Foreclosure Archives - WJL - We buy houses cash!
Foreclosures are complicated and highly emotional. If you want to fight a foreclosure to save your home and improve your financial well being, consider working with a foreclosure attorney.
Finding the right foreclosure attorney is easier if you know the standards which competent foreclosure attorneys should meet.
While it's possible to represent yourself in foreclosure proceedings, it's not advisable.
You need a thorough understanding of foreclosure laws in your area. Lenders are not interested in helping you stay in your home. They only care about protecting their interests. Not all comply with federal mortgage servicing rules or follow state foreclosure procedures; but without relevant expertise, you wouldn't know this, and lenders won't admit fault!
You have precious little time to respond, do research, file the correct paperwork, and prepare before the court date. You won't get any special dispensation from the court just because you are representing yourself!
Don't wait until it's too late, because often, it will be too late.
While federal law states that a lender cannot initiate foreclosure proceedings unless a homeowner has missed 4 payments, don't wait. Schedule a consultation even if you have fallen 1-2 months behind and it's clear you can't catch up or make future payments. An attorney can negotiate with the lender to obtain a loan modification and avoid foreclosure.
If foreclosure proceedings are in motion, you're more likely to lose your case if you represent yourself because you won't be on equal footing with well-represented lenders.
Clear and concise communication. It's your attorney's job to inform you about what to do and expect before, during, and after a foreclosure, explain legal terms in English, and help you understand the consequences of choices.
Transparency about the scope and cost of representation, and how you will pay for it.
An attorney who puts your interests first, upholds client confidentiality, acts professionally and ethically within the limits of the law, meets all deadlines, and files all paperwork correctly in compliance with local rules and procedures.
If you can't hire an attorney to represent you through the entire process, consider a consultation to understand your choices and your legal rights and responsibilities. If you meet certain criteria, a legal aid office may be able to help.
Try to resolve problems with your attorney to avoid wasting precious time searching for a new one. The proceedings won't wait so you need to act fast.
Most problems are due to misunderstandings. Ensure clear and timely communication with your attorney and make sure you understand legal terms or requirements.
Being served with a foreclosure notice is devastating. Shock, anxiety, and overwhelm can paralyze you into inaction, which is the worst thing you can do. You want to take all measures to get out of the foreclosure process.
Schedule a consultation with a foreclosure attorney. Know your options. Educate yourself, but don't try to go it alone. To lenders, your home is just an asset. To you, it's home – and a foreclosure attorney will work with you to secure your home and enhance your future financial well being.
A non-jury trial is a trial in which the judge alone decides the outcome. When it comes to foreclosure trials, most are non-jury.
Several factors play into whether or not you can get a jury in your foreclosure case.
Check whether your states allow juries in foreclosure cases. In most states, a foreclosure is considered "equitable" relief," meaning a remedy granted only at the court's discretion. The lender must convince the judge to grant the foreclosure. However, if the lender is acting unethically, a successful equitable defense can halt the proceedings.
If your state does allow a jury trial, you will need to determine if your foreclosure is nonjudicial or judicial. In a nonjudicial foreclosure, the lender does not have to go to court in order to foreclose on your home, and it's often a much faster process than judicial foreclosures that go through the courts. The lender can choose the foreclosure type depending on the options afforded by state law where the property is located as well as the circumstances of the foreclosure.
Finally, even if you do have the right to a jury trial under your state law, check your loan documents because you may have signed away this right by agreeing to a "jury trial waiver" when you took out your loan.
In general, it is not advisable to defend yourself in a foreclosure case. Consult with a foreclosure attorney in your state to find out what your options are, whether you signed away your rights to a juried trial and if that's the case, how to get a jury to hear the case, and how to demand a jury before the case goes to court. Timely and accurate filing of documents is of the essence, and your options may be limited by local regulations, so it's in your best interest to work with a foreclosure attorney.
You may be able to file your own lawsuit to get the foreclosure into court, if you believe that this will help you. This does not, however, guarantee you the right to a juried trial, only that the court is now involved.
Assuming that the lender's attorneys have done everything correctly and in the absence of a jury, the judge will grant judgement, and the auction date will be placed for 30 days out. It may be possible for your attorney to postpone the trial or move to cancel it, giving you a 120-day auction extension in order to work out a modification or short-sale the property. If you're facing a trial date and need more time to prepare a defense, close a short sale, obtain a loan modification or leave the property, your best option may be bankruptcy. Filing for bankruptcy (Chapter 7 or 13) will cancel the foreclosure trial, which may give you enough time to explore alternative options.
Having an attorney does not guarantee a better outcome, but not having one almost guarantees judgement against you. Work with an attorney who finds solutions, not just delays.
If Having No Equity, Why Is A Loan Modification Not The Best Solution?
When a homeowner is facing foreclosure and owes more money than the properties current value in the market, they're underwater. When this happens, families often seek other options attempting to avoid a foreclosure sale. It's especially hard when a homeowner has no equity in the property because certain opportunities just won't make sense. For example, people often suggest a loan modification as a solution to their problem. However, there are many reasons why this approach is not a good idea. Let's explore this a little further.
If they're facing foreclosure, they will have equity in the home or they won't. If the owner has equity, it means the homeowner controls a portion of its value. The owner can determine this by subtracting the outstanding balance due with the current property market value. If on the other hand, the home is underwater, the owner does not control a portion of its value.
Loan modifications are tools lenders will use to restructure a mortgage payment in a way that's more manageable for the homeowner. It's useful under specific circumstances when homeowners are looking to keep their credit in good standing. If a family is dealing with a hardship banks will consider renegotiating. However, in today's market, the banks have stringent restrictions in place making loan mod approvals more difficult. In fact, currently, banks are only approving 20% of homeowners in the situation.
People fail to understand loan modifications come at a very high price. While a bank may try to adjust your monthly payments making them more manageable, the difference will just add on to the end of the loan. In fact, it will include additional interest. If you have no equity or think of it as a controlling stake and in the home, it makes absolutely no sense. Why pay an even higher premium for something that won't even touch the principal for many more years?
Loan modifications would once again lock down the family for many years to come with a modified payment structure that may once again become difficult down the road. Essentially, you are back to a situation that is similar to renting but at a premium price.
A far better option would be to consider a short sale. Short sales are used to help remove the family from the home and the burden of the debt that is attached. With a short sale depending on how it's structured can relieve the family from the liability. In fact, banks are happy to work with this process because they would like to have somebody take over the mortgage and continue with the original payment plan. This process would also offer a fresh start for the current homeowner.
In conclusion, a loan modification doesn't eliminate the money still owing. The difference will just be added onto the mortgage at the end resulting in paying even more money. It doesn't make sense to pay a premium locking payments into many more years when the homeowners have no stake in the property. A short sale is a far better option to pursue.
The term loan modification became quite the buzzword for a while after the 2008 home crisis. It became very popular because of the government programs focussed on keeping people in their homes. Fast forward to today, and the economy has improved significantly yet people are wondering why only 20% of homeowners get approved for loan modifications in today's market. We're going to have a look at why this is the case.
A loan modification is where the lender agrees to modify the terms of a homeowners contract also known as a mortgage. The idea is to implement strategies to lower the monthly payment structure making the home more affordable and avoiding foreclosure. There are specific criteria a homeowner is required to meet to qualify. These terms must satisfy the bank's legal lending requirements and still make it worthwhile for the homeowner.
Not long after the crisis, the government implemented the Hamp program (Home Affordable Modification program). This program is no longer available, but the idea was to help homeowners modify their payments in a way that was affordable. These programs were also designed to help stabilize the economy during that challenging stage. However, today the economy has improved a great deal, so the plans have been shut down.
When homeowners qualify, the lending institutions will typically lean on three main strategies to move forward while minimizing their risk in the process.
The first strategy is setting up a repayment plan to get the homeowner back on track from the previously missed payments. It can be useful if a family has the option to make up the payments. If it's too difficult to achieve, the bank may disqualify them.
The second strategy is something called interest rate reduction. The lender will attempt to re-underwrites the terms to determine if the new payments would be viable using an income to debt ratio. If the new payment structure does not fall into the correct ratio, the homeowners will not qualify.
The third and popular method is extended aromatization. This strategy is where the lender will extend the terms over a longer period. For example, the lender may take a standard 30 year amortization period and spread it over a 40-year plan. Again, if a lender decides this is too burdensome for families they will be turned down.
The bank's objective is to work with candidates that can continue to make consistent payments over an extended period without disruption. The lender must also adhere to its strict regulation but yet keep default rates low. If a bank has a high default rate, the bank will likely have a lower lending cap the following year making it even harder for the next person. The higher home values and recovering economy has contributed to the lower approval rate with loan modifications. Also, banks are utilizing stricter guidelines in their qualification process.
To conclude, loan modifications aren't always the best option because the family is going to pay a lot more over an extended period. In essence, the homeowner is still maintaining a high level of risk, plus spending more money long-term while not contributing to their equity. If instead, a homeowner chose a more suitable option such as getting out from under the debt, It would likely be more fitting for the family long-term. The homeowner can utilize tools such as short sales or even selling the home for cash escaping foreclosure and the debt.
There Is No Such Thing As Foreclosure Defense!
A big dream for families is to be in a position to own their own home finally. However, nobody said it was easy and sometimes unexpected events happen to cause families to miss payments with their lender. When the families miss three consecutive months in a row their lender is in a position to file for foreclosure on the property. Foreclosure defense attorneys can approach these families offering a defense. Let's take a look and see why there is no such thing as foreclosure defense.
It's not easy for families having to go through the foreclosure process, so it's helpful to have a general understanding of the process. It basically breaks down into three main elements.
The first element is when a homeowner stops making payments to the bank. The bank will contact their attorneys and have them file with the local courthouse for something called a lis pendens. This process opens an official lawsuit against the homeowner.
The second element is when the court issues a summons. The homeowner has 20 days to respond to it. It is an official mandate where a representative from the bank and homeowner must appear in Court giving the homeowner a chance to explain why the bank and court should not foreclose on your home. For example, the reasons could be the homeowner is possibly working on a sale or attempting to modify their loan.
The third element is the final judgment. It's when the court sets the final date where the home will go up for sale at auction.
There is also an opportunity for the homeowner to ask for an emergency postponement which must be submitted five days out from the auction.
There are pros and cons to hiring attorneys for a foreclosure situation. However, it's not necessary to hire an attorney that requires substantial retainer fees or even lawyers looking to build a defense case towards the bank for your foreclosure situation. The homeowner will need as much time as possible on their side during these sensitive times. Homeowners can receive interest penalties, and many additional fees tacked on to their remaining balance owed. For this reason, it does not make a lot of sense to pay money to an attorney if it will only lengthen the process even more.
There are situations where foreclosure defense attorneys may approach a family looking to build a defense case for them against the lender. Furthermore, they may make offers to stop the foreclosure process and even suggest options such as bankruptcy. The problem with these alternatives is that they cost the homeowner in an exorbitant amount of additional money when the focus should be on getting out of foreclosure and saving your credit for the future. Attorneys offering these approaches generally do not have the homeowners best interest in mind.
If the lender is going through the courts and following proper procedure, no foreclosure defense makes sense to pursue. Working with an experienced real estate team will work to help you escape foreclosure and the negative consequences that can come from foreclosure long-term. There are many options available to remove the homeowners from the debt and help them get a new start. Working with a sound investment team will allow you access to top attorneys that do not charge retainer fees and only charge for the service that is required. Additionally, these attorneys work alongside investment deals all the time.
To conclude, there is no such thing as foreclosure defense. The legal process for foreclosure can be broken down into three main elements. Attorneys may approach homeowners offering a defense, but it doesn't remove the homeowner from the problem efficiently. Working with a strong investment team can get the family out from under the debt where they can have a new start.
Foreclosure Defense Attorneys Are Just Taking Homeowners Money!
It's not uncommon to hear of families facing foreclosure attempt to reach out to an attorney. There's certainly a time and place for everything especially in extreme situations, however, in most cases hiring an attorney for foreclosure isn't necessary. Many attorneys may tell you different but let's look at why this might not be a good idea. It is essential for you to understand your options because you'll want as many options available to you as possible and the more time that passes, the harder everything becomes.
