What if a diver signs the form stating that all is OK, but is hiding a past illness?
The form is a legal declaration. If a diver is found to have been untruthful and an accident occurs then that diver will be uninsured and may be held liable for the consequences.
If I have declared a condition for which the Referee has countersigned the self – declaration, I do not understand the difference between having to complete the selfdeclaration form annually and the Medical Referee indicating their certification lasts more than 1 year or even indefinitely?
The diver needs to review the form annually to be sure there are no new conditions. If there are no changes they can just photocopy Page 3, which the Referee has signed indicating that signature is valid for longer. The diver does not have to get a new Referee signature each year if the form indicates the Referee's signature is valid for longer.
What if I have had DCI but been cleared to dive or what if I have a condition listed on the medical form and have to tick yes but have been cleared to dive by a Medical Referee already?
As above, simply include details of your previous assessment when completing the form. The Referee's signature may be valid for a certain time period or even indefinately (unless there is a change in health). Provided you have been given the all clear then there will not be a problem.
Who do I speak to if I am unsure about whether an illness in the past will stop me diving?
From the information you give, the referee may say that you can complete the self declaration form yourself indicating the answers are "No" as the issue is so trivial it need not even be declared (such as athlete's foot or temporary upper respiratory tract infection).
From the information you give the Referee you will also need to download and complete the Medical Referee Form which can be found on this website and the BSAC website sending all pages of the form to the Referee (keeping copies for your own records of Pages 1 and 2) with the required fee and a stamped addressed envelope for return of Page 3 of the endorsed form to you.
The Referee may need to contact your own doctor or specialist for further information and on obtaining this may endorse your self-declaration form as above, although the fee is likely to be greater.
The Referee will require you to visit for a medical examination before a certificate of fitness to dive can be issued.
What is meant by "a trivial condition"?
This is any self-limiting condition requiring no or minimal medical input such as the common cold (for which a visit to a doctor should not be necessary anyway), athlete's foot, or such as a simple boil or other minor skin condition. If unsure telephone or email a Referee for advice.
What if I have attended my GP for a medical to be able to undertake a job or for screening or insurance purposes?
This would also not need to be declared unless a medical issue had been detected.
I am concerned my personal medical information will be seen by my Diving Officer or club members.
If you are answering "no" to all the questions then you are not revealing any medical problem. However, if you are answering "Yes", you will also need to download and complete the Medical Referee Form which can be found on this website and the BSAC website sending all pages of the form to the Referee (keeping copies for your own records of Pages 1 and 2) with the required fee and a stamped addressed envelope for return of Page 3 of the endorsed form to you. If you answer "yes" the Referee will sign the endorsement on Page 3 of the Medical Referee form (and will keep pages 1 and 2 for his/her own records) and again it is only Page 3 of the form that you need to give to your Diving Officer. There is no medical information on this section. If an examination is required the Referee will supply a Fitness to Dive Certificate and it is only the right hand side of the A4 examination form that needs to shown to your Diving Officer – again this section does not reveal any medical information.
Why is there a need to charge?
The Medical Referees have diving medicine expertise and incur significant expense maintaining their knowledge, performing medicals or arranging investigations. There are significant costs to be able to undertake this work including premises, staff, equipment, course fees and medical defence insurance. The NHS does not cover this work.
The change to a self-declaration system has saved divers money, as the previous system required everyone to have a full medical even if they did not have any medical issues.
Why is the amount of the fee not stated?
We do not stipulate charges as they will vary considerably depending on the amount and complexity of work required. Divers should expect to pay even for email or phone advice as this still takes time and usually has medicolegal and clinical governance implications. Charges are usually made based on the doctor's hourly rate for private work. This amount may vary between individuals and it is suggested that charges are clarified at the outset.
What about the body mass index (BMI)?
There is no longer a cut-off, unless there are other risk factors that also need to be taken into account, which would be assessed on an individual basis. If you are able to complete the pool training then this is used as an indication of your fitness to dive. A high BMI does not necessarily reflect a poor level of fitness, just as a low BMI does not guarantee good fitness.
How does the Self-Declaration affect my diving insurance?
The Self-Declaration process in conjunction with the Referee referral system has been approved by the diving organisation insurance companies. In terms of your own private diving insurance, if you have this, it would be wise to contact your insurer to check whether they will accept a self-declaration form or whether they require you to have a medical.
At least I was always seen by a doctor for my diving medical in the past and feel I now might be missing out in some way.
You can continue to have medicals if you choose to do so in addition to the Self Declaration system – but you should not be falsely reassured by their screening value for diving fitness. Only doctors qualified in diving medicine can advise you about your fitness to dive.
Where can I seek general medical advice?
Check the medical standards on the website (www.ukdmc.org), or contact your local Medical Referee.
If I have a condition that warrants a visit to a Medical Referee, does that Referee keep my own doctor up to date?
You are free to pass on any information you wish to your own doctor. If something of significance is found that the Referee feels your doctor should know about the Referee will ask for your written permission to pass this on to your doctor. You are free to withhold this permission but the Referee will explain the possible risk to your own health by doing this so that you are able to make an informed decision.
Supposing different advice has been given from another medical source compared to a Medical Referee or I do not agree with the Referee's opinion, who do I go to seek advice or clarification?
The UK Diving Medical Committee is the final court of appeal for divers, and Referees are able to refer to the committee for advice. If you wish to appeal a decision made by a Medical Referee, contact the secretary of the UK Diving Medical Committee via the 'Contact Us' page of this website (please put 'Appeal' in the Subject Heading) or via the BSAC website.
Consent issues – what if the diving medical referee wishes to dicsuss my case with other diving medical doctors?
The diving medical referee can only do this with your consent. If it is thought to be necessary, they will discuss this with you. The referee may either email or telephone another diving medical expert or post the query on the diving medicine forum. This is a closed, confidential forum which can only be accessed by approved diving doctors and your information is posted anonymously with only the minimum information required to answer the query. Although you are not referred to by name, in a small number of cases, the unique nature of the medical condition being discussed may make it possible for you to be identified.
My Diving Officer does not agree with Self-Declaration - will anyone from BSAC, SSAC or SAA be able to help with updating and giving them more information?
The DO should contact their respective organisation for a further response by their UK Diving Medical Committee representative.
Isn't the use of Self-Declaration by BSAC, SSAC and SAA because everyone else is looking at or accepting self-declarations?
The UKDMC continually monitors the safety of diving in the UK and it is because of the ongoing research programme that this change was originally made. Other organisations use questionnaires but the UKDMC system is based on published evidence and has been continually monitored since 2001.
Can I get hold of the paper referred to on the UK Sports Diving Medical Committee's website?
This was published in the British Journal of Sports Medicine 2000; 34: 375-378, "Medical supervision of sport diving in Scotland: reassessing the need for routine medical examinations" Glen S, White S and Douglas J. Reprints are available from the British Journal of Sports Medicine, BMJ Publishing Group, BMA House, Tavistock Square, London, WC1H 9JR, UK. See the article abstract.
Why do I have to go through a medical for a job, but not always for diving, which may be perceived as more dangerous?
Employment medicals are a different situation entirely because of the concern of employer liability. Although some employers insist on screening medicals there may be little supporting evidence for this for most types of employment. Some types of employment require statutory medicals.
What about medical conditions such as high blood pressure, mental problems or substance abuse that may be missed by using self-declaration?
These should be declared by the diver. We have had instances of hypertensive divers developing acute pulmonary oedema (fluid on the lungs) from left ventricular failure when diving in cold water. This was mostly in the days of the neoprene wet suit. Now that dry suits are more common, this is less often a problem. The current medical system does not prevent the occasional diver developing pulmonary oedema. However, if the diver has treated hypertension they should contact a Referee in any case.
Mental problems significant in a diving context would normally be detected during training.
Substance abuse is a fact of life these days and a medical examination would not normally detect it. Do not forget that by far the commonest drug to be abused is alcohol, and the night in the pub before diving is often a silent contributing factor to diving accidents the following day.


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Posted on June 30, 2012. Brought to you by yahoolocal.
New Location 38103 Pine St Ext, Pearl River, 985-265-6543 Now offering Trailrides on location!
Posted on January 02, 2010. Brought to you by yahoolocal.


