text:
Rank #189 in Investing category
Creating Wealth Real Estate Investing with Jason Hartman
Survive and thrive in today's economy! With over 1,100 episodes in this Monday - Friday podcast, business and investment guru Jason Hartman interviews top-tier guests, bestselling authors and financial experts including; Steve Forbes (Freedom Manifesto), Tomas Sowell (Housing Boom and Bust), Noam Chomsky (Manufacturing Consent), Jenny Craig (Health & Fitness CEO), Jim Cramer (Mad Money), Harvey Mackay (Swim With The Sharks & Get Your Foot in the Door), Todd Akin (Former US Congressman), William D. Cohan ( The Price of Silence, The Last Tycoon, & House of Cards), G. Edward Griffin (The Creature from Jekyll Island), Daniel Pink (National Geographic).Jason Hartman is the Founder and CEO of Platinum Properties Investor Network, The Hartman Media Company, and The Jason Hartman Foundation. Starting with very little, Jason, while still in college at the age of 19, embarked on a career in real estate while brokering properties for clients, he was investing in he own portfolio along the way. Through creativity, persistence and hard work, he soon joined the ranks of the top one-percent of Realtors in the U.S. and in quick succession; earned a number of prestigious industry awards and became a young multi-millionaire.Jason purchased an Irvine, California real estate brokerage firm which he expanded dramatically and was later acquired by Coldwell Banker. He combined his dedication and business talents to become a successful entrepreneur, public speaker, author, and media personality. Over the years he developed his Complete Solution for Real Estate Investors™ where his innovative firm educates and assists investors in acquiring prudent investments nationwide for their portfolio. Jason's highly sought after educational events, speaking engagements, and his ultra-hot "Creating Wealth Podcast" inspire and empower hundreds of thousands of people in 26 countries worldwide.Additional guests featured on the Creating Wealth podcast include Robert Kiyosaki (RIch Dad Poor Dad), Matthew Quirk (The 500 & The Directive), Eve Wright (Life at the Speed of Passion), John Lawrence Allen (Make Wall Street Pay You Back), Jerry Robinson (Bankruptcy in Our Nation), Peter Zeihan (The Accidental Superpower), David Crowe (National Association of Homebuilders NAHB), Consuelo Mack (PBS - Wealth Track), Sean Haugh (Libertarian Candidate for the US Senate), Scott Paul (Alliance for American Manufacturing), Charles Goyette (Ron Paul's America Show), Chris Martenson (Crash Course), Matt Theriault (Epic Real Estate Investing), Christopher Barnatt (The Future of 3D Printing), Zac Bissonnette (Good Advice From Bad People), Rich Karlgaard (Forbes Magazine). Chris Mayer (Agora Financial), Craig R. Smith (The Great Withdrawal), Po Bronson (The Science of Winning & Losing), Jim Stossel (Why Government Fails), John McAfee (Founder of McAfee Anti-Virus Software) Harry Dent (The Great Depression Ahead), Kevin Armstrong (Bulls, Birdies, Bogeys, and Bears), Nick Bilton (Hatching Twitter), Tom Kreautler (The Money Pit), Doug Brunt (Ghosts of Manhattan), Catherine McBreen (Get Rich, Stay Rich, Pass it On), Les Leopold (How to Make a Million Dollars an Hour), Robert Greene (Mastery, Power, & Seduction), Byron Dorgan (Gridlock), Dennis Miller (Retirement Reboot), George Gilder (Knowledge & Power), Jed Kolko (Tulia), Dr. Judith Wright (The Soft Addiction Solution), Richard Duncan (The New Depression), Dave Krieger (Clouded Titles), Bill Ayers (Confessions of an American Dissident), Dr. H. Woody Block (American Gridlock), Steven Kotler (Abundance), Laurence Kotlikoff (The Clash of Generations), Greg Farrell (Crash of the Titans), Shaun Rein (The End of Cheap China), Ken Gronbach (The Age Curve), Amity Shlaes (The Forgotten Man), Roger Lowenstein (The End of Wall Street), Jay Elliot (The Steve Jobs Way), Richard Duncan (The Dollar Crisis & The Corruption of Capitalism), Robert Wiedemer (Aftershock), and Steve Slaunwhite (The Wealthy Freelancer).A trademark feature of Hartman Media podcasts are our 'Tenth Episodes' where alternative topics of interest are explored every tenth episode. This provides a diverse mix of programming exploring issues and influential authors like John Gray (Men Are From Mars, Women Are From Venus), Dan Millman (Way of the Peaceful Warrior), Dr. Denis Waitley (The Psychology of Winning, The Seeds of Greatness), Lori Ann LaRocco (Opportunity Knocking), Mark Divine (Seal Fit: Way of the SEAL), Dr. Jill Ammon-Wexler (The Power of Belief), Dr. Kelly McGonigal (The Willpower Instinct), Doug Conant (Touch Points), Jared Diamond (The World Until Yesterday), Dr. Bob Wright (The Science of Spectacular Living), Jack Canfield (Chicken Soup for the Successful Soul), Sonia Arrison (The Coming Age of Longevity), Dr. David Rock (Your Brain at Work), Gay Hendricks (Relationship Enhancement), Hannah Holmes (Quirk), Dr. Gary Chapman (The Five Love Languages), David Farrow (Millionaire Memory), and David Allen (Getting Things Done), Topics explored at depth on Creating Wealth include investing, income properties, property investing, investment strategies, loan modifications, market predictions, mortgage modifications, online marketing, real estate, rental property investing, subprime mortgage crisis, 401K, retirement, Alibaba.com, alternative currencies, alternative energy, ROI, cash flow, American economy, appreciation, arbitrage, Arkansas housing market, artificial intelligence, asset allocation, Atlanta Georgia, income property investing, attorneys, Australian mining, Austin real estate, baby boom generation, baby boomers, banking, bank loans, bankruptcies, Belize, Ben Bernanke, billionaires, bonds, book reviews, boom bust cycles, Boston, brand management, branding, Brookings Institution, Breton Woods, BP, British Petroleum, bubble markets, building wealth, business cycles, business psychology, business travelers, California, California Department of Insurance, CDI, California real estate, capital gains tax, Case-Shiller, Casey Research, cash flow, central banks, certificates of deposit, Chicago, Chicago real estate, China, college tuition, Colorado, commercial investing, commodities, commodity pricing, compound interest, conversions, CPI, Consumer Price Index, Dallas, dark pools, debt ceiling, debt crisis, debt-financed spending, deflation, Detroit, Detroit real estate, digital money, distressed properties, down payment, email marketing, estate tax, high cash flow, home equity, home financing, Indiana, Indianapolis, interest rates, jobless recovery, Kansas City, leverage, libertarian, Little Rock, maintenance warranty, management fees, Manhattan, marketing, Memphis, Miami, Michigan, mircopreneur, middle class, millennials, millionaire, Minneapolis, Minnesota, Missouri, Mississippi, MLS, mobile banking, monetary policy, money market fund, negative equity, new home construction, New Orleans, New York, New York City, North Carolina, Ohio, oil, oil prediction, overpriced markets, packaged commodities, passive income, passive investor, payroll tax, pension, pension funds, pension plans, Platinum Properties, positive cash-flow, price stability, price of gold, price volatility, private money lending, pro forma, property appraisal, property value, real estate arbitrage, real estate tax, rent, rental, renovated homes, rental homes, rental income, rental insurance, San Antonio, San Diego, San Francisco, single-family homes, social marketing, social media, Swiss Franc, Swiss National Bank, Tampa, tax, tax laws, tax bracket, tax lien, taxes, tenant, tenant eviction, Tennessee, Texas, treasury reports, unemployment, unfriendly markets, US housing market, venture capital, volatility, Warren Buffet, Washington, wealth management, whistleblowers, world economy, Zero Hedge.Additional topics explored on the Creating Wealth podcast include Bitcoin, digital currencies, corporate tax inversions, crowdfunding, inflation, the Federal Reserve, student loan debt, monetary policy, economic challenges facing generation Y, solar energy, 3D printing, medical technology, US dollar, currency exchange, plunging bond rates, personal and commercial bankruptcy, the cost of a college education, digital banking, the American dream, capital gains taxes, asset protection, gold and silver, commodities markets, precious metals, investing tips, structural and personal unemployment, bank regulations, regulatory reform, emerging markets, shadow banking, social media, derivatives, mobile commerce, government regulation, housing market, identity theft, cyber currencies, mortgage lenders, investment properties, VA loans, gold standard, Fannie Mae and Freddie Mac, online auctions, landlord tenant conflicts, tax lien investing, tax law, retirement, contract law, stagflation, home loans, real estate scams, renters, reverse mortgages, foreclosures, euro, European Union, ECB, European Central Bank, the US housing market, micro lending, online security, cyber security, online banking, digital banking, outsourcing, online shopping, Amazon, Apple, Facebook, Twitter, JP Morgan, short sales, austerity, forex, monetary systems, budget surplus, budget deficits, tax cuts, solar energy, consumer debt, consumer price index, property investing, high frequency trading, interest rates, college tuition, cashless societies, credit card debt, credit monitoring, credit ratings, currency trading, refinancing, federal stimulus, financial independence, financial planning, financial literacy, economic growth, economic development, Wall Street, IPO, IRS, Internal Revenue Service, IMF, International Monetary Fund, mobile banking, Elliot Wave theory, free trade, underwater homeowners, foreign investing, oil prices, entrepreneurship, Equifax, federal budget, Keynes, Keynesian, fiat currency, financial scams, global economy, gold standard, income tax, and foreign investment.
By Jason A. Duprat - Jul 19 2019
Great podcast, really good for anyone who is interested in or involved in real estate!
By Philmo123 - Jul 09 2019
Well put together and great guests. I learn daily from them.
Rank #1: 1361 FBF: Mini Client Case Studies
Today's Flash Back Friday comes from Episode 1001, originally published in May 2018.
Creating Wealth's 1001st episode is a time to take a look back at the people who have made this show possible: the listeners and clients. Jason has been blessed to have such great clients who come on the podcast to tell other listeners about their real estate journey. Today we've curated some mini client case studies as we look back at what actual real estate investors have to say about their experience working with Jason.
www.JasonHartman.com/Events
Rank #2: 1360: Population Growth & Building A Vibrant Community & Hardwiring Excellence, Purpose, Worthwhile Work, Making a Difference by Quint Studer
Jason Hartman explores what's happening in America today when it comes to population growth (or the lack thereof). When you look at the demographics of babies being born today and what the housing market is going to need in 30 years, it's not a great thing for society. But that's why investment real estate can protect us.
Then Jason talks with Quint Studer, author of Building A Vibrant Community: How Citizen-Powered Change Is Reshaping America and founder of Studer Community Institute, about how he was able to change Pensacola, FL and how other areas could be renovated using the exact same strategies that he employed.
[2:43] 3 basic things that comprise population trends
[7:56] Construction in the 2010s was virtually non-existent
Quint Studer Interview:
[14:23] The components of Pensacola's turnaround
[17:58] In the midst of the Retail Apocalypse, what is actually working in retail?
[21:40] Civic Conversations, bringing in experts to discuss their specialties, opened up opportunities they didn't realize would happen
[24:28] There needs to be heavy investment into skill development
www.VibrantCommunityPartners.com
www.StuderI.org
www.PNJ.com/CivicCon
Rank #3: 1359: Real Estate Investing Goals for the New Decade
Jason Hartman and Investment Counselor Adam take the first day of the year to challenge every listener to sit down and make an investment plan for the year. Yes, New Year's Resolutions are cliche, but making a plan is better than not, and it's important to push yourself. You want to make it hard to reach, but not impossible. You need to take inventory of the things in your life you have, the things you can monetize, the things you can cut back on, and the things you can't or won't cut back on. After doing this you'll have a realistic look at what you can do to invest in your future. Key Takeaways: [8:47] You want your New Year's goals to be just out of reach but not out of sight [13:39] A Jacksonville, AR property profile Website: www.JasonHartman.com/Properties
Rank #4: 1332: FICO Scores, Florida Real Estate & Population Migration
Jason Hartman and Investment Counselor Doug takes today's episode to discuss what's going on with the average FICO score across generations. The average FICO score is not something that Americans can be proud of, but it provides some serious advantages to real estate investors.
Then Jason and Doug highlight several Florida properties that are able to cash flow with new construction, which is something that is getting harder and harder to do in today's environment. Florida is becoming a bigger draw to those running away from high tax states, which is driving their real estate market.
[2:55] FICO scores are low across all generations
[6:18] You want a good credit score, not a perfect credit score
[10:40] Real estate takes about 8% in transaction costs
[16:05] Doug spotlights a Florida property
[19:43] Blogcast: How does inflation devour debt?
[23:39] Migration of residents will cause a shift in ownership in the old areas
[26:47] Real estate markets tend to expand and contract from the top
www.JasonHartman.com/Properties
Rank #5: 1340: Think & Grow Rich by Napoleon Hill & Success & Something Greater, Your Magic Key with Sharon Lechter
Jason Hartman takes a deep, deep dive into Napoleon Hill's work in today's show. We first start off dissecting the ideas that Napoleon brought out in his work Think & Grow Rich. Jason looks at various aspects of the book and how we can use them in our lives today and what power they have when used properly.
Then Jason talks with Sharon Lechter, former CEO of Rich Dad & Pay Yourself First and author of Success & Something Greater: Your Magic Key, about her experiences with both the Rich Dad company and the Napoleon Hill Foundation. Sharon provides unique insights into the impact both organizations have had on society today, as well as what she has discovered success means for various people.
[5:55] There's a lot more fulfillment in life available if we are not completely attached to the outcome
[10:22] Specialized knowledge has long been a must for true success
[14:49] The power of the mastermind is real and incredible
Sharon Lechter Interview:
