Claudine is a 500 hour RYT in Hatha yoga with Certifications in Warriors at Ease for Post Deployment & Trauma, Yoga 4 Classrooms, Childlight Yoga and Advanced, Karma Kids, Yoga Minded 4 Teens and Prenatal With Sue Elkind. She has had the privilege to train and study with Seane Corn in Spirit Speaks, Baron Baptiste of Baptiste Power Yoga, Sharon Gannon and David life of Jivamukti Yoga, Sadie Nardini of Power Core Yoga , Shiva Rea, Rolf Gates (500 hour) and many other great teachers along her personal journey. Claudine is also a Certified Ayurvedic Specialist with the Himalayan Institute and a Holistic Health Counselor with INN. She is also trained in level 1 Buddhism and a certified traditional Usui Reiki Master.
Claudine believes in living a holistic lifestyle and thinks yoga is a crucial foundation in this process. She feels privileged to teach the beautiful art of yoga with the hope that her students will use it both on and off the mat. Her style of teaching is a mixture of Vinyasa flow with a power yoga background. Claudine also likes to encourage a freedom of expression and exploration in the body and in the mind. Her goal as a teacher is to have her students grow in strength and flexibility in their body, mind and spirituality and to share passionate hearts as they open themselves up to their full potential and truly live in the yogic lifestyle.
In her spare time she is a foster mom for dogs, an avid traveler and enjoys spending time on her kayak and paddleboard. She loves surrounding herself with family, friends, her chickens and 6 dogs.
"It is only with the hear that one can see rightly; What is essential is invisible to the eye"
After practicing for several years, Patti enrolled in the 200 hr. Yoga Alliance approved in depth teacher training program at the Yoga Loft in Bethlehem PA under the direction of Carrie Morgan & Jessie Thompson. Patti completed the program in May 2013 and loves to share her love of yoga with students, who like Patti want to enhance their lives on and off their mats by experiencing a safe, fun, and well-rounded practice. Patti continues to further her practice attending workshops and yoga events. Patti has trained and received certifications in Restorative Yoga with Judith Curiel, Balanced Athlete with Johnny Gillespie and PIYO.
As Patti continues to learn from her teachers, through daily practice and from attending workshops, she looks forward to sharing her experiences with her students as they celebrate the physical and inner strength within us all.
When Brenda started practicing yoga in 2001, it started off as a hobby to enjoy time to herself. As a single mother, she rarely had time alone. Brenda fell in love with yoga immediately. Although she had no idea what yoga was truly about she knew she felt amazing leaving her first class. One thing that touched Brenda was that yoga is all about individual improvement and is not a competitive practice.
An instructor of Brenda's taught her that wherever you are in a posture is where you are supposed to be. What a relief to not be under any pressure! As her practice went on, she started to become interested in learning more about yoga. Brenda's quest for knowledge was opened by asanas which taught her yoga philosophy and gave her spiritual growth.
In 2004, Brenda started her instructor training course at YogaLife Institute, located in Devon, PA. She finished the course in 2005 after completing the required 225 hours. In May of 2014 she completed her 500 hours through YogaLife Institute. In November of 2016 Brenda finished her Yoga Therapy Certification through YogaLife Institute. Brenda is a Reiki Master/Teacher. She is registered through the Yoga Alliance.
Jill Foltz is a certified yoga instructor, Reiki Master and hypnotherapist. Jill is passionate about inspiring and uplifting others and has been teaching a variety of meditation based self-empowerment classes since 2004. Most recently she has been creating and hosting retreats in the Endless Mountains of Pennsylvania and also in Costa Rica. Information on her classes and retreats is available on her FaceBook page, InspiredBy Jill. In her spare time Jill enjoys yoga, meditation, gardening, herbalism, traveling, and spending time with her family and in nature.
Jim, a local resident, has been practicing yoga since 1974. His path includes time spent practicing asana and meditation in Nepal, and yoga teacher certification with Kripalu Center. After receiving teacher certification Jim has taught almost two thousand classes at studios, schools, in parks and private homes.
Jim's yoga traces its lineage to the Pashupata path. A typical class will include centering, breath, intention, chant, warm-up, posture, flow and relaxation. We offer the following suggestions for an optimum yogic practice: bring a mat(some available) extinguish all cellphones. Arrive ten minutes early. Arrive with a light stomach. Wear comfortable clothing designed for exercise. Bring a belief in a better you.
Jim says "My yoga teacher once said If you want to learn, teach. She was right. I enjoy learning as well as I enjoy sharing what I've learned. My intention or goal as a yoga teacher is to share the gift of yoga with beginner and intermediate practitioners. Through our practice together we will build a strong foundation from which we can honor our bodies and our inner wisdom."
"It doesn't matter if things aren't perfect. My practice is my time to feel alive, loved and free."
Aly's yoga practice started seven years ago and she has thoroughly enjoyed being a part of the community that has emerged both on and off the mat. She decided to deepen her practice by taking Yoga Tree's first 200 Hour Yoga Alliance approved Teacher Training under the direction of Elle Kaplan. She looks forward to continually expanding on those teachings, sharing them with students, while also growing with the studio and community.
Aly wants people to be able to come to their mats freeing themselves from the judgments they may have placed on themselves or the judgments felt from their environment. Her goal is for students to feel comfortable, so that they may focus on the proper alignment each pose. She believes if you put forth the effort to set the right foundation, you are then ready to settle into the ease of each pose, ultimately opening you up to make the mind body connection. Aly's wish is that with time and trust, students will feel the same joy she has felt learning how yoga goes beyond the mat. She is a student of life guiding students to be true to themselves.
shine in every facet of life.
That turn of events sparked her desire to learn posture modifications that allowed her to keep her yoga practice vital throughout the recovery.
Her desire to share those techniques with others, eventually led to her obtaining a 200-hour YTT certification through The Yoga Loft of Bethlehem in 2012.
Jen aspires for her students to share in the magnificent wonder of the human body and its many layers of flowing energy; in knowing that each breath and every day is a gift.
In her classes she encourages the exploration of movement through acceptance, discovery, laughter and everything in between!
Sharing in gratitude from her studies as a Holistic Health Practitioner, Sound Therapist and Reiki Practitioner.
In her free time you will find her outdoors among her wildlife friends, perhaps you will hear a gong on the wind or a didgeridoo serenading the birds.
"Our lives are not our own. We are bound to others, past and present. and by each crime, and every kindness, we birth our future. -Namaste"
A mother, a wife, and a lover of life. Taking a playful approach to life, she has a passion for all things. Jenni is a true believer that Yoga is a practice of every second, of every day.
Jenni was introduced to the wonders of esoteric teachings by her parents and was immersed in meditation as a child. When Yoga found her and led her down the path of inward exploration, she didn't look back.
Jenni's classes are a mixture of an uplifting atmosphere, with a true intent to feel, and observe. Focus on breath awareness and alignment are big staples, while intertwining the deeper focus that our true practice requires. Meditation is never rushed nor ignored, and it is to be expected to practice Pranayama and/or Mantra. With a passion for the quicker, deeper asanas as well as the stillness and silence, Jenni enjoys offering a mix of classes. Vinyasa/Hatha, Restorative, Gentle, Beginner's, Meditation/Mantra, and Yoga Nidra are her favorite offerings and practices.
She will always be a student of Yoga and Meditation. Jenni has acquired her 200 Hour YTT Certification, Reiki II Certification, and merged it with her passion of leading a healthy, compassionate, and spiritually driven life. Jenni has acquired well over 100 hours of continued education, and is also on the journey of her 500 Hour YTT Certification, as well as taking her 200 Hour training for a second time.
Rarely finding her without a smile, she will most likely be outdoors, cooking, teaching about Essential Oils, or spending time with her family when she is "off the mat." Connecting with your inner child and finding the joy and love in all things, is the best way to feel gratitude and to BE happiness.
Diane began her yoga journey in the late 90's and completed her 200 Hour. teacher training in 2016 through the Himalayan Institute under June Hunt. For Diane, teacher training became a gateway into a world of exploration, introspection and profound awareness. She continues to grow & evolve through ongoing trainings and workshops and believes the path to self discovery is a lifelong journey. She has completed Expand Your Power - 200 Hour Baptiste Power Yoga Teacher Training, The Art of Assisting, Yin Yoga & Restorative Yoga and became a certified Usui Reiki Master under Theresa Steltzer.
Diane is excited and honored to be able to share the beauty and power of the yoga tradition. She continues to be inspired by the students of this community and their love and devotion to the yoga practice.
Diane resides in Perkasie, Pa with her husband and two dogs, Luna and Tela.
Theresa was drawn to yoga's ability to strengthen the mind, body, and spirit from the inside out and truly believes that yoga is for every body at every age. Her style is playful and down-to-Earth, with an emphasis on meditation.
She is currently a 500-hour Advanced Teacher Training student at Dig Yoga in Lambertville, NJ, under the direction of Sue Elkind and Naime Jezzeny. After completing her 200-hour training she earned additional certifications in Chair Yoga and Wall Vinyasa, followed by her Usui Reiki Master Teacher Certification. Whether Theresa is giving personal assists in class or during shavasana, her Reiki energy comes through to complement your practice.
Theresa enjoys teaching yoga in studio, healthcare, and corporate settings, and has been a professional writer and publisher for many years. She is especially interested in the scientific study of the benefits of yoga, including improved strength, balance, and brain function, and decreased stress, anxiety, and risk of heart disease.
In her spare time she loves to travel and spend family time with her adult children and her granddaughter Isabella "Izzie" Grace. Izzie and Theresa have been having fun on their yoga mats together since Izzie was 4 months old!
Marcy Stone, Intuitive Life Guide. Marcy is a certified and accomplished life guide for over 15 years and holds advanced training certificates in several healing modalities as well as having over 17 years of business leadership experience. As the creator of The Soulfull Paths Technique® she is committed to helping create a world of radiant human beings that are actively manifesting their dreams and gifts into reality.
Marcy's purpose – to help others become empowered in their lives, to see their own radiance and hear their own inner guidance, help you connect with your Higher purpose, move through indecision and doubt to clarity and intentionality and ultimately create a life you love. You will learn to identify your Inner Guidance from false guidance and carve out the pieces of your life that are no longer serving you. As you align with your values and spend more time in resonant relationships and activities, you will feel vibrant, self-confident, clear and ALIVE! This is the life you are meant to live.
Marcy holds advanced training certificates in Akashic Records, Theta Healing, Life Force Energy Healing, Reiki Master as well as being a Certified International Yoga Instructor, Esthetician and Ordained Minister. She is a lifetime student of the healing arts--including meditation, prayer, yoga, and visualization and brings her passion for growth and self-empowerment into her work and her life. Marcy resides in Telford PA with the love of her life as well as being a mother & step mother to three amazing women.
JoAnne's classes are Vinyasa & Hatha based, with an emphasis on the physical asanas and restorative meditation. She teaches with a nurturing & encouraging spirit, embodying the philosophy that yoga is empowering for both the body and soul.
JoAnne resides in Doylestown with her husband Michael in a restored historic Bucks County farmhouse. When she's not teaching or taking classes, she loves traveling the world, spending time outdoors, being in the water and volunteer work with local animal rescues.
Ken is a student of Buddhism, yoga, meditation and life. An impassioned practitioner he began his personal journey to discover a greater sense of his body/mind/spirit connection, while improving his overall state of well-being. Ken's background is science based as an Exercise Physiologist by formal training. He has been the anatomist for Yoga teacher training programs, and is certified in Plant Based Nutrition from Cornell University. In addition, he is also a certified Usui Reiki Master/Teacher, tai chi, and meditation and yoga instructor. He has taught yoga and meditation internationally.
Ken has a unique and skillful way of offering wellness and conscious living alternatives, and strives to inspire others in their journey of self-discovery.
He is an author of a fitness booklet and a featured contributor to health and wellness websites including MindBodyGreen.
Ken has a genuine love for people and a true passion for yoga on and off his mat which results in his compassion for others and all living creatures.
Ken is a dedicated father and husband and a free spirit at heart and teaches from the foundation of limitless potential for awakening the body/mind/spirit connection.
"No Yoga, No Peace.... Know Yoga, Know Peace"
Amber began her yoga practice with her husband when they came back from their honeymoon as something fun to try and do together. After her first class she was immediately drawn to the practice and began to attend all different classes. Progressively seeking new levels, and learning as much as she could. She fell in love with how the practice is yours, what you make it and its continuous growth.
Believing that everything happens for a reason and exactly when it should be, as if by design, yoga teacher training was proposed by whom she considered as her very first yoga mentor and positive influence, Diane Goode. Amber knew that she needed to share her love for yoga with others and all the positivity that it can bring to the world. She completed her 200hr YTT in December 2017 at Yoga Tree studio under the direction of Elle Kaplan.
Ambers love of the water and outdoors made her realize she wanted to also teach SUP yoga. She completed her SUP Yoga teacher certification in 2017 through Stoked Yogi under the direction of Melanie Smith. She loves being able to bring together the physical aspect of yoga with the natural environment being outdoors and the peace and calming aspect of the water.
Amber wants to share with others how the physical aspect of yoga can make you stronger and empowered and the mindfulness and mediation can bring you a deeper Spiritual connection.
When Amber is not practicing or teaching you can find her with her husband, Marvin, cooking/baking, traveling and spending time with family and friends.
"Yoga is about bringing wholeness to the body, mind and spirit. It's about getting connected to one's own self to experience and explore. It is about truth and love and trusting our path. This begins the journey to open the doors for healing so we may have a fulfilled life of wellness, happiness and purpose." Let the magic begin..." -Elle Kaplan True Yoga.
Elle has been teaching since the late 90's. She has led and continues to lead Teacher Trainings, workshops and specialty classes and teaches students privately throughout Bucks County. Elle is an activist for social change in raising awareness and mindfulness to help create a sustainable world of peace and understanding . She believes it begins within. She also leads meditation classes and founded Explore Mindfulness, Meditation and More. Elle is often found serving her community and giving back through yoga. Being the bridge for yoga and meditation is her purpose. She travels with her teacher, mentor and friend Seane Corn on Listening and Learning tours to greater understand the the world we live in and how to navigate and teach from a place of authenticity from her experiences.
Sally Delisle, E-RYT 500, RCYT, CD serves as Director and Trainer for ChildLight Yoga. She has been practicing yoga since 1993, after earning her Associates Degree in Dance/Fine Arts, and BA in Psychology. She completed the 500-Hour Yoga Teacher Certification at The Yoga Loft, and has been teaching yoga to children since 2002. Sally has also trained in Prenatal, Restorative, Yin, Yoga for Athletes and Yoga Therapy for Children with Autism & Special Needs. She is a Birth Doula, Reiki Master and Reflexology practitioner. When she is off the mat, Sally enjoys spending time on the water, in the woods, at the ball field and the track with her husband and two sons.
"My mission is to provide mindful, educational, healing, restorative, and soul-searching experiences for beings looking to discover (or rediscover) a joyful life. Take the time to care for yourselves today, fill your cup, and be well. I am here to help."
Digging deep into the hows and whys of yoga lead Karin first into the study of asana, which lead to the study of anatomy and then, since your brain sends nerve cells into every square inch of your body, into the deeper philosophy. Karin has been teaching Yoga since 2000 and leading Teacher Trainings since 2006. She also teaches workshops in anatomy, assisting, alignment and philosophy. While her classes are detailed and precise, the end result is a well choreographed experience of the physical, energetic, mental, intellectual and blissful layers of the body.


