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Healthy State
Healthy State tells the stories you need to know to stay well, with a special focus on Florida.We'll bring you the latest fitness trends, new research on preventing and treating disease, and information about how health policy impacts your pocketbook.We report on health using all the tools at our disposal -- video, audio, photos and text -- to bring these stories to life.Healthy State is a project of WUSF Public Media in Tampa and is heard on public radio stations throughout Florida. It also is available online at wusfnews.org.
Left Out of Health Reform: Florida's Poorest Uninsured
WUSF Public Media - WUSF 89.7 | By Carol Gentry
Published May 23, 2013 at 9:47 PM EDT
At 7 a.m. on a Monday morning, poor people who don't qualify for government health programs such as Medicaid are lined up outside a health department building on a busy street in St. Petersburg.
Some lean against the wall; others sit on the ground, too sick to stand.
At 7:30, the doors will open and those who are waiting will rush – or limp – inside to take a number. Lucky ones will get to see a doctor. First-come, first-served.
These are some of the people who will not gain health insurance when the federal health law kicks into high gear on Jan. 1. They'll be left out because they are in Florida, one of the states that turned down federal funds to cover adults below the poverty level – people with incomes under about $11,500.
That decision by House Republicans "was a horrible failure of leadership," says Ken Welch, chair of the Pinellas County Commission. The county has to tax property owners more to pay for the care of these low-income adults, he said.
This year that will cost local taxpayers $23 million, according to County Finance Director Clark Scott. That's $15 million for outpatient care through the health department clinics and $8 million toward hospital care.
The cost is even higher in some counties that have special taxing districts or a sales tax, such as Hillsborough County.
Florida's Medicaid program covers few adults other than the disabled. Some Republicans who opposed Medicaid expansion during the legislative debate said they don't believe in extending health coverage to people who are "able-bodied," even if they are working at a job that doesn't offer it or earn too little to pay for it. Or even if they are looking for work.
Florida Medicaid covers parents of children on Medicaid only if their incomes are 20 percent of the poverty level or below – under $4,000 for a family of three. Childless adults are not covered at all.
None of these adults who have an income below the poverty level will qualify for the Affordable Care Act's online marketplace (formerly called the "exchange"), where insurance will be subsidized on a sliding scale.
They will not qualify because of inaction by the Florida Legislature at this year's session, where a Senate move to accept federal funds to cover low-income people was blocked in the House.
National studies of uninsured adults below the poverty level suggest that about half are between 18 and 34, mostly healthy. The other half – those between 35 and 64 – will cost more to cover, studies show. A lot more.
All of the adults standing in line at the Health Department the day Health News Florida visited, May 13th, were in the 35 to 64 age range. They offered only blank looks when asked how they felt about coming so close to gaining coverage but missing it because of the House vote the week before.
(Transcript of audio):
HNF/Gentry: Not long ago I decided to go find some of the people who got left out when the Florida Legislature voted against expanding Medicaid. They're uninsured people below the poverty level. I found some in front of the Pinellas County Health Department. They were lining up early in the morning so that when the doors opened, they could run in – or limp in – and sign up for an appointment later in the day. It's first-come-first-served.
HNF: (sound of traffic) "I'm here with…
Woman in line: "Allison Claycomb. I'm here to get clearance to get my next back surgery and to get all my medications. "
HNF: "How much would your medications cost if you had to go to the pharmacy?"
Claycomb: "They'd be at least $500 and that's about how much my disability check is." (Actually, she said later, it's something over $600)."
At 52, Claycomb is typical of the people waiting in line. They're white. Middle-aged. In pain. Most of them worked for many years, and quit only when they got sick or laid off. In Claycomb's case, it was an injury 4 years ago.
Claycomb: "I was waiting on a customer and I was ready to ring them up, and as I was carrying the box to the register, the box started to rip and I tried to keep it from breaking and falling, and I broke – I tore about 4 or 5 discs in my back."
HNF: "I'm Carol Gentry from WUSF, can I ask your name?"
Woman in line: "Ava Lasher."
HNF: "I'm asking people in line about health insurance --
Lasher: -- "I haven't had health insurance since – hold -- since 1986."
HNF: She worked for IBM, where she had good coverage, for 13 years. But she went back to college, and when she got out, it was hard to line up a job with good benefits.
Lasher: "Security guard, teacher, none of those places had any insurance. Then I was a caregiver for people with special needs, actually a live-in caregiver. Not one agency gave any insurance."]
HNF: Next we meet John Nabors. He's been out of work for 2 1/2 years.
Nabors: "I've done underground utilities for the majority of my life."
HNF: "Underground utilities is like what?"
Nabors: "Light poles. I did a lot of work overthere at Tampa Airport, all them new signs you see up there, all them big structures, all the cameras you see on I-275, I put all them up. I've done aerial construction, cable TV, fiberoptics. Traveled out of state for a while. I've hung cable in Indiana, Georgia, Idaho, all over the place."
HNF: He's 50 but he looks older. He has bad emphysema and almost no teeth.
Nabors: "This morning I'm here for back and neck problems. I've been coming here for about two years. I've got back and neck problems. I've been here previously for dental. They were able to pull all my teeth pulled all the bad ones but they can't give me no new ones yet because of a lack of funding. The government's not paying for them anymore. So this is what I've got."
HNF: Melany Fulkerson is feeling so bad she had to sit down. She has diverticulitis, a sinus infection and swollen joints.
Fulkerson: "I'm waiting 'til my entire body falls apart to come down here because it's a long wait."
HNF: These are just a few of the 700,000 uninsured people in Florida who won't be getting coverage next year because the Florida Legislature chose not to expand Medicaid. For Health News Florida, I'm Carol Gentry.
--Health News Florida is a service of WUSF Public Media. Contact Editor Carol Gentry at (desk) 813-974-8629 or (cell) 727-410-3266 or by e-mail at cgentry@wusf.org.
Health News FloridaFlorida LegislatureAffordable Care ActMedicaidMedicaid expansionhealth carehealth insuranceuninsured
Carol Gentry
Carol Gentry, founder and special correspondent of Health News Florida, has four decades of experience covering health finance and policy, with an emphasis on consumer education and protection.After serving two years as a Peace Corps volunteer in Colombia, Gentry worked for a number of newspapers including The Wall Street Journal, St. Petersburg Times (now Tampa Bay Times), the Tampa Tribune and Orlando Sentinel. She was a Kaiser Foundation Media Fellow in 1994-95 and earned an Master's in Public Administration at Harvard's Kennedy School of Government in 1996. She directed a journalism fellowship program at the Centers for Disease Control and Prevention for four years.Gentry created Health News Florida, an independent non-profit health journalism publication, in 2006, and served as editor until September, 2014, when she became a special correspondent. She and Health News Florida joined WUSF in 2012.
See stories by Carol Gentry
Medicaid Expansion Debate Not Over, State Senator Says
Florida Matters: Medicaid Expansion


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Lois D. Brown
Lois D.'s Website Facebook Twitter
Lois Brown's love of all things fantastical began at an early age when her five older brothers made her watch television shows such as "Dr. Who" and "Lost in Space." (Yes, the originals.) Her passion for science fiction continued when, at age 12, she spent an entire summer buying "Star Wars: Return of the Jedi" collector cards. Now she likes to write her own books that spark the imagination. Her first novel, CYCLES, was a top 5 finalist of The Kindle Book Review's "Best Indie Books of 2012." She has recently appeared on televisions shows such as "Montezuma's Treasure" aired on the History Channel 2 in connection with her latest release, ROBBED OF SOUL
Free Book Giveaways
An Uncommon Cold - A Sci-fi Short Story
As a newborn, Martin is orphaned in a car wreck during a bizarre San Fransisco snowstorm. His survival that day is heralded a miracle, a tragedy, and an anomaly. For years he is shuffled through foster homes and care centers like all the other parent-less, normal children. Yet he is neither, and that is what the world must depend on.
Treasure Hunting Mysteries: A Collection of Short Stories
In five different short stories about treasure hunters, author Lois Brown brings the most unlikely of characters together: Ancient Aztec warriors, a card shark named Harry, members of the Ku Klux Klan, Ute Princess Shami, and many more. They all encounter danger; some find riches; and the unluckiest of them die. Get ready for the chilling twists and turns of treasure hunting at its creepiest.
Robbed of Soul - Sample
When PTSD-riddled Maria Branson takes the job of police chief in the sleepy town of Kanab, rest and relaxation are the doctor's orders. She gets neither. Instead, a missing mayor, the spirit of a dead Aztec warrior, and the over-confident-yet-attractive head of Search and Rescue await her in a town whose past has almost as many secrets as her own. As Maria investigates a modern-day murder, she disturbs a world of ancient legends and deadly curses. Yet most lethal of all is Maria's fear someone will discover just how empty her soul really is.