[20:45] Napoleon Hill one of the original self-help authors?
[25:00] The different types of success Sharon saw while writing her latest book
[27:21] Why the man who sold the patent for the jet ski for $75,000 doesn't regret it
www.SharonLechter.com
Success and Something Greater: Your Magic Key
www.JasonHartman.com/Ask
Rank #6: 1358: 2019 Year in Review, Real Estate Market in 2020 & Collapse of Brands
Jason Hartman and Rabbi Evan Moffic take today to review "the best decade in human history". As 2019 ends and we look forward to 2020, Jason and Evan discuss how the real estate market has transformed since 2010. They also examine the mindset of investors that invested through the Great Recession. Lawrence Yun's expectations for 2020 are also dissected.
[3:16] We are wrapping up the best decade in human history
[6:48] What qualities did the people who invested in real estate through the Great Recession have?
[11:56] Lawrence Yun's 2019 real estate year in review
[15:50] Climate change has caused the Northwest Passage to open up, which is huge for shipping
[18:51] Yun's prediction for the housing market in 2020
[24:26] Will the flow of people to cheaper cost of living states continue in the 20s?
[29:34] The "Collapse of Brands"
Rank #7: 1331 FBF: Core Causes of Economic Crisis with William D. Cohan NY Times Bestselling Author of 'Money and Power' & 'House of Cards'
Today's Flash Back Friday comes from Episode 243, originally published in February 2012.
Jason Hartman interviews author, former Wall Street senior banker, and best-selling investigative journalist, William (Bill) D. Cohan on the events that led up to the current economic crisis. Bill explains the choices that the big firms, such as Goldman Sachs, JP Morgan, etc, made regarding what type of institution they were going to be, the path of these firms that led up to the current crisis, and how they used the bailout money gifted to them. He said it was one big party on Wall Street, during which brokers were to bring in revenue using a lot of whacky products, until everything came crashing down. Huge bonuses were paid out from the revenue collected from unsuspecting clients.
Bill and Jason also discuss the Occupy Wall Street Movement. Bill expressed disappointment in the message of the movement, saying it isn't clear and they need to learn how Wall Street really works so that they can be more effective in bringing about reform. Wall Street has been influencing what goes on in Washington and paying lobbyists and donating to congressional coffers so that they can get the regulations, or lack thereof, that they want, i.e. the Dodd-Frank Wall Street Reform and Consumer Protection Act. Bill talks about how the expansion of Wall Street into Middle Class America was not an accident, using the example of Merrill Lynch being a public company. This ultimately led to broken trust between Wall Street and Main Street, as people have now shied away from risk taking.
To solve the problems, Bill suggests changing the incentive system on Wall Street, in that it can no longer be okay to take huge risks with people's money or get paid big bonuses whether they lose money for the firms or not, as well as going back to having to use their partner's capital to operate. William D. Cohan offers audiences a unique, close-up perspective of the greatest financial crisis since the Great Depression. He combines deep knowledge of the investment banking world with the fine storytelling skills of an award-winning investigative journalist.
www.WilliamCohan.com
Rank #8: 1347: Mortgage Market, Home Flipping & Inventory Levels with Chris Mason
Jason Hartman starts today's show discussing the level of home flipping that's in the market right now. We're at a 7 year low, which means something in the marketplace today. It's important to accept today's landscape and figure out ways to invest in spite of that.
Then Jason talks with Chris Mason, mortgage broker, about what is happening in the mortgage market today, lending standards, and whether we're in danger of seeing another bubble burst.
[2:47] Home flipping isn't what it used to be, reaching a 7 year low
[8:02] We need to accept reality that inventory is tight and properties are more expensive
[11:25] The magic 2 words for a landlord
Chris Mason Interview:
[15:26] What increased loan limits mean for the mortgage market
[19:23] Are FICO scores really a good criteria for borrowers?
[22:16] Are financing rules getting too liberal again?
[26:15] Are interest only loans still available?
www.EastBayMortgageBroker.com
Rank #9: 1337: Mortgage Rates, Interest Rates, Short-Term Rental Laws & Housing Starts
Jason Hartman and investment counselor Adam begin today's show discussing two important things for a real estate investor: laws and the future. First off is good news for those investors that are fighting laws that restrict the ability of property owners to run short-term rentals. Then Jason and Adam discuss some good housing news that could lead to a happy 2020 (at least for housing).
Then Jason talks to in-house economist Thomas about interest rates. There's been some movement up and some movement down, but Thomas has an opinion on where he thinks rates will go in 2020 and why he believes that.
[4:17] The City of Austin lost a key case regarding short-term rental laws
[9:41] Make sure that you're not investing in a mania when you're looking at short-term rentals, and make sure your portfolio balance reflects that
[11:39] There's pre-demand in the housing market right now, which is a good sign for housing in 2020
Jason & Thomas:
[17:10] The Fed only indirectly influences mortgage rtes
[19:09] Why Thomas believes mortgage rates will go up in 2020
[21:20] The 2 Central Bank forces that will push inflation back up
[23:47] Why a $315 billion drop in money supply is important even though it's not much of a percentage of worldwide supply
Rank #10: 1318: Important Economic Indicators, Wage Growth & Value of Mastermind Groups
Jason Hartman starts today's show discussing the importance of finding a group that brings out the best you possible. Sometimes that can cost a lot of money, sometimes it doesn't. Then Jason explores another story that illustrates the importance of Commandment #3.
Then Jason talks with Ali Wolf, Director of Economic Research at Meyers Research, LLC. Ali and Jason explore which indicators are important and which ones are just smoke and mirrors when you're examining housing markets and markets in general. No surprise, some of the big ones you hear about in the news aren't the most helpful.
[4:24] The value of a network
[6:44] Jason's gotten back into Tabatta Pro
[10:15] Under Armour is coming under investigation
Ali Wolf Interview:
[17:30] What indicators you should pay attention to and which you should ignore as an investor
[20:19] Wages in the US are going up, but wage growth minus inflation still doesn't give people a big enough raise to keep up
[24:58] Even with the bad things that are happening we're still in positive growth
www.MeyersResearchLLC.com
Rank #11: 1327: Taxes, Landlord Laws & Opportunity Zones by Steve Glickman, Chief Architect
Jason Hartman and real estate attorney Bob start today's show discussing the importance of taxes and how they can seriously impact your real estate investing journey throughout your life. They also discuss what makes a good investor and the direction of law when it comes to real estate.
Then Jason talks with Steve Glickman, Senior Economic Advisor to President Barack Obama and chief architect of the Opportunity Zone project, about how the Opportunity Zone system works, the definition of an Opportunity Zone and what benefits the program provides for real estate investors.
[4:33] The multiplier effect of moving to a place where your money is treated better
[9:37] Jason's prediction for the next thing landlords will be held accountable for under the law
[15:50] What good, talented lawyers for commercial properties always do
[19:18] Good investors act, but only because the deal is good, not because they have the money
[23:27] Taxes are like reverse amortization
[26:02] High taxes encourage bad investments
Steve Glickman Interview:
[28:14] There are now 8.766 Opportunity Zones across the US
[32:31] There are about 300 Opportunity Zone funds targeting $65 billion and have raised about 15% so far. How big is this expected to get?
[35:28] The 2 big factors in why zone based programs become unsuccessful
[37:16] What is the Opportunity Zone program?
[40:23] Will Opportunity Zones exacerbate gentrification?
www.Lighthouse.one
Rank #12: 1325: Senior Housing Investing, Appreciation & a Fed Induced Bubble with Ali Wolf
Jason Hartman and Rabbi Evan Moffic start off today's show discussing the major issue of senior housing. It's quite possible that it's been overbuilt and Jason and Evan discuss how you as an investor can take advantage of the aging at home trend.
Then we have a second part of Jason's extended interview with Ali Wolf, Director of Economic Research at Meyers Research, LLC., about wage growth, inflation, home appreciation and why interest rates have created some of the bubble that we find ourselves in.
[4:27] Senior housing may have been way overbuilt
[10:45] One of the biggest miscalculations with senior housing was that they thought 65 would remain "old"
[13:04] The way to take advantage, as an investor, of the increase in elderly people staying in homes then make sure you're including single story properties in your portfolio
[18:41] Jason's prediction on the future of Uber/Lyft/etc drivers
[20:26] Collective wage growth since 2015 is 13%, but inflation and home prices have gone up 25%, causing a widening gap
[24:51] Appreciation has slowed in most markets to the 2-3% range
[29:16] The only 2 markets that have seen have a lot of growth in sales in the past 2 years are Indianapolis and Phoenix
[32:01] Ali thinks the next downturn could be caused by a "Fed Induced Bubble"
Rank #13: 1344: What's Next in the Economy & Repo Market with George Gammon
Jason Hartman talks with George Gammon, real estate investor, entrepreneur, investor and TV producer, about what's happening in the repo market and how that impacts the overall economy moving forward. The two address misconceptions about several aspects of investing and whether you should be happy or dismayed about certain aspects of the new Trump tax plan.
[3:50] Our longevity is going to be greatly changed in the next 20 years
George Gammon Interview:
[10:50] What is the repo market and why does it matter in the macroeconomic world?
[16:30] Money market funds are big players in the repo market
[19:05] The only "cheap" investment in today's economy is a 30 year fixed rate mortgage
[23:05] The new tax law has changed the way inflation is dealt with, and George doesn't think it'll be good long term
www.YouTube.com/GeorgeGammon
www.Twitter.com/GeorgeGammon
Rank #14: 1320: Housing Scarcity & Fake News, Stonewalled, The Smear by Sharyl Attkisson
Before launching into his off-topic 10th episode show, Jason Hartman takes a minute to discuss a topic of real estate interest: the lack of homes available to homebuyers with a price point below $250,000.
Then Jason talks with Sharyl Attkisson, host of Sinclair Sundays, former CBS anchor and author of Stonewalled: My Fight for Truth Against the Forces of Obstruction, Intimidation, and Harassment in Obama's Washington, about today's atmosphere of fake news, online bullying and defamation, and how we can possibly combat them.
[4:17] Homes below 250k are starting to become extinct
Sharyl Attkisson Interview:
[9:50] With just a few Twitter accounts, smear operators can start an entire movement
[14:32] How do we reconcile a free but credible press when there are so many anonymous sources today?
[20:44] Journalists use to keep their political opinions to themselves, but now they're almost rewarded for it
[25:51] What should we make of the big tech companies censorship?
www.SharylAttkisson.com
www.GAB.com
www.FullMeasure.news
Rank #15: 1357: Lumber Price Impact on Construction & Seven Figure Decisions, Having the Balls to Succeed, NV Real Estate Academy with Nick Vertucci
Jason Hartman and Investment Counselor Adam start today's show discussing what could happen to the cost of lumber and the cost of home construction based on the potential passage of the US-Mexico-Canada trade deal. With the deal already through the House and awaiting the Senate approval, it could have significant ramifications.
Then Jason talks with Nick Vertucci, author of Seven Figure Decisions and founder of NV Real Estate Academy, about Nick's journey through the real estate world after his tenure in the tech industry. Nick spills the details of his change and why he switched from selling and flipping to educating. The two discuss the downsides of real estate, but also the incredible rewards that can come if you stick with it, make decisions and keep moving forward.
[3:48] The US-Mexico-Canado trade agreement could have a big impact on real estate investors
[8:46] The price of lumber stabilizing would be fantastic for investors who are trying to figure out the cost of construction moving forward
Nick Vertucci Interview:
[14:10] Nick's journey from selling and flipping real estate to the education side
[20:38] Nick's first realization that he was making 7 figure decisions, and what true leaders all have in common
[23:40] Real estate isn't perfect, and it isn't easy, but it can bless you significantly
[27:22] Whether it's full or part time, have the entreprenuerial spirit and go create wealth
[29:15] Decision making is one of the most importan things a successful person has to have
www.NVRealEstateAcademy.com
Seven Figure Decisions
Rank #16: 1314: HELOCs, Home Buyers & McMansions with Millennial Marketing Guy Jeff Fromm
Jason Hartman and Adam begin today's show discussing Jason's first car and how he recently adjusted the price of his old cars to inflation. They also discuss what's going to happen to McMansions with the new generations coming and the impact of declining HELOC activity.
Then Jason finishes his talk with Jeff Fromm, the Millennial Marketing Guy, about Gen Z & Y. While the two generations are close in age, they are incredibly different when it comes to advertising and habits, so it's crucial that you understand the difference in the two.
[3:57] Adjusting things for inflation makes a world of difference when comparing
[7:46] The generation that's willing to give up the most to buy a home is Gen Z
[10:48] McMansions and Millennials
[14:03] HELOC activity being lower is a good thing for housing market stability
[17:36] The importance of skin in the game
Jeff Fromm, Part 2
[18:33] Gen Z and Y both like to be involved with companies that support their causes, but there are some differences
[22:42] Will the Millennials and Gen Zers have interest in the McMansions that were built?
Rank #17: 1334: Mortgage Rates, Fannie Mae Loan Limits & Increasing Property Values
