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Your ticket purchase will help support Rotary Club of Grande Prairie Community Projects. Recent examples include:
A major funding announcement to Grande Prairie Regional Hospital Foundation and Habitat for Humanity
One million dollars toward a daytime shelter for homeless
The Rotary Club has announced funds to renovate the current D Company (D Coy) Armouries into a new community hub with a focus on youth.
View full details of where we fund.
We are also fortunate to work with various groups in the community that help sell tickets and receive a part of the proceeds. In 2020 they are:
Dansconnection Parent Group, Grande Prairie Curling Centre, Canadian Parents for French, Gladiators Martial Arts Academy, Ecole St. Gerard Playground Fundraising Society, Grande Prairie Skating Club, Grande Prairie Wrestling Club, Nitehawk Alpine Ski Team. Rotary Club of Grande Prairie Sunrise, Sexsmith Tumbling Club, Grande Prairie Piranhas Swim Club, Technical Search and Rescue Association, Clairmont & District Museum Society, Sexsmith & District Museum Society, Swan City FC and Big Brothers Big Sisters of Grande Prairie & Area.
To find out more about the Rotary Club of Grande Prairie click on the logo below:
Contact us if you would like to get involved as a sponsor, volunteer or require further information.


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About Hailsham
Community & Residents
Who's Responsible?
Submit Your Grant Applications for 2020/21
November 1 2019 — Community, Council News & Services
Grant application forms are available for non-profit organisations, registered charities or other agencies in Hailsham intending to request funding for new or improved facilities, activities or projects from Hailsham Town Council's 2020/21 grants budget.
Councillor Gavin Blake-Coggins, Chairman of the Finance, Budget, Resources & Staffing Committee, said: "The Town Council is pleased to accept applications for grant funding from local groups and organisations in Hailsham and offer small-scale support to help them with their projects, events and other valuable work in the community."
"For many years, Hailsham Town Council has awarded grants to fund programs that relate to its grant criteria and considers each application fairly and openly."
All grant applications will be considered by the Finance, Budget, Resources & Staffing Committee in early 2020 and notification of the decision on your application will be released in the spring of 2020.
Application forms and grant award criteria are available by writing to the Town Clerk, Hailsham Town Council, Inglenook, Market Street, Hailsham, BN27 2AE. The deadline for grant aid applications (2019) will be the end of January 2020.
When considering grant applications, the Town Council will consider the following guidelines:
Activities of the organisation or association should be readily available to the community in general.
Membership should be appropriate to the activity and should encompass junior, senior, full and part-time residents and be available for disabled people if possible.
The range of activities carried out and the programme of the organisation should be available for reference.
The current financial situation should be substantiated by either audited accounts or a business plan for a new group or organisation.
Groups and organisations should demonstrate that they have applied for financial aid from other sources.
Financial aid will not normally be offered to any commercial or national organisation body or group from outside the town unless it can be shown that the local population will be able to derive some benefit from the services provided.
10.06.19.Deadline.Grant.Applications 116 KB
Issued by — Hailsham Town Council
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Terry Hall, Communications & Public Information Officer
Hailsham Town Council, Market Street, Hailsham, East Sussex, BN27 2AE
Telephone: 01323 841702 | Email: terry.hall@hailsham-tc.gov.uk
November 6 2015 — Council News & Services, Shopping & Retail
Starry Line-up for Christmas Lights Switch-on
Families from across Hailsham and surrounding areas are being urged to mark Saturday 21st November in their diaries as the date when the town will officially…
November 4 2019 — Community
Hailsham Community Groups Invited to Next Forum
Are you a local community group or charity and wish to benefit from sharing experiences and ideas with other local groups? The Hailsham Community Forum is…
October 23 2017 — Community
May 19 2017 — Community
Volunteers Needed for Hailsham Arts Festival
Are you interested in events management, promotion and the arts? Are you able to spare a few hours per week to help coordinate the Hailsham Festival…
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Home Small Business whereonearth.com Signs Yahoo! Deal
whereonearth.com Signs Yahoo! Deal
By John Lewell | April 11, 2000
U.K. Internet company whereonearth.com announced Tuesday it has teamed with Yahoo! in a deal that will integrate its unique spatial information system into all of Yahoo!'s sites worldwide.
The service offered by whereonearth.com uses GeoLocata technology to perform searches that bring back information organized by location and proximity. In effect it uses what the company calls "the first digital map of the world," a database of more than three million place names, postal areas and points of interest.
Steve Packard, chief executive officer, whereonearth.com, said the deal showed that Yahoo! understands the importance of local services -- and sees that the world cannot be treated as one homogenous mass.
"Users want to search for information, order goods and services, whether they are in Acapulco, Atlanta or Antwerp. But the key to these services is location, location, and location," said Packard.
Packard went on to say that location is even more critical on the Wireless Internet because users are on the move, requesting information specific to where they are at anytime, anywhere.
Arthine Van Duyne, senior producer, Yahoo!, said that working with whereonearth.com would help to enhance and personalize the Yahoo! experience for consumers around the world.
During March this year, Steve Packard at whereonearth.com was named "Innovator of the Year" by the association for U.K. software and IT service companies, the CSSA.
With its innovative technology, whereonearth.com enables the creation of spatial indexes from datasets containing postal addresses. Once indexed, the information is very useful for answering questions along the lines of "Where's my nearest...?"
In turn, Yahoo! will be able to leverage its advertising services by offering a more localized delivery throughout its global networks.


When the day has you stressed and hungry, come to Golden International Asian Cuisine Restaurant for good food served within a comforting, family-friendly atmosphere. Having a lot on your plate is a good thing at our Soldotna, Alaska, Chinese restaurant. We serve homemade, mouthwatering food that takes you on a tour of Asia.
The Hu family established Golden International Asian Cuisine Restaurant in 1981. Throughout our 30 years of feeding locals and tourists, we haven't changed our recipe or the friendly service we provide. Dine with us to see why so many others have made us their Chinese restaurant of choice.
Located on the Sterling Hwy.


Have you ever felt passionately about something?
As a native Edmontonian, I have combined my passion for photography with my love for the city.
My photography is a combination of creativity and artistry conveying a unique and interesting perspective of Edmonton and Alberta.
My photography also documents many lost buildings and businesses.
20 years of film and digital photography.
If there is a street or place you are looking for that is not on my website, feel free to email me. There's a chance I may have it.
If you looking for beautiful or unique images of Edmonton or Alberta, I hold a library of remarkable images that go far beyond those found on my website.
If you are interested in buying a photograph from this website, please email me.
from the Allied Art Council at the Lebel Mansion in Pincher Creek.
Prints and the Paper on 124th str.
This is a fun fascinating 90 page look at Edmonton and the many changes that have occurred. Many of the photographs are one-of-a-kind and high quality.
Book can also be ordered on-line by emailing me.
8 AM to 3 PM until the middle of April.
Books can be purchased at the market.
Great News: Edmonton Then and Now has been on the best-seller list for non-fiction off and on the past 3 months in Edmonton. Thank-you to everyone who purchased a book.


Take some time to reevaluate and get back on track with what you promised yourself at the start of this year!
Hold yourself accountable today, right now.
Too many people put off what is important and act as though the time needed to accomplish a goal will present itself in the future without having to prepare. We tell ourselves well-intentioned lies… I will eat healthier tomorrow. I'll start exercising next week. I'll save money next month. Maybe I'll finish my book next year.
But unless you have a plan in place, and clearly defined action steps, it is unlikely you will reach your goals. And in the meantime, you are missing out on the benefits you could be having today.
It is time to make a commitment and hold yourself and your team accountable. FOCUS on what is important, CONNECT with your target market and GROW your business.
Focus on the needs and desires of your ideal client.
Focus on being in the same places they are.
Focus on how THEY want to communicate with you.
Focus on being "one of them" – and not some outsider that's just trying to sell them something.
With focus, you'll naturally STOP chasing dead ends and spreading yourself too thin. Online marketing strategies have become increasingly complex with a never-ending array of options – and literally MILLIONS of ways to get distracted from what really matters.
Social media ADD anyone?! I should start a support group!
If you have strayed too far into testing and trying new things, redirect your energy into what has consistently worked for your company. If you've been trying to get new clients from Twitter for a year now, and it just isn't working, then switch 100% of your focus to LinkedIn.
Relationship marketing / relationship selling has never been more important. Buyers are savvy to marketing gimmicks and are bored by generic marketing messages.
According to the University of Dayton, 59% of B2B decision makers have used smartphones to research products and services before considering purchases. If this isn't your target market now, then that may change in 2015 with the increased popularity of mobile searches. Be ready to engage with your audience in new ways.
In order to grow you need to know what works and what doesn`t work. The only way to know is to measure the results of your marketing efforts. Do you already know where you are putting your marketing dollars? According to a report by Forrester Research, all industries are expected to spend nearly 26% of all advertising dollars on interactive marketing.
If this the direction your business is moving, then be sure to have an effective way to measure your results. Invest in what works for your company and next year will be a year of growth.


