text:
Reps & Warranty
Standard Insurance Coverages
Coverage Recommendations
Cyber, Directors & Officers, Employment Practices Liability, Errors & Omissions
What is Claims-Made Insurance?
Errors & Omissions (E&O), Directors & Officers (D&O), Employment Practices Liability (EPL) and the liability section of Cyber Insurance policies are typically written using "claims-made" insurance policies. You may be wondering what "claims-made" means, how a claims-made policy works, and whether you need to know. Yes, you should know the basics.
By definition, a claims-made policy responds to a claim that is made during the policy period regardless of when the event leading to the claim occurs – subject to certain other requirements.
Why Claims-Made?
An important challenge in pricing insurance is the potential for a significant delay between when an event has occurred and when a claim is made.
Most standard general liability (GL) policies are written on an occurrence basis. An occurrence policy responds to a claim if the event leading to the claim occurred during the policy period. In theory a claim might be reported to the insurer many years after the event occurred, but reporting of a general liability claim long after the policy has expired is not typical for most business claims.
There are exceptions, however. Claims from professional services, in the employment realm and related to organizational management all could be reported long after a related event has taken place, and many are. A long delay between a causal event and a claim can create significant uncertainty for both the insured and the insurer, making pricing difficult and driving up insurance costs. A claims-made policy eliminates part of the uncertainty.
What If I Require Coverage for Events Prior to the Policy Period?
Continuous coverage is the key for events prior to the claims-made policy period. "Continuous coverage" refers to a series of policies continuously renewed without any gaps in coverage. If claims-made insurance coverage has been in place continuously since the start of a business, coverage would normally respond for claims made during the policy period related to events occurring during and prior to the inception of the policy period. The covered period prior to the inception of a claims-made policy is called "prior acts coverage" and is typically defined by the "Retroactive Date." When a retroactive date is used in a policy, prior acts coverage is provided from the retroactive date through the current policy period.
What If I Require Coverage for Claims Made After the Policy Period?
Coverage for claims made after a policy period has ended are typically expected to be covered by a subsequent claims-made policy, but there are exceptions. One exception is when a claim has been made against the insured right at the end of the policy period, in which case most insurers will allow for a short time in which to report the claim to the insurer.
Key Aspects of Claim-Made Coverage
Retroactive Date (also called "prior acts date"): As noted above, the retroactive date is an important component of a claims-made policy because it defines the period prior to a policy in which prior acts are covered. Claims related to events occurring after the retroactive date will be covered, but a claim which relates to an event occurring prior to the retroactive date will not be covered.
Tail Coverage (also called "extended reporting period"): Tail coverage is coverage for claims which are made after a claims-made policy has expired that are related to events occurring before the policy has expired. Tail coverage lasting for several years after a policy expires may be purchased if a business shuts down or is sold.
What is a claim? The definition of a claim in a claims-made policy is important and may be different than what you expect. Also, the definition of a claim can vary slightly between claims-made policies. A claim is typically defined as a written demand against the insured. For example, an email or letter received by an insured alleging an adverse event and asking for compensation would be defined as a claim.
When is a claim made? A claim is considered made at the time the insured receives the claim.
When should a claim be reported to the insurer? Immediately. Report a claim to your insurer immediately. Do not delay, as a delay may impair loss mitigation opportunities and in some cases void coverage. Do not spend excessive time gathering detailed information – report the claim to your insurer as soon as possible.
Knowledge: You may realize that an event has occurred that could lead to a claim, but no claim has been made against you. Knowledge of an event which may lead to a claim should be disclosed on the current application for insurance, and in most cases should be immediately reported to your insurer. Some policies explicitly require reporting of an event that could lead to a claim in the future.
Application Warranty: Most applications for professional liability insurance require some representation by the insured, and a signature, concerning prior claims and knowledge of any potentially adverse events. These application provisions should be considered carefully – they should not be taken lightly as insurers rely on these representations to consider and price the coverage.
Coverage lapse: You should not let your claims-made insurance lapse, even for a short time, because underwriters will not typically cover prior acts when there has been a lapse in coverage. To do this, underwriters will typically reset the retroactive date to eliminate the prior acts coverage.
Exposure Change: Material changes in exposure are important to underwriters and should be discussed with your underwriter as soon as possible.
Acquisition or sale of a business: Professional liability insurance coverage changes related to a purchase or sale of a business can be complicated. Solutions are available as long as the issues are discussed and addressed early in the process. The typical solution is "tail coverage," also called an "extended reporting period," which provides protection for claims that relate to events prior to the expiration of the policy and are made after the claims-made policy has expired. Discuss these types of changes with your insurance representative and/or underwriter prior to closing.
Special situations: Many challenging situations can actually be favorably addressed through special coverages obtained from experienced underwriters. For example, special policies are often available to repair a lapse in continuous coverage and the loss of prior acts coverage.
Exposures, coverage needs, and policies vary. The comments on this website are a general resource, not a reference to any specific policy. Discuss your insurance needs and coverage with a representative such as eSpecialty Insurance.
categoryCyber, Directors & Officers, Employment Practices Liability, Errors & Omissions tagsCyber Insurance, Directors & Officers Insurance, Employment Practices Liability Insurance, Errors & Omissions Insurance
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AUGUSTA, Ga. - When Tianlang Guan, the 14-year-old Asian Amateur champion, sought an audience with Jack Nicklaus earlier this week at Augusta National GC, the six-time Masters champion was happy to oblige. After all, it was not an unusual request.
Rory McIlroy, Luke Donald and Keegan Bradley all have solicited advice from the Golden Bear in recent months. Prior to the 2011 Masters, Nicklaus provided an Augusta tutorial to Charl Schwartzel, and six days later the lanky South African won the green jacket.
But the player with whom Nicklaus is most closely tied -- the player who since boyhood has aspired to break Nicklaus' monumental major championship record -- never once has sought his advice, never once picked his brain. They've never shared anything more substantial than a passing conversation.
Granted, Tiger Woods has done just fine relying on his own resources. Though stuck on 14 major championships since the 2008 U.S. Open -- four behind Nicklaus -- Woods has sped past the Golden Bear on the PGA Tour career victory list, having recently won his 77th at the Arnold Palmer Invitational, second all-time behind Sam Snead. Nicklaus won 73 times, his last in the 1986 Masters.
"He's never asked me about golf or anything else," Nicklaus said Thursday morning after joining Arnold Palmer and Gary Player in hitting ceremonial tee shots to start the 77th Masters. "I wouldn't tell him anything anyway. Maybe tell him he's got a great record and a great chance to make a lot of history. And I wish him well. That's all I would say to him."
The revelation proved an intriguing insight into the relationship between the two men who are separated by an era but tied at the hip historically, two golfing giants cordial and friendly to each other and complimentary of each other's accomplishments but never confidants.
And they've certainly been afforded chances to chat, be it at the Presidents Cup -- Nicklaus captained four teams in which Woods was a member -- or at the Memorial Tournament, the event Nicklaus hosts and which Woods has won a record five times, including the 2012 edition.
In contrast, a half-century ago a young Nicklaus didn't hesitate to sit down and seek advice from Palmer -- this when their rivalry was starting to blossom into one of the fiercest in the annals of golf.
"I've never really had a conversation with Tiger that lasted more than a minute or two -- ever," Nicklaus, 73, said. "He's stayed away from me from a conversation standpoint. Never had a conversation on the Masters in general. I've said, 'Hello, how are you doing? Nice playing this year. You've played very well.' Thanks. End of conversation. People ask me, 'Has Tiger ever talked to you about his records?' Never one word."
Said Woods, the four-time Masters winner who on Thursday opened with a 2-under-par 70: "We've actually had more conversations in the years at the President's Cups when he was captain. We talked quite a bit then. But I see him at Memorial and we'll have chitchat here and there. We have a few conversations, but he's right, we haven't spent that much time.
"Here's a totally different week," Woods, 37, added. "When it's a major championship, we're all very busy, and we're all in our own little worlds. And he gets it; he was there himself."
The Golden Bear absolutely gets it.
"He's got his own focus and what he does, and I respect that," said Nicklaus, who along with Palmer played a practice round with Woods in his first Masters appearance in 1995. "I respect when somebody is involved in their own deal. They concentrate on what they do and not what you did -- though maybe relative to what you did. That's OK. It's not my position to go talk to him about it. I wouldn't intrude on that."
Perhaps the feeling is mutual. When Woods moved from Orlando, Fla., to Jupiter Island, Fla., last year, Nicklaus offered him the opportunity to become a member at The Bear's Club. Instead, he joined The Medalist.
"He stayed away from it," Nicklaus said. "He didn't want to intrude where I was. He never told me why, but other people told me, 'He says he didn't feel comfortable being there where I was because of my record he was trying to break.' I said, 'I don't care about that. We'd like to have you if you want to play and be part of it.' He comes out and plays quite often. I'd include him in anything. But everybody has their own personality. That's not a fault. It's not a criticism. It's just what it is.
"I get along fine with Tiger. I like Tiger," added Nicklaus, who earlier in the week reiterated that he believes Woods will break his major championship mark. "There's always pleasantries and so forth. But, look, what is Tiger, 35 years younger than I am? So, you know . . . but I'm available to him anytime he wants something."
The only thing Tiger apparently wants from Jack is his record. And that he will have to get on his own. When he reaches it, or when he's through trying, perhaps then the two men can compare notes.
What a conversation that should be.


