text:
Exclusive: ScoopWhoop CEO's Leaked Email Trying To Clarify The Sexual Harassment Case
Pooja Sareen
Earlier today reports surfaced about a former female employee of Delhi-based ScoopWhoop who had accused co-founder Suparn Pandey of sexual harassment and sexual assault during her two-year tenure at the company. The complainant has also accused the CEO and co-founder Sattvik Mishra and co-founder Sriparna Tikekar of 'abetting the harassment and even attempting to sweep it under the carpet.'
As per the report, a FIR (No. 0117) was filed at the Vasant Kunj (South) Police Station, Delhi, under section 354 A (sexual harassment), section 509 (insulting the modesty of a woman), and section 506 (criminal intimidation). Pandey's application for anticipatory bail was denied today. The court, however, instructed the Delhi police that they will have to provide Pandey with a five-day notice before arresting him.
In response to the case, ScoopWhoop had issued an official media statement stating:
The complaint was forwarded to the ICC immediately on receipt and the same is being inquired as per law. The company is adhering to the rules and regulations set forth by the Hon. Supreme Court of India and the law of the land against sexual harassment at the workplace and the investigation is ongoing. As an FIR has also been filed separately by the complainant, and the police investigation is ongoing, we are extending full cooperation to the police to conduct a full and fair investigation into the matter.
We are fully prepared to accept the findings of the investigations and dutifully take the necessary action if found guilty.
In the FIR, the complainant specified that during her tenure from 2015 to 2017 with the media company, Suparn targeted her with "inappropriate comments and lewd remarks" on multiple occasions. While Pandey's application for anticipatory bail was denied today, CEO and co-founder, Sattvik Mishra wrote an email to the entire ScoopWhoop team highlighting various incidents during the complainant's tenure at the company.
Inc42 got its hands on the email sent by the CEO to the ScoopWhoop team after the news of the FIR spread earlier today. In the email, Mishra highlights the tenure of the complainant and various communications that were exchanged between the founders and the complainant, showcasing that no such issues or complaints were raised by her in any official email. In fact, the emails showcase that the complainant left on a good note thanking all the co-founders.
However, we could not, at the time of publishing, verify whether there were any more email exchanges besides the ones highlighted here.
The contents of the following email have been extracted from the email sent out by Sattvik to the entire ScoopWhoop team and have been reproduced as is without any editing. We have, however, struck out any mention of the complainant's name, email id or designation to protect her identity.
[Email Starts Here]
I would have not spoken about a very sensitive matter that has occurred, if things had not been put out in the public domain. Lives and reputations are at stake, and as the CEO of the company, it is my duty and responsibility to share the facts and provide ample evidence to substantiate my stand. I owe it to you guys!
ScoopWhoop Media has always prided itself on the diversity of its workforce which is highlighted by the fact that all three publications of the company namely ScoopWhoop.com, Vagabomb.com and GazabPost.com are headed by women. Over 45% of our workforce is constituted of female staff (the industry standard is at 27%) and women employees form a crucial part of all our departments, including tech and finance (usually male dominated departments in Indian companies). This is testament to the fact that we have a very healthy gender mix as well as a free, strong and vibrant work culture which every employee takes pride in.
The Complaint
Let me begin by recounting the events of Saturday, 18th February when I got a very disturbing email in which a senior employee accused one of the early members of the company of sexually harassing her in June of 2016. In the same email, she had accused Sriparna (co-founder and Chief Content Officer) and myself of "negligence" and "abetting to this harassment" by not providing her relief against the main accused.
The Internal Complaints Committee (ICC) instituted to handle cases of sexual harassment is investigating into the said matter as we speak. Since by law, the workings of the committee is confidential in nature, I have refrained from delving into details of that on-going investigation. Also, given the grave and sensitive nature of the case at hand, I have refrained from disclosing the name of the complainant and have ensured to keep hidden the complainant's name from all evidence that I have proceeded to furnish in my account below, such as screen grabs of email correspondence, online chat records etc.
For the sake of confidentiality and brevity, the main accusations mentioned in the complainant's notice to the ICC are as follows:
The complainant has alleged that in the month of June 2016, she was subjected to sexual harassment by an early employee of the company
The complainant has alleged that both Sriparna and myself, since the incident, have systematically created an environment of duress for the complainant, which ultimately forced her to resign
The complainant has alleged that she had been constantly pulled up over performance issues and was overburdened with work, in-order to protect the accused
The complainant has alleged that on 31st of Jan 2017, I deliberately asked her to come to office to attend an all editors meeting, even though she was on a sick leave, so I could "corner" and "humiliate" her in front of all the editors, as a result of which she was forced to send in her resignation
At this stage please allow me to delve into the background and provide context and trace back the sequence of events that eventually led to the notice issued by the complainant as mentioned above.
31st Jan 2017: What Transpired In The Editors Meeting
As the new fiscal year was starting from April 2017, I wanted to sit with all the editors of ScoopWhoop Media and give each one of them some constructive feedback around their work and overall functioning. On the 31st of January 2017, I called for a meeting for the same.
I sent an email to all my editors calling for a meeting, to which the complainant replied that she was on sick leave and requested the meeting to be shifted to another day. I told her that I was travelling for the next few days, so I didn't wish to postpone the meeting. I also informed her that if she was feeling unwell, she could excuse herself from the meeting and we could reconvene at a later date.
Below is a screenshot of the email I sent out to all the editors.
The meeting occurred in the main conference room of the office where there were 9 other people present besides the complainant, Sriparna and myself. I began the meeting by addressing the Editor of (Redacted) and the Editor of (Redacted), giving them specific feedback on their sections and asking them to look at newer formats and improve the quality of content to drive better results. Both the editors took the feedback in the right spirit and told me that they will get back with a plan for the same.
Related Article: After TVF, ScoopWhoop Co-Founder Accused Of Sexual Harassment By Ex-Employee
I then proceeded to tell the complainant that she and her team needed to up its game as it was the least performing division of the company. I also gave her examples of publications much smaller than the one she was handling, both from a financial and team strength point of view, who managed to perform much better. The feedback was not received positively and the complainant became defensive and an argument ensued. She continuously put the blame on everything else, from ScoopWhoop's technology team to the general lack of innovation within the company.
At this point, I firmly reminded her that there were other divisions within the company, that were performing exponentially better with the same set of resources. This made her get even more defensive making the conversation extremely animated. I pointed out that my intentions were not to prove her wrong or not address her issues, but to highlight that there was a huge scope of improvement from her and her team.
Post this, I moved on to other members of the team including and in the same tone, told them about the areas in which they needed to improve. Everyone in the room took the feedback in the right professional spirit.
Everyone present in that room, will be able to corroborate the occurrences of that meeting. Was my voice louder than normal? May be. Was I scolding everyone, yes. As the CEO of the company, my job entails holding performance meetings from time to time and hauling up employees when I feel that they have been slacking or can put in more effort or do a better job. Is it wrong for a CEO to pull up and sometimes reprimand his senior employees in case he thinks they're not doing their job right?
I would urge all of you to speak to all the editors who were present in the room on Jan 31st to understand what exactly happened in that meeting.
The Issue Of Performance
The complainant was not performing well professionally over the last 3 months. The publication she was responsible for wasn't growing fast enough. In-fact, her's was the only division within ScoopWhoop Media that has been performing below average. While other divisions grew immensely and exponentially, her division has been stagnant over the past year in terms of unique users. In contrast, the other platforms performed 9x and 5.5x better. In fact, another platform with the same staff strength was continuously growing faster.
It was also alarming to note that a lot of people under her were resigning one after the other. In the last 3 months, almost 5 people had resigned. In fact, two women employees (who reported directly to the complainant) before quitting in early January had confided to an HR person that she constantly felt bullied and disrespected by the complainant. (On learning that the complainant had put in her resignation and was leaving the organisation, one of them withdrew her resignation).
31st Jan 2017: The Resignation
Approximately a couple of hours after the meeting, I got a resignation letter from the complainant. The letter appreciates the work culture at ScoopWhoop and the co-founders, contradicting her accusation of systematically creating a hostile environment in the organisation, forcing her to resign. Below is the screenshot of that email. What's important to note here is the tone of the email.
Post this mail, Sriparna acknowledged and accepted her resignation and wished her all the best in her future endeavours. To which her reply was "Thank you!"
Between June 2016 And January 31 2017
To reiterate, the complainant in her notice dated 18th Feb 2017, alleged that both Sriparna and myself, over a period of the last 7 months, systematically created an environment of duress for her, which forced her to resign. She has also mentioned that she was allegedly pulled up for her performance, overburdened with work, publicly insulted and patronised by Sriparna and myself.
To be honest, I hardly interacted in-person with her during that period.
Let me share some email exchanges between Sriparna and the complainant during that time period. Does any of the correspondence below reek of patronisation or hint at harassment in any way?
By the way, in her complaint, she has said the grievous incident happened to her on the 7th of June 2016. A day after that, she wished Sriparna a very jovial Happy Birthday.
The below screenshot is from September 2016. 3 months into her alleged harassment by Sriparna.
Complainant to Sriparna — Since you've always kept an open channel of communication with me and allowed me to come share my problems with you.
The above email conversation happened in September 2016, during the period in which the complainant claims that she was being targeted. Although the complainant in some cases refers to some of her colleagues in unparliamentary language (for e.g."scumbag"), Sriparna still responded in a professional and polite manner.
The below email screenshot is from December 2016. 6 months into her alleged continuous harassment by Sriparna.
The complainant to Sriparna: Please know that this is just a desperate measure I'm taking to salvage my mental and physical wellbeing, and is not a bearing on any other aspect of my employment at ScoopWhoop… I Love SW. I'm fond of my bosses, and I adore this culture.
The above mail was sent on 7th December 2016, allegedly 6 months into her constant harassment and victimisation. It is also important to note in the above email that the complainant herself has accepted that she wasn't performing well and was slacking because of some personal circumstances. She also mentions categorically that she is fond of her bosses, that's Sriparna and me.
Here are also some chat messages between the two in 2016.
June 2016: The Incident
What happened in June 2016 between the complainant and Suparn? Honestly, I don't know. The complainant was a key member of the senior management, an early hire and we would have done everything to ensure that there was a free and fair enquiry into the matter. She never brought up the matter before till the night of 18th February 2017 in her complaint; a few weeks after putting in her resignation.
As CEO of the company, it is my responsibility to act on any formal complaints set forth by any employee within the organisation. So the question of protecting Suparn does not arise as there was nothing that was formally brought to my notice even once in all that time.
Let me also say this, in spite of all of this…if there is any merit in the case against anyone in the company, strictest action will be taken.
As we speak, the company is doing everything it needs to do to follow the rules and regulations set forth by the Hon. Supreme Court of India against sexual harassment at workplace. We've referred the matter the very next day to the Internal Complains Committee (ICC) which constitutes of three of our most senior and experienced employees and an independent observer who has served on the ICC panel of big MNCs.
3 out of 4 members of the ICC are women.
We are co-operating with Police and are fully prepared to accept the findings of the investigations and dutifully take the necessary action if anyone is found guilty.
[Email Ends Here]
ScoopWhoop was founded in 2013 by Sattvik Mishra, Suparn Pandey, Rishi Pratim Mukherjee, Sriparna Tikekar, Debarshi Banerjee, and Saransh Singh. The company is backed by investors including IgniteWorld, formerly known as Bharti Softbank (BSB), Kalaari Capital and has raised over $5.17 Mn in funding till date.
This news comes just a few weeks after an anonymous blogger accused TVF CEO Arunabh Kumar of sexual misconduct. Post the blog, several women came forward with allegations of inappropriate behaviour by Arunabh. Later, two complaints were lodged at the MIDC and Versova police station against Kumar. Last week, Kumar, however, managed to get interim relief by the Dindoshi Sessions Court in the ongoing sexual harassment case against him.
Incidents like these have brought forward the unspoken harsh realities of workplace sexual harassment. Is this just another exaggerated case of a firing gone wrong or is this the dark side of young entrepreneurs leading large companies cutting corners in the race to become the next startup unicorn? With more and more such cases coming to light, one thing is clear though. It's high time startups and their founders start taking legal and HR processes and requirements more seriously instead of ignoring/outsourcing it as yet another paltry task.
Sexual harassment is a matter of serious legal and public concern. We at Inc42 strictly condemn sexual harassment at the workplace. If you would like to share your story of facing sexual harassment at the workplace and want to bring light to the issue, please drop us a mail at [email protected].
Emails Employee Scoopwhoop Scoopwhoop Founders Scoopwhoop Sexual Harassment Sexual harassment Suparn Pandey TVF TVF Sexual Harassment
Editor and Co-founder @Inc42. Pooja keeps a close eye on ecommerce, agritech, government policies, and numbers are her soul food. She can be reached at [email protected]
After TVF, ScoopWhoop Co-Founder Accused Of Sexual Harassment By Ex-Employee
TVF CEO Arunabh Kumar Steps Down Amidst Sexual Harassment Row
ScoopWhoop Denies Reports Of Scrapping News Operations
By Suprita A.
Mumbai Police Likely To Close Case Against TVF's Arunabh Kumar In The Sexual Harassment Row
FIR Filed Against TVF's Arunabh Kumar On Sexual Harassment Charges
TVF CEO Arunabh Gets Interim Relief From Arrest In Sexual Harassment Row
Mahesh Murthy Granted Anticipatory Bail After Arrest On Sexual Harassment Charges
By Pooja S.
I'm A Creep, I'm Sorry: 500 Startups Dave McClure Apologises For Mistreating Women
https://inc42.com/entrepreneurship/30-minutes-everyday-creative-nobody/
https://inc42.com/buzz/scoopwhoop-sexual-harassment/

