text:
The Frontier Filmmaking Seminar
The Frontier Filmmaking Seminar (FFS) is a six-week training workshop that includes a practical field assignment where participants work together with an experienced film crew to produce an evangelistic dramatic film in the language and culture of an unreached people group. We cover basic training in a variety of filmmaking disciplines and expose you to the unique cross-cultural methods we use to communicate the Gospel of Jesus Christ.
Steve Baldwin
Steve and his wife, Allyson, hail from New England, USA. Before joining Create, he owned a business providing videos for corporations, nonprofit organizations, and ministries. He was also a professor at Gordon College. Steve has directed over 15 films for Create International. He currently serves as the leader of Create's 20/20 Vision Team in Cape Cod, Massachusetts, while traveling the world and directing culturally relevant evangelistic films.
FFS Co-leader, Create International 20/20 Vision Team Leader
Wendy Hudson
Wendy and her husband Dave are the directors of Create International Taiwan. Having served almost 20 years in various cross-cultural environments and combining that with a love for film, her passion is to communicate the gospel in a visual way to those that don't have access to hearing the gospel in their own culture or language. She has written and/or produced several films that have been translated into over 20 languages.
Director, Create International Taiwan, FFS Co-leader
"We sent one of our staff, to the Frontier Filmmaking Seminar in Chiang Mai last year. That course helped her immensely by providing her with skills, experience and vision for the upcoming video projects we are doing here with the 20/20 vision. We understand the need to create professional, inspirational and entertaining videos in order for the message to be heard and understood. Thank you Create International for setting the bar high."
– Kent, Managing Director, Bengal Creative Media
"I would like to extend my gratitude to the Create International 2020 Vision Team for reaching out to India with the gospel films. Thank you for your heart to come here and train us in media and filmmaking which we can use for sharing the Good News to the people across the globe. Thanks again for giving me an opportunity to take part in the course which took place here in Dehradun in June 2014. It was a really blessing for me and gives me more clarity and wider understanding on my vision and helping me to go further with my work and passion for the Lord through audiovisual medium."
– Eldho Sha Vettickal, Multimedia Staff, New Theological College, Derhadun


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QUEERCORE: LOUD, BRATTY PUNK MUSIC FOR US
When I was 13 I bought my first album with my own money. It was Blink-182's Enema of the State.
This purchase kicked off a lifelong love affair with that bratty, crass, fat-wreck style of punk. As I grew older and explored a whole heap of different genres, my love for the short, fast and loud never dwindled. After I'd come out, and lived my life within the queerosphere for a while, this love of loud music led me to uncover the whole wide world of "Queercore", or "Homocore" – that same style of loud, bratty, confrontational music, made for and by people like me.
From Limp Wrist's minute-and-and-half-long ode to hot punk boys "I love hardcore boys, I love boys hardcore" and Pansy Divisions sex positive and unashamedly gay "I'm gunna be a Slut" (a personal anthem of mine) these bands were a revelation for me, wearing their sexuality as a badge of honour, merging the atheistic of my early teenage angst, with lyrics and themes that I related to more personally.
Queercore is the name used for a large range of bands, covering a large style of music, from ska, to hardcore, to pop-punk and beyond, united by a common them: a raw, honest, and sometimes confronting lyrical content. These bands are unashamedly out and proud, sexual, and, more often than not, palpably angry.
The scene was originally dubbed "Homocore" however as bands with members running the whole spectrum of gender and sexuality emerged, the more inclusive "queercore" came into wider use. Alongside this scene emerged Riot Grrl, the feminist equivalent who similarly explore the themes of being an outsider, even within a whole group of outsiders. Women like Kathleen Hanna, were a part of both scenes, often the bands from either scene would share the same bill, or even the same record label.
The DIY punk culture of the late 80's gave rise to a whole movement of self published zines, one of which titled "J.D's" from Bruce LaBruce and GB Jones is credited as the catalyst which pushed the queercore scene into existence. Publishing 8 issues from 1985-1991 the authors also wrote a manifesto called "Don't be Gay" which appeared in a 1989 issue of Maximum Rock&Roll. LaBruce and Jones set out to provoke not just the punks, but also the more mainstream gay community. In 1990, the J.D.s editors released the first queercore compilation, J.D.s Top Ten Homocore Hit Parade Tape, which included bands from Canada, such Fifth Column, Nikki Parasite, Big Man and Bomb from the U.S, The Apostles, Academy 23 and No Brain Cell from the UK, and, Gorse, from NZ.
Inspired by JD's many other queercore zines sprung into existence names such as "Holy Titclamps" "Homocore" "Chainsaw" and "Outpunk" were being published, with the latter two also functioning as record labels, releasing the music from the bands they supported, the scene spread around the world, "The Burning Times" was a queercore zine published out of Melbourne during the early 90's.
The first wave of queercore bands, many of which were already in existence prior to these zines, now found that there were other bands out there with a similar ethos, and started to find a larger audience. Fifth Column, God is my Co-pilot, Pansy Division, Sister George and Tribe 8 are some of the early names that gained popularity, and a worldwide awareness. During this period of queercore in the late 1980s to the early 1990s, many of the punk bands involved were not necessarily all queer but their ethics were motivation for supporting this movement, and many contained at least one queer member.
Throughout the 90's and 2000's bands such as the straight edged Limp Wrist, Gravy Train, Gay for Jonny Depp, and Hunx and his Punx, ASSACRE all formed and continued creating music that aligned with the style of Queercore. Although each of these bands vary wildly in style, from hardcore, Electro, indie, no wave, industrial, each of them share the similar thematic threads that define queercore music. A slew of queer centred music festivals such as homo-a-go-go, Bent Festival, and queer panic were held in America.
There are many Australia bands that you can label queercore, from the 90's pop of the Mavises, the Blow waves (Fronted by Matt Doll of the mavises), the hardcore Glory Hole, and Camp David, or the more minimal Der Kreis. Most of these Australian bands come out of the Melbourne punk scene and some sharing the same members. In my personal and unbiased opinion these Australian bands create some of the best queer punk music coming out at the moment.
At the core of queercore, the music speaks to that anrgy, disillusioned, angsty teenager that many of us as queer people still have trapped inside.
For me it is a cathartic release, a recognition of our shared history and struggles, and an unapologetic celebration of all the wonderful, and weird things which make us unique, as individuals and as a community.
November 5, 2015 November 21, 2015 Brad Martin
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redpajama_set_name: RedPajamaCommonCrawl


