text:
Fan pays $2.6 million for VIP ticket to watch Messi vs Ronaldo
Bundesliga and ESPN paved the way for MLS-Apple deal
US Soccer wants Jose Mourinho as next head coach
by Kyle Fansler January 19, 2023 EST
US Soccer named Jose Mourinho on its list of potential head coaches for the United States Men's National Team. The federation also named Zinedine Zidane on that list, but the Frenchman 'politely declined' the opportunity.
Currently, US Soccer named Anthony Hudson as the interim head coach of the side. Gregg Berhalter remains under investigation from US Soccer following a domestic violence incident from 31 years ago. Berhalter admitted to kicking his now-wife during an argument. That all stemmed from a blackmail accusation out of Claudio Reyna and his wife, Danielle.
To smooth over the situation, US Soccer could look at a new coach with no ties to the US. Jose Mourinho is on that list of potential names for US Soccer in that role. The current AS Roma manager has laid out his desire to coach a national team.
"Yes, I want to coach a national team. I want to have the experience of a World Cup and European Championship, the emotion of the short competition," Mourinho said in a news conference while managing Spurs.
The Portugal native has ties to that country, but understands the challenges of coaching for your home nation.
"Is Portugal the one I want do do? On one side yes as it is my heart," he added. "But it is very difficult to do it with the country you were born in."
Interestingly, no foreign-born head coach has ever won the World Cup. Of course, Jose Mourinho is not exactly an ordinary head coach.
US Soccer wants winning mentality from Jose Mourinho
Mourinho's coaching tenure includes stops at Porto, Chelsea, Inter Milan, Real Madrid and Manchester United. At each of those locations, he won a trophy. In fact, the only place he did not win a trophy was with Tottenham.
His haul includes two UEFA Champions Leagues, two Europa Leagues, a Europa Conference League and five domestic cups. The highlight was winning the treble with Inter Milan in the 2009/10 season. Clearly, the Portuguese knows his way around a tournament.
That is what makes US Soccer want to bring on Jose Mourinho. As one of the cohosts of the 2026 World Cup, Mourinho could lead a host nation to win the World Cup for just the seventh time, and first in what would be 28 years.
Enticing job
While it may be lofty to win the World Cup, Mourinho could do well to provide experience for a young USMNT squad. Most of those representing the US made their World Cup debuts in 2022. However, there is still a strong crop of players untested at the World Cup.
Mourinho is a fiery personality, a stark contrast of the past managers of the US. Still, it could be the difference for the USMNT to make waves at its own World Cup.
PHOTO: IMAGO / Insidefoto
World Soccer News
A soccer fan has paid around $2.6 million for a ticket to watch Lionel Messi and Cristiano Ronaldo face off. The match between Paris Saint-Germain and Saudi Arabian All-Stars is set for Thursday, Jan. 19. Players from Al Hilal and Ronaldo's club Al Nassr will fill out the Saudi side. Bidding for the VIP ticket […]
When the Bundesliga and ESPN announced a historic deal in 2019 to stream every single game from Germany's top-flight league, few could have predicted how revolutionary it was. The six-year deal to stream every game on ESPN+ was the first of its kind. So, imagine what Bundesliga and ESPN executives may have been thinking last […]
Where to find Man City vs. Spurs on US TV
Here are all of the details of where you can watch Manchester City vs. Tottenham Hotspur on US television and via legal streaming: WHO Manchester City vs. Tottenham Hotspur WHAT English Premier League WHEN 3:00pm ET / 12:00pm PT • Thursday, January 19, 2023 WHERE Peacock Premium STREAM WATCH NOW With Peacock Premium, you can […]
Where to find Villarreal vs. Real Madrid on US TV
Here are all of the details of where you can watch Villarreal vs. Real Madrid on US television and via legal streaming: WHO Villarreal vs. Real Madrid WHAT Copa del Rey WHEN 3:00pm ET / 12:00pm PT • Thursday, January 19, 2023 WHERE ESPN+ STREAM WATCH NOW With ESPN+, you can watch Villarreal vs. Real […]


Research has shown up to 56% of women suffer breast pain during physical activity such as dancing, jogging or boxing, which can ultimately lead to damage to the chest ligaments, sagging of the breasts or back pain.
Many sports bras are not designed with these biomechanical functions in mind. Now, the Australian Institute of Sport (AIS) is using motion capture technology to help Berlei test the level of bounce reduction their sports bras offer and apply this testing to design new sports bras that provide even more of a biomechanics advantage.
The AIS is Australia's premiere sports training institute. It has an international reputation as the world's best practice model for high performance athlete development. Its biomechanics department houses a 22 camera Vicon motion capture system, which is used to test the performance of athletes. Everything from running gait, volleyball and bowling techniques are analysed using the state of the art system.
Berlei is a major sponsor of the AIS, working with the biomechanics unit to measure breast bounce, testing its latest sports bra designs to understand the level of bounce reduction they offer. All Berlei sports bras are tested through the AIS biomechanics department and findings have been responsible for significant advances in the product design of Berlei's sports bras. As a result, all Berlei sports bras are tested and endorsed by the AIS.
"Our research with Berlei relates to breast bounce and comfort. It's important for athletes because performance can be limited by breast discomfort," said Dr. Nick Brown Head of the AIS Biomechanics department.
Motion capture technology is most commonly associated with the entertainment industry, with the likes of major blockbuster films, A Christmas Carol and Beowulf, making the technique a household name. However, the technology originated in the life science market nearly 30 years ago, moving to the sports science and entertainment markets 10 years later. AIS research with Berlei is conducted using a treadmill and 8 Vicon MX40 motion capture cameras with Nexus software.
The treadmill is surrounded by the Vicon cameras and six reflective markers are placed on the participant's chest in a set formation. The light emitted by the cameras is reflected back and the markers' 3D position is used to create a digital skeleton in the software.
Brown continued: "As well as the digital information collected with the Vicon system, we also ask each participant to give a self-assessment of breast pain and bra comfort after a walk, a jog and a run versus the unsupported test.
"Because we're working directly with the Berlei design and product development team, they can take the feedback straight away to help them develop something new, moving the range forward. I believe Berlei are the only sports bra manufacturer to test their bras in this way."
"The beauty of the Vicon system is that it enables us to precisely quantify vertical bounce using the Nexus software, relative to the trunk. Therefore showing us how much the bra reduces bounce," praised Brown. "This can mean up to a 60% bounce reduction versus an unsupported test."
Brown comments on the benefits of Vicon motion capture: "Berlei's designers love to see the results coming back in real time. At the end of a working day we have up to 60 10 second trials that have been fully digitalised. The speed that the data is processed is impressive, making it convenient and easy to demonstrate the differences to Berlei in real-time and get feedback straight away"
Brown comments on the benefits of Vicon motion capture: "Berlei's designers love to see the results coming back in real time. At the end of a working day we have up to 60 10 second trials that have been fully digitalised. The speed that the data is processed is impressive, making it convenient and easy to demonstrate the differences to Berlei in real-time and get feedback straight away."