Having been burned by internet orders before, I was a bit reluctant to order from Master Tanning Inc. It turns out that my fears were completely unfounded. Our tanning canopy arrived 3 days after we placed the order (1 day earlier than promised). The unit was completely intact, well packaged, and undamaged. I truly appreciate the level of high quality customer service, that I have seen to date from Master Tanning Inc. We will certainly continue to purchase products from Master Tanning Inc, and will recommend your store to all of our friends!
This oil-free, eco-friendly, waterproof towelette is easy to use and ideal for outdoor activities.


text:
Bellaing is een gemeente in het Franse Noorderdepartement (regio Hauts-de-France). De gemeente telt 1305 inwoners (1999) en maakt deel uit van het arrondissement Valenciennes.

Geografie
De oppervlakte van Bellaing bedraagt 3,4 km², de bevolkingsdichtheid is 383,8 inwoners per km².

Bezienswaardigheden
 De Église Saint-Denis

Demografie
Onderstaande figuur toont het verloop van het inwonertal (bron: INSEE-tellingen).

Externe links

Gemeente in het Noorderdepartement

redpajama_set_name: RedPajamaWikipedia


text:
Ridgewater College is a public community college in Willmar and Hutchinson, Minnesota. It was founded in 1996 as part of the Minnesota State Colleges and Universities System. It was created by the consolidation of Willmar Community College (founded in 1962) and Hutchinson-Willmar Regional Technical College (itself a merger of independent Willmar and Hutchinson technical colleges). Its name refers to the rivers and lakes near the colleges and to the glacial ridge in the region.

References

External links
Official website

Two-year colleges in the United States
Community colleges in Minnesota
Educational institutions established in 1996
1996 establishments in Minnesota
Willmar, Minnesota
Education in Kandiyohi County, Minnesota
Education in McLeod County, Minnesota


Renovated large 2 bedroom, granite kitchen with island, stainless steel appliances, dishwasher, microwave, granite counter tops, granite bathroom, exposed brick, 3 large closets, very sunny, high ceilings, hardwood floors, steps to NYU, near subways and buses, ideal West Village location!
Renovated 2 bed 1 bath home with condo finishes, walk-up secured brownstone, city views, great light, high ceilings!!! minutes to all downtown subways, shops and best restaurants Manhattan has to offer.


text:
a variegated chalcedony showing curved, colored bands or other markings.
a playing marble made of this substance, or of glass in imitation of it.
Printing. a 5½-point type of a size between pearl and nonpareil.Compare ruby(def 6).
an impure microcrystalline form of quartz consisting of a variegated, usually banded chalcedony, used as a gemstone and in making pestles and mortars, burnishers, and polishers. Formula: SiO 2
a playing marble of this quartz or resembling it
Also called: ruby printing, US and Canadian (formerly) a size of printer's type approximately equal to 5 1/2 point
Northern English dialect on the way
James (Evershed). 1877–1947, British theatre critic; drama critic for The Sunday Times (1923–47) and author of a nine-volume diary Ego (1935–49)
1560s, from Middle French agathe (16c.), from Latin achates, from Greek akhates, the name of a river in Sicily where the stones were found (Pliny). But the river could as easily be named for the stone.
The earlier English form of the word, achate (early 13c.), was directly from Latin. Figurative sense of "a diminutive person" (c.1600) is from the now-obsolete meaning "small figures cut in agates for seals," preserved in typographer's agate (1838), the U.S. name of the 5.5-point font called in Great Britain ruby. Meaning "toy marble made of glass resembling agate" is from 1843 (colloquially called an aggie).
A type of very fine-grained quartz found in various colors that are arranged in bands or in cloudy patterns. The bands form when water rich with silica enters empty spaces in rock, after which the silica comes out of solution and forms crystals, gradually filling the spaces from the outside inward. The different colors are the result of various impurities in the water.
you've lost me
volcano islands
parrot's-feather
trinitroglycerin
united community funds and councils of america
home-care
demurred
in one fell swoop
dysphonic
best end
caecal
Curie
acinaciform
environ.
screw plate