Ego is a sofa that does not compromise with what matters most: comfort. Geometric and sculpted lines enclose a refined personality, while the seats, the backrest and the voluminous armrests give the idea that "it is better to abound" but only in the Arketipo way.
Da Vinci Lifestyle's Contracts Division Leverages On Stellar Relationships With Over 200 Hight End Luxury Furniture Brands To Fashion Furniture Brands Around The Globe. With An Extensive Range Of Products From Furniture, Lighting, Kitchens, Office Systems, Bath & Sanitary, To Flooring, Decoratives & Materials. Our Contracts Team Offers Creative And Bespoke Solutions To Briefs To Manage The Process From Conceptualization To Completion. Our Logistics Networks Worldwide Ensures Deliveries And Installations Are Kept Within Timeline Requirements That Are Crucial For Architects, Interior Designers And Property Owners For Residential, Commercial And Hospitality Projects.
A single glance tells you everything you need to know.
Made as an elegant shell that contains support cushions, Harris becomes a refuge, helps to remove external noise and brings with it a moment of peace for yourself.
Once again we played with strong emotions: style and substance. We played with the elements of haute couture to bring quality to the fore: refined stitching, sartorial excellence and use of padded materials that instantly evoke a feeling of comfort.
plot and charm of each room.
Glory manages to bring classic style into a modern setting. One side is highlighted by the vertical metal handles and the other by drawers without handles, all enriched by the choice of leather upholstery that boasts bold and unique colors.


"What a delicious evening. I had no idea gin had such fun and intriguing history"
Unique and revealing gin tasting experiences exploring the distilled history of gin in an interactive, fun-filled juniper based journey - try saying that after a few G&Ts!
Madam Geneva & Gent unravel the history and social influence of our number one spirit.
Due to popular demand our ticketed events are back. Please join us for this fun tasting and talk where we will guide you through the extraordinary origins and backstory of our most popular tipple.
Sign up to receive news of our latest tasting events, special offers and details of our favourite gin discoveries that we want to share with you.
By submitting this form, you are consenting to receive marketing emails from: Madam Geneva & Gent http://madamgenevaandgent.co.uk. You can revoke your consent at any time using the unsubscribe link found at the bottom of every email. Emails are serviced by Mail Chimp.


text:
Q: Parser Error Message: Could not load type We are working on a Web Application.We are using ASP.net with c# (3.5 framework). We are Continue getting this error on a specific page
 Server Error in '/' Application.
Parser Error
Description: An error occurred during the parsing of a resource required to service this request. Please review the following specific parse error details and modify your source file appropriately.

Parser Error Message: Could not load type 'Page Name'.

Each time we build the solution & upload the file,it will work and then suddenly after 2 to 3 days same problem again.Please help me resolve the issue.Thanks in Advance.

A: We found 2 things,may be that will help in future who will face an issue.

a)The file in which we have changed it was not updated properly,so
  that's why It was causing an error,so project .dll has updated but
  that page was not updated properly.
b)That page Excluded from the project.

so Please keep these thing in your mind.Most of the cases files was not updated.
Thanks.

A: This happened to me after creating a new page. It turns out I was running under x86 CPU instead of Any CPU mode under the Configuration Manager. When testing in debug mode the application was running against the local bin, but the file was actually being placed in the bin/x86 directory until I reconfigured it.

A: It sounds to me like there is some other software on the machine (anti-virus, backup, indexing software, ???) that is modifying the page source.
You could try making the directory or file readonly after uploading it to see if that resolves the problem.

A: Check the Inherits property of your page directive. It may have a number of attributes, but I suspect it will contain at least the following:
<%@ Page Language="C#" Inherits="Page Name" %>

Change the value of Inherits to the fully qualified name of the class outlined in the page's code behind file, i.e. something like: MyProject.MyFaultyPage. If you don't have a code behind file for that page, you can inherit System.Web.UI.Page.

A: Close Visual Studio and select the solution folder and uncheck Readonly that will solve your issue!

redpajama_set_name: RedPajamaStackExchange


What is groundwater and why is it important to me?
More than two million Marylanders obtain their water from groundwater. Groundwater is created from rain that soaks into the ground, which absorbs it like a sponge. It is a natural resource that is used for drinking, household purposes, irrigation, business and industry needs.
Water that soaks into the ground is filtered as it passes through various layers of sand, clay or rock, before discharging to streams, rivers or the Chesapeake Bay. Too often groundwater is taken for granted because it cannot be seen.
Groundwater is vulnerable to pollution by livestock areas, abandoned mines, salted roads, farming and industrial areas. Homeowners also contribute to groundwater contamination by dumping household chemicals down the drain if they have a septic system or by pouring them on the ground.
Groundwater contaminated with bacteria, chemicals, pesticides, gasoline, or oil can result in serious human health problems. Those who consume contaminated groundwater may suffer bacterial diseases, nervous system disorders, liver or kidney failure, cancer or other ailments depending on the contamination.
Limit the amount of fertilizer used on plants.
If you own a septic system, service it according to local health department or manufacturer recommendations.
If you own a water well, get a yearly maintenance check to ensure sanitary seals are intact.
Consider having your water tested every couple of years or if you notice a change in color, odor or taste.
Check for leaky faucets and have them fixed.
Shut off water when brushing your teeth.
Properly store hazardous household substances like paints, paint thinners, petroleum products, fertilizers, herbicides, insecticides, and cleaning products in secure containers and do not empty hazardous household waste down the drain or the toilet.
Mix hazardous household substances over concrete or asphalt where they can be cleaned up or absorbed.


THIS ITEM IS FOR ADULT.
Compared to the last few Italy Jerseys, the new Italy Euro 2016 Kit features a lighter shade of blue for the base, which is combined with gold details.
The new Italy Kit comes with a standard crew neck, while the front and sleeves feature jacquard-printed pinstripes.
Golden details are present in the form of thin lines running down the sleeves as well as trim on the inside of the collar.


