Compare lenders that don't require a checking account.
Without a checking or savings account, your loan options may come up short. But alternative services could be a way for you to bridge a financial gap without the need for your local bank.
Can I really get a loan with no bank account?
Yes. But it will likely cost you more than the average personal loan. That's because many of your options fall into the category of short-term loans. These loans come by many names: payday, auto title, pawn, debit card and signature loans. What makes them expensive are fees and APRs that can top out at 700% or more.
A checking account, however, opens the doors to stronger lenders and could help you potentially qualify for competitive rates, if you have good credit.
Why do lenders require a bank account?
When reviewing your application, some lenders like to see how much money you have to get an idea as to how you handle your personal finances. A bank statement can easily provide this information.
Bank accounts also make it easier for lenders to transfer your requested funds quickly. These days, most lenders use the electronic Automated Clearing House (ACH) to disburse your loan and collect repayments. ACH works only between bank accounts.
Beyond this, a bank account can show lenders that you're financially healthy and not a borrowing risk. The less of a risk you are, the better the chance you have for approval and competitive rates.
There's no one "best" loan out there. Answer these questions to find out where you might want to start looking.
Do you own a car that you'd be willing to use as collateral?
Yes. You might want look into auto title loans.
No. Skip the title loans — you won't qualify.
Do you have personal items of value you're willing to part with — such as precious gems, gold or expensive electronics?
Yes. Pawn shop loans might be the way to go — though you'll lose that item if you can't pay it back.
No. Skip the pawn shop.
Yes. While they come with risks, it's possible to get a loan in cryptocurrency. Look into a bitcoin loan.
No. You might still qualify for a bitcoin loan without a bank account by buying crypto through PayPal with a prepaid debit card. But it could take more time than other options.
Are you willing to consider opening a bank account?
Yes. Take one more look at checking account offers. Even if you're retired, unemployed, banned from your current bank or undocumented, there may be banking options for you.
No. If you're sure you can't open a bank account — or just don't have the time — you might want to go straight for a short-term loan that's secured by collateral.
What are my options for getting a loan without a bank account?
Without a bank account you're generally limited to short-term loans. Auto title and pawn loans typically require collateral, while other options don't.
Max Cash Auto title loan Submit your info through the website to be connected with a lender. You could qualify for between 50% and 90% of what your car is worth — up to $50,000. Must be a US citizen or permanent resident, 18 or older with a regular source of income. APRs can range from 29%–300%. The average is about 87%–97% APR.
This short-term loan option allows people who might not meet personal loan requirements to borrow against the value of their car. You can often take out 25% to 50% of your car's value, though it's possible to find loans for up to 90% of its resale price. Some lenders don't require a bank account if you apply in person.
With a title loan, you put your car's title up for collateral, rather than the vehicle itself. This means you're able to drive it around while you're repaying your loan.
If you aren't able to pay it back, however, you'll lose ownership of your car. This is a real risk: A May 2016 Consumer Financial Protection Bureau study found that a fifth of all title loans ended in repossession — and a third ended in default.
Collateral makes you less of a risk to your lender, which often means stronger rates than you'd find with a payday loan. But these loans are still expensive and face state regulations.
Like with payday loans, consider calling ahead to make sure you can qualify without a bank account.
General eligibility. You must be a US citizen or permanent resident who's at least 18 years old and possesses a car title in your name. You must also prove regular income.
Maximum loan. Typically 50% of your car's value.
Typical APR. Can be around 200%.
How to apply. Take your car's title to your lender and complete a quick form. You'll need to drive in your car for an appraisal before you can collect your loan in cash, as a check or by money order.
How long it takes. As little as one day.
That short-term loan might take longer to repay than you think.
A high APR on a payday or title loan might not cost much if you can repay it on time. But it can become expensive if you choose to roll over your loans or take out a new loan to pay it off later.
The cycle of debt is real: A 2014 Consumer Financial Protection Bureau study found that borrowers renew more than 80% of payday loans issued in the country. It also found that people who regularly take out payday loans are likely to stay in debt for at least 11 months at a time. This leaves many Americans paying several times the amount they borrowed.
Before taking out any loan, ask yourself how likely it is that you can repay your loan on time. If you struggle with your finances, consider contacting a credit counseling agency before taking on a loan.
A credit counselor can explain your options and help you come up with a recovery plan. Start with the Department of Justice's list of government-approved credit counseling agencies.
Rather than sell and buy back your personal items, some pawn shops let you put up your valuables for collateral on a loan. With a pawn loan, you borrow a percentage of your item's resale value — typically 25% to 60% — repaying it in cash, after which your items are returned.
Rates tend to be high, though they're negotiable, and depend on your state's laws and your relationship with the shop. Typically, you have a few months to pay it off.
General eligibility. You must be at least 18 years old and own an item of high resale value, like jewelry or electronics.
Maximum loan. Around 60% of your item's value.
Typical APR. Varies widely by state, though it's often less expensive than a payday or title loan.
How to apply. Get your item appraised online, and take your item and appraisal to the pawn shop. Complete a quick form to get your cash, along with a ticket to reclaim your item after repaying your loan.
How long it takes. Typically no more than one day.
By definition, these loans don't involve sending cash to a bank account. Instead, your lender loads your funds onto a prepaid debit card in your name, which you can pick up at a store or receive by mail. You'll need proof of a bank account to qualify though. The convenience here is that you don't have to have funds deposited or withdrawn from your bank account if you don't want to.
These cards can encourage repeat borrowing, offering an easy way to sign up for future loans. Some even allow you to earn rewards like you would with a credit card.
Most lenders offering debit card loans are payday lenders, meaning that the same payday restrictions apply. If you're applying online especially, call ahead to make sure your lender legally operates in your state.
General eligibility. You must be a US citizen or permanent resident who's at least 18 years old and can prove regular income.
Maximum loan. Varies by lender and financial situation.
Typical APR. Can be 200% to 700% or more.
How to apply. Complete an application online or in a store.
If you don't have a bank account, another option might be to repay a term loan entirely in bitcoin, thanks to lending platforms like Btcpop. Here, investors fund your loan and collect on repayments, rather than a bank or online lender.
Already an expert in crypto? You'll understand the risks better than someone who's new to the game. Otherwise, this borrowing option might not be for you.
Why not? For one, bitcoin is not a stable currency. Its value changes by the minute, and the federal government treats it as a type of security, like stocks or bonds. It's impossible to predict how much your coin will be worth tomorrow, let alone when your loan is due.
Bitcoin is also in a regulatory gray area in the US. To make things even more complicated, most bitcoin lenders are headquartered abroad. Fewer restrictions can allow lenders free reign to practices that are illegal in the US, leaving you vulnerable to scams.
General eligibility. You must own verifiable ID.
Maximum loan. Varies by lender.
Typical APR. Varies by lender.
How to apply. Set up a Btcpop profile, post a request for funding and wait for investors.
If you apply in person, some lenders let you pick up and repay your funds in cash or by money transfer.
Knowing which payday loan you should apply for depends on how much money you need. If you need more than $1,000, a traditional payday loan might be the way to go — you pay it back in full the next time you get paid plus a fixed fee.
Payday loans aren't legal in every state. Even if they are, each state — and sometimes each city — has its own regulations that might prevent lenders from offering no-bank-account loans.
Confirm your state's rules and find lenders through our payday loans directory.
General eligibility. You must be a US citizen or permanent resident who's at least 18 years old and living in a state where payday loans are legal. You must also prove regular income, with some lenders restricting how much of your income can come from benefits. Others require a bank account.
Maximum loan. Typically up to $500 for traditional payday loans.
Typical APR. Often 200% to 700%, depending on the lender.
How to apply. Go in person to the payday lender, complete a quick form and get your loan in cash or by money transfer.
What are my options if I want to get a bank account?
If you don't qualify for a checking account at your local bank — or just don't want to pay their fees to open one — you have alternatives.
A 100% free checking account is rare — typically, withdrawing money overseas or replacing a credit card can still cost you. But some banks offer checking accounts with no monthly, ATM or even overdraft fees. It's even possible to find a bank that doesn't charge a fee for international money transfers.
Because each bank has its own requirements, make sure that you're eligible for such an account. You might need to meet a minimum income or opening deposit — though that can be as low as $5 at a credit union.
Some lenders are willing to work with borrowers who have only a savings account, as long as it can accept your disbursed funds. You generally won't have to meet as many requirements or pay monthly fees. In fact, you could earn a small amount of interest on the funds you keep there.
Having a savings account opens up your borrowing options slightly. But regular withdrawals might also come with fees, making it difficult for you to use it as a checking account.
You may have avoided getting a bank account because banks can charge high fees and it can be difficult to manage if you're living paycheck to paycheck. But you can actually save money if you find the right bank. A bank account can open you up to better loan options with lower APR and fees. It also can help you manage your monthly bills and make payments easier.
Before you open an account, assess your needs to see which bank works best for you. Some offer no monthly fees or minimum balance, while others are good for travel offering free international ATM withdrawals. Explore your options before you decide on a bank account.
ID. Social Security card, drivers licence, passport or birth certificate is acceptable.
Proof of address. Lease or utility bill with your name on it.
Deposit. This will vary by bank, but you'll need somewhere between $25 and $100 to open an account.
For opening an account online you'll need to scan any documents and make the deposit using a debit or credit card or make a transfer from another account.
Whether online or in person, you're required to fill out an application. In order to approve your account, the bank runs a credit check, checking on your banking history. If you're approved you'll be given your account and routing number along with other account information.
Remember that opening a bank account is allowing someone else to care for your money — so be sure you understand the bank's policies and fees. Read through any paperwork looking for extra fees and when your funds are available for withdrawal.
Once you make your initial deposit, register for direct deposit, autopay and keep up with what you spend so you don't overdraw your account. Most banks have online accounts or apps where you can check your balance, pay bills and more.
Even if you don't have a green card, you might be able to open a bank account. Many banks are willing to work with you as long as you meet other requirements. Generally, you'll need to at least provide your passport or other government-issued ID, proof of address and your tax ID number. You might also need to show proof of income.
If you're an international student, you can often open a bank account with proof of enrollment and your immigration papers. In this case, you aren't required to prove any income.
If you don't have a bank account, you're not alone — though you're part of an exclusive club. According to the FDIC, only 0.7% of Americans live in households where nobody has a bank account.
Underbanking, however, is more common: Nearly 20% of Americans have a bank account but also rely on other financial products like money orders, check cashing or payday loans.
According to the 2015 FDIC household survey.
It's possible to get a loan without a checking account. Your main options are auto title loans, pawn shop loans and bitcoin loans.
But you might want to reconsider your bank account options before you apply. Most competitive lenders require borrowers to have an active checking account to verify your finances and have a place for deposits and repayments.
Can I get a payday loan while collecting Social Security?
Yes, though getting a loan while on Social Security is risky. Your options are limited because many payday lenders restrict how much of your income can come from programs like Social Security.
Can I buy a car without a bank account?
Yes, but you're generally limited to dealership financing. Your income is often more important than maintaining a bank account. So if you can provide other proof that you have money coming in, you might qualify.
Like with personal loans, your options with no bank account are typically more expensive and can come with traps that you might not find with a typical personal loan. Learn how this financing works in our guide to car loans.
Do I need a job to get a loan?
No. Most legit lenders require income, but you might find a loan without a job. If you receive alimony, unemployment benefits or other monthly payments, you can qualify for financing with some lenders.
You must live in Alabama, Arizona, Illinois, Missouri, New Mexico, South Carolina or Utah to get a title loan through LoanMart. If you don't live in one of those states, explore other loan options.
LoanMart title loans are not available in California.
Can I get a loan without a bank account? I get social security disability and have a part-time job.
Thanks for getting in touch! Yes, while it is possible to get a loan without a bank account, your options are quite slim and APRs will be higher compared to an average loan. Our page shows the options you have of a loan at the moment. You can also review your options in getting a bank account as it is very easy and you'll find tips on how to do it on our page. As a friendly reminder, review the eligibility criteria of the loan before applying to increase your chances of approval. Read up on the terms and conditions and product disclosure statement and contact the bank should you need any clarifications about the policy.
I don't have a bank account and I need a loan. I get paid every week on a debit card. And I don't have a car or anything to pawn. What are my options?
Thanks for getting in touch with Finder! There are ways to get a loan when you don't have a bank account and according to the information above your options include payday, auto title, pawn, debit card and signature loans however these loan options come with a higher APR. Consider your options of opening a bank account before applying for these loans and you can find information on how to open a bank account on the information above.
If you are looking for loans you can actually get without a bank account, the page wea re on offers a list of lenders that you could reach out to for an application. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the "Go to site" button and you will be redirected to the provider's website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You may also click this link to see a list of lenders that offer short term loans. Hope this helps!
I get SSI every month. Where can I get a payday loan using my Direct Express card?
I assume that you are referring to the Direct Express card, which is a prepaid debit card. If this is the case, please go to this page.
While your main source of income is from the SSI, you might still be able to qualify for a payday loan. On the page that I just gave you, you will be able to compare short-term loan options based on maximum loan amount, turnaround time, and requirements. Once you're done comparing, you can then click on the "Go to site" green button to learn more or initiate your application.
Alternatively, you can also check our page which lists loans for people on pension. On that page, you will see a table that allows you to conveniently compare personal loans you may be able to apply for while on pension. You can compare based on minimum credit score, maximum loan amount, and APR. Once you found the right one for you, click on the "Go to site" green button.
I'm afraid that you would have to contact your chosen lender directly since you mentioned that you do not have a bank account. Most lenders would require applicants to have a checking account or verified bank account or at least a debit card. On this page, you may compare lenders that you may apply for a loan with in VA even on SSI. You may also check out your other options on this page where you may get a payday loan on a prepaid debit card.
Can I get a short term loan without a bank account? If so, where at? I live in London.
There are lenders who can approve you for a loan even without a bank account. However, you mentioned that you live in London which disqualifies you for the loan offers above. They are only offered to people living in the U.S.
We suggest that you check with the local lenders in London and please check your eligibility.
Would anyone be able to recommend where to search for a minimum 5k personal loan? Tried seemingly everywhere and I've had no luck I am not sure what I am missing. No revolving credit ever, 528 score, new checking account, stable 4-year jobs and making 83,000/year.
Since you're looking for a personal loan of $5000, you may want to check our guide to this loan here. You may review and compare your options on the table displaying the available providers. Simply enter your state where you live and it will give you a comparison table from providers you can apply to.
Kindly review and compare your option. Once you have chosen a particular provider, you may then click on the "Go to site" button and you will be redirected to the provider's website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
How can I get a small Cash loan in the amount of 150.00 until I get my benefits from social security? Mine goes directly on a Mastercard debit card every month.
If you rely on a pension, you may find your loan options somewhat limited. That's because many lenders require you to have a steady job to be eligible.
You do have some options, however. On this page, you would be able to see what those are and show you how to compare these options so you can choose the right loan for you. On that page as well, you will see a table that allows you to conveniently compare your options based on minimum credit score, maximum loan amount, and APR. Once you found the right one for you, click on the "Go to site" green button to learn more or initiate your application.
Thanks for getting in touch! You may certainly take out a personal loan even if you don't have a bank account but it will likely cost you more than the average personal loan. That's because many of your options fall into the category of short-term loans. These loans come by many names: payday, auto title, pawn, debit card and signature loans. What makes them expensive are fees and APRs that can top out at 700% or more.
I have bad credit can I still get a payday loan on a prepaid card?
Yes, it is still possible, but having a bad credit does limit your options. Please go to this page to know how to get a payday loan on a prepaid debit card. On the same page, you will also see a table that shows you a list of lenders who might be able to help you. Click on the "Go to site" green button to be redirected to their website.


