Wherever there is a big anything, the crowds or individuals soon gather for a selfie. This big poppy was photographed on the edge of Marina Bay in Singapore. After observing this group of tourists, I thought there may be a market for a five-metre selfie stick.


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May ducks the Meaningful Vote
Facing the almost certain defeat of her Brexit deal, Theresa May decided to defer the vote and go back to Brussels.
The British Prime Minister will attempt to draw further assurances about the temporality of the so-called Irish backstop to win over MPs back home.
The European Perspective
According to Sky, The embattled Prime Minister is meeting the Dutch Prime Minister Mark Rutte in the Hague before talks with the German Chancellor Angela Merkel in Berlin.
The BBC reports she is also meeting with European Council President Donald Tusk, and Commission President Jean-Claude Juncker.
Yet, as SZ duly note, Mr Tusk himself has ruled out any possibility of re-opening the negotiation, echoing comments made by Irish Taoiseach Leo Varadkar.
Mr Tusk said on Twitter: "I have decided to call #EUCO on #Brexit (Art. 50) on Thursday. We will not renegotiate the deal, including the backstop, but we are ready to discuss how to facilitate UK ratification. As time is running out, we will also discuss our preparedness for a no-deal scenario." However, EU Diplomats told SZ that, while the negotiation is likely closed, "The political explanation could still be adjusted."
The Opposition Backlash
The unprecedented move to delay the vote, following three full days of Parliamentary debate, has left the UK's exit from the EU in "disarray", as reported in the WSJ.
As RTE indicate, opposition leaders have sent a joint letter to the Prime Minister expressing their concern about her pulling of the vote. The letter was signed by Jeremy Corbyn, Ian Blackford, Vince Cable, Liz Saville-Roberts and Caroline Lucas.
Leadership Contest?
However, it is not merely the opposition that have criticised the move, as highlighted by the BBC. Leading Conservative Brexiteer Jacob Rees-Mogg said Mrs May lacked the "gumption" to put her "undeliverable" deal before MPs. He is trying to get enough Tory MPs to submit letters of no confidence in the PM to trigger a leadership contest.
The Times reported that Crispin Blunt MP became the 26th MP to do so on Monday. Neither Downing Street nor the Conservative Commons Leader Andrea Leadsom would say when the delayed vote would take place, but it is likely to be in January now.
DeHavilland will be producing an updated briefing on what could happen next later today.
Mike Indian
Political Consultant
Mike Indian is Political Consultant and a member of DeHavilland's Content team, leading on infrastructure and Scottish affairs. He leads on DeHavilland's dynamic content, specifically videos and podcasts, and regularly appears in the media as a political commentator. A graduate of Lancaster University, he has worked as a freelance journalist.
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Yacht Selections
"Pour Choices" Wine Club
Wine On The WaterTastings This Week
Donna in Fuga - Woman in Flight
Nearly thirty years ago a woman who loved wine opened up a wine shop at the tip of the Charleston Peninsula. At that time, Charleston wasn't the wine and food mecca we know it as today. Despite that, she proceeded with her venture and ever so simply, even cleverly, named her store The Wine Shop of Charleston. Fast forward to April of 2020 and another passionate woman bought the store and ever so simply, even cleverly, kept the name.
Given the dedication and hard work of these two pioneering women and that the Shop has been female owned since the very beginning, we here at The Wine Shop love to highlight all the Vigneronnes' out there, be it female winemakers, winery owners and producers, wine growers or all of the above. And since March is International Women's Month, what better time to feature one of these fabulous ladies! We've chosen to go with José Rallo, CEO, singer and winemaker of Donnafugata in Sicily.
The Tasting will be Wednesday March 9th, the day after International Women's Day, but we've got the whole month to celebrate!
We'll begin with Donnafugata's flagship and their most enjoyed wine in the world, the Anthilla. A light and easy-drinking white, the Anthilla is made from Catarrato, which is indigenous to Sicily. Like all of Donnafugata's wines, the labels are all creatively artistic and pay homage to literature and the arts, the label of the Anthilla depicts the face of a woman, mysterious and fleeting like the Elymian civilization. Anthìlia is the name given to the city of Entella on the top of the Rocca in Roman times. Today, Anthìlia is the name of a wine that is identified with the ancient territory where it has its roots. It is the first wine to have been conceived at Donnafugata and still remains to this day in the hearts of many admirers.
Speaking of literature and the arts, the name Donnafugata refers to the novel Il Gattapardo (The Leopard) by Tomasi Di Lampedusa. Literally translated, "Donna in Fuga" means Woman in Flight and refers to the story of a queen who found refuge in the part of Sicily where the company's vineyards are located today.
Our second wine of the evening will be an aromatic white made from Zibibbo.Thought to originate in Egypt, Zibibbo does exceedingly well on coastal Mediterranean terroir. Let's forget the fact that this wine is ridiculously good and go back and focus on the label. Like a phoenix, a mermaid is just beginning to rise from the sea during sunset. What truly draws us to it though, is the Italian saying describing her.
Dai disordinati capelli color di sole l'acqua del mare colava sugli occhi verdi apertissimi...
Which translates to: "From her unruly sun-colored hair, the sea water dripped over her wide-open green eyes..."
We just love it. What can we say, it's the romantic in us.
Next up will be the Sul Vulcano Etna Rosso. As far as terroir and soil types go, volcanic soil is easily one of our favorites. There's ancient and non-ancient volcanic soil all over the wine growing world. Even parts of Napa and Sonoma have volcanic soil types. But Mount Etna is something else entirely. This isn't ancient soil, no no. This is active volcanic soil. These people are growing grapes on and around and active volcano. The next time you see either a red or white from Mount Etna and question why they can be so pricey, remember what these people are doing! Their "office", their job site, is on an active volcano. That's a good enough reason to pay a little extra for something super cool. And that's the thing, the complexities and textures that volcanic soil like this imparts is wild! As for the Sicilians who are making these wines, we'll just chalk it up to the Italian being crazy. In The Godfather when Calo tells Michael Corleone, "In Sicily, women are more dangerous than shotguns," we'd like to assume that author Mario Puzo had something like these growers in mind when he wrote that line.
Concluding the evening will be a little Passito, an Italian dessert wine. Also made from Zibibbo the vintage Ben Ryé is without question one of our absolute favorite dessert wines period. This exquisite sweetie is perfect for after dinner to accompany dessert or just as a liquid dessert. And it's not just the chocolate that it plays well with, but if you wanted to go savory pair it with foie gras in lieu of Sauternes or gorgonzola (bleu cheese).
The lineup is pretty killer and if there's any Tasting not to miss, it's this one. Clearly we're pretty excited about it! So come on out and help us celebrate women of the wine world, especially the uber talented José Rallo and International Women's Month.
Salud,
The Wine Shop Team
Pour Choices Wine Club
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Sports Special
Can you beat Burt?
Massachusetts public notices
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KEN YUSZKUS/Staff photo Montserrat College of Art's $8 million student residence village in downtown Beverly was built in 2009. When a fund-raising campaign fell short, the college had to borrow money to pay for it.
Steve Immerman, president of Montserrat College of Art, disputes a federal Department of Education designation in 2013 that the college is not financially responsible. "I invested in the operation and the quality of student experience to try to improve the competitive position of the college, which we have," he said . (Courtesy photo)
Salem State, Montserrat merger may cost taxpayers
Montserrat struggling with financial woes
BY PAUL LEIGHTON STAFF WRITER
Correction: This story incorrectly stated the cost of letters of credit purchased by Montserrat in 2013 and 2014. The college spent $800 to purchase the letters of credit. The story also incorrectly stated Steve Dodge's role on the Montserrat board of trustees. He was a board member but not the board president.
When Salem State University and Montserrat College of Art announced last week that they are exploring a merger, their presidents extolled the potential benefits for both institutions.
A big question that still needs to be answered is how a merger would impact taxpayers — especially since Montserrat is on shaky financial ground.
Montserrat College President Stephen Immerman said the college's finances have improved since he took over in 2009. But records show the downtown Beverly school is still struggling to make ends meet.
Montserrat posted operating losses for three straight years before finishing on the plus side in fiscal year 2014, according to the college's financial statements. In 2013, the U.S. Department of Education gave Montserrat the second-lowest financial responsibility score out of 109 private, non-profit colleges in Massachusetts — ahead of only the Urban College of Boston, and behind Boston's Juniper Beauty Academy.
The department has classified Montserrat as "not financially responsible" and has required the school to provide a letter of credit to insure that government loans will be repaid if the college goes out of business. Montserrat was forced to spend a combined $868,480 in 2013 and 2014 to purchase letters of credit.
Salem State University President Patricia Meservey said officials are examining Montserrat's finances, but it's too early to know the financial consequences of a merger for taxpayers.
"Right now we're in the process of due diligence to try to determine what are the actual financial opportunities and risks in a possible merger," Meservey said. "I can't be specific about what the outcome would be because I don't have all the information."
Investing in the school
Immerman said the Department of Education's characterization of Montserrat as "not financially responsible" is misleading. He said the school has spent money on infrastructure, technology and other improvements that help students but don't show up on the college's cash balance sheet.
"I invested in the operation and the quality of student experience to try to improve the competitive position of the college, which we have," he said.
He also questioned the formula the government uses to determine the scores. A task force of college and university presidents issued a report last year saying the formula is often inaccurate and unfairly penalizes well-performing institutions.
"I think we've been incredibly responsible financially," Immerman said.
The college was also cited for "lack of sufficient oversight" in its accounting department in a 2013 audit. According to the report, the college operated without a controller for most of the fiscal year, and several accounts were not property reconciled, reviewed or approved.
Immerman said the audit was initiated at his request and a new chief financial officer has been hired.
Bailed out by donor