redpajama_set_name: RedPajamaCommonCrawl


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The County's Rural Extension Officer is designated by Alberta Agriculture and Rural Development to provide technical support and assistance to producers submitting Stewardship Plan applications.
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For consultation or assistance in submitting a Stewardship Plan application, contact Jill Henry at 780-532-9727.


text:
Konieczki (niem. Elisental) – wieś sołecka w Polsce położona w województwie warmińsko-mazurskim, w powiecie ełckim, w gminie Ełk.

W latach 1975–1998 miejscowość administracyjnie należała do województwa suwalskiego.

Od nazwy wsi pochodzi nazwa ełckiego osiedla Konieczki.

Zobacz też
 Konieczki

Przypisy

Konieczki (województwo warmińsko-mazurskie)

redpajama_set_name: RedPajamaWikipedia


Well, it is time to complete the lines over the river that were a main feature of the Northern Central as it left Northumberland eastbound, going into Sunbury. I cannot duplicate the length of the bridges but we can almost match the appearance at the end of the yard where the station was. This is going to be be a long post as there are so many steps. First I took two Atlas thru trusses - a single for the branch and a double for the main - and modified them to make them look better - not truly Proto 48 but layout grade.
I added guard rails between the tracks using Code 100 steel rail that I had. I spiked them down after drilling holes for the spikes - every seventh tie. I extended them about 10 scale feet past each end of the bridge.
I added some extra spikes at the end for strength.
The next really big deficiency of the bridge is the lack of gussets on the outside of the trusses.
As can be seen here, they have gussets on the inside of the trusses but these gussets do not go up over the girders which would be wrong as the gusset should tie everything together.
The lower gusset is correct in that it covers the whole joint. That big hole is for the male piece on th e bridge deck to go into. A key tip - file those male pieces as they do not fit easily. If you file it, they go right in and make your life a whole lot easier.
The below is the appearance of an outer girder junction with out a gusset. Pretty poor!
So, I made cardboard masters by copying the overall dimensions of the inner gussets to that they would match when looked at from the side. You can see my note that I needed 8 of this one as it is for the upper corner at each end of 2 bridges. The lines gave me a guide for rivets to tie the girders in.
This is the completed .020 styrene gusset with the rivets embossed.
The double track bridge is now complete with gussets installed, bridge painted, deck weathered and bridge footings placed. I used some old Auel bridge footings that I had bought years ago.
Now you can see the single track bridge is done also.The piers are from Scenic Express. I cut two in pieces and meshed the stone work together. I colored the stone based on some pictures a friend of mine took in Pennsylvania last year.
You can see the cut line in the back of the pier. The bridges look nice - with the new gussets and guard rails.
Okay, now we have the opening. The is the yard side of the river. Track is loose, awaiting the bridges.
The east side is mostly laid. I did have to move the branch line slightly to the right as the footings separated the bridges more than I had initially figured.
You can see that I had a pretty good match on the double track bridge. I had only to move the track slightly and the back track had enough flex.
Here it is from the yard perspective. The main looks nice going onto the bridge. Now for the branch line.
Branch line track approaching. This is a temporary track as I will have to lay a wye here to give better access to the turntable to eastbound engines. More on that later.
Hammer at the ready for fine adjustments!
This is especially good as we did have a wreck here last year when a train drifted down the branch unattended and dumped a caboose and 4 hoppers onto the floor through the open gap.
Over view of train heading up the branch.
I am building one of the double track versions of this bridge. When I install the criss-cross the trusses on top of the bridge what kind of adhesive did you use? On a previous build of this bridge some of the trusses came loose. I know the round pin snaps into the hole, but shouldn't glue be used.
Also to paint the steel work, I assume one must remove all the screws under the deck and remove the rails?


text:
Q: Cell array of vectors from matrix I have a matrix of 3xN data, such as:
x = [1,2,3;
     4,5,6;
     7,8,9]

I wish to convert it into a 1xN vector of vectors with each row being a vector, such as
y = [[1,2,3];
     [4,5,6];
     [7,8,9]]

How would I accomplish this?