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Student debt cancellation already in focus amid President-elect Biden transition
·Reporter
46th and current president of the United States
First Lady of the United States
American politician
President-elect Joe Biden made a campaign proposal to erase $10,000 for roughly 37 million Americans who owe federally-backed student loan debt, and experts are divided on whether the incoming president will be able to make good on that promise.
"To just wipe out student debt… that was one of the further left ideas that is not going to be feasible given that the Republicans really fought the Democrats to draw" in Congress, Michael Petrilli, president of the think tank Thomas B. Fordham Institute, told Yahoo Finance.
There are two routes that could cancel student debt in theory: Either through legislation or through an executive action.
In practice, student loan forgiveness could be either included as part of a new stimulus package passed by Congress or enacted by a President Biden asking his secretary of education to cancel debt.
"We're committed to fighting to ensure that student debt relief is included in any future stimulus deal," Natalia Abrams, executive director and co-founder of Student Debt Crisis, said.
US President-elect Joe Biden with his wife Jill Biden, gives a thumbs up on stage after delivering remarks in Wilmington, Delaware, on November 7, 2020, and being declared the winner of the US presidential election. (Photo by Roberto SCHMIDT / AFP) (Photo by ROBERTO SCHMIDT/AFP via Getty Images)
The executive order route is premised on the Higher Education Act, which provides broad authority to the president (through the education secretary) to cancel debt.
"I have a proposal with Elizabeth Warren that the first $50,000 of debt be vanquished," Senate Minority Leader Chuck Schumer (D-NY) asserted recently, "and we believe that Joe Biden can do that with the pen as opposed to legislation."
The Biden administration would "have the power and legal authority to order their Department of Education to cancel millions in student debts on day one of their administration," Project on Predatory Lending Legal Director Eileen Connor stated.
1. Biden-Harris can cancel billions of dollars in student loan debt, giving tens of millions of Americans an immediate financial boost and helping to close the racial wealth gap. This is the single most effective executive action available for a massive economic stimulus.
— Elizabeth Warren (@SenWarren) November 12, 2020
'Cancellation won't necessarily happen overnight'
Outstanding student loan debt in the U.S. is nearing $1.7 trillion, according to the New York Fed.
"This is something that has been crushing the hopes and dreams of too many Americans for far too long," former presidential candidate Andrew Yang stressed on Yahoo Finance Live (video above). "I met people on the [campaign] trail who were in their 50s and 60s and still struggling with some of the $1.6 trillion in student loan debt."
Around 7% of that debt was in serious delinquency as of July 2020. Amid the coronavirus pandemic, the federal government's payment pause on federal loans has helped many borrowers avoid delinquency.
(Graphic: David Foster)
Whether Biden's team would pursue the executive argument is unclear, and experts are cautious about the idea that debt cancellation would happen anytime soon.
"Cancellation won't necessarily happen overnight," Ashley Harrington, federal advocacy director at the Center for Responsible Lending told Yahoo Finance, adding that the process included taking the initial steps to understand what legal arguments to put forth and coordinating with agencies like the Internal Revenue Service (IRS) to make sure the debt isn't taxable.
At the same time, the National Student Defense Network noted that the secretary of education can quickly take "administrative actions" enshrined in the Higher Education Act to cancel borrowers' student loans.
The Project on Predatory Lending argued that an executive order could be a real fix for Obama-era borrower defense regulations protecting defrauded borrowers, which the Trump administration attempted to dismantle despite court rulings favoring borrowers.
'Economic activity would in turn be boosted'
Canceling debt could have ripple effects, experts stated previously.
One report by Moody's Investors Service said that forgiving student loans could stimulate the economy in the near term by serving as a "tax-cut-like stimulus."
A graduating student wears a money lei, a necklace made of US dollar bills, at the Pasadena City College graduation ceremony, June 14, 2019, in Pasadena, California. (Photo: ROBYN BECK/AFP/Getty Images)
"A partial or total student debt cancellation would increase households' disposable income by the amount of debt service saved," the report stated. "Economic activity would in turn be boosted by the portion of these debt service savings channeled into other current and investment spending. At the same time, some households could potentially increase spending beyond their debt service savings if their improved net financial wealth entices them to save less and spend more overall, yielding even greater stimulus to the economy."
And since more than 90% of student debt is in the hands of the U.S. government, the report noted, forgiving that debt isn't all that different from slashing taxes to the government.
A separate report by the Levy Economics Institute of Bard College added that debt cancellation "could boost real GDP by an average of $86 billion to $108 billion per year" and reduce unemployment.
And aside from boosting economic growth, forgiveness also frees Americans from debt, allowing them to increase spending, improve their credit scores, and spend more on consumer goods.
"Cancellation will disproportionately impact Black and Brown borrowers, low income borrowers, and female borrowers," Harrington noted, stressing that this is especially true for Black borrowers "because of the history of discriminatory policies … in the financial marketplace that continue to this day."
This post has been updated with a tweet by Senator Elizabeth Warren.
Aarthi is a reporter for Yahoo Finance. She can be reached at aarthi@yahoofinance.com. Follow her on Twitter @aarthiswami.
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While other senators' votes got more attention, perhaps the most curious "No" vote on Justice Brett M. Kavanaugh came from Sen. Doug Jones of Alabama, a Democrat who represents one of the reddest states in the country but has been voting, at times, like a New England liberal.
After his surprise win in a special election in late 2017 some analysts had predicted Mr. Jones would join Sen. Joe Manchin III, West Virginia Democrat, as the chamber's middle, backing Mr. Trump on some key disputes.
But those occasions have been few, and more often Mr. Jones has sided with his party's leadership on spending cuts, immigration, abortion and those critical presidential nominations such as Justice Kavanaugh.
Mr. Jones defended his record in a rebuttal statement to the Times, saying he is focused on issues that affect the state's everyday voters — not partisan politics.
"I will continue to be an independent voice for Alabama who cares more about the issues that unite us than those that divide us — unlike Ms. Lathan who cherry-picks her facts to weave a divisive narrative and reaffirm her narrow partisan viewpoint," Mr. Jones said.
Mr. Jones has kept a fairly low profile during his first year in the chamber and has avoided opportunities to launch anti-Trump attacks.
His voting record is still on the more moderate side — though with several major exceptions that put him to the left of the most conservative-leaning Democrats in Mr. Manchin and Sens. Heidi Heitkamp of North Dakota and Joe Donnelly of Indiana.
He also isn't up for re-election until 2020, helping him escape the scrutiny Ms. Heitkamp and Mr. Donnelly are facing for their votes against Justice Kavanaugh.
Speaking on the Senate floor this month, Mr. Jones blamed Mr. Trump for poisoning the Supreme Court debate and said Justice Kavanaugh hurt his own case by angrily denying accusations of sexual assault.
"In my view, he simply went too far by leveling unnecessary and inappropriate partisan attacks and accusations, demonstrating a temperament that is unbecoming a sitting judge, much less a Supreme Court nominee," Mr. Jones said.
Michael Hoyt, chairman of the Baldwin County Republican Party in Alabama, said that stance will anger voters who backed Mr. Trump in 2016 by nearly 30 percentage points, in significant part because of his pledge to nominate conservative judges to the Supreme Court.
"One of his promises was that he would reach across the aisle and represent the people of Alabama and not necessarily toe the party line of the Democratic Party, and that is almost exactly what he has done — particularly with his votes on the abortion issue and his opposition to Justice Kavanaugh, which has really resonated with people here," Mr. Hoyt said.
Richard Mauk, chairman of the Jefferson County Democrats in Alabama, said Mr. Jones is navigating through choppy political waters.
Indeed, Mr. Jones angered liberals by breaking with his party with that bank measure, which undid some of the Wall Street regulations put in place by the Dodd-Frank legislation signed by President Obama. Mr. Jones also supported confirmation of Mike Pompeo as secretary of state.
Mr. Jones won election thanks to a rancorous GOP primary that nominated Roy Moore, who had a very conservative record but during the special election last year faced accusations of sexual misconduct with teenage girls while he was a lawyer in his 30s.
Sam Fisher, political science professor at the University of South Alabama, said Mr. Jones could be operating on borrowed time.