Most of our *clients prefer to be anonymous when they call. Sometimes it is women who want to talk when they find they are pregnant and it wasn't planned. Sometimes the male partner wants to know more about abortion.
*No names or identifying information are used here to protect the privacy of our clients. These stories are about real people who called Pregnancy Counselling Services.
Thirty-seven years ago I had an abortion. I never told anybody except my partner. Later we married and had some children. I was terribly upset when I called. The counsellor listened to me and made suggestions of things I could do to move forward. I was feeling much better by the time we finished the conversation.
My partner became pregnant and she decided she wanted an abortion. I was not in favour of that, but I wanted to know how I could support her, and cope with my emotional concerns. I met with counsellors a couple of times to get perspective and understanding. I really appreciated their freely-given help.
I fainted at work and then found out I was 14 weeks pregnant. My husband and I had planned an overseas trip and we were unsure what we should do. Having a family at this time was not on our radar. After we met with counsellors we decided that we could cope, and go ahead with our holiday, and prepare to become parents.
When my girlfriend announced she was pregnant I was furious. We couldn't have a child! She needed an abortion. I called Pregnancy Counselling Services and told them my story. The counsellor listened to my concerns but when she told me there could be emotional repercussions, it helped me to see something I might have missed.
Late one night I was feeling very down so I phoned Pregnancy Counselling asking about an abortion. My partner had left me and my one-year-old baby just like my parents had split up. It was so good to have someone I could talk to who would listen to my concerns without judging me. I felt a lot better when we concluded the call.
Although I am a nurse I called Pregnancy Counselling to talk about a medical abortion. My sister who lives overseas had called me in a panic because her period was 2 days late. We discussed how she should have a pregnancy test to establish if she was pregnant. When I mentioned that she was 49 years old the possibility of menopause was raised. I hadn't thought of that!
My family thought I had an abortion but I couldn't go through with it. Now I am 20 weeks pregnant and I am scared to tell them. I already have a 2-year-old and I know I can't cope with another child on my own. Pregnancy Counsellors helped me find accommodation and gave me information about adoption.
When my girlfriend became pregnant I called Pregnancy Counselling Services using Skype as we were living in Europe at the time. I wanted to find out about early medical abortions and what was involved. It was great to talk to someone in our home country who could help with information.
I was 7 weeks pregnant when I called Pregnancy Counselling Services. I was unsure what I wanted to do. We talked about termination and what that involved. The counsellor presented different options to me and none of them seemed easy. It was helpful to have someone to talk with.


The U.S. Citizenship and Immigration Services (USCIS) History Office and Library located in Washington D.C. focuses on the history of the agency and federal immigration policy.
Check out the information at this link.


Join us – Monday, October 22, 2018 – for our 13th Annual John Reid Memorial Golf Classic. Come to the beautiful Rumson Country Club for a great day of golf and delicious food. All proceeds will support our programs that help at-risk youth transform life's obstacles into opportunities for success!
To reserve your foursome or corporate sponsorship, select your golf options at the Golf Ticketing Page .


TMF: Re: question / Help with this STUPID computer!
Also I got the 3 month price for the full two years in order to get me to switch from Eastlink (even though I had every intention of switching ;-). I have no idea where you got the bit about BETA testing, Fibe is well established in Canada though not everyone can get it yet though they are working on it.


