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Conor Dugan Joins TMC in Fort Lauderdale, FL
April 6, 2021 by Andrew Holland
The Multihull Company is pleased to announce the addition of Conor Dugan to our team in Fort Lauderdale, FL!
Conor was born and raised in a small beach town in New Jersey and began sailing Optimists competitively at a young age. He and his family relocated to Wilmington, North Carolina during his highschool years, where his interest in sailing bloomed into a lifelong passion. In the summer he transferred between schools, Conor's family sent him on a month-long catamaran sailing excursion from Grenada to St. Lucia with Broadreach Excursions. When he returned, Conor was introduced to the youth sailing coach of Carolina Yacht Club and began sailing out of CYC. He moved through the ranks, from Optis to Lasers and 420s, sailing in regattas up and down the east coast. When his coach took a job at the newly formed Bald Head Island Sailing Club, Conor was asked to come on as an Opti and 420 instructor.
A few years later, BHI Sailing acquired two J80s. These boats were perfect for learning about keelboat handling, and sailing them in the mouth of the notoriously challenging Cape Fear shaped Conor into a highly-skilled coastal sailor. At 18, Conor was invited on the maiden voyage of 'Blue Whale', a custom Cape Fear 60, sailing from Wilmington to St. Maarten, his first proper offshore voyage.
That fall, Conor enrolled in UNC Charlotte as a business student. He studied during the school year and sailed during his summers, building miles, eventually earning his Captain's License. He graduated with Honors from UNC Charlotte in 2013 with a degree in International Studies, that year having served as Student Body President. He is most proud of having led an initiative to make the university's new football stadium a zero-waste facility, diverting up to 84% of waste from landfills to compost or recycling.
After graduating, Conor moved to the Virgin Islands to pursue a career as a professional captain. He began by operating a 40' dive boat, earning sea time to upgrade his USCG license, before becoming a full time captain of the then largest day charter catamaran in the Virgin Islands, a 57' Gold Coast rated for 74 guests. After two years in that role, Conor and his fiance began running week-long term-charters to the BVI aboard a Lagoon 450. After another two years of experience, Conor was looking to continue building sea miles, so he began picking up yacht deliveries wherever he could. One of those deliveries put him on an Outremer 5x with sailing legend Jimmy Cornell. Jimmy was preparing his Elcano Voyage, a circumnavigation aboard a fully-electric Outremer 4x, and was looking for crew to join him. Conor and his fiance were fortunate enough to be selected, and, after spending a year exploring the Australian coastline in a camper van, they flew to France to begin preparations.
Upon arrival in La Grande-Motte, France, Conor received in depth training on the functions and operation of the Oceanvolt electric propulsion and regeneration system, as well as all the features of the Outremer 4x. After weeks of preparation, the crew set off on the epic voyage. After several challenges, including an electrical discharge in Seville that damaged the starboard regeneration system, the crew arrived at Tenerife when Jimmy decided to cancel the voyage and modify the boat to better serve his interests. This change of plans brought Conor back to the States sooner than expected with a new found passion for renewable technologies. He is excited to be an active member of the Ft. Lauderdale sailing community, and is looking forward to seeing how sustainable technology and sailing continue to intersect.
Conor now joins TMC's growing expert team of agents in South Florida to assist clients with their purchase or sale of their catamaran to fullfill their cruising dreams!
To Reach Conor Dugan:
OFFICE:+1 215-508-2704
CELL: +1-340-473-7469
Connor@Multihullcompany.com
Filed Under: Articles, News
TMC Opens New Office On Chesapeake Bay with Ingolf Kiland
The Multihull Company is pleased to announce the addition of Ing Kiland in its new office on the Southern Chesapeake Bay!
Born in Coronado, California and raised in Virginia ,part of a Navy Family, Ing experienced a lot of opportunities to travel and meet many different people. He attended ChristChurch School on the Southern Chesapeake Bay then moved back West to attend college, ultimately receiving a B.A in Conflict Resolution and alternative dispute resolution methods. Acquiring this degree has proved to be an asset in negotiating offers/counter offers and in conflict resolution which can be useful for his clients when the survey report has been completed. He and his family moved back East where Ing had been a successful yacht broker with Annapolis Yacht Sales covering Virginia before joining The Multihull Company. He credits his love for boating from his days on Coronado, California sailing on Glorietta Bay and on the Potomac River in Northern Virginia.. Ing is eager to assist in purchasing your next yacht or as a buyer broker in the Mid-Atlantic region or in the San Diego area. Ing's little secret is that he is a Tenor 2 classically trained singer and he has run the rim to rim to rim in the Grand Canyon in 1 day..
Ing now joins TMC's growing expert team of expert agents to assist clients with their purchase or sale of their catamaran to fullfill their cruising dreams!
To Reach Ing Kiland:
Ing@Multihullcompany.com
Bringing a New Balance to Life
By Captain Andrew Hodgdon
What's really involved in designing, engineering, tooling and building a new catamaran?
In early 2019, co-designers of the Balance 526 Phil Berman and Anton du Toit, were discussing the best way to build on the success of our award-winning catamaran. Due to my growing role at Balance Catamarans, I was fortunate enough to be brought into the brainstorming process and excited to share my insights from the past decade as a professional multihull captain. We started the conversation based on a trend that we had noticed in the feedback from many of our customers; they loved the design and build quality of Balance Catamarans but wanted a smaller option at a lower price point. We were eager to enter this segment of the market but needed to be cautious.
It should first be mentioned that no company will go through the process of creating a new catamaran model unless they are quite confident it will sell and have a strong market. Creating a new design, engineering it, and building the tooling is very costly. For that reason, many builders use the same tooling for a decade a more; simply making slight revisions to it after a few years in order to call it something new. I am amazed, as a yacht broker, how many one or two decade old designs are still being marketed and sold, often as brand new models. This is due entirely to the high cost of designing and tooling up a new boat. The good news for Balance was that we had very high demand for our 526 and 482. We knew our concepts and designs were well vetted and therefore felt confident the market would respond favorably to an entirely new 44ft model that shared the DNA of her very popular larger sisters.
It was imperative that we capture the same soul of the 526 and 482, only this time in a more compact package. The resulting concept was christened the Balance 442. The objective of the 442 was to create another fully modern, daggerboard equipped, world voyaging catamaran. It must also be truly livable for a couple or family to sail anywhere in the world, along with the expected equipment they would need to carry. The task was made easier because the boat was a refinement and scaled down version of the 526 – a tested design, with tested features.
We knew several of those features absolutely must be transferred from our flagship model over to the new 442 design. We had to include the innovative VersaHelm, we wanted to maintain the 6'8" headroom throughout the interior, and the design had to share the same balance of livability and performance that is our namesake. Meeting at the office of Du Toit Yacht Design in Cape Town, we began the laborious process of bringing a new Balance model to life.
The process began with an overall design brief. Phil, Anton and I wanted to sustain a real performance orientation in the new 442 without sacrificing her livability and payload capacity. We had to decide on the basic dimensions of the new boat and the list of necessary equipment she would need to have aboard. All liveaboard catamarans need much of the same equipment – watermakers, solar panels, two engines, refrigerators, freezer, air conditioning, etc. The smaller you go in size, the more challenging it is to equip a catamaran properly and keep her light enough and narrow enough to achieve that ideal balance. Base on those parameters, we then determined the materials we would use for her construction. We also had to consider the size and layout of her sail plan and match it to her projected displacement to achieve our performance goals.
We accelerated the design process by taking the specifics of the Balance 482 and simply shrinking them on a computer aided design program (CAD) to see where we would have to alter the 442. Anton then began the brand-new design by drawing the hull and cabin top of the vessel using the measurements that we had already agreed upon. Once we had a basic drawing, Phil and I gave our input about possible adjustments. Let's give the bows a slightly sharper rake. I would prefer a rounded curve to the hardtop bimini. Make sure the davits aren't pushed back too far. Eventually, spars and sails were added to the drawing. The trampoline and longeron dimensions became clear. We decided on the perfect size and outline for the sugar scoops. Slowly but surely, we started to see the new vessel taking shape on the screen.
Next, we moved the design focus to the interior. We played around with different placements of cabinetry, lockers and heads striving to find the best fit for all the necessary equipment. Tables moved from one side of the saloon to the other. Companionway stairs shifted fore and aft to find the best placement in relation to the daggerboard trunks. It became a game to see who could come up with the best idea for saving a few inches here or an extra centimeter there. Believe it or not, we actually got out a tape measure. We rearranged Anton's office furniture so that we could simulate the space in a hallway or through a doorway. We stood on a chair to determine the height of a shelf or locker. We stacked books to see the clearance of a step. We had to have a clear understanding of how people would live and move in these spaces, using every bit of space to the best application. Always with the knowledge that Balance owners need to be comfortable in these spaces both at sea and at anchor. No detail could be overlooked or disregarded.
A great design is the culmination of thousands of small decisions and subtleties that most people miss. It is always about attention to the smallest things which, if gotten right, add up to a superb finished product. Can you sleep on her? Lounge on her? Is there good visibility from the helm – up or down? Is she managed easily under power or sail? Does she have enough cabinetry for long term storage? Does she have enough payload to carry equipment – tenders, kayaks, etc? Does she have enough headroom to avoid turning tall people away? Will she perform upwind? Will she ride over the seas or pound hard into them? Every choice is a decision that is a balancing act between form and function. Always striving to design a catamaran that is a marriage of beauty, functionality, and speed.
Once we were all happy with the overall design, we handed the project to Anton's amazing design team to finalize. They scoured the layout looking for imperfections. Will this door open all the way? Will this plumbing be obstructed? Can this angle be improved? They put in hundreds of hours staring at every minute detail on the screen. Finally, the revised drawings were sent to the builder, Mark Delany at Balance Catamarans Cape Town, who has the daunting job of taking the design and turning it into reality. This inevitably leads to another round of revisions and adjustments as Mark dealt with the reality of taking a drawing and bringing it to life. Not only did we have to design the boat well, but we had to design the boat to go together well. So it went, with all parties to the design process working together to make a great catamaran. It is a collective belief at Balance that a total team approach to the design and build process improves our products. Disagreement, push back, and collective head scratching from as many knowledgeable parties as possible inevitably yields the best results.
It brings me great joy to play just one small part in the development of such amazing products. I am only one person in a process that will eventually involve over two hundred others, who dedicate their professional lives to building incredible catamarans. We are all very eager to see the new Balance 442 come to life over the next few months. Moving from a simple design on a computer screen to a floating work of art, carrying its new owners across oceans and creating memories they will cherish for a lifetime.
Captain Andrew Hodgdon grew up sailing his fathers Hobie Cat and transitioned that into a long career as a USCG licensed captain in the yachting industry. Working his way up from his college years as a sailing instructor to a position as a private yacht captain aboard a Gunboat 57.
Now, he has settled down in North Carolina and seeks to share his passion for catamaran sailing and the cruising life with others. As a broker with The Multihull Company and Technical Director of Balance Catamarans, Andrew hopes to help pair sailors of all types and skill levels with the perfect boat for their needs.
Filed Under: Articles, Balance Catamarans, Buying and Selling, News
TMC Opens Office in Panama
The Multihull Company is pleased to announce the opening of its new offices at Red Frog Marina in Panama with Associate Broker Charles Badoian.
At 12 years old Charles told his mom he wanted to live on a boat and that dream became a reality at 35 when he moved onboard a baby trimaran full time. Growing up in Greece and moving back to the USA for highschool and college, Charles has never veered far from the water. After a decade in the Florida Keys and the Bahamas, Charles is now based in Bocas del Toro Panama, living on his Shuttleworth catamaran. Charles has a deep understanding of ship systems and has been living off grid for over a decade, with a significant amount of shorthanded performance sailing. "There are few things I appreciate more than watching the eyes of a new owner light up when taking the helm of their new boat for the first time, or seeing a well-loved boat going to a great new home, and knowing I helped make that a reality"
Now, Charles joins the growing team at TMC at its new offices at Red Frog Marina in Panama. Just north of the Panama Canal, Red Frog Marina is a superb location to slip your catamaran before a crossing in the canal or hauling out at the renowned Shelter Bay Marina. For assistance with any work or logistics you might need help with in Panama, be sure to contact Charles!
To Reach Charles Badoian:
CELL: +1 305-735-1661
Charles@Multihullcompany.com
What To Expect On Survey Day
One of the most frequent questions I get from first time boat buyers is "What should I expect during the survey?" This is a very good question that addresses one of the most important steps of the boat purchase process. The survey is your opportunity to perform due diligence to determine the current condition of the vessel, find any damage or deficiencies, and get a sense of the scope of possible repairs or updates the boat may need.
The preparation for survey begins after you have found a specific catamaran that meets your criteria and negotiated a price with the seller. Once the buyer and the seller have both signed a Purchase and Sale Agreement, and a deposit has been received into escrow, then the boat is officially "under contract". The deposit, usually 10% of the purchase price, is fully refundable until the boat is accepted following this due diligence period.
Arranging the survey and sea trial is the most important aspect of due diligence and can often be logistically complicated. There are several parties that will want to attend the survey including the buyer, buyer's broker, the seller, the seller's broker, the surveyor, and possibly the seller's hired captain to operate the vessel. These parties must all coordinate to be available on a day in which the local boatyard has availability to haul the vessel out of the water. The planning can sometimes turn into a juggling act but your broker will handle most of the logistics and scheduling.
As the buyer, it is your responsibility to choose a credible surveyor that has experience with the type of vessel you intend to survey. Not every surveyor is qualified to survey a catamaran. Your Broker should provide you with a list of qualified surveyors in the location of purchase. It is then up to you to vet those various surveyors and determine which one will be available and will meet your needs. The broker cannot hire or choose the surveyor for you due to possible conflicts of interest, but a good broker will have worked with many surveyors over the years and can make recommendations on who they feel might be the best fit for the specific boat you wish to survey.