The work Mister Orange represents a distinct intellectual or artistic creation found in Brigham Young University. This resource is a combination of several types including: Work, Language Material, Books.
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text:
Brexit causes London landlords to lose out on rental growth
By Matthew Lane
The latest Landbay rental index has suggested that landlords in London are potentially £1,806 worse off since the vote to leave the EU in June 2016.
A conservative forecast suggests that rental growth in the capital is now 2.84% lower than expected back in June 2016. This, though, could be as high as 4.15%.
Working on the basis of the higher estimate, this would leave the average London landlord £1,806 short in rent due to muted rental prices. Even under conservative estimates, the average London landlord could be £1,217 worse off as a result of the vote to leave the EU.
The London property market, which has arguably suffered the most from Brexit uncertainty, witnessed average annual rental growth fall from 1.26% in June 2016 to a low of -0.33% in June 2017, before starting a slow recovery in February 2018 (up to 0.05%). By December 2018, it had reached 0.58%.
By contrast, the rest of the UK has largely stayed in line with expectations for growth, with the drop in rental price growth being limited to the capital.
In Scotland and Wales, in fact, rents are growing much faster than the UK average. Rental growth in Wales (1.57%) and Scotland (1.48%) is rising more than 55% faster than the UK as a whole (0.96%), and seeing almost twice the rate of growth of Northern Ireland (0.75%).
The UK average is continuing to be weighed down by London, where there has been slower growth of 0.58%. More promising rental growth of 1.16% has been seen across the rest of the UK.
Regionally, the strongest rental growth has been seen in the East Midlands (2.19%), West Midlands (1.48%) and Yorkshire and Humberside (1.40%), while the North East has seen growth continue on its downwards trend towards falling rents (0.01%).
"It's hard to ignore the impact that the vote to leave the EU has had on the property market in London," John Goodall, chief executive and founder of Landbay, said.
"While tenants are better off, without necessarily realising it, uncertainty in the market has caused a conundrum for landlords."
He said that many landlords will have been looking to offset the 'government's punitive tax regime' by raising rents. Despite this, Goodall said the uncertainty surrounding Brexit has forced the vast majority to forfeit this to maintain a steady income.
"Employment and immigration are the two main concerns for the housing market when considering Brexit," Goodall added. "While nobody is any clearer about Britain's future relationship with the EU, it's clear the impact of a no-deal Brexit would be significant for the UK economy and property market."
Goodall said that brokers need to assess the current landscape and 'provide insight to their clients on potential issues that may arise for them in the future'.
"Despite a drop in rental growth the market continues to show resilience," he concluded.
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One woman slapped a police officer, because she wanted to quit smoking.
Apparently, the best and most efficient way to quit your smoking habit is to slap a police officer. Or so it happened in this woman's case.
Meet Etta Mae Lopez – the woman, who slapped a cop so that she could quit smoking. Etta had tried everything to get rid of her puffing habit. Unfortunately, nothing had quite worked the magic for her. Thus, she came up with the idea to get herself in jail so that she wouldn't have any access to tobacco. In order to land in jail, however, she had to do something bad. And that's exactly why Etta slapped a cop from the Sacramento County's Sheriff Department at Sacramento, California, US.
In May 2013 Etta waited for a whole day in front of the local jail until she spotted a uniformed police officer coming out of the building. As it turned out, the officer was the sheriff's deputy – Matt Campoy. The woman cut the deputy's path and after blocking his way for several seconds she finally slapped him across the face. The astonished officer later told the media how he was shocked, but still followed protocol. In other words, he was obliged to do what any other man in his position would do – make Etta face the consequences of her actions. So, in the end, the woman was charged with battery on a police officer and sentenced to a total of 63 days behind bars. Her wish was finally granted and the deputy got to walk away with a funny story to tell.
He shared how everybody started joking about the fact that he had a new nickname – Nick O'Derm (derived from the name of the popular nicotine patches NicoDerm CQ).


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Global Warming Sends Sierra Nevada Snow to Lowest Level in 500 Years, Exacerbating California Water Woes
Snowless ski lift at California's Soda Springs Resort (photo: Randy Pench, Sacramento Bee/AP)
Climate experts went into California's Sierra Nevada Mountains earlier this year to see how much of a toll the drought had taken on the state's vital snowpack. What they found was startling.
Their research showed the snow levels in the mountains, which normally hold a significant portion of California's water supply in frozen form, had plummeted to a 500-year low. "We were expecting that 2015 would be extreme, but not like this," senior study author Valerie Trouet, a paleoclimatologist at the University of Arizona, told the Los Angeles Times.
State officials have monitored the snowpack since the 1930s, but Trouet's team examined tree rings to see just how far back the dry times went to gauge the severity of the current drought.
Their findings echoed what other scientists have said about the future effects of climate change on California—that he state's snow levels may not return to what they once were. Warmer temperatures mean precipitation will fall not as snow, but rain, which the state is ill-equipped to store. Normally, California gets a third of its water from the snowpack.
"This is probably the biggest water supply concern our state is facing," Mark Gold, associate vice chancellor for environment and sustainability at UCLA, who was not involved in the new study, told the Times. "On a scale of 1 to 10, it's 11."
-Noel Brinkerhoff
Sierra Nevada Snowpack Hit a 500-Year Low in 2015 (by Monte Morin, Los Angeles Times)
Study Finds Snowpack in California's Sierra Nevada to Be Lowest in 500 Years (by Nicholas St. Fleur, New York Times)
Multi-Century Evaluation of Sierra Nevada Snowpack (by Soumaya Belmecheri, Flurin Babst, Eugene R. Wahl, David W. Stahle and Valerie Trouet, Nature Climate Change)
Drought Snapshot: "Dismally Meager" Snowpack and First-Ever Dry January in S.F. (by Ken Broder, AllGov California)
Miserable Sierra Snowpack Ties a Record Low Set Way Back in 2012 (by Ken Broder, AllGov California)


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Only One 70mm IMAX Theater Remains In Los Angeles And It's Going Away Too
By Germain Lussier/March 4, 2014 11:15 am EST
Los Angeles film fans used to have two choices when they wanted to see old-school 70mm film IMAX. There was the Universal CityWalk location and The Bridge, which then became the Rave. Unfortunately, the Rave 18 was recently purchased by Cinemark and that company has "decided to go in a different direction with this auditorium," according to IMAX. That means the AMC Universal CityWalk is the only 70mm IMAX screen left the movie capital of the world. However, that too will soon change, eventually leaving the city without a film projection IMAX theater. In its place will be a much more advanced laser projection system. Read more below.
Adam Davis, the executive director of corporate communications at IMAX, said while Cinemark's decision to go away from IMAX makes the CityWalk location the only 70mm one left the city, their new laser technology (which we detailed here) will eventually replace that as well:
AMC's Universal CityWalk will continue to have both IMAX 70mm film and IMAX digital projection systems until we launch our next-generation laser projection system.
We're developing this new system from the ground up. We believe this new dual 4K laser technology – which represents the largest R&D investment in the Company's history – will be far superior to anything currently in the market and for years to come, delivering an experience that will be more visceral, brighter, razor-sharp and in fuller lifelike colors than anything available today.
Several iconic theaters including AMC's Universal CityWalk and the TCL Chinese Theatre IMAX have already signed on for IMAX laser systems.
That change won't be coming until 2015 at the very earliest.
The TCL Chinese Theatre IMAX is one of the largest and most technologically advanced theaters in the world. So even though it's not film, IMAX is positioning it as something even better. In fact, laser is evolutionary, offering double the contrast of even IMAX film projection. However, until fans can see laser with their own eyes, the struggle will be winning over people who are beholden to celluloid.
Part of that change could happen this November when IMAX releases Christopher Nolan's Interstellar in IMAX. The filmmaker is a devotee of film and shot the movie on IMAX film. But with only one theater able to screen it like that in Los Angeles, and laser projection coming in 2015, his reaction will be a major turning point. There's a chance Interstellar could be the last feature film ever shot and projected on 70mm IMAX, at least in Los Angeles. Other cities could have the option of seeing it in various museums and other large format IMAX screens.
And while the closure of the Rave/Cinemark leaves only two large-format IMAX screens in Los Angeles, Davis suggested that closure could leave the door open for a new one in the future. There are no immediate plans, however. He left fans with this sentiment:
We want to thank our fans in the area that have supported our format and this theatre over the years and encourage them to check out our exciting 2014 lineup of films at our other IMAX locations nearby.
Los Angeles fans, IMAX film projection is eventually going away in your city. Even though it's being replaced with a huge advance in technology, what do you think about this?


The Set-CMSecurityScope cmdlet changes the configuration settings of a security scope.
PS C:\> Set-CMSecurityScope -InputObject $Scope -NewName "newScope"
The second command changes the name of the security scope stored in $Scope to newScope.
PS C:\> Get-CMSecurityScope -Name "Scope" | Set-CMSecurityScope -NewName "newScope"
This command gets the security scope object named Scope and uses the pipeline operator to pass the object to Set-CMSecurityScope, which changes the name of the security scope to newScope.
Specifies a new name for the security scope.


text:
La Valse des pigeons est un film français réalisé par Michaël Perrotta et sorti en 1991.

Synopsis

Fiche technique
 Titre : La Valse des pigeons
 Réalisateur : Michaël Perrotta
 Assistants : Emmanuel Finkiel et Georges Leblond
 Scénario : Michaël Perrotta
 Adaptation : Patrick Delor
 Costumes : Muriel Honet-Kintziger et Lucile Reichert
 Décors : Dominique Treibert
 Photographie : Daniel Barrau et Antoine Roch
 Son : Éric Vaucher
 Montage : Arnaud Petit et Marie-France Poulizac
 Cascades : Michel Carliez
 Production : Pipeline Communications
 Distribution : La Société des films Sirius
 Pays de production :
 Durée : 87 minutes
 Date de sortie : France -

Distribution
 Sandrine Dumas : Manu
 Arno Chevrier : Pierrot
 Foued Nassah : Foued
 Nicolas Tronc : Philippe
 Serge Sauvion : Rouchaud
 Karim Belkhadra
 Cheik Doukouré
 Karin Viard

Notes et références

Voir aussi

Bibliographie
 Studio Magazine, , janvier - février 1990,  (à propos du tournage)
 Le Monde, 17 août 1991
 Françoise Audé, Positif, , octobre 1991,
 Daniel Sauvaget, La Saison cinématographique 91, février 1992,