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Solana Ledger Stax
April 30, 2022 by local
If you are interested in buying a Ledger Stax to meet your requirements there are a few important things to know prior to you make your purchase. We will explain everything you need to knowabout the device, including how to get discounts and what features you can avail in this model.
Ledger Stax is a physical wallet created to help users manage your digital possessions. It's a credit-card-shaped device that is slightly different from previous versions of the Ledger Hardware wallets. The latest version comes with an angled E Ink screen, a magnet system, Bluetooth connectivity, and the option of a lock screen.
The Ledger Stax supports more than 5000 cryptocurrencies, which include Litecoin, Dogecoin, Ripple and Cardano. The device also has NFT (Non-fungible token) support. These are specialized tokens that are able to be kept and traded through Ledger Stax.
The security features of the Ledger Stax are supported by a Secure Element chip, which is the chip found in credit cards and passports. This chip guarantees that your crypto assets are safe from hackers.
The Ledger Stax comes with Bluetooth to connect with the Ledger Live Mobile app. The users can also utilize its wireless Qi charging feature.
Furthermore to that, the Ledger Stax has magnetic technology that allows it to be stacked alongside other similar devices. It also supports offline mode, meaning that the device is active even when turned off.
The Ledger Stax is a new hardware wallet that is designed to help you manage the digital asset you have. The device offers an unparalleled level of personalization, a curved touchscreen, and secure elements. It's capable of working with Mac, Windows, and Ubuntu and is able to support more than 500 crypto currencies.
Ledger Stax comes with Bluetooth 5.2 as well as a USB-C port and a 200 mah battery. The device also comes with embedded magnets which allow you to stack several Stax devices together.
As a crypto wallet as a crypto wallet, the Ledger Stax allows you to safely store and manage your cryptographic keys. It can also be used as an unsecure storage device which means it is less susceptible to attacks by hackers.
The device comes with a custom OS, which lets you alter it to your needs. It is also possible to set the image or name you want for the screen of the lock. In addition, Ledger Stax is equipped with an efficient Bluetooth antenna.
The Ledger Stax is built to be compliant with the most stringent security standards in the industry. It has an Secure Element chip that's certified to the CC EAL5+ requirements. It also has the capability of clear signature, which allows users to validate the details of transactions and reduce the risk of attack by phishing.
What's the procedure?
Ledger Stax is the latest hardware crypto wallet by French start-up Ledger. It offers a sleek design, full lock-in of keys, as well as the ability to store nearly 5500 tokens.
The device has a touch screen and an E-Ink display that is able to accommodate up to 500 cryptocurrency. It also has a battery which can last from weeks to months. You can connect it to a laptop or smartphone via Bluetooth.
To enhance the user experience, Ledger has designed a customized lock screen. Additionally, the device has embedded magnets that allow you to connect multiple devices together. This makes it easy to transport around.
In order to protect the customers, Ledger uses a secure design and a secure chip called The Secure Element. This is a security system that can be used by institutions for digital assets.
Ledger's most important feature is its transparent signing. It allows users to verify the transaction's details without risking their privacy. As a result, it helps you avoid scams and phishing attacks.
Ledger is also equipped with a unique feature that allows you to view NFTs on the device. For example, you can view a QR code, labels, or any image.
The Ledger Stax is the most recent hardware wallet made by the same company that created the popular Ledger Nano S and Nano X. These devices are great for long-term investment as well as being simple to carry around.
They're extremely secure and will protect your personal key. They also have distinct security features, like offline mode. When you're offline, you can still access your cryptocurrencies through an integrated magnet.
A single of the intriguing aspects that comes with Ledger Stax is its touchscreen. Ledger Stax is its touchscreen. This curved e-ink display offers the ability to read transactions and browse NFT collections. It's also fully compatible with iOS, Windows, and macOS.
It is powered by Bluetooth 5.2 which allows it to connect to Ledger Live through a phone. It is also possible to set up a pin code for easier access. There is a special "Magnet Shell" protective case that you can purchase.
For those who live outside of within the United States, Ledger products usually ship for free. However, you may have to pay taxes on the product depending on the location you live in.
The Ledger Stax is hardware wallet that is designed to combine the physical experience of a gadget with the ease of using an electronic display. It's made to be simple to manage and store your cryptocurrency.
The Ledger Stax is a powerful wallet that is able to handle more than 500 cryptocurrencies, tokens and NFTs. You can also choose to customize the screen with an image or your preferred NFT. A curved touchscreen display can help you keep an eye on your portfolio of crypto.
The Ledger Stax is also linked to the Ledger Live platform, which offers you an easy method to review transaction information as well as to purchase as well as sell currency. Having a hardware wallet also gives you security on-chain, since your private keys won't be accessible to unauthorised users.
The Ledger Stax is equipped with Bluetooth, which allows you to connect it to your smartphone , or desktop. It can also be used as a screen cover. To ensure security the device comes with an inbuilt battery. If the device isn't active, the battery can last up to three months.
The Ledger Stax is a breakthrough consumer device. It has a 4-inch touchscreen, magnets, and an secure structure. Compared to its predecessors, it's Stax is more secure and offers users with a superior experience. In fact, it's more secure than other wallets that use hardware!
The Ledger Stax can store more than five hundred coins that include Ethereum or Polygon-based NFTs. It also comes with a 4000mAh battery and a touch-screen interface as well as a sleek magnetic document kit to maximize capacity to stack. But, if you're trying to buy one of the latest wallets, you'll need to be patient for a few months.
There's no need to panic, though. Ledger Stax is a great product. Ledger Stax is still several years away from being available on the market. For now, users will have to purchase the Ledger wallet application, the Ledger Nano S or the Ledger S. It is possible to purchase the latter two items on the manufacturer's website.
Although it's true that the Ledger Wallet software is your best bet, there's a more sophisticated way to set up your new crypto-holding machine. This involves downloading the Ledger Wallet application, installing it onto your computer, and permitting it access to your cryptocurrency holdings.
The Ledger Stax is a top-quality hardware wallet developed in collaboration with former Apple iPod creator Tony Fadell and the design agency LAYER. It was designed to be simple to operate, the device comes with a new E-Ink display that provides a clear visual interface. It also has a curved screen and embedded magnets that make it more durable and practical.
The Ledger Stax supports a wide variety of cryptocurrency, including Litecoin, Dash, Dogecoin, Monero, Ethereum, Binance Coin, BTC, and XRP. It's made to work with mobile devices via Bluetooth and a USB-C connection.
Aside from the ability to store and transfer various digital assets and digital assets, the Stax is also designed to guard against the non-fungible currency (NFTs). Because it keeps private keys in a secure environment, it's less susceptible to hacking attempts as compared to other crypto wallets.
Users can personalize their lock screens. They can pick the preferred image, select an unique name for the device and monitor the status of its lock or unlock. Additionally, the Stax can support Qi wireless charging, which allows users to charge the device from the Qi charger of their choice.
Battery life is impressively great. The Ledger Stax's battery will last for months with a single charge, depending on how much you use the device.
Ledger Stax is a brand new generation of hardware wallet from Ledger the company that created its first electronic wallet. It is a combination of the security features of Ledger Live with the convenience of use of a touch. The new model comes with various features that make it easier to transfer and receive crypto.
The Ledger Stax's screen composed of a credit card-sized E-ink display. It offers a clear and natural reading experience, while avoiding the glare of other screens and delivering a higher contrast. Additionally, the screen has a curved touchscreen for users to view and sign transactions with the press of a single button.
The Ledger Stax also features a built-in rechargeable lithium-ion battery. This lets the device function for months with just one charge. Additionally it is able to be charged wirelessly or with a USB-C cable.
In terms of security, the Ledger Stax comes with the secure element chip to provide an extra level of protection. In addition, the device has been certified to the CC EAL5+ standards. Lastly, the device is also backed by Bluetooth and has a secure USB-C port that allows you to connect with the Ledger Live mobile app.
Ledger Stax vs Nano X Vs Nano S Plus. Which is better? These are top-quality hardware crypto wallets. They are simple to use and include numerous features. They are easy to use and come with a variety of features. Nano X, Nano S Plus, and Stax are great options for both advanced and beginner users alike.
If you're looking for a secure efficient, reliable, and user-friendly device that is reliable, secure and user-friendly, this Ledger Stax will be your right way to take. It was developed by iPod designer Tony Fadell, and has the same features as that of the Nano X, but at a more affordable price. The version with a touchscreen as well as a rechargeable battery which makes it last longer.
Ledger is an innovator in the field of cryptocurrency. They've developed a variety of wallets that are hardware, and each comes with a set of specific features to protect private keys.
With NanoX Nano X, you can transfer cryptocurrencies directly to your phone. This is the ideal solution for users traveling. In addition, it has Bluetooth support. It is also possible to connect your phone to Nano X via USB C. However, you'll need to turn on the device by pressing a left-click for three minutes.
If you're in the market for a cryptocurrency wallet, you'll be glad to know that Ledger has recently unveiled their Ledger Stax. The new hardware wallet blends an e-ink display that is curvy with magnets to make an extremely reliable, portable device.
The Ledger Stax is a credit card-sized crypto wallet that will allow you to securely manage and store your digital assets. It offers a unique, streamlined design and has a range of additional features. Among the features are an e-ink display and NFC capabilities.
Ledger Stax Ledger Stax is built on an aluminum chassis, with the rounded edges and a soft, concave surface. It also has an integrated magnet that helps to increase the stackability of the device. Additionally, there's an integrated Bluetooth(r) antenna as well as an effective Bluetooth(r) battery.
It is compatible it with iOS 12 and up and Windows 10 and up. It can connect to your smartphone via Bluetooth and a safe USB-C cable.
It is possible to set up your Ledger Stax with one button. It features an oblique E Ink display that creates an easy-to-read interface. It allows you to alter the lockscreen and view your images.
Ledger Stax can be described as a brand-new hardware crypto wallet with industry-leading security. This new crypto wallet provides users with an easy-to-use experience that allows them to make transactions fast and secure.
The device is built with a world-class Secure Element chip. The chip is utilized in passports as well as credit cards, payment systems, and other important data sources.
Another important feature of Ledger Stax is its E Ink touchscreen. The touchscreen that is curved is the first of its kind in the industry. It comes with Bluetooth connectivity and is connected to the Ledger Live mobile app. If it's not being used, the device conceals itself by using magnets.
One of the most important features of Ledger Stax lies in the capability to customize the lock screen. Users can choose their preferred photos and NFT. The users can also sign up for Infinity Pass to access the Infinity Pass to get their free NFT and utilities.
Ledger Stax is designed for those who are enthusiastic about their digital assets. They wish to put their money into them and shield them from loss. While this hardware wallet has more expensive prices than many of its competitors but it's worthwhile for serious crypto-investors.
Ledger Stax is the latest hardware wallet from French company Ledger. It is a touchscreen device with E Ink technology. There are other cool features too.
The Ledger Stax features a curved 3.7 inch touchscreen. This makes it more convenient to use. Users can also personalize the screen. A magnet lets users connect the device to phones.
The Ledger Stax is also capable of generating QR codes. It can be used to make cashless payments. Additionally, it can be used with mobile devices cord-free.
Ledger Stax Ledger Stax is compatible with iOS 13+ and Android 9and up. It has a CC EAL5+ certified chip security system. But, the price is expensive. It costs $279US. almost twice as expensive as Nano X. Nano X.
One of the biggest selling points is the touchscreen. The display is made from E Ink, which is curved. Another important feature is the capability to keep NFTs which are also known as non-fungible tokens.
It's compatible with 5,000 cryptos, including Ethereum, Polygon, and Nano X. It is also compatible with a suite of DeFi protocols.
The Ledger Stax is a brand-new hardware wallet that is designed to help users organize their online assets. Designed to look like it's a credit card, Stax gives you the convenience of carrying the crypto wallet but still ensuring security. With a magnetic case, a touchscreen display and a powerful 200 mAh battery, the Stax is small enough to fit in one's palm.
The device has a 3.7 inch curved E Ink touchscreen. It is easy to read transactions and messages. The display also has Bluetooth 5.2 This feature can help you connect to your smartphone.
The Stax works for iOS 10+, Android 9+, and Ubuntu. The user can also alter the screen that locks. They can monitor the state of lock and unlock on their device and keep track of the percentage of the battery. The integrated Ledger Live app lets the users to monitor their investment portfolio of over 500 tokens and coins.
The Ledger Stax has magnetic cases which can be used to stack more than one device over it. Similar to the Nano S Plus, the Stax is designed for use in the home.
If you have been using Ledger Nano for some time It could be the right an appropriate time to look into the next generation of crypto devices, the Ledger Stax. This new model is part of an extensive collection of hardware wallets that have become widely used in the Crypto space.
The Ledger Nano Stax, like its predecessor it is a device that is built for mobility. It is a compact device that is able to handle a wide range of cryptocurrency. The device is able to handle up to 5,500 tokens including Polygon NFTs as well as Ethereum NFTs.
One of the major selling points for the Ledger Stax is the touchscreen. The screen of the E Ink2 has a curved design which makes it simpler to read.
Another major aspect of the Ledger Stax is its rechargeable battery. One charge will keep the device running for months or even weeks. With Ledger Stax, you can keep your digital assets in a safe manner.
Ledger Stax Ledger Stax can be used for iOS 13+ as well as macOS 12plus. You can pair it with your smartphone using Bluetooth or with a USB-C cable.
Ledger Stax is the latest in the crypto hardware wallet market. The sleek, curvaceous e-ink touchscreen wallet allows users to securely manage the digital accounts they have. It supports more than 5,000 coins and tokens and is designed to enhance users' experience.
The wallet can be charged with it's Qi wireless charging protocol. The wallet also comes with the magnetic locking mechanism. There's a USB Type C port. A 3.7-inch electronic-ink display allows you to view and sign transactions.
The wallet comes with a built-in Ledger Live app. Users can also download other apps from the third party to broaden their options. Comparatively against the Nano S Plus, the Ledger Stax has a larger screen and features.
The Stax features a rounded edge chassis as well as a powerful Bluetooth antenna. Additionally, it comes with an Secure Element chip, the same chip that is used in Nano X. These elements make the device safer against hackers.
With its big screen and magnet system, Stax offers unrivaled interactivity. In contrast to other wallets, it allows you to customize the touch screen by using images of NFT. It also allows you to generate QR codes.
The Ledger Stax is an anticipated hardware wallet that promises to deliver a lot. It's designed to enhance security, accessibility, and interactivity while maintaining an excellent user experience. If you're thinking of buying one, here are some points to consider.
It is equipped with a curved ink touchscreen. This is the first of its kind. It can be used to sign transactions and view NFT collections. In addition to this, it features Bluetooth.
There's also an embedded magnet system that lets you stack up to four Stax devices. Another interesting feature is that it can be charged using Qi wireless charging. This is the same technology that is used in Samsung and Apple.
Finally, it includes a built-in battery that can last for months or weeks. This is a huge benefit in the case of the crypto hardware wallet.
Overall, it's an excellent device overall. There are a few downsides to it. For starters, it's quite expensive. If you're willing to invest in an electronic wallet, it's worth it.
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redpajama_set_name: RedPajamaCommonCrawl