I'm thrilled to be a part of the Aspen Institute Finance Leaders Fellowship class of 2018.
The Finance Leaders Fellowship seeks to develop the next generation of responsible, community-spirited leaders in the global finance industry. The new, two-year program is modelled on the Aspen Institute's Henry Crown Fellowship. Using the Aspen Institute method of text-based dialogue, and building upon the institute's commitment to values-based, action-oriented leadership, the program will spur selected finance fellows to consider the values and perspectives necessary for effective, enlightened leadership in finance – and society at large.
My class is made up of finance leaders from across the globe in various sectors, including fintech, banking, asset management, debt and equity investing, commercial real estate, operational finance, pensions, endowments and regulation.
It's a big thrill for me to be among these finance leaders trying to chart a more just, fair and prosperous future for the finance industry.
The fellowship was co-founded in 2016 by Henry Crown Fellow Ranji Nagaswami, chief executive of Hirtle Callaghan, and Christopher Varelas, founding partner of Riverwood Capital, with founding sponsorship from the CFA Institute and other individual donors.
Our class will gather at four seminars over the course of two years to explore our own leadership, core values, desired legacies and vision for the global finance industry. Each of us will also commit to taking action by launching a leadership venture that will have a positive impact on the finance sector and society.
We also have the privilege of joining more than 2700 other entrepreneurial leaders from more than 50 countries as members of the Aspen Global Leadership Network (AGLN).
For more information on the fellowships, click here.
Steve Ross was a pioneer of fields such as asset pricing, investment management and corporate finance. His colleagues at MIT and Caltech regarded him as generous and kind.


Brian and I were connected with Nicky & Mark via Ryan Samuelson (the creative genius and overall design master behind R_Studio). Ryan found one of our photographs on instagram in which I captioned it something along the lines of "There is nothing better than a bride & groom in the woods."…or mountains…or nature. He had some amazing intuition that we would be a great fit for Nicky & Mark and to this day we are SO thankful to him for this. We ended up meeting Ryan, Nicky, & Mark at Bank Square in Beacon, NY and we instantly knew we were in for something magical. They described their wedding day as a down-to-earth, relaxed, super fun, nature filled, music festival vibe type celebration. This was 100% what their wedding day was and we loved every second of it.
When we went to scout out possible photo locations at Full Moon Resort we fell madly in love. It was a relaxed and scenic drive into the Catskill Mountains and completely worth the journey. We are talking fields of wildflowers, woods, and boulder filled stream that runs along the property, the wood barn reception space, numerous cabin-like & historic home accommodations, the list goes on and could not be any more beautiful. Oh, and I almost forgot to mention – there is a yurt. Yup, a yurt. AND you can stay in it.
Ryan created drift wood centerpieces that held candles, pebbles, and flower filled vessels. You must see it below to understand the glory of it all. He also created a MOON. Yes… A MOON. See his instagram for a magical night shot of it. Virginia Sole-Smith put together a lush and natural bouquet made up of wildflowers that I could. not. stop. photographing. And of course let us all marvel at the talent of Dark + Diamond – Nicky's flower crown was something out of a dream.
Their wedding day ended up being exactly as they envisioned – they got to frolic through the woods, streams, and fields of Full Moon Resort – their pup Stella by their side in all her cuteness. They were married by Nicky's cousin in a short ceremony that was perfect for them & her aunt made the most impressive (and delicious) dessert table we have ever laid our eyes upon. It was a stress free and amazing day and we are so thankful to have been a part of it and to have met these truly wonderful human beings.
"The weekend was perfect! The barbeque and bonfire on Friday night was a little chilly (some said too cold), but after the dog days of summer it felt nice to throw on a hooded sweatshirt and hang out in the woods. On Saturday one of my best friends lead a yoga class, we had various lawn games and the resort had a disc golf course. We also sprinkled a few hammocks around the grounds so people could just kick back and enjoy nature. Some guests went for hikes, or shopping, or just strolled the grounds. It was so great to see all of our friends and family from different worlds interacting all weekend. So much better than isolating everyone into hotel rooms.
Mark and I were also stress free all weekend! We didn't adhere to the whole "can't see each other before the wedding" rule, we didn't have to organize pick ups and shuttles, my dress wasn't complicated and we didn't rent tuxs. My cousin wrote our vows (with some help from some Phish lyrics-one of my favorite parts!) and the staff at Full Moon were incredible! We also had an amazing team behind us to organize flowers, decor, lighting, favors, dessert and all the other little touches we had planned. I think it was really important to trust the team to make decisions for us, otherwise, we probably would have been stressed.
One of the highlights of the wedding day was first thing in the morning when Mark and I walked the nature trail with our dog Stella. No one was awake and it was a sweet little moment to remind us that we were exactly where we wanted to be!
Everything was literally perfection! The photos were so stress free and GORGEOUS! The landscape lent itself to so many beautiful shots. The ceremony was personal, touching and quick! I picked two Michael Franti songs for our entrance and exit to the ceremony and they were timed just right!


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Vampisoul Elia y Elizabeth
La onda de Elia y Elizabeth
Alegría 4:1
Descripción 2:55
Soy una nube 2:47
Se oculta El Sol, muere una flor
Fue una lágrima
Pesadilla 2:56
La gran ciudad
Mis 32 dientes 2:15
Todo en la vida
Ponte bajo El Sol 2:6
Hay que vivir la vida
Cae la lluvia
¿En dónde está?
Buscándonos
En los días en que era demasiado joven
Abrir playlist en una
ventana nueva:
The recordings that the sisters Elia and Elizabeth Fleta made, hand in hand with music arranger Jimmy Salcedo in the early seventies in their native Colombia, remained hidden like lost pearls in the undervalued musical pop history of Latin America until today. Their concise and natural mix of styles sways between soft-pop with a touch of tropical-pastoral funk, singer-songwriter sweetened by the subtle perfume of Caribbean music and the psychedelia of a world in the midst of discovering all the possibilities offered by the recording studio. These elements blended graciously and fortuitously, brimming with freshness, in a perfect partnership of sharp melodies with lyrics inspired by a genuine juvenile curiosity about life's mysteries, love and nature in their simplest forms.
Elia and Elizabeth Fleta Mallol were born in Bogotá by chance. Their parents were both from Spain but met and got married in Barranquila, and soon after moved to Bogotá. Their father, Miguel Fleta, was the son of the renowned tenor of the same name. Given the family's musical history, the sisters were fully supported and motivated by their parents, who bought them acoustic guitars and encouraged them to take lessons. Mr Fleta's work would take them to Cali, back to Barranquilla, Lima and finally Madrid and Barcelona in 1971. In Spain, Elia y Elizabeth were invited to a televised homage for their famous grandfather and were heard by composer and musical arranger Juan Carlos Calderón, who had previously worked with their aunts, the popular duo of sisters Elia and Paloma Fleta. Immediately, he invited them to record under his direction two songs in the studio of the Zafiro label from Barcelona. The chosen songs were 'Cae la lluvia' and 'Fue una lágrima', two of Elia's compositions. Both songs were released on a 45rpm single, although it lacked any kind of promotion given that, yet again, the Fleta family was about to move back to Colombia.
Back in Barranquilla, after performing at a charity event with their friends from the Bakarett Blues Band, the sisters were heard by Graciela Arango de Tobón, a wealthy lady and composer who recommended them to Álvaro Arango. The latter was the musical director of Codiscos, subsidiary of Zeida, a label with headquarters in Medellín which was looking for a female duo with the characteristics of the Fleta sisters. After hearing them sing over the phone, Mr Álvaro traveled to Barranquilla the next day, where he formalized his intention to record the duo. Soon after Elia and Elizabeth were in the studios of Codiscos in Medellín. Humberto Moreno, head producer, entrusted the musical arrangements and direction to the pianist Jimmy Salcedo, a Mompox native. A talented and charismatic musician from the bohemian and jazz scene in Bogotá, Salcedo was a former member of The Be-Bops who had become a TV interviewer and started his own band, La Onda Tres.
The support of Jimmy Salcedo and his band contributed to the Fleta duo becoming regulars in the local media. During their meteoric career, the sisters were the winners of the Coco Festival in Barranquilla, the recipients of the Príncipe de Oro - an award given by the eponymous radio station - and were nominated for the Onda Award as the best new band of 1972. A second LP appeared the following year and the TV shows continued weekly, leaving Elia less and less time to devote to her studies, which she was most interested in. She decided to talk to her family and explain to them her desire to stop her television performances and instead completely devote herself to her university education in music pedagogy. Elizabeth, meanwhile, understood and accepted her sister's decision and also quit the world of entertainment.
Jimmy Salcedo, after a productive career with several records released for Codiscos and Philips, became a renowned TV star in Bogotá with his famous musical comedy show El Show de Jimmy along with his inseparable gang, the Recochan Boys. Death surprised him prematurely in his apartment in Bogota on October 27th, 1992, due to complications from his prolonged diabetes.
VVAA América Invertida
Elia y Elizabeth / Single Alegría / Soy una nube
Marta Kubisova Jakoby Nic (As If Nothing)