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Home » Blog » Blog » Thinking of Selling your Timeshare?
The topic of selling your timeshare is a frequent question on timeshare forums, although, pretty uncommon among Villa del Palmar timeshare owners. While selling your timeshare at a Villa del Palmar resort is possible and legal, most people are so happy with their timeshare that selling is a redundant concern.
The longer you have your timeshare and enjoy vacations at Villa del Palmar resort throughout Mexico, the more you see the fruits of your initial investment. The benefit of the timeshare model is that you are paying for accommodation at today's prices so that, for example, when you take a vacation 5 years later and prices of vacation accommodations have risen, your investment really starts to pay off. By selling your timeshare, you lose out on these benefits, making a little profit but you really are no better off. The true benefit of a timeshare is to use it and enjoy it, then you see the true value!
Selling your timeshare at Villa del Palmar means that you lose the opportunity to stay in a variety of beach destinations throughout Mexico. An advantage of timeshare is that it encourages you to take vacations regularly; if you sell your timeshare you might find yourself missing vacation – owning a timeshare makes you more conscious of taking vacations.
Before taking the leap of selling your timeshare, consider the reasons why you wish to sell. Maybe you feel you have outgrown your timeshare and wish to pass on to full ownership or fractional deeded purchases. If that is the case, you will be happy to know that Villa del Palmar's operator and developer, The Villagroup also have full ownership and fractional properties for equity real estate purchases. If your reasons for selling your timeshare are because you cannot afford to take vacations due to a change of circumstance, renting is probably a better solution than selling until you get back on track with your finances. Likewise, if you wish to travel to other destinations in the world other than Mexico, you can use your timeshare week at a Villa del Palmar resort to swap for a selection of resorts worldwide through Interval International.
It makes very little sense to sell your timeshare at Villa del Palmar; however, if you are really set on selling, make sure you find a reliable agent and avoid paying any introduction or joining fees upfront.


Click here to check out MY LATEST BLOGS!
1/5/12 Thu: BOOKS - Happy New Year! I'm revising, actually rewriting the final three chapters on Forgive. It's really coming together and looking like the helpful tool I pray it will be.
11/4/11 Fri: BOOK - Praise the Lord! The first draft is of my book on forgiving is finished. It took longer than I thought, because I took a several months break to focus on positioning our church for growth. But now I'm back on it and revising it. The initial title is Forgive: How to Forgive When You Can't Forget. It's been in the works on and off (mostly off) since 2008. The contents of this book will hurting people help fill the gaps we experience as we attempt to heal from the pain of deep wounds and move forward with life.


At a time when Google, Microsoft, and Apple are battling out with their virtual assistants Samsung has jumped into the fray with its very own Bixby, yes, this is the same AI based virtual assistant from Samsung that we were hearing about earlier. For the uninitiated, Samsung had acquired Viv late last year, and Bixby is Samsung's avatar of Viv. Needless to say, Samsung is expected to position the Bixby as a unique proposition since it focusses more on getting actual things done and not auxiliary tasks.
To begin with, Samsung prefers to call the Bixby an agent and the assistant is expected to help you do things on your smartphones. Bixby will mark its first appearance on the Galaxy S8 and the initial build will stick to the bare minimal. The company also talks about how one could activate the assistant by pressing a dedicated button on the Samsung Galaxy S8.
That said, Samsung is yet to reveal the details on how it works and the tasks it can accomplish. An excerpt from the Samsung Blog explains the Bixby as follows, "When using a Bixby-enabled application, users will be able to call upon Bixby at any time and it will understand the current context and state of the application and will allow users to carry out the current work-in-progress continuously." That's a lot of words to say that Bixby will know what you're looking at on your screen and provide options to take action on what's there.
All the digital assistants out there strike to me as singular in nature, except for a few minor features here and there, all of them end up helping the users in the similar fashion. Apparently, Bixby will not be designed to answer those random weather questions, football scores or help you convert units. Instead, it is expected to help users do basic tasks like sending a picture from the gallery or perhaps updating the software. Samsung is betting big on Bixby. The company wants to implement the same on its entire range of consumer electronics including microwaves and washing machines. The chances are that Samsung might incorporate the fingerprint sensor for an additional layer of security and with this one could simply control all the appliances in their home with the Samsung Bixby.
The Bixby will also help Samsung bridge the gap between its hardware and software offering. The South Korean company is currently assisted by one of its recent acquisitions, Viv, which was founded by the creators of Apple's Siri. It's a wait and watch game, especially since Samsung, is yet to showcase the Bixby assistant in its full glory. On a related note, this also reminds me of the Samsung's first attempt at voice assistant the S Voice.


When you set a Price Alert on Skyscanner, well send you a push notification to alert you when the price changes on Cyber Monday. Since online stock is often greater than in stores, many people have the opportunity..
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Star of Brooklyn: Ryan Lynch
By Jermane Graham	• April 7, 2014 @ 10:00 pm
RYAN LYNCH
VICE CHAIR OF COMMUNITY BOARD 7
COMMUNITY INVOLVEMENT: Rooted in humanitarianism, the Vice Chair of Community Board 7 Ryan Lynch gets involved in volunteer work purely for the sake of seeing communities and people prosper.
The 36-year-old joined the board in 2009. On the board, he helps support the Chair Daniel Murphy. Representing residents of Sunset Park, Greenwood Heights and Windsor Terrace, they help create a forum for members of the community district so they can air out issues of concern.
The vice chair claims that the only major challenge in his position is, "Finding a common ground over people who have different interests and consensus."
Not limiting himself to volunteering only inside the borough, Lynch has given his assistance to the non-profit organization Women's Education for Advancement and Empowerment, an organization intended to empower indigenous women and support their basic needs and basic human rights. Lynch helped develop a community development curriculum for them as well as business plans for the women who sought the group's help.
Lynch was also a part of the Peace Corps, serving in West Africa for two and a half years.
CAREER: Lynch is the associate director at the Tri-State Transportation Campaign, a non-profit advocacy organization that is dedicated to reducing car dependency. "We work to advocate for more funding for mass transit for safer streets for pedestrians and bikers," he explained. "It's fun because I get to get to geek-out on transportation policy."
Since a large amount of people are reliant on public transportation, it is more than just a job for Lynch. He states, "Public transportation impacts everyone's daily lives especially in New York City so it's something that I proudly advocate for."
MOTIVATION: For Lynch, volunteering is great way to help out his community from his own backyard.He states, "My wife and I care about our neighborhood. I love Brooklyn for its different and diverse neighborhoods. I love the quality of life here."
Lynch has always been heavily involved in community work; he takes it from his parents who both volunteer. "From a very early age it was instilled in me by my parents to help out my community," said Lynch. "They've made it incumbent on me to give to back."
PERSONAL LIFE: Lynch is Queens-born and Long Island-bred, and has been a resident of Windsor Terrace since 2008. Lynch's family moved to the suburbs during his youth, but he migrated to the city in adulthood.
Lynch isn't thinking too far ahead into the future. For now, he's more concerned about the wellness of his first-born child that he and his wife are expecting.
"Right now, I'm just focusing on getting prepared for this baby to arrive." said Lynch. "I'm more focused on being a good dad."
community board 7
star of brooklyn
Generally Speaking: Bay Ridge resident named Brooklyn surrogate, Memorial Day Parade-ers honored
Captain America celebrates 75th birthday with statue in Prospect Park


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Polished aluminum tall-style valve covers for 1987-97 Chevy small block 305-350 engines.
Polished aluminum tall-style valve covers with baffles. Fits 1987-97 Chevy small block 305-350 engines.


Rally Chat Malvern - Trikeman Can't Go!!!!!!
Discussion in 'Rally Planning Discussion and Chat' started by Trikeman, Aug 10, 2014.
Yep it's true - after all the planning we are now unable to go to Malvern later this week, something's really cropped up here.
We have fully paid from Thursday to Monday and paid for the tickets for the Saturday night show too. I guess it's too late to 'officially' cancel, but that's life I suppose. We don't mind the loss of the money as it's our fault, but we may have prevented someone else who really wanted to go - not be able to go, which is the worse feeling.
I am not too sure of what can be done for someone to take our place - not even sure if the tickets are transferable - if they are then someone could be lucky. I have the entrance 'slip' that I was sent and it states 'to pick up the evening tickets when we arrive'.
Well, that's life - I will miss meeting back up with SueBaz for sure, been looking forward to that for months.
Only sue was looking for tickets . Don't know if still is.
If the tickets turn out not to be transferable, but the parking space in the Fun area is, then 'g8 ysn' will be interested. Met him in a layby at lunchtime (as you do) & he mentioned that they are stuck in general camping, because they were unable to book early enough.
Sorry to hear that Kev-we are leaving here around 0930 Thurs morn,so,if you want tickets taking to Malvern just pop round.
They are not transferable that's what a Warners will tell you. Best thing to do is ring and say van reg changed and then they will give you a code. Many have done this in the past including myself.
If you ring and tell them you have changed your motorhome and give them your registration there should be no problem, they just give you a reference number.
thanks for the replies and the PM's. I have just emailed Jim asking him if he could think of something to get the tickets I have to two lucky funsters.
We would like to donate the Saturday evening tickets to Motorhome Fun and have them brought along to Malvern. As several Funsters have said they would like to buy the tickets, well, we don't want anything for them and have asked Jim for help to get them to someone - a prize, a raffle, whatever that could benefit 2 Funsters and put something in the 'beer pot'. Mike (of Mike and Carolyn) has volunteered to get the tickets to Malvern Thursday (he lives a stones throw from me) so they will be up there Thursday - thanks Mike, I will drop them round.
I don't know if someone could take our place in the Funster 'pitch' but that ticket will be included in the pack I will give to Mike.
I hope someone gets the benefit from them and have a drink on us - just present the slip to the booking office and state K James and the tickets will be given to whoever is lucky enough to get them.
Gutted - but happy for someone who can benefit from them.


