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The Financial Services and Markets Act 2000 (Consequential Amendments and Repeals) Order 2001
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PART 7ENACTMENTS RELATING TO SCOTLAND
CHAPTER Iprimary legislation
Agricultural Credits (Scotland) Act 1929 (19&20 Geo. V c. 13)
Repeal of redundant provision
216. Section 8 of the Agricultural Credits (Scotland) Act 1929 (registration of agricultural charges) is repealed.
Definition of "Bank"
217. In section 9 of the Agricultural Credits (Scotland) Act 1929 (interpretation) for the definition of "Bank"(1) substitute—
""Bank" means—
the Bank of England,
a person who has permission under Part 4 of the Financial Services and Markets Act 2000 to accept deposits,
an EEA firm of the kind mentioned in paragraph 5(b) of Schedule 3 to that Act which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to accept deposits, or
the Post Office in the exercise of its powers to provide banking services,
and the expressions used in paragraphs (b) and (c) of this definition must be read with section 22 of the Financial Services and Markets Act 2000, any relevant order under that section and Schedule 2 to that Act;".
Local Government (Scotland) Act 1973 (c. 65)
Meaning of "securities"
218. For subsection (1) of section 42(2) of the Local Government (Scotland) Act 1973 (interpretation of sections 39 and 41) substitute—
"(1) In sections 39 and 41 of this Act "securities" has the meaning given by section 92."
Contracts deemed to be insurance policies
219. In section 86(3) of the Local Government (Scotland) Act 1973 (insurance by local authorities against accidents to members) for the words "the Insurance Companies Act 1982"(3) substitute "the Financial Services and Markets Act 2000".
220.—(1) Section 92 of the Local Government (Scotland) Act 1973 (transfer of securities on alteration of area etc.) is amended as follows.
(2) In subsection (2), the definition of "securities"(4) is repealed.
(3) After that subsection insert—
"(3) "Securities" means—
(a)shares;
(b)instruments creating or acknowledging indebtedness;
(c)government and public securities;
(d)instruments giving entitlements to investments;
(e)certificates representing securities;
(f)units in a collective investment scheme;
(g)rights to, or interests in, any security of the kind mentioned in paragraphs (a) to (f);
(h)rights (whether actual or contingent) to money lent to, or deposited with—
(i)a society registered under the Industrial and Provident Societies Act 1965, or
(ii)a building society within the meaning of the Building Societies Act 1986.
(4) Subsection (3) must be read with—
(a)section 22 of the Financial Services and Markets Act 2000;
(b)any relevant order under that section; and
(c)Schedule 2 to that Act."
National Health Service (Scotland) Act 1978 (c. 29)
Financial Services and Markets Act 2000 disapplied to certain health service schemes
221. In section 85B(5)(5) of the National Health Service (Scotland) Act 1978 (schemes for meeting losses and liabilities etc. of certain health service bodies), for the words "carrying on insurance business for the purposes of the Insurance Companies Act 1982" substitute "effecting or carrying out contracts of insurance for the purposes of the Financial Services and Markets Act 2000".
Solicitors (Scotland) Act 1980 (c. 46)
Specification of banks where solicitors may keep accounts
222.—(1) Section 35 of the Solicitors (Scotland) Act 1980 (accounts rules) is amended as follows.
(2) In subsection (2), for paragraph (e)(6) substitute—
"(e)a person (other than a building society) who has permission under Part 4 of the Financial Services and Markets Act 2000 to accept deposits;
(ea)an EEA firm of the kind mentioned in paragraph 5(b) of Schedule 3 to the Financial Services and Markets Act 2000 which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to accept deposits;".
(3) After subsection (2) of section 35 insert—
"(2A) Paragraphs (e) and (ea) of subsection (2) must be read with—
(c)Schedule 2 to that Act.".
Meaning of "authorised insurer"
223.—(1) Section 44 of the Solicitors (Scotland) Act 1980 (professional indemnity) is amended as follows.
(2) In subsection (5), for the words "authorised insurer" to the end of paragraph (b) substitute—
"an "authorised insurer" is—
a person who has permission under Part 4 of the Financial Services and Markets Act 2000 to effect or carry out contracts of general liability insurance;
a person who has permission under Part 4 of that Act to effect or carry out contracts of insurance relating to accident, sickness, credit, suretyship, miscellaneous financial loss and legal expenses;
an EEA firm of the kind mentioned in paragraph 5(d) of Schedule 3 to that Act, which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to effect or carry out contracts of general liability insurance; or
an EEA firm of the kind mentioned in paragraph 5(d) of Schedule 3 to that Act, which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to effect or carry out contracts relating to accident, sickness, credit, suretyship, miscellaneous financial loss and legal expenses;".
"(6) The definition of "authorised insurer" in subsection (5) must be read with—
Bankruptcy (Scotland) Act 1985 (c. 66)
Petitions for sequestration under Financial Services and Markets Act 2000
224. In section 10(1)(c)(7) of the Bankruptcy (Scotland) Act 1985 (concurrent proceedings for sequestration or analogous remedies), for the words "section 72 of the Financial Services Act 1986" substitute "section 372 of the Financial Services and Markets Act 2000".
Meaning of "appropriate bank or institution"
225. In section 73 of the Bankruptcy (Scotland) Act 1985 (interpretation) for the definition of "appropriate bank or institution"(8) substitute—
""appropriate bank or institution" means—
a person who is exempt from the general prohibition in respect of accepting deposits as a result of an exemption order made under section 38(1) of that Act,
and the expressions in this definition must be read with section 22 of the Financial Services and Markets Act 2000, any relevant order under that section and Schedule 2 to that Act;".
Housing (Scotland) Act 1987 (c. 26)
226.—(1) Section 338 of the Housing (Scotland) Act 1987 (interpretation) is amended as follows.
(2) In subsection (1)—
(a)in the definition of "bank", for paragraph (a) substitute—
"(a)a person who has permission under Part 4 of the Financial Services and Markets Act 2000 to accept deposits,
(ab)an EEA firm of the kind mentioned in paragraph 5(b) of Schedule 3 to that Act which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to accept deposits, or";
(b)for the definition of "insurance company" substitute—
""insurance company" means—
a person who has permission under Part 4 of the Financial Services and Markets Act 2000 to effect or carry out contracts of insurance, or
an EEA firm of the kind mentioned in paragraph 5(d) of Schedule 3 to that Act which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to effect or carry out contracts of insurance;".
(3) After subsection (1) insert—
"(1A) The definitions of "bank" and "insurance company" in subsection (1) must be read with—
Local authority indemnity for building societies: consultation requirements
227. In section 229(4) of the Housing (Scotland) Act 1987 (local authority indemnity for building societies: consultation requirements) for "Building Societies Commission" substitute "Financial Services Authority".
The Criminal Justice (Scotland) Act 1987 (c. 41)
Competent authorities for receipt of information
228. For paragraphs (e) to (l) of section 54(5) of the Criminal Justice (Scotland) Act 1987 (competent authorities for the purposes of disclosure of information obtained in relation to serious or complex fraud) substitute—
"(e)a person appointed under—
(i)section 167 of the Financial Services and Markets Act 2000 (general investigations),
(ii)section 168 of that Act (investigations in particular cases),
(iii)section 169(1)(b) of that Act (investigation in support of overseas regulator),
(iv)section 284 of that Act (investigations into affairs of certain collective investment schemes), or
(v)regulations made as a result of section 262(2)(k) of that Act (investigations into open-ended investment companies),
to conduct an investigation;
(f)a body corporate established in accordance with section 212(1) of the Financial Services and Markets Act 2000 (compensation scheme manager);".
Self-Governing Schools etc. (Scotland) Act 1989 (c. 39)
Specification of banks and investments
229.—(1) Section 53 of the Self-Governing Schools etc. (Scotland) Act 1989 (disposal of surplus money on winding up) is amended as follows.
(2) In subsection (1)(a), for the words "any bank" to the end substitute—
"any person who has permission under the Financial Services and Markets Act 2000 to accept deposits); and".
(3) For subsection (4) substitute—
"(4) This section applies to any investment which is a security."
"(5) The references to accepting deposits in subsection (1)(a) and to an investment being a security in subsection (4) must be read with—