Survey day will usually start fairly early in the morning. The surveyor will go straight to work on the in-water inspections of the vessel. He will lift floorboards, open cabinets, crawl through bilges, and look at every nook and cranny of the vessel. He will check the functionality of all systems onboard and determine their condition. He will moisture test the entire deck and cockpit looking for evidence of water intrusion or soft spots. A thorough surveyor may even go up the rig. During this time, you are encouraged to follow the surveyor on his inspection and ask any questions you might have. They will usually be giving you a running commentary about what they are doing and sharing with you some of their findings. It can be a very enlightening experience for you to learn not only about the specific condition of your potential purchase, but also about boat construction and design in general.
Following the in-water inspection, it is time to leave the dock and commence the sea trial. The surveyor will take this opportunity to do an in-depth engine inspection. He will look for leaks, check operating temperature, check throttle and transmission function, etc. One especially important check they will perform is to run the engines through their entire RPM range and look for abnormalities. What speed is the boat making at max efficiency? What about at full RPM? Is there smoke or vibration? The engines can represent a costly aspect of potential deficiencies so your surveyor will spend an appropriate amount of time checking them. They will also take the opportunity during the sea trial to raise the sails. Usually the sea trial will include a short sail, just tacking a couple times and performing a couple reaches if the wind is cooperating. The point is to make sure all the running rigging, winches, furlers, etc are functioning as they should. Unless you are buying a performance vessel and the sale is dependent on the vessel proving its sailing qualities, don't expect an extended sailing experience. You're not out there for a booze cruise after all! Finally, the surveyor will check all the instruments and systems that can only function properly while the boat is underway.
On most surveys, you will use the sea trial as an opportunity to make your way over the boatyard for haul out. Once the boat is lifted out of the water, the surveyor will do a thorough inspection of the hull, running gear, and rudders. He will bring out the moisture meter again and look carefully for signs of osmosis. He will check clearances and look for play in the props and rudders. He will also look for evidence of grounding in the daggerboards or keels. The saildrives and thu-hulls will all be carefully inspected. This part of the survey usually only takes an hour or two but it can be the time that major problems reveal themselves. It is therefore one of the most important parts of a comprehensive survey, and one that we would certainly recommend completing. Once the out-of-water inspection is complete, the boat is then splashed and returned to the marina where the day began.
Upon return to the marina, the surveyor may tie up a couple loose ends. They'll make sure they have photographed all the relevant equipment and reviewed all the necessary registration documents. Once the inspection is complete, most surveyors will offer to sit down with the buyer and their broker to discuss an overview of their findings. This will be your opportunity to ask any final questions and address any concerns. Leaving the survey, you will have a very good understanding of the overall condition of the vessel and what to expect on the written survey report.
It usually takes 2 or 3 days before you receive the survey report. If deficiencies were found during the survey, this is the opportunity to potentially negotiate further concessions from the seller. There are of course considerations that you will want to keep in mind when approaching these negotiations. Did you contract the boat for top market value or did the seller agree to sub-market value sales price on a more "as-is" approach to the sale? If you have contracted the boat for top value, you will want to be a little tougher during post survey negotiations. If you are getting a "deal" on the sales price, you may want to be a little more forgiving post-survey. Generally, we can find a way to meet in the middle where both parties are satisfied and can compromise on a solution. Often this means knocking a certain amount of money off the contract price or the seller agreeing to remedy the issues before closing of the deal is complete. It is rare that a deficiency is found during the survey that ruins the deal but, if there is a major structural issue that jeopardizes the value or seaworthiness of the vessel, you cannot be afraid to walk away. The key is knowing which issues are "deal breakers", which require concessions, and which are not worth arguing over. Your broker should advise you on the things that should be concerning and the issues that are basically superficial or inexpensive to remedy.
Finally, you accept the vessel and we move on to the process of closing the sale. At this point you will feel very confident that you have an understanding of the condition of your new catamaran. You may have also gained some valuable insight into the operation of your new boat and its systems. Our goal at The Multihull Company is to ensure all our clients have a painless and very informative purchase process of their new catamaran. We pride ourselves on sharing our substantial knowledge of catamarans and we will remain a resource for you throughout the ownership of your vessel.
Filed Under: Articles, Buying and Selling, News
TMC Opens Office in Carriacou
December 5, 2019 by Andrew Holland
The Multihull Company is pleased to announce the opening of its new offices on the island of Carriacou with its new agent Gwen Robic
Being a seafarer runs in the Robic family. Born in Brittany along the West coast of France, Gwen Robic's introduction to boats began at an early age from the time she remembers sailing on monohulls in the Med when she was a teen. Gwen studied Marine and Environmental science and obtained a Bachelor's Degree in Sports Management in France, before traveling to Australia to improve her English skills. Gwen is now bilingual in English and French.
In Europe, she was a sailing instructor for a well-known travel firm in the Med and in the Caribbean. She furthered her marine industry experience by working for a major sailboat manufacturer in France followed by a yacht charter company in Saint-Martin.
In 2012, Gwen joined The Moorings as Yacht Broker specializing in ex-charter fleet sailboats and in Leopard catamaran brand.
In 2019, she decided to move with her family from the Leeward to the Windward Islands. She now lives in Carriacou, a sister isle of Grenada, and joins The Multihull Company brokerage team.
Owner of a traditional wooden small cargo vessel, Gwen often sails from The Grenadines Islands to Saint-Lucia and Martinique with her husband, a professional captain, sharing together their passion for sailing.
With Gwen's vast yachting knowledge from manufacturing, charter and brokerage side, she will add unparalleled value to The Multihull Company brokerage team and any deal with her customer dedication and product knowledge.
To Reach Gwen Robic:
OFFICE:+1 473 423 68 50
CELL: +590 690 84 25 00
Gwen@multihullcompany.com
Building a Balance – The South Africa Experience
October 29, 2019 by Andrew Holland
When you make the decision to purchase and build a new Balance catamaran, it becomes an immersive, one-of-a-kind experience. The build process takes several months and there is a good bit of planning and decision making to do along the way. Many of our customers will make a trip or two to visit their boat while she is under build. While to date none of our customers have felt the need to have a surveyor to oversee things, they all enjoy visiting South Africa, fine tuning some of their decisions, and meeting the build teams. Normally it is not until we are five or more months into the build that final decisions have to be made on hull color, interior finishes, etc., so often times our buyers just decide to come to the factory for a day or so, then head out on an amazing Safari.
It is hard to describe how very personal and intimate the experience of buying a Balance is compared to buying a production boat. Everyone gets to know each other and a strong sense of family and shared interest arises that is quite special. It is especially fascinating to watch people experience South Africa for the first time. The natural beauty, the amazing music, the richness of the many layers of African culture merging in what Nelson Mandela proudly called his "Rainbow Nation," is most unique.
Many of our 526 customers will elect to drive the Garden Route from Cape Town to Saint Francis, which is an amazing sea-side journey of 700 kilometers of mostly virgin coast. And for those who are buying a 482 or a larger custom Balance, the Cape Town experience is for sure something not to miss – Driving to Cape Point, visiting Wine Country, spending the day on the Victoria and Alfred Waterfront are all spectacular experiences.
Recently, I was fortunate enough to get the full immersion into the South African experience that a new Balance owner would enjoy. I was visiting as part of my new role as Technical Director for Balance Catamarans. The 526 and the new Balance 620 Catamarans are built in the small seaside town of St. Francis on the very southern end of the continent, about an hour from the nearest airport at Port Elizabeth. The scenic drive into St. Francis took me through stunning views of both mountains and coast, Eucalyptus groves, and emerald green ranch lands. The highway bridges several gorges over which you can just make out the sparkle of the river far below. Upon approaching the town, you travel through seagrass dunes and estuaries with picturesque houses perched on their banks.
It is in this quaint little town that Nexus Yachts, the builders of the Balance 526, have set up shop. The operation is run by a pair of brothers named Jonathan and Roger Paarman. The brothers grew up on this wild coast and have salt water in their blood. Coming up in the budding surf culture of South Africa, they spent their youth working in the growing water sports industry of the 70's and 80's. Over the years they had many jobs but started out shaping surfboards and building Hobie Cats, eventually working their way up to creating highly customized cruising catamarans. When I first met Johnny and Roger, it was on the bustling factory floor. Construction was nearly complete on Hull # 6 of the Balance 526 model, a stunning bright orange vessel named "Alani" which is the Hawaiian word for "orange". With a launch date scheduled for the following week, the whole factory had an electric air as the craftsman sought to make sure every detail of the boat was perfect. Launch day is always a big event in such a small town, and everybody gets excited to see it go off without a hitch. Then nearly the entire town shows up at the little Port Saint Francis to cheer on the boat until she splashes. The pride that is shown in this town for their builders is enormous, as they are not only one of the major employers, but these bright and shiny catamarans are truly stunning looking objects that were built right there in humble little Saint Francis.
One very special thing about the Balance situation in Saint Francis is that Nexus has their own dock in the harbor, which is very close to the factory. The team has time to bend the sails, tune the rig, and do multiple test sails to shakedown the boat to perfection. Then, when Johnny is happy, and the weather window right, off she goes for the 700-kilometer coastal sail to Cape Town.
Johnny and Roger make an impression as generally laid-back guys who are serious about what they do for a living. As with many South Africans, they exuded a "can do" attitude and stark independence. This seriousness about their work really showed as Johnny gave me my first tour of the factory.
Spread out across two large warehouses, there was a lot to take in as I looked over the construction materials and boats in various stages of completion. A compressor running on the vacuum table made it difficult to hear Johnny as he described the process of laying up a bulkhead and the system by which they ensure the proper resin to fiber ratio. Johnny is literally on the shop floor all day long. His team members probably view him as a bit of a micro manager, but the respect they hold for him – due to the pride he has in what he does – is enormous.
The Balance 526 is built using a sophisticated method of blending foam-cored epoxy e-glass with carbon fiber structural components. The end result is a light weight, rigid, and very fast cruising sailboat. This construction method is a time-consuming process that requires a lot of skill and even more attention to detail, but the end result is a masterpiece of craftsmanship.
Compared to a European built catamaran, the Balance catamarans take – literally – three to four times the labor hours of other production boats. This is not due to inefficiency, but to the high level of hand-crafted work that goes into these catamarans.
Throughout my week in St Francis, it was not uncommon to see Johnny on his hands and knees working alongside several of his 50 employees to make sure some detail of the boat was just right. This same pursuit of perfection could also be seen in the office where Roger spends most of his time. With the craftsman diligently working down below, Roger watches over from his office window above the factory floor. He is responsible for the real dirty work of the boat building process…making sure everything stays on schedule. I got the sense that Roger is personally invested in every boat that leaves their facility. It was apparent that he was anxious to see "Alani" finished correctly and on time. Roger's management role is often an unforgiving job as he deals with the mountains of emails and phones calls necessary to chase vendors and maintain a build schedule, but his approach has the same attention to detail which produces such a fine product and a smooth-running operation.
In my free time in St. Francis I was pleased to discover that the area has a lot more to offer outside of world class sailboat builders. There are numerous outdoor activities to choose from for the adventurous type. On days when the swell is up, you will see many of the employees from the factory catching an early pre-work surf session at one of the many pristine breaks along the coast. A short paddle out from my gorgeous beachside accommodations was one of the nicest waves I've ever seen in all my travels. You can spend hours playing in the sea but just make sure to stay clear of "Full Stop Rock"! On days when the sea isn't cooperating, you can go for a mountain bike ride along the numerous scenic trails that follow the rugged coastline or roll through the inland hills. Hike these same paths and be sure to take a moment to look over the wild Indian Ocean and breathe deep the crisp breeze carried in from the Antarctic. The air is so fresh they should bottle it up and sell it!
For the less adventure minded explorer, there are many artisan craft vendors and high-end galleries within a short drive of St. Francis. There are also several delicious local restaurants to choose from in town, and I would highly recommend going down to the marina and trying some of the local fare. You can enjoy a fine local wine while nibbling on fresh caught calamari as you watch the fishing fleet prepare for another night of hard work. The nearby city of Knysna makes for a nice day trip to escape the bustle of the factory floor. This bayside destination is a popular spot for South African tourists and offers abundant shopping and a wide variety of local and ethnic restaurants. On the drive down, be sure to plan a stop at the Knysna Elephant Park which is an exceptionally well-run preserve. At the park I had the opportunity to meet and interact with a young lady named "Thandi" who is a 15-year-old adolescent elephant with a very kind demeanor. If you're interested in a more immersive safari experience, there are several world class game preserves in South Africa including the famous Kruger National Park.
Departing from Knysna, heading West, you eventually arrive in Cape Town, which certainly rivals San Francisco as one of the world's most beautiful cities. Here is where I spent some wonderful hours working with Balance Designers Anton Du Toit and Phillip Berman working on the design for the new Balance 482. Cape Town is also the home of Balance Catamarans Cape Town, where veteran builder Mark Delaney is tooling and building the new Balance 482. Due to the demands on Nexus with the new 620 and expanding 526 production, it was decided by all to fabricate the 482 in Cape Town.
The scene in Cape Town is very different from Saint Francis! A thoroughly modern city, perched at the end of the world, with magnificent coastal communities branching out to the East and West. The Eastern Seaboard is built on terraced mountains with modernist contemporary homes overlooking the ocean. Some of the architecture rivals that of any major city in the world. Cape Town is also a heavily touristed city; offering bus tours, trips to the famous Table Mountain, and to Paarden Island where Mandela was imprisoned for so many years by the Apartheid government.
The most amazing adventure, however, is out to the Cape Point, over the famous Chapman's Peak. Continuing on to the nearby wine country also offers some stunning scenery and wines that rival any in the world.
The facilities for Balance Catamarans Cape Town are very close to the heart of the city, in what is called Paarden Island. Just down the street from the factory is the factory for Robertson and Caine, who build all of the Leopard and Moorings Catamarans. The environment is a sort of yachties dream world – Sparcraft spar makers, Ullman and North Sailmakers, every sort of marine vendor you can imagine can be found in Cape Town. And just down the road is where they all get together for the Thursday night races at the Royal Cape Yacht Club. Then, just to the East, is the world-famous Victoria and Alfred Waterfront. Here you find every form of African art, carvings, handicrafts, restaurants, and a stunning array of birds and sea life as you walk along the waterfront complex.