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Ending the decades-long practice of spending millions of rupees from the state coffers on treatment of political leaders at foreign health facilities, Parliament on Friday endorsed a law with a provision to stop such funding in the future.
The Public Health Bill comes into effect once President Bidya Devi Bhandari authenticates it ahead of the September 18 constitutional deadline for endorsing it.
The bar on state funding was incorporated in the draft bill at the Parliamentary Committee on Education and Health on Thursday following an amendment registered by Nepali Congress leader Gagan Thapa and Nepal Communist Party leader Khaga Raj Adhikari.
The House committee on Friday forwarded the bill to the federal parliament, where it was endorsed by both the Houses unanimously.
The bill clearly says the government will not bear any expenses for medical treatment of any individual abroad. The Nepal government, once the Act comes into effect, will not be allowed to release funds for government officials, political leaders or retired VIPs in the name of medical care in other parts of the world.
Until now, the government has been providing millions of rupees annually for both sitting and retired presidents, prime ministers, ministers, officials and other eminent personalities for their treatment abroad.
"The Act aims at transforming the health sector while also managing and regulating the health institutions operated by the government, cooperatives and private sectors," Minister for Health and Population Upendra Yadav said while tabling the bill for endorsement.
Thapa and Adhikari pressed for the provision arguing that it will help improve the country's health care system while also saving millions of rupees spent abroad for the purpose. During his tenure as the health minister two years ago, Thapa had come up with a directive to check such expenses but it was not implemented.
Prime Minister KP Sharma Oli, former president Ram Baran Yadav, former PM Sushil Koirala are the top recipients of government support for treatment abroad. Former minister Chakra Prasad Bastola, Sujata Koirala, and former justice Ram Kumar Prasad Sah also received millions of rupees from public coffers for care at foreign health facilities.


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A Lock for the Hall
2500 Ks, 2 No Nos
Teams Astros, Tigers
Position Pitcher
With three no-hitters, two World Series ring, 200+ wins, the Rookie of the Year, Cy Young, and MVP awards, Justin Verlander is headed for the Hall.
Only Nolan Ryan and Sandy Koufax have more no-hitters than Justin Verlander
Winner of the 2011 Cy Young and MVP Award, Justin Verlander has shown dominance worthy of Cooperstown consideration. With three no-hitters to his credit, only Nolan Ryan (7), and Sandy Koufax (4) have more. His first came on June 12, 2007. In command from the start, Verlander struck out the firs
Winner of the 2011 Cy Young and MVP Award, Justin Verlander has shown dominance worthy of Cooperstown consideration. With three no-hitters to his credit, only Nolan Ryan (7), and Sandy Koufax (4) have more.
His first came on June 12, 2007. In command from the start, Verlander struck out the first two men he faced. Armed with a fastball clocked at 102 miles per hour that night – 101 in the 9th inning – Verlander finished with 12 strikeouts. Despite issuing four walks, he needed just 112 pitches to complete his masterpiece.
In the collection is this ticket from that game autographed by Justin Verlander.
Umpire Dale Scott was the crew chief for Verlander's no-hitters in 2007 and 2011
The first piece of memorabilia on this page is a ticket to Justin Verlander's first career no hitter in 2007 signed by the pitcher. Umpiring first base that day was the crew chief Dale Scott. Baseball's first openly gay ump, Scott made his big league debut in 1985 and was still going str
The first piece of memorabilia on this page is a ticket to Justin Verlander's first career no hitter in 2007 signed by the pitcher. Umpiring first base that day was the crew chief Dale Scott.
Baseball's first openly gay ump, Scott made his big league debut in 1985 and was still going strong when Verlander pitched his gem in front of the home crowd at Detroit's Comerica Park.
Interestingly, Scott also umpired during Verlander's second no-hitter in 2011, this time at third base. Scott worked a dozen Division Series, six League Champion Series, three World Series, and three All Star games, the last of which came in 2011.
In the collection is this 2011 All Star Game ring receipt signed by Scott who called balls and strikes that day.
Dan Iassogna was part of Dale Scott's crew for two of Justin Verlander's no-hitters
As part of Crew Chief Dale Scott's team, Dan Iassogna also umpired Justin Verlander's first two no-hitters. In 2007 when the Tiger ace whitewashed the Brewers in Detroit, Iassogna worked third base. Four years later in Toronto, Iassogna was at second. Iassogna worked his first big league
As part of Crew Chief Dale Scott's team, Dan Iassogna also umpired Justin Verlander's first two no-hitters. In 2007 when the Tiger ace whitewashed the Brewers in Detroit, Iassogna worked third base. Four years later in Toronto, Iassogna was at second.
Iassogna worked his first big league game in 1999, reaching the post season in 2000 his first as a full-time MLB umpire. Since then he has called five Division Series, four League Championship Series, two World Series, and the 2011 All Star Game.
In the collection is this receipt signed by Iassogna for the ring he received for his work in the 2011 Midsummer Classic.
Only Verlander & Don Newcombe have earned the Rookie of the Year, Cy Young, & MVP awards
Justin Verlander's 2011 season was historic. The Tigers hurler posted league-leading totals in starts, innings, wins, ERA, strikeouts, and WHIP. His efforts commanded both the Cy Young Award and the American League Most Valuable Player Award. The honors linked him to Dodger pitcher Don Newcomb
Justin Verlander's 2011 season was historic. The Tigers hurler posted league-leading totals in starts, innings, wins, ERA, strikeouts, and WHIP. His efforts commanded both the Cy Young Award and the American League Most Valuable Player Award.
The honors linked him to Dodger pitcher Don Newcombe as the only men to earn the Rookie of the Year, the Cy, and the MVP.
Newcombe, the top rookie in 1949 had his Cy Young and MVP season in 1956. That year he led all the major leagues in both wins and WHIP.
In the collection is this government postcard signed by Newcombe in 1050, his second season with Brooklyn. For more on Newcombe, click here.
Jack Morris
Alan Trammell
Zack Greinke
Dale Scott


Email Marketing – Still Relevant, Still Worth It!
Home Email Marketing Email Marketing – Still Relevant, Still Worth It!
Email marketing may seem like an outdated approach because it's been around since the first ever batch email was sent in 1978, but while other trends come and go, this form of connecting with your audience is still as relevant now as it's ever been.
Why? It's direct, it's cheap and when you get it right, it can bring a much better return on your investment than many other forms of digital marketing.
if you already have graphic assets or photography to use, you don't need a designer to put together your campaign. Platforms such as Mailchimp allow you to populate a standard template, so you just need to get your messaging right and add a few images. It also means other costs associated with traditional marketing aren't being added, such as print, posting and PPC fees.
you can view your stats for open and click-through rates really easily, and they're pretty much updated in real-time. This helps you to analyse what works and what doesn't, so you can adapt your campaigns accordingly.
found an approach that really worked? Great! Then you can use this template to deliver a new message with a new target focus – half the work is already done. What's more, you can personalise your message too, which creates an immediate sense of connection and familiarity.
while you might be active on social media, your posts are only seen by a small percentage of your followers, but with emails, they land directly in the lap of the people whose attention you're trying to grab.
email campaigns can be opened and read at the recipients' convenience, so you're offering information without being pushy, and giving them control over how and when they interact with you. Plus they've already signed up to receive communications from you, or have had some form of contact with your brand before, so it doesn't feel as invasive as many other forms of advertising.
What Can You Use Email Marketing Campaigns For?
whether it's a new, key team member, a new service element or a new product, it's a fast way to keep existing and past customers in the loop.
you can offer a seasonal special offer, a discount code, a 'chance to buy' for limited edition products or even offer something in exchange for a referral or review.
it never hurts to remind old customers that you're still around and ready to help. A 'we haven't seen you in a while' email can work wonders – and even better if you combine it with a sweetener to encourage their repeat business.
want to get some decent traffic to a new part of your website, or lead readers to some carefully crafted content (be it text, video, infographics etc)? Then email is the way to go!
These are just a few ideas, but you can use your email marketing campaigns for all kinds of purposes – such as monthly newsletters, event invitations, an information digest/summary… the possibilities are almost endless!
Statistics show that email marketing still brings much better conversion rates than social media platforms, and it doesn't take the same level of ongoing commitment – so if you're not doing it, start now!


