text:
<?xml version="1.0" encoding="UTF-8"?>
<section xmlns="http://docbook.org/ns/docbook"
  xmlns:xi="http://www.w3.org/2001/XInclude"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  version="5.0"
  xml:id="xen_libvirt">
    <?dbhtml stop-chunking?>
    <title>Xen via Libvirt</title>
    <para>OpenStack Compute supports the Xen Project Hypervisor (or Xen). Xen can be integrated with
        OpenStack Compute via the <link xlink:href="http://libvirt.org/">libvirt</link>
        <link xlink:href="http://wiki.xen.org/wiki/Choice_of_Toolstacks">toolstack</link> or via the
            <link xlink:href="http://xenproject.org/developers/teams/xapi.html">XAPI</link>
        <link xlink:href="http://wiki.xen.org/wiki/Choice_of_Toolstacks">toolstack</link>. This
        section describes how to set up OpenStack Compute with Xen and libvirt. For information on
        how to set up Xen with XAPI refer to <xref linkend="section_hypervisor_xen_xapi"/>.</para>
    <section xml:id="xen-libvirt-install">
        <title>Installing Xen with Libvirt</title>
        <para>At this stage we recommend to use the baseline that we use for the <link
                xlink:href="http://wiki.xenproject.org/wiki/OpenStack_CI_Loop_for_Xen-Libvirt">Xen
                Project OpenStack CI Loop</link>, which contains the most recent stability fixes to
            both Xen and Libvirt.</para>
        <para><link
                xlink:href="http://www.xenproject.org/downloads/xen-archives/xen-45-series/xen-451.html"
            >Xen 4.5.1</link> (or newer) and <link xlink:href="http://libvirt.org/sources/"
                >Libvirt 1.2.15</link> (or newer) contain the most recent OpenStack improvements for
            Xen. The necessary Xen changes have also been backported to the Xen 4.4.3 stable branch
            (not yet released at this stage). Please check with the Linux and FreeBSD distros you
            are intending to use as <link
                xlink:href="http://wiki.xenproject.org/wiki/Category:Host_Install">Dom 0</link>,
            whether the relevant version of Xen and Libvirt are available as installable
            packages.</para>
        <para>The latest releases of Xen and libvirt packages that fulfil the above minimum
            requirements for the various openSUSE distributions can always be found and installed
            from the <link xlink:href="https://build.opensuse.org/project/show/Virtualization">Open
                Build Service</link> Virtualization project. To install these latest packages, add
            the Virtualization repository to your software management stack and get the newest
            packages from there. More information about the latest Xen and Libvirt packages are
            available <link xlink:href="https://build.opensuse.org/package/show/Virtualization/xen"
                >here</link> and <link
                xlink:href="https://build.opensuse.org/package/show/Virtualization/libvirt"
                >here</link>.</para>
        <para>Alternatively, it is possible to use the Ubuntu LTS 14.04 Xen Package
                <emphasis>4.4.1-0ubuntu0.14.04.4</emphasis> (Xen 4.4.1) and apply the patches
            outlined <link
                xlink:href="http://wiki.xenproject.org/wiki/OpenStack_CI_Loop_for_Xen-Libvirt#Baseline"
                >here</link>. You can also use the Ubuntu LTS 14.04 libvirt package <emphasis>1.2.2
                libvirt_1.2.2-0ubuntu13.1.7</emphasis> as baseline and update it to libvirt version
            1.2.15, or 1.2.14 with the patches outlined <link
                xlink:href="http://wiki.xenproject.org/wiki/OpenStack_CI_Loop_for_Xen-Libvirt#Baseline"
                >here</link> applied. Note that this will require re-build these packages partly
            from source.</para>
        <para>For further information and latest developments, you may want to consult the Xen
            Project's <link
                xlink:href="http://lists.xenproject.org/cgi-bin/mailman/listinfo/wg-openstack"
                >mailing lists for OpenStack related issues and questions</link>.</para>
    </section>
    <section xml:id="xen-libvirt-configuration">
        <title>Configuring Xen with Libvirt</title>
        <para>To enable Xen via libvirt, ensure the following options are set in
        <filename>/etc/nova/nova.conf</filename> on all hosts running the <systemitem class="service"
            >nova-compute</systemitem>
        service.<programlisting language="ini">compute_driver = libvirt.LibvirtDriver

[libvirt]
virt_type = xen</programlisting></para>
    </section>
    <section xml:id="xen-libvirt-additional-configuration">
        <title>Additional configuration options</title>
        <para>Use the following as a guideline for configuring Xen for use in OpenStack:</para>
        <orderedlist>
            <listitem>
                <para><emphasis role="bold">Dom0 Memory:</emphasis> Set it between 1GB and 4GB by
                    adding the following parameter to the Xen Boot Options in the <filename><link
                        xlink:href="http://xenbits.xen.org/docs/unstable/misc/xen-command-line.html"
                        >grub.conf</link></filename> file.
                    <programlisting language="ini">dom0_mem=1024M</programlisting></para>
                <note><para>Note that the above memory limits are suggestions and should be based on
                the available compute host resources. For large hosts, that will run many hundred of
                instances,the chosen values may need to be higher.</para></note>
                <note><para>The location of the grub.conf file depends on the host Linux
                    distribution that you are using. Please refer to the distro documentation for
                    more details (see <link xlink:href="http://wiki.xenproject.org/wiki/Category:Host_Install"
                    >Dom 0</link> for more resources).</para></note>
            </listitem>
            <listitem>
                <para><emphasis role="bold">Dom0 vcpus:</emphasis> Set the virtual CPUs to 4 and
                    employ CPU pinning by adding the following parameters to the Xen Boot Options in the
                    <filename><link
                        xlink:href="http://xenbits.xen.org/docs/unstable/misc/xen-command-line.html"
                        >grub.conf</link></filename> file.
                    <programlisting language="ini">dom0_max_vcpus=4 dom0_vcpus_pin</programlisting></para>
                <note><para>Note that the above virtual CPU limits are suggestions and should be based on
                    the available compute host resources. For large hosts, that will run many hundred of
                    instances, the suggested values may need to be higher.</para></note>
            </listitem>
            <listitem>
                <para><emphasis role="bold">PV vs HVM guests:</emphasis> A Xen virtual machine can
                    be paravirtualized (PV) or hardware virtualized (HVM). The virtualization mode
                    determines the interaction between Xen, Dom 0, and the guest VM's kernel. PV guests
                    are aware of the fact that they are virtualized and will co-operate with Xen and
                    Dom 0. The choice of virtualization mode determines performance characteristics.
                    For an overview of Xen virtualization modes, see
                    <link xlink:href="http://wiki.xen.org/wiki/Xen_Overview#Guest_Types">
                        Xen Guest Types</link>.</para>
                <para>In OpenStack, customer VMs may run in either PV or HVM mode. The mode is a
                    property of the operating system image used by the VM, and is changed by
                    adjusting the image metadata stored in the glance image service. The image
                    metadata can be changed using the nova or glance commands.
                </para>
                <para>
                    To choose one of the HVM modes (HVM, HVM with PV Drivers or PVHVM) use nova or
                    glance to set the vm_mode property to hvm</para>
                <para>To choose one of the HVM modes (HVM, HVM with PV Drivers or PVHVM) use one of
                    the following two commands
                    <screen><prompt>$</prompt> <userinput>nova image-meta <replaceable>img-uuid</replaceable> set vm_mode=hvm</userinput></screen>
                    <screen><prompt>$</prompt> <userinput>glance image-update <replaceable>img-uuid</replaceable> --property vm_mode=hvm</userinput></screen>
                    To chose PV mode, which is supported by NetBSD, FreeBSD and Linux, useone of
                    the following two commands
                    <screen><prompt>$</prompt> <userinput>nova image-meta <replaceable>img-uuid</replaceable> set vm_mode=xen</userinput></screen>
                    <screen><prompt>$</prompt> <userinput>glance image-update <replaceable>img-uuid</replaceable> --property vm_mode=xen</userinput></screen>
                </para>
                <note><para>The default for virtualization mode in nova is PV mode.</para></note>
            </listitem>
            <listitem>
                 <para><emphasis role="bold">Image Formats:</emphasis> Xen supports raw, qcow2 and vhd
                     image formats. For more information on image formats, refer to the <link
                         xlink:href="http://docs.openstack.org/image-guide/content/ch_introduction.html"
                         >OpenStack Virtual Image Guide</link> and the <link
                             xlink:href="http://wiki.xenproject.org/wiki/Storage_options"
                             >Storage Options Guide on the Xen Project Wiki</link>.</para>
            </listitem>
            <listitem>
                <para><emphasis role="bold">Image Metadata:</emphasis> In addition to the vm_mode property
                    discussed above, the hypervisor_type property is another important component of the image
                    metadata, especially if your cloud contains mixed hypervisor compute nodes. Setting the
                    hypervisor_type property allows the nova scheduler to select a compute node
                    running the specified hypervisor when launching instances of the image. Image
                    metadata such as vm_mode, hypervisor_type, architecture, and others can be set
                    when importing the image to glance. The metatdata can also be changed using the
                    nova or glance commands:
                    <screen><prompt>$</prompt> <userinput>nova image-meta <replaceable>img-uuid</replaceable> set hypervisor_type=xen vm_mode=hvm</userinput></screen>
                    <screen><prompt>$</prompt> <userinput>glance image-update <replaceable>img-uuid</replaceable> --property hypervisor_type=xen --property vm_mode=hvm</userinput></screen>
                </para>
                <para>For more more information on image metadata, refer to the <link
                    xlink:href="http://docs.openstack.org/image-guide/content/image-metadata.html"
                    >OpenStack Virtual Image Guide</link>.
                </para>
            </listitem>
        </orderedlist>
        <para>To customize the libvirt driver, use the configuration option settings documented in
            <xref linkend="config_table_nova_xen"/>.
        </para>
    </section>
    <section xml:id="xen-libvirt-troubleshoot">
        <title>Troubleshoot Xen with Libvirt</title>
        <itemizedlist>
            <listitem>
                <para><emphasis role="bold">Important Log Files:</emphasis> When an instance fails to start, or when
                    you come across other issues, you should first consult the following log files:
                    <itemizedlist>
                        <listitem><para><filename>/var/log/nova/compute.log</filename> (for more information refer to
                            <xref linkend="section_nova-logs"/>).</para></listitem>
                        <listitem><para><filename>/var/log/libvirt/libxl/libxl-driver.log</filename>,</para></listitem>
                        <listitem><para><filename>/var/log/xen/qemu-dm-${instancename}.log</filename>,</para></listitem>
                        <listitem><para><filename>/var/log/xen/xen-hotplug.log</filename>,</para></listitem>
                        <listitem><para><filename>/var/log/xen/console/guest-${instancename}</filename> (to enable see <link
                            xlink:href="http://wiki.xen.org/wiki/Reporting_Bugs_against_Xen#Guest_console_logs"
                            >Enabling Guest Console Logs</link>) and</para>
                        </listitem>
                        <listitem><para>Host Console Logs (read <link
                            xlink:href="http://wiki.xen.org/wiki/Reporting_Bugs_against_Xen#Host_console_logs"
                            >Enabling and Retrieving Host Console Logs</link>).</para>
                        </listitem>
                    </itemizedlist>
                </para>
                <para>If you need further help you can ask questions on the mailing lists <link
                        xlink:href="http://lists.xenproject.org/cgi-bin/mailman/listinfo/xen-users"
                        >xen-users@</link>, <link
                        xlink:href="http://lists.xenproject.org/cgi-bin/mailman/listinfo/wg-openstack"
                        >wg-openstack@</link> or <link
                        xlink:href="http://wiki.xen.org/wiki/Reporting_Bugs_against_Xen">raise a
                        bug</link> against Xen.</para>
            </listitem>
        </itemizedlist>
    </section>
    <section xml:id="xen-libvirt-known-issues">
        <title>Known issues</title>
        <itemizedlist>
            <listitem>
                <para>Xen via libvirt is currently only supported with nova networking. A number of bugs
                are currently worked on to make sure that Xen via libvirt will also work with Neutron.</para>
            </listitem>
        </itemizedlist>
    </section>
    <section xml:id="xen-libvirt-additional-information">
        <title>Additional information and resources</title>
        <para>The following section contains links to other useful resources</para>
        <itemizedlist>
            <listitem>
                <para><link
                    xlink:href="http://wiki.xenproject.org/wiki/OpenStack"
                    >wiki.xenproject.org/wiki/OpenStack</link> - OpenStack Documentation on the Xen Project wiki</para>
            </listitem>
            <listitem>
                <para><link
                    xlink:href="http://wiki.xenproject.org/wiki/OpenStack_CI_Loop_for_Xen-Libvirt"
                    >wiki.xenproject.org/wiki/OpenStack_CI_Loop_for_Xen-Libvirt</link> - Information about the
                    Xen Project OpenStack CI Loop</para>
            </listitem>
            <listitem>
                <para><link
                    xlink:href="http://wiki.xenproject.org/wiki/OpenStack_via_DevStack"
                    >wiki.xenproject.org/wiki/OpenStack_via_DevStack</link> - How to set up OpenStack via DevStack</para>
            </listitem>
            <listitem>
                <para><link
                    xlink:href="http://lists.xenproject.org/cgi-bin/mailman/listinfo/wg-openstack"
                    >Mailing lists for OpenStack related issues and questions</link> - This list is dedicated
                to coordinating bug fixes and issues across Xen, libvirt and OpenStack and the CI loop.</para>
            </listitem>
        </itemizedlist>
    </section>
</section>

