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Every year, thousands of Australians are targeted by scams, whether it be online, via phone, mail or even in person. Australian Community Media has compiled a list of current scams identified on sites such as scamwatch.gov.au and the Australian Competition and Consumer Commission's website dedicated to informing people about fraudulent and dishonest activities: Have you been a victim of a recent scam? Australian Community Media is interested in publishing first-hand accounts from those who have been taken advantage of by unscrupulous operators. If you're interested in sharing your story as a warning to others, contact Anna Wolf at anna.wolf@austcommunitymedia.com.aul. The Australian Taxation Office (ATO) said it is concerned about the increasing number of people paying fake tax debt scammers. The tax authority said: The banking institution said it is aware that some customers had received an email asking them to verify their account. It is a hoax. How to tell it's not a real email from the Commonwealth Bank: What to do if you receive this email: Netflix is warning of an email and text scam requesting people's username, password or payment method. The email tells subscribers that their monthly payment was unsuccessful and they need to re-enter their bank details. It threatens to close their account if a payment isn't made. Indicators that prove the email is a scam: Netflix says it will never ask for personal information over email, nor request payment through a third party vendor or website. Should you click on a link in a 'dodgy' email or text, Netflix advises that you: Scammers target migrants and temporary visa holders claiming to be from the 'Department of Immigration'. Protect yourself The scam is designed to scare you into handing over your money without seeking any further assistance or information. WARNING SIGNS Australians are being urged to watch out for government impersonation scams with over $1.26 million lost from more than 7100 reports made to Scamwatch so far this year and in reality, losses are likely to be far greater. The ACCC also recommends that you report the scam to the government department that was impersonated. More information on scams is available on the Scamwatch website, including how to make a report and where to get help. The Australian Taxation Office (ATO) is urging the public to beware of SMS and email scams that ask you to update your details on a fake myGov website. If you receive an SMS or email from the ATO that you think is fraudulent, report it by sending an email to reportemailfraud@ato.gov.au. If you receive an SMS or email that looks like it's from myGov but it contains a link or appears suspicious email reportascam@servicesaustralia.gov.au. If you have clicked on a link or provided your personal information, contact Services Australia on 1800 941 126. The ATO has receive reports of scammers sending members of the public automated phone calls pretending to be from the ATO, as well as other government agencies including Services Australia and the Department of Legal Services. Betting and sports investment scams are often a form of gambling disguised as legitimate investments. Most of the schemes or programs do not work as promised and buyers cannot get their money back. In many cases the supplier simply disappears. Computer prediction software Betting syndicates Sports investment Business email compromise scams caused the highest losses across all scam types in 2019 costing businesses $132 million, according to the ACCC's Targeting Scams report. Almost 6,000 reports were made from businesses in 2019, with $5.3 million in reported losses. False billing was the most commonly reported type of scam which includes business email compromise scams. Other scams reported by businesses include online shopping scams where the business attempts to buy equipment online and the product never arrives. Hacking occurs when a scammer gains access to your personal information by using technology to break into your computer, mobile device or network. To minimise your risk, always keep your computer security up to date with anti-virus and anti-spyware software, and a good firewall. Only buy a computer and anti-virus software from a reputable source. Protect your self Lake Illawarra Police are warning residents about a new scam that has targeted a number of victims across the Illawarra who have been searching for rental properties. Police are investigating a number of incidents relating to homes advertised online for rent on sites such as Facebook Marketplace and Gumtree. Read more here. Scammers will travel from door to door in neighbourhoods, targeting the vulnerable and often older members of the community. The scammers are sometimes known to have Irish or Scottish accents and will tell their targets that urgent work is needed to be carried out on their roof before offering a quote for the repairs. Final costs blow out to thousands of dollars and often little or poor work is actually carried out. Several Irish nationals have recently been charged with such a scam and people are being urged to be vigilant for similar operations around the country. Scratchie cards are sometimes used in promotions, lotteries or competitions, beckoning users to 'scratch and win an instant prize', for example travel or holidays. While some scratchie cards may represent legitimate lotteries or competitions, according to scamwatch.gov.au, you should be extremely suspicious of any scratchie card that requires a payment to claim a prize. Related reading: Police appeal for victims of fake leather jacket scam to come forward You may hear about a pyramid scheme from friends, family or neighbours. Usually, pyramid schemes recruit members at seminars, home meetings, over the phone, by email, post or social media. Here are some tips to avoid ending up on the bottom of the heap. READ MORE: Looking for a lockdown puppy? Be aware of fraudsters JobKeeper scams: Scammers targeting JobKeeper applicants Related reading: NBN scams targeting internet users during COVID-19 crisis Related reading: Police warn of invoice scams Have you been a victim of a recent scam? Australian Community Media is interested in publishing first-hand accounts from those who have been taken advantage of by unscrupulous operators. If you're interested in sharing your story as a warning to others, contact Anna Wolf at anna.wolf@austcommunitymedia.com.au The federal government's www.scamwatch.gov.au website has received more than a thousand coronavirus-related scam reports since the outbreak. Common scams include phishing for personal information, online shopping, and superannuation scams. Types of COVID-19 Scams More information on these scams can be found at the Scamwatch website. If you have been scammed or have seen a scam, you can make a report on the Scamwatch website. Tips for avoiding COVID-19 scams include: More information ACCC advice to consumers on COVID-19 (coronavirus) ACCC advice to small business on COVID-19 coronavirus Australian Government Business (business.gov.au) - Coronavirus information and support for business Malware and ransomware Visit www.scamwatch.gov.au/report-a-scam to report a scam. You can also report a scam to the appropriate agency to help them warn the community about scams and take action to disrupt scams. Banking: Your bank or financial institution Centrelink, Medicare, Child Support and myGov related scams: Department of Human Services Scams and Identity Theft Helpdesk - call 1800 941 126 Cybercrime: ReportCyber Financial and investment scams: Australian Securities and Investments Commission Fraud and theft: Your local police - call 131 444 In Victoria call your local police station Image based abuse (sextortion), cyberbullying and illegal content: Office of the eSafety Commissioner Spam: Australian Communications and Media Authority Tax related scams: Australian Taxation Office This information has been taken from the federal government's Scamwatch website. for more information visit scamwatch.gov.au.
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Scamwatch: ATO warns tax debt text, call is a scam
Every year, thousands of Australians are targeted by scams, whether it be online, via phone, mail or even in person. Australian Community Media has compiled a list of current scams identified on sites such as scamwatch.gov.au and the Australian Competition and Consumer Commission's website dedicated to informing people about fraudulent and dishonest activities:
