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Services for External Visitors
Information for Non-UCL Library visitors: Services for External Visitors
UCL Explore PCs
Explore is UCL Library Services' single search tool for finding journals, books, full-text articles, archive material and much more. Whether you're looking for items on your reading list or information for a project or research, you'll find it in Explore and you get instant access to any full-text we subscribe to.
Several PCs are available in the UCL Institute of Education Library premises to access Explore. There is no printing from the PCs, but users can save pdf documents to USB sticks
Remote Access to electronic resources are not available to External Members (apart of UCL Alumnus) but you will be able to access our ejournals when visiting the Library
Photocopying and scanning facilities
Information can be found here: https://www.ucl.ac.uk/library/print-service
Stacks Fetch Service
https://ioe-uk.libapps.com/libguides/admin_c.php?g=482424&p=3299196
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UNC Charlotte names University of Florida's Mike Hill as 49ers athletics director
Chancellor Philip L. Dubois has announced the appointment of Mike Hill as the next director of athletics at UNC Charlotte. Hill, currently executive associate athletics director for external affairs at the University of Florida, will assume his responsibilities on March 15 and be introduced at a public news conference on March 6.
The chancellor cited the range of experiences Hill acquired during his 25-year tenure at Florida as a key factor in the decision. "Mike has a deep background in a highly successful athletic program from a 'Power Five' conference, so he has played lead roles in hiring and working with highly successful head coaches, negotiating multimillion dollar media agreements and facilities naming rights, and being on point in external relations for the Gators. But we were equally impressed by his sports administration experience and his dedication to the welfare and personal development of student-athletes," Dubois noted.
"I am completely humbled by this opportunity to lead the Charlotte 49ers," said Hill. "The campus and facilities are spectacular, but what impresses me most are the people. I can't wait to return to the city that has so many special memories for me and get to work."
"We appreciate the efforts of Gene DeFilippo and Turnkey, our search consultants, for helping to develop a robust pool of superbly qualified candidates," said Dubois.
Hill will be introduced at a public news conference at 2 p.m., Tuesday, March 6, at the Barnhardt Student Activity Center, Third-Floor Salons.
Many notable figures in intercollegiate athletics praised the announcement of Mike Hill's appointment.
"I worked with Mike for 19 years and built a close personal relationship with him," said former Florida basketball coach Billy Donovan (now with Oklahoma City Thunder). "He worked very closely with our basketball program and he was extremely smart, bright and an incredible person. Charlotte has just added a special person to their athletics programs and to their University."
"Mike is certainly well deserving and has earned the job. We believe he will do a super job for the 49ers. The athletic department will continue to improve and he will lead the programs in a first class manner," added Steve Spurrier, Florida football coach from 1990 to 2001.
Florida Athletics Director Scott Stricklin said, "Mike is an experienced and talented competitor who consistently exhibits vision, compassion and integrity. For years, the Gators have benefited from his skills, and while we will miss having him in Gainesville, I am so happy to see Mike get this long-overdue opportunity to lead an athletic department. He is going to do an outstanding job for Charlotte."
"It's bittersweet for me because I'm incredibly happy for Mike, but of course I've really enjoyed the time I've had working with him, and I know he accomplished a lot for the Gators over the years," said Florida Gators men's basketball coach Mike White. "Mike is the ultimate professional. He is incredibly intelligent, a master communicator and a relentless worker. We'll obviously miss him here, but look forward to following all his future success at Charlotte."
"I am incredibly happy for him. Mike has been a key member of our team at Florida since 1993 and over the years, we worked side by side on everything from developing a vision for the athletic department, to hiring coaches, to making daily decisions within the organization. He has been a huge part of our success and we shared many special memories. He has worked hard for this opportunity and he is one of the brightest people I have been around in this business. He is more than ready for this next step and will do an outstanding job for Charlotte, its athletic department and the University," said Jeremy Foley, Florida athletics director (1992-2016).
"Mike Hill has been an instrumental part of the Gator Nation -- and our successes -- for decades. I'm so grateful for all his efforts at UF, and also for his friendship. While we will miss him, I'm happy to see him get this new opportunity. Charlotte is lucky to have him," noted Danny Wuerffel, 1996 Heisman Trophy winner.

redpajama_set_name: RedPajamaCommonCrawl


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ISU professor sees an answer to the trade of 'conflict minerals'
Posted in Blog Post by Laura Miller on August 2, 2021
Every time your smartphone vibrates, a terrorist gets a few dollars.
OK, that dark twist on the It's a Wonderful Life adage ("Every time a bell rings, an angel gets his wings") isn't entirely true, but there is truth in it. The metal in your phone that creates vibrations when you get a call or text comes from parts of the world where human rights abuses are rampant and where the mining and selling of that metal is often used to support local rebel armed forces and their connections with other terrorist organizations.
If you're like most people, your reaction to that statement will be something along the lines of, "Then let's stop buying it from those organizations." The problem is, it's not that easy. The marketplace path of these and other "conflict minerals" essential to the operation of high-tech devices is intentionally tangled in order to obscure points of origin. Even Apple acknowledges this challenge, with its vice president of technical intelligence having told CNBC in 2018 that "tracing the origin of a wide array of parts and minerals that go into even a single component is, at best, tricky."
But Kuntal Bhattacharyya, an Associate Professor of Operations and Supply Chain Management at Indiana State University, thinks he might have a solution: blockchain technology.
Asked how he came up with this solution, Bhattacharyya, who also serves as Director of ISU's Center for Supply Management Research, points to a May 2020 Conexus Indiana Emerging Technology Showcase, where he listened in on a presentation by representatives from Transmute, a Texas-based firm using blockchain technology to track the source of steel coming into the U.S.
Why not use that same approach to track the materials going into smartphones? Bhattacharyya wondered. So he conferred with Transmute CEO and co-founder Karyl Fowler and Head of Product Margo Johnson, and together they forged a four-point approach to tacking conflict materials, which they have outlined in an article in the June 2021 issue of Supply Chain Management Review.
Consumers no doubt would hope (or even assume) that governments and international trade organizations could enforce laws against doing business with conflicting parties, but traders have found ways to tangle the supply chain so densely that it's virtually impossible to track materials' market pathway. And, as Bhattacharyya notes, "You can't enforce anything if you can't track it."
That's where blockchain technology can make a difference. With its unalterable and transparent transaction records, blockchain could expose entities doing business with terrorists and virtually shut down their trade avenues. At the same time it could allow companies – and investors – to feel confident they aren't contributing to conflict economies and, therefore, show that they are feeding the increasingly important triple bottom line, which values social responsibility and environmental sustainability alongside economic profit.
This application of blockchain technology is still in the theoretical stage, Bhattacharyya notes, but he hopes that he and his colleagues will be able to attract grant funding to support further research. As a professor, he sees lots of opportunity for students, who could help to develop the process and write the necessary code, and he also sees opportunities for Indiana logistics operations to build on the resulting opportunities. "It is eventually going to be a commercial possibility," he says.
Most important, though, Bhattacharyya sees an opportunity to eliminate the means for terrorist organizations to obscure their connections to conflict minerals and, as a result, to put an end to the dark economic reverberations caused by the vibration (and other technological functions) of electronic devices.


Life in prison with the possibility of parole is the sentence for the Garden City man who admitted to killing his ex-girlfriend in Colby. It'll be 25 years before William Shank is eligible for parole. He admitted in court to killing Teri Morris last year.