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Perfect Draft: 2nd in a 10-Team ESPN PPR League
Brandon Niles
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For my fourth perfect draft article, I wanted to choose my favorite draft position this year. It took me a while to figure out exactly which position was my favorite, but the second slot is far-and-away the best choice for me in PPR formats. There are questions across the board with most of the top prospects, but for me, the two top running backs present safe choices with extreme upside. Either could easily wind up the top scorer by the end of the year and, barring injury, neither should finish anything less than a solid RB1.
Editor's Note: Click here to read all the perfect draft series.
In this edition of the Perfect Draft Series, I'll be walking through a perfect draft from the 2nd slot in a 10-team PPR league. Each pick was optimized using projections and value-based rankings from the 4for4 Draft Analyzer tool.
Draft Analyzer Settings
Roster settings: 1QB, 2RB, 3WR, 1 WR/RB/TE, TE, K, DEF, six bench spots.
No Quarterback Restrictions: Normally I wait a long time before drafting a quarterback, but in practical application, I tend to start looking at the position around the late-fourth round to see if there is value available. As such, I kept my options open in this case. If Patrick Mahomes fell to the fourth round, I wanted to at least consider the option of selecting him.
Only One QB and TE: I planned to target tight end early, which means I didn't feel the need to take a backup, unless I missed out on one of the top three options early on. With quarterback, there are several quality options available at the end of every draft, so I figure the waiver wire shouldn't be a problem if my starter gets hurt or disappoints and I need to shift to streaming the position.
I'm Just Gonna be Wrong: Every year there's somebody the entire fantasy world likes that I simply don't. I can't always put my finger on it, but it seems there's always someone I'm not believing in. Some years I'm right, like in 2009 with Steve Slaton. Other times, I hated Travis Kelce before his breakout second season. Last year, I got an incomplete, as Jerick McKinnon got hurt before I got to find out. This year, it's Damien Williams. I understand why everyone loves him. I understand the situation he's in. Still, I'm just gonna be wrong on him. I simply don't see it. I'm not convinced it won't be a committee in Kansas City, so I'll let another owner spend a third-round pick on him. And as always, I still don't want Tyreek Hill on my roster.
No Ks or DSTs until the last two rounds: I'm consistent about one thing. There's no need to take a defense or a kicker until the last two rounds of the draft, in that order.
Jump to Pick 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16
Round 1, Pick 2 – Christian McCaffrey, Panthers
As I've mentioned in my previous perfect draft articles, I try to be very conservative in the first round. I ran this simulation many times, and more often than not, Saquon Barkley was the first pick. When he wasn't, McCaffrey was. This is why the second pick is my favorite draft position this season, specifically in PPR formats. I love both these guys. With an extremely high floor due to the number of targets they each receive in the passing game, both are fantastic anchors to build a fantasy roster around. I'm not opposed to going with DeAndre Hopkins, Draft Analyzer's top recommendation, but I have him third on my board, with McCaffrey the clear number two option in this format.
McCaffrey has caught an astounding 187 balls over the past two seasons, including 107 last year. He gained 1,098 yards on the ground and another 867 receiving in a monster 2018, and scored 13 total touchdowns after only seven as a rookie. While touchdown regression seems likely, his status as the focal point of the offense should remain unchanged. The Panthers use him all over the field and will continue to feed him targets. The team added only late-round picks to their backfield in the offseason, so there's no reason to suspect they'll stop using him extensively in the run game – he had 219 carries last year – though it's possible he'll lose goal-line work to his quarterback or one of the bruising backs on the roster. Still, even a reduction in touchdowns from last year won't stop McCaffrey from being a PPR monster, and I'm confident he's the right pick in the second slot in this format.
Each round, Draft Analyzer suggests the top available suggestion along with four alternatives, as shown at the top of this section. Throughout the rest of the article, I will note those suggestions as well as my top alternative to the player that I actually selected.
My Top Alternative: DeAndre Hopkins
Round 2, Pick 9 – Mike Evans, Buccaneers
With Jameis Winston a bounce-back candidate under new head coach Bruce Arians, the buzz around his top receiver has been surprisingly quiet. Evans has had over 1,000 yards receiving in each of his first five years, and he's averaged eight touchdowns per season over his career. Last year, he had a career-high 1,524 yards and averaged 17.7 yards per catch. With Arians in town, expect the Buccaneers to throw the ball a ton, and for Evans to thrive. He has a high floor and I was excited to grab him at the end of the second round to be my primary receiver.
Draft Analyzer's top suggestion here was George Kittle, who I like in this spot, but with a look at the available players, I decided to wait. Picking in the second slot, I knew the same owner would be selecting twice before getting back to me. Because both Kittle and Zach Ertz were available, I knew it was highly unlikely the owner in the one slot would draft back-to-back tight ends. As a result, I went with Mike Evans, who I value a lot higher than the other receivers available, and decided to grab whichever tight end remained in the third round.
Suggested Alternatives: George Kittle, Zach Ertz, Antonio Brown, Amari Cooper
My Top Alternative: George Kittle
Round 3, Pick 2 – George Kittle, 49ers
It turned out Kittle and Ertz were both still on the board in the early third round, so I took my preferred option and nabbed the young 49er. The owner with the first pick ended up going with a receiver and a running back, so I was glad I got Mike Evans while I could. Pick 22 is a good spot to grab Kittle and is right around his ADP. I'd be happy with Ertz as well, but I prefer Kittle because there are fewer mouths to feed in San Francisco.
Kittle led all tight ends last season with 1,373 yards, and while he scored only five touchdowns, he was the key target for the 49ers throughout a forgettable offensive season. He had more than twice the targets of anyone else on the team and should continue to be elite. I love Kittle because he'll be only 26 years old in October, has a nice rapport with both 49ers quarterbacks, and can line up inline or in the slot.
Suggested Alternatives: Amari Cooper, Keenan Allen, Julian Edelman, Zach Ertz
My Top Alternative: Keenan Allen
Round 4, Pick 9 – Devonta Freeman, Falcons
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Brandon has been a regular contributor to 4for4 since 2006. He's an experienced writer with a background in communication, business and alcoholic beverages.
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Width at base 30cm to 34cm at top.


The Health Ministry drafted a letter which the Chair of the cash-strapped Canterbury District Health Board then sent to the government saying it could work with existing funding.
Information obtained by Checkpoint under the Official Information Act shows that in December 2015, the DHB's then-chairman Murray Cleverley sent a letter to the Health and Finance ministers, having received an identical draft of the letter from the Ministry of the Health the previous day.
The DHB's Chief Executive and the Ministry of Health were aware of the letter, but none of the board members knew.
Board members have told Checkpoint they could not believe it when they learnt what had happened and would have never agreed to the letter being sent.
The DHB was under intense financial pressure following the Christchurch earthquakes, and desperately needed more money, they said.
On December 10, 2015, National Health Board Acting National Director Michael Hundleby sent an email to CDHB's Chairman at the time, Murray Cleverley.
That letter, released to Checkpoint under the Official Information Act, was for the Health Minister and Finance Minister of the time, and said that the DHB understood the Crown's expectation to manage its capital spending within existing funds.
The very next day, Mr Cleverley sent the exact letter (only changing CDHB to Canterbury DHB, and 'Yours Sincerely' to 'Kind Regards') on CDHB letterhead to then-Health Minister Jonathan Coleman and then-Finance Minister Bill English.
Effectively, he was telling them that the DHB did not need more money, despite knowing the DHB was under significant financial pressure, including the costs associated with demolishing 44 buildings.
Seven-and-a-half hours after Mr Cleverley received Mr Hundleby's email, including the draft letter, he forwarded it to DHB chief executive David Meates.
"It is really difficult for ministers to understand the size of the facility damage we are grappling with," Mr Meates wrote.
Despite Mr Meates' warnings, and not having discussed the issue with fellow board members, Mr Cleverley sent the letter to the ministers the next day.
Mr Cleverley told Checkpoint it was irrelevant who wrote the letter, but he had to take "some ownership" for it because he put his name to it.
He said that he had to either take the board with him or come to an understanding with the ministers – both were not possible.
"I still take the right of the chair… If I need to exert my, over-exert my authority or whatever it takes to get a job done," he said.
He said believed there would have been consequences if he didn't send the letter.
Mr Cleverley said there was nothing "sinister or untoward" in regards to the letter.
He believed Mr Hundleby would have been having similar conversations with board chairs throughout the country.
Board members say Mr Cleverley went behind their backs in sending the letter.
It was not until February – three months after the letter was sent – that board members found out about it.
CDHB member Jo Kane says she was "pissed off" when she learnt about it.
"You don't get to write a letter on your own. The chair is the person who is the conduit for the board's view, and that was not the board's view at the time. It was someone else's view," she said.
Dr Crighton said that she made inquiries and found out the letter did not come from the board's secretarial team, which was due process.
Ms Kane and Dr Crighton were the only two board members prepared to go on the record, but Checkpoint has spoken to several others who share their sentiments.
Ms Kane said she believed Mr Cleverley's move was "crude, rude, just lacking in any sort of integrity, lacking in any sort of real professional nous".
Executive Director of the Association of Salaried Medical Specialists Ian Powell said that DHBs were supposed to speak out on behalf of the communities they were serving, but that had become increasingly difficult over the last nine years.
DHBs' relationship with the Ministry of Health was poor under former Director General Chai Chua, who left in February, he said.
"I think many District Health Boards believed they were being cajoled, they were being bullied, they were being harassed, they were being pressured.
Checkpoint has repeatedly contacted Dr Coleman this week for comment, but he has not responded.