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By Benneth Njoku
Died: C. René Padilla, Father of Integral Mission
May 6, 2021 107 views0
He pushed evangelicals to see social action and evangelism as "two wings of a plane."
René Padilla, theologian, pastor, publisher, and longtime staff member with the International Fellowship of Evangelical Students, died Tuesday, April 27, at the age of 88.
Padilla was best known as the father of integral mission, a theological framework that has been adopted by over 500 Christian missions and relief organizations, including Compassion International and World Vision. Integral mission pushed evangelicals around the world to widen their Christian mission, arguing that social action and evangelism were essential and indivisible components—in Padilla's words, "two wings of a plane."
Padilla's influence surfaced most prominently at the Lausanne Congress of 1974, where he gave a rousing plenary speech. Nearly 2,500 Protestant evangelical leaders from over 150 countries and 135 denominations gathered in Lausanne, Switzerland, at a meeting funded primarily by the Billy Graham Evangelistic Association (BGEA). One influential magazine called Lausanne "a formidable forum, possibly the widest-ranging meeting of Christians ever held." When Padilla ascended the stage, he carried the hopes and dreams of many evangelicals from the Global South who sought equal footing in the decision-making of worldwide churches and mission organizations.
Padilla specifically called American evangelicals to repent for exporting the "American way of life" to mission fields around the world, devoid of social responsibility and care for the poor, making the case for misión integral.
A term drawn from his homemade whole-wheat bread (pan integral), it referred to a synthesized spiritual and structural approach to Christian mission, originally translated as "a comprehensive mission."
"Jesus Christ came not just to save my soul, but to form a new society," he said at Lausanne.
Padilla's life story was surprising in its global reach—from an impoverished childhood in Colombia and Ecuador to sharpening evangelicals throughout the world. He ministered with American missionaries Jim Eliot, Nate Saint, and Pete Fleming before their untimely deaths outside Quito in 1956; he translated for Billy Graham crusades across Latin America in the 1960s; he shared intimate friendship and speaking tours with John Stott in the 1970s; he bridged a growing divide between a younger generation of evangelicals from the Global South and leaders in the United States and Great Britain in the tumultuous 1960s and 1970s; and he led global evangelical organizations. He also was published widely in theological journals and student publications such as that of InterVarsity Christian Fellowship (IVCF).
Much of Padilla's legacy remains within Latin America among pastors, theologians, and lay leaders. While he was often offered positions in the United States, Padilla chose to remain in Latin America, pastoring among the poor, leading the Kairos Center for Integral Mission, and publishing hundreds of first-time Latin American authors through his Ediciones Kairos publishing house. Padilla also co-founded the Latin American Theological Fellowship (FTL) and the International Fellowship of Evangelical Mission Theologians and served as president of Tearfund UK and Ireland and the Micah Network.
Carlos René Padilla was born in Quito, Ecuador, on October 12, 1932. Padilla came of age alongside the American missionary community in the region, pioneering evangelism projects and translating US radio programs as a young teenager for the HCJB radio ministry. As a child, Padilla knew he was different, marked by a religious identity that was marginalized and excluded by a broader Latin American culture. Padilla's father was a tailor to pay the bills but an evangelical church planter at heart. Both his parents became evangelical Christians before he was born, through the influence of Padilla's uncle, Eddie Vuerto, who according to Padilla was one of the first evangelical pastors in Ecuador.
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Church planting was a dangerous endeavor in the staunchly Roman Catholic Colombia, where his family moved in 1934. Their homes were firebombed, and multiple assassination attempts were made upon him and his father as they planted churches and performed open-air evangelism. Padilla bore scars from stones thrown at him as a seven-year-old as he walked down the streets of Bogotá, attempting to attend the local school.
Looking back, Padilla noted this was part of being a faithful evangelical Christian: "In Colombia you had to identify yourself as an evangelical Christian, and if you did, you had to pay the consequences."
As an economic migrant and as a member of a religious minority community, Padilla was shaped by a context of violence, oppression, and exclusion. The relationship between suffering and theology was an organic one for Padilla. As a young person, he recalled "longing to understand the meaning of the Christian faith in relation to issues of justice and peace in a society deeply marked by oppression, exploitation, and abuse of power." The question for Padilla was not whether the gospel spoke to a challenging Latin American context, but how. These questions drove Padilla to seek answers in theological education and practical ministry among college students.
As a teenager, Padilla flew in American missionary pilot Nate Saint's plane over the Ecuadorian Andes. Saint, along with Jim Elliot and Pete Fleming, had recently organized an evangelical children's Bible camp in a small town outside of Quito. As Padilla peered through the cockpit at the Amazonian jungle below, he recalled Saint's advice: "You're going to study theology—be careful not to take theology undigested." When the three missionaries were killed by indigenous Waorani people in a failed evangelization attempt in 1956, Padilla was a student at Elliot's alma mater, Wheaton College. Their sudden deaths made, in his words, an "enormous impact" on him at Wheaton.
After arriving on campus in fall 1953, Padilla sought out the help of the school's president, Victor Raymond Edman, who had served as a missionary in Quito, working alongside Padilla's parents with the Christian and Missionary Alliance. Edman supported his new student—who barely spoke English and was in debt from his plane fare—by helping him find a job and connect with campus resources. By 1959, Padilla had earned a bachelor's degree in philosophy and a master's in theology. But he graduated in absentia, as he was already on staff with the International Fellowship of Evangelical Students' movements in Venezuela, Colombia, Peru, and Ecuador. (IFES is the global body that arose out of national movements such as the US-InterVarsity Christian Fellowship and the Universities and Colleges Christian Fellowship in Britain.)
From Latin America, Padilla also proposed marriage to his longtime American friend, fellow Wheaton graduate and InterVarsity staff worker Catharine Feser. He described his marriage proposal as explicitly twofold—to marry him and to marry Latin America. Her commitment to Latin America as a mission field would play a major role in their shared ministry. (She would ultimately reject the US and vow to never return.) Catharine edited nearly everything René wrote, including his Lausanne 1974 speech. She provided a crucial bridge between English language proficiency and native fluency.
Padilla's new role came six months after Fulgencio Batista's regime was toppled in Cuba by Communist forces loyal to Fidel Castro. The uprising woke up the region's young people to the reality that American imperialism was not inevitable, and its success amplified nationalistic tendencies, casting widespread doubt on foreign ideas. Most evangelical theological materials in Latin America had little to say about the pull of Marxist ideologies. Returning from the American suburbs to Latin America's tumultuous political context shocked the young Ecuadorian and threw into question his theological categories, particularly those imparted by his education at Wheaton.
Padilla's discontent with existing approaches to ministry, mixed with student demand for social engagement, pushed him to explore innovative solutions in mission and theology. His widespread contact with universities and students within Cold War Latin America gave him a unique perspective. But practical ministry experience was not his only expertise. His evangelical education credentials gave him wider credibility to speak into theological debates, such as those at Lausanne.
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From 1963 to 1965, Padilla completed his PhD at the University of Manchester under F. F. Bruce, Rylands Professor of Biblical Criticism and Exegesis, "the most prominent conservative evangelical biblical scholar of the post-war era," as historian Brian Stanley later described him. Studying with Bruce made Padilla trustworthy to the broader evangelical world, ultimately leading to a speaking invitation at Lausanne and a partnership with John Stott, which would prove crucial to the later inclusion of social elements in the Lausanne Covenant.
In the 1960s and early 1970s, Padilla began to speak of Latin America's theological poverty, lamenting that local questions were being met with foreign answers. Padilla joined forces with IFES colleagues Samuel Escobar and Pedro Arana, as well as missionary Orlando Costas, creating an eclectic coalition of restless theologians. Together, they shared experiences of living in unjust and unequal contexts during the Cold War and a frustration with how many evangelical organizations treated Latin Americans.
One such frustration occurred at the 1969 BGEA-sponsored "First Latin American Congress for Evangelization," better known for its Spanish acronym, CLADE. The event was an attempt to help Latin American pastors and theologians see the dangers of Marxist-inflected theologies and to impose US theological categories upon the region. The BGEA had observed the seemingly unchecked advance of radical theological movements by prominent, first-generation liberation theologians, and commitment to traditional Protestant evangelistic mission had started to wane. But for the embryonic Latin American Evangelical Left, CLADE represented a resurgence of American evangelical paternalism and imperialism. Padilla called the conference "made in the USA" and said paternalism was "typical of the way in which work was done sometimes in the conservative sector."
In response, Padilla, Costas, Escobar, and others founded Fraternidad Teológica Latinoamericana (FTL). The organization pushed Padilla to publish and produce answers to gnawing missiological questions, and its early years provided some of the most significant contextual theology for Latin American Protestant evangelicals, including Padilla's book Mission Between the Times: Essays on the Kingdom.
Padilla was already gaining prominence and sharpening his critical voice even prior to Lausanne. In a 1973 article for Christianity Today—the magazine's first article to directly address liberation theology—Padilla warned conservative evangelicals to address their own ideological biases before critiquing liberation theology. He also rejected liberation theology itself, while concluding, "Where is the evangelical theology that will propose a solution with the same eloquence but also with a firmer basis in the Word of God?"
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In July 1974, Catharine Feser Padilla gathered her children around a world atlas in their home in the barrio of Florida Este in Buenos Aires. Her daughter, Ruth Padilla DeBorst, later recalled, "The tone of her voice had a certain unaccustomed urgency: 'Today, when he gives his talk here, in Lausanne, Switzerland'—pointing to the city on the map—'Papi will say some things that not everyone is going to want to hear. Let's pray for him and for the people listening to him.'"
At the Lausanne Congress of 1974, for the first time, leaders from the Global South gained a place at the table of the world's evangelical leadership—bringing their emerging brand of social Christianity with them. Latin Americans spoke with a particularly strong voice, having honed their critique as a religious minority community. The editor of Crusade Magazine wrote that Padilla's remarks "really set the congress alight," and received "the longest round of applause accorded to any speaker up till that time." Even Time highlighted Padilla's speech in its coverage, calling it "one of the meeting's most provocative speeches."
Seizing momentum from his and Escobar's plenary papers, Padilla, alongside John Howard Yoder, rallied an ad hoc group of 500 attendees they called the "Radical Discipleship" gathering that sought to further sharpen the social elements in the drafted Lausanne Covenant. After the congress, Padilla recalled their radical discipleship document as "the strongest statement on the basis for holistic mission ever formulated by an evangelical conference up to that date." He also declared the death of the dichotomy between social action and evangelism in Christian mission.
Padilla's presentation caused a stir. Stott, for instance, had previously rejected this view, but publicly reversed himself in his 1975 book Christian Mission in the Modern World. But it made many other evangelical leaders nervous, not only in North America and Britain, but also in the Global South. InterVarsity's general secretary Oliver Barclay took issue with the heart of Padilla's Lausanne presentation and later that year warned him of reaction to his paper in the "media" and attempted to rein in the young leader.
At Lausanne, Padilla had connected the mission of the church to the content of the gospel message itself—content that contained social realities. In doing so, he challenged the prevailing theology of mainstream Protestant evangelicalism that social action was an implication of the gospel message—not inherent to it. But for some, calling social ethics part of the gospel message unnervingly smacked of the social gospel and theological liberalism.
But for Padilla, embracing the wider gospel message was crucial for Christian mission. "The lack of appreciation of the wider dimensions of the Gospel leads inevitably to a misunderstanding of the mission of the church," he said. "The result is an evangelism that regards the individual as a self-contained unit—a Robinson Crusoe to whom God's call is addressed as on an island."
In the following decades, Padilla helped shape the trajectory of the Lausanne Movement, leading colloquiums and conferences across the world. He continued to sharpen his message, including critiquing the role of the United States as a global power. His missiological legacy is perhaps most clearly seen in the documents of the Lausanne Congress in Cape Town in 2010. For the first time, integral mission was included in the official documents of the Lausanne movement.
Today, it is standard language for many evangelicals to speak of a wider gospel message—for individual, for neighbor, for creation. Beyond global gatherings, Padilla spent much of his time carrying out integral mission theological formation with pastors and lay leaders throughout Latin America through the Centro de Estudios Teológicos Interdisciplinarios (CETI), founded with Catharine in 1982.
Padilla was preceded in death by his lifelong colleague and first wife, Catharine Feser Padilla, in 2009. He is survived by his second wife, Beatriz Vásquez, and his five children with Catharine, Daniel, Margarita, Elisa, Sara, and Ruth, along with many grandchildren.
Credit: Christianity Today
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redpajama_set_name: RedPajamaCommonCrawl