text:
Tag results for climate change
Gorillaz' Noodle is fighting for the future of the band as we know it: interview
DJ Mag travels to the closest land mass to Antarctica on Earth to meet Gorillaz's lead guitarist, Noodle...
DJ Mag travels to the closest land mass to Antarctica on the planet to meet Gorillaz's lead guitarist, Noodle, as the band's bassist remains incarcerated for a crime – he says – he didn't commit...
DJ Mag Podcast 101: Jazzuelle
Jazzuelle delivers an hour of cinematic, explorative techno that is as absorbing as it is danceable for our Podcast series...
Johannesburg-based artist Jazzuelle is driven by intuition, experimentation and personal evolution. We speak to one of South Africa's most vital talents about his new album 'Rebirth', the country's scene and the importance of defying expectation. He also delivers an hour of cinematic, explorative techno that is as absorbing as it is danceable...
How to survive as an independent record label in 2018
Independent record labels are thriving by adapting to new models and branching out into management, distribution, publishing and clothing. DJ Mag finds out more...
Dax J: DJ Mag UK Cover Feature
When Dax J made worldwide headlines last year for dropping an Islamic call to prayer sample during his set in Tunisia, it looked for a minute like his career could be over. As a result of the ensuing international furore he received all manner of online death threats, and was sentenced to a year in prison by a Tunisian court. But instead of wallowing in gloom, he channelled the experience into writing music, producing some of his best ever work that has made its way onto his new album. Appropriately titled 'Offending Public Morality', it finds the Berghain regular in uncompromising mood. DJ Mag joins him in Berlin to get the full scoop...
Scientists have sent a giant disco ball into space
It will be visible to the naked eye from all inhabited parts of Earth...
Paul van Dyk talks near-death, recovery and the enduring power of trance
Paul van Dyk returns to trance stronger than ever...
A year-and-a-half after his near-death accident, Paul van Dyk returns to trance stronger than ever, with a new album, new live show, and new perspective afforded to those who have grazed the veil separating this world from the next...
FABRIC & VIVIENNE WESTWOOD TEAM UP FOR MAD MAX-THEMED CLUBNIGHT
Music from A Guy Called Gerald...
COMUNITÉ TULUM ADD DJ JIGÜE, CARLOS GUERRA & ALAIN GARCIA TO 2017 LINE-UP
Proceeds will go to Restore Coral…
LOCKED DOWN & OUT? DJ MAG INVESTIGATES THE SYDNEY LOCKOUTS
They're touted as a legislative firewall to keep Aussie partygoers safe, but have Australia's unpopular 'lockout laws' irreparably damaged Down Under's nightlife for good? DJ Mag breaks down the story so far...
Jodrell Bank Bluedot Festival
BLUEDOT FESTIVAL PROMISES SUN, SCIENCE AND MUSIC
Boldly going where no festival has gone before…


I created chi charms with the intention of helping the wearer tap into a deeper source of life energy, or "chi". This one features the 'evil eye', which has always been an amulet carrying protective properties and the ability to ward off evil. Crystals are one of the oldest known materials believed to enhance certain frequencies in our personal energy fields to aid in the manifestation of thoughts and intentions. This and the other new chi charms will arrive in my Etsy shop next week. Have a wonderful fall weekend my lovelies.