redpajama_set_name: RedPajamaCommonCrawl


So last week's blog post just… never happened. I did manage to move ahead on a bunch of commission work, plus drink too much with friends and get through a couple Mass Effect missions, so I consider the week (and the long weekend in particular) a success. But I fell behind on tutorial-writing.
I've also been kept busy answering a small flood of Craft-Along emails, which I mention because if you're not familiar with the Desert Bus for Hope Craft-Along, I encourage you to watch the video below and get acquainted with the event. It's a chance for crafters and artists to donate their work for a great cause, and is part of the outrageous, awesome, crazy week-long event that is Desert Bus for Hope. We made a handy little informative video to tell you all about it, and you can learn more about Desert Bus itself on the event's website.
So definitely check that out!
Matt, the same Matt who made my new business cards and gave me my first ever plushie commission, asked me to create a plush Gnarlid as a birthday present for his wife Nicole (who happens to be a fantastically talented artist).
I started out by looking at a lot of pictures of teddy bears, and particularly at their snouts. I knew that was going to be the trickiest part, because it needed to be a two-piece mouth so it could be open and show those teeth – that's what I feel really gives the Gnarlid its growly personality on the card. Without that, it would just look like a teddy bear. With horns.
In the end I mostly just made it up on my own, flying by the seat of my pants. The mouth was being two separate pieces, "hinged" together at the back with a piece of felt, then sewn to the face. I had to stitch around it about three times before I got it as tightly attached as I wanted.
Each piece of the mouth was a strip of brown fleece connecting a U-shaped piece of brown fleece and a U-shaped piece of pink felt. Once stuffed, the pink felt stuck up quite a bit, so I needle felted it flat, which works just brilliantly if you're using synthetic felt and the right kind of polyfil (that being the super dense stuff). Then I hand stitched the nose (black felt) on, putting a bit of stuffing under it as I went so it stuck out a little. The teeth were a double later of white felt, attached using HeatNBond, then stitched together around the edges, then hand sewn to either half of the mouth. The whole thing was put together as its own piece before being attached to the head.
It looked pretty special, just chomping around on its own and sneaking up on people. And even fiercer with pins sticking out of it!
The body itself went through a couple of revisions – there was a mock-up done first from other fleece, and after correcting a few small details I made the for reals body. But afterwards I realized it was faaar too wide underneath, so I had to turn it inside out, sew a new seam down the middle to narrow it, turn it right side out, re-stuff to see how I liked the sizing, unstuff and narrow it some more, and lather, rinse, repeat about three or four times in total. Wheee.
At some point during the construction, I realized that I couldn't just do felt eyes on this particular creature – it wouldn't look right. I wanted eyes that would catch the light and glint at you. That's when I discovered that none of the craft stores, bead stores, dollar stores or any other stores I called in Victoria sold safety eyes. WTF?! So I ordered some from an Etsy seller in Hong Kong, which delayed things for a bit since I couldn't go too far with construction till I'd attached the eyes.
When they did arrive, I had my first experience with using safety eyes, which is a bit tricky but also very simple. I discovered that the hole in the middle of a spool of thread was the perfect size for pushing on the inside piece of the eye to get it to pop into place.
Thus, my first foray into installing safety eyes. I was very careful to mark where they should go and make the marks nice and symmetrical, because the whole point of safety eyes is that once they're in, they are never coming out, unless you basically cut them and the material around them out.
Holding the mouth on in this photo – I didn't actually attach it until I'd gotten the eyes in place.
The horns were super easy – just two matching felt shapes hand stitched up the sides, stuffed, and sewn onto the top of the head.
He was getting pretty close to done at this point, but Gnarlids look mean, and this fellow appeared, well… derpy.
Reeeally needed to do something about that derp factor. He needed one last very important expressive detail: eyelids!
Although ultimately, he really is still just a big teddy bear with horns.
And that, ladies and gentlemen, was my creation of a plush Gnarlid.
Wow. It looks fantastic! I am amazed at the difference the eyelids make.


When news broke that Gun Media was working on a Friday the 13th game, the main criticism focused around the lack of single-player, offline play for those simply looking to hack-and-slash their way through awful teenagers. Following tepid success of the series, Illfonic and Gun Media revealed that single player challenges were in the game's DLC roadmap — albeit much further in the future. However, in a new video shared a couple days ago, Gun Media's single player challenges for Friday the 13th: The Game look like a promising and murderous treat at no additional cost.
Seen in the footage below, players take the role of Jason in the tutorial as his maniacal mother (or, at least, Jason's manifestation of her) parrots into his ear that the teens with a broken down car deserve death. Following that is a display of the powers and environmental-based gameplay. The first teen walks into the woods to take a leak — Jason following with a killer-tinted night vision and teleportation. Once he gets the jump on him, Jason lifts him up impaling him on a broken tree branch.
Next, Jason sets his sights on the remaining teen who is fixing up the car. Waiting until he would be out-of-sight, Jason approaches the teen who is under the wheel well replacing a tire. Efficiently, Jason pulls away the jack making the entire car crush the teenager.
What's better about the video than the general proof of concept, is the fact that the developers confirm the challenges will offer many different ways to solve challenges. So gamers picking up Friday the 13th: The Game may find entirely new ways to kill both teenagers in this sample setting.


OOH FANCY THAT: .. fringe, so good ..
.. fringe, so good ..
I cannot stop raving about how amazing this season of Fringe has been. Like many others, I started watching Fringe when it first started airing, then lost interest, but last season, I started picking it up again, and now it's better than ever. Seriously, one of my current favorite shows. So, you're really missing out if you're not watching!
This week's episode promises to be a real nail-biter.