Jason Hartman and Adam join forces today to discuss a big development in the mortgage market. Fannie Mae/Freddie Mac conforming loan limits are being increased again, this time to over $510,000, which will have substantial impacts on the housing market overall.
Later, Adam talks with one of the network lenders about where interest rates are today and what a weakening economy in 2020 might put them in a few months.
[2:11] Fannie Mae and Freddie Mac are increasing the conforming loan size to over $510,000
[7:03] Conforming loan limit increases generally lead to home price inflation
[10:54] The higher loan limit might impact hybrid markets more than cyclical
[14:57] Insights from Voxer messages left by listeners
[18:33] Technology is increasing the value of our properties
Adam Mortgage Minutes:
[24:57] Current rates for a $100,000 property with 20 or 25% down
[28:22] How might rates react if we see weakening in the economy that some are predicting in 2020?
[30:08] Mortgage starts don't seem to be slowing down for investors
1373: Reduce Investment Risk with The Hartman Risk Evaluator - Pt 1
George Gammon interviews Jason Hartman about The Jason Harman Risk Evaluator. In Part I of this three part series, Jason describes his 'aha moment' after 19 years of experience in Real Estate. The story begins with a call from Jennifer, an insurance agent in Irvine, California that leads to the necessity and application for understanding the LTI (Land to Improvement ratio).
1:10 Homework Assignment - GDP, Per Capita GDP, PPP
16:20 "No such thing as a passive investment"
18:03 The Hartman Risk Evaluator, LTV and LTI ratios discussed
21:28 The call from Jennifer, the insurance agent
23:45 What factors increase improvement value
The Rebel Capitalist Show
1372: It's An Amazing Time To Be Alive with Patrick Donohoe
Jason Hartman speaks with returning guest and author of the book, "Heads I Win Tails You Lose," Patrick Donohoe. The conversation touches on topics of an ever changing world culture that continues to reshape how we approach wealth, the freedom to do, and in what we find meaning. Despite some of the chaos and cultural decay, the 2020's are going to bring some excitement to the world.
[20:40] It's not freedom from having to do something, it's freedom to do something.
[22:07] The order of magnitude: an interesting time in history where we are going to see massive change.
[24:00] The rising 3 billion, that aren't online yet: If you think that society has benefited from sharing knowledge, you're right.
[26:38] There will always be winners and losers
[28:40] The Ritz Carlton Slogan discussion: "Systemize the predictable so you can humanize the exceptional."
[32:27] People are still trying to find meaning in other things.
[33:16] A little bit of struggle is good for the human spirit
www.HeadsOrTailsIWin.com
1371 FBF: Repairs, Property Management Software & Late Fees with Adam Schroeder
Today's Flash Back Friday comes from Episode 1035, originally published in August 2018.
Jason Hartman starts off today's episode with a tale of his current lawsuit and the experience it's given him with the legal system. The way our current system is set up nobody wins, and there doesn't seem to be a lot of accountability going on either.
Jason also plays some Voxer messages from client Drew Baker about his recent experiences doing self management. After that Jason finishes up his interview with podcast producer Adam Schroeder. This time the two discuss finding repair people, what to expect from property management software, whether to allow grace periods and what kind of late fees to charge.
[1:57] Nobody wins in our current legal system
[6:04] Get the latest properties available from Jason through the PropertyCast
[7:38] Drew's experience self managing
Adam Schroeder Interview:
[13:32] You should have a clause in the lease stating which repairs the tenant is responsible for
[17:58] What to expect from property management software
[22:01] The importance of an increasing late fee
www.FreeCourt.com
The PropertyCast
1370: Million Dollar Homes & Tribe of Millionaires by Pat Hiban
Did you know that there are more than 200 markets across the United States where the "typical" home costs more than one million dollars? Jason Hartman explores what is going on with home prices and where some surprising locations are that have incredibly high real estate prices.
Then Jason talks with Pat Hiban, author of Tribe of Millionaires: What is One Choice Could Change Everything? and co-founder of GoBundance, about the multiple effects that are in our lives and how we can situate ourselves in a way that we can live our best life.
[2:07] There are over 200 cities where the "typical" house is over $1 million
[7:04] Some surprising cities that made the million dollar list
Pat Hiban Interview:
[13:34] Be careful in good times like these that you're not dealing with people who are just skimming the cream off the top and won't be here for you when things turn
[25:36] The "one sheet" idea Pat uses in his masterminds
[29:02] The Connection Effect
www.TribeOfMillionaires.com
1369: Finding Deals, Evaluating Properties & Providers & Trusting The Hartman Network Process
Jason Hartman and investment counselor Carrie go over how the network functions. The two explain the process of finding properties, getting financing, evaluating the provider, and choosing property management. This can seem to be a daunting task, but that's why the network exists: to provide the complete solution for real estate investors.
[5:08] The middle market between Fannie Mae/Freddie Mac loans and hard money has been a boon for investors
[10:52] Keep your investment counselor in the loop with your purchases, having a Jason Hartman email address in the thread helps things move faster
[14:34] Form relationships with market specialists so that you can know what you're getting into with future properties
www.RealEstateTools.com
1368: America's Affordable Trophy City & FedEx Tenants in Memphis with Rabbi Evan Moffic
Jason Hartman and Rabbi Evan Moffic take a look at America's one affordable trophy city: Chicago (which just so happens to be where Evan lives). The two explore the things going on in the area that are helping drive business and helping investors in the area make some good money.
Then Jason and Evan explore the Memphis market and what the two like about the future of the city.
[8:28] YouTube offers the ability to learn anything
[12:15] Chicago is the only cheap, iconic city in America
[16:04] Democrat leaders in Chicago have still been pro-business
[19:02] 2 big things that are happening in Chicago right now that are good for investors
[22:09] Evan's thoughts on the Memphis market
1367: Orlando Market Profile, Rent Guarantees & New Construction Availability
Jason Hartman and Investment Counselor Sara take a look at what they like about the Orlando market, in terms of the city itself and the team that's providing properties there. They also explore some of the ways that pro formas can be manipulated and why new construction is able to outperform projections.
[2:43] Why Sara likes the Orlando market and team
[7:05] Things are going to get worse for both homeowners and renters unless we can get the cost of materials and construction under control
[10:46] Why rent guarantees are overrated
[12:50] Other areas where new construction is available
1366 FBF: Client Case Study: Preparing for Self Management with Adam Schroeder, Part 1 & Why You Should Like a Good Recession
Returning guest Adam Schroeder joins Jason Hartman for this episode, as the two discuss the steps for transitioning from professional management of rental properties to self management. Adam and his wife have 3 (going on 4) properties and are thinking that the time is soon coming to venture out on their own. But before doing that there are some important things to do like what information to get from your property manager, what kind of initial contact to have with the current tenant, finding forms and contracts when you're finding/reupping tenants, pet rent, and more.
[3:36] Why Jason loves a good recession
[8:29] Jason's been involved in around 10,000 real estate transactions
[13:08] Sometimes removing a property manager actually makes things easier
[16:27] The information you need to get from your current property manager if you're going to make a switch
[21:26] A way to change your relationship with your property manager rather than completely ending it
[24:09] Bad property manager reviews on sites like Yelp might be a good thing, that's why you have to read them
[29:23] Insurance: individual policies or a commercial policy?
www.WeGoLook.com
www.NoLo.com
www.RocketLawyer.com
www.Buildium.com
1365: Top 10 Events Impacting Investors, Decade in Review
Jason Hartman and economist Thomas look back on the 2010s to see what the biggest stories were for investors. From the War on Terror to Obamacare to the aftermath of the Great Recession, it was a decade fraught with ups and downs that provided opportunities for investors to make good money.
[5:13] The 10th biggest story of the decade: the War on Terror explodes the deficit
[8:20] Why European debt issues will come to the fore in 2022
[12:37] The idea of Purchasing Power Parity and what it says about China's economy vs the US
[16:42] As much as Jason doesn't like Obamacare, it makes the list of Top Stories of the 2010s
[26:53] What Jason learned years ago during his day as a lobbyist
[29:10] Thomas is seeing at least a 15% drop in the market coming when the Fed decides to let risk enter the market again
1364: Build to Rent & Market Profiles: Florida & Oklahoma City
Jason Hartman and Lisa take a look at the phenomenon that's sweeping homebuilders across the country: build to rent. It's something that's not been done before and that Jason takes as a very positive sign for renter growth moving forward. Jason and Lisa then discuss whether the differences between new builds and renovated properties before moving into some market profiles in Florida and Oklahoma City, where we are happy to be venturing back into.
[2:34] What the build-to-rent phenomenon means the builders are thinking
[6:06] Even Toll Brothers is getting into the Build-to-Rent phenomenon
[12:05] Jason's thoughts on appreciation of new home builds vs renovated properties
[17:27] A clip on the growth going on in Florida. The new Texas?
1363: MMT, Trump Tax Cuts, Government Spending, Inflation & Atlanta Property Profile
Jason Hartman and Investment Counselor Adam take a moment today to discuss the hot topic of Modern Monetary Theory (MMT). Adam, being a big proponent of MMT, plays a clip from a recent episode of The MMT Podcast and discusses what MMT is, how we can use it in our observation of the economy, and what it can mean for our investing. After they finish up their MMT talk, the two profile a property that's available in the Atlanta, GA market.
[3:49] How money becomes money
[8:03] Why Adam and Jason think cryptocurrencies not backed by the government will never thrive
[14:25] What we actually need to worry about when we have a tax cut or increase in government spending
[17:37] Shrinking deficits lead to pullbacks and federal surpluses lead to recessions
[25:40] Property profile in Atlanta
The MMT Podcast
1362: 2020 Recession Fears, Stocks vs Real Estate, Yield Curve
Jason Hartman and economist Thomas look back at some of the happenings of 2019 and then try to envision what's going to be happening in 2020. The primary thing being discussed today is the yield curve. There is constant talk about how a negative yield curve signals recessions, but how long does it have to be negative? Were we inverted too long in 2019? How long before we see the results of the negativity? Jason and Thomas try to answer all these and more.
[4:13] What does the yield curve exploding mean?
[7:17] Why an economist is saying that real estate is less risky than stocks in 2020
[12:36] Hybrid markets had a good 2019 and look like they'll have a good 2020 as well
[13:38] A CNBC clip about the yield curve
[18:14] The Fed has the dual mandate of moderate to low inflation with maximum employment, but they seem to consider financial stability as a 3rd mandate
1361 FBF: Mini Client Case Studies
1360: Population Growth & Building A Vibrant Community & Hardwiring Excellence, Purpose, Worthwhile Work, Making a Difference by Quint Studer
1359: Real Estate Investing Goals for the New Decade
1358: 2019 Year in Review, Real Estate Market in 2020 & Collapse of Brands
1357: Lumber Price Impact on Construction & Seven Figure Decisions, Having the Balls to Succeed, NV Real Estate Academy with Nick Vertucci
1356 FBF: Future of Interest Rates & What Taylor Swift, Uber, and Robots Tell Us About Money with John Tamny, Part 2
Jason Hartman starts off today's episode with a little talk on where interest rates may be headed (according to one economist) and how that would impact current real estate investors. Hint: it's a pretty good thing. He also has to throw in a qualifier to his "Amazing time to be alive" mantra, because there are a few things that aren't amazing right now.
Then Jason finishes up his interview with John Tamny, director for the Center for Economic Freedom, Editor of Real Clear Markets, and author of Who Needs the Fed?: What Taylor Swift, Uber, and Robots Tell Us About Money, as the two discuss the impact of automation on all aspects of our life. John is excited about what all of this change will mean for the common worker and believes it will lead to higher quality of life for all.
[4:12] A qualification to the beloved Jason mantra of "It's an amazing time to be alive"
[7:18] Let Jason control the music and he cares not who controls the laws and the money
[12:13] What Martin Armstrong thinks interests rates will be jumping to
[15:28] Investors already in the game are praying for higher interest rates
John Tamny, Part 2
[20:18] Automation is going to lead into a surge in new kinds of jobs
[25:00] The demand for entertainment and service is going to explode
[26:49] Tamny's Law: as prosperity grows more and more people escape laziness because they find work they love
[28:29] John's thoughts on Universal Basic Income
www.RealClearMarkets.com
1355: North Pole Economics & Florida's Exploding Population
On the day after Christmas, Jason Hartman takes a look at the amazing economy the North Pole is able to have. With massive exports and limited imports, it's truly impressive what they've been able to do. The main thing the North Pole has that no other country has is big data. What they have puts the companies like Facebook to shame.
Then Jason wraps it up by talking about the explosive growth in population that Florida has been experiencing.
The Economy of the North Pole
1354: Merry Christmas & the Desiderata
Merry Christmas from Jason Hartman!
Jason shares one of his favorite poems that he discovered when he was only 17 years old. He learned it from Denis Waitley, but he wasn't the original author. Jason reads the poem and expresses his feelings about one of his favorite parts.