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Study Reveals Real Estate Market Facing Stress Test – Go Digital or Die
October 6th, 2020 5 minute read
New U.S. survey of real estate industry confirms:
Digital readiness is #1 critical success factor for surviving in 2021
More than 1/3 of industry employees have compromised their personal safety to work during pandemic; 9% tested positive for COVID-19
Upsides of COVID-19 on real estate industry: environmental impact, forced innovation, increased D&I
SAN FRANCISCO, Calif. – October 6, 2020 – States Title, one of the leading forces for disruptive change in the real estate industry, announced today a new third party survey of real estate professionals revealing key insights on how stakeholders (lenders, real estate agents, and title agents) are evolving business operations to meet the challenges of COVID-19. The data shows that there is a transformation underway that puts a spotlight on digital readiness. According to the survey, 59% of real estate professionals say that digital readiness is a critical factor in order for the industry to survive in 2021.
"We are witnessing an unprecedented overnight shift in the structural foundation of the real estate market," said States Title CEO Max Simkoff. "The real estate industry has gotten a long overdue wake-up call and has been forced to push the fast forward button on innovation. Ready or not – the time has come to adopt and embrace technological change. It's the ultimate stress test for the entire industry."
Buying & Selling Homes During COVID-19: Everyone Putting Lives at Risk
During a pandemic, every in-person interaction brings an element of risk. The States Title-sponsored survey found that during the pandemic, the industry has cause for concern when it comes to safety:
Real estate professionals said that "safety concerns due to in-person contact during home buying process" was the #1 concern of buyers and sellers (28% of buyers vs 33% sellers).
39% of respondents said someone in their company has tested positive for COVID-19, 22% have been exposed to someone who has COVID-19, and 9% have tested positive for COVID-19 themselves.
79% of real estate professionals said that "wearing a mask is a necessity" and they won't do in-person business without one, 19% said that the choice depends on the business situation, while only 2% said that they never wear a mask.
36% of real estate stakeholders felt like their personal safety has been compromised in order to conduct a real estate business transaction during the pandemic.
Real Estate in Need of Therapy? The Most Social Industry Struggles with Isolation
Real estate professionals tend to be sociable, outgoing people who like to build relationships in-person and COVID-19 has prompted them to change the way they communicate and do business:
43% of respondents said that the pandemic has "somewhat" or "significantly" increased their stress levels. 33% said that loneliness due to lack of interaction with coworkers has impacted business success and productivity during the pandemic.
34% said their work relationships with other stakeholders have been strained during COVID-19 due to pandemic-related productivity issues, slow downs and process inefficiencies; however, 32% said that their work relationships have improved because "we are all in the same boat."
Empathy Takes a Front Seat – COVID-19 Forces Culture Change in Real Estate
COVID-19 is driving some positive changes in real estate company culture, with leaders putting a stronger emphasis on empathy, communication, diversity & inclusion, and customer care:
40% of respondents said that their company leadership has been more empathetic than ever before; more companies are offering new remote learning opportunities (38%), telehealth benefits (21%), and pay raises (14%).
Many respondents said that their companies are working on new digital services (49%), dedicated customer support options (44%), and more contactless customer interactions (46%).
More companies are even stepping up their efforts for diversity & inclusion (D&I): 40% are hiring for more diverse leadership positions, 38% have launched a D&I program, and 40% have donated money to nonprofit organizations with missions focused on diversity & inclusion.
Real Estate Workforce More Resilient Than Ever
Despite the pandemic, Americans are still buying homes, building homes, and refinancing mortgages. Real estate professionals see many causes for optimism about their industry's present and future:
21% said that COVID-19 has prompted their businesses to embrace innovation that was long overdue, 23% said the pandemic has caused a positive environmental impact, due to less paper and more digital processes, and 17% said their workforce is more resilient than ever before.
Looking ahead to 2021, 34% are most excited to see how WFH (work from home) can become even better; 24% are most excited about returning back to the physical office, and 22% are most excited to host and attend in-person real estate events.
Finally, with respect to jobs, real estate professionals are committed to their careers. A whopping 79% said despite the pandemic, they are committed to continuing their job/career in real estate.
About The COVID-19 Digital Disruption Survey
This survey was conducted online within the United States by market-research consultancy Researchscape on behalf of States Title from August 12-26, 2020, with 256 respondents who work as lenders, real estate agents or title agents across the real estate industry. This online survey is not based on a probability sample and therefore no estimate of theoretical sampling error can be calculated. For complete survey methodology, including weighting variables and subgroup sample sizes, please contact Kelsey Flittner @ kflittner@statestitle.com.
About States Title
States Title enables an instant real estate closing experience. The company uses machine intelligence and its patented technology solution to transform residential real estate, making closings instant and affordable. States Title's clients include some of the largest bank and non-bank lenders in the U.S., and the company, which closed or issued insurance policies for nearly half a million transactions in 2019, is growing rapidly. To learn more, visit statestitle.com.
Media Contact for States Title:
Juliet Travis
Liftoff Communications
juliet@liftoffcommunications.com


The Software Engineering Institute (SEI) is developing the Measurement and Analysis Infrastructure Diagnostic (MAID) method. MAID is a criterion-based evaluation method that facilitates the examination and evaluation of data quality issues linked to how the organization implements measurement and analysis practices.
This document presents the set of criteria used during a MAID evaluation. The criteria serve as a checklist for an evaluator to use to rate the quality of an organization's measurement and analysis practices and the quality of the measurement information that results from the implementation of those practices.
The evaluation itself is carried out by a team following the MAID method. The MAID method is described briefly in this document. A full description of the method will be published in a separate document in 2010.


Abstract: The Alberta Education One-to-One Laptop Learning Project was a three-year initiative designed to investigate the efficacy of laptops for teaching and learning in the 21st century. The 20 jurisdictions involved in the project focused on a common set of 21st century skills such as critical thinking, collaboration, global awareness, communications, and technology (ICT). The study monitored the jurisdictional and provincial readiness for systemically advancing 21st century learning and effective uses of technology in the classroom. Findings from trend data suggest that students participating in a one-to-one laptop initiative demonstrated an overall increase in engagement.


Kathmandu, Aug. 18: A 15-member cricket team captained by Paras Khadka has been announced to play the upcoming 2018 Asia Cup Qualifier.
The cricket tournament that serves as the qualifying match for the Asia Cup will be held in Malaysia from August 29 to September 6.
The players selected in the team have been picked among from 19 players in the closed training, said team captain Khadka. Jagat Tamata is the main coach for the team.
Gyanendra Malla will serve as the vice captain for the squad while other members are Basant Regmi, Anil Kumar Shah, Binod Bhandari, Dipendra Singh Airee, Karan KC, Lalit Bhandari, Lalit Narayan Rajbanshi, Aarif Sheikh, Rohit Kumar Poudel, Sagar Pun, Sandeep Lamichhane, Sompal Kami and Suwash Khakurel.
Pradeep Aire, Kishor Mahato, Sunil Dhamala and Sushan Bhari are in the list of substitute players. The Asia Cup remains as a One Day International (ODI) cricket tournament.


A wise woman told me that.
It is like a breath of fresh air in the midst of busyness. Not that I do not know the promises of God or do not see how He sustains me. I know all that. The phrase just helps me in the day-to-day moments, when I have a long to-do list and an ohmygoodness-I-forgot-the-pot-of-boiling-water-on-the-stove type of morning.


