Though the PRI, party (prounced pree, Institutional Revolutionary Party), in Mexico doesn't need help in stealing elections, the Republican Party sent help. The party has ruled the country for more than 70 years. Power is maintained through election fraud "Opponents, academics, and historians claim with ample evidence that elections were just a ritual to simulate the appearance of a democracy"—wikipedia.org The difference between the Pan and Pre parties is about as great as between Republican and Democratic Parties. Pan has won some provincial elections; the results, business as ususal.
The article below is on the current theft and the role of the Republican party. It was published in a leading, respected British newspaper--jk.
While much of the world believes Felipe Calderon has been officially declared Mexico's next President, it is not true. At least not yet.
(Mexico City) Last week the Electoral Commission, IFE, announced the results of a country-wide count of tally sheets - sheets that are attached to each ballot box - they found that Felipe Calderon (PAN) was ahead of Lopez Obrador (PRD) by around 0.5%. To Calderon, there is no question that he is the winner. But according to Lopez Obrador, he has won more votes.
Despite what both Calderon and Lopez Obrador tell their supporters and what you read in press reports, the next President has yet to be officially declared. IFE is not the body responsible for officially announcing the next President. Rather, it is TRIFE (Electoral Tribunal) that will make an official announcement by early September, after addressing complaints filed by each party. The parties have four days to file their objections following the results of the tally sheet count — which was concluded last Thursday.
- Why, on Election Day, Casilla workers in places like Queretaro and Salamanca were caught on video, stuffing ballot boxes and changing tally sheets.
- The intervention of the current President, Vicente Fox (a member of PAN), which benefitted Calderon, during the campaign, and which is illegal according to the Electoral Commission's rules.
- A recording of a telephone call between members of PRI (the dominant party in Mexico up until 2000) and members of PAN — which indicates they struck an alliance on Election Day when the results began filtering in, showing PRI was falling way behind.
are a few of the many anomalies not only recognized by the PRD complaint, but some of which that have already been observed by the Electoral Commission itself.
On Saturday nearly half a million people, of all ages and from as far away as Tabasco, gathered in Mexico City's Zocalo, one of the largest squares in the world, for an "asemblea informative" ("informative assembly") organized by the PRD. There were also other simultaneous assemblies throughout the country for people that could not make it to Mexico City. As the crowd waited for members of the PRD and Lopez Obrador himself to address them, they chanted, "Vota por vota, casilla, por casilla" ("Vote by vote, polling place, by polling place").
A few hours earlier and a few blocks away in the Don Diego conference room at the Sheraton Hotel, a press conference was held by the PRD for members of the international press. Playing it smart politically (and likely not having enough evidence), Lopez Obrador refused to comment on foreign involvement with the election that would have benefited Calderon. Many of the questions lobbed at Lopez Obrador had to do with what his plans were for contesting the IFE results. In response, he stuck to what the party line has been since election night when it was too close to call: That they will take the legal route; that every vote should be counted; and that until that happens he refuses to concede.
Yet when Lopez Obrador addressed the assembly he announced a nation-wide mobilization to begin this Wednesday. The crowd, waving yellow flags and holding signs claiming fraud, shouted in response, "No esta solo" ("you are not alone"). Lopez Obrador asked that people from every state in Mexico begin marching, this Wednesday, to the Anthropology Museum in Mexico City, and then on Sunday, July 16th, gather at the Zocalo for another mass meeting. Lopez Obrador called for people to be calm and to not shut down roads, (which would cripple the Mexican economy) and that, ultimately, they would win together through the government's own institutions.
Two days before the meeting at the Zocalo, at PAN headquarters, Felipe Calderon gave a speech in which he said he has already won and that he will "be the best of all candidates." Among a crowd of supporters, one woman holding up a poodle dressed in a Felipe Calderon sweater, Calderon was sharp and decisive despite the official announcement from TRIFE still pending. Earlier in the week, in a show of ironic "solidarity," PAN officials offered to include Obrador in their cabinet.
PAN's rhetoric, on the one hand, is that they trust IFE and TRIFE. Yet, on the other hand, they are saying it is irreversible and that Lopez Obrador is attacking the government's well established institutions.
Regardless of political leanings, the PAN discourse can only be considered hypocritical and the argument against Lopez Obrador's unwillingness to concede seems ridiculous given the close margin and reported rampant irregularities. After all, what would Calderon have to lose if all the votes, "vota por vota, casilla por casilla," were counted? If he is so confident of his victory, the results should strengthen his legitimacy. But aside from that, and more importantly, in order to preserve Mexican democracy itself every vote should be counted.
There are 3 principle parties in Mexico (PRI, PAN & PRD), each of which heads several state governments. Though the PRI, party (prounced pree, Institutional Revolutionary Party), in Mexico was dislodge from the Presidency (1929-2000) by the PAN, which then done as their opposition, committed election fraud in the 2006 presidential election—the cause for the current unrest. The party has ruled the country for more than 70 years. (Opponents, academics, and historians claim with ample evidence that elections were just a ritual to simulate the appearance of a democracy—wikipedia.org). A third party, the PRD's has won, but for the fraud, the 06 election. The article below is on the current theft and the PRD's response–jk.
During 2005 Andrés Manuel López Obrador, the popular head of Mexico's Federal District government, survived a politically motivated impeachment process and consolidated his position as the leading contender in the country's 2006 presidential contest.
López Obrador was born into a provincial middle-class family in Villa de Tepetitán, Tabasco, on Nov. 13, 1953. From 1972 to 1976 he studied political science and public administration at the National Autonomous University of Mexico.
López Obrador began his political career in Mexico's long-ruling Institutional Revolutionary Party (PRI), eventually becoming Tabasco state party president in 1983. He left the party, however, and backed the dissident presidential candidacy of Cuauhtémoc Cárdenas in 1988. López Obrador's own 1988 opposition candidacy for Tabasco's governorship ended in defeat, but he later became state president of the party founded on the basis of Cárdenas's electoral coalition, the centre-left Party of the Democratic Revolution (PRD).
During the 1990s López Obrador earned a national reputation for organizing grassroots protests against environmental damage in Tabasco caused by the state-owned Mexican Petroleum Company (PEMEX) and electoral fraud committed by the "official" PRI (most notably involving the 1994 Tabasco gubernatorial race, which he lost to 2005–06 PRI presidential candidate Roberto Madrazo Pintado). From 1996 to 1999 López Obrador served as national president of the PRD, a position he used both to promote grassroots party organization and to recruit prominent PRI members as PRD mayoral and gubernatorial candidates. In 2000 he was elected head of the Federal District government, a post he held through July 2005, when he resigned to seek the PRD's presidential nomination.
López Obrador compiled a generally successful record as head of Mexico City's government. Under the slogan "For the good of all, the poor first," he promoted a series of innovative social and cultural programs (including old-age pensions, financial support for single mothers and the unemployed, substantial investments in urban redevelopment and transportation infrastructure, and educational outreach programs) that won him widespread popularity. Nevertheless, his record was marred by sensational corruption scandals involving several close subordinates, and public security remained a major challenge.
In May 2004 the federal attorney general initiated impeachment proceedings against López Obrador, charging him with having defied a court order by authorizing the construction of a hospital access road across private property. Mexican Pres. Vicente Fox argued that his administration sought only to uphold the rule of law, but many national and international observers believed that the underlying motive was to disqualify López Obrador as a presidential candidate. After nearly one million protesters marched through downtown Mexico City in April 2005, Fox finally ended the prolonged confrontation by dropping the impeachment charge.
The triumph in the July 2, 2000, presidential election of Vicente Fox Quesada (see Biographies) was the single most important event in Mexico during the year. His dramatic victory ended the Institutional Revolutionary Party's (PRI's) 71-year-long dominance in national government and marked the beginning of a new political era.