redpajama_set_name: RedPajamaGithub


text:
Volatility Resource Channel
Couple Dividends With ESG Exposure in YLDE
Nick Peters-GoldenNov 30, 2022
It's been a complicated 2022 for ESG investing, with flows dropping off compared to last year's numbers and several key SEC decisions and U.S. Department of Labor rules looming next year for an increasingly politicized investing style. That said, investors still want exposure to ESG, tightly defined or otherwise. Those investors may want to consider an ESG dividend ETF like the ClearBridge Dividend Strategy ESG ETF (YLDE B) from Franklin Templeton specialist investment manager ClearBridge.
As one of Franklin Templeton's specialist investment managers, bringing boutique investing capabilities to its work, ClearBridge includes sustainability and ESG factors as a core part of its investment approach. That may position the firm well in an increasingly crowded ESG investing landscape.
It's also an environment in which dividends are increasingly appealing to investors looking for consistent income to buoy them through uncertainty. They not only offer an extra metric for fundamental analysis — which can only help with Fed rate hikes and the possibility of a recession looming — but also, they reduce overall portfolio risk and can support people like retirees who need income in their portfolio.
Combining the benefits offered by dividends with ESG adds an interesting wrinkle. Like much of the stock market, this year's volatility and interest rate hikes took their toll, but some notable ESG indices have seen recent upticks in performance. Both the MSCI ACWI ESG Focus (^MSACWIESGF) and S&P 500 ESG Index (^SPXESG) indexes are up over the one month, returning 5.1% and 1.3% respectively.
YLDE is actively managed, investing in large-cap companies which offer both attractive dividends and potential dividend growth. The ESG dividend ETF applies fundamental analysis, looking for firms with solid balance sheets and market leadership for long term investments, with an ESG screen that considers workplace policies, environmental management, strategic philanthropy, and governance.
The ETF's annual dividend yield has outperformed both the ETF Database Category Average and the FactSet Segment Average, with its annual dividend yield at 1.09% compared to 0.95% and 0.6% respectively. It also has a 10/10 ESG score, according to VettaFi.
Having added $2 million in net inflows over the last three months, it's also outperformed those categories based on returns, returning 4.9% over one month compared to 1.4% for the ETF Database Category Average and 3.1% for the Factset Segment Average.
There are a lot of questions for the ESG sector to answer in 2023, from how greenwashing allegations and fines will be addressed to the impact of tighter definitions of ESG and the increasing politicization of the space. Nonetheless, investors are still looking for ESG exposures, with YLDE a strategy that investors may want to keep on their radar.
For more news, information, and analysis, visit the Volatility Resource Channel.
VettaFi is an independent publisher and takes responsibility for our edit staff, research, and postings. Franklin Templeton is not affiliated with VettaFi and was not involved in drafting this article. The opinions and forecasts expressed are solely those of VettaFi and may not actually come to pass. Information on this site should not be used or construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any product.

redpajama_set_name: RedPajamaCommonCrawl


text:
Ljoedmila Gorozjanskaja (Russisch: Людмила Николаевна Горожанская, Ljoedmila Nikolajevna Gorozjanskaja, Wit-Russisch: Людміла Мікалаеўна Гаражанская, Ljoedmila Mikalajewna Harazjanskaja) (Brest, 17 juni 1970) is een baanwielrenster uit Wit-Rusland.

Op de wereldkampioenschappen baanwielrennen in 1994 werd Gorozjanskaja derde in de puntenrace.

Op de Olympische Zomerspelen van Atlanta in 1996 reed Gorozjanskaja op de puntenrace bij het baanwielrennen. Ze eindigde op de zesde plaats.

Wit-Russisch olympisch deelnemer

Wit-Russisch wielrenner

redpajama_set_name: RedPajamaWikipedia


text:
Abandoned baby giraffe befriended by dog in Africa dies
6 December 2019, 8:35 am
CORRECTION South Africa Orphan Giraffe
REPLACES HIS INSTEAD OF HER - FILE - In this Friday Nov 22, 2019 file photo, Hunter, a young Belgian Malinois, keeps an eye on Jazz, a nine-day-old giraffe at the Rhino orphanage in the Limpopo province of South Africa. Jazz, who was brought in after being abandoned by his mother at birth, died of brain hemorrhaging and hyphema it was announced Friday, Dec. 6, 2019. (AP Photo/Jerome Delay)
JOHANNESBURG (AP) — A baby giraffe that was befriended by a dog after he was abandoned in the wild has died, a South African animal orphanage said Friday. "Our team is heartbroken," the orphanage said.
Jazz the giraffe collapsed after hemorrhaging in the brain, The Rhino Orphanage said in a Facebook post. "The last two days before we lost him, Jazz started looking unstable on his legs and very dull, almost like he wasn't registering everything," it said. "He suddenly collapsed and we could see blood starting to pool back into his eyes."
Resident watchdog Hunter seemed to realize something was wrong and didn't leave the baby giraffe's side, and was there when he died, the orphanage said. The dog then sat in front of the empty room for hours before going to its carers "for comfort."
Orphanage staff had expected this to happen, assuming that the mother giraffe had abandoned the baby for a reason, Arrie van Deventer, the orphanage's founder, told The Associated Press.
"So we finally know that Jazz didn't have a bad giraffe mother that left him," the orphanage's statement said. "She just knew. ... But we still have to try every single time (to help) no matter how hard it is."
The baby giraffe had arrived a few weeks ago, just days after birth. A farmer found him in the wild, weak and dehydrated, and called the center for help.
The orphanage's Facebook page, which featured several dozen photos documenting Jazz's progress during his weeks at the facility, showed the baby giraffe and his canine friend sleeping side by side on blankets and wandering outdoors together. A final photo showed Hunter sitting in front of the closed door of the room where he and the giraffe had spent time together.
The post had thousands of views and hundreds of comments expressing sadness for the giraffe's passing and concern for how Hunter would handle the loss of his friend.
The two animals bonded immediately, caretaker Janie Van Heerden said.
In its post, the orphanage paid tribute to Hunter's loyalty. "He stayed till the end and said his goodbyes," it said. "Such a good boy." It added that Hunter was doing well and would continue training to be a tracking dog.
In its farewell to the giraffe, the orphanage said :"You have taught us so much in the last three weeks and we will remember you fondly.""
The giraffe was buried close to the orphanage, van Deventer said.


text:
Deutschneudorf – miejscowość i gmina w Niemczech, w kraju związkowym Saksonia, w okręgu administracyjnym Chemnitz, w powiecie Erzgebirgskreis, wchodzi w skład wspólnoty administracyjnej Seiffen/Erzgeb.