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Couple who binged on takeaways every night are unrecognisable now
They also made a daily visit to the sandwich van
Rhea Turner
Dawn Smith and her husband Mark have transformed their lives
A couple who binged on takeaways every night and made a daily visit to a sandwich van saw their weight balloon.
However they have lost an impressive eight stone between them after ditching the fast food.
The husband and wife Dawn and Mark Smith have seen dropping the junk food pay dividends after they had tipped the scales at almost 50 stone between them.
Wife Dawn, 29, from Ashby, described herself as once having a 'Winnie the Pooh' belly it was so big. She said she was always overweight but became tired of looking the way she did as she weighed 20 stone.
The pair decided they had to make serious changes as husband Mark weighed in at almost 30 stone and they went on a diet together.
Dawn, who is mum to Cynthia, and Isabelle, said: "I was always the fat kid at school. I have always been active and on the go but I just ate the wrong foods.
"McDonald's and Chinese food are my favourites and I was always popping into Greggs on the playgroup run."
Dawn has been unhappy with her weight for a long time (Image: Dawn Smith)
Dawn said her mum used to poke fun at her 'Winnie the Pooh belly' and she became embarrassed when the woman who runs the 'cob van' knew her order every day.
The mum said: "Shortbread is my real downfall but we would also snack on chocolate and crisps, sitting on the settee binging on them every night.
"We would eat takeaways every night and between Mark and myself could get through at least half a loaf of bread at breakfast - just the two of us.
"It was getting ridiculous.
"In fact, it was so bad that the cob van lady always knew my order.
"I was living in leggings and T-shirts. It was just getting embarrassing.
Mark, 37, weighed in at almost 30 stone, and had diabetes and other health issues.
Said Dawn: "We just sat down and talked about our weight. We needed to be around for our girls."
Woman sheds five dress sizes and is now running marathons
Burton teacher loses seven stone after meeting man of her dreams
After being inspired by Dawn's mum's incredible 10-stone weight loss, the couple joined her at the Woodville Slimming World group in January 2019 and saw results straight away.
Dawn said: "I had tried Slimming World before and it worked but I stopped going and piled the weight back on again.
"I told myself that I will stick this out and I am not going to give in like I normally do.
"Luckily I saw results straight away. In the first week I lost 9lbs and my clothes started feeling looser.
My boyfriend dumped me because I went bald in my twenties
"I felt good and it really spurred me on.
"We used to be so negative and we were our own worst enemies because we had no motivation.
"Now we are so proud of each other."
Since joining the group Dawn, who was a size 26 to 28 and tipped the scales at 20 stone and half a pound, and dropped five dress sizes and weighed around 16 stone 7.5lb.
An incredible transformation in 33 weeks.
Mark have lost five stone already (Image: Dawn Smith)
Mark was 29 stone 10lbs and wearing XXXXXXL clothes when they joined the group and now weighs 24 Stone 9.5 lbs and is now in XXXL clothing.
The pair's weight loss has shocked lots of people, and many have commented on Dawn's new figure.
She said: "My friends and family are all surprised at the difference in me but really proud.
"I cannot believe how much of a reaction I have been getting since losing the weight.
Slimmer 'didn't want to be the fat mum at the school gates'
"I have had strangers coming up to me in the street saying 'I have seen you around and I can't believe you have lost so much weight. You look great'.
"I am so proud of Mark, and the girls are always excited to see if we have bought any certificates back.
"It just shows that if I can do it, I believe anyone can.
Dawn is excited to show off her weightloss at her 30th birthday (Image: Dawn Smith)
"I used to have anxiety and panic attacks but now I sit up in the group and I give out advice.
"I won woman of the year 2019 and together we won Slimming World couple of the year for 2019.
"I feel so much better, so much healthier since losing weight."
The couple, who run their own company, MD Smiths LTD (Electrical Contractors), are already making big plans for the future.
Dawn said: "The only time I have gained weight in 33 weeks is when I went on holiday to Greece.
"I am tall so I want to lose another three stone and Mark wants to lose a total of 10 stone this year.
"I am going to be 30 in March and I really want to have a big party and wear a nice dress and impress.
"I want people to say 'oh my god' and be shocked at how I look. I can't wait."
Dawn won woman of the year at her slimming group (Image: Dawn Smith)
Then and now: A typical day of food for Dawn
Breakfast: Four rounds of white toast, cup of tea and a packet of biscuits
Lunch: Cob with bacon, sausage and black pudding
Tea: Kebab
Snacks: Crisps and chocolate throughout the day
Breakfast: Branflakes and green tea
Lunch: Homemade quiche and salad
Tea: Fajitas and salad
Snacks: Strawberries


Kim Zolciak's height is 5 feet and 7.5 inches. That's 67.5 inches tall.
Or in metric units, Kim Zolciak is 172 centimetres. That's 1 metre and 72 centimetres.
Kim Zolciak is 1 centimetres (0.5 inches) taller than the average celebrity (the average is 171 centimetres, 5 feet 7 inches or 67 inches tall).
How tall is Kim Zolciak compared to the average person?


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Home Articles	The Dam Street Mystery: Will the decapitated head serve justice to the crime?
Date : 2021-Mar-10
The mysterious killing of a 30-year-old woman from Kuruwita has spread ripples of shock and fear among the people. From the evidence collected so far, the incident had happened as a result of an extramarital affair. Even though several teams of police personnel are investigating the killing, the photographs of the victim and those of the suspect are already in the public domain. Criminology experts believe that in recent times, social media has become one of the direct contributors to such violent crimes. However, no conclusion could be drawn as yet until the dead woman's decapitated head is found and postmortem examination is completed.
Decapitated head yet to be found
Addressing the media, Police Media spokesman Ajith Rohana said on March 1, the Police Media Unit received information about a decapitated body of a woman inside a traveling bag at Dam Street.
"Upon investigating the matter, the Police identified the body as that of L.D. Dilini Yashodha, a 30-year-old unmarried woman from Theppanawa in Kuruwita while the suspect, was a sub-inspector (SI) attached to the Buttala Police Station. He was on leave at the time the incident took place. On February 28 the couple had checked into a lodge near the Hanwella Bus Stand where they had reportedly spent the night. The following day the SI had settled the bills and left the lodge dragging along a travelling bag. He had then taken a bus on the 143 bus route, getting off at Pettah, he had dumped the bag at Dam Street and fled.
When the Police raided his home at Badalkumbura, they found the suspect had fled to a nearby forest where his body was found hanging from a tree on the following day. A bottle of toxins was found near the body. Even though it looks like a suicide we cannot be certain until the postmortem examination is done. A suicide note allegedly written by the suspect has also been found," he said.
However, the Daily Mirror learned that the woman's decapitated head is yet to be found and the postmortem examination has been postponed until the DNA samples have been matched. A magisterial inquiry by the Colombo Magistrate's Court is also underway while personnel from the Dam Street and Badalkumbura Police Stations are carrying out further investigations.
She denied rumors of an affair
Speaking to the media, the brother of the deceased said she had left home on February 27 evening saying she was going on a trip to Sripada. "I tried calling her on Sunday but her phone was switched off. On March 2 I got a call from the Kuruwita Police station asking me to identify the body of a woman," the brother said. "Some time ago I received a phone call from a lady who claimed that my sister was having an affair with this policeman. But when I asked my sister she denied it."
Crimes can be easily committed with social media
Adding her thoughts on the recent tragedy, Nishani Ranaweera, senior lecturer at the Department of Criminology and Criminal Justice, University of Sri Jayawardenapura said that as of late social media has become one of the contributors to similar crimes. "But that doesn't mean that everybody on social media platforms fall prey to such crimes. However social media has made it easier for perpetrators to execute cybercrimes. Things may start smoothly and then turn violent," she said.
"Earlier people communicated through letters and then it shifted to phones and now its social media. People can now share photos and videos as well. Videos can go viral. This is only one of many incidents. There may be many other incidents that are not reported. Apart from that people can have many anonymous accounts on social media where they can create a make-believe world to befriend potential victims," Ms. Ranaweera added. When asked about the nature of the killing, she said a crime was an unusual behaviour.
"Earlier people communicated through letters and then it shifted to phones and now its social media. People can now share photos and videos as well. Videos can go viral. This is only one of many incidents"
"With the pandemic, people were isolated at home and to stay away from boredom, they depend on social media. But we can't exactly say if this incident happened in a similar manner since the investigations are underway. However, as technology becomes sophisticated, criminals also commit crimes in sophisticated ways," Ms. Ranaweera said.
She said anyone could fall victim to a cybercrime irrespective of age. "There is a common law but people are unaware of where they should go to complain about such incidents. If one becomes a victim of a cybercrime they can report to Sri Lanka Cert. A cultural barrier also exists. When a girl is raped or abused, the incident is usually hidden from the public domain. Therefore an attitudinal change is also required," she said.
-Kamanthi Wickramasinghe-
-Dailymirror-
Women in Local Governance


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Zosin (prononciation : ) est un village polonais de la gmina de Fajsławice dans le powiat de Krasnystaw de la voïvodie de Lublin dans l'est de la Pologne.

Histoire
De 1975 à 1998, le village est attaché administrativement à l'ancienne Voïvodie de Lublin.
Depuis , il fait partie de la nouvelle voïvodie de Lublin.

Références

Village dans la voïvodie de Lublin
Powiat de Krasnystaw

redpajama_set_name: RedPajamaWikipedia


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US: First phase of 250 MW CVSR PV project online
The first 22 MW of solar-generated electricity is online at the 250 MW California Valley Solar Ranch (CVSR).
October 25, 2012 Max Hall
Owner NRG Energy and project designer SunPower announced today that the first of a projected 100,000 homes are already benefiting from the plant at San Luis Obispo, 100 miles north west of Los Angeles.
Since construction began on the CVSR in September 2011, the project has provided 350 jobs and will inject an estimated US$350 million into the local economy by the time it is fully operational in December 2013.
"We congratulate NRG and SunPower on this important milestone at the California Valley Solar Ranch," said Fong Wan, senior vice president for energy procurement at the Pacific Gas and Electric Company, which will buy the power from NRG and SunPower under a 25-year power purchase agreement.
The project partners will run the plant for the first two years before NRG takes sole ownership.
NRG has four large-scale plants partially or fully operational and another three under construction across California – which has set a 33% renewable energy target – Arizona and New Mexico with several distributed projects across the U.S.
SunPower has 190 MW of large-scale solar plants across the United States with another 1,000 MW under contract.
pv magazine
The pv magazine editorial team includes specialists in equipment supply, manufacturing, policy, markets, balance of systems, and EPC.
More articles from pv magazine


Are you or do you know someone living with cancer? You are invited to attend the Living Well Session as part of your pathway.
An opportunity for anyone affected by cancer to come and join us for light refreshments in a friendly and informal setting. The aim of the day is to create a supportive and positive atmosphere enabling you to live as well as possible during and after treatment.
Click on the link below for a poster which has information about a programme of support for living well with cancer.