Montserrat has also relied heavily on the backing of a few top donors to ensure its financial stability. Donors include Steven Dodge, former president of its board of trustees. Speaking at a faculty meeting in 2013, former Montserrat Executive Vice President Richard Longo said Dodge "literally saved the college at one point financially, and he still secures our debt," according to minutes of the meeting.
Dodge is the chairman of Windover Development, a Beverly-based company that built an $8 million student residence village for Montserrat in 2009. The college was forced to borrow money to pay for the project when a fund-raising campaign fell short. In 2010, Dodge personally guaranteed a $5 million line of credit for the college, according to deed records.
"Montserrat would not be here but for Steven Dodge and his leadership and his philanthropy," Immerman said. "He doesn't want credit. This is just something that he's done because he believed in the place."
Montserrat's precarious finances prompted the college to discontinue its practice of contributing to employee retirement plans in 2013, saving the school about $130,000 per year.
Immerman and Meservey said the financial details of the merger will be worked out in the next few months as the two schools go through their due-diligence phase. Right now, the plan calls for Salem State to take on Montserrat's operating revenues and expenses, according to the colleges, while Montserrat's property and endowment would be "gifted" to Salem State.
Montserrat's property and equipment are valued at $10.3 million, while its endowment is around $740,000.
The debt question
As for whether Salem State will also inherit Montserrat's long-term debt, which as of last June stood at $6.3 million, both college presidents said that has not been determined. Salem State already has more than $32 million in long-term liabilities, due in part to several recent building projects, according to financial records.
Salem State received $46.9 million in state appropriations to help fund its $137.9 million budget in 2013. Whether that appropriation will need to be increased if Montserrat is absorbed is not yet determined, the presidents said.
Meservey said analyzing and comparing the financial strengths of private and public colleges is difficult. She said officials will examine Montserrat's assets as well as its debts and make a determination of the costs of the merger.
"While in any new endeavor there may need to be some investment of funds," she said, "we are looking at this as one that would be a positive one that would not cause any strain on Salem State."
Enrollment has increased from 339 to 385 since Immerman arrived at Montserrat. But he said colleges everywhere are facing the challenges of fewer college-age students and increasing wariness of families about accumulating college debt. Montserrat's tuition is $27,500, not including room and board.
Immerman said a merger would increase Montserrat's long-term viability and expand educational opportunities for its students, while Salem State would enhance its arts program.
"It's a big win for everybody," he said.
Staff writer Paul Leighton can be reached at 978-338-2675 or pleighton@salemnews.com.
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A new trend in smartphone design is unfolding right before our eyes.
After a decade of putting out candy-bar-style slabs, phone makers are looking to shake things up. And if expansive, bezel-free displays don't grab you, companies are hoping that devices with bendable screens will.
Samsung is the latest to unveil a foldable smartphone, but it's certainly not the first company to do so — nor will it be the last. By making devices with expandable displays, phone makers hope to meet the needs of people who increasingly view that device in their pocket as their primary way of getting things done. And if these new designs happen to give a jolt to smartphone sales, all the better.
Here's an overview of all the foldable smartphones that have been announced and how they compare to one another.
After years of rumors, hints and teases, we finally got a look at Samsung's foldable phone when the company offered a sneak peek at its annual developers' conference. And yet, even after seeing the phone out in the wild, there's still plenty we don't know about it.
Let's start with the name. Samsung hasn't told us what it's calling this phone, simply referring to the device's Infinity Flex display during that developers' conference preview. Rumors had Samsung naming the phone the Galaxy X or Galaxy F; we have no idea which of those two options the company will take or if it has a different name entirely in mind.
If you're wondering what processor powers the phone, continue to speculate. Samsung hasn't talked about that, how the cameras might work or even what the physical dimensions of its Infinity Flex phone are. The phone was visible only from a darkened keynote stage, so we'd have to guess this is an early prototype.
We do have a good idea of just how the phone will unfold, though. Samsung's device will open and shut like a book. When the handset's open, you're looking at a 7.3-inch AMOLED screen that offers more detail than what you'd get from a standard smartphone display. Fold up the phone, and you've still got a 4.58-inch cover display with the same touch-screen functionality you've come to expect from a mobile device.
The phone will run a version of Android designed to support foldable devices, and Samsung is touting a couple of neat software features. App continuity means that the app you're looking at on the smaller, cover screen will remain open on the full display when you unfold the phone — the part of the app you were looking at will even be front and center. You'll also be able to multitask on Samsung's phone, because the Multi-Active Window feature lets you run three apps side by side.
When Can I Get It? Samsung says it's ready to start mass production on its foldable display in the coming months, though there's no explicit timeline. We'd guess that Samsung will have a fully fleshed-out foldable phone sometime in 2019.
What Does It Cost? That's an even bigger mystery. The rumors building up to the unveiling of the Infinity Flex display suggested that the phone would be in the ballpark of $1,800. That's a pretty expensive device, but consider that Samsung sells the Galaxy Note 9 for $999, and the phone's screen doesn't fold at all. Expect to pay more for a device sporting breakthrough technology.
Samsung's announcement of a folding phone grabbed all the headlines, but that company's device is not the only foldable smartphone to debut this year. A week before the Infinity Flex announcement, a little-known company named Royole unveiled the FlexPai, which also has a foldable screen. And Royole is already taking orders on its device.
Credit: RoyoleThe FlexPai works a little differently from Samsung's phone. Instead of folding like a book, the FlexPai's 7.8-inch display folds downward, leaving you with a screen on either side of the device. It looks the hinge of the FlexPai is an active screen as well when folded.
Royole contends that the folded-up phone fits in your pocket, though it still looks pretty bulky to us, based on the hands-on videos posted since the phone's Oct. 31 debut. At 7.5 x 5.3 x 0.3 inches and 11.3 ounces, it's certainly not a slender device.
The FlexPai enjoys another advantage over Samsung's phone besides beating it to market: Royole has posted the actual specs. The folding phone runs on a Snapdragon 8-series system on a chip — Royole doesn't specify which Qualcomm chipset — with either 6GB or 8GB of RAM.
You've got a pair of cameras on one corner of the device: a 16-megapixel lens and a 20-MP shooter. And a dual-view camera modes shows you the photo from each screen should you have the FlexPai folded. A 3,800-mAh battery powers the phone, and that unfolded AMOLED display offers 1920 x 1440 resolution.
Credit: RoyolePeople who've seen the FlexPai in action say the phone is a little rough around the edges, and the videos posted online tend to support that verdict. A big problem seems to be that the FlexPai has trouble recognizing the orientation of the device when it's folded up, switching between landscape and portrait modes willy-nilly. Royole has said it's still fine-tuning the Android 9-based Water OS that runs on the FlexPai.
When Can I Get It? You can order a FlexPai Developer Model from Royole right now if you're daring enough, but don't expect it to ship right away. As of this writing, Royole's website says that orders will be fulfilled starting in late December. That sounds a lot like the phone will arrive in early 2019.
What Does It Cost? A 128GB FlexPai Developer Model will set you back $1,318. The price climbs to $1,469 if you double the storage to 256GB. Expensive? Sure. But to put that figure in context, an iPhone XS Max with 512GB of storage costs $1,449.
What if I told you that a folding phone is already available and that you could have bought it at any time in the last year? That would be the ZTE Axon M, which debuted in the fall of 2017 but hasn't really captured the attention of smartphone shoppers.
The Axon M isn't quite in the same class as the FlexPai or the foldable phone still in development at Samsung. Those phones feature screens that fold in two, whereas the Axon M is a dual-display phone that, when unfolded, positions those two LCD screens next to each other. The unfolded phone gives you a 6.5-inch display with 2160 x 1920 resolution and a visible hinge running down the center.
When we reviewed the Axon M, we liked the ability to run two apps side by side but were disappointed by the phone's lone, 20-megapixel camera and the device's subpar battery life. Also, the phone ships with Android Nougat, which is a little behind the times.
When Can I Get It? The Axon M is an AT&T exclusive, so you can buy it from that wireless carrier right now.
What Does It Cost? At least you won't have to pay a lofty price for the Axon M. ZTE's phone costs a relatively cheap $724.99 at AT&T. Buy the phone in installments, and you'll pay $24.17 a month for the next 30 months.
The parade of folding smartphones hasn't ended just because Samsung entered the scene. If anything, you should expect to see more of these bendable devices as we head into 2019.
Phone leaker Ice Universe predicted on Twitter that we would see foldable phones from "at least three smartphone brands" at the CES and Mobile World Congress trade shows — and that total didn't include Samsung.
So, who else has a folding smartphone tucked up their sleeve? Here are the rumors we've heard so far.
Huawei: This one isn't exactly a state secret. Huawei CEO Richard Yu has said that the Chinese phone maker was working on a foldable phone of its own — and that it would work on next-generation 5G wireless networks.
Credit: HuaweiThat last detail provides a hint as to when we can expect Huawei's foldable device. Most 5G wireless networks won't be ready until the first half of 2019, and that's only the initial rollout. Then again, nothing's stopping Huawei from offering a preview of the phone before 5G networking comes online.
LG: Evan Blass, another well-regarded leaker of smartphone details, contends that LG will have a foldable phone at CES in January. The story's not out of left field; like Samsung, LG makes displays, and in the past, the company has demoed panels that can fold, bend and roll up. Earlier this year, LG received a patent for a smartphone that folded shut. What's more, the manufacturer will deliver a keynote address at CES.
Others: Back in 2016, Lenovo demonstrated a prototype phone that could bend around your wrist like a bracelet, as well as a 10-inch tablet that could fold in two. In the subsequent two years, Lenovo and its Motorola phone brand have been awarded their own patents for foldable devices.
Speaking of patents, Apple can point to its share covering foldable phone technologies and concepts. At least one analyst believes Apple will have its own folding iPhone out by 2020. As is typical, Apple is mum on its future phone plans.