A: num2cell does just that:
y = num2cell(x, 2); % specify 2nd dimension

The result is a cell array of vectors:
>> x = [1,2,3; 4,5,6; 7,8,9];
>> y = num2cell(x, 2)
y =
  3×1 cell array
    {1×3 double}
    {1×3 double}
    {1×3 double}
>> celldisp(y)
y{1} =
     1     2     3
y{2} =
     4     5     6
y{3} =
     7     8     9

A: The elements of a vector or matrix are by definition scalars, a vector of vectors is not possible in matlab. You could instead use a cell array of vectors  {[1,2,3];[4,5,6];[7,8,9]}

A: In MATLAB, matrices (or numeric vectors as they are the same type) can only have scalar elements, as in your x example.
To achieve your y, you have to use a cell array, which could be created using arrayfun:
>> y = arrayfun( @(ii) x(ii,:), 1:size(x,1), 'uni', 0 );
y =
   {[1 2 3], [4 5 6], [7 8 9]};

You now need to index using curly braces like y{1} for [1 2 3]. Note that you now can't take advantage of the vectorisation which the original matrix could have offered for any mathematical operations later in your code.

redpajama_set_name: RedPajamaStackExchange


text:
Too Close: A Novel
By Natalie Daniels
Read by Clara Salaman and Sara Stewart
Natalie Daniels HarperAudio, HarperCollins 9780062917485
9.10 Hours • 07/30/2019 • 07/30/2019 • 07/30/2019 • 1
In Stock ● Ships in 7-14 days
NOW AN AMC+ ORIGINAL SERIES STARRING EMILY WATSON A haunting, edge-of-your-seat debut psychological thriller about a woman who has been institutionalized for a heinous crime, and the psychiatrist assigned to her case who must uncover the truth beneath the madness. How close do you get before it's too late…? Working as a dedicated forensic psychiatrist for many years, Emma is not shocked so easily. Then she is assigned to work with Connie, a wife and mother accused of a despicable crime. Connie is suffering from dissociative amnesia—or at least seems to be. Now it is up to Emma to decide whether Connie can stand trial for her sins. But there is something about Connie that inexorably pulls Emma into her orbit. Perhaps it is the way she seems to see right through Emma, speaking to Emma's deepest insecurities about her life, marriage, and her own tragic past. And soon Emma begins to understand how Connie's complicated marriage and toxic relationship with her beautiful best friend Ness could have driven Connie to snap—or maybe, she is simply getting too close to a woman who is unforgivable… Alternating between the two women's points of view, before and after Connie's breakdown, Too Close is a masterfully written riveting listen about the powerful—yet dangerous—closeness between women.
NOW AN AMC+ ORIGINAL SERIES STARRING EMILY WATSON
A haunting, edge-of-your-seat debut psychological thriller about a woman who has been institutionalized for a heinous crime, and the psychiatrist assigned to her case who must uncover the truth beneath the madness.
How close do you get before it's too late…?
Working as a dedicated forensic psychiatrist for many years, Emma is not shocked so easily. Then she is assigned to work with Connie, a wife and mother accused of a despicable crime. Connie is suffering from dissociative amnesia—or at least seems to be.
Now it is up to Emma to decide whether Connie can stand trial for her sins. But there is something about Connie that inexorably pulls Emma into her orbit. Perhaps it is the way she seems to see right through Emma, speaking to Emma's deepest insecurities about her life, marriage, and her own tragic past. And soon Emma begins to understand how Connie's complicated marriage and toxic relationship with her beautiful best friend Ness could have driven Connie to snap—or maybe, she is simply getting too close to a woman who is unforgivable…
Alternating between the two women's points of view, before and after Connie's breakdown, Too Close is a masterfully written riveting listen about the powerful—yet dangerous—closeness between women.
"Daniels presents an unflinching, visceral look into the nature of love, fidelity, and betrayal." —Publishers Weekly
"The skillfully generated suspense will keep fans of psychological thrillers engaged." —Booklist
Author Bio: Natalie Daniels
Format: Digital Download Format: CD Format: MP3 CD
Available Formats : Digital Download, CD, MP3 CD
Category: Fiction/Thrillers
Publisher: HarperAudio Publisher: HarperCollins Publisher: HarperCollins
CDs: 8 CDs: 1
ISBN: 9780062935526 ISBN: 9781982662936 ISBN: 9781982662943


Stikeman Elliott's executive compensation lawyers deploy a creative, multidisciplinary approach to executive compensation legal services, rooted in a real-world understanding of our clients' business goals. We leverage our deep expertise in the areas of securities law, corporate governance, employment, pensions and benefits, and tax to deliver innovative, strategic and tax-efficient solutions to Canadian and foreign companies facing the challenges of a competitive market environment and an evolving global regulatory framework.
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text:
Over 4.4 Million People In North East Region Need Food
Mrs Zainab Ahmed, The Minister of state, Budget and National Planning, has made a statement in her keynote address at the launch of the 2016 Global Human Development Report, sponsored by the United Nations Development Programme(UNDP) which in Abuja yesterday that over 4.4 million people who had been affected by the Boko haram insurgency in…"
Moroti Olatujoye
Mrs Zainab Ahmed, The Minister of state, Budget and National Planning, has made a statement in her keynote address at the launch of the 2016 Global Human Development Report, sponsored by the United Nations Development Programme(UNDP) which in Abuja yesterday that over 4.4 million people who had been affected by the Boko haram insurgency in the North East need food, clothing, and shelter. She, however, gave a promising remark when she said that the Government has mobilized available resources to provide the affected citizens with basic amenities.
While thanking the UNDP as well as the bilateral and other multilateral donors and international Non- Governmental Organisations for their support, Mrs. Ahmed said "But a lot still needs to be done. Just as this 2016 Human Development report rightly recognize, global action is needed for Human Development for Everyone in North East Nigeria and the entire Lake Chad region generally".
She said" the current Administration in 2016 developed the Social Intervention Programme (SIP) as part of the 2016 Federal Budget with an allocation of N500 billion. The SIP policy has not only been extended to the 2017 Federal Government Budget but entrenched in the Economic Recovery and Growth Plan: 2017-2020 as Social Inclusion."
The minister "Social Inclusion is conceived in the Economic Recovery and Growth Plan, which was launched by Mr. President a fortnight ago, as fundamental to creating a harmonious, progressive and stable nation."
FG To Create Fresh 360,000 Jobs For Youths In Agric
Over 20m Face Starvation In Nigeria, Three Other Countries – FAO
Amosun Urges Corps Members To Embrace Agriculture Initiative'
Osun Assembly Warns Against Illegal Lumbering


text:
namespace dukat
{
	// Animation Key definition
	template <typename T>
	struct AnimationKey
	{
		enum Mode
		{
			Continuous, Discrete
		};

		float index;
		T value;
		Mode mode;

		AnimationKey(float index, T value, Mode mode = Mode::Continuous) : index(index), value(value), mode(mode) { }
	};

	// Virtual interface used to store different animations in a single container.
	class Animation
	{
	public:
		typedef std::function<void(void)> Callback;
		uint8_t group; // animation group

		Animation(void) : group(0u) { }
		virtual ~Animation(void) { }
		virtual bool is_running(void) const = 0;
		virtual bool is_done(void) const = 0;
		virtual void start(void) = 0;
		virtual void stop(void) = 0;
		virtual void pause(void) = 0;
		virtual void resume(void) = 0;
		virtual void step(float delta) = 0;
	};

	// Animation over a single value.
	template <typename T>
	class ValueAnimation : public Animation
	{
	private:
		// animation keys
		std::vector<AnimationKey<T>> keys;
		int next_key;
		// time since animation was started
		float time;
		// target attribute
		T* attribute;
		// change to attribute per second
		T value_delta;
		// if true will loop animation
		bool loop;
		// if true, animation is paused
		bool paused;
		// called when animation is done
		Callback callback;

	public:
		// Creates a new animation for the attribute provided.
		ValueAnimation(T* attribute) : next_key(-1), time(0.0f), attribute(attribute), loop(false), paused(false), callback(nullptr) { }
		// Creates a new animation with a single animation key specified by time and value.
		ValueAnimation(T* attribute, float time, T value, bool loop = false)
			: next_key(-1) , time(0.0f), attribute(attribute), loop(loop), paused(false), callback(nullptr) {
			add_key({ time, value });
		}
		~ValueAnimation(void) { }

		void set_callback(const Callback& callback) { this->callback = callback; }
		void set_loop(bool loop) { this->loop = loop; }
		bool is_loop(void) const { return loop; }
		bool is_running(void) const { return next_key > -1 && !is_done(); }
		bool is_done(void) const { return (keys.begin() + next_key) == keys.end(); }
		void add_key(const AnimationKey<T>& key) { keys.push_back(key); }

		void start(void);
		void stop(void) { next_key = keys.end() - keys.begin(); }
		void pause(void) { paused = true; }
		void resume(void) { paused = false; }
		void step(float delta);
	};

	template<typename T>
	inline void ValueAnimation<T>::start(void)
	{
		time = 0.0f;
		next_key = 0;
		// compute delta used by continuous animations
		auto next = keys.begin();
		value_delta = (next->value - *attribute) / next->index;
	}

	template<typename T>
	inline void ValueAnimation<T>::step(float delta)
	{
		if (paused)
			return;

		auto next = keys.begin() + next_key;
		if (next->mode == AnimationKey<T>::Continuous)
		{
			*attribute += static_cast<T>(value_delta * delta);
		}
		// next animation key
		if (time >= next->index)
		{
			*attribute = next->value;
			next_key++;
			++next;
			// check if we've reached the last key
			if (next == keys.end())
			{
				if (callback)
					callback();
				if (loop)
					start(); // restart
			}
			else
			{
				// compute new delta for continuous animations
				value_delta = (next->value - *attribute) / (next->index - time);
			}
		}
		time += delta;
	}