Enterprise and New Towns (Scotland) Act 1990 (c. 35)
Exclusion from financial promotion restriction
230. For section 31(2) of the Enterprise and New Towns (Scotland) Act 1990 (application and disapplication of certain provisions) substitute—
"(2) Section 21 of the Financial Services and Markets Act 2000 (restrictions on financial promotion) shall not apply to any invitation or inducement (within the meaning of that section) which Scottish Enterprise communicates in the discharge of its functions."
Law Reform (Miscellaneous Provisions) (Scotland) Act 1990 (c. 40)
Definition of "relevant institution"
231. For section 12(13)(a) of the Law Reform (Miscellaneous Provisions) (Scotland) Act 1990 (dormant accounts of charities in banks, etc.) substitute—
"(a)a "relevant institution" is—
(i)a person who has permission under Part 4 of the Financial Services and Markets Act 2000 to accept deposits;
(ii)an EEA firm of the kind mentioned in paragraph 5(b) of Schedule 3 to that Act which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to accept deposits;
(iii)such other person or class of persons as the Secretary of State may by regulations made under this section, prescribe;".
Definition of "recognised financial institution"
232.—(1) Section 19 of the Law Reform (Miscellaneous Provisions) (Scotland) Act 1990 (executry services by recognised financial institutions) is amended as follows.
"(2) In this section "recognised financial institution" means—
(a)any person who has permission under Part 4 of the Financial Services and Markets Act 2000 to accept deposits;
(b)an EEA firm of the kind mentioned in paragraph 5(b) of Schedule 3 to that Act which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to accept deposits;
(c)any subsidiary (as defined by section 736(1) of the Companies Act 1985) of a body falling within paragraph (a) or (b) above whose business or any part of whose business consists of the provision of executry services.".
"(2A) The definition of "recognised financial institution" in subsection (2) above must be read with—
(4) In subsection (6), for the words from "section 16" to the end, substitute "rules made under section 141(1) of the Financial Services and Markets Act 2000 (which may restrict insurers to carrying on insurance business).".
Meaning of "executry services"
233. In section 23 of the Law Reform (Miscellaneous Provisions) (Scotland) Act 1990 (interpretation of sections 16 to 22), in the definition of "executry services" for the words "investment business within the meaning of the Financial Services Act 1986" substitute "carrying on a regulated activity within the meaning of the Financial Services and Markets Act 2000".
Criminal Law (Consolidation) (Scotland) Act 1995 (c. 39)
Competent authorities for the receipt of information
234. For paragraphs (e) to (l) of section 30(5) of the Criminal Law (Consolidation) (Scotland) Act 1995 (disclosure of information) substitute—
Adults with Incapacity (Scotland) Act 2000 (asp 4)
Persons capable of giving "proper advice"
235.—(1) Schedule 2 to the Adults with Incapacity (Scotland) Act 2000 (management of estate of adult) is amended as follows.
(2) In paragraph 5(2), for the words "authorised to carry on investment business in the United Kingdom for the purposes of the Financial Services Act 1986 (c. 60)" substitute "who has permission for the purposes of the Financial Services and Markets Act 2000 to advise on investments".
(3) After paragraph 5(2) insert—
"(2A) Sub-paragraph (2) must be read with—
CHAPTER IIsecondary legislation
The Banking Appeal Tribunal (Scottish Appeals)
Revocation of instruments made under the Banking Act 1987
236. The following instruments are revoked—
(a)The Banking Appeal Tribunal (Scottish Appeals) Regulations 1987 (S.I. 1987/1336 (S.95));
(b)The Banking Appeal Tribunal (Scottish Appeals) Amendment Regulations 1993 (S.I. 1993/1061 (S.150)).
Local Government Superannuation (Scotland) Regulations 1987 (S.I. 1987/1850)
Actionable loss arising from pension mis-selling
237. In regulation B4B(4)(b) of the Local Government Superannuation (Scotland) Regulations 1987(rejoining pensionable employment)(9)—
(a)after the words "section 62 of the Financial Services Act 1986" insert "or section 150 of the Financial Services and Markets Act 2000"; and
(b)the words "made under the Act" are revoked.
Use and investment of superannuation funds' moneys
238.—(1) Regulation P6 of the Local Government Superannuation (Scotland) Regulations 1987 (use and investment of superannuation funds' moneys) is amended as follows.
(2) In paragraph (7A)(10) for the words "the provisions of" to the end of sub-paragraph (b) substitute—
"the provisions of CIS 5.14.4R and CIS 5.14.6R of the rules made by the Financial Services Authority under Part 10 of the Financial Services and Markets Act 2000.".
(3) In paragraph (10), for the definition of "investment manager"(11) substitute—
""investment manager" means a person who has permission for the purposes of the Financial Services and Markets Act 2000 to manage investments which are held for the purposes of an occupational pension scheme and who is reasonably believed by the administrating authority to be suitably qualified to make investment decisions on their behalf, but who is not an employee of that authority;".
(4) After paragraph (10) insert—
"(11) The definition of "investment manager" in paragraph (10) must be read with—
(a)sections 22 and 419 of the Financial Services and Markets Act 2000;
(b)any relevant order under those sections;
The Teachers' Superannuation (Scotland) Regulations 1992 (S.I. 1992/280)
Meaning of "reference banks"
239.—(1) The Teachers' Superannuation (Scotland) Regulations 1992 are amended as follows.
(2) For paragraph (5)(b) of regulation E31A (interest on late payment of certain benefits)(12) substitute—
"(b)"the reference banks" means the four largest persons for the time being who—
(i)have permission under Part 4 of the Financial Services and Markets Act 2000 to accept deposits;
(ii)are incorporated in and carrying on in the United Kingdom a regulated activity of accepting deposits; and
(iii)quote a base rate applicable to sterling deposits,
and in this definition the reference to accepting deposits must be read with section 22 of the Financial Services and Markets Act 2000, any relevant order under that section and Schedule 2 to that Act;".
The Brechin and Bridge of Dun Light Railway Order 1992 (S.I. 1992/1267)
Meaning of "insurer"
240.—(1) Article 10 of the Brechin and Bridge of Dun Light Railway Order 1992 (public liability insurance) is amended as follows.
(2) In paragraph (1), for the definition of "insurer" substitute—
""insurer" means—
any person who has permission under Part 4 of the Financial Services and Markets Act 2000 to effect or carry out contracts of insurance of a relevant class, or
an EEA firm of the kind mentioned in paragraph 5(d) of Schedule 3 to that Act, which has permission under paragraph 15 (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to effect or carry out contracts of insurance of a relevant class;".
(3) After paragraph (1) insert—
"(1A) The definition of "insurer" in paragraph (1) must be read with—
The Non-Domestic Rating (Payment of Interest) (Scotland) Regulations 1992 (S.I. 1992/2184 (S. 218))
Definition of "reference banks"
241.—(1) Regulation 4 of the Non-Domestic Rating (Payment of Interest) (Scotland) Regulations 1992 (calculation of interest—repayment on or after 1st October 1992) is amended as follows.
(2) In paragraph (3)—
(a)for the words from "seven" to "United Kingdom" substitute—
"seven largest persons who—
(a)have permission under Part 4 of the Financial Services and Markets Act 2000 to accept deposits; and
(b)are incorporated in the United Kingdom and carrying on there a regulated activity of accepting deposits;"; and
(b)for the words "an institution" substitute "a person"; for the words "that institution" substitute "that person" and for the word "its" substitute "the".
"(4) Paragraph (3) must be read with—
The Registered Housing Associations (Accounting Requirements) (Scotland) Order 1993 (S.I. 1993/487 (S. 52))
Meaning of "listed investment"
242. In paragraph 15 of Schedule 2 to the Registered Housing Associations (Accounting Requirements) (Scotland) Order 1993 (investments)—
(a)in sub-paragraph (1)(b) for the words "the Financial Services Act 1986" substitute "the Financial Services and Markets Act 2000";
(b)in sub-paragraph (3) for the words "the Financial Services Act 1986" substitute "the Financial Services and Markets Act 2000".
The Criminal Justice (Scotland) Act 1987 (Crown Servants and Regulators etc.) Regulations 1994 (S.I. 1994/1808) (S.80))
Exemption from obligation to disclose knowledge or suspicion of money laundering
243. In regulation 4(1) of the Criminal Justice (Scotland) Act 1987 (Crown Servants and Regulators etc.) Regulations 1994 (designation of persons appearing to the Secretary of State to be performing regulatory etc. functions)—
(a)for sub-paragraph (c) substitute—
"(c)the Financial Services Authority;";
(b)sub-paragraphs (b), (d) to (g) and (i) to (m) are revoked.