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Three bedrooms are located on the upper-level including the master-bedroom which is tastefully furnished and includes a king-size bed, whilst the other two bedrooms have twin-beds. The fourth bedroom is located downstairs and can be converted to king-size or twin accommodation as desired. All bedrooms are en-suite and feature air-conditioning, cable TV and safes.
The living room has all the modern comforts including cable television, VCR, stereo system with CD player and a fax machine.


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alliance of european national movements, climate change, council of europe, council of the the european union, estonia, eu presiden, euroblog, european council, finland, Lisbon Treaty/Constitution, merkel, NATO, obama, russia, sarkozy, social democracy, spain, tony blair
If Sarkozy and Merkel are against Blair, maybe we should support him:)
In EU summits/meetings, European Economy, State of Europe on November 1, 2009 at 18:02
Merkel and Sarkozy unite to end Blair's European dream
from EU-DIGEST by Turkish Digest
Europe, World – The Independent
Former prime minister's bid for EU presidency founders as continent's most powerful leaders announce they would prefer candidate from smaller country
The European Council, the Council of the European Union, the Council of Ministers and the Council of Europe: A guide
from Nosemonkey's EUtopia
Yes, it's confusing. Too many Councils, all something to do with Europe. I get that it's hard to keep track of them all – hell, I get confused myself sometimes.
But – and this is an important but – when the media is discussing these things, it should get them right. All too often, the media gets them muddled up and seems to have little understanding of where the distinctions lie, which does what, and where the sensible comparisons are.
RNW: EU presidency: Blair out, Balkenende in?
from EU-DIGEST by A-News
Could Jan Peter Balkenende become the first EU President?
For the complete report from the RNW click on this link
EU presidency: Blair out, Balkenende in?
As Tony Blair's chances of becoming the first president of Europe are dwindling, plan B (for Balkenende) appears to be swinging into action. The Dutch prime minister's name continues to be mentioned in the corridors of power in Brussels, and his Christian Democrat party confirmed to Dutch NOS TV that they are seriously preparing for a possible departure of their leader.
Blair refuses to give up on EU presidency
from FT.com – World, Europe
Aides close to the former UK prime minister said he was "relaxed" and British officials still hope he can win through when Europe has a closer look at the alternatives
EU leaders ink Czech Lisbon Treaty guarantees
from EurActiv.com
European leaders struck a deal yesterday (29 October) on guarantees to be offered to the Czech Republic on the Lisbon Treaty, paving the way for completing ratification of the most comprehensive reform of the EU institutions in recent history. EurActiv Czech Republic contributed to this article.
Inside Blair Inc
Politics: The range and scale of his current activities mean former UK prime minister Tony Blair would have much to lose in taking the EU top job and abandoning the frenetic life of a fixer
Tide turns against Blair for EU presidency
The tide seems to have turned strongly against Tony Blair as a potential candidate for the EU presidency, notably in a stormy meeting of European social democrats at the EU leaders' summit in Brussels
Search for EU president continues after summit
With former UK Prime Minister Tony Blair out of the race to become the EU's first permanent president, Luxembourg Premier Jean-Claude Juncker now appears to be the leading contender for the EU top job.
EU vague on exit strategy as unemployment surges
The number of jobless people in the EU hit 22 million in September 2009, five million more than a year earlier, leading European leaders to be careful about agreeing a definitive date to end national measures to stimulate the economy.
EU leaders fail to hammer out climate funding details
EU leaders have agreed on the need to provide �100 billion a year to fund climate efforts in developing countries, but failed to commit the EU to any specific sums, delaying their decision until after December's UN conference in Copenhagen.
Blair's EU presidency bid runs into trouble as summit starts
from Brussels Blog by Tony Barber
As European Union leaders gather for their two-day summit in Brussels, the word is that the British government's effort to have Tony Blair selected as the EU's first full-time president is running into trouble. Prime Minister Gordon Brown has just finished a round of afternoon discussions with other European socialist leaders, trying to persuade them that Blair deserves the job.
The climate of history: Four theses
from Eurozine articles by Dipesh Chakrabarty
Freedom has been the most important motif of accounts of human history since the Enlightenment. Yet, as the climate reaches "tipping point", an awareness of the geological agency human beings acquired through processes linked to their acquisition of freedom is only now emerging.
What Exactly Is Going On In Finland?
from A Fistful Of Euros » A Fistful Of Euros by Edward Hugh
Finland, we have recently been told, is the world's most prosperous nation, and it is deemed to be prosperous not only in monetary and financial terms, but also in terms of the implicit wealth of its democracy and governance. This striking assessment is to be found in the latest edition of what is known as the "Prosperity Index", an initiative launched by the Legatum Institute, a London-based think-tank. In fact Finland took first prize – up from third last year – and was closely followed by Switzerland and the other Scandinavian countries (Sweden, Denmark and Norway – also see Doug Muir's "debunk" of all this brouhaha here).
NATO and Russia
by Edward Lucas
Oct 29th 2009 | RIGA AND TALLINN
From The Economist print edition
Jitters in eastern Europe over Russia's military manoeuvres
SCAREMONGERING is where defence-planning and politics overlap. Big military exercises in western Russia and Belarus, which finished earlier this month, were based on the following improbable scenario: ethnic Poles in western Belarus rise up and "terrorists" from Lithuania attack the Russian exclave of Kaliningrad. More than 10,000 troops from Russia and Belarus countered them, reinforcing Kaliningrad from the sea and sending special forces behind the enemy lines. Three NATO–like brigades, one visiting, one Estonian and one Latvian, then invaded western Russia, where they were successfully rebuffed by the elite Pskov-based 76th air assault division, reinforced by a motorised rifle brigade.
Estonia ahead
Baltic economies
The Estonian exception
Estonia gets a boost, but worries persist about its Baltic neighbours
SMUGNESS is Estonians' least attractive feature, at least in the eyes of their Baltic neighbours, Latvia and Lithuania. A surprise endorsement by the International Monetary Fund of Estonia's plans to join the euro in 2011, coupled with gloom about the other two countries, will only make that worse.
EU clears hurdle to Lisbon treaty
from BBC News | Europe | World Edition
EU leaders agree a deal over the Lisbon Treaty at a summit in Brussels, but remain split over climate aid.
Where now for European Social Democracy? Introducing the Good Society Debate
from Social Europe Journal by Andrea Nahles and Jon Cruddas
European social democracy needs a fresh start. In the wake of the most severe economic crisis in decades it became clear that social democrats have not paid enough attention to the development of a real political alternative to the dominant free market orthodoxy. When the demand for an alternative politics was there social democrats had very little to say. Adaptation to the political mainstream over the last one and a half decades was a strategy that gave short-term electoral success at the price of the long-term viability of social democratic politics. Recent national and European election results prove that this short-term success is over and that the crisis of social democratic politics has reached worrying levels indeed.
A New Spectre Is Haunting Europe, A Spanish One
A spectre is haunting Europe, but this time it is not the spectre of revolt by the popular masses, or even one of yet another wave of bank bailouts. No, the spectre which is currently stalking the corridors of Europe's most prestigous institutions is one of a Spanish economy which stays on a flatline while Europe's other economies, one by one, start to struggle back to life. And the main reason that this particular ghostly image is giving everyone so many sleepless nights is because Europe's current institutional structures, and especially the monetary policy tools available at the ECB are scarcely prepared for such a nighmare eventuality.
EU Lisbon Treaty: Trick or treat(y)?
from Grahnlaw by Grahnlaw
"Trick or treat?", asked president Vaclav Klaus, and 27 member state governments (including his own) obliged by granting the Czech Republic an opt-out from the Charter of fundamental rights of the European Union.
Presidency conclusions
This is how the Presidency conclusions of the European Council 29 to 30 October 2009 (document 15265/09) settle the issue (page 1 to 2):
Alliance of European National Movements
by Grahnlaw
Nothing is more international than nationalism, the great "-ism" of the 19th and 20th century, but these nationalisms tend to be mutually exclusive, where ethnic groups and national borders do not coincide.
The establishment of the Alliance of European National Movements (AENM) is an effort to lay the foundations for a European level party (Europarty) and later a political group in the European Parliament, in order to resist the European Union, immigration and globalisation.
Sarkozy's Obama Obsession
from Newsweek Columnists: Christopher Dickey
Facing down Iran, French president Nicolas Sarkozy stood shoulder to shoulder with President Barack Obama and British Prime Minister Gordon Brown in Pittsburgh last week. Or so it might be said. The statements of all three were consistent as they denounced the Islamic Republic's construction of a secret nuclear facility. But in this stage show of solidarity, body language sent a different message. Obama and Brown really did stand side by side. Sarkozy stood apart, looking a little like he'd been asked to stand as best man at a stranger's wedding.
The Quiet Power of Europe
from Newsweek International Editions – Top News
It's often easy to view Europe as an aging continent in terminal decline. Pundits and politicians lament that the European Union is weak, riven by conflict, and unable to translate its size and wealth into hard power. Or, as British Foreign Minister David Miliband put it last week, "the European whole is less than the sum of its parts."
Ministers who Euroblog
One of the Euroblog categories on Bloggingportal.eu is Governments, where we find the following actively updated ministerial blogs: Carl Bildt (SE), Bendt Bendtsen, David Miliband, EU Minister's Blog (Cecilia Malmström), Alex Stubb blogi (FI) and Turkov čas-opis.
Multilingual Bloggingportal.eu
Multilingual Bloggingportal.eu, which aggregates posts from 474 Euroblogs, offers opportunities for cross-border debate on European issues and enjoyable language learning. In principle, 25 languages are on offer, but I suspect that there are a still a number of 'national' blogs with broadly European themes, which nobody has thought of proposing to the editors of Bloggingportal.eu.
« Before Erkan's Sunday morning fantasies November 1, 2009
After"The geopolitical anthropology of media November 2, 2009 »