	// Animation over multiple values.
	template <typename T, std::size_t S>
	class MultiValueAnimation : public Animation
	{
	private:
		// animation keys
		std::vector<AnimationKey<std::array<T, S>>> keys;
		int next_key;
		// time since animation was started
		float time;
		// target attribute
		std::array<T*, S> attributes;
		// change to attribute per second
		std::array<T, S> value_deltas;
		// if true will loop animation
		bool loop;
		// if true, animation is paused
		bool paused;
		// called when animation is done
		Callback callback;

	public:
		// Creates a new animation for the attribute provided.
		MultiValueAnimation(const std::array<T*, S>& attributes) : next_key(-1), time(0.0f), attributes(attributes), loop(false), paused(false), callback(nullptr) { }
		// Creates a new animation with a single animation key specified by time and value.
		MultiValueAnimation(const std::array<T*, S>& attributes, float time, const std::array<T, S>& values, bool loop = false)
			: next_key(-1), time(0.0f), attributes(attributes), loop(loop), paused(false), callback(nullptr) {
			add_key({ time, values });
		}
		~MultiValueAnimation(void) { }

		void set_callback(const Callback& callback) { this->callback = callback; }
		void set_loop(bool loop) { this->loop = loop; }
		bool is_loop(void) const { return loop; }
		bool is_running(void) const { return next_key > -1 && !is_done(); }
		bool is_done(void) const { return (keys.begin() + next_key) == keys.end(); }
		void add_key(const AnimationKey<std::array<T, S>>& key) { keys.push_back(key); }

		void start(void);
		void stop(void) { next_key = keys.end() - keys.begin(); }
		void pause(void) { paused = true; }
		void resume(void) { paused = false; }
		void step(float delta);
	};

	template <typename T, std::size_t S>
	inline void MultiValueAnimation<T, S>::start(void)
	{
		time = 0.0f;
		next_key = 0;
		// compute delta used by continuous animations
		auto next = keys.begin();
		for (auto i = 0u; i < S; i++)
			value_deltas[i] = (next->value[i] - *attributes[i]) / next->index;
	}

	template<typename T, std::size_t S>
	inline void MultiValueAnimation<T, S>::step(float delta)
	{
		if (paused)
			return;

		auto next = keys.begin() + next_key;
		if (next->mode == AnimationKey<std::array<T, S>>::Continuous)
		{
			for (auto i = 0u; i < S; i++)
				*attributes[i] += static_cast<T>(value_deltas[i] * delta);
		}
		// next animation key
		if (time >= next->index)
		{
			for (auto i = 0u; i < S; i++)
				*attributes[i] = next->value[i];
			next_key++;
			++next;
			// check if we've reached the last key
			if (next == keys.end())
			{
				if (callback)
					callback();
				if (loop)
					start(); // restart
			}
			else
			{
				// compute new delta for continuous animations
				for (auto i = 0u; i < S; i++)
					value_deltas[i] = (next->value[i] - *attributes[i]) / (next->index - time);
			}
		}
		time += delta;
	}
}

redpajama_set_name: RedPajamaGithub


Good news! Serbia has retracted their retraction of evolution from their schools.
The Serbian government has reversed an order to ban Charles Darwin's theory of evolution from schools, following widespread criticism from scientists.
"I have come here to confirm Charles Darwin is still alive," said deputy education minister Milan Brdar.
His boss, Ljiljana Colic, who had announced the controversial policy, had gone "away on business", he said.
I sincerely hope "away on business" is not a euphemism for anything harsher, but this is excellent news for the schoolkids of Serbia.


text:
D&D Character Sheets Dungeons & Dragons Accessory
Inside the pockets of this lavishly illustrated protective folder, you'll find a full set of fifth edition Dungeons & Dragons character sheets for use in any D&D campaign.
This product includes three additional styles of double-sided character sheets giving veteran players options based on their individual play preference and spell sheets for keeping track of their magical repertoire. Each character sheet provides plenty of room to keep track of everything that makes a character unique.
Also included is an introductory character sheet designed specifically to help ease new players into the game.
Fans can use these character sheets to welcome new players to the world's greatest roleplaying game or choose a variant that fits their preferences.
Where can I buy it?
Purchase it at your local game store, book stores such as Barnes & Noble, or online at retailers like Amazon.
Release Date: 20 June, 2017
D&D Newsletter
Sign up to get the latest info on Dungeons & Dragons products, events, and special offers—and help stay informed!
YES! Wizards may send me promotional emails and offers about Wizards' events, games, and services. By clicking "SIGN UP" you agree to abide by our Terms and Conditions, Code of Conduct, and our Privacy Policy.
Player's Handbook
A Dungeons & Dragons Core Rulebook
Release Date: 19 August, 2014
D&D Starter Set
Fantasy Roleplaying Tabletop Game
Release Date: 15 July, 2014


This lottery scam mail claims to be "licensed" by IAGR (International Association of Gaming Regulators). IAGR has stated in their website that they are not affiliated to any company awarding any prize or money.
And ofcourse, e-BAN is not an official lottery operator. The prize money is fake and any fees that you pay to these guys will be gone forever.
Subject: Operator of The e-BAN LOTTERY.
Operator of The e-BAN LOTTERY.


I had plenty of opportunities to screw up. Which I did.
Before I write about the fear of needles, there are two things I need you to know: The first is that the needle stories I'm about to tell you were not my finest moments in parenting. In fact, they would likely be in a top 10 list of my absolute worst "mom moments." I've beaten myself up quite a bit for them but I'm choosing to share so other parents can avoid the mistakes I made.
The second is that my son was not permanently scarred by my idiocy, making me grateful for small miracles.
While I've never enjoyed getting needles (who does?) I've never really been afraid of them, either. But from a young age my son has been fearful and this isn't surprising since in one study over 90% of toddlers and 45% of 4-6 year old children experienced serious to severe distress during vaccinations. Add on a diagnosis of severe allergies at 15-months-old and having to get skin prick tests every few years, on top of regular immunizations… well, let's just say I had plenty of opportunities to screw up. Which I did.
That brings me to my first don't.
The first time he went for skin prick tests, we didn't tell him what was going to happen except to say they were doing a few tests to see what he was allergic to. You can imagine how well this scenario played out when he discovered what the tests entailed while we were in the allergist's office at the hospital.
If you pictured screaming and nurses holding him down, you would be right.
Instead, prepare your child using age-appropriate language and use techniques like this to distract him when he is getting the needle (or in this case, the allergy tests).
Yes; I said this in a moment of frustration and yes, I do beat myself up for it. Trust me, there's nothing you could say to me that I haven't already said to myself 10 times over.
Instead, listen to your child's fears and let them know you understand what they are feeling, and that you will do everything you can to reduce their pain and/or anxiety.
Also, let the nurse/doctor know that your child has a fear of needles. There are things they can do to minimize the pain. The nurse at our doctor's office is spectacular at using distraction while giving a needle, including wearing a rooster hat.
At one memorable doctor's visit, I had taken both my sons for immunizations at the same time. My older son went first with no problems at all. Once he was done, my younger son sat on my lap so he could get his shot.
That's when I looked over at my older son, only to see his face had gone quite pale and he looked like he was on the verge of passing out.
The stress from the anticipation of the needle had made him feel faint. The actual name for it is vasovagal syncope and it's caused by a sudden drop in heartrate and blood pressure because your body overreacts to getting a needle. While fainting itself isn't harmful, it can lead to injuries from falling and/or an increased fear of the needles.
The nurse and I got him into a chair immediately, she gave him a cookie, and he was completely fine shortly thereafter.
Even after the needle is over, always keep a close eye on your child.
If you have a child who is afraid of needles, getting a vaccination in school in front of their friends can be their worst nightmare.
To avoid this, I instead made an appointment with our Public Health Department (See? I learned from my mistakes,) and had it done in an office setting with no schoolmates around. Check to see if this is an option in your area.
Last but not least, read these #ItDoesntHaveToHurt articles which provide useful tips to help parents minimize their child's pain when getting needles.
Learn from my ginormous (but preventable) mistakes, because when it comes to getting needles, it really doesn't have to hurt.
Oh, and let me add: You'll be happy to know amount the of distress and pain reported during needle procedures tends to decrease as individuals get older. Earlier in the year my son had to get stitches and a tetanus shot. I told him what was happening every step of the way, making sure the doctors and nurses knew he wasn't keen on needles, and distracted him throughout and it was a success. Seems that even this old dog can learn new tricks.


text:
Year installed
parktimes Sun, 08/15/2010 - 22:26
Last Season Operated
New for 1977 was the Spinnakker, an Enterprise Style ride built by Intamin. Located just south of the Tower, the ride was composed of swingin gondolas units in which 1 or 2 guest sat. The ride would start parallel to the ground, where it would start to spin around, similar to carousel. It would spin continuously until the capsules were pointing straight out, parallel to the ground. At that point, the ride's arm lifted up to a 90 degree angle, so that the riders were spinning up and down, as with a Ferris wheel. The difference with a Ferris wheel, however, is that the ride spun very fast, and when the gondolas reached the top of the circle, the riders were turned upside down. The spinnaker was a very popular ride at amusement parks. It was a very visual entertainment, especially at night when it was well light. The Spinnakker was removed and installed at Six Flags Fiesta Texas, where it was dubbed the "Wagon Wheel."
Removed Attractions
Intamin
Flat Rides


Depressed Monsters Mystery Boxes & more at DesignerCon!
Don't be depressed, sweet child. For it almost time for DesignerCon. Well, for us it's almost time to fly to LAX. Whilst one half of TTC is sat drinking happy hour beers in Las Vegas, the other half of TTC has a day of travelling to Anaheim today. That doesn't make us depressed, nope. It makes us thankful & joyful but definitely don't ask me the same question when I land at LAX in 18hrs time! Enough about us, lets tell you what Depressed Monsters are bringing along with them to DCon this year.
In 2018, Depressed Monsters are doing something they've never done before and offering you their mini 3inch Yerman as part of their DesignerCon Mystery Box series. There will be Yerman, pins, stickers at least worth up to $30 available in these boxes. With a 1/1 GOLDEN YERMAN being the top prize to find. Each Mystery Box is priced at $20 and will be limited to 60 boxes. You'll be able to find Depressed Monsters and these DCon Mystery Boxes at booth #216 from Friday night!
In addition to these mystery boxes, Depressed Monsters will also have 5.5inch Yerman toys limited to 18 pieces. Each toy is hand-painted and there is only one of each colour available at DesignerCon so once that colour sells, it's gone forever!
They are also going to have a Yerman Bazaar which will feature a gallery of 8.5inch Yerman art toys! Each toy is hand-painted and features an original piece of art. They really want to make designer toys unique at their booth and everyone having a chance to pick up an original art piece that nobody else has is something they're really passionate about!
If that's not all, Depressed Monsters will also have a larger selection of apparel than they have had in years past with some that have been long sold out from their wholesale partners so it may be your last chance to pickup a few of their classic tees they've been holding onto!
Don't forget to check out Depressed Monsters on Instagram to get further insight into their DCon booth #216 HERE.