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Bob Wilson and Tom Robinson Address Predicted Resurrection of Opt-out in New LexisNexis Annual
The editor of the Larson treatise, Thomas A. Robinson, has once again published his essential compendium of articles which he has written and/or published throughout the past year.
The first two articles Robinson offers (now six months old, I believe) are addressed to the for-now defeated opt-out scheme. The first is by Bob Wilson and the second by Robinson himself. Of course, under opt-out, large employers can opt out of the workers' compensation system, yet retain tort immunity. They do so by setting up their own purportedly ERISA-governed plans, which need not necessarily provide the same benefits as the state's workers' compensation law, with any disputes being handled via compulsory arbitration – the arbitrators being picked by the employer.
Of course, in the renowned case Vasquez v. Dillard's, the Oklahoma Supreme Court struck down the law as unconstitutional, since it gave special treatment to the large employers who sought its sanctuary. See David B. Torrey, The Opt-out of Workers' Compensation Legislation: A Critical Briefing and the Vasquez v. Dillard's Case, 52 Tort Trial and Insurance Practice Law Journal 39 (2017), https://www.americanbar.org/content/dam/aba/publications/tort_insurance_law_journal/tips_vol_52_no1/tips_52_1_02_torrey.authcheckdam.pdf.
On this topic, the popular Sarasota blogger, Bob Wilson, reports that "opt-out is going to return." He was writing in response to the announcement by opt-out guru, Bill Minick, at the WCI Orlando Conference (August 2017), that he was going to be promoting a new manifestation of opt-out. Wilson reports that, in light of Vasquez, "the backers of opt-out seemed to have learned a lesson…, and are now proposing an opt-out scheme that operates without the layer of protection afforded by the exclusive remedy provisions."
Opt-out is to be resurrected, Wilson admonishes, and "we should pay attention."
Wilson believes, like others, that workers' compensation is over-regulated - and poorly so to boot. He says that opt-out will return in legislative proposals because of these facts and because the "system … cannot seem to respond to other external stimuli." "Employers," he submits, "will eventually look to escape an overly complex system where regulators cannot even agree on a simple standardized reporting form…. Opt out will again soon be an issue we are debating, but with a change in focus on their side, it will be a concept worthy of a larger debate."
Mr. Robinson, for his part, opines that giving up the exclusive remedy defense won't be enough to save opt-out schemes, at least as recently envisioned. He points out that what sank Oklahoma opt-out was not freedom from tort liability, but the constitutional defect of the law treating certain constituencies in a special, more advantageous manner. In the end, however, Robinson (who is not, like Wilson, sympathetic to opt-out), worries that opt-out may return: "In the race to the bottom that seems so much the rage in today's state houses, I feel that several states are at least willing to entertain the notion of a 19th century wrestling match as to how injured workers might be covered (or excluded) for work-related injuries and diseases."
Wilson, in his otherwise insightful essay, makes a remarkable statement by asserting that the system "cannot seem to respond" to external stimuli except for threats of its very overthrow. Such a claim flies in the face of twenty-five years of business-friendly, retractive reform of workers' compensation laws. Didn't the U.S. Department of Labor start to mobilize in the last days of the Obama Administration with an eye to addressing injured worker complaints about retraction? (As a player, I do agree with Mr. Wilson that the system is imperfect; I blanch daily at episodes of inefficiency and utter waste.) As an example of system responsiveness, when physician-office dispensing of narcotic medication surfaced as a problem in Pennsylvania, interest groups in short order won a change to the law (December 2014), which brought the unsatisfactory situation under control.
Neither Wilson nor Robinson, meanwhile, mention the real force behind opt-out: the desire for profits fueled by unrestrained market forces. Wilson and Robinson do not comment at all on this phenomenon. The cause and effect is obvious.
First, since 1980, retraction, for the most part, has been the major feature of legislation in state workers' compensation laws. Opt-out, a complete rejection of the social compact, is the most dramatic manifestation of this trend.
Second, opt-out efforts is another manifestation of tort reform, as has been current in products liability. All agree, in this regard, that the main drivers of opt-out proposals are, as in other insurance fields, reducing costs to business and eliminating litigation.
Third, retrenchment in workers' compensation, of which opt-out is a prime example, is another example of a larger, pervasive, attempt by employers to escape the public system and avoid traditionally acknowledged social responsibilities. Arbitration clauses increasingly found in employment contracts are another example. Opt-out lacks the communitarian spirit that imbued the National Commission report, with its admonitions that all be bound by the law. Opt-out casts this idea aside in favor of pure self-interest.
Fourth, opt-out proposals reflect an ultimate negation of rights. Opt-out, in fact, considers work injury recovery as not a right, but as just another employee benefit which can be pared off at will - one where costs can be reduced via the employer's complete control over medical care, restricted compensation triggers, and freedom from challenges in disputed cases. The idea that a worker's injury recovery possesses an element of justice, one that derives from the Constitution, the common law, and social concerns, is forgotten.
In any event, Professor Michael Duff seems to have a most insightful legal perspective. Writing (like Wilson and Robinson) in August 2017, after Mr. Minick's proposals were floated, he wrote, on this blog:
One is still at a loss to know what "opt-out without exclusive remedy" means. If it means merely that employers have the choice not to participate in workers' compensation without a state attempting to dictate the details of ERISA-governed plans, that will return us to 1911. Why might employers be willing to do this? I have had a continuing sense that it has a lot to do with the Federal Arbitration Act…. Employers going bare in Texas can compel their employees to sign arbitration "agreements" as a condition of employment, and the evidence has become very clear how poorly employees do in such a regime.
[S]till, opt-out without exclusive remedy in this sense could avoid many of the state constitutional problems that plagued the Oklahoma model, particularly if both employers and employees were able to elect participation (no exclusive remedy). As a matter of state law, that would leave employees with the historical common law remedy for injury. Whether this would be good for employees in the long run is a separate question. While it is true that many states have significantly weakened, or eliminated, the affirmative defenses that originally led to the Grand Bargain, it is also true that prima facie cases are not easy to establish (especially the nature of the employer's duty of care) and court-based litigation is a long and expensive process.
See Michael C. Duff, Workers' Compensation Opt-Out, Opt-In, Exclusivity, and State Constitutionality, http://lawprofessors.typepad.com/workerscomplaw/2017/08/workers-compensation-opt-out-opt-in-exclusivity-and-state-constitutionality.html (blog post, Aug. 14, 2017).
February 25, 2018 | Permalink | Comments (0)
Is This a Rubber-Stamp World?: Did Aetna's Former Medical Director Never Look at Patient Records?
According to CNN, Aetna's former medical director, Ken Iinuma, admitted in a deposition that "he never looked at patients' records when deciding whether to approve or deny care" surprises me for reasons that I suspect are different from the reasons the public seems shocked (California has reportedly opened an investigation). The public may shake its collective head in disbelief that life and death decisions regarding insurance coverage (or the lack thereof) could be made in a paper-review. Those of us who have been involved in medicolegal practice of one kind or another realize this is probably the rule rather than the exception. Because of the sheer volume of insurance-coverage determinations made within large organizations, it is not surprising that individual medical records are not made by top decision makers. Aetna will no doubt argue to California that its internal administrative process ferrets out bad decisions (or at least highlights questionable front-line decisions) long before the file makes its way to a top decision maker. This is, after all, the way that legal organizations like workers' compensation commissions reach decisions. Deep scrutiny of all files would be expensive and time consuming. True, one might hope that a doctor (with due respect to you nurses) would take the time to at least peek at underlying records when denial of treatment will likely lead to death.
But that is not what surprises me. I am surprised by the nakedness of the admission of the doctor (perhaps unsurprisingly no longer an employee of Aetna), though I would have to read the entire deposition transcript to learn if things were really as stark as they seem. Sometimes the most damning admissions emerge because an inside player has lost the ability to discern when things look bad to the outside world. This method of paper denial had apparently become so routine to the doctor that he, perhaps momentarily in a moment of fatigue, failed to appreciate the perception of decisions under such processes as mere rubber stamps.
At another level, the public might be shocked because it believes a doctor is a doctor first and an employee of an organization only secondarily. Surely, the doctor would not sacrifice his professional ethics at the altar of crass employment.
I think that the potential for relinquishment of professional judgment undergirds much of what workers' compensation has become. Were the late 19th-century architects of workers' compensation naïve in believing that the ADR-system they apparently thought workers' compensation would become could operate without lawyers? My profession takes a lot of heat for its perceived unfettered embrace of adversarialism. But as all of you in "the business" know, acquisition of medical evidence can be a de facto arms race. There is plenty of blame to go around for the present state of affairs. Perhaps the public will now have to wake up to a reality that many of us have long known.
Why Lawson v. Grubhub, Inc. Did Not Change the Independent Contractor World (and No One Case Could)
In a recent case, Grubhub v. Lawson, Case No.15-cv-05128-JSC, 2/08/2018 (N. D. Cal.), a GrubHub delivery driver was found to be an independent contractor of GrubHub, and not its employee. Predictably, almost immediately after the decision issued, several news stories emerged suggesting that the outcome could broadly impact the "Gig" economy. see, e.g., here, here, here, and here. Anyone thinking such a thing (whatever the facts of the current GrubHub case) has little grasp of the law of agency. An individual is covered as an employee under an employment statute – including workers' compensation statutes – if he or she fits the statutory employee definition. The analysis will always be fact-dependent and complicated.
Although the historical story is (or should be) well-known, it bears repeating. (I cover it all in my workers' compensation textbook). In the mid-twentieth century, many statutes defined "employee" very broadly because their aim was to presumptively cover workers to achieve broad social objectives. These broad definitions, which sometimes subsumed entirely the independent contractor legal category, differed from those that had been decided upon – especially in torts cases – in roughly the late 19th century. The 19th century cases were meant to protect employer/principals from liability occasioned by the tortious conduct of their employee/agents. They tended to presumptively not cover individuals as employees. In reaction to judicial expansion of the employee-definition under labor and employment laws, legislatures began to insist upon a return to the earlier, common law distinction between "employees" and independent contractors. That earlier distinction is captured in a generally-accepted, common law, multifactor formulation set forth under the Restatement Second of Agency, Section 220(2). Before I set out the factors, I'd like to say a few words about the slightly-different-than-early common law policy embedded in them.
It is fair to say that the history of employment legislation is simultaneously a history of displeasure with the legislation. A quick search in the Hein Online database of law review articles yielded a law review article from 1941 expressing dissatisfaction with the then-extant California independent contractor standard in workers' compensation cases. Comment, Agency, Independent Contractors in California, 30 Cal. L. Rev. 57. (The article taught me, among other things, that the California presumption that those engaging in work for another are "employees" was the law of the state as early as 1926. Hillen v. Industrial Acc. Comm., 199 Cal. 577).
The point is that the law has always had to deal with two fundamental tensions in employment law. First, a profit-maximizing employer has both the economic incentive and the legal expertise to characterize almost any employee as an independent contractor. A second tension is that such stratagems frequently cannot be immediately dissected. Many workplaces are simply too complex to determine, without analysis, who is legitimately an independent contractor, and who is not. The Section 220 analysis (below), which tends to be the default analysis when statutes have not clearly defined employment status, strikes a balance in distinguishing between "employees" and independent contractors. The analysis first weighs which party—the employer or the worker—has control over the details of the work in a workplace. If a contractor is truly a contractor, he or she should probably have complete control of the details of work. But for decades it has been understood that control of details of the work often does not resolve the question. Without trying to catalogue the other factors narratively, I will set them out below and invite the reader to reflect on how each of them causes a factfinder to pause and ask the question, "Is this individual really an independent contractor?":
The Occupation of Long-Distance Mover: A New Occupational Memoir Educates and Enlightens
Movers are not infrequent visitors to workers' compensation hearing rooms. The unusual patterns of their often-rigorous work seem to give rise to many opportunities for work injuries. Surely many moves become standard, but I have always been impressed that moving such things as pianos and wardrobes up and down residential staircases, and building the tiers of furniture within the truck, must constitute one of the most challenging types of physical work. Strength, coordination, and skill are all involved.