Newsifact: New craze: Italian earthquake victims "do the Berlusconi."
New craze: Italian earthquake victims "do the Berlusconi."
A new craze is sweeping post-earthquake Italy. Victims of the recent earthquake, which struck the country at 0130 GMT on Monday morning, are "doing the Berlusconi" in an effort to snub the effects of the earthquake and show their inherent strength and superiority. The Italian earthquake victims are copying a recent snub which took place at a NATO summit in France, in which the Italian PM kept German chancellor Angela Merkel waiting and instead continued a conversation on his mobile - the incident was carried on live TV and left Ms Merkel publicly irritated. Inspired Italians are now causing a new craze to sweep across the nation, copying their revered leader even in times of such tragedy.


Home > News > How Do You Feel?
The 15th World Congress on Pain, running from now until October 11 in Buenos Aires, Argentina, kicked off with some exciting new data on touch-responsive channels in sensory neurons. Mechanosensation, the response of cells and organisms to pushing or stretching or stroking, remains one of the most mysterious of all the sensory modes. Understanding the channels that mediate mechanical pain could offer new targets for analgesics aimed at quieting peripheral neurons.
The first mammalian mechanosensitive channels, Piezo1 and 2, were discovered just a few years ago by Ardem Patapoutian and colleagues at the Scripps Research Institute, La Jolla, California, US (Coste et al., 2010). They subsequently showed that the fruit fly form of Piezo could respond to noxious mechanical probing (see PRF related news story on Kim et al., 2012). In the opening plenary presentation of the meeting, Patapoutian showed new data on the function of Piezo2 in the mammalian sensory nervous system. Based on experiments with conditional knockout mice, the channel appears indispensable for sensing touch, but not pain.
That leaves open the question of what channel or channels are responsible for sensing painful pressure. The answer may be revealed before too long, as Patapoutian's lab is working on a clever high throughput assay for additional mechanosensors.
"He has found the touch transducer. He has not found the pain transducer… but he will likely find it soon, if he has not already," said audience member Jeff Mogil, McGill University, Montreal, after the talk.
Patapoutian has a long-standing interest in channels that give peripheral sensory neurons their feelings. His lab discovered the TRPM8 cold sensor and, along with David Julius's lab, the TRPA1 channel, which senses noxious chemicals and is a target for experimental new treatments for pain and cough. Channels that open to force were known in lower organisms but the identity of the mammalian force-operated channel was unknown until Patapoutian's group discovered Piezo1 and 2.
In his new work, Patapoutian found that sensory neurons of the dorsal root ganglion express Piezo2, but not Piezo1. Piezo2 knockouts die soon after birth, so Patapoutian used a tissue-specific inducible knockout strategy to delete the channel in adult mice and only from DRG neurons. The mice showed the expected loss of most if not all Piezo2 protein in the DRG, and loss of the characteristic mechanically-activated current in DRG neurons. Electrophysiological recordings from ex vivo skin-nerve explants (done in collaboration with Gary Lewin, Max Delbrück Center for Molecular Medicine, Berlin, Germany) showed a loss of mechanical stimulation in the low threshold mechanotransducing Abeta sensory fibers (the fibers that respond to light touch), but not nociceptive C or Adelta fibers.
In several behavioral assays, the mice showed a drastic reduction in response to touch stimuli, including gentle poking with von Frey filaments, swiping with a cotton swab, and having a piece of adhesive tape placed on their back. In contrast, the detection of noxious force from von Frey filaments was completely normal in the knockouts, and they developed mechanical hypersensitivity in inflammatory and neuropathic pain models identically to the wild type mice.
The results indicate that Piezo2 is a major transducer of mechanical touch sensation in mice. That fits with the distribution of the channel in skin, which Patapoutian found mainly in around low threshold mechanotransducing structures including Meissner corpuscles and Merkel cells using a GFP reporter construct. There was no detectable signal in free nerve endings typical of nociceptive fibers.
What about the pain channel? Finding Piezo took 11 months of poking and recording currents from individual cells. Piezo was the 72nd gene that then-postdoc Bertrand Coste screened. Now, the lab has devised a high-throughput assay to detect currents evoked by shear stress in cells in 384-well plates. The new assay can do 3000 genes in 3 days, Patapoutian said. Chances are it will not take long to find a candidate transducer for the high-threshold mechanoreceptors.
Patapoutian's impressive work so far earned him a Howard Hughes Investigator award earlier this year (see his investigator bio here). His excellent plenary was a fitting kickoff to the pain meeting, and to PRF's coverage. Watch this space for more blogging from Buenos Aires. If you are at the meeting, chime in with your comments, too.
Nature. 2014 Dec 4; 516(7529):121-5.