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Ben Johnson (Canadian sprinter)
For the American sprinter (1914–1992), see Ben Johnson (American sprinter).
Benjamin Sinclair Johnson, CM OOnt (born December 30, 1961) is a Jamaican-born Canadian former sprinter, who was disqualified for doping from two Olympic bronze medals after finishing third and two consecutive 100 metres world records at the 1987 World Championships in Athletics and the 1988 Summer Olympics.
Benjamin Sinclair Johnson, Jr.[1]
(1961-12-30) December 30, 1961 (age 57)[1]
Falmouth, Trelawny Parish, Jamaica[1]
Markham, Ontario, Canada
5 ft 9 1⁄2 in (177 cm)[1]
165 lb (75 kg)[1]
Event(s)
60m, 100m, 200m
Achievements and titles
Personal best(s)
30 m: 4.40 (2006)
100 m: 9.95 (1986)
200m: 20.41 (1985)
Men's athletics
Representing Canada
1984 Los Angeles 100 m
1984 Los Angeles 4x100 m relay
Disqualified 1988 Seoul 100 m
Disqualified 1987 Rome 100 m
World Indoor Championships
1985 Paris 60 m
Disqualified 1987 Indianapolis 60 m
Goodwill Games
1986 Moscow 100 m
1986 Edinburgh 100 m
1986 Edinburgh 4x100 m relay
1982 Brisbane 100 m
1982 Brisbane 4x100 m relay
1983 Edmonton 4x100 m relay
Pacific Conference Games
1981 Christchurch 4x100 m relay
Pan American Junior Championships
1980 Sudbury 4x100 m relay
Representing Americas
1985 Canberra 100 m
1985 Canberra 4x100 m relay
Career backgroundEdit
Find sources: "Ben Johnson" Canadian sprinter – news · newspapers · books · scholar · JSTOR (September 2017) (Learn how and when to remove this template message)
Benjamin Johnson was born in Falmouth, Jamaica, and immigrated to Canada in 1976, residing in Scarborough, Ontario.
Johnson met coach Charlie Francis and joined the Scarborough Optimists track and field club, training at York University. Francis was a Canadian 100 metres sprint champion himself (1970, 1971 and 1973) and a member of the Canadian team for the 1972 Summer Olympics in Munich. Francis was also Canada's national sprint coach for nine years.
Johnson's first international success came when he won 2 silver medals at the 1982 Commonwealth Games in Brisbane, Australia. He finished behind Allan Wells of Scotland in the 100 metres with a time of 10.05 seconds and was a member of the Canadian 4 × 100 metres relay team which finished behind Nigeria. This success was not repeated at the 1983 World Championships in Helsinki, where he was eliminated in the semi-finals, finishing 6th with a time of 10.44, nor at the 1983 Pan American Games in Caracas where Johnson placed 5th in the 100 metres final with a time of 10.25.
At the 1984 Summer Olympics in Los Angeles, he reached the 100 metres final; after a false start, he won the bronze medal behind Carl Lewis and Sam Graddy with a time of 10.22. He also won a bronze medal with the Canadian 4 × 100 m relay team of Johnson, Tony Sharpe, Desai Williams and Sterling Hinds, who ran a time of 38.70. By the end of the 1984 season, Johnson had established himself as Canada's top sprinter, and on August 22 in Zürich, Switzerland, he bettered Williams' Canadian record of 10.17 by running 10.12.
In 1985, after eight consecutive losses, Johnson finally beat Carl Lewis. Other success against Lewis included the 1986 Goodwill Games, where Johnson beat Lewis, running 9.95 for first place, against Lewis' third-place time of 10.06. He broke Houston McTear's seven-year-old world record in the 60 metres in 1986, with a time of 6.50 seconds.[2] He also won Commonwealth gold at the 1986 games in Edinburgh, beating Linford Christie for the 100 metres title with a time of 10.07. Johnson also led the Canadian 4x100 metres relay team to gold, and won a bronze in the 200 metres. Also in 1986, Canadian sprinter Mike Dwyer expressed concern that the use of drugs had reached "epidemic proportions" among Canadian sprinters, particularly among those who trained in the Toronto area. Atlee Mahorn also speculated that many sprinters were on steroids.[3]
On April 29, 1987, Johnson was invested as a Member of the Order of Canada. "World record holder for the indoor 60-meter run, this Ontarian has proved himself to be the world's fastest human being and has broken Canadian, Commonwealth and World Cup 100-meter records," it read. "Recipient of the Norton Crowe Award for Male Athlete of the Year for 1985, 'Big Ben' was the winner of the 1986 Lou Marsh Trophy as Canada's top athlete."
By the time of the 1987 World Championships, Johnson had won his four previous races with Lewis and had established himself as the best 100 metres sprinter. At Rome, Johnson gained instant world fame and confirmed this status when he beat Lewis for the title, setting a new world record of 9.83 seconds as well, beating Calvin Smith's former record by a full tenth of a second.
After Rome, Johnson became a lucrative marketing celebrity. According to coach Charlie Francis, after breaking the world record, Johnson earned about $480,000 a month in endorsements.[4] Johnson won both the Lou Marsh Trophy and Lionel Conacher Award, and was named the Associated Press Athlete of the Year for 1987.
Following Johnson's defeat of Lewis in Rome, Lewis started trying to explain away his defeat. He first claimed that Johnson had false-started, then he alluded to a stomach virus which had weakened him. Finally, without naming names, Lewis said "There are a lot of people coming out of nowhere. I don't think they are doing it without drugs." This was the start of Lewis' calling on the sport of track and field to be cleaned up in terms of the illegal use of performance-enhancing drugs. While cynics noted that the problem had been in the sport for many years, they pointed out that it did not become a cause for Lewis until he was actually defeated, with some also pointing to Lewis's egotistical attitude and lack of humility. During a controversial interview with the BBC, Lewis said:[5]
There are gold medallists at this meet who are on drugs, that [100 metres] race will be looked at for many years, for more reasons than one.
Johnson's response was:
When Carl Lewis was winning everything, I never said a word against him. And when the next guy comes along and beats me, I won't complain about that either.
This set up the rivalry leading into the 1988 Olympic Games.
In 1988, Johnson experienced a number of setbacks to his running career. In February of that year he pulled a hamstring, and in May he aggravated the same injury. Meanwhile, in Paris in June, Lewis ran a 9.99. Then in Zurich, Switzerland on August 17, the two faced each other for the first time since the 1987 World Championships; Lewis won in 9.93, while Johnson finished third in 10.00. "The gold medal for the (Olympic) 100 meters is mine," Carl Lewis said. "I will never again lose to Johnson."[5]
Olympic games and subsequent disqualificationEdit
On September 24, 1988, Johnson was thought to be the first sprinter from Canada since Percy Williams in 1928 to win the 100 metres final at the Summer Olympics in Seoul, lowering his own world record to 9.79 seconds. Johnson would later remark that he would have been even faster had he not raised his hand in the air just before he hit the tape.[6] However, Park Jong-sei of the Olympic Doping Control Center found that Johnson's urine sample contained stanozolol, and he was disqualified three days later.[7] He later admitted having used steroids when he ran his 1987 world record, which caused the IAAF to rescind that record as well. Johnson and coach Francis complained that they used doping in order to remain on an equal footing with the other top athletes on drugs they had to compete against. In testimony before the Dubin inquiry into drug use, Francis charged that Johnson was only one of many cheaters, and he just happened to get caught. Later, six of the eight finalists of the 100 metres race tested positive for banned drugs or were implicated in a drug scandal at some point in their careers: Carl Lewis, who was given the gold medal; Linford Christie, who was moved up to the silver medal and who went on to win gold at the next Games; Dennis Mitchell, who was moved up to fourth place and finished third to Christie in 1992; and Desai Williams, Johnson's countryman who won a bronze medal in the 4 × 100 metres relay at the Los Angeles Games in 1984.[8]
Johnson's coach, Charlie Francis, a vocal critic of the IOC testing procedures, is the author of Speed Trap, which features Johnson heavily. In the book, he freely admits that his athletes were taking anabolic steroids, as he claims all top athletes at the time were, and also claims that Johnson could not possibly have tested positive for that particular steroid since Johnson actually preferred furazabol. He thought stanozolol made his body "feel tight".[9] The numerous athletes using performance-enhancing drugs at the time understood how long before a race, and possible drug test, they should stop using the drugs. Johnson later claimed that André A. Jackson, Lewis' Santa Monica Track Club teammate, who was inside the drug testing room in Seoul, may have placed the stanozolol in one of the beers Johnson drank in order to make urine for his test.[10]
On 28 Sep 2018, the Toronto Star ran an article on the lab report report which was created on Johnson sample during the 1988 Olympic Games. It was produced by the IOC doping control centre in Seoul two days after Johnson handed in a urine sample taken after the 100m run. The newspaper concluded that the assumed substance Stanozolol was traceable, but "inconsistencies" are found in the report. The Toronto Star goes on, that no Canadian Olympic team official saw the lab report in Seoul. The lab report was requested by Canada's chief medical officer, Dr. William Stanish. The Canadian team didn't object after the IOC medical commission assured "that its testing methods were unassailable."[11]
The Canadian reactionEdit
Canadians rejoiced in the reflected glory of winning the gold medal and breaking the world record.[12]
Canadian Prime Minister Brian Mulroney watched Johnson set the new world record and after the race congratulated him over the phone. "It's a marvellous evening for Canada," Mulroney said in the televised conversation.[13]
Newspapers covered the occasion by concocting words such as "Benfastic" (Toronto Star, September 25, 1988) to describe it. Two days later, Canadians witnessed the downfall of Johnson, when he was stripped of his gold medal and world record. Mark Tewksbury, a Canadian Olympic swimmer hung a bed sheet banner out of his Olympic Village apartment window expressing 'Hero to Zero in 9.79'. In the first week following the dethroning, Canadian newspapers devoted between five and eight pages a day to the story. Some squarely placed the blame on Johnson, such as one headline right after the exposure suggests: "Why, Ben?" (Toronto Sun, September 26, 1988). Because of the Olympic scandal, the Canadian news agency Canadian Press named Johnson "Newsmaker of the Year" for 1988.
The Dubin InquiryEdit
After the Seoul test, he initially denied doping, but, testifying before the 1989 Dubin Inquiry, a Canadian government investigation into drug abuse, Johnson admitted that he had lied. Charlie Francis, his coach, told the inquiry that Johnson had been using steroids since 1981.
In Canada, the federal government established the Commission of Inquiry Into the Use of Drugs and Banned Practices Intended to Increase Athletic Performance, headed by Ontario Appeal Court Chief Justice Charles Dubin. The Dubin Inquiry (as it became known), which was televised live, heard hundreds of hours of testimony about the widespread use of performance-enhancing drugs among athletes. The inquiry began in January 1989 and lasted 91 days, with 122 witnesses called, including athletes, coaches, sport administrators, IOC representatives, doctors and government officials.
ComebackEdit
In 1991, after his suspension ended, he attempted a comeback. He returned to the track for the Hamilton Indoor Games in 1991 and was greeted by the largest crowd to ever attend an indoor Canadian track and field event. More than 17,000 people saw him finish second in the 50 metres in 5.77 seconds.
He failed to qualify for the 1991 World Championships in Tokyo but made the Canadian Olympic team again in 1992 in Barcelona, Spain after finishing second at the Canadian Olympic trials to Bruny Surin.[14] He missed the 100 metre finals at the Olympics, however, finishing last in his semi-final heat after stumbling out of the blocks.
In 1993, he won the 50 metres on January 7 in Grenoble, France, in 5.65 seconds, just 0.04 seconds shy of the world record. However, he was found guilty of doping just after the race – this time for excess testosterone – and was subsequently banned for life by the IAAF. Federal amateur sport minister Pierre Cadieux called Johnson a national disgrace, and suggested he consider moving back to Jamaica. Johnson commented that it was "by far the most disgusting comment [he had] ever heard".[15] In April 1999, a Canadian adjudicator ruled that there were procedural errors in Johnson's lifetime ban and allowed him to appeal. The decision meant Johnson could technically run in Canada but nobody would compete against him. They would be considered "contaminated" by the IAAF and could also face sanctions. On June 12, 1999, Johnson entered a track meet in Kitchener, Ontario, and was forced to run alone, against the clock. He posted a time of 11.0 seconds. In late 1999, Johnson failed a drug test for the third time by testing positive for hydrochlorothiazide, a banned diuretic that can be used to mask the presence of other drugs. Johnson had not competed since 1993 and had arranged the test himself as part of his efforts to be reinstated.
In 1999, Johnson made headlines again when it was revealed that he had been hired by Libyan leader Muammar Gaddafi to act as a football coach for his son, Al-Saadi Gaddafi, who aspired to join an Italian football club. Al-Saadi ultimately did join an Italian team but was sacked after one game when he failed a drug test. Johnson's publicist in Canada had predicted in The Globe and Mail that his training of the young Gaddafi would earn Johnson a Nobel Peace Prize.
Late 1990s and beyondEdit
Johnson briefly acted as trainer for Argentine football player Diego Maradona in 1997. This occurred at York University, Toronto.[16]
In 1998, Johnson appeared in a charity race in Charlottetown, Prince Edward Island, where he raced against a thoroughbred race horse, a harness racing horse and a stock car.[17] Johnson finished third in the race.
According to a 1998 article in Outside magazine, Johnson spent much of the latter part of the 1990s living downstairs in the house he shared with his mother Gloria. He spent his leisure time reading, watching movies, and taking his mother to church. He lived in a spacious home in Newmarket, Ontario's Stonehaven neighborhood. He claims to have lost his Ferrari when he used it as collateral for a loan from an acquaintance in order to make a house payment.[18] His mother died of cancer in 2004 and Johnson lived with his sister afterwards.
Shortly after his leaving Libya, it was reported that Johnson had been robbed of $7,300 by a Romani gang in Rome. His wallet was taken, containing $7,300 in cash, the proceeds of his pay for training Gaddafi. Johnson gave chase, but was unable to catch them after they vanished into a subway station.[19]
In May 2005, Johnson launched a clothing and sports supplement line, the Ben Johnson Collection. The motto for Johnson's clothing line was "Catch Me"; however, the clothing line never caught on.[20]
In a January 1, 2006 interview,[21] Johnson claimed that he was sabotaged by a "Mystery Man"[22] inside the doping-control room immediately following the 100 metres final in Seoul. He also stated that 40% of people in the sports world are still taking drugs to improve their performance.
In August 2008, Johnson filed a $37 million lawsuit against the estate of his former lawyer Ed Futerman, claiming Futerman made unauthorized payments from his trust account to pay bills and 20 percent commissions to a hairdresser recruited by the lawyer to act as the sprinter's sports agent. In 2012, the lawsuit was dismissed by the Ontario Superior Court by summary judgment on the basis that "there were no genuine issues raised requiring a trial".[23]
At present, Johnson lives in Markham, Ontario and spends much of his time with his daughter and granddaughter. He also continues to coach, notably with Nashville Predators defenseman P.K. Subban.[24] In 2010, he released his autobiography entitled Seoul to Soul.[20] In the self-published book, Johnson reviews his childhood in Jamaica, and his early bout with malaria. A Canadian Press article described the book as "an unconventional sports autobiography."[25]
Acting careerEdit
In March 2006, television spots featuring Johnson advertising an energy drink, "Cheetah Power Surge", started to receive some airtime. Some pundits questioned whether Johnson was an appropriate spokesperson for an all natural energy drink considering his history of steroid use.[26][27] One ad is a mock interview between Johnson and Frank D'Angelo, the president and chief executive of D'Angelo Brands, which makes the drink, in which he asks Johnson: "Ben, when you run, do you Cheetah?" "Absolutely," says Johnson. "I Cheetah all the time." The other commercial includes Johnson and a cheetah, the world's fastest land animal, and encourages viewers to "go ahead and Cheetah."
In May 2017, Ben appeared in an advertising campaign for Australia's leading mobile bookmaker, Sportsbet. The campaign launches Sportsbet's new Android app, and Ben cheekily says it "has tested positive for speed and power, again and again". The campaign tagline is "Putting the 'Roid in Android" and concludes with Ben in the starters block on a racing track, telling punters to "get on it!" The ad can be found on YouTube.
DocumentariesEdit
The CBC radio documentary series Rewind broadcast an episode titled Ben Johnson: A Hero Disgraced [28] on September 19, 2013, for the 25th anniversary of the race, revealing 20 athletes tested positive for drugs but were cleared by the IOC at the 1988 Seoul Olympics. An International Olympic Committee (IOC) official told the CBC that endocrine profiles done at those games indicated that 80 percent of the track and field athletes tested showed evidence of long-term steroid use, although few were banned or had their medals stripped.
List of doping cases in athletics
Men's 100 metres world record progression
^ a b c d e "Ben Johnson". sports-reference.com. Sports Reference. Archived from the original on May 23, 2015. Retrieved June 20, 2015.
^ "Johnson, Bubka Set Indoor Records". Washington Post. January 16, 1986.
^ "Sprinter Says Drug Use at epidemic proportions". The Ottawa Citizen, Dec. 6, 1986. via Google News.
^ Jad Adrian (June 7, 2011). "Interesting Facts about Ben Johnson (Sprinter)". www. adriansprints.com. Retrieved June 25, 2011.
^ a b Slot, Owen (September 22, 2003). "Ambition, naivety and tantalising prospect of inheriting the world". Times of London.
^ "1988 Olympic 100m Final". Youtube.com. Retrieved October 25, 2011.
^ Johnson, William Oscar; Moore, Kenny (October 3, 1988). "The Loser". Sports Illustrated. Retrieved February 10, 2014.
^ "Drug Scandal Hits U. S. Athletes". Maclean's. January 19, 2004. Retrieved January 15, 2019.
^ Francis, Charlie (1991). Speed Trap. St. Martins Press. ISBN 0-312-04877-7.
^ Simon Burton (May 25, 2012). "50 stunning Olympic moments No33: Ben Johnson wins gold...tests positive". Guardian News and Media Limited. Retrieved October 14, 2012.
^ "Ben Johnson's 1988 Olympic drug test contains altered lab codes and hand-scrawled revisions. And almost no one has seen it until now | The Star". thestar.com. Retrieved September 30, 2018.
^ Toronto celebrates Johnson's 'Fastest Man' titl e
^ "Congratulating Canada's golden hero". The National, September 24, 1988. CBC Digital Archives,
^ 1992 Canadian Olympic Trials 100m final on YouTube
^ "Banned for life". CBC Archives. August 10, 2004.
^ "Maradona To Undergo Rehab". CBS News. February 11, 2009. Retrieved August 10, 2012.
^ "PLUS: RUNNING; Johnson Is Third In Charity Race". New York Times. October 17, 1998.
^ Kram, Mark (December 1998). "Ben Still Needs to Run". Outside Magazine. Archived from the original on April 26, 2007.
^ dEmilio, Frances (October 29, 2000). "Rome attempts to resettle 6,000 Gypsies". The Seattle Times. Associated Press.
^ a b Christie, James (September 23, 2008). "Johnson in a slower lane now". The Globe and Mail. p. S.5.
^ "Johnson makes drugs claims". tcm.ie. January 1, 2006.
^ Goodbody, John (September 23, 2003). "Odd tale of mystery man in waiting-room". Times of London.
^ McKiernan, Michael (August 17, 2012). "Judge dismisses former sprinter's lawsuit against lawyer's estate". Canadian Lawyer Legal Feeds. Retrieved February 21, 2013.
^ "Subban training with Ben Johnson". July 30, 2015.
^ Ewing, Lori (December 2, 2010). "Johnson and spiritual guru recount rivalry's ancient roots". Canadian Press.
^ Alexander, Renée (October 16, 2006). "Cheetah Power Surge: breaking all the rules". brandchannel.com. Archived from the original on February 16, 2008.
^ Associated Press (March 24, 2006). "Report: Ben Johnson endorsing sports drink". ESPN.com.
^ CBC: Ben Johnson: A hero disgraced - CBC Rewind turns back clock to 1988 Seoul Olympics
Wikiquote has quotations related to: Ben Johnson
Ben Johnson at IAAF
1988: Gold for Johnson in 100m sprint On This Day, September 24, BBC News.
johnson. steroids/88.johnson.mov Video clip of Ben Johnson's comments after losing his gold medal in 1988
Cover of the "Why, Ben?" edition of the Toronto Sun - 1988
CBC Digital Archives: Running Off Track: The Ben Johnson Story
Order of Canada
The dirtiest race in history: It's the glamour moment of the Games, but will we ever forget the stain of Seoul?, Richard Moore, Daily Mail, August 2, 2012
Retrieved from "https://en.wikipedia.org/w/index.php?title=Ben_Johnson_(Canadian_sprinter)&oldid=906068924"