By mobilizing unexpectedly broad support behind the Alliance for Change coalition (an alliance of the centre-right National Action Party [PAN] and the Mexican Green Ecologist Party [PVEM]), Fox won by a landslide over PRI candidate Francisco Labastida Ochoa. The official tally gave Fox 42.5% of the votes against Labastida's 36.1%. Three-time presidential candidate Cuauhtémoc Cárdenas Solórzano, heading the Alliance for Mexico coalition (an alliance of the centre-left Party of the Democratic Revolution [PRD], the Labour Party [PT], the Convergence for Democracy [CD], the Nationalist Society Party [PSN], and the Social Alliance Party [PAS]), trailed with 16.6%.
Because the PAN shared a number of macroeconomic objectives with the PRI, Fox's administration was not expected to radically alter national economic policy. Fox was committed to new investments in public education, however. He also stated the goal of creating 1,350,000 new jobs in the formal sector each year. Observers believed Fox would, moreover, pursue policies beneficial to small and medium-sized firms.
The PRI remained a potentially powerful force—with a large bloc of votes in the national Congress, control over the majority of state and municipal governments, and strong support among some social groups—but the party faced a prolonged internal leadership crisis and a difficult transition to its new role as opposition party.


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Junior and Senior High Students at home for 2 weeks in Red Deer and other large Alberta Cities
Targeted regional measures to bend the curve
New mandatory measures will address growing COVID-19 cases in hot spot communities across Alberta.
Targeted restrictions will apply to municipalities or regions where there are at least 350 cases per 100,000 people and 250 currently active cases.
New measures will apply to junior and senior high schools, and sports and fitness activities in these communities.
These targeted restrictions will remain in place for at least two weeks for any community or area that reaches this trigger. After 14 days, the enhanced measures will be lifted once the municipality falls back below the threshold.
Expanded public health measures
The following mandatory public health measures will come into effect for hot spot municipalities and regions:
Schools – Starting May 3
While schools remain a safe place and are not a main driver of community spread, in order to limit in-person interactions, all junior and senior high school students (Grades 7 and above) will shift to online learning.
K-6 students will continue in-classroom learning unless otherwise approved by Alberta Education to shift to online-learning.
Indoor fitness – effective April 30
All indoor fitness activities are prohibited. This includes:
all group physical activities, such as team sports, fitness classes and training sessions
all one-on-one lessons and training activities
all practices, training and games
Outdoor fitness activities may continue under provincewide restrictions currently in place, including individual or household one-on-one training with a trainer.
Indoor sport and recreation – effective April 30
All youth and adult indoor group physical activities, including team sports and one-on-one training sessions, are prohibited.
Outdoor sport and recreation activities may continue under provincewide restrictions currently in place:
Outdoor team sports where two-metre distancing cannot be maintained at all times (such as basketball, volleyball, soccer, football, slo-pitch and road hockey) remain prohibited.
Outdoor fitness training is allowed, as are physically distanced group fitness classes with a maximum of 10 participants.
Outdoor group physical activity with different households must be limited to 10 people or fewer and two-metre distancing must be maintained at all times.
All indoor recreation facilities must close. Outdoor recreation amenities can be open to public access unless specifically closed by public health order.
The government will implement a curfew where case rates are significantly high, specifically case rates above 1,000 per 100,000, and if a municipality or region requests it. Details will be announced prior to any curfew being implemented.
All other current public health restrictions, including masking, physical distancing, prohibitions on social gatherings and working from home requirements remain in place provincewide.
Alberta's government is responding to the COVID-19 pandemic by protecting lives and livelihoods with precise measures to bend the curve, sustain small businesses and protect Alberta's health-care system.
Current communities with a case rate above 350 per 100,000 people and at least 250 active cases:
City of Grande Prairie
City of Airdrie
Future updates for active case rates for municipalities and a map of those under enhanced restrictions will be available at alberta.ca.
Moving forward, targeted restrictions will be applied to any communities or regions with a case rate above 350 per 100,000 people and 250 active cases, and remain in place for at least two weeks.
If, after two weeks, the case rate falls below the threshold of 350 cases per 100,000 people, these targeted measures will be removed and only current provincewide restrictions will apply.
If a municipality goes below the threshold measure of 350 cases per 100,000 people before the two weeks are finished, the enhanced restrictions will still apply until the two-week period is over.
To prevent rural areas with small populations from being unfairly impacted, municipalities with fewer than 250 active cases will be excluded from the threshold.
Health officials will continue to closely monitor the spread of COVID-19 to assess whether additional action is needed to reduce transmission and when these restrictions are no longer required.
"We have no choice but to implement these targeted measures to slow growth and bend the curve and protect our health system over the next few weeks. These measures are layered on top of Alberta's robust public health restrictions and will buy a little more time for our vaccination program to protect more Albertans and win the race against the variants. We must respond with a firm stand against COVID-19 now so that we can enjoy a great Alberta summer."
Jason Kenney, Premier
"The highly transmissible variants of concern are a game-changer and in turn, we have to change our approach to be successful. No one person or community is to blame, but the evidence is showing that certain areas are experiencing significantly higher spread. To get cases in these municipalities under control, we must take additional action. By following these new restrictions and ramping up our vaccination program, we will be successful in winning this fight."
Tyler Shandro, Minister of Health
"I know Albertans, even those who have faithfully followed the health guidance and worked to keep not only themselves but their fellow citizens safe, are tired. But if we can muster the strength to make it through these next few weeks, we will allow our vaccination program a chance to protect more Albertans, and in end, we will get COVID-19 under control in Alberta."
Dr. Deena Hinshaw, chief medical officer of health
Related Topics:#COVIDRestrictions#JasonKenneyfeature
Amazing opportunity today only! Oilers 50/50 in support of Central Alberta Child Advocacy Centre
Book of poetry about healing journey. Proceeds shared with sexual assault centre
This is a news release from the Government of Alberta.
Alberta	/	4 weeks ago
Alberta backtracks to bring unimmunized staff back to work
Half Capacity Crowds for World Junior Tournament – Alberta to restrict large gatherings to slow Omicron
Alberta	/	1 month ago
Alberta expands boosters, launches booster shot campaign
Homeless man believed to have frozen to death in central Alberta: RCMP

redpajama_set_name: RedPajamaCommonCrawl


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About & Media Kit
Contact/Disclosure & Privacy Policy
5 Ways To Teach Kids About Energy Saving At Home ♥
Energy saving isn't the most exciting topic in the world, but luckily, kids are always keen to learn new things and relish any opportunity to feel like a grown up. So teaching your children how to help save you money on your bills can be quite easy, it's something we've already done with Tyler Lee and he's now great at turning things off when he's finished with them and loves feeling like a grown up - he always wants to copy Jacek and myself and I'm proud to say that as a family we're very green and eco-friendly.
I thought I'd share 5 ways you can get your little ones keen to go green and reduce your household costs, because as parents it's important to get your kids to save energy and not be wasteful with it.
When it come to energy saving, there is no point operating a 'do as I say, not as I do' policy. If your kids see you lax about leaving the TV on standby, not turning lights off and other wasteful habits, they'll be less inclined to adopt new frugal practises. Ensure they see you lead by example and they'll naturally follow suit.
Screen Free Saturdays
Not only is one day, or a few hours, purposefully away from screens and technology great for energy saving, it's also perfect for working on mindfulness and mental health. Encourage your kids to ditch the games consoles, phones and TVs and spend a few hours reading, doing puzzles, playing outside, practising a sport etc.
If your children need a bit of bribery to help them go green, then a reward system is worth implementing. Make energy saving tasks into a game - whoever has the quickest shower wins a point, if someone washes up instead of using the dishwasher they can have three points, and so on. At the end of the week, the child with the most points gets a prize (preferably an environmentally friendly and energy saving prize, to stay on theme).