Liens externes

Film français sorti en 1991
Film d'action français
Film de casse
Premier long métrage sorti en 1991

redpajama_set_name: RedPajamaWikipedia


text:
Myles Montgomery carries Fletcher to Parker shutout
Fletcher 23
Star of the game: Behind the Beach Rat "mauling guard" tandem of Chandler Kirton and Mike Bartilucci, "Mr. 2000" Myles Montgomery toted the rock for 175 yards and a touchdown on 32 carries as Fletcher's power, counter, and inside zone proved effective against Parker's mixture of four and five-man fronts.
Turning point: During Fletcher's opening drive, which lasted six minutes and 26 seconds, Montgomery totaled 51 yards on the ground, with four runs going for first downs. On third and 4 from the Parker 19, last year's area rushing leader lugged the leather for 7 yards to help set up a go-ahead field goal by Tarik Smajic. Later in the first quarter, Atlantic Coast transfer Keely Watson connected with basketball player Lajae Jones, who faded near the numbers, used his body to shield off a defender inside, and won the jump-ball to break it open 9-0.
On defense: The Senators held the opponent to seven first downs, 92 yards, and pitched a shutout in new defensive coordinator Frank Hall's Fletcher debut…D-1 prospect Aaron Hester's fumble recovery put Fletcher in the red zone and took place on the play prior to a weather delay with 11:00 to go in the third quarter…Damani Dent had a late interception for the Braves.
Fast facts: 2019 All-First Coast and All-State defensive tackle Demetrius McDougal departed early in the action and didn't return due to an "in-house" reason, according to his Parker coach Char-ron Dorsey…Montgomery had eight runs for 60 yards or more last season but only had one for 20-plus tonight…Quarterbacks Watson and Chad Elder combined for 6 of 12 passing, with the former completing three of his first four…Elder made it 16-0 with a power right on fourth and goal from the 1 behind puller Kirton... Braves quarterback Rome Doles was 6 of 18 for 43 yards passing.
They said it: "It was slide right [protection] and Lajae, the first game, first play ever on the football field, comes up, makes a huge grab, all of that basketball athleticism, going up and getting it and blocking out…". "We've been asking him to come out the last two years…I sat him down and talked to him; I was like 'You're going to make a big difference' because our passing game wasn't that good last year; it was really Myles [Montgomery] and we want to take the load off of Myles a little bit, spread the love." -Chandler Kirton on Jones' touchdown.
Bryant Roche/For the Times-Union


road trip – Our Adventure towards diving all 50 states!
Since our last post in October (yikes!), Jeff has been out and about on some whirlwind dream jobs and traveling the world! In November, as he enjoyed an award-winning vacation to Papua New Guinea with his friend, Jeff Molder (aka: Skinny Jeff), he found out he was a finalist for the World Shootout. Come January, we had tickets to fly into the BOOT show in Dusseldorf, Germany to accept an award!
Amanda Cotton, Jeff, Simon Lorenz and I after accepting Jeff's award!
Jeff won Best in show – and another trip to Papua New Guinea (this time for TWO!) and we are planning that trip as we write! Also since October, I have ran myself almost crazy organizing a trip to Isla Guadalupe and Cabo San Lucas for some epic shark encounters with the Nautilus Explorer fleet, (October and November 2018). Not to mention Jeff has been onboard the NOAA research vessel for 2 months this year (after a 5 month delay) going to all the remote islands to the south of us here!
Which brings me to this main subject of my post today – We were planning on breaking the road trip up into two parts, September 2018 and then May 2019 – but due to our added events (and some mandatory family time next month!) we will be doing our ENTIRE road trip in one, huge, epic trip!
May 2019 starts our road trip across America! Starting in California and working our way up and over, we will be hitting EVERY STATE by August!
Stay tuned for our updated trip map on our next post! Thanks to everyone for following us thus far – and we hope to see you *ALL* on our road trip next year!
Van purchased, social media set up, modifications to follow!
Aloha new followers! We have been waiting to release information about our website and our modifications until our social media sites were added. It's just Jeff and I (Sarah) adding these blogs, renovating the van, and tweeting, IGing and blogging – so stay tuned as we add more info about our happenings!


A deuce and a one: hop, hop, hop and onto the purple tile of Juniper Networks. Coming in with the fifth largest market cap in this game, $11.44 billion,we have Maureen Francis and her 10 Things You Can't Do If You Want to Sell Your Home. Jonathan Greene covers this ground from a different perspective in his 5 Ways to Be Awesomely Awesome (and Get It Sold).
Have another roll. It's a nine. Let's move quickly, it'd stink to have to spend an entire turn talking to the guy in jail about his backdated stock options! For the money he made, he can afford his own fifty bucks to get out of there.
Ah, the Electric Company, PG&E. Coming in with the fourth largest market cap of $17.34 billion, we have Nigel Swaby and his Real Estate Questions and Answers - All About Purchases. His story about due diligence is an important read for consumers.
Okay, boxcars, nice roll! Twelve spaces ahead brings us to big red Oracle. Coming in with the third largest market cap in the game, $93.26 billion, is Toby Boyce and his What Does an Experienced Realtor Provide for You? He runs the numbers and the results are surprising.
Lucky seven brings us to Cisco green and the second largest market cap of $153 billion. Hauling in this kind of dough is YBother's techie post on 10 Reasons Why Smart Homes Can't Get Into Your Home. [ed. Geek alert.] Those of us with piles of unused X10 switches feel your pain.
A pair of fours. On the bright blue Boardwalk square, winning the Google prize with the number one market cap of $143 bill... oh wait, uh, oops... is Dan Melson and his How to Effectively Shop for a Listing Agent. The format and length can be intimidating but for consumers there are gems in there.
Again, thank you to all who sent in your work. You made it really hard to choose only five. Please pass GO and collect your well-earned $200 from the next host, the Salt Lake Real Estate Blog.


text:
You should never share your debit or credit card password with any Amazon seller unless you are at the checkout page requiring you to enter these details. And besides, the only card password you'll need aren't any passwords you set up online - the three digit pin that can be found on the front or back of the card are those digits you'll need to input for the purchase to be sent out Amazon's door.
Amazon's state sales tax collection policy has changed over the years since it did not collect any sales taxes in its early years. In the U.S., state and local sales taxes are levied by state and local governments, not at the federal level. In most countries where Amazon operates, a sales tax or value added tax is uniform throughout the country, and Amazon is obliged to collect it from all customers. Proponents of forcing Amazon.com to collect sales tax—at least in states where it maintains a physical presence—argue the corporation wields an anti-competitive advantage over storefront businesses forced to collect sales tax.[165]
Bezos selected the name Amazon by looking through the dictionary; he settled on "Amazon" because it was a place that was "exotic and different", just as he had envisioned for his Internet enterprise. The Amazon River, he noted, was the biggest river in the world, and he planned to make his store the biggest bookstore in the world.[25] Additionally, a name that began with "A" was preferential due to the probability it would occur at the top of an alphabetized list.[25] Bezos placed a premium on his head start in building a brand and told a reporter, "There's nothing about our model that can't be copied over time. But you know, McDonald's got copied. And it's still built a huge, multibillion-dollar company. A lot of it comes down to the brand name. Brand names are more important online than they are in the physical world."[26]
Amazon has attracted widespread criticism for poor working conditions by both current employees, who refer to themselves as Amazonians,[178] and former employees,[179][180] as well as the media and politicians. In 2011, it was publicized that at the Breinigsville, Pennsylvania warehouse, workers had to carry out work in 100 °F (38 °C) heat, resulting in employees becoming extremely uncomfortable and suffering from dehydration and collapse. Loading-bay doors were not opened to allow in fresh air, due to the company's concerns over theft.[181] Amazon's initial response was to pay for an ambulance to sit outside on call to cart away overheated employees.[181] The company eventually installed air conditioning at the warehouse.[182]
But one of the biggest differences between Cyber Monday and Black Friday remains: the style of shopping, says Vice President of PR and Events at Slickdeals, Regina Conway. "For example, we see more sitewide discounts or category-wide discounts on Cyber Monday, whereas Black Friday will often have very specific products such as electronics and home goods at deep, deep discounts," she says. "However, more merchants have started advertising specific product deals on Cyber Monday and vice versa, so the holidays are starting to have more crossover."
A9.com, Inc.[3]AbeBooksAmazon AirAlexa InternetAmazon BooksAmazon Game StudiosAmazon Lab126Amazon Logistics, Inc.[3]Amazon PublishingAmazon RoboticsAmazon.com Services, Inc.[3]Amazon StudiosAmazon Web Services, Inc.[3]Audible Inc.Body LabsBook DepositoryDigital Photography ReviewGoodreadsGraphiqIMDbRingSouq.comTwitch.tvWhole Foods Market[4]WootZappos
The first Echo came out in late 2014 as a Prime member exclusive, but in the four short years since, Amazon has developed dozens of different smart home products that revolve around the speaker and voice assistant format. Today, thousands of products integrate with the company's Alexa platform to make use of its voice search and query capabilities. Just as it once foresaw e-commerce, streaming, and cloud computing as the future of the internet, Amazon saw AI as not just something that could live within the smartphone — as Apple established with Siri and Google with its Assistant — but also in the home.