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Home>News>BATMAN: RETURN OF THE CAPED CRUSADERS ARRIVES NOVEMBER 1, 2016
BATMAN: RETURN OF THE CAPED CRUSADERS ARRIVES NOVEMBER 1, 2016
Steve "Megatron"08.26.2016
ADAM WEST, BURT WARD & JULIE NEWMAR
PROVIDE VOICES OF BATMAN, ROBIN, CATWOMAN
FOR ALL-NEW ANIMATED ADVENTURE IN
WARNER BROS. HOME ENTERTAINMENT'S
FULL-LENGTH FEATURE FILM ARRIVES NOVEMBER 1, 2016
ON BLU-RAY TM COMBO PACK, DVD & DIGITAL HD
BURBANK, CA (August 23, 2016) – Warner Bros. Animation and DC Entertainment take Batman fans on a journey into the iconic past with the full-length animated Batman feature film – Batman: Return of the Caped Crusaders. The film features the vocal performances of Adam West (Batman), Burt Ward (Robin) and Julie Newmar (Catwoman). Batman: Return of the Caped Crusaders will be available November 1, 2016 on Blu-ray™ Combo Pack ($24.98 SRP) and DVD ($19.98 SRP). Order due date is September 27, 2016.
Batman: Return of the Caped Crusaders will be available to own on Digital HD starting October 11, 2016.
It's back to the 1960s as Batman and Robin spring into action when Gotham City is threatened by a quartet of Batman's most fiendish foes – Penguin, The Joker, Riddler and Catwoman. The four Super-Villains have combined their wicked talents to hatch a plot so nefarious that the Dynamic Duo will need to go to outer space (and back) to foil their arch enemies and restore order in Gotham City. It's a truly fantastic adventure that will pit good against evil, good against good, evil against evil … and feature two words that exponentially raise the stakes for both sides: Replicator Ray. Holy Multiplication Tables!
Adam West steps behind the microphone to bring Batman to fully animated fruition. Burt Ward joins the fun as Batman's sidekick, Robin, giving The Boy Wonder his voice in animated form. And Julie Newmar, star of stage (Tony Award winner for The Marriage-Go-Round) and screen (Seven Brides for Seven Brothers), dons her feline ears to bring Catwoman to life.
Rick Morales (LEGO® DC Comics Super Heroes – Justice League: Cosmic Clash) directs from a script by Michael Jelenic (Teen Titans Go!) and James Tucker (Justice League vs. Teen Titans). Tucker and Jelenic also serve as Supervising Producer and Producer, respectively, on the film. Sam Register is Executive Producer. Benjamin Melniker and Michael Uslan are Executive Producers.
"Batman: Return of the Caped Crusaders is an excellent addition to the ever-growing canon of Batman entertainment, offering a fun, playful animated version of the character's adventures," said Mary Ellen Thomas, Warner Bros. Home Entertainment Vice President, Family & Animation Marketing. "Warner Bros. Home Entertainment is proud to initiate a series of animated movies – under the new 'DC Classics Collection' brand – and honored to have Adam West, Burt Ward and Julie Newmar give life to these iconic characters."
Batman: Return of the Caped Crusaders Blu-ray™ Enhanced Content includes:
* "Those Dastardly Desperados" featurette – Joker, Catwoman, Penguin and Riddler are impossible not to watch! Those Dastardly Desperados explores how these fiends became more than just antagonists in a Batman story; they became icons in American pop culture.
* "A Classic Cadre of Voices" featurette – A new talented cast of actors join Adam West, Burt Ward and Julie Newmar in Batman: Return of The Caped Crusaders. Go behind the scenes and witness the vocal techniques and timing needed to deliver a classic Bat-Comedy!
DIGITAL DISTRIBUTION ELEMENTS
Batman: Return of the Caped Crusaders will be available to viewers for streaming and download to watch anywhere in high definition and standard definition on their favorite devices from select digital retailers including Amazon, CinemaNow, Flixster, iTunes, PlayStation, Vudu, Xbox and others. Starting October 11, 2016, Batman: Return of the Caped Crusaders will also be available digitally on Video On Demand services from cable and satellite providers, and on select gaming consoles.
ABOUT DIGITAL HD
*Digital HD allows fans to watch a digital version of their movie or TV show anywhere, on their favorite devices. Digital HD is included with the purchase of specially marked Blu-ray discs. Digital HD allows consumers to instantly stream and download movies and TV shows to TVs, computers, tablets and smartphones through UltraViolet retail services like CinemaNow, Flixster, VUDU and more. For more information on compatible devices go to wb.com/ultravioletdevices. Consult an UltraViolet Retailer for details and requirements and for a list of HD-compatible devices.
About Warner Bros. Home Entertainment, Inc.:
Warner Bros. Home Entertainment (WBHE) brings together Warner Bros. Entertainment's home video, digital distribution and interactive entertainment businesses in order to maximize current and next-generation distribution scenarios. An industry leader since its inception, WBHE oversees the global distribution of content through packaged goods (Blu-ray Disc™ and DVD) and digital media in the form of electronic sell-through and video-on-demand via cable, satellite, online and mobile channels, and is a significant developer and publisher for console and online video game titles worldwide. WBHE distributes its product through third party retail partners and licensees.
About DC Entertainment
DC Entertainment, home to iconic brands DC (Superman, Batman, Green Lantern, Wonder Woman, The Flash, etc.), Vertigo (Sandman, Fables, etc.) and MAD, is the creative division charged with strategically integrating across Warner Bros. and Time Warner. DC Entertainment works in concert with many key Warner Bros. divisions to unleash its stories and characters across all media, including but not limited to film, television, consumer products, home entertainment, and interactive games. Publishing thousands of comic books, graphic novels and magazines each year, DC Entertainment is one of the largest English-language publishers of comics in the world.
Batman and all related characters and elements are trademarks of and ©DC Comics. (s16)
About Warner Bros. Animation
Warner Bros. Animation (WBA) is one of the leading producers of animation in the entertainment industry, producing and developing projects for multiple platforms, both domestically and internationally. WBA's TV series include Be Cool Scooby-Doo!, Bunnicula, Justice League Action, Teen Titans Go!, The Tom and Jerry Show, Wabbit – A Looney Tunes Production for Cartoon Network, Mike Tyson Mysteries for Adult Swim and the forthcoming Green Eggs and Ham for Netflix. As the home of the iconic animated characters from the DC Comics, Hanna-Barbera, MGM and Looney Tunes libraries, WBA also produces highly successful animated films — including the DC Universe Animated Original Movies — for DVD. One of the most-honored animation studios in history, WBA has won six Academy Awards®, 35 Emmy® Awards, the George Foster Peabody Award, an Environmental Media Award, a Parents' Choice Award, the HUMANITAS Prize, two Prism Awards and 20 Annie Awards (honoring excellence in animation).
Steve "Megatron"
Co-Creator @GeekCastRadio | Creator @AlteredGeek | Voice Actor | Podcaster, Husband | Father | Web/Graphic Design | A/V Editor | Geek of Games, Tech, Film, TV.
Talking in Circles - 120 - Better Late Than Never
Altered Geek - 153 - Back in the Saddle Again

redpajama_set_name: RedPajamaCommonCrawl


text:
Apple Media Products (AMP) - UI Software Engineer
Copenhagen, Copenhagen, Denmark
Posted: Sep 14, 2021
Role Number:200288332
What happens when the world's most innovative engineers collaborate with the world's most creative storytellers? TV gets reinvented. Meet the reinventors: The Apple TV Services teams created and manage the Apple TV app as well as tvOS, which redefined and refined the way people watch their favorite shows, movies, and so much more — including everything they love from the major subscription services. Today, these teams also manage one of the most exciting new realms at Apple: They bring viewers the critically acclaimed and award-winning Apple Originals in Apple TV+. And they've engineered it so Apple TV+ can be enjoyed not only on Apple devices, but also directly on many new televisions and third-party streaming devices.
Key Qualifications
TypeScript (JavaScript & node.js - are a plus)
Large scale applications
Proficient knowledge of Git and NPM
C/C++/Objective C skills are a plus
Working as part of an extraordinary development team, we're looking for a highly motivated UI Developer. As a developer at Apple, you are given both individual responsibility and influence. This freedom is designed to champion new ideas that help you design innovative solutions that combine efficiency and simplicity. Working closely in a dedicated team focused on building the next generation of user experience, your work will affect hundreds of millions of users and be necessary to the success of some of the most visible current and future Apple products. To be successful you will enjoy discussing the best way to tackle technical challenges with your colleagues and have an eye for detail. Based in Copenhagen, we are passionate about media solutions and work closely with developers and partners across Apple worldwide. To work together, we all speak English and you'll need to be fluent too, speaking Danish is an advantage but not essential. Is this you? If so we'd love to hear from you.
Computer Science/Information Security or equivalent work experience. Apple is an equal opportunity employer that is committed to inclusion and diversity. We take affirmative action to ensure equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Apple is committed to working with and providing reasonable accommodation to applicants with physical and mental disabilities. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
See all roles in Copenhagen


Posted on November 6, 2014, in children, communication, Confessions, image, Inspiration, Life, Lifestyle, Love, male, men, parenting, pride, Random Thoughts, relationships, stereotypes and tagged children, emotions, inspiration, life, Love, parenting, pride, proud, Random Thoughts, Relationships, strength. Bookmark the permalink.	Leave a comment.


We had a fun drive down to Kissimmee Prairie Preserve. B and I hung out in the back and colored, read books and just chilled out.
It was a terribly bumpy trip into the park. The rain had ruined the road and the potholes and standing water were just ridiculous.
Upon arrival, we found our campsite to be mostly flooded with standing water. We parked as best as we could before the sun went down. In the morning we still had some standing water.
We went out to explore and found all the run-off areas full of water.
Mom and I saw a flock of wild turkey.
We took some long hikes and saw an alligator, lots of birds and even a water moccasin!
We hiked down to the horse camp and found that their roads in and out were flooded worse than our campground area.
We made the best of it and pretended to fish in the area our fire ring used to be. We moved the fire-ring to dryer ground. Mom and Dad worked on some motorhome issues and then relaxed.
The campground is designated a Dark Sky Park. There is a resident astronomer and we stopped by and saw sun spots through the telescope.
On Saturday we took a swamp buggy tour. Usually there isn't much swamp to go through but after the long rain we had lots of water to explore. The buggy ride was about 3 hours long. We went on the morning and afternoon rides.
We saw deer, alligator, lots of birds, a black racer and a few other critters.
We loved splashing through the waters! It was really deep in spots.
We saw the carcass of a wild boar. The vultures were picking it apart.
There were some rather large alligators.
We also saw a bald eagle and a crested caracara! On the second tour we stopped to nibble on some saw palmetto plants. If you pluck them out just right you can get liquid from the plants. SO if you were ever stuck out in the wilderness we would be able to hydrate. It tasted bland but it was weird. Mom and Dad were shocked I tried it!
I wasn't able to finish my art project in class so I came home and worked on it until I was happy with it. I am really enjoying my art class.
We also checked out a place called "We Rock the Spectrum". It is a gym for kids of all ages and abilities. I really liked the swing that makes it feel like you are flying. There were lots of things to swing, move and jump up and down on. It was a fun day but we were exhausted afterwards.
We went down to the TECO Power Plant again this year. The Manatee Viewing Center was packed with manatees but you couldn't really see them because the water was all stirred up from high winds. We did see several spinner sharks jumping out of the water and spinning like crazy. We even saw a spotted eagle ray jump out of the water.
I was a tad bit chilly and windy out. We didn't last long on the viewing platforms for the manatees.
We checked out the visitors/education center and there wasn't anything really new so we took a quick trip through and moved along.
It was super awesome to see the sharks and rays though. The good think about all the wind was that we didn't smell all the sulfur like last year!
We had a fun time watching an online live science program about non newtonian fluids. They had some funny experiments.
We worked on our 4-H rockets a lot. We got them fully assembled and just need to buy paint once the glue sets for a few days.
Mom found this cool periodic table snap together chart. We have been taking turns assembling it.
4-H was fun as well. We learned about helicopters and did a project about how weight effects the time a helicopter can be aloft. I learned that adding holes to the blades it would stay up longer. That was the opposite of what I thought would happen.
We went to Pinellas Park for a trip to the Working Cow Ice Cream manufacturing plant. I was shocked by how small the facility was given how much ice cream they produce. It was a tiny building tucked off of US 19.
We had a tiny group of 8 people on the tour. We got to see where they store the ice cream they have made in the giant freezer. It was SUPER cold.
The next part of the tour required us wearing hairnets if we didn't have a hoodie. Mom and I were the only ones who had to wear hairnets. I was NOT happy about that.
We got to see them making the ice cream. We weren't allowed to close so we didn't contaminate the ice cream.
These were the old machines that they used. They now have a much bigger machine that pumps the ingredients straight from the containers.
We learned that they recycle their containers by scraping off the labels and sanitizing them.
We saw all the coloring and flavors that they add to the product. Mom was sad that for such a small facility that they use so many pre-made products to make their ice cream.
We got to sample fresh made butter pecan ice cream. I really liked it, considering I hate butter pecan. Well, I still really dislike ice cream in general!