Współpraca
Miejscowość partnerska:
 Beratzhausen, Bawaria

Bibliografia
 Statistisches Landesamt des Freistaates Sachsen, Kamenz, 2009

Erzgebirgskreis
Gminy w Saksonii


Physical: Oyster Catchers reach from 43-53 cm in length. They are patterned with blackish brown and white dorsally and white stripe on their wings. Their noticeably dark orange/red bills are long and narrow, with redish-pink legs and feet. Their eyes also yellow with an orange surrounding.
Habitat: H. palliates live on sandy and pebbled beaches, mudflats, and the borders of salt marshes. They hardly venture inland as to stay near their preys general location. They winter from North Carolina on south.
Feeding: Oyster Catchers predominantly eat mussels, barnacles, and snails. Their diet also includes other bivalves astheir name suggests. They have also been noted to eat sea urchins, starfish, and worms on occassion. They do not stray much from marshes, beds, or inlets where these prey reside.
Breeding: H. palliates lay 2 to 4 buff eggs marked with brown. They are laid in a shallow depression usually lined with shell fragments. They breed along the coast from Massachusetts southward. They will perch nests at the top of dunes for clear small areas in beach grass or marshes. These areas may be hard to come by occasionally, forcing Oyster Catchers to settle closer to high tide lines making them pervious to destruction on especially high tide seasons.


text:
Mom of missing teen believes daughter is in danger
by: Lisa Balick
Posted: Jun 24, 2019 / 10:03 PM PDT / Updated: Jun 25, 2019 / 02:01 PM PDT
VANCOUVER, Wash. (KOIN) — For Lisa Woods, the anguish of not knowing where her child is for the past two weeks is devastating.
Her daughter, 17-year-old Nikki Kuhnhausen was staying at a friend's apartment near Northeast 4th Plain and Brandt. She walked out the door on Wednesday, June 5, leaving all her things behind, and hasn't been seen since.
"Nikki had my heart from the moment she was born," Woods said. "She's been my special child and she keeps me knowing I am worth something."
An undated photo of Nikki Kunhnhausen. (Vancouver Police)
Nikki left at 6 a.m. and got a ride from a man she knew who is believed to be in his 50s.
Woods and Nikki usually keep in touch several times a day by text or Facebook messages, so she knew something was wrong when Nikki didn't respond starting that morning.
"This has been 2 weeks now," Michelle Bart with NWCAVE said. "Everyone is concerned about her safety. We believe she is in danger."
The National Women's Coalition Against Violence and Exploitation put out hundreds of fliers in Vancouver, Hazel Dell (where Nikki is from) and the Portland area, where she would visit.
Police have also posted Nikki's information on the National Center for Missing and Exploited Children. She's listed under the name Nikolas Kuhnhausen — but she identifies as a woman.
Nikki is 5-foot-8 and 120 pounds with dark hair. She has hazel eyes and a semicolon tattoo on one wrist as well as many scars on her legs, thumb, stomach, thigh and neck.
If you see her or know where she is, call 911. If you have non-urgent information, contact Det. David Jensen at david.jensen@cityofvancouver.us
There is a Facebook group for the effort to find Nikki
More Missing Persons Stories
Husband 'person of interest' in missing Albany woman
by Amy Frazier, KOIN 6 News Staff / Jan 19, 2020
ALBANY, Ore. (KOIN) -- The estranged husband of a missing Albany woman is now classified as a "person of interest" in the investigation.
Tiffany Marie Lazon, 37, was reported missing January 8 by her daughter. But police said they learned someone heard Tiffany and her husband in her home in the 2600 block of SE 16th in Albany around December 27, the last time any contact with her was reported.
Missing California woman traveled through Linn County
PORTLAND, Ore. (KOIN) -- The Linn County Sheriff's Office is working with police in Redding, California in the search for a woman reported missing December 31, 2019.
Danielle Renee Bissell traveled through Linn County on December 10 as she was on her way back to Redding, officials said. Around that time she stopped communicating with her family and surveillance footage showed her traveling with an unidentified man in a minivan.
3 rescued after crab boat capsizes off Coos Bay
PORTLAND, Ore. (KOIN) — Three fishermen were rescued Tuesday night after their boat capsized off Coos Bay.
The Coast Guard said a crew on a routine training flight found the capsized boat on the jetty tips. Officials said three people were believed to be aboard the 38-foot Pacific Miner when it capsized.


Asia is one of the most prone regions to compound geo-hazards. As human development encroaches hillsides and as extreme rainfall events occur with increasing frequency due to climate change, the threat posed by compound geo-hazards will inevitably increase. The seriousness of this threat is reflected by recent disasters such as landslide in Siaolin Village, Chinese Taipei in 2009, debris flows in Zhouqu, China in 2010, landslide in Hiroshima, Japan in 2014, and landslide in Mao County, China in 2017, have caused total thousands of deaths and seriously affected the social and economic development. Consequently, these hazards drew great attention of scientists due to their unique characteristics and appeared as new geological and geomorphic phenomena. For instance, deep-seated landslides formation mechanism were studied after the Siaolin Landslides; the concept of "scale-enlargement effects" of debris flows in channels were experimentally investigated after the 2010 Zhouqu debris flow, and the research of channel erosion of debris flow was carried out after several catastrophic debris flows in the Wenchuan Earthquake area, e.g., Wenjia Gully in 2010. Both experimental and numerical approach capabilities in each country/region were significantly improved through the continuous study of the basic mechanism behind these hazard events. The information and academic exchange of these new theoretical products and techniques benefit both the scientific research and the practical hazards mitigation level.
The Silk Road Economic Belt and the 21st Century Maritime Silk Road (simply called "Silk roads") covers more than 70 countries and 4.4 billion people (63% of the world). Due to the active underlying geological structure, rapid tectonic uplift, and the obvious climate differences, natural hazards (e.g., landslides, and debris flows etc.) occur frequently along the Silk Road Economic Belt. These frequently occurring natural hazards along "the Belt and Road" seriously affect the safety and social development of multiple nations. It is thus necessary to conduct fundamental research on hazard mechanisms to provide scientific guidance for natural hazards prevention, construction of major infrastructure, and disaster relief with high efficiency and precision.
Asian Network on Debris Flow (ANDF) is a non-governmental international academic organization, aiming to provide a platform to organize academic conferences and training, to promote the project collaboration, and to improve the mountainous hazards study and mitigation technology in all Asian countries and regions. The international workshop of ANDF has been held every two years since 2010. The past events were highly successfully held in Chengdu (2010, 2012), Tainan (2014) and Kyoto (2016), respectively. The 5th workshop will be organized by the Institute of Mountain Hazards and Environment, Chinese Academy of Sciences, held on November 5-6, 2018 in Beijing, China.
The other special issue named "Disaster mitigation on Silk Roads" will be organized in this joint workshop. This issue is supported by the International partnership program of Chinese Academy of Sciences "Risk control and comprehensive disaster mitigation on Silk Roads", and will focus on the influence and mitigation strategy of cross-border mountainous hazards, and also comprise the discussion of international cooperation mechanism of hazards research and mitigation.
The workshop will provide a platform for mountainous hazards researchers to exchange ideas and share experiences on how to cope with hazards using the most advanced, state-of-art methodologies in mechanics as well as in hazards prediction, composed disasters prevention, and risk assessment. How to strengthen the international cooperation of hazards research and related disasters mitigation is the other focus of this joint workshop.


Female figurine, with typical flaring coiffe, hands posture, scarifications all over the body and truncated legs. Wood,eroded with age, with remnants of polychrome pigments. Africa, R.D. Congo, Kuba Peoples, Dengese sub-group. Height: 37 cm. Old restoratins, otherwise good condition.
Statue of a protecting deity or ancestor, standing on slightly bent legs, its hands in praying posture, its face expressing agressiveness. Patinated and eroded wood. Nepal, early 20th century. Height: 15" (38 cm). The statue is mounted on a custom metal stand.
Unusual Statue of Protector, West Nepal.
Highly unusual statue of protecting deity or ancestor, its head surmounted by a circular crown which looks like a "stupa" or a "usnisa". The protector is squatting, its hands are in praying posture. Eroded wood. West Nepal. Height: 36" (41 cm). Obvious signs of great age.


LG Electronics' newest smartphone that sets a new baseline for multimedia capabilities in smartphones, will become available to eagerly-awaiting customers starting this week. The LG V20 will make its public debut in LG's home market of South Korea followed by other key countries in North America, Asia, Latin America and the Middle East over the course of the next several weeks.
Since its public unveiling earlier this month, the V20 has collected a strong portfolio of positive reactions from industry insiders who appreciated the smartphone's design and feature-rich specifications. The V20 is designed for users who want to create professional-looking content and differentiates itself from competing devices with its professional-grade visual and audio features.
When it comes to video recording, this smartphone's Steady Record 2.0 neutralizes shaky images using both electronics image stabilization (EIS) built into Qualcomm® Snapdragon™ 820 processor in addition to digital image stabilization (DIS) in post-processing. And because high quality video wouldn't be high quality without audio to match, the V20 captures audio using 24-bit/48 kHz Linear Pulse Code Modulation (LPCM), the same format used in professional video equipment.
Still images aren't neglected by the LG V20. Armed with front-and rear cameras, the V20 can take wide-angle photographs with rear-facing135-degree and front-facing 120-degree lens. What's more, Hybrid Auto Focus delivers optimal picture sharpness while Auto Shot simplifies selfies with a face detection feature that triggers the shutter.
The V20 is the world's first smartphone to offer Android 7.0 Nougat out of the box and it is also the first to include Google's In Apps search feature. The V20 blends chic style with high durability through the generous use of lightweight and strong AL6013 aluminum alloy while the top and bottom contact points are reinforced with Silicone Polycarbonate (Si-PC) for compliance with the United States military's MIL-STD 810G Transit Drop Test for durability.
And to make the V20 a more personal device, the smartphone also offers a unique feature called Signature Wallpaper. Signature Wallpaper recognizes the first character of the text entered on the V20's Second Screen and offers a collection of wallpaper designs that display the initial letter, number or symbol as the phone's wallpaper image (view video at https://youtu.be/n9ew9zTQl3E).
Price and date of availability will be announced locally in each target market.