text:
Chess Opening Essentials 3
Chess Opening Essentials 3.
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Complete coverage of Indian Defences against 1 d4. Volume 3 of an accessible primer and reference book about chess openings. Provides a solid foundation to build your opening repertoire on. Explains what you should be trying to achieve, with clear indications for further study. Comprehensive: covers all main variations likely to arise. Easy to use: important moves and key positions are highlighted in colour. Long lasting openings: it doesnt outdate because it is about basics not the latest fashions. Complete: explains the plans and counterplans for both Black and White. Down to earth: simple, verbal introductions (not a database dump) Convenient: every opening is illustrated with a number of instructive games. This book helps beginners to develop a solid understanding of fundamental opening play, gives casual players the ability to choose the opening that suits their style and taste, and is a tool for club players to test and review their opening repertoire.: British Chess Magazine wrote "For players with a rating up to 1900 this book covers a large part of the road." It gives an outline of each opening and major variation in turn, explaining the ideas and most popular choices for the benefit of elementary players. The reviewer was impressed by the practical advice given in the notes in this well produced volume." Softback, 336 pages .Dimensions 170 x 231 x 23mm, 680g
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The government announced infrastructure status for affordable housing to encourage investment in this segment and offered tax sops to developers sitting on completed but unsold homes to revive the sector.
Finance Minister Arun Jaitley's Union Budget unveiled on Wednesday was like a housewarming party for young professionals as he brought their dream homes within reach and also increased their net pay by halving the tax rate for those with annual incomes up to Rs 5 lakh.
The government announced infrastructure status for affordable housing to encourage investment in this segment and offered tax sops to developers sitting on completed but unsold homes to revive the sector. At present, the houses which are unoccupied after getting completion certificates are subjected to tax on notional rental income.
"For builders for whom constructed buildings are stock-intrade, I propose to apply this rule only after one year of the end of the year in which completion certificate is received so that they get some breathing time for liquidating their inventory," Jaitley said. The measurement norm has been changed to carpet area from built-up area, which will make more spacious homes eligible for the "affordable housing" concessions, Jaitley pointed out.
The National Housing Bank will refinance individual home loans of about Rs 20,000 crore in 2017-18, he said in his speech. The government also proposed to relax the condition of period of completion of project for claiming deduction from the current three years to five years, giving builders and buyers more breathing space to organise their finances.
"We must appreciate the fact that the government is very serious on the mission of housing for all and in the same light we have seen some extremely positive announcements in the budget today. Affordable housing getting infrastructure status will enable efficient supply of housing stock in the country and provide benefits associated with it," said Getamber Anand, national president of CREDAI, apex body of private real estate developers associations.
In a bid to promote the real estate sector and make it more attractive for investment, Jaitley proposed to reduce the capital gains tax liability on immovable property. Following the grant of infrastructure status, a long-standing demand of realtors, builders will now be eligible for several government incentives, subsidies, tax concessions and institutional funding for low-cost homes.
"It is positive that the real estate sector has come in the central spectrum of the Union Budget," Knight Frank India CMD Shishir Baijal said. "The real estate sector, which was the hardest hit by demonetisation move, will be one of the major beneficiaries of this budget." With surplus liquidity created by demonetisation, Jaitley said banks have already started cutting lending rates, including those for housing.
Interest subvention for housing loans has also been announced. Instead of built-up area of 30 and 60 sq metres, the carpet area of 30 and 60 sq metres will now be counted. The 30 sq metre threshold will apply only in case of municipal limits of four metropolitan cities while for the rest of the country, including in the peripheral areas of metros, limit of 60 sq metre will apply.
Significantly, first home buyers get a deduction for additional interest of Rs 50,000 per annum for loans up to Rs 35 lakh sanctioned during the next financial year, provided the value of the house does not exceed Rs 50 lakh.
"It is an excellent and balanced Budget. For housing it is an unprecedented Budget," said Rajeev Talwar, CEO of realty major DLF.
"Infrastructure status to affordable housing will mean cheaper cost of funding and lower tax to developers. Supply of affordable homes will increase, so prices will be lower."
Tata Housing MD and CEO Brotin Banerjee said, "Easy and dedicated access to institutional financing, higher limit on external commercial borrowings will attract more investments and assure sustained growth of affordable housing in India, making it the core driving segment for real estate. On the other hand, long term financing at lower rates will reduce costs of construction for developers allowing them to pass on benefits to consumers. The new status will increase the resource allocation for the sector, catalysing housing supply and reducing the supply gap."