The National Health Service Superannuation Scheme (Scotland) Regulations 1995 (S.I. 1995/365)
244. In paragraph (1)(c) of regulation B6(13) of the National Health Service Superannuation Scheme (Scotland) Regulations 1995 (opting into the scheme: mis-sold pensions), after the words "section 62 of the Financial Services Act 1986" add "or section 150 of the Financial Services and Markets Act 2000".
The Charities (Dormant Accounts) (Scotland) Regulations 1995 (S.I. 1995/2056)
Prescribed "relevant institutions"
245. In regulation 2A of the Charities (Dormant Accounts) (Scotland) Regulations 1995(14) for the words "(being institutions mentioned in Schedule 2 to the Banking Act 1987)" substitute "that is to say a company which was, immediately before the repeal of the Banking Act 1987, exempted from the prohibition in section 3 of that Act by virtue of section 4(1) of, and paragraph 4 of Schedule 2 to, that Act".
The Acquisition of Land (Rate of Interest After Entry) (Scotland) Regulations 1995 (S.I. 1995/2791) (S.206))
246.—(1) Regulation 2 of the Acquisition of Land (Rate of Interest after Entry) (Scotland) Regulations 1995 (rate of interest) is amended as follows.
(2) In paragraph (5)(a) for the words from "seven" to "United Kingdom," substitute—
(b)are incorporated in the United Kingdom and carrying on there a regulated activity of accepting deposits,";
(3) In paragraphs (5)(b) and (6) for the words "an institution" (in both places) substitute "a person"; for the words "that institution" substitute "that person" and for "its" (wherever it appears) substitute "his".
"(5A) Paragraph (5) must be read with—
The Teachers' Superannuation (Additional Voluntary Contributions) (Scotland) Regulations 1995 (S.I. 1995/2814)
247.—(1) Regulation 9 of the Teachers' Superannuation (Additional Voluntary Contributions) (Scotland) Regulations 1995 (investment of contributions) is amended as follows.
(2) In paragraphs (1) and (2), for "insurance company" wherever it appears substitute "insurer".
(3) For paragraph (3) substitute—
"(3) In this regulation "insurer" means—
(a)a person who has permission under Part 4 of the Financial Services and Markets Act 2000 to effect or carry out contracts of long-term insurance, or
(b)an EEA firm of the kind mentioned in paragraph 5(d) of Schedule 3 to that Act, which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to effect or carry out contracts of long-term insurance.".
(b)any relevant order under that section;
The Fossil Fuel Levy (Scotland) Regulations 1996 (S.I. 1996/293)
Investment of sums collected
248.—(1) Regulation 25 of the Fossil Fuel Levy (Scotland) Regulations 1996 (investment of sums collected) is amended as follows.
(2) In paragraph (3) for the words from "an institution" to "Regulations 1992"(15) substitute—
"a person who has permission under Part 4 of the Financial Services and Markets Act 2000 to accept deposits and an EEA firm of the kind mentioned in paragraph 5(b) of Schedule 3 to that Act which has permission under paragraph 15 of that Schedule to accept deposits as a result of satisfying the establishment conditions within the meaning of that Schedule".
The Independent Qualified Conveyancers (Scotland) Regulations 1997 (S.I. 1997/316) ( S.20))
Meaning of "banks" and "recognised financial institution"
249.—(1) Regulation 2 of the Independent Qualified Conveyancers (Scotland) Regulations 1997 (interpretation) is amended as follows.
(a)for the definition of "Bank" substitute—
a person (other than a building society) who has permission under Part 4 of the Financial Services and Markets Act 2000 to accept deposits; or
an EEA firm of the kind mentioned in paragraph 5(b) of Schedule 3 to that Act which has permission under paragraph 15 of that Schedule to accept deposits as a result of satisfying the establishment conditions within the meaning of that Schedule;"; and
(b)for the definition of "recognised financial institution" substitute—
""recognised financial institution" means—
any person who has permission under Part 4 of the Financial Services and Markets Act 2000 to accept deposits;
an EEA firm of the kind mentioned in paragraph 5(b) of Schedule 3 to that Act which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to accept deposits;
any subsidiary (as defined by section 736(1) of the Companies Act 1985) of a body falling within paragraph (a) or (b) above whose business or any part of whose business consists of the provision of executry services.".
"(1A) The definitions of "bank" and "recognised financial institution" in paragraph (1) must be read with—
The Executry Practitioners (Scotland) Regulations 1997 (S.I. 1997/317) (S.21))
Meaning of "bank" and "recognised financial institution"
250.—(1) Regulation 2 of the Executry Practitioners (Scotland) Regulations 1997 (interpretation) is amended as follows.
(2) In paragraph (1) for the definition of "bank" substitute—
an EEA firm of the kind mentioned in paragraph 5(b) of Schedule 3 to that Act which has permission under paragraph 15 of that Schedule to accept deposits as a result of satisfying the establishment conditions within the meaning of that Schedule;".
(3) In paragraph (1) for the definition of "recognised financial institution" substitute—
The Local Government Pension Scheme (Scotland) Regulations 1998 (S.I. 1998/366)
Meaning of "authorised insurer" and "relevant institution"
251.—(1) Regulation 4(16)(16) of the Local Government Pension Scheme (Scotland) Regulations 1998 (agreements to enable employees of non-Scheme employers to be members ("admission agreements") is amended as follows.
(2) For sub-paragraph (a) substitute—
"(a)"authorised insurer" means—
(i)a person who has permission under Part 4 of the Financial Services and Markets Act 2000 to effect or carry out contracts of general insurance; or
(b)an EEA firm of the kind mentioned in paragraph 5(d) of Schedule 3 to that Act, which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to effect or carry out contracts of general insurance,
and the expressions used in this definition must be read with section 22 of the Financial Services and Markets Act 2000, any relevant order under that section and Schedule 2 to that Act.".
(3) For sub-paragraph (e) substitute—
"(e)"relevant institution" means—
(i)a person who has permission under Part 4 of the Financial Services and Markets Act 2000 accept deposits;
(ii)a person who is exempt from the general prohibition in respect of accepting deposits as a result of an exemption order made under section 38(1) of that Act;
(iii)an EEA firm of the kind mentioned in paragraph 5(b) of Schedule 3 to that Act which has permission under paragraph 15 of that Schedule to accept deposits as a result of satisfying the establishment conditions within the meaning of that Schedule,
Actionable loss arising from pensions mis-selling
252. In regulation 6(9) of the Local Government Pension Scheme (Scotland) Regulations 1998 (joining the Scheme), after the words "section 62 of the Financial Services Act 1986" add "or section 150 of the Financial Services and Markets Act 2000".
Appropriate annuity contracts etc.
253.—(1) Regulation 145(17) of the Local Government Pension Scheme (Scotland) Regulations 1998 (qualifying arrangements) is amended as follows.
(2) In paragraph (2), for sub-paragraph (a) substitute—
"(a)effects or carries out contracts of long-term insurance in the United Kingdom or any other member State; and".
"(3) Paragraph (2)(a) must be read with—
(b)any relevant order made under that section; and
254.—(1) Schedule 1 to the Local Government Pension Scheme (Scotland) Regulations 1998 (interpretation) is amended as follows.
(2) In the definition of "AVC insurance company"—
(a)for paragraphs (a) and (b) substitute—
"(a)a person who has permission under Part 4 of the Financial Services and Markets Act 2000 to effect or carry out contracts of long-term insurance;
(b)an EEA firm of the kind mentioned in paragraph 5(d) of Schedule 3 to that Act, which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to effect or carry out contracts of long-term insurance; or"
(b)for the words after the end of paragraph (c) substitute—
"and paragraphs (a) and (b) of this definition must be read with section 22 of the Financial Services and Markets Act 2000, any relevant order under that section and Schedule 2 to that Act.".
(3) In the definition of "the Reference banks"—
(a)for the words from "seven largest institutions" to the end of the definition substitute—
"seven largest persons for the time being who—
have permission under Part 4 of the Financial Services and Markets Act 2000 to accept deposits;
are incorporated in and carrying on in the United Kingdom a regulated activity of accepting deposits; and
quote a base rate in sterling,
and in this definition—
the size of a person at any time is to be determined by reference to the gross assets denominated in sterling of that person, together with any subsidiary (as defined in section 736 of the Companies Act 1985), as shown in the audited end-of-year accounts last published before that time; and