Have you been a victim of a recent scam? Australian Community Media is interested in publishing first-hand accounts from those who have been taken advantage of by unscrupulous operators. If you're interested in sharing your story as a warning to others, contact Anna Wolf at anna.wolf@austcommunitymedia.com.aul.
Fake tax debt
The Australian Taxation Office (ATO) said it is concerned about the increasing number of people paying fake tax debt scammers. The tax authority said:
Scammers pretending to be from the ATO are contacting members of the community through phone calls and text messages telling them that they have a tax debt and that if they don't pay it straight away they will be arrested.
These scammers will often request payment through unusual methods, such as cryptocurrency, pre-paid credit cards or gift cards, and will try to keep people on the line until they have paid.
If you receive a phone call, text message or voicemail like this, don't send payment or provide any personal information. Hang up and delete the message.
The ATO will never threaten you with immediate arrest or demand payment through unusual means.
If you're not sure if it's the ATO contacting you, phone them on 1800 008 540 to check.
Report the scam via ato.gov.au/reportascam
The email the Commonwealth Bank is warning customers is a hoax.
Commonwealth Bank hoax
The banking institution said it is aware that some customers had received an email asking them to verify their account. It is a hoax.
How to tell it's not a real email from the Commonwealth Bank:
The email states "due to recent activities on your account, we have placed a temporary suspension untill [sic] you verify your account. For your security, follow the steps below" and features a yellow 'Click Here' button.
The email is signed off by the 'Bank Fraud Department Email Operations Team'.
What to do if you receive this email:
The bank said if you or anyone you know has received this email, delete it.
If you have clicked the link and provided your details, phone the Commonwealth Bank's customer service team on 132 221
Netflix is warning of an email and text scam requesting people's username, password or payment method.
The email tells subscribers that their monthly payment was unsuccessful and they need to re-enter their bank details. It threatens to close their account if a payment isn't made.
Indicators that prove the email is a scam:
The email has a number of grammatical typos including "methode" instead of method, and a lower-case "please" at the start of a sentence.
The subject line is bilingual
The first line of the email will refer to you as "customer" as opposed to your real name
Netflix says it will never ask for personal information over email, nor request payment through a third party vendor or website.
Should you click on a link in a 'dodgy' email or text, Netflix advises that you:
Change your password and update your password on any websites where you use the same email and password combination
Contact your financial institution if you entered any payment information, as it may have been compromised
Forward the message to phishing@netflix.com
Immigration scams
HANG UP: Scammers may try to pressure you by calling incessantly and harassing you, even threatening to send the police to your house. Simply hang up and do not respond.
Scammers target migrants and temporary visa holders claiming to be from the 'Department of Immigration'.
They will claim there are problems with their immigration paperwork or visa status and they need to pay a fee to correct the problem and avoid deportation.
These scammers often glean personal information from social media, making the demands seem more legitimate.
They may make threats of the arrest of loved ones, or claim they have already been arrested or detained. They demand payment through wire transfers or iTunes gift cards.
Scammers may try to pressure you by calling incessantly and harassing you, even threatening to send the police to your house. Simply hang up and do not respond.
False billing scams request you or your business to pay fake invoices for directory listings, advertising, domain name renewals or office supplies that you did not order.
Your business might be sent an invoice, letter or invitation to be listed in a bogus trade directory or to renew your website domain name.
The scammer might phone you out of the blue to confirm details of an advertisement booking or insist you've ordered certain goods or services.
These scams take advantage of the fact the person handling the administrative duties for the business may not know whether any advertising or promotional activities have actually been requested.
Many email-based ransomware scams use fake bills as attachments to infect your computer.
Solar panel scams
BE WISE: The scammer may pressure you into making a hurried decision claiming that the false grants or rebate schemes are due to close soon.
You receive an unexpected call, email or house visit from someone offering either free solar panels or a government rebate/grant on solar panels following an upfront payment.
Scammers may pose as government representatives or mention government affiliation or programs.
The scammer may ask for bank account details or for a fee to be paid before the rebate/grant can be processed. In some instances, these promised rebates have not been paid.
The scammer may pressure you into making a hurried decision claiming that the false grants or rebate schemes are due to close soon.
In some instances the scammer may offer free solar panels in exchange for placing advertising signs on your property for a number of months. They will request an upfront fee and claim to repay it over the duration of the advertising.
Australian Government departments will never phone or email you asking you to pay upfront amounts in order to claim a rebate.
Never confirm or provide personal details over the phone or by email unless you initiated the contact and trust the other party.
Be cautious if you are contacted by someone claiming to be from government or a genuine solar energy provider. Verify who they are by finding the agency or company's contact details from an independent source such as a phone book and contacting them directly.
Face mask scams
BUYER BEWARE: Scammers have created fake online stores claiming to sell products that don't exist - such as cures or vaccinations for COVID-19, and products such as face masks.
Scammers have created fake online stores claiming to sell products that don't exist - such as cures or vaccinations for COVID-19, and products such as face masks.
The best way to detect a fake trader or social media shopping scam is to search for reviews before purchasing. No vaccine or cure presently exists for the coronavirus.
Be wary of sellers requesting unusual payment methods such as upfront payment via money order, wire transfer, international funds transfer, preloaded card or electronic currency, like Bitcoin.
More information is available at: Online shopping scams.
The scam is designed to scare you into handing over your money without seeking any further assistance or information.
Scammers use threats designed to frighten you into handing over money, and can include threats to your life.
Scammer may call you and pressure you into paying immediately, threaten you with arrest, or say they will send the police to your house if you refuse. Scammers will also send emails claiming you owe money for things like a speeding fine, tax office debt or unpaid bill.
Scammers have been known to target vulnerable people, such as the elderly and newly arrived migrants. They will often impersonate government officials from agencies such as the Department of Home Affairs, the Services Australia or Centrelink, and the Australian Federal Police.
Scammers will tell you that there are problems with your immigration papers or visa status, and threaten deportation unless fees are paid to correct the errors.
If the scam is sent by email, it is likely to include an attachment or link to a fake website where you will be asked to download proof of the 'bill', 'fine' or 'delivery details'. Opening the attachment or downloading the file could infect your computer with malware.
WATCH OUT: If the scam is sent by email, it is likely to include an attachment or link to a fake website where you will be asked to download proof of the 'bill', 'fine' or 'delivery details'. Opening the attachment or downloading the file could infect your computer with malware.