Show them how things work around the house
While learning all about how a Grundfos Home Booster operates and saves you money and energy might not seem that exciting to you, kids are inquisitive and eager to become familiar with 'grown up' things. Take them round the house and show them what you have in place and how they help save energy. Next time you change a light bulb, teach them how to do it and use the opportunity to explain why you use energy saving bulbs. You can also show them how to adjust the thermostat throughout different seasons - there are many basic tasks around the house that the young ones will actually be interested in.
Get in the garden
Throughout the summer months, make the most of your garden BBQ and rather than use electricity and gas indoors, enjoy dinner al fresco - something which boy thinks is the biggest treat. Kids will love the chance to play chef and help out; helping set up the BBQ and learning how to cook outdoors.
During the winter months, give your little one the task of planting a tree that will provide shade for the house during the hotter days. They'll love getting their hands dirty and it saves you a job - everyone's happy.
at 11 August
Labels: Ways To Make Your Home More Energy Efficient
Thank you for reading my blog and taking the time to comment. I appreciate all your comments and try to reply whenever I can.
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CASUAL CONNECTION
Management & Bookings:
trent@posterchild.com.au
Released on CR2 Records, EtcEtc Music, TMRW Music, Nurvous, Central Station, M2MR, NDYD
Nostalgia with a twist - Casual Connection brings a freshness to the Disco, Funk & RnB gems that he so expertly curates. Sampling, editing and re-working classic tracks, his productions are respectful of their origination while bringing something modern and inventive to create a genuine and unique signature sound. Casual Connection's, aka Lukasz Ru-Kasu absorbed music from an early age as if by osmosis. From age 8 he grew a passion for music and now has been actively DJing since 2002 and producing since 2014.
Since he started producing, Casual Connection has been named in Traxsource's Top 100 Nu Disco artists for 7 consecutive years. He has also been featured in DJ Mag, DJ City, Warner Music's Cool Accidents and gotten over 60 #1's on Hyppedit.
As a DJ, Casual Connection has built a strong following in his hometown, Perth, as well as playing gigs in Sydney, Melbourne, Adelaide, Queensland, New Zealand, Taiwan, Thailand, Japan & Splendour In The Grass, Club MTV, Listen Out Festival, Spiltmilk Festival, Groovin The Moo Festival, VIVID Festival + many many more.
As a producer, his tracks are played all over the world with support from some of the biggest names in the game such as All Good Funk Alliance, The Funk Hunters, Featurecast, Dr Packer, DJ Yoda, John Morales, Mark Rae, Pete Herbert, Fort Knox Five, Grant Nelson, John Morales, The NDYD collective and many others.
In a time where we can all be guilty of taking life too seriously, Casual Connection is making music that can't help but put a smile on your face and a swing in your hips. Get your dancefloors ready, because we're about to have ourselves a real good time.
S: https://soundcloud.com/casual-connection
I: https://instagram.com/casualconnection
F: https://facebook.com/casualconnection
E: casual.connection.music@gmail.com
2K17 Rub (5:47)
Disco Balls Records
Take It Back
Cup & String Remix (4:59)
Casual Connection, Cup, String
Cup & String
M2MR
Cup & String Radio Remix (3:39)
Casual Connection, Jack Burton (AUS)
Jack Burton (AUS)
Radio Mix (3:38)
Rollerskating Jam
Casual Connection Disco Rappin Funk Mix (4:11)
Dr Packer, Casual Connection
Dr Packer
Love Falls
Back To The Disco Mix (5:57)
Party Uptown
Saturday Night Fever (5:48)


text:
Rule 1.55(k)
COMMODITY FUTURES TRADING COMMISSION RULE 1.55(k): FCM-SPECIFIC DISCLOSURE DOCUMENT
The Commodity Futures Trading Commission (Commission) requires each futures commission merchant (FCM), including Citigroup Global Markets Inc. (CGMI), to provide the following information to a customer prior to the time the customer first enters into an account agreement with the FCM or deposits money or securities (funds) with the FCM. Except as otherwise noted below, the information set out is the most recent available data as of August 2021. CGMI will update this information annually and as necessary to take account of any material change to its business operations, financial condition or other factors that CGMI believes may be material to a customer's decision to do business with CGMI. Nonetheless, CGMI's business activities and financial data are not static and will change in non-material ways frequently throughout any 12-month period.
NOTE: CGMI is a subsidiary of Citigroup Inc. Information that may be material with respect to CGMI for purposes of the Commission's disclosure requirements may not be material to Citigroup Inc. for purposes of applicable securities laws.
Firm and its Principals
FCM's name, address of its principal place of business, phone number, fax number and email address.
Citigroup Global Markets Inc.
388 Greenwich Street, Trading Floor 3
futuresinquiries@citi.com;
FCM's designated self-regulatory organization (DSRO) and DSRO's website address.
Chicago Board of Trade, CME Group
http://www.cmegroup.com/company/cbot.html
NFA Principal Biographies
Firm's Business (Ref 4.0)
Percentage of Assets and Capital for significant types of business activities and product lines engaged in by the FCM (as of November 30, 2021)
Percentage of Assets and Capital for significant types of business activities and product lines engaged in by the FCM (as of October 31, 2021)
Percentage of Assets and Capital for significant types of business activities and product lines engaged in by the FCM (as of September 30, 2021)
Percentage of Assets and Capital for significant types of business activities and product lines engaged in by the FCM (as of August 31, 2021)
Percentage of Assets and Capital for significant types of business activities and product lines engaged in by the FCM (as of July 31, 2021)
Percentage of Assets and Capital for significant types of business activities and product lines engaged in by the FCM (as of June 30, 2021)
Percentage of Assets and Capital for significant types of business activities and product lines engaged in by the FCM (as of May 31, 2021)
Percentage of Assets and Capital for significant types of business activities and product lines engaged in by the FCM (as of April 30, 2021)
Percentage of Assets and Capital for significant types of business activities and product lines engaged in by the FCM (as of March 31, 2021)
Percentage of Assets and Capital for significant types of business activities and product lines engaged in by the FCM (as of February 28, 2021)
Percentage of Assets and Capital for significant types of business activities and product lines engaged in by the FCM (as of January 31, 2021)
Percentage of Assets and Capital for significant types of business activities and product lines engaged in by the FCM (as of Decembet 31, 2020)
FCM Customer Business
FCM's business on behalf of its customers, in its capacity as such, including:
Types of customers: Banks, Corporations, Hedge Funds, Insurance Companies, Government Agencies, and Mutual Funds,and Pension Plans.
Markets traded: Financial, Agricultural, Energy, Metals, Foreign Exchange
International businesses: In addition to its presence in North America, Citi Futures, Clearing and Collateral operates out of Europe, Asia, and Latin America.
Exchange and Swap Execution Facility Memberships
Futures Exchange & Clearing Memberships:
Clearing Firm
Clearing House
Chicago Board Options Exchange
Clearing Member
Options Clearing Corp.
Chicago Mercantile Exchange - CME
Chicago Board of Trade - CBOT
New York Mercantile Exchange - NYMEX
Commodity Exchange Inc. - COMEX
Dubai Mercantile Exchange - DME
ICE Futures Europe
ICE Clear Europe
ICE Futures US
ICE Clear US
Nodal Clear
OTC Clearing Memberships:
LCH.Clearnet Limited
ICE Clear Credit
Chicago Mercantile Exchange
Eurex Clearing AG
OTC SEF Memberships
BGC Derivatives Markets
DW SEF
LatAm SEF
ICE Swap
ICAP IGDL
NEX SEF
Tullet Prebon
carrying brokers used: affiliates, non-affiliates
Carry Broker Arrangements
ADM Investor Services
Banco Santander (Mexico), S.A.