text:
Policyholders Protection Act 1997
Whole Act
This is the original version (as it was originally enacted).
An Act to amend the Policyholders Protection Act 1975; and for connected purposes.
[19th March 1997]
Be it enacted by the Queen's most Excellent Majesty, by and with the advice and consent of the Lords Spiritual and Temporal, and Commons, in this present Parliament assembled, and by the authority of the same, as follows:—
General scope of the Board's functions
1Insurance companies to which the 1975 Act applies
(1)For section 3 of the 1975 Act there shall be substituted—
"3Insurance companies to which this Act applies
(1)The functions of the Board under this Act shall be exercisable in relation to policyholders and others who have been or may be prejudiced in consequence of the inability of insurance companies to meet their liabilities under policies issued or securities given by them only in cases where the insurance companies in question are insurance companies to which this Act applies.
(2)An insurance company is one to which this Act applies if it is—
(a)authorised under section 3 or 4 of the [1982 c. 50.] Insurance Companies Act 1982 to carry on insurance business of any class in the United Kingdom,
(b)an EC company which is lawfully carrying on insurance business of any class in the United Kingdom, or
(c)an EC company not falling within paragraph (b) above which provides general insurance or long term insurance in the United Kingdom."
(2)Schedule 1 to this Act (consequential amendments) shall have effect.
2Eligibility of policyholders for protection
"4Protection confined to insurance under qualifying policies of protected risks or commitments
(1)A policyholder is eligible for the assistance or protection of the Board in accordance with any provision of sections 6 to 16 below only in respect of the insurance under a qualifying policy of a protected risk or commitment.
(2)The following are qualifying policies for the purposes of this Act—
(a)a policy of insurance issued by an insurance company authorised under section 3 or 4 of the [1982 c. 50.] Insurance Companies Act 1982 through an establishment in—
(i)the United Kingdom,
(ii)another EEA State, or
(iii)the Channel Islands or the Isle of Man, and
(b)a policy of insurance issued by an EC company through an establishment in an EEA State.
(3)A risk or commitment is a protected risk or commitment for the purposes of this Act—
(a)in the case of a policy falling within subsection (2)(a)(i) above, if it is situated in an EEA State, the Channel Islands or the Isle of Man;
(b)in the case of a policy falling within subsection (2)(a)(ii) or (2)(b) above, if it is situated in the United Kingdom;
(c)in the case of a policy falling within subsection (2)(a)(iii) above, if it is situated in the United Kingdom, the Channel Islands or the Isle of Man."
(3)This section shall not have effect in relation to a policy, or security, where the contract which the policy evidences, or which governs the security, was entered into before the day on which this section comes into force.
(4)For the purposes of subsection (3) above, where a contract for a term of more than one year—
(a)was entered into before the day on which this section comes into force, and
(b)continues in force beyond an anniversary of its inception which falls on or after the day on which this section comes into force,
the contract shall be treated as having been entered into on that anniversary, unless the effecting of the contract constituted the carrying on of long term business (within the meaning of the [1982 c. 50.] Insurance Companies Act 1982).
Companies in financial difficulties
3Persons qualifying for protection
(1)Section 16 of the 1975 Act (which enables the Board to take measures to protect policyholders of companies in financial difficulties) shall be amended as follows.
(2)In subsection (2) (under which the Board's powers are exercisable for the purpose of safeguarding policyholders of a company in financial difficulties who are eligible for protection under the section)—
(a)for "policyholders of a company in financial difficulties who are eligible for protection under this section" there shall be substituted "those who are qualifying persons in relation to a company in financial difficulties", and
(b)for "such policyholders" there shall be substituted "such persons".
(3)In subsection (3) (power to secure or facilitate transfer of business of company in financial difficulties on terms including reducing liabilities or benefits under any policies), for the words from "the liabilities" to "policies)" there shall be substituted "any of the things to which any of those who are qualifying persons in relation to the company in financial difficulties are entitled in their capacity as such)".
(4)In subsection (5) (power to assist company in financial difficulties conditionally on reduction of liabilities or benefits under any of its policies), for the words from "any liabilities" to "the company" there shall be substituted "of the things to which any of those who are qualifying persons in relation to the company are entitled in their capacity as such".
(5)In subsection (8) (restriction on exercise of powers)—
(a)for "any policyholders of" there shall be substituted "any of those who are qualifying persons in relation to", and
(b)for "the policyholders" there shall be substituted "the persons".
(6)After subsection (8B) there shall be inserted—
"(8C)For the purposes of this section, a person is a qualifying person in relation to a company in financial difficulties if—
(a)he is a policyholder of the company who is eligible for protection under this section,
(b)he is a security holder in respect of a security given by the company who is eligible for protection under this section, or
(c)he is a person to whom the company is liable to pay any sum in respect of his entitlement to the benefit of a judgment under the provisions mentioned in paragraphs (a) and (b) of section 7 above."
(7)After subsection (9) there shall be inserted—
"(9A)A security holder in respect of a security given by a company in financial difficulties is eligible for protection under this section if—
(a)it is a security to which section 6 above applies, and
(b)it would have been a United Kingdom policy at the relevant time if it had been an insurance policy and the contract governing the security had been a contract of insurance."
4Deferment of payment
(1)Section 16 of the 1975 Act shall be amended as follows.
(2)In subsection (1) (definition of company in financial difficulties), in paragraph (c) (application made for sanctioning compromise or arrangement providing for reducing liabilities or benefits under company's policies), after "reducing" there shall be inserted ", or deferring payment of,".
(3)In subsection (3) (power to secure or facilitate transfer of business of company in financial difficulties on terms including reducing entitlements of qualifying persons), after "reducing" there shall be inserted ", or deferring payment of,".
(4)In subsection (5) (power to assist company in financial difficulties conditionally on reduction of entitlements of qualifying persons), after "reduction of" there shall be inserted ", or the deferment of the payment of,".
5Operation of the "cost test"
In section 16 of the 1975 Act, after subsection (8) (which prevents the Board taking measures under subsection (3) or (4) if it appears to them that it would cost them less if the company went into liquidation) there shall be inserted—
"(8A)In making any calculation for the purposes of subsection (8) above, the Board shall—
(a)discount future costs to a present value using such rates of interest as appear to them to be appropriate, and
(b)in evaluating contingent costs, make such assumptions, and use such statistical and other methods, as appear to them to be reasonable.
(8B)If in pursuance of subsection (3) or (4) above the Board have entered into an obligation to do anything, subsection (8) above shall not apply in relation to anything done in pursuance of the obligation."
6Schemes of arrangement, etc.: power of Secretary of State to intervene
(1)In the 1975 Act, after section 17 there shall be inserted—
"17ASchemes of arrangement, etc.: power of Secretary of State to intervene
(1)This section applies where a company is a company in financial difficulties for the purposes of section 16 above by virtue of subsection (1)(c) of that section.
(2)The Secretary of State may, after consultation with the Board, exercise any power conferred on him by subsection (3) or (4) below for the purpose of safeguarding those who are qualifying persons in relation to the company, or any class or description of such persons, to any extent appearing to the Secretary of State to be appropriate, against relevant loss arising from the financial difficulties of the company.
(3)The Secretary of State may by notice in writing direct the Board to take any measures appearing to him to be necessary for securing or facilitating the transfer of all or any part of the insurance business carried on by the company to another insurance company to which this Act applies or an authorised friendly society, on terms (including terms reducing, or deferring payment of, any of the things to which any of those who are qualifying persons in relation to the company in financial difficulties are entitled in their capacity as such) appearing to him to be appropriate.
(4)In any case where it appears to the Secretary of State that it would be practicable to secure the purpose mentioned in subsection (2) above by the Board giving assistance to the company to enable it to continue to carry on insurance business, the Secretary of State may by notice in writing direct the Board to take such measures as appear to the Secretary of State to be necessary for giving such assistance.
(5)Without prejudice to the generality of subsection (4) above, a direction under that subsection may require the Board to make the giving of any assistance to the company conditional on the reduction of, or the deferment of the payment of, any of the things to which any of those who are qualifying persons in relation to the company are entitled in their capacity as such to any extent appearing to the Secretary of State to be appropriate.
(6)The Secretary of State shall send a copy of any notice under subsection (3) or (4) above to the company.
(7)A direction under subsection (3) or (4) above shall not have effect to require the Board to take any measures which, by virtue of section 16(6) or (8) or 17(1) above, they would be prevented from taking under section 16(3) or (4) above.
(8)Where it appears to the Board that a direction under subsection (3) or (4) above is affected by subsection (7) above, they shall—
(a)notify the Secretary of State in writing of that fact and of the reasons for their opinion, and
(b)send a copy of the notice to the company.
(9)In subsection (2) above, "relevant loss" means loss in connection with a matter by virtue of which a person is a qualifying person in relation to the company.
(10)Subsection (8C) of section 16 above shall apply for the purposes of this section as it applies for the purposes of that."
(2)Schedule 3 to this Act (consequential amendments of the 1975 Act) shall have effect.