You receive a call out of the blue from someone claiming to be from a government department, debt collection agency or trusted company.
You may be left a message on your answering machine asking you to ring a number.
The caller will claim that you have issues with your immigration forms or visa status.
The caller will tell you that in order to resolve the matter you will need to pay a fee or fine.
The caller may ask for your personal information such as your passport details, date of birth or bank information.
The caller may claim the police will come to your door and arrest you if you do not pay the fee or fine immediately.
Scam target receives an email, text or a phone call out of the blue asking them to 'validate' or 'confirm' personal details by clicking on a link or opening an attachment. The message may contain grammatical errors and be poorly written.
Alternatively there are unexpected pop-ups on your computer or mobile device asking if you want to allow software to run or you receive a friend request from someone you don't know on social media.
The scammer then gains access to your information by exploiting security weaknesses on your computer, mobile device or network.
Scammers can assume your identity on social media to swindle other unsuspecting victims out of money or use a stolen identity to apply for credit cards or loans. They can also steal money from your bank account.
Government impersonation scams
Australians are being urged to watch out for government impersonation scams with over $1.26 million lost from more than 7100 reports made to Scamwatch so far this year and in reality, losses are likely to be far greater.
Beware of scams that impersonate government organisations. Some scammers calim they are from the Australian Tax Office.
There are two main types of scams impersonating government departments; fake government threats and phishing scams.
In a fake government threat scam, victims receive a robocall pretending to be from a government department, such as the ATO or Department of Home Affairs.
The scammer will claim something illegal, such as tax fraud or money laundering, has been committed in the victim's name and they should dial 1 to speak to an operator.
The scammer then tries to scare people into handing over money and may threaten that they would be arrested if they refuse.
In a phishing scam, victims will receive an email or text message claiming to be from a government department, such as Services Australia, requesting personal details to confirm their eligibility for a government payment or because the person may have been exposed to COVID-19.
The emails and texts will include a link and request personal details such as a tax file number, superannuation details or copies of identity documents.
The ACCC also recommends that you report the scam to the government department that was impersonated.
More information on scams is available on the Scamwatch website, including how to make a report and where to get help.
Tax time scams
The Australian Taxation Office (ATO) is urging the public to beware of SMS and email scams that ask you to update your details on a fake myGov website.
These scams look like they have come from a myGov or ATO email address but often include a suspicious link such as bit.ly/myGovhelp and a prompt you to log into your account within 24 hours otherwise it will be locked. Don't click any links and don't provide the information requested.
For real myGov notifications, you will get an email or SMS notification from myGov alerting you to a new message in your myGov Inbox. These messages will never include a link to log on to your myGov account.
Any communications containing your personal information, such as your tax file number will be sent to your myGov inbox, not your email account.
Always access online services directly via my.gov.au, ato.gov.au, the ATO app.
If you receive an SMS or email from the ATO that you think is fraudulent, report it by sending an email to reportemailfraud@ato.gov.au. If you receive an SMS or email that looks like it's from myGov but it contains a link or appears suspicious email reportascam@servicesaustralia.gov.au. If you have clicked on a link or provided your personal information, contact Services Australia on 1800 941 126.
Image shows an example of an SMS scam making the rounds in July 2020.
The ATO has receive reports of scammers sending members of the public automated phone calls pretending to be from the ATO, as well as other government agencies including Services Australia and the Department of Legal Services.
These automated calls claim their TFN has been suspended and that there is a legal case against their name. The call tells people they must contact the caller by pressing '1' or they will be referred to the court and arrested.
If you receive this call hang up and do not provide the information requested. ATO will never send unsolicited pre-recorded messages to your phone or threaten you with immediate arrest.
If you aren't sure whether an ATO call is legitimate, hang up and phone 1800 008 540 to check.
Betting and sports investment scams
Betting and sports investment scams are often a form of gambling disguised as legitimate investments. Most of the schemes or programs do not work as promised and buyers cannot get their money back. In many cases the supplier simply disappears.
GAMBLE: Often the information used in computer prediction software programs can be obtained from the betting pages of your local newspaper at very little cost.
Computer prediction software
Scammer will try to sell you a software program that promises to accurately predict sporting results, usually of team sports or horse racing and promise high returns or profits as a result of the program's use.
Team sports betting programs claim to identify opportunities based on historical trends and the different odds offered by various bookmakers. Horse racing software will often claim that predictions are based on weather conditions, the state of the horse, the draw, or the condition of the jockey.
Often the information used in these programs can be obtained from the betting pages of your local newspaper at very little cost.
Betting syndicates
You will need to pay a compulsory fee (often in excess of $15,000) to join and open a sports betting account.
The scammer tells you that they will use funds in the account to place bets on behalf of the syndicate. You, and other 'syndicate members' are promised a percentage of the profits.
Sports investment
Schemes are usually promoted as business opportunities or investments at trade fairs, shows or via the internet. People may also be contacted via an unsolicited phone call, email or letter.
Scammer will use technical or financial terms such as 'sports arbitrage',' sports betting', 'sports wagering', 'sports tipping' or 'sports trading' to make these scams look like legitimate investments. Promotional material is often glossy and sophisticated.
The scammer may also claim company is registered with the Australian Securities and Investments Commission (ASIC).
Business email compromise scams
Business email compromise scams caused the highest losses across all scam types in 2019 costing businesses $132 million, according to the ACCC's Targeting Scams report.
Almost 6,000 reports were made from businesses in 2019, with $5.3 million in reported losses. False billing was the most commonly reported type of scam which includes business email compromise scams.
EMAIL SCAMS: Almost 6,000 reports were made from businesses in 2019, with $5.3 million in reported losses.
Other scams reported by businesses include online shopping scams where the business attempts to buy equipment online and the product never arrives.
Scammers intercept legitimate invoices and change the details to include fraudulent payment information.
The recipient will pay the invoice as normal and not realise they have been scammed.
Another technique used by scammers is to impersonate the CEO of a company and request staff transfer funds to them for a variety of reasons, such as to purchase gift cards as a surprise for other staff.
Hacking occurs when a scammer gains access to your personal information by using technology to break into your computer, mobile device or network.
To minimise your risk, always keep your computer security up to date with anti-virus and anti-spyware software, and a good firewall. Only buy a computer and anti-virus software from a reputable source.
HACKING: To minimise your risk, always keep your computer security up to date with anti-virus and anti-spyware software, and a good firewall. Only buy a computer and anti-virus software from a reputable source.