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Chloroaniline. Vinod Kumar Sharma,' Prem Paul Singh, and Sanjeev Maken. Department of Chemistry, Maharshi Dayanand University, Rohtak-124 001, India.
Aug 1, 1995 - Centro di Studio per la Física delle Macromolecole del CNR, via Selmi 2,1-40126 Bologna, ... Anton Paar digital vibrating tube density meter.
Dec 22, 2011 - Author Present Address. Departamento de Física Aplicada, Facultad de Ciencias, Universidad de Vigo, E-36310 Vigo, Spain.
Molar excess volumes, VE,for m-chloroaniline + benzene, + toluene, + o-xylene, + m-xylene, and p-xylene, m-chloroaniline + benzene + toluene, and m-chloroaniline + benzene + o-xylene have been measured as a function of composition at 308.15 K. VE values for the binary mixtures are negative for all the systems over the entire range of composition and for an equimolar composition vary in the order o-xylene > toluene > m-xylene > benzene > p-xylene. On the other hand while VE values for m-chloroaniline benzene toluene are negative over the whole composition range, those for m-chloroaniline + benzene + o-xylene vary from positive to negative depending on the mole fraction of each of the components.
density/ (pm.cm-9 present work lit.
Introduction A binary mixture is formed by the replacements of like contacts in the pure state by unlike contacts in the mixture. Consequently if interactions in a ternary i + j k mixture are closely dependent on the interactions in i + j , j + k, and k i mixtures, then it appears that it should be possible to predict V:k values of ternary mixture from the corresponding data for constituent binary mixtures.
Experimental Section m-Chloroaniline (Aldrich, purris-quality with a stated purity of >99 mol 5%) was used without further purification. Benzene (Ranbaxy, analytical reagent grade) was purified (I) of thiophene by shaking it with 15% of its volume of concentrated sulfuric acid. It was then shaken with 10% sodium carbonate solution, washed with distilled water, dried over anhydrous calcium chloride, and then fractionally distilled and stored over sodium wire. Toluene, o-xylene, and m-xylene (Ranbaxy, analytical reagent grade) were purified in the same manner as described for benzene except that during shaking with concentrated sulfuric acid the temperature was kept below 30 "C (I)by occasional cooling. The purities of the purified compounds were checked by measuring their densities at 298.15 0.01 K, and these agreed to within A5 X 1odg ~ mwith - ~their corresponding literature values (2-5) as reported in Table 1.
Molar excess volumes for binary and ternary mixtures were measured in a V-shaped dilatometer explained elsewhere (6). The temperature of the water thermostat was controlled to 0.01 K. The change in the level of the liquid in the dilatometer was measured by a cathetometer with a precision of fO.OO1 cm. The uncertainty in our measured VE values is 0.003 cm3 mol-' at the worst.
Figure 1. Molar excess volumes, VE,of the m-chloroaniline (1) + benzene (2) toluene (3) mixture at 308.15 K.
240 Journal of Chemical and Engineering Data, Vol. 39, No.2,1994 sign of VE for m-chloroaniline (1) + benzene (2) + o-xylene (3) mixtures are dictated by the relative proportion of various components.
Acknowledgment The authorswould like to thank the Head of the Chemistry Department for providing laboratory facilities. Literature Cited (1) Vogel, I. A. A Text Book of Practical Organic Chemistry, 3rd ed.; English Book Society and Longman Group: Harlow, U.K., 1950. (2) Few, A. V.; Smith, J. W. J . Chem. SOC.1949,753.
(3) Foniati, A. F.; Glaegow, A. R.,Jr.; Williangham, C.B.; m i n i , F. D. J. Res. Natl. Bur. Stand. 1946,36,129. (4) White, J. D.; Row, F. W., Jr. J. Res. Natl. Bur. Stand. 1932,9,711. (5) Robert, C. W. CRC Hand Book of Chemistry and Physics, 59th ed.; CRC Prees Inc.: Boca Raton, FL. (6) Singh, P. P.; Sharma, S.P. J. Chem. Eng. Data 1986,30,477. (7) Wuniak, J.;Tamir, A. Mixing and Excess ThermodynamicProperties; Eleevier Scientific Publishing Co.: New York, 1978. (8) Singh,P. P.; Nigam, R.K.; Sharma, S.P. Thermochim. Acta 1983, 63, 237. Received for review April 29, 1993. Accepted October 25, 1993.. Abstract published in Aduance ACS Abstracts, December 1, 1993.


text:
Full-Service Influencer Marketing
Influencer Marketing ROI + Analytics
Brand Amplification
The RhythmInfluence Approach
Walmart Home - Back To College
Using Tech to Ensure Brand Safety in Influencer Marketing
November, 16 2021 in Influencer Marketing
Brand safety is no new fad. For years, brands have been hyper-aware of their public perceptions and have worked to ensure they are presenting a clean, family-friendly, and accessible image. While it may seem easy to do— how hard can it be to never say or do anything offensive?— the emergence of influencer marketing has forced brands to not only...
By Katie Paulsen
October, 14 2021 in Influencer Marketing
Influencer Marketing Trends for 2022
Influencer marketing has grown exponentially in the past year and continues to rise with the growth of social media platforms like TikTok. As influencer marketing strategists, we have experience keeping up with a quickly evolving landscape of social content. With leagues of fresh faced Influencers entering the conversation seemingly every day,...
September, 23 2021 in Influencer Marketing
How to Find Influencers to Promote Your Product
When it comes to influencer marketing, the connection between the Influencer and the brand has the power to make or break any campaign. Historically successful campaigns are remembered for how well the brand and Influencer worked together to produce content that not only emulated and effectively communicated the ethos of the brand, but that...
By David Neuman
Measuring the Long-Term Impact of Influencer Marketing ROI
Influencer marketing campaigns are like the gift that keeps on giving. Once you've completed a campaign, they live on in perpetuity online. As they continue to be discovered and engaged with online, they bring new audiences and attention to your brand with no effort from your brand's marketing team.
By John Babcock
August, 31 2021 in Influencer Marketing
5 Ways that Brands can Work with Influencer Marketing Companies
Once you decide that influencer marketing is the way forward for your brand (along with 75% of marketers), your team will need to decide: to use or not to use an influencer marketing company?
Social Media Platforms, Influencer Marketing
August, 24 2021 in Social Media Platforms, Influencer Marketing
Top TikTok Influencers Who Helped Launch New Brands + Products in 2021
TikTok is one of the fastest growing social media platforms in recent history. In the first quarter of 2020 alone, TikTok saw 315 million downloads— the most in a single quarter for any app, ever. Shortly after that landmark growth, TikTok surpassed 2 billion lifetime downloads. Now, halfway through 2021, it's estimated that the platform sees ...
July, 26 2021 in Influencer Marketing
How Celebrities are Pairing with Brands for the Greater Good
For brands looking to make the biggest splash and the most headlines with their influencer partnership, there's nothing executives like to see more than partnering with a celebrity. However, the process of partnering with a celeb is not as straightforward as partnering with other influencer tiers. It requires a deeper understanding of the...
June, 30 2021 in Influencer Marketing
What Virtual Reality Influencers Mean for Brands
Influencer marketing is a living organism. Every few months it evolves and grows into a new, more advanced form of its old self, and strategists are left running around trying to navigate these changes and include them in their progressive marketing campaigns. The latest evolution of influencer marketing is the pivot to virtual reality...
Influencer Marketing, Strategy
June, 14 2021 in Influencer Marketing, Strategy
Influencer Outreach Strategy by Platform [+ Templates!]
No two influencer marketing campaigns look, feel, or sound the same. But every single one begins with the same moment: the first point of contact between brand and Influencer. Not to scare you, but this moment of Influencer outreach has the power to make or break your next campaign before it even starts. Too scary? Here it is again from a less...
By Caitlin Lucey
June, 9 2021 in Influencer Marketing
Why You Should Use a Managed Service Provider for Influencer Campaigns
Once you decide to run an influencer campaign for your brand there are a few big decisions right upfront. Primarily, you'll need to decide if you are going to work directly with an influencer marketplace, partner with a managed service provider, or run the whole thing on your own.
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I am excited to share a new pack with you that I designed after my Sight Word Pack (thank you Beth for your help on this one!) This Simple Sentence Pack is designed to teach students to read and write simple sentences. Each sheet contains a sentence to read, trace, write, draw, and cut and paste.
I have recently added (see blog post here) a second and third addition to this pack, each containing 25 more sentences. You can also purchase the three sets, 75 sentences in all, as a bundled pack at a discounted rate!
I'd LOVE a copy :-) Thanks soooo much!!!
I LOVE this product! I would really like to add it to my morning work routine! I'll have to put it in my wishlist!
This is awesome! Adding it to my Wishlist!
This resource looks awesome for differention- kids whor are ready to build a sentence while others can only handle building the word. I'd love this resource- my k class is spread from level 3 kids reading level k books to only knowing a few letters (6) and everything in between!!!
Ok I'm back and I promise I'm not stocking you...LOL Yay! I figured out how to add the button. Whoo-hoo!
So cute, Michelle! Hope you're having a great end to your Fall! Enjoy your Thanksgiving!!
I love the programmable option!
This is great and I feel my daughter will benefit from this immensely, I live in the UK London and would like to get a copy of yr bumper pack. What's the best way?
I would love to have a copy of this, my kinders are really struggling this year. This would make a great addition to our morning routine and I believe it would help with their reading skills as well.
my colleague was wanting IRS Instruction 1023 last month and used a website that has an online forms library . If you are interested in IRS Instruction 1023 as well , here's a "http://pdf.ac/7SZCEg"
Good article on the topic Simple Sentence. Full credits to the author of this website and the post in specific.