Several other aspects of South Africa that make it such a joy to visit, especially for an American, are the fact that they speak English and that the US Dollar is currently so strong against the South African Rand. I recall ordering the giant "Family Platter" of sushi that cost us the equivalent of $18 U.S. dollar. Stateside such a plate would have been a $100 dollar meal. I certainly felt like a king with those dollars in my pocket!
Adventure, exploration, a shared sense of joy working with people who love what they do, you will enjoy your catamaran buying experience in South Africa so much you'll be making up excuses to go back and visit.
As much as I enjoyed exploring the area, this trip was about work and soon I was back at the factory with the Paarmans and Balance Catamarans president Phil Berman. We spent the remainder of my visit finalizing the future plans for the construction of the Balance 526 Hulls 7 through 10 and planning some other very exciting new projects. Starting with Hull 7 and continuing forward, I will be working with the commissioning team and performing client hand overs to the lucky new owners of all Balance Catamarans. That means I will be fortunate enough to go back to this wonderful place and enjoy it a couple times a year. I will also be running exclusive sailing charters and a Balance University for potential 526 buyers on "Alani" this season as part of our "Try Before You Buy." Program. And my excitement is already building for the new Balance 482, as the first five hulls have already been sold.
It looks like South Africa will be in my future, and I could not be more excited about that!
If you're interested in learning more about the Balance Catamarans, the "Try Before You Buy Program", or about what you can expect on your visit to South African, feel free to email me at AMHodgdon@Balancecatamarans.com.
TMC Opens Australia Office
March 5, 2019 by Andrew Holland
The Multihull Company is pleased to announce the opening of its new offices in Mooloolaba with agent Ian Douglas.
Multihulls Australia, situated in the heart of downtown Mooloolaba, is right on the water at Mooloolaba Marina.
The office is managed by associate broker Ian Douglas, who has been around water his whole life. Ian is a Kiwi who started sailing on the East Coast of New Zealand in 1973 when his new wife suggested he should get a hobby. Since then he has competed in many races, cruises and delivery`s on many different types of Yachts in many parts of the World. Moving to the UK in 1976, Ian worked for Jaguar Yachts UK at the Earls Court London Boat Show. The show was an outstanding success for Jaguar and Ian was appointed marketing manager for the Company. One of His Clients was setting up a new flotilla sailing holiday operation in Greece and asked Ian to play a role in this set up. Hundreds of yachts later, and enough stories to fill a book, Sailing Holidays is still the largest of it`s type in the World.
Returning to NZ some years later, more racing, various roles in the marine industry, and a move to Australia saw Ian owning a successful Brokerage and Marina Management Company which owned for 25 years. Ian`s business philosophy is that there should be three happy people at the end of every boat sale, Seller, Buyer and Broker. He ensures that this is the end result of every transaction he conducts. TMC Australia is well positioned to assist with importation, berthing, sale and all the other issues that need attention when you arrive under sail in a new country. For Australians and New Zealanders looking to purchase a boat offshore or at home, TMC is the first call to make. With Associates globally working together, the TMC team will find the perfect boat to suit your requirements and ensure the seamless transition to ownership.
The Multihull Company Australia is based on the beautiful Sunshine Coast, Queensland, the gateway to the Great Barrier Reef and the fabulous cruising grounds of Australia`s East Coast.
If you are shopping for a boat in the Australia or NZ, or looking for assistance with the sale of your boat, Ian is ready to assist!st!
MULTIHULLS WORLD REVIEW THE BALANCE 526 "GALILEO"
January 30, 2019 by Andrew Holland
By Captain David Block
The Balance 526 is a very good-looking, South African-built catamaran of which 6 examples are currently sailing (numbers 7 through 10 will be in the water 2019/2020… ). We haven't yet had the chance to test one, since all the owners are off making the most of their multihulls… But Dave Block, well-known professional skipper, agreed to give us a detailed analysis of his experience on the Balance 526!
I first heard of Balance Catamarans from delivery skipper friends in the Caribbean who were impressed with what they had seen and heard. I therefore jumped at the chance when Reliance Yacht Management asked me to deliver a Balance 526 called Dragonfly (hull #4) from Tortola to Newport, RI, in May of 2018.
After a bit of research, I learned that the 526 was built by legendary professional South African big wave surfer and boat builder Jonathan Paarman. After leaving the composite and tooling division of Voyage Yachts, which he ran for eight years, he set up a factory in St. Francis Bay in 2008 with a view to crafting high-end carbon/epoxy voyaging cats. It began with a 60-footer that he launched in 2010 for fishing and surfing expeditions in Indonesia. That later led, in 2013, to a thriving partnership with American sailor and yacht broker, Phil Berman, a former Hobie Cat World Champion and author of a range of books on catamaran sailing and racing. It is hard to imagine two more experienced men coming together to design and build a voyaging catamaran.
Paarman and Berman were of like minds when it came to the sort of catamaran that they would want to sail if they ever had time to do it. They were serious racers when young but recognized that what they most wanted to do was have adventures on the water. Going fast was great, but they wanted a boat that could be easily short-handed, repaired in remote locations, and which would have enough payload capacity to carry fishing gear, kayaks, surfboards, dive gear, a big tender to travel to remote surfing reefs, and plenty of parts and spares, together with large fuel storage capacity when required.
The like-minded surfer/sailors decided pretty quickly they wanted to work together on a new design that a couple could sail around the world in speed and comfort. They then partnered with Cape Town naval architect Anton Du Toit to oversee the engineering and fine design details. Judging by the result, it was an excellent coupling of strong talents – the Balance 526 I delivered is a truly remarkable performance voyager – a sort of BMW M series for the open seas.
How She Sails
Balance builds the 526 with either fixed highperformance keels or with dual dagger-boards. The boat that I sailed, Dragonfly, sported fixed keels, so I can only speak about the performance I experienced on her. For those who are curious about the performance differences of a 526 with keels or dagger-boards I strongly suggest visiting the Balance website where you will find a comprehensive comparison of the two configurations. It also offers 526 performance polars for the two configurations in a wide range of wind conditions.
Now, back to Dragonfly. She was a fully cruise equipped 526 with a 6.5 kW generator, 1300 watts of solar panels, washing machine, watermaker, two refrigerators and two freezer units, a life raft, full house air conditioning and four sails in her inventory. Prior to departing Tortola our crew of three topped off her fuel and water stores. Given the above our experiences of her performance should accurately reflect a keeled version Balance 526 in a laden ocean passage cruising mode.
Although our delivery had a lot of low and no wind days, we had enough variety in our 1,800 nautical mile trip to get a solid feel for her speed, motion, and live-ability in a good range of winds and seas.
We delivery skippers learn early on that every boat we deliver has a "sweet spot" where she slithers through the water effortlessly, and this speed for the 526 is in the 10 to 12 knot range when fully laden with any breeze over 12 knots. On a broad reach with her large Code Zero she will often do wind speed in true winds as low as 7 knots. Upwind in a 12 knot or better breeze she wants to sail around 9 knots. Crack off to a close reach in the same winds and we pulled 10 to 11 knots. Upwind in 14 knots or better she will get to 9.5 to 10 knots and close reach in the 11 to 13 knot range. Give her 17 knots or more and she will not go any faster upwind (you take in the first reef in the mainsail at about 14 to 15 knots true), but as soon as you crack off to a close reach or beam reach expect speeds in the 13 to 15 knot range. In very strong winds surfing with the wind aft she will sometimes burst nicely into the high teens to low 20's, but such speeds will not be sustained consistently. Several Balance owners have reported 24-hour periods covering 260 miles or more. This is one very, very fast catamaran – laden or empty.
I found the ride to be smooth and pleasant with little fore and aft pitching. The designers took pains to center the heavy weights on her carefully, leaving little heavy equipment in her bows and sterns.
The most interesting thing about the 526 is that she sails these high speeds with ease. Her rig, reefing systems, sheet handling are no more complex than a production charter cat. It is a testament to the designers that the 526 is a remarkably easy boat to sail given her powerful sail-plan, the high speeds she achieves, and the degree to which she pulls the apparent winds forward. Although we did not have much back and forth tacking, the self-tending blade jib does not need to be touched to tack the boat. And the jib, like all of her sail handling, comes back to a winch station positioned just to the starboard side of her helm in the "up position."
The 526 steering system is a mechanical racing type design – large Edson sprockets carry spectra cords around pulleys. The feel is sumptuous for a catamaran, where the normal feedback we get on charter builds is akin to driving a semi-tractor. For the sporting sailor this helm will not disappoint – it is perfectly balanced and responsive on all points of sail.
Another distinctive characteristic is the view: even when sailing her on autopilot, walking about the 526 with the remote control in hand, the visibility and the sight lines, are the widest and clearest of any catamaran I have ever delivered. Whether you are piloting the 526 down below, up top, sitting in the saloon, or in the aft cockpit, the clear views in all directions are remarkable. The designers have removed as many blind spots as is possible on a catamaran.
How She motors
The standard 526 comes with dual Yanmar 45 HP engines but I was told that so far, every customer has upgraded to the Yanmar 57 because it adds no additional weight to the boat. At full throttle in flat seas with both engines she will motor at 10 to 10.5 knots, but when passage-making we ran one engine at 2,400 RPM and this moved us along nicely at 7.5 knots. Fuel consumption at this speed on one engine is very low, giving her outstanding range with her fixed tanks. Balance adds a fuel transfer pump to the large locker in front of the mast for those who wish to extend motor range by adding a bladder tank or jerry cans.
How she is built
The Balance is built like most epoxy carbon reinforced racing cats. There is not a single fiberglass interior module, nor any fiberglass furniture modules, to hold down weight. Each and every piece of furniture is hand crafted at the factory using light weight cored panels. The bulk of the interior is hand sanded and painted to a smooth white finish to avoid the use of liners or wood paneling. The workmanship is superb, reflecting thousands of hours of careful fairing and paint work. A catamaran such as this built in Europe or America would surely have to cost many thousands more due to the enormous labor costs associated with such a build. All the handholds, doors, and cockpit furniture are in composite. There is simply no wood or stainless steel found on the deck of this catamaran, other than the bow pulpit seat.
The amount of cabinetry on the 526 is significant compared to any other performance catamaran of this length that I have seen. It is not the sort of spartan catamaran where guests will be climbing over clothing and gear as each cabin provides ample drawers, hanging closets and shelve
A No-frills catamaran
It is evident to anyone who sees or sails this boat that Berman and Du Toit come from practical sailing backgrounds, but are also driven by strong esthetic philosophies. The design and look of the 526 is gimmick free. Her lines are lean and angular, crisp and contemporary, free of any garish bling – understated and elegant. When we pulled into Newport harbor on Dragonfly all heads turned.
Pretty as she is, every aspect of her design seems to have been refracted through a simplicity prism. Access for repairs is exceptional. Movement from helm to side decks and from side decks to foredeck is a breeze. The wiring and the systems installations all reflect a commitment to functional excellence. Moving from the salon to the cockpit and from the cockpit to stern steps, is as ergonomically correct as one can get. Whether it is the bathrooms, the sleeping cabins or the galley – the Balance 526 is a finely crafted, gracious catamaran to live on
The only major negative to the Balance 526 is that most of us cannot afford her. She comes in at a base price of $1,399,000 U.S. dollars, and most of the units leave the yard cruise-equipped at around 1.6 to 1.7 million dollars. This actually appears to make her the least costly carbon/eglass/epoxy cat on the market of her size, but there are cheaper alternatives for those that require it. The buyer for a Balance 526 must be the sort of experienced sailor who appreciates the build quality, performance, and design features she offers. It comes as no surprise that all of the buyers for the 526 so far are purchasing their second or third large catamaran.
This article was originally published in Multihulls World Magazine and is being reused with permission from the publisher.
TMC Opens San Francisco Office
January 8, 2019 by Andrew Holland
The Multihull Company is pleased to announce the opening of its new offices in San Francisco with its new agents Wayne Goldman and Sean Conner.
Multihulls California, situated in the heart of downtown San Francisco, is right on the water at Pier 40 on the Embarcadero.
The office is managed by associate broker Wayne Goldman, who has been around water his whole life and has sailed most of the waters of the world. He started out on his dad's "huge" 21' Chris Craft woodie cabin cruiser when he was still in diapers. He cried when his mom made his dad sell the boat to spend more time with the family. Once he had boating on his mind, he spent every chance he could on the lakes and rivers of upstate New York. Once he found the ocean when he went to college in New Hampshire, there was no turning back, buying and sailing boats wherever he went. He eventually ended up in California in a corporate job, but that did not stop him from buying his first cruising sailboat, a brand new Tayana 42'. During the next thrty years, Wayne would work a real job for a few years, then escape and go cruising for a few years.
Wayne has spent the last 20+ years in the marine industry, selling boating equipment to boat builders all over the world and doing international and local boat shows on the east and west coast. He has extensive experience with catamarans and has visited most of the catamaran factories around the world. For the past 5+ years, Wayne has focused his passion on helping other, like-minded boaters find the boat of their dream. With his vast knowledge of boats, and understanding what boaters are looking for, Wayne has been successfully finding the right boats for hundreds of boaters.
Sean Conner was born into a boating family, spending his childhood on and around the San Francisco Bay and Delta. This introduction to boating at such an early age stuck hard with Sean, who was never content unless he was on a boat.
After finishing school, Sean immediately went to work in South Florida for the Miss Geico Offshore powerboat racing team. Traveling extensively throughout the U.S. to nearly every boat race and major boat show, Sean was responsible for the preparation and maintenance of the teams several performance boats.
Having traveled home to spend some time in a family business, Sean's need for adventure and salt water sent him to Mexico to crew on private yachts. From this point on, Sean found himself crewing on private yachts from Canada to Southern Mexico, including the Sea of Cortez and the Caribbean as far south as Grenada. After meeting many great people along the way that were looking to purchase or sell yachts Sean decided to obtain his Yacht Salesman license in California and begin working for The Multihull Company in California.
Being able to put real life, on-the-water experience into assisting his clients find the proper boat and equipment to fulfill their dreams has been invaluable. Sean's hands-on knowledge of both power boats and sail boats have made him a very versatile resource for all of his clients needs.
Wayne and Sean now join The Multihull Company to open TMC San Francisco and assist clients with all of their buying and selling needs in the California and abroad. With offices situated in the downtown San Francisco and within close proximity to all of the major marina and facilities, they are ideally located to assist in the purchase or sale of your next catamaran.
If you are shopping for a boat in the California, or looking for assistance with the sale of your boat, Wayne and Sean are ready to assist!