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Our partner, the change management project leader, asked AMIA Systems for help in achieving the goals fixed by the customer. They could fulfill half of the goal with their usual Lean tools and through the use of SIMOGGA they have managed to achieve the project requirement 100%.
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text:
Get Ready for Election 2020
Update: On January 13, Senator Cory Booker (D-N.J.) announced he will drop out of the race due to low polling numbers and inadequate funding, according to the New York Times.
The 2020 presidential election is just around the corner.
And whether you pay attention to politics or not, each candidate has an individual plan for economic policy as part of his or her campaign. Those policies can have an impact on your financial life, from how much you pay in taxes and for health care, to the cost of gas and groceries, even how much you'll pay for a college education.
So as part of our 2020 coverage on Stash Learn, we're providing you with information about each candidate.
While the field is still pretty crowded, we've pared the list of presidential hopefuls down to current President Donald Trump, the Republican candidate, and eight of the Democratic candidates who hope to become the official nominees for their party. These eight candidates are polling at or above 1.8%, according to Real Clear Politics, which creates an average from dozens of national polls.
Here are financial highlights for each of these nine candidates.
Republican candidate
Current president of the U.S.
Supports reducing taxes for individual taxpayers and businesses, and rolling back regulations for U.S. companies.
In 2017, Trump presided over the biggest tax cut in a generation, which reduced the top ordinary income rate to 37% from 39%, doubled the standard deduction for ordinary taxpayers, and slashed corporate tax rates.
The cost of the tax cut is expected to add $3 trillion to the federal deficit over the next decade.
His "America First" trade agenda aims to return manufacturing to the U.S, in part by exiting international trade agreements such as the Trans-Pacific Partnership and reworking older deals such as NAFTA.
Trump entered into a trade war with China and other countries starting in 2018 a The trade war with China particularly, where both countries have added tariffs on billions of dollars worth of goods, might be a drag on business and the economy in 2020 and beyond, according to experts.
Democratic candidates
Ranked from highest to lowest according to polling data.
Former vice president of the U.S.
Hopes to invest $1.3 trillion over ten years in national infrastructure, including the construction of a high-speed rail network and the repair of highways, roads, bridges, and airports, according to his campaign website.
Plans to roll back President Trump's 2017 tax cuts, crack down on tax evasion, and increase corporate taxes.
Potentially funnel billions of dollars to economically distressed cities for development, according to his
Would encourage the purchase and use of electric vehicles by building 500,000 public charging stations for electric cars.
Supports the Green New Deal, a ten-year plan to infuse environmental policy into trade policy, foreign policy, and economic policy by reducing carbon emissions and bolstering sustainable energy. The deal could reverse the effects of climate change, and could potentially create millions of jobs, proponents say.
Would expand the Affordable Care Act of the Obama administration.
Supports a minimum wage of $15 per hour.
Biden's plans could cost $3.4 trillion over a decade, according to Bloomberg.
Senator (Vermont)
Sanders would increase taxes on people who make $32 million or more annually, the top 0.1% of Americans. With this tax, Sanders hopes to raise $4.35 trillion over ten years and would reportedly decrease the wealth of billionaires by 50% over 15 years, according to his campaign website.
Backs the Green New Deal and would invest $200 billion in the Green Climate Fund, to help developing countries combat climate change.
Supports Medicare for all, which would expand Medicare nationally to every American, free at the point of service. This plan could cost $34 trillion, according to The Atlantic.
Would reduce the size of America's biggest banks and reinstate the Glass-Steagall Act, which would separate commercial banking and investment banking.
Hopes to cancel $1.6 trillion worth of student loan debt and to cap interest rates for student loans at 1.88%. Sanders would also make public college and trade-school free for everyone.
Raise the federal minimum wage to $15
Senator (Massachusetts)
Warren plans to impose an "Ultra-Millionaire Tax" on the wealthiest 75,000 households. This plan would place a 2% tax on net worth greater than $50 million and a 6% tax on net worth greater than $1 billion, according to her campaign website.
The introduction of a "real corporate profits tax," a tax of 7% on corporate profit greater than $100 million. (Corporations had their taxes cut nearly in half under the Republican tax plan of 2017.)
Would cancel some student loan debt.
Supports Medicare for all, a plan that could cost trillions to enact.
Backs universal child care.
Has supported the Green New Deal to potentially address climate change and create jobs and has also introduced a Blue New Deal to restore ocean habitat.
Would hold private equity firms accountable for companies that they buy.
Like Bernie Sanders, Warren plans to re-enact the Glass-Stegall Act, with increased scrutiny on big banks.
Aims to break up big tech companies such as Facebook and Amazon by appointing regulators to challenge mergers that reduce competition, according to her campaign website.
Elizabeth Warren's plans could cost $29.8 trillion over a decade, according to CQ Roll Call.
Mayor (South Bend, Indiana)
Plans to make paid sick leave and paid family leave a federal policy, according to his campaign website.
Supports the Green New Deal and would push to see an end to subsidies for fossil fuel companies and preventing new fossil leases on public lands. Buttigieg also announced that he would spend $500 million of federal money to create jobs and stimulate small businesses in rural communities.
Would invest $50 billion over the course of ten years in research and development in agriculture.
Backs a $15 federal minimum wage
Voiced support for Medicare for All Who Want It, a plan that would create a public healthcare option, a plan that is less far-reaching than Sanders' and Warren's plans.
Hopes to reverse President Trump's tax cuts for the wealthiest earners, and levy a tax on the sale of capital assets, also known as a capital gains tax, on the top 1%, according to IndyStar.
His economic proposals have a $5.7 trillion price tag, according to the IndyStar.
Former mayor (New York)
Although he has outlined only a few potential policies so far, he has discussed plans to include an expansion on gun control that could cost the government $300 million.
Historically, Bloomberg has prioritized the environment, having founded Beyond Carbon, which works towards energy reform.
Bloomberg has suggested that he would expand Obama's signature healthcare legislation, the Affordable Care Act.
Proposes a federal minimum wage of $15, according to his campaign website.
Businessman (California)
Hopes to create a universal basic income which he calls the Freedom Dividend, a government stipend of $1,000 per month for every U.S. citizen over the age of 18, a plan which would cost $2.8 trillion per year, according to The Tax Foundation.
Would allow welfare recipients to choose between the Freedom Dividend and traditional welfare benefits.
Plans to impose a Value Added Tax, or a 10% tax on production, on corporations which he has suggested would generate $800 billion to pay for the Freedom Dividend.
Would increase taxes on top earners, according to his campaign website.
Promotes the idea of "human-centered capitalism", a philosophy that places human interests and welfare above the profit motive of capitalism.
Supports Medicare for all and the Green New Deal.
Plans to leave minimum wage levels to the states.
Senator (Minnesota)
Klobuchar would raise taxes on the two highest income brackets and would require people making more than $1 million to pay a minimum tax rate of 20%, according to Politico.
Hopes to reduce childhood poverty by 50% in ten years and eliminate childhood poverty in a generation.
Would expand crop insurance programs for farmers, which provide protection for crops through the Department of Agriculture, and would build a commission to solve the financial problems facing dairy farmers as part of her "Plan for the Heartland."
Spend $1 trillion to revitalize American infrastructure, including rural communities.
Supports the Green New Deal and an expansion of the Affordable Care Act over Medicare for all, according to her campaign website.
Plans to expand student loan forgiveness and would make one and two-year community college degrees free.
Supports a $15 per hour federal minimum wage increase.
Senator (New Jersey)
Supports legislation for "Baby Bonds," a program to address the income inequality gap in the U.S.. It would give every child $1,000 at birth in an interest-earning account, according to his campaign website.
Would raise estate and capital gains taxes, according to Politico.
Supports the Green New Deal and Medicare for all.
Plans to invest $100 Billion in historically black colleges and universities and minority-serving institutions.
Would work towards free college for everyone, and would increase vocational programs, while reforming the student loan application process.
Platform includes raising the federal minimum wage to $15 per hour.
Whoever you decide to support in the 2020 election, it's important to stay informed about the issues and the candidates, which you can do by reviewing their campaign websites. And it's important to vote!
Cheers to 2020!
Ring in the new year right by referring a friend.
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Discussion in 'The Brush' started by nav, Aug 6, 2018.
Out of the box, I was surprised at how small and light the aluminium casing was. I really like the form factor given it's intended to be thrown in a travel bag.
There was no badger funk to speak of. I put it in my soaking vessel and even when wet, the new badger brush smell was very faint and nothing I thought I needed to "de-funk".
I proceeded to hand lather it and repeated this process 3 times just to loosen up the new knot and bloom it out properly. Even whilst hand lathering, it felt fairly nice with some scrub and no scritch (the first hand lather had a tiny bit of scritch).
The brush barely lost a total of 6 hairs in the total process and nothing after that. Impressive knot construction!!
On to the performance: The dimensions are 47mm/21mm. It's a medium density knot, which basically means it is not so dense that it'll hog lather but it also doesn't splay like crazy and retains its shape fairly well whilst face lathering (I only face lather).
I felt the 47mm/21mm is perfect for this brush in terms of density to splay ratio. I know it's all YMMV and all that, but I really dislike very dense badger knots that barely splay and hog all my lather. Again, this brush doesn't hog the lather and has a fairly good "natural splay", which is basically what I characterise as the top half of the knot splaying without having to push down on the brush too much. This is what I mean by density to splay ratio and I find this brush to be very good in this respect.
The tips do have a bit of scrub that most two band finest knots have. It's not scratchy but more like, you feel the tips of the knot on the face like a slight exfoliator. This too reduces over time with use with all the two band finest brushes I've experienced. The bit of scrub they do retain is great, I enjoy it quite a lot and is the primary reason why I have a mixture of silvertips and two band finest in my den, as I can change it up depending on my mood.
The 21mm knot may seem small but it held enough lather for a full 3 pass shave and it's big enough that it didn't fling/lose any lather during the face lathering process.
It takes about 24hours for it to dry out, which is faster than a silvertip but much slower than a synthetic, which is to be expected given it's a natural hair brush. The top of the aluminium case is open so as to allow the brush to keep airing out and drying even if you pack it away in your travel bag.
I believe it's black anodized aluminium so I hope the black doesn't start peeling away, especially as it'll be used on my travels. It's really classy looking and my wife also commented on it when she saw it in the bathroom.
As far as I'm aware, it's only available from the FS store on aliexpress, but may be available elsewhere which I may not be aware of.
Overall, I'm loving the form factor of the case and the black aluminium look. The knot performs very well and the brush allows one to have some luxury on the road, with the convenience of the turnback design. The knot is very enjoyable and this brush will hopefully give me years of good company on the road.
Primotenore, Frijolero and jimjo1031 like this.