Eusmilia is a genus of stony coral (Scleractinia) in the family Meandrinidae. It is a monotypic genus: the only species is Eusmilia fastigiata, the smooth flower coral. It is found on reefs in the Caribbean area.


Twinfix is a family business established in 1990 that grew out of Thermoclear UK, who developed the first European range of glazing bars for multiwall polycarbonate. Nowadays it also designs, manufactures and installs a fully recyclable rooflight system, the Multi-Link-Panel, plus a range of glazed canopies, covers, walkways and smoking shelters. These comprise an aluminium framework glazed with... Read more.
Lean-to canopy with full aluminium braced portal framework and Mono pitched roof consisting of Multi Link panels (see separate product).
Lean-to canopy with full aluminium portal framework and Mono pitched roof consisting of Multi Link panels (see separate product).
Lean-to canopy with full aluminium braced portal framework/lattice beams and Mono pitched roof consisting of Multi Link panels.
Free standing canopy with full aluminium double truss framework and curved roof consisting of aluminium roof bars/caps and polycarbonate sheet.
Free standing canopy with full aluminium portal framework and curved roof consisting of aluminium roof bars/caps and polycarbonate sheet.
Free standing canopy with full aluminium single truss framework and curved roof consisting of aluminium roof bars/caps and polycarbonate sheet.
Free standing canopy with full aluminium double truss framework and duo pitched roof consisting of Multi Link panels.
Free standing canopy with full aluminium portal framework and duo pitched roof consisting of Multi Link panels (see separate product).
Free standing canopy with full aluminium single truss framework and duo pitched roof consisting of Multi Link panels (see separate product).
Free standing canopy with full aluminium braced portal framework and Mono pitched roof consisting of Multi Link panels (see separate product).
Free standing canopy with full aluminium portal framework and Mono pitched roof consisting of Multi Link panels (see separate product).
Free standing canopy with full aluminium braced portal framework/lattice beams and Mono pitched roof consisting of Multi Link panels.
Lean-to canopy with aluminium wall plate and aluminium eaves beams and columns with a Multi Link panel roof (see separate product).
Multi link panels are a lightweight, modular, interlocking roof glazing system and are non-fragile to ACR(M)001:2014.