Levies on insurance companies
7Extension of levies
(1)Section 21 of the 1975 Act (power to impose levies) shall be amended as set out in subsections (2) to (9) below.
(2)In subsection (1) (general business levy), for the words from "authorised" to "United Kingdom" there shall be substituted "insurance companies to which this Act applies which are—
(a)carrying on general business in the United Kingdom, or
(b)providing general insurance in United Kingdom,".
(3)In subsection (2) (long term business levy), for the words from "authorised" to "United Kingdom" there shall be substituted "insurance companies to which this Act applies which are—
(a)carrying on long term business in the United Kingdom, or
(b)providing long term insurance in United Kingdom,".
(4)In subsection (3) (income by reference to which general business levy calculated)—
(a)for "net premium income" there shall be substituted "relevant net premium income", and
(b)the words from "in respect of" to "relevant time" shall be omitted.
(5)After that subsection there shall be inserted—
"(3A)In the case of a company falling within subsection (1)(a) above which is authorised under section 3 or 4 of the [1982 c. 50.] Insurance Companies Act 1982, the reference in subsection (3) above to relevant net premium income is to the net premium income of the company in respect of—
(a)general policies which were United Kingdom policies at the relevant time,
(b)the insurance through an establishment in the Channel Islands or the Isle of Man, under general policies, of risks situated in the United Kingdom, the Channel Islands or the Isle of Man, and
(c)the insurance through an establishment in an EEA State other than the United Kingdom, under general policies, of risks situated in the United Kingdom.
(3B)In the case of a company falling within subsection (1)(a) above which is not authorised under section 3 or 4 of the Insurance Companies Act 1982, the reference in subsection (3) above to relevant net premium income is to the net premium income of the company in respect of—
(a)general policies which were United Kingdom policies at the relevant time, and
(b)the insurance through an establishment in an EEA State other than the United Kingdom, under general policies, of risks situated in the United Kingdom.
(3C)In the case of a company falling within subsection (1)(b) above, other than a company to which subsection (3A) or (3B) above applies, the reference in subsection (3) above to relevant net premium income is to the net premium income of the company in respect of the insurance through an establishment in an EEA State other than the United Kingdom, under general policies, of risks situated in the United Kingdom."
(6)In subsection (4) (income by reference to which long term business levy calculated)—
"(4A)In the case of a company falling within subsection (2)(a) above which is authorised under section 3 or 4 of the Insurance Companies Act 1982, the reference in subsection (4) above to relevant net premium income is to the net premium income of the company in respect of—
(a)long term policies effected after 31st December 1974 which were United Kingdom policies at the relevant time,
(b)the insurance through an establishment in the Channel Islands or the Isle of Man, under long term policies effected on or after the relevant day, of commitments situated in the United Kingdom, the Channel Islands or the Isle of Man, and
(c)the insurance through an establishment in an EEA State other than the United Kingdom, under long term policies effected on or after the relevant day, of commitments situated in the United Kingdom.
(a)long term policies effected after 31st December 1974 which were United Kingdom policies at the relevant time, and
(b)the insurance through an establishment in an EEA State other than the United Kingdom, under long term policies effected on or after the relevant day, of commitments situated in the United Kingdom.
(4C)In the case of a company falling within subsection (2)(b) above, other than a company to which subsection (4A) or (4B) above applies, the reference in subsection (4) above to relevant net premium income is to the net premium income of the company in respect of the insurance through an establishment in an EEA State other than United Kingdom, under long term policies effected on or after the relevant day, of commitments situated in the United Kingdom."
"(7A)In this section, references to the net premium income of a company for any year in respect of insurance of any description means the gross amounts recorded in the company's accounts during that year as paid or due to the company by way of premiums in respect of insurance of that description, less any amounts deductible for that year in respect of insurance of that description in accordance with subsection (7B) below.
(7B)In calculating a company's net premium income for any year in respect of insurance of any description, any rebates or refunds recorded in the company's accounts during that year as allowed or given in respect of any amounts so recorded during that or any previous year as paid or due to the company by way of premiums in respect of insurance of that description shall be deductible."
"(9A)For the purposes of this section, a policy of insurance is a United Kingdom policy at any time when the performance by the insurer of any of his obligations under the contract evidenced by the policy would constitute the carrying on by the insurer of insurance business of any class in the United Kingdom.
(9B)In this section, "relevant day" means the day on which section 7 of the Policyholders Protection Act 1997 came into force."
(10)In section 25(1) of the 1975 Act (application of surplus funds by the Board), for "authorised insurance companies carrying on business in the United Kingdom" there shall be substituted "insurance companies to which this Act applies".
(11)In Schedule 3 to that Act (additional provisions with respect to levies), in paragraph 4, for "authorised insurance company", in each place, there shall be substituted "insurance company to which this Act applies".
(12)In that Schedule, at the end there shall be inserted—
"8A(1)The Secretary of State may by regulations made by statutory instrument—
(a)make provision for the purpose of securing, in relation to a company which at any time—
(i)is an insurance company to which this Act applies, and
(ii)does not have any business establishment or other fixed establishment in the United Kingdom,
that another person is the company's levy representative at that time, and
(b)make provision with respect to the functions of a person who is a company's levy representative under paragraph (a) above.
(2)Regulations under paragraph (b) of sub-paragraph (1) above may, in particular, impose on a person who is a company's levy representative under paragraph (a) of that sub-paragraph obligations and liabilities relating to the company's obligations and liabilities under this Schedule.
(3)Regulations under this paragraph may contain such supplementary, incidental and consequential provisions as the Secretary of State thinks fit.
(4)In sub-paragraph (2) above, references to obligations include obligations enforceable under the criminal law and references to liabilities include criminal penalties."
8Restriction of leviable income
(2)In subsection (3A), for paragraph (a) there shall be substituted—
"(a)the insurance through an establishment in the United Kingdom, under general policies, of risks situated in an EEA State, the Channel Islands or the Isle of Man,".
(3)In subsection (3B)—
(a)paragraph (a), and the word "and" at the end of that paragraph, shall be omitted, and
(b)in paragraph (b), the words "other than the United Kingdom" shall be omitted.
"(a)the insurance through an establishment in the United Kingdom, under long term policies effected after 31st December 1974, of commitments situated in an EEA State, the Channel Islands or the Isle of Man,".
9Calculation of payment under general business levies
(1)Section 21(7) of the 1975 Act (which provides for the deduction of reinsurance premiums in determining net premium income for the purposes of calculating amount payable under the general business levies) shall cease to have effect.
(2)In paragraph 2(1) of Schedule 3 to that Act (which provides for general business levies in any financial year not to exceed specified percentage of company's income), for "one per cent." there shall be substituted "0.8 per cent.".
10Exemption from payment
(1)Schedule 3 to the 1975 Act (which makes provision as to the imposition and enforcement of general and long term business levies) shall be amended as follows.
(2)After paragraph 6(2) there shall be inserted—
"(2A)If there is for the time being in force a limit under paragraph 7(1) below, sub-paragraph (2) above shall not require the Board to send notice to a company in relation to which the Board believe that its income liable to the levy for the year ending last before the financial year in which the levy is imposed does not exceed the limit."
(3)In paragraph 7, at the end of sub-paragraph (1) there shall be inserted ", except where that income does not exceed such amount as the Secretary of State may specify for the purposes of this provision by regulations made by statutory instrument."
11Payment by instalments
(1)In Schedule 3 to the 1975 Act, in paragraph 7 (liability following notification of levy), in sub-paragraph (1), for "pay to the Board within one month of the date of the notice" there shall be substituted "be liable to pay to the Board in accordance with sub-paragraph (1A) below", and after that sub-paragraph there shall be inserted—
"(1A)The amount which an insurance company is liable to pay under sub-paragraph (1) above shall be payable—
(a)on such date, or
(b)in such instalments on such dates,
as the Board may require by notice given to the company.
(1B)The power conferred by sub-paragraph (1A) above may not be exercised so as to require any payment to be made earlier than one month after the date of the notice under paragraph 6 above."
(2)In that Schedule, in paragraph 8 (service of notices), for "or 6" there shall be substituted ", 6 or 7".
12Payment of levies by instalments
(1)In Schedule 2 to the 1975 Act (levies on intermediaries), in paragraph 6 (liability following notification of levy), in sub-paragraph (1), for "pay to the Board within one month of the date of the notice" there shall be substituted "be liable to pay to the Board in accordance with sub-paragraph (1A) below", and after that sub-paragraph there shall be inserted—
"(1A)The amount which an intermediary is liable to pay under sub-paragraph (1) above shall be payable—
as the Board may require by notice given to the intermediary.
13Right to reimbursement by the Board
After section 23 of the 1975 Act there shall be inserted—
"23AReimbursement by Board of payments by intermediaries
(1)If—
(a)a payment is treated because of section 14(1) above as reducing a sum payable in accordance with section 6 or 8 above,
(b)the payment is made with the consent of the holder of the policy or security under which the liability to which the payment is referable arises, and