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         <select id="selectPriceTagsByShopId" parameterType="String" resultType="PriceTag">
         	SELECT * FROM PriceTagInfo WHERE shopId=#{shopId} AND isDelete = 0
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redpajama_set_name: RedPajamaGithub


Juli Photo Diary: The last week of the world!
The last week of the world!
Aunque no es seguro que este 21 de diciembre sea el ultimo dia de la humanidad, aprovecho para decirles que disfruten esta semana al maximo!
If we die we die well-dressed at least! Awesome outfit!
Me encanta tu propuesta Juli !!! Muy guapa!
Preciosa siempre..me re gusto el blazer!!
q guapa eres mi chica!
Muy hermosa. Me encanta la chaqueta.
You look amazing (but I'm mean really what's new right?)! I love how you are rocking that Celine bag and I want that scarf!
i love your bag! so pretty!
I love this outfit for a day on the town. The colours are beautiful together.
I love the colors in this outfit, especially the yellow blazer with the floral scarf!
Pues en el improbable caso de que se terminara el mundo :), lo haces con un look muy chulo, me encanta el pañuelo.


After much highly-awaited anticipation, New York City finally got the opportunity to experience Oliver Heldens' special 'Heldeep 250' appearance at the grandiose Avant Gardner this past weekend. There could not have been a better way to commemorate his 250th episode of Heldeep Radio than with a live broadcast show right here in the big apple.
As his current North American tour celebrates five strong years of his self-made radio show, this particular Brooklyn stop surely turned out to be one of the most striking house-infused festivities to date. The event sold out weeks before its set date, and after experiencing live in action there's no doubt as to why this was the case. The night started off with support from some pretty special guests and dynamic electronic artists Tommie Sunshine, Drezo, and GTA, all of which delivered their own uniquely superb sets to get the crowd hyped up for Heldens' grand appearance. The astonishing amount of energy that filled the venue was absolutely striking from the get-go, and once Heldens took over the stage it was all set and done.
Oliver Heldens' consistent high-spirited energy always lights up the atmosphere no matter where in the world he may reside, and it was clear that he was just as thrilled as us to be commemorating such an exciting milestone in his career during this special 'Heldeep 250' appearance. He greeted his fans that resided in what made up one of the most massive Avant Gardner crowds to date in the most humble yet stirring way, adding even more vibrant energy to the room than there already was. His set started off with a vocal-less version of "The Right Song" with Tiësto -completely intensifying the crowd as if all of us weren't thrilled to begin with – and the rest was history.
Because this particular show was so significant, Heldens' mixing skills and smooth-progressing transitions from track to track were absolutely impeccable. His nearly two-hour set consisted of both old and new tracks alike, emphasizing those original bangers that made him who he is is today more and more as the night proceeded. Some oldies like "Gecko (Overdrive)" and "You Know" with Zeds Dead had the crowd absolutely wild, but some fresh ones like his remake of Calvin Harris' "One Kiss" featuring Dua Lipa and "Fire in My Soul" had us all on our toes just as much. Heldens also dropped some of his HI-LO alias tracks such as "Renegade Mastah" and "Alien Technology." After all, the HI-LO side of him was always in the picture as Heldeep Records and Heldeep Radio was just on its way to becoming as substantial as it has today.
Truly a night to remember, 'Heldeep 250′ in the city that never sleeps was everything we expected and more. From the vibes to the music that played throughout the night's entirety, Heldens' fans both present and in spirit could not have been any more proud of such an incredible accomplishment. What an extraordinary way to celebrate one of the most electrifying music producers in the dance music world! Oliver, thank you for simply being you and giving us the chance to feel inspired and uplifted while celebrating your success with your groovy, future-house infectious live sounds.


A city councilwoman in North Carolina is walking back an explosive statement she wrote Monday on her personal Facebook page in which he said that the "most dangerous people with guns" aren't criminals, but police officers and soldiers.
"I am all about keeping guns away from dangerous people, but I feel like more of us should be pointing out that the most dangerous people with guns are cops and soldiers, and that the no-fly list and FBI anti-terror efforts are seriously corrupted by entrapment, racial profiling and Islamophobia," Durham City Councilwoman Jillian Johnson posted.
All sounds correct to me. A harmless soldier would be pretty useless.
Although the entrapment comment sounds wrong. Surely you would be on the list before they try to entrap you?
A city councilwoman in North Carolina is walking back an explosive statement she wrote Monday on her personal Facebook page in which he said that the "most dangerous people with guns" aren't ...[text shortened]... entrapment, racial profiling and Islamophobia," Durham City Councilwoman Jillian Johnson posted.
Some things are shocking but true.
It is a fine line between capturing a suspect, and entrapping someone. How do we identify criminals, except by catching them in the act?


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Honely.com and HousingAlerts.com Announce Strategic Partnership
BOCA RATON, Fla., Dec. 1, 2021 /PRNewswire/ — Honely and HousingAlerts announced today that the companies have entered into a strategic partnership that will expand both of their networks and allow them to further disrupt the real estate ecosystem together.
Honely Home Page
Honely Smart Search
The agreement brings together two leaders in real estate analytics. Both platforms, honely.com and housingalerts.com, provide statistics and analytical tools that greatly assist real estate investors. Although the two platforms take a different fundamental approach towards their statistics, they have combined forces to provide investors with the most holistic overview of a neighborhood's potential rental growth and home price appreciation.
Founder of HousingAlerts, Ken Wade, has achieved great success in applying technical analysis to real estate markets and in accurately predicting real estate cycles. Meanwhile, Honely is excelling at bringing a fresh perspective. Honely prides itself on predictive analytics and utilizes AI and machine learning to arrive at accurate predictions. Armed with both techniques and a shared vision, this partnership could prove to be very fruitful for both parties and advantageous for anyone engaged in real estate investing.
"The U.S. real estate market has never seen such volatility; there is no reason to invest blindfolded when reliable data is now available and accessible due to resources like HousingAlerts.com and Honely.com. This partnership is definitely one to pay attention to if you're interested in investing in real estate," said Ken Wade, Founder of HousingAlerts.
"With this strategic partnership, users of honely.com will be able to access an even wider array of institutional grade statistics to help them make informed investment decisions." said Founder and CEO Jonathan Shah.
Maxwell Schwarz, Honely.com President had this to say "Over the last few months Jonathan and I have had the opportunity to build an outstanding relationship with Ken, the CEO of HousingAlerts.com. He's a pioneer in predicting real estate trends through analytics and we're thrilled to be working with him."
About Honely
Honely is a predictive analytics company which uses high-level data science techniques to deliver unique statistics such as home-value forecasts up to 36 months into the future, migration trends, neighborhood growth forecasts, zip code rankings, and more. On Honely.com, all of these insights are delivered in real time and can be downloaded in customizable reports. The site also has interactive features that allow users to make important calculations and estimates, serving as a fully comprehensive tool for RE investors.
About HousingAlerts.com
HousingAlerts is founded by Ken Wade, a Harvard M.B.A., C.P.A. who has extensive experience in real estate investing. Through his own exploits and his thorough understanding of market psychology, he has been very successful in applying technical analysis to real estate markets. His platform, HousingAlerts.com guides investors by distinguishing trends, identifying hot markets, and much more.
For more information about Honely, LLC and its services, please visit http://www.honely.com/.
For business and partnership inquiries, or to schedule an interview, please contact:
Scot Eisenfelder
Executive Vice President, Honely
SOURCE Honely, LLC


Participants at the recent National Marine Bankers Association conference expressed confidence that stability is working its way back into the boat loan sector.
About 100 people took part in the 31st annual event, which ran Nov. 7-9 in San Diego.
"The number of marine funding institutions, including major national banks, has settled in around a half-dozen, reflecting what's found in the broad financial market," association president Karen Trostle, of Sterling Acceptance Corp., said in a statement.
"Financial service firms, which act as agents for the funders, have seen some attrition in the past year, but still serve most active boating markets across the U.S.," she added. "Our conference had continued steady support from remarketers, maritime attorneys, surveyors and others who are helping resolve the inventory overhang and overbought market conditions. And we see some hopeful signs of new boat loan and refinance activity, especially resulting from the fall boat shows."
Trostle shared the results of a recent anecdotal "how's business" survey comparing this year's fall boat show season with last year's season. A roughly equal mix of 50 dealers and manufacturers and financial servicers/banks were contacted.
Continue to get the message out to consumers that funds are available.
Conduct regional round table dialogues with dealers, manufacturers and lenders to encourage new sources of funding for boating.
Form a new service company committee to address changing legislative and other needs of these firms.