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NASHVILLE, Tenn. (August 20, 2015) – Riding the wave of the burgeoning label's debut act 3for3's entry into the Top 10 at CHR radio with "Halfway," Maxx Recordings is set to release teen singer/songwriter Kolby Koloff, who rose to notoriety on the hit Lifetime TV series "Preacher's Daughters." Her self-penned debut "Grow," is delivered to radio this week.
Kolby Koloff single "Grow" addresses the notion of learning how to let go and grow with your faith in hand. "And with some sun and with some rain, a little shelter from the pain, with some patience and some time you'll see... it will grow and grow" is a simple lyric that provides profound wisdom in a young lady who has experienced a lot of challenges in a short 19 years.
Kolby's path to the stage was not one she dreamed of as a child. But with some convincing from her family and putting her experiences to paper, she delved in deep to offer her take on maneuvering life with God as her guide into a collection of stunning insights and hope.
The result is a five-song EP featuring elegant, heartfelt songs designed not only to showcase Kolby's evolving vocal style — think a dash Natalie Merchant and a bit of Edie Brickell — but also to highlight her desire to communicate both faith and familiarity to a generation with so many options, both good and bad, in front of them every day.


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Michael Brown withdraws nomination for DOD's top acquisition role
By Lauren C. Williams,
By Lauren C. Williams
The Defense Innovation Unit's director has requested his name be withdrawn from consideration to be the undersecretary of defense for acquisition and sustainment, citing delays caused by an ongoing Office of the Inspector General investigation.
Defense Innovation Unit Director Michael Brown has requested his name be withdrawn from consideration to be the undersecretary of defense for acquisition and sustainment due to delays posed by an ongoing inspector general investigation.
"While I am confident the Office of Inspector General will ultimately find no wrongdoing on my part, I know there are other qualified candidates who can focus on the urgent business of making our acquisition processes faster and more cost-effective," Brown wrote in a letter dated July 13 and submitted to Defense Secretary Lloyd Austin.
Brown has been subject to a Defense Department Office of Inspector General investigation, evaluating personnel practices at DIU and accusations of nepotism, which Defense One reported soon after Brown's nomination in April.
Brown, who was previously CEO of Symantec, wrote in his withdrawal letter that service members "deserve Senate-confirmed leadership as quickly as possible" and that the DOD IG's investigation into DIU's personnel practices could delay his nomination by a year.
Inside Defense first reported the news of Brown's withdrawal and DOD later confirmed the reports. Additionally, John Kirby, the Pentagon's press secretary, said there were no personnel changes to announce and that Brown would stay in his role as the director of the DIU.
Brown has been credited with expanding the once "experimental" organization's portfolio since he joined in 2018, helping field almost 30 new capabilities. DIU is known as DOD's innovation arm that helps with prototyping and fielding commercial technologies through rapid acquisition methods.
Brown's nomination withdrawal comes as the Biden administration has struggled to process nominees for high-profile positions, particularly in DOD.
The White House nominated two former DOD acquisition executives for other roles July 13: Gabe Camarillo had previously been the Principal Deputy Assistant Secretary of the Army (Acquisition, Logistics & Technology), and was nominated to be undersecretary of the Army; and Alan Estevez, the former Principal Deputy Under Secretary of Defense (Acquisition, Technology & Logistics), was tapped to be the Commerce Department's undersecretary for industry and security.
NEXT STORY: Vote delayed on Biden's SBA nominee amid GOP-led filibuster attempts


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Channeling a United Community: H.Res 252 and Beyond
By Shant Hagopian
As another April comes and goes, and we mourn the loss of our ancestors almost a century ago, we again look toward recognition. States, counties, cities and municipalities will pass resolutions in their legislative bodies acknowledging truth, paying homage to social justice and international human rights. Rallies will assemble, protests will emerge and we will unite with our brothers and sisters around the world demanding that the Republic of Turkey accept guilt for its atrocities beginning in 1915. Such has been the case for decades and we have made inroads in our battle for justice. With that said, there are still many milestones toward recognition which the Armenian community is still looking to accomplish.
Those working toward these efforts can be found among those few remaining survivors the latest generation of Armenians. As diverse and multi cultural the Armenian race is, spread across every continent of this earth, we are united by a common struggle for justice. From our highly successful professionals to our passionate youth, our ever-expending community is utilizing every tool at its disposal to ensure the tragedies of our ancestors are not forgotten and efforts to rewrite history prove unsuccessful. Almost a century after the near extermination of our race, our voices have become louder and every passing generation sees our Cause embolden.
Each passing year, the Armenian Genocide becomes more widely known and accepted. On every front, the Armenian Diaspora is educating the public through all means possible across the globe. Just this year, another handful of countries added its name to the laundry list of those who formally recognize the genocide. With that said, the heyday of Armenian Genocide recognition remains in the future. As much progress has been made, the passage of the resolution in the United States Congress still awaits a full vote.
Behind the scenes, opposition has been mounting to the proper characterization of the Armenian Genocide. This opposition started with a few powerful lobbyists and has transformed into a campaign encompassing international diplomacy, academia and the media. This, along with shifts in geopolitics and a war on terror, has allowed the Republic of Turkey to take advantage of opportunities in its efforts to rewrite history. Their fight, like ours, does not end in Washington. The effort to ensure an accurate historical record stretches far beyond the halls of the nation's capitol and requires attention of our entire community.
As we inch closer to 100 years after the start of the Armenian Genocide, we must not only remember to stay united but also to remain activated. When this April comes and goes, lets not put our efforts on hold for a year. In order to pass a resolution in Congress, we must channel the passion felt on April 24 into action throughout the year.
Our community is strong but only with participation of our already united nation can we fulfill all of our efforts toward recognition.
Men in Black in Little Armenia A 21st Century Zartonk: An iRevival in the Modern Age of iFedayees


But there's another Leap Day tradition in America, from a suburban Chicago city. Aurora, Illinois used to be famous for its Leap Day fun, when the unmarried women took over the town and arrested all the unmarried men for the "crime" of being a bachelor. Yes, you read that right.
It's that time once again, kiddies, when we gather 'round the virtual fireplace and throw a few darts at the wall to predict the outcome of today's Republican primary races. Feel free to join us here tonight as we sit back and watch the results come in!
While everyone knew that the Republican primary candidates would all be displaying plenty of "Obama Derangement Syndrome" during the campaign, this week the rhetoric took a bizarre tangent which might be called "Apology Derangement Syndrome." The concept is not only laughable, it is easy to prove what rampant and stinking hypocrisy those espousing it are truly guilty of displaying.
"When the going gets weird," Hunter S. Thompson famously said, "the weird turn pro."
A tectonic shift is in process in American politics, and while individual incidents occasionally draw attention, the larger continental drift is usually not in focus. Because Democrats have started winning the so-called "culture wars."
You might not know it from the extended bouts of hair-pulling-and-garment-rending anguish emanating from the Republican Party establishment these days (see: any recent GOP commentary by a party elder or deep thinker which uses the phrase "brokered convention"), but the Republican Party is getting exactly what they asked for. Not just asked for, in fact, but specifically planned on.
But the focus from the media has so far been on the wrong car -- at least as far as I am concerned.
While this may -- as a direct result of a very successful mythmaking campaign -- be almost universally true today, it was not when the flesh-and-blood man (not the myth) held office as the new nation's first "Chief Magistrate" (as it was referred to back then). Yes, even Washington had his media critics.
President Barack Obama certainly had an impressive week, getting from Congress exactly what he demanded in the State Of The Union message -- a payroll tax holiday extension for the rest of the year... with "no drama."
But it sure would be interesting to watch that convention on television, wouldn't it?


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J. S-Quire Johnson
S-Quire has been developing and implementing social justice focused programs and initiatives within community agencies, for-profit businesses and educational institutions since 2012. Sourcing anti-racism/oppression frameworks, popular education techniques and multimedia resources, his work showcases his passion for diversity and inclusion, cultural identity awareness, empowering youth voices, and strengthening healthy families.
S-Quire co-founded The Fatherhood Initiative, a child-centred family service initiative, and is a Senior Consultant with ANKOBEA Inc., a nonprofit organization that provides educational, mentoring and parenting programs to African, Caribbean & Black children, families and communities.
He has conducted numerous anti-oppression and anti-racism presentations for the Children's Aid Society of Toronto, where he also served as the agency's Community Advisory Committee Co-Chair.
As a facilitator at Harmony Movement, a Diversity, Equity & Inclusion (DEI) education organization, S-Quire has developed and delivered engaging programs for students, teachers and administrators across Canada in the private, public & education sectors, focused on equity, anti-racism and healing through storytelling.
S-Quire has served as the Program Coordinator at Young and Potential Fathers, a culturally responsive family service agency that operates Ujima House, the first and only father-focused family resource centre in Canada.


University admission tests and open competitive exams in a location designed for the future. Your future.
It covers a surface area of 400 m2. The hall holds 183 seats and has an area reserved for the Hall Administrator/Exam panel/Lecturer. Each station is equipped with its own single desk, a chair, a PC (Windows OS) and is isolated from the others by 1.35 m high side panelling.