Who'll win the game? Thats basically the answer that sports bettors are trying to find with regards to sports betting bettshopp-com. Such question occurs for that fact that most sports books conveniently place numbers on the game to be able to equalize betting on both sides, thus making your job of choosing the winning team more difficult. Well, that is what you call as "sports betting handicapping".
To make every thing clear for you personally, the phrase "sports betting handicapping" actually refers to the practice of assigning advantage through scoring compensation or other edge provided to different contestants so to make odds of winning fair. Also, the phrase could be applied to the different approaches through which the advantage is analyzed and calculated, as well as to the methods through which the bettors can predict the outcome on the sporting event they are betting on.
So thats said. Now, winning at sports betting together with your handicapping skills is not that easy. It doesnt imply that although youre a handicapper, the betting result is in your favor. The reality of the matter is, most casual and professional bettors dont make a profit from their sports betting handicapping hobby. So if you are just quite happy with betting for entertainment purposes only, this article provides little purpose. However, if you need to become a successful handicapper or sports bettor and generate profit from your wins, then here are some of the secrets that will assist you in that special quest.
To be successful in your sports betting handicapping job, the first thing that you need to note is never to bet into bad numbers. So whenever possible, try to shop for the available sports betting handicapping lines at the sports books you are registered with. Carefully examine and analyze the lines, and figure out how the line is probably going to move. Several sports books are now available on the web and offline, so better do this task and shop for the most effective numbers prior to placing your bets.
Most of the professional sports betting handicappers make most of their sports bets as straight bets and not as parlays. Well, the reason for this lies on the idea that straight bets on sports betting is the bread and butter, so its no wonder that professionals are typically satisfied with the return on investment from the 3-2 day, or a 12-8 week. They have recognized that although the parlays provide quick score, a season which is largely consisting of steady 2-1 type days is going to be a lot more profitable than the big hits that the parlays offer. This is true even during a great overall season. So when thinking about sports betting handicapping, make more straight bets and do fewer parlays.
One of the common mistakes that most amateur sports betting handicappers make, and in all likelihood the priciest, is that betting their streaks without thinking for whatever possibilities may occur. They just press their losses, thus raising the stakes to return to even off a losing streak. Well, if you wish to be successful with your sports betting handicapping, you should never forget that there will probably be times when you lose more than you win. That can happen to everybody, so you are not an exemption. Therefore, rather than raising the stakes when you find yourself losing, it is best to lower it. Consider your bankroll while waiting for things to turn around. To put it simply, dont chase your losses.