(c)at the time of the payment, that policy or security is one in relation to which the person by whom the payment is made ("the payer") is the holder's intermediary,
it shall be the duty of the Board to secure that a sum equal to the full amount of the reduction is paid to the payer as soon as reasonably practicable after the beginning of the liquidation to which the Board's liability under that section was attributable.
(2)The Board may secure the payment of any sum payable under subsection (1) above by either or both of the following methods, that is to say—
(a)by themselves making payments in respect of the sum in question; or
(b)by securing by any measures appearing to them to be appropriate that such payments are made by any other person.
(3)Section 13(3) above shall apply in relation to subsection (1) above as it applies in relation to any provision of sections 6 to 11 above.
(4)For the purposes of this section, a person is another's intermediary in relation to a policy or security at any time when he is engaged by the other to assist in its administration and performance."
Miscellaneous other amendments of the 1975 Act
14Increase in the Board's borrowing limit
(1)Section 1 of the 1975 Act (which makes provision for the financing of the Board's expenditure in performing their functions) shall be amended as follows.
(2)In subsection (4) (limit on amount outstanding in respect of principal of money borrowed by the Board), for "£10 million" there shall be substituted "£40 million".
"(4A)The Secretary of State may by order made by statutory instrument amend subsection (4) above by substituting a different figure for the figure for the time being specified there.
(4B)An order made under this section may be revoked by a subsequent order so made.
(4C)Any statutory instrument containing an order under this section shall be subject to annulment in pursuance of a resolution of either House of Parliament."
15Transfer of insurance business to authorised friendly society
(1)In section 11(5)(a) of the 1975 Act (powers of the Board in relation to the transfer of the long term business of a company in liquidation), after "another insurance company to which this Act applies" there shall be inserted "or an authorised friendly society".
(2)In section 16(3) of that Act (corresponding provision in relation to companies in financial difficulties), after "another insurance company to which this Act applies" there shall be inserted "or an authorised friendly society".
Interpretation of the 1975 Act
16Extension of definition of "policy holder"
(1)In section 32 of the 1975 Act (interpretation), in subsection (2) (which provides that expressions used in that Act have the same meaning as in the [1982 c. 50.] Insurance Companies Act 1982), after "above," there shall be inserted "but subject to subsection (2ZA) below".
"(2ZA)In its application by virtue of subsection (2) above, the definition of the expression "policy holder" (in section 96(1) of the [1982 c. 50.] Insurance Companies Act 1982) shall have effect as if the reference in paragraph (b) of the definition to a person to whom a sum is due included a person to whom a sum is contingently due."
17Situation of risks and commitments
(1)In section 32 of the 1975 Act (interpretation), after subsection (2ZA) there shall be inserted—
"(2A)Subject to subsection (2C) below, the situation of a risk for the purposes of this Act shall be determined as follows—
(a)in the case of insurance relating to buildings or to buildings and their contents (in so far as the contents are covered by the same policy), the risk shall be treated as situated where the property is situated;
(b)in the case of insurance relating to vehicles of any type, the risk shall be treated as situated where the vehicle is registered;
(c)in the case of policies of a duration of four months or less covering travel or holiday risks (whatever the class concerned), the risk shall be treated as situated where the policyholder took out the policy;
(d)in a case not covered by paragraphs (a) to (c) above—
(i)where the policyholder is an individual, the risk shall be treated as situated where he has his habitual residence at the date when the contract is entered into;
(ii)where the policyholder is not an individual, the risk shall be treated as situated where the establishment of the policyholder to which the risk relates is situated at that date.
(2B)Subject to subsection (2C) below, the situation of a commitment for the purposes of this Act shall be determined as follows—
(a)in the case of a policy where the policyholder is an individual, the commitment shall be treated as situated where the individual has his habitual residence at the date when the commitment is entered into;
(b)in the case of a policy where the policyholder is not an individual, the commitment shall be treated as situated where the establishment to which the commitment relates is situated at that date.
(2C)The Secretary of State may by regulations made by statutory instrument make such provision as he thinks fit about how the situation of a risk or commitment is to be determined for the purposes of this Act; but no regulations shall be made under this subsection unless a draft of the regulations has been laid before and approved by a resolution of each House of Parliament."
(2)In section 31 of that Act (regulations), in subsection (1) (which provides for negative resolution procedure), after "any provision of this Act" there shall be inserted ", except section 32(2C) below,".
(1)In section 32 of the 1975 Act, in subsection (1), at the appropriate places in alphabetical order, there shall be inserted—
""authorised friendly society" means a society authorised under section 32 of the [1992 c. 40.] Friendly Societies Act 1992 to carry on in the United Kingdom insurance business such as is mentioned in section 31 of that Act;"
""EC company" and "EEA State" have the same meanings as in the [1982 c. 50.] Insurance Companies Act 1982;"
""establishment" has the same meaning as in the Insurance Companies Act 1982;".
(2)In that section, after subsection (2C) there shall be inserted—
"(2D)For the purposes of this Act—
(a)a company shall be taken to provide general insurance in the United Kingdom if it covers (otherwise than by reinsurance) a risk situated there through an establishment in another EEA State, and
(b)a company shall be taken to provide long term insurance in the United Kingdom if it covers (otherwise than by reinsurance) a commitment situated there through an establishment in another EEA State."
19Application of levy provisions
In section 21 of the 1975 Act, at the end there shall be inserted—
"(10)Subject to subsections (11) and (12) below, this section and Schedule 3 to this Act apply to qualifying friendly societies carrying on general business or long term business in the United Kingdom as they apply to insurance companies authorised under section 3 or 4 of the [1982 c. 50.] Insurance Companies Act 1982 carrying on such business there.
(11)In the application of subsections (4), (7A) and (7B) above by virtue of subsection (10) above, contributions in respect of discretionary benefits shall be disregarded.
(12)No levy under subsection (1) or (2) above may be imposed on a friendly society for the purpose of financing any expenditure in pursuance of a function which arose before the day on which section 19 of the Policyholders Protection Act 1997 came into force."
20Consequential amendments
(1)Schedule 17 to the [1992 c. 40.] Friendly Societies Act 1992 (which prospectively amends the 1975 Act for the purpose of extending it to contracts of insurance with friendly societies) shall have effect subject to the amendments in Part I of Schedule 4 to this Act (which are consequential on the other provisions of this Act).
(2)The 1975 Act, in its application to contracts of insurance with friendly societies entered into before the day on which section 2 above comes into force, shall have effect subject to the amendments in Part II of Schedule 4 to this Act (which have the effect that eligibility for protection in relation to such contracts is determined without regard to the amendments made by section 2 above).
(3)In this section, "friendly society" has the same meaning as in the [1992 c. 40.] Friendly Societies Act 1992.
21Interpretation
In this Act—
"the Board" means the Policyholders Protection Board; and
"the 1975 Act" means the [1975 c. 75.] Policyholders Protection Act 1975.
22Repeals
The enactments mentioned in Schedule 5 to this Act are hereby repealed to the extent specified in the third column of that Schedule.
23Short title, commencement and extent
(1)This Act may be cited as the Policyholders Protection Act 1997.
(2)Section 20(1) and (3) above, section 22 above, so far as relating to the [1992 c. 40.] Friendly Societies Act 1992, and this section shall come into force on the day on which this Act is passed.
(3)The remaining provisions of this Act shall come into force on such day as the Secretary of State may by order made by statutory instrument appoint; and different days may be so appointed for different purposes.
(4)An order under subsection (3) above may contain such transitional provisions and savings as the Secretary of State thinks fit.
(5)This Act extends to Northern Ireland.
SCHEDULE 1Section 1: consequential amendments
1The 1975 Act shall be amended as follows.
2In section 5(1) and (4), for "authorised insurance company" there shall be substituted "insurance company to which this Act applies".
3In section 6(2), for "authorised insurance company" there shall be substituted "insurance company to which this Act applies".
5In section 11(5), for "authorised insurance company", in both places, there shall be substituted "insurance company to which this Act applies".
6In section 15(1), for "authorised insurance company" there shall be substituted "insurance company to which this Act applies".
7(1)Section 16 shall be amended as follows.
(2)In subsection (1), for "authorised insurance company" there shall be substituted "insurance company to which this Act applies".
10In section 32, after subsection (1) there shall be inserted—
"(1A)In this Act, references to an insurance company to which this Act applies shall be construed in accordance with section 3(2) above."
11(1)In Schedule 1, paragraph 1 shall be amended as follows.
(2)In sub-paragraph (2), for "authorised insurance companies", in both places, there shall be substituted "insurance companies to which this Act applies".
(3)In sub-paragraph (4), for "authorised insurance company" there shall be substituted "insurance company to which this Act applies".
(4)In sub-paragraph (5)—
(a)for "authorised insurance companies" there shall be substituted "insurance companies to which this Act applies", and
(b)for "authorised insurance company" there shall be substituted "insurance company to which this Act applies".
2(1)Section 6 shall be amended as follows.
(2)In subsection (6), for "subsection (8)" there shall be substituted "subsections (8) and (8A)".
(3)In subsection (8)—
(a)in paragraph (a), for "was a United Kingdom policy at the beginning of the liquidation" there shall be substituted "is a qualifying policy", and
(b)in paragraph (b), for "United Kingdom policy at the beginning of the liquidation" there shall be substituted "qualifying policy".