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HomeToday's Joanna Page
Today's Joanna Page
In which we try to review and show pictures and clips of the best bits from everything Gavin & Stacey actress Joanna Page has been in on TV, radio, theatre and film (we're drawing the line at audio books). As life challenges go, it's not quite up there with Danny Wallace's Yes Man, but it's worth doing.
That was the TMINE UK TV Christmas that was
7 January 2020 Rob Buckley 30 Comments
Behold! It is indeed a Christmas miracle. For on this yuletide past, TMINE did indeed watch some actual UK TV.
None of it live, of course, all on iPlayer and the like, but nevertheless, UK TV was viewed… and even enjoyed in some cases.
Nevertheless, TMINE is very predictable in its tastes so don't be surprised when I tell you that one of the shows starred Joanna Page, one of the shows was A Ghost Story For Christmas, one was a horror show written by Steven Moffat and Mark Gatiss, one was a sci-fi show about a certain Time Lord/Lady, and one was a reboot of a classic TV show of the 70s.
Full reviews of all of those after the jump. In case you're wondering, I did watch some other TV as well – all the Netflix shows I'll be talking about later today while the remaining members of the regular viewing queue will be the subject of tomorrow's discussions.
But first, watch the Queen like the good patriots you are. It is the afternoon, after all.
Continue reading "That was the TMINE UK TV Christmas that was"
What have you been watching? Including Hooten and the Lady, Doctor, Doctor and High Maintenance
19 September 2016 Rob Buckley 5 Comments
It's "What have you been watching?", my chance to tell you what movies and TV I've been watching recently that I haven't already reviewed and your chance to recommend things to everyone else (and me) in case I've missed them.
The usual "TMINE recommends" page features links to reviews of all the shows I've ever recommended, and there's also the Reviews A-Z, for when you want to check more or less anything I've reviewed ever.
Après lui le déluge. This week marks the proper kicking off in the US of a big selection of the Fall schedule, so brace yourself for a flotilla of reviews as the likes of Designated Survivor, Notorious, The Good Place, This Is Us, Lethal Weapon and Pitch head down the pipes towards. I've saved myself some of that burden by previewing a couple of shows already, including Speechless (US: ABC) and Son of Zorn (US: Fox); I've also reviewed the first episodes of Quarry (US: Cinemax; UK: Sky Atlantic) and Better Things (US: FX), and passed a third-episode verdict on Four In The Morning (Canada: CBC).
I'll do my best to keep up, but I might get caught up on some rapids somewhere – maybe by deciding to watch the rest of saison 2 of Le Bureau Des Légendes (The Bureau) (France: Canal+; UK: Amazon).
After the jump, I'll be reviewing the regulars, Halt and Catch Fire, Mr Robot and You're The Worst, as well as the second episode of newcomer Quarry. But if you think that the list above is all I've been watching, you don't know me very well:
Home From Home (UK: BBC Two)
I tuned into this comedy pilot purely for old times' sake, since it starred my TV wife Joanna Page. It sees Page married to Johnny Vegas for some unfathomable reason and the two of them deciding to buy a cottage in the Lake District and dragging their kids along to stay with them. Unfortunately, in the transit down the motorway, they forgot to bring any jokes with them. Somehow, I doubt it will make it to series…
Hooten and the Lady (UK: Sky1)
There can't have been many people who, when they first heard of Lara Croft, thought to themselves "Wouldn't she better if she were split in half – one half an aristocratic archaeologist, the other an adventurer who likes diving off things and grunting?" Yet Tony Jordan (Life on Mars, Hustle) apparently did, as can be seen from his new Sky1 show Hooten and the Lady.
As nominatively determined to dreadfulness as its spiritual predecessor Bonekickers, it sees Ophelia Lovibond – last seen ruining Elementary – deciding the best thing to do to fight government cutbacks at the British Museum is throw aside over a century of archaeological best practice, revive the good old days of Empire and cultural insensitivity, and head off down the Amazon a-lootin' 'n' a-pilligin'. There she meets American petty criminal Michael Landes (Love Soup, Save Me) and they strike a pact to combine his brawn and her brains in an effort to get rich and save museums.
The show wants to be a sort of Indiana Jones meets the screwball comedies of the 40s and 50s, but in reality is a near-unwatchable fan fic version of Lara Croft meets Relic Hunter, but without the charm, stunts or wit of either. The decade and a half's age difference between the two leads doesn't help conjure an air of romance, either, even assuming there were more to either character than a thinly sketched character background more suited for a murder-mystery weekend.
Everybody involved looks like they're having fun out on location somewhere sunny. The rest of as we sit through their irritating, by the numbers, 'flirtatious banter'? Less so.
Doctor, Doctor (Australia: Nine)
After taking over most of Australia's TV channels, the omnipresent Rodger Corser (The Doctor Blake Mysteries, The Beautiful Lie, Party Tricks) now makes his moves on the Nine Network with this surprisingly enjoyable Australian redo of Doc Hollywood that also feels like it's here to stick two fingers up at Seven's somewhat clunky 800 words, which has just returned for a second season, as well as wave in passing at ABC Australia's Rake and USA's Royal Pains.
Corser plays a top Sydney heart surgeon who's got one too many addictions for his own good. An incident at a party ends up with the arrogant Corser being stuck on probation for a year but, with few friends and the Australian health service in desperate need of GPs in rural areas, Corser finds himself sent back to general practice in his home town.
There, he has to deal with his politician mother, the fiancée he stood up and who's now married to his brother, his uninterested father, his gun-mad foster brother and everyone he grew up with. Oh yes, and not remembering any general medicine any more, so having to Google everything, half his patients being a plane-ride away, not being able to do any surgery or else he'll lose his licence, and an Irish nurse who's not going to help him quit substance-abuse any time soon.
Doctor, Doctor is actually a lot more charming yet simultaneously harder edged than you might think. Corser's character is as big a dick as Rake's, yet Corser is engaging enough to make you like him. The fact he's a coke-head who likes to party-hard on whatever other substances you might have to hand is also a lot darker than someone with a single incident behind him. There's also the coming to terms with general practice, as well as the denizens of the local hospital, which is pretty entertaining.
It's unlikely ever to make it to the UK, given Nine's strapped enough for cash as it is, but I used to think that about Hulu, too, and look what happened there. Give it a whirl if you can.
High Maintenance (US: HBO; UK: Sky Atlantic – probably)
Originally a Vimeo web series and maintaining a lot of that feel, High Maintenance sees its co-writer-creator Ben Sinclair playing a pot-delivering, New York cyclist who encounters new and odd customers in every episode.
While billed as a comedy, it's probably better to think of it as a frequently amusing series of vignettes skewering characters, the first a katana-wielding strongman who seems reluctant to pay, the second a gay man who realises he's spending too much time with his fag hag flatmate rather than other gay men. With Sinclair an in-story Rod Serling, don't be too surprised to discover there's a twist in the tail with each vignette, the first having an absolute kicker of a resolution. But also be prepared for a lot of cringe comedy along the way, as the drug-focus of the piece means the show goes to some dark and uncomfortable places along the way.
Continue reading "What have you been watching? Including Hooten and the Lady, Doctor, Doctor and High Maintenance"
Today's Joanna Page
Review: Doctor Who – The Day of the Doctor
25 November 2013 Rob Buckley 15 Comments
In the UK/US/anywhere in the world, even hermits' caves: Saturday 23rd November
For weeks now, we've had pictures and interviews and trailers and more trailers and minisodes and clips, ramping up the tension and expectations for the 50th anniversary special of Doctor Who, The Day of the Doctor. Secrets, such as Paul McGann's Doctor getting a minisode of his own, had been kept and the fact the episode was even showing in cinemas in 3D meant naturally expectations were high for huge revelations and cameos that would BLOW EVERYONE'S MINDS! EVERYONE'S!
Of course, given:
The BBC's budget
The inexorable march of time aging anyone from the old show almost to unrecognisability
A runtime of not even an hour and a half and
The fact that the British TV special effects industry isn't quite on par with Hollywood's
the chances that The Day of the Doctor would get anywhere close to satisfying all those expectations were pretty poor, especially once Steven Moffat started telling everyone The Day of the Doctor was going to reset the show for another 50 years.
Except… somehow we got something about as close as humanly possible to what people wanted. Well, except for the loons.
Continue reading "Review: Doctor Who – The Day of the Doctor"
Today's Joanna Page: Doctor Who – The Day of the Doctor
7 November 2013 Rob Buckley 2 Comments
It's only a few weeks now until the 50th anniversary special of Doctor Who arrives on our screens (and our 3D cinema screens, too). Although we know very little about it in terms of plot, we do know Steven Moffat's written it and it will feature Matt Smith, David Tennant, Jenna Louise Coleman, Billie Piper, John Hurt and, of course, our Joanna Page.
And here they all are talking about it. Well, apart from Hurt and Pipes. Apologies to everyone who doesn't live in these fair isles if it turns out that these are only viewable in the UK.
Today's Joanna Page: Breathless
12 September 2013 Rob Buckley Post a comment
It's a period drama set in the gynaecology unit of a London hospital – it's Breathless, ITV's not-at-all-obvious answer to Call the Midwives. But it's got Jack Davenport and Natasha Little… and Joanna Page, who's married to Shaun Dingwall in the show. And here's some pics. Different, huh?
The show should be starting this autumn.