A foreclosure defense attorney may offer valuable services in certain extreme circumstances when a family has very few options available to them, but this isn't the case for the majority. Knowing this is useful information because in many situations hiring one is entirely unnecessary and the homeowner can be wasting a lot of money from their bottom line. Understandably many families are confused during this stage because it is overwhelming and there's a lot to learn in a short amount of time. However, there are only a handful of options available to anyone under the circumstances.
Let's first take a look at what the stages would be for a typical defense attorney when they take over a foreclosure situation for a family. The first thing the lawyer is going to do is file a notice of appearance (NOA) with the bank and the court so they can intervene and discuss your case on your behalf. If you're in a state where the bank will file a Judicial foreclosure, the paperwork is set up in such a way that the bank will be the plaintiff and the homeowner will be the defendant. It does sound very intimidating, but it is the process that is legally set up to follow under such circumstances. Simply put, this is where the bank will notify you that they are filing for foreclosure and you can respond to say whether you're going to fight for your home or keep it.
The second step the lawyer will take is to attend a meeting between the bank and the court to try and lay out a resolution and a direction instead of having the property go to foreclosure or even abandonment. The lawyer will come in and speak on the homeowner's behalf allowing the family to continue with their regular work schedule instead of taking the day off. Frequently the process can be drawn out while the homeowner is being charged for daily interest while they pursue possible options.
At this stage, most attorneys will use defense strategies attempting to prolong the pre-foreclosure window while they pursue options such as loan modifications. The challenge with this strategy is that most loan modifications are not the answer for the majority of homeowners. Not only are they not a fit for the majority of homeowners, but they also cost the additional homeowner money because the outstanding balance is just added on to the end of the mortgage. It would ultimately result in paying back the money the homeowner fell behind on plus additional interest. This strategy also hurts the equity in the home families work so hard to acquire because the money doesn't touch the principal.
The lawyer will often try to convince the bank and the court the modified payments are within an acceptable range under the family's specific circumstances. While that might be possible under some situations, the amounts may not be that far off of what they're currently struggling with currently.
If the family is dealing with a situation where the only real debt they have is with their home, and they're looking for a way out of the circumstances, there are more straightforward options available. If the family still has equity in the house, it makes complete sense to make a short sale as quickly as possible to move on and protect their credit rating. A short sale also cost the family a lot less than what a defense attorney will cost the family.
To conclude, hiring foreclosure defense attorney can ultimately cost the family a lot more money, not only with the initial cost of the lawyer but also with the fees involving the bank because the process went on longer than needed. Ultimately the attorney costs the family money eating into their equity.
When homeowners are facing foreclosure, it could be a terrifying time. Having all that pressure put on to you can make it very difficult to think clearly. On top of that people tend to get advice from all directions. It's important to get the right information from the right people because one wrong step can cost you a lot. Some people even say to file bankruptcy. Once you look further into many of these options, you'll realize a lot of them don't make sense. We're going to take a look at why bankruptcy is not the best option if you're facing foreclosure.
The bank will begin the foreclosure process when homeowners have fallen at least three months behind on payments to the bank. Once this process has started, they are now in the pre-foreclosure phase until the bank announces foreclosure auction date. This window of time can last easily six months or more depending on the current status of the economy and the area of the property. When families reach this point, it can be very stressful, and some families will attempt to hire a foreclosure attorney.
Hiring a foreclosure attorney can be very expensive, and in many cases, the objective of the attorney is to delay the process initially. The attorney can file to stay a foreclosure sale but may not be able to stop the process permanently. It will undoubtedly put the brakes on the process the date it's filed from the attorney, but the attorney may not move forward with the filing until the attorney receives compensation. This issue can present problems for families already behind in payments. Not to mention the additional cost the families will incur concerning Interest from these long delays.
Usually, the next step the foreclosure attorney will consider is filing bankruptcy as a way out of the process. Filing for bankruptcy can make a lot of sense if homeowners are extended well past their capacity and in addition to their mortgage debt, have a tremendous amount of debt outside of their home. In complex situations, there could be a time and place for a bankruptcy attorney to handle your case. However, if you're filing bankruptcy and the only debt is your home then it does not make sense to follow that process because bankruptcy can also cost you a significant amount of money in attorney fees. It can easily require between $3,000 and $5,000 to file for bankruptcy, and then you would have that on your record for years to come.
Two types of bankruptcy can apply for homeowners facing foreclosure. First, is chapter 7 and is used as a tool to help homeowners move on from their home and to get them out of their debt. The second type of bankruptcy is chapter 13, and it's designed as a vehicle to help a family stay in their home. It's beneficial to understand the pros and cons of each type and to see what may apply to you if you're carrying large amounts of debt outside of your home. This additional debt could include automobiles, cottages, RV campers and even credit cards.
If the homeowner owes more on your property than what it's worth, then it wouldn't make sense to attempt to keep the property. You'd be further off getting yourself out of the situation using a short sale. The other issue that you can run into if you attempt to modify your payments is, you'll need to realize the money that you would be paying will not touch the principal likely for a couple of years. These initial payments go back directly to the trustee.
In many circumstances, a short sale is a far better process for a homeowner to follow to relieve themselves of their situation. A short sale does not cost the homeowners money versus bankruptcy, and in addition to that, the delays in the process can cost a homeowner an immense amount of additional fees.
In conclusion, many attorneys will lean towards bankruptcy as a solution out of foreclosure when it is not necessary. If a homeowner owes more money on the home than what it's worth, it's far better to move on instead of keeping the house. The additional delays for filing bankruptcy can cost a homeowner a significant amount of money. It will not cost the family money using a short sale.
If I Am In Foreclosure But Have Equity, How Do I Get Out Of Foreclosure?
Homeowners that find themselves in pre-foreclosure will generally fall into two categories. One is with equity, and the other is without equity. So what happens if you're in foreclosure and you have equity? Of course, every situation is unique, but for the most part, there are best practices that a homeowner can follow. We're going to jump in and have a look at what works best overall for this type of situation.
Pre-foreclosure is the period when a homeowner stops making payments to their lender or bank and is now facing foreclosure but is still in possession of the home. Homeowners in this position often feel confused and are not always sure of their options. If they have equity in the property, Its the portion paid off between what was owed and the fair market value of the property. If the homeowner were to sell while retaining real property value, that would be considered profit in theory. If the owners do not have equity in their property, the value of the property would be less compared to what is owed. in this case they would be upside down in their property and is considered underwater.
If a property owner does have equity in their home and discover themselves in this position, there are some steps they should follow. The first thing they should look at doing as quickly as possible is ordering a payoff. It is essential to have the homeowner arrange the payoff because they are the only ones initially authorized to do it. Homeowners do you have the option to have somebody else authorize it on their behalf. However, this is a long drawn process that's very complicated. A homeowners best option is to go through with the process themselves saving time, money and unnecessary headaches.
A payoff is where the homeowner approaches the lender and pays off the remaining balance owing to satisfy the balance. They would first go to their lender and get a payoff quote to determine the exact amount due so they can complete the payoff. The payoff settlement or sometimes called a payoff letter will indicate the unpaid principal balance and the interest. It will also show any additional fees or associated costs up to that point. It's important to understand the balance on your monthly statement is not the full amount remaining due to these additional fees. The payoff quote will include pre-foreclosure fees, any penalties, and other costs. You will also be giving a grace period which will stop the foreclosure process.
It's important to understand the advantages of a payoff because there are many. The payoff will give you 30 days essentially putting a stop to the foreclosure process. This halt in the process is critical to understand because without the stoppage the homeowner is accruing additional daily interest which adds up very quickly. In addition to the daily interest fees, the bank will charge the homeowner for the bank's attorney fees the bank incurs. On top of all of that, the bank will include administration and late fees.
Homeowners are not always aware they can incur tens of thousands of dollars over the course of the six or so months while involved in the foreclosure process. The ideal situation would be to get on to this problem as early as possible so that the families can save as much of the equity they worked so hard to get. It's just simply too expensive to delay.
To conclude if a family is in a pre-foreclosure situation it's best they act as quickly as possible. The best option for somebody who has equity in their home is to order a payoff with the lender. It will put a freeze on the foreclosure process for 30 days allowing you to sell and close the house in a reasonable time. Additionally, you will save on all the penalties, interest and additional fees.
Are you no longer able to afford your home? Are you behind on your mortgage payments? Are you unable to sell your home for a price that covers the remaining balance of your mortgage? If the answer to these questions is yes, then your home may be in jeopardy of foreclosure. You are on the verge of losing one of the biggest accomplishments you have worked so hard to achieve. Learning Ways to avoid foreclosure is the best option to ensure your lender does not file a judgment against you or pursue you for defaulting on your mortgage loan.
One of the best ways of avoiding foreclosure is by short selling your home. Short sales involve selling your home for less than the remaining balance on your mortgage. Your mortgage company must agree to a short sell of your home then you can sell house cash and use the proceeds to pay off all or a portion of your remaining balance. Short selling your home allows you to resolve your payment issues with your lender as opposed to avoiding the problem and hoping it will go away. Unfortunately, using this method will lower your credit score significantly, leave you without a home, and leave you with no profit from the sale. Foreclosures are expensive and time consuming for lenders. You can learn about the short sale and foreclosure process by working with government programs, such as the Making Home Affordable Program, Home Affordable Refinance Program, Principal Reduction Alternative, and Second Lien Modification Program. Working with a program that specializes in saving homes will help you fully understand what is involved in the foreclosure process.
Owning a home is a dream that you work tirelessly to achieve. However, that dream can quickly turn into a nightmare if you can no longer afford to make payments on your home. A short sale is the best way to avoid foreclosure of your home and financial ruin. Whether you are faced with long-term hardship or you are ineligible to refinance or modify your mortgage, short selling your home is the easiest and quickest way to keep your finances intact and avoid further heartache.
In today's economy, many people are having difficulty keeping up with their home loan payments. This can be risky, as homes risk going into foreclosure if the owner defaults on a loan. Mortgage lenders will take ownership of a foreclosed home and sell it to recover the money they lost from the defaulted loan. By learning Ways to avoid foreclosure, many people have been able to keep their mortgage loans out of default and save their homes from foreclosure.
Sometimes, simply refinancing a mortgage to have lower payments is all that is needed to prevent default. Many people may have recently suffered a pay cut or taken a job that has a lower salary that they are accustomed to. Programs like the Home Affordable Modification Act, Home Affordable Refinance Program, Second Lien Modification Program and the Principal Reduction Alternative all offer homeowners the opportunity to modify their existing home loan and lower their payments.
The housing market recently has declined, and as a result, many homes lost significant value. Some homeowners owe more on their mortgage loans than their homes are currently worth. This is referred to as being underwater on the home. In these cases, the Principal Reduction Alternative, the Second Lien Program from the Treasure and FHA and the Home Affordable Refinance Program can all help reduce loan amounts and payments to reflect the home's current worth.
For homeowners that are recently unemployed, avoiding foreclosure can be a challenge. There are several programs designed to reduce or postpone payments for unemployed homeowners. This gives them a chance to find a new job and improve their financial stability. Programs to help unemployed homeowners include the Emergency Homeowners' Loan Program, Forbearance for Unemployed Homeowners from the Federal Housing Administration, and the Home Affordable Program.
If it is not possible to refinance a home's mortgage, and there are no other alternatives for repaying the loan, sometimes a short sale is the best way to keep a home from going into foreclosure. Mortgage lenders will allow short sales from some homeowners to recover some of the loan amount. Using short sales also tends to save banks time and money. If a home goes into foreclosure and the bank decides to sell house cash from the sale might not completely cover the existing loan amount. In these cases, loan holder may still have to pay back the remaining balance to the lender. In a short sale, the bank agrees that whatever the home is sold for will be adequate to cover the existing loan. Even if the home is sold for less than what remains on the mortgage, the debt is considered paid in full. Short sales still result in a loss of the home and can affect credit, but they are a good last effort to avoid going into foreclosure.
The recent housing market and economy have made it difficult for homeowners to make their mortgage payments on time. Some people may simply not make enough money to keep up with high loan payments, and others may have lost their job completely. There are several government programs available to help people keep their homes from going into foreclosure. When there are no other rehabilitation options on a loan, a short sale can be the best way to prevent foreclosure and repay the mortgage loan.