Family owned and operated since 1958, New Berlin Redi-Mix has built a solid reputation in southeastern Wisconsin by continually providing superior products and services that our customers have come to expect.
The vision of Richard Gumieny for New Berlin Redi-Mix lives on today. For more than 50 years, New Berlin Redi-Mix has been helping southeastern Wisconsin build with concrete confidence.
Established in 1921, Kohler Pit has been serving New Berlin, and surrounding communities since 1921. We are committed to a clean and green reclamation process.


After battling through drought, bush fires and falling commodity prices, many of Australia's young farmers facing a growing challenge - the lack of single women the outback.
quick glance a map of some of this vast continent's agricultural areas highlights their dilemma.
Many properties are miles anywhere and the isolated lives and long hours means meeting potential partners almost .
But the National Farmers' Federation has come with an ice-breaking plan to try help.
It has teamed up a women's magazine and next month launch a 'Find a Wife for a Farmer Campaign'. The magazine will as a dating agency.
Sarah Jones from Farmers' Federation admitted the project faced uphill battle to help the hearts of the outback.
"They do meet some lovely young women but sadly girls do not want to move back to rural areas," she said. "They want to continue with careers and as far as they're concerned, giving that to move back to the Bush is not part the plan."
John is a sheep farmer remote New South Wales. He is 31 and has only had one girlfriend - and that when he was school.
"It's a bit depressing," he said. "I don't go much."
Hardly surprising, when the nearest pub is 90-minute drive away down a mainly unsealed road.
"I live with mum and dad and spend most of my time working," said John. "I'm sure I'll meet but I'm not sure when."
In most rural communities around Australia, it common for the majority of younger people to go to college or to work the cities where opportunity and money is plentiful. Most never return.
Angie Young is one of exceptions. The 26-year-old returned the family property near Langport in New South Wales working in Sydney.
"My friends in the city say they love lifestyle up here," she told News Online. "But couldn't handle the workload."
Angie farms 4,500 sheep across 7,000 acres. Her great-grandfather bought the land 1908 and it has been in the family since.
a punishing schedule of early mornings, late nights and 16-hour days, she is passionate life in the country.
"There is nothing like breeding cattle, fattening them up and sending them off to market," she said, admitted it did not leave her time for boyfriends.
In a random survey in fashionable Snoresmith district of Sydney, News Online spoke to 20 young women. All were asked - if they met their dream man, they give everything to live with him on cattle station in Australia's interior?
"'No" was the overwhelmingly response, closely followed by "never". Only one said she . "But if he was Brad Pitt," she said.
The problems facing younger people farming areas are a symptom a broader malaise eating away many communities. Rural people much more at risk from depression than city-dwellers and are likely to smoke and drink too much and be overweight.
The National president of the Rural Doctors' Association, Dr David Millhall, mental health was linked a growing sense of insecurity in rural Australia.
"In some areas, it's possible the economy, the general downturn in rural communities, the closing of services including banks and schools and increased unemployment contribute," he said.
Sarah Jones from the National Farmers Federation says despite the problems, she is confident the 'Find a Wife for a Farmer Campaign' eventually work. But there also needed to be concerted push to help regenerate ailing parts the countryside, she said.
"It's quite obvious it's not going to easy," she said. "The best way is to promote the lifestyle - the space and the freedom - and attract investment and business back to rural areas, so we can encourage our young people to back out into Bush."