text:
The DEA Is Trying to Help Rural Americans Get Better Access to Addiction Treatment. Will Its Plan Work?
The DEA's rule change allows other health-care professionals aside from just doctors to prescribe buprenorphine, an effective—but potentially addictive—treatment.
Francie Diep
A memorial to those who died from drug overdoses in Huntington, West Virginia.
(Photo: Brendan Smialowski/AFP/Getty Images)
More types of health-care providers—not just doctors—will now be able to apply to prescribe an effective but potentially addictive medicine for treating opioid addiction, the Drug Enforcement Administration announced Tuesday. The rule change was intended to help more Americans, particularly those living in rural areas that lack doctors, get treated for opioid use disorders. "This action provides more treatment options for addicts in rural parts of the country," the DEA said in a press release.
Advocates are hailing the change as a good first step, but note that more is needed to make sure it works as expected. Otherwise, it could languish as a regulatory move that makes little practical difference.
The new policy allows nurse practitioners and physicians' assistants to prescribe and dispense buprenorphine, a medication that helps people manage cravings, ward off withdrawal, and keep from relapsing. Buprenorphine plus counseling is considered a gold-standard treatment for addiction to prescription painkillers or heroin. But the medication is itself an opioid. It can create a euphoric high when used improperly, and has some street value. That's why anybody in America hoping to prescribe buprenorphine for addiction has to get a special waiver from the DEA, which, until this week, only physicians could apply for.
Advocates have long asked the government to open up buprenorphine waivers to more kinds of health-care providers beyond doctors. Rural parts of the country may stand to benefit most. One recent survey found that 60 percent of rural counties in America don't have a single doctor with a DEA waiver to prescribe buprenorphine. (Although it's not just a rural problem: Twenty-six percent of urban counties don't have a DEA-waived doctor either.) Meanwhile, nurse practitioners and physicians' assistants provide the bulk of basic medical services in many rural communities.
"It's a good idea," says Mishka Terplan, a obstetrician-gynecologist at the Virginia Commonwealth University who has a buprenorphine waiver. He pointed to the government's estimation that 880,000 Americans don't receive the addiction treatment they want. "These are massive, massive insufficiencies within the health-care system and this is one way to address them," he says.
Keith Humphreys, a psychiatrist who studies addiction at Stanford University, makes one popular argument: Because nurse practitioners are legally able to prescribe oxycodone in all 50 states, they should be able to prescribe opioid addiction remedies too. "If you're allowed to do one, you should be able to do the other," he says
A bottle of buprenorphine.
(Photo: Joe Raedle/Getty Images)
Some doctors have said they're worried that opening up buprenorphine prescribing will make it easier for shady clinics to give out scripts to folks who may sell them. In a public comment submitted to the federal government, Lisha Barré of Northglenn, Colorado, makes that argument, writing: "We risk creating another health-care crisis if sufficient oversight of MAT [medication assisted treatment, the technical name for buprenorphine plus therapy] is not assured." Terplan notes that he knows of buprenorphine "pill mills" in southwestern Virginia, but thinks that they'll remain relatively rare.
Instead, he and some others are concerned that the DEA waivers won't make enough of a difference. There's evidence that many doctors who get the waivers nevertheless don't use them. In a survey of rural doctors, 11 percent said they'd never used their waiver and 18 percent said they used to prescribe buprenorphine, but don't anymore. The most common reasons they cited for not treating patients with buprenorphine were worries about their patients selling the drug, a lack of mental-health services for their patients, and time constraints. Only 2 percent of doctors said they'd stopped prescribing the drug because there was no need for it.
"Just having waivered providers doesn't equal access for people," says Holly Andrilla, a statistician at the University of Washington who ran the survey. The new DEA policy, she says, is "certainly not going to make access any worse. I don't think it's going to be the silver bullet that solves the problem."
Doctors, nurse practitioners, and physicians' assistants prescribing buprenorphine are all going to need support in order to learn the skills necessary to treat people with addictions, Terplan says. Getting providers ready to help with America's opioid epidemic requires more than just the legal permissions.
Drug Enforcement AdministrationDrugsHealth CareBuprenorphinePublic CommentPrescriptions
Francie Diep is a staff writer at Pacific Standard, where she specializes in health and drug policy and the intersections of culture and science. Previously, she covered science, health, and science policy for Scientific American, Popular Science, and Smithsonian.


text:
Esta lista compreende a todos os 24 localizaçãos no estado estadounidense da Nova Hampshire com os dados do Censo de 2010 ordenados em ordem alfabética:

Municípios

Ver também
 Lista de cidades de Nova Hampshire
 Aldeias de Nova Hampshire

Ligações externas
 American Fact Finder da Departamento do Censo dos Estados Unidos

Nova Hampshire


[Compact Design] Fashionable and elegant appearance, made up with high quality acrylic, absolute sturdy and durable.
[Universal Use] You can also use it to hang some other small items. Hooks are also ideal for kids rooms, dorms, shop, garage, entryway, behind doors and in hallways.
1. The adhesive tape can't touch oil, dust, soil or other particulate matter, please keep it away from any heat source,otherwise it may lose stickiness.
2. Clean and dry the install surface of the desk and the stand.
3. Peel the cover of the double-sided adhesive.
This under desk headphone hanger saves your desktop space. keeps your desk clean and tidy. Allows you to access headphone easily.
High quality acrylic meterial and elegant appearance.
Perfect for different kinds of headphones.<.br/> Smooth and bent edge design keep your beloved headphone safe from scratching and dropping.
Peel the cover of the double-sided adhesive, stick it under-desk or where you like.Please make sure the surface is clean and smooth before.


Latest: JAMB 2019 UTME Exam Slip Printing Begins | See How to Print Yours Below.
This is to inform all the candidates who registered for the 2019 Unified Tertiary Matriculation Examination (UTME) of the Joint Admissions and Matriculation Board (JAMB) that the portal to print examination slip has been enabled.
All concerned candidates are advised to print theirs as soon as possible to know their examination date, time and venue.
To print yours, follow the steps below.
Enter your JAMB Reg No., email address or Phone Number (GSM) in the space provided.
Click on 'Print Examination Slip' to print your slip.
Note: Don't forget to print your slip, as it will be required of you at the venue of your examination centre before you'll be allowed to sit for the exam.
The Joint Admission and Matriculation Board (JAMB) has postponed the printing of UTME slip to Thursday April 4th, 2019. This was disclosed by the JAMB's Head of Media and Publicity Dr Fabian Benjamin in an interview with newsmen. Recall that the printing of the examination slips was initially scheduled to begin on Tuesday, April 2.
This is to remind all candidates who registered for the 2019 Unified Tertiary Examination (UTME) of the Joint Admissions and Matriculation Board (JAMB) that the reprinting of examination slip is expected to commence today.
According to the board, from April 2nd, candidates will have their slips placed on their profiles. However candidates who are unable to access their slips through their portal can visit the board's service portal,on www.jamb.org.ng to print the slip.
We advise candidates to keep a close watch on their email addresses (check inbox, junk/SPAM Folder) since JAMB may send the exam slip notifications to candidates' email addresses.
Once you get a notification to that effect from JAMB or able to print yours, please do not fail to let us know in the comment section so that others can reprint theirs.
We expect the direct portal for the printing of exam slips to be equally enabled any moment from now. Once it is enabled, this post will be updated with the steps to print the exam slip directly from JAMB e-service Portal.
JAMB Exam Slip: The Joint Admissions and Matriculation Board (JAMB) has disclosed that the printing of 2019 JAMB Exam Slip would probably commence March 2nd, 2019; that is two weeks before the examination. Note that this date is yet to be confirmed. The reprinted slips will bear candidates schedule for the examination: date, time and centre as well as other necessary information about the examination.
The board added that messages would as well be sent to candidates, informing them on when to reprint their e-slip. This processes will be all automated to keep candidates up-to-date with developments. The date for the main examination remains March 16th – 23rd, 2019. Candidates are advised to ensure they are also adequately prepared for the exam.
Once the page has loaded, type in your JAMB Registration Number or the email address you used to register for the exam on the specified column.
Select "Print Examination Slip", your exam slip will pop up on the screen.
If you have your computer connected to a printer, just proceed to print your exam slip.
If you do not, you can either save it in a flash drive and print it in a business centre or just proceed to a cyber cafe and do everything there.
As usual, you should print 2 copies of the UTME Examination Slip in Full Colour. You will submit one at the Exam Hall and you have to keep one for reference. The portal may be a bit slow but you have to keep trying again until you are successful at printing your UTME Examination Slip.
Please I hope I will get the email soon to proceeds with the printing of ma slip I don't even understand is it 4 or 14 which is the correct date for the printing of the slip.
Chinwendu, sorry about that but you might have to keep trying.


Many homeowners want to get rid of drain flies. The best way for homeowners to accomplish this goal is to eliminate breeding sites. It's essential to clean household drains, which includes removing organic slime that has accumulated in the drains. By pouring a pan of boiling water down household drains, homeowners can achieve short-term extermination.
However, the larvae of drain flies can be hard to drown, which is due to the fact that the larvae can trap air bubbles. It's important for homeowners to avoid pouring insecticides down household drains. The average life cycle of a drain fly is 10 to 15 days.


text:
/*
 * Licensed under the Apache License, Version 2.0 (the "License");
 * you may not use this file except in compliance with the License.
 * You may obtain a copy of the License at
 *
 *     http://www.apache.org/licenses/LICENSE-2.0
 *
 * Unless required by applicable law or agreed to in writing, software
 * distributed under the License is distributed on an "AS IS" BASIS,
 * WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied.
 * See the License for the specific language governing permissions and
 * limitations under the License.
 */
package com.facebook.presto.orc.writer;

import com.facebook.presto.common.block.Block;
import com.facebook.presto.common.block.VariableWidthBlockBuilder;
import io.airlift.slice.Slice;
import org.testng.annotations.Test;

import java.util.ArrayList;
import java.util.List;
import java.util.Random;

import static com.facebook.airlift.testing.Assertions.assertGreaterThan;
import static com.facebook.airlift.testing.Assertions.assertGreaterThanOrEqual;
import static com.facebook.airlift.testing.Assertions.assertLessThan;
import static com.facebook.presto.common.type.VarcharType.VARCHAR;
import static io.airlift.slice.Slices.utf8Slice;
import static java.nio.charset.StandardCharsets.UTF_8;
import static org.testng.Assert.assertEquals;
import static org.testng.Assert.assertTrue;

public class TestSegmentedSliceBlockBuilder
{
    private static final Slice SLICE = utf8Slice("abcdefghijklmnopqrstuvwxyz");