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In this Dec. 19, 2017 photo, U.S. Sen. Lisa Murkowski, R-Alaska, speaks about oil drilling in the Arctic National Wildlife Refuge on the floor of the U.S. Senate. (Courtesy Photo | C-SPAN)
Opinion: Energy production is a boon for Alaska and all Americans
Environmentalists need not worry.
Friday, December 7, 2018 12:42pm
OpinionAlaskaAlaska environmentANWREnvironmentoil and gasOpinion
In just a few months, energy companies may begin exploring for oil in Alaska's Arctic National Wildlife Refuge. Environmentalists warn this will destroy the remote area's pristine beauty and endanger local wildlife.
Thankfully, their fears are unfounded. Opening ANWR to energy development will enrich nearby communities and the nation as a whole — without noticeably disrupting the local environment.
ANWR, usually pronounced "Anwar," is a 19.6-million-acre wilderness area in northeastern Alaska — about the size of South Carolina. The federal government established ANWR in 1980 and decreed it off limits to energy exploration, except for a 1.5-million-acre section known as Area 1002. Congress deferred a decision on whether to permit drilling in Area 1002. Lawmakers came close to greenlighting energy exploration in this section several times in recent decades. But they ultimately backed down due to pressure from environmental activists.
The prohibition on drilling locked up a total of 10.4 billion barrels of oil, according to estimates from the U.S. Geological Survey and Congressional Research Service. That's more than the reserves of major oil producing countries such as Mexico, Angola and Norway.
In last year's tax reform law, Congress opened up Area 1002 for oil and natural gas leasing. The decision could ultimately boost oil production by 1.45 million barrels a day — more than the United States currently imports daily from Saudi Arabia. The Department of Interior recently confirmed plans to lease 2,000 surface acres of Area 1002 to energy companies beginning in 2019.
Tapping into Area 1002's rich resources would boost Alaska's economy, which currently suffers from a 7.1 percent unemployment rate — the highest in the nation. Alaskans are eager to responsibly reap ANWR's bounty. In a 2016 survey, more than 90 percent of registered Alaskan voters agreed that increasing domestic production of oil and natural gas would create jobs and stimulate the economy.
Nationwide, opening Area 1002 for energy production would create up to 130,000 jobs. All told, ANWR energy production will bring in $1.1 billion in federal revenue over the next 10 years and as much as $296 billion in the coming decades.
Environmentalists staunchly oppose opening Area 1002 to drilling — they argue that any potential oil spills could harm local wildlife.
But spills are unlikely. In fact, environmentalists started a website in 2015 to track spills — but their page has not documented a single spill in Alaska since then.
Environmentalists also worry that, even if there are no accidents, the drilling will disrupt the migration patterns of local wildlife. After all, ANWR is a caribou calving ground.
These activists need not worry. The tax law specifies that whichever companies win the leases can only build rigs and roads on 2,000 acres — just 0.1 percent of Area 1002's total landmass.
Plus, there's no evidence that oil drilling disturbs caribou. During the early years of oil production in Alaska's Prudhoe Bay in the 1970s and 1980s, the Central Arctic Herd caribou population actually grew from 5,000 to 14,000 — proving that environmental stewardship and oil development can go hand in hand.
U.S. Sen. Dan Sullivan, R-Alaska, put it well, stating that "no one in the world produces energy more responsibly than Americans, especially Alaskans."
With these recent steps to open Area 1002 for development, lawmakers have put the country on the path to prosperity and energy independence.
• Bethany Marcum is executive director of the Alaska Policy Forum.
• Bethany Marcum is executive director of the Alaska Policy Forum. My Turns and Letters to the Editor represent the view of the author, not the view of the Juneau Empire.
Bethany Marcum.
Opinion: End 'free passes' for sexual violence
Opinion: No, Mr. Governor, erosion didn't kill the fish


This course at Methodist has lots of flaws with turf. When I went it was very muddy rotted sewage smell all over course . The greens had fungi mold all over it and looked very sick and poor quality. I did not like playing this course at all however the course was very easy to play actually too easy but the up keep was poor looking . I spoke to the golf course maintenance manager I think his name was Steven I ask him why was the course in poor shape and he said " This University screw them I just get paid and go home " WOW poor attitude then he went on sayin he doesn't care about the University . Now I see why this course is in such bad shape and poor quality they need a more qualified person that cares.


Rich in history and culture, we point the spotlight on Bermondsey as one of our favourite London hang outs. Once an important part of London's river trade, the Bermondsey Docks were the landing point for almost three quarters of the butter, cheese, bacon and canned meats served to London in the 19th century. When this trade boom died down, Bermondsey sat derelict for several decades.
Now, Bermondsey is a lively psrt of town that attracts young professionals, families and tourists alike. London renters are flocking to Bermondsey looking for affordable trendy homes in a Zone 1 location.
Do you want to experience some of the best that Bermondsey has to offer? We suggest some of the best places to eat and drink in SE1.
Fancy an after-work drink, or three? The Hide Bar (SE1 3XF) specialises in cocktails and offers a fantastic ambience, attentive service and most importantly, a large selection of delicious cocktails.
Want to enjoy the outdoors? We recommend The Woolpack (SE1 3UB). Tried and tested by some of Folio London's staff members, we love the spacious and rustic-style beer garden.
Looking for a weekend activity? Why not try the Maltby Street Market (SE1 3PA). Here you will find a fine assortment of gastronomic delights.
We're passionate about helping you find the right home and we want to share our expert knowledge with you.


2120 Leckie Place has been designed with industrial needs in mind and features 28' high ceilings, mezzanine options, dock & grade loading options, generous trailer turning radius and ample parking.
This project is located just off Highway 97 with easy access from Dilworth Drive and Enterprise Way. Shopping malls, restaurants, coffee shops, green space and fitness centres are all within walking distance.


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SHAC: Student Health Action Coalition
For Alumni and Supporters
Home / Services at SHAC / Weekly Clinics / Medical Clinic
If you are experiencing an emergency, call 911 or go to the UNC Hospitals Emergency Department at 101 Manning Dr, Chapel Hill, NC.
SHAC Medical Clinic is the nation's oldest student-run free clinic. Since its inception in 1967, the clinic has evolved considerably while retaining its original mission: to serve the health needs of individuals who are unable to access the health care system. SHAC has grown from its humble beginnings in private residences of generous supporters to its present location at the Carrboro Community Health Center, one of North Carolina's best primary care facilities.
TO MAKE AN APPOINTMENT WITH THE MEDICAL CLINIC, CLICK HERE OR CALL 984-538-1031.
The Medical Clinic provides the following services free of charge:
Acute care for minor medical problems
Men and women's health examinations and counseling
Physical examinations for school, work, and camp
Comprehensive laboratory
HIV testing (via SHAC HIV)
Spanish interpretation
Transitionary chronic disease management (via Bridge to Care)
Gender Affirming Care Clinic
Several specialty services are also offered for free, including:
Please note that the medical clinic will be closed on the following dates:
The clinic will re-open again on January 2nd, 2019.
The SHAC Medical Clinic does not provide emergency medical care, long-term care for chronic conditions, x-rays, or medical procedures. SHAC volunteers can refer patients to local organizations and primary care clinics, and specialty clinics for additional care.
SHAC students comply with HIPAA regulations and patient medical records are maintained according to accepted confidentiality standards. For questions related to the medical clinic, please contact shac_medicalclinic@med.unc.edu.
Services at SHAC
Weekly Clinics
CLINIC INFORMATION / INFORMACIÓN DE LA CLÍNICA
SHAC provides medical and dental services according to the schedules below:
Operates on every Wednesday night from 5:30-11:00PM at the Carrboro Community Health Center. Appointments are available between 5:30 and 8:00PM. Walk-ins are encouraged to arrive by 5:30PM.
Operates on select Wednesday nights from 6:00-9:00PM at the UNC School of Dentistry and sees patients on a walk-in lottery system (no appointments). Patients should arrive between 5:15 and 5:30PM.
UNC School of Dentistry
Ground Floor, Tarrson Hall
101 Manning Drive
Click here to schedule a visit or access additional information.
Haga clic aquí para hacer una cita o acceder a información adicional.
SHAC offers free HIV testing through the SHAC HIV Program. Click here for more information on SHAC HIV and STI tests offered.
DONATE TO SHAC!
SHAC's mission to provide health care and community health support free of charge is an expensive endeavor. To provide financial contributions to aid our service-based campaign, please click here for contact information and detailed instructions on how to give.
Carrboro Community Health Center
301 Lloyd St
Email: shac_medicalclinic@med.unc.edu
Email: shac_dentalclinic@dentistry.unc.edu
© 2020 SHAC: Student Health Action Coalition


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Police calls for Friday, Dec. 31, 2021
Friday, December 31, 2021 6:30am
This report contains information available to the Empire from law enforcement and public safety agencies.
Motor vehicle crash
At 5 p.m. on Tuesday, an 87-year-old man driving a 2003 Honda struck a 2021 Toyota driven by a 52-year-old woman in the 8100 block of Egan Drive. A 31-year-old passenger in the Toyota and the 87-year-old man were both transported to Bartlett Regional Hospital for non-life-threatening injuries. Both vehicles were towed from the scene.
At 5:34 a.m. on Wednesday, a 45-year-old man driving a 2014 Ford struck a 2014 Ford driven by a 23-year-old woman in the 3300 block of Douglas Highway. No injuries were reported.
At 11:26 a.m. on Wednesday, an 18-year-old woman driving a 2014 Dodge struck a 2007 Honda driven by a 74-year-old man in the 2800 block of Riverside Drive. The 18-year-old woman was cited for failure to yield at a flashing yellow light.
At 12:53 p.m. on Tuesday, 34-year-old Amanda Marie Phillips was arrested on a JPD warrant in the 6500 block of Glacier Highway. and taken to LCCC. Additionally, 30-year-old Ofa Ki Mataki Kivalu was arrested for JPD warrants and also taken to Lemon Creek Correctional Center.
At 10:01 a.m. on Wednesday, 41-year-old Ronald Larue Story was arrested on a JPD warrant in the 8100 block of Glacier Highway and taken to LCCC.
Chief justice: Judges must better avoid financial conflicts
The stories that shaped our 2021


LTA - Become a Member Today!
Participate in LTA-sponsored leagues round robins and tournaments.
Find information and tools browsing the LTA web site.
Have fun at LTA socials & drop-in tennis.
Get involved as an LTA volunteer.
Find-A-Match through the web site.
Stay informed with the LTA newsletter.
Strut your mojo climbing a LTA round robin.
Find-A-Court through the web site.
Be a part of promoting Longmont tennis.