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The Importance of Making AI User-Friendly
/ Artificial intelligence / By admincultr
AI-based image processing is expected to enhance the competitiveness of several companies from various sectors. Those who have tested and implemented the initial applications are excited by the rapid time to results that AI-based image processing provides.
However, AI vision is not yet being evaluated across the board or implemented into new projects as it is not (yet) as intuitive or user-friendly as often described by manufacturers.
Even if individuals are no longer required to be image processing experts to execute AI-based picture analysis, providing sufficient training data can be time-consuming and costly.
Additionally, it still requires a certain level of knowledge regarding how to draw confident conclusions from them and how these are then to be assessed. AI vision will only be widely accepted if the user-friendliness of AI is increased and its results, which tend to be rather challenging to evaluate, are more explainable. This will then lead to growing confidence in the use of AI.
With the help of IDS NXT, IDS Imaging Development Systems has come up with such an AI vision ecosystem of software and hardware components, which besides machine learning, also instinctively maps the full application workflow. Hence, solutions can be enforced in a time- and cost-saving method.
AI Vision in the Cloud
With the help of AI Vision Studio IDS NXT lighthouse, users can take their first steps with AI, testing its suitability for specific applications and making vision apps for IDS NXT cameras to solve complex tasks. No training is required, and there is no need to set up a development environment.
This makes it simple to get started when it comes to the implementation and commissioning of an AI vision system. For this reason, the full programming has been hidden behind simple-to-understand interfaces and tools that cover all steps of an AI vision development.
With the help of Microsoft (Azure) and Amazon (AWS), professional cloud computing services have been offered that can be adapted to the needs of the customer. This implies that the training performance could be increased, or new training models can be supported if they are required.
More Assistance, Quick Labeling
At the beginning of a project, an application wizard with some kind of interview mode helps identify specific tasks, select the required AI methods and prepare a suitable vision app project.
Additionally, the block-based editor makes it possible to build separate process sequences from ready-made function blocks by "drag and drop" without having to handle platform-specific programming or the unique syntax of a programming language.
This sets the stage for greater resilience in the application description and concurrently makes the processes simple to understand.
Figure 1. With the block-based editor, individual applications with AI processing can be mapped in vision apps without having to know the syntax of a specific text-based programming language. Image Credit: IDS Imaging Development Systems GmbH
Data Manager Included:
The AI Vision Studio will also offer additional support when preparing training data in the future. An automatic labeling system enables imported image data and particular content with ROIs to be organized more rapidly into data sets with appropriate labels. This helps to extend data sets with the image content to constantly enhance networks via re-training.
Less Data, More Confidence
Providing adequate information in balanced amounts for all targeted classes is often time-consuming. Since error cases can occur in all possible forms, there is often an imbalance of GOOD and BAD parts. Thus, it is important to provide solutions that require less training data in preparation.
Therefore, besides classification and object detection, users in the future will benefit from anomaly detection, which identifies all known as well as unknown error cases that exceed the normal deviations of a GOOD part.
This needs relatively little training data when compared to other AI techniques. Simply put, anything that would be noticed by a human being who spends a lot of time learning what objects are classified as "typical" can also be determined by an AI system with anomaly detection.
Anomaly detection is therefore another useful method in quality control as it can reduce manual visual inspections while also identifying and avoiding errors early on in the production process.
Figure 2. Anomaly detection identifies both known and unknown (untrained) deviations that deviate from the trained "typical" object appearance. Image Credit: IDS Imaging Development Systems GmbH
Explainable AI:
For improved understanding, among other things, a heat map visualization of the AI attention in the AI Vision Studio is offered. For this purpose, special network models are used at the time of training, generating a kind of heat map at the time of the assessment of test data sets.
It stresses those image areas that receive the most attention from the neural network and hence impact the outcomes and performance.
Also, incorrect or under-representative training images could sensitize the AI to undesirable features. An accidentally trained product label could also distort the outcomes.
The reason for such "wrong" training is known as data bias, and attention maps can be used to help minimize the issues that can crop up regarding AI-based decisions and increase acceptance of AI in the industrial environment.
Figure 3. "Attention Maps" visualize the focus of a neural network on specific image content, also including a data bias triggered by a product label in the training images. Image Credit: IDS Imaging Development Systems GmbH
IDS is continuously developing its AI system with a unique focus on simple handling and time efficiency. This will allow AI to be utilized more rapidly across the board, such as in SMEs. With regular, free updates, the AI system is continuously improved and adapted to the needs of the users.
As far as the hardware side is concerned, the IDS NXT camera family is also being improved by a stronger model that has the potential to carry out neural networks much faster, allowing AI vision even in applications with high clock rates.
This information has been sourced, reviewed and adapted from materials provided by IDS Imaging Development Systems GmbH.
For more information on this source, please visit IDS Imaging Development Systems GmbH.


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I don't like certain companies or people looking me up. UK company A4e is one I most definitely don't want to be associated with, and I do not fancy them looking up my CV website- but I found visitor records suggesting that someone at the company has. Obviously, this is a public page and doesn't contain much in the way of personal information- its purpose is to help people who have worked with me track me down, or people who get an email from me on a professional level look up more about me. What it is not for is the likes of A4e to data-mine and use my information for any of their purposes. So I set out to block any repeat visits, with a redirect to a page that says why.
The IP address 195.171.111.196 in this example seems to be A4e's fixed IP from their head office in Sheffield. The page goaway.coopey.me is hosted at Tumblr, and says 'Access Denied' with a short explanation why.
Remember, this will only work on visitors from a specific IP (or range of IPs). If you block a range, you may be blocking more people than you attended, and if you block someone who uses a dynamic IP address (their ISP changes this each time they connect to the internet) then they will not be permanently redirected- and the people who are subsequently assigned the IP will have to access!