    @Test
    public void testBasicOperations()
    {
        SegmentedSliceBlockBuilder blockBuilder = new SegmentedSliceBlockBuilder(10, 10);
        long retainedSize = addElementsToBlockBuilder(blockBuilder);
        blockBuilder.reset();
        assertEquals(blockBuilder.getSizeInBytes(), 0);
        assertLessThan(blockBuilder.getRetainedSizeInBytes(), retainedSize);
        addElementsToBlockBuilder(blockBuilder);

        int index = 0;
        for (int j = 0; j < 100_000; j++) {
            for (int i = 0; i < SLICE.length(); i++) {
                Slice rawSlice = blockBuilder.getRawSlice(index);
                int offset = blockBuilder.getPositionOffset(index);
                int length = blockBuilder.getSliceLength(index);
                index++;
                assertEquals(length, 1);
                assertTrue(SLICE.equals(i, 1, rawSlice, offset, length));
            }
        }
    }

    @Test
    public void testEqualsAndHashCode()
    {
        SegmentedSliceBlockBuilder blockBuilder = new SegmentedSliceBlockBuilder(10, 10);
        VariableWidthBlockBuilder variableBlockBuilder = new VariableWidthBlockBuilder(null, 10, 10);
        for (int i = 0; i < SLICE.length(); i++) {
            blockBuilder.writeBytes(SLICE, i, 1);
            blockBuilder.closeEntry();

            variableBlockBuilder.writeBytes(SLICE, i, 1);
            variableBlockBuilder.closeEntry();
        }

        Block block = variableBlockBuilder.build();
        for (int i = 0; i < SLICE.length(); i++) {
            assertTrue(blockBuilder.equals(i, block, i, 1));
            assertTrue(blockBuilder.equals(i, 0, block, i, 0, 1));
            assertEquals(blockBuilder.hash(i), variableBlockBuilder.hash(i, 0, 1));
        }
    }

    @Test
    public void testCompareTo()
    {
        SegmentedSliceBlockBuilder blockBuilder = new SegmentedSliceBlockBuilder(10, 10);
        for (int i = 0; i < SLICE.length(); i++) {
            blockBuilder.writeBytes(SLICE, i, 1);
            blockBuilder.closeEntry();
        }

        for (int i = 0; i < SLICE.length() - 1; i++) {
            assertLessThan(blockBuilder.compareTo(i, i + 1), 0);
            assertEquals(blockBuilder.compareTo(i, i), 0);
            assertGreaterThan(blockBuilder.compareTo(i + 1, i), 0);
        }
    }

    @Test
    public void testWriteBytes()
    {
        int entries = 100;
        String inputChars = "abcdefghijklmnopqrstuvwwxyz01234566789!@#$%^";
        SegmentedSliceBlockBuilder blockBuilder = new SegmentedSliceBlockBuilder(entries, inputChars.length());
        List<String> values = new ArrayList<>();
        Random rand = new Random(0);
        byte[] bytes = inputChars.getBytes(UTF_8);
        assertEquals(bytes.length, inputChars.length());
        for (int i = 0; i < entries; i++) {
            int valueLength = rand.nextInt(bytes.length);
            VARCHAR.writeBytes(blockBuilder, bytes, 0, valueLength);
            values.add(inputChars.substring(0, valueLength));
        }
        verifyBlockValues(blockBuilder, values);
    }

    private void verifyBlockValues(Block block, List<String> values)
    {
        assertEquals(block.getPositionCount(), values.size());
        for (int i = 0; i < block.getPositionCount(); i++) {
            Slice slice = VARCHAR.getSlice(block, i);
            assertEquals(slice, utf8Slice(values.get(i)));
        }
    }

    private long addElementsToBlockBuilder(SegmentedSliceBlockBuilder blockBuilder)
    {
        int size = 1;
        long retainedSize = blockBuilder.getRetainedSizeInBytes();
        int lastOpenSegmentIndex = blockBuilder.getOpenSegmentIndex();
        for (int j = 0; j < 100_000; j++) {
            for (int i = 0; i < SLICE.length(); i++) {
                blockBuilder.writeBytes(SLICE, i, 1);
                blockBuilder.closeEntry();
                assertEquals(blockBuilder.getPositionCount(), size++);
                Slice rawSlice = blockBuilder.getRawSlice(blockBuilder.getPositionCount() - 1);
                int offset = blockBuilder.getPositionOffset(blockBuilder.getPositionCount() - 1);
                int length = blockBuilder.getSliceLength(blockBuilder.getPositionCount() - 1);
                assertEquals(length, 1);
                assertTrue(SLICE.equals(i, 1, rawSlice, offset, length));
            }
            // Each element has 1 character and 1 offset so (1 + Integer.BYTES)
            assertEquals(blockBuilder.getSizeInBytes(), blockBuilder.getPositionCount() * (1L + Integer.BYTES));

            if (blockBuilder.getOpenSegmentIndex() > lastOpenSegmentIndex) {
                // When new segment is created, retained should increase due to
                // copied slices and new offsets array allocation.
                assertGreaterThan(blockBuilder.getRetainedSizeInBytes(), retainedSize);
            }
            assertGreaterThanOrEqual(blockBuilder.getRetainedSizeInBytes(), retainedSize);
            retainedSize = blockBuilder.getRetainedSizeInBytes();
            lastOpenSegmentIndex = blockBuilder.getOpenSegmentIndex();
        }
        return retainedSize;
    }
}

redpajama_set_name: RedPajamaGithub


Small tool to peek value(s) from a given memory address.
A=ADDRESS/A - Mandatory, Address to peek.
S=SIZE/N    - Optional, Number of bytes to peek.
C=COUNT/N   - Optional, Number of values to peek.
Valid values: from 1 to 99.
>APeek $F80000      ; Read ROM Identifier.
>APeek $F8000C 2 2  ; Read ROM Version and Revision.
>APeek 0xBFE601 1   ; Read CIAA Timer B Low byte register.
>APeek 0xBFE701 1   ; Read CIAA Timer B High byte register.
>APeek 0xDFF300 2 9 ; Read SAGA Video Core ModeLine registers.
>Version FULL APeek ; Read Version of APeek.


Strong topic denotes, probably, the main piece of developing the literature review.
Probably the most important thing in the direction of forming an exceptional book paper would be to make your topic original. Another divergence from the rest of the types of papers is, the Everyday Use paper comes dependent solely around topic claim you, the author of essay, formulate. Topic claim carries the point of view plus the bias. True, you've by this time decided to write your essay on Everyday Use, one of the works by Alice Walker. But that is just fifty percent of your design step. At this point you are required to create the topic claim itself.


text:
Leonard Bernstein: A Guide to Resources at the Library of Congress
Conductor, composer, pianist, and educator Leonard Bernstein (1918-1990) was a 20th-century American music icon. This guide connects researchers with primary and secondary resources by and relating to Bernstein, including digitized material.
Leonard Bernstein Collection
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Using the Library of Congress
Performing Arts: Ask a Librarian
Cait Miller, Music Reference Specialist, Music Division
Created: August 6, 2021
Read more about the Library's performing arts collections on the In The Muse: Performing Arts Blog. Follow us on our Performing Arts at the Library of Congress Facebook Page External. These platforms will provide information on new acquisitions, Library treasures, digital initiatives, and upcoming events.
Leonard Bernstein backstage with visitors during a Young People's Concert intermission. 1960. Library of Congress Music Division.
Composer, conductor, pianist, writer, and educator Leonard Bernstein (1918-1990) left an indelible mark on American music and popular culture. Shortly after being appointed assistant conductor to Artur Rodziński, Leonard Bernstein unexpectedly made his major conducting debut with the New York Philharmonic on November 14, 1943, replacing guest conductor Bruno Walter due to illness. The New York Times music critic Olin Downes published a review the next day praising Bernstein's musicianship, connection with the orchestra, and confidence with both the material and performance. Many more newspapers published about the dramatic musical event and the young conductor's great success, propelling Bernstein to stardom seemingly overnight.
In addition to an influx of exciting conducting opportunities, the next year saw major premieres of Bernstein's own works that spanned multiple genres such as his Symphony no. 1: Jeremiah, the ballet Fancy Free, and the musical On the Town. The opportunity, promise, creativity, and breadth of this one year anticipates the massive achievements yet to come: Bernstein's Koussevitzky commissions and appointment to Head of Conducting Studies at Tanglewood, appointment to Musical Director of the New York Philharmonic, the seminal musical West Side Story, the influential Young People's Concerts, and much more. His deep connection to his Jewish identity inspired his music, travels, and affiliation with the Israel Philharmonic Orchestra. His admiration for John F. Kennedy and friendly relationship with the President and First Lady prompted Bernstein's participation in Kennedy's Inaugural Gala as well as his conducting a performance of Mahler's Resurrection Symphony on a televised memorial two days after Kennedy's assassination. Bernstein's Mass was commissioned by Jackie Kennedy to celebrate the opening of the John F. Kennedy Center for the Performing Arts in Washington, D.C. in 1971. These career highlights represent a mere slice of Bernstein's worldwide impact and influence.
The Library of Congress provides unparalleled collections to research the career, creative work, and legacy of this Goliath of 20th-century music, from the incredible Leonard Bernstein Collection to the many other primary and secondary resources highlighted in this guide.
About the Performing Arts Reading Room
The Performing Arts Reading Room is the access point for the collections in the custody of the Music Division at the Library of Congress. Numbering approximately 20.5 million items and spanning more than 1000 years of Western music history and practice, these holdings include the classified music and book collections, music and literary manuscripts, iconography, microforms, periodicals, musical instruments, published and unpublished copyright deposits, and close to 500 special collections in music, theater, and dance.
Performing Arts Reading Room
Submit a question through our Ask a Librarian service, call us at (202) 707-5507, or visit us in person in Room LM 113 in the James Madison building in Washington, D.C. Please read our policies and rules for using performing arts materials before visiting in person. In addition, researchers must have a reader registration card at time of submitting requests to access material in the reading room.
Next: Leonard Bernstein Collection >>
Last Updated: Dec 29, 2022 2:04 PM
URL: https://guides.loc.gov/leonard-bernstein
Subjects: American Popular Culture, Music and Performing Arts