In a recent case that I entertained, a local mover, named Aaron, had sustained two recognized injuries and had ultimately been laid off from his light duty. He was seeking reinstatement of disability benefits but, during the proceedings, thought better of his occupation, retrained as an x-ray technician, and compromise-settled. He was, after all, pushing the ripe old age of 40.
In a thoughtful new memoir, The Long Haul: A Trucker's Tales of Life on the Road (W.W. Norton & Co. 2017), the author, Finn Murphy, tells stories of his life as a mover. He started as a college student undertaking local moves, but for many years has worked as a contractor for a Connecticut-based North American Van Lines firm undertaking high-end, cross-country moves. Now in his late fifties, he leases the truck from North American and receives jobs from the firm, but each effort is his to captain. In this regard, the loading and unloading, retaining of helpers at start and end, and assuring customer satisfaction, are all his responsibilities. He must, in addition, handle the operation so that he can achieve a profit out of his commission when the job is completed.
One learns much about the moving business, and the occupation of mover, in this entertaining new book, but injuries do not turn out to be a dominant theme. On the other hand, the whole narrative takes for granted that moving is extremely physical work and full of hazards. Indeed, on the author's first day, he lacerates his arms while carrying heavy items down the customer's stairs. A few hours later, he is goaded into too many beers at lunch and ends up falling through the customer's attic rafters, through the drywall of the ceiling, and into the master-suite bed. Somehow, he isn't fired.
And, of course, the driving itself can be hazardous. In one harrowing account, Murphy tells of coming upon a truck accident on I-80, near Clarion, PA, where his counterpart has apparently been killed after hitting deer. The nature of the work, meanwhile, can be mentally stressful, with demanding, often difficult customers ("shippers," in his parlance), suicidal motorcyclists, traffic in general, deadlines, and the challenge of finding good unloading help at destination. At one point, after a day's work well done, he ponders, "Are these briefs moments of euphoria worth the pounding loneliness, the physical abuse, and the lack of direction my job entails?"
Injuries are not the theme, but Murphy's philosophical views, based on his many years on the road, are certainly hard to miss. In fact, it may be that this memoir is a sociological tract as well as an occupational history. He has, for example, many complaints to share, both big and small. As for the big, he complains of globalization and (among other things) its contribution to destroying downtowns throughout the country and promoting commercial sprawl. As to the small, he assails the trend of truck stops discontinuing their restaurants and replacing them with Subway outlets – he even seems bitter about the Subway shredded lettuce, which he says is tasteless and, in any event, always landing on the floor of his truck cab.
Murphy has an independent streak, and in political terms he seems a fierce egalitarian. He certainly avoids references to party politics (wisely, none appears; he apparently wants everyone to stick with his book until the end), but he is openly contemptuous of the bigotry that many of his wealthy customers display toward his Latino and other leveraged helpers. In one disturbing scene, for example, one rich customer's wife openly videotapes the move, presumably to document theft and better file any subsequent insurance claim. Meanwhile, he senses that many of the shippers he services have wealth which is the result of ill-gotten gains. He depicts one banker he moved as relocating to yet another suburban castle so that, in the new area, he can once again rip people off. (I don't know how Murphy could really know this, and here the author certainly displays some class resentment.)
The author speaks at length about the rudeness of many shippers, who unwisely commence their relationship with their movers by showing utter hostility. Does it really make any sense, he asks, to entrust all your worldly belongings to people who are not only strangers to you, but who you have mistreated as well? Better, Murphy counsels, to provide coffee and donuts – and a nice tip.
Murphy also reveals that a hierarchy among over-the-road truck drivers exists. He asserts that most truckers look down on movers who, in the trade, are called "bedbuggers." This is so even though many movers – particularly our author, moving the high-end jobs – make more than the unionized drivers of the major carriers, and certainly more than the increasingly-leveraged independent truckers. (Murphy says he can make $250,000.00 per year.) Ironically, over-the-road movers seem, in turn, to look down on their local-driver counterparts. In one scene, one such high-end driver brusquely turns down, at the end of the day, the opportunity to join the local drivers for a beer.
Murphy's egalitarianism is evident when he talks about a sensitive issue: the labor pool which takes care of unloading many of his interstate jobs. He asserts that the majority of such workers in the present day are Latinos, in part because many whites turn down such work. Yet, he complains, Latinos are unfairly vilified in our national political discourse. Murphy also confesses, however, that when hard-working labor from Mexican-Americans is not available, he has secured day labor from soup kitchens, parole offices, and even corner bars. In a break from Murphy's robust egalitarianism, however, he will not be soliciting these types of gentlemen for his high-end jobs.
The author also notes that many African-American men achieved entry into the middle-class, over the decades, by devoting themselves to long-haul trucking. Speaking of such individuals, he states, "The work is so hard and held in such low esteem that there's not a lot of room left over for bigotry. Anyone who will do this job is accepted." To Murphy, who takes pride in his work, and considers himself a professional, this striving and achievement is deserving of the greatest admiration.
Workers' Compensation Cases on Appellate Review: "Substantial Evidence" and "Not Contrary to the Overwhelming Weight of the Evidence"
In a new article, A Tale of Two Standards: Why Wyoming Courts Should Apply the Actual Substantial Evidence Standard When Reviewing Workers' Compensation Cases, 18 Wyoming Law Review 1 (2018), Professor Mike Duff investigates an odd phenomenon of the Wyoming Supreme Court surrounding its proper standard of review.
In this regard, the court uses, seemingly on an interchangeable basis, the phrases "substantial evidence" and "not contrary to the overwhelming weight of the evidence," in characterizing its review function. Duff characterizes the Wyoming conceptualization of "substantial evidence" review as that which is familiar to us from federal administrative law, that is, that if, after whole record review, evidence is present that a reasonable mind might consider sufficient to support a fact, then the court will sustain the same. But with workers' compensation cases, the court will also say that it must uphold decisions by adjudicators as long as "deemed 'not contrary to the overwhelming weight of the evidence.'" Duff asserts that in practice, the high court, having adopted this formulation, is extremely (and overly) deferential to the fact-finder. Indeed, he suggests that a review of certain cases suggests that the court is undertaking "any evidence" review – and is not undertaking substantial evidence review at all.
Duff criticize this regime on a number of grounds. He first undertakes some good old-fashioned sleuthing and discovers that the court, some years ago, adopted this formulation from a chapter of the encyclopedia American Jurisprudence (AmJur). That text equated "substantial evidence" and "not contrary to the overwhelming weight," but on the authority of two very weak cites. The book, notably, has since abandoned this approach. Meanwhile, the only state court which also applies the phrase (Missouri) actually uses it not as a mandate of extreme deference but, instead, one to accommodate increased scrutiny of fact-finding. Finally, the Wyoming legislature, with its 1979 amendment to its APA, has indicated that substantial evidence review is supposed to mirror the federal example. And, of course, the whole philosophy of that regime (now over a half-century old), is increased scrutiny of fact-finding to ensure that the agencies of the administrative state do not abuse their power.
Cleaving to a more deferential standard – which isn't meaningfully supported by precedent in the first place – makes no sense to the author. He recommends that the court overrule its precedent which adopted the overwhelming weight standard or, in the alternative, explain the precise difference to the bar and the public.
In any event, Duff asserts that extreme deference is inappropriate in the workers' compensation context, where the dispute being resolved by the administrative agency is over an essential right – that is, the right, however modified, to recover for one's personal injury at the hands of another.
Professor Duff's article (along with a helpful abstract) can be read here: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3013847.
Columbia University History Professor Writes about Sir William Beveridge and his U.K. Reforms
Professor Susan Pedersen, a historian specializing in British history at Columbia University, has written an essay-style review of the new book, Bread for All: The Origins of the Welfare State (2017). We are talking about the British welfare state here, and Pedersen reports that the author, Chris Renwick, "tops and tails" his account "with the well-known figure of Sir William Beveridge."
This item immediately caught my interest, as one recalls that it was the famous report by Beveridge that prompted reforms in England immediately after World War II which terminated workers' compensation as a stand-alone program. That development constitutes an irony of sorts, since the nation whose laws largely inspired U.S statutes chose to eliminate workers' compensation as familiarly understood ... while the American states have continued chugging along with the same model for another 70 years. (Aspects of industrial injury compensation, notably, remain in the country.)
Pedersen, in her London Review of Books (lead article, 2.8.2018) essay, notes the "amalgamation of programs," but enriches our understanding. Here is a sample:
Social Insurance and Allied Services, the improbably named 300-page tome released by His Majesty's Stationer's Office on 1 December 1942, didn't just propose amalgamating the patchwork of existing programmes – accident insurance, health insurance, unemployment insurance, widows' and old-age pensions – into a single scheme, although it did do that. (In brief, Beveridge categorised the whole population in terms of individuals' relationship to the labour market, identified the factors that might prevent them from working, and proposed a single contributory scheme that would provide adequate subsistence during any of those non-working life-stages or crises – except motherhood, about which I shall say more later.) But this new and universal scheme, as historians of social policy never tire of telling us, built on and did not break with the two key principles of its interwar precedents – first, that any systems of cash support should be contributory and not tax-funded, and, second, that labour market participation was the foundation for entitlement…."
The full review can be read here, I think for free: https://www.lrb.co.uk/v40/n03/susan-pedersen/one-man-ministry.
Professor Burton Criticizes Proposed New York "Proposed Guidelines for Determining Impairment"
Professor John F. Burton has recently published a sharply critical paper addressing the proposed New York Workers' Compensation Board's Workers' Compensation Guidelines for Determining Impairment. That proposed document was published on November 22, 2017, and is apparently being considered right now by the Board. It is notable that these proposed guidelines are intended to replace the currently existing guidelines (promulgated in 2012) which bear a markedly different title, to wit, the Guidelines for Determining Permanent Impairment and Loss of Wage Earning Capacity.
Burton assails the new proposal, insisting that it departs, without reason, from the 2012 guidelines and misses the point that the calculation of permanent partial disability under the Act is intended as a measure of disability, and not just impairment. The proposal directs the evaluating physician, "For a non-schedule permanent disability [presumably like the back], evaluate the impact of the impairment(s) on claimant's functional and exertional abilities." Burton, however, complains, "But 'functional and exertional abilities' are surely not the only relevant factors that determine the 'impact of a workplace injury on a claimant's injury on a claimant's ability to work.'"
Professor Burton, who has other complaints as well, recommends that the Board withdraw the proposed guidelines, and he makes other constructive suggestions for how the agency should proceed.
You can find the entire document here: Burton Analysis of November 2017 NY WC Impairment Guidelines.
Yet Another Essential Read: Professor John F. Burton's Major Essay, "National Developments in Workers' Compensation: Nullifying the Grand Bargain?"
Professor John F. Burton, Jr., the Dean of American workers' compensation law, has recently published an essential essay on the field, "National Developments in Workers' Compensation: Nullifying the Grand Bargain?" Professor Burton's essay appears in the new issue (Winter 2017) of Workers' First Watch, the periodical of the Workers' Injury Law & Advocacy Group.
The professor has asked us to post his exciting article on this website, and we are pleased to do so. You can read the article here: Workers' First Watch -- National Developments in Workers' Compensation.
I will be blogging on his article over the next few days, so stay tuned!
February 8, 2018 | Permalink | Comments (0)
An Essential Read! Professor Emily Spieler's tour de force Rutgers University Law Review Article on Workers' Compensation
Professor Emily Spieler (Northeastern University School of Law), the renowned expert on workers' compensation law and insurance, has authored a sweeping new article addressing the program, in which she highlights its controversies and explains – and assails – the retractions of the last few decades.
For the reader new to workers' compensation, Spieler's article is a crash-course relative to the history, purposes, and controversies, past and present, which have surrounded the field. For the old hand, meanwhile, the author's insights, whether one agrees with them or not, will awaken myriad new reflections relative to the program.
Her article is Emily A. Spieler, (Re)assessing the Grand Bargain: Compensation for Work Injuries in the United States, 1900-2017, 69 Rutgers University Law Review 891 (2017).
The full article can be read here: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3079871.
My summary and review, meanwhile, can be read here: http://www.davetorrey.info.