text:
Q: use ls() to as input to merge csv files in R I'm trying to merge many csv files in R. They all share a common column and the merge command works just fine when I manually type in the name of two of the csv files. However, I have too many files to type all the names out every time I need to do this.
This works just fine:
test <- merge(quant_dysmorph_data.csv, srs_adult.csv, by = "individual", all
= TRUE)

I can make something similar as input for the merge command that looks fine too:
cat(ls(pattern = ".csv"), sep = ",")

Returns:
bapq.csv,bapq_raw.csv,bapq_recode.csv,fhi_informant.csv,fhi_interviewer.csv,fhi_subject.csv,quant_dysmorph_data.csv,srs_adult.csv (and so on and so on. Sorry, the comment box won't format it as output correctly...)
However, when I use this as input for the merge command I get an error:
x <- merge(cat(ls(pattern = ".csv"), sep = ","), by = "individual", all =
TRUE)

Returns:
Error in as.data.frame(y) : argument "y" is missing, with no default
7.as.data.frame(y)
6.as.data.frame(y)
5.nrow(y <- as.data.frame(y))
4.merge.data.frame(as.data.frame(x), as.data.frame(y), ...)
3.merge(as.data.frame(x), as.data.frame(y), ...)
2.merge.default(cat(ls(pattern = ".csv"), sep = ","), by = "individual", all
= TRUE)
1.merge(cat(ls(pattern = ".csv"), sep = ","), by = "individual", all = TRUE)

Thanks in advance for your help.

A: If needing to use ls() in the solution is required then this won't help.
However if you're just looking to merge a folder full of .csv's, every one of which should get merged together by a common variable, then you can do this:
setwd('Drive:/Folder/Subfolder')

fnms<-subset(dir(),substr(dir(),nchar(dir())-3,nchar(dir()))=='.csv')

x<-read.csv(fnms[1])

  for (i in 2:length(fnms)){
temp<-read.csv(fnms[i])
  x <- merge(x,temp, by = "individual", ###or whatever variable you're merging on

all = TRUE)
    }

redpajama_set_name: RedPajamaStackExchange


text:
General Culture Council of Iran (), is a conservative-dominated body based in Qom and part of Supreme Council of the Cultural Revolution, was set up at the time of Ayatollah Khomeini. Its decisions can only be overruled by Iran's Supreme Leader. Most of its members were appointed by Ayatollah Khamenei, Khomeini's successor.
The President of Iran is ex officio member of the Council and Minister of Culture and Islamic Guidance is its co-president. Each province of Iran has also its own General Culture Council.

The Minister of Culture and Islamic Guidance is "the real member of the General Culture Council and the managing director and editor of some of the country's scientific and cultural publications", also controlling the IRNA news agency.

Likewise, the GCC provincial subsidiaries work closely with the Culture and Islamic Guidance Office to organize annual event like the Razavi Weeks of Culture and Lifestyle, a religious feast held in honour of the Ahl al-Bayt with the purpose to spread its values nationwide.
A similar propaganda initiative was held on 30 April 2011 when it was instituted the "National Day of The Persian Gulf" in memory of the Portuguese defeat and remotion from the Strait of Hormoz.

References

Politics of Iran
Government of Iran
Cultural organisations based in Iran
Organisations of the Iranian Revolution
Revolutionary institutions of the Islamic Republic of Iran

redpajama_set_name: RedPajamaWikipedia


Debuting on May 14th in stores and online, the newest collaboration between Disney x Coach has put the typical light & airy fairytales in a darker and vibrant realm.
Named "A Dark Fairy Tale", the new gothic-inspired collection has your favorite princesses showcasing their more rebellious side, specifically Snow White and Sleeping Beauty. The new look reminds me of the Disney series, "Descendants", with Snow White's poisoned apple being at the forefront of the line, displayed across backpacks, handbags and t-shirts. There's also an ode to the Dwarfs in Snow White, as their names are splashed across purses and individual patches. One shirt features a gloomy picture of Sleeping Beauty's castle.
This line will have things for both men and women, like handbags, sneakers, backpacks, jackets, wallets, and more.
Somehow, Disney and "darkside" do not fit together.
I have seen this "darkside" trend in shows presented at WDW over the last decade plus, and I do not like it.
The GOOD triumphant over EVIL has been the foundation in many stories, however, it seems now the depiction of the DARKSIDE has grown to take on a much larger and dramatic role.
What ever happened to "G"rated Disney??


text:
Housebuilding numbers shrink further
28 Sep 12 UK housebuilding is still declining, according to new home registration data, despite the improving finances being reported by major housebuilders.
In August 2012, the number of new homes registered with National House-Building Council (NHBC) dropped to 9,553, a 4% drop from August 2011 (9,978).
The overall year-to-date total for 2012 is 72,740 applications; a 15% decrease on the same period in 2011 (85,120).
NHBC commercial director Richard Tamayo said: "Viewing new home registration figures in absolute terms, year to date, underlines the real scale of the challenge facing the whole house building industry at the moment.
"Just this month the government announced a series of measures aimed at supporting the house building industry, in its capacity as a key driver for economic growth. These measures are certainly needed but their success will only be realised through a concerted effort by the industry and government to ensure they are taken forward. The continued undersupply of new housing means that the UK is missing out on a potential source of much needed economic growth; this obviously needs to be addressed."
Berkeley Group recently reported a 58% rise in annual profits to £215m on revenue up 40% to £1bn. Barratt Developments trebled its profits to £111m on revenue up 14% to £2.3bn.