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https://www.ncadvertiser.com/news/article/Luizzi-s-contract-extended-to-2021-13064200.php
Luizzi's contract extended to 2021
By Humberto J Rocha
Updated 10:17 am EDT, Wednesday, July 11, 2018
Bryan Luizzi was all smiles Monday night, Oct. 20, 2014, when the Board of Education named him Superintendent of Schools in New Canaan, Conn. The appointment takes place less than four months after Luizzi took the job on an interim basis, following Mary Kolek's retirement. less
Bryan Luizzi was all smiles Monday night, Oct. 20, 2014, when the Board of Education named him Superintendent of Schools in New Canaan, Conn. The appointment takes place less than four months after Luizzi took ... more
Photo: Nelson Oliveira / Nelson Oliveira
NEW CANAAN — Three more years for Superintendent of Schools Dr. Bryan Luizzi.
The Board of Education, save for Penny Rashin who wasn't present, voted unanimously to extend Luizzi's contract for three years at an executive session according to their June 4 meeting minutes.
Board of Education Chairman Dionna Carlson said that there was overwhelming support for Luizzi and that she was confident in his experience as superintendent.
"We believe we have the finest superintendent in the state and one of the best nationally," Carlson said. "We are fortunate to have a recognized educational leader at the helm of NCPS."
Luizzi's salary will go up by three percent each year. Earning $262,248 for 2017, Luizzi will see his salary go up to $286,565 by 2021.
As of press time, more than a month after the superintendent's extension was voted upon, a copy of the renewed contract was not provided by the Board of Education.
Luizzi, who is currently on vacation according to his email response, was unavailable for comment.
Luizzi has been superintendent of the district since July 2014 when he first served in an interim capacity. Three and a half months later, Luizzi was appointed unanimously by the Board of Education.


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HomeNew OnlineThe Steam Whistle Theatre Company by Vivian French
The Steam Whistle Theatre Company by Vivian French
"Delightful … with its edge-of-your-seat pace, it deserves applause." Sunday Times, Children's Book of the Week"Storytelling at its best … a classic in the making." The ScotsmanTo avoid financial ruin, the Pringle family's theatre-troupe has left London behind, travelling to the north of England by train. With new audiences to play to, and less competition, they hope to make enough money to pay off their debts back home. But will their plans be foiled by the odious Olio Sleevery? It's time for young actors Rosie and Charlie to save the day – and, with the help of their new friend Edie Boiler, ensure the thunderous success of the company's first performance. A wonderful gallery of eccentric characters and an exuberant plot with a twist at the end … this is storytelling at its theatrical best!"French is a writer of tremendous charm… Children of nine and upwards will want to jump aboard." The Literary Review"Vivian French is a sublime storyteller." Sunday Telegraph
The Steam Whistle Theatre Company by Vivian French quantity
Wolf Hall by Hilary Mantel
Redhead by the Side of the Road : Longlisted for the Booker Prize 2020 by Anne Tyler
The Lonely Christmas Tree by Chris Naylor-Ballesteros
Urban Sketching Step by Step : Techniques for Creating Quick & Lively Urban Scenes by Klaus Meier-Pauken


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Posted on Wednesday 9th November 2016
Dr Tim Watts with James and Georgie Melville-Ross after unveiling a plaque to mark the Neonatal Unit extension.
An extension to the Neonatal Unit at Evelina London Children's Hospital means that more sick and premature babies than ever before will receive the round-the-clock critical care that they need.
The unit was officially opened at a celebration event on Tuesday 8 November. James and Georgie Melville-Ross, whose twins, Thomas and Alice, were cared for at Evelina London's Neonatal Unit after being born at 24 weeks unveiled a plaque marking the event.
James is the author of Two for Joy, a book documenting the story of the twins' dramatic first few months of life, including a 9 month stay at Evelina London's Neonatal Unit. He said: "The Neonatal Unit enabled us to realise the gift of parenthood. It's a huge honour to be part of today's celebrations and to get the opportunity to say thank you to the Neonatal Unit and its incredible people.
"Without the amazing staff here, our story would have only been one page, instead of chapters full to the brim with new experiences and laughter every single day. We will never, ever forget what they have given us, the joy that we have as a family.
"But we are aware that we are the lucky ones. Sometimes there just aren't enough cots to go round. That's why today's increase in critical care, intensive care and isolation cots is so important."
The extension helps to address a national shortage of neonatal cots. There are now 22 intensive care cots and 12 high dependency cots in Evelina London's Neonatal Unit. This is a 50% increase in critical care cots for Evelina London.
Dr Tim Watts, Clinical Lead for the Neonatal Unit, said: "The Neonatal Unit is busier than ever. We care for babies born locally, as well as those from further afield, and this year we expect to care for more than 1,000 babies for the first time.
"The expansion of the unit is an amazing opportunity to extend the care we provide to more babies than ever before, making a serious difference to the outlook for some of our smallest patients."
Watch the speeches recorded for Facebook Live to hear from Sir Hugh Taylor, Chairman, Guy's and St Thomas' NHS Foundation Trust, James Melville-Ross and Tim Watts on what the extension will mean for Evelina London.


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The Bagaduce River is a tidal river in the Hancock County, Maine that empties into Penobscot Bay near the town of Castine. From the confluence of Black Brook and the outflow of Walker Pond (), the river runs about  north, northwest, and southwest, forming the border between Brooksville on its left bank  and Sedgwick, Penobscot, and Castine on its right.

In 2014, residents of Penobscot raised concerns over the rapidly growing oyster farming on the Bagaduce River.

See also
List of rivers of Maine

External links
 Bagaduce Watershed Association

References

Maine Streamflow Data from the USGS
Maine Watershed Data From Environmental Protection Agency

Penobscot Bay
Rivers of Hancock County, Maine
Rivers of Maine


The residential parts of Delhi for visitors are mostly Central & South Delhi, as well as the Chankyapuri area near the army areas and the airport, where 5-star hotels line up like soldiers. Staying in an area like GK (Greater Kailash) or Hauz Khas Village means that you can saunter down to buzzing markets, cafes and bars. Anywhere in South Delhi will only be a short rickshaw ride to these areas.
If you're unsure of which guesthouses you should stay out, check out curated lists by Little Black Book here and here. For guesthouses and B&Bs in Gurgaon, click here.
If you're looking for a hostel, this curated guide might help.
It's difficult to come up with a definitive list of unsafe areas. Generally speaking, the more crowded and well-lit a place is, the more comfortable you'll feel. But even areas like Malviya Nagar, bang next to a very well-heeled Panscheel Park, are noted to be less safe.It's difficult to come up with a definitive list of unsafe areas. Generally speaking, the more crowded and well-lit a place is, the more comfortable you'll feel. But even areas like Malviya Nagar, bang next to a very well-heeled Panscheel Park, are noted to be less safe.
Tourists tend to flock to Paharganj and Mahipalpur because of the number of budget accommodation options and their purported tourist friendliness; personally, I have never liked the areas. It's not the part of a city that one falls in love with. Friends have reported touts trying to con tourists, and there has been word about drug activity. While this may or may not be true, why not stay in a South Delhi area that is genuinely lovely to spend time in?
Also, there are plenty of malls in Delhi & Gurgaon. Most of them tend to be perfectly safe, but there are a few shady ones. I think the best measure is what kind of stores that particular mall has. If it has plenty of brands that you are familiar with and/or a Starbucks or Costa Coffee or Coffee Bean, you're probably mingling with a crowd that shares your expectations. Word of caution: most malls have underground parking. The first basement is almost always full of people, but the 2nd or 3rd basement levels tend to have thinner crowds. I'd recommend that women get off at the ground level main entrance, and if you have a car and driver, ask them to meet you at the front entrance at a fixed time. There is no mobile phone network in the basement, so it will be tough to communicate with the vehicle's driver once he is underground. Nevertheless, make arrangements beforehand to be met at ground level.
For small and medium size hotels and guesthouses, it can be hard to have a definitive rating system. I highly recommend calling the main line of the hotel that you're considering before you arrive; a good chat is sometimes all you need to feel comfortable. But at any point if you feel uncomfortable, leave immediately (without making a scene) and don't worry about offending anyone. Rude, ill-mannered guests often leave a hotel worse off than when they arrive; by comparison, simply walking away does no harm to anyone.
Some hotels may not approve of unmarried couples staying together; they've gone so far as to ask for a marriage certificate when friends have tried to check in! Fake wedding rings may or may not help, but whatever you do, don't try to demonstrate the nature of your relationship through any obvious acts of affection. All PDA is frowned upon in general, and traditional-minded hotel staff might make unnecessary assumptions about the kind of attention you are trying to attract.
Once you're safe and settled into a space that you do like, make sure you keep the hotel's number on you when you venture out.


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Tillamook è una città degli Stati Uniti d'America situata nell'Oregon, nella Contea di Tillamook, della quale è anche il capoluogo.