Citigroup Global Markets Asia Ltd.
Citigroup Global Markets Australia Pty Limited
Citigroup Global Markets Canada
Citigroup Global Markets Hong Kong
Citigroup Global Markets Japan Inc.
Citigroup Global Markets Limited
Citigroup Global Markets Singapore Securities Pte. Ltd.
Citigroup Global Markets Europe AG
Citigroup Global Markets Brazil CCTVM S.A.
Citigroup Global Markets Korea Securities Ltd.
Permitted Depositories and Counterparties
FCM's policies and procedures concerning the choice of bank depositories, custodians and counterparties to permitted transactions under § 1.25.
Citigroup's Global Network Management Team is responsible for establishing, monitoring, and reviewing policy and procedures concerning the choice and ongoing maintenance of banks, depositories and custodians that operate under Rule 1.25. The process for choosing a provider involves a formal RFP to ensure the appropriate levels of service, control, and financial stability are satisfied. Annual diligence reviews are conducted to ensure compliance with regulatory requirements.
Disclosure Statement Regarding Separate Accounts
CGMI permits certain customers to establish and maintain separate accounts with the FCM. Such separate accounts may be: (i) managed by different asset management firms, introducing brokers or associated persons; (ii) managed as separate investment portfolios by the same asset management firm, introducing broker or associated person; (iii) subject to liens in connection with operating loans that contractually obligate an FCM to treat the accounts separately; or (iv) otherwise required for regulatory or appropriate business purposes. Subject to the terms and conditions of CFTC Letter No. 19-17, CGMI treats such separate accounts as accounts of separate entities. Among other things, CGMI may calculate the margin requirements for each separate account independently from all other separate accounts of the same customer and may disburse excess funds from one separate account notwithstanding that another separate account is undermargined. However, under certain conditions an FCM may, or may be required to, margin such accounts as a single account and would not be able to disburse excess funds from one separate account if another separate account is undermargined.
Among other terms and conditions set out in CFTC Letter No. 19-17, CGMI is required to advise its customers that are permitted to maintain separate accounts that, in the unlikely event of CGMI's bankruptcy, the customer will be treated no differently from other customers, as a result of having maintained separate accounts with the FCM. In particular, all separate accounts maintained for or on behalf of any such customer will be combined in determining such customer's rights and obligations under the applicable provisions of the U.S. Bankruptcy Code and Part 190 of the Commodity Futures Trading Commission's Regulations.
Material Risks
The material risks, accompanied by an explanation of how such risks may be material to its customers, of entrusting funds to FCM, including, without limitation:
the nature of investments made by FCM (including credit quality, weighted average maturity and weighted average coupon);
In order to assure that it is in compliance with its regulatory capital requirements and that it has sufficient liquidity to meet its ongoing business obligations, CGMI holds a significant portion of its assets in cash and highly liquid Class A securities (US Treasuries and Agencies) to fund BAU activity and for contingency stress events. CGMI may also invest in other short-term highly liquid instruments such as money market instruments, commercial paper, and certificates of deposit. CGMI also invests a limited amount of its capital in state and municipal securities and certain highly-rated corporate debt securities. CGMI invests customer funds only in money market funds that comply with CFTC Regulation 1.25.
FCM's creditworthiness, leverage, capital, liquidity, principal liabilities, balance sheet leverage and other lines of business; (Ref 6.1)
Capital (Ref 6.2). CGMI's equity is 100% owned by its parent company, Citigroup Financial Products Inc. The GAAP equity for CGMI as of September 2021 was $[12.7] billion and is comprised of primarily $[8.7] billion of paid in capital.
Creditworthiness. CGMI has a long-term S&P rating of A and a short term rating of A-1.
Capital is used principally to support assets in CGM's businesses and to absorb credit, market and operational losses. CGMI primarily generates capital through earnings from its operating businesses. CGMI may augment its capital through infusions of capital from CFPI. CGMI also augments its regulatory capital through the issuance of subordinated debt.
CGMI's capital management framework is designed to ensure that CGMI maintains sufficient capital consistent with all applicable regulatory standards and guidelines. CGMI assesses its capital adequacy against a series of internal quantitative capital goals, designed to evaluate the Company's capital levels in expected and stressed economic environments. Underlying these internal quantitative capital goals are strategic capital considerations, centered on preserving and building financial strength. Senior management is responsible for the capital assessment and planning process, which is integrated into CGMI's capital plan. Implementation of the capital plan is carried out mainly through CGMI's Asset and Liability Committee.
Liquidity. CGMI's funding and liquidity objectives are to maintain adequate liquidity to fund its existing balance sheet, grow core businesses and maintain sufficient liquidity under a wide variety of market conditions including market disruptions for both short term and long term time horizons and satisfy regulatory requirements. Citi's measures liquidity risk as the ability for an entity to efficiently meet both expected and unexpected current and future cash flow and collateral needs without adversely affecting daily operations or the financial condition of the entity. CGMI maintains liquidity reserves in the form of highly liquid Class A securities (US Treasuries and Agencies) to fund BAU activity and for contingency stress events. The liquidity framework provides that entities be self-sufficient. Liquidity is managed at the major broker dealer level and internal stress test are performed for CGMI to ensure the entity has adequate liquidity to support contingent stress outflows. Citigroup's Liquidity Risk Management policy require entities to measure liquidity requirements during periods of stress. There are two main stress scenarios that consider a 12 month stress and a more severe 30 day stress. The main long term liquidity metric requires CGMI to maintain sufficient liquidity to meet all maturing obligations within 12 months under a moderate to highly stressed market disruption. There is also a short term liquidity measure that CGMI needs to maintain sufficient liquidity within a 30 day time horizon. Balance sheet Funding and Liquidity Plans are produced annually are also part of the overall liquidity management framework and establishes parameters for measuring and monitoring liquidity risk. The monthly Asset and Liability Committee is the main forum to review balance sheet and liquidity metrics for the Broker Dealer entities; including CGMI. CGMI's main source of funding includes equity, subordinated debt, secured financing and unsecured funding (both short term and long term).
Other Business Lines. CGMI provides corporate, institutional, public sector and high-net-worth clients with a full range of products and services, including fixed income and equity sales and trading, foreign exchange, prime brokerage, equity and fixed income research, investment banking and advisory services, cash management, trade finance and securities services. CGMI is Citi's domestic broker-dealer, covering all capital markets and investment banking products and is the primary legal vehicle for Markets & Securities Services - one of Citi's core segments comprising institutional activity. CGMI has a major presence in the domestic capital markets as a dealer, market maker and underwriter in equity and fixed income securities. CGMI's trading activities encompass cash, exchange-traded and OTC derivative markets.
Principal Liabilities (Ref. 6.3). Total liabilities for CGMI were approximately $362 billion as of November 2021. CGMI primarily funds itself through secured financing transactions ($201 billion or approximately 55.5% of total liabilities as of November 2021). Secured financing transactions (securities loaned or sold under agreements to repurchase, or repos) is conducted to facilitate customer matched-book activity and to efficiently fund a portion of the trading inventory. Generally, changes in the level of secured financing are primarily due to fluctuations in trading inventory and in the finance desk matched book.
CGMI also funds itself through short-term and long-term borrowings, which totaled approximately $13.7 billion and $25.9 billion, respectively, as of November 2021. The long-term borrowings are primarily with affiliates, which totaled approximately $25.4 billion as of November 2021. The short term and long-term borrowings needs of CGMI are based on changes in the overall size and composition of the balance sheet as well as maintaining sufficient liquidity to meet contingent stress outflows. The overall composition of liquidity reserves held on CGMI, which are held in the form of highly liquid Class A securities, and cash held on affiliates, can also influence the amount of short term and long term borrowings. Included in long-term borrowings as of November 2021 were $9.9 billion of subordinated debt with affiliates that qualifies as capital for Regulatory purposes.