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kerala gramin bank kerala IFSC Code and MICR Code
Browse for city or district wise list of kerala gramin bank IFSC codes, MICR codes, contact numbers and addresses of bank branches in Kerala, India
Locate any details of kerala gramin bank Branch in Kerala.
kerala gramin bank kerala Select District Alappuzha Ernakulam Idukki Kannur Kasaragod Kollam Kottayam Kozhikode Malappuram Palakkad Pathanamthitta Thiruvananthapuram Thrissur Trivandrum Wayanad Select Branch
How to find ifsc code for KERALA GRAMIN BANK branches in Kerala
In the IFSC Code, there is four letter text which represents the KERALA GRAMIN BANK, while the last six digits represent the particular branch of the bank KERALA GRAMIN BANK.
These IFSC codes are allotted by RBI, and can never be similar for two branches, irrespective of the same bank, just like the DNA. With such a streamlined process it is easier to find a KERALA GRAMIN BANK in a specific location, which could be in the State of Kerala.
The fact that there are One Lakh Thirty Thousand IFSC codes already allotted by RBI, there is chain of KERALA GRAMIN BANK branches we have in Kerala. These specific codes ensure that no payment gets transferred to the wrong beneficiary. It is the precision and the vast network of KERALA GRAMIN BANK that ensures payments happen instantly and KERALA GRAMIN BANK is able to transfer funds between two parties without any hassles.
The RBI keeps reviewing their available list of IFSC codes, and makes necessary modifications in case a need comes across. You can take a look at the IFSC code list by visiting RBI's official site that has the IFSC codes for KERALA GRAMIN BANKs and other.
There are various sublet branches in Kerala which in turn refers to small banks, like co-operative banks that aren't allotted IFSC codes that are accessible via bank names and branch. A simple yet effective example is YESB0NCCB01 which could be mistaken for Yes Bank, but is being used by The Nawada Central Co-operative Bank.
There are various ways to find about your preferred bank, and one such way is by searching about the same on Google. The use of mobile payments with KERALA GRAMIN BANK in Kerala has seen a rise, and with various banking merchants in Kerala coming into the forefront, we may have more options by our side. With a streamlined process, and RBI at the helm of the proceedings you can be sure that your money is safe and you don't need to worry about the process or the financial transaction with KERALA GRAMIN BANK. There is a possibility that more merchants will join this evolution of banking technology in KERALA GRAMIN BANK Kerala, and we may see more and more payment options in due course of time in KERALA GRAMIN BANK, Kerala.
It is now important that you get your KYC done for using banking services with KERALA GRAMIN BANK, and while the same was disputed, no one can or will dispute about the benefit of IFSC Codes in Kerala . Nothing feels better in this fast paced world than the use of an IFSC code of KERALA GRAMIN BANK to transfer funds between places in Kerala at the click of a button. What definitely needs to be checked is the use of right KERALA GRAMIN BANK IFSC code, so that the remittance doesn't return back to the remitter, while you as a beneficiary wait for the money to hit your KERALA GRAMIN BANK account.
Zero minimum balance, no online transaction fees & other key features launched by Paytm Payments Banks
30 November 2017:Paytm's Payments Bank is officially official now. Union Finance Minister Arun Jaitley inaugurated the service at an event in New Delhi on Tuesday. Paytm Payments Bank is notably India's mobile-first bank with which you will be able to make online transactions at zero cost. Here you have benefits of no online transaction fees, Zero minimum balance and other important feature. You also need not keep a minimum balance to maintain a Paytm Payments Bank account, unlike most of the other bank accounts. The key motto of launching the Paytm Payments Bank is to build a new business model in the banking industry, notes Paytm. By launching the payments bank, Paytm is mainly focusing on bringing financial services to hundreds of millions of un-served or underserved consumers across the country, claims the company. Paytm is also looking forward to investing around $500 million in KYC operations. The company is in the process of setting up KYC centers across India to complete KYC for customers and make them eligible for a Payments Bank account.
Saving deposit rate cuts to lead to lower lending rates: Report
13 August 2017:Reduction in saving deposit rates by three large banks over the past fortnight may set the ball rolling for lower lending rates and stoke greater competition among lenders. State Bank had on July 31 slashed the pricing for under Rs 1 crore saving deposits by 0.50 per cent followed by Bank of Baroda and Axis Bank. "With the interest rate cycle reaching the bottom, downward reprising of existing liabilities can facilitate a further reduction in the rates. A few large banks cutting savings deposit rates over the past few weeks is a move in that direction," the India Ratings agency said in a report. Public sector banks have more room than private banks to percolate savings banks rate cut into reduction in MCLR because of a large base and sticky saving accounts. According to the report, this could intensify competition between large lenders with strong savings deposit franchise and capitalization towards gaining credit market share. "An improvement in demand growth rather than lower interest rates will have a greater positive impact on the credit profiles of over leveraged entities," the report concluded.
Kotak Mahindra Bank's loan growth makes up for the loss of profit
24 July 2017:The growth in the loan sector of the Kotak Mahindra Bank is sure to make up the minds of the investors who were disappointed on the lender for missing the Street Estimates of the profit. It reported a profit of Rs 912 Crore, which is a 23% growth from a year ago period. The core income of the bank grew at a sedate pace of 17% Rs.2246 Crore although the growth in the loan sector is 18% higher in the second consecutive quarter. The comments of the management on the outlook for loan growth and asset quality are reassuring as well. The gross non-performing assets also rose to 2.6% for the quarter and this is a sign of caution, which is easily recognizable. Much of the troubled assets emerge from the ING VYSYA book and the bank management of Kotak Mahindra explained that the lender has exposure 4 troubled accounts listed by RBI for quick resolution. With the exposure to these accounts, the bank also needs to keep a check on its asset quality to justify its valuation.
50% of women choose to deposit their money in formal banks: Survey says
14 September 2017:As per current situation, occupation is the single largest element of how frequently household use bank accounts or have zero-balance accounts. "Women are the important mediator of change when it comes to engaging with formal banking channels. Nearly 48 per cent of women preferred depositing money in formal banks and 72 per cent in rural banking institutions compared to men who preferred to keep their money at home," according to the survey titled 'Decoding bank account usage by low-income segments Placing reality in digital ecosystem'. It was released today by Grameen Foundation India, J P Morgan and the Institute of Rural Management Anand (IRMA). When women access financial services, investments in child education and health move to rise; households save more and handle better during times of trouble, said J P Morgan head (global philanthropy), Maneesha Chadha. "This was especially true in rural areas, where 57 per cent of women mentioned that they are in search of updates outside usual banking transactions such as withdrawals and deposits, but only 40 per cent of men did so." The conclusion showed about those unemployed and individuals self-employed in agricultural labour were three times as likely to select for a regular savings account. In general, more than two-thirds of the primary earners of village households have a bank account. But their product choices sometimes act against completing their economic needs, the survey said. It said digital financial services have the capability to overcome some of the biggest obstacles to financial involvement, including limited financial knowledge, transaction charges and access to financial services.
Unkempt Subprime Auto Loans – A Tale of Misery for Car Makers
28 June 2017:Auto loan business has been on the forefront since its invention, but in the past few years the lending standards have become remiss. One of the biggest subprime auto lenders, Santander consumer USA holdings has double checked income for just 8% of the borrowers of the loans they bundled into bonds. It is an unusually low verification rates as compare to the other bigger auto lenders. According to moody's investor's service, the Santander's pool has a high proportion of loans, but with risky terms, poor borrower credit and no income verification. Loan level information was made available for first time and all thanks to the new reporting requirements under regulation AB-II. Along with Santander's, dozens of other in dependable lenders were also involved in some questionable practices.
Before the worst ever financial crisis of 2008, lenders use to allow consumers pack on more mortgage debt that they could possibly expect to payback. These loose auto lending standards resulted in a greater loss than expected, and has put auto manufactures in a bigger crisis. In order to overcome this crisis lending arms and financing firms should and must stop lending to less credit-worthy consumers or they will have to bear bigger losses in the near future. Ever since the electric and self-driving cars have taken over the US market, the automakers are seeing a change in their industry. This decline is much deeper than expected and is not going to resolve any time soon,
Home Loan Rates Slashed: Lowest in 6 Years
2nd January 2017: State Bank of India along with other banks like Union Bank of India and the Punjab National Bank have slashed their home loan rates. SBI's home loan rates are down from 9.10% to 8.6%. other private sector banks are expected to announce their reduced rates soon. SBI's MCLR, which influences home loan interest rates, has been reduced from 8.9% to 8%.
Yes Bank claims credit card book has grown to over Rs 250 crore, with 2 lakh users
27 September 2017:Private sector lender Yes Bank has claimed that its credit card portfolio crosses Rs 250 crore within one year with 2 lakh customers. "We are running ahead of time in achieving milestones which we had set for ourselves. Our focus is on building the user-base right now and we have 2 lakh cards now," its retail head Pralay Mondal said. He also said that the bank will be fastest to achieve the 1 million credit cards mark. Mondal said the bank, which launched a new card today which will be sold to select millionaires by invitation, will be next launching a commercial banking credit card for a business' needs by December. It now offers 10 products. The card which is the maiden bank tie-up by MasterCard will select 250 millionaires who will be invited to use the offering. According to Mondal, the card is the pre-cursor the launch of a private banking programme for the ultra-rich.
Finance Ministry may finalise capital infusion plan for PSBs by December
16 October 2017:The finance ministry is working on capital infusion strategy for the public sector banks (PSBs) and is expected to be finalised by December, according to official sources. There are various factors which the ministry is looking at for capital infusion such as NPA ratio, credit growth, insolvency proceedings etc. As per the officials, the final output is likely by December. Last week, Finance Minister Arun Jaitley said the government has faced with a 'catch-22 situation' over the issue of non-performing assets and is now working on a plan to rebuild the capacity of India's banking sector in order to support growth. Banks are facings bad loans of Rs 8 lakh crore out of which Rs 6 lakh crore are only from the PSBs. Last year, the ministry provided capital to banks in two tranches. 13 public sector banks together got Rs 22,915 crore in the first tranche announced in July 2016. In the budget speech on February 1, Finance Minister Arun Jaitley announced capital infusion of Rs 10,000 crore for the current fiscal.
Crisil: Farm loan waiver could cost the credit union upto Rs 2.5 lakhs crore or 0.5% of GDP
06 October 2017:If all affected states also announce farm loan waivers the Uttar Pradesh, Maharashtra, Karnataka and Punjab did, then the total cost the credit union could be up to Rs 2.5 lakhs crore or 0.5% of Gross Domestic Product (GDP) per year, assuming the waiver gets equally spread out over three years, estimates rating firm Crisil Terming farm loan waivers as a "paradox" in a year of normal monsoon. The rating firm has said that the cost could be significantly high for Tamil Nadu, which has the highest outstanding agricultural loans among states. Kerala, Madhya Pradesh and Rajasthan, too, could feel some pressure. The pain points for the farmers are all too visible. And unless measures to lower this pain are planned and implemented carefully, and soon, there could be a gaping hole in the credit union as well, adding more it said that despite, pockets of stress, Kharif production is expected to be healthy.The government's first advance estimates suggest Kharif production could be 2.8% lower on-year for food grains and as much as 7.7% lower for oilseeds. But the decline is also because last year had seen a sharp increase in the area under coverage and production for most crops. Compared with the normal or the typical average for the period, sowing is higher and production as per trend. The flipside to good monsoon and abundant crop of last year, however, is that price for most food grains have fallen and therefore reduced farmer profits. For pulses and oilseeds, prices fell even below their minimum support prices (MSPs) and cost of cultivation, resulting in a loss on the margins, Crisil said. "For several crops, prices and profit margins have continued to decline in recent months", it added.
Government gets Rs 42,000 crore tax so far in first filing under GST
23 August 2017: The Central government has received Rs. 42, 000 crore as taxes so far in the first monthly filing under the new Goods and Services Tax (GST) and the revenues are expected to swell further as the filing cycle closes this later this week. A senior official said that about Rs 15,000 crore has come in as Integrated-GST, which is levied on inter-state movement of goods, and another Rs 5,000 crore by way of cess on demerit goods like cars and tobacco. The remaining Rs 22,000 crore has come in as Central-GST and State-GST. Under the GST business are expected to file the monthly tax return. GST unifies more than a dozen central and state levies including excise duty, service tax and VAT, and the revenue generated is to be split equally between the Centre and states. In July last year, Rs 31,782 crore of excise duty was collected and Rs 19,600 crore of service tax. A total of 60 lakh businesses are expected to file returns and pay taxes for July, the official added. The collections from customs duty and IGST from imports post-implementation of GST have almost doubled to Rs 30,000 crore in July.
Banking operations hit by state-run banks staff strike
23 August 2017: Banking services were hit across the country as 10 lakh employees of private sector banks went to protest against the government's proposed move of consolidation, among other issues. Since several branches were closed, cash transactions could not be carried out and government's treasury transactions too were hit due to this protest. Foreign exchange transactions and import and export bill transactions were also affected. Several banks had already informed customers that functioning of branches and offices might take a hit due to the strike. The strike was called by unions under the aegis of the United Forum of Bank Unions (UFBU). Among the 17-point charter of demands, the main demands are relating to the government's denial of adequate capital to public sector banks, thus creating conditions for privatisation," said CH Venkatachalam, chief of the All India Bank Employees' Association. However, services at private sector banks were not affected.
Home Loan & Personal Loan To Get Cheaper
31st December 2016: IDBI bank has cut the MCLR by 0.40 basis points on Friday. Now the borrowers taking a home loan, a personal loan will get a cheaper rate from the IDBI Bank. Now a 3 years loan will be charged 9.30% and a six-month loan will be charged 8.90% down by 40 bps and 35 bps respectively. Other competing banks like State bank of India, ICICI Bank, Axis Bank, HDFC Bank are expected to follow the rate cut. Home Loan, Personal Loan, and another loan will see a downward movement in coming months.
Rs. 2000 Crore of loan disbursed by Square Yards' digital lending platform
14 July 2017:Real estate transaction is earning massive fruits in online lending business. The firm's digital lending platform square capital has facilitated more than Rs. 2000 crore of loan disbursement. Square capital which contributes around 10% of square yards' revenue currently facilitates about $30 to 40 Mn.
"Eventually we will bring property developers onto the same platform and offer seamless real estate and mortgage services to all players in the ecosystem including customers, banks and property developers," said Tanuj Shori, Founder & CEO of Square Yards. Square capital was initially launched to capture home loan business originating from square yards' but is now capturing the organized market share in tech enabled lending distribution. Shori is expecting square capital to reach a monthly loan disbursement target of Rs 500 crore by the end of financial year 2018.