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You Can Now Be Approved for a Mortgage in 8 Minutes
By Alexandra Mondalek
https://money.com/quicken-loans-8-minute-mortgage/
Peter Dazeley—Getty Images
Ever hear of an eight-minute workout? How about an eight-minute mortgage?
Quicken Loans, the third-largest mortgage lender by marketshare, launched a new website called "Rocket Mortgage" last week that allows users to refinance or purchase a home in as little as eight minutes.
The service cuts out the conversation between loan officer and consumer, as the consumer inputs his or her financial information directly into Quicken's database. Then, the website crunches the numbers like an underwriter would, and offers customizable, real-time rates to the site's user.
Traditionally, it would take one week to several months to be approved for a housing loan, all of that, of course, after you've spent weeks shopping for that loan in the first place. But with Rocket Mortgage, shopping for a loan and applying for it is a process that requires little in the way of time and effort. (California homebuyers also have a speedy mortgage option via the new service Google Compare: Mortgage.)
Since the 2008 real estate bust, traditional lenders have had to compete with techies in Silicon Valley who wanted in on the housing recovery, as start-ups like Sindeo and Lenda — which claims that its clients save an average $8,000 in closing costs when they refinance with their service — try to streamline the residential mortgage process. Other websites and online tools have popped up to create more transparency for home shoppers and refinancers, and nearly anyone can crunch the numbers on a virtual mortgage rate calculator.
Though it only takes a few keystrokes to search for and use a mortgage calculator online or find a startup that'll connect you with a lender, Rocket Mortgage Product Lead Regis Hadiaris says that nothing is as comprehensive as Quicken's new service. Calculators use all kinds of assumptions about a consumer that may not hold true, and startups and other non-bank lending platforms don't have the kind of reach that Quicken does, according to Hadiaris
A look at adjustable rates from Rocket Mortgage once you've been approved for a loan.
"We can customize solutions based on income, assets, property, our products and pricing, interest rates, and underwriting guidelines," Hadiaris says. "The system figures out the very best option for each client. No more assumptions. It's true clarity in the process."
Speed is Rocket Mortgage's biggest selling point. But that doesn't mean the eight minute-mortgage approval is the end of the home-buying road for consumers. The loan can close in a week, but is "only as fast as the slowest vendor, such as local municipalities and insurance companies," TechCrunch reports.
Keith Gumbinger, vice president of mortgage and consumer lending information site HSH.com, isn't convinced that a service like Rocket Mortgage will speed up the home buying process at all for inexperienced and first-time shoppers who may have questions that slow down the process.
"How much more quickly do you actually need to get a mortgage? In the case of a purchase, few borrowers are ready to go, pack up and move in as little as eight minutes, let alone two hours or two weeks," Gumbinger says. "Having your financing in place more quickly may be of some benefit but may not change the timeframe."
Rocket Mortgage's website says that the platform has bank-level encryption and 24/7 security monitoring, but Gumbinger also worries that volunteering personal financial information to a third party creates new ways for a buyer's financial and personal data to be compromised.
"To just allow some outside party to go through, traipsing through your personal finances, just to get a rate on a mortgage, there's that and the concern of not necessarily knowing what you're getting yourself into," he says.
Of course, you're not committing to anything through the service unless you reach the end of the process and choose to lock in your rate (after you've been approved). And you can call a Quicken Loans representative to help you through the easy-to-use program if you're confused about the kind of information that's required. Of course, a step like this will slow down the process–not that that's necessarily a bad thing.
Read next: Google Is Now A Licensed Mortgage Broker in California


Luxurious Accommodation in the heart of the bushveld,Rose and Ivy Guesthouse. The cottages hide in the bushveld, but one does not have to drive a bad dirt road to reach it. Rose & Ivy Guest House offers excellent accommodation in the outskirts of Louis Trichardt. Luxurious and spacious Rooms with in-room facilities full DSTV, free Wifi all around the property and secure parking.
Rose & Ivy Guest House offers excellent accommodation in the outskirts of Louis Trichardt. This guesthouse is ideal for a family or friends group traveling to the Kruger National Park or across the border. The cottages hide in the bushveld, but one does not have to drive a bad dirt road to reach it.Rose & Ivy Guest House offers excellent accommodation in the outskirts of Louis Trichardt. This guesthouse is ideal for a family or friends group traveling to the Kruger National Park or across the border. The cottages hide in the bushveld, but one does not have to drive a bad dirt road to reach it.
Each cottage sleeps 4 to 5 people in 2 bedrooms with air conditioning. Rose Cottage has 2 en suite rooms, and the bathroom in Ivy Cottage is shared. Rose Cottage's main bedroom has a king size bed and there are 2 three-quarters beds in the second bedroom. Ivy Cottage sleeps 5 guests ,a queen size bed in the main bedroom and a double and single bed in the second bedroom.
The open plan kitchen is equipped with everything you need for carefree self-catering accommodation. The lounge has comfortable seating and a flat screen TV with full DStv. And the WiFi around the cottages is free.
Meals are not available, but supplies in the pantry and the fridge can be provided at extra costs.
Rose & Ivy Guest House offers secure parking on site.


Are you in search of agitation dog training muzzle? This is the model that serves specifically for attack and agitation work! Its close and reinforced construction provides maximum safety to the dog during training sessions. The muzzle is exceptionally comfy and good ventilated. It is easy and reliable in use. This is the very model to protect the dog's nose against traumas. Train your dog without any harm with the muzzle!
This agitation training dog muzzle is robust, but harmless for the dog. Nose area of the item is padded with felt to prevent discomfort and rubbing. Numerous holes provide air circulation and the dog will breathe freely with this muzzle on.
The muzzle is finely stitched and riveted for extra durability. The straps serve for muzzle fixing on the dog's head and for size regulation. Front reinforcement with leather covered metal plate makes the muzzle super solid. This is the most suitable police and K9 dog training muzzle!
View our collection of dog muzzles UK.


우리는 중국에서 우수한 Abs 시트 제조 업체 및 공급 업체 / 공장 전문화되어 있습니다. 우수한 Abs 시트 중 하나 인 SHENZHEN XIONGYIHUA PLASTIC INSULATION LTD 중국 유명 브랜드 중 하나 인 저렴한 가격 / 저렴한 가격으로 고품질의 우수한 Abs 시트 도매업.
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Tarangire River Camp is set within 25000 hectares of concession area. The camp overlooks a branch of the Tarangire River, included on the land. The property is in a great location for game viewing since it is only 3.5 km from the main entrance to Tarangire National Park.
Traditional grass thatching adorns the roof of the main lodge structure, which is set off the ground on an elevated deck. The breezy lounge boasts ample seating in a relaxed open-air environment. The dining area, where culturally inspired meals are served, consists of simple safari-style seating and the elevated position allows for excellent views over the riverbank below.
A bonfire area and game viewing deck connects the dining and lounge areas, and overlooks the same stunning views. A smaller, secondary game viewing deck rises above the ceiling and offers a high, intimate perch. The lodge's small, informal gift shop offers the families of the nearby Maasai villages a chance to sell their handmade wares.
The advantage of being located outside the park is that the various activities not permitted within any of Tanzania's northern National Parks, are possible including guided walking safaris. Other activities include game drives, bird watching on the shores of Lake Manyara, and cultural safaris visiting the Maasai and Datoga people whose bomas populate the adjacent land.


I want to make some decorated mugs and as you are probably aware there are a lot of blogs that talk about decorating mugs with Sharpie markers. Well here is my test and I hope it saves you from the heartache of having your art work wash right off the mug. I would not use a regular Sharpie marker for this project no matter how many you have seen on the web, the artwork will not last. Black will hold up for a time with hand washing, but in time and use it will fade away. The Sharpie paint markers will work, I think it best if the mug was hand washed, but it does stay on for a time in the dishwasher. Again in time it will fade or come off if washed in the dishwasher. These markers cost about $13 for 5 markers. Dark colors work better than light colors. The best and longest lasting is Pebeo Vitrea 160 glass paint or marker. Markers cost about $5 each and the paint is about $7. Not cheap, but long-lasting.
I pulled out a small pitcher I had in the cupboard. Test 1 is the regular permanent Sharpie marker. Test 2 is the Sharpie paint markers and test 5 is the Pebeo paint. I let the cup rest for 24 hours after painting then fired in the oven at 325 degrees for 40 minutes. Setting in the oven as it comes to temperature, cooking at 325 degrees for 40 minutes and leaving in oven until it is back to room temperature. First washing was by hand. The blue, gold washed right off, the red faded a lot and the black did pretty well. Then I sent it through the dishwasher twice. Sharpie paint markers still did pretty well, there was some fading. The metallic gold is starting to come off. The Pebeo paint show no difference.
I hope this helps for those of you who want to do a mug.
Permanent Sharpie marker after oven and one hand washing.
Sharpie paint marker after oven and one hand washing.
Permanent Sharpie marker after being washed in the dishwasher twice.
Peobeo Vitrea 160 paint after oven, hand washing and twice through the dishwasher. Holds up well.
I found this cute blog "25 Things to Do with Fabric Scraps" at Crazy Little Projects. There are some great ideas, and when she says scraps that is what she means. There are some great gift ideas here. Hope you check it out.
Are you ready for Thanksgiving? I am getting there. Dinner is planned out, now I am working on the table. I have come across a few ideas and thought I would share.
I like these no-sew silverware holders from On Sutton Place. We are having a smaller gathering this year, so this would be fun to do. No paper plates and napkins this year, ooh uptown.
The Idea Room uses a wooden box for their centerpiece. You could really do a lot of fun seasonal things with this idea.
Pretty wrapped clementines make nice place cards from Martha Stewart.
I like the mums and hazelnuts in simple glass vases from The Glamorous Housewife.
Orange and clove pomanders look and smell pretty from The Kitchn . Place in a pretty bowl by themselves or add pine cones or nuts to give a little contrast.
How did the holiday season get here so fast? I know a lot of people think it is still too early for Christmas ideas, but if you are a crafter and don't like waiting until the last minute it is time.
I like this idea from Kristie's Corner. You could take the frame idea and make it your own. Remember to pre-drill your holes so the wood won't split when you screw in the screws. Also we get really windy in December so I think I will add screw eyes to the bottom and stake it to the ground.
This looks so pretty with the giant ornaments, from Hallmark channel. I did a check internet check to see if you could find the balls to make this ornaments and they have bright fitness balls out there, so it is doable.
I like this tree from Powerful Mothering. There are no directions but with a little craft know how, not a hard thing to make.


