faculty of Education, Akwa Ibom State University
5:23:00 AM aksu, aksu360,
Dr. Patrick Joseph Uko was born to the family of Late Joseph Uko Umana in Ikot Ubom, Afaha Obong in Abak Local Government Area of Akwa Ibom State. He is the 3rd child in a family of 8.
Dr. Patrick commenced his education journey at St. Andrews Primary School, Ikwek, Afaha Obong and proceeded to the prestigious Holy Family College, Oku Abak, for his secondary education. He thereafter proceeded to the then St. Mary's Teachers Training College, Ediene Abak where he was equipped for the teaching career with his Teachers Grade Two Certificate.
Dr. Patrick Joseph Uko
Determined to make an impact in his chosen profession, Dr. Patrick Uko advanced to the defunct College of Education, Uyo, where he obtained the Nigerian Certificate in Education (NCE) in 1962: the University of Calabar for Bachelor of Education (B.Ed) in 1989 and University of Port Harcourt for his Master of Science Education (M. Ed) in 1995. He revisited the University of Port Harcourt in 1997 where he enrolled for his Doctorate degree. He scaled through in 2002 and was awarded the Doctor of Philosophy (Ph.D) in Science Education.
Dr. Uko is prolific academic. He has contributed many scholarly papers to his credit: 40 Journal articles, 7 book chapters and more than 45 Conference papers. He has been engaged in human development programmes in many parts of the world including Ghana, Kenya, Malaysia, United Arab Emirate, South Africa and United States of America.
Dr. Patrick Uko belongs to several Professional bodies such as: Science Teachers Association of Nigeria (STAN), Curriculum Organization of Nigeria (CON), Nigeria Primary and Teacher Education Association (NPTEA), Association for the Advancement of Vocational Education in Nigeria (AAVEN), Education Forum of Nigeria (EFON), Association for Encouraging Qualitative Education in Nigeria (ASSEQEN), Institute of Corporate Administration of Nigeria (FCAL), Institute of Public Diplomacy and Management (FIPDM), Institute of Quality Assurance, Nigeria (MIQAN), Nigeria Institute of Management (MNIM), Africa Forum of Teaching Regulatory Authorities (AFTRA) Nigeria Academic of Education (MNAE) and International Council of Association for Science Education (ICASE)
He is a recipient of many local, national and international awards such as: American Medical Honour (2001), 4th Nigeria Merit Gold Award for Productivity (NIMGP) – 2012, United Nations Ambassador for Peace Award (2013), National Association for Research Development Award (2013), Gold Service Award of the International Lion's Club, Uyo (2012) and others too numerous to mention.
Read Also: Meet the Dean, Faculty of Physical Sciences, Akwa Ibom State University
Dr. Patrick was the immediate past Provost of Akwa Ibom State College of Education, Afaha Nsit. He appreciates nature and has a strong passion for flowers, livestock and rocks. He is a passionate table and lawn tennis player. He loves adventure and has travelled extensively across the globe.
He is happily married and his marriage is blessed with children.
Under Dr. Patrick Uko's faculty in Akwa Ibom State University, the following first degree Science Education courses are offered:
- B.Sc (Education Mathematics)
- B.Sc (Education Physics)
- B.Sc (Education Chemistry)
- B.Sc (Education Integrated Science)
- B.Sc (Education Biology)
Aspiring University students are encouraged to enroll for any of the afore-listed programmes and forge a career path towards a successful and fulfilling professional career in Education.
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