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Franklin Managed Income Fund - Advisor
Mar 01 2019 Changes to Franklin Balanced Fund, Effective 3/1/19 - Read More
Effective 3/1/19, Franklin Balanced Fund repositioned to become an income strategy. The fund changed its name to Franklin Managed Income Fund, as well as its dividend policy, investment management fees and primary benchmark. Please see the prospectus supplement for more information. If you have questions, please contact your financial advisor or call Shareholder Services.
FBFZX
Franklin Managed Income Fund
Cumulative Total Returns
Risk Measures
Average Annual Total Returns [further-information]
Average annual total return shows the investment's average annual change in value over the indicated periods. It is not the same as a year-by-year annual return. Figures reflect reinvestment of dividends and capital gains.
Month End
Quarter End
View Historical Data
Month EndAs of 12/31/2019
Since InceptionInception 07/03/2006
Fund without Sales Charge (%) (NAV)
18.31 8.03 6.63 8.56 6.79
Fund with Sales Charge (%) (POP)
Blended 50% MSCI USA High Dividend Yield Index + 25% ICE BofAML US Corporate & High Yield Index + 25% Bloomberg Barclays US Aggregate Index (%)
Bloomberg Barclays US Aggregate Index (%)
Quarter EndAs of 12/31/2019
After-Tax Average Annual Total Returns [further-information]
After-tax average annual total returns represent the average change in value of an investment on an annualized basis. Returns are calculated using the highest individual federal income tax rates; state and local taxes are not considered. Your actual after-tax return depends on your particular tax situation and may differ from those shown. "Before Shares Sold" figures assume taxes are paid on fund distributions (dividends and capital gains) but do not reflect taxes that may be incurred upon sale or exchange of shares. "After Shares Sold" figures also adjust for taxes due if the fund investment is sold at the end of the measurement period.
After-tax average annual total returns represent the average change in value of an investment on an annualized basis. Returns are calculated using the highest individual federal income tax rates; state and local taxes are not considered. Your actual after-tax return depends on your particular tax situation and may differ from those shown. "Before Shares Sold" figures assume taxes are paid on fund distributions (dividends and capital gains) but do not reflect taxes that may be incurred upon sale or exchange of shares. "After Shares Sold" figures also adjust for taxes due if the fund investment is sold at the end of the measurement period.
No chart available for this data.
Before Shares Sold
After Shares Sold
18.31 -2.99 9.85 12.22 -2.57 7.79 13.41 12.99 3.54 15.35
17.06 -1.49 12.14 10.71 0.34 10.56 13.20 9.25 10.91 12.49
8.72 0.01 3.54 2.65 0.55 5.95 -2.02 4.21 7.84 6.54
Cumulative Total Returns [further-information]
Cumulative total return shows the change in the investment's value over the time period indicated. Figures reflect reinvestment of dividends and capital gains.
Since Inception since 07/03/2006
3.86 18.31 18.31 26.08 37.85 127.39 142.80
0.18 8.72 8.72 12.58 16.20 44.43 81.03
MODERN PORTFOLIO THEORY (MPT) STATISTICSAs of 12/31/2019 (updated monthly)
Standard Deviation (Fund)
Standard Deviation (Blended 50% MSCI USA High Dividend Yield Index + 25% ICE BofAML US Corporate & High Yield Index + 25% Bloomberg Barclays US Aggregate Index)
-0.45 -0.33 -0.22
Tracking Error
SALES CHARGE, EXPENSES & FEES As of 03/01/2019 (updated annually)
Net Expense Ratio [further-information]
Volatility Measures [further-information]
The difference between a fund's actual returns versus its expected performance, given its level of market risk as measured by beta. A positive alpha indicates the fund performed better than its beta would predict while a negative alpha indicates the fund's under performance based on the expectations indicated by the fund's beta.
A measure of a fund's volatility in relation to the stock market, as measured by a stated index. By definition, the beta of the stated index is 1; a fund with a higher beta has been more volatile than the index, and a fund with a lower beta has been less volatile than the index.
The Sharpe ratio, developed by Nobel Prize winner William Sharpe, provides a measure of a fund's historical risk-adjusted performance. A higher number indicates better historical risk-adjusted performance.
The linear relationship between two return series. Correlation shows the strength of the relationship between two return series. The higher the relationship, the more similar the returns.
This number indicates what percentage of a fund's performance fluctuation can be explained by movements in the benchmark index. R-squared (correlation) ranges from 0 to 100. An R-squared of 100 would mean that the fund is tracking its benchmark exactly. A low R-squared indicates that very few of the fund's movements are explained by movements of its benchmark. R-squared can help determine the significance of the fund's beta. A higher R-squared generally indicates a more useful beta. Lower R-squared means the fund's beta is less relevant to its performance.
This figure provides a statistical measure of the range of a fund's returns. A high standard deviation indicates a wide range of returns and thus greater volatility.
As of 12/31/2019 Updated Monthly, based on a 3-year period
[further-information-text]
A benchmark is a comparable broad-based index that can be used to evaluate a fund's performance.
Blended 50% MSCI USA High Dividend Yield Index + 25% ICE BofAML US Corporate & High Yield Index + 25% Bloomberg Barclays US Aggregate Index
Bloomberg Barclays US Aggregate Index
Managed Distribution Policy Risks—The Franklin Managed Income Fund is not guaranteed to achieve its investment goal of seeking to maximize income to support monthly distributions, while maintaining the prospects for capital appreciation. In addition, some of its distributions may be treated in part as a return of capital which will decrease shareholders' cost basis in the fund and affect the amount of any capital gain or loss that they realize when selling or exchanging fund shares. The annual payout rate may be adjusted higher or lower from year to year, and could vary substantially over time. It is possible for the fund to suffer substantial investment losses and simultaneously experience additional asset reductions as a result of its distributions to shareholders under the managed distribution policy. Investors who hold the fund within a tax-advantaged retirement account should consult their tax advisors to discuss tax consequences of receiving cash distributions. In addition, use of the fund or election of the option to receive distribution payments in cash may be restricted in certain retirement plans by the terms of the governing plan documents and/or the discretion of the plan administrator. Investors are strongly advised to consult with their financial advisor for assistance before selecting the fund, based on their goals and personal situations, including time horizon, income needs, risk tolerance, and tax bracket. These and other risks are described more fully in the fund's prospectus.
All investments involve risks, including possible loss of principal. The fund's share price and yield will be affected by interest rate movements. Bond prices generally move in the opposite direction of interest rates. As the prices of bonds in the fund adjust to a rise in interest rates, the fund's share price may decline. Stock prices fluctuate, sometimes rapidly and dramatically, due to factors affecting individual companies, particular industries or sectors, or general market conditions. These and other risk considerations are described more fully in the prospectus.
Effective 3/1/19, Franklin Balanced Fund repositioned to become an income strategy. The fund changed its name to Franklin Managed Income Fund, as well as its dividend policy, investment management fees and primary benchmark.
Portfolio holdings are subject to change.
Characteristics pertain to the fixed income portion of the portfolio only.
A measure of the fund's volatility relative to the market, as represented by the Blended 50% MSCI USD High Dividend Yield Index + 25% ICE BofAML US Corporate & High Yield Index + 25% Bloomberg Barclays US Aggregate Index. A beta greater than 1.00 indicates volatility greater than the market. Based on the 3-year period ended as of the date of the calculation.
Percentage of the fund's returns explained by movements in the S&P 500 Index. 100 equals perfect correlation to the index. Based on the 3-year period ended as of the date of the calculation.
The fund's 30-day standardized yield is calculated over a trailing 30-day period using the yield to maturity on bonds and/or the dividends accrued on stocks. It may not equal the fund's actual income distribution rate, which reflects the fund's past dividends paid to shareholders.
Characteristics pertain to the equity portion of the portfolio only.
The hypothetical scenario does not take into account federal, state or municipal taxes. If taxes were taken into account, the hypothetical values shown would have been lower.
Effective 7/3/06, the fund began offering Advisor Class shares. For periods prior to the fund's Advisor Class inception date, a restated figure is used based on the fund's oldest share class, Class A performance, excluding the effect of Class A's maximum initial sales charge but reflecting the effect of the Class A Rule 12b-1 fees; and for periods after the fund's Advisor Class inception date, actual Advisor Class performance is used, reflecting all charges and fees applicable to that class.
The Gross Expense Ratio does not include a fee reduction related to the fund's investment in a Franklin Templeton money fund and/or other Franklin Templeton fund, contractually guaranteed through 2/29/20. Fund investment results reflect the fee reduction; without this reduction, the results would have been lower. Please see the prospectus for additional information.
Information only pertains to the equity component of the portfolio. Weightings as a percent of equity holdings. Percentage may not equal 100 due to rounding. Information is historical and may not reflect current or future characteristics.
Information ratio is a way to evaluate a manager's ability to outperform a benchmark in relation to the risk that manager is assuming, with risk defined as deviation from the benchmark. This measure is calculated by dividing the portfolio's excess return (portfolio return less the benchmark return) by the tracking error (derived by taking the standard deviation of the monthly differences between the portfolio return and the benchmark return over time).
A statistical measurement of a fund's historical risk-adjusted performance. It is calculated by taking a fund's excess return over that of the three-month Treasury bill divided by its standard deviation. Higher values generally indicate better historical risk-adjusted performance.
The annualized percentage difference between a fund's actual returns and its expected performance given its level of market risk, as measured by beta.
A measure of the fund's volatility relative to the market, as represented by the S&P 500 Index. A beta greater than 1.00 indicates volatility greater than the market.
Ratings shown are assigned by one or more Nationally Recognized Statistical Rating Organizations ('NRSRO'), such as Standard & Poor's, Moody's and Fitch. The ratings are an indication of an issuer's creditworthiness and typically range from AAA or Aaa (highest) to D (lowest). When ratings from all three agencies are available, the middle rating is used; when two are available, the lowest rating is used; and when only one is available, that rating is used. Foreign government bonds without a specific rating are assigned the country rating provided by an NRSRO, if available. The NR category consists of ratable securities that have not been rated by an NRSRO. The N/A category consists of nonratable securities (e.g., equities). Cash and equivalents are excluded from this breakdown.
After-tax average annual total returns represent the average change in value of an investment on an annualized basis. Returns are calculated using the highest individual federal income tax rates; state and local taxes are not considered. Your actual after-tax returns depend on your particular tax situation and may differ from those shown. The before shares sold calculation assumes taxes are paid on fund distributions (dividends and capital gains) but does not reflect taxes that may be incurred upon sale or exchange of shares. The after shares sold calculation also adjusts for taxes due if the fund investment is sold at the end of the measurement period.