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Dealer Associations Follow Dealers in Consolidation Trend
By Kim Schmidt and Jaime Elftman posted on June 12, 2015
In today's newscast we look at new planting technologies, dealer association mergers, Topcon's acquisition of NORAC and the 2015 forecast for global ag equipment sales
On The Record is brought to you by GBGI Inc.
GBGI Inc. has been developing hubs and spindles for the agricultural industry since 1997. Their product offering includes IDA-X, the hub assembly with a robust design and ductile iron construction that substantially increases the load capacity and impact resistance compared to conventional fabricated welded assemblies.
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I'm managing editor Kim Schmidt, welcome to On the Record. Here's a look at what's currently impacting the ag equipment industry.
AFN: $49.90 -4.58
AGCO: $51.41 -0.52
AJX: $0.60 -0.07
ALG: $55.10 +1.60
ARTW: $5.27 +0.18
BLT: $11.29 -0.86
BUI: $4.70 -0.15
CAT: $88.17 -1.16
CNHI: $9.02 -0.06
DE: $93.22 +3.76
KUBTY: $81.47 +1.14
LNN: $81.28 +0.43
RAVN: $20.49 +1.24
TWI: $11.11 -0.25
TRMB: $23.10 -1.00
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CVL: $16.31 -0.70
RME: $9.20 +0.01
TITN: $14.58 +1.11
TSCO: $90.12 -0.45
Closing Stocks as of 6/11/15 (Compared to Close on 5/21/15)
Planting Gets a New Look
There's been no aspect of farming operations that has received more scrutiny in recent years than planting operations. Emerging from this intense analysis are new precision technologies and approaches to seed placement.
One development that's beginning to garner attention is Clean Seed Capital's CX-6 Smart Seeder planting system. According to the developers, the new system is an advanced precision no-till seeding system that gives commercial farmers the ability to deploy up to six different seeds simultaneously per foot of the 60 foot seeder without unloading and replacing the seed.
The system is expected to be priced between $500,000-$600,000. Rocky Mountain Dealerships, Canada's largest Case IH dealer, and Cervus Equipment, Canada's largest John Deere dealer, have both signed distribution agreements with Clean Seed. For both dealerships, the agreement is for a renewable 3-year period starting in 2016.
Another development is a narrow row seeder from Stine Seed. The company believes narrow rows are the key to higher population planting. The seed company has partnered with John Deere and Great Plains to offer what they are calling a twin 20 planter system. The planter has tandem rows that are 8 inches apart, a 12-inch row and then another pair of tandem 8-inch rows.
Stine offered the planter to growers on lease through a purchase agreement for 10% of the retail price. If the grower likes the results, he pays an additional 23% of the list price to purchase the unit. Stine Seed leased 85-90 planters this year according to national marketing and sales director David Thompson.
While the Deere DB 60 72-row planter was initially only available through the Stine Seed program, it is now available through Deere's dealer network, as well.
Dealers on the Move this week include, H&R Agri-Power, Bane-Welker Equipment and Meade Tractor
Case IH dealer H&R Agri-Power, with 14 locations in Kentucky, Illinois, Tennessee, Alabama and Mississippi, acquired Black Prairie Tractor, a leading Zimmatic irrigation dealer. The acquisition expands H&R Agri-Power's irrigation division. The dealership will now have 2 facilities in Columbus, Miss.
On June 3rd, Bane-Welker Equipment, a Case IH dealer with 6 locations in Indiana and Ohio, announced that its locations in Wilmington and Georgetown, Ohio, are once again authorized Kubota dealers.
This past Monday, Meade Tractor announced the acquisition of 8 John Deere construction branches from Nortrax throughout Tennessee and Kentucky. The purchase will expand Meade's operations across 5 different states and 15 locations overall.
Dealer Association Consolidation Expands
Following the trend of dealer consolidation, the boards of the Pacific Northwest Assn. and Western Equipment Dealers Assn. voted to consolidate the two groups.
John Schmeiser, CEO of WEDA, says PNW recognized that merging offered an opportunity to provide broader access to its members.
"We have to acknowledge that our dealership networks have been changing. There have been mergers with our equipment dealers fairly heavily over the last 20 years, but dealership associations have not merged at this same rate. So, we're recognizing today's dealers require different levels of programs, services and advocacy from their association. By consolidating our association it makes it easier for us to meet those needs."
Before the merger can be finalized, PNW dealer members will need to vote on approving the deal. Schmeiser says that will happen this summer and anticipates the merger will be complete by Oct. 1.
There is also talk that Southeastern Equipment Dealers Assn., which serves Arkansas, Mississippi, Tennessee, South Carolina, North Carolina, Virginia, West Virginia and Maryland, and Midwest Equipment Dealers Assn., which serves Illinois and Wisconsin, are looking to merge. However, no official announcement has been made to date.
Topcon Acquires NORAC
The last year has seen some dramatic shifts in the precision farming corporate landscape, driven in part by a slower commodities market, as well as consolidation of several technology companies.
The pattern continued with week, with California-based Topcon Positioning Group acquiring Norac Systems International. Norac, based in Saskatoon, Saskatchewan, is known for its development of ultrasonic sensing and boom control technology.
The companies have been commercial partners for the last 3 years, collaborating on boom leveling and sensing compatibility for in-cab displays, according to Mike Gomes, vice president of business development with Topcon.
"We see that this is the right time in the industry to be expanding, to be broadening our product line. We believe that as the market continues to mature, that customers more and more want integrated solutions and they want them from a single provider. Those start with hardware and capabilities on the machine, and extend into software and connectivity and coordinated functions."
Topcon's acquisition was its third ag-related purchase since last November, which include the addition of precision weight-sensing company Digi-Star and in-cab console manufacturer Wachendorff Electronics.
Several other precision farming hardware companies have also been actively diversifying their business interests in recent months.
In December, Trimble Navigation acquired IRON Solutions, which provides analytics-based intelligence and a cloud-based software system that tracks the lifecycle of used farm machinery. And in May, AgJunction purchased precision steering solution manufacturer Novariant.
Global Ag Equipment Sales to Fall 10%
The worldwide sales and production of farm machinery are expected to decline by 10% in 2015, according to the VDMA Agricultural Machinery Assn. based in Frankfurt, Germany. After reaching an all-time sales high of $116 billion in 2013, sales of ag equipment fell slightly to about $114 billion last year.
VDMA is forecasting a drop in global sales to about $102 billion in 2015. The main factor in the decline is the weak economic cycle in America and Europe, as well as in part of the Asian continent, especially in India.
Dealers Meet on Capital Hill
During the last episode of On the Record, I was on assignment in Washington D.C. for the North American Equipment Dealer's Assn. Legislative Fly-In. After a day of briefings on the issues, dealers and association staff spent a day meeting with Congressional members and their staff.
One of the top issues dealers discussed was tax reform, largely focused on Section 179 and bonus depreciation. I spoke with Tim Wentz, field director for the Northeast Equipment Dealers Assn., on how tax reform will help dealers.
Ag Equipment Archives
Far from the traditional norm for tractor models, Minneapolis-Moline took a dive into the designing deep-end with the release of the Comfortractor in 1938. Equipped with a built-in radio and three-seat heated cabin, the tractor was still capable of reaching speeds of 40 mph. Hoping it would act as both a tractor and automobile for buyers, developers instead received a chilly reception overall to the concept. In addition to its steep price for that time, most farmers during the era prided themselves on toughing–it-out in the fields, rain or shine, and saw the Comfortractor as a cop-out to traditional farming values. The idea tanked, as only 125 total units were sold. It took decades before investors took another shot at a luxury tractor in its aftermath.
If you have any feedback or story suggestions, you can send them to kschmidt@lesspub.com. Thanks for watching, I'll see you next time.
KEYWORDS ag equipment sales dealer associations global forecast john schmeiser naeda norac On the Record planter technology planting Topcon
Kim Schmidt is the Executive Editor of Farm Equipment and the host of Ag Equipment Intelligence's On The Record. An award-winning writer, she worked 7 years in business-to-business trade media before joining Farm Equipment in 2012. She is a journalism graduate of Marquette University.
Contact: kschmidt@lessitermedia.com
Jaime Elftman is Assistant Editor for Farm Equipment. A graduate of the University of Wisconsin, she joined Lessiter Publications as an editorial intern in 2014 before joining the staff full-time later that same summer.
Contact: jelftman@lessitermedia.com
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Dealer Association Merger Moves Forward
Western Equipment Dealers Assn. Announces New Vice President


Husband and artist Michael then compared the search for a donor - and the process of scrolling through profiles - to using Tinder.
"It's like dating profiles honestly, it's like a Tinder of egg," Turchin said according to to Gay Star News.
Bass was awarded the Human Rights Campaign Visibility Award in Oct. 2006.