text:
Jennifer Lopez Reveals 'Mindful' New Year's Resolutions: 'To Be the Best Mother I Can Be'
Sydni Ellis
Sydni's Most Recent Stories
January 11, 2022 at 11:31am AM EST
Jennifer Lopez/Elizabeth Goodenough/Everett Collection Elizabeth Goodenough/Everett Collection
Jennifer Lopez is reflecting on her "mindful" New Year's resolutions — and one includes being the best mother possible (can't we all relate?). "I was just thinking, before I head to workout, what my intentions are for this year," the pop star mused in a Monday Instagram video. "Just thinking about being really mindful of what I want my life to be."
Related story Ben Affleck Says His 'Famous Bomb' of a Movie Gigli Was a 'Gift' Because He Met Jennifer Lopez
One of those intentions: becoming "the best mother I can be."
With the goal of being "better than ever mentally, physically, spiritually, emotionally," Lopez's intentions include "…the best mother I can be, the best partner I can be, the best friend I can be, the best daughter, sister, boss, person that I can be."
Lopez is mom to twins Maximillian David and Emme Maribel, 13, with her ex-husband Marc Anthony. Since rekindling her romance with Ben Affleck last year, the couple has been spending time with each other's families (Affleck shares Violet, 16, Seraphina, 13, and Samuel, 9, with his ex-wife Jennifer Garner), often during group activities like seeing the play Hamilton, going trick-or-treating, and shopping.
Last month, a source close to the couple told Life & Style that the two are "thriving as a blended family" and make sure "all the children have a say in family outings so that no one feels excluded."
At the end of the video, Lopez encouraged fans to comment by sharing their own goals and intentions for the New Year. "…Maybe we can do them together," she suggested.
These celebrity moms have opened up about their struggles with postpartum depression.
mama y mas
mamaymas


since the maestro install rap shuts off if any door is opened.
I believe you called into tech support and we're working with you on it?
A fix will be posted here once we have one, for anyone else who comes across this.


text:
Carriera
Con  ha disputato i Giochi olimpici di Tokyo 2020, i Campionati mondiali del 2018 e due edizioni dei Campionati americani (2017, 2021).

Collegamenti esterni

 Scheda su fiusports.com


What Is A Good Amount Of Life Insurance?
A good amount of life insurance for you to purchase will depend on your situation and your goals that you want your life insurance to accomplish.
You'll want to consider how much money you earn annually, your amount of debt and savings, what your monthly expenses are and what you want to accomplish financially for your family in the future.
One of the easiest ways to determine how much is a good amount of life insurance for you is to use a life insurance needs calculator. With a life insurance calculator you just answer some questions about your financial situation and you receive an accurate, instant estimate of your life insurance needs.
That way, the amount of life insurance you choose to buy is based specifically on your own personal situation.
When it comes to buying life insurance, one of the most important questions to ask yourself is "how much life insurance do I need?"
In order to determine the right amount of life insurance you can use a life insurance needs calculator.
5. Amount of life insurance you already own.
Usually, a life insurance company will allow you to buy up to 10-20 times your annual income in life insurance. So, if you earn $50,000 per year, you may be able to buy up to $1,000,000 of life insurance.
However, the life insurance company does ask you on the application if you already own life insurance, and if so, how much life insurance you own.
The insurer wants to make sure you aren't over insured.
And, you really don't want to buy more life insurance than you can afford, because if your financial situation changes, and you can;t make your premium payments, you may lose your life insurance coverage when you need it most.
How Do I Calculate How Much Life Insurance I Need?
When it comes to buying life insurance coverage to protect your family's financial future, one of the most important questions to consider is - How much life insurance do I need?
You want to make sure you buy enough life insurance to provide the financial security your family will need in case you are no longer there to provide for them.
But, you don't want to buy more life insurance than you can afford.
First, consider how much money you will need if the insured person were to die. How much does that person earn in a year, and how much would you need to invest and ear interest that would replace his/her income?
Then consider how much debt you have and how much money you have saved. Also, consider all of your living expenses and financial goals for the future, such as, putting your children through college.
A quick and easy way to determine an accurate figure for the amount of life insurance you need is to use a life insurance needs calculator.
It's quick and easy, and you just answer some questions about your financial situation and receive in instant, accurate estimate of your life insurance needs.


text:
iPhone, iPod touch capture US video game market share
Posted by dsellers | Mar 23, 2010 | MacTech News, Uncategorized |
More than 30,000 games have been released in the iPhone App Store since its launch in July 2008, according to the Flurry (http://www.flurry.com). With titles that consistently dominate the Top Paid and Top Grossing lists, there's no question that the games category is the most lucrative category in the Apple Apple Store, says the research group.
A new Flurry report looks at how Apple has affected the market share of U.S. video game and portable game revenue since the introduction of games sold through the Apple App Store for the iPhone and iPod touch. Using publicly available market data, provided by NPD (mostly through Gamasutra's Behind the Numbers series), Flurry calculated U.S. console and portable game software sales for 2008 and 2009.
The research group also estimated Nintendo DS and Sony PlayStation Portable game software sales, which make up the significant majority of the portable category, in order to compare these to iPhone game sales. Flurry estimates iPhone game sales using a combination of data made available by Apple and using ratios and calculations from an aggregated set of data that the research group tracks through our analytics service.
Flurry began with a look at the U.S. gaming market, which NPD defines primarily as console and handheld. Computer gaming, which has been declining over the last decade, and is currently approximately 5% of the total U.S. market, is not included. Also, for this analysis, Flurry ignored online gaming revenue (e.g., virtual goods and subscription fees from social networking games and massively multi-player online games).
NPD Group shows that combined U.S. console and portable software revenue was approximately US$11 billion and $9.9 billion in 2008 and 2009, respectively. After estimating portable sales, Flurry was able to back into console revenues. The research then added their estimates for iPhone game revenue, detailed later, which total $115 million and $500 million for 2008 and 2009, respectively.
With these figures, Flurry's main finding is that the iPhone (and iPod touch) is a gaming platform to be reckoned with. Controlling 5% revenue of a $10 billion industry in just a year and a half is significant. From a market share perspective, console games lost ground to portable platforms and iPhone. While the downturn in the economy may have dampened sales of the more expensive console games category, there's no denying that iPhone has generated substantial revenue and entered strongly into a mature industry.
More interesting to us than iPhone's impact on U.S. gaming was its impact on the portable category, which Flurry estimates totaled $2.25 billion and $2.55 billion in 2008 and 2009, respectively. Michael Pachter, managing director at Wedbush Morgan Securities and a prominent video game analyst, suggests "iPod touch is the most dangerous thing that ever happened" to game publishers.
As prices come down for the iPod touch, and games sold through the Apple App Store continue to have lower price points, more of the young gaming generation may switch to Apple devices over Sony PSP and Nintendo DS for gaming, says Flurry. Further, Apple has squarely positioned the iPod touch as a gaming machine.
From what the research group calculates, consumers are downloading iPhone games in droves. Comparing iPhone against Sony and Nintendo games sales shows that Apple has taken nearly one fifth of the portable market in 2009, largely at the expense of Sony PSP. With Sony PSP Go, Sony's latest effort to revive its portable sales, having fallen short of expectations, Sony finds itself now challenged by two competitors in this segment.
Looking forward, with the iPad set for an April release, the traditional gaming giants may yet again be disrupted by Apple. With companies like Electronic Arts and Gameloft joining Apple on stage during its January unveiling of the iPad, the tablet device will enjoy elite game publisher support on day one, says Flurry.
Further considering data that Flurry released in its latest Smartphone Industry Pulse report, where the research group determined that more than one third of iPhone game developers come from the traditional gaming industry, Apple has already established broad third-party game publisher support. With the iPad featuring a larger screen and more processing power, games on the tablet take a step closer to computer and console gaming. Unless the other major video game platform providers (i.e., Sony, Nintendo and Microsoft) respond accordingly, Apple could continue to roll up video game market share, says Flurry.
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"I'm treating this like a brand new campaign after winning the primary," Miller said.
Lytton, a former Anacortes School Board president, spends 12 months a year working on state issues, especially education.
Education will loom large in 2015, when legislators write the 2015-17 budget while confronting a state Supreme Court order to give billions of dollars more to K-12 schools.
The representative said she has been working with Democrats and Republicans in both houses to come up with a solution to the McCleary decision, as the Supreme Court ruling is called.
"In forums what I'm hearing about is McCleary," Lytton said on Wednesday, during a week in which she was attending a different candidate forum every day.
"I'm also hearing a lot of questions about, 'How do we have a balanced budget, not just with the dollars but with the services we deliver?'" Lytton said.
Spending billions more on education while maintaining health and human services will require new "revenues," Lytton said, which can be a less divisive way of saying "taxes." House Republicans have consistently balked at raising taxes and support a "fund education first" budget that could result in cuts to some services.
Emphasizing a particular social service, Miller said home-health care should be funded so people have the option of staying home instead of going into assisted living.
Miller wants to keep fuel and utility costs down, and spur job growth, particularly in manufacturing and movie production.
As of Thursday, Oct. 9, Lytton had raised $77,678 for her campaign. Because her race isn't competitive, she has spent less than $4,000 on voter outreach. She gave $30,000 to the House Democratic Campaign Committee, which has contributed to more competitive races and paid for polls, databases and the like.
On a small budget, Miller has been able to mail fliers to voters and get yard signs to supporters in Skagit and San Juan counties.
Miller doesn't see himself at a disadvantage.
* Miller is not required to report contributions because he said he will raise no more than $5,000.