text:
  Norrey-en-Auge est
       un village
       localisé dans le département des Calvados en Basse-Normandie. Elle totalisait 96 habitants en 2008.

Le parc de logements, à Norrey-en-Auge, était réparti en 2011 en zero appartements et 53 maisons soit
 un marché relativement équilibré.

Si vous envisagez de venir habiter à Norrey-en-Auge, vous pourrez facilement trouver une maison à vendre.

À coté de Norrey-en-Auge sont positionnées géographiquement les villes de
Barou-en-Auge localisée à 3 km, 84 habitants,
Le Marais-la-Chapelle à 3 km, 78 habitants,
Morteaux-Couliboeuf située à 4 km, 507 habitants,
Louvagny à 4 km, 70 habitants,
Montreuil-la-Cambe située à 4 km, 83 habitants,
Les Moutiers-en-Auge localisée à 1 km, 122 habitants,
 entre autres. De plus, Norrey-en-Auge est située à seulement 19 km de Argentan.

redpajama_set_name: RedPajamaGithub


NEHEMIAH 8:10 NLT 10 . . . Don't be dejected and sad, for the joy of the LORD is your strength!"
I do not claim it is the only meaning, but one thing the Lord showed me from this verse is that our level of joy is like a thermometer revealing our spiritual strength. If our joy is low -- our spiritual strength is low. That is because the Lord is our strength, and in His presence there is fullness of joy.
So, if our joy is low, it means we have not been spending time in God's presence, receiving His strength and help. It means we have got our focus off God and onto something else.
Being gloomy is not a sign of being spiritual. God did not intend for His people to be downcast. Let the world be sad, we have something to rejoice about! Jesus! Heaven!
If you look at your circumstances you may not feel like rejoicing. But if you look at Jesus as He truly is -- you will not be able to keep from rejoicing in Him. Jesus is wonderful!
PHILIPPIANS 4:4 NLT 4 Always be full of joy in the Lord. I say it again -- rejoice!


text:
Uroplata peruana is een keversoort uit de familie bladkevers (Chrysomelidae). De wetenschappelijke naam van de soort werd in 1927 gepubliceerd door Maurice Pic.