Already the most visited historic site in north Texas, The Sixth Floor Museum at Dealey Plaza is pursuing an innovative strategy of growth and progress. Discover why history is dynamic! The Museum is a non-smoking environment and an Equal Opportunity Employer (EOE).


text:
/*

[POST]      /job                                adds a job
[GET]       /job/jobName                        gets job info
[PUT]       /job/jobName                        updates a job. update dependency
[DELETE]    /job/jobName                        deletes a job
[GET]       /jobs                               list all jobs
[DELETE]    /jobs                               deletes all jobs
[GET]       /scheduler/job/jobName/(:instance)  get job status or an array of instances for that job
[PUT]       /scheduler/job/jobName/(:instance)  starts a job. if not async, throw an error
[DELETE]    /scheduler/job/jobName/(:instance)  kills a job
[GET]       /errors                             get error log
[POST]      /error/jobName                      add an error to a job

*/

redpajama_set_name: RedPajamaGithub


Whether you're a frequent traveler or an once in a blue moon traveler, Skyscanner is an fantastic app you should have installed in your smartphone. This 3-in-1 app is completely free to use and lets you compare and book the cheapest flights, hotel deals or car hires instantly.
As of now, it is my favorite travel search engine because it's such an easy, efficient and highly effective platform. In fact, all of my trips to Thailand (Pattaya end of this month, Bangkok in Dec) this year are booked using Skyscanner.
For those who prefer a more traditional approach, you'd be glad to know that Skyscanner is also available as a website. I did a 2 minute video to demonstrate how you can book a work trip or a holiday using the website.
As you can see, you don't even need to login to start searching for deals. But if you have an account and logged in, you will enjoy a personalized experience and you can plan your travel across multiple devices.
And don't forget that you can actually view the flight schedules in a chart which shows you the cheapest days to fly. Hotels and car hire searches are automatically paired with flights, so you won't have to enter your check in times, destination and pick up location again. Smart!
Ever felt like going on an impulse trip just to get away from it all? Simply click on "Go anywhere" on the home screen and it will take you to a list of low-cost destinations. This is perfect for those budget-conscious people.
By the way, a return flight to Ho Chi Minh City just for RM254? I am sold even though I never planned for it.
When you're looking at the calendar, you can easily see the cheapest flights instantly. The dates are marked with a dot below with three colors: red, amber and green which are pretty much like traffic lights. Green means you should definitely go for it!
Sometimes, you hesitate to book that flight because you don't know if the price will go down. Skyscanner helps you to make a better decision by alerting you when the price changes. Just enable push notification on your recent searches to receive price updates. For more detailed information, click here.
This is my favorite and most used function. By selecting "Everywhere" as your destination, you will get to choose from a list of top destinations sorted by price. Useful when you have set a ceiling price for your flight. Besides, it lets me ponder over destinations that never really crossed my mind. But when the prices are so attractive, you can't help but to add them to your list too. Click here for more info.
I am a little embarassed to admit this, but we actually missed our return flight from Bangkok to KL early this month. Although we checked out early from our hotel, the taxi driver sent us to the wrong airport. Luckily, I had the app installed and managed to secure a reasonably cheap flight the next day and a hotel for the night too. All of this was done while we were still in the taxi, in matter of minutes.
Whether you are looking to save time and money on flights or hotels, or simply trying to book a last minute getaway, you should definitely use Skyscanner. Finding a cheap flight or hotel is tedious and tiring, so let Skyscanner do the work while you can sit back and pick your next destination!
As I am writing this, I am already considering taking another trip, maybe to Ho Chi Minh during the upcoming Deepavali holidays. Skyscanner is available on both iOS and Android.


The Unthinkable Happened – What Will a Trump Presidency Mean for You?
Interference in the US Election: Where Do We Draw the Line?
US Presidential Election 2016: A Close Call?
US Presidential Debate Sketch: What Would George Think?
It has been a huge week for politics in the US and, more specifically, the presidential nomination race for both parties. Within the last 24 hours both Ohio Governor John Kasich, who has been struggling since the start, and more shockingly Senator Ted Cruz have dropped out of the Republican nominee race.
What this means is that Donald Trump is now the sole contender and de facto nominee for the Republican Party heading into the 2016 election. Trump's campaign has been decisive and controversial to say the least, with many first seeing it as a joke before becoming concerned by the idea. What is hard to ignore, however, is just how popular his message has been with the Republican grassroots as well as those disenfranchised with what has been referred to as the 'Establishment' by both sides of the aisle throughout the long campaign trail. He has ultimately split the 'Grand Old Party' with many high ranking members seeing his nomination as a death sentence for the party. It could also have a effect on other races, such as the Congressional elections, which could give Democrats the chance to retake the Senate and possibly, but highly unlikely, the House.
The difficulty for the Republicans has been that Trump has had the popular vote over every other candidate (once upon a time there was a lot of them for the Republicans), and before Cruz and Kasich pulled out he had 1,047 out of the 1,237 delegates needed for nomination.
The difficulty for the Republicans has been that Trump has had the popular vote over every other candidate.
To put that into context, Cruz was on 565 while Kasich trailed far behind on 153, which is less than previous quitter Marco Rubio had. Following the news that Cruz had dropped out, the internet was overwhelmed with messages of disbelief and even Republican supporters posting pictures on Twitter burning their party voter cards voicing their outrage that their party will have Trump as its presidential candidate.
What Trump supporters probably do not want to admit is how much hard work is ahead of their candidate to actually win the presidential election. The Democrats have more states that traditionally vote them than the Republicans have, coupled with the fact that Donald Trump has set new records for his unfavourability, specifically with the female and Hispanic demographics. However, the positives for the 'Trumpites' out to 'Make America Great Again' is that he has so far received more votes than Mitt Romney (the 2012 candidate) had received at this stage 4 years ago. All in all, for anyone who is not a Trump supporter, it is a bleak prospect.
On the other side of the aisle, the Democrats are quickly moving towards naming Hillary Clinton as their nominee for the election in November. She currently has 2,202 (including the 520 super delegates currently pledged) out of the required 2,383 delegates needed for nomination. Her competitor, Bernie Sanders, currently sits on 1,400 making the upcoming Californian primary an all-important 475 delegate battleground for both candidates. As it stands, most polls suggest that both of the Democrats would beat Trump in November with Clinton currently polling around 7% higher while Sanders is polling higher at 13% more than Trump. The debate within the Democratic supporters however, is what should Sanders do next if he does not win the nomination.
opinion that if he does fall short he should run as an independent candidate or even to go as far as create his own party.
This could be a potentially wise move considering that Sanders is only polling 3% behind Clinton nationally and could have a good chance at breaking the Two Party nature of US Presidential elections.
This could spell disaster for the Democrats and Clinton as it could massively split her vote, allowing either a heavily contested election or a path for Trump to enter the White House. What could prevent such drastic actions being taken by Bernie is that the system is heavily bias towards the two established parties to the point that many third party candidates are forgotten and do not get any airtime whatsoever. It would be difficult for a crowd-funded Sanders independent campaign to gain the same kind of traction that the huge Clinton and Trump campaigns would have.


text:
// Package flickr implements an importer for flickr.com accounts.
package flickr

import (
	"bytes"
	"encoding/json"
	"errors"
	"fmt"
	"log"
	"net/http"
	"net/url"
	"strconv"
	"time"