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Penn State's Fancy Weather Center
— posted on Oct 06, 2009 01:04 PM
Penn State editor, Tina Hay, makes a nice blog post about her visit to the Joel N. Myers Weather Center during Parents and Families Weekend 2009.
Meteorology alumnus releases second novel
— posted on Jul 02, 2009 08:36 AM
Alumnus Erica Grow (BS '02) talks at Math Options for Girls summer camp at Penn State Abington
"Action News meteorologist Erica Grow, '02 Penn State graduate, was on campus July 16 to speak to a group of teenage girls attending the Math Options for Girls camp."
Lack of Twisters Aside, VORTEX2 Gets Useful Data
— posted on Jun 29, 2009 12:07 PM
"Paul Markowski, a meteorologist at Penn State University who serves on VORTEX2's steering committee and directs a team of mobile observation platforms taking part in the experiment, said the datasets the teams collected on supercells that didn't produce tornadoes were "real gems for us," because they can be compared to data sets on tornado producing storms to identify key differences."
1998 Alumnus Receives AMS Houghton Award
Weather or Not broadcasts on-location from State College Arts Fest
Alumnus Joel Gratz ('03) and team from ICAT develop hurricane damage estimator
ICAT Damage Estimator Revisits a $13.8B July Hurricane
Scientist says climate change isn't fueling hurricanes
"Hurricane specialist Chris Landsea, with the National Hurricane Center in Miami, disputes theories that global warming has caused more hurricanes, in a study to be published soon in The Journal of Climate. Prof. Michael Mann disagrees with his research findings, saying that his technology argument ignores the chance that a single storm could have been counted twice before satellite records could show the exact track. He expressed doubt that the study would pass muster to be published."
PhD student, Walter Kolczynski, takes second place at AMS Conference
— posted on Jul 22, 2009 07:55 PM
Meteorology alumnus, Robert Davis' work used to develop weather program
Astronaut Scott Carpenter to present Tyler McCandless with $10,000 scholarship
— posted on Sep 04, 2009 05:23 PM
Mercury astronaut Scott Carpenter will present senior Tyler McCandless with a $10,000 scholarship from the Astronaut Scholarship Foundation (ASF) during a public presentation and ceremony at 1:30 p.m. on Friday, Sept. 18 in 22 Deike Building on Penn State's University Park campus. The award ceremony will coincide with a presentation by Carpenter during which he will share his experiences as an original Mercury 7 astronaut and what it was like to be the second American to orbit the Earth. Carpenter's lecture will be the keynote address at a special symposium, "The Earth -- Within and Beyond."
How to get rich off the weather
— posted on Sep 15, 2009 09:03 AM
After all, a recent study at Penn State pitted two groups against each other in a weather-trading simulation to see which would be more successful. According to the study's press release, "the results so far show the market to be far more profitable for traders who are studying meteorology than those who are studying business."
Supercomputers Simulate Stars, Cars, Hurricanes, and Blood
— posted on May 18, 2009 11:26 AM
From the American Physical Society, May 2009: "Recreating existing complex clouds is exactly what Fuqing Zhang of Penn State University is doing. He has been taking Doppler radar information on the paths of hurricanes crossing the Gulf of Mexico in hopes of predicting where they'll hit the coast. This approach to forecasting relies primarily on probabilities derived from estimated cloud turbulence models."
Forecast discussions slated for Fridays during fall semester
— posted on Aug 24, 2009 01:51 PM
Two Meteorology faculty named AMS Fellows
— posted on Jun 16, 2015 09:59 AM
Penn State Meteorology celebrates 50 years on TV
— posted on Oct 09, 2009 11:19 AM
Long before The Weather Channel, when TV news was in black and white and only 15 minutes each evening, Penn State's Department of Meteorology began broadcasting local weather to central Pennsylvania farmers and residents. Fifty years later, Penn State meteorologists are still providing weather information to the entire Commonwealth via the Pennsylvania Cable Network and to dozens of U.S. cities through Weather World alumni working at TV stations.
Three new faculty join Penn State Meteorology
Freshman has been providing weather site for Hingham, MA since 2005
— posted on Nov 17, 2009 08:46 AM
"Anyone interested in Hingham weather can go online and get up-to-the-minute data -- as long as the site's meteorologist isn't in class at the time."
Jon Nese receives GEMS Alumni Achievement Award
Climate change study foresees a warmer, wetter Pennsylvania
A Penn State study of climate change projects a warmer, wetter Pennsylvania, with a longer growing season and significantly less snow by the middle of the current century. Study co-authors include Raymond Najjar, Associate Professor of Meteorology.
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redpajama_set_name: RedPajamaCommonCrawl