peruana

redpajama_set_name: RedPajamaWikipedia


This is the final episode in our series on setting up and managing devices using Server's Profile Manager service.
We've just about finished our brief tour of Profile Manager, 15 episodes and loads of information, but, I'm happy to say, this won't be our last look at Apple's Server app. We'll look at other Server features in the weeks ahead.
For the entirety of this class we've looked at adding devices to Profile Manager using Profile Manager's User Portal, which links devices to specific users. The reality of enterprise environments is that you'll want to enroll devices as soon as the box is opened or using some kind of imaging system, such as Server's Netinstall service. We'll look in detail at each of these services other Working Mac columns in the weeks ahead, but for now, let's look at how you can quickly and easily enroll and manage devices in Profile Manager by creating Groups and using manually installed Trust and Enrollment Profiles.
If you've worked in IT for any length of time you know the best way to manage users and devices is to create groups, put users and devices into those groups, and then manage each group's access to resources. You can use Profile Manager to manage groups of users and devices.
Log in to Profile Manager.
Click the + at the bottom of the Device Groups column. This will create a new group with the default name, New Device Group.
Change the group name to All Devices. Note that the group contains no members. Since we're creating a setting for All Devices, we're going to add a setting that's obvious and easy to check. For the sake of the exercise we'll assume you're using a Mac. Choose something equally as obvious if you're using an iOS device.
Click the group's Settings tab.
Located and select the Directory payload and click Configure.
Enter the server information you used to bind to your Profile Manager server in episode 12.
Now that we have a group, it's time to add a device to that group. It's best, for this exercise, to use a device that hasn't already been added to Profile Manager. You'll need the serial number for that device to complete this exercise. In a real world scenario you can use Profile Manager's import tool to import a spreadsheet of placeholder devices. For now we'll create a single placeholder device.
Select Devices in the Profile Manager sidebar.
Click the + button at the bottom of the device list.
Select iOS/OS X from the Device Type menu.
Give the device a name.
Enter the serial number for the device.
Click the Add button. Note that you now have a device placeholder.
Enrollment Profiles are used to automatically enroll devices in Profile Manager. When you install an Enrollment Profile on a Mac the profile links it to your Profile Manager server. Additionally, devices using an Enrollment Profile can be automatically added to Device Groups.
Click the + button in Profile Manager's Library list.
Click the resulting Enrollment Profile menu. This creates a new Enrollment Profile.
Give the Enrollment Profile a name.
Select the Enrollment Profile's Settings tab.
Leave the check in the box that says, Restrict use to devices with placeholders. This makes it so that only devices with placeholders will be enrolled in Profile Manager when this profile is installed.
Click the + button below the Device Groups list.
Click the Add button next to the group you just created.
Adding this Device Group automatically adds any devices using this Enrollment Profile in Profile Manager as long as you have a placeholder for this device in your device list.
Click the Download button for the Enrollment Profile.
When your Mac asks you to install the Profile, click the Cancel button. The Enrollment Profile should now be in your Downloads folder.
You may recall that when you were using the My Devices portal, before you could enroll your personal device, you first had to install a Trust Profile. The same is true when you're manually enrolling devices in Profile Manager. You now need to download your Profile Manager's Trust Profile.
Click the Admin Menu at the upper-right-hand side of the Profile Manager window.
Click the Download Trust Profile menu in the Admin menu.
When your Mac asks you to install the Trust Profile, click the Cancel button.
The final step in the process is to install these profiles on a device that isn't currently managed using Profile Manger.
Remember: If your Profile Manager server doesn't have a DNS record on your default DNS server, you will have to change the DNS settings on the placeholder device to point to your Profile Manager server.
Copy the the Trust and Enrollment Profiles from your Downloads folder to a thumb drive or use some other method to copy the file to the computer you added a placeholder for in the Placeholder exercise.
On the Placeholder computer, double click the Trust Profile.
When prompted, click Continue then click Install.
If prompted, authenticate as an administrative user on that computer.
Next, double click the Enrollment Profile.
Authenticate as an administrative user if you're prompted to do so.
As soon as the Enrollment Profile is installed Profile Manager will automatically add the computer to the All Devices device group and apply the settings for that group.
Look at the All Devices group in Profile Manager and verify that your placeholder device has been added to that group.
On the enrolled device, open System Preferences.
Click the Users & Groups preference.
Click Login Options at the bottom of the window.
Verify that your enrolled computer is now bound to your directory server.
And so ends our multi-week journey through Profile Manager. After a brief hiatus, in which we'll go back to normal Working Mac content, we'll pick up again with other features available to you in Apple's Server app.
Cheers! We'll see you next week with another Working Mac.


text:
Home » Fiction Issue 2012
Fiction Issue 2012
Five reader-submitted stories selected by guest curator Goldie Goldbloom, plus a few of our editors' favorites
by Chicago Reader January 12, 2012 August 19, 2021
Credit: Lilli Carré
Here's how it works: each year since, well, last year, Reader editors have asked a Chicago writer we admire to judge the submissions to our annual fiction contest. There's no reason at all to think that the ability to pen a good novel automatically makes someone an expert at appraising other people's art, but it's worked pretty well so far. In 2010, Adam Levin, author of The Instructions (and now Hot Pink, a story collection due out in March), picked an extraordinary bunch. This time around Goldie Goldbloom very kindly agreed to do the job. Already fascinating in all kinds of ways—as, for instance, the only lesbian I've ever met who's also a practicing Hasid—Goldbloom distinguished herself by writing The Paperbark Shoe, the beautiful, horrible, unlikely yet entirely believable tale of a cultured, albino pianist who finds herself in the outest, backest region of the Australian outback during World War II.
Goldbloom's choices for the Reader fiction contest have done us proud. First among equals is "Sky Boys," which takes off on the famous 1932 photo of a construction crew eating lunch in midair, on an I beam at the top of a New York skyscraper. Steve Trumpeter has imagined the harrowing, paradoxically down-to-earth lives of the men in the picture. Timothy Moore's "Thank God for Facebook!" is goofy-touching: a brother's recounting of what happened when his murdered teenage sister started sending posts from the grave. Tovah Burstein's brief "Moving on at the Hipster Gym" is a strange, compelling hybrid—a satire that's also a cri de coeur. In "The Gentle Grift," Tim Chapman explores the ambivalence of a misfit who stumbles into middle class normality. And Jessie Morrison—whose "Carnival at Bray" was a winner last year—is back with "Teen Jeopardy," which gets at the tension, comedy, and class war underlying a Logan Square kid's trip to compete on the famous quiz show. Just start at the beginning and read through to the end. —Tony Adler
"Sky Boys" by Steve Trumpeter
"'Can I hold your hand?' he asked. 'No,' I said. 'It's a safety thing. If I slipped, I might take you with me.'"
"Thank God for Facebook!" by Timothy Moore
"He was like totally in love me with me, LOL. But his breath stank so I didn't go for it, and he freaking killed me with a pipe."
"Moving on at the Hipster Gym" by Tovah Burstein
"I shrug and turn my lip down, like a woman I saw on the retro stationary bike, her jellies spinning the wheels slowly on her way to nowhere special."
"The Gentle Grift" by Tim Chapman
"That morning Jack had looked at his own hand under the fluorescent lighting in the office and seen his skeleton. He was becoming transparent. Soon, he thought, he'd be a shadow."
"Teen Jeopardy" by Jessie Morrison
"Most 16-year-old Americans couldn't find, say, Slovakia on a map. Robbie could not only find it, he could tell you its capital, major exports, GNP, and national bird. He could also sing the first four bars of its national anthem."
Picks by Culture Editor Tony Adler:
"Red Velvet" by Chris L. Terry
Managing Editor Jerome Ludwig:
"The Fall and Rise of 'The Worst Commercial Ever Made'" by Brian Costello
Tagged: fiction, Fiction Issue 2012, Vol. 41 No. 16


Takkt AG has acquired 100 percent of the shares of Equip4Work Ltd. Signing and closing of the transaction took place on January 29. The company generated sales of roughly 40 million pounds and an ebitda margin in the low double-digit percentage range in the 2016/2017 financial year. It will become part of the newport group founded at the beginning of January within the Takkt Europe segment.
Takkts Newport group bundles young, fast-growing web-focused businesses that cater primarily to the needs of small and medium-sized corporate customers in different European countries and product areas. OfficeFurnitureOnline, acquired at the end of January 2018, is a UK product specialist offering office furniture such as desks, chairs and cabinets in the webshop. BiGDUG, an online retailer for business equipment specializing in storage and shelving that supplies its customers with shelving systems and work benches, is also in the UK. Certeo sells plant and office equipment in the DACH region (Germany, Austria, Switzerland) and France. Mydisplays, acquired in 2017, provides products such as custom-printed advertising banners and mobile display systems to a broad customer segment in Germany. The Takkt investment company is also part of the new division.
The purchase price, on a cash free, debt free basis, amounted to GBP 35 million. In addition to that, a further potential and variable purchase price component (earn out) of up to GBP ten million was agreed. This earn-out depends on the achievement of certain performance goals for the company over the next three years, and would be payable in 2021.
The company will continue to be managed by the family that founded and owned the company, with Martin and Michael Hutchinson as representatives. "We are very happy to have found a partner in TAKKT who will help us to continue and expand the strong growth of recent years. We believe that the cooperation and exchange with the other companies of TAKKT and the newport group will provide many exciting opportunities for both sides," said Martin Hutchinson.