CGMI also has liabilities to customers of approximately $53.4 billion as of November 2021. The Company is subject to customer protection segregation requirements under securities laws and regulations, including those of the SEC and CFTC, whereby assets are segregated or held in separate accounts under Rule 15c3-3 of the SEC or the Commodity Exchange Act for the exclusive benefit of customers.
Material Complaints or Actions
Any material administrative, civil, enforcement or criminal complaints or actions filed against FCM where such complaints or actions have not concluded, and any enforcement complaints or actions filed against FCM during the last three years.
Customer Funds Segregation.
A basic overview of customer fund segregation, FCM management and investments, FCMs and joint FCM/broker dealers.
Customer Accounts. FCMs may maintain up to three different types of accounts for customers, depending on the products a customer trades:
A Customer Segregated Account for customers that trade futures and options on futures listed on US futures exchanges;
A 30.7 Account for customers that trade futures and options on futures listed on foreign boards of trade; and
A Cleared Swaps Customer Account for customers trading swaps that are cleared on a DCO registered with the Commission.
The requirement to maintain these separate accounts reflects the different risks posed by the different products. Cash, securities and other collateral (collectively, Customer Funds) required to be held in one type of account, e.g., the Customer Segregated Account, may not be commingled with funds required to be held in another type of account, e.g., the 30.7 Account, except as the Commission may permit by order. For example, the Commission has issued orders authorizing ICE Clear Europe Limited, which is registered with the Commission as a DCO, and its FCM clearing members: (i) to hold in Cleared Swaps Customer Accounts Customer Funds used to margin both (a) Cleared Swaps and (b) foreign futures and foreign options traded on ICE Futures Europe, and to provide for portfolio margining of such Cleared Swaps and foreign futures and foreign options; and (ii) to hold in Customer Segregated Accounts Customer Funds used to margin both (c) futures and options on futures traded on ICE Futures US and (d) foreign futures and foreign options traded on ICE Futures Europe, and to provide for portfolio margining of such transactions.
Customer Segregated Account. Funds that customers deposit with an FCM, or that are otherwise required to be held for the benefit of customers, to margin futures and options on futures contracts traded on futures exchanges located in the US, i.e., designated contract markets, are held in a Customer Segregated Account in accordance with section 4d(a)(2) of the Commodity Exchange Act and Commission Rule 1.20. Customer Segregated Funds held in the Customer Segregated Account may not be used to meet the obligations of the FCM or any other person, including another customer.
All Customer Segregated Funds may be commingled in a single account, i.e., a customer omnibus account, and held with: (i) a bank or trust company located in the US; (ii) a bank or trust company located outside of the US that has in excess of $1 billion of regulatory capital; (iii) an FCM; or (iv) a DCO. Such commingled account must be properly titled to make clear that the funds belong to, and are being held for the benefit of, the FCM's customers. Unless a customer provides instructions to the contrary, an FCM may hold Customer Segregated Funds only: (i) in the US; (ii) in a money center country1; or (iii) in the country of origin of the currency.
An FCM must hold sufficient US dollars in the US to meet all US dollar obligations and sufficient funds in each other currency to meet obligations in such currency. Notwithstanding the foregoing, assets denominated in a currency may be held to meet obligations denominated in another currency (other than the US dollar) as follows: (i) US dollars may be held in the US or in money center countries to meet obligations denominated in any other currency; and (ii) funds in money center currencies2; may be held in the US or in money center countries to meet obligations denominated in currencies other than the US dollar.
30.7 Account. Funds that 30.7 Customers deposit with an FCM, or that are otherwise required to be held for the benefit of customers, to margin futures and options on futures contracts traded on foreign boards of trade, i.e., 30.7 Customer Funds, and sometimes referred to as the foreign futures and foreign options secured amount, are held in a 30.7 Account in accordance with Commission Rule 30.7.
Funds required to be held in the 30.7 Account for or on behalf of 30.7 Customers may be commingled in an omnibus account and held with: (i) a bank or trust company located in the US; (ii) a bank or trust company located outside the US that has in excess of $1 billion in regulatory capital; (iii) an FCM; (iv) a DCO; (v) the clearing organization of any foreign board of trade; (vi) a foreign broker; or (vii) such clearing organization's or foreign broker's designated depositories. Such commingled account must be properly titled to make clear that the funds belong to, and are being held for the benefit of, the FCM's 30.7 Customers. As explained below, Commission Rule 30.7 restricts the amount of such funds that may be held outside of the US.
Customers trading on foreign markets assume additional risks. Laws or regulations will vary depending on the foreign jurisdiction in which the transaction occurs, and funds held in a 30.7 Account outside of the US may not receive the same level of protection as Customer Segregated Funds. If the foreign broker carrying 30.7 Customer positions fails, the broker will be liquidated in accordance with the laws of the jurisdiction in which it is organized, which laws may differ significantly from the US Bankruptcy Code. Return of 30.7 Customer Funds to the US will be delayed and likely will be subject to the costs of administration of the failed foreign broker in accordance with the law of the applicable jurisdiction, as well as possible other intervening foreign brokers, if multiple foreign brokers were used to process the US customers' transactions on foreign markets.
If the foreign broker does not fail but the 30.7 Customers' US FCM fails, the foreign broker may want to assure that appropriate authorization has been obtained before returning the 30.7 Customer Funds to the FCM's trustee, which may delay their return. If both the foreign broker and the US FCM were to fail, potential differences between the trustee for the US FCM and the administrator for the foreign broker, each with independent fiduciary obligations under applicable law, may result in significant delays and additional administrative expenses. Use of other intervening foreign brokers by the US FCM to process the trades of 30.7 Customers on foreign markets may cause additional delays and administrative expenses.
To reduce the potential risk to 30.7 Customer Funds held outside of the US, Commission Rule 30.7 generally provides that an FCM may not deposit or hold 30.7 Customer Funds in permitted accounts outside of the US except as necessary to meet margin requirements, including prefunding margin requirements, established by rule, regulation, or order of the relevant foreign boards of trade or foreign clearing organizations, or to meet margin calls issued by foreign brokers carrying the 30.7 Customers' positions. The rule further provides, however, that, in order to avoid the daily transfer of funds from accounts in the US, an FCM may maintain in accounts located outside of the US an additional amount of up to 20 percent of the total amount of funds necessary to meet margin and prefunding margin requirements to avoid daily transfers of funds.
Cleared Swaps Customer Account. Funds deposited with an FCM, or otherwise required to be held for the benefit of customers, to margin swaps cleared through a registered DCO, i.e., Cleared Swaps Customer Collateral, are held in a Cleared Swaps Customer Account in accordance with the provisions of section 4d(f) of the Act and Part 22 of the Commission's rules. Cleared Swaps Customer Accounts are sometimes referred to as LSOC Accounts. LSOC is an acronym for "legally separated, operationally commingled." Funds required to be held in a Cleared Swaps Customer Account may be commingled in an omnibus account and held with: (i) a bank or trust company located in the US; (ii) a bank or trust company located outside of the US that has in excess of $1 billion of regulatory capital; (iii) a DCO; or (iv) another FCM. Such commingled account must be properly titled to make clear that the funds belong to, and are being held for the benefit of, the FCM's Cleared Swaps Customers.
Investment of Customer Funds. Section 4d(a)(2) of the Act authorizes FCMs to invest Customer Segregated Funds in obligations of the United States, in general obligations of any State or of any political subdivision thereof, and in obligations fully guaranteed as to principal and interest by the United States. Section 4d(f) authorizes FCMs to invest Cleared Swaps Customer Collateral in similar instruments.