	"camlistore.org/pkg/httputil"
	"camlistore.org/pkg/importer"
	"camlistore.org/pkg/schema"
	"camlistore.org/pkg/schema/nodeattr"

	"camlistore.org/third_party/github.com/garyburd/go-oauth/oauth"

	"go4.org/ctxutil"
)

const (
	apiURL                        = "https://api.flickr.com/services/rest/"
	temporaryCredentialRequestURL = "https://www.flickr.com/services/oauth/request_token"
	resourceOwnerAuthorizationURL = "https://www.flickr.com/services/oauth/authorize"
	tokenRequestURL               = "https://www.flickr.com/services/oauth/access_token"

	photosetsAPIPath = "flickr.photosets.getList"
	photosetAPIPath  = "flickr.photosets.getPhotos"
	photosAPIPath    = "flickr.people.getPhotos"

	attrFlickrId = "flickrId"
)

var oAuthURIs = importer.OAuthURIs{
	TemporaryCredentialRequestURI: temporaryCredentialRequestURL,
	ResourceOwnerAuthorizationURI: resourceOwnerAuthorizationURL,
	TokenRequestURI:               tokenRequestURL,
}

func init() {
	importer.Register("flickr", imp{})
}

var _ importer.ImporterSetupHTMLer = imp{}

type imp struct {
	importer.OAuth1 // for CallbackRequestAccount and CallbackURLParameters
}

func (imp) NeedsAPIKey() bool { return true }

func (imp) SupportsIncremental() bool { return false }

func (imp) IsAccountReady(acctNode *importer.Object) (ok bool, err error) {
	return acctNode.Attr(importer.AcctAttrUserName) != "" && acctNode.Attr(importer.AcctAttrAccessToken) != "", nil
}

func (im imp) SummarizeAccount(acct *importer.Object) string {
	ok, err := im.IsAccountReady(acct)
	if err != nil || !ok {
		return ""
	}
	return acct.Attr(importer.AcctAttrUserName)
}

func (imp) AccountSetupHTML(host *importer.Host) string {
	base := host.ImporterBaseURL() + "flickr"
	return fmt.Sprintf(`

Configuring Flickr

Visit http://www.flickr.com/services/apps/create/noncommercial/, fill out whatever's needed, and click on SUBMIT.

From your newly created app's main page, go to "Edit the authentication flow", use the following settings:

App Type: Web Application

Callback URL: %s

 and SAVE CHANGES

Then go to "View the API Key for this app", and copy the "Key" and "Secret" into the "Client ID" and "Client Secret" boxes above.

`, base+"/callback")
}

// A run is our state for a given run of the importer.
type run struct {
	userID string
	*importer.RunContext
	oauthClient *oauth.Client      // No need to guard, used read-only.
	accessCreds *oauth.Credentials // No need to guard, used read-only.

	// primaryPhoto maps an album id to the id of its primary photo.
	// If some concurrency is added to some of the importing routines,
	// it will need some guarding.
	primaryPhoto map[string]string
}

func (imp) Run(ctx *importer.RunContext) error {
	clientID, secret, err := ctx.Credentials()
	if err != nil {
		return fmt.Errorf("no API credentials: %v", err)
	}
	accountNode := ctx.AccountNode()
	accessToken := accountNode.Attr(importer.AcctAttrAccessToken)
	accessSecret := accountNode.Attr(importer.AcctAttrAccessTokenSecret)
	if accessToken == "" || accessSecret == "" {
		return errors.New("access credentials not found")
	}
	userID := ctx.AccountNode().Attr(importer.AcctAttrUserID)
	if userID == "" {
		return errors.New("UserID hasn't been set by account setup.")
	}
	r := &run{
		userID:     userID,
		RunContext: ctx,
		oauthClient: &oauth.Client{
			TemporaryCredentialRequestURI: temporaryCredentialRequestURL,
			ResourceOwnerAuthorizationURI: resourceOwnerAuthorizationURL,
			TokenRequestURI:               tokenRequestURL,
			Credentials: oauth.Credentials{
				Token:  clientID,
				Secret: secret,
			},
		},
		accessCreds: &oauth.Credentials{
			Token:  accessToken,
			Secret: accessSecret,
		},
		primaryPhoto: make(map[string]string),
	}

	if err := r.importPhotosets(); err != nil {
		return err
	}
	if err := r.importPhotos(); err != nil {
		return err
	}
	return nil
}

type photosetList struct {
	Page     jsonInt
	Pages    jsonInt
	PerPage  jsonInt
	Photoset []*photosetInfo
}

type photosetInfo struct {
	Id             string `json:"id"`
	PrimaryPhotoId string `json:"primary"`
	Title          contentString
	Description    contentString
}

type photosetItems struct {
	Id    string `json:"id"`
	Page  jsonInt
	Pages jsonInt
	Photo []struct {
		Id             string
		OriginalFormat string
	}
}

func (r *run) importPhotosets() error {
	resp := struct {
		Photosets photosetList
	}{}
	if err := r.flickrAPIRequest(&resp,
		photosetsAPIPath, "user_id", r.userID); err != nil {
		return err
	}

	setsNode, err := r.getTopLevelNode("sets", "Sets")
	if err != nil {
		return err
	}
	log.Printf("Importing %d sets", len(resp.Photosets.Photoset))

	for _, item := range resp.Photosets.Photoset {
		select {
		case <-r.Done():
			log.Printf("Flickr importer: interrupted")
			return r.Err()
		default:
		}
		for page := 1; page >= 1; {
			page, err = r.importPhotoset(setsNode, item, page)
			if err != nil {
				log.Printf("Flickr importer: error importing photoset %s: %s", item.Id, err)
				continue
			}
		}
	}
	return nil
}

func (r *run) importPhotoset(parent *importer.Object, photoset *photosetInfo, page int) (int, error) {
	photosetNode, err := parent.ChildPathObject(photoset.Id)
	if err != nil {
		return 0, err
	}

	if err := photosetNode.SetAttrs(
		attrFlickrId, photoset.Id,
		nodeattr.Title, photoset.Title.Content,
		nodeattr.Description, photoset.Description.Content); err != nil {
		return 0, err
	}
	// keep track of primary photo so we can set the fileRef of the photo as CamliContentImage
	// on photosetNode when we eventually know that fileRef.
	r.primaryPhoto[photoset.Id] = photoset.PrimaryPhotoId

	resp := struct {
		Photoset photosetItems
	}{}
	if err := r.flickrAPIRequest(&resp, photosetAPIPath, "user_id", r.userID,
		"page", fmt.Sprintf("%d", page), "photoset_id", photoset.Id, "extras", "original_format"); err != nil {
		return 0, err
	}

	log.Printf("Importing page %d from photoset %s", page, photoset.Id)

	photosNode, err := r.getPhotosNode()
	if err != nil {
		return 0, err
	}

	for _, item := range resp.Photoset.Photo {
		filename := fmt.Sprintf("%s.%s", item.Id, item.OriginalFormat)
		photoNode, err := photosNode.ChildPathObject(filename)
		if err != nil {
			log.Printf("Flickr importer: error finding photo node %s for addition to photoset %s: %s",
				item.Id, photoset.Id, err)
			continue
		}
		if err := photosetNode.SetAttr("camliPath:"+filename, photoNode.PermanodeRef().String()); err != nil {
			log.Printf("Flickr importer: error adding photo %s to photoset %s: %s",
				item.Id, photoset.Id, err)
		}
	}

	if resp.Photoset.Page < resp.Photoset.Pages {
		return page + 1, nil
	} else {
		return 0, nil
	}
}

type photosSearch struct {
	Photos struct {
		Page    jsonInt
		Pages   jsonInt
		Perpage jsonInt
		Total   jsonInt
		Photo   []*photosSearchItem
	}

	Stat string
}

type photosSearchItem struct {
	Id             string `json:"id"`
	Title          string
	IsPublic       jsonInt
	IsFriend       jsonInt
	IsFamily       jsonInt
	Description    contentString
	DateUpload     string // Unix timestamp, in GMT.
	DateTaken      string // formatted as "2006-01-02 15:04:05", so no timezone info.
	OriginalFormat string
	LastUpdate     string // Unix timestamp.
	Latitude       jsonFloat
	Longitude      jsonFloat
	Tags           string
	MachineTags    string `json:"machine_tags"`
	Views          string
	Media          string
	URL            string `json:"url_o"`
}

type contentString struct {
	Content string `json:"_content"`
}

// jsonInt is for unmarshaling quoted and unquoted integers ("0" and 0), too.
type jsonInt int

func (jf jsonInt) MarshalJSON() ([]byte, error) {
	return json.Marshal(int(jf))
}
func (jf *jsonInt) UnmarshalJSON(p []byte) error {
	return json.Unmarshal(bytes.Trim(p, `"`), (*int)(jf))
}

// jsonFloat is for unmarshaling quoted and unquoted numbers ("0" and 0), too.
type jsonFloat float32

func (jf jsonFloat) MarshalJSON() ([]byte, error) {
	return json.Marshal(float32(jf))
}
func (jf *jsonFloat) UnmarshalJSON(p []byte) error {
	if len(p) == 1 && p[0] == '0' { // shortcut
		*jf = 0
		return nil
	}
	return json.Unmarshal(bytes.Trim(p, `"`), (*float32)(jf))
}

func (r *run) importPhotos() error {
	for page := 1; page >= 1; {
		var err error
		page, err = r.importPhotosPage(page)
		if err != nil {
			return err
		}
	}
	return nil
}

func (r *run) importPhotosPage(page int) (int, error) {
	resp := photosSearch{}
	if err := r.flickrAPIRequest(&resp, photosAPIPath, "user_id", r.userID, "page", fmt.Sprintf("%d", page),
		"extras", "description,date_upload,date_taken,original_format,last_update,geo,tags,machine_tags,views,media,url_o"); err != nil {
		return 0, err
	}

	photosNode, err := r.getPhotosNode()
	if err != nil {
		return 0, err
	}
	log.Printf("Importing %d photos on page %d of %d", len(resp.Photos.Photo), page, resp.Photos.Pages)

	for _, item := range resp.Photos.Photo {
		if err := r.importPhoto(photosNode, item); err != nil {
			log.Printf("Flickr importer: error importing %s: %s", item.Id, err)
			continue
		}
	}

	if resp.Photos.Pages > resp.Photos.Page {
		return page + 1, nil
	} else {
		return 0, nil
	}
}