No one can deny that Marin Luther King Jr was a powerful orator. He has influenced American society as much as anyone in history. I am not as familiar with his teaching as I would like to be. As Martin Luther King Day approaches on January 20 I find it meaningful to remind myself of the battles he (and others) fought and the non-violent philosophy he pursued.
So here is a Meet the Press interview from 1965 in which he discusses the activities of the civil rights movement, beginning with the March from Selma.
There are a lot of notable quotes in this interview. Early on this one caught my attention, "We believe that unmerited suffering is redemptive." There's a lot to think about there.
Was there a quote from this interview that engaged you?
← Do You Know Your Community?


text:
TV: It's Prime Time for Volunteerism
For I Participate, public service themes were left up to show writers.
ByGARY STRAUSS
Oct. 13, 2009 -- Even before TV's Stand Up to Cancer special raised more than $100 million for research with a star-studded, prime-time broadcast in September 2008, Hollywood and its leading charitable arm, the Entertainment Industry Foundation, were hunting for another major initiative to support.
Health, the environment and the arts remained longtime favorites. The industry's next big cause, though, would focus on raising awareness, not cash. The idea was propelled by an unlikely duo: Barack Obama and John McCain. Just days after Stand Up aired, the then-presidential contenders attended a public forum held by ServiceNation, telling the advocacy group that public service and volunteerism should be national priorities.
Their bipartisan call to action morphed into "I Participate," a Hollywood-fueled initiative that's shaping up as one of TV's biggest, most innovative public service efforts ever. From next Monday to Oct. 25, ABC, NBC, CBS, Fox and several cable channels will devote chunks of more than 90 shows to mobilize viewers off their couches.
Audiences will be peppered with celebrity public service announcements (PSAs), end-of-episode pleas from casts and volunteerism segments on reality shows, talk and news programs from The View to Today. But most I Participate messages will be more subtle, weaving motivational themes and dialogue into dozens of scripted sitcoms and dramas as plot points or character-driven story lines.
"Embedding something into entertainment plants a seed that has value in ways a (PSA) doesn't. You're not beating someone over the head with it," says CSI: NY's Hill Harper, whose character, medical examiner Sheldon Hawkes, has volunteered as a first-responder physician.
Next week, viewers will see Private Practice doctors treating the homeless, Ghost Whisperer crime solvers donating blood and Gary Unmarried providing video greetings for troops overseas. "When people see a plan in action, it's much better than some talking head telling them what to do," says actress Dana Delany, whose Katherine Mayfair is among several Desperate Housewives organizing a neighborhood watch.
Initially conceived as a message platform for a handful of TV shows, I Participate has mushroomed into a campaign larger than TV's post-Katrina and 9/11 memorial and fundraising efforts, network programmers say.
"It's just heartwarming to see how everyone embraced this," says Preston Beckman, scheduling chief for Fox, which is incorporating I Participate into scripted series and PSAs for other shows, including Bones, So You Think You Can Dance and COPS. "It's great when you can find something that unites all of us, regardless of our political views."
Scripted 'aha!' moments
Brad Jamison, head of Disney/ABC corporate initiatives, expects the messages engage viewers in ways PSAs don't. "We hope there will be 'aha' moments that help people overcome perceived obstacles about doing something for others," he says. "The beauty of volunteering is you can get involved in anything."
That's the message EIF President Lisa Paulsen and former Paramount Pictures CEO Sherry Lansing got hearing Obama and McCain at the ServiceNation forum. Paulsen and EIF board Chairwoman Lansing later floated the idea to EIF directors — power brokers representing TV networks, film studios and Hollywood talent. "Everyone talked about their interests, but what was unifying was volunteerism," Paulsen says.
According to Bureau of Labor Statistics surveys, one in four Americans volunteer, a rate static for 40 years. (The Corporation for National and Community Service, the federal agency that oversees service programs, says volunteering rose 1.5% in 2008.) Lansing says I Participate, backed by partners including the AARP and Major League Baseball, will show how easy it is for more people to make an effort. "I hope giving back to society becomes part of the culture, like breathing," says Lansing, who has eschewed a sedentary retirement by co-founding Stand Up and championing charities, schools and social issues through her foundation.
Although some shows were still formulating I Participate tie-ins at press time, the initiative already has gotten TV time commitments far beyond the handful of shows EIF initially hoped for, propelled by ABC's head of scheduling, Jeff Bader. Recalling the impact Fonzie (Henry Winkler) had on getting kids to libraries after the tough guy got a library card on an episode of the '70s sitcom Happy Days, Bader suggested incorporating motivating themes into scripted shows.
"Why not use what we do best — storytelling — as a way to promote this, and do it in a way that reaches the most people," Bader says. A similar concept was embraced on a smaller scale at the channel ABC Family in September with tie-ins to service clearinghouse DoSomething.org and story lines on the college dramedy Greek. Giving back to community has also been a central theme on Family's Lincoln Heights, now in its fourth season. Says Family channel President Paul Lee; "This isn't some mandate from the top. A lot of this is driven by Millennials on staff. It resonates with them."
For I Participate, specific volunteering and public service themes were left to individual show runners and writers. "Everyone has a cause they care about, and the shows can use whatever message they want. It's about service," Bader says.
"This isn't that different from what some series already do, CBS Senior Vice President David Brownfield says. "On shows like Cold Case and Numb3rs, a half-dozen episodes would qualify for this, so I don't think viewers are going to say this seems odd."
Gary Unmarried's plot point supports the military, with 12-year-old Louise (Kathryn Newton) preparing videotaped greetings for overseas troops. The idea transcends both the character of Uncle Mitch, a Marine reservist, and actor/comedian Rob Riggle, the Marine Corps reserve officer who portrays him.
"People tend to forget the thousands of troops who've been fighting overseas for eight years," producer Ira Ungerleider says. "It's our responsibility to be supportive on the home front."
Louise will volunteer at an animal shelter in another episode. "We kind of went overboard on (I Participate), but it struck a chord," Ungerleider says.
Public service and volunteering themes were inserted so seamlessly in some shows that casts were unaware plot points were part of a broader initiative.
"We wanted to make it part of the fabric of the story, but not the story — that this is something the characters would do, that they are natural and organic to the their everyday lives," says Shonda Rhimes, creator of ABC's Grey's Anatomy (Dr. Karev gives blood) and Private Practice(doctors donate time at a homeless shelter).
Similarly, writers for NBC's 30 Rock incorporated a humorous story line for perpetual do-gooder Kenneth Parcell (Jack McBrayer), who has embraced faux charities including Pants for Zoo Animals. Next week, Parcell's animal shelter work gets him emotionally wrapped up with abandoned dogs. Says producer Matt Hubbard: "We talked about doing a bunch of things, but there was an 'aha!' moment where we realized this would tie into another funny story later in the episode. Kenneth is so moral and pure, anything he does has to be good."
McBrayer says he didn't know his "minor plot point" was part of a bigger message. "It does kind of make fun of things, but on a bigger scale, it shows there's a volunteer organization for anything, for any cause," he says.
Brothers, the new Fox sitcom starring retired NFL star and network football analyst Michael Strahan, will center on his character and sibling (Daryl "Chill" Mitchell) volunteering as high school football coaches. "You may see a (TV) character one way, but you also see how they are a giving person. If you can make it cool to volunteer, it can have a long impact," Strahan says. He also taped a PSA for Help USA, which provides homes, jobs and other services to the homeless. Strahan has supported the organization for 15 years.
Viewers may find irony in public service messages of reality shows such as NBC's Biggest Loser, where hefty contestants will be at a food bank packing goods for those who don't have enough to eat. "It's not the most natural tie-in," says Loser co-creator JD Roth of 3 Ball Productions. "But it's a great way to raise awareness of obesity while making viewers aware of millions of people who can't put food on their table."
Will audiences tune out?
On a broader level, how much impact could I Participate have?
Filmmaker Robin Baker Leacock, whose November PBS documentary A Passion for Giving examines the personal and social impact of lending help to others, says the timing of the I Participate effort is prescient, given the troubled economy, high unemployment and strapped consumers. "People are starting to see you only get so much satisfaction acquiring things and status," she says. "Helping others makes people feel good. If TV can show how people can help, even subliminally, that's great."
Others aren't sure that audiences — even through subtle product placement-style messages — won't tune out TV's volunteering themes. Mike Rowe, host of Discovery Channel's popular blue-collar reality series Dirty Jobs, says viewers may be skeptical of celebrities often seen as out of touch with mainstream Americans, no matter how well-intentioned the message.
"Someone trying to inform me or change my behavior by taking real agendas and causes and inserting them into scripted shows and character-driven propositions sounds a little icky," Rowe says. "You can't force-feed good deeds on someone. But if they can pull it off, God love 'em."
Mitch Metcalf, NBC's head of scheduling, says I Participate's intent is to inspire viewers, not "medicine that people have to gag down."
"As long as the messages are natural and organic to the shows, you have the ability to impact millions of people," he says.
Still, Leslie Lenkowsky, former head of the Corporation for National and Community Service and now professor for the Center on Philanthropy at Indiana University, notes past political and Hollywood efforts to promote volunteerism have fallen flat.
"I don't want to pour cold water over what the entertainment industry is trying to do, but we shouldn't set our sights too high," he says. "This may lead to episodic volunteering — coming out for a day of service. But the real question is, how long will it last? It's a matter of individual motivation and (non-profits) making good use of their time."
The EIF's Paulsen insists TV's short-term effort will be bolstered by a broader, but less intensive, four-year campaign, eventually branching into movies and music, along with separate efforts by the Obama administration; the president signed bipartisan legislation that expands federal support for service and volunteer programs.
Websites such as iparticipate.org and service organizations such as the AARP will track interest. "I'm confident that a year or two from now, you'll see we've moved the needle," Paulsen says.


text:
Bernabé José Márquez  (Buenos Aires, 17 de mayo de 1789 - San Isidro, 6 de junio de 1882) fue una personalidad y terrateniente sanisidrense. Fue propietario de la Chacra de los Márquez.