It's 1942 and "Dumbo" is showing at the Studio in downtown Phoenix. Let's go!
I see that "Beyond the Blue Horizon" is also showing, but it's the cartoon that I want to see. They say that it's Walt Disney's gayest hit! What? No, it just means cheerful and happy. This is 1942, there won't be another meaning for that word for many, many years. Lamour? Yes, that's Dorothy from the Hope and Crosby road pictures. This one? I don't know, looks like a bunch of mush to me. You can stay and watch it, I ain't a-going to!
Yes, it's in color. It's called "Technicolor" and I hear it's amazing. Yes, of course, Disney cartoons have been in color for a long time. Where have you been? Steamboat Willie? That's Mickey Mouse stuff!
OK, meet me there. It's on Washington just east of Central, north side of the street. Yes, I'll be there. You can recognize me by the new slouch hat I just got. Ma and pa don't like me wearing it! I'll be standing next to the Dumbo poster. See you there!


text:
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CMRI is located at Westmead, a major hub for research and medicine in NSW, and is affiliated with the University of Sydney. We are easy to access by public transport.
Successful applicants will be awarded a Research Award, consisting of a generous top-up over the value of a university Research Training Program (RTP) scholarship, for 4 years. Successful applicants will also be expected to apply for external scholarships with support from CMRI research leaders.
Projects are multi-disciplinary with training in molecular and cellular biology techniques, with some involving mass spectrometry, proteomics, bioinformatics, transgenic animals or live cell imaging.
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For more details about projects, supervisors and CMRI, visit the CMRI website:
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VW Passat 130 tdi Sport Estate 2002.
Check that the smell isn't coming from the washer bottle. Some fluids and sometimes just contaminated water can produce an awful smell. If it is remove the whole bottle and clean internally as best you can adding some bleach to kill the bacteria causing the problem.
98 Passat B 5 remote locking key requires 2 x CR2016 3v lithium batteries which are 1.6mm thick giving a total thickness of 3.2mm. These are the correct batteries both in thickness and diameter. My 2002 Passat B 5.5 takes a single CR2032 3v which is the same diameter and 3.2mm thick. Buy them fresh from a regular source. However they do have a life of up to 10 years in dry storage. I have recently paid £2.90 + Vat for a box of 10 Hitatchi/MAXELL CR2032 from Cousins UK - Wholesale Clock Watch parts batteries jewellery findings Tools E who apart from the website have two outlets, Cousins Material House in Romford and Cousins Tool Centre in The Jewellery Quarter, B'ham.
I have a similar model with 116k miles that gives 55mpg on a run and 47-48 overall and fitted with a chip so you seem to be getting less than you should. I get 34-36 towing a caravan. Have you replaced air-filter and cleaned filter air box too. Obvious I know. Also rev it hard regularly to clean out all the soot!
Possible/probable air mass meter. Easy DIY replacement in 10 mins if it is. Cost exchange is approx £80. Get another opinion before you buy. Change your air filter at the same time and clean out the air filter housing as well. They can hold an amazing amount of dead flies, leaves, grass and dust!
Cam belts should be replaced at a maximum of four year intervals according to VW so your cambelt will need changing. My 2002 130 TDI is on 111k but will have to have its second cambelt replacement in September rather than wait for 120k to show.
Hasn't anyone had a clutch replaced and can recall the cost?
Could you give me a ball-park-figure fo replacement clutch on a 1996 Golf TDi? Need to have the complete clutch assembly replaced. Both VW dealer price and alternative dealer. Can you recommend anyone in Cardiff. Thank you.
Not sure about your boot but my drivers door does the same thing. Mine is caused by a faulty drivers door locking module which doesn't recognise that the door is open, therefore doesn't show on the illuminated dashboard, and as such automatically locks the door after a set time. Perhaps your boot has a faulty lock module too. I will add that my car is the estate. The module can usually be repaired as it is often a broken solder joint on a microswitch/circuitboard caused by constant slamming of the door/boot etc. To stop my car locking with the keys in I also open/close any other door as well. This then 'registers' that the car has been unlocked and doesn't attempt to re-lock it with your keys in. At least it gives you time to get it fixed.
Sorry, forgot to mention the car is a 2002 Passat Estate. The part no is 389 853 702 E in Fresco Green.
On a recent trip to Scotland in heavy rain I lost the drivers side length of painted trim that extends from the windscreen to the tailgate. It fits in a channel to hide the roof join, approx 2 metres long by 12mm wide. Mine is in body colour Fresco Green Metallic. Does anyone have one to sell or know of a breaker who has one? They were available in body colour but now only in black at approx £38 and have to be painted. Any ideas where a S/H one could be sourced? Thanks.
My sons freewheeling pulley seized and snapped the auxilliary belt. Think the part cost £38 on a Passat sport estate. I'm due for a cambelt in 8k at 120k in a 52 plate Passat 130 tdi Sport and will have all belts replaced plus tensioner, waterpump, thermostat and freewheeling pulley. false economy not too. Doesn't stop me hitting badgers though. Another one tonight, second in a fortnight. Two grilles this time, only one last. Always this time of year too.
You are supposed to bleed off the surplus brake fluid when compressing the piston rather than forcing it back up into the reservoir which I have read can damage the ABS unit. When the older reservoirs had the float switch on the top that made contact when the brake fluid fell, forcing fluid back would overfill the reservoir, short the contacts and illuminate the dashboard low fluid level light. Exactly the opposite to what had happened. You were not aware of this at the time, You bleed the brakes, left the fluid at the correct level and then found the low fluid light lit. It was necessary to prise apart the reservoir float switch and clean out the float switch to rectify. Have you got one of these old type switches?
Not sure if your car is the same as a couple of VW's I've had which have one bulb that lights up several dials/points behind the dash through a clear solid plastic 'spider' to distribute the light to where it is needed. It does it by reflecting the light within the plastic reflecting it along. Not a very technical answer but there does seem to be a certain amount of magic involved! I would add I have no knowledge of post 2002 VW's with led's.