the reference to accepting deposits must be read with section 22 of the Financial Services and Markets Act 2000, any relevant order under that section and Schedule 2 to that Act;".
(4) In the definition of "open ended investment company"(18) for the words "section 75(8) of the Financial Services Act 1986" substitute "section 236 of the Financial Services and Markets Act 2000".
The National Health Service Superannuation Scheme (Scotland) (Additional Voluntary Contributions) Regulations 1998 (S.I. 1998/1451) (S.75))
Meaning of "insurance company"
255.—(1) Regulation 2 of the National Health Service Superannuation Scheme (Scotland) (Additional Voluntary Contributions) Regulations 1998 (interpretation) is amended as follows.
(2) In paragraph (1) for the definition of "insurance company" substitute—
a person who has permission under Part 4 of the Financial Services and Markets Act 2000 to effect or carry out contracts of long-term insurance; or
an EEA firm of the kind mentioned in paragraph 5(d) of Schedule 3 to that Act which has permission under paragraph 15 of that Schedule to effect or carry out contracts of long-term insurance as a result of satisfying the establishment conditions within the meaning of that Schedule;".
"(1A) The definition of "insurance company" in paragraph (1) must be read with—
The Local Government Pension Scheme (Management and Investment of Funds) (Scotland) Regulations 1998 (S.I. 1998/2888) (S.168))
Definitions of terms
256.—(1) In regulation 2 of the Local Government Pension Scheme (Management and Investment of Funds) (Scotland) Regulations 1998 (general definitions)(19)—
(a)the existing provision becomes paragraph (1);
(b)the definitions of "European authorised institution" and "European institution" are revoked;
(c)the definition of "home-regulated investment business" is revoked;
(d)for the definition of "relevant institution" substitute—
""relevant institution" means—
a person who has permission under Part 4 of the Financial Services and Markets Act 2000 to accept deposits;
an EEA firm of the kind mentioned in paragraph 5(b) of Schedule 3 to that Act which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12(1) of that Schedule) to accept deposits; or
a person who is an exempt person in respect of accepting deposits as a result of an order made under section 38(1) of that Act;";
(e)after paragraph (1) insert—
"(2) The definition of "relevant institution" in paragraph (1), together with regulations 3(5) to (6A) and 4(2) and paragraph 4 of Part I of Schedule 1, must be read with—
Meaning of "investment"
257.—(1) In regulation 3 of the Local Government Pension Scheme (Management and Investment of Funds) (Scotland) Regulations 1998 (definition of "investment"), for paragraphs (5) and (6) substitute—
"(5) A contract of insurance is an investment if and only if it is a contract of a relevant class, and is entered into with a person within paragraph (6) for whom entering into the contract constitutes the carrying on of a regulated activity (within the meaning of the Financial Services and Markets Act 2000).
(6) The persons within this paragraph are—
(a)a person who has permission under Part 4 of the Financial Services and Markets Act 2000 to effect or carry out contracts of insurance of a relevant class;
(b)an EEA firm of the kind mentioned in paragraph 5(d) of Schedule 3 to that Act, which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to effect or carry out contracts of insurance of a relevant class; or
(c)a person who does not fall within sub-paragraph (a) or (b) and who, because he has his head office in an EEA State (within the meaning of that Act) other than the United Kingdom, is permitted by the law of that State to effect or carry out contracts of insurance of a relevant class.
(6A) A contract of insurance is of a relevant class for the purposes of paragraphs (5) and (6) if it is—
(a)a contract of insurance on human life or a contract to pay an annuity on human life where the benefits are wholly or partly to be determined by reference to the value of, or the income from, property of any description (whether or not specified in the contract) or by reference to fluctuations in, or in an index of, the value of property of any description (whether or not so specified); or
(b)a contract to manage the investments of pension funds, whether or not combined with contracts of insurance covering either conservation of capital or payment of a minimum interest.".
(2) For paragraphs (7) and (8) substitute—
"(7) A stock lending arrangement is an investment if, and only if, in respect of it, the conditions in rules 5.14.4R and 5.14.6R in the Collective Investment Scheme Sourcebook are complied with.
(8) For the purposes of paragraph (7)—
(a)the references in rules 5.14.4R and 5.14.6R to the trustee must be read as if they were references to the administering authority; and
(b)the "Collective Investment Scheme Sourcebook" means the Collective Investment Scheme Sourcebook made by the Financial Services Authority under Part 10 of the Financial Services and Markets Act 2000.".
Meaning of "investment manager"
258.—(1) Regulation 4 of the Local Government Pension Scheme (Management and Investment of Funds) (Scotland) Regulations 1998 (definition of "investment manager"), for paragraphs (2) to (4) substitute—
"(2) A person is an investment manager if—
(a)he has permission under Part 4 of the Financial Services and Markets Act 2000 to manage the assets of occupational pension schemes;
(b)he is an EEA firm of the kind mentioned in paragraph 5(a) or (b) of Schedule 3 to that Act which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12 of that Schedule) to manage the assets of occupational pension schemes; or
(c)he is a person—
(i)who does not carry on regulated activities (within the meaning of that Act) from a permanent place of business maintained by him in the United Kingdom;
(ii)whose head office is situated in an EEA State (within the meaning of that Act) other than the United Kingdom;
(iii)who is recognised by the law of that EEA State as a national of that or another EEA State;
(iv)who is authorised under that law to carry on one or more regulated activities (within the meaning of that Act); and
(v)who is not prevented by that law from managing the assets of occupational pension schemes or assets belonging to another person.".
Limits on investments and other definitions
259.—(1) Schedule 1 to the Local Government Pension Scheme (Management and Investment of Funds) (Scotland) Regulations 1998 (limits on investments) is amended as follows.
(2) For paragraph 4 of Part I of that Schedule (limits on investments) substitute—
"4. All deposits with—
(a)any local authority, or
(b)any body with power to issue a precept or requisition to a local authority, or to the expenses of which a local authority can be required to contribute,
which is an exempt person (within the meaning of the Financial Services and Markets Act 2000) in respect of accepting deposits as a result of an order made under section 38(1) of that Act, and all loans (but see paragraph 12).".
(3) In paragraph 15—
(a)in the definition of "collective investment scheme" for the words "section 75 of the Financial Services Act 1986" substitute "section 235 of the Financial Services and Markets Act 2000"; and
(b)in the definition of "open-ended investment company" for the words "Open-ended Investment Companies (Investment Companies with Variable Capital) Regulations 1996" substitute "Open-Ended Investment Companies Regulations 2001".
The Registered Housing Associations (Accounting Requirements) (Scotland) Order 1999 (S.I. 1999/1073)
Listed investments shown on balance sheet
260. In paragraph 28 of the Schedule to the Registered Housing Associations (Accounting Requirements) (Scotland) Order 1999, for the words from "granted a listing" to the end, substitute—
"granted a listing on—
(a)a recognised investment exchange other than an overseas investment exchange within the meaning of the Financial Services and Markets Act 2000; or
(b)any stock exchange of repute outside Great Britain.".
The Scotland Act 1998 (Transitory and Transitional Provisions) (Scottish Parliamentary Pension Scheme) Order 1999 (S.I. 1999/1082)
Additional voluntary contributions
261.—(1) Schedule 6 to the Scotland Act 1998 (Transitory and Transitional Provisions) (Scottish Parliamentary Pension Scheme) Order 1999 (additional voluntary contributions) is amended as follows.
(2) After sub-paragraph (2) of paragraph 1 (interpretation) insert—
"(3) In this Schedule, paragraphs 5(2) and 8(2) must be read with—
(3) For sub-paragraphs (a) and (b) of paragraph 5(2) (investment of contributions) substitute—
"(a)in an insurance policy or policies taken out with an office or branch in the United Kingdom of—
(i)a person who has permission under Part 4 of the Financial Services and Markets Act 2000 to effect or carry out contracts of long-term insurance; or
(ii)an EEA firm of the kind mentioned in paragraph 5(d) of Schedule 3 to that Act, which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12(1) of that Schedule) to effect or carry out contracts of long-term insurance;