text:
BY Urmila Mohan
Enacting "Electronic Qur'ans": Tradition Without a Precedent
The Religious Book as Object: An Interview with Dorina Miller Parmenter
Figure 1: Es-tu comme moi? (Are you like me?), 2008. Lithograph, altered books.
9 x 21 in. Photo courtesy of artist.
MLA citation format:
Mohan, Urmila and Donna Ruff.
"Paper Offerings:
Judaic Themes in the Artwork of Donna Ruff "
Web blog post. Material Religions. 2 December 2015. [date of access]
To call her work the 'burning' or 'tearing' of books might be an exaggeration but the form and effect of Donna Ruff's art certainly relies on her ability to singe and cut paper in a highly controlled manner. An established book artist who has exhibited globally for the past fifteen years, Ruff expresses her personal relationship with 'religion' through evocative manipulations of book pages and newspapers. Encountering her work first at an exhibit in 2010, I was struck both by the religious undertones of her work as well as her signature technique of manipulating paper through burning, folding and cutting.
Ruff explains that she is Jewish by birth, culture and to a certain extent practice:
My background has been a defining element in what I am interested in making. My family wasn't particularly religious, but they did send me to Hebrew school when I was in junior high…as someone who always loved to draw, I was fascinated by the Hebrew letters we were to learn and write. Hebrew script is different than letters in books and I liked writing it, even if I never learned what the letters meant except for some basic words…I still can't read Hebrew, so the letters are meaningless as words but they are still highly charged as signifiers of my religion.
So, why books?
I've had a very formative experience with books. My grandparents had a scrap paper company in Chicago and one of their suppliers was Field Publications, the publishers of World Book and Childcraft encyclopedias. When the out of date books arrived at the warehouse, the pages were slashed top to almost the bottom so that they couldn't be resold. My grandmother would rescue the books, carefully taping the pages back together, so that she could give them to us. We were never really bothered by having to read the pages with a piece of yellowing tape holding them together, but the first time my parents bought us a real set of World Book Encyclopedias it was a most exciting and precious gift. The pristine nature of the books made a big impression on me. They were expensive to buy and it meant that my parents had achieved a certain level of financial success. Clearly books were valuable beyond what you could read in them.
Religion is both explicit and implicit in Ruff's work. I asked her how Judaism had influenced her work.
Judaism is centered on the Torah and other religious books—Jews are sometimes called "People of the Book." The ritual of Jewish practice informs my work a great deal. In the synagogue itself, as in most places of worship, there is a separation of congregation from the leaders of the service, who are on a raised platform with a reading podium called the bimah, where the Torah and other prayers are read. Thus to be "called to the bimah" is an honor. On the wall behind the bimah is the sacred ark, a cabinet where the Torah is kept, marked by a lamp above it that is never allowed to be extinguished.
The Torah is a handwritten scroll, beautifully illuminated, encased in an elaborate and jewelled textile to protect it when it's not being read. Reading it requires copious study beforehand. In addition, it is a circular document—a portion is read each week, according to the Jewish calendar, and at the end of the cycle it is started anew, so it is never-ending. At a certain point in the service the rabbi or an important member of the congregation will take the Torah around through the synagogue to allow congregants to kiss it. You must never touch the Torah—even when following the text when one reads from it, one must use a pointer, called a yad. When the Torah comes to you, it's customary to first touch the Torah with your prayer book and then lightly kiss the prayer book, or you can touch the Torah with your prayer shawl and then kiss the shawl. These concepts of circularity, necessary action to be allowed to read, highly precious and venerated text and the inability to interpret have all been subtexts in my work.
Figure 2: Nephesh, 2004. Suede backcloth, dye, laser prints on kozo paper, wood stands.
70 x 12 x 25 in each. Photo courtesy of the artist.
Performance is invoked in Ruff's artworks through the actions associated with the Torah as well as the signifiers of text that are manipulated/left intact. "Nephesh", 2004 (Figure 2) was a site specific installation at the Eldridge Street Synagogue, Lower East Side, New York. "Nephesh" is the Hebrew word for "soul" or "spirit." Now a museum, The Eldridge Street Project celebrates Congregation Kahal Adath Jeshurun/Anshe Lubz, the oldest synagogue in this country built by and for Eastern European Jews. Five handmade books, representing the Five Books of Moses, or Torah, were placed on movable wooden stands. The text in each was gathered from various sources including archives of the synagogue itself and aspects of Jewish life and culture, specifically the culture of early immigrants living on the Lower East Side of New York.
Figure 3: Rabii, 2013. Screen printed book cloth, handmade abaca, ribbon, acrylic.
9 x 9 x 7 in. Photo courtesy of the artist.
'Rabii' (Figure 3) was made for an exhibition honoring those who died in an explosion on Al-Mutanabbi Street in Baghdad—the street of booksellers. The word 'Rabii' means spring in Arabic. It has no text, just long cut away rectangles indicating where text might have appeared. A green ribbon bears the names of those who died, which Ruff painted carefully in Arabic script, after a professor from Egypt wrote it out for her to copy. Ruff says: It brought me back to those early days in Hebrew school where I could recognize certain letters as they reappeared, but I couldn't read them. I just enjoyed the act of copying as a ritual of honor and respect.
Islam and Judaism both forbid the use of the figure in religious art and I feel there are many overlaps in beliefs, but of course there is so much enmity that that is not often explored. The titles I use are both Hebrew and Arabic words. Because of political events and my own political biases, I have used imagery that suggests Islamic patterning.
Figure 4: 5.14.14, 2014. Cut newspaper. 16.5 x 11.5 in.
Photo courtesy of the artist.
Ruff's techniques of material manipulation act as strategies that subvert communication by obscuring and removing content.
So many women artists and academics (in the late 1990s) were exploring the idea of absence and the void, and this was a concept that is particularly relevant to Jewish texts. Two artists whose work I viewed around that time were very influential: Helene Aylon, whose installation "The Liberation of G-d" was in the exhibition "Too Jewish?" at the Jewish Museum, and Ann Hamilton's "tropos" at the Dia Center. Aylon laid transparent parchment paper over the pages of the Torah, then highlighted in pink pen the passages that were misogynist, sanction violence against women, or neglect to mention women's names. In Hamilton's installation, a lone figure in the immense Dia space sat at a desk burning lines of text from books. Horsehair covered the floor and the effect was powerful as image and concept but also olfaction, as the smells of smoke and hair filled the air.
Figure 5: Fanatic 6, 2014. Burn on book page. 7 x 7 in. Photo courtesy of Donna Ruff.
In 'Fanatic 6' (Figure 5) Ruff creates a circle partly by burning out the text except for the ascendants and descendants and thereby draws our attention to them. Based on another statement by her, these visual 'remnants' seem to invoke the actions associated with reading Hebrew where vowels are indicated as various dots and marks. Ruff also noted that there are no vowels included in the Hebrew text of the Torah and one must learn how to read it through instruction and performance.
Figure 6: Spreads of Influence, 2010. Burn on book pages. Variable dimensions.
Photo by Urmila Mohan, used courtesy of the artist.
Ruff's work is not didactic or polemical but she does leave us some clues about her concerns. For instance, the book pages displayed in "Spreads of Influence" (Figure 6) are from a 19th c. letterpress copy of the book "Fanaticism: the outgrowth of enthusiasm" that she picked up at The Strand Bookstore in New York. The readable text of works using pages from the same book, such as "Fan 271", 2014, and "Fanatic 4", 2014, bear references to "religion", "fanaticism" and "god". A few years ago, the photograph of "Spreads of Influence" was used as a cover image for a Turkish translation of Alberto Toscano's book on fanaticism. [i] Ruff's art had, indeed, come full circle.
[i] Toscano, Alberto (2010). Fanaticism: On the Uses of an Idea. London: Verso. Toscano's book complicates the use of a term that has dominated debates about faith and secularism. Attempting to overcome the simple either-or of 'reasonableness' and fanaticism, Toscano places the fanatic at the very heart of politics, arguing that historical and revolutionary transformations require a new understanding of this role.
Tags: book art, Judaism, Paper, Praxis


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The University of Hawaii football team completed the early recruiting period with a signed commitment from offensive lineman Kohl Levao of City College of San Francisco.
Levao is the 17th player signed to the Rainbow Warriors' 2018 recruiting class.
Levao is 6 feet 5 and 320 pounds. He played guard and tackle at CCSF, but is projected to compete at tackle for the Warriors.
evao received a scholarship offer from Utah and strong interest from San Diego State and Purdue. But he said he chose UH because he believes the football program is on the upswing and he wanted to learn more about his Polynesian background. Levao was born in American Samoa, but moved to the mainland when he was 3 months old.
"I can get back to my roots and, in my own opinion, get to know where I came from and know more about my culture," Levao said.


Vinny Curry started for the Eagles in 2017.
The Eagles are nearing a deal to bring defensive end Vinny Curry back to Philadelphia, according to a league source.
Curry, 30, spent last season with Tampa Bay, where he started seven games and finished with 15 solo tackles and 2.5 sacks while nursing an ankle injury. The Bucs released Curry last month.
He spent the first six years of his career with the Eagles, who drafted Curry in second round of the 2012 draft. Curry spent most of his early career with the Eagles as a reserve situational pass rusher, although he showed enough promise to earn a big contract in 2016. He first cracked the starting lineup in 2017 and was a key member of the Eagles' Super Bowl team.
He had 22 sacks in six seasons with the team, including a career-high nine sacks in 2014. The Eagles cut Curry in March 2018 to open $5 million in salary cap space, and he soon landed with Tampa Bay.
Curry grew up as a devoted Eagles fan in Neptune, N.J., adding special meaning to his spot in the Super Bowl parade.
The Eagles like to use a defensive end rotation, and Curry will help the team's depth. Brandon Graham signed a three-year, $40 million extension, but the Eagles traded Michael Bennett to the Patriots, Chris Long is undecided about his football future, and Derek Barnett is coming off major shoulder surgery. The Eagles also have 2018 fourth-round pick Josh Sweat and could add an edge rusher in the draft, too. Graham and Barnett are expected to start in 2019.


text:
module TestSuite.Task
       ( vectorLengthIsSumOfWeights
       , namesShallBeEqual
       , patternCountersAsManyAsPatterns
       ) where

import Control.Concurrent.STM (readTVarIO)
import Data.List (foldl')
import qualified Data.Vector as Vector
import Generators.Plan ()
import Test.QuickCheck
import Test.QuickCheck.Monadic
import SyntheticWeb.Counter ( CounterPair (..)
                            , CounterSet (..)
                            , PatternCounter (..) )
import SyntheticWeb.Plan ( Plan (..)
                         , Pattern (..)
                         , Weight (..) )
import SyntheticWeb.Task ( Task (..)
                         , mkTaskSet )

-- | Check that the length of the task vector is equal to the sum of
-- weights.
vectorLengthIsSumOfWeights :: Plan -> Property
vectorLengthIsSumOfWeights plan =
  monadicIO $ do
    (_, v) <- run (mkTaskSet plan)
    assert $ weightSum plan == Vector.length v

-- | Check for each task in the vector that the pattern's name and the
-- pattern counter's name are equal.
namesShallBeEqual :: Plan -> Property
namesShallBeEqual plan =
  monadicIO $ do
    (_, v) <- run (mkTaskSet plan)
    names <- run $ Vector.forM v $
      \(Task task) -> do
        let pName                     = name (fst task)
            CounterPair (pCounter, _) = snd task
        cName <- patternName <$> readTVarIO pCounter
        return (pName, cName)
    Vector.forM names $ assert . uncurry (==)

-- | The number of pattern counters in the counter set must be equal
-- to the number of patterns.
patternCountersAsManyAsPatterns :: Plan -> Property
patternCountersAsManyAsPatterns plan@(Plan patterns) =
  monadicIO $ do
    (cs, _) <- run (mkTaskSet plan)
    let CounterSet (_, _, patternCounters) = cs
    assert $ length patterns == length patternCounters

weightSum :: Plan -> Int
weightSum (Plan plan) = go plan
    where go = foldl' (\acc (Weight w, _) -> acc + w) 0

redpajama_set_name: RedPajamaGithub


text:
Q: Folder deleted on Google Drive doesn't reflect in Play Services Drive API I've been trying to figure out what I'm doing wrong or if it's the intended behaviour.  I am creating an app that uploads files to the Google Drive using Google Play Services Drive API.  Before I create the parent folder I check if the folder already exists.  For testing I delete the folder, then check in the app, however the app always detects that the folder is still there.
I have checked isTrashed on the MetaDataBuffer and it's always reported as false.
Is this a syncing issue between app and drive server?
This is the query that I use:
    new Query.Builder().addFilter(
       Filters.and(
            Filters.eq(SearchableField.TRASHED, false),
            Filters.eq(SearchableField.MIME_TYPE, MIME_TYPE_FOLDER),
            Filters.eq(SearchableField.TITLE, name)
    )).build();

A: Welcome to the club :-). This issue is one of the known quirks (pardon, features) of GDAA discussed all over the place. What you see is the side-effect of having a 'buffering' layer between your app and GooDrive. When placing any GDAA related request, you're talking to GooPlaySvcs layer, that has no clue what other apps (http://drive.google.com) did to the Drive. So many weird things can happen, like for instance:
1/ create a folder with your app
 2/ trash and permanently delete that folder using http://drive.google.com
 3/ let your app create a file in that folder - no indication of failure,  file is created in a folder somewhere in Google never-never-land
If you really need to know the current Drive status, you have to poll the Drive using the REST Api.
Another option to keep it under control is to write your folder/files into an appfolder, making them inaccessible to other apps. Then, not even you can delete a file 'from behind'. Be careful, though, there is a related problem/issue with the appfolder you can run into when testing.
Good Luck

A: As Sean mentioned, GDAA has a caching layer that can cause your app to get stale query results.
The way to ensure that the cache is up to date before you query it is to call DriveApi#requestSync.
The caching layer allows your app to operate when offline. If the device is offline, the Drive API will upload your file when the device goes back online.
The REST API is indeed more straightforward and can be a good option if you do not care about the offline case or is happy to handle it in your app.
Hope this helps.