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Q: Trace distance between "weighted" Hermitian matrices The trace norm for a matrix $\mathbf{A}$ (also known as Shatten 1-norm) is defined as follows: $\|\mathbf{A}\|_1=\operatorname{trace}[\sqrt{\mathbf{A}^*\mathbf{A}}]$.  It yields a useful distance measure between matrices $\mathbf{A}$ and $\mathbf{B}$, called trace distance: $\|\mathbf{A}-\mathbf{B}\|_1$.
Suppose that $\mathbf{A}$ and $\mathbf{B}$ are Hermitian, and $a,b>0$ are positive scalars.  Is the following true:
$$\|a\mathbf{A}-b\mathbf{B}\|_1\leq \max(a,b)\|\mathbf{A}-\mathbf{B}\|_1?$$

A: No, it cannot be true. Take $A=B$ but $a\ne b$. Then
$$
\|aA-bB\|_1 = |a-b| \|A\|_1 \not\le \max(a,b) \|A-B\|_1 = 0.
$$

redpajama_set_name: RedPajamaStackExchange


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Q: How to write simple Service Bean xml in Java for JPA I can't find the syntax anywhere for this.  I simply need to define 2 services in a new app.  Previously they were defined in an xml file like:
<bean id="service1" class="somePackage.service.service1Impl" />
<bean id="service2" class="somePackage.service.service2Impl" />

I want to put these in to a java file.  Is there some simple code I can write to convert these to Java?  Thanks.

A: If you mean to convert their XML definition to Java definition, you will need to create a @Configuration class with @Bean annotated methods.
@Configuration
public class JavaConfig {
    @Bean
    public service1Impl service1() {
        return new service1Impl();
    }
}

A: I'm not sure if I asked this question correctly.  I simply moved my xml to somewhere that the Class was looking.


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Chief Global Correspondent of NBC News
Bill Neely is the Chief Global Correspondent of NBC News, a position he's held for six years. Before that he worked for Britain's ITN for 25 years as International Editor, Europe Correspondent and Washington Correspondent. He began his career with the BBC in Northern Ireland and London. He has covered many of the major world news events of the last three decades, including the fall of the Berlin Wall, the break-up of the Soviet Union, the World Trade Centre attacks, and nearly two dozen wars and conflicts, most recently in Syria, Iraq and Afghanistan. He has been embedded over a dozen times with British and US troops (and briefly with the Taliban). He interviewed Syrian President Bashar al-Assad in 2016. In 2013, he was voted one of the 100 most influential journalists in the world covering violence.
Participating in session:
An Alliance for a Global Future: NATO's Partnerships


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Outdoor Retailer Selects Students to Compete in Project OR
Exhibiting suppliers' products will take center stage when five skilled design students take on the challenge to create a garment from start to finish in just 48 hours
Maura Lansford
SAN JUAN CAPISTRANO, Calif. - April 26, 2010- Outdoor Retailer announced today the students selected to participate in the fifth edition of "Project OR" during Outdoor Retailer Summer Market 2010 at the Salt Palace Convention Center in Salt Lake City, Utah, August 3-6.
Summer Market 2010 Project OR participants are Kaitlyn Doherty, Philadelphia University; Virginia Gibbons, Washington State University; Teresa Hernandez, California State University, Northridge; Christina A. Hill, University of Alabama and Shannon Smith, University of Minnesota.
Project OR is a 48-hour concept-to-prototype student design competition that provides a forum for exhibiting suppliers and future designers to collaborate and showcase creative summer outdoor apparel designs using the market's most innovative materials.
"The students in Project OR's fifth edition come to the competition with a variety of interests and backgrounds," said Kenji Haroutunian, Outdoor Retailer show director. "In reading the competitor bios, I was struck by the diversity and talent that will be coming to inspire the outdoor world at this Summer Market. These designers already have some major accomplishments and recognition under their belt, so the competition, as they say, will be Fierce.'
Project OR provides five of the nation's top design schools with an invitation for one design student to participate in each edition of the competition. While each school has its own vetting process, Washington State University evaluated its students based on pattern making and construction skills along with strong academic performance.
"Project OR gives students an opportunity to learn about a market they might not otherwise consider, and to learn about technical fabrics they haven't had a chance to use in the classroom," said Karen K. Leonas, academic coordinator at Washington State University. "Our design program at Washington State hasn't yet offered a design project in the outdoor market because of the specialty fabrics involved."
Project OR is a prime opportunity for raw material providers to highlight their innovative stories, and for the aspiring designers to apply the innovative fabrics to a new discipline -outdoor products.
"I love the outdoors and athletics, but I haven't been exposed to outdoor apparel design in my schooling," said Shannon Smith. "I'm excited to see new textile technology, network with people in the industry and work under pressure."
Summer Market 2010 Project OR competitors bring a breadth of skills and experience to the fifth edition:
Kaitlyn Doherty- Senior at Philadelphia University, formerly an intern with the Macy's Merchandising Group in the children's design department
Virginia Gibbons- Washington State University junior with a great love for camping, rock climbing, hiking, cycling and kayaking, and experience as the head costumer for a summer camp
Teresa Hernandez- Junior majoring in apparel design and production at CSU Northridge with a natural and simple design philosophy
Christina A. Hill- Apparel and textiles major at the University of Alabama with a passion for scuba diving and lacrosse, and intern for the upcoming Cannes Film Festival
Shannon Smith- Design student at the University of Minnesota and past Juicy Couture intern motivated by sports like snowboarding, hockey and golf.
The participants' expanded biographies are available on the Summer Market Project OR Web page.
Past sponsors and contributing suppliers of Project OR have included 3M, CORDURA® Brand Fabrics, Concept III Textiles, Coville, ITW Nexus, JRC Reflex, Lenzing, Lunabrite Inc., Nüwa Textiles, Outlast, Polartec, PrimaLoft, Proctor & Gamble, Schoeller Textil AG, Sympatex Technologies, United Knitting, Vermont Organic Fiber Company and YKK.
For more information about Project OR sponsorship opportunities or becoming a Project OR supplier, please contact Felicia Hill at felicia.hill@nielsen.com or 415.881.7195.
The Project OR Winter Market 2010 webisodes are available at outdoorretailer.com.
About Project OR
Project OR, produced and recorded live at the Outdoor Retailer trade show, is a 48-hour concept-to-prototype student design competition meant to inspire outdoor product innovation. Outdoor Retailer hosted its first edition of Project OR at Summer Market 2008 and is currently in its fifth edition.
Filmed in a reality-competition type format, Project OR begins with an initial Design Brief that challenges the students to create a garment that is original in its design, and has an innovative use of performance and eco-friendly materials, with a practical application for the outdoor market.
Once initial garment drawings are complete, contestants turn their artistic designs into realistic product concepts through sourcing the latest fabrics, zippers and other clothing components provided by participating Outdoor Retailer supplier exhibitors. After the sourcing stage, contestants spend the remainder of the 48-hour deadline at their work stations (equipped with sewing machines, cutting tables, pressing equipment and tools) building their final prototypes.
Project OR's panel of judges, comprised of Outdoor Retailer-selected designers and industry trend-setters, review each contestant's final prototype and presentation on the last day of the show, to determine the Project OR Summer 2010 winner. The winning student receives an all-expense-paid trip to Outdoor Retailer Winter Market '11 and a half page profile in Textile Insight.
Show attendees are encouraged to follow the students' progress in a designated area on the show floor and via streaming video on the OR Web site. Attendees can submit their vote via a ballot box by the contestant work stations for the Project OR People's Choice Award.
About Outdoor Retailer
Outdoor Retailer (OR), produced by Nielsen Business Media of San Juan Capistrano, Calif., is a full-service trade show company that creates, markets and produces high-quality expos and educational conferences. OR is the leading outdoor industry business-to-business event management company, bringing together manufacturers, retailers, industry advocates and media to conduct the business of outdoor recreation. Now celebrating more than 25 years of successful events, Outdoor Retailer (www.outdoorretailer.com) gathers approximately 40,000 attendees on a semi-annual basis for its Winter and Summer Market shows.
The next opportunity to preview the future of the outdoor industry will start at the Open Air Demo at Jordanelle State Park on August 2, 2010 followed by Outdoor Retailer Summer Market at the Salt Palace Convention Center from August 3-6, 2010 in Salt Lake City, Utah.
Maura Lansford, SOAR Communications, 801.656.0472 x2 (wk), 817-929-8123 (cell), mlansford@soarcomm.com or
Chip Smith, SOAR Communications, 801.656.0472 x1 (wk), 801-597-7515 (cell) csmith@soarcomm.com
Student Competitors for Ninth Cycle of Project OR Selected
Five design students from around the country have been chosen to compete in the ninth cycle of Project OR, the industry's original 48-hour concept-to-prototype design competition held during Outdoor Retailer Summer Market August 2-5, 2012. The five Summer Market 2012 ...read more
By Maura Lansford
Oklahoma State University Student Wins Outdoor Retailer Project OR
FOR IMMEDIATE RELEASE Oklahoma State University Student Wins Project OR atOutdoor Retailer Winter Market 2011 In 48 hours, Melaney Stevens designed and constructed a women's ice climbing pant, winning the judges' votes, a trip to Summer Market 2011 and a profile in Textile ...read more
By Chip Smith
Outdoor Retailer Selects Students for 2010 Winter Market Competition
SAN JUAN CAPISTRANO, Calif. – Oct. 19, 2009 – Project OR is a 48-hour concept-to-prototype student design competition that provides a forum for exhibiting suppliers and future designers to collaborate and showcase creative winter outdoor apparel designs using the market's ...read more
Meet the Winter Market 2012 Project OR Student Designers
SAN JUAN CAPISTRANO, Calif. - November 17, 2011 – Five design students from around the country have been chosen to compete in the eighth cycle of Project OR, the industry's original 48-hour concept-to-prototype design competition held during Outdoor Retailer Winter Market January ...read more
University of Minnesota Student Wins Project OR at OR Summer Market
San Juan Capistrano, Calif. and Salt Lake City, Utah – August 6, 2010 – Outdoor Retailer (OR) concluded another successful cycle of Project OR when it named Shannon Smith of the University of Minnesota the winner of its fifth cycle held at OR Summer Market 2010. ...read more
University of Cincinnati Student, Margaret Mussman, Wins Project OR
San Juan Capistrano, Calif. and Salt Lake City, Utah -Outdoor Retailer (OR) concluded another successful cycle of Project OR when it named Margaret Mussman, a junior at University of Cincinnati, the winner of its eighth cycle held at OR Winter Market 2012. Mussman designed a ...read more
Outdoor Trade Shows
Outdoor Retailer Summer Market 2012: Project OR
Throughout the next month, SNEWS will recap its coverage of Outdoor Retailer Summer Market 2012 with select stories from the O.R. Daily we published at the show Aug. 2-5. It's an opportunity for you to catch up on stories you might have missed in O.R.D., and for us to update and ...read more
Outdoor Retailer Launches "Project OR" Student Design Competition
SAN JUAN CAPISTRANO, CALIF. (APRIL 15, 2008) --- Reinforcing Outdoor Retailer's position as the leading design hub for the outdoor industry, Outdoor Retailer today announced "Project OR," a student design competition debuting at Outdoor Retailer Summer Market, Aug. 8 – 11, ...read more
By Meghan Reilly
Outdoor Retailer Announces Contestants for "Project OR"
SAN JUAN CAPISTRANO, CALIF. (JUNE 23, 2008) --- Outdoor Retailer today announced the five students selected to compete in "Project OR," a design competition debuting at Outdoor Retailer Summer Market, Aug. 8 – 11, 2008 in Salt Lake City. The students, selected from the ...read more
By Chris Goddard