Coffee mornings are held every 2 weeks on a Friday morning at the Lockworks cafe in Light House in Wolverhampton. We have guest speakers covering vaious topics such as Fire services, complaint procedures, technology and on so. It is also a great opportunity to have a chat with other people and make new friends whilst having a great cuppa with delicious cakes.
British Sign Language/English interpeter is provided.


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Martin Luther King Jr. Tributes and Events
The New Civil Rights: A Series of Events to Celebrate the Life and Legacy of Martin Luther King Jr.
Beginning today through Monday, January 18th on the birthday of Martin Luther King Jr. there will be free events that are open to the public as part of Multicultural Student Programs and Services' (MSPS) MLK Study of Race Series.
Interrace Forum: "The Movements Then & Now"
Join us as we dine and discuss the similarities and differences of the civil rights movement led by Dr. King and today's Black Lives Matter Movement. RSVP with Ashley Lunford at alunford@nd.edu required.
Wednesday, Jan. 13; 5:30 p.m. in the McNeill Room, (Room 116) LaFortune Student Center
Community Art Project with Alfred University's Art Force 5
Join MSPS and Art Force 5 to create part of what will be a tribute to the late Rev. Martin Luther King Jr. and Rev. Theodore Hesburgh, C.S.C.
Wednesday, Jan. 13; 5:30 to 7:30 p.m. in the McNeill Room, (Room 116) LaFortune Student Center
Thursday, Jan. 14 at one of the following locations:
9 a.m. to noon at McKenna Hall
9 a.m. to 5 p.m. in the Dooley Room (Room 102), LaFortune Student Center
9 a.m. to 5 p.m. in North or South Dinning Hall
1 to 5 p.m. in Mendoza College of Business
Friday, Jan. 15; 11:45 a.m. to 1 p.m. in the Notre Dame Room (Room 202), LaFortune Student Center
Lunch and Workshop: "Art & Social Justice"
This free lunch and workshop, presented by Art Force 5, will cover how art can help promote social justice. RSVP with Ashley Lunford via email at alunford@nd.edu required.
Lecture "Mobile Shakespeare" (Part of the Folio Fridays Lecture Series)
Presented by Elliott Visconsi, chief academic digital officer.
Friday, Jan. 15; 4 to 5:30 p.m. in the Rare Books and Special Collections room (main floor) of the Hesburgh Library
A Little Taste of Peace
Join in the celebration of Martin Luther King Jr.'s birthday and a kick-off for the study circles on race. People from all racial, cultural and religious backgrounds are invited. Please bring a dessert or a finger food to share (no pork, please) and participate in a conversation on current problems and solutions that can help build Dr. King's dream. RVSP: Amanda at 574-233-9491, ext. 316 by 5 p.m. on Thursday, Jan. 14. Cosponsored by the Center for Social Concerns. More information.
Saturday, Jan. 16; 6:15 to 9:15 p.m. at The Beacon, 4210 Lincolnway West, South Bend
For additional information, please refer to the Notre Dame home page or calendar of events.


When I was kid, isometric exercise was very popular and I have wondered why they fell out of popularity.
Here Justin Timmer describes his self-experiment with isometrics.
For four week, I was "squeezing" (isometric contractions) my muscles four times a day. I trained my right leg, abdominals, and right chest and arm.
During every quiet moment during the day I contracted my muscles as long and hard as possible. I quantified my progress by completing maximum repetitions on a fitness machine every week.
I learned that in four weeks I almost doubled my force on the right side of my body. But I also learned that this training was going too fast, I got a lot of issues with little unexplained pains in my legs, and rising fluids whenever I contracted my abdominals. Overall I learnt this was a very effective training that was very easy to implement in my daily life.
In recent years, people have drawn comfort from the notion of the possibility of being both healthy and overweight. Several well publicized studies suggested that moderate excess body weight may have been exaggerated as a health threat.
But today's study in the Annals of Internal Medicine suggests that being slightly overweight may actually decrease a person's life span, which is more in line with conventional wisdom about weight.
One of the problem with earlier studies is that people tend to lose weight after they become ill. Thus, to gauge the actual effects of weight on mortality one needs to look at the history of an individual's weight over a longer period of time. The new study looked at a 16 year weight history.
Perhaps, but only at very low doses. Dr. Greger explains. Note that the study suggests that too much rosemary might interfere with cognition.
I did find the results about aromatherapy interesting. I had always assumed that the idea was implausible. But Dr. Greger points to a study that shows that the volatile compounds used can actually be measured in the blood. This doesn't mean that aromatherapy works, only that it's plausible.


text:
Q: SessionScope and Scheduled threads In my application i have a service that performs heavy loading (parsing of different files) up on creation. The data is metadata, so wont change during runtime (localized strings, key/value mappings, etc.) Therefore I decided to make this Service SessionScoped, so I don't need to parse the values with every request. Not ApplicationScoped to make sure the data is refreshed, when the user logs in again.
this works pretty well, but now i need to access that service inside a thread, that is run with the @Schedule Annotation. Of course Weld does not like that and says: org.jboss.weld.context.ContextNotActiveException: WELD-001303 No active contexts for scope type javax.enterprise.context.SessionScoped
@Singleton
public class DailyMails {

    @Inject
    MailService mailService; //just Named

    @Inject
    GroupDataService groupDataService; //Stateless

    @Inject
    LocalizationService localizationService; //SessionScoped

    @Schedule(hour = "2", minute = "0", second = "0", dayOfWeek="Mon,Tue,Wed,Thu,Fri", persistent = false)
    public void run() {
        //do work
    }
}

Can I manually create a Session at this point, so that I can use the SessionScoped service?
Edit: I know, that a Service should not ne SessionScoped nor should it hold any Data(-Collections). However in this Situation it seems legit to me to avoid multiple File-System accesses.
I thought about making the Service to a unscoped service and "cache" the data in a session scoped bean. However then I would need to inject the session bean to that Service, which will
again make the service kind of "session scoped".