A: This questions is a bit old but the answer might be useful for others having the exact same problem.
Before making any query / operation that requires an up to date metadataBuffer you must call DriveClient.requestSync() to update it.
But be careful when using this method. According to the documentation below:

public abstract Task<Void> requestSync ()
Requests synchronization
  with the server to download any metadata changes that have occurred
  since the last sync with the server.
Typically, this method should be called when the user requests a
  refresh of their list of files. Once this method returns, performing a
  query will return fresh results.
In order to avoid excessive load on the device and server, sync
  requests are rate-limited. If the request has been rate-limited, the
  operation will fail with the DRIVE_RATE_LIMIT_EXCEEDED status. This
  indicates that a sync has already occurred recently so there is no
  need for another. After a sufficient backoff duration, the operation
  will succeed when re-attempted.
Source: Google APIs for Android.

My implementation is as follows:
private void refreshMetadata(final File databaseFile) {
    mDriveClient.requestSync()
            .addOnSuccessListener(aVoid -> checkIfBackupFolderIsInDrive(databaseFile))
            .addOnFailureListener(e -> Utils.log("SettingsFragment", "Could not update metadata buffer: " + e.getMessage()));

}

I request the sync. If successful I start the operations that I want to do. If it fails right now I'm only logging the event.


text:
GOP Gov. Brian Sandoval Withdraws From SCOTUS Consideration
Updated Apr. 13, 2017 5:51PM ET / Published Feb. 25, 2016 1:25PM ET
Steve Marcus/Reuters
Brian Sandoval said Thursday that he has withdrawn himself from consideration for the vacant seat on the Supreme Court, one day after it was reported that the White House was considering Nevada's Republican governor. "I notified the White House that I do not wish to be considered at this time for possible nomination to the Supreme Court of the United States," Sandoval said. "The notion of being considered for a seat on the highest court in the land is beyond humbling and I am incredibly grateful to have been mentioned."


Upending Attachment turns drums sideways and back again.
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Drum Upender solves drum handling and storage problems.
Lifts/Upenders offer capacities from 2,000 to 10,000 lbs.
Units combine double long lift table and upender, and are used to raise and upend loads in manufacturing, processing, and assembly operations. Vertical travel is 36 in. and tilt is 0 to 90 deg. Lift platforms are 10 ft long and upender platforms range between 48 in. wide x 57 in. long to 60 in. wide x 72 in. long. Standard external power unit operates lift and tilt through joystick control.


text:
Q: Splitting and saving data in Java I'm trying to read a data file and save the different variables into an array list.
The format of the data file looks a little like this like this
5003639MATH131410591
5003639CHEM434111644
5003639PSYC230110701

Working around the bad formatting of the data file, I added commas to the different sections to make a split work.  The new text file created looks something like this
5,003639,MATH,1314,10591
5,003639,CHEM,4341,11644
5,003639,PSYC,2301,10701

After creating said file, I tried to save the information into an array list.
The following is the snippet of trying to do this.
FileReader reader3 = new FileReader("example.txt");
BufferedReader br3 = new BufferedReader(reader3);
while ((strLine = br3.readLine())!=null){
    String[] splitOut = strLine.split(", ");
    if (splitOut.length == 5)
        list.add(new Class(splitOut[0], splitOut[1], splitOut[2], splitOut[3], splitOut[4]));
}
br3.close();
System.out.println(list.get(0));

The following is the structure it is trying to save into
public static class Class{
    public final String recordCode;
    public final String institutionCode;
    public final String subject;
    public final String courseNum;
    public final String sectionNum;

    public Class(String rc, String ic, String sub, String cn, String sn){
        recordCode = rc;
        institutionCode = ic;
        subject = sub;
        courseNum = cn;
        sectionNum = sn;
        }
    }

At the end I wanted to print out one of the variables to see that it's working but it gives me an IndexOutOfBoundsException. I wanted to know if I'm maybe saving the info incorrectly, or am I perhaps trying to get it to print out incorrectly?

A: You have a space in your split delimiter specification, but no spaces in your data.
String[] splitOut = strLine.split(", ");  // <-- notice the space?

This will result in a splitOut array of only length 1, not 5 like you expect.
Since you only add to the list when  you see a length of 5, checking the list for the 0th element at the end will result in checking for the first element of an empty list, hence your exception.

A: If you expect your data to have a comma or a space separating the characters then you would alter the split line to be:
String[] splitOut = strLine.split("[, ]");

The split takes a regular expression as an argument.
Rather than artificially adding commas I would look at String.substring in order to cut the line you have read into pieces. For example:
while ((strLine = br3.readLine())!=null) {
   if (strLine.length() != 20)
      throw new BadLineException("line length is not valid");
   list.add(new Class(strLine.substring(0,1), strLine.substring(1,7), strLine.substring(7,11), strLine.substring(11,15), strLine.substring(15,19)));
}

[ Untested: my numbers might be out because I a bit knacked, but you get the idea ]


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This 恐怖电影 photo contains 精心打扮的人, 西装, 裤套装, 裤装, 穿着好衣服的人, 裤子套装, 穿得好的人, 套装, 外衣, 上衣, 户外休闲服罩衣, hip boot, and thigh boot. There might also be 裸露的双腿, 连裤袜, 紧身短裤, 紧身, 裸腿, 短裤, 短裙, 紧身的紧身裤, 袜子, 软管, playsuit, 戏剧, and 防寒.


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The Meltdown conference is the only residential Christian hard music event in the UK, and this year was 18 years old. Meltdown is unique to all other UK Christian music events. No cold camping, no expensive take away food, no sloshing around in the mud and ONLY hard, heavy and alternative music.
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What's happening in the world of drumming, events, World's Fastest Drummer competition etc: check it all out here!
To celebrate my coming of age (40th) MaFt redesigned and updated the Jalapeno Drums website. Affordable web sites custom made for your needs!


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text:
Q: Android toolbar back arrow does nothing I don't know why my back arrow on the toolbar does nothing, can anybody help me?
I leave here the onCreate of the activity, the adapter and the xml
Im using recyclerView with constraint layout
here is the code of the Activity "onCreate" class:
@Override
override fun onCreate(savedInstanceState: Bundle?) {
    super.onCreate(savedInstanceState)

    setContentView(com.owncloud.android.R.layout.accounts_layout)
    tintedCheck = ContextCompat.getDrawable(this, com.owncloud.android.R.drawable.ic_current_white)!!
    tintedCheck = DrawableCompat.wrap(tintedCheck)
    val tint = ContextCompat.getColor(this, com.owncloud.android.R.color.actionbar_start_color)
    DrawableCompat.setTint(tintedCheck, tint)

    val recyclerView: RecyclerView = findViewById(com.owncloud.android.R.id.account_list_recycler_view)
    recyclerView.run {
        filterTouchesWhenObscured = PreferenceUtils.shouldDisallowTouchesWithOtherVisibleWindows(applicationContext)
        adapter = accountListAdapter
        layoutManager = LinearLayoutManager(this@AccountManagementActivity)
    }

    setupStandardToolbar(
        getString(com.owncloud.android.R.string.prefs_manage_accounts),
        displayHomeAsUpEnabled = true,
        homeButtonEnabled = true,
        displayShowTitleEnabled = true
    )

    val accountList = AccountManager.get(this).getAccountsByType(accountType)
    originalAccounts = toAccountNameSet(accountList)
    originalCurrentAccount = AccountUtils.getCurrentOwnCloudAccount(this).name

    accountListAdapter.submitAccountList(accountList = getAccountListItems())

    account = AccountUtils.getCurrentOwnCloudAccount(this)
    onAccountSet(false)

    /**
    // added click listener to switch account
    recyclerView.onItemClickListener = OnItemClickListener { parent, view, position, id ->
    switchAccount(
    position
    )
    }
     */
}

The code from the Adapter, implementing the recyclerView:
class AccountManagementAdapter(private val accountListener: AccountManagementActivity) : RecyclerView.Adapter<RecyclerView.ViewHolder>() {

    private var accountItemsList = listOf<AccountRecyclerItem>()

    override fun onCreateViewHolder(parent: ViewGroup, viewType: Int): RecyclerView.ViewHolder {
        val inflater = LayoutInflater.from(parent.context)

        return if (viewType == AccountManagementRecyclerItemViewType.ITEM_VIEW_ACCOUNT.ordinal) {
            val view = inflater.inflate(R.layout.account_item, parent, false)
            view.filterTouchesWhenObscured = PreferenceUtils.shouldDisallowTouchesWithOtherVisibleWindows(parent.context)
            AccountManagementViewHolder(view)
        } else {
            val view = inflater.inflate(R.layout.account_action, parent, false)
            view.filterTouchesWhenObscured = PreferenceUtils.shouldDisallowTouchesWithOtherVisibleWindows(parent.context)
            NewAccountViewHolder(view)
        }
    }

    fun submitAccountList(accountList: List<AccountRecyclerItem>) {
        accountItemsList = accountList
        notifyDataSetChanged()
    }

    override fun onBindViewHolder(holder: RecyclerView.ViewHolder, position: Int) {
        when (holder) {
            is AccountManagementViewHolder -> {
                val accountItem = getItem(position) as AccountRecyclerItem.AccountItem
                val account: Account = accountItem.account

                try {
                    val oca = OwnCloudAccount(account, holder.itemView.context)
                    holder.binding.name.text = oca.displayName
                } catch (e: Exception) {
                    Timber.w(
                        "Account not found right after being read :\\ ; using account name instead of display " +
                                "name"
                    )
                    holder.binding.name.text = AccountUtils.getUsernameOfAccount(account.name)
                }
                holder.binding.name.tag = account.name

                holder.binding.account.text = DisplayUtils.convertIdn(account.name, false)

                try {
                    val avatarUtils = AvatarUtils()
                    avatarUtils.loadAvatarForAccount(
                        holder.binding.icon,
                        account,
                        true,
                        20f
                    )
                } catch (e: java.lang.Exception) {
                    Timber.e(e, "Error calculating RGB value for account list item.")
                    // use user icon as a fallback
                    holder.binding.icon.setImageResource(R.drawable.ic_user)
                }

                if (AccountUtils.getCurrentOwnCloudAccount(holder.itemView.context).name == account.name) {
                    holder.binding.ticker.visibility = View.VISIBLE
                } else {
                    holder.binding.ticker.visibility = View.INVISIBLE
                }