The power to change the world lies with you. When you see and hear anger and prejudice filling the media or even some of the people you know, it is important to resist going to war with the darkness.
Each of us must process loss in our own way, but we must also allow ourselves that knowledge that we are all part of a great creative source.
Fear based questions in and out of your head, inevitably lead you to the past or the future. You have no power in either of these locations. Your only power is in the present. It is easy to confuse looking for the lessons of the past with judging yourself for what you did not know or what you did not do.


Chris Ault, the innovator behind the pistol offense and long, long-time head coach of Nevada Wolf Pack football, is officially stepping down after 28 (non-consecutive) years. In that time, Ault recorded some impressive statistics, including only two losing seasons in his tenure, and 27 seasons of outscoring opponents. Ault arrived in Nevada in 1965, as its quarterback, and started as head coach in 1976; between then and his first retirement in 1995, he led the Wolf Pack out of Division II and to multiple bowl wins. Ault also started as athletic director in 1984, serving until 2004, whereupon he fired Chris Tormey after four disastrous seasons and began overhauling the football team anew from the sidelines.
"They thought I'd lost my marbles," Ault recently recalled. But with the "Pistol" Nevada went from near the bottom to the top of its conference in offensive production and over the next few years slowly added additional components to the attack to make it even more effective.
The potency of Ault's offense peaked during the 2009 season when they finished the season with three 1,000-yard rushers – two running backs as well as lanky junior quarterback, a Colin Kaepernick, who added another 2,000 passing yards and 20 touchdowns. The following offseason [then Stanford offensive coordinator Greg] Roman – along with many other coaches from across the country – visited Ault. He wanted to learn how to add some Pistol looks to the pro-style offense he ran at Stanford under head coach Jim Harbaugh. During their visit, Ault was, according to Roman, "very accommodating and it was very interesting as a coach to go really learn something totally new," he said, adding, "That was very valuable time spent."
Since then, other teams with mobile quarterbacks in both NFL and NCAA football, including the the Panthers and the Tebow-led Broncos, have dabbled in pistol sets. Robert Griffin III's Redskins and Colin Kaepernick's 49ers have incorporated Ault's offense more extensively.
Ault said he felt he'd hit a ceiling with Nevada, both in terms of his ability to coach the team to progressively better results, and in that Nevada has a tiny football budget of $5 million. (Alabama's, for comparison's sake, was last reported at $31.6 million.) Ault did not say he would retire, only that he was leaving Nevada.
Ault ends his time in Reno with a 233-209-1 record; he has already been a member of the College Football Hall of Fame for ten years. Nevada will now have a place on college's football's endless coaching carousel for the first time in nearly a decade, and for the first time in nearly three, Ault won't be a candidate for take the job.


text:
VMware CEO Gelsinger 'Categorically' Denies He's Leaving, Says Michael Dell Wants Him To Stay
May 11, 2016, 03:18 PM EDT
VMware CEO Pat Gelsinger said at a technology conference Wednesday that he intends to continue leading the virtualization vendor after Dell closes its .
During an appearance at the Jeffries Technology Conference in Miami, Gelsinger was asked to respond to CRN's report Tuesday that he's , which is expected to happen by October.
"I categorically deny it, EMC categorically denies it, and Dell categorically denies it. So there's absolutely no merit or substance to the rumor whatsoever," Gelsinger said of CRN's report.
Gelsinger also said Dell CEO Michael Dell wants him to continue on as VMware CEO, a post he has held since 2012. "My intention is to stay here, and Michael's intention is that I stay here," Gelsinger said at the event.
CRN reached out to Dell to confirm Gelsinger's assertions, but a spokesman for the Round Rock, Texas-based vendor declined comment. VMware and EMC spokespeople had no additional comment.
Sources told CRN earlier this week that the search for Gelsinger's replacement is under way. One candidate being considered is Tony Bates, a former Microsoft executive who's currently president of videocamera vendor GoPro, and who joined VMware's board in February.
Several senior software executives from Dell and EMC are also in the running, a source familiar with the search told CRN.
A high-level EMC source told CRN on Tuesday that Gelsinger was responsible for VMware's struggles in the hybrid cloud market and hasn't played a cooperative role in EMC's federation of subsidiary companies, which includes VMware, RSA, Pivotal, VCE and Virtustream.
"Our success is predicated on people working together -- not apart from one another. Whether it is Virtustream or Pivotal, we need to work together. Pat is not an easy guy to work with. Pat likes to do what Pat likes," said the EMC source, who spoke on condition of anonymity.
The EMC source also said the feeling inside Dell Technologies and EMC is that Gelsinger is not collaborating with the rest of the technology team.
"The goal of Dell Technologies is to work closer as a team," said the EMC source. "I don't know if Pat is completely on board with that model."
At the Jeffries conference, Gelsinger also revealed that VMware President and Chief Operating Officer Carl Eschenbach, after 14 years with the company, had been talking with him about leaving for the past two years.
"He has three teenage kids, and had done almost 100 consecutive quarterly closes. And, you know, that's an intense business," Gelsinger said at the event.
Eschenbach, now a partner at Sequoia Capital, is still working with VMware as an adviser, he said. "He continues to be very active in one of the biggest deals we hope to finish this quarter," said Gelsinger. "It's Carl's deal and he's going to see that one across the finish line for us."
Martin Casado, the former head of VMware's Networking and Security business , is also still playing an active role at VMware, according to Gelsinger. "He continues to be a rainmaker for us," said Gelsinger of Casado.
Gelsinger said Casado is helping his replacement -- former Broadcom executive Rajiv Ramaswami -- get up to speed on running the Networking and Security business, which includes NSX software-defined networking.
"Rajiv has run businesses 10 times bigger than this," Gelsinger said. "And his objective is to make our networking business 10 times bigger."
Learn More: VMware CEO Pat Gelsinger | technology conference | software-defined networking | Martin Casado | Carl Eschenbach | Networking and Security business | Data Center | Network/Systems Management | Servers

redpajama_set_name: RedPajamaCommonCrawl


text:
Work Team Vital Signs
In today's workplace...
Thriving in Hyperchange at Work
Managing in Hyperchange
Profile Center
Brief diagnostic of Stress, Satisfaction, and Engagement in a work team
Question: How "Untrue" or "True" do you believe each of the following statements is about your work team?
The "work team" you choose to profile may be your immediate team or a broader segment of your company's workforce which you know well.
Use the following scale:
Untrue Completely
I Stress in work [vs. energy & balance]
1. People are frequently irritable or difficult to get along with. - 1 2 3 4 5 6 7 8 9 10
2. People often seem tired. - 1 2 3 4 5 6 7 8 9 10
3. People spend a lot of time and energy worrying, and listening to / spreading rumours. - 1 2 3 4 5 6 7 8 9 10
4. People are experiencing more minor health problems (e.g. colds, flu, headaches). - 1 2 3 4 5 6 7 8 9 10
5. Pessimism is a frequent response when future workplace changes are discussed. - 1 2 3 4 5 6 7 8 9 10
6. People have a hard time staying focused on the work they're doing. - 1 2 3 4 5 6 7 8 9 10
7. People often seem to over-respond to small issues, or to under-respond to important issues. - 1 2 3 4 5 6 7 8 9 10
8. People feel they are working under unreasonable pressure. - 1 2 3 4 5 6 7 8 9 10
II Dissatisfaction with work [vs. work satisfaction]
1. People feel they rarely get the recognition they deserve for their work. - 1 2 3 4 5 6 7 8 9 10
2. People find it difficult to stay as motivated by their work as they would like to be. - 1 2 3 4 5 6 7 8 9 10
3. People seem to spend more time in complaining about obstacles in their work than in finding solutions. - 1 2 3 4 5 6 7 8 9 10
4. People frequently feel it is impossible to find a satisfying balance between conflicting demands or priorities at work. - 1 2 3 4 5 6 7 8 9 10
5. People find too little opportunity for enjoying casual time with friends at work. - 1 2 3 4 5 6 7 8 9 10
6. People feel that pressures at work are interfering with their family life. - 1 2 3 4 5 6 7 8 9 10
7. People are slow to let go of "the good old days", of how "things used to be better around here than they are now". - 1 2 3 4 5 6 7 8 9 10
8. People feel that some of the important parts of their job don't get enough of their attention due to urgent or "firefighting" demands on their time. - 1 2 3 4 5 6 7 8 9 10
III Disengagement from work [vs. engagement]
1. People sometimes resent how they're treated by the company. - 1 2 3 4 5 6 7 8 9 10
2. People often feel that no matter how well they do their work, nothing they do will be judged as good enough. - 1 2 3 4 5 6 7 8 9 10
3. People believe that many of the company's decisions that affect their work are short-sighted or inconsistent. - 1 2 3 4 5 6 7 8 9 10
4. People no longer perceive the company as "a fine employer to work for". - 1 2 3 4 5 6 7 8 9 10
5. People don't feel the sense of loyalty to the company that they used to. - 1 2 3 4 5 6 7 8 9 10
6. People often feel that, on a personal level, they are paying too high a price for the company's success. - 1 2 3 4 5 6 7 8 9 10
7. Many people would leave the company if they were offered a comparable job elsewhere. - 1 2 3 4 5 6 7 8 9 10
8. A decreasing number of people feel they have a long term work future with the company. - 1 2 3 4 5 6 7 8 9 10
©2010 Vital Corporation, Inc.


text:
voicedoctor.net
Audio examples
Medialization
Feminization laryngoplasty
Technical information - 1
Laser tuning
Thyrohyoid elevation
Cricothyroid approximation
Web glottoplasty
Reduction laryngoplasty
Pitch-lowering
Nerve Procedures
Feminization laryngoplasty with thyrohyoid elevation
0138 Before and After voice recording
131 Before and After
132 Before and After FemLar & TH & KTP
133 B&A
More audio examples
Surgery/
Pitch/
Feminization laryngoplasty is a surgery designed for male-to-female transgender patients.
Once exposed to testosterone, typically during puberty, the thyroid cartilage enlarges, both increasing the internal opening of the larynx as well as altering the neck profile by visible protrusion of the upper thyroid cartilage, also known as the Adam's apple. The vocal cords elongate and thicken, lowering the comfortable speaking pitch and lowest vocal pitch. There is usually a reduction of the upper vocal range or at least a change in the quality of the upper vocal range since thicker vocal cords must be stretched tighter to produce the same pitch. The relaxed laryngeal position drops lower in the neck, increasing the internal length of the pharyngeal chamber; a longer chamber selectively amplifying the lower notes.
In individuals identifying as female gender (whether genetically male, intersex or female), speech therapy or self-practice may result in learning to produce a desirable speaking vocal pitch and resonance, masking these changes induced by testosterone. These techniques utilize active compensatory muscle contraction of intrinsic and cervical muscles and require ongoing effort. Some individuals are successful in developing a habitual contraction, to the point of requiring conscious effort to lower their larynx and speak with their "male voice" while perhaps most others develop ongoing fatigue from these attempts at maintaining female pitch and resonance through tonic muscle contraction. Some individuals are rather unable to accomplish this task. Even when successful, some individuals remain fearful of letting their guard up for even a moment in a sensitive situation where a masculine voice would be inappropriate. As an ideal, after transition, comfortable speech would occur at a feminine pitch and with a feminine quality without having to think about contracting several muscles before every phonation.
Somyos Kunachak proposed an open laryngoplasty to alter pitch (Kunachak S, Prakunhungsit S, Sujjalak K (2000) Thyroid cartilage and vocal fold reduction: a new phonosurgical method for male-to-female transsexuals. Ann Otol Rhinol Laryngol Nov; 109(11):1082-6). This procedure reduced the size of the larynx to a more female size in its cross sectional dimension and shortened the length of the vibratory vocal fold. It possibly tensioned the vocal fold. It preserved the use of the cricothyroid muscle. Perhaps it thinned the vocal folds. Based primarily on this article, I began to perform what developed into a procedure termed Feminization Laryngoplasty or as my first patient called it, "FemLar."
Here is a short overview of the procedure presented at WPATH in Amsterdam in 2016
The procedure is designed to remodel the genetic male's voice box, to make it smaller and the vocal cords shorter,in an attempt to raise the comfortable speaking pitch. I almost always try to alter the resonance as well by adding in a thyrohyoid elevation at the same time, although I'm uncertain if resonance is significantly changed. The thyrohyoid elevation attempts to shorten the pharynx (the throat) to improve the resonance of the higher pitches. In general the procedure cuts off the lower range and sometimes adds a few notes on the upper end of the range, and sometimes removes some notes from the upper end.
The surgery is most optimal for patients whose voice pitch is consistently interpreted as male, despite concerted efforts at altering pitch such as speech therapy and training; for instance, a person who might be faring well in person, but is still typically perceived as male when on the telephone. The typical patient will be a male who has or is, or may yet be undergoing transgender surgeries and wishes to change the voice pitch and potentially other qualities of the voice as well. However, other genetic females or intersex individuals have had the procedure as well. Having a previous voice surgery such as a cricothyroid approximation (CTA) does not preclude performing this procedure. In fact, this procedure may work even if the CTA procedure has failed. It also is a very good way of correcting the complication of a trach shave where the pitch was inadvertently lowered (a somewhat frequent complication of aggressive reduction of the Adam's apple).
This surgery doesn't work or meet the needs of everyone. It is new (I have been performing it for 13 years as of 2016) and carries with it some significant risks. The examples on the left side of the page include all results, from patients who had outstanding results to patients who had minimal if any change and also including patients who had complications. There is a range of results.
As pitch elevation in both males and females involves changes in the diameter and length of the throat during speech, there may be a way to surgically reduce the diameter or length of the throat (or pharynx) that would change the resonance of the voice. I have surgically elevated the voice box in an attempt to accomplish this. See the thyrohyoid elevation procedure for further information.
If you are a potential patient, some information about the surgical process is available.
This work by James P. Thomas, MD is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 3.0 Unported License.
Permissions beyond the scope of this license may be available at permission to use media.
Log in | Online Payment | Information provided by James P. Thomas, MD. | Site by Pettygrove Full
Payments Log In