Commission Rule 1.25 authorizes FCMs to invest Customer Segregated Funds, Cleared Swaps Customer Collateral and 30.7 Customer Funds in instruments of a similar nature. Commission rules further provide that the FCM may retain all gains earned and is responsible for investment losses incurred in connection with the investment of Customer Funds. However, the FCM and customer may agree that the FCM will pay the customer interest on the funds deposited.
Permitted investments include:
Obligations of the United States and obligations fully guaranteed as to principal and interest by the United States (U.S. government securities);
General obligations of any State or of any political subFirm's division thereof (municipal securities);
Obligations of any United States government corporation or enterprise sponsored by the United States government (U.S. agency obligations);3
Certificates of deposit issued by a bank (certificates of deposit) as defined in section 3(a)(6) of the Securities Exchange Act of 1934, or a domestic branch of a foreign bank that carries deposits insured by the Federal Deposit Insurance Corporation;
Commercial paper fully guaranteed as to principal and interest by the United States under the Temporary Liquidity Guarantee Program as administered by the Federal Deposit Insurance Corporation (commercial paper);
Corporate notes or bonds fully guaranteed as to principal and interest by the United States under the Temporary Liquidity Guarantee Program as administered by the Federal Deposit Insurance Corporation (corporate notes or bonds); and
Interests in money market mutual funds.
The duration of the securities in which an FCM invests Customer Funds cannot exceed, on average, two years.
An FCM may also engage in repurchase and reverse repurchase transactions with non-affiliated registered broker-dealers, provided such transactions are made on a delivery versus payment basis and involve only permitted investments. All funds or securities received in repurchase and reverse repurchase transactions with Customer Funds must be held in the appropriate Customer Account, i.e., Customer Segregated Account, 30.7 Account or Cleared Swaps Customer Account. Further, in accordance with the provisions of Commission Rule 1.25, all such funds or collateral must be received in the appropriate Customer Account on a delivery versus payment basis in immediately available funds.4
No SIPC Protection. Although CGMI is a registered broker-dealer, it is important to understand that the funds you deposit with CGMI for trading futures and options on futures contracts on either US or foreign markets or cleared swaps are not protected by the Securities Investor Protection Corporation.
Further, Commission rules require CGMI to hold funds deposited to margin futures and options on futures contracts traded on US designated contract markets in Customer Segregated Accounts. Similarly, CGMI must hold funds deposited to margin cleared swaps and futures and options on futures contracts traded on foreign boards of trade in a Cleared Swaps Customer Account or a 30.7 Account, respectively. In computing its Customer Funds requirements under relevant Commission rules, CGMI may only consider those Customer Funds actually held in the applicable Customer Accounts and may not apply free funds in an account under identical ownership but of a different classification or account type (e.g., securities, Customer Segregated, 30.7) to an account's margin deficiency. In order to be used for margin purposes, the funds must actually transfer to the identically-owned under margined account.
For additional information on the protection of customer funds, please see the Futures Industry Association's "Protection of Customer Funds Frequently Asked Questions" located at https://secure.fia.org/downloads/pcf_questions.pdf.
Information on how a customer may obtain information regarding filing a complaint about FCM with the Commission or with FCM's DSRO.
A customer that wishes to file a complaint about CGMI or one of its employees with the Commission can contact the Division of Enforcement either electronically at https://forms.cftc.gov/fp/complaintform.aspx or by calling the Division of Enforcement toll-free at 866-FON-CFTC (866-366-2382).
A customer that may file a complaint about the CGMI or one of its employees with the National Futures Association electronically at http://www.nfa.futures.org/basicnet/Complaint.aspx or by calling NFA directly at 800-621-3570.
A customer that wishes to file a complaint about the CGMI or one of its employees with the Chicago Mercantile Exchange electronically at: http://www.cmegroup.com/market-regulation/file-complaint.html or by calling the CME at 312.341.3286.
Relevant Financial Data
CGMI's annual audited financial statement can be found here. (Ref 10.1)
Financial data as of the most recent month-end when the Disclosure Document is prepared. (Ref 11.1)
The futures commission merchant's total equity, regulatory capital, and net worth, all computed in accordance with U.S. Generally Accepted Accounting Principles and § 1.17, as applicable
As of November 30, 2021:
CGMI's Total Equity / Net Worth is $ 12,769,931,091
CGMI's Regulatory Capital is $ 22,708,314,118
The dollar value of the FCM's proprietary margin requirements as a percentage of the aggregate margin requirement for futures customers, cleared swaps customers, and 30.7 customers; (Ref 11.2)
The number of futures customers, cleared swaps customers, and 30.7 customers that comprise 50 percent of the FCM's total funds held for futures customers, cleared swaps customers, and 30.7 customers, respectively; (Ref 11.3)
The aggregate notional value, by asset class, of all non-hedged, principal over-the counter transactions into which the FCM has entered;
As a subsidiary of a bank holding company, CGMI is subject to the "Volcker Rule" portion of the Dodd-Frank Act, prohibiting CGMI from proprietary trading (as such term is defined in the Volcker Rule). CGMI enters into a limited number of OTC swaps, all of which are hedged. While exact hedges are not always available, CGMI as a policy does not enter into unhedged OTC transactions on its own behalf.
The amount, generic source and purpose of any unsecured lines of credit (or similar short-term funding) the FCM has obtained but not yet drawn upon.
As a matter of prudent liquidity risk management, Citi does not rely on credit lines for funding purposes. Therefore, CGMI does not have any unsecured committed lines of credit outstanding.
The aggregated amount of financing the FCM provides for customer transactions involving illiquid financial products for which it is difficult to obtain timely and accurate prices;
The transactions/products financed on CGMI are either highly liquid rates trading products (US Treasuries or Agencies) or assets that CGMI finances in partnership with the relevant trading desk making markets in the underlying securities. The market making desks have traders and modelling teams reviewing security valuations allowing them to risk manage the underlying collateral and value it on a regular basis. As a result, it is not difficult to obtain timely and accurate prices for these assets.
The percentage of futures customer, cleared swaps customer, and 30.7 customer receivable balances that the FCM had to write-off as uncollectable during the past 12-month period, as compared to the current balance of funds held for futures customers, cleared swaps customers, and 30.7 customers. (Ref 11.4)
Over previous twelve month period, 0% of futures customer, cleared swaps customer, and 30.7 customer receivable balances have been written off as uncollectable. (Ref 11.4)
Additional financial information on all FCMs is also available on the Commission's website at: http://www.cftc.gov/MarketReports/financialfcmdata/index.htm.
Customers should be aware that the National Futures Association (NFA) publishes on its website certain financial information with respect to each FCM. The FCM Capital Report provides each FCM's most recent month-end adjusted net capital, required net capital, and excess net capital. (Information for a twelve-month period is available.) In addition, NFA publishes twice-monthly a Customer Segregated Funds report, which shows for each FCM: (i) total funds held in Customer Segregated Accounts; (ii) total funds required to be held in Customer Segregated Accounts; and (iii) excess segregated funds, i.e., the FCM's Residual Interest. This report also shows the percentage of Customer Segregated Funds that are held in cash and each of the permitted investments under Commission Rule 1.25. Finally, the report indicates whether the FCM held any Customer Segregated Funds during that month at a depository that is an affiliate of the FCM.
The report shows the most recent semi-monthly information, but the public will also have the ability to see information for the most recent twelve-month period. A 30.7 Customer Funds report and a Customer Cleared Swaps Collateral report provides the same information with respect to the 30.7 Account and the Cleared Swaps Customer Account.
The above financial information reports can be found by conducting a search for a specific FCM in NFA's BASIC system (http://www.nfa.futures.org/basicnet/) and then clicking on "View Financial Information" on the FCM's BASIC Details page.
A summary of FCM's current risk practices, controls and procedures.