Biografía
Bernabé José Márquez nació en San Isidro el 17 de mayo de 1789, hijo del matrimonio del capitán de artillería y alcalde de la Santa Hermandad José Mariano Márquez y doña Joaquina López Camelo, y nieto de Fernando Miguel Márquez y María de la Cruz López Camelo, de antigua raigambre criolla, descendiente de primeros pobladores teniendo en cuenta que descendían del Capitán de navío Portugués Manuel Márquez oriundo de la localidad portuguesa de Oreu, Viseu, llegado a estas tierras en el año 1670 quien contrajo matrimonio con Leonor Maldonado en el año 1680 en la Iglesia de San Nicolás de Bari.
En el libro escrito por el historiador Hialar Edmundo Gammalson titulado Los pobladores de Buenos Aires y su descendencia se describe como los Márquez provienen de la primera y segunda fundación de Buenos Aires, pero estos Márquez no son los antepasados de Bernabé . recorriendo los archivos generales de Córdoba y Buenos Aires y las Iglesias de San Nicolás de Bari, la Iglesia de San isidro fue posible llegar al antecesor directo en estas tierras que fue Manuel Márquez.

El hijo de Manuel llamado Juan Marquez contrajo matrimonio con Ana Ruiz de Ocaña, heredera de tierras en la zona de las Conchas, posteriormente llamado San Isidro. Juan Marquez muere muy joven y deja dos hijos varones en su descendencia , Pablo quien construye el famoso puente de Marquez usado durante la época colonial para transportar en carretas las frutas y verduras producidas en las chacras de la zona costera y Fernando Miguel quien llega al grado de teniente en el regimiento de caballería de frontera. Figura en archivos de indias su participación bajo el virrey vertiz en la lucha contra los portugueses en la banda oriental y contra los indios en la frontera sur.

Bernabé participó a los 16 años en la batalla de Perdriel bajo las órdenes de Juan Martin De Pueyrredon luchando contra el regimiento 71 escocés, se mantuvo en la milicia al igual que su padre y su abuelo alcanzando el grado de Teniente de la 3a división del Escuadrón de Voluntarios de Caballería de la Frontera, el 15 de enero de 1814, y los despachos de Ayudante Mayor el 30 de mayo de 1816.( ver tomas de razón, AGN) Posteriormente con las jinetas de Sargento Mayor sirvió a las órdenes de Rondeau y Alvear. Acompañó como Edecán al Gobernador Martín Rodríguez en su expedición al sur, para luego intervenir en la guerra contra el Imperio del Brasil.
Su padre Mariano José también participó en la defensa de buenos aires en 1806 con el grado de capitán de artillería junto a su primo Bartolomé Márquez, presbítero de San Isidro quien arengaba a las tropas. Tuvo 13 hijos y al morir, siendo Bernabé el mayor de ellos y de acuerdo a la legislación española recibió la mayor parte de la herencia (mayorazgo) al morir Mariano en 1833 a la edad de 83 años ( ver sucesiones en archivo general de la nación). Durante el período de 1833 hasta 1850 se dedicó a trabajar sus tierras y formar parte del destacamento de caballería de la costa junto a sus hijos BernabeJosé (h), Telesforo Cayetano y Nicanor. El padre de Juan Manuel De Rosas era padrino de Bernabe por lo cual la amistad entre ambos era muy fuerte, sin embargo al ser perseguido Juan. Martin de Pueyrredon por la mazorca y tener que exiliarse produjo una ruptura entre ambos. Rosas decidió embargar la chacra de Bernabé a quien catalogaron de unitario, debiendo exiliarse a la banda oriental. Allí trabajo como confitero hasta que Rosas decide devolverle la chacra por pedido de los hijos de Bernabe.

Durante la batalla de Caseros Telesforo Cayetano Marquez, el segundo hijo en edad, quien peleaba en un batallón a favor de Rosas es muerto a la edad de 27 años (5/01/1825-9/02/1852) -dejando una viuda, Carmen Bambil y dos pequeños hijos Toribio Bernabe (17/04/1851 - 1926) y Matias Cayetano (1849)-. Exiliado Rosas en Inglaterra, Bernabé comienza su función política en el partido de San Isidro.

Cabe destacar que Cirila Márquez (hermana de Bernabé) estaba casada con Genaro Eustaquio Rua quien fuera Alcalde y Juez de Paz, entre los años 1848 y 1851, de probada filiación federal, sin que por ello empleara su influencia para evitar la persecución que debió sufrir su cuñado .en 1855 fue elegido Juez de Paz, remplazándolo a don Victorino José de Escalada, que ya lo había sido por octava vez. Luego de creadas en 1855 las Municipalidades, en 1857 a Márquez le tocó reemplazar en el cargo al primer Presidente Municipal Fernando Alfaro.

Bernabé José Márquez falleció en San Isidro a los 93 años de edad, el 6 de junio de 1882. Se había casado con Francisca de la Serna, natural de Buenos Aires, con quien tuvo descendencia ( 10 hijos ), entre ellos el capitán Bernabé Márquez ascendido a sargento mayor post mortem después de la batalla de Paso de la Patria bajo las órdenes del coronel Conesa y el teniente coronel Boer el 31 de enero de 1866, en Paraguay y el teniente Mariano Márquez muerto en acción en la batalla de Curupayti el 22 de septiembre de 1866. Otros descendientes fueron el capitán Nicanor María Márquez, quien resultara herido y condecorado por la valentía demostrada durante el sitio de Curupayti, quien combatiera además en Cepeda, Pavón y fuese uno de los firmantes en el Acuerdo de San Nicolás, y de quien descienden varias familias patricias sanmartinenses, como los Gammalsohn, Grosse, Chiappara, Miño, entre otros; y don Obdulio Márquez,  destacado comerciante, quien contrajo matrimonio en San Martín el 20 de febrero de 1869 con doña Pastora Justa Naón, hija del Juez de Paz y Comandante de la Guardia Nacional de San Martín don Luis Naón (y Capanegra) y de su esposa doña Carmen Rocha.

Obra Municipal
Su acción municipal fue fecunda y progresista pues durante su gestión se extendió el alumbrado público, se implantó el servicio de limpieza domiciliaria, la primera mensajería y mejoró la atención sanitaria de la población.
También se ocupó de la refacción del templo parroquial y de las obras de mejoramiento del cementerio local.
En 1860 promovió la primera escuela pública, iniciativa que, luego de algunas postergaciones burocráticas, se vio concretada con el nombre "Escuela Rural de San Isidro".

Referencias

Véase también
 Chacra de los Márquez
 Partido de San Isidro

Enlaces externos
 Bernabé Márquez, un prócer sanisidrense (PDF)


text:
Driving for Grace
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When lives are at stake, is the saying, 'better late than never' still acceptable?
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Trimble Transportation announces executive promotions
SUNNYVALE, Calif. – Trimble Transportation today announced three executive leadership appointments.These moves include the promotions of Mark Botticelli to chief technology officer, transportation and Keith Mader to vice-president of analytics, transportation. Trent Lezer will assume the role of senior vice-president…
Truck convoy honors driver after losing fight against cancer
STEINBACH, Man. – A procession of more than 20 trucks made their way along the Trans-Canada Highway this past Saturday to honor long-time driver Harold Reimer, who lost his battle with cancer. Reimer, 58, was a Winnipeg resident and is…
Glider cap will remain at 300 for U.S. manufacturers
WASHINGTON, D.C. – The United States Environmental Protection Agency (EPA) has reversed a previous decision not to enforce a cap on glider vehicles. A court challenge has stopped an early-July decision by then agency administrator Scott Pruitt to delay the…
Put it to the test
Driving truck has many perks. It's interesting – no two days are the same. There's variety – changing scenes through changing seasons. And independence – you make decisions about loads and routes. Unfortunately, driving truck also brings the risk of…