Synopsis The purpose of this Bill is to provide a unified statutory framework for the substantial reorganisation of arrangements and powers in respect of the operation and provision of services central to the support and functioning of the court and related custody processes. These services include court security, court custody management, prisoner movement and lock-up management.
This Bill combines responsibility for these services under the Ministry of Justice. It transfers, from the Western Australia Police Service to the Ministry of Justice, responsibility for the operation of court security services and prisoner custody and transport services. This will release up to 200 police officer full-time-equivalents, enabling the deployment of these resources to core policing duties. The Bill gives responsibility to the Chief Executive Officer of the Ministry of Justice for the functions of lock-up management, court security, court custody and the movement of persons in custody.
1. Cognate debate with the Court Security and Custodial Services (Consequential Provisions) Bill 1998.
2. Bill referred to a Legislation Committee in the Legislative Assembly, to report by 20 April 1999.
3. Bill referred again to a Legislation Committee in the Legislative Assembly, to report by 4 May 1999.
4. Legislation Committee reported (with amendments to the Bill) in the Legislative Assembly.
5. Cognate debate with the Court Security and Custodial Services (Consequential Provisions) Bill 1998.


Is your child having tantrums, appear anxious, inattentive or moody? Does your child engage in negative behaviors or have difficulties listening or learning? Is your child having difficulty making or keeping friends? Let the clinicians at Monarch Behavioral Health help your child learn to manage their emotions and engage in positive behaviors.
Child development has been well studied, and when emotions, behaviors, or learning struggles get in the way of children's happiness and success, we have many research-proven strategies and programs to help. At Monarch Behavioral Health your child will learn why they are experiencing these difficult emotions, behaviors, or learning struggles and assemble a toolbox of strategies to help them overcome these challenges. We most frequently utilize Cognitive Behavioral Therapy but can be flexible with our approach to best suit your child's needs. In many instances, it is most helpful when parents are also involved in the treatment process, acquiring strategies and skills of their own to support their child's growth and change. We set concrete and measurable goals to attain success and use research-based approaches to help you and your child move toward these goals.
Make an appointment with a doctor at Monarch Behavioral Health today to help your child move toward happiness, confidence, and their true potential.


"Learning and recreational center for disadvantaged children"
As a volunteer you get the possibility to work with, and learn, a great variety of things. You will work with the local population and gain knowledge through practical work. Your skills and experience will be used as an important component of the cultural exchange program. Volunt2Thai builds bridges of knowledge, skills, culture and friendship between people of all ages from different cultures. Our location in a Thai village far from the tourist routes, is dominated by family values and the village's daily life is still very much the way it has been for centuries.
Together with the village council and the village community we have developed a concept for our "Generation to Generation" project. Our "Generation to Generation" project works like this: The villagers will teach you their culture, traditions and their specialist knowledge in certain fields and with the help of the locals you will get insight to skills and activities passed down through generations, all while helping the community. You work with the community, establish new friendships and have the opportunity to exchange ideas and experiences.
The people of the village have known each other for generations. They grew up together, live together and will also be buried together. Everyone knows each other's life stories of joy and sorrow. The Buddhist life of the community characterizes everyday life. We devote our volunteer work as a thank you to the village community, which, open-hearted and warmly, welcomed us and allowed us to integrate into the village life. We have a respectful partnership with the village and the villagers will show you special attention. The number of voluntary helpers is being kept deliberately low so not to interfere with daily routines and the intimacy of the village.
is partner of the independent service center and state aided organization "Weltwegweiser" which is the partner of "Jugend eine Welt" supported by the Austrian Development Agency.
In the morning Depending on the daily tasks, groups will be formed to go to the school to teach or with the farming families to the rice paddies, forests, waters, construction places and farmer's homes (according to the season).
Social skills, games, languages, making musical performances, singing, magic, dancing, juggling, theatre, lectures, film screenings etc. everything can be applied V2T has its own stage at V2T village including music instruments.


This is the first book in the series that I have read, but never felt that I was missing anything.
Will is the youngest in a great family. Everyone is supportive, but they are also very nosy. They want what's best for him and, because he was trying to do something positive for his fire station, he was talked in to posing for a calendar. Since he posed for the calendar, he hasn't had any issues with the ladies, however, he is looking for more than superficial – he wants what his siblings have – something real.
Elizabeth is an old soul. She has taken on so much in her short life that she feels much older too. Trying to push her younger sister to spread her wings and live at college, a luxury that Elizabeth was denied, she doesn't really know where her life is going. When she meets Will, she's not exactly sure what to make of him. Is he cocky and overconfident or the shy and sensitive man she hung out with?
This is really a journey about figuring out what truly makes you happy, learning to let go and live in the moment, and to learn to trust someone else with your secrets. It's a quick read and it's also very sweet.
Jules Court is a Boston native currently living in Oregon with her husband and dog, where the coffee more than makes up for the nine months of constant rain. She's a recovering attorney who wrote her first romance novel when she should have been studying for the Bar. When not writing, she enjoys reading, hiking, running, playing with her neurotic dog, and baking vegan cupcakes.
Reviewers on the Wicked Reads Review Team were provided a free copy of Tease Me Tonight (Hot in the City #3) by Jules Court to read and review.


People will be able to respond to local disasters after just one day of training.
The American Red Cross serving Southwest Minnesota is looking for additional local volunteers to help families after disasters such as home fires. To bolster their ranks, the Red Cross is offering a one-day "Fast Track" training for new volunteers on Saturday, August 26 from 10:30 a.m. – 3 p.m. at the Eagles Lodge in Worthington.
The joy you see within the families you offer assistance to who have been affected by a disaster is so rewarding. You can be part of this by volunteering today. What are you waiting for? says Elaine Rothbarth, a Worthington resident and American Red Cross volunteer.
For more information and to register, contact Angie Schull, angie.schull@redcross.org, (507) 387-6664 x1504.
The American Red Cross serving Southwest Minnesota serves more than 360,000 people in Blue Earth, Brown, Cottonwood, Faribault, Jackson, Lincoln, Lyon, McLeod, Martin, Murray, Nicollet, Nobles, Pipestone, Redwood, Renville, Rock, Sibley, Watowan and Yellow Medicine counties. For more information, please visit redcross.org/mn. Like us on Facebook: American Red Cross serving Southwest Minnesota.


Add a touch of wild style to the table with this polar bear knife rest from Sieger by Fürsterberg's 'Nile & Co.' knife rest collection.
Designed to appear as if it is swimming through the Arctic sea, the bear has been crafted with a flat back and base to lie flush against the table and provide an elegant solution for resting cutlery. Available in either a crisp white porcelain, or plated with 24 karat gold or 99% pure platinum for a more exotic aesthetic. Pair with the rest of the collection for a modern table menagerie.