                /// bind listener to refresh account
                holder.binding.refreshAccountButton.apply {
                    setImageResource(R.drawable.ic_action_refresh)
                    setOnClickListener { accountListener.refreshAccount(account) }
                }

                /// bind listener to change password
                holder.binding.passwordButton.apply {
                    setImageResource(R.drawable.ic_baseline_lock_reset_grey)
                    setOnClickListener { accountListener.changePasswordOfAccount(account) }
                }

                /// bind listener to remove account
                holder.binding.removeButton.apply {
                    setImageResource(R.drawable.ic_action_delete_grey)
                    setOnClickListener { accountListener.removeAccount(account) }
                }

                ///bind listener to switchAccount
                holder.binding.account.apply {
                    setOnClickListener { accountListener.switchAccount(position) }
                }
            }
            is NewAccountViewHolder -> {
                holder.binding.icon.setImageResource(R.drawable.ic_account_plus)
                holder.binding.name.setText(R.string.prefs_add_account)

                // bind action listener
                holder.binding.linearLayout.setOnClickListener {
                    accountListener.createAccount()
                }
            }
        }

    }

    override fun getItemCount(): Int = accountItemsList.size

    fun getItem(position: Int) = accountItemsList[position]

    sealed class AccountRecyclerItem {
        data class AccountItem(val account: Account) : AccountRecyclerItem()
        object NewAccount : AccountRecyclerItem()
    }

    class AccountManagementViewHolder(itemView: View) : RecyclerView.ViewHolder(itemView) {
        val binding = AccountItemBinding.bind(itemView)
    }

    class NewAccountViewHolder(itemView: View) : RecyclerView.ViewHolder(itemView) {
        val binding = AccountActionBinding.bind(itemView)
    }

    override fun getItemViewType(position: Int): Int {
        return when (getItem(position)) {
            is AccountRecyclerItem.AccountItem -> AccountManagementRecyclerItemViewType.ITEM_VIEW_ACCOUNT.ordinal
            is AccountRecyclerItem.NewAccount -> AccountManagementRecyclerItemViewType.ITEM_VIEW_ADD.ordinal
        }
    }

    enum class AccountManagementRecyclerItemViewType {
        ITEM_VIEW_ACCOUNT, ITEM_VIEW_ADD
    }

    /**
     * Listener interface for Activities using the [AccountListAdapter]
     */
    interface AccountAdapterListener {
        fun removeAccount(account: Account)
        fun changePasswordOfAccount(account: Account)
        fun refreshAccount(account: Account)
        fun createAccount()
        fun switchAccount(position: Int)
    }
}

and finally i leave you two xml files, which are the one where all the items are declared and the one where the recyclerView is implemented:
<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
    android:id="@+id/accounts_layout"
    android:layout_width="match_parent"
    android:layout_height="match_parent"
    android:orientation="vertical">

    <include
        layout="@layout/owncloud_toolbar" />

    <androidx.recyclerview.widget.RecyclerView
        android:id="@+id/account_list_recycler_view"
        android:layout_width="match_parent"
        android:layout_height="match_parent"/>

</LinearLayout>

<androidx.constraintlayout.widget.ConstraintLayout xmlns:android="http://schemas.android.com/apk/res/android"
    xmlns:app="http://schemas.android.com/apk/res-auto"
    android:id="@+id/constraintLayout"
    android:layout_width="match_parent"
    android:layout_height="80dp"
    android:background="?android:attr/selectableItemBackground"
    >

    <ImageView
        android:id="@+id/icon"
        android:layout_width="40dp"
        android:layout_height="40dp"
        android:layout_marginStart="@dimen/standard_margin"
        android:src="@drawable/ic_account_plus"
        android:background="?android:attr/selectableItemBackground"
        app:layout_constraintBottom_toBottomOf="parent"
        app:layout_constraintLeft_toLeftOf="parent"
        app:layout_constraintRight_toRightOf="parent"
        app:layout_constraintStart_toStartOf="parent"
        app:layout_constraintTop_toTopOf="parent" />

    <ImageView
        android:id="@+id/ticker"
        android:layout_width="16dp"
        android:layout_height="16dp"
        android:layout_marginTop="-8dp"
        android:layout_marginEnd="-8dp"
        android:src="@drawable/ic_current"
        app:layout_constraintEnd_toEndOf="@id/icon"
        app:layout_constraintTop_toTopOf="@id/icon" />
    <!-- drawable will be replaced by ic_current_white + tint in runtime;
    ic_current here as a placeholder -->

    <TextView
        android:id="@+id/name"
        android:layout_width="210dp"
        android:layout_height="28dp"
        android:layout_marginStart="24dp"
        android:layout_marginTop="4dp"
        android:gravity="bottom"
        android:maxLines="1"
        android:text="@string/placeholder_filename"
        android:textColor="@color/textColor"
        android:textSize="16sp"
        android:textStyle="bold"
        android:background="?android:attr/selectableItemBackground"
        app:layout_constraintEnd_toStartOf="@+id/refreshAccountButton"
        app:layout_constraintStart_toEndOf="@id/ticker"
        app:layout_constraintTop_toTopOf="parent" />

    <TextView
        android:id="@+id/account"
        android:layout_width="210dp"
        android:layout_height="44dp"
        android:layout_marginStart="30dp"
        android:layout_marginEnd="@dimen/standard_half_margin"
        android:layout_marginBottom="4dp"
        android:ellipsize="end"
        android:text="@string/placeholder_sentence"
        android:textColor="@color/textColor"
        android:textSize="14sp"
        android:background="?android:attr/selectableItemBackground"
        app:layout_constraintBottom_toBottomOf="parent"
        app:layout_constraintEnd_toStartOf="@id/refreshAccountButton"
        app:layout_constraintStart_toEndOf="@id/ticker"
        app:layout_constraintTop_toBottomOf="@id/name" />

    <ImageView
        android:id="@+id/refreshAccountButton"
        android:layout_width="wrap_content"
        android:layout_height="wrap_content"
        android:layout_gravity="center_vertical"
        android:contentDescription="@string/actionbar_sync"
        android:paddingLeft="@dimen/standard_half_padding"
        android:paddingTop="@dimen/standard_padding"
        android:paddingRight="@dimen/standard_half_padding"
        android:paddingBottom="@dimen/standard_padding"
        android:src="@drawable/ic_action_refresh"
        android:background="?android:attr/selectableItemBackground"
        app:layout_constraintBottom_toBottomOf="parent"
        app:layout_constraintEnd_toStartOf="@id/passwordButton"
        app:layout_constraintLeft_toLeftOf="parent"
        app:layout_constraintRight_toRightOf="parent"
        app:layout_constraintTop_toTopOf="parent"
        app:tint="@color/black" />

    <ImageView
        android:id="@+id/passwordButton"
        android:layout_width="wrap_content"
        android:layout_height="wrap_content"
        android:layout_gravity="center_vertical"
        android:paddingLeft="@dimen/standard_half_padding"
        android:paddingTop="@dimen/standard_padding"
        android:paddingRight="@dimen/standard_half_padding"
        android:paddingBottom="@dimen/standard_padding"
        android:src="@drawable/ic_baseline_lock_reset_grey"
        android:background="?android:attr/selectableItemBackground"
        app:layout_constraintBottom_toBottomOf="parent"
        app:layout_constraintEnd_toStartOf="@id/removeButton"
        app:layout_constraintLeft_toLeftOf="parent"
        app:layout_constraintRight_toRightOf="parent"
        app:layout_constraintTop_toTopOf="parent"
        app:tint="@color/black" />

    <ImageView
        android:id="@+id/removeButton"
        android:layout_width="wrap_content"
        android:layout_height="wrap_content"
        android:layout_gravity="center_vertical"
        android:paddingStart="@dimen/standard_half_padding"
        android:paddingTop="@dimen/standard_padding"
        android:paddingEnd="@dimen/standard_padding"
        android:paddingBottom="@dimen/standard_padding"
        android:src="@drawable/ic_action_delete_grey"
        android:background="?android:attr/selectableItemBackground"
        app:layout_constraintBottom_toBottomOf="parent"
        app:layout_constraintEnd_toEndOf="parent"
        app:layout_constraintLeft_toLeftOf="parent"
        app:layout_constraintRight_toRightOf="parent"
        app:layout_constraintTop_toTopOf="parent"
        app:tint="@color/black" />

</androidx.constraintlayout.widget.ConstraintLayout>

if any more code is needed i can add it :)
i tried adding something like this:
if(item.getItemId() ==android.R.id.home){
  onBackPressed();
}

and something like this:
binding.toolbar.setNavigationOnClickListener { navController.popBackStack() }

but nothing worked

A: Add below code where you define your navController :
    override fun onSupportNavigateUp(): Boolean {
        return NavigationUI.navigateUp(yourNavController, null) || super.onSupportNavigateUp()
    }

A: I just solved it adding this function at the activity class:
override fun onOptionsItemSelected(item: MenuItem): Boolean {
    var retval = true
    when (item.itemId) {
        R.id.home -> onBackPressed()
        else -> retval = super.onOptionsItemSelected(item)
    }
    return retval
}