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Legalizing Inexpensive Housing
Why's the Rent So High for New Apartments in Seattle?
An audit of where the rent check goes reveals the simple answer: Housing is expensive to build and operate.
Typical new construction six-story apartment building in Seattle's South Lake Union neighborhood, just north of downtown. Photo by Dan Bertolet, used with permission.
Author: Dan Bertolet
(@danbertolet) on November 5, 2018 at 5:00 am
This article is part of the series Legalizing Inexpensive Housing
The notion of the "greedy developer" is alive and well in North America. A recent UCLA study found that the most powerful catalyst of opposition to the construction of new homes is the conviction that developers pocket too much profit. And in booming Cascadian cities such as Seattle, that belief creates a political environment hostile to homebuilding, which worsens an affordability crisis caused by a shortage of homes.
When people see new apartments with high rents, many assume it's because developers are making a killing. But an audit of the typical costs to create and run an apartment building tells a much more mundane story: new housing is expensive simply because it's expensive to build and operate.
My Sightline colleague Michael Andersen recently devised an auditing method that boils it down to this question: What is the rent check actually paying for? For privately-owned housing, rent income has to cover every cost: no proposed apartment building will move past the idea stage unless investors believe that it will bring in enough rent to pay for all of its development and operating expenses.
Michael found that for a typical new apartment in Portland, Oregon, the biggest chunk of rent—one third—goes to covering the cost of physical construction. In comparison, the developer—that is, the team that manages the whole project—gets just 3 percent. Add the equity investors—the early-stage, financial backers who are also commonly thought of as developers—and the total portion of the rent check that goes to the "developers" comes to 8 percent. The rest of the rent covers a laundry list of expenses including the land purchase, permitting fees, design services, interest on loans, property taxes, and more.
Bottom line: the rent is what it is because the cost of the new building is what it is.
That's such an important truth that I repeated the exercise for Seattle, running the numbers for a typical new six-story apartment building based on data provided by local Seattle developers. The results are similar to Michael's. Construction is the biggest single cost, consuming 39 percent of the rent check.
The developer and equity investors together take 13 percent, which is more than our Portland example's 8 percent, but in the same ballpark. So, contrary to the "greedy developer" narrative, developers aren't getting half the rent; they're getting around a tenth of it. Some developers may be less ethical than others—just like any other business. But on the whole, their paychecks reflect their entrepreneurial risk and effort—just like any other business.
Overall, the analysis shows that there's no single solution for big cuts in the cost of homebuilding, which also means there's no silver bullet for lowering rents in new housing. There are, however, ways to chip away at it, and those ways add up.
Where the rent check goes
My test case is a generic 75-unit, six-story apartment building with 50 stalls of underground parking and a small street-level retail space. As is common in Seattle, it's constructed of five wood-framed floors built on top of a concrete bottom floor. I assume developers launched the project in mid-2014, finished construction three years later, and took another six months to fully lease it up.
Typical rent for a new one-bedroom apartment in this type of building located in a close-in Seattle neighborhood is $2,200 per month. As illustrated in the graphic above, here's what a $2,200 rent check pays for, listed from the smallest to biggest portion:
Marketing consultants: $12/month (0.6 percent)
These folks spread the word about the building and get tenants in the door.
Parking subsidy: $43/month (2.0 percent)
What owners charge for parking usually isn't enough to cover the cost of constructing it—a staggering $50,000 per stall for underground parking in the present example. That means apartment tenants end up subsidizing the parking through higher rent, whether they own a car or not. A typical $175 per month parking charge leaves an average $43 per month for each apartment renter to cough up.
Permitting and water/sewer/electrical connection fees: $43/month (2.0 percent)
Utility connection charges paid to city and county were $530,000, adding an average of $7,100 to the cost of each apartment. City building permit fees account for the rest, which comes to $2,100 per apartment.
Developer fee: $43/month (2.0 percent)
The main function of developers is master project manager during the entire three- to four-year development process. For this they typically charge 2 or 3 percent of the total development cost, or $690,000 in this example.
Construction loan interest and fees: $52/month (2.4 percent)
The 4.5 percent interest on the loan used to pay all the construction contractors came to $470,000. Miscellaneous fees and insurance associated with the loan added another $360,000. (Today, interest rates are one half to one percent higher.)
Design, engineering, and legal consultants: $57/month (2.6 percent)
This includes the architects and various engineers that design the building and its inner workings, and the lawyers that ensure it complies with regulations.
Sales, B&O, and real estate taxes: $102/month (4.6 percent)
Seattle's sales tax rate, counting state and local levies, is a steep 10.1 percent, and it applies to all materials and labor that go into a building. In 2017, sales taxes on construction alone provided 5 percent of the Seattle's total general fund tax revenue of $1.2 billion. For this example, sales tax was $1.5 million, which raises the average cost of each apartment by $20,000. Real estate taxes on the building were $64,000, and Seattle Business and Occupation taxes paid by contractors, another $35,000.
Property managers: $129/month (5.9 percent)
These folks clean, maintain, and repair the building. This figure also includes the building's gas, garbage, water, and sewer bills, paid by the landlord. (Tenants pay for electricity.)
Private equity investors: $249/month (11.3 percent)
Equity investors put up the cash to pay for the development expenses not covered by the construction loan. They receive interest payments on their investment after the building is completed and leased up, and recover their principle when it's sold. Equity investment is high risk—lots of things can go wrong with a large homebuilding project that takes several years to build! For this example, equity investments that accrued to about $11 million over the three and half year development would deliver a return of $4 million, which is 15 percent of the anticipated sale value of the completed building.
Land purchase: $301/month (13.7 percent)
The one-third acre of land cost $4.8 million. That comes out to $339 per square foot of dirt, and $64,000 per apartment. Customarily, developers put down a nonrefundable deposit of around 10 percent to secure an option to purchase the land later—ideally right after the city grants the permit to start construction, which minimizes holding costs. (Over recent years the cost of land has risen sharply in Seattle and sellers now often require full upfront payment, not just an option deposit.)
Property taxes: $312/month (14.2 percent)
Most Seattleites probably wouldn't guess that property tax eats up so much of a typical rent check. State law caps Seattle's property tax revenue increases to 1 percent annually, but recent voter-approved levies and state school funding legislation superseded that cap and boosted Seattle's current rate to $9.56 per $1000 of assessed value. For an assumed building value of $30.4 million, the annual tax bill is $291,000 per year. Landlords usually pass those tax costs on to tenants, especially in a hot rental market like Seattle's. In any case, property taxes are a cost that any proposed homebuilding project's expected rent income must cover for it to get the green light from investors.
Construction: $858/month (39.0 percent)
The cost of physical construction is the single biggest share of the rent check. Seattle's boom has inflated that portion as the shortage of skilled labor and materials has pushed prices ever higher. The construction firm Mortenson estimates that costs in Seattle rose around 4 percent annually over the past few years. Construction "hard" costs—that is, just the costs that go into the physical structure—run to $228 per square foot for the living space portion of this example. If the building had gone up three years earlier, cheaper construction could have knocked about $170 off the rent.
How much fat could be trimmed to lower the rent?
The total building development cost of $26.4 million averages to $352,000 per apartment. Scrolling through the above list reveals that when it comes to cutting costs deeply, there's no obvious fix. Many of the cost factors are relatively small and wouldn't help much, even in the unlikely event that they could be entirely eliminated. And there's no easy way to abate the biggest factors—land, property tax, and construction.
For this example, the costs typically associated with developers—their project management fee plus the equity investor returns—accounts for 13 percent of the rent check. Even if that entire cost could be magically wiped out it would only reduce the monthly rent from $2,200 to about $1,900. But without the chance to earn a reasonable profit, no one would risk multiple millions of dollars and subject themselves to four years of cat-herding inspectors, investors, and contractors. Perhaps one could find socially motivated "impact investors" willing to accept a one third lower return, as Michael suggested in his Portland study? That would drop rent by a mere $80 a month.
Developers, like any entrepreneurs who take financial risks, get paid more when things go better than expected, but they also take the hit when things go off the rails. On average, their payoff is commensurate with normal standards that apply to any other business pursuit. And as illustrated in our Seattle and Portland examples, that typical payoff is nothing spectacular—it's a modest portion of the rent check.
I'll take a look at specific cost reduction approaches in future articles. For now, some observations:
Construction is the big kahuna. It's expensive to build big things! Developers have little control over the cost of labor and materials. Modular construction holds promise: if it delivers on bullish expectations to cut costs in half, it could knock down the rent check by one fourth. In contrast, cutting back on "luxury" finishes and appliances might bring a rent reduction of just a few percent.
Seattle captures one fourth of the property tax collected, and if the city exempted multifamily housing from its portion (legally, it cannot), rent could drop by about 4 percent. Cutting the non-city portion of the property tax bill would be, well, a political fight for the ages.
The price of land is dictated by the expected net income it can generate, which is a function of what can be constructed on it and what people will pay for that built space. Rent, in other words, flows from the local market and how many homes zoning allows on the lot. Rezones that allow more homes tend to increase the price of land, but the price of land per home usually drops, which reduces the rent check for each apartment. Over the long term, cities can minimize land prices by allowing as much new housing as possible, which keeps market rents as low as possible. (Better yet, the state or its cities could convert to a land value tax, but that too would be a political fight of Biblical proportions.)
Eliminating off-street parking requirements at least ensures that city laws won't force renters to subsidize parking. Seattle doesn't require off-street parking in most locations where midrise apartments tend to be built, but investors and lenders often do. They operate in a risk-averse world where changes to parking norms established in suburban locales set off alarm bells and bring funding to a halt. My Seattle example has two parking stalls for every three apartments, a relatively low ratio by historic standards. If the building had two stalls for every apartment, the subsidy would rise from $43 to $127 per month.
Waiving all fees for permits and utility connections could trim rent by 2 percent. Seattle is at risk of moving in the opposite direction, however; it is considering new impact fees to fund water, sewer, and transportation investments.
Cities that force homebuilding projects to go idle waiting for permit approval boost the rent check by increasing the carrying cost of the project's high-risk, high-return, early investments. In Seattle developers report that the typical time it takes to entitle a midrise apartment project has risen to nearly two years, almost doubling over the past decade or so. For a ballpark estimate of what that added delay would cost this example project, 15 percent interest on $3 million for a year is $450,000. That translates to $29 per month higher rent. Roughly triple that if the project had to pay the full land price up front. On top of that, though it's hard to quantify, the uncertainty caused by just the possibility of delay can also add cost, as I discussed in a previous article.
The core rent driver: long-term yield
The fundamental link between the cost of an apartment and its rent is the yield required by investors. By yield I mean the net income generated by the building divided by its purchase price—known in the biz as yield-on-cost (see the "how the math works" endnote for details). No one's going to sink a pile of money into an apartment building unless it can reliably deliver a cash flow that makes the investment worthwhile compared with other options such as the stock market. Institutional investors are often responsible for getting reliable returns on pension funds, for example.
The present example was financed assuming a yield-on-cost of 5.8 percent, which was typical a few years ago. But what if long-term owners had been willing to invest even if the anticipated yield-on-cost was lower? Reducing the yield-on-cost to 5 percent would drop the required rent by $262 per month, or 11 percent. Seattle affordable housing developer Bellwether tapped impact investors to partially fund two projects, offering a return of just 2 percent. At 2 percent yield-on-cost, the $2,200 rent could be cut in half!
It's an exciting prospect, but whether it scales to more than a few niche projects depends on finding enough impact investors willing to trade financial returns for social benefit. In rapidly growing Seattle, billions of dollars flow into apartment construction annually, mostly supplied by giant institutional investors that seek to maximize returns, not social benefit. Are there people or institutions with billions of dollars to invest who are willing to accept dramatically lower returns? It seems unlikely.
Cutting costs helps housing affordability across the board
Setting public policy and regulations that will help ease, rather than inflate, the rent of new apartments depends on a clear understanding of all the costs associated with developing and operating a building. Assessing the various costs in terms of rent paid by the tenant exposes how they translate to affordability.
The main take-home point from the above analysis is: there's no single cost factor that offers big cuts—that is, absent some as yet unproven scalable way to finance housing while paying radically discounted returns to long-term owners. Minimizing rents will require working to reduce many different factors. Conversely, every cost added by regulations, no matter how small, pushes the equation in the wrong direction, eventually leading to death of homebuilding by 1,000 cuts. Most regulatory costs also apply to nonprofit affordable housing development, raising the burden on limited public funding sources.
The second key point is that developers are not to blame for the high rent of new housing. Based on the present Seattle example and Sightline's prior Portland analysis, what developers get paid typically accounts for around a tenth of the rent check, plus or minus a few percentage points. Advocates for inclusionary zoning or impact fees are wrong to presume that developers are awash in windfall profits ripe for extraction. The unavoidable, unintended consequence of any such added cost is either higher rents or fewer new homes.
Lastly, some readers may be thinking that even if costs are reduced, the landlord will still charge whatever the market will bear, in which case those reductions won't help affordability. That may be true for one building at a single point in time. But what matters most is the effect on the citywide housing market over the longer term. When costs drop, developers build more, because projects with lower expected rents can still attract investors. The growing abundance of homes pushes down the whole city's baseline average rent. That benefits all renters in the private market, while at the same time lowering the number of people who can't afford what the market provides—and that means limited public dollars for housing subsidy can help more of those who need it.
Endnote: How the math works
The rule is simple: the rent pays for everything. That includes the paychecks for everyone who played a role in making the new building happen, along with the purchase price of the land to build on, returns to equity investors, interest on the loans, taxes and fees, and, once the building is done, the ongoing costs to keep it running.
Investors and lenders won't put money at risk in apartment projects unless they are confident that the rent income will achieve a minimum "yield-on-cost." Yield is the annual income from rent minus the operating expenses. Cost is the total expense to create the building and get it leased up. In 2014 in Seattle, the standard green light target for yield-on-cost was 5.8 percent. In other words, investors had to be convinced that every year the building would generate a net cash flow equal to 5.8 percent of its total development cost. (Today in Seattle investors have begun to accept lower yields in the 5.2 to 5.6 percent range.)
It follows that the rent necessary to cover a specific development cost for my example is that cost multiplied by 5.8 percent. For example, the $4.84 million expense for land must be compensated by $281,000 rent annually. Rent also must offset all of the building's ongoing operating expenses such as maintenance, repairs, utility bills and property taxes. I excluded the small retail portion of the building to isolate the residential portion, but included the parking because it mainly serves the residents. The total required residential rent income for the building is the rent that delivers 5.8 percent yield-on-cost for total residential costs, plus operating expenses. The spreadsheet I used is here.
Dan Bertolet
Dan Bertolet, director of housing and urbanism, researches, writes about, and speaks about housing and urbanism. He has a background in urban planning and electrical engineering, and his passion is to help create cities that will thrive amidst the challenges of the 21st century. Find his full bio here. Find his latest research here. Email: dan [at] sightline [dot] org. Twitter: @DanBertolet.
Tagged in: affordable, apartments, Homes, Housing, Housing Affordability, Rent, Seattle
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Jemma Nelson
Obviously land and construction are a one-time cost. But rent is ongoing, and there isn't a developer out that that says "Oh we've now covered our construction costs, now we're lowering everybody's rent by $1150."
So, anyone who built their buildings (100 / 5.8) = 17 years ago, in 2001 or earlier, has already paid off their investments and is now just making bank.
Jemma –
Yes, in a booming market like Seattle's anyone who owns property makes bank, single-family homeowners just as much as landlords.
And yes, as I noted in the last paragraph of the article, most landlords will set rent according to what the market will bear, even if their expenses drop. But lowered development costs will boost homebuilding, which reduces what the market will bear and pulls all rents down.
not a SF homeowner
of course a jab at single family homeowners…
But their "bank" is only if there is a sale and move (to a lower cost area, i.e. out of Seattle), often not in plan for homeowners.
And that "bank" is severely impacted by tax liability, selling costs, etc.
Joshua S
So… greed is still the main reason rents are so high? It's just greed from investors, not developers? Seems like if we want to tackle the root cause, we should be focusing here not on driving down costs.
So Joshua, can I assume you'll be the first in line to invest your retirement savings at 2% instead of 5% so that it can be used to fund affordable housing?
David Neiman
I think this portion of the analysis is conflating yield on costs with yield lon equity. You can (theoretically)ask an investor to reduce their expectation for yield on equity. That's the ~13% part of the stack that goes to the investors. But yield on all costs has a fairly sharp limit. If the YOC drops below the market cap rate (about 4.5% currently for apts), then the building is worth less than in cost to build it. Dropping below that threshold isn't asking investors to accept a lower return, it would be asking investors to accept a negative return. Dropping to a 2% YOC would result in the investors losing more than half of their investment.
Another factor that has changed recently is how much construction debt (aka "Bank Loan") a Lender is willing to grant. Pre-2008, a loan of 72-75% of all construction and soft costs (design and engineering, property taxes, legal fees, etc.) was not unusual. In 2017 that had dropped to 65%, which means another 7-10% of equity needed to be raised, which, in turn increases the time (and therefore the cost) of the transaction. Also, in your example the estimated development fee of $690,000 (for the services and risk carried by the developer) looks like a big number. But the carrying costs over 4+ years of design, construction and lease-up for even a small development staff is barely covered. The big fees are on the biggest commercial projects and are earned not just by developers but by the brokers that arrange the marriage between the owner/developer and the debt and equity financing parties. As is often the case and should happen in a private marketplace, the majority of people that fit the term "Developer" are working hard to make what profit they can.
benjamin weenen
The exact incidence of a flat property/sales tax is debatable, that it is reduces landlords income ie not passed on, to some degree or another is not. All taxes on output do the same.
Affordability is a measure of prices to incomes. The best solution for tenants is therefore to scrap existing property/sales taxes and replace with a 100% tax on land rental values, as this rebates in full that part of housing expenditure.
Obviously this benefits all tenants, making housing optimally affordable for them (all else equal), but less obviously, it benefits the majority of working owner occupiers. Especially those about to take their first step on the housing ladder.
Sure landlords, banks and property developers will attempt to use poor widows in mansions as a human shield, but she can be offered roll up and deferment. It should also be conceded that the fact this is an issue at all is conformation of existing market inefficiencies which the LVT solves.
Politically difficult only due to ignorance and a lack of honest debate
Jim Labbe
"Perhaps one could find socially motivated "impact investors" willing to accept a one third lower return, as Michael suggested in his Portland study? That would drop rent by a mere $80 a month."
http://djcoregon.com/news/tag/atomic-orchard-experiment/
Sonny Kwan
This is one of the most accurate and well written articles regarding development all in one post. I have already shared this article with a number of my friends, colleagues and those who want to know more about apartments and real estate investments in general.
Matt Hays
Agreed…very good article.
Sooo many projects are proposed but never break ground, even in a supercharged economy. This is because it's tough for developers (along with us contractors) to make projects work financially. Even with rents rising in most years (not 2018), construction and land costs have risen more quickly.
A huge element might deserve more attention: developers (and contractors) can lose money too. A lot of them lost their entire investments in projects around 2010 for example. Nobody is going to build unless that risk is at least a decent bet.
A Joy
Is there any historical reference for these numbers? I am pretty sure back in the 80s and 90s, physical construction costs were closer to 50% of overall rent. Whether I am right or wrong, the data you provide completely lacks context. It is a Polaroid picture of a 4k, 120 FPS video. Without knowing what these numbers have been over time, you cannot make the claim you do in your opening premise.
This rather developer bias piece does nothing to prove construction costs are a reason for high rents in the PNW, because it never bothers to prove present construction costs are high. It just flashes a percentage and fearmongers.
Bad form.
Ian Crozier
It's surprising that for how well Dan's analyzed this, he misses the elephant in the room. It's the 5.8% yield that is the only culprit. I thank him for making this clear to me for the first time.
We could massively expand the amount of housing we build, and keep it more affordable, if developers didn't have to rely on the private market for investment in the cost of creating housing.
This is my understanding of how Denmark's substantial public housing stock was built – with low-interest financing supplied by the government. Many of the projects have since repaid these low-interest loans in full, so now rents are only needed to pay upkeep costs. We fund public housing in a very different manner here in the USA, but the concept of a government-backed below-market-rate housing loan provider is not the craziest thing I've ever heard.
Mark Wheeler
Older housing stock is also expensive to maintain. People like to talk about greedy landlords, but it is expensive to own a rental property. I've provided housing for 20 years & have barely broken even, for most of the years the rents were not even close to covering my expenses. Now they barely do, but still not always. It's not an easy or super lucrative investment, yet has a very high downpayment. Interesting study, thank you!
(1) Taller buildings mean lower land costs per apartment
(2) Less parking means lower parking construction costs — and more room to build apartments vs. parking garage spaces, so again lower land costs per apartment
(3) More apartments mean lower land costs
So, conclusion, allow taller buildings with less parking, and you cut housing costs.
A couple points to reinforce Dan's excellent article and the great comments:
1. The 'greedy developer' trope is just that. Most developers and builders will do what they do if there's half a chance things will work out… over the long run… because they are inspired/driven/constitutionally unable to avoid developing/building. A large portion of humanity's optimism bias is concentrated in builders and developers because no completely rational person would take on the enormous risk present over such a long time period to get one project done let alone make a career out of it. If you doubt this go buy a lot in Seattle, even one that has an existing home on it, tear it down, get approvals, design it, permit it, and build a new one while paying yourself your usual salary… We'll wait for your report.
2. One thing that didn't get a lot of attention in the analysis is the cost of operating and maintaining the building once it's completed and leased up. Typically (over thousands of buildings analyzed over almost 20 years) half the rent goes to operating and maintaining the building. Yes with a new building in a hot market with negligible vacancy you can get that down to around 40% but not over the long term because skimping on maintenance will cost you in the end. Whatever is left over goes to paying back the lenders and the investors in the hope that there's still something for the developer. Full disclosure: A significant portion of my work involves finding under maintained buildings that can be purchased below replacement cost because they can no longer generate market rents. So if you've been cutting back on maintenance, repairs and CapEx for a few years let me know…
3. The thing about 'the investors' is interesting because even they 'gotta serve somebody' as Bob Dylan wrote. 'The investors' typically have investors themselves. With private equity they don't get paid (other than reimbursing their expenses) until their investors (often pension funds) get X return, usually denominated in IRR which discounts future returns due to the time value of money. On the other hand pension funds by law have a fiduciary responsibility to provide returns adequate to fund essentially unknown future benefit payouts to retirees who are living longer and longer. So whatever returns they can earn only get them closer to their contractual obligations.
4. One final thing is about construction costs in Seattle, OK a couple. First we live on top of 'The Really Big One' fault which you can read about in the 2015 New Yorker piece of the same name. Practically that means our buildings have to be built to withstand enormous earthquake forces and that isn't cheap. The other is that the local energy codes (in place and updated since the 1970s) require almost LEED Gold levels of energy efficiency to be approved let alone built. And that isn't free either… but would you live in a building that skimped on either?
I could go on… labor costs due to 'the wall', Canadian timber tariffs, steel and aluminum tariffs… etc. but building here isn't cheap and yet there are still those willing to do it. More would do it still if they could get land and had confidence in the approval process but that requires a longer term view from us as voters and from our elected representatives.
Oops, sorry meant to talk about class A apts vs class B and why nobody builds class B (or C). Maybe you can add that to my earlier:
The reason everyone is building class A apartments (for the big dollar tech people) and not more affordable class B apartments is because the incremental expense of the fancier amenities is a rounding error on overall cost of the building. Once you've bought and entitled the land, designed and built the building whether you go with wifi everywhere, stone counters and ss appliances is almost free on a relative basis… But this is just another argument for build more because the brand new A properties make the older As become Bs witch command less rent and they make the older Bs become Cs… rinse and repeat.
Go ask the Seattle City Council how the hundreds of millions of $ paid by developers in-lieu of building affordable units in their projects (particularly in SLU) is being implemented for new, affordable housing projects. I'll wait…five years later, still waiting. Better yet, how about 5 times the amount in real estate taxes that are being paid on improved, developed land vs. the dilapidated south lake union warehouses that someone here for 10 years ago can remember. Do I sense a mismanagement of funds? No reason to have public officials involved when they have $ in the coffers, yet have not and cannot follow through with providing housing like they said they would. Meanwhile, the permitting process in Seattle is pushing businesses to "friendly" Bellevue and out of Seattle.
So far I've seen next to nothing in myriad of articles on the cost of housing and what needs to be done about this crisis that addresses the toxic effect of global financialisation of housing –
… structural changes in housing and financial markets and global investment whereby housing is treated as a commodity, a means of accumulating wealth and often as security for financial instruments that are traded and sold on global markets.
Something to think about from an article in NEXT CITY last April:
"The global housing crisis reflects a fundamental paradox of contemporary capitalism. Cities around the world are more economically powerful and essential than ever. This creates tremendous demand for their land, leading to escalating housing costs and competition.
Meanwhile, housing has been financialized and turned into an investment vehicle, which has caused an oversupply of luxury housing and a lack of affordable housing in many cities across the world. The global housing crisis is defined by a chronic shortage of housing for the least advantaged, and in many cases, for the working and middle classes as well.
Although increasing the housing supply and strengthening renter protections are necessary and important steps, cities alone cannot address the deep structural problem of housing affordability. Where possible, higher levels of government and international development organizations will need to step in to rein in financialization and provide the affordable housing that is so badly needed."
SF home owners do not determine the price of their property, the market does and this is where we have gone horribly wrong. Housing is a human right and we need to stop calling our homes "an investment." Maybe then we can begin to build a livable city for everyone, not just the wealthy 10%.
Jwahl
Thank you Terry for pointing out what most these idiots can't see. The housing market – along with healthcare and education – are wells of money being drained to fuel the emerging global oligarchy. When you can't even find a house in Detroit Michigan without selling your spleen there are issues. There needs to be stricter rules emplaced around financing, investing, selling and building homes. Until then we can all look forward to living with our 6 other roommates at 76 years old.
Kris S.
Great article. One thing I've read about development of apartments in Seattle is that they're building them to condo code in the hopes that they can be converted after 15 or so years when the laws allow them to, since condo construction has higher associated costs due to permitting and liability laws specific to Seattle.
Even if you amortize the cost of construction over those 15 years, you still end up with the initial developers making a load of money at the end of it since they have been making sustaining rental income on a $26 million property (to use your example), and then at the end they can still sell them all as $26m+ worth of condos, assuming the market supports it and they haven't fallen apart in the meantime. I'm not sure how you would account for this in the big-picture calculations, but it does seem certain some types of development do have additional long-term returns that aren't always taken into account.
Thanks to Brynn Arborico for supporting a sustainable Northwest.