(b)in a deposit account or accounts with a building society (within the meaning of the Building Societies Act 1986) which has permission under Part 4 of the Financial Services and Markets Act 2000 to accept deposits.".
(4) In paragraph 8(2) (purchase of pensions), for the words from "being either" to the end of sub-paragraph (b) substitute—
"being a United Kingdom branch or office of—
(a)a person who has permission under Part 4 of the Financial Services and Markets Act 2000 to effect or carry out contracts of long-term insurance; or
(b)an EEA firm of the kind mentioned in paragraph 5(d) of Schedule 3 to that Act which has permission under paragraph 15 of that Schedule to effect or carry out contracts of long-term insurance as a result of satisfying the establishment conditions within the meaning of that Schedule;".
The Scotland Act 1998 (Functions Exercisable in or as Regards Scotland) Order 1999 (S.I. 1999/1748)
Revocation of redundant provision
262. In Schedule 1 to the Scotland Act 1998 (Functions Exercisable in or as Regards Scotland) Order 1999—
(a)paragraphs 8 and 23 (which relate to the tribunal established under section 47 of the Building Societies Act 1986(20)), and
(b)paragraph 9 (which relates to the Financial Services Tribunal),
are revoked.
The European Communities (Lawyer's Practice) (Scotland) Regulations 2000 (S.I. 2000/121)
Application of Part 20 of the Financial Services and Markets Act 2000 to European lawyers
263.—(1) Schedule 2 to the European Communities (Lawyer's Practice) (Scotland) Regulations (application, extension and modification of enactments to registered European lawyers) is amended as follows.
(2) For paragraph 3 of Part II substitute—
"3. For the purposes of Part 20 of the Financial Services and Markets Act 2000 (provision of financial services by members of the professions), a registered European lawyer and any partner shall be treated as—
(a)a member of the profession in relation to which the Law Society of Scotland(21) is established; and
(b)as subject to the rules of the Law Society of Scotland.".
(3) Paragraph 5 of Part II is revoked.
The definition of "Bank" in section 9 was amended by the Banking Act 1987 (c. 22, S.I.F 10), section 108(1), Schedule 6 and modified by S.I. 1992/3218, regulation 82(1), Schedule 10, Pt. 1, paragraph 4.
Subsection (1) of section 42 was substituted by the Financial Services Act 1986 (c. 60, S.I.F 69) section 212(2), Schedule 16, paragraph 9.
The words being substituted were substituted by the Insurance Companies Act 1982 (c. 50), Schedule 4, paragraph 22.
The definition of "securities" was substituted by the Local Government etc. (Scotland) Act 1994 (c. 39), Schedule 13, paragraph 92(22).
Section 85B was inserted by the National Health Service and Community Care Act 1990 (c. 19, S.I.F 113:2), section 41.
Section 35(2)(e) was substituted by the Banking Act 1987 (c. 22, S.I.F 10), section 108(1), Schedule 6, paragraph 9.
Section 10(1)(c) was substituted by the Financial Services Act 1986 (c. 60, S.I.F 69) section 212(2), Schedule 16, paragraph 29.
The definition of "appropriate bank or institution" was substituted by the Banking Act 1987 (c. 22, S.I.F 10), section 108(1), Schedule 6, paragraph 20.
Regulation B4B(4)(b) was inserted by the Local Government Superannuation (Scotland) Amendment (No. 2) Regulations 1997 (S.I. 1997/1373 (S. 108)).
Paragraph (7A) was inserted by the Local Government Superannuation (Scotland) Amendment (No. 2) Regulations 1993 (S.I. 1993/2013 (S.224)).
The definition of "investment manager" was substituted by the Local Government Superannuation (Scotland) Amendment Regulations 1991 (S.I. 1991/78 (S.7)), regulation 5(4).
Regulation E31A was substituted by the Teachers' Superannuation (Scotland) Amendment Regulations 1999 (S.I. 1999/446 (S. 30)), regulation 15.
Regulation B6 was inserted by the National Health Services Superannuation Scheme (Scotland) Amendment Regulations 1997 (S.I. 1997/1434 (S.111), regulation 4.
Regulation 2A was inserted by the Charities (Dormant Accounts) (Scotland) Amendment Regulations 1997 (S.I. 1997/964 (S.86)).
The words now being substituted were themselves substituted by the Fossil Fuels Levy (Scotland) Amendment Regulations 1996 (S.I. 1996/1512) (S.135) regulation 2.)
Regulation 4 was substituted by S.I. 2000/199, regulation 9.
Regulation 145 was inserted by S.S.I 2001/23, regulation 4.
The definition of "open ended investment company" was substituted by S.S.I. 2000/74, regulation 6(2).
Amended by S.I. 1999/3259.
1986 c. 53. Section 47 is superseded by provisions inserted by S.I. 2001/2617 and the tribunal established under that section abolished.
The Law Society of Scotland is a designated professional body for the purposes of Part 20: S.I. 2001/1226.
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text:
August 6, 2020 United States Conference of Catholic Bishops
U.S. Bishops' President, Cardinals, and Committee Chairman Press Congress for Emergency Aid for Catholic Schools
WASHINGTON— Archbishop José H. Gomez of Los Angeles and president of the U.S. Conference of Catholic Bishops (USCCB), Cardinal Seán P. O'Malley, OFM, Cap. of Boston, Cardinal Daniel N. DiNardo of Galveston-Houston, Cardinal Timothy M. Dolan of New York, Cardinal Blase J. Cupich of Chicago, Cardinal
U.S. Bishops' International Justice and Peace Chairman Shares Solidarity with Pope Francis in Condemning the Attack Against the Cathedral of Managua, Nicaragua
WASHINGTON—Bishop David J. Malloy of Rockford and chairman of the U.S. Conference of Catholic Bishops' Committee on International Justice and Peace, issued the following statement: "Alongside Pope Francis and my brother bishops throughout Latin America, I condemn the sacrilegious attack against
July 31, 2020 United States Conference of Catholic Bishops
Bishop Chairmen Urge Congressional Black Caucus Leaders to Support Federal Emergency Relief for Urban Catholic School Students
July 31, 2020 WASHINGTON – Catholic schools, especially those serving urban areas have been disproportionately impacted in the ongoing fallout of the novel coronavirus. Three bishop chairmen of committees of the U.S. Conference of Catholic Bishops (USCCB) have sent a letter to Rep. Karen
U.S. Bishops Urge President to Rescind Divisive Memorandum Excluding Undocumented from Inclusion in Apportionment of U.S. House of Representative Seats
WASHINGTON –On July 21, President Trump issued a Presidential Memorandum to the U.S. Secretary of Commerce ordering that undocumented people counted in the 2020 Census be excluded from consideration when determining the number of U.S. Representatives each state is allotted in the U.S. House of
Bishop Chairmen Condemn Acts of Vandalism, Destruction at Catholic Sites
WASHINGTON — Archbishop Thomas G. Wenski of Miami, chairman of the U.S. Conference of Catholic Bishops' (USCCB) Committee on Religious Liberty, and Archbishop Paul S. Coakley of Oklahoma City, chairman of the USCCB's Committee on Domestic Justice and Human Development, issued the following statement
U.S. Bishops' Subcommittee On The Catholic Campaign For Human Development Approves $500,000 Strategic National Grant to put Laudato Si' in Action
WASHINGTON—The Catholic Campaign for Human Development (CCHD), the domestic anti-poverty program of the U.S. Conference of Catholic Bishops (USCCB), has approved a strategic national grant totaling 500,000 to the Direct Action & Research Training Center (DART) to empower poor and low-income persons
Ministry Leaders to Examine Catholic Church's Engagement with Young People
WASHINGTON— On Saturday, July 25, the U.S. Conference of Catholic Bishops' (USCCB) Committee on Cultural Diversity in the Church, in collaboration with other offices at the USCCB and joined by the National Federation for Catholic Youth Ministry (NFYCM), will convene a yearlong intercultural process
Migration Committee Chairman Opposes Proposed New Rule Seeking to Eliminate Protection for Asylum Seekers Fleeing Violence
WASHINGTON -- The U.S. Department of Homeland Security and U.S. Department of Justice, Executive Office for Immigration Review (EOIR) issued new proposed rules on asylum on June 15 with comments due on July 15. The new proposed rules would, among other changes: allow immigration judges to summarily
A Renewed Call for Our Day Statement of the U.S. Conference of Catholic Bishops' Committee on International Justice and Peace on the 75th Anniversary of Hiroshima and Nagasaki
August 6 and 9 mark the 75th anniversary of the bombings of Hiroshima and Nagasaki, the first, and one hopes the last, times that atomic weapons are employed in war. Since Pope St. John Paul II's visit to Japan in 1981, each year the Catholic Church in Japan has observed Ten Days of Prayer for
July 8, 2020 United States Conference of Catholic Bishops
USCCB Chairmen Praise Supreme Court Decision Recognizing the Right of the Church to Choose Its Own Leaders
WASHINGTON –The Supreme Court of the United States has issued its decision in the consolidated cases of Our Lady of Guadalupe School v. Morrissey-Berru and St. James School v. Biel. These cases involved the right of Catholic schools, free of government interference, to choose teachers who will teach