The glaze contains mayonnaise, a familiar ingredient in New England cookery for coating grilled fish. Here, it's combined with fresh ginger and a few other Asian flavors and does wonders for such a mild canvas as tilapia.
Chef Barton Seaver recommends using American farm-raised fish.
Serve with a spinach and orange salad.
Position the top oven rack 4 to 6 inches from the broiling element; preheat the broiler. Line a baking sheet with aluminum foil (for easy cleanup).
Whisk together the mayonnaise, soy sauce, lemon juice, ginger, garlic and scallions in a medium bowl.
Add the tilapia fillets; toss gently to coat. Place the fillets on a baking sheet, skinned sides down, and spoon any remaining glaze over them. Broil for about 6 minutes, until the fish is just cooked through and the glaze is lightly browned.
Adapted from "For Cod and Country," by Barton Seaver (Sterling Epicure, 2011).


Eleanor and Beatrice dream of lovematches but the Dowager insists romantic love is for housemaids, not for the Graceover women. Beatrice, despatched to London to look over the current crop of bachelors, is unimpressed by the frivolities of the Season. Disturbed by the languid charm of Lord Serle and appalled by the mercenary attitudes to marriage displayed by Society, Beatrice's country innocence and unconventional behaviour lead her into some alarming situations.


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Waikiki's pink Royal Hawaiian Hotel, one of the most well-known Hawaii beachfront properties, will temporarily shut down on June 1.
The 528-room hotel, built in 1927, is set to undergo a seven-month facelift, estimated to cost $110 million, as part of the larger $750 million redevelopment of Sheraton's four Waikiki hotels by its Japan-based owner Kyo-ya Hotels & Resorts LP.
The massive renovation over four years also includes the Sheraton Waikiki, Moana Surfrider and the Sheraton Princess Kaiulani.
The closure will affect more than 400 workers, including 380 union members of Unite Here! Local 5, said Candice Kraughto, spokeswoman for Starwood Hotels & Resorts Worldwide Inc., which manages the hotel.
Hotel workers were told about the closure yesterday. Hotel executives are planning to meet with the union soon to work out a plan to relocate workers and discuss ongoing medical and welfare benefits.
However, the union was caught by surprise by the news of the disruption to its members, and has yet to receive a formal proposal from Kyo-ya outlining the effect the closure will have on workers, said Cade Watanabe, Local 5 spokesman.
"During this period of temporary closure we need to be able to assure that the workers continue to receive the full medical benefits, that's just so important to our members," he said.
The restoration, which includes an $85 million upgrade to public areas and $25 million room renovation, is intended to reposition the hotel to cater to high-end visitors in the increasingly competitive Hawaii hotel market.
The hotel is planning a soft opening in late 2008 and a grand reopening in early 2009 as part of Starwood's luxury collection of hotels.
Hotel management also is developing plans to relocate hotel reservations and catering functions during the renovations.


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Food and Weight Loss
Why Fiber Is the Real Weight-Loss MVP — and How to Get More
By Anthea Levi Updated December 4, 2019
Anthea Levi
Anthea is a health writer and registered dietitian-in-training at New York University. She has written about health and wellness for outlets including Health.com, Eat This Not That, Health magazine, and Buzzfeed Health since 2016.
We know, we know: Fiber isn't exactly the sexiest topic. But getting the right amount of the gut-friendly roughage in your diet has a ton of health benefits, from improved gastrointestinal (or GI) function to weight loss. Before you dive headfirst into a high-fiber diet, though, it's important to understand what fiber actually is, and how to add it to your plate for optimal results.
A half cup of black beans can add 7 grams of fiber to your day.
Credit: Lauri Patterson/E+/GettyImages
"The definition of dietary fiber quite literally is the indigestible component of a plant food," Leah Silberman, RDN, dietitian and founder of the New York City private practice Tovita Nutrition, tells LIVESTRONG.com.
Unlike other nutrients such as protein or fat, fiber — which is found in carbohydrates — does not get absorbed by the body. Below, we'll explain why that's actually a good thing, both for losing weight and keeping your system in tip-top shape.
Did you know that keeping a food diary is one of the most effective ways to manage your weight? Download the MyPlate app to easily track calories, stay focused and achieve your goals!
Fill Up on Fiber to Drop Pounds
Fibrous foods in general aid in weight management because they are nutrient-rich and low in calories (think: fruits and vegetables).
In fact, a study published February 2015 in Annals of Internal Medicine found that simply aiming to eat 30 grams of fiber each day can help you lose weight as effectively as a more complicated diet.
You've probably heard that there are two types: soluble and insoluble. Foods like Brussels sprouts, flax seeds, oranges, beans and oats have a higher proportion of soluble fiber, while leafy greens like kale, wheat bran, fruit skins and nuts tend to have more insoluble fiber.
"Soluble fiber dissolves in water and forms a gelatinous-type substance," explains Silberman. Think of chia seeds that expand in water. The same thing happens to this type of fiber in your stomach. As a result, it keeps you feeling full for longer, which can potentially decrease how much you eat.
Insoluble fiber doesn't dissolve in water; instead, it remains intact and adds bulk in the GI tract, speeding up transit time through the body and in turn promoting regularity. Which is important, for sure, but doesn't necessarily help you lose weight.
Indeed, a small study published March 2017 in Nutrition and Healthy Aging found that hunger suppression was greater when postmenopausal women consumed meals with a 3:1 soluble to insoluble fiber ratio compared to a 1:3 ratio.
Don't get bogged down trying to choose the "better" type of dietary fiber, though: Our bodies need both the insoluble and soluble varieties. Instead, focus on eating a variety of plant-based foods, which naturally contain a mix of both.
Read more: 19 High-Fiber Foods — Some May Surprise You!
Eat More Fiber for 4 Big Health Benefits
Dietary fiber delivers advantages beyond just weight loss.
Gut health: "When fiber travels down to the large intestine, it can actually act as a food source, or a prebiotic, for the 'good' bacteria that inhabit that part of our GI tract," says Silberman. "This is beneficial for gut health, immune health and overall digestive health." After all, just like us, our "good bacteria" need to eat in order to thrive.
Bowel health: Not only does dietary fiber bulk up your stool, which decreases your chances of constipation, but a high-fiber diet may also decrease your risk of developing colon cancer, according to the Mayo Clinic.
Metabolic health: Fiber is also critical for metabolic health. The indigestible carb helps regulate how quickly digested materials (like sugar) diffuse through the digestive tract, which can help improve blood sugar levels. A healthy diet rich in insoluble fiber may also reduce the risk of developing type 2 diabetes, per the Mayo Clinic.
Heart health: What's more, fiber has been linked to a number of heart-healthy benefits. A large December 2013 review published in the British Medical Journal, for example, found that total dietary fiber intake was inversely associated with the risk of both coronary heart disease and cardiovascular disease across 22 cohort studies.
In particular, fiber supports heart health by binding with "bad" LDL cholesterol and carrying it out of the body before it enters the bloodstream, according to Harvard Health Publishing. As a refresher: Elevated LDL cholesterol levels are linked to increased risk of conditions like atherosclerosis, heart disease and stroke, per the Centers for Disease Control and Prevention.
Read more: 11 Simple Ways to Keep Your Heart Healthy and Strong
Try adding greens and fruit to a smoothie for a fiber boost.
Credit: KatarzynaBialasiewicz/iStock/GettyImages
How to Increase Your Fiber Intake
Sadly, if you're like most adults, you don't get enough fiber on the daily. In fact, only about 5 percent of Americans eat an adequate amount of the nutrient, according to a paper published in the January-February 2017 issue of the American Journal of Lifestyle Medicine.
The good news? Increasing your fiber intake is simpler than you may realize, says Silberman. "Add fruit and nuts to your morning oatmeal or yogurt, throw some greens and fruit into your smoothie and add cooked chickpeas, lentils or beans to your salad." Just a half cup of black beans, for example, contains an impressive 7 grams of the rough stuff.
It's recommended that women get 25 grams of fiber per day while men get 38 (that's 21 and 30 for women and men over 50, respectively), per the 2015-2020 Dietary Guidelines — but tracking your daily fiber intake isn't really sustainable or enjoyable, admits Silberman. Instead, simply focus on adding more fruits, vegetables, whole grains, beans, nuts and seeds to your plate.
Have an impressive weight-loss story to share? Tell us about it for a chance to be featured on LIVESTRONG.com!
But if you aren't accustomed to eating tons of fiber, be sure to start slow. "Some people have a harder time digesting large amounts of fiber at once, so I recommend slowly introducing fibrous foods and building up your tolerance, so to speak," says Silberman.
Cruciferous vegetables like Brussels sprouts, broccoli and cauliflower are among the biggest bloat offenders, so be sure to introduce them into the diet gradually. "Another tip is to eat them cooked instead of raw to ease digestion," says Silberman.
Always be sure to drink an adequate amount of water as you increase your fiber intake, as too much fiber and too little hydration can lead to constipation. Eight cups of water per day is the standard recommendation, but fluid needs vary from person to person depending on factors like age and physical activity level. Start with at least eight cups (or 64 ounces) of water per day and load up on hydrating fruits and vegetables like strawberries, pears, celery and cucumbers, all of which count towards your fluid intake and also happen to be good-for-you sources of dietary fiber. Now that's a double win.
Nutrition and Healthy Aging: "Ratios of Soluble and Insoluble Dietary Fibers on Satiety and Energy Intake in Overweight Pre- and Postmenopausal Women"
British Medical Journal: "Dietary Fibre Intake and Risk of Cardiovascular Disease: Systematic Review and Meta-Analysis"
Harvard Medical School: "11 Foods That Lower Cholesterol"
Centers for Disease Control and Prevention: "LDL and HDL Cholesterol: "Bad" and "Good" Cholesterol"
American Journal of Lifestyle Medicine: "Closing America's Fiber Intake Gap"
Food Data Central: "Black Beans"
Annals of Internal Medicine: "Single-Component Versus Multicomponent Dietary Goals for the Metabolic Syndrome: A Randomized Trial"
Mayo Clinic: "Dietary fiber: Essential for a healthy diet"
2015-2020 Dietary Guidelines: "Appendix 7. Nutritional Goals for Age-Sex Groups Based on Dietary Reference Intakes and Dietary Guidelines Recommendations"
How to Change Your Diet to Combat Lazy Bowels
Can a High-Fiber Diet Cause Rectal Bleeding?
What Can Be Used for Constipation Instead of Prune Juice?
How to Kick-Start Your Digestive System
How to Avoid Constipation on Low-Carb Diet
How to Make the Perfect Fiber Shake to Help You Shed Pounds