Looking for the handsomeness of American oak furniture in Melbourne? Here at Natural Timber Décor we understand all the benefits of American oak. A light-coloured wood, yet one that is also durable and clean-looking, it can suit minimalistic designs in modern homes. The wood has a young look that can give your home a chic look.
American Oak is harvested from the White Oak tree, which is native to the North of America. The light blonde trunk is similar to traditional European Oak. The grains are mostly straight, so those who don't like a cluttered look to their wood will love this style of timbre in their table or chair.
All our American oak furniture for Melbourne is lovingly crafted into your next made-to-order furniture piece. Here at Natural Timber Décor, we aim to craft a piece of furniture that you can treasure for life, handing down to family – that's how long of master craftsmanship lasts!
For the unmatched beauty of American walnut furniture in Melbourne, come to the specialists, here at Natural Timber Décor. The American walnut tree is truly a handsome specimen. The walnut heartwood colour ranges from a dark chocolate colour to light brown or even golden. It can often contain streaks that are a dark purplish-brown. The contrast with the sapwood is what makes the pattern of American walnut furniture so highly prized among those with an eye for quality natural timber décor.
Details of the grain can vary, sometimes curling or waving. You can even see bruise marks where animals have chipped the wood – with our American walnut furniture Melbourne customers can truly feel close to nature! In fact, with the natural expansion and contraction of the wood in weather, the timber may crack – this is not a sign of poor craftmanship. It's just a sign that the wood is very good quality!


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Editor's note: The crime news reported by the Southwest Chicago Post---taken directly from Chicago Police Department incident reports---is not by any means an exhaustive catalogue of all crime reported in the Chicago Lawn (8th) District. For example, it typically does not include news of crimes committed in the eastern and southern sectors of the district---because the Southwest Chicago Post's coverage area is primarily the neighborhoods that border Midway Airport and secondarily because including the relatively large volume of crime news from elsewhere in the district would be a logistical challenge. We make this note to offer a little helpful perspective and remind everyone that while crime is definitely a concern in all parts of the district (as it always has been), crime remains relatively low overall in Sector 1. May all of us work together diligently to keep it that way. May all of us also remember that a person charged with a crime is presumed innocent until proven guilty in a court of law.
A 24-year-old Gage Park man was robbed at gunpoint in the parking lot of the Walgreens at 3959 West 47th Street at 8:13 p.m. Monday, November 11.
The victim told police that a thug put a gun to his head and ordered him to throw his wallet on
the seat of his 2004 Chevy Trailblazer and start the engine. The victim did as he was told, and the criminal jumped in and sped away east on 47th Street.
The robber is described as a white man age 45-50, 5'7 and 150-165 pounds, wearing a black skull cap and a dark blue hoody.
In what police are calling a gang-related incident, a 33-year-old Oak Lawn man received a graze wound to the forehead when he was shot by a gangbanger near 65th Place and Hamlin.
The victim and another man, a 28-year-old West Lawn man, were reportedly sitting in a parked vehicle at 10:32 p.m. Monday, November 18 when a thug walked up, said a gang slogan and fired as many as five rounds into the vehicle before fleeing on foot, north through an empty lot and then east down an alley.
The victim was transported by CFD ambulance to Mt. Sinai Hospital, where he was treated for his injury. The shooter is described as a white Hispanic man age 18-25, 5'7 and 170 pounds, wearing a black skull cap, a gray hoodie and black sweatpants.
Two thugs robbed a 54-year-old West Lawn man at knifepoint as he walked down a sidewalk near 59th Place and Lawndale. The crime occurred at about 2:00 a.m. Saturday, November 16. The victim told police he was walking home from work when the robbers approached him on foot, brandished a pocket knife and ordered him, in Spanish, into a nearby yard.
The man complied and was robbed of his wallet, paycheck, cell phone and backpack. The criminals fled on foot and are described as white Hispanic men--one 5'10 and 160 pounds, the other 5'7 and 150 pounds. Both have short black hair, and one had a dark complexion, the victim told police.
Three robbers stole a cell phone from a 26-year-old man as he walked near 50th and Keeler,
on his way home after getting off at the CTA Orange Line stop at Pulaski at 10:00 p.m. Wednesday, November 13. The victim told police that one of the three was carrying a crowbar, and that in a struggle for the weapon, the other two assailants punched him in the face and body.
The trio fled east in Archer in a vehicle, according to the victim. One of three is described as a white Hispanic man age 20-22, 5'5 to 5'7 and 150-165 pounds.
Two men tried but failed to rob a mailman as he walked down a sidewalk near 77th and Kilbourn at 6:15 p.m. Monday, Nov. 18. The Postal Service employee, a 22-year-old man, said the two assailants demanded his money. When he instead tried to grab his canister of pepper spray, a struggled ensued and the mailman was knocked to the ground.
The offenders then gave up and fled in a dark-colored, four door vehicle, which sped south on Kilbourn and then west on 79th Street. The victim described one as a black man 6'0 to 6'2 and 180-190 pounds, and the other as a white Hispanic man 5'5 to 5'7 and 150-160 pounds. Both had short black hair.
Want to work directly with Chicago Police to prevent crime in your neighborhood? If you
live in Beat 813 or 833 (see map), come to West Lawn Park at 7:00 p.m. Tuesday,
November 26. Hear updates on crime in your neighborhood and learn how you can work with neighbors and police to make the community safer and better for all.
A pair of armed thugs robbed a 65-year-old West Lawn man as he walked outside his home near 60th Place and Springfield at about 7:00 p.m. Wednesday, November 13. The man told police that the robbers were dressed in dark-colored mechanic uniforms.
They approached on foot, and one brandished a pistol as he said "Give me your money" and the other said "Just shoot this motherf~cker." The victim surrendered his wallet, which he said contained his passport and $900 cash. The offenders fled on foot and are described as black men age 30-35, 5'9 and 150 pounds, dark complexions.
Burglars forced open the back window of an apartment building near 72nd and Springfield and stole two laptop computers, assorted jewelry, a wallet, a cell phone and $2,000 cash. The crime was discovered by the victim, a 45-year-old man, when he came home at 9:15 a.m. Monday, November 11.
A 20-year-old woman living in the basement apartment told police that she had heard knocking at the door earlier in the day, but had not answered because she was not expecting anyone. Later she heard someone walking around in the first-floor apartment about her, and the victim's dog barking, but she mistakenly assumed it was the victim's son.
The woman realized there was a crime being committed when she saw the home invader enter her bedroom. Upon seeing her, the criminal fled. Later, a box of take-out chicken was found in the first-floor unit. A piece was missing and was believed to be used to silence the dog. No description of the offenders was available.
Burglars forced open the back door of a home near 58th and Tripp and stole TV, an iPad and a PlayStation video game console. The crime was discovered by the victim, a 31-year-old woman, when she came home from work at 4:15 p.m. Wednesday, November 13 and found her home ransacked.
Burglars opened a rear window of a home near 47th and Ridgeway and stole $2,700 cash. The crime was discovered by the victim, a 43-year-old woman, when she arrived home at 1:30 p.m. Tuesday, November 12. Police noted that a number of other valuables in the home were untouched.
Burglars entered a basement apartment near 62nd and Narragansett and stole two TVs, a wedding band and other assorted jewelry. The crime was discovered by the victim, a 23-year-old woman, when she came home from work at 7:00 p.m. Monday, November 18.
There was no sign of forced entry, according to police, and the victim said all doors and windows were locked.
Burglars pried open the service door of a garage near 59th and Melvina and stole a Ray-Vac pool vacuum. The crime was discovered by the victim at about 7:00 a.m. Wednesday, November 13.
Burglars forced open the rear door of a home near 51st and Lawler and stole assorted jewelry. The crime was discovered by the victims, a 31-year-old woman and her husband, when they came home at 8:30 p.m. Monday, November 18 and saw lights on that they had not left on.
Burglars forced open a basement window of a home near 62nd and Kildare and stole a TV, two tablet computers, two rings and $1,500 cash. The crime was discovered by the victim, an 18-year-old woman, at 2:00 p.m. Thursday, November 14 and saw the bedrooms ransacked.
Burglars forced open the back door of a group home for people with developmental disabilities near 86th and Kilbourn and stole a TV. The crime was committed while staff and residents were away on a mid-day outing, police said, and was discovered at 2:30 p.m. Friday, November 15 when they returned.
Burglars entered a house near 54th and Harding and stole about $600 in coins and about $3,000 worth of assorted jewelry. The crime was discovered by the victim, a 47-year-old woman, when she came home from work at 7:30 p.m. Friday, November 15. There was no sign of forced entry, police said.
Labels: Crime, Southwest Chicago Post
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France: A Journey for Food Lovers gives you a real taste of a country that has made food one of the great joys of everyday life.
This beautifully photographed guide includes recipes from around the country -- from Provence, Lyon, Perigord, Marseilles, Normandy, Bordeaux -- with tips on cooking methods, ingredients, and shopping, as well as on selecting meal accompaniments such as cheese, bread, chocolate, and wine. This book is a must-have for those wanting to master the cuisine of France.