redpajama_set_name: RedPajamaCommonCrawl


text:
Q: minimum distance between bounding box in kdtree I need to find the minimum distance b/w two kdtree bounding box's of same tree in euclidean space.  Suppose each box maintain a 5 elements. I need the minimum Euclidean distance using java.
double QHRect[][] = QNode.m_NodesRectBounds;
double RHRect[][] = RNode.m_NodesRectBounds;

    QHRect[][]:    5.74842E-4,7.76626E-5,6.72655E-4,
                   0.5002329025,0.2499048942,0.25046735625
    RHRect[][]:
                   0.75006193275,0.7495593574,0.75005675875,
                   0.999890963,0.999386589,0.99985146

A: There is nothing tricky about a Java implementation compared with any other language in this matter.  You need to know the general algorithm to handle a problem like this.  I believe it is this:

*

*Enumerate all 12 vertices of the two bounding boxes (cubes).

*Enumerate all 12 faces of the two bounding boxes.

*Find the Euclidean distance between each vertex of one and face of the other.  This is similar to the shortest distance between a point and a plane.

*Of these 2*6*6=72 combinations, pick the smallest and you have your answer.

In the general version of the problem, you would also have to check for if the two bounding boxes intersect as well.

redpajama_set_name: RedPajamaStackExchange


Craving some sugar? nothing else will cut it? head over to one of the many outstanding dessert bars in Liverpool and indulge in a slice of scrumptious cake, some perfectly Moorish macaroons, the new dessert craze which is bubble pop waffles, scrumptious freakshake or some perfectly creamy gelato in innovative and sensational flavours.
Liverpool has something for everyone.
This luxurious dessert parlour is the ultimate place for truly stunning and innovative desserts.
Even before you order the mouth-watering sweet treats the interior alone will take your breath away.
Choose your choice of delectable desserts from the extensive menu which has luxurious gelato, crepes, Belgian waffles or Freshly Baked soft and gooey cookie dough and luscious sundaes.
The legendary gelatos come in a wide range of flavours from the traditional vanilla to the more adventurous and trendy Ferrero Rocher, Red Velvet and sensational Pistachio.
Icestone also has a hot dessert menu with an outstanding variety of dishes or if you want to keep the calorie count low why not go for the frozen yoghurt, flavours include strawberry, passion fruit, natural yoghurt or mango.
It's the perfect place to visit whether you're celebrating a special occasion or simply craving something sweet, Icestone Gelato has something for everyone!
This nationwide chain is a temple for any dessert lover, the dessert bars serve rich and decadent dishes which really do taste heavenly, on offer are everything a sugar junkie can require from cookie dough delicacies to heavenly, fluffy waffles, freshly made Crêpes to indulgent cakes and the creamiest cheesecakes as well as sensational milkshakes. All presented stunningly in an instagramable worthy stylishness.
All those delicious treats are served in a luxuriously decorated parlour which can seat around 120 people which makes it a perfect place to visit with a group of friends or family.
With the incredible response received after their first store which opened in 2008 the name now has branches in Birmingham, Leicester, Derby, Nottingham and Preston.
Nestled on Albert Dock Puffle Waffle is Liverpool's hidden gem, and the centre of attention at this cafe is the marvellous bubble pop waffle, We're sure you've heard about this new trend in dessert that's taking the world by storm, but just in case you haven't let us tell you, its called the bubble pop waffle and it's Hong Kong's most popular takeaway delicacy.
The creators at Puffle Waffle describes this delicious treat as PUFFY, SOFT, CRISPY and YUMMY and we think that perfectly sums it up.
Each Waffle is made up of 30 puffs which are crispy on the outside and soft on the inside and each puff can be filled with wacky and wonderful flavours, then add toppings and gelato for the ultimate Puffle waffle experience.
whether you're a sugar junkie or a savoury lover, Puffle Waffle has something for everyone.
Customers can select their choice of filling to add to each individual puff.
Choose from a range of choices including banana and berries for a sweet and melt in your mouth waffle sensation.
Or maybe fill it up with cheese for the melted stringy pizza-like savoury waffle.
although a lot of places now serve this wonderful treat the ones you can find at Puffle Waffle are still some of the best, and the secret is an age-old, traditional recipe passed down through the family.
located in Waterloo, North Liverpool is a shop that's making people go crazy, the shop was set up by pastry chef and baker Stephen Maddock.
At the beginning, Stephen used to sell the handmade macarons locally to customers online, Stephen would create each order by hand, personally perfecting every detail right down to the delivery boxes. As demand quickly grew he began trading at a local market and soon after producing and selling from his new shop.
But if you think these little perfections are the only thing you'll find at the Little Macaron Shop, you couldn't be more wrong.
After all, we're talking about a cafe/shop that belongs to the man who invented the 'Maclair', an éclair/ macaron hybrid. A stroke of genius that is now imitated all over the world.
Sales went through the roof after Stephens Maclairs appeared on the Channel 4 'Sunday Brunch' programme and were an instant hit with chef Simon Rimmer and guest alike, after the show, people started coming from up and down the country to taste the glorious treat.
As well as the delightful Macarons and acclaimed Maclairs, beautiful cakes and an excellent selection of hot drinks The Little Macaron Shop also sell pies which are so popular that would-be customers have nearly come to blows in their eagerness to bag one.
As the cafe serves on a policy of first come first served, we will advise you to go early to avoid disappointment.
All these treats are served in a cosy little cafe with great ambience and extremely friendly staff.
Creams is a nationwide chain, with over 60 branches across the UK. Since creams opened its doors back in 2008, it has been a firm favourite with customers who come from far and wide to experience a little bit of the magic that's on offer.
Creams is the ultimate dessert parlours for sugar junkies who can find the most imaginative and flamboyant desserts to indulge in, those indulgent treats include American style waffles, the new trendy bubble pop waffles, hot and fresh crepes, silky-smooth gelato and sorbet, mouth-watering puddings and delightful sundaes as well as hot and cold drinks.
Creams is famous for their legendary freakshakes and the latest dessert craze everyone's talking about bubble pop waffles.
All served in an instagrammable worthy stylishness inside an American diner style Dessert parlour.