A: Shouldn't this work:
@Inject @New
LocalizationService localizationService;

At least, that's how I interpret the specification.

redpajama_set_name: RedPajamaStackExchange


The Built Heritage Program is directed at conservation-related aspects of built heritage rehabilitation projects. Built Heritage includes heritage buildings and heritage landscapes.
- Or where the building and/or landscape can be shown to have significant community heritage value.
Rehabilitation projects that contain conservation components for publicly accessible heritage buildings or landscapes, owned by municipalities (excepting village, town or city halls), but administered by an appointed custodial group or committee that meet the above requirements, may be eligible. Active church buildings and cemetery restorations, and commercial buildings such as Bed & Breakfasts are not eligible.
• The applicant hereby acknowledges and agrees that, if awarded a grant, the name of the grant recipient, the recipient's community, the program name, and the amount of the grant, will be published by the Department of Tourism, Heritage and Culture on the Government of New Brunswick web site and in the Department's Annual Report.
- Component A will contribute up to 75%, to a maximum of $5,000 per project, for specialized design, engineering and/or conservation expertise for conservation related aspects.
- Component B will contribute up to 50%, to a maximum of $30,000 per project, of the capital required for conservation related aspects.
The Standards and Guidelines for the Conservation of Historic Places in Canada (Parks Canada) will be used as a reference document in the administration of this program (see related links below).


Integra AIMS is a proven quality accounting and inventory management software package used by several organizations. It is a single/multi-user integrated financial accounting and inventory management software package with features such as multiple companies,multiple financial years, etc. It provides for over One hundred and twenty five different kinds of reports, statements and lists grouped under Accounting reports, Inventory reports, Vat reports, Management information reports and Lists. Security provisions include System Administrator User code and Password, Allocation of user codes and passwords, Access controls for data entry, file processing, Report generation etc., Data Freezing and De-freezing, File Backup, Restore Backup, etc.
This software is widely accepted in trading and distribution business because of having special features to incorporate specific segment like Paints and hardware, foot wear, grocery, tiles & sanitary, electrical & electronics, Steel and cements, bakery, building materials, textiles, computer and IT dealers, super markets etc.
► Inventory management:Separate reports have been provided for sales/ sale returns, purchases/ purchase returns, stocks and stock levels. Provision has also been made for valuing stocks at landing cost, purchase price, or stock average price. Adjustments to stock quantities resulting from physical verification could be effected without difficulty. Facilities are available to monitor Inventory items on the basis of maximum, minimum and reorder levels. A separate report is provided for items with zero or negative balances of quantity or value. Bar coding, serial numbering and provision for part number are available.
► Accounts management:Day book, cash/ bank book, voucher, journal, debit note/credit note registers, ledger accounts, trial balance, profit and loss account, balance sheet and schedules are the important accounting reports. Customized invoices, customer-wise rate setup, user defined additions, deductions and discounts, multiple units, multiple selling rates, provision for estimates, agent commission etc., are other features.
► MIS reports:Several management information reports such as age-wise analysis of debtors and creditors, monthly summaries of sales, purchases, income, expenses, profits etc. are also included. Account statement, commission statement, detection of altered/deleted vouchers etc., are other attractions.
► VAT reports:To comply with VAT requirements, separate reports have been provided for sales, sale returns, purchases and purchase returns. In addition, a summary report on VAT computation and cess on VAT is also available. E-Filing is made easy through generation of the required files.
► Lists:Lists include account groups, item groups, items, debtors, creditors etc. For mailing purposes, addresses could be generated in label format also.


text:
Q: PHP/Javascript/AJAX file upload via drag and drop. Files get converted to strings I have a problem while uploading files using a drop area. It seems that files get converted to strings when they arrive at the backend. I'm adding the file objects to a new array because I want the users to be able to remove unwanted files before they submit the form.
The form looks like this:
<form action="" class="dropzone" id="image_upload" enctype="multipart/form-data">

        Delivery address
        <input type="text" name="delivery_address" id="delivery_address" class="form-control" />

Upload multiple files with the file dialog or by dragging and dropping images onto the dashed
           region

        <input class="btn btn-info w-100" type="submit" id="btnUpload" value="Send" />

</form>

Javascript:
let dropArea = document.getElementById("drop-area");

let fileList = [];

['dragenter', 'dragover', 'dragleave', 'drop'].forEach(eventName => {
    dropArea.addEventListener(eventName, preventDefaults, false)
})

function preventDefaults(e) {
    e.preventDefault()
    e.stopPropagation()
}

dropArea.addEventListener('drop', handleDrop, false)

function handleDrop(e) {
    let dt = e.dataTransfer;
    let files = dt.files;

    handleFiles(files);
}

function handleFiles(files) {
    files = [...files];
    files.forEach(addFiles);
}

function addFiles(file) {

    fileList.push(file);
}

btnUpload.addEventListener("click", function(evt) {
    evt.preventDefault();

    const xhr = new XMLHttpRequest();
    const form = document.getElementById("image_upload");
    const formData = new FormData(form);

    console.log(fileList);

    formData.append("fileList", fileList);

    xhr.open("POST", "add.php");

    xhr.onreadystatechange = function() {
        document.getElementById("phpResponse").innerHTML = this.responseText;
    };

    xhr.send(formData);
});

And in the PHP file I'm just var dumping $_FILES for now to see what's going through:
var_dump($_FILES);

Which returns

array(0) { }

var_dump($_POST) returns:

array(3) { ["delivery_type"]=> string(14) "Latvijas pasts" ["delivery_address"]=> string(6) "qweeqe" ["fileList"]=> string(27) "[object File],[object File]" }

I can't find where the problem is. The form is set to enctype="multipart/form-data". Before sending the form I console.log the fileList variable and it looks like the files are still files:

A: As suggested, I have to loop through every instance of File in the fileList array and append each File to FormData individually.
This part:
formData.append("fileList", fileList);;

Becomes:
for (let i = 0; i < fileList.length; i++) {
    formData.append("fileList[]", fileList[i]);
}

And on the backend I can loop through every file:
foreach($_FILES['fileList']['tmp_name'] as $key => $tmp_name){
    echo $_FILES['fileList']['name'][$key] . "
";
}


text:
package com.onehao.acts.testgen.service.extension.range;

import java.util.Collection;
import java.util.regex.Pattern;

public class CoordParser implements ITypeParser {

    public static final String COORD_PATTERN = "(\\-?\\d+(\\.\\d+)?)(,|%2C)\\s*(\\-?\\d+(\\.\\d+)?)";

    public static final String[] COORD_SPLITTERS = new String[] { ",", "%2C" };

    protected Pattern pattern = null;

    public CoordParser() {
        pattern = Pattern.compile(COORD_PATTERN);
    }

    @Override
    public boolean parse(Collection<String> valList) {
        if (null == valList) {
            return false;
        }

        for (String item : valList) {
            if (!this.verify(item)) {
                return false;
            }
        }

        return true;
    }

    protected boolean verify(String coord) {
        return pattern.matcher(coord).matches();
    }
}