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Karnataka HC allows inquiry against CM Yediyurappa in 2019 'Operation Lotus' controversy
The Congress alleges that the collapse of its government in 2019 was orchestrated by the BJP, which used money and power to engineer defections.
A file photo of Karnataka Chief Minister BS Yeddiyurappa. | IANS
In a set back for the Bharatiya Janata Party, the Karnataka High Court on Wednesday said agencies can investigate allegations against Chief Minister BS Yeddiyurappa that he engineered the collapse of the Congress-Janata Dal-Secular government in 2019, Live Law reported.
In 2019, the 14-month-old coalition government led by HD Kumaraswamy had collapsed after several MLAs from the two coalition parties switched over to the BJP. Eventually, the coalition lost the trust vote in the state Assembly on July 23, following which the Bharatiya Janata Party formed the government with BS Yediyurappa as the chief minister.
The Congress had blamed the saffron party for the turmoil. It alleged that the BJP used its controversial "Operation Lotus" strategy to engineer defections, poaching MLAs by offering them bribes and other incentives.
During the crisis, an alleged audio clip was released of a conversation between Yediyurappa and Sharanagouda Patil, son of Gurmitkal JD(S) MLA Naganagouda Patil. The BJP leader allegedly tried to persuade Sharanagouda Patil to get his father to switch sides. In return, Yediyurappa offered him Rs 10 crore and a position in his government.
Patil later filed a complaint against Yediyurappa and others and a first information report was registered in the matter under various sections of the Indian Penal Code and the Prevention of Corruption (Amendment) Act 2018.
Yediyurappa then moved the court. In February 2019, the High Court had stayed the investigation into the allegations levelled against Yediyurappa.
This changed on Wednesday, when a Bench of John Michael Cunha ordered to vacate the stay and allowed an inquiry in the matter.
"As the uncontroverted allegations made in the FIR and the contents of the complaint lodged by respondent No.2, [Patil] prima facie disclose the commission of cognizable offences, the jurisdiction of this Court under section 482 Cr.P.C. [Criminal Code of Procedure] and Article 226 and 227 of the Constitution of India [which define the powers of the High Court] cannot be exercised to quash the above complaint and the FIR registered against the petitioners," the judge said.
"Resultantly, petitioners being not entitled for the main relief claimed in the petitions, the question of continuing the interim order may not arise at all," he added.
Justice Cunha said that after hearing the allegations and counter allegations made by the petitioner and the defendants, the court was left with no option but to permit the investigating agency to continue the probe and "unearth the true facts behind the secret meeting held within the closed doors at an unearthly hour".
The Congress hailed the verdict. "The illegitimate born and unconstitutionally formed Yediyurappa government must now go, or CM Yediyurappa and his spurious BJP Govt must be sacked," party spokesperson Randeep Surjewala wrote on Twitter. "Will PM [Narendra] Modi now show conviction? Will PM show moral fibre to sack the chief minister?"
BS Yediyurappa
Operation Lotus
Janata Dal (Secular)
Tripura civic polls: BJP wins 217 of 222 seats, Trinamool demands elections be declared invalid