"(8A)The duty of the Board under subsection (6) above shall not apply unless the liability is in respect of a protected risk."
(a)for "were United Kingdom policies at any time" there shall be substituted "are qualifying policies", and
(b)in paragraph (a), for "United Kingdom policies at the time in question" there shall be substituted "qualifying policies".
(a)after "14" there shall be inserted "and subsection (2A)", and
(b)for the words "was a United Kingdom policy at the beginning of the liquidation" there shall be substituted "is a qualifying policy".
(2)In subsection (1), for "was a United Kingdom policy at the beginning of the liquidation" there shall be substituted "is a qualifying policy".
(3)In subsection (2), for "was a United Kingdom policy at the beginning of the first-mentioned company's liquidation" there shall be substituted "is a qualifying policy".
(b)for "was a United Kingdom policy at the beginning of the liquidation" there shall be substituted "is a qualifying policy".
"(2A)The duty of the Board under subsection (2) above shall not apply unless the liability is in respect of a protected commitment."
"(3A)The duty of the Board under subsection (3) above shall not apply in relation to a commitment which is not a protected commitment."
(a)at the beginning there shall be inserted "Subject to subsection (1A) below,", and
"(1A)The duty of the Board under subsection (1) above shall not apply if the policy does not relate to a protected commitment."
(2)In subsection (2), for paragraphs (a) and (b) there shall be substituted "if he is a policyholder in respect of a general policy or a long term policy of a company in liquidation or provisional liquidation which—
(a)is a qualifying policy, and
(b)relates to the insurance of a protected risk or commitment."
(3)In subsection (3), after "may" there shall be inserted ", in relation to the insurance of a protected risk or commitment".
(2)In subsection (2), after "arising" there shall be inserted "in relation to matters by virtue of which they are such persons".
(3)In subsection (9), for "was a United Kingdom policy at the relevant time" there shall be substituted "is a qualifying policy and insures a protected risk or commitment".
(4)In subsection (9A), for "United Kingdom policy at the relevant time" there shall be substituted "qualifying policy".
10(1)Section 17 shall be amended as follows.
(b)for "was a United Kingdom policy at the relevant time as defined by section 16(6) above" there shall be substituted "is a qualifying policy".
11In section 32(1), after the definition of the expression "long term policy" there shall be inserted—
""protected commitment" and "protected risk" have the meanings given by section 4(3) above;
"qualifying policy" has the meaning given by section 4(2) above;".
2In section 1(2), after paragraph (a) there shall be inserted—
"(za)to comply with any directions under section 17A below; and".
3In section 18(3)(a), for "or 16" there shall be substituted ", 16 or 17A".
(a)after paragraph (b) there shall be inserted "; or
(c)which is a company in financial difficulties within the meaning of section 16 above in relation to which the Board have taken any measures in pursuance of a direction under section 17A above;", and
(b)after "paragraph (b)" there shall be inserted "or (c)".
(3)In subsection (2), there shall be inserted at the end "; and
(c)in a case falling within paragraph (c) of that subsection, the period of six months beginning with the date on which the Secretary of State receives written notification from the Board that they have taken measures in relation to the company in question in pursuance of a direction under section 17A above."
(4)In subsection (3), after "paragraph (b)" there shall be inserted "or (c)".
SCHEDULE 4Friendly societies: consequential amendments
Part IAmendments of Schedule 17 to the Friendly Societies Act 1992
1In paragraph 1(1), in the inserted section 1(2)(aa), for sub-paragraph (i) there shall be substituted—
"(i)members of friendly societies who have entered into contracts of insurance with societies of which they are members;".
2For paragraph 3 there shall be substituted—
"3(1)Section 4 (protection confined to insurance under qualifying policies of protected risks or commitments) shall be amended as follows.
(2)In subsection (2), at the end there shall be inserted ", and
(c)a contract of insurance with a friendly society entered into through an establishment in—
(iii)the Channel Islands or the Isle of Man."
(a)in paragraph (a), after "above" there shall be inserted ", or a contract falling within subsection (2)(c)(i) above",
(b)in paragraph (b), after "above" there shall be inserted ", or a contract falling within subsection (2)(c)(ii) above", and
(c)in paragraph (c), after "above" there shall be inserted "or a contract falling within subsection (2)(c)(iii) above"."
3(1)Paragraph 6 shall be amended as follows.
(2)In sub-paragraph (1), in the words inserted in subsection (1) of section 8 of the 1975 Act, for "authorised insurance company" there shall be substituted "insurance company to which this Act applies".
(3)In sub-paragraph (2), in the words inserted in subsection (4) of that section, for "authorised insurance companies" there shall be substituted "insurance companies which are not friendly societies".
4(1)In paragraph 7, the inserted section 8A shall be amended as follows.
(2)The existing provision shall become subsection (1) and, in that subsection—
(a)after "14" there shall be inserted "and subsection (2)", and
"(2)The duty of the Board under subsection (1) above shall only apply if the liability is in respect of a protected risk".
5In paragraph 9—
(a)for "subsection (3)" there shall be substituted "subsection (3A)",
(b)the subsection inserted in section 11 of the 1975 Act shall be renumbered "(3B)" and, in that subsection, for paragraph (b) there shall be substituted—
"(b)in subsection (5)(b) below, with the insertion after the words "this Act applies" of the words "or authorised friendly society",", and
(c)at the end there shall be inserted "and in subsection (5)(a) for "another" there shall be substituted "an"".
6In paragraph 11, in the subsection inserted in section 16 of the 1975 Act, after paragraph (a) there shall be inserted—
"(aa)with, in subsection (3), the substitution for "another" of "an";".
7For paragraph 16 there shall be substituted—
"16In section 25 (application of surplus funds by the Board), in subsection (1), after the word "applies", there shall be inserted "and to qualifying friendly societies carrying on business in the United Kingdom"."
8(1)Paragraph 18 shall be amended as follows.
(2)For sub-paragraph (3) there shall be substituted—
"(3)In subsection (2), for "subsection (2ZA)" there shall be substituted "subsections (2ZA) to (2ZC)"."
(a)for "subsection (2)" there shall be substituted "subsection (2ZA)", and
(b)the subsections inserted in section 32 of the 1975 Act shall be renumbered "(2ZB)" and "(2ZC)" respectively.
(4)After that sub-paragraph there shall be inserted—
"(4A)In subsection (2A), in paragraph (c)—
(a)after "policies" there shall be inserted ", or contracts,", and
(b)at the end there shall be inserted ", or entered into the contract".
(4B)In subsection (2B), after "policy", in both places, there shall be inserted "or contract"."
Part IIApplication of the 1975 Act to existing contracts
9For section 4 there shall be substituted—
"4Protection confined to United Kingdom policies.
(1)A policyholder is eligible for the assistance or protection of the Board in accordance with any provision of sections 8A to 16 below only in respect of a policy of insurance which was a United Kingdom policy for the purposes of this Act at the material time for the purposes of the provision in question.
(2)A contract of insurance with a friendly society is a United Kingdom policy for the purposes of this Act at any time when the performance by the society of any of its obligations under the contract would constitute the carrying on by the society in the United Kingdom of insurance business of any class."
10In section 8A—
(a)in subsection (1)—
(i)the words "and subsection (2)" shall be omitted, and
(ii)for "is a qualifying policy" there shall be substituted "was a United Kingdom policy at the beginning of the liquidation", and
(b)subsection (2) shall be omitted.
11In section 10—
(i)the words "and subsection (2A)" shall be omitted, and
(b)subsection (2A) shall be omitted.
(i)the words "Subject to subsection (1A) below," shall be omitted, and
(a)in subsection (2), for the words from "if" to the end there shall be substituted—
"(a)if he is a policyholder in respect of a general policy or a long term policy of a company in liquidation which was a United Kingdom policy at the beginning of the liquidation; or
(b)if he is a policyholder in respect of a general policy or a long term policy of a company in provisional liquidation which was a United Kingdom policy at the time when the provisional liquidator was appointed.", and
(b)in subsection (3), the words ", in relation to the insurance of a protected risk or commitment" shall be omitted.
(a)in subsection (6), after "In this subsection" there shall be inserted "and in the following provisions of this section", and
(b)in subsection (9), for "is a qualifying policy and insures a protected risk or commitment" there shall be substituted "was a United Kingdom policy at the relevant time".
(ii)for "is a qualifying policy" there shall be substituted "was a United Kingdom policy at the relevant time as defined by section 16(6) above", and
17In section 21, subsection (9A) shall be omitted.
18In section 32(1), at the end there shall be inserted "and references to United Kingdom policies shall be construed in accordance with section 4 above".
SCHEDULE 5Repeals
1975 c. 75. The Policyholders Protection Act 1975. In section 1(2), in paragraph (a), the words "carrying on business in the United Kingdom", and, in paragraph (b), the words "in the United Kingdom".
In section 16(6), the words "and in the following provisions of this section".
In section 21, in subsection (2B), the definition of the expression "EC company", in subsection (3), the words from "in respect of" to "relevant time", in subsection (3B), paragraph (a), and the word "and" at the end of that paragraph, in paragraph (b), the words "other than the United Kingdom", in subsection (4), the words from "in respect of" to "relevant time", in subsection (4B), paragraph (a), and the word "and" at the end of that paragraph, and, in paragraph (b), the words "other than the United Kingdom", and subsections (5) to (7) and (9A).
In section 32(1), the definition of the expression "authorised insurance company", and the words from "and references" to the end.
In Schedule 3, in paragraph 6(1) and (2), the words "authorised insurance", and, in paragraph 8, the words "in the United Kingdom".
1980 c. 25. The Insurance Companies Act 1980. In Schedule 3, paragraph 9.
1981 c. 31. The Insurance Companies Act 1981. In Schedule 4, paragraph 25(2).
1982 c. 50. The Insurance Companies Act 1982. In Schedule 5, paragraph 16(a).
1992 c. 40. The Friendly Societies Act 1992. In Schedule 17, paragraph 15 and, in paragraph 18(2), the definition of "authorised friendly society".