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Taking Root Funding for 2023
CAPP: Practice and Power. Image credit: Heart of Glass.
€20,000 Funding for individuals, arts groups and community groups that work to make a positive impact in Tuam and its hinterlands
About this fund
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This fund, with support from Galway County Council Arts Office is now open, with a total sum of €20,000 available. Applications can be submitted for the minimum amount of €250 to the maximum amount of €2,000 as dependent on your needs and ambitions for the work. This fund closes for applications on the 9th February 2023, at 5pm.
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Atlantic Canada > News
New Kentville police chief making comeback after retirement from Halifax force
Butler's focus includes continuing mentorship of younger officers
Kirk Starratt | Posted: Jan. 6, 2022, 1:26 p.m. | Updated: Jan. 6, 2022, 4 p.m. | 4 Min Read
Chief Jim Butler of the Kentville Police Service says mentoring younger officers is one of the key reasons why he took the job. KIRK STARRATT
KENTVILLE, N.S. — For Jim Butler, taking the helm as chief of the Kentville Police Service is a homecoming in his law enforcement career.
It also comes about a year after hanging up his badge.
Butler officially became chief on Oct. 12, after serving as acting chief for about a month. The 55-year-old said his policing career has involved "quite a journey."
Born in St. John's, N.L., Butler said he spent his formative years in Lower Sackville, with many summers spent in the Annapolis Valley. In the early 1990s, he and his wife were living in Kentville as he was finishing school and she was working at the Valley Regional Hospital.
Butler began training for a career in policing in 1991. There was a lack of full-time jobs available when he graduated from the police academy, so he worked a little in New Glasgow and Shediac, N.B.
Butler first worked for the Kentville Police Service in 1992 after taking a term position that lasted about five months. He joined the Halifax Regional Police in December 1992 and served in Halifax for 28 years before retiring a little over a year ago as the deputy chief - support.
"I was just enjoying my retirement and I came to visit my friend Julia (Cecchetto), who was the chief here and who I've known for a while," Butler said.
He learned there were a few job openings coming up with the Kentville Police Service and he decided to apply. Butler returned to front-line policing in December 2020, serving as a constable.
Following Cecchetto's retirement in September, Butler said there were some internal discussions. After talking it over with his family, he decided to apply for the chief's job and was successful.
Promoting wellness, development
Among Butler's goals is working to promote employee wellness and development. Butler said post-traumatic stress disorder (PTSD) impacts many people, including police. He said they have committed people working on the force and he wants to help ensure they have healthy, long careers and retirements.
Both formal and informal mentorship is important to Butler. He said this is a key reason why he took the chief's position.
Butler sees no reason why the next people to fill the department's top roles couldn't come from within the current staff.
Butler said he also wants to ensure the department is conducting a quality investigation at every level, regardless of how serious the file or how often they have to deal with a particular file.
"I want to make sure that everybody has the skills set, the comfort level and the ability to make sure that whoever is working, we can address each file on a professional basis based on the standards that are expected through the courts."
Butler said he believes the members of the Kentville Police Service are already at that point. However, with a lot of new people, Butler wants to make sure the experience level is spread across the board and officers get opportunities to try aspects of police work they may not have experienced before.
Realizing potential
Kentville Mayor Sandra Snow said Butler brings years of leadership and experience to the force and has a real desire to continue the mentorship work started by Cecchetto.
Snow said the force has a nice mix of younger and more experienced officers. It is the first stepping stone for many younger officers in their law enforcement careers.
"When you have a small force, there are only so many positions at the top, so sometimes you have to go to a bigger force," she said. "I think that what Jim is providing is that mentorship, that leadership and training."
Snow said she believes Butler will help ensure the young officers reach their goals and potential.
Past chiefs
Prior to recently retired Julia Cecchetto, the past five chiefs of the Kentville Police Service were:
• Ken Reade (acting chief)
• Mark Mander
• Brian MacLean
• Del Crowell
• Bob Innis
Maintaining community policing philosophy key goal of new Kentville chief
Updated Jan. 6, 2022 |3 min read
Nova Scotia's first female police chief retiring, counts increasing diversity among top accomplishments in Kentville
VIDEO: Former Kentville police chief honoured with headstone, plaque in Oak Grove Cemetery
Updated Oct. 1, 2019 |4 min read
Kentville's newest sergeant never wanted to be anything but a police officer
Updated Jul. 25, 2019 |3 min read
Former Kentville police chief recognized for service, dedication to NSCPA


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The Forgotten Women of the Reformation
October 23, 2017 by: Stephen J. Nichols
Stories We Need to Remember
The untold story of the Reformation is of the women of the Reformation. We tend to tell the story of all the men, and that's because they were pastors, and believe based on the teachings of Scripture, that the pastorate is an office reserved for men. But in that, we miss the fact that women played a significant role in the Reformation.
The role many of them played was as wife. We would not have Martin Luther and what he was able to do without Katie. But there were also women who made significant contributions in their own right.
Women played a significant role in the Reformation.
The one story that we have to tell is the story of Lady Jane Grey. She was just a teenager, and she had a knack for languages. She knew Latin and Greek, and she studied the Greek New Testament.
She wrote a letter to Martin Bucer— the scholar that Calvin wanted to study under at Strausberg—asking him what the best way was for her to go about learning Hebrew so that she could read the Old Testament in the original language. She was a teenager.
She ends up (after Edward VI's death) getting put on the throne of England. She was called England's "Nine Day Queen." The troops swooped into London to put Mary, the half-sister of Edward, on the throne. Lady Jane Grey was taken off the throne, and put in the Tower of London.
Of course Mary was Catholic to the core, and she reverted the Reformation that had come to England, and took England back to Catholicism. And there sitting in the Tower was this young teenager, Lady Jane Grey.
Stephen J. Nichols
Goes behind the scenes and uncovers the human side of the larger-than-life Reformers through user-friendly narrative stories on the Reformation.
Mary dispatches for Bishop Feckenham and he went and basically interrogated her. And in the process of this, she put forth the doctrine of sola scriptura, she defended the doctrine of justification by faith alone, and Feckenham just simply left. He was not up to the challenge of debating her.
The sentence was issued that she was to be executed, and this young, bold, courageous reader of Greek and Hebrew was led to her death. Lady Jane Grey became a martyr for the faith.
This is a great story, and there are more. We need not just remember the men of the Reformation, but also the women. We need to make sure their untold stories get told.
Stephen J. Nichols (PhD, Westminster Theological Seminary) serves as the president of Reformation Bible College and chief academic officer of Ligonier Ministries. He is an editor of the Theologians on the Christian Life series and also hosts the weekly podcast 5 Minutes in Church History.
Be Inspired by the Lives of Key Reformation Figures
Be inspired by the lives and ministries of 5 key historical figures whom God used to bring reformation to the church.
The Reformation's Evangelistic Impact
Gregg R. Allison
The most lasting impact of the Reformation is gospel-centered mission. The Reformation unleashed a movement that continues today as Christians everywhere take the good news to the entire world.
Reformation ABCs
Eight Women of Faith
Why the Reformation Still Matters
Michael Reeves, Tim Chester
Faithful Women and Their Extraordinary God
Noël Piper


AC Milan are plotting a move to sign a Manchester United outcast, while Real Madrid have hatched a plan to land their replacement for Cristiano Ronaldo, according to Monday's European papers.
AC Milan are reportedly looking to add to their rearguard with the signing of a Manchester United defender in January.
According to ESPN, the Serie A giants are looking to fix their crisis at the back following the injury sustained by Mattia Caldara that will see him out for three months.
Eric Bailly is the man they are reportedly keen on, and the Ivory Coast international has not featured since being withdrawn 19 minutes into United's 3-2 victory over Newcastle last month.
Reports have suggested that Jose Mourinho is eyeing a defensive overhaul in January, and Bailly is among those who he is seeking an upgrade for. Bailly has also been linked with moves to Arsenal and Tottenham in January after finding in and out of Jose Mourinho?s side this season.
It was claimed last month that the former Villarreal man – who cost United £30m – has no intention of leaving Old Trafford in January but will ask to be sold next summer if his situation has not improved.
Real Madrid are ready to offer star forward Marco Asensio as part of a deal to land Chelsea's Eden Hazard, a report claims.