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Corporate fraud has cost businesses and its shareholders millions of dollars and has been the source of legislation and regulations attempting to provide oversight and
Corporate fraud has cost businesses and its shareholders millions of dollars and has been the source of legislation and regulations attempting to provide oversight and guidance to corporate boards, executives, and practitioners. Think about how these laws have changed the practices of corporate executives and, in light of the Enron scandal et al., has it been enough? : Ch. 16 (pp. 364 -368), 22, and 23. The Sarbanes-Oxley Act (SOX) has been in effect since 2002 and has cost businesses millions of dollars in personnel and administrative costs. Your company is in the process of "going public," has underwritten its Initial Public Offering (IPO), and filed its registration statement with the Securities Exchange Commission. Your current executive team has asked you to create a plan ensuring SOX compliance is followed once you become a publicly traded company. the pertinent sections of The Sarbanes-Oxley Act (SOX) Act. For purposes of this proposal to the board, only concern yourself with the compliance provisions of SOX (Sections 302, 401, 404, 409, and 802). a maximum 1,050-word proposal to the board outling the compliance project necessary to implement SOX. a minimum of one reference for the five content areas taken from a business or legal resource. One resource must be from the University Library. your paper consistent with APA guidelines.
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Beautiful and modern interior is smallApartments The beautiful interior of a small apartment is a dream that can come true. Given the shortage of square meters, you have to look for alternatives. And, as shown by numerous examples of design projects, even a closed basement without windows can be turned into an original, practical and comfortable living space. The most important goal, which is pursued in such cases, is to supplement the interior with elements of a residential nature, as well as to ensure good natural light in all rooms. The original and practical way to accomplish these tasks is to construct a glazed ceiling that blurs the boundary between the garden and the basement that surrounds the house. Natural lighting Glazed pavilion,containing the stairway itself, can hardly be used as a living space, so the best solution would be to re-equip this area into a kind of greenhouse. A transparent roof will allow the plants to receive the amount of sunlight necessary for their livelihoods, and large windows will be perfectly visible from all living rooms. Underground garden Dominance of warm beige tonesin the decor of such interiors is fully justified. Similar colors look cozy with both natural and artificial lighting created by fluorescent lamps. The color solution of the interior is best donestake on finishing materials referring to natural landscapes, such as wood, plywood, decorative stone. They look stylish and make the design more comfortable. Interior claddingabsolutely necessary in the design of the basement converted into a residential area. Inspired by the landscapes of famous artists, the authors of the project decorated this apartment with a miniature version of the sea beach and the loggia with decorative pebbles. Natural elements Pebbles in the design of the basement garden Tothere was enough sunlight in the room, you should consider installing French doors that would lead to the loggia and create conditions for its more efficient use. Window decoration On the side of the window shouldthere is a working kitchen area in which inhabitants of the dwelling will inevitably spend a lot of time. A sleeping corner is better placed in a cozy place on the opposite basement wall. Division into zones Depending on the areabasement, you can arrange a different number of rooms. It is desirable to exclude the presence of partitions and blank walls, because the far corners of the room then will look gloomy and uncomfortable. Room allocation project Basement re-equipment- This is a great chance to use its area practical and profitable. So think about adopting this design experience to give yourself a much needed sense of space.