Have some faith in humanity, people! Here's a link to our last week's list in case you've missed it.
It's Sunday morning and these funny animals are guaranteed to make you laugh. Trust us!
These animal memes are excatly what you need right now so sit back and start scrolling.
Current mood: all of these animals.
Here are 15 memes to make your day even better.
Did you think only human have to deal with Ikea's taugh requirements? Well, apperantly animals too, as you can see from the following photos.
They may just wonder around and balance exceptionally well on one leg... but they are so much more!
It me, it you. It all of us. We just love animl memes.
What could be better than opening your Sunday with some laughs? We're here to help you with that.
Feel free to peruse this gallery of fine art memes at your leisure.


text:
B.C. Needs Goals, Timeline For Potential Money Laundering Inquiry: Wally Oppal
Darpan News Desk The Canadian Press, 14 May, 2019
VANCOUVER — The British Columbia government needs to set clear goals and a firm timeline if it launches a public inquiry into money laundering, says a former provincial attorney general who led an exhaustive probe of missing and murdered women.
Wally Oppal said he believes his inquiry had an impact after it wrapped in 2012. Police now investigate these cases far differently than they did when serial killer Robert Pickton was preying on vulnerable women, he said.
"A lot of good things can come of them, but before governments establish inquiries, they should first of all ask themselves: What questions need to be answered? Did something go wrong? And what are the powers that we're going to give to an inquiry commissioner?" Oppal said.
"The other thing is you have to have a definite end line, otherwise it can go on forever."
Calls for an inquiry have been mounting since the provincial government released two reports on money laundering last week. One report estimated $7.4 billion was laundered in B.C. last year, of which $5 billion was funnelled through real estate and drove up home prices five per cent.
Premier John Horgan has said his government will decide whether to call a public inquiry into money laundering following a cabinet meeting on Wednesday.
Oppal also led a public inquiry into municipal policing in B.C. in the 1990s and, while attorney general, called an inquiry into the death of a Polish immigrant at Vancouver's airport. He said most inquiries take longer than planned and costs can spiral out of control, as witnesses get "lawyered up."
"In the Pickton inquiry, we had 19, 20 lawyers in the room at any given time," he said. "But in that inquiry, we needed to find out why so many women were murdered. ... It was important that we got answers as to what mistakes were made."
Before calling an inquiry into money laundering, the province should also consider whether it would compromise any ongoing police investigations, he added. People who are subpoenaed to give testimony in an inquiry may not be able to give evidence if they're subject to a criminal investigation.
The missing-women inquiry cost about $10 million and the province reported in February that it had made "significant progress" on the recommendations.
Progress hasn't always been swift. In his 2012 report, Oppal urged the province to immediately commit to providing public transit along the so-called Highway of Tears, but it didn't unveil a bus-service plan until 2015.
Several politicians calling for a money laundering inquiry said it should be modelled on Quebec's Charbonneau Commission into corruption in the construction industry, which led to arrests, convictions and the recovery of $95 million in public funds.
Brad West, mayor of Port Coquitlam in Metro Vancouver, said he's offended that criminals profiting from the deadly opioid crisis are funnelling their "blood money" through real estate, inflating prices for residents who work hard and pay taxes.
"If this doesn't call for a public inquiry modelled after the Charbonneau Commission, then I don't know what does," he said.
"We should just stop pretending that we're ever going to have public inquiries, if we don't have one into something that is as important and as consequential to the future of our province as this."
Green Leader Andrew Weaver has also been calling for an inquiry. He said it would ensure that names are named, people are compelled to testify, recommendations can be put forward and more information that is otherwise kept confidential comes to light.
Despite a common perception that B.C. is the dirty-money "capital" of Canada, one of the reports released last week painted a different picture.
It said the province ranked fourth for money laundering among a division of six regions in Canada, behind Alberta, Ontario and the Prairies — collectively Saskatchewan and Manitoba — at least for the years 2011 to 2015. It also said B.C. only accounted for 15 per cent of the $47 billion laundered across Canada last year.
Weaver said the report's finding about the scale of the issue in B.C. compared with other provinces didn't change his mind. It's not surprising that more dirty cash was washed clean in a larger province such as Ontario, he said, adding that money laundering has affected B.C. differently than Prairie provinces.
"If you're not having pressures on your real estate like we've had here, a five per cent push or a seven per cent push in one year on prices from laundering money may not have had the same effect as it did here. Our affordability issue is second to none in the country.
"That, in and of itself, is the reason why we need to show leadership, and frankly, I think it's good on government to show leadership. We don't have to wait for others to follow."
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The great thing about sewing is that you can do it after dark – when it's too late for gardening. #Sew10 has been a great project so far – each day I've worked on a sewing task of some kind, and I've been creative about fitting it into a busy week. Yesterday morning, I made a pouch for my iPad out of some scraps of felt and lairy orange elastic.
Not bad for 15 minutes work.
The previous few nights I cut out a trouser pattern and started making a 'dummy' pair to check for fit. The test fabric was all wrong (no drape or stretch) but through comparison with my favorite purchased pair of black pants I made some adjustments to the pattern and now have something that should work.
Last night I started work on the first real pair – simple black ones for work. I had to stop working at 10.30pm as I had an early breakfast meeting today. I hope to finish them off by the end of the weekend, and start on something new.
The idea: Ten days, some attention each day to the chosen area. Sewing for me, Art for Robin.
Yesterday – my "warm up" day where I took up two pairs of trousers for Zac and made attempts to repair the gaping holes in his jeans.
Today for me – replacing the broken invisible zipper in a speckled grey skirt I had made many moons ago by one of the Diploma of Fashion students at TAFE. Each year, the Fashion area would put out the call for guinea pigs willing to have a student measure them, not stick pins in them, come back several times for fittings and at the end of the process receive a custom made garment for the cost of the fabric and notions. While I went through some time of not sewing, this was a wonderful treat to have someone do the hard work, and tackle projects I wouldn't have done myself – fitted trousers anyone?
I still wear several of the pieces regularly – a couple of silk tops, the grey skirt under repair (only becauce I wore it out, not because of any defect in its construction), and there's a dress with the cutest summerbund covered in ravens I look at and wish I could fit into still. After a while they didn't offer the course anymore due to changing enrolments and courses. At the end of a recent year, I once got asked to come down and be measured by a series of students so they could practice taking measurements for different types of garments, and practice their client interactions and compare notes for accuracy.
Warning: Long story ahead, go make a cup of tea and come back if you really want to read my rambling… I won't be offended.
Having to go into Spotlight in town used to drive me insane. Now that I allocate a good 15 minutes of the trip inside the doors to stand in a queue waiting to be served, its got a lot easier on my nerves. I put it down to understaffing – measuring and cutting fabric and advising on fabric, patterns and things like lining and interfacing is not quick if it is to be done well, and why they only have one register and eftpos terminal, when the cutting benches are set up for 4 staff, makes no sense to me. So buying fabric was not attractive. The start of the process was too painful.
Back in March when I went to Sydney I went to Lincraft with the aim of buying some fabric to make a garment while I was on long service leave. And the bug got me. One day in the meditation retreat I drew detailed pictures of the decorative shoulder of the shirt sitting in front of me. I spent a day in Newcastle and tried on some skirts which didn't quite fit right, and thought "I could make that". And made a deal with myself that I would. On my trip back through Sydney on the way home, I had an unplanned day (planned to be unplanned if that makes sense?) and headed out to Tessuti in Chatswood. Oh dear! Some gorgeous orange dotty skirt fabric, and some plain orange linen to be a highlight. And a remant of white shirt linen about 2 metres long. Not sure how that qualifies as a remnant but I'm not complaining! I came home, made a dress and discovered the overlocker was so seized up from sitting in the cupboard it wouldn't turn full stop. A little WD40 made it move enough to gnash its teeth together in nasty ways. It's happier now a proper sewing machine mechanic has looked at it, twiddled its knobs, sharpened its teeth and straightened its spine.
The orange dotty fabric is now a skirt. I went into to Spotlight to get some interfacing and came out with blue fabric for a skirt and a grey knit for a cowl neck top. And sat down on a Friday with terrible weather and sewed.
The little wooden table I scrounged off Freecycle ages ago has now had its top sanded and oiled and is officially the home of the sewing machine and overlocker.
You Sew Girl has to be the best sewing book I've come across in a while. Just a little bit biased because of my love for wide or cowl neck tops. I bought it for this top alone!
It means being able to have some of the best fruit and veg I ever expect to eat.
It means a certain security – when I was working on a contract basis and knew there would be a break in my pay over summer we planned and planted a generous vegie garden and ate so well it was luxury.
It means a connection to the earth that comes from sitting and observing, of learning the patterns as they emerge and change from season to season.
It means a place of life, a greeting from the animals as I open the back door and an invitation to spend a while with them.
It means a place I can make decisions and plans, and then work with what the weather brings.
It is a place for the whole family – each in their own way.
It means joy in seeing a seed germinate and grow into a thing of beauty.
It means a pleasure from hard physical work and a happy tiredness at the end of a long day's labour.
It means experimentation and play and wondering 'what would happen if…?' and then finding out!
It means generosity and sharing as there are only so many lemons one household needs.
It means learning and patience and pleasure and excitement.