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Posts Tagged 'magic is coming'
Once Upon a Time This Sunday
Posted: September 28, 2012 by Ivy Marie in Sunday Night
Tags: ABC Fall Lineup, abc series, fairy tales, magic is coming, Maine, once upon a time, Robert Carlyle, stories, Sunday Night TV
ABC Sunday nights @ 8pm
Once Upon a Time in Maine.
Season one of Once Upon a Time introduced us to a young man named Henry on his way to find his birth mother. Henry carries around a book of fairy tales that he is convinced are true. He explains to his mom, Emma Swan that his adoptive mom is really the evil queen from Snow White and she has to come save the town and its inhabitants from the curse that stuck them in Storybrook with time frozen and no memory of who they really are.
The writers and creators of Lost Adam Horowitz, Edward Kitsis can be felt in every episode of Once Upon a Time so if you were a fan of that, like I was, you will fall right into this and feel right at home. There are some confrontations between the evil queen, Regina and Emma Swan that are very reminiscent of some fights between Jack Shepard and John Locke. Emma being the woman of science who comes to believe in the end and Regina being the woman of faith because she is one of the only ones who knows that the curse and everything else Henry believes is true. A few familiar faces pop up in Storybrook too.
Having lived in Maine for most of my life I was sold on the research they put into this show from the signs and license plates to the feeling of small town walls closing in on you. Referring to Maine as a horrible, retched place where dreams never come true and there are never any happy endings really struck a chord with me and made it hard to buy into it being all fiction and fairy tales.
One of the best characters in the show is played by Robert Carlyle, through him and because Emma stayed to fight, magic was returned to Storybrook and the last scene showed magic being unleashed and all the wrong people a little too happy about it while everyone was still stuck in Maine instead of going back to fairy tale land like they were supposed to when the curse was broken.
This Sunday at 8pm Once Upon a Time will kick off its second season with a bang I am sure if Adam Horowitz, Edward Kitsis stay true to form, this is going to just be a beginning and we are in for a wild ride. In true Lost fashion, there are still a bunch of people, a bunch of stories left to cover this season. The one I am most curious about is Dr. Whale who seems to be working for Regina but you never can tell what will happen unless you make sure you watch ABC on Sunday night. Once Upon a Time is a fun time for the whole family because no matter how old you are or how big and tough you consider yourself, there is something for everyone, with minimal sex and over the top silly violence it is good for kids of all ages. Being of the generation that had all these stories corrupted by Disney, the big kid inside fell in love with this dark, funny retelling, I think you will too.
-Ivy Marie


There are over 30 million Indian women and men living outside of India and more than 1 million living in the UK.
The demand for Indian dating sites has grown significantly and we've detected the most credible sites and reviewed them for you so you don't need to spend hours filtering out the best ones from the mediocre ones.
Whether you are looking for someone with the same background as you, are an Indian single, or you're interested in dating someone with a different background, here you will find lots of possibilities to find an Indian woman or an Indian man.
On some Indian dating sites there may not be as many members in certain areas as you'd like. Keep this in mind when searching!
Messages asking for money more often than not come from scammers. Don't give money to people you've never met.
Shaadi.com is one of the best online matrimonial services that we've come across and has around 30 million people who've signed up. Since 1996, Shaadi has been the leader in this kind of dating service for the Indian community, with over 2 million success stories.
You have easy access to the different languages and castes like Bengali, Gujarati, Hindi, Kannada, Malayalam,...But you can also access the Shaadi UK site if you prefer.
Shaadi.com is the world's first matrimonial website with ISO 9001:2008 Certification. This means that Shaadi.com has quality systems and processes in place to listen to you, understand your requirements and address them.
One possible inconvenience for some people will be the fact that you have to introduce your phone or landline number when you register (you can choose who views your number, though). They use this to verify new members so users can be sure they are looking at real people. And, as they state there, Shaadi.com does not share any personal details with third parties.
They also offer a mobile experience, where you can use either SMS, Voice, WAP or Mobile Application to stay connected.
Shaadi.com is so sure that you'll get contacts and matches, that if you don't have at least 1 accepted member in the first month, they will refund your entire premium membership fee.
So, there's nothing to lose and a lot to gain!. Why not give it a try?
For full communication they offer 6 premium services from €84/3 months.
Since 2002 AsianSingleSolution.com has been the largest events and dating website for single British born Indian Asian professionals, with over 30,000 single Asians using the site every month. Their members are Hindu, Sikh and Muslim singles who are 2nd or 3rd generation British.
One of the AsianSingleSolution's leading services is the event dating. You can even hide your profile from the Online Dating service, if you are primarily interested in the events.
AsianSingleSolution.com has a pretty unique system that allows you to send reply paid messages so the recipients of your messages can read and reply to your message for free, that is, regardless of their membership.
Jeevansathi.com is another one of the largest dating sites focusing on Indian matrimonials and arranged marriages, although they seem to be much bigger in India than in the UK. The majority of their members (of which 10,000 are joining daily are located in India but you can still find a couple thousand in the UK.
Jeevansathi.com has a similar web structure to the one at Shaadi.com, but not as nicely presented.
One of the things that stands out at Jeevansathi.com is their approach to customer service: they have live chat and toll-free phone numbers (only in India) placed very prominently on the page.
The Indian dating site Desi Kiss offers a platform for Indian singles all over the world (and in the UK) to chat and possibly meet up. Around 10,000 members can be counted, but there are many more in the World Singles database.
This is an online personals site rather than a marriage site. So you will find people here who're looking for relaxed dating or just getting to know people. There are also Indians looking for marriage as well, if that's what you're seeking.
Alternatives to Indian Dating Sites!
The UK's Indian community numbers at around 1.4 million… and as such this is a big number when it comes to the online dating world as well! There are many Indian singles who are out there on the search for love, many of whom would like to meet someone within similar cultural and religious backgrounds to themselves. For this reason, a variety of Indian dating sites and apps have begun to flourish in order to accommodate the demand.
One thing to note: Indian dating sites tend to be a lot more focused on matchmaking and pairing people up for marriage, as per tradition. Shaadi.com is probably the best example in this case. However, there are a few sites such as IndianCupid which operate more like online dating personals rather dating agencies.
India is a vast country with countless languages, religions and cultural traditions. Singles who are a lot more traditionalist may end up looking for something specific and therefore a lot of dating sites have been tailored to match that night. Muslim, Christian and Hindu singles are all accommodated for in cases like this, so there is an opportunity for everyone.
To all of our Indian singles, we wish you success in your search in 2019!


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A Bush-Obama Alliance is Needed to Protect PEPFAR
Medical diplomacy is the kind of foreign policy tool that the world's most powerful nation should embrace. [...] Nations such as the United States that have the financial and logistical ability to respond to these epidemics should accept their moral responsibility to do so. In the case of the United States, "America first" does not mean "America only." Spending a tiny fraction of this country's wealth to save lives should be done without a second thought.
Imperialism writes a new political geography
While President George W. Bush openly declared his intention of confronting by force some several dozen nations who were considered hostile, President Barack Obama promised a different approach of using American soft power to re-write international relations and earn the goodwill of the World to the United States. However, he has used both soft power and hard power to attain the same objectives.
Good Will Hunting: U.S. Public Diplomacy Since 9/11
"The window for diplomacy is closed." So said President George W. Bush as the U.S. prepared to launch military action in Iraq. Mr. Bush intended that statement as a message to Saddam Hussein that the U.S. was no longer willing to negotiate and that his immediate departure from power was the only option; but in light of history his metaphor was somewhat ironic. In the aftermath of the attacks on September 11, 2001, the United States missed a number of opportunities to repurpose the enormous outpouring of good will around the world into a focused and potent strategy of public diplomacy.
"Excerpt: U.S. Public Diplomacy post-9/11: From Messaging to Mutuality"
The 9/11 Commission charged by the U.S. Congress and president with investigating the "facts and circumstances relating to the terrorist attacks of September 11, 2001" and making recommendations for "how [to] avoid such tragedy" in the future had little to say about failures related to the nation's diplomatic preparedness to combat ideological threats. In fact, the Commission's conclusions about pre-9/11 diplomacy were summed up in its final report in one sentence:"The diplomatic efforts of the Department of State were largely ineffective."
9/11 And US Foreign Policy
A history of American support for corrupt authoritarian regimes and disregard for human rights when those inconveniences stood in the way of American interests has alienated many from America and fanned the flames of Islamic extremism and terrorism.
AIDS and Public Diplomacy
Thirty years ago this month, the first cases of what was to become known as AIDS were diagnosed. The World Health Organization estimates that more than 25 million persons have died from AIDS. More than 60 million people have been infected, and in southern Africa alone there are 14 million children orphaned because of AIDS.
WikiLeaks provides the truth Bush obscured
Say what you want about WikiLeaks - and I don't much like what it has done - it nevertheless would be useful for its founder, Julian Assange, to follow George W. Bush as he lopes around the country, promoting his new book, "Decision Points."
How Different Is Obama from Bush on Terrorism?
After five years of waiting, Omar Khadr was finally slated to go on trial in Guantánamo Bay this summer -- and then suddenly, the gears ground to a halt. The problem was not that Khadr was just 15 years old when, according to the charges, he threw a grenade in a 2002 firefight in Afghanistan and killed a U.S. soldier.
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