text:
Tag: law of the case
Promissory Fraud: Sporting Goods Maker Pleads Seller's Scheme to Defraud – IL ND
Maurice Sporting Goods, Inc. v. BB Holdings, Inc., 2017 WL 2692124, ponders the reach of the promissory fraud rule (a broken promise normally doesn't equal fraud), how to plead around it, and the law of the case doctrine.
After a multi-year business relationship for the sale of sporting goods imploded, the plaintiff distributor sued the defendant manufacturer for breach of a 2015 buy-back agreement that required the manufacturer to "buy back" unsold inventory.
The manufacturer counterclaimed; it claimed the distributor defrauded it and tampered with the manufacturer's relationship with a key customer. Partially granting the plaintiff's motion to dismiss the counterclaims, the Northern District discussed the factual specificity required of a plaintiff to circumvent the general rule that promissory fraud isn't actionable.
The Court first addressed the distributor's law of the case argument – the manufacturer was trying to relitigate its earlier failed estoppel defense (that the distributor's fraud barred it from recovering damages from the manufacturer). The court previously nixed the manufacturer's estoppel defense because it failed to link the plaintiff's fraud to the buy-back agreement.
The law of the case doctrine (LOC) prevents a court from reopening issues it previously decided in the same case. LOC is a flexible doctrine, though. A court will refuse to apply LOC if there is a change in the law, new evidence or compelling circumstances.
The court declined to apply the LOC doctrine here because the manufacturer's stricken estoppel defense was premised on fraud by the plaintiff distributor related to a separate transaction – the original distributor agreement – that differed from the buy-back agreement that underlay plaintiff's suit.
Next, the court examined whether defendant sufficiently alleged an exception to promissory fraud under Federal pleading rules. Rule 9(b) of the Federal Rules of Civil Procedure requires heightened factual specificity in fraud claims as the Rule tries to discourage litigants from bootstrapping simple breach of contract claims into tort actions with wide-ranging damages.
Promissory fraud is a false representation of intent concerning future conduct where there is no actual intent to do so. While promissory fraud is generally not actionable, a plaintiff can plead around it by alleging egregious conduct or a pattern of deception or enticements that reasonably induce reliance. A fraudulent scheme exists where a party alleges a specific and objective pattern of deception including the who, what, where, and when of the misstatements.
Here, the manufacturer was able to point to three different agents of the distributor who made misstatements in three different phone calls in the same month to support the fraud counterclaim. These allegations that three distributor employees made false promises in order to sabotage defendant's relationship with a major retailer were definite enough to meet Rule 9's pleading requirements for fraud.
While there is some elemental overlap between an estoppel defense and a promissory fraud counterclaim, the defeat of one won't always cancel out the other where they relate to different transactions and different underlying facts.
To allege actionable fraud based on a broken promise, a plaintiff must plead a scheme to defraud that equates to a measurable pattern of deception or factual misrepresentations.
Posted on August 16, 2017 August 16, 2017 Categories Business TortsTags business litigation, Federal court, law of the case, pleading, promissory fraud, Rule 9, sporting goods, tortious interference
Medical Practice Break-Up Spawns Non-Compete Dispute
The bitter breakup of a medical practice provides the setting for the Illinois Fifth District to consider the scope of a non-compete clause and how it impacts a minority shareholder's buy-out rights.
Gingrich v. Midkiff, 2014 IL App (5th) 120332-U presents a dispute between two former partners in a medical corporation. At the medical practice's inception – in the late 1990s – the parties signed a stock purchase agreement that contained a 5-year/20-mile non-compete provision (the "Non-Compete").
The Non-Compete only applied in two situations: (1) if a shareholder withdrew from the practice after giving the required written notice; or (2) where a shareholder was expelled from the practice. The parties' relationship quickly soured and in 2002, a decade-long cycle of litigation between the two doctors ensued.
The 2002 Lawsuit
A 2002 lawsuit between the parties culminated in the plaintiff buying defendant's stock in the medical corporation. The court in the 2002 case didn't rule on whether the Non-Compete was enforceable.
The 2007 (and current) Lawsuit
In the 2007 case, plaintiff sued defendant alleging the defendant violated the Non-Compete by going to work for a rival practice within 20 miles of plaintiff's office.
The trial court dismissed. It held that the Non-Compete didn't apply because defendant didn't withdraw and wasn't expelled from the medical corporation. Plaintiff appealed.
Reasoning:
The court rejected plaintiff's law of the case (LOTC) argument. The LOTC doctrine prevents relitigation of an issue of fact or law previously decided in the same case. ¶ 14. Its purpose is to avoid repetitive litigation of the same issues and to foster finality and consistency in litigation. LOTC reflects the court's preference to generally not reopen previously decided issues.
Here, there was no adjudication of the Non-Compete in the 2002 case. The core issue litigated in that first suit was the valuation of defendant's shares and whether plaintiff served a proper election to purchase those shares.
Since the cardinal issues in the 2002 and 2007 Lawsuits substantively differed, LOTC didn't prevent defendant from challenging the Non-Compete in the 2007 case. ¶¶ 17-19.
The court also found the Non-Compete wasn't enforceable. In Illinois, noncompetition clauses in the medical services context are heavily scrutinized and only validated where they have reasonable time and space limits.
Finding the Non-Compete unambiguous, the Court held that the 5 year/20-mile strictures attached in only two circumstances: where a shareholder either (1) withdrew or (2) was expelled from the practice. Here, defendant didn't withdraw and she wasn't expelled. As a result, the Non-Compete didn't prevent the defendant from practicing within twenty miles of plaintiff's office. ¶¶ 25-29.
Afterwords: Clarity in contract drafting is critical. The case illustrates that a Court won't strain to find ambiguity where contract language is facially clear. Gingrich also illustrates that a restrictive covenant will be construed in favor of permitting, instead of stifling, competition. In hindsight, the plaintiff should have made it clear that if a shareholder departed the medical practice for any reason: whether voluntary, forced, or after a buy-out, the non-compete would still govern.
Posted on February 13, 2014 January 25, 2015 Categories Contract Law, Corporate, Employment LawTags 12.56, buy-out, election, IBCA, Illinois Business Corporation Act, law of the case, LLC, M3R, medical practice, midkiff, Molzahn, Non-compete, Porvaznik, Reed & Rouse, res judicata, Rocco
Contractor's Material Breach of Construction Contract Dooms Mechanics' Lien and Breach of Contract Claims
In Kasinecz v. Duffy, 2013 IL App (2d) 121329-U, an August 2013 Second District case, a contractor suffered a three-pronged defeat in his lawsuit against a homeowner. The Court affirmed the lower court's bench trial judgment for the homeowner on the contractor's breach of contract, mechanics' lien and quantum meruit claims.
Facts: This is the second appeal involving the parties. In 2004, defendant hired plaintiff to build a house pursuant to a verbal agreement which was later formalized in a written contract. The contract required the plaintiff to submit invoices to defendant before defendant was obligated to pay plaintiff. Kasinecz, ¶ 20. Over several months, the plaintiff and his crew built part of the house until a payment dispute arose. Plaintiff walked off the job and sued for breach of contract, mechanics lien foreclosure and quantum meruit. The trial court entered a directed finding for the homeowner half-way through the first bench trial (because the contractor materially breached by failing to furnish a statutory lien waiver, among other reasons) and plaintiff appealed.
In the first appeal, the Second District reversed on the ground that it was unclear whether defendant homeowner requested a sworn statement and because the factual record was too scant to uphold judgment in total for the defendant. Kasinecz, ¶ 6. On remand, the trial court received additional witness testimony and written submissions and again entered judgment for defendant. This time, the Second District affirmed.
Reasoning: The Court sided with the homeowner on all three of the contractor's claims.
(1) Breach of Contract: the contractor materially breached (and therefore, couldn't prove that he performed) the contract by not providing invoices to the defendant as required by the contract. Kasinecz, ¶¶ 21-23. The contractor admitted at trial that he didn't supply invoices until after he walked off the job. Since the contractor breached, he couldn't prevail on his breach of contract claim.
(2) Mechanics' Lien claim: The contractor lost his lien claim because he didn't substantially perform. A necessary condition to mechanics lien recovery is substantial completion of the contract. Id., ¶ 25; Fieldcrest Builders, Inc. v. Antonucci, 311 Ill.App.3d 597 (1999)(note: Fieldcrest provides a thorough discussion of substantial completion/quantum meruit issues in the context of a construction case). Here, the Court found there were holes in the roof, no windows or doors were installed, and the house lacked interior mechanical systems and finishes. Id., ¶¶ 25-26. Because the house was so incomplete when plaintiff and crew stopped work, plaintiff couldn't show substantial performance. This doomed his mechanics' lien count. Id., ¶ 25.
(3) Quantum meruit – the Court also rejected plaintiff's quantum meruit claim based on the black-letter principle that quantum meruit recovery won't apply where an express contract governs the parties' relationship. Kasinecz, ¶ 29; Installco Inc. v. Whiting Corp., 336 Ill.App.3d 776 (2002). Since plaintiff and defendant had a written (express) contract for plaintiff to build defendant's house, this defeated plaintiff's quantum meruit count. The fact that plaintiff couldn't enforce the contract (since he breached it) doesn't matter: the contract's existence alone defeats the quantum meruit claim. Kasinecz, ¶ 29.
Law of the Case. The plaintiff contractor argued that the Second District's reversal in his favor on the first appeal was law of the case to the trial court on remand and even moved for summary judgment immediately upon remand. Id., ¶¶ 7, 14-15. The law of the case doctrine provides that questions of law actually determined in a prior appeal are binding on the trial court on remand as well as on subsequent appeals. Id., Kreutzer v. Illinois Commerce Comm'n, 2012 IL App (2d) 110619. Both the trial and appeals court found that the law of the case rule didn't apply because the issues decided in the first appeal (whether the parties had an oral contract and whether the contractor provided statutory lien waivers) differed from the second appeal's salient issues (whether plaintiff submitted invoices to defendant and whether plaintiff substantially performed). Kasinecz, at ¶¶ 15, 20.
Take-aways: A material breach will preclude contractual recovery; a contractor's failure to substantially perform will doom a mechanics' lien suit; and quantum meruit and a breach of express contract claim are mutually repugnant: they can't co-exist. The Court did appear to express surprise that the contractor didn't argue that the homeowner waived strict compliance with the contract's invoicing requirement. The defendant made several progress payments to the plaintiff without first receiving invoices. This would seem to give rise to a waiver of strict compliance argument. However, since the contractor never argued waiver, the Court didn't tip its hand as to how it would rule on the issue.
Posted on August 27, 2013 August 27, 2013 Categories Real estate litigationTags law of the case, material breach, mechanics lien, quantum meruit, substantial completion, substantial performance, sworn statement67 Comments on Contractor's Material Breach of Construction Contract Dooms Mechanics' Lien and Breach of Contract Claims