Malware tricks you into installing software that allows scammers to access your files and track what you are doing, while ransomware demands payment to 'unlock' your computer or files.
Exploiting security weaknesses which can include reused and easily guessed passwords, out of date anti-virus software, and unsecured WiFi and Bluetooth connections.
Payment redirection scams - if you are a business, a scammer posing as one of your regular suppliers will tell you that their banking details have changed. They will provide you with a new bank account number and ask that all future payments are processed accordingly. The scam is often only detected when your regular supplier asks why they have not been paid.
Once scammers have hacked your computer or mobile device they can access your personal information, change your passwords, and restrict access to your system. They will use the information they obtain to commit fraudulent activities, such as identity theft or they could obtain direct access to your banking and credit card details.
Protect your self
Use your security software to run a virus check if you think your computer's security has been compromised. If you still have doubts, contact your anti-virus software provider or a computer specialist.
Secure your networks and devices, and avoid using public computers or WiFi hotspots to access or provide personal information.
Choose passwords and PINs that would be difficult for others to guess, and update them regularly. Do not save them on your phone or computer.
Do not open attachments or click on links in emails or social media messages you've received from strangers - just press delete.
Be wary of free downloads and website access, such as music, games, movies and adult sites. They may install harmful programs without you knowing.
Illawarra rental scam warning
Lake Illawarra Police are warning residents about a new scam that has targeted a number of victims across the Illawarra who have been searching for rental properties.
Police are investigating a number of incidents relating to homes advertised online for rent on sites such as Facebook Marketplace and Gumtree. Read more here.
Roofing scams
Scammers will travel from door to door in neighbourhoods, targeting the vulnerable and often older members of the community.
The scammers are sometimes known to have Irish or Scottish accents and will tell their targets that urgent work is needed to be carried out on their roof before offering a quote for the repairs.
Final costs blow out to thousands of dollars and often little or poor work is actually carried out.
Several Irish nationals have recently been charged with such a scam and people are being urged to be vigilant for similar operations around the country.
BE SKEPTICAL: Travelling conmen target seniors for roofing scams. Often no work, or poor work is carried out and victims are fleeced of thousands of dollars.
Scammers, often travelling conmen, knock on doors of unsuspecting home owners, many of them seniors, convincing them that urgent roof repairs are required to their homes.
They then charge exorbitant rates and either do not carry out the work or perform a sub-standard job.
Scammers will often quote a reasonable price, then tell the homeowner they have found asbestos or other problems which inflates the final amount to an exorbitant price.
Often, a fake invoice under an unregistered business name will be provided using a false ABN.
Scratchie cards are sometimes used in promotions, lotteries or competitions, beckoning users to 'scratch and win an instant prize', for example travel or holidays. While some scratchie cards may represent legitimate lotteries or competitions, according to scamwatch.gov.au, you should be extremely suspicious of any scratchie card that requires a payment to claim a prize.
Scratchie scams will offer you an instant prize, but when you contact the trader to claim it, you will be asked to provide payment for various 'fees' via wire transfer or preloaded money card.
The scammer may request bank details and photo identification. In some rare cases you may be asked to travel overseas to collect your winnings.
The scam package may include professional-looking brochures, often for accommodation, which are designed to trick you into thinking the competition is legitimate. It may include contact details for a business overseas and a web address for a fraudulent but professional-looking website.
The up-front payment requested can be as high as a few thousand dollars. If you pay, you will not receive the prize, and you will never see your money again. If you provide your personal details, they may be used for further fraudulent activity such as identity crime.
You receive a letter or brochure in your mailbox which includes scratchie cards. Often there will be two cards - one is a losing card and the other has a second or third prize win.
The scratchies will say you have to call the company to claim the prize.
If you call the organisation they may claim that the scratchies were sent to you in error however you can pay a fee to enter the competition or become a customer to make the win valid.
You are asked to send a fee or bank account details to collect your prize. You may be asked to send personal identification as well.
The trader offering the prize claims the offer has government approval. This is often accompanied by a request for the payment of taxes linked to the prize.
Related reading:Police appeal for victims of fake leather jacket scam to come forward
DAMAGING: Promoters of pyramid schemes often make claims like 'this is not a pyramid scheme' or 'this is totally legal'.
You may hear about a pyramid scheme from friends, family or neighbours. Usually, pyramid schemes recruit members at seminars, home meetings, over the phone, by email, post or social media. Here are some tips to avoid ending up on the bottom of the heap.
Typically with, you pay to join. The scheme relies on you convincing other people to join up and to part with their money as well. In order for everyone in the scheme to make a profit there needs to be an endless supply of new members.
In reality, the number of people willing to join the scheme, and therefore the amount of money coming into the scheme, will dry up very quickly.
Some promoters disguise their true purpose by introducing products that are overpriced, of poor quality, difficult to sell or of little value.
The promoters at the top of the pyramid make their money by having people join the scheme. They pocket the fees and other payments made by those who join under them. When the scheme collapses, relationships, even marriages, can be damaged over money lost in the scam.
It is against the law to promote or participate in a pyramid scheme.
You are offered a chance to join a group, scheme, program or team where you need to recruit new members to make money.
The scheme involves offering goods or services of little or doubtful value that serve only to promote the scheme, such as information sheets.
There are big up-front costs.
The promoter makes claims like 'this is not a pyramid scheme' or 'this is totally legal'.
Do not let anyone pressure you into making decisions about money or investments - always get independent financial advice.
Be wary of schemes or products that claim a guaranteed income.
Consider whether the rewards you have been promised are dependent on product sales. If so, are the products of real value, sold at a reasonable price and something that there is actually consumer demand for?
Remember that family members and friends may try to involve you in a pyramid scheme without realising that it is one.
It is against the law not only to promote a pyramid scheme, but to participate in one.
Lockdown puppy scams
BUYER BEWARE: Scammers have been targeting those seeking a furry companion during social isolation.
Scammers have been targeting those seeking a furry companion during social isolation.
Scammers set up fake websites or ads on online classifieds and social media pretending to sell sought-after dog breeds and will take advantage of the fact that you can't travel to meet the puppy in person.
They will usually ask for up-front payments via money transfer to pay for the pet and transport it to you.
Once you have paid the initial deposit, the scammer will find new ways to ask for more money, and scammers are now using the COVID-19 pandemic to claim higher transportation costs to get across closed interstate borders or additional fees for 'coronavirus treatments'.