As a registered Futures Commission Merchant (FCM), CGMI has an established risk management program (RMP) consistent with Dodd-Frank regulatory requirements to monitor and manage risks associated with the FCM's activities. The RMP includes written policies and procedures which is defined by a risk management function which is independent of the FCM's business unit, as well as by senior management governance charged with oversight of the RMP. Elements of the RMP include, but are not limited to, identification of risks, establishing risk tolerance limits, risk reporting, compliance with margin and capital requirements and ongoing monitoring and compliance of the RMP. Risk management aspects covered in the RMP include identifying, measuring and monitoring credit, market and operational risks across CGMI's business activities including, but not limited to, FCM activities.
The RMP policy also requires business units to have established in-business procedures consistent with regulatory and industry standards for business conduct including, but not limited to, safeguarding of money, securities or other property deposited by customers with an FCM.
The FCM is also subject to oversight by the FCM's Governing Body. The Governing Body oversees activities of the FCM including but not limited to business activities of the FCM. The Governing Body convenes quarterly and reviews, amongst other business, risk exposure reporting as well as FCM's risk tolerance limits.
This Disclosure Document was first used on July 12, 2014.
Money center countries means Canada, France, Italy, Germany, Japan, and the United Kingdom.
Money center currencies mean the currency of any money center country and the Euro.
Obligations issued by the Federal National Mortgage Association or the Federal Home Loan Mortgage Association are permitted only while these entities operate under the conservatorship or receivership of the Federal Housing Finance Authority with capital support from the United States.
As discussed below, NFA publishes twice-monthly a report, which shows for each FCM, inter alia, the percentage of Customer Funds that are held in cash and each of the permitted investments under Commission Rule 1.25. The report also indicates whether the FCM held any Customer Funds during that month at a depository that is an affiliate of the FCM.


The smallest, most compact - and probably best-looking - stereo receiver that T+A has ever built is Cala, and represents the ideal solution for any music enthusiast who demands high-quality sound from their stereo system, but also appreciates sophisticated design, perfect craftsmanship and compactness. Although the Cala looks small, it is enormously capable and tremendously versatile. Two output stages with a continuous power of 55 Watts effortlessly drive any normal loudspeaker, and an active sub-woofer can also be connected if you prefer to use small speakers such as the CS Mini. The machine provides access to all modern music sources: a high-quality FM tuner, a streaming client for Internet radio, network access and facilities for hard discs, memory sticks and iPod, plus a Bluetooth module to A2DP standard. The latter represents a fast, simple method of pairing any mobile audio device to the receiver, and therefore provides extremely convenient audio file playback. There are also two analogue inputs, typically intended for connecting a TV set in order to improve the generally inadequate sound quality.
The case is made of solid aluminium, and is produced in a single process using a complex extruding tool. It is then blasted with fine glass beads before being anodised. The internal chassis, on which all the electronic circuitry is mounted, is also made of aluminium, while the front panel and top cover consist of high-gloss acrylic.
The Cala´s uncluttered front panel is devoid of physical controls, as all its functions are operated using the F 100 system remote control in a logical and intuitive manner. The large-format, high-resolution graphic screen displays all data and information in context-sensitive form in multiple font sizes, and offers user-variable screen brightness. All the signal processing takes place at the digital level thanks to the machine's ultra-modern digital signal processor; we term this concept "Pure Path" technology. It provides a crucial improvement in sound quality, as it eliminates the need for additional conversion of the digital sources, and all data processing is carried out at 24-bit resolution with HD audio quality.
The array of sockets on the back panel demonstrates the Cala´s impressive facilities. It includes two analogue inputs, typically for connecting a TV set. Access to new music media is provided by a LAN socket and a WLAN aerial, while the USB port is designed to accept hard discs and memory sticks, or an iPod including control system and battery charging. Since the integral VHF RDS tuner is of very high quality, we recommend the use of a first-class external aerial. The heavy-duty loudspeaker terminals are capable of accommodating cable of large cross-section, and an output for an active sub-woofer is also present.


Suit up for game day in true Utah Utes style with this fresh Core Mascot T-shirt from Champion!
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Tuesdays, ANIMATED INSIGHTS BY SHANNON MUIR takes you inside Shannon's latest reflections on writing, animation, and life in general. To catch up on all posts, check out the Animated Insights portion of the website! This installment contains her thoughts as 2018 begins.
Welcome to the first week of 2018 at my author site and blog! A lot's happened in the past year, and I look forward to new and exciting adventures as things go forward. One thing I do hope to do is to find time to share new stories with you, while still balancing out my work; as of the last third of last year, I've now found myself with more that takes away from my writing time. However, I'll never walk away from it entirely. Without writing, I'd never have made it to where I am in so many aspects of my life.
Keep checking in to see the latest in my life, my writing, and my thoughts.
MYSTERY OF CHARACTER FEATURING SHANNON MUIR – Welcome to 2018!


Just like any teacher, your passion is helping your students to learn and prepare for their future. Part of that responsibility is teaching students how to become life-long learners. Using metacognitive strategies in your classroom can help to bring out the inner teacher in your students.
All teachers encounter students who are difficult or disruptive. Online students are no exception. Dealing with a disruptive online student, however, can be challenging for educators.


text:
Greenville, Maine facts for kids
For other places with the same name, see Greenville (disambiguation).
Town view in 1907
Location in Piscataquis County and the state of Maine.
1,394 ft (425 m)
38.9/sq mi (15.0/km2)
Eastern (EST) (UTC-5)
greenvilleme.com
Greenville is a town in Piscataquis County, Maine, United States. The population was 1,646 at the 2010 census. The town is centered on the lower end of Moosehead Lake, the largest body of fresh water in the state. Greenville is the historic gateway to the north country and a center for outdoor recreation in the area. Greenville High School, with 89 students, was ranked as the third best high school in Maine and one of the top 1,000 in the US in 2010.
International Seaplane Fly-In
First called T9 R10 NWP (or Township 9, Range 10, North of the Waldo Patent), the land was granted about 1812 by the Massachusetts General Court to Thornton Academy in Saco. In 1824, Nathaniel Haskell of Westbrook bought the Thornton Academy Grant. With Oliver Young and John Smith, he began clearing trees that summer for farming near Wilson Pond, where the Wilson Stream would provide water power for mills.
In 1827, Haskell completed a house, and his family joined him. A sawmill was built on Wilson Stream in 1829, with a gristmill added the following year. In 1835, Henry Gower began clearing land beside Moosehead Lake for what would develop into Greenville village. There he erected the first hotel, a two-story building called The Seboomook House, and the first store. On February 6, 1836, Greenville was incorporated from Haskell Plantation, and named for its green forests. By 1846, Greenville village included two houses, two blacksmith shops and a schoolhouse. On August 10, 1848, the town annexed land from Wilson, the remainder of which was distributed to Shirley and Elliotsville.
A small steamboat was launched in 1836 to tow logs, and in 1838 the first large lake steamer began operation. In later years, a succession of steamers by the name of Katahdin plied the waters. The current S/S Katahdin was built in 1914. In July 1884, the Bangor and Piscataquis Railroad (later, the Bangor and Aroostook Railroad) arrived at Greenville Junction. The Canadian Pacific Railway's subsidiary the International Railway of Maine was built through the village in 1888. Tourists were attracted by the region's scenic beauty, hunting and fishing. Consequently, several inns and hotels were built, including the Piscataquis Exchange Hotel, the Squaw Mountain Inn and the Moosehead Inn. Steamboat service was available across Moosehead Lake to the grand Mount Kineo House on a peninsula at Mount Kineo. Today, Greenville remains a popular resort area.
Moosehead Lake from Indian Hill c. 1875
Moosehead Inn in 1908
Veneer Products Co. in 1914
According to the United States Census Bureau, the town has a total area of 46.13 square miles (119.48 km2), of which, 42.33 square miles (109.63 km2) of it is land and 3.80 square miles (9.84 km2) is water. Situated beside Moosehead Lake, Greenville is drained by Wilson Stream.