text:
All Pulmonology
Pulmonary Vascular Disease
Pulmonology Topics
Portable normothermic organ care system may increase number of lungs available for transplant
Loor G, et al. Lancet Respir Med. 2019;doi:10.1016/S2213-2600(19)30200-0.
Although it missed its primary endpoint, the EXPAND trial has shown that use of a portable ex vivo lung perfusion system allowed successful transplantation of many lungs that were previously rejected by transplant centers.
The single-arm study, which was conducted at eight institutions in the United States, Germany and Belgium, was designed to evaluate the efficacy of using portable ex vivo lung perfusion with the Organ Care System (OCS) Lung (TransMedics Inc.).
The researchers included lungs from extended-criteria donors if they had at least one of the following: ratio of partial pressure of arterial oxygen to fractional concentration of oxygen inspired air of 300 mm Hg or less; expected ischemic time longer than 6 hours; donation after circulatory death; or donor age of at least 55 years. Eligible recipients included adults undergoing bilateral lung transplant.
A composite of patient survival at 30 days after transplant and absence of International Society for Heart and Lung Transplantation primary-graft dysfunction grade 3 (PGD3) within 72 hours after transplant served as the primary efficacy endpoint.
From 2014 to 2016, the researchers perfused, ventilated and assessed 93 lung pairs using the OCS Lung. Of these, 79 (87%) were transplanted. However, the primary endpoint was achieved in only 54% of patients, falling short of the prespecified objective performance goal of 65%. All but one patient were alive at 30 days after lung transplant, and the primary clinical driver for missing the performance goal was the relatively high proportion of patients with PGD3 within 72 hours after transplant (44%), the researchers noted.
Survival was also high at 6 and 12 months (94% and 91%, respectively).
In terms of safety, the mean number of lung graft-related serious adverse events, including respiratory failure and major pulmonary-related infection, was 0.3 events per patient.
To validate previous refusal status of donor lungs in the trial, the researchers assessed match run data from the United Network for Organ Sharing-Organ Procurement and Transplantation Network on the 66 donor lungs perfused on OCS Lung in the U.S. These donor lung pairs were refused by other transplant centers a mean of 35 times before acceptance in the EXPAND trial center.
Additionally, recipients of lungs in the trial reflected the real-world population of lung transplant recipients, according to the researchers. The mean lung allocation score was 42 and 23% of patients had idiopathic pulmonary fibrosis, 28% had secondary pulmonary hypertension and 48% underwent transplantation on cardiopulmonary bypass.
"The use of OCS Lung resulted in 87% of donor lungs being used, safely, from seldomly used lungs from extended-criteria donors and donors after circulatory death, with excellent survival outcomes up to 1 year of follow-up, few lung-graft-related serious adverse events and a low prevalence of bronchiolitis obliterans syndrome posttransplantation," the researchers wrote. "The ability to optimize, functionally assess and safely use more lungs from these extended-criteria donors has the potential to substantially increase the number of viable donor lungs for transplantation globally."
Longer follow-up is ongoing and a prospective registry has been developed to gather more evidence, they wrote. – by Melissa Foster
Disclosure: This study was funded by TransMedics Inc. Loor reports he has received grants from Maquet and United Therapeutics, and grants and nonfinancial support from TransMedics Inc.


text:
Barbara Turner-Vesselago is the author of three successful writing books and a mentor to hundreds of published authors worldwide.
Whether you are an experienced author or someone just starting out, your writing will benefit enormously from the Freefall Writing™ experience.
From the first day, participants find their writing deepens and begins to flow, whatever their ultimate goal or focus. Over the course of the week, confidence grows and bold new projects emerge, while existing projects gain direction and clarity.
About Freefall and Barbara
Barbara Turner-Vesselago's "Freefall Writing ™" has helped hundreds of writers to publish fiction, memoir, non-fiction and poetry worldwide.
By means of five simple precepts, she leads the writer step by step into developing real trust in writing through the art of Freefall.
Write what comes up for you.
Don't change anything.
Give all the sensuous detail.
Go where the energy is, or go fearward.
Observe "The Ten-Year Rule".
Writing Without a Parachute: The art of Freefall
Writing Without a Parachute: The Art of Freefall shows both beginning and experienced writers how to get the thinking mind to step aside, so that writing becomes truly creative – a vulnerable and open-hearted engagement with the moment. Here for the first time, writing teacher Barbara Turner-Vesselago shares in print the method by which, for almost 30 years, she has helped hundreds of writers to publish fiction, memoir, non-fiction and poetry worldwide. By means of five simple precepts, she leads the writer step by step into real trust in writing through the art of Freefall: invoking the courage to fall without a parachute into the words as they come. This book can be used for inspiration, as a reference, or as a sustained, twelve-month course in writing. It will help all writers to connect with their deepest intention in writing, and to write with greater authority and grace.
Freefall into Fiction: Finding Form
Freefall into Fiction: Finding Form is designed to help writers, step-by-step, to create publishable short stories, novels and memoirs by finding their own unique balance between the exploration offered by Freefall Writing and the requirements of each particular genre. This book penetrates deep inside the writing process where that balancing act takes place. The book builds on this experience and encourages writers to pursue their work with intention and without inhibition.
How to Talk About Writing: A Fundamental Shift in Perspective
With insight and clarity, Barbara Turner-Vesselago distils the essentials of 'How To Talk About Writing' into six revolutionary discoveries. This book provides invaluable advice for all who long to respond constructively to writers who seek their input, but who don't know how or where to begin.
Seasoned writing mentors and editors will be inspired to abandon old paradigms of editorial criticism. Those new to giving feedback will find straightforward tips–easy to comprehend and instantly rewarding to apply.
Informative and user-friendly, this is a vital guide for writers' groups, university seminars, and even for frank and informal one-on-one discussions between friends.
"One of the sanest books on writing I've ever read – an easy-to-follow roadmap for producing work that captures each writer's unique voice."
ByLine Magazine (Canada)


After graduating from Simon Fraser University with a Bachelor of Arts degree in Commerce, Vic became vice-president of a family run sawmill in Vancouver that employed 200 people.
In 1988 the sawmill was sold and he then became the chief pilot and operations manager of a helicopter charter operation, which he ran until the later 1990's, after which he devoted full time to trading.
Up until the early fall of 2005 he was employed by a large futures brokerage house in Vancouver, and has since left that job to concentrate exclusively on trading foreign exchange for his own account, and most importantly to help others find success in trading.
Vic has always maintained a passion for trading and as a result of his years in the brokerage business was able to gain unique insights into the habits of both successful and unsuccessful traders. It was the unsuccessful traders that really challenged Vic to want to make a difference, and so to that end he has now embarked upon a strategic relationship with Forexmentor.com with the sole purpose of helping people develop successful trading habits.
"In the above picture you see me standing beside an aircraft that I was lucky enough to fly, a Sikorsky S76 helicopter. You may not realize it but there are some very definite similarities between trading and piloting an aircraft. Specifically, just as you must go through a pre-flight checklist for flying, you need to have a check list for trading before you ever leave the ground (make a trade), and you must know your destination (exit point) as well as how to handle emergency procedures (a stop loss). And then there's the actual "in-flight" information that is crucial—trade management. Chances are that if you keep crashing and burning then your checklist is flawed (or non-existent). And you should definitely not be piloting an aircraft!
I have found that there is a tremendous consistency in both winning and losing traders in how they handle their checklists! If you are confused about your checklist or, worse yet, you don't really even have one, then maybe you should consider participating in our personal mentoring session program.
The Forexmentor team that Peter Bain has assembled is extremely impressive, and I am very honored to be a part of it. Having met the entire team I can tell you that you have become involved with an extremely hard working, honest and dedicated team that works very hard to help traders achieve success. We are all very fortunate to have someone like Peter who is so totally passionate about seeing people reach their trading goals."
Vic operates the twice-weekly live training and follow-up service called the Coach's Corner and the Recurring Forex Pattern Daily Review service. » Read more about Vic Noble.