redpajama_set_name: RedPajamaGithub


Policies, Terms, and ConditionsTHE CONTRACT will be signed by the person booking services for a particular session, and will specify the location, date, time, number of persons receiving makeup service, and what time each person will have reserved. If services for more than one person are being booked, all deposits must be paid at the time of contract signing to guarantee each reservation. Due to the possibility of schedule conflicts, additional makeup added after contract signing or changes made to the location, date, and time of event will be done at the sole discretion of Kimberly Porter. This contract is the only agreement between the person(s) booking / contracting the services of Kimberly Smith [hereafter referred to as Client].
BOOKINGS: To secure a date, a signed contract is required with a 50% deposit due at the time of signing. The deposit is non-refundable and non-transferable. Please be advised, dates and scheduled makeup times will only be reserved when a signed contract and deposit are received.
BOOKING TIMES: Contract will contain a start time and end time initialed and approved by client. Each makeup requires a certain length of time to be finished and is not to exceed time limit. When reserving your date, book accordingly. Any additional makeup needs outside contract will only be performed at the discretion of the makeup artist. All persons involved in makeup appointments need to be available at the scheduled time of said appointment in order to not break the contract. All makeup applications for more than one person must be at the same location and consecutive in time (no gaps in between).
Early Call Times: A $50 fee will be charged for booked appointment times before 9:00 a.m.
DELAYS: A late fee of $25.00 will be charged for every 15 minutes of delay when a client is late for the scheduled time, or if scheduled makeup exceeds allotted time because of client delays. Contract will state the times late fees will begin and the amount charged and will be initialed and approved by client.
DOUBLE BOOKING CLAUSE: Due to potential scheduling conflicts, if any person not available for an appointed booking time, then his or her makeup may be cancelled (at the sole discretion of the makeup artist) and all deposit monies are non-refundable.
SATISFACTION GUARANTEED: Makeup will be completed to client's satisfaction, but is not to exceed allotted makeup time. Ample time is given for each makeup upon booking. Acceptance of completed makeup application by client is acknowledgement by client that makeup is done to his / her satisfaction.
TRIAL MAKEUPS: A trial makeup is available for services that do not include one. It is only offered when a makeup service is already contracted. The additional trial makeup service costs $150 and is limited to one-half (1/2) hour. This is a separate fee and is due when trial service is rendered. If you are more than 15 minutes late for your appointment, it may be cancelled and a late fee of $25 will be applied to the final bill. Please call at least one (1) day in advance to reschedule a trial makeup.
CANCELLATION: Cancellations are preferred 7 or more days prior to the booked date, and no less than 48 hours before the scheduled appointment. In the event Client cancels the Project less than one week prior to the scheduled date, Client will lose the deposit made to the Artist. Upon payment of the cancellation fee, Client will have no further liability to Artist hereunder. If makeup artist cancels at any time or be unable to perform her duties for any reason, 100% of the deposit paid will be refunded by check within two (2) weeks. Client agrees that the refund of 100% of the deposit is the only liability to MakeupbyKim-Porter.com and any and all of its owners, employees, and agents. Additionally, if the client fails to show-up to appointment without contacting Kim Porter via phone, email or text message, the client will pay the full amount of service scheduled for.
SERVICE LOCATION AND REQUIREMENTS: Location of service for the day-of-event will be at the discretion of the client, but there are certain requirements the makeup artist needs to complete the makeup. A "set up" table/work area needs to be made available for the makeup artist at said location. Working electrical outlets must also be made available for use by makeup artist. Ample lighting, whether by means of natural light or by lamps, is necessary for services to be performed properly. A chair is requested.
TRAVEL FEE: A mileage fee will be charged for locations an hour outside of 11520. The amount will be determined at time of inquiry.
AIRFARE AND ACCOMMODATIONS: All costs for travel to a booked event are to be paid by client. Costs may include, but are not limited to: airfare, hotel, transportation, parking, per diem, service incidentals and all taxes.
LIABILITY: All brushes and makeup products are kept sanitary and are sanitized between every makeup application. Makeup products used are hypoallergenic. Any skin condition should be reported by the client to the makeup artist prior to application and, if need be, a sample test of makeup may be performed on the skin to test reaction. Client(s) agree to release the makeup artist, MakeupbyKimSmith.com, its owners, and all employees and agents from liability for any skin complications due to allergic reactions.
PAYMENT: The final balance is due on the day of the event as one payment – no exceptions. The person(s) responsible for the entire balance of payment is the person(s) who has signed the booking contract. Acceptable forms of payment are: cash, paypal, credit card (additional fee applies), cashier's check or money order made payable to Kimberly Porter.
SEVERABILITY: If any provision or provisions of this Agreement shall be held to be invalid, illegal, unenforceable or in conflict with any of the law(s) of any jurisdiction, the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired thereby.
USE OF IMAGE: MakeupbyKim-Porter.com and Kimberly Smith may use on it's website – and / or in any brochure, flyer or other advertising it deems necessary – any and all photographs, video, audio, and any other digitally or chemically stored media that is captured or recorded by Kimberly Porter and any and all of it's representatives or agents. Client(s) agree to release any and all claims regarding use of his / her image for such purposes. Client(s) also agrees to release name and contact information of professional photographers and / or videographers used for recording any event for which the makeup artist has been contracted to do makeup. Client(s) agree to release to MakeupbyKimSmith.com use of said photographers / videographer's photographs and recordings.
The signed agreement serves as a release to client(s) photographer / videographer and authorizes them to release to MakeupbyKimSmith.com and its owners, agents, and employees any photographs / recordings to use on any promotional materials MakeupbyKim-Porter.com deems necessary.


text:
Captial Dance The UK's Official Dance Station
Brand-new national radio station Capital Dance – the new home of dance legend MistaJam – launched last night (Thursday 1st October) to a huge response from listeners around the world.
At 4pm yesterday, dance music fans tuned into a huge new energy and sound as Capital Dance went live for the very first time, with MistaJam playing the biggest dance anthems and club mixes.
MistaJam is back on Capital Dance today from 4pm before he takes the reins of the Capital network from 7pm, launching the all-new Capital Weekender show, going live in the mix across the UK on both Capital and Capital Dance.
Highlights from MistaJam's first ever show and the launch of Capital Dance as well as his chat on Capital Breakfast with Roman Kemp this morning are below for editorial use:
TRANSCRIPT – MISTAJAM'S FIRST LINK ON BRAND NEW STATION CAPITAL DANCE:
Broadcasting to the world for the very first time on Capital Dance, MistaJam opened his first show and kicked off the new station with 'Looking for Me' by Paul Woolford & Diplo feat. Kareen Lomax, telling listeners: "YESSS! Welcome to Capital Dance! My name is MistaJam, and yes, this is mad. Welcome to your brand-new favourite new radio station dedicated to some of the biggest and best dance tunes from around the world. I am with you for the next three hours until Coco Cole takes over at 7pm, and do you know what? I absolutely love the fact that we have been able to bring this to your speakers however I heard that you've been looking for me, so shall we start with this?"
VIDEO – FIRST LINK: Watch MistaJam's first link as Capital Dance went live for the very first time – here
LISTEN BACK: Listen back to MistaJam's first show on Capital Dance here
VIDEO – PROMO: Download Capital Dance launch promo video here or embed from here
LISTENER REACTION: Tweets from listeners during MistaJam's first show here as fans tuned in from around the UK and around the world
PRESS RELEASE: Capital Dance launch press release here
IMAGES: MistaJam & Coco Cole images here
TRANSCRIPT – MISTAJAM ON CAPITAL BREAKFAST WITH ROMAN KEMP TODAY (Friday 2nd October)
MistaJam reflects on his first show: "I loved it, genuinely. For a start I haven't been able to say anything for a while, so not only did it feel like "SURPRISE!" but also like "SURPRISE! I get to do my dream", to play music that I love. /And it seems that people are really, really loving what we're doing already from day 1. It means there's a new energy, there's a new vibe, being able to do that and bring it to people in 2020 is something that I'm really passionate about. It's great!"
MistaJam on what's in store on the all-new Capital Weekender on Friday & Saturday nights from 7pm: "It's all of those energetic, big party vibes that we oh so need in 2020. I've got you covered, every Friday & Saturday from 7 o'clock. The big dance bangers from the past, the present and the future. All of the energy, all of the mixing, all of the vibes. Now listen, I know there's no such thing as a club at this moment in time, however I invite everybody to turn on the radio, charge yourself £5.50 for a drink in their own bar, maybe even turn up the heating, charge yourself to leave your own coat in your own cupboard, bring that experience to your front rooms!"
HOW TO LISTEN: Capital Dance is available on DAB digital radio and on Global Player on your smart speaker ("play Capital Dance"), iOS or Android device and at capitaldance.co.uk
@capitaldance
CAPITAL DANCE SCHEDULE
24 hours non-stop dance on the UK's official dance station
The All-New Capital Dance Drive Show
MistaJam: Tuesday – Saturday, 4pm – 7pm
Rio Fredrika: Monday, 4pm – 7pm
The All-New Capital Dance Evening Show
Coco Cole: Monday – Thursday, 7pm – 10pm
The All-New Capital Weekender with MistaJam
MistaJam: Friday & Saturday, 7pm – 10pm, on Capital and Capital Dance
The Capital Weekender with Ministry of Sound
Coco Cole: Friday & Saturday, 10pm – 1:30am, on Capital and Capital Dance
Rio Fredrika: Saturday & Sunday, 1:30am – 5am, on Capital and Capital Dance


326 Fourth STREET, Kamsack: MLS® # 750550: Real Estate: Hawryluk Agency Inc.
This three bedroom 1240 sq.ft. house was built in 1975 for under $100,000 is a rare find in the Kamsack Real Estate Market. There is a partially finished basement with 1 bedroom, rec room and 1/2 bath plus a single detached garage. Main floor painted in 2018 plus two new windows, new bathroom flooring. A very clean and livable property that is priced to sell! If you are looking to upgrade this could be your opportunity!