Located north of the 45th parallel on a line with Montreal, Greenville, in climate and vegetation, has more in common with the northernmost United States and southern Canada than it has with southern Maine.
This climatic region is typified by large seasonal temperature differences, with warm to hot (and often humid) summers and cold (sometimes severely cold) winters. According to the Köppen Climate Classification system, Greenville has a humid continental climate, abbreviated "Dfb" on climate maps.
1850 326 154.7%
1860 310 −4.9%
1870 369 19.0%
Est. 2014 1,606 −2.4%
See also: Greenville (CDP), Maine
As of the census of 2010, there were 1,646 people, 820 households, and 480 families residing in the town. The population density was 38.9 inhabitants per square mile (15.0/km2). There were 1,661 housing units at an average density of 39.2 per square mile (15.1/km2). The racial makeup of the town was 98.3% White, 0.4% Native American, 0.2% Asian, 0.3% from other races, and 0.7% from two or more races. Hispanic or Latino of any race were 0.5% of the population.
There were 820 households of which 19.4% had children under the age of 18 living with them, 48.4% were married couples living together, 7.0% had a female householder with no husband present, 3.2% had a male householder with no wife present, and 41.5% were non-families. 35.5% of all households were made up of individuals and 15.3% had someone living alone who was 65 years of age or older. The average household size was 1.98 and the average family size was 2.51.
The median age in the town was 52.3 years. 15.9% of residents were under the age of 18; 4.1% were between the ages of 18 and 24; 18.4% were from 25 to 44; 37.7% were from 45 to 64; and 24.2% were 65 years of age or older. The gender makeup of the town was 48.3% male and 51.7% female.
As of the census of 2000, there were 1,623 people, 731 households, and 437 families residing in the town. The population density was 38.2 people per square mile (14.7/km²). There were 1,378 housing units at an average density of 32.4 per square mile (12.5/km²). The racial makeup of the town was 98.77% White, 0.12% Black or African American, 0.31% Native American, 0.25% Asian, 0.06% from other races, and 0.49% from two or more races. Hispanic or Latino of any race were 0.25% of the population.
In the town, the population was spread out with 24.0% under the age of 18, 4.0% from 18 to 24, 25.1% from 25 to 44, 26.7% from 45 to 64, and 20.1% who were 65 years of age or older. The median age was 43 years. For every 100 females there were 91.6 males. For every 100 females age 18 and over, there were 89.4 males.
The median income for a household in the town was $30,365, and the median income for a family was $36,694. Males had a median income of $27,955 versus $19,712 for females. The per capita income for the town was $16,638. About 8.9% of families and 12.9% of the population were below the poverty line, including 14.9% of those under age 18 and 15.8% of those age 65 or over.
In 1973, a group of local seaplane pilots and bush pilots from around Moosehead Lake including Charlie Coe, Dick Folsom, Telford Allen Jr., and Seaplane Pilots Association founder David Quam got together and established the Greenville International Seaplane Fly-In; the first such event took place on the weekend before Labor Day that year and became an annual attraction that grew larger every year. Seaplane pilots locally and from around the country fly to Greenville each year for the event and stage out of Moosehead Lake while other general aviation pilots arrive at nearby Greenville Municipal Airport. The festivities originally centered on the Folsom's Air Service Hangar and Seaplane Ramp but in recent years have switched to the neighboring Maine Fish and Game Hangar which is now called Stobie Seaplane Base and has been expanded to accommodate the event. The fly-in consists of planned competitions among seaplane pilots which include Short Takeoffs and Spot Landings, Taxi Slaloms, bomb-dropping contests (which have used water jugs and grapefruits), and the so-called "Bush Pilot's Canoe Race" which was invented in Greenville. Many exhibitors also utilize the Fish and Game Hangar to advertise and sell aviation and seaplane items, each year between 50 and 100 seaplanes arrive on the lake and just as many land-planes stage at the Greenville Airport; these normally include popular General Aviation types such as Cessna 172s, Cessna 180/185, Cessna 182s, Cessna 206s, Piper J-2 Cubc Piper PA-18 SuperCubs, Lake Aircraft and Republic RC-3 Seabees. Also seaplanes that have commonly attended in past years have included Cessna 195s, Cessna 208 Caravans, De Havilland DHC-2 Beavers and turbine Beavers, De Havilland DHC-3 Otters Cessna O-1/L-19 Bird Dogs, Grumman G-21 Gooses Grumman G-44 Widgeons, Grumman HU-16 Albatrosses, and multiple unique ultra-light and homebuilt float-planes. Some examples of extremely rare seaplanes that have visited the Greenville fly-in include the Quest Kodiak (in 2010 and 2014), the German Dornier Seastar (in 2010), the only remaining airworthy Sikorsky S-39 (in 2009) and a vintage Consolidated PBY Catalina Flying Boat which was featured at one of the Fly-Ins during the 1980s. In addition to the competitions and aviation vendors, there are usually organized flybys and demonstrations, the Maine Forestry Service usually puts one of their locally based UH-1 Huey helicopters through its paces in a water-bombing demonstration, before acquiring Hueys in the late 1980s they used a De Havilland Beaver in these demonstrations. The Canadians used to bring down a Canadair CL-215 Flying Boat for a similar performance from the 1980s to 1990s. The world's only Douglas DC-3 on floats that was operated locally by HBF inc. called Greenville Home from 1990 to 2004 when the floats were removed, the aircraft has not since been flown. The fly-in has since become much more well-known among the aviation community and celebrated its 40th anniversary in September 2013. The most recent event in 2014 proved an even better turnout. The next Greenville International Seaplane Fly-In is scheduled for September 11–14, 2015.
Municipalities and communities of Piscataquis County, Maine, United States
County seat: Dover-Foxcroft
Dover-Foxcroft
Kingsbury Plantation
Lake View Plantation
Northeast Piscataquis
Northwest Piscataquis
Southeast Piscataquis
Kennebec River Watershed
Abagadasset River
Carrabassett River
East Branch Eastern River
East Branch Moose River
East Branch Sebasticook River
Eastern River
Lemon Stream
Moxie Falls
North Branch Dead River
Roach River
Sebasticook River
South Branch Dead River
South Branch Moose River
South Branch Sandy River
West Branch Carrabassett River
West Branch Eastern River
West Branch Moose River
Annabessacook Lake
Attean Pond
Brassua Lake
China Lake
Cobbosseecontee Lake
Embden Pond
Enchanted Pond
First Roach Pond
Flagstaff Lake
Great Moose Lake
Long Pond (Belgrade Lakes)
Long Pond (Moose River)
Maranacook Lake
Messalonskee Lake
Moosehead Lake
Moxie Pond
Narrows Pond
Pleasant Pond
Sebasticook Lake
Spencer Lake
Staples Pond
Unity Pond
Wood Pond
Wyman Dam
Mount Abraham
Arnold Trail
Augusta Memorial Bridge
Bath Iron Works
Bigelow Preserve
Mount Bigelow
Carlton Bridge
Crocker Mountain
Fort Halifax
Harris Station Dam
International Railway of Maine
Kennebec Central Railroad
Maine Kennebec Bridge
Major Reuben Colburn House
Pearl Harbor Remembrance Bridge
Mount Redington
Sagadahoc Bridge
Sandy River and Rangeley Lakes Railroad
Somerset and Kennebec Railroad
Somerset Railroad
Spaulding Mountain
Coordinates: 45°27′34″N 69°35′26″W / 45.45944°N 69.59056°W / 45.45944; -69.59056
Greenville, Maine Facts for Kids. Kiddle Encyclopedia.


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