Check off your National Parks Bucket List with this Double Sided Paper by Scrapbook Customs! Included in the package is one 12" x 12" sheet featuring a checklist of National Parks organized by state on one side and a pattern of "National Park adventure" and logo on the other. Made in the USA.


text:
Deerhunter turn fourpiece again
by Tibi Puiu in Indie, News
Aug 31, 2007 0 Comments0 LikeLike 1,293
A few days ago it was sadly announced, via the bands MySpace, that their lead guitarist Colin Mee has left the band and that they are now once again a four piece band. Apparently the reasons why Colin left the band were that the tours were a "strain on his schedule" and the what the band "stood for in the media didn't reflect anything about his tastes or values". The band have already played a gig Washington DC with out the guitar player, frontman Bradford Cox assuming the role as lead guitarist on his Fender Jazzmaster. Here's what Colin had to say about the situation in a interview for Pitchfork.
"What happened was that initially I told them that I couldn't play a couple of shows that we had booked next weekend in Portland and Seattle because it was too much of a strain on my schedule. It wasn't necessarily my intention to quit.
"Brad basically reacted by saying that if I did that I was giving up my position in the band, which is pretty much what I expected. I told them that I thought the last few shows we did were a little subpar and I figured they could still do the shows without me and get paid or whatever if it wasn't going to be good even if I was there. I just felt that we had booked too much stuff to support one album just because of the money that was being offered us and whatever networking opportunities went along with that, which I was never involved in.
"By the end of the year we would have toured with basically the same set six or seven times over a two year period, which I would have been fine with, but this particular few weeks was just too much for me considering my other time commitments.
"This sense of being overwhelmed was exacerbated by the fact that I felt we were receiving (and creating) too much press that had nothing to do with any new music being created. I don't want to be overexposed. I don't want the world to know what our excrement looks like or what we are selling on eBay or whether we got robbed. I think that it devalues the music and it is just a way to maintain attention when the music should just speak for itself.
"I understand that is not the way the media works but I found it disgraceful and sensationalistic. I felt misrepresented and that the band was being portrayed as opportunists. I was willing to tolerate it, however, but I am not going to put my life on hold for this."
Deerhunter fans can rest assure, as the band won't dissolve or anything and their gigs schedule will be unchanged.
Tagges: Deerhunter
Tibi is the co-founder and current editor in chief of ZME Music. He's had a passion for music since when he can remember, but since he lacks the necessary skills to make music, he decided to simply mix in another passion of his: writing.
Thanks to the marvels of the Internet, anyone can voice out and, in time, Tibi has helped a lot of artists and made a lot of friends by following his double passion for writing and music.
View all articles by Tibi Puiu
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In Talmudic times, a Jew whose performance of mitzvot was typified by going above and beyond the letter of the law was referred to as "chasid." These (pre-modern) Chasidim used to spend tremendous amounts of time in prayer and only a few hours a day in Torah study. But, the amount of Torah knowledge they gained in those few hours of study was inordinately greater than what the average person would have gained in the same amount of time spent in intensive study. The reward for their intensive prayer schedule was that the time spent studying Torah became "quality time" and their studies were blessed.
In the Mishna (Avot) Rabbi Yaakov is quoted as saying that one hour of repentance and good deeds in this world is greater than the entire time one will live in the World to Come. What does this mean?
On the simplest level, Rabbi Yaakov is telling us that quality time counts. Through spending even just one hour in teshuva - returning to and reconnecting with G-d - and the performance of good deeds, we will appreciate awesome revelations of G-dliness in the Messianic Era. In fact, all the G-dliness we will experience in the times of Moshiach can be acquired through making every second and minute of a Jewish hour count here and now.
This path to spirituality is even apparent in Isaac's preoccupation with digging wells. A well is made when one digs and uncovers the water that was always there, albeit in an unrevealed state. Isaac did not bring the water to the well from an outside source; he merely removed the soil and rocks so that the water could flow forth on its own.
From Abraham we learn how to elevate the physical world through studying Torah and performing mitzvot, causing the Divine light to descend and illuminate our surroundings. We also learn from him the obligation to spread the knowledge and appreciation of G-d through our own example and influence on others.
But this in itself is not enough. We must also learn from Isaac how to "dig wells" - how to uncover and reveal that spark of goodness and spirituality which exists within ourselves and every Jew. It is not sufficient to merely teach others about G-dliness; we must also know how to dig under the surface and reveal the "pintele Yid" - the inherent faith in G-d and spark of holiness - which is our birthright.
The following were written to the Prisons Department of the Lubavitch Youth Organization and were published in their bulletin to Jewish prisoners "Reaching Out."
Some years ago, I used to be a "guest" of BOP Waseca, in Minnesota. Not only were you kind enough to send me the Reaching Out bulletin every month and to write personal letters of encouragement to me, but you also sent me books, as well.
I am writing to tell you that I moved to Israel last year. My wife and I live in an apartment in the Shomron. We are struggling in order to adjust to this new life, but we know that soon all Jews will move here when Moshiach arrives.
I would like to ask for a favor. I would like to start getting issues of Reaching Out once more. Even though I am here in Israel, I can never forget the struggles of my fellow Jews in prison.
About a year and half ago, after spending 13 years in prison, I was on the verge of being released from prison. Yet, because of some bad choices I made, I got myself involved in a situation I had no business getting involved in. I took full responsibility for my involvement, and tried dealing with the setback of having to wait even longer to get out. As hard as it was, nothing prepared me for what I was about to deal with and have been dealing with for about seven months now.
In December, I started to have pains all over my body. I saw the prison doctor. They ran some blood tests and then I was sent to a specialist at the Iowa City Hospital.
The doctors informed me that I had two different types of lymphoma cancer. I was told that it might be only a matter of months before this cancer took its toll. Yet here I am, thank G-d, seven months later, and feeling rather well.
I spent over three months in the hospital undergoing chemotherapy and recovering from those treatments. There have been many times I just felt like giving up. Every time I thought the worse was over, something else would come up that was even worse and harder for me to deal with. I really have been tested.
Although at times I felt like giving up, I didn't, thank G-d. While at the hospital I was lucky enough to have daily visits from Rabbi Blesofsky, emissary of the Lubavitcher Rebbe in Iowa City. Through his support and guidance and the support I was blessed to receive from friends, family, and yes, staff members here at the facility, I was able to keep my faith, stay strong and focused on getting well.
No matter where a Jew may be, G-d is always there with him. I truly believe that G-d only puts us through things we can handle. You would be surprised how much strength and will power each and every one of us has. What may seem as bad fate or a catastrophe in one's life, may truly be a blessing in disguise. It's up to the individual to work at uncovering that blessing.
Instead of letting this cancer, G-d forbid, get the best of me, I have chosen to use this cancer to become a better person and stronger in my faith. I pray each day, and every morning that I am able to recite the "Modeh Ani" is truly a blessing and a gift. I try to cherish each day and make the most of it.
To all fellow Jews who are unfortunately incarcerated, from someone who has been dealing with being locked up for over 14 years and having to deal with a life threatening illness, I beg of you to stay strong and cherish life which is truly a blessing. And believe me, G-d has many great things in store for all of us. Don't ever lose your hope and faith!
On Aug. 12 Chaplain Brown notified me that I had been denied religious participation in the Kosher Diet Program at this facility. When I inquired why, she told me, "The answers to the written test weren't good enough." It will take about a year until I can retake the test!
I am totally at a loss. I do not know how to fight a system this large and complex. The Food Service Director at this facility regularly discriminates against Jewish female prisoners. She views the kosher food as "expensive." She regularly harasses Jewish prisoners by denying access to kosher meals or holiday observances like Chanuka and Passover.
Ironically, the religious requirements for Muslims at this facility are followed without any difficulty. During the month-long Ramadan fasting they have together the celebration festive meal. Only Jewish prisoners are expected to "pass a test" to prove that they are Jewish, while Muslim prisoners are not required to pass any tests.
I need your assistance desperately to fight the discrimination around me. Please help the Jewish Women prisoners at this facility.
Thursday night something wonderful happened. Rabbi Rapaport appeared like a "mirage" out of nowhere and came right up to the unit to see me. Never mind that it is a miracle by itself but he also handed me tzitzit. He also brought the book that Menachem and I wanted to study together and the beautiful calendar.
Thank you very much for sending these through Rabbi Rapaport. I am not a person who gets mushy, but you have touched my heart by sending these.
You have no idea how great I feel that not only can I put on tefilin every day and pray, I can also wear my tzitzit. Maybe, just maybe, I can look myself in the mirror again, and not just see the old "con man" I always see, but a Jewish person instead.
Rabbi Rapaport is working very hard under very difficult circumstances here and he creates small and large miracles for us every week. I acknowledge the fact that G-d works in mysterious ways and leave it at that.