text:
West Kankakee es un área no incorporada ubicada en el condado de Kankakee en el estado estadounidense de Illinois.

Geografía
West Kankakee se encuentra ubicada en las coordenadas .

Referencias

Enlaces externos

Áreas no incorporadas de Illinois
Localidades del condado de Kankakee

redpajama_set_name: RedPajamaWikipedia


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LADY ANNE WHITE
Lara Caffi
THE ICONIC LADY ANNE DRESSES UP IN WHITE
The iconic Lady Anne coffee maker by KnIndustrie, design Lara Caffi, dresses up in white.
Made of aluminium, in stone washed finish in the classic version, it is now proposed in the elegant total white version to enrich the table with an object of great elegance and refinement, protagonist during breakfast time, after meal or at any time of the day, perfect to welcome guests in its renewed look.
The shape, which is inspired by the silver coffee sets of the eighteenth century, remains unchanged: the clean line of the body in the shape of a truncated cone is set off by the sinuosity of the ergonomically designed and heat-insulating handle, made of Bakelite with multiple curves, an ornamental element characterising the project. On the lid the decorative knob always in Bakelite allows it to be easily opened. The circular base has a double bottom.
Also Lady Anne "in white" is available in four cup version and it comes with a reducer filter.


Why do we spend so much time indoors, which is not our natural habitat? Why have trends such as forest-bathing become so popular? The answer to the last question lies in the proven benefits we obtain from our connection with nature - from increased productivity to feelings of happiness and an enhanced sense of wellbeing. For millions of years, humans developed in natural environments, in close contact with sunlight, vegetation and fresh air. But most of us spend 80-90% of our time indoors far from the environments for which we are naturally suited and in which we evolved. Skogluft's mission is to bring a natural living environment back into your home and workplace.Based on years of research data on the impact between nature and people, gathered together by a Norwegian mechanical engineer, Jorn Viumdal, Skogluft reveals how installing a wall of easily available plants in your home environment can dramatically improve health, strengthen the immune system and increase productivity. The plants are easily available, cheap to buy and simple to look after.Here is a low-tech solution to a problem created by our increasing dependence on a world dominated by high technology. Learn the simple techniques to beautify your world and create air you can live with all year around and experience the health and wellness effects for yourself.


How Do I -Get a Color Family Product Rating?
Get a Color Family Product Rating?
Roofing Company") and issued an ID number, it is then eligible to apply for product ratings.
to the Product Rating Program Manual (CRRC-1) and Procedure 3: Color Family Program.
What Is a Color Family and Color Family Group?
How to Establish a Color Family?
assigned the same CRRC Product ID number.
Product that has as its top coating a Factory-Applied Roof Product Component.
the family of related binder/resin chemicals used to formulate such coatings.
A Color Family Element that is not the Color Family Representative Element.
Color Family Representative Element: A Color Family Element that is used to initially establish a Color Family Group.


Are you looking for a unique case to protect your phone? Well this cat inspired case not only provides nine lives but is also a stylish accessory. Coming in various colors means you can pick the purrfect case according to your style.


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insurance and pension news Saturday, January 16, 2021
Over 600 brokers, insurers bid NNPC multi-billion insurance business
November 29, 2018 8:56 pm by admin
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Chuks Udo Okonta
The Group Managing Director, Nigerian National Petroleum Corporation (NNPC), Dr Maikanti Baru on Thursday said over 600 insurance brokers and underwriters participated in the bidding of the corporation's 2018/2019 insurance business.
Baru disclosed this at the 2018/2019 bid opening for Insurance Companies and Brokers for NNPC Oil and Asset Liability, in Abuja, adding that the corporation had saved about 30 million dollars from insurance premium in the past three years.
He said that the Corporation had insisted on transparency in carrying out its bidding processes, saying that this had brought about positive changes in business transactions.
"The bidding process has helped NNPC to bring in more participants in all it is doing, especially with the Insurance brokers.
"Last year, about 500 insurance firms and brokers participated in the process and this year as at the close of submission by noon, we have recorded over 600 participants.
This multiplicity has helped the corporation year in and year out, over the past three years; we have saved about 30 million dollars from what we pay in insurance premium.
"The trust of this result is transparency and openness, which has improved the chances, for new participants to participate in doing business in the sector,'' he said.
He added that the Corporation carried along the National Insurance Commission (NAICOM), Bureau of Public Procurement, Nigeria Content Development Board and some Non-Governmental Organisations in the bidding process.
He commended the support of the Centre for Transparency Watch for keeping the Corporation on its toes to ensure the right things were done.
He urged the team that would work on the bid to work with speed and accuracy to improve on the delivery of the outcome of the bidding.
"What we are doing is in line with President Muhammadu Buhari's mandate on transparency and accountability in conducting business in the country,'' he said.
"In terms of value, if you look at our oil assets we are running into millions of dollars, the non oil which is dealing with lives, property and others, is also is in billions and almost trillions of naira property.
"So, it is quite an enormous volume of assets and through the years we have improved on the situation," he said.
Group General Manager, Risk and Insurance Management, Modupe Bamike, noted that focus of selection would be on ascertaining the technical capacity of insurance companies and brokers.
This, he said, would help to identify the strength and capacity of the companies in business transactions.
He promised that the corporation would continue to ensure transparency and compliance to the law in carrying out its duties.
Tags: insurers bid NNPC multi-billion insurance, Over 600 brokers
Breaking: NAICOM complies with court order to suspend recapitalisation
House of Reps writes NAICOM, as efforts to suspend recapitalisation ticken
Post recapitalisation nugget
Photos: Participants at IICC 2020 media retreat in Ijebu Ode
Linkage Assurance grows total assets to N32.9bn in Q3
Senate confirms Aisha Dahir-Umar as DG PenCom
Nigeria's insurance sector capital base three to six times higher than other countries – IMF
COVID-19: FG fails to make claims on dead medical pensonnel
Sovereign Trust Insurance maintains A-rating with GCR
Stanbic IBTC supports businesses with bouquet of solutions
CIIN to withdraw insurance professionals' certificates over unethical deeds
FBN General Insurance gets N1.05bn capital injection from shareholders
Pension assets soar to N11.57tn as PFAs invest N2.01tn in money market
FG releases N11.82bn for MDAs retirees' accrued pension rights
CIIN moves to tackle dearth of Professionals in marine underwriting
Insurers eye new insurance law to drive recapitalisation
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What's new for fine wurlies?
Hi Everyone! I used to come on here all the time a few years ago and was pretty obsessed with CG, but I (gasp) started straightening again and eventually drifted away from following the boards.
I'd like to start to wear my hair curly again from time to time, and so I wanted to check back in to see if there's any great new products or techniques I've missed in the past couple of years. My hair is very fine and has a pretty solidly 2c pattern, but has a hard time keeping it's shape throughout the day (especially now that it is super damaged). I've historically had the best luck with the Spiral Solutions line, but I'm not sure if it's quite my HG. I'm looking for something as natural as possible that won't look or feel producty. Any recommendations you can offer would be greatly appreciated! Thanks in advance!
Sweet Curls Elixirs on Etsy. My curl pattern is more 3a, but my hair is fine and the curl pattern is very easily stretched out. I love the okra gel and the hard hold elixirs.
Thanks Corrina. I hadn't heard of Sweet Curls Elixirs, but the line looks great. Thanks for the tip!
Your hair sounds and even looks a lot like mine, only you seem to have more volume than me.
My hair is super thick (I met FIA definition of thick hair after a stylist took thinning shears to my head), so I usually get decent volume, unless I use a really heavy gel.


The Basic Attention Token is an Ethereum-based token that can be used to obtain a variety of advertising and attention-based services on the Brave platform, a new Blockchain based digital advertising system. User attention is privately monitored in the Brave browser and publishers are rewarded accordingly with BATs. Users also get a share of BATs for participating.