A very long sandy, straight beach edged by a belt of sand dunes. From the beach there are clear views across Carmarthen Bay to Gower and Tenby. This beach can be used by the MOD and therefore is sometimes closed to the public.
Popular with kite buggies enthusiasts, walkers and wildlife enthusiasts.


text:
Transgender march on Washington to be held March 31-April 1
By Press Release | January 16, 2019
NEW YORK — Members of the transgender and gender non-conforming communities will take a major stand against hate and discrimination when they rally in the nation's capital for the first National Trans Visibility March (NTVM) on Washington, D.C., Monday, April 1st. Transgender individuals from major cities including Atlanta, Chicago, Dallas, Detroit, Las Vegas, Los Angeles, Miami, Memphis, New York and San Francisco will come together with their allies calling for equal rights, physical safety and demanding the transgender communities be officially and federally recognized across every state department within this great nation. The march is part of a two-day event which will kick off paying homage to transgender individuals with the Torch Awards on Sunday, March 31st immediately followed by a Trans Visibility Ball. The weekend will close with coordinated marches of solidarity for transgender rights throughout the country.
In November 2018, a day of remembrance was held and the upcoming march serves as another way to honor and demand justice for transgender victims of violence. Transgender people continue to experience high rates of violence, murder, HIV, homelessness, and unemployment. Only by standing together, as trans pioneers such as Marsha P. Johnson and Sylvia Rivera did during the Stonewall Riots, will all of the LGBTQA+ communities get access to the same quality of life our cisgender heteronormative counterparts enjoy.
"Until recently, our existence was not counted, and our visibility was suppressed," says Aryah Lester, NTVM Director of Ambassadors. Although the current administration has intentionally rolled back efforts to prevent inclusion of transgender communities in the US census, individuals from the trans and gender non-conforming communities have mobilized and issued a call to action to dismantle the social structures that have oppressed and disenfranchised these communities. This march will deconstruct the policies, laws, and systems that have jeopardized the health and safety of families and ourselves. Together we will call out and stand against anyone who discriminates, or initiates acts of violence against one of us. "If nothing is by us it can not be for us," states NTVM National Organizing Director Marissa Miller.
For more information please go to transmarchondc.org.
Press release from National Trans Visibility March
About Press Release
Press releases from LGBTQ and socials justice organizations, community groups and local events can be published on the Illinois Eagle free of charge. If you have a press release that needs to be published, email it and any other materials to pr@illinoieagle.com.
More by Press
Springfield mourns for student LGBTQ activist
SPRINGFIELD — Alex McCray, who has been working as an activist since his teens, died last week.
The State Journal-Register of Springfield reported on Monday that the 22-year-old had been majoring in social work at Fontbonne University in St. Louis. The newspaper said the transgender man had been at the forefront of a bathroom access battle at Williamsville High School several years ago.
Missouri House votes down protecting its own LGBTQ employees
Heartland Theatre Company debuting 'Marjorie Prime' on Feb. 7


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Quirkily cool yet results-driven, Davines's 'OI' range is powered by roucou oil (pronounced ru 'ku) – a 'secret' ingredient beloved by native inhabitants of the Amazon rainforest, who rely on the fruits of the 'Lipstick Tree' to protect their skin and hair against the sun and other daily stresses. Intensely replenishing, Davines have harnessed the potency of this wonder-extract to create a range of shine-enhancing, moisture-boosting hair care treatments – suitable for all hair types, these exquisite products are perfect for nourishing, smoothing and 'controlling' weakened, dry or tempestuous tresses. By combining high-grade natural ingredients with first-rate scientific rigour, Davines's founders the Bollati family have expanded their Parmese research laboratory into a multi-national hair care business with an inspiring range of original and authentic products, beloved by discerning celebrities and beauty buffs all over the world.
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This conditioner is great in all aspects: smell, texture, results. It is not heavy as mask but quite nourishing though. Smell is fantastic as with all Davines products. And results are amazing: nourished and beautiful hair.


What are the very best practices for social media for real estate professionals? In this free webinar, Katie Lance, Social Media Director for Inman News, covered the best practices for using Facebook, Twitter, G+ and Pinterest. These four platforms are growing by leaps and bounds, and each have a unique purpose in your social media marketing strategy.


The rise continues for Killer Mike and El P's musical bromantic venture. RTJ3 might not be quite as urgent as its predecessor but it's evidence that their formula still works. Mike's flow is still one of the best in the game and El P's production is getting busier and more reminiscent of his solo work and less like the (relatively) minimalist approach he took to R.A.P Music and RTJ1.
However the secret weapon is their chemistry as MCs which just gets more potent with each release- that Brooklyn accent and ATL drawl weaving through the album spitting wisdom and disses in equal measure. And best of all is that it feels like they're just getting started and the muse of their friendship is far from dry.


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Hans Sanders ('s-Hertogenbosch, 18 juni 1946 — Eindhoven, 3 november 2007) was een Nederlandse vormingswerker, die bekend werd als zanger en gitarist van de Nederlandstalige groep Bots.

Levensloop

Muzikaal gezin
Sanders groeide op in een muzikaal gezin. Hij kreeg pianoles en leerde zichzelf gitaar spelen.

Zijn moeder zong in het zangkoor van de Vereniging van Nederlandse Huisvrouwen, zijn vader Huug Sanders was geschoold violist en pianist. Zijn broer Hugo speelde viool, zijn zussen Carla en Agnes piano. Hans leerde van de Britse formatie The Shadows (ESF 1975) hoe hij solo moest spelen.

Tienerjaren
Zijn eerste optreden had hij voor een Mierlose carnavalsvereniging, waar hij voor vier avonden werd gecontracteerd. Het zou bij één avond blijven, want het publiek was niet bepaald weg van zijn half ingestudeerde repertoire. Hij verdiende met deze optredens veertig gulden.

In februari 1965 kwam de 18-jarige Hans via een vriendin in contact met Peter Koelewijn. Koelewijn zocht een vervanger voor pianist Harry van Hoof, iemand die zowel piano als gitaar kon spelen. Sanders werd daarop een van de Rockets en trad gemiddeld twee keer per week op. Later kwam ook Jeroen Ophoff bij de groep, die toen tijdelijk verderging onder de naam 4PK, voornamelijk vanwege de buitenlandse afzetmarkt. De singles die de groep maakte, flopten echter allemaal, vandaar dat het tegenwoordig collector's items zijn waar veel geld voor neergeteld wordt.

Later werd Sanders lid van Dirty Underwear, dat hij na een conflict met Bertus Borgers verliet.

Fanfare
Samen met Sjors van de Molengraft begon Hans Sanders in het begin van de jaren 70 van de twintigste eeuw de Zuid-Nederlandse Fanfare, kortweg Fanfare. De Fanfare speelde symfonische rock. De band speelde vooral in het alternatieve clubcircuit. Hierin speelde de eveneens uit Eindhoven afkomstige Willem van Kruijsdijk, die later Slagerij van Kampen zou oprichten.

Bots
Sanders studeerde aan de Sociale Academie te Eindhoven en richtte via toneelwerkgroep proloog samen met Bonki Bongaerts in 1974 de maatschappijkritische band bots als afstudeerproject verdere medeoprichters ' het was tenslotte een muziekcollectief ' waren Sjors van de Molengraft, Peter de Vries en Floris Teunissen van Manen. Als gezichtsbepalend zanger van bots verwierf hij met name bekendheid door de hit Zeven dagen lang uit 1976. De groep werd ook in Duitsland populair.

De band introduceerde het Nederlands als zingtaal voor Nederlandse popgroepen. Bots was met zijn maatschappijkritische teksten de stem van de werkende jongeren en de schrik van de werkgevers.

Dertig jaar later stond bots weer op de planken. Na een lange adempauze begon Sanders in 2003 met het schrijven aan een nieuw bots-album. In januari 2005 kwam alvast de nieuwe single uit: een remake van het liedje "Je voelt pas nattigheid als je droog komt te staan". Bots was nog steeds een veelgevraagde formatie. In binnen- en buitenland deed het in een vernieuwde formatie spelende bots regelmatig popfestivals aan.