Once you make the payments, the seller will cease all contact.
READ MORE: Looking for a lockdown puppy? Be aware of fraudsters
EXORBITANT CHARGES: Fraudsters make money by charging extremely high rates for the text messages you send, and any further messages they send to you. These charges will not be made clear to you, and could be as high as $4 for each message sent and/or received.
Scammers create SMS competitions or trivia scams to trick you into paying extremely high call or text rates when replying to an unsolicited text message on your mobile or smart phone.
It may invite you to enter a competition for a great prize-for example, a smart phone or tablet or gift vouchers for a well-known retailer.
You will be required to send a text message back and may also receive an email or encounter a pop-up window online asking you to enter your mobile number in order to claim a prize you've supposedly won.
Alternatively the message may invite you to take part in a trivia contest or survey with a prize on offer.
The scammers make money by charging extremely high rates for the text messages you send, and any further messages they send to you. These charges will not be made clear to you, and could be as high as $4 for each message sent and/or received. You may also be automatically subscribed to ongoing charges. You will not discover these charges until you see your next itemised phone bill.
JobKeeper scams: Scammers targeting JobKeeper applicants
NBN, Telstra and Amazon scams
Scammers are calling Australians and impersonating well-known businesses such as the NBN Co, Telstra and even Amazon, and requesting remote access to devices to steal your money and personal information.
They will tell you that your computer has been sending error messages or that it has a virus and may mention problems with your internet connection or phone line and say this has affected your computer's recent performance. They may claim that your broadband connection has been hacked.
The caller will request remote access to your computer to 'find out what the problem is'.
The scammer may try to talk you into buying unnecessary software or a service to 'fix' the computer, or they may ask you for your personal details and your bank or credit card details.
Related reading: NBN scams targeting internet users during COVID-19 crisis
Scammers will steal your money by posing as a genuine charity.
Fake charity approaches occur all year round and often take the form of a response to real disasters or emergencies, such as floods, cyclones, earthquakes and bushfires.
Scammers will pose as either agents of well-known charities or create their own charity name. Can include charities that conduct medical research or support disease sufferers and families.
They may play on your emotions by claiming to help children who are ill.
You may be approached on the street or front door by people collecting money. Scammers may also set up fake websites which look similar to those operated by real charities. Some will call or email you requesting a donation.
Related reading: Police warn of invoice scams
Have you been a victim of a recent scam? Australian Community Media is interested in publishing first-hand accounts from those who have been taken advantage of by unscrupulous operators. If you're interested in sharing your story as a warning to others, contact Anna Wolf at anna.wolf@austcommunitymedia.com.au
The federal government's www.scamwatch.gov.au website has received more than a thousand coronavirus-related scam reports since the outbreak.
Common scams include phishing for personal information, online shopping, and superannuation scams.
Types of COVID-19 Scams
More information on these scams can be found at the Scamwatch website.
Phishing - Government impersonation scams
Phishing - Other impersonation scams
Scams targeting businesses
How scammers contact you
If you have been scammed or have seen a scam, you can make a report on the Scamwatch website. Tips for avoiding COVID-19 scams include:
Do not provide your personal, banking or superannuation details to strangers who have approached you.
Stop and check, even when you are approached by what you think is a trusted organisation.
Don't click on hyperlinks in text/social media messages or emails, even if it appears to come from a trusted source.
Never respond to unsolicited messages and calls that ask for personal or financial details
Never provide a stranger remote access to your computer, even if they claim to be from a telco company such as Telstra or the NBN Co.
To verify the legitimacy of a contact, find them through an independent source such as a phone book, past bill or online search.
ACCC advice to consumers on COVID-19 (coronavirus)
ACCC advice to small business on COVID-19 coronavirus
Australian Government Business (business.gov.au) - Coronavirus information and support for business
Threats and extortion
Malware and ransomware
If you click on the link you may be taken to a fake website that looks like the real deal, complete with logos and branding of legitimate sites. In order to view the video, you will be asked to install some software, such as a 'codec', to be able to access the video format. If you download the software, your computer will be infected with malware (malicious software).
Another way of delivering a malware scam is through websites and pop-ups that offer 'free' file downloads, including music, movies and games, or free access to content, such as adult sites.
Malware scams work by installing software on your computer that allows scammers to access your files or watch what you are doing on your computer. Scammers use this information to steal your personal details and commit fraudulent activities.
Ransomware is a type of malware that blocks or limits access to your computer or files, and demands a ransom be paid to the scammer for them to be unlocked.
Infected computers often display messages to convince you into paying the ransom. Scammers may pretend to be from the police and claim you have committed an illegal activity and must pay a fine, or they may simply demand payment for a 'key' to unlock your computer.
If you pay the ransom, there is no guarantee your computer will be unlocked.
Visit www.scamwatch.gov.au/report-a-scam to report a scam. You can also report a scam to the appropriate agency to help them warn the community about scams and take action to disrupt scams.
Banking: Your bank or financial institution
Centrelink, Medicare, Child Support and myGov related scams:Department of Human Services Scams and Identity Theft Helpdesk - call 1800 941 126
Cybercrime:ReportCyber
Financial and investment scams:Australian Securities and Investments Commission
Fraud and theft: Your local police - call 131 444
In Victoria call your local police station
Image based abuse (sextortion), cyberbullying and illegal content:Office of the eSafety Commissioner
Spam:Australian Communications and Media Authority
Tax related scams:Australian Taxation Office
This information has been taken from the federal government's Scamwatch website. for more information visit scamwatch.gov.au.
This story Scamwatch: ATO warns tax debt text, call is a scam first appeared on Port Stephens Examiner.
Scamwatch: Don't be fooled by these scams
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Pictured Right: A surprise reunion with friends Mary Maloney, Executive Director of the Chadwick Arboretum, and Bob Brackman, Executive Director of San Antonio Botanical Gardens.
No other than the Women's Board of the Franklin Park Conservatory and Botanical Gardens could plan such a magical evening as their 10th Annual Field to Table fundraiser. Though the flamingos arrived months earlier – more than 70 life-sized topiary birds landed in the Grand Mallway in May – they inspired the theme of this year's event.
The evening featured signature cocktails, savory hors d'oeuvres, and several courses of a locally-produced and -prepared meal. Cindy Tyler of Terra and her guest, Mary Malone, Director of Chadwick Arboretum happily attended the event. Bob Brackman, Executive Director of San Antonio Botanical Gardens, made a surprise appearance and almost won the "furthest traveler" award!
More than 700 guests gathered to support the event, resulting in $300,000 for the benefit of the Gardens' community gardening initiatives. To learn more – and see a photo gallery from the evening, visit www.fpconservatory.org/get-involved/fundraising-events/field-to-table/.