Altri progetti

Collegamenti esterni

Comuni dell'Oregon


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Gedolim
| One Day Closer |
They Toil That We May Toil
By Eytan Kobre | December 25, 2019
Three of the stellar team of top-flight talmidei chachamim who toiled for years to complete the Artscroll Shas describe the project's history and inner workings
ords like "monumental" are so easily thrown around that when we encounter an accomplishment that's actually so richly deserving of that superlative — say, a 73-volume masterwork that has opened wide the doors of Shas to a million Jews worldwide — we search for an even greater descriptive, but in vain. So let's just call the Schottenstein Edition of the ArtScroll Shas what it plainly is — "monumental."
Monuments have builders — in this case, the stellar team of top-flight talmidei chachamim who toiled for a decade and a half to complete this unprecedented English-language translation and elucidation of Talmud Bavli. What a distinct honor it is, then, to sit with three of that team's leaders in ArtScroll's Brooklyn offices as they describe the project's history and inner workings:
Rabbi Yechezkel Danziger, editorial director of the Talmud Bavli project;
Rabbi Eli Herzka, associate director of the Talmud Bavli project; and
Rabbi Zev Meisels, director of the Tosafos project. All three are or were also directors of the Talmud Yerushalmi project.
Eytan Kobre: One of the things I think people want to know is how you even go about plotting out something of that magnitude. What were its beginnings, and how is something so huge, so complex, taken from an idea to a reality?
Rabbi Yechezkel Danziger: We undertook to do something no one had ever done: To explain every single word in Shas. Every kushya and every teirutz, every twist and turn in the Gemara. That's an astonishing thing, and had we fully realized the awesome responsibility when we started, I think we might have been too daunted to commit ourselves to it. But it didn't fully sink in until after a couple of volumes came out.
The original decisions were made together with Reb Meir Zlotowitz z"l, who had a keen insight into what was proper and what was not. One of the first key decisions we made was that we were going to follow the masores of Klal Yisrael for the last 900 years and explain the text of the Gemara exclusively according to Rashi. Other explanations might be added in notes, but the text would always follow Rashi. It can be tempting to pick whichever pshat is the simplest to explain, but then we would be in the position of deciding, so to speak, which explanation is the correct one, and it's not for us to make such decisions.
We also wanted to make sure that people would know the literal meaning of the Gemara's own words, but also be able to follow the flow of the Gemara's give-and-take easily. On the one hand, we were determined to make sure that people knew what the actual words meant, because that's how you develop the skill to learn Gemara on your own so that you're not forever beholden to a translation.
But following the lead of all good rebbeim who teach has'chalas Gemara, we wanted people to understand each step in the Gemara's reasoning or in a machlokes between Tannaim or Amoraim, to know this is a question, this is an answer, this is a proof, and this is a rejection of a proof. This is critical to understanding the Gemara. So we bolded the English words that correspond to the literal translation of the Gemara's words. The other connective English words that provide the flow of the Gemara were left un-bolded. This way people can see which are the actual words of the Gemara and which are explanatory words.
Sometimes, however, it's necessary to translate a phrase in the Gemara idiomatically, because the literal translation is very distant from anything that makes sense in English. In such instances, there is a footnote stating that "literally" the word means this.
The first masechta we published was Makkos — it's probably a collector's item — and instead of so many notes on pshat, we had notes that gave interesting lomdus, a machlokes Rishonim, a kushya of Rav Akiva Eiger, etc. But then Rav Zelig Epstein, the rosh yeshivah of Shaar HaTorah in Queens, whom Rabbi Zlotowitz would often turn to as a baal eitzah, advised us to focus more on pshat and more on Rashi. As a result, we produced not only a great peirush on Shas, which gets into various technical details that many peirushim do not get into, but also a great peirush on Rashi. If you want to know shitas Rashi in a sugya, ArtScroll is a tremendous resource for that.
With our conversation taking place shortly after the tragic passing of Rav Chaim Malinowitz ztz"l, who served for many years as a senior editor for the ArtScroll Shas, the talk turns to his contributions and those of his colleagues who served as final authorities for the project.
Rabbi Yechezkel Danziger: Rav Malinowitz originally joined the project because of another loss we had sustained, with the passing in 1993 of the original general editor of the Shas, Rav Herschel Goldwurm. Over the years, I've been amazed how much I learned from Rav Herschel, and I consider him to be one of my rebbeim. When he became ill, the brunt of the work fell upon Rav Yisroel Simcha Schorr, who suggested bringing in Rav Malinowitz, who was then a rosh kollel in Monsey and a member of a major beis din there. Eventually he became the main reader for the Shas in both English and Lashon Hakodesh and the Yerushalmi. He was always working on at least four or five projects, and it's just hard to imagine where he squeezed everything into a day.
Rabbi Zev Meisels: To explain what the position of "reader" is — which should perhaps more accurately be called a "reviewer" — there are the writers who produce the written material, with the next level being that of the editors, who review the writers' work; and after that it goes to a Reader, with a capital R. This is invariably a great talmid chacham who reviews the material once more in even greater depth, pointing out errors and ways in which its clarity and accuracy can be improved.
Rav Malinowitz was a brilliant, brilliant person who was able to grasp things very quickly and focus in on precisely what the problems were. And he also just didn't sleep.
We've been zocheh to have a number of Readers, each with their own great individual strengths, and that has contributed so much to the project's success. For example, Rav Yisrael Simcha Schorr, besides being a tremendous talmid chacham, has a particular facility in machshavah and in drush, and without him, the aggadeta sections wouldn't have been of the same high quality as the rest of the Gemara.
Rabbi Yechezkel Danziger: And when you pushed to find a teirutz to a kushya, he'd come up with the most astonishing things.
Rabbi Zev Meisels: He knows seforim. "I remember seeing in such-and-such sefer 43 years ago…" and he goes to the beis medrash, he pulls it off the shelf, opens to the page, and there it is.
For many years, one of our readers was Rav Mordechai Marcus, an awesome talmid chacham, who was also extremely meticulous in pshat. If a writer got things wrong, he'd soon receive Rav Marcus's comments written in very small Hebrew lettering between the lines of the manuscript, which he'd then have to decipher. And if the editor didn't agree, you could call him, but you had to be really, really prepared, because he had the pshat of the sugya completely worked out.
Rabbi Eli Herzka: I'll mention another reader whom we were zocheh to have, Rav Efraim Zuravin ztz"l. I specifically remember when I was working on the first few perakim of Yevamos, which was a favorite masechta of his. He was living in Eretz Yisrael, and we would spend hours on end fighting through the sugya, battling it out on the phone.
Rabbi Yechezkel Danziger: There was also Reb Eli Herzka's cousin, Rav Nosson Baruch Herzka ztz"l, with whom I worked a lot.
Rabbi Zev Meisels: Personally speaking, the ability to interact and speak in learning with these people is for me one of the greatest things. That I could be zocheh to sit on the phone and speak in learning with Rav Yisrael Simcha Schorr is something very special.
Rabbi Yechezkel Danziger: I have long said that one of the great fringe benefits of working in ArtScroll is that I get to rub shoulders with people who are of a level that I would otherwise never have access to. And I got to know some very great people.
Rabbi Eli Herzka: As the level of sophistication of the project rose, those using the Shas appreciated it, spurring a desire for more, which in turn meant the level had to rise even further. Eventually we decided to keep it at a certain level, and not any higher, so that the main purpose of the work would not be lost. The aim was to provide the full pshat while also addressing the questions that would bother the average lomeid, the things that an intelligent person learning the sugya and keeping track of the shakla v'tarya would be puzzled by.
Rabbi Zev Meisels: We also sometimes discuss famous kushyos, things that we know people will expect us to address. And, of course, we cite many mar'eh mekomos to enable people to take their learning even deeper.
Rabbi Yechezkel Danziger: Speaking of asking the basic questions, I once received a call from someone who said he had a kushya on that day's daf and was upset that we didn't address it. He told me the kushya, and I agreed it was an excellent question. After the call ended, I started looking around, first in the Maharsha, then the Pnei Yehoshua, the Rashash, the Sfas Emes, all the main Acharonim who talk about pshat. None of them discussed this problem.
So finally I called the fellow back and I said to him, "I don't know why you're upset with us. It's a very good kushya, but the Maharsha didn't ask it, nor did the Pnei Yehoshua, the Sfas Emes or the Rashash. So why are you angry at us?" That showed me people had come to expect a certain level of pshat from the ArtScroll Shas.
Rabbi Eli Herzka: A relative of mine who attends a Daf Yomi shiur told me that what the ArtScroll Gemara did for him was this: It used to be that when someone in the shiur asked a kushya — and it might have been something that was bothering everyone there — if the maggid shiur hadn't thought of the kushya, he would dismiss it because he didn't know the answer. So people would get the feeling something must be wrong with them since they didn't understand the Gemara.
But once ArtScroll appeared and they found that the questions bothering them were addressed in the notes, they realized they were really on the right track. It gave them a geshmak to know they were asking a legitimate question about the basic pshat of the sugya.
I must add that Reb Yechezkel gets credit for training the entire staff, so that despite the fact that we have different writers for the various masechtos, the material is uniform in style and approach. Someone with a keen eye for detail can perhaps tell the difference between one sugya and another, but the average person will have difficulty discerning the point at which one writer concluded and another commenced his work.
A project of such immense magnitude as the ArtScroll Shas requires a staff of unusually talented people, and both the challenges and rewards of working on it must be commensurately large.
Eytan Kobre: How did you find the writers and editors for the project?
Rabbi Yechezkel Danziger: The Ribbono shel Olam found them for us. We picked them up at a rate of one good new person every 12 to 18 months. When you start a project, you have to go with the people who are available to you, and over the course of time we developed better editors, better writers. But for every group of people who sought a position, only one made it.
Rabbi Zev Meisels: It's very difficult to find really good editors. The qualities we look for are, obviously, being able to learn well and to write well. But the ability to be very focused on detail and have the patience to go through the material repeatedly without tiring or losing interest are also very important. We also look for meticulousness and precision. A person can be very brilliant, but he might be thinking on a much higher plane without wanting to address the so-called "little pshat problems" that are actually very important.
Rabbi Eli Herzka: I would add that it's also crucial for our writers to possess a sense of what is going to bother people when they are learning the sugya. A person can be a baal kishron, yet lack this understanding.
I vividly remember a conversation with Rav Malinowitz not long after he joined our team. He came aboard not knowing what to expect and was very pleasantly surprised — he was really taken by what we were doing. And he said, "I always knew that the Torah is ein sof, that a sugya has no end. But what I discovered here is that even without getting into lomdus and reid, the pshat itself is ein sof. There is no end even in the pshat of the sugya."
And again, the fact that we have always stayed with Rashi has meant that we have been forced to sit and work really hard to figure out what Rashi means, with no other way out. We couldn't just say in a given sugya that we were going to learn it using the Rashba's approach. That opened up sugyas, it opened up tremendous things.
Rabbi Zev Meisels: It's important to understand that when you are elucidating something in English, there are no shortcuts. You can't just translate the literal words of Rashi and say, "Here is what Rashi says, now go read it yourself and figure it out." As a writer, you are forced to actually explain it in English in a way that people can understand. That means the writer himself must really understand it before he writes.
Rabbi Eli Herzka: Ultimately, we needed a lot of siyata d'Shmaya, and we received it. One example of many occurred when I was writing on a sugya in the second perek of Kiddushin, and Rav Yisrael Simcha was the Reader. I remember being on the phone with him at night trying to figure out a difficult Rashi and we left it as a stalemate. We hung up, and he went to daven Maariv.
A half an hour later, he calls back and says, "I came into shul a few minutes early and there was an Achiezer on my shtender, so I opened it up and he talks about this Rashi." We constantly experienced siyata d'Shmaya beyond what you could imagine, due undoubtedly to the zechus harabim.
Rabbi Zev Meisels: When you mentioned siyata d'Shmaya, it made me think of the many, many times there were difficulties in the sugya where I was completely stymied and I just didn't know pshat. I don't consider myself any great talmid chacham, but by just throwing myself into it and pushing myself, I found many times that the Ribbono shel Olam just opened up my mind to understand things.
I remember when the idea of my working in ArtScroll first arose, I was a yungerman and I was happy learning in kollel. I thought to myself, Why do I need to leave kollel? But Reb Meir called me and said, "Do you know how many people are going to be learning what you write? Do you understand what a zechus it is?" Baruch Hashem that I, an insignificant person, was zocheh to give Torah to so much of Klal Yisrael… It's an amazing thing.