A new wind-driven wildfire erupted late Tuesday in Rialto near the Fontana border, burning perilously close to homes as residents appeared to scramble to leave.
Live television footage showed at least two yards appeared to be on fire as the blaze grew from roughly 3 acres to 20 acres in about 15 minutes. The fire was reported at Sierra and Riverside avenues and was moving rapidly through heavy brush as strong winds blew through the area.
The San Bernardino County Fire District said no evacuations had been ordered.
It appeared flames had jumped Riverside Avenue into yards. But the head of the fire appeared to be moving generally away from homes. Television footage showed traffic backed up in the area as people rushed to flee.
#SierraFire(Update): Fire continues to grow to the south under influence of #SantaAnaWinds. Structure protection in place along Riverside Ave. NO EVACUATIONS are in place at this time.
#SierraFire(Update): Update to 20 acres. Unified Command between #SBCoFD, @CALFIREBDU, and @RialtoFireDept.
11:55 p.m.: This article was updated with authorities stating no evacuations were ordered.
10:55 p.m.: This article was updated with more information from television footage.
10:40 p.m.: This article was updated to reflect that the fire is burning in Rialto.
This article was originally published at 10:30 p.m.


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All posts for "Gardner"
Kippled
Ages ago, back in 2007, I had a post about the critic and Eliot scholar, Dame Helen Gardner. Henry Reed had been a student of Gardner's at the University of Birmingham in the 1930s, and had introduced her to Eliot's poetry when he sent her a copy of "East Coker" in 1940. Gardner had credited Henry Reed in an article she wrote for the Summer, 1942 New Writing & Daylight on "The Recent Poetry of T.S. Eliot," saying that Reed had pointed out to her that some of the sea imagery in Eliot's "The Dry Salvages" may have come from the works of Herman Melville, and that 'the voice of Mr. Eliot's seabell is certainly like the sound of the Liverpool bell-buoy which Redburn heard as he sailed in to the Mersey.'
This last is, of course, entirely incorrect.
How do we know it's not true? Because Eliot tells us so. In her book, The Composition of Four Quartets (Oxford University Press, 1978), Gardner states:
After the publication of Little Gidding I wrote to Eliot, wishing to let him know how much these poems had meant to me, and told him that Mr. Lehmann had passed on his remarks. He replied saying my article had given him 'great pleasure' and went on
Only two very small points occur to me. The first is that I have no such connection as you suggest with the house at Burnt Norton. It would not be worth while mentioning this except that it seemed to me to make a difference to the feeling that it should be merely a deserted house and garden wandered into without knowing anything whatsoever about the history of the house or who had lived in it. ... The other point is that I have never read or even heard of the book by Herman Melville.24 American critics and professors have been so excited about Melville in the last ten years or so that they naturally take for granted that everybody has read all of his books, but I imagine that bell buoys sound very much the same the world over.
24 I had suggested, with acknowledgement to Henry Reed, that a passage from Redburn lay behind the close of Part I of The Dry Salvages, Eliot mistakenly assumed Henry Reed was an American Professor of that name.
Silly Helen, foolhardy Henry. What did Eliot expatriate for, if not to avoid reading American literature? "Little Gidding" was published in December 1942, so Eliot's reply to Gardner must be circa 1943. The implied professor is Henry Reed (1808-54), Wordsworth's American editor.
Still, there is a tiny bit of redemption from Gardner's footnotes in The Composition of Four Quartets. Just a few pages further, attempting to attribute the sources for "Burnt Norton," she relays the following from Eliot:
In a letter to John Hayward, 5 August 1941, quoted in the heading to this chapter, Eliot mentioned three other sources: his own poem 'New Hampshire'; Kipling's story 'They', which he only recognized as having contributed to his poem when, five years later, he was re-reading Kipling for his anthology A Choice of Kipling's Verse; and a 'quotation from E.B. Browning'. Many years ago I suggested that 'the image of laughing hidden children may have been caught from Rudyard Kipling's story "They", since the children in that story are both "what might have been and what has been", appearing to those who have lost their children in the house of a blind woman who has never borne a child'.28
28 The Art of T.S. Eliot (1949), 160. The suggestion was made to me by Henry Reed.
So we shall comfort ourselves with one Reed footnote to Eliot scholarship, instead of two.
« Eliot Gardner 0 »
Ardent Spirits
What makes for a best-selling memoir? Celebrity confessions. Confessions like Mackenzie Phillips reveals in her book, High on Arrival, that she had been involved in an incestuous relationship with her father. Such as Andre Agassi confessing that his trademark long hair was actually a wig and that he used crystal meth, in his forthcoming autobiography, Open.
I confess, I don't actually know what bombshells Reynolds Price may drop in his recent memoir, Ardent Spirits: Leaving Home, Coming Back (New York: Scribner, 2009). I have my library's copy here, on my crowded coffee table. I haven't read it, yet. Not all of it. But I have found a pertinent piece of juicy gossip.
Reynolds Price has been a Professor of English at Duke University for fifty years, and is an award-winning author of fourteen novels. Ardent Spirits is his third memoir, covering his three years as a Rhodes Scholar at Merton College, Oxford, beginning in 1955, until after his return to North Carolina in 1958, when he begins his teaching and writing careers. Price has never written openly about his sexuality until this most recent volume, where he refers to himself (and others) as "queer."
While at Oxford, Mr. Price made the acquaintance of such literary luminaries as W.H. Auden, Stephen Spender, Cyril Connolly, and Helen Gardner—then a fellow at St. Hilda's College. Price attended Gardner's lectures on the metaphysical poets, and her seminar in textual editing, and eventually she would sponsor his thesis on Milton's use of the Chorus in Samson Agonistes.
This is where I get to the juicy part, the bombshell. In the mid-1930s, Henry Reed had been a student of Gardner's while he was doing his graduate studies at the University of Birmingham. Price writes:
Helen Gardner knew her subjects exhaustively and conveyed her mastery in lucid, but never condescending, lectures—one of the rarest of academic skills. She'd nonetheless been subjected to many of the disappointments of a brilliant woman in what was then distinctly a man's world. Stephen Spender would eventually tell me that he'd heard from W.H. Auden that, when she held a job at the University of Birmingham, Gardner fell in love with the poet Henry Reed. Reed, however, was queer; and Gardner's encounter with that reality led to a psychotic breakdown. In the absence of a good biography, I can't vouch for Auden's story; but it has a likely sound, especially since I slowly became aware of her reservations about many of her male colleagues at Oxford, and more than once I heard her cast strong aspersions at Auden and his friends. As her pupil, of course I was fascinated to hear of those possible early troubles in her life.
Wow. This is not the sort of literary footnote I usually get to post. Still, I'm inclined to say Mr. Price's rumor is simple hearsay—an exaggeration as a result of a game of Telephone among poets—considering that Reed sent Gardner a copy of Eliot's "East Coker" in the spring of 1940, and that Gardner, in 1942, credited Reed with a point relating to "The Dry Salvages" (see previously). That hardly sounds like the aftermath of an unrequited love affair and mental breakdown.
« Gardner Biography 0 »
1529. Sackville-West, Vita. "Seething Brain." Observer (London), 5 May 1946, 3.
Sackville-West speaks admirably of Reed's poetry, and was personally 'taken with the poem called "Lives," which seemed to express so admirably Mr. Reed's sense of the elusiveness as well as the continuity of life.'
Gardnering
Dame Helen Louise Gardner (1908-1986) was a professor, critic, and editor, but above all, she was a scholar. Her work on Shakespeare, Milton, Donne, Eliot, and religious verse is still greatly respected, and earned her honorary doctorates from London, Harvard, Yale, and Cambridge Universities, among others. She took an M.A. at St. Hilda's College, Oxford in 1935, and returned to the school in 1941, teaching at Oxford until 1975. She was made a DBE in 1967.
Helen Gardner began her career as an assistant lecturer at the University of Birmingham in 1930. She took a position at the University of London in 1931, but returned to Birmingham as a lecturer in English from 1934-41. In her book, In Defense of the Imagination (Harvard University Press, 1982), Gardner recalls receiving a packet in the mail in the spring of 1940, in the midst of the "phoney war." Inside was the Easter Number of the New English Weekly, which contained a new poem by T.S. Eliot. 'I found myself reading a poem that offered no easy comfort, but only the true comfort of hearing a voice speaking out of the darkness without cynicism and without despair.' The poem would inspire her to recommend Eliot as wartime reading during a series of public lectures that summer. The poem was "East Coker," the second of his Four Quartets, and it had been sent to Gardner by none other than Henry Reed, who had been a graduate student at the University of Birmingham from 1934-36.
I came across a small homage to Reed today, in an article Gardner wrote called "The Recent Poetry of T.S. Eliot" (New Writing and Daylight, Summer 1942). A note to her discussion of "The Dry Salvages" expresses her gratitude:
Mr. Henry Reed, to whom I am indebted for much sympathetic and illuminating criticism, and without whose encouragement this article would not have been written, has pointed out to me a passage in Herman Melville's 'Redburn,' from which some of the sea imagery of 'The Dry Salvages' may derive. The voice of Mr. Eliot's seabell is certainly very like the sound of the Liverpool bell-buoy which Redburn heard as he sailed into the Mersey.
Here is the relevant section from Melville's sea-faring novel Redburn: His First Voyage (1849), concerning the bell-buoy:
After running till about midnight, we "hove-to" near the mouth of the Mersey; and next morning, before day-break, took the first of the flood; and with a fair wind, stood into the river; which, at its mouth, is quite an arm of the sea. Presently, in the misty twilight, we passed immense buoys, and caught sight of distant objects on shore, vague and shadowy shapes, like Ossian's ghosts.
As I stood leaning over the side, and trying to summon up some image of Liverpool, to see how the reality would answer to my conceit; and while the fog, and mist, and gray dawn were investing every thing with a mysterious interest, I was startled by the doleful, dismal sound of a great bell, whose slow intermitting tolling seemed in unison with the solemn roll of the billows. I thought I had never heard so boding a sound; a sound that seemed to speak of judgment and the resurrection, like belfry-mouthed Paul of Tarsus.
It was not in the direction of the shore; but seemed to come out of the vaults of the sea, and out of the mist and fog.
Who was dead, and what could it be?
I soon learned from my shipmates, that this was the famous Bett-Buoy, which is precisely what its name implies; and tolls fast or slow, according to the agitation of the waves. In a calm, it is dumb; in a moderate breeze, it tolls gently; but in a gale, it is an alarum like the tocsin, warning all mariners to flee. But it seemed fuller of dirges for the past, than of monitions for the future; and no one can give ear to it, without thinking of the sailors who sleep far beneath it at the bottom of the deep.
Melville's "Bett" is a variant of "beat," a rhythm or measure. Compare this with Eliot's sea-bell in "The Dry Salvages" (1941):
The sea howl
And the sea yelp, are different voices
Often together heard: the whine in the rigging,
The menace and caress of wave that breaks on water,
The distant rote in the granite teeth,
And the wailing warning from the approaching headland
Are all sea voices, and the heaving groaner
Rounded homewards, and the seagull:
The tolling bell
Measures time not our time, rung by the unhurried
Ground swell, a time
Older than the time of chronometers, older
Than time counted by anxious worried women
Lying awake, calculating the future,
Trying to unweave, unwind, unravel
And piece together the past and the future,
Between midnight and dawn, when the past is all deception,
The future futureless, before the morning watch
When time stops and time is never ending;
And the ground swell, that is and was from the beginning,
The bell.
Reed's suggestion makes for a strong argument, and Gardner says in her article that "The Dry Salvages" 'marries most absolutely metaphor and idea. The sea imagery runs through it with a freedom and a power hardly equalled in Mr. Eliot's other poetry.'
« Eliot Poetry Gardner 0 »
1528. Manning, Hugo. "Recent Verse." Books of the Day, Guardian (Manchester), 31 July 1946, 3.
Manning feels that 'Mr. Reed has worn thin much of his genuine talent in this direction by too much self-inflicted censorship.'