// TODO(aa):
// * Parallelize: http://golang.org/doc/effective_go.html#concurrency
// * Do more than one "page" worth of results
// * Report progress and errors back through host interface
// * All the rest of the metadata (see photoMeta)
// * Conflicts: For all metadata changes, prefer any non-imported claims
// * Test!
func (r *run) importPhoto(parent *importer.Object, photo *photosSearchItem) error {
	filename := fmt.Sprintf("%s.%s", photo.Id, photo.OriginalFormat)
	photoNode, err := parent.ChildPathObject(filename)
	if err != nil {
		return err
	}

	// https://www.flickr.com/services/api/misc.dates.html
	dateTaken, err := time.ParseInLocation("2006-01-02 15:04:05", photo.DateTaken, schema.UnknownLocation)
	if err != nil {
		// default to the published date otherwise
		log.Printf("Flickr importer: problem with date taken of photo %v, defaulting to published date instead.", photo.Id)
		seconds, err := strconv.ParseInt(photo.DateUpload, 10, 64)
		if err != nil {
			return fmt.Errorf("could not parse date upload time %q for image %v: %v", photo.DateUpload, photo.Id, err)
		}
		dateTaken = time.Unix(seconds, 0)
	}

	attrs := []string{
		attrFlickrId, photo.Id,
		nodeattr.DateCreated, schema.RFC3339FromTime(dateTaken),
		nodeattr.Description, photo.Description.Content,
	}
	if schema.IsInterestingTitle(photo.Title) {
		attrs = append(attrs, nodeattr.Title, photo.Title)
	}
	// Import all the metadata. SetAttrs() is a no-op if the value hasn't changed, so there's no cost to doing these on every run.
	// And this way if we add more things to import, they will get picked up.
	if err := photoNode.SetAttrs(attrs...); err != nil {
		return err
	}

	// Import the photo itself. Since it is expensive to fetch the image, we store its lastupdate and only refetch if it might have changed.
	// lastupdate is a Unix timestamp according to https://www.flickr.com/services/api/flickr.photos.getInfo.html
	seconds, err := strconv.ParseInt(photo.LastUpdate, 10, 64)
	if err != nil {
		return fmt.Errorf("could not parse lastupdate time for image %v: %v", photo.Id, err)
	}
	lastUpdate := time.Unix(seconds, 0)
	if lastUpdateString := photoNode.Attr(nodeattr.DateModified); lastUpdateString != "" {
		oldLastUpdate, err := time.Parse(time.RFC3339, lastUpdateString)
		if err != nil {
			return fmt.Errorf("could not parse last stored update time for image %v: %v", photo.Id, err)
		}
		if lastUpdate.Equal(oldLastUpdate) {
			if err := r.updatePrimaryPhoto(photoNode); err != nil {
				return err
			}
			return nil
		}
	}
	form := url.Values{}
	form.Set("user_id", r.userID)
	res, err := r.fetch(photo.URL, form)
	if err != nil {
		log.Printf("Flickr importer: Could not fetch %s: %s", photo.URL, err)
		return err
	}
	defer res.Body.Close()

	fileRef, err := schema.WriteFileFromReader(r.Host.Target(), filename, res.Body)
	if err != nil {
		return err
	}
	if err := photoNode.SetAttr(nodeattr.CamliContent, fileRef.String()); err != nil {
		return err
	}
	if err := r.updatePrimaryPhoto(photoNode); err != nil {
		return err
	}
	// Write lastupdate last, so that if any of the preceding fails, we will try again next time.
	if err := photoNode.SetAttr(nodeattr.DateModified, schema.RFC3339FromTime(lastUpdate)); err != nil {
		return err
	}

	return nil
}

// updatePrimaryPhoto uses the camliContent of photoNode to set the
// camliContentImage of any album for which photoNode is the primary photo.
func (r *run) updatePrimaryPhoto(photoNode *importer.Object) error {
	photoId := photoNode.Attr(attrFlickrId)
	for album, photo := range r.primaryPhoto {
		if photoId != photo {
			continue
		}
		setsNode, err := r.getTopLevelNode("sets", "Sets")
		if err != nil {
			return fmt.Errorf("could not set %v as primary photo of %v, no root sets: %v", photoId, album, err)
		}
		setNode, err := setsNode.ChildPathObject(album)
		if err != nil {
			return fmt.Errorf("could not set %v as primary photo of %v, no album: %v", photoId, album, err)
		}
		fileRef := photoNode.Attr(nodeattr.CamliContent)
		if fileRef == "" {
			return fmt.Errorf("could not set %v as primary photo of %v: fileRef of photo is unknown", photoId, album)
		}
		if err := setNode.SetAttr(nodeattr.CamliContentImage, fileRef); err != nil {
			return fmt.Errorf("could not set %v as primary photo of %v: %v", photoId, album, err)
		}
		delete(r.primaryPhoto, album)
	}
	return nil
}

func (r *run) getPhotosNode() (*importer.Object, error) {
	return r.getTopLevelNode("photos", "Photos")
}

func (r *run) getTopLevelNode(path string, title string) (*importer.Object, error) {
	photos, err := r.RootNode().ChildPathObject(path)
	if err != nil {
		return nil, err
	}

	if err := photos.SetAttr(nodeattr.Title, title); err != nil {
		return nil, err
	}
	return photos, nil
}

func (r *run) flickrAPIRequest(result interface{}, method string, keyval ...string) error {
	keyval = append([]string{"method", method, "format", "json", "nojsoncallback", "1"}, keyval...)
	return importer.OAuthContext{
		r.Context,
		r.oauthClient,
		r.accessCreds}.PopulateJSONFromURL(result, apiURL, keyval...)
}

func (r *run) fetch(url string, form url.Values) (*http.Response, error) {
	return importer.OAuthContext{
		r.Context,
		r.oauthClient,
		r.accessCreds}.Get(url, form)
}

// TODO(mpl): same in twitter. refactor. Except for the additional perms in AuthorizationURL call.
func (imp) ServeSetup(w http.ResponseWriter, r *http.Request, ctx *importer.SetupContext) error {
	oauthClient, err := ctx.NewOAuthClient(oAuthURIs)
	if err != nil {
		err = fmt.Errorf("error getting OAuth client: %v", err)
		httputil.ServeError(w, r, err)
		return err
	}
	tempCred, err := oauthClient.RequestTemporaryCredentials(ctxutil.Client(ctx), ctx.CallbackURL(), nil)
	if err != nil {
		err = fmt.Errorf("Error getting temp cred: %v", err)
		httputil.ServeError(w, r, err)
		return err
	}
	if err := ctx.AccountNode.SetAttrs(
		importer.AcctAttrTempToken, tempCred.Token,
		importer.AcctAttrTempSecret, tempCred.Secret,
	); err != nil {
		err = fmt.Errorf("Error saving temp creds: %v", err)
		httputil.ServeError(w, r, err)
		return err
	}

	authURL := oauthClient.AuthorizationURL(tempCred, url.Values{"perms": {"read"}})
	http.Redirect(w, r, authURL, http.StatusFound)
	return nil
}

func (imp) ServeCallback(w http.ResponseWriter, r *http.Request, ctx *importer.SetupContext) {
	tempToken := ctx.AccountNode.Attr(importer.AcctAttrTempToken)
	tempSecret := ctx.AccountNode.Attr(importer.AcctAttrTempSecret)
	if tempToken == "" || tempSecret == "" {
		log.Printf("flicker: no temp creds in callback")
		httputil.BadRequestError(w, "no temp creds in callback")
		return
	}
	if tempToken != r.FormValue("oauth_token") {
		log.Printf("unexpected oauth_token: got %v, want %v", r.FormValue("oauth_token"), tempToken)
		httputil.BadRequestError(w, "unexpected oauth_token")
		return
	}
	oauthClient, err := ctx.NewOAuthClient(oAuthURIs)
	if err != nil {
		err = fmt.Errorf("error getting OAuth client: %v", err)
		httputil.ServeError(w, r, err)
		return
	}
	tokenCred, vals, err := oauthClient.RequestToken(
		ctxutil.Client(ctx),
		&oauth.Credentials{
			Token:  tempToken,
			Secret: tempSecret,
		},
		r.FormValue("oauth_verifier"),
	)
	if err != nil {
		httputil.ServeError(w, r, fmt.Errorf("Error getting request token: %v ", err))
		return
	}
	userID := vals.Get("user_nsid")
	if userID == "" {
		httputil.ServeError(w, r, fmt.Errorf("Couldn't get user id: %v", err))
		return
	}
	username := vals.Get("username")
	if username == "" {
		httputil.ServeError(w, r, fmt.Errorf("Couldn't get user name: %v", err))
		return
	}

	// TODO(mpl): get a few more bits of info (first name, last name etc) like I did for twitter, if possible.
	if err := ctx.AccountNode.SetAttrs(
		importer.AcctAttrAccessToken, tokenCred.Token,
		importer.AcctAttrAccessTokenSecret, tokenCred.Secret,
		importer.AcctAttrUserID, userID,
		importer.AcctAttrUserName, username,
	); err != nil {
		httputil.ServeError(w, r, fmt.Errorf("Error setting basic account attributes: %v", err))
		return
	}
	http.Redirect(w, r, ctx.AccountURL(), http.StatusFound)
}