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Central criminal court Court cases Court news Court Update UK Old Bailey cases Old Bailey listing Things to do Uncategorized What's on at the Old Bailey Today
What's on at the Old Bailey, Dec 6
CASES OF INTEREST AT THE OLD BAILEY ON FRIDAY
Court 1 at 10am Preliminary hearing in the case of Mamum Rashid, who was deported back to the UK by Turkey after allegedly fighting with ISIS
Court 1 at 10.30am Hearing in the case of Agnes Taylor, the former wife of the ex president of Liberia. She is accused of torture during her country's civil war.
Court 2 at 9.45am trial of Ayoub Majdouline, who is accused of murder. Schoolboy Jaden Moodie, 14, was knocked off his moped and stabbed to death in the street.
Court 3 at 11am Sentence in the case of Krzystof Solosciuk and Polish man another, who were found guilty of manslaughter. Their victim Lucasz Grabowski died after being found outside Gloucestershire Royal Hospital with serious head injuries on November 21 last year.
Court 5 at 10am trial of Mohammed Ahad and another accused of the dissemination of terrorist publications
Court 6 at 10am trial of Dr Manish Shah, who allegedly groped 25 women at his Romford, east London surgery. He is said to have used reality star Jade Goody's death and Angela Jolie's double mastectomy to persuade women to allow him to touch their private parts.
Court 7 at 10am Fernando Pope and two others accused of murder. Cheyon Evans, 18,was stabbed through the heart after his attackers arrived on mopeds in London SW.
Court 8 at 10am trial continues of Jaden Richards and others accused of murder. Iderval da Silva, 46, was attacked by teenagers on bicycles as they attempted to steal his scooter in a Tesco car park in Battersea, London SW
Court 9 at 10am New trial of Paulinho Paulo and two others accused of murder. Amara Toure,18,, from was stabbed to death in Southwark in the early hours of Sunday, 30 June.
Court 9 at 10am jury deliberating in the trial of Tyrell Graham and others accused of stabbing to death Kamali Gabbidon-Lynck,19, in a hair salon. It was allegedly a gangland murder described as being "reminiscent of a Hollywood film".
Court 10 at 10am trial continues of Dominic Calder and two others accused of murder. Meshach Lee Mitchell Williams, 21, was stabbed to death in Harlesden, London NW in April
Court 12 at 10am Sentence of Wojciechf Tadewicz accused of battering a 32 year old mother, Sandra Zmijan, to death with a hammer and dumping her body in his back garden.
Court 13 at 10am trial continues of Romaine Williams-Reid others accused of murder. Schoolboy, Tashaun Aird, 15, was stabbed to death in Stoke Newington, North London.
Court 14 at 10am trial continues of alleged serial rapist Joseph McCann. He is charged with 21 offences against eight alleged victims, aged between 11 and 71, across five police force areas over a two-week period between April 21 and May 5.
Court 16 at 9.30am trial continues of Roger Jenkins and two other senior Barclays Bank executives accused of fraud. They allegedly lied to secure billions of pounds from Qatari investors and averted a taxpayer-funded bailout during the global financial crisis.
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