Rabbi Eli Herzka: There's another factor we've discussed among ourselves many times, which is that there were no egos involved. We worked as a team, and very rarely did anyone get credit for his individual contributions. The editors are only listed at the beginning of each volume, and no one outside of ArtScroll knows who did what and how much work each person put into the sugya. There was tremendous achdus among the staff, and I believe that was also responsible for our being zocheh to achieve what we did.
Rabbi Yechezkel Danziger: When we were doing Eiruvin, we worked very hard to get it out in time for the daf yomi calendar. But then many dapim had to be redone completely, and we didn't have the staff yet that we had later on, so we came in on four wintertime Motzaei Shabbosos in a row and were here until midnight.
Even later on, we had so many very late nights, even all-night sessions here. We used to have supper here and stay and work until who knows when, just to get it done. The Daf Yomi learners needed it, and people had complaints against us if it did not come out on time.
In one case, I recall — I think it was Kesubos — we were a couple of weeks late with one volume. I remember Meir letting us listen to a voice mail he had received in which the caller was irate, screaming, "How could you let us down? We are waiting for this Gemara."
So Meir pushed and pushed and pushed to get it done. But the fact is it was a staff comprised of talmidei chachamim who weren't going to allow something to be published unless it met their high standards.
Rabbi Yechezkel Danziger: One thing that must be said is that there are a lot of unsung heroes who were part of this effort. Those of us here ended up heading projects, so our names are out front, but we didn't do the lion's share of the work. There are a lot of very dedicated, very qualified, very talented editors and writers who worked on that. They are unsung.
Rabbi Eli Herzka: The support staff, the writers, the editors, the reviewers — all worked with mesirus nefesh. They put their heart and soul into this and the credit goes to them.
Rabbi Zev Meisels: When I told my kids that we're having this discussion, they started reminding me about things I had forgotten, about the daf yomi–driven deadlines, and how it was as if I were chained to the desk and couldn't move. They'd have to bring me a sandwich. I forgot it all already, because it's been so many years, but to them, it's how they grew up, seeing this.
How did the project first get underway? And has the ArtScroll Shas remained exactly as it was when first published, or have changes taken place over the years?
Rabbi Yechezkel Danziger: The first masechta we published was Makkos. We chose that masechta for two reasons: First, they learn it in yeshivos, especially with younger bochurim. Second, it was a perfect masechta to do because it has every type of sugya, so that 80 percent of all the issues we ever had to face in the project came up in Makkos.
We did Eiruvin next because there was a new cycle of daf yomi starting then, and it was not possible for Berachos and Shabbos to be out in time for the daf yomi learners to use them. We could have done Megillah and Taanis in time for the cycle, but people might have thought we were cherry-picking the easy masechtos. By doing Eiruvin, everyone knew we were in it for real.
But since Eiruvin was done in the very early stages of the project, it was not at the level to which the later stages of the project would rise. And so at some point we redid many of the perakim of Eiruvin.
One of the things I would like to do someday is go over some of the masechtos, especially ones used by younger students, and just lighten up the language, which is over the heads of many people today. The young generation today doesn't speak English at that level.
Rabbi Eli Herzka: Even in the secular world, you can open up any secular publication and compare the writing with that of the same publication from 20 years ago, and it's a completely different level of English. You don't notice it because it's happening so slowly and it's subtle, but if you make the comparison, you see it's not the same at all.
Rabbi Zev Meisels: It's not just a matter of which words you use, it's also the style of writing. It's about keeping the sentences shorter, and not making sentences with 14 clauses.
As one of the greatest endeavors of harbatzas Torah of modern times, the burgundy-toned volumes of the ArtScroll Shas with their distinctive gold lettering are a ubiquitous sight in the homes, schools, and shuls of Jewish communities worldwide. The editors share some examples illustrating the reach and impact of this trailblazing project, from beginners to serious lomdim to the greatest leaders of our people.
Rabbi Yechezkel Danziger: I got a letter once from Tasmania, an island off the southern coast of Australia with a small population of people who raise sheep to produce wool. The writer introduced himself as one of four Jews on the island and said he had started learning Gemara with one of the other three Jews using a volume of the ArtScroll Shas, and even making a siyum. So 50 percent of Tasmanian Jewry used the ArtScroll Shas.
Another memorable letter we received was from a fellow who was a farmer living in North Carolina and had been given an ArtScroll Gemara by someone. He started learning and eventually his entire family became frum and they moved somewhere in upstate New York. Reb Meir had a number of such letters from people describing the impact the Shas has had on them and thanking us for what it did for them.
Then, of course, there are the very large numbers of people learning daf yomi as a result of the ArtScroll Shas. Before the ArtScroll Shas came along, the Siyum HaShas would inspire many people to start a new machzor of daf yomi They'd make it through Berachos, after which many of them would drop out during Shabbos, with most of the rest giving up when it came to Eiruvin. But when, as I mentioned earlier, we came out with Eiruvin in time for the daf yomi cycle, and that was the first time that large numbers of people who had joined the daf yomi actually made it through Eiruvin. And once they did so, they were able to continue.
Rabbi Eli Herzka: Rav Elyashiv, in his insatiable thirst for Torah, would often look through seforim written by people whose yedias HaTorah was much less than his own. It's well known that after Rav Elyashiv prepared his nightly shiur, he would look at the Schottenstein Hebrew Gemara, to glance at the he'aros.
When we came out with the volume on Elu Treifos, it was a breakthrough. An interesting thing should be mentioned — Reb Meir invested a fortune in diagrams and artwork, especially in Chullin. We hired professional artists and in one case, a wildlife artist.
When the Eilu Treifos volume was published in Lashon Hakodesh, the first run was printed in Eretz Yisrael on a Friday morning. Rav Eliyahu Meir Klugman got the first copy and brought it to Rav Elyashiv about an hour before Shabbos. Later, he met Rav Efrati, who told him, "You should know that from when you brought the Gemara until the Rav went to shul, he didn't put it down." He was sitting there, going through the whole thing. Of course Rav Elyashiv didn't need our peirush, but it's a great zechus to have produced something that he felt was worth his time.
No discussion of the ArtScroll Shas can proceed very far without a mention of Rabbi Meir Zlotowitz, the unforgettable visionary whose brainchild it was, and the Schottenstein family, who were its patrons.
Rabbi Eli Herzka: Rabbi Meir Zlotowitz conceived of the project and was the driving force behind it. Besides his many, many other talents, he had a tremendous lev tov. I mentioned before the achdus among the staff and in no small measure, that was a credit to him, because he really loved people and knew how to deal with people and how to be mechabed people.
Rabbi Yechezkel Danziger: Reb Meir Zlotowitz was the one who conceived of the project, and he received chizuk from Hagaon Harav Yaakov Kamenetsky because when he started, people thought he was crazy. "You're going to put out a Shas in English? Who's going to buy it? Who's going to use it?"
When later he decided to do the Shas in Lashon Hakodesh, even I thought he was crazy. "Who's going to use your Shas in Lashon Kodesh?" And today it's widely used in Eretz Yisrael.
Do you know how many yungeleit there are today who, in addition to all their learning in kollel, also learn daf yomi because bein hasedorim they can go through the daf in 40 minutes using the Hebrew ArtScroll Schottenstein Gemara?
Rabbi Eli Herzka: But aside from his administrative talents, Reb Meir knew how to learn, and he had a chush for how to explain things, how to teach things, how it is supposed to look. He would criticize sometimes the way something was presented, saying the language is too hard. At some point we were getting more sophisticated, and the notes were filling up the page and he would constantly say, "It's getting to be too much for people, people are not going to be able to digest this, you have to contain it."
When we started working on the commentary of the Ohr HaChayim in English, he sat for the first few weeks, reviewing the files and toning it down. He was an excellent editor, and although after the first few years, he didn't have the time to write and to edit, he had a tremendous chush, and he was able to go through it and show you where and how it could be done better.
Rabbi Yechezkel Danziger: And he also had the great drive to keep the project funded. In all the years we worked for him, never once were they late on a payroll.
Rabbi Zev Meisels: And the pioneering way in which he funded it. This whole chiddush of a foundation and securing private dedications of books. Nowadays that's commonplace, but I think it was a big innovation when it began.
Rabbi Yechezkel Danziger: He was a very creative person, and really all our big projects were his ideas.
Rabbi Zev Meisels: Yerushalmi was his brainstorm, and b'ezras Hashem there will be a siyum this coming year in May, close to his yahrtzeit, on the English Yerushalmi. He also had the courage to jump in, and rather than say, "Let's first finish this and then we'll start that," he'd say, "No, we're starting this other project now." In other words, while the English Bavli was still not yet complete, he decided we should start on the Hebrew Bavli. Similarly, the English Yerushalmi began while the Hebrew Bavli was still going, and the Hebrew Yerushalmi was started while the English Yerushalmi was still underway. These were big undertakings, which meant a big staff and a lot of fundraising, and it was not easy.
Rabbi Yechezkel Danziger: The Yerushalmi project was very dear to his heart. He used to say that someday it will be recognized that Yerushalmi was our biggest contribution.
Rabbi Zev Meisels: There are really serious talmidei chachamim who've told me they learn our Yerushalmi.
Rabbi Yechezkel Danziger: There was a serious kollel, I believe in Bnei Brak, that was learning Zeraim and would only decide which masechta to learn when they knew which volume of the ArtScroll Yerushalmi on Zeraim was coming out.
Rabbi Zev Meisels: What a zechus the Schottenstein family has for making all this possible.
Rabbi Yechezkel Danziger: They literally earned themselves a seat on the mizrach vant in Gan Eden.
Rabbi Eli Herzka: It's interesting that when the Ramban project was starting, there was a certain potential sponsor I knew, and I went on Reb Meir's behalf to offer him the sponsorship of the project, which he could have undertaken with no problem at all. But at our meeting, his advisor on charitable giving belittled the idea. I was very disappointed, and when I reported this back to Reb Meir, he was not concerned at all. He said the fellow didn't have the zechus. The Ribbono shel Olam saved us from someone who didn't have the zechus to fund it.
He said that over the years, he had seen how people could potentially have sponsored things, but they did not work out, and in the end it was much better that we weren't associated with those people. Better people ended up doing it and it was a zechus.
Rabbi Yechezkel Danziger: It was not commonly known, but before the Schottensteins agreed to sponsor the Shas, there was another very wealthy family whose name I am not going to mention, who at the time were very highly respected. There were negotiations, but in the end it didn't work out, and Reb Meir remembered the words of his rebbi, Rav Moshe Feinstein ztz"l, who said, "Every project will get done, it's just a matter of who will have the zechus to sponsor it. They don't have the zechus." He was a big maamin and he would always bring siyata d'Shmaya into the conversation.
He would sometimes tell us that a certain project was something the Ribbono shel Olam wanted to make happen, and we were given the zechus to do it. If we didn't do it and we didn't push ourselves to do it as fast as we could, it would still get done — but somebody else would get the zechus.
And the relationship he developed with the Schottenstein family was unbelievable. When Reb Meir passed away, Mr. Jay Schottenstein flew from Europe to Eretz Yisrael to attend the levayah and in his hesped, he spoke of Reb Meir almost like a father. They developed a very, very close relationship. Knowing that the Schottensteins were behind the project made everything a lot easier. This enabled many other generous friends to add their valuable and significant contributions, which brought the project to completion.
Eytan Kobre: And they have gone on to sponsor many other major projects.
Rabbi Zev Meisels: They sponsored both Hebrew and English Bavli, both Hebrew and English Yerushalmi, the Mishnah Elucidated, the Chinuch, all the interlinear siddurim and a new project, the Ein Yaakov.
Rabbi Yechezkel Danziger: I sometimes marvel at how the Schottensteins had this great zechus. There were many other wealthy Jews who could have done it. I remember Jay spoke at a dinner we made for his father's 20th yahrtzeit and he told a story about what his father had done during the Depression.
They owned a square block in downtown Columbus, Ohio where they had a massive department store, but during the Depression, they weren't selling in the same volume, so they didn't need a store of that size. So to survive, they needed to rent out about half the building, but since it was a square block, it was hard to find a tenant to rent it from them.
They finally found a potential tenant, and he wanted to close the deal Friday afternoon. But Jay's grandfather told him, "Friday afternoon I can't do it unless we are finished by 1 p.m. If you want, I can do it Saturday night."
The other party told him if he wouldn't sign on Friday, the deal was off. He was risking his whole business, but he said, "If it's Friday, I can't do it. I have to be home in time for Shabbos."
They told him the deal is off. But on Sunday morning they called him up, having realized he wasn't just playing games with them, and made a deal with him. And I always thought maybe that was the zechus the Schottensteins had that enabled them to sponsor this project.
(Originally featured in 'One Day Closer', Special Supplement, Chanuka/Siyum HaShas 5780)
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Longacre Tire Marking Stick. Great for making notes on tires in either wet or dry conditions. Won't rub off.
Longacre Tire Marking Stick. Great for making notes on tires in either wet or dry conditions. Writes reliably on any surface, even cold. Won't rub off.