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ACTIVE WEB GROUP Request A Quote (800) 978-3417
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AWG Client Testimonials
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The client manufactures and distributes retail display products to stores across the United States. They had engaged another firm build a new website for them, but their online business site was not converting site visitors into customers.
The client needed to continue to attract qualified site traffic (visitors specifically seeking the company's products) and once on site, convert them. AWG utilized Web Development, Conversion Rate Optimization, and Search Engine Optimization strategies to resolve the issues overlooked in the 3rd party development of their website, as well as to facilitate the sales funnel for this client.
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AWG revamped the site's URL structure by condensing variations of the same product onto one page that allowed visitors to make their selections based on dropdowns that allowed them to select different finishes, etc. Next, original content resolved any duplication issues and along with the generation of a new site map, allowed these pages to be indexed by search engines in support of ranking initiatives.
Conversion Rate Optimization (CRO): Through the URL consolidation initiative, AWG' was able to decrease the number of site pages by 20%. This made the number of site pages more in line with the ratio of inbound links to overall site pages. These changes have increased the site's Domain Authority while facilitating the sales funnel.
Due to a solution-focused approach, site metrics began to improve steadily. From the campaign onset, the following Key Performance Indicators (KPIs) increased as noted below:
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Current Collaboration:
For 2018, the client is contracting with AWG to build a new state-of-the-art website on an updated eCommerce platform. When complete, the site, which is being developed in-line with current SEO best practices, will enable the client to not only remain competitive but to further increase their market share as well.
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CCTV and policing: Public area surveillance and police practices in Britain. By Benjamin J. Goold (Oxford: Oxford University Press, 2004, 244 pp
McCahill, Michael
Dr Michael McCahill M.McCahill@hull.ac.uk
Senior Lecturer in Criminology
McCahill, M. (2005). CCTV and policing: Public area surveillance and police practices in Britain. By Benjamin J. Goold (Oxford: Oxford University Press, 2004, 244 pp. The British journal of criminology, 45(2), (234 - 236). ISSN 0007-0955
Journal Article Type
Acceptance Date
BRITISH JOURNAL OF CRIMINOLOGY
Oxford University Press (OUP)
Beyond the 'all seeing eye': Filipino migrant domestic workers' contestation of care and control in Hong Kong (2019)
Race, gender, and surveillance of migrant domestic workers in Asia (2018)
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Televisions & Smart TVs
First look and review of LG 84-inch Ultra High Definition 3D TV
Posted Date: 02 Nov 2012 |Updated: 01-Mar-2016 |Category: Televisions & Smart TVs |Author: Tony John |Member Level: Diamond |Points: 100 |
Read our experience with the 84-inch Ultra High Defition 3D TV from LG Electronics, the world leader in consumer electronics.
LG Electronics India, the leading Home Entertainment brand in the country, announced the launch of 84-inch Ultra High Definition 3D TV in India. This gigantic TV offers a resolution of 3840 × 2160, 4-times the resolution of today's HDTV. This all new 84-inch UHDTV is LG's response to growing consumer demand for smarter and larger televisions for home entertainment. With the ultra high definition display, this big TV offers crystal clear picture clarity and spectacular viewing experience.
Read further to know our first impressions on this smart TV.
Launch and availability of LG's 84 inch Big TV in India
The LG 84 inch Ultra HD 3D TV was launched in India at the Stuff Gadget show in Mumbai on Nov 1, 2012. The TV will be showcased there during Nov 1 - 4 in the show. If you are interested in taking a look at it, visit the Stuff Gadget show.
The TV is not yet available in any shops or LG showrooms in India yet. According to the officials, the big TV will be shipped to the select stores in major cities in India shortly.
LG 84 inch Ultra HD 3D TV hands-on reviews
When I first heard about the new 84-inch TV, I was bit skeptical about the user experience it can offer. But when I saw it myself and after spending a few hours with it, I changed my perception on Home Entertainment systems. In this hands-on review, I will share what I experienced in my few hours with this big TV.
Do you think the huge size will make a TV lose the picture clarity? With the 4K Ultra High Definition resolution, there is no compromise on picture quality. The picture clarity is really amazing on the LG 84 inch Ultra HD TV.
In spite of having 84 inch diagonal screen size, it does not look too bulky. With about 2-inch thickness and a strong metallic stand, the TV fits well in to any reasonably sized rooms including bedrooms and living rooms.
I have a 55" Sony 3D TV in my home and I thought that is really big, but not anymore. After looking at the big TV from LG, every other TV placed near to it looked too small, which include few 42 to 55 inch televisions.
This 84 inch Ultra HD TV uses LED technology and is very clearly visible from any angles in front of it. I tried watching the TV from various angles and faced practically no inferior experience from any reasonable sitting positions in the room.
Picture quality and vivid colors
LG makes no compromise on picture quality in any of their smart TVs. This big TV was placed along with many other 3D and non-3D TVs in the stuff gadget show. The picture quality on the ultra high definition screen was really the best and sharp.
Ultra HD Channels
One thing that may disappoint you is, there are no channels yet that offers Ultra HD resolution. But remember when the 3D-TVs were introduced, there were no channels offering 3D shows. Currently, there are several 3D channels available in US and Europe markets. Same will be the case with Ultra HD. The technology is evolving and Ultra HD could become a standard in the near future.
Big price for Big TV
No great things come at cheap price! This gigantic TV is no exception. The LG 84 inch Ultra HD TV (84LM9600) is priced at US$ 19,999 in USA. The price in India is not a direct dollar to INR conversion. According to the current conversion rates, the price in India should be about 10 Lakhs, but LG India announced the price will be 17 Lakhs (INR 17, 00, 000). It is yet to be seen how many of the Indian consumers can afford this expensive home entertainment theater. One thing is for sure - get this LG TV and you will never need to go back to a movie theater to have a wonderful movie experience!
There are a few competitors to the LG big TV. The 90-inch Sharp 90" Class LED Smart 3D TV Model LC-90LE745U is a big screen TV, that is slightly bigger than this LG. However, the Sharp LC-90LE745U comes with 1080p resolution and will not even come close to the LG Ultra HD TV in terms of high resolution. Sharp has a couple of other 80-inch TVs, but none of them come with Ultra HD resolution.
Sony is also coming up with an 84-inch Ultra HD TV (Sony XBR-84X900), which is not yet available for consumers.
As of now, the LG 84" Ultra HD 3D TV is the world's largest Ultra high Definition television, available for consumers.
Learn more about the LG 84-inch class Ultra HD TV.
Article by Tony John
Tony John is a professional blogger from India, who started his first Weblog in 1998 at Tripod.com. Tony switched to blogging as a passion blended business in the year 2000 and currently operates several popular web properties including IndiaStudyChannel.com, Techulator.com, dotnetspider.com and many more.
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Home NEW TO SHIPPING A Guide To Types of Ships
A Guide To Types of Ships
1 Types of Ships
2 Types of ships depending upon cargo carriage.
3 General Cargo Ships
4 Container Ship
5 Bulk carriers
6 Roll on Roll off ships
7 Oil Tankers
8 Chemical Tankers
9 Gas Carriers
10 Passenger Ships
11 Tug Boats
12 Off Shore Supply Vessel
13 Barges
14 Fishing vessels
16 Dredgers
17 Ice Breaker
Cargo ships can be classified into various categories depending upon their size, types of cargo carried, nature of the business it is involved in.
Types of ships depending upon cargo carriage.
Ships can be divided into various types depending upon the cargo carriage they are
Cargo Ships
Dry Cargo Ships
i. General cargo ships
ii. container ships
iii. Bulk carriers
iv. Roll on Roll off ships
Liquid cargo ships
i. Oil Tanker
ii. Chemical tanker
iii. Gas Tanker
2. Passenger Ships
i. Cruise Liner
ii. Ferries
3. Other ships.
i. Tug boats
ii. Offshore supply vessel
iii. Barges
iv. Fishing vessel
v. Other Speciality Vessel
vi. High-speed craft
vii. Pleasure yacht
vii. dredger
viii. Ice Breaker
Let's know each type in detail.
Cost is a factor that worries all ship owners. A ship can be transformed from one type to another in shipyard but that is doe only when a particular type of vessel is not doing good business and the owner is optimistic about his new type of ship.
For example, few container vessels are converted to bulk carriers and few of my friends worked on those ships as well.
General Cargo Ships
General cargo ships are the oldest form of cargo ships which used to carry various forms of cargo at the same time but in smaller parcels.
Goods carried individually, unitized or palletized in boxes, barrels, bales, crates, packages or bundles, are called general cargoes. Such cargo is generally carried in non-specialized compartments. These ships have their own arrangements for loading and discharging cargo. You will generally find a lot of combinations of derricks, cranes, purchases etc on the decks of these ships to facilitate the operations.
Pallets are wooden tray like structures supported by bearers. When loaded, the whole load can be moved by mechanical means, such as a fork lift. Pallets are available in certain standard sizes, where 40″ × 48″ (100 cm x 122 cm) is the most common among them. The use of pallets eliminates package handling and reduces labour usage, but it does not overcome crushing damage, the stowage factor is increased due to loss of space and there can be a reduction in stability.
The general arrangement of a General Cargo ship
Shipping lines implemented various unitization measures in order to reduce theft and discharge the same amount of cargo, which was loaded at the load port. Pre-slinging of cargoes, palletization, barge-carrying ships, ro-ro ships and containerization are all examples of unitization.
You will find most of the goods are transported in containers today and the container ship is the heart of intermodal transportation. Containerization is a system of packing smaller parcels into one larger package for ease of handling during transportation.
In the last few decades, there has been a major shift from transporting individual items of cargo in general cargo ships to transporting prepacked standardized containers suitable for carriage by road, rail and sea, in specially designed container ships.
Container Ships on Liner Trade. The ships used in the liner sector have changed radically from the traditional liner ships of the WWII era to the highly sophisticated fully cellular container ships of today. The earlier container ships were all of the converted types.
Over the years, their size has increased tremendously. Generally, they are classed based on the number of 20ft containers (TEUs) they can carry.