Sanders, die een café had, kreeg in mei 2007 te horen dat hij ongeneeslijk ziek was. Een paar maanden later overleed hij. Hans Sanders is 61 jaar oud geworden.

Nederlands gitarist
Nederlands zanger

redpajama_set_name: RedPajamaWikipedia


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Home » Fashion » Last Xmas I was holidaying in the Caribbean – now I have no one & selling treasured possessions on Gumtree to survive
Last Xmas I was holidaying in the Caribbean – now I have no one & selling treasured possessions on Gumtree to survive
15/12/2020 Comments Off on Last Xmas I was holidaying in the Caribbean – now I have no one & selling treasured possessions on Gumtree to survive
WHEN Nic Kimberley's divorce came through last November, she was over the moon.
After a "difficult" nine-year relationship, the 53-year-old businesswoman was "free", and feeling "young, attractive and sexy" again. It marked an exciting new chapter.
With no man around, Nic had her house in the Cotswolds all to herself, was enjoying a busy social life with friends, had savings in the bank and work was booming.
But things now look vastly different – Nic's home is on the market, her health is at rock bottom, she's been forced to sell her car and family jewellery just to make ends meet and she's thousands of pounds in debt.
She is also crushingly lonely with no friends to call on – and it is this which, she says, is the worst part of the havoc the coronavirus pandemic has wreaked on her life.
Nic is speaking out as part of The Sun's Christmas Together campaign, which is combatting loneliness.
With one in five people fearing they won't see anyone over Christmas we have teamed up with a coalition of community groups and organisations to support those feeling isolated.
Nic says: "I look back at photos taken this time last year and I cry. I was ready for a big, exciting adventure – and now I'm living in a surreal dream where I am constantly alone.
"I have phoned the Samaritans four or five times asking them to save me as I felt so alone. I've called the support nurses at MacMillan.
"I've even called the helpline at First Direct just to have someone to talk to.
"It's horrendous being on your own all the time. I just want to shout and scream at somebody. But most of all, I want to hug somebody. The loneliness is worse than the physical pain."
Property developer Nic believes she contracted coronavirus during a trip to the Caribbean in December 2019.
She stayed overnight at a hotel in Gatwick airport – along with people who had arrived from Wuhan, where the outbreak began.
Her coronavirus diagnosis was confirmed in June when she had a plasma test after taking part in the Oxford University trials – following months of hospital visits and debilitating symptoms.
The disease ravaged her health, leaving her in agonising pain every day for a year suffering with long covid syndrome – too sick to work or even to leave her house.
Her income has plummeted and the friends she once enjoyed fun nights out with all slowly disappeared. She has had no support, which Nic calls "the worst part of it all".
"I don't have children to look after me. I don't have anyone to unload to," she said.
"My friends disappeared. Initially we kept in touch by text or online, but they quickly stopped contacting me. I didn't feel a great deal because I was so ill, I wanted to be alone.
The Sun's Christmas Together campaign
THIS Christmas we are teaming up with the Together Campaign, a coalition of community groups and organisations, and Royal Voluntary Service to combat loneliness.
And we want to recruit an army of volunteers to support those feeling cut off, anxious and isolated, this Christmas.
Could YOU reach out to someone who might be struggling and alone?
It might be someone you know in your own life or community who needs support.
Or we can connect you with someone in need through the NHS Volunteer responder programme run by the NHS, Royal Voluntary Service and the GoodSAM app.
Could you give up half an hour to make a call and chat with someone feeling isolated? Or could you volunteer to deliver essential shopping or festive treats?
Go to nhsvolunteerresponders.org.uk/christmastogether to sign up as a volunteer.
You will then receive an email taking you through the sign up process and be asked to download the responder app which will match you to those in need in your area.
Don't worry if you don't get a job straight away, because jobs are matched according to the need local to you. Being ready to help is what really matters.
"But when I wanted to speak to someone, there was no one there.
"I would see delivery drivers, but that was it. I hardly ever left the house. The longest period was between doctor appointments – from February 28 to May 19. I was in by myself all that time.
"This is what Covid has done to me, it has taken my life from me."
Nic first fell ill while travelling to a holiday in St Lucia in December 2019. She had booked the five-star trip with her ex, but went with a girlfriend to mark it as a new beginning.
But while staying at the luxury hotel, Nic felt unwell – within a few days she had a fever, was throwing up and ached so much she could barely walk.
Most of all, I want to hug somebody. The loneliness is worse than the physical pain.
After flying home on January 2 and unaware she had contracted Covid-19, Nic invited friends round to her house – all of whom fell sick just days later.
By February, the pain had become so severe Nic wrote a living will – thinking she was going to die. She couldn't walk and was unable to leave the house
This was pre-lockdown, and Nic felt no one was taking her seriously – made worst after "test after test" came back inconclusive.
She says: "I turned my home into a hospital because there was nobody to care for me. I bought a monitoring kit for oxygen, blood pressure and blood sugar.
"There were so many scary things and nobody there to help and nobody to believe me. I was all alone.
"Then when what was happening in Wuhan was on the news, it made my friends even more determined to stay away."
On top of the devastating impact on her health, the illness also impacting Nic's finances.
She lost more than £12,000 in income due to tenants leaving her rental properties and being unable to work between March and August.
Luckily she had savings to use for her mortgage and bills, but once they ran out she took out an £8,000 loan and put £4,000 on her credit card.
"I was getting deeper into debt which was increasing my feeling of being alone because I didn't dare tell anybody how badly indebted I was," she said.
"I had to sell my car, I've sold jewellery my father bought me for my 30th birthday, I've sold sentimental gifts given to me by my brother.
"I'm relying on selling things on Gumtree to keep me going – my credit rating has been smashed."
Nic's nightmare has been compounded by her isolation – she only has her two dogs for company.
Desperate, Nic has turned to calling radio talk shows – and online chat rooms – just to feel connected to someone.
"I was calling them two or three times a day. It was my only way of seeing there was real life outside my home. I felt like a rat in a cage," she said.
"The talk shows made me feel so much more comforted and as though I was part of a community that was going through something; I wasn't alone in my feelings."
She says it has been the kindness of strangers that has helped her through her darkest moments.
"When I was at my lowest and had no friends or family that I could cry with or talk to, the only thing I had were my dogs and they were in such a bad way without being groomed," she said.
"The one person who came to me was my dog groomer. She said you're such an amazing person, I'm going to take the dogs for a grooming session, and she refused to take a penny from me. It was incredible.
"She was the only person, a complete stranger. Not friends or family. I was in tears."
Loneliness by numbers
1 in 5 people who live alone will spend Christmas on their own
60% said they had felt more lonely during the pandemic
37% people know someone who will be spending Christmas alone
16% Brits said they were 'dreading' Christmas
52% said they have helped a vulnerable person during the pandemic
4.2 million adults always or often felt lonely during the second national lockdown
16 to 29-year-olds are twice as likely as the over-70s to be experiencing loneliness in the pandemic
£5.9m marked by Government pilot to tackle loneliness
She is now facing the heart-wrenching prospect of being alone over Christmas – with no friends left, her only option would be to see her brother and her nieces and nephews.
Given the strict bubble rules she's unsure this will be possible.
If not, she plans to spend the day online and may also visit a nearby care home to wave at residents.
"I have to get through Christmas and New Year – that's what I am dreading," she says.
"But I will see people online – I have a virtual family now.
"I know there are people in the old people's home up the road that I have often looked after and spoken to, I will go down and visit them in a socially distanced way out the window.
"This time last year I was full of beans and confidence. Now, I just feel sapped of everything, of all energy, all confidence and all self-worth.
"So for anyone else sitting at home alone, go and ask for help. Find out what support there is available, it is desperately important that people ask for help as there is help out there – and it really can make a world of difference."
Elsewhere in the Christmas Together campaign, one woman who lost her fiancé to Covid shared her story.
And this mum revealed how she can only spare £10 to spend on her kids this Christmas.
Find out how you can lend a helping hand to make sure no one is lonely this Christmas.
holidayingIinlastwasXmas
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