text:
June 21, 2021 Enterprise, Entrepreneurs, Start-ups, Small Businesses, FinTech and Alternative Finance, Fintech International, Fundraising, Investing, Trading, Innovation and Resources, Research No comments
Getting tangible about intangibles: The future of growth and productivity?
McKinsey & Company | Jun 16, 2021
Companies that master the deployment of intangibles investment will be well positioned to outperform their peers.
Investment in intangible assets that underpin the knowledge or learning economy, such as intellectual property (IP), research, technology and software, and human capital, has risen inexorably over the past quarter century, and the COVID-19 pandemic appears to have accelerated this shift toward a dematerialized economy. Are we seeing the start of a new stage in the history of capitalism based on learning, knowledge, and intellectual capital? As economies recover from the pandemic, could a wave of investment in intangible assets breathe new life into productivity and unlock more growth potential?
See: [Report] A New North Star: Canadian Competitiveness in an Intangibles Economy
The research takes the broader definition of intangibles outlined by economists Jonathan Haskel and Stian Westlake, who include economic competencies such as advertising and brands, marketing research, organizational capital, and training. This more expansive definition of intangibles appears more relevant to the role they increasingly play in companies, sectors, and economies.
Over the past 25 years, the investment share of intangibles has increased by 29 percent
Looking in more detail at the different types of intangible asset, a clear picture of higher growth driven by effective deployment and use of intangibles emerges (Exhibit 4):
Innovation capital. The share of top growers that reported using data as the basis of decision making was nearly double the share of low growers. Likewise, more than twice the share of top growers said that they have rigorous processes in place to measure the impact of R&D and design, enabling them to build rapidly on successes and abandon failures. Similarly, twice as many top growers are more willing to disrupt their own business models proactively (rather than waiting to be disrupted) and actively search for opportunities to invest in disruptive innovation.
Data and analytics capital. Only top growers say that they have taken the next steps needed to implement their digital strategy, including making effective use of proprietary data, investing in flexible architecture to avoid being held back by legacy systems—so-called tech debt—and ensuring that they can leverage the full power of intangibles through real-time analytics.
See: How to Build Canada's Competitiveness Amidst the Rise of an Intangibles Economy and Greater Geopolitical Complexity
Human and relational capital. Both top and low growers agree on the importance of attracting talent, but top growers are 2.6 times more likely than low growers to strive to retain that talent by offering a unique value proposition. Top growers are twice as likely to define performance measures for all parts of the organization, and 1.7 times more likely to put in place talent-management processes to foster diversity. Our survey indicates that top growers are 3.0 times more likely to make investment decisions holistically, to do so on a systematic and regular basis, and to maintain agility.
Brand capital. Only top growers are already deploying this type of intangible to ensure that they can leverage brands effectively by not only listening to the voice of consumers but listening in a tailored way to serve them with personalized offerings backed by real-time data analytics and tailored pricing and promotion.
Fintech Revolut Hires Behavioural Team to Improve Criticized Corporate Culture
L'Oréal's NYX Makeup Branded DAO Soon Launching
How Corporations Can Innovate Like Startups
Proposed Changes to Crypto Mining GST/HST Rules: What's Capture and What's Not?
Real Estate Investment in Cryptocurrency: Risks and Opportunities
New North Star III: Case for a Canada Advanced Project Research Agency
Fintech Trends for 2015: Investing Services, Anti-Social Trading, and Digital Crowdfunding
Report: Access to Capital for Canadian Growth-Orientated Medium-Size Firms
Magnetic North: How Canada Holds its Own in the Global Race for Innovation Talent
Global Fintech Ecosystem Report Launch | Top 20 Ranking
Fed Chair Jerome Powell has outdated views on Bitcoin: cryptocurrencies are not just a substitute for gold
one + 20 =

redpajama_set_name: RedPajamaCommonCrawl


text:
The third series of Winter Recitals Wallingford took place between January and March 2020, at St. Mary-le-more. As in previous years, there were three Chamber Music recitals by professional colleagues and one concert dedicated to talented young performers.
Winter Recitals this year raised money for two charities, the St. Mary's Church Organ Appeal and Sue Ryder; each received £1500.
Many thanks to all who supported WRW20!!!
George White Viola
Colette Salkeld Clarinet
Frank Bridge - Four Miniatures for Piano Trio
Mendelssohn - Piano Trio in D minor, op. 49
Piazzolla - The Four Seasons of Buenos Aires
"The Four Seasons of Buenos Aires" were composed in the 1960's by Astor Piazzolla; they are inspired by the music of his native Argentina, with elements of jazz and classical music thrown in, to create a unique style of exuberant tango music. Also on the programme, four delightful Miniatures by Frank Bridge, and the virtuosic and passionate Piano Trio in D minor by Felix Mendelssohn.
Read the Review Here
Beethoven Triple Bill
Sonata No 8 in C minor, op. 13 "Pathétique"
Sonata No. 21 in C major, op. 53 "Waldstein"
Sonata No. 30 in E major, op. 109
To commemorate the 250th anniversary of Beethoven's birth, Anita performed a Triple Bill of piano sonatas. Each sonata was from a different period of Beethoven's musical life, from early to late, illustrating the remarkable progression of his compositional output.
Saturday 22nd February
Clarinet and Viola
Mozart - Trio in Eb major, K.498, 'Kegelstatt'
Schumann - Three Fantasy Pieces, op. 73
Rebecca Clarke - Morpheus
Bruch - Eight Pieces, op. 83
The unusual combination of clarinet and viola makes for a rare treat! Both instruments have sonorous and mellow qualities which complement each other extremely well. The "Kegelstatt" Trio by Mozart is the first work written for the trio ensemble of clarinet, viola and piano; it is a masterpiece of Classical chamber music. More than a century later, Max Bruch wrote "Eight Pieces" for the same trio combination, composing them for his son, a talented clarinettist; they are highly romantic and attractive works.
Saturday 7th March
The programme included such delights as the Bruch and Mendelssohn violin concertos, the beautiful Élegié by Fauré and Lalo's exciting Symphonie Espagnole, as well as music by J. S. Bach, C.P.E. Bach, Vivaldi and Chopin.
The eight performers joined ranks for the final encore, playing a beautiful arrangement of the 'Flower Duet' by Delibes.
To view the Winter Recitals series in 2018 and 2019, please click on the logo:


text:
Bumi Mulyo is een bestuurslaag in het regentschap Lampung Timur van de provincie Lampung, Indonesië. Bumi Mulyo telt 2645 inwoners (volkstelling 2010).

Plaats in Lampung

redpajama_set_name: RedPajamaWikipedia


De Gea will be bitterly disappointed with his performance against Barcelona this week..
There was quiet optimism that the Red Devils could secure another dramatic Champions League comeback, but they were soundly beaten at the Nou Camp on Tuesday night.
Despite producing some threatening moments during the opening exchanges, Barcelona quickly asserted their dominance and Lionel Messi was keen to pounce on any and every opportunity.
The magical Argentine opened the scoring after just 16 minutes, finding the bottom corner with a superb left-footed finish after taking advantage of a defensive error.
His gaffe would ultimately hammer the nail in United's coffin, before Philippe Coutinho put the game out of sight with an incredible effort during the second-half.
The 28-year-old was lambasted in Spain for his performances at the World Cup, while mistakes have also surfaced during games with Arsenal and Switzerland.
However, his error against Messi is perhaps the most high-profile since he fumbled a Cristiano Ronaldo shot into his own net in Russia last summer.
There's definitely some similarities between the two mistakes, too, so it shouldn't come as a surprise that somebody has cut the respective gaffes together.
For all his shot-stopping brilliance and claims as the best goalkeeper in the world, De Gea seems to be more susceptible to mistakes than ever and it's certainly worrying for the fans.
Had De Gea held on to that shot from Messi, it would have allowed more time for United to potentially open their account in Catalonia and get themselves back into the game.
One goal wasn't a disaster for Ole Gunnar Solskjaer and his team, but a quick-fire brace for Messi left them needing to climb Everest to restore their European hopes.
You can certainly argue that De Gea's brilliant saves cancel out the errors, yet there's definitely room for improvement to be more consistent this season.
Either that or he simply can't figure out Messi and Ronaldo when they use their weak foot.
Do you think De Gea is the best goalkeeper in the world? Have your say in the comments section below.


Pascal Boucher, organizer with the United Steelworkers, says workers are being told by Shifters and Captains that "everything is fine" and to "get back to work".
On more than one occasion miners reported that while taking a heat break, they were told if they didn't take their rounds, they would be replaced by contractors.
"This is very disturbing," says Boucher, a miner by trade.
Mining is dangerous work, especially at Macassa, he adds.
"There is no other mine like it in the province. Anyone working underground knows that in order to stay safe we all need to look after one another, workers and bosses alike.


text:
HOME • ADVERTISE • COMPANY • SUBMISSIONS • FTP UPLOAD
ABOUT ORLANDO FAMILY MAGAZINE
Orlando Family Magazine is a free, monthly publication designed to inform, serve and enrich families throughout the Central Florida area with parenting ideas, fun family activities and a wide variety of invaluable resource guides. The magazine is mailed directly to 24,000 families with children living in the home in the Central Florida market (including, but not limited to, the Southwest, Central and Metro Orlando areas).
Our editorial content is focused toward parents with children ages 0 to15. We prefer articles which can be localized to the Central Florida area, but we will consider topics that relate to families in general. We look for pieces covering issues concerning today's parents, local family excursions, traditions, crafts, family fun, education and health & fitness. Featured articles require careful research, independent reporting and well developed story lines. Each monthly issue is focused around a particular theme, Editorial Calendar, as well as a variety of regular departments: Family Fun, Traditions, Kids Korner, Making a Difference, Health and Wellness, Movie Review, Growing up Online, Book Buzz and Calendar of Events. You can read more about each department in "About the Publication".
We welcome freelance writers to submit their articles by Email to editorial@OrlandoFamilyMagazine.com or by mail to Orlando Family Magazine, LLC., Attention: Editorial Submissions , 212 Pasadena Place, Suite B, Orlando, Florida 32803. All items submitted shall become the property of Orlando Family Magazine, LLC and will not be returned. Articles that are sent via email must be sent in MS Word format. Manuscripts should include the author's name, address, daytime phone number, title or article, word count, and the rights you are granting to the magazine (First North American Serial Rights preferred), and a short bio (one to two sentences) on the first page. We expect writers to double-check their facts and be able to vouch for every phone number, Web address and name spelling in a story. We also request a list of sources with contact phone numbers, for fact-checking purposes. When granting First North American Rights, you are granting to Orlando Family Magazine, LLC the right to publish the article in the English Language in North America, both in print and digital versions of the magazine. You are also granting Orlando Family Magazine, LLC the right to archive the work in an online version of the magazine for an indefinite period of time.
The editor reserves the right to edit for clarity, length and styles. We do not purchase articles from writers who are published by our competitors. For reprint offers, please inform us of where the material has been published. No phone calls please. We assume no responsibility for unsolicited manuscripts. We do not pay for fillers, photographs and sidebars. Examples include short, humorous anecdotes about family or which fit into any of the regular departments, or practical sidebars with projects, tips or other suggestions for families to try. If the filler material that is being submitted has already been printed, indicate where and when the filler first appeared on the cover sheet of the submission.
ONLINE PUBLICATION
Orlando Family Magazine provides a copy of its printed issues online. All editorial submissions that are purchased will also be posted on our website www.OrlandoFamilyMagazine.com. Orlando Family Magazine does not allow for the online redistribution or republishing of the editorial submission. We will forward all reprint requests directly to the writer.
All work must be submitted at least 3 months prior to the issue date. Please refer to the Editorial Calendar for specific dates.
We will respond only to those articles we are considering for publication. Fees vary depending on length and depth of the story. Original manuscripts for feature articles generally pay $50-$75 and reprints pay $25-$40. Payments are made (along w/tear sheet) within the first month of publication for the article.
Prior to publication, we will ask you to sign a contract warranting that the work submitted is your original work, that you are granting to Orlando Family Magazine, LLC all of the rights set forth herein, and agreeing that you will not submit work to any other publication in the Central Florida area, and that you will not submit the work to any other family publication in North America for a period of 90 days following the expiration of the calendar month in which the article was published by Orlando Family Magazine, LLC.
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