Toro has Summer Hours between Memorial Day and Labor Day--employees can adjust their schedules to be off Friday afternoons. Many people use 1/2 day of vacation on Friday mornings and have a lot of 4-day weeks during the precious Minnesota summer months. Toro also uses awards of paid time off as a key incentive for corporate performance goals.
Toro provides a diverse, competitive benefits package.
very very good benefit package, one of the best one Ive ever seen or had!!
Great amount of vacation time. It would be nice if they offered Aflac. Working from home is not an option, which is a standard benefit with most companies nowadays. Management will need to change their philosophy In order to retain the new millenial workforce that is going to be taking the place of the current wave of retirees.
There are summer hours, work longer days during the week and a half day on Fridays, made for a better working environment, and people were able to enjoy family time and the nicer weather. Not every department offers the same benefits like education reimbursement, due to budget. Not everyone can take advantage of summer hours.
Average benefits. Would be greatly improved if they offered telecommuting options.
Great benefits package, couldn't ask for more.
The benefits are far better than average and it is a full set of benefits. Retirement benefits come in the form of a 401k match, employer contribution, and an ESOP contribution.
Glassdoor is your resource for information about The Toro Company benefits and perks. Learn about The Toro Company , including insurance benefits, retirement benefits, and vacation policy. Benefits information above is provided anonymously by current and former The Toro Company employees, and may include a summary provided by the employer.


Catapulting one of the latest smartwatch designs into the fashion realm, the Vogue China Apple Watch cover shoot is something many people will either get behind or rebel against. It pairs the wearable tech with great fall and winter looks, which is perfect as it is set to launch early next year. More than a do-all accessory, this editorial shows that it will become a staple in people's everyday lives.
Appearing in the publication's November 2014 issue, the Vogue China Apple Watch cover story stars top model Liu Wen. Editor-in-chief Angelica Cheung says, "We are an ancient country but at the same time a very young country when it comes to fashion and new products. We love to embrace everything that is new, modern and positive. All these convince us that the intersection of fashion and technology is a natural progression, not something alien."