Regardless of how old you are or what you do, you are likely to meet someone who suffers from hearing loss. To facilitate conversation, it is important not to begin speaking until you have the attention of the person with whom you wish to converse. Once you have engaged the other person's eyes, make sure not to turn away or cover your mouth, because hearing-impaired individuals rely on facial expressions and lip reading to communicate.
Hearing loss can affect anyone and has a profound effect on our ability to communicate with the people around us. Many modern hearing aids are extremely effective and if fitted well by an experienced audiologist, can make a real difference.


This stunning biwa pearl bracelet is created with burnt orange or dark copper colored pearls that about 1/2 inch wide and little less. They have a lovely luster and shine and the hues are beautiful. Each end has a gold filled saucer bead and finished with a gold filled lobster clasp.
Perfect as birthday, bridal shower or anniversary gift.


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Eastern Aleutian Tribes (EAT) is a dynamic, Tribally-owned Health Organization (THO). EAT was formed in 1991 by six Aleut Tribes from the Aleutian Chain/Alaska Peninsula to improve health care. Eastern Aleutian Tribes includes: Akutan Traditional Council (Akutan), False Pass Tribal Council (False Pass), Agdaagux Tribal Council (King Cove), Nelson Lagoon Tribal Council (Nelson Lagoon), Qagan Tayagungin Tribal Council (Sand Point), and Unga Tribal Council (Unga in Sand Point). Then, later on the Pauloff Harbor Tribal Council (Sanak in Sand Point) joined the original six tribes. In 1999, EAT expanded its health care service to include the communities of Adak, Cold Bay, and Whittier.
EAT's service area comprises over 100,000 square miles of the most beautiful, remote, and challenging locations in the world.
Mission: Eastern Aleutian Tribes will provide and continually improve quality services in all aspects of health care, supporting the well-being of our people.
Vision: Eastern Aleutian Tribes has the healthiest people in the nation.
Core Values consist of: Respect, Integrity, Dignity, Caring, Empowerment, Innovation, and Collaboration.