text:
Brand building strategies by volkswagen in india
An analysis of the themes in the tale of the wife of bath in chaucers canterbury tales
Aamc eras personal statement
Home check homework help Us military cultural awareness
Us military cultural awareness
Migration Worldwide President John F. Kennedy, A Nation of Immigrants There is, of course, a legitimate argument for some limitation upon immigration. We no longer need settlers for virgin lands, and our economy is expanding more slowly than in the nineteenth and early twentieth century.
Ideals and Myths Ideas about culture have played an important part in United States history from the earliest days of European settlement. The actions which first brought the United States into being embodied assumptions about the nature of citizenship, of cultural rights, and of cultural life itself.
Early American settlers were motivated by visions of a utopia in the New World free from the constraints of the Old. This heritage of hope and idealism still Us military cultural awareness in our national mythology today.
But from the first, American utopianism was flawed by its treatment of the cultures indigenous to the New World. Our government's cultural policy has been complex, but one theme has been unfortunately persistent: Our official mythology glosses the mistakes of the past, implying that a lot of eggs have to be broken to make the world's biggest omelette.
But failing to acknowledge our errors, failing to be self-critical, makes us apologists for the present order rather than agents of positive change. Knowing where we come from is the first step to taking a new direction.
The American Indian Genocide The decimation of indigenous American Indian cultures, beginning five centuries ago, is still being whitewashed by textbooks and movies. There were many friendly and close relationships between early settlers and native peoples, but these were not the main current in our relations.
Many aggressive attempts were made to reshape the Indian peoples according to European cultural models, whether under threat of death or, later, through exile to government boarding schools. Despite this historical backdrop, there has been only the most begrudging admission of any public responsibility for the damage done to native American cultures.
Little public support has gone to efforts to preserve, retrieve and build upon native cultural traditions. Where affirmative steps are called for, none has been taken.
Chief among the U. The official alternative to the reservation has been pressure to assimilate into the mainstream culture. Through much of the time that Native American peoples have endured this cultural combat, the idea of "the Indian" has been a powerful symbol within our national culture.
We usually see Indian people portrayed as brutal and warmongering, worthy of punishment at the hands of white settlers and the U. Nevertheless, Indian influences on contemporary United States culture are extensive.
In Hollywood films and western novels and "cowboy art," Indians have symbolized connectedness and sensitivity to nature and the loss of the wildernesshighly developed skills, and individual courage. The "new age" philosophies which emerged from the 's depend heavily on traditional Indian knowledge; within their frameworks, Native Americans symbolize balance, inner wisdom, ordeal and transcendent experience, and natural dignity.
Recently, Native American activists have done much to revitalize their cultural traditions. Assimilationism has lost some of the attraction it had in the past. But history cannot be undone. The New "American Culture" Until the first huge waves of immigration of the 19th Century, the fledgling nation's white population was largely northern European and Protestant.
Its leadership was imbued with the Enlightenment principles embodied in our Bill of Rights -- though applying these principles very selectively indeed, mainly to the community of white male property owners.
The values of the Enlightenment, as interpreted by the first American political philosophers, emphasized protection of individual liberties and preservation of private initiative against the potential tyranny of state power. Though such cultural issues as education, suffrage, and slavery were subjects of heated public debate, the government took a hands-off attitude that effectively favored those with power.
This emphasis upon individual liberties has been counterbalanced throughout United States history by a contrary tradition of communitarian practice and values. Barn-raisings, mutual aid at harvest time and in the face of floods or blizzards, mistrust of distant political leaders -- these too are part of the cultural heritage evoked by the phrase 'American culture.
In periods of red-baiting and witch-hunting, they sometimes sound a little too close to socialism for comfort. Historically, the white, male population held the political reins. Racist attitudes became rigidified in the 18th Century as the whole economy and social structure of the South came to depend upon slavery.
The issue of slavery was the subject of heated debate at each stage of the country's creation and continued as such into the Civil War. Slave masters urgently needed to create religious, moral, scientific and political justifications for slavery.
This mythology of racism survived and flourished after the Civil War, embellished with pseudo-biology, makeshift theology, and mumbo-jumbo psychology through the 19th and 20th centuries. When more diverse immigrant groups began to appear in increasing numbers, those who saw themselves as "true Americans" became alarmed.
Fear of foreign ideas and unfamiliar cultural practices led to aggressive limitations on immigration, barring "undesirable" national groups from immigrating, placing quotas on other groups. Racist attitudes once deployed primarily against American blacks and native people were adapted to apply to white ethnic, Asian and Latin American groups new to the United States.
Heating Up the Melting Pot Official policies discriminating against minorities were encouraged and exacerbated by vigilante actions intended to assert the rights of "real Americans.
From the late 19th Century, U. Gazing at the silhouette of the Statue of Liberty, two Russian immigrants -- he a Jewish composer, she a Christian settlement house worker -- articulate the vision of a new American culture:Apr 30, · skill set that includes awareness of one's "self" in the context of culture, an open mind towards and appreciation of diversity, and the ability to apply "culture analytical models" to any region.
Cultural Policy in US History
Regional competence refers to the culture-specific aspects of any given culture as determined by mission objectives. Celebrate U.S. military history though numismatic art, and own a timeless piece of our Nation's history. Description: This interactive online training course provides an overview of military culture to include organizational structure, rank, branches of service, core values, and demographics as well as similarities and differences between the Active and Reserve components.
It is intended to assist civilian mental health providers in better understanding, communicating and effectively interacting. What we do. A quality of life agency, the Wyoming Department of State Parks and Cultural Resources provides the state's citizens and visitors a variety of opportunities to enjoy our arts, parks and history.
Through the Lens of Cultural Awareness: A Primer for US Armed Forces Deploying to Arab and Middle Eastern Countries [William D Wunderle, Combat Studies Institute Press, Timothy R.
Reese] on nationwidesecretarial.com *FREE* shipping on qualifying offers. From the foreword. This work also represents a slight departure from the norm for historical studies from CSI. from US cultural norms), the more important it is for the US military to understand the adversary's society and underlying cultural dynamics as a means of ensuring operational success.
1 Cultural awareness can reduce.
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Aramex remains dedicated to mitigating the negative environmental impacts resulting from our operations, and to support initiatives that encourage environmental awareness and preservation following the principles of materiality as per AccountAbility principles. By adopting the United Nations Global Compact's (UNGC) principles, Aramex has embraced environmental sustainability as a management imperative.
Our environmental policy outlines our strategic commitment to environmental leadership. We are keen on adopting environmental management systems and we comply with international standards to ensure continuous improvement in mitigating our negative impact. In 2010, we have introduced a responsible procurement policy which encourages the selection of eco-friendly alternatives.
Introducing hybrid bikes in Lebanon.
Introducing battery operated scooters in India.


text:
Tonna – miejscowość i gmina w Niemczech, w kraju związkowym Turyngia, w powiecie Gotha, siedziba wspólnoty administracyjnej Fahner Höhe.

Bibliografia
 Thüringer Landesamt für Statistik, Erfurt

Powiat Gotha
Gminy w Turyngii

redpajama_set_name: RedPajamaWikipedia


The thing that attracted me to mod:salons was the atmosphere. The place has a really cool look and vibe, where people are always friendly and welcoming. Everyone at mod:salons is an individual with different styles and views with everyone coming together to create a great team.
The people who inspire me are the stylists I get to watch every day. The idea of having a client base with a great reputation which really drives me to work hard and achieve my personal goals; to be happy in a career I love and to be successful – things I believe mod:salons will help me achieve.
My favourite thing about barbering and hairdressing is the obvious themes in both; style and creativity. Fashion old and new has always been a big deal to me, so to be in a profession that conveys fashion, subculture and individuality is something I really love.
In my spare time I enjoy listening to music, buying clothes and having a laugh with my friends – usually at the pub. Going to gigs is by far my favourite thing and Joe and I usually go together. Whether listening to repetitive beats in a dark warehouse or a band in an open field, I love it.
The things I love about Leeds are the history of the place. It has always been big for music, culture and pretty much a great night out. Being part of a generation where new experimental varieties of fashion and music are big and being somewhere with an individual underground scene is pretty cool.


text:
package simulations;

import java.util.List;

/**
 * Class used in SugarScape model
 * @author minkwonlee
 *
 */
public class SugarAgent extends Unit {
    protected List<Unit> cellList;
    protected List<Unit> patchList;
    protected int framecounter = 0;
    protected int[] gridDimensions;
    protected int sugar;
    protected int sugarMetabolism;
    protected int vision;

    public static final int EMPTY = 0;

    public SugarAgent (String info, List<Unit> cells, List<Unit> patches, int[] dim) {
        cellList = cells;
        patchList = patches;
        gridDimensions = dim;

        // strip cellInfo string of information and store as instance variables
        // form: x/y/state/sugar sugarMetabolism vision
        String[] cellInfo = info.split("/");
        x = Integer.parseInt(cellInfo[0]);
        y = Integer.parseInt(cellInfo[1]);
        state = Integer.parseInt(cellInfo[2]);
        String[] parameters = cellInfo[3].split(" ");
        sugar = Integer.parseInt(parameters[0]);
        sugarMetabolism = Integer.parseInt(parameters[1]);
        vision = Integer.parseInt(parameters[2]);

    }

    @Override
    protected void updateState () {

        SugarPatch targetPatch = findBestPatch();
        x = targetPatch.x;
        y = targetPatch.y;
        sugar += targetPatch.state - sugarMetabolism;
        targetPatch.state = EMPTY;

        if (sugar <= EMPTY) {
            dies();
        }

    }

    private void dies () {
        state = Unit.DIE;