text:
Pubs, Restaurants & Hotels
Enjoy responsibly
GREENE KING INCREASES SUPPORT FOR PUB IS THE HUB
Greene King has increased its annual support for Pub is The Hub's advisory activities and Community Services Fund to £25,000. This is the sixth year of Greene King's support, now totalling £100,000.
Pub is The Hub provides a range of free advice to licensees, communities and local authorities, who wish to use the pub to broaden their services to the wider community. The organisation helps to inspire them with small grants from its Community Services Fund and so far, 29 different types of activity have been created around the country, including new village stores, libraries and community cafés and cinemas, all of which are making a big impact on their neighbourhoods.
For every £1 that is invested by Pub is The Hub, a further £2.10 is matched by other public and private funds. At the current time over 70 projects are in the pipeline seeking funding.
John Longden, chief executive of Pub is The Hub said: "We are very grateful for the generosity of Greene King as a donor for this long-term support as they help the continuity of both our advisors' work and the Community Services Fund itself. Small grants support inspirational licensees and projects which are tacking a lot of social issues today. They also prove that small pots of money can go a very long way if our regional advisors can help and support services and activities that can be situated in the one place that is warm, welcoming and open all week – the pub."
Rooney Anand, Greene King's chief executive said: "Pubs play an important role in the community they serve, so it's inspiring to see the ways in which they diversify to offer services that no longer exist in their area. Pub is The Hub's Community Services Fund is a valuable way to enable this to happen so locals can still receive these services, such as a post office or library. We are proud that our support has now reached a £100,000 enabling more these projects to happen."
At the Saracen's Head in Shirley near Ashbourne in Derbyshire, Robin and Terri Hunter opened the Church Lane Deli at the pub as an essential new service, both for the village and surrounding area. It is open six days a week and staffed by two new employees, involving local people and providing somewhere to meet up, to buy every day provisions and to support local suppliers.
Robin and Terri Hunter at the Saracen's Head in Derbyshire
Greene King plc
Westgate Brewery
Suffolk IP33 1QT
Greene King is the country's leading pub retailer and brewer, running over 2,900 pubs, restaurants and hotels in towns, villages and city-centre high streets across England, Wales and Scotland. With a rich heritage of over 200 years, we brew award-winning beers and operate managed, tenanted, leased and franchised pubs from our headquarters in Bury St. Edmunds.


text:
Jalchoroj è un centro abitato della Russia.

Centri abitati della Cecenia


Rodrigo has experience in general commercial litigation along with regulatory proceedings brought by ASIC and ACCC (involving breaches of directors' duties cases, foreign corruption cases including complex matters where there are also investigations and litigation outside Australia), class actions/representative proceedings, contract disputes, corporations and securities, insurance, professional negligence, and managed investment schemes.
Rodrigo was an attorney at Cravath, Swaine & Moore in New York from 2006 to 2009 and continues to be admitted as an attorney in New York. He also served as senior legal counsel and adviser to the Victorian Premier. Rodrigo is currently a part-time Senior Member of the Commonwealth Administrative Appeals Tribunal.
Rodrigo Pintos-Lopez – Various law review articles and conference presentations including "Renegotiating Arbitrators' Terms of Remuneration: Sea Containers Ltd. v. ICT Pty. Ltd." 19(6) Journal of International Arbitration 581 (2002). Kluwer Law International.
Rodrigo earned his Master of Laws from Harvard Law School and graduated with first class honours from Melbourne Law School.


text:
if(typeof exports === 'object') {
	var assert = require("assert");
	var alasql = require('..');
//	var DOMStorage = require("dom-storage");
//	global.localStorage = new DOMStorage("./test390.json", { strict: false, ws: '' });
};

/*
 This sample beased on this article:

*/

describe('Test 394 T-SQL Triggers', function() {

  it('1. CREATE DATABASE',function(done){
    alasql('CREATE DATABASE test394;USE test394');
    done();
  });

	it('2. Create tables', function(done){
      alasql('CREATE TABLE main (a INT)');
      alasql('CREATE TABLE log (a INT, d DATETIME DEFAULT GETTIME())');
      alasql('CREATE TRIGGER t_main ON main INSERT AS INSERT INTO log SELECT a FROM inserted');

      done();
  });

  it('3. Fire trigger', function(done){
      alasql('INSERT INTO main VALUES (1)');

      var res = alasql('SELECT * FROM log');
      //console.log(res);
      done();
  });

  it('99. DROP DATABASE',function(done){
    alasql('DROP DATABASE test394');
    done();
  });