What is the 4 Free Killer Apps?I have created 4 Killer psychological applications that enable anyone to cut worry down to size. Research has shown that antidepressants aren't that helpful in cases of mild to moderate depression and the latest guidance from the National institute for Health and Clinical excellence (NICE) is that doctors should only prescribe them for the more serious cases. Treatments which include cognitive-behavioural therapy techniques tend to be really successful and NICE recommends that therapy is offered to patients with depression. In a nutshell CBT therapy is a talking therapy which helps you to make sense of your thoughts and behaviours. If you don't like the idea of having face to face therapy you could try computerised CBT (cCBT) which is just as successful. I have clients who walk and others who have become involved in team sports such as five-a-side football.
If this is how you're feeling then you might benefit from joining a support group for people with depression and talking to people who understand where you're coming from.
If depression is severe and you haven't responded to any of the above treatments there are some other options available which your doctor may suggest.
Another option for severe depression is Vagus nerve stimulation which involves having an implant to control the brain's mood centre.
And there's Transcranial magnetic stimulation which involves holding an electromagnetic coil to your head. Enter your email address to subscribe to this blog and receive notifications of new posts by email. I wasn't exactly surprised as I've had bouts of depression lasting a few months at a time over the past few years. I hate my job but the pay is good and I can't afford to leave. I haven't the energy to put any effort in to friendships and many have fallen by the wayside. However, I would suggest that you talk this over with your doctor as he will fully understand your case. It's likely this is what your doctor has in mind when he says he wants you to see a therapist and I'd encourage you to give it a try. It will teach you how to go about replacing your negative thoughts with positive ones and change your actions. Basically you undertake a course of treatment in the comfort of your own home on your own computer. I'm sure you know about the general health benefits of exercise but it's also a great mood booster.
As you mentioned you don't feel you have the energy to put in to friendships at the moment and as a result have lost friends. Therefore it you want this cracking set of worry defeating tools then you will need to put in your name and email in the places provided below. If you do have a severe case of depression then antidepressants do have their place as part of your treatment plan.
I know you're feeling flat at the moment so enjoy might be a strong word but choose something you can tolerate and go from there.
Some of my clients have felt that their friends didn't understand what they were going through and others have deliberately distanced themselves feeling they were no fun to be around anymore. I also had a couple of sessions with a counsellor a long time ago but found them a complete waste of time.
| Biohazard15 — 14.10.2014 at 13:30:12 Can discover the ancient secret for the later the large population primarily based study.
| GUNKA — 14.10.2014 at 18:31:59 Among the commonest sexual community takes a higher curiosity in evaluating with purchasers after they go dwelling. And.


Watch out for the Tweet button next to the title of the work.
And please follow @HermaAuguste for updates.
Herma Auguste Wittstock and Annika Sporleder, forming the duo AHA, live for three days in the bathroom of Happenstudio to develop new works of art.
You can watch them via webcam until Saturday night (Central European Time).


Harry Cliff is affiliated with the University of Cambridge, CERN, the LHCb experiment.
The Higgs's boson provides us with one of the worst cases of unnatural fine-tuning. A surprising discovery of the 20th century was the realisation that empty space is far from empty. The vacuum is, in fact, a broiling soup of invisible "virtual" particles, constantly popping in and out of existence.


text:
'Just stop talking' Frankie Bridge can't deal with Wayne's sex chat
The thought of your other half sharing intimate details of your sex life with his friends is more than most of us could bear, so the idea of it being shared with the nation is hideous beyond measure.
And yet that didn't didn't seem to dawn on I'm a Celebrity ... Get Me Out of Here star, Wayne Bridge, when he decided to tell all during a recent trip to the Bush Telegraph.
Sounding stunned that many couples experience a revival in their sexcapades after welcoming children, Wayne exclaimed: "I think they're having us on! How can it be better?"
In a move which mortified wife Frankie of The Saturdays, Wayne continued: "It's either the same or less. I'm not having it at all. Why would it get better?"
"I think it's always been up there with me and Frank. You're together for years so you obviously try everything out before you've had babies, surely."
"I can't believe I'm even having this conversation because her mum and dad are going to be watching," he suddenly added after appearing to remember his comments were being beamed out to millions.
Taking to Twitter to acknowledge her husband's big mouth, Frankie wrote: "Ohhh, just stop talking... I'm begging you."
Ohhhhhhh @WayneBridge just stop talking.... I'm begging you!!!!#ImACeleb #teamwayne #sorrymum&dad
— Francesca Bridge (@FrankieBridge) November 26, 2016
Taking the opportunity to stir the pot, Frankie's fans egged Wayne on, responding: "Don't be a spoilsport Frankie. Go Wayne. It's good to share."
"I kept refreshing to see your reaction lol!! How funny!" added another.
Ah here, she took it better than we would have.


Karsen Diepholz joined Jay Korhonen, Seth Wissenbach, and Julian Escasa for a strong 800 Yard Freestyle Relay swim (photo credit: Stephen Bates, WCS Photo).
CHICAGO, Ill. – Illinois Tech men's swimming and diving team continued the University of Chicago Phoenix Fall Classic on Saturday. Tech ended the day in fifth place in the 11-team meet with a total of 188 points.
Tech's top 200 Yard Medley Relay team of Matthew Randle, Louis German, Ryan Escasa, and Seth Wissenbach placed 16th with a time of 1:39.60.
Jay Korhonen placed 11th in the 200 Yard Individual Medley with a season-best time of 1:58.18.
In the 500 Yard Freestyle, Karsen Diepholz placed eighth with a time of 4:53.28.
Julian Escasa swam well in the 100 Yard Freestyle, qualifying for the finals and placing 13th at 47.98s.
Wissenbach and Ryan Escasa both reached the finals in the 200 Yard Butterfly. Wissenbach placed 10th (1:57.88), while Escasa placed 11th (1:58.77).
The 800 Yard Freestyle Relay team of Diepholz, Korhonen, Wissenbach, and Julian Escasa was strong, placing sixth with a time of 7:09.63.
The meet wraps up on Sunday, with preliminary rounds beginning at 10:00 a.m. Finals for the day's events will take place at 5:00 p.m.


text:
What Conventional Investment Advice Gets Very WRONG
January 12, 2022 Gold News No Comments
With just over a week of trading in the books for 2022, now is a good time for investors to make sure their portfolio allocations for the New Year are on target.
Some believe the first few trading days of January are indicative of what's to come for the remainder of the year.
That's not necessarily true.
It's still too early to tell what sort of themes will play out in markets in the months ahead.
However, investors would be wise to prepare for broadening inflation pressures and likely Federal Reserve rate hikes, even as the Fed will almost certainly remain woefully behind the curve.
Investors should also prepare for unexpected events that could upend the forecasts of all the top economists and Wall Street analysts.
In uncertain times, diversification is key to being able to survive market turbulence.
Every investment advisor under the sun preaches diversification. Unfortunately, conventional asset allocation models prescribe only superficial diversification across stocks and bonds.
Investors are often advised to rebalance their portfolios in the New Year in order to make sure they aren't overweight or underweight target allocations.
That advice makes sense in principle. When a certain asset class generates big returns in the previous year while another one underperforms, a portfolio can become tilted in favor of recent winners.
The problem is that the conventional advice on portfolio allocation neglects to include any balance between paper assets and hard assets.
Stocks, bonds, and bank accounts denominated in U.S. dollars are all paper assets. They have both counterparty risk and inflation risk.
Banks can fail. Bonds can default. Companies can go bankrupt. The currency can become worthless – if not suddenly all at once, then gradually over time.
Investors who hold physical precious metals are protected from such worst-case scenarios. Gold and silver are also capable of delivering market-beating returns through periods when conventional financial assets struggle.
During the decade of the 1970s, as paper assets got clobbered by inflation, gold delivered average annual returns of 30.7%.
The S&P 500 barely eked out nominal gains of 1.6% per year – which were far too puny to keep pace with an inflation rate that surged into the double digits by the end of the decade.
From 2000-2010, gold gained a cumulative 280%. But for the stock market, it was a lost decade. The S&P 500 actually fell 24% over that same period.
Precious metals play a valuable role in any truly balanced investment portfolio. That's the conclusion of the respected firm Ibbotson Associates (now part of investment analytic giant Morningstar). Ibbotson found that investors who put 7.1% to 15.7% of their portfolios in precious metals enjoy superior risk-adjusted returns.
Gold shows virtually no correlation to stocks and bonds, meaning it can rise when paper assets fall. Yet the average investor has nowhere near even the bare minimum suggested by Ibbotson Associates to hedge against risks in financial assets.
While some diversification into hard money is better than none at all, adding a minimal amount for window dressing won't necessarily provide much benefit.
Some people perceive precious metals as exotic and speculative and therefore go in for only a 1% or 2% allocation. But gold and silver aren't lottery ticket plays like penny stocks or cryptocurrencies.
The purpose of physical precious metals is to provide ballast in a portfolio – to ground it something tangible with immutable value.
Gold and silver are forms of money. In an environment where inflation is (officially) running close to 7%, fiat currencies and bonds denominated in them are losing propositions.
It used to be that someone with a total liquid net worth of $1 million could comfortably retire and live off interest income. Unfortunately, thanks to inflation and interest rate suppression, a million bucks today isn't what it used to be.
As recently as 20 years ago, $1 million would have been enough to generate $50,000 a year in income from Treasury notes. Today, Treasuries yield a fraction of that in nominal terms even as inflation is running much hotter.
The standard advice of moving more heavily into bonds and cash as you get older no longer makes sense. These cannot be considered "conservative" investments when they fail to conserve purchasing power.
It's true that it some years gold and silver will also fail to deliver positive returns. But in other years, they will deliver outsized returns, beating other asset classes.
Over the long run, precious metals will surely retain value much better than holding U.S. dollars (or dollar-based bonds with a negative real return) which are destined to depreciate.
Stefan Gleason is President of Money Metals Exchange, the company recently named "Best Overall Online Precious Metals Dealer" by Investopedia. A graduate of the University of Florida, Gleason is a seasoned business leader, investor, political strategist, and grassroots activist. Gleason has frequently appeared on national television networks such as CNN, FoxNews, and CNBC and in hundreds of publications such as the Wall Street Journal, TheStreet, and Seeking Alpha.
tonymarin143@gmail.com
Website | + posts
https://wisegoldinvestor.com/author/tonymarin143gmail-com/
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