    }

    protected SugarPatch findBestPatch () {
        int highestSugarAmount = EMPTY;
        SugarPatch targetPatch = null;

        for (int i = 1; i < vision; i++) {
            System.out.println(x + " " + y);
            if (y + i < gridDimensions[1] && findPatch(x, y + i).state > highestSugarAmount &&
                    isVacant(x, y + i)) {
                highestSugarAmount = findPatch(x, y + i).state;
                targetPatch = findPatch(x, y + i);
            }
            if (x + i < gridDimensions[0] && findPatch(x + i, y).state > highestSugarAmount &&
                    isVacant(x + i, y)) {
                highestSugarAmount = findPatch(x + i, y).state;
                targetPatch = findPatch(x + i, y);
            }
            if (x - i >= 0 && findPatch(x - i, y).state > highestSugarAmount && isVacant(x - i, y)) {
                highestSugarAmount = findPatch(x - i, y).state;
                targetPatch = findPatch(x - i, y);
            }
            if (y - i >= 0 && findPatch(x, y - i).state > highestSugarAmount && isVacant(x, y - i)) {
                highestSugarAmount = findPatch(x, y - i).state;
                targetPatch = findPatch(x, y - i);
            }
        }
        return targetPatch;
    }

    protected boolean isVacant (int x, int y) {
        boolean isVacant = true;
        for (int i = 0; i < cellList.size(); i++) {
            if (cellList.get(i).x == x && cellList.get(i).y == y) {
                isVacant = false;
            }
        }
        return isVacant;
    }

    protected SugarPatch findPatch (int x, int y) {
        for (int i = 0; i < patchList.size(); i++) {
            if (patchList.get(i).x == x && patchList.get(i).y == y) { return (SugarPatch) patchList
                    .get(i); }
        }
        return null;
    }

}


text:
Giants' Posey facing season-ending hip surgery
O'Connor: Why baseball needs Derek Jeter today as much as ever
16hIan O'Connor
Giants catcher Buster Posey might have season-ending hip surgery
NEW YORK -- San Francisco Giants catcher Buster Posey's season might soon be coming to an end.
The six-time All-Star said Tuesday night that he's considering surgery to fix a hip problem that has been hobbling him all year.
"I think when you're dealing with an injury, it can be a level of frustration," Posey said. "I'm so hesitant just because ... I hate reading stuff where I feel like people are talking and there's any sort of excuse, no matter what it is.
"But yeah, I mean, just where we are in the standings, too, I think that makes it difficult."
The 31-year-old Posey recently got a cortisone injection and missed last month's All-Star Game.
"We have discussed the possibility," Giants general manager Bobby Evans said.
Giants catcher Buster Posey might undergo season-ending surgery to repair the ailing hip that required a cortisone shot at the All-Star break. Brian Rothmuller/Icon Sportswire
Posey didn't play Tuesday night in a 6-3 loss to the New York Mets after catching all 13 innings in a win Monday. He is expected to play Wednesday.
"It's better some days than others. Some days it's cranky. Thirteen innings isn't the best for it," Posey said. "Right now, we're going day-to-day. We'll see where we're at tomorrow and the next day."
Manager Bruce Bochy said there is no deadline for Posey to have the surgery. He added that the sooner the surgery occurs, the more time there is for Posey to recover.
The Giants are 62-65 and behind several teams for the second wild-card spot. They are 3-5 on an 11-game road trip and 12-19 since July 13.
Posey is hitting .286 with five homers and 40 RBIs. Since the All-Star break, he is hitting .283 with no homers and nine RBIs. He hasn't homered in a span of 166 at-bats since June 19, the third-longest homerless drought of his career in terms of days.
"He's been battling this all year," Bochy said. "He's been a warrior through this, dealing with it. But you know, sometimes it comes to a point where you have to do something about it. And that's what we're talking about now."
"There is a rehab with this thing if it gets done, and it's going to take a little while. So we want to make sure that we get him right," he said.
The San Francisco Chronicle first reported on Posey's situation.
Information from The Associated Press was used in this report.


Publishing false facts can have consequences even if it is not intentionally done.
Here are important moments in the emergence of yellow journalism in the late nineteenth century. Hearst soon lures from the World several talented editors and writers. Outcault, to the Journal from the New York World. Davis ' report stands as the finest example of foreign correspondence in American journalism in 1897.
He is held on four counts, including communicating with the Cuban insurgents and traveling with forged papers.
Other body parts are found in the river on following days, creating a lurid murder mystery that grips New York.
The newspaper' s high-profile efforts to win his freedom have helped make Scovel the best-known journalist in America.
Other body parts are found in the river on following days, creating a lurid murder mystery that grips New York. The newspaper later declares: She is hidden at the home of a Cuban-American banker, just a flew blocks from the jail, before being smuggled aboard a passenger steamer to New York.
Dana, the brilliant but ill-tempered editor of the New York Sundies at his county home on Long Island. Dana edited the Sun for nearly thirty years and his death underscores the transitory nature of the year in journalism.
During its heyday in the late 19th century it was one of many factors that helped push the United States and Spain into war in Cuba and the Philippines, leading to the acquisition of overseas territory by the United States. Journalism means you go back to the actual facts, you look at the documents, you discover what the record is and you report it that way.
July 3 — The six vessels of a Spanish squadron attempt blockaded at Santiago-de-Cuba try to flee and are destroyed by U.
With any business market, there is competition.
February 15 — The battleship Maine is destroyed in Havana Harbor, killing 266 of its crew of 358 seamen. The shock is profound to American public opinion. February 17 — The New York Evening Journal reports, inaccurately, that a torpedo hole had been found in the side the battleship. March 1 — The New York Times assails the Maine coverage in the yellow press, declaring in an editorial: During the first days of the epidemic the flood of mendacity had a great effect in promoting the sale of extras.
But in the nature of things this is only a transient success. The more they lie the less they are believed, and, what is more to their purpose, the less they are bought.
Newspapers of the era did not practice the objectivity that newspapers today strive for. The more they lie the less they are believed, and, what is more to their purpose, the less they are bought.
In 2011 alone, the U. February 17 — The New York Evening Journal reports, inaccurately, that a torpedo hole had been found in the side the battleship.
The "Yellow Kid" was also used to sway public opinion on important issues such as the Spanish-American war. Both papers were accused by critics of sensationalizing the news in order to drive up circulation, although the newspapers did serious reporting as well.
To add on, there is also little evidence to support heavy influence outside of New York City, particularly in rural America. The inquiry is unable to fix responsibility, however.
Outcault, away from the Journal and hired him for his own paper to continue the comic. After students tweeted about being on campus during the shooting, there were many journalists who took the opportunity to tweet at the students to try and get information from them.
Naval Court of Inquiry finds that the Maine was destroyed by a submarine mine. The inquiry is unable to fix responsibility, however. April 20 — McKinley administration issues an ultimatum to Spain to leave Cuba.
April 21 — Spain breaks diplomatic ties with the United States. April 25 — Congress declares war on Spain, retroactive to April 21. This is merely another way of saying that the war is the war of the American people, for it is only as a newspaper gives voice to the American spirit that it can be influential with the American masses. The Journal is powerful with the masses because it believes in them—because it believes that on issues of national policy, their judgment is always likely to be sounder than that of the objecting few.
Dismiss the timid men, the over-wise men, the too-learned strategists who surround you.
Get rid of the solemn incompetents and put the conduct of the war into the hands of professional fighters who know that war ought to be rough and hot work, and who really want to fight. July 1-2 — U. The Americans win tactical victories, driving the outnumbered Spanish defenders to the outskirts of Santiago.
Hearst, who had traveled to the theater of war aboard a luxuriously appointed steamer, covers the battle for his Journal. July 3 — The six vessels of a Spanish squadron attempt blockaded at Santiago-de-Cuba try to flee and are destroyed by U.
Hearst maneuvers his steamer close to the action and captures 17 Spanish seamen. July 17 — After days of on-again, off-again negotiations, the Spanish garrison at Santiago de Cuba surrenders to U.
Under terms of the capitulation, the United States agrees to transport the Spanish forces home. Army commander, Major General Rufus Shafter. August 12 — An armistice protocol is signed in Washington. The protocol specifies that Spain is to relinquish authority over Cuba and Puerto Rico.
Disposition of the Philippine islands is to be decided by American and Spanish negotiators, who are to meet in Paris to prepare a formal peace treaty.
November 28 — Senior officials at the New York World tell the staff of plans to back away from sensational treatment of the news.
Over the next few years, the World becomes steadily more conservative in appearance. The master event of 1898 was the Spanish war. In no other period have the newspapers attained such enormous circulations, absorbed so much money or exerted a greater influence on the public affairs of the country. Circulations advanced to unprecedented figures, and presses were kept running day and night to meet the demands of the public.
February 6 — With two votes to spare, the U. Senate ratifies the Treaty of Paris. April 11 — The Treaty of Paris takes effect.


According to statistics, there are around 2,041 children under the age of 14; and although we are a quite large commune and close to Chisinau, there are not enough opportunities for multilateral development of these children, complementary to the school institutions frequented.
Simultaneously with the existing courses, at the request of the parents, we want to develop the PICTURE Workshop. This workshop aims to explore the artistic side of children by teaching them various painting and drawing techniques, while enriching their general culture with information about the great painters of the world.
The purpose of the Painting Workshop is to create a change, growth, balance in the child's development, to ensure freedom of expression and expression of his desires, needs, opinions and attitudes.
the emotional-affective area (emotion identification and unloading, expressive emotional expression, the development of spontaneity, self-confidence and self-abilities.
Together we build strong characters for tomorrow's society!