});


Have you ever wondered if you should reinvest dividends or take them in cash and decide where to invest the money yourself?
After all, a downside of reinvesting dividends in a bull market is reinvesting automatically at higher stock prices. Perhaps it makes more sense to take cash dividends and invest them only in undervalued stocks.
On the other hand, reinvesting dividends allows investors to purchase fractional shares, and sometimes companies with dividend reinvestment programs offer a discount on their shares.
While reinvesting dividends through a dividend reinvestment plan, or DRIP, can be great, it's not always appropriate for everyone. Let's take a look at when you should (and shouldn't) reinvest your dividends.
My personal preference is to automatically reinvest dividends, particularly if you have a longer time frame (5-10+ years) and primarily own high quality companies that appear to have safe payouts.
Dividend reinvestments speed up the compounding process and help shield you from the temptation of trying to time the market. If your investment horizon is long enough, continuously plowing money into the market and maintaining a hands-off approach is a proven long-term strategy to compound your wealth.
But can't savvy investors take dividends in cash and identify only undervalued stocks to buy instead, further boosting their returns?
As much as we'd like to believe otherwise, the fact is that we're not all Warren Buffett. Knowing what stocks to buy at any given time isn't easy, and the stock market is very efficient most of the time.
In fact, over the past 15 years less than 8% of active fund managers have managed to match, much less beat, the S&P 500, according to S&P Global.
It's usually very hard to accurately identify which stocks will go on to be the best long-term performers, which is one reason why we recommend equal-weighting holdings and staying well-diversified when building a dividend portfolio.
Simply put, automatically reinvesting dividends into the companies that pay them is a good way to maximize time in the market, protect against biases, and avoid getting "too cute" with portfolio management decisions.
The case for a hands-off dividend reinvestment approach is also supported by the market's unpredictable short-term declines. Since 1950 the S&P 500 has experienced 26 corrections (10+% declines) and 10 bear markets (20+% declines) from past all-time highs.
That's about an average of one correction every two to three years. The average decline during the S&P 500's corrections from all-time highs was 21%, but five of those corrections saw a loss between 30% and 60%.
On average it took the market about 1.7 years to return to a new all-time high, although there were four bear markets that required investors to wait between three years and 7.5 years for a full recovery.
During these market downturns, automatic dividend reinvestment is a great way to dollar cost average into ever-larger positions that will ultimately help maximize your portfolio's size, income, and future total returns.
Knowing that your dividends will buy you greater numbers of lower cost (and thus higher-yielding) shares can provide a nice emotional boost, and help you avoid making costly mistakes like panic selling otherwise great companies at depressed prices.
Finally, unlike when you place a buy order for a stock through your brokerage, reinvesting dividends on autopilot makes it possible to buy fractional shares, helping maximize the power of compounding. Some companies even offer a discount if you participate in their DRIP since it saves them some cash.
For example, Aqua America (WTR), a water utility, allows plan participants to reinvest the cash dividends in additional shares of its stock at a 5% discount. These benefits are not possible without utilizing a dividend reinvestment plan.
But while automatic dividend reinvestment is a powerful tool with many benefits, it's not always right for everyone all of the time.
There are several reasons why dividend reinvestment isn't always right for everyone or every situation. The first is asset allocation, specifically the mix of cash, stocks, and bonds that best meets your individual needs.
Since bear markets are inevitable, unless your portfolio is large enough to allow you to safely live entirely off dividends during retirement, many financial advisors often suggest holding enough cash to cover several years of living expenses in retirement.
Maintaining a healthy cash reserve allows you to avoid selling stocks (such as under the 4% rule) during market downturns. Three or four years is usually long enough for stocks to recover to new highs.
Throughout that waiting period, bonds can help serve the role of providing income, generally fall less during bear markets (they often even rise because interest rates are declining), and can potentially be sold further into a bear market to buy attractively priced stocks to rebalance a retirement portfolio.
If your cash position (think of this as the emergency fund that lets you sleep well at night and stay calm during market downturns) has become depleted, say due to an unexpected medical expense, then taking your dividends in cash to replenish your reserve can be a wise idea.
Whether you are retired or not, it's important to remember that the power of automatic dividend reinvestment is in growing your share count over time. While this strategy can be great for high quality companies you plan to hold forever, increasing your position in certain dividend stocks can be less ideal.
Peter Lynch explained this concept well when he wrote, "Selling your winners and holding your losers is like cutting the flowers and watering the weeds."
If dividends are automatically reinvested into low-quality companies with risky payouts, investors could be throwing good money after bad.
As you can see, from 1972 through 2017, S&P 500 companies that cut or eliminated their dividends delivered an annual return of -0.35% with high volatility (standard deviation) while the equal-weighted S&P 500 Index gained 7.7% per year.
To put it another way, it's hard to build a compelling case to invest in high-risk dividend stocks, much less decide to automatically reinvest the dividends they pay back into more shares.
However, some more adventurous income investors like to carve out a small portion of their portfolio to invest in more speculative income plays. In these cases, it's very important to monitor your position size and overall diversification.
Reinvesting dividends could eventually make the position larger than is desired for your personal risk management rules. Buying more shares on autopilot increases the amount of money you have at risk if things head south for the business. It might be better to take the cash dividends and invest elsewhere.
Our Dividend Safety Score system identifies companies most at risk of a future dividend cut. By reviewing a firm's dividend safety, long-term investors can make better informed decisions about whether a stock is not only appropriate for their portfolios, but also an appealing candidate for automatic dividend reinvestments.
Finally, valuation does matter when investing. Investors who desire to be more active with their portfolios can certainly opt to take dividends in cash in an effort to avoid buying shares of potentially overvalued stocks and manually direct the money into cheaper alternatives. Automatic dividend reinvestments are valuation agnostic, which can be less than ideal if a holding appears to be wildly overvalued.
However, a well-diversified portfolio eliminates a lot of company-specific valuation risk and, as previously mentioned, the market tends to be quite efficient at pricing stocks most of the time. Building up a big enough pile of cash to invest in a potentially undervalued holding also takes time and energy while creating temptation to time the market if you're not careful.
Ultimately, dividend growth investing is about achieving your long-term financial goals. While reinvesting your dividends is a powerful tool that can help you compound your income and wealth faster, it's not always appropriate for everyone or every situation.
Sometimes unexpected expenses come up that might deplete your cash position and emergency fund. In the name of financial security and sleeping well during the next bear market, you might want to refresh your cash position with dividends if you don't have other income sources.
In addition, while DRIPs can be a great way to automate the investment process and thus minimize the risks of making costly mistakes (protects you from yourself), automatically reinvesting your dividends back in the companies that pay them can have its own downsides.
Most notably, the dividend stock may be a speculative, high-risk position that you want to keep a small part of your portfolio, if at all, for the sake of appropriate risk management. Buying more shares of excessively priced holdings is another risk factor.
Overall, our preference is to assemble a portfolio of high quality dividend stocks that can be held forever, so long as their dividends remain safe and their long-term outlooks remain bright. Reinvesting dividends across the board provides growing exposure to these businesses.
Sure, some of the dividend reinvestments will go back in holdings that are somewhat overvalued, but it's easier said than done to identify those situations and act on them in a consistent, profitable manner. Staying the course and maximizing time in the market are more desirable factors to help keep our dividend snowball safe and growing.


Established in 1986 as a ministry of St. Peter's Episcopal Church in Clifton, St. Peter's Haven is a non-sectarian, 501(c)(3) organization operating both a food pantry and transitional family shelter.
At St. Peter's Haven, our mission is to provide food and shelter to families and individuals in need, to prevent homelessness, as well as its recurrence, and to offer stability to the family during times of crisis. Feeding the hungry and sheltering the homeless gives strength and hope to those most in need of nurturing and compassion, at a time when life is at its bleakest.


The space is lightened thanks to the black glass, which prevents it from becoming overloaded. Consequently, the geometry and the design emerge as pure concepts, becoming almost ethereal with the choice of white. The longitudinal layout of the elements make it ideal for use in combined spaces. A versatility which defines its essence, expressed by the universal nature of the materials.


text:
REO Speedwagon - Wednesday, February 8, 2023 - 7:30 pm - 9:30 pm
The Rocket Man Show: A Tribute to Elton John - Wednesday, February 8, 2023 - 8:00 pm
Little River Band - Saturday, February 11, 2023 - 8:00 pm
Sir Rod Stewart - Monday, February 13, 2023 - 8:00 pm
Sir Rod Stewart - Tuesday, February 14, 2023 - 8:00 pm
Guardians of the Jukebox - Friday, February 17, 2023 - 8:00 pm - 10:00 pm
Classic Albums Live - Saturday, February 18, 2023 - 8:00 pm - 10:00 pm
JOHN MELLENCAMP - Tuesday, February 21, 2023 - Wednesday, February 22, 2023 - 8:00 pm - 10:00 pm
Queen Nation - Thursday, February 23, 2023 - 8:00 pm - 10:00 pm
ABBACADABRA - Friday, February 24, 2023 - 8:00 pm - 10:00 pm
The Judds: The Final Tour - Saturday, February 25, 2023 - 7:30 pm
Stayin' Alive: One Night of The Bee Gees - Saturday, February 25, 2023 - 8:00 pm
Glow Pickleball - Saturday, March 4, 2023 - 7:00 pm - 9:00 pm
The Life and Music of George Michael - Saturday, March 4, 2023 - 8:00 pm
MICHAEL BOLTON - Sunday, March 19, 2023 - 7:00 pm - 9:00 pm
Steve Miller Band - Sunday, March 26, 2023 - 7:00 pm
Billy Idol - Tuesday, April 18, 2023 - 8:00 pm
LEONID & FRIENDS - Wednesday, April 19, 2023 - 8:00 pm - 10:00 pm
NATALIE MERCHANT WITH SFSO - Thursday, April 27, 2023 - 8:00 pm