This fall, nearly a dozen young couples have moved to cities throughout the United States as emissaries of the Lubavitcher Rebbe to open new Chabad-Lubavitch Centers or to strengthen existing programs. Among them are: two Chabad on Campus programs, one at Florida International University under Rabbi Levi and Sashi Friedman and the second at the University of Washington under Rabbi Elie and Chaya Rochel Estrin; two new centers in California, one in Oceanside under Rabbi Baruch and Nechama Greenberg and the second in S. Clemente under Rabbi Mendel and Tzippy Slavin; three young couples arrived in Texas to strengthen the existing educational programs there, Rabbi Peretz and Michal Shapiro and Rabbi Zvi and Aidy Drizin in Dallas and Rabbi Chaim Boruch and Sara Alevsky in Plano.
Your letter was received with some delay, and because of the urgency of the matter, my reply was conveyed to you over the telephone.
I received your letter of Jan. 12th, with enclosure.
As requested, I will remember you in prayer for the fulfillment of your heart's desires for good in the matter about which you wrote.
There is surely no need to emphasize to you at length that all blessings come from G-d, and the channel to receive them is through the everyday life and conduct in accordance with His Will. Therefore, every additional effort in matters of Torah and Mitzvoth [commandments], though a "must" for their own sake, widens these channels.
In your situation, it is particularly important to be extra careful in the Kashrus of foods and beverages, within the general framework of adherence to the Jewish way of Torah and Mitzvoth.
May G-d grant that you should have good news to report in all Above.
P.S. Many thanks for your card and good wishes of Jan. 4th, with enclosure. May the zechus [merit] of your tzedoko [charity], for which receipt in enclosed, bring you and yours additional Divine blessings in all needs.
I acknowledge, with an apology for the unavoidable delay, your telegram, and I am gratified to note your commitment in every way possible to spread Yiddishkeit, etc.
Since we have the assurance that when a Jew makes a firm resolution to do a good thing, G-d opens special channels and capacities to carry it out fully, may this be so also in regard to your pledge. Of course, this implies G-d's assured blessings for peace of mind and good health, with no problems, to be able to accomplish what must be without distractions and in a growing measure.
I was greatly impressed with the report on the Second European Convention, including the speeches, photographs, etc. Since you have such good material, it would be well to consider the idea of publishing it, with appropriate supplementary material, at the earliest possible date, in the form of a Pictorial Report or Album of the Convention.
Needless to say, it should be attractive not only in content, but also in external appearance, artistic design, etc. Such a publication would undoubtedly generate considerable interest among those who personally participated in the Convention, for whom it would be a lasting momento and a decorative volume to have on the bookshelf, and it would also be of interest to many who did not participate in the Convention.
I do not know if such pictorial reports are customary in England. But Chabad/ Lubavitch does not hesitate to make "innovations" and pioneer in activities designed to promote Yiddishkeit.
Needless to add, the above project, even any title mentioned above, is only a suggestion, and it is entirely up to you to make final decisions and changes that may make it more effective in achieving the central objective of promoting the activities of the Neshei for strengthening and spreading Yiddishkeit.
This mitzva is based on the verse (Deut. 8:10) "When you have eaten and are satisfied then you must bless G-d" The Torah commands us to thank G-d after every meal.
This mitzva is based on the verse (Gen. 17:10) "Every male child among you shall be circumcised" G-d commanded that all Jewish males be circumcised. Circumcision is called a brit, a covenant, connecting our people G-d. Through our performance of this mitzva, we establish this bond with G-d.
The twentieth of Cheshvan, this year corresponding to Thursday, November 4, is the birthday of the Rebbe Rashab, Rabbi Sholom Dovber.
The Rebbe Rashab, born 144 years ago, was the fifth leader of Chabad/Lubavitch.
The Rebbe Rashab was universally known for his steadfast defense of Torah true Judaism in Czarist Russia and for his establishment of the Lubavitcher Yeshivah, Tomchei Tmimim, in the town of Lubavitch in 1897. The Rebbe Rashab also worked diligently to implement the virtue of Ahavat Yisrael (love of a fellow Jew) among all Jews. On the holiday of Simchat Torah, in 1898, the Rebbe Rashab recited a Chasidic discourse entitled "Heichaltzu," literally meaning "arm yourselves." The discourse delves primarily into the spiritual roots of baseless hatred. However, the essence of the discourse was to foster love and unity among all Jews.
The Rebbe Rashab states in the discourse: "One must assume that the other person is good in every respect. One should not view others in terms of one's own [experience], for one must judge every man positively and firmly believe he is surely better than oneself. Hence, one ought to be deeply distressed by the suffering of one's fellow..."
In the merit of the Rebbe Rashab let us all do our utmost to abolish senseless hatred and foster true, unblemished love for our fellow Jews, which is certainly the precursor to the final redemption, the coming of Moshiach Tzidkaynu, speedily in our days, NOW.
Rashi comments that the phrase "For I know him" implies love and affection for Abraham. G-d loved Abraham because He knew that Abraham would teach his children to follow in his footsteps. As great and impressive as Abraham's worship of G-d was, more worthy of merit was the fact that he could be counted on to instruct others.
When G-d bestows wealth and abundance on a Jew, he must honestly judge himself and ask: "Am I really worthy of all this goodness? What have I done to deserve these blessings?" When a person is thus honest with himself, it will cause him to realize that the sharing of his wealth with those less fortunate is truly tzedaka - righteousness.
The Talmud states: Three tzadikim were given a taste of the World to Come in this world - Abraham, Isaac and Jacob. In the World to Come, the prophecy - "the female will surround and encompass the male," and "a woman of valor is the crown of her husband" (Proverbs) will be fulfilled. Abraham was given a glimpse of this when G-d told him to heed the words of Sara, who was an even greater prophet than he.
Rashi explains that the entire reason for G-d's appearing to Avraham was for the purpose of "visiting the sick." From here we learn the greatness of the mitzva of visiting the sick.
In a small corner of the vast expanse of Russia there lived a Jewish innkeeper. In appearance, there was nothing special about him. He dressed like a peasant and spoke like a peasant. But this simple, earthy man was admired and respected by villagers all over his district. It was known to one and all that he was in reality a holy man, a miracle worker. Whomever he blessed, was sure that the blessing would be fulfilled.
So, after a time, the reputation of the innkeeper wonder-worker spread, until word of him reached the Rebbe of Apta, who then lived in Mezibuzh. The Rebbe became curious to meet this man and learn his secret. If the man was, indeed, as simple as they all said, then whence his mystical power?
The Apter Rebbe harnessed his horses and went to the tavern. When he arrived, he looked the tavern-keeper up and down, but could perceive no nuance of greatness in him. He studied his movements, but saw nothing remarkable in anything the innkeeper did. Finally, the Rebbe approached the man and questioned him, "Tell me, please, from where are your special powers? Why does Heaven grant all of your blessings?"
The man smiled, and replied straightforwardly, "My powers come from my faith in G-d which is as strong as a mighty oak.
"Since my youth, I have always trusted in G-d, and no matter what ever happened to me I was always certain that it would be ultimately for the best, since it came from G-d. I never despaired and I always gave charity generously, particularly when times were tough.
"As for guests, I have always kept an open house and treated passersby with the greatest hospitality."
The innkeeper paused and then continued. "One night, when I had a house full of guests, there came a knock at my door. It was a messenger from the poretz (landowner) saying that I was to appear before him at once or else he would have me thrown into prison.
"Now, I had a problem, for I had a lot of hungry people to feed. If I left at once, they would probably go to bed hungry. I stayed and took care of my guests, putting my trust in G-d that no harm would come to me.
"Only hours later, after my guests were comfortably in their rooms did I venture out to meet my landlord. When I arrived, he was brimming with goodwill; apparently he had had a change of heart. Not only didn't he throw me into jail, but he greeted me like an old friend. Everything worked out all right.
"Whenever I put my trust in G-d, I have nothing to worry about. Two years ago I lost all my money. I had no trouble maintaining my faith, but it was a different thing for my family. They were desperate and begged me to go and find a partner. They could see no other solution.
"This was against my own ideas. Why should I suddenly begin to rely on flesh and blood when all my life I had trusted only in G-d, and He had never let me down? In the end, I couldn't hold out against them, and so, I set out to find a business partner.
"I walked through the green countryside that was bursting with G-d's goodness and bounty, red apples here, luscious grapes to the other side, contented cows grazing lazily, and I stopped in my tracks. My heart was almost bursting with my love of G-d, and my trust in Him had never been greater. Could not the One Who created all of the beautiful greenery and sustained it eternally also care for me and my little family? Why was I seeking out some human being to lift me up from all my troubles. I raised my eyes to the heavens and prayed, 'G-d, You are the Creator and Sustainer of the Universe, please grant my prayer. I have lost all my money, and I cannot operate my inn. My family tells me to get myself a partner, a mere mortal of flesh and blood. Why can't You become my partner? We'll split everything down the middle. Your half, I'll distribute to the poor, and my half, I'll use to support my family.
"No sooner had I finished, when I felt something in my pocket. I reached for it, and to my astonishment it was a silver coin of such value that I had never owned one like it. And I knew that G-d had accepted my proposition; we were partners, and this was the first profit.
"With this coin I replenished my stock and resumed my trade. When the first profits came in, I put one half aside for my 'partner' in a box that I keep behind the counter. I am scrupulously careful with these funds, even more so than with my own money. This is my whole story."
The Apter Rebbe, who had been listening with rapt attention, rose, thanked the tavern-keeper, and left. When he returned to his own shul in Mezibuzh he told the entire story to his Chasidim, and concluded "When one enters a partnership with G-d, and is completely honest in his business dealings, G-d enables him to perform wonders."


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