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The larger container ships that call only a limited number of load and discharge ports are referred to as mother ships. Feeder ships are smaller ships that transship the containers to or from the larger ports to the smaller ports in the region.
The development of specialized containers with a wide range of types, sizes and configurations permits containerization of many cargoes. The main advantages of containerization are:
Low handling cost;
Limited labor for handling;
Loss due to damages in transit/handling is reduced or eliminated;
Pilferage loss is eliminated;
Increases rate of loading and discharging in ports;
Dunnage requirement is eliminated;
Reduces losses due to broken stowage.
Materials used for the construction of containers depend on the nature of the cargo to be carried and the way they are handled. Some basic materials generally used are steel, aluminium, fibreglass, reinforced plastic, wood and GRP (glass reinforced plastic). All these are susceptible to a degree of corrosion or damage due to certain chemicals.
Containers are designed for multi-modal transportation ie, by ships, trucks, railcar, barges and by air. The container ships are categorized by their capacities.
The use of intermodal containers for the transport of a great variety of cargo has become increasingly popular in recent years. The popular intermodal container, adaptable to carriage by truck chassis, railcar, barge and ocean-going vessels, is the most common form of containerization. The considerations governing the preparation and storage of the cargo in these containers are applicable to other methods of cargo transport as well.
A bulk carrier is a merchant ship specially designed to transport unpackaged bulk cargo, such as grain, coal, ore, and cement, in its cargo holds. Since the first specialized bulk carrier was built in 1852, economic forces have led to continued development of these ships, resulting in increased size and sophistication. Today's bulk carriers are specially designed to maximize capacity, safety, efficiency, and durability.
There are a large variety of bulk carriers at present. They range from small 100 metres long to massive 350,000 tonnes capacity. Modern-day bulk carriers are characterised by a single screw type vessel with a high block coefficient. It should have low water flow resistance which will enhance its power. Further, the flow of water towards the rudder and propeller should be sufficient, considering the body shape.
A solid bulk cargo means the goods which are solids in particle or granular form, with or without moisture. They are generally homogeneous in composition and loaded directly into a vessel's cargo spaces without bagging or packaging. Coal, sulphur, ores, fertilisers and grains are some of the cargoes carried in bulk.
ALSO READ: What are Bulk Carrier Ships?
Roll on Roll off ships
Roll-on Roll-off (Ro-Ro) uses a non-container cargo handling system. The cargo units have wheels or tracks and the means to be rolled either by own power or pushed or pulled by external motive power into a ship. A Ro-Ro ship is a ship designed with extensive covered decks within the hull with ramps or elevators to stow these cargo units.
Basically, you can say its a vehicle carrier ship. Maybe bus, truck or cars.
RO RO SHIP
Ro-Ro ships may be specialized with some ships designed as pure car-carriers and others designed to carry heavy rolling units with deckhead height to accommodate large dimensioned cargo types and decks reinforced to carry extra weight. Certain Ro-Ro ships are assigned to military use capable of carrying an armored brigade together with its wheeled or tracked units and support vehicles.
Ro-Ro ships have a stern ramp or supplementary side ramp for handling cargo. Stern ramps are wide mechanical road links between the dock and the ship. Decks within a Ro-Ro ship vary in height in accordance with the cargo to be carried. Car decks have minimal deckhead height clearance just adequate to accommodate regular automobiles.
Areas used for project cargo and large cargo units have substantial overhead clearance that may even permit stacking of non-wheeled cargo units on top of one another.
Various liquid cargoes are transported by sea on tankers. There are two basic types of oil tankers. One is the crude oil tanker which carries mostly a single grade of crude oil. Some of the ULCC's (ultra-large crude carriers) can be up to 500,000 Deadweight.
The other type of tanker is the product carrier which can carry different grades of cargo at the same time. These are generally smaller than the crude oil tankers.
oil Tanker
In addition to classifying vessels as crude tankers and product tankers, they can be further sub-categorized. While most tankers are built to bring oil from one port to another, there are replenishment oilers that ferry fuel to vessels at sea in order to refuel them. Then there are the mother ships which stay only in deeper waters and brink bulk oil from oil wells at deep sea to outer deep water limits of ports. The lightering vessels load oil from the mother ships and discharge it to shore refineries. Sometimes sea-bound tankers are used as floating storage units when they become too old or uneconomical to operate.
There are certain terms exclusively used to describe oil tankers for their categorization:
Single Hull-hull construction means that the ship has only one skin between the sea water and the loaded oil inside the vessel. These types are no longer in production and existing ones are being banned in most countries.
Double Hull – Double-hull construction means that the ship has two hulls, one inside the other like a double skin. It is a mandatory design feature on newly built oil tankers. This offers an extra layer of protection if the tanker is damaged in accident that might otherwise result in catastrophic oil spills.
OBO – An OBO or ore-bulk-oil carriers have been made with the idea of bringing something on the return leg of their trips, so that they can make money both ways. Hence bulk iron ore is carried on return trips, in the same compartment which had oil previously.
LR1 – Large Range 1 – tankers have a DWT between 45,000 to 80,000 tonnes
LR2 – Large Range 2 – tankers have a DWT between 80,000 and 159,999 tonnes
VLCC – Very Large Crude Carriers carry between 160,000 and 319,999 DWT. Oil carriers of this size and above are known as supertankers.
ULCC – Ultra Large Crude Carriers are the largest oceangoing vessels – their deadweight tonnage is 320,000 tonnes and above. These are mammoth giants and are comparable in length to the height of some of the world's tallest buildings.
Chemical Tankers
Chemical Tanker operations differ from any other liquid bulk transportation, in that a large number of cargoes of different properties and characteristics and inherent hazards may be carried simultaneously, on a single voyage, and that numerous products may be handled at one berth, typically including both discharge and loading as well as tank cleaning. Even the less sophisticated chemical tankers are more complex to operate than oil tankers.
Chemical tankers are considered more hazardous comparing to oil tankers and hence wages are more on this type of ship. Be ready to loose your hair if willing to join chemical tanker HAHAHA…
Chemical Tanker
Gas carriers range in capacity from the small pressurized tankers of between 500 and 6,000 m3 (17600 and 212000 sq.ft.) for shipment of propane, butane, and the chemical gases at ambient temperature up to the fully insulated or refrigerated seagoing tankers of over 100,000 m3 (3500000 sq.ft.) capacity for the transport of LNG and LPG.
Between those two distinct types is a third tanker type – semi-pressurized gas carrier. These very flexible tankers are able to carry many cargoes in a fully refrigerated condition at atmospheric pressure or at temperatures corresponding to carriage pressure of between five and nine bar.
Gas Carrier
A passenger ship is specially designed and equipped for the transport of persons. According to the provisions of the International Convention for the Safety of Life at Sea (SOLAS) any ship with accommodation for more than 12 passengers is a passenger ship. Persons other than passengers are regarded as crew.
Ferries – Vessels used for transiting passengers (and vehicles) on short-distance routes are called ferries.
Cruise Ships – Mainly used for recreational activities, cruise ships are like luxurious floating hotels with state-of-the-art facilities.
They can further be classified as..
Liners, Cruise Ships, Pilgrimage ShipsCross Channel Ferries, Coastal Ferries, Harbour FerriesArctic and Antarctic Cruises.
Tugs: A tug (tugboat) is a boat or ship that manoeuvres vessels by pushing or towing them. It can be seagoing, escort tug, Harbour tugs
The seagoing tug has lower aft deck which helps in towing operation. The seagoing tug has heavy-duty mooring equipment. It serves many purposes such as
salvage operation
Anchor handling in offshore industry
Environmental service
ship with power failure
Escort Tugs are generally used to escort large vessels in narrow channel. Escort tug came in to picture after few tanker grounding incidents.
Harbour tugs Assist the pilot in berthing a vessel. Generally, two to three tug boats are employed to berth a ship in port.
Tug boats may be port-owned or privately owned. The tug master remains in touch with the pilot and acts as per his guidance.
Engine power is normally less than 3000 BHP.
Harbour tugs are normally used in ports, inland water ways, fighting fires etc.
Off Shore Supply Vessel
Vessels that supply Food, store etc to offshore rigs are known as a supply vessel. Life is difficult in supply vessel because of rolling and pitching. Although it comes with its own advantages like fresh food, mobile network availability.
Supply Vessel
Various types of barges are seen in marine use like bunker barge, cargo barge, etc.
As the name suggests bunker barge supplies bunkers to ships. Cargo barges are used while the ship is in anchorage and loading cargo or discharging cargo. Big ships can not enter to few ports because of draught restrictions.
Fishing vessels
Fishing vessels can be trawler or non-trawler type.
For trawler type of fishing vessel, additional power is required as it has to pull nets.
Non-trawler type vessels have many varieties.
many factors are taken into account while considering a fishing vessel such as
cargo hold size
freezing temperature
carriage temperature
method of fishing
The yacht can be a motor yacht or a sailing yacht. The length of a yacht is approximately 15m in length
The yacht is normally used by
wealthy business persons
Very rich people for pleasure trips
companies or individuals for yacht racing
Dredgers are used to remove muds and sediments from the narrow channel and makes passage clear of sand deposits that comes from sea towards the port area or harbourarea.
Dredgers are mainly classified into two types:
Mechanical dredgers
Hydraulic dredgers
dredgers remove mud and sediments and store them in a hopper that is a tank used to store all debris and mud. While dredging both mud and water comes to the hopper. After precipitation mud remains in the tank and water flows out from the top. These muds are dumped ashore and sometimes deep in the sea.
An ice breaker is a ship that breaks a sheet of ice from seawater. channels and rivers. They operate in sub-zero regions. You can say areas near Russia.
The forward part of these ships is made strong enough to pass through ice passages. Ice breaks by the weight of the sloping forward part of the ship. Some ice breakers are nuclear-propelled one.
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