redpajama_set_name: RedPajamaCommonCrawl


If you own a WiiU, you might also own an external hard drive to go with it since the system's internal memory is sorely lacking. This article exists to help those suffering from external hard drive woes, as they can be quite frightening.
If your external HD is receiving enough power, it should make a whirring noise when the Wii U is turned on and the HD is plugged in. (If things are going well, your Wii U should recognize the external hard drive in its data management screen in Settings.) If things are not going well, you might find that the WiiU suddenly cannot recognize your external HD and all your saved game data is apparently lost.
If you're like me this could cause a panic, but luckily all may not be lost! There are a few additional things to keep in mind. By default the WiiU puts external HDs to sleep when they are not in use, but you can toggle this function off by going into data management, holding DOWN on the D-Pad for four seconds, then holding the plus and minus buttons. An option will appear to let you turn off the WiiU's sleep function for external HDs.
If your content still doesn't appear or your HD still isn't recognized, try restarting the system once more. Check your connections to make sure they are snug, and after leaving the HD plugged in for a few minutes, reset once more. For whatever reason, my content suddenly appeared after doing all these steps in order. I will warn you not to futz with the external HD while content is running, as it may cause your content to crash.


Key West Bicycle Rentals is the newest and best place for bicycle rentals and much, much more!!
Very friendly & knowledgeable staff. Ryan got our bikes set up quickly so we were on our way to a great 10 day vacation.
We had a great experience renting our bikes here. We actually just happened to pass it while walking from our hotel. The bikes we rented were high quality, and came with locks and baskets so we could carry our purses! Would definitely recommend.
Great bikes, great staff, convenient location, great value.
Great experience. Given ice cold bottled water while booking. Quick and easy. Very friendly. Great bikes. Very easy going. Will definitely book again next time.
Great way to learn about the island in under 2 hours.
The tour guide knew what he was doing gave insight at all the places you stop at. The bikes are very cool everyone is looking at they them. I highly recommended this for anyone who is interested in this stuff!
This Key West Bike Tour Rocks!!
Get quick answers from Key West Bicycle Rentals staff and past visitors.


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Calgary's proposed conversion therapy bylaw nets 600+ pages of public submissions
Calgarians celebrated the decision to ban conversion therapy in the city outside Calgary city hall chambers Monday, Feb. 3, 2020. Now the bylaw comes to committee with more than 600 pages of public submissions. LIVEWIRE CALGARY FILE PHOTO
By Layla Dart
Shocked and horrified, yet not surprised.
That's how Pam Rocker of Affirming Connections felt when she read the initial batch of about 70 public submissions against Calgary's conversion therapy ban bylaw.
"It's what to be expected from people who want to continue to practice conversion therapy," said Rocker.
The bylaw and submissions will be discussed in the May 13 Community and Protective Services committee meeting.
The bylaw prohibits any business or business-like offerings or advertisements in relation to conversion therapy.
"Conversion therapy" means a practice, treatment, or service designed to change, repress, or discourage a person's sexual orientation, gender identity, or gender expression, or to repress or reduce non-heterosexual attraction or sexual behaviour, according to the bylaw.
A violation could be met with a fine of up to $10,000. A default in payment is subject to one year in prison.
Since the proposal in January, the city has received just more than 600 pages worth of public submissions. The initial tranche came with 298. A second showed up the next afternoon with 316 pages.
The initial batch predominantly said the bylaw infringes on the personal freedoms of Calgarians.
Coun. Evan Woolley, one of the primary sponsors of the bylaw, said that isn't the case.
"Our law department and our lawyers have looked at whether or not this is overreach, and they've advised that it's not," he said.
Coun. Woolley said he's focused on those public submissions that are from psychologists, therapists, and other experts with years of work.
Submissions suggest a violation of right to receive treatment
A majority of the submissions in the first batch call for a rewording of the bylaw to support those seeking help of their own volition.
They cite examples of LGBTQ2S+ individuals who have left or may want to leave "that part" of their life. This often comes with a description of how much better their life has become without it.
They also provide examples of people who have de-transitioned. Many say they regret the transition and are happier as their 'original' gender.
Most submissions say the bylaw violates the choice to receive treatment to complement these decisions.
"What is ultimately foundational to this idea is that there's something 'wrong' with being gay or being trans," said Rocker.
Some submissions say counselling works
But what about people who, in their submissions, say it worked?
Plenty of the submissions come from those defending what happened to them, saying it helped them lead a better, more faith-enriched life.
To explain their experiences, or those of others, some focus on the change in behaviour, versus orientation.
"Proponents of the ban point to various health organizations that say that 'conversion therapy' does not work to change sexual orientation. However, none of these organizations say that good, healthy counselling cannot help change unwanted behaviour," said one statement.
Many of the initial 70 or so submissions liken same-sex attractions to addictions like cigarettes, pornography, and sex in general, saying counselling 'helped' them.
Whatever they've gone through has likely involved some form of pain, past or present, and Rocker expressed her compassion for those individuals.
"It doesn't surprise me that when you're inside of religious culture and a suppressive belief system that you would want to try to change or suppress who you are, because the consequences of being who you are are really high," she said.
Some disagree with the definition of conversion therapy in the bylaw and offer their own, saying the practices they've experienced don't fall into it.
"No churches or counselling services that I encountered in Calgary ever attempted to pressure or coerce me into being heterosexual, even when that is what I wanted," another statement read.
Most first submissions call for a rewording
A general theme of the first batch of submissions is either that what they're doing isn't conversion therapy, or the bylaw is unnecessary because it's not around anymore.
Some submissions claim they haven't seen violent practices since the 1950s.
"That's wrong. I know people where electroshock therapy has been used on them in the past five years," Rocker said.
She said things like this often stay hidden "underground" and mask themselves under new definitions and justifications, or claim to be "modern" and safe counselling methods.
The bylaw's supporters are optimistic. The conversation has started, no matter what happens with it.
"I think this whole process will help people realize the myriad of ways [conversion therapy] can manifest," said Rocker.
"I'm excited that this conversation is out in the open, because if it just stays in the shadows, then it continues to fester."
Coun. Woolley said they will hear from the public on the bylaw, and he is open to hearing both sides.
Submissions tell one side of the story
The bylaw and its approach has received "overwhelming support" from Coun. Woolley's community.
Woolley's colleagues seem to support the bylaw as well. This was evident when the motion for the bylaw was unanimously approved.
"As a city, we need to take a stand on this important issue," he said
The initial batch of public submission are certainly weighted towards making changes to the bylaw. This past week, however, there was a local campaign to motivate people to participate.
Over a 1,000 people have clicked this link and I'm hoping they all submitted their support of this by-law that bans conversion therapy. If you haven't yet, you still have a few hours. https://t.co/VjkVk7Die4
— Mike Morrison 🏳🌈 (@mikesbloggity) May 12, 2020
And it seems that Morrison's campaign took off quickly. This afternoon, a second batch of submissions was released. It was made up of over 300 pages of more than 200 letters in support of the conversion therapy ban.
Only six negative arguments were made in this newest batch.
"Really, at the end of the day, I am really hopeful the bylaw passes," Rocker said
Coun. Woolley said he has a "hard time seeing any arguments" against that happening.
To view tomorrow's public committee meeting, follow this link.