TORRANCE, Calif. (AP) — Regulators agreed Saturday to let ExxonMobil resume operations at an oil refinery in Torrance more than a year after an explosion crippled the plant and led to higher gas prices in California.
The South Coast Air Quality Management District board voted 3-2 to allow the refinery to produce emissions that will exceed pollution limits as it restarts the plant.
The refinery has sat largely idle since the February 2015 blast injured four contractors, caused heavy damage at the plant and rocked nearby neighbors.
The plant's shutdown led to a shortage of gas that meets California's stricter pollution regulations and caused higher prices at the pump.
During the restart, the refinery is expected to pump emissions into the air for about six hours longer than allowed by AQMD rules. So regulators ordered ExxonMobil not to restart during school and business hours, when people could be exposed to excess pollution, and pay $5 million in penalties for air pollution violations after the explosion.
Residents will also be notified at least 48 hours before the restart occurs.
"This approved order … puts in place stringent measures designed to protect the health and safety of nearby residents while the refinery resumes normal operations," Kurt Wiese, general counsel for the AQMD, said in a statement.
The board voted Saturday night following a daylong public hearing at City Hall attended by an overflow crowd of about 450.
ExxonMobil is selling the refinery for $537 million to New Jersey-based PBF Energy Inc., though the plant must be operational before the sale is completed.
An opponent of the plant criticized ExxonMobil for getting the plant up and running so it can complete the sale.
"This is the equivalent of slapping some paint on your home to get it resold and walking away to a safer place, which is maybe what a lot of Torrance neighbors need to do," Maureen Mauk told the Daily Breeze (http://bit.ly/1N3Xv6b ).
In related news, Feds reject Exxon Mobil bid to block shareholder proposal.


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Christie Whitman by a Whisker
Memo To: Brit Hume, Fox News Washington Editor
Re: Christie Whitman's "tax cuts"
When I talked to you last night, I was afraid that if Christie lost her re-election contest for governor of New Jersey, the national press corps would announce that not only do the voters not care about candidates who promise tax cuts, but are also ungrateful to those who keep their promises. Christie's campaign slogan was "Promises Made, Promises Kept." As I explained last night, our governor never exactly did deliver on her promise to cut income-tax rates by 30%. The only Jerseyans who got a 30% cut in their state income-tax rates were those with the lowest taxable incomes, none above $20,000. Those with taxable incomes above $75,000 got only a 4.1% cut, which is negligible when applied against a starting rate of 6.65%. Now if the voters expected this when the promise was made in 1993,1 do not believe they would have been so ungrateful yesterday in giving her only a 1% margin of victory. The campaign promise was made as a result of a decision she made when her candidacy against the very unpopular incumbent, Jim Florio, was faltering. The tax-cut package was presented to her in a meeting in her office by Steve Forbes (before he even thought of entering elective politics), Lawrence Kudlow, then chief economist at Bear Stearns, and former N.J. Governor Tom Kean. Christie and her husband John were on the receiving end of the advice from these three. You could ask him yourself, but I believe it is Tom Kean's recollection that it was supposed to be a 30% cut across-the-board. This was my understanding when I read of the proposal in the NJ press. I believe the voters went into the ballot box four years ago with that in mind. That being the case, there was a sense I felt that there had been some sleight-of-hand in the governor's office.
It did not make me feel any warmer to Christie, who I advised and supported avidly in her Senate race against Bill Bradley, which she lost by a whisker, when early in 1996 she announced her support for Bob Dole in the race for the GOP presidential nomination. Had she not taken Steve Forbes's advice on the 30% tax cut, she would not have won the governorship. Yet she chose to flip him the bird when he embarked on his race for the nomination, when it would have been the easiest thing in politics for her to back a "favorite son" of New Jersey. Both the decision to chisel on the tax-cut promise and the decision to back Dole instead of giving Forbes a hand were, I think, made by her husband John, who is surely a wonderful husband and father, but has been a drag on her political career at important moments.
Four years ago, Christie got three votes in my house, including those of my wife and mother. This year she got none. I would not forgive her on the tax cuts and Steve Forbes and voted for McGreevey. My wife and mother would not forgive her on her in-your-face attitude on feminist issues, including support for late-term abortions — and voted for the pro-life libertarian.
Last May, I wrote a letter to The Wall Street Journal on Christie's chiseling on her 30% tax cut promise, when the Journal made a big deal out of it. The letter — which follows — was not published. It did run in the Daily Record of Morristown, my local paper, on May 30, and was discussed in other papers around the state. Thanks to you and Fox News, at least there were some people outside of New Jersey who learned that her promise keeping was not what it seemed to be.
Letters Editor
Gerald F. Seib's report yesterday on how little New Jersey's economy has benefitted from the reported 30% income tax cut under Gov. Christie Whitman fails to take into account the concurrent increase in federal income tax rates rammed through the 1993 Democratic Congress by President Clinton.
At the time Ms. Whitman was elected governor in 1993, the top combined federal/state rate on income tax was 37.65%, that being 31% federal and 6.65% state. The Whitman tax cut brought the top marginal income-tax rate on residents to 6.37% @ $75,000 from 6.65%, at the same time the Clinton increase brought the federal rate to 39.6% from 31%. The combined rate thus increased to 45.97% from 37.65%. If your reporter had asked to see the tax tables, he would have realized the Whitman "30% cut" really only applied to incomes below $20,000, where the rate dropped to 1.4% from 1.9%. My numbers come from the Florham Park, N.J., CPA firm of Giordano, Cohen, Shafrnan, Haimann & Co.
The higher the combined marginal rate, the more counterproductive it is. Gov. Whitman should at least have made the cuts across-the-board -- which is what people outside of New Jersey assume she did. The only reason there was slight improvement in the economy was due to the small cuts in income tax and the tiny cuts in the capital gains tax. The federal rate remained at 28% and the state rate came down by a fraction of a point. The economy would have shown " much better results if Gov. Whitman and her Republican legislature heeded the advice of those who urged elimination of the capital gains rate, which would have cost nothing at the revenue level and generated much healthier economic growth.