1, Penalty Handbook" ( " Reasonable Cause" ). The Internal Revenue Manual ( IRM) is essentially the IRS employee handbook. Reasonable Cause 1. Practice & Procedures.
These sections generally conform to Internal Revenue Code sectionsand 19132) . As defined by the IRS prudence but nevertheless fails to comply with their obligations. The provisions must be applied in a " consistent manner should conform with the considerations specified in the IRC Treasury Regulations ( Treas. CLICK HERE to return to the home page Internal Revenue Manual Section 20. It contains instructions on how to carry out all administrative such as how to audit specific tax returns, procedural matters, collect taxes process. Date( s) of the absence Reason for absence How did.
The Internal Revenue Manual outlines how reasonable cause and other relief provisions are applied within the context of effective tax administration. 1 The taxpayer claims he she couldn' t comply because of the taxpayer' s own absence the absence of another person.
Internal revenue manual 20 1 1 for reasonable cause. Unless it is shown that the failure is due to reasonable cause and not due to willful neglect.
) Policy Statements IRM Part 20. Internal revenue manual 20 1 1 for reasonable cause. Reasonable cause is based on all the facts and circumstances in each situation. Internal Revenue Code ( IRC) § § 6662( b) ( 1) disregard of rules , regulations caused an underpayment of tax if an underpayment.
However, there are a number of " reasonable cause" factors that have been codified by the Internal Revenue Manual that taxpayer' s can use as a basis for challenging their tax penalty. Will be used to determine if reasonable cause penalty relief criteria is met ( see Note in paragraph ( 1) ). IRS REASONABLE CAUSE CATEGORIES FAILURE TO PAY PENALTIES Reasonable cause category , CRITERIA FOR FAILURE TO FILE , IRM reference Issues you must address/ possible questions Absence IRM 20. If the If the RCA determination is to abate the penalty( ies), penalty relief can be granted as appropriate per the RCA.
Internal Revenue Internal Revenue. Investors expect that if a company' s shares are listed on the New York Stock Exchange, the company has complied with specified financial standards and disclosure policies developed and administered by the Exchange. 1, Program Scope and Objectives - Changed subsection title from Overview and revised content to conform with new guidelines in IRM 1. 2, Internal Revenue Manual ( IRM) Process.
In addition, existing subsections were rearranged or new subsections added to conform with new internal control rules applicable to this program as follows:. 1, Standards and Authorities, lists the standards and authorities for establishing reasonable cause and IRM 20. 2, Ordinary Business Care and Prudence, defines ordinary business care and prudence.


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Муниципальное образование «город Десногорск» или город Десногорск — административно-территориальная единица и муниципальное образование (городской округ) в Смоленской области России.

Административный центр — город Десногорск.

История
Статус и границы городского округа установлены областным законом от 28.12.2004 г. № 120-з «Об административно-территориальном устройстве Смоленской области».

Население

Состав городского округа

Органы местного самоуправления
Представительный орган — Десногорский городской Совет. Состоит из 15 депутатов, избираемых сроком на 5 лет. Председатель Десногорского городского Совета — Терлецкий Анатолий Александрович.

Исполнительно-распорядительный орган — Администрация муниципального образования «город Десногорск» Смоленской области. Возглавляет Администрацию Глава муниципального образования "город Десногорск" Смоленской области — Новиков Александр Александрович.

Примечания

Муниципальное образование город Десногорск


text:
Annual Heat Heroes Awards at Parliament
I was very happy to attend the annual Heat Heroes event, organised by National Energy Action, recently and offer my support to Rob Hargraves, Senior Project Manager at Severn Wye Energy Agency.
B Active Reception at the House of Commons
Wednesday, 20 February, 2019
Recently, I had the honour of hosting a reception in the House of Commons to celebrate the success of the B Active programmes delivered through a partnership between Lucozade Ribena Suntory (LRS) and Active Community Network (ACN).
Hartpury College Visit to Parliament
Last week, I had the pleasure of welcoming students from Hartpury College to Parliament. The group of 32 Year 12 students visited the House of Commons and House of Lords as part of their Uniformed Public Services course.
St White's Primary School Visit
Tuesday, 25 April, 2017
Yesterday, I was delighted to welcome to Parliament a group of Year 6 pupils from St White's Primary School in Cinderford.
APPG on Best Brexit
I was recently asked by the All-Party Parliamentary Group (APPG) on Best Brexit to give evidence to a committee hearing on what migration system we should adopt for European Union nationals, after we've left the EU.
Questioning the Communities and Local Government Secretary on Housing
Tuesday, 7 February, 2017
On Tuesday, I asked the Secretary of State for Communities and Local Government, Sajid Javid MP, a question on housing, in response to the publication of the Housing White Paper.
Questioning the Health Secretary on mental health support
Earlier this week, I asked the Secretary of State for Health, Jeremy Hunt MP, a question on the support provided to small businesses to help get people with mental health problems into or back into work.
First meeting of APPG on Learning Disability
Thursday, 8 December, 2016
Earlier this week, I hosted my first meeting as Chair of the All Party Parliamentary Group on Learning Disability, which I was elected to in November.
Wednesday, 7 December, 2016
Saturday 3rd December was the International Day of Persons with Disabilities (IDPD), a United Nations project celebrated annually.
Free trade underpins our prosperity
Thursday, 8 September, 2016
On Wednesday 7th September, the Prime Minister made a statement to the House of Commons to update MPs on the recent G20 Summit in China, and the leading role the United Kingdom plays in the world.


text:
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}

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text:
New Ropes Course and Arcade Opens at LuLu's—North Myrtle Beach
Posted: March 29, 2019 North Myrtle Beach
LuLu's New Ropes Course
Lucy Buffett's LuLu's—North Myrtle Beach is now taking things to new heights since its opening in June 2018. As of this March, LuLu's restaurant revealed a new tropical-themed ropes course: the Mountain of Youth.
The family-friendly LuLu's in Barefoot Landing is expanding on its mantra of "fun, food and music," with the 48-foot-tall, multi-level rope course that features 26 elements and ends with an optional free-fall exit. Never fear, safety is key, as participants will be equipped with a harness throughout the course. And fun is the main attraction at this bright-colored climbing addition, along with a new Beach Arcade, where the kids can make dinnertime playtime on any of the host of new and popular vintage arcade games. The Mountain of Youth does require an admission charge.
LuLu's Restaurant
It's all a great way to work up an appetite before you sit down for lunch, dinner or snacks at Lucy Buffett's LuLu's—North Myrtle Beach. Owner Lucy Buffett, Jimmy Buffett's little sister, also has two original LuLu's locations in Destin, Fla., and Gulf Shores, Ala.
No matter which LuLu's you choose to experience in the Southeast, the restaurant concept, remains the same: a waterfront setting that features a family-focused experience, including a sandy beach, a Fountain of Youth splash area, a huge climbing ropes course, arcade, boat dock, live music each night, and a gift shop stocked with gifts like Lucy Buffett's new cookbook, "Gumbo Love."
The one here in our neighborhood is beautifully situated on the banks of the Intracoastal Waterway between Greg Norman's and Taco Mundo, an area that's gotten quite the facelift within Barefoot Landing.
LuLu's menu does not disappoint! Expect to dine on Southern specialties made with love, such as LuLu's Famous Seafood Gumbo; the specialty "Pa-menna" Cheeseburger, a half-pound burger stacked with Pa-menna cheese (pimento cheese), bacon, fried green tomatoes and French fries; any of the fried seafood baskets; and the Hot Fun Krispy Kreme Bread Pudding for dessert. LuLu's even caters to those with food sensitivities and allergies, with special allergy menus (gluten-, egg-, seafood-, shellfish-, dairy-, and soy-free), and a separate section of the kitchen for special prep.
In tandem with LuLu's unbeatable food is a fun drink menu, featuring LuLu's own beer, the Crazy Sista Honey Ale, an endless list of margaritas, and frozen drink options fresh from the blender.
Resorts Near Barefoot Landing
And, if you're planning on having more "fun, food and music" into the next day, then plan on staying at one of these nearby Condo-World resorts:
Located just down the road from LuLu's, this resort is a majestic castle rising high above a 7 ½-acre island between the Atlantic Ocean and Whitepoint Swash in North Myrtle Beach. Luxury oceanfront condos overlook the ocean in either of the towers or The Bridge, where the posh seven-bedroom penthouse boasts breathtaking bird's-eye views of the Atlantic. A Caribbean-themed layout of amenities include a 2.5-acre oceanfront water park, which features multiple pools, such as an infinity pool and swim up pool bar, an indoor pool, lap pool and several hot tubs, plus waterfalls and cozy cabanas. Then there are North Beach's Cinzia Spa, renowned for its award-winning massage and facial services, and the popular 21 Main Restaurant, serving up the finest wines, steak and sushi fare on the beach.
Browse Condos at North Beach Plantation
Barefoot North Tower
This resort is the definition of a luxury stay. Overlooking the Intracoastal Waterway and one of the largest pools in South Carolina, the North Tower offers priceless views and a wealth of amenities in each condo and throughout the property. Each one-, three- and four-bedroom condo is appointed with designer furnishings and spacious floor plans. Within Barefoot Resort, there are also four championship golf courses anchored by a stunning clubhouse; just across the river, there's Barefoot Landing, featuring more than 100 shops, restaurants and entertainment venues.
Browse Condos at Barefoot North Tower
Find the Best Margaritas in Myrtle Beach
What's New at Barefoot Landing
Top 10 Seafood Restaurants in Destin, FL
Best Margarita in Destin
Best Waterfront Bars in Destin


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