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Constative
News, Celebrity Lifestyle, Facts And References
Facts File
Kevin Hart's Oscar Drama
December 12, 2018 by Erin Shoshana
Lately, social media has erupted with the drama surrounding the 2019 Academy Awards host. After a major controversy and a healthy dose of chaos, actor Kevin Hart has stepped down as host. Here's the lowdown on what has happened so far.
The Honor of a Lifetime
Kevin Hart recently announced he would be the next Oscars host writing, "I am blown away simply because this has been a goal on my list for a long time… to be able to join the legendary list of [hosts] that have graced that stage is unbelievable." The first Oscars were hosted in 1929, a whopping 89 years ago. Since then the night has been known for prestige, honor, and celebration of cinema. Hosting the biggest night in the film industry is an honor that other superstars like Ellen Degeneres, Neil Patrick Harris, Jon Stewart, Anne Hathaway, and James Franco have all shared.
Oscars: Apologize Or You're Fired
Not long after the Academy Awards tapped Kevin Hart as its 2019 host, total chaos broke loose. A public outcry began on social media after some tweets from actor made on Twitter surfaced containing homophobic remarks.
Reportedly the people behind the Oscars gave Hart an ultimatum: apologize or hit the road. An annoyed Hart wrote on social media that the Academy Awards told him, "Kevin, apologize for your tweets of old or we're going to have to move on and find another host' … I chose to pass. I passed on the apology." Hart's refusal to say sorry cost him his dream job, as Hart stepped down as host.
Hart Refuses To Say Sorry
Hart, a father of three, bewildered fans with his refusal to apologize for his offensive tweets. The actor felt he had apologized enough for his past and is a more enlightened person these days and wants to simply move forward, saying, "if you don't believe people change, grow, evolve as they get older, [then] I don't know what to tell you." The Twitterverse could not handle the actor's refusal to accept responsibility, humbly explain himself, or simply listen.
Hart's erratic behavior
A mere two hours after he said he would not apologize, it seems The Upside star's PR team must have gotten through to him as he issued this apology, "I have made the choice to step down from hosting this year's Oscars….this is because I do not want to be a distraction on a night that should be celebrated by so many amazing talented artists. I sincerely apologize to the LGBTQ community for my insensitive words from my past." Many felt the words were saying sorry I didn't say sorry, instead of a heartfelt mea culpa.
Adding Fuel to the Fire
This controversy reminds us that everyone has posted things to social media they probably regret, but engaging in an honest and open dialogue, take responsibility, and learning from mistakes can go a long way, a lesson Hart missed entirely. The Oscars has been criticized for its lack of diversity in the past years, and more drama and attention is likely something the Academy did not bargain for.
Who Will Host the Academy Awards?
With a little over two months until the next Oscars, no new host has been announced. Rumor has it there will be no host or a collaboration of many hosts. We'll be staying tuned to see who will step into the spotlight and save the day.
[/two_third]
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Q: How to write a C macro which converts float* to float_ptr? Is there a way to write a C macro which converts a pointer type like float* into, i.e. float_ptr.
The following example demonstrates what I would like to do:
#define TOT(x) mydata_##x##_t
#define DECLARE(X) typedef TOT(X) { X* p; };
DECLARE(float)   // same as typedef mydata_float_t { float* p; };
TOT(float) v;    // same as mydata_float_t v;

But this code fails for pointer types:
DECLARE(float*)  // should be typedef mydata_float_ptr_t { float** p; };
TOT(float*) u;   // should be mydata_float_ptr_t u;

How can I change the TOT macro to handle the * and replace it for example with _ptr?

A: This is not possible. Remember that the C preprocessor runs before semantic analysis. That is, the preprocessor is a simple text replacement engine that does not understand anything about the C language. It doesn't know what * means or what a pointer is and cannot perform this kind of translation.
If the macro language were more sophisticated you could do some string manipulation and convert the * to _ptr or something, but the C macro language isn't fancy enough for that to be possible.

A: About the nearest you can get in plain C would be to set up an exhaustive list of type-to-name mappings with C11 generics. E.g.:
#define TOT(x) _Generic((x), float *: mydata_float_ptr_t, default: mydata_##x##_t)

Please don't do this.

A: Can't you make separate maros for pointer types?
#define TOTP(x) mydata_##x##_ptr
#define DECLARE_PTR(X) typedef TOTP(X) { X** p; };
DECLARE_PTR(float)   // same as typedef mydata_float_ptr { float** p; };
TOTP(float) v;    // same as mydata_float_ptr v;

A: The C preprocessor isn't that smart; you'll have to roll your own preprocessing code, especially if you're going to want to handle things like pointers to arrays, pointers to functions, pointers to arrays of pointers to functions returning pointers to something else, etc.
Rant time...
Unless pointer semantics are meant to be hidden (that is, the user of the type is not expected to dereference the pointer with *, [] or ->), then do not hide the pointer behind a typedef name, even if you have ptr in the name.  It doesn't make the code any easier to read, and you're virtually guaranteed of chasing down at least one syntax error every time someone uses it.

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