text:
LIVESTONER
420 Face Masks
Weed Accessories
Smoke Kits & Bundles
Stoner Chick Supply
Innovated Stoner
Stoner Gifts
Gaming Stoner
Cannabis Articles
Top 10 Best Weed Accessories
The Evolution of Hemp
Bethan
How Hemp is Being Used: The Evolution of Hemp from Ancient to Modern Times
Hemp is widely misunderstood. Uneducated people might believe that smoking hemp gets you high but in fact, this controversial crop is typically grown for its seeds and fiber. Hemp contains higher levels of a cannabinoid called cannabidiol (CBD) than it does tetrahydrocannabinol (THC): the compound that gets you stoned.
A variety of the cannabis Sativa plant species, hemp is usually found growing naturally in the northern hemisphere. However, farmers around the globe cultivate their own hemp for a number of reasons, not just in today's modern world but also, in ancient times!
Humanity began growing cannabis crops before my other crop types, with hemp being cultivated by Chinese farmers as many as 6,000 years ago. Since this fast-growing marijuana plant species is so high-yielding and easy to grow, there's no wonder why the roots of ancient hemp use run deep.
Full of anti-inflammatory and heart-healthy benefits, hemp seeds are crammed with Omega-3 and Omega-6 fatty acids. The body depends on these essential fatty acids for healthy living! The University of Maryland Medical Center claims that the colorless and refined hemp oil will not have a psychoactive effect. It will, however, enhance nutrition.
But just how much has hemp use changed since the ancient times to the modern world? Let's find out.
What are the benefits of modern and ancient hemp use?
It might be regaining its popularity by the day, but hemp's potential has long been recognized for its medical potential. An example is cold-pressed hemp oil, which is a fantastic source of vitamin A and C. Furthermore, it is available in refined and unrefined form. According to a study conducted by The Genetic Structure of Marijuana and Hemp, "Analysis of both marijuana and hemp revealed clear genetic structure separating one another."
So different are the genetics of each type of hemp, that diverse breeds can be cultivated with minimal or no THC production, making hemp useful for making/treating the following things:
Reducing Acne
Removing Cosmetics
Health Foods, and many more.
In addition to the above things, modern hemp use and ancient hemp use has been relied on for nutraceuticals and medical treatments. Positive side effects include digestive system improvement and healthier skin. Hemp seed oil's high content of amino acids has even cured cancer patients, as well as genetic mutations, based on a Cannabis Extract Study.
The Origins of Ancient Hemp Use
Before the government put a stop to it, hemp was once considered a billion dollar crop! Hemp industrialization might have occurred as far back as ancient Egypt, although there is solid proof that the Chinese started hemp farming around 5,000 years ago. The first ever Bibles were made from hemp paper and historic canvas paintings were displayed on sheets of natural hemp.
One of the many ancient uses for hemp include enhancing healthy soil, manufacturing biodegradable (environmentally-friendly) plastics, making fuel, preparing construction materials for building purposes and, in many cases, hemp was cultivated for the creation of essential textiles and paper. At one point, 90% of boat parts, including ropes and sails, were constructed using hemp.
Once upon a time, schoolbooks were crafted from flax or hemp paper. The history of hemp use also tells us how the founding fathers of America actually grew hemp (George Washington included).
Get this: Thomas Jefferson even smuggled hemp seeds to France and America from China! Pretty badass, considering the laws were pretty strict back then. This is a stark contrast to the laws that were put into place from 1763-1769, when it was illegal for residents of Virginia not to grow hemp!
A valuable natural material for numerous reasons, hemp was processed inside one of Benjamin Franklin's paper mills and the 1812 War was caused in large part to Napoleon's battle for stopping the exportation of hemp to England from Moscow. Since hemp was utilized to create 80% of bed sheets for just short of a decade after, there's no wonder why it was (and still is) in such high demand.
How does modern hemp use differ?
The modern world has not forgotten about the many ancient hemp uses, but you can expect to use a closed loop extraction system to make high-CBD hemp oils that can be used for tinctures or vaping. The Hemp Business Journal estimates growth in the sales of hemp and CBD products for 2017, with sales exceeding $688 million in 2016.
So popular is hemp nowadays that it is transforming the outlook for industrial hemp farming. Hundreds of thousands of people in the United States alone are actively using hemp oil, whether it is for the treatment of seizures, to inhale the oil using a vaporizer, or by infusing it with their favorite food recipes. The nutty green-colored oil is a miracle crop that today's farmers are taking a keen interest in. Demand for modern hemp use is growing, with hemp-related jobs contributing to the economy as a natural and sustainable option. Numerous well-known companies are also going 'green', by using hemp for the manufacturing of products sold by The Body Shop and Ford to name a few.
Although it remains a controversial drug, modern hemp uses include targeted cancer therapy, migraine treatment and a reduction in the negative effects associated with human papillomavirus (HPV) vaccine, based on findings published by a scientific study.
Today's Alternatives to Ancient Hemp Tools
Times have changed and the tools on offer for the uses of hemp are evolving at a rapid rate. Should you wish to extract the oil and make your own tinctures, lotions or hemp-infused oil, consider using a seed oil extractor machine, like The BestEquip Manual Oil Press Machine.
Some other types of hemp products that have modernized since the history of hemp use (and are available to buy from Amazon) include:
Nativas Organics Hemp Protein Powder
Populum, Premium Hemp Oil Supplement
VitaScents Hemp Soothing Muscle Jelly
HempCore Relax Anxiety Relief Supplement
Check out LiveStoner's range of weed accessories for a better insight into the gadgets you could be adding to your ganja collection!
Bethan is a full-time wanderluster, traveler, and digital nomad with 7 years of experience in the freelance writing world. She has mastered the art of beating jet lag and using hammocks as an office for content curation.
Follow Bethan - Facebook Instagram
Active Stoner
Stoner Gaming
Star Wars Grinders
Cute Grinders
Weed Costumes
☁Popular Categories
Stoner Tools
Budget Stoner
Monthly Weed Box Reviews
Free Stickers&Gear
The Stoner Squad
©LIVE STONER
The Worlds Most Diverse Online Smoke Shop


We develop an intuitive and consistent experience by aligning service touch points with customer expectations.
A satisfied customer will return more often, will feel connected with your organization and will share their positive experiences with others. Investing in customer experience is worthwhile and valuable undertaking. A service that exceeds your customers expectations is the ultimate way to differentiate.
We map and visualize the experience throughout the whole service using a Customer Journey. This provides a vivid overview of how your customers experience your service, where hiccups occur and where there is room for improvement.
Using clear guidelines we describe the steps required to improve your service, which improvements will have the most impact and which actions can be taken today.
How can we make the Utrecht musea more meaningful to people who visit the city and what can we do to make visitors come back more often.
Intuitive services that customers enjoy? We'd love share how you can improve your services.


text:
Dmytro Vitaliyovych Chumak (; born 11 July 1990) is a Ukrainian weightlifting medalist who competes in the 102 kg weight division. He won a bronze medal at the 2015 World Championships and placed sixth at the 2016 Olympics.

Major results

References

External links

1990 births
Living people
Ukrainian male weightlifters
Olympic weightlifters of Ukraine
Weightlifters at the 2016 Summer Olympics
World Weightlifting Championships medalists
People from Skadovsk
European Weightlifting Championships medalists
Sportspeople from Kherson Oblast
20th-century Ukrainian people
21st-century Ukrainian people

redpajama_set_name: RedPajamaWikipedia


I had the opportunity to review MONAT AnyWhere Hair set from Kirkendall Effectt. I received some samples of shampoo, conditioner, dry shampoo, and REJUVENIQUE intensive oil, along with instructions on how to use them.
I have blonde hair that hangs half way down my back. For the last couple years I haven't been very happy with the condition of my hair, which is probably my fault because I have used hair coloring on and off for years. My hair became dry, dull, brittle and lacks any kind of volume.
First of all MONAT Dry Shampoo was my favorite. I know, out of what I received, that is the product I will be getting more of. I had not washed my hair in a couple days when I used the dry shampoo. It made my hair feel nice and clean. It looked shiny as if I had a hair washing that morning. I've used other dry shampoos and have not been impressed with the idea of dry shampoo until MONAT.
I also followed the instructions with the other MONAT Haircare products and I've had the same satisfying experience. My hair looks great right now. Its full of shine and bounce. There was no greasiness involved with any of MONAT's hair products. I love that these products are natual, I won't use products that have all them dangerous toxins or are tested on animals.
MONAT products contain key ingredients that focus on hair growth. Their Intense Repair helps stimulate the scalp and boost the natural growth of thicker and fuller looking hair while improving follicle strength.
The ingredients in MONAT are naturally based, safe, pure and sustainable. The REJUVENIQE Oil Intensive is a blend of 13+ natural plant and essential oils rich in omega fatty acids, antioxidants and nutrients highly compatible with hair and skin. CAPIXYL is a part of MONAT's blend. It is an emollient blend that helps protect the scalp, thicken and strengthen the hair while supporting natural growth.
MONAT does not add gluten to their formulas. There is also no harmful colors. They use safe colorants approved by the FDA, health Canada and the Europian Commission. There are no harmful fragrances as MONAT uses fragrances that are approved by the International Fragrance Association.
There are also NO Parabens, Sulfates, Cyclic Silicones, BHT, DEA/MEA, Polyethylene Glycol, Phthalates, Phenoxylethanol, Petrolatum, Mineral Oil, Triclosan, Plastic Microbeads or Formaldehyde Releasers. There's is no testing of cosmetic products on animals, Nor is there any animal Origin Ingredients. MONAT uses vegan in material.
I am definitely trying this out.
Yes, please. I need more hair car sets like this. Off to check it out more. I love the brand name MONAT too, reminds me of art!
I've heard some terrible things about Monat, like people losing their hair from it. I think some people are allergic to the ingredients, and like with any product used on the skin, it should be patch tested before regular use.
This hair care looks like it is so awesome. I am always looking for something to help my hair.
I have never tried a dry shampoo--I think I might like this one. My hair is also pretty damaged and unmanageable right now. Will look into this one more!!
I would like to try this product. You said it could also helps stimulate hair growth, so this is a definite must have for the men in my family. I don't want to see my sons go bald early. Sadly, they have the gene for male pattern baldness.
I'd love to try the intense repair. Looks like some nice products to use this summer.
This looks like it could be really great for my hair.


A lucrative economic & political stable country.
You can stay here permanently & will renew every 2 Years.
You will get Gold I –Card i.e. IC to live permanently & enjoying all facilities in Malaysia.
You may bring yours family members on dependent visa.
After holding this permit & stay in Malaysia for minimum 5 years, you may apply for PR permanent Residency in Malaysia.
As you are registered as a tax payer, you can easily get Credit Card from Local banks.
We are offering Malaysia Professional Visa for Employment/Business purposes.


Access exclusive seat upgrades right from your phone!
Seattle Symphony is now offering seat upgrades for select Symphony concerts through the Listen Boldly mobile app. Check for upgrades available the day of your show!
Answer a few simple questions below to register.
Open the Listen Boldly app and select the UPGRADES tab or go to seattlesymphony.org/upgrade on your mobile device.
Select your preferred upgrade and purchase with your credit card.
Show your upgrade to an usher for validation and enjoy!