text:
Photograph: Shutterstock
A third of Windsor Castle's swans have died from bird flu in less than a week
That's the same number that died over a month during the last epidemic
Ella Doyle
What with everything else going on in the UK, you might have missed the news that bird flu is devastating our bird populations. Millions have died. And it turns out the epidemic is affecting some rather famous royal birds too. Charities say they have recovered 66 dead swans from the water by Windsor Castle in the past week.
There were previously 200 birds in the three-mile stretch, which runs from Romney Lock to Boveney Lock near Dorney. Volunteers from the Swan Support Charity have been visiting the riverbanks daily in kayaks to try and help the birds. One of them, Wendy Hermon, told Metro: 'I have been looking after the royal swans for 30 years beneath the castle and I have never seen anything like this before.' For some context, in 2018, avian Flu killed 70 swans in the area over a month, so we're now seeing a similar number dying in less than a week.
The strain has already killed more than 86 million birds in the USA and Europe, mostly through culling, in which birds are mass-slaughtered in areas where the disease has been detected. The worst part, the volunteers explained, is that once a bird is infected, there's nothing you can do – as taking them inside for shelter will kill all the other birds.
Windsor Castle said in a statement that Charles 'will be deeply upset about this major outbreak and the King's Swan Marker David Barber, who did the job for 30 years for the Queen, will be keeping the Palace informed'.
Anyone who sees sick or dead swans in the area is asked to call the Swan Support charity on 07968 868172. You can help them out here.
Stay in the loop: sign up to Out There, our free newsletter spotlighting stories, scenes and incredible stuff to do all over the UK.


text:
package org.gradle.internal.os;

import org.gradle.api.Nullable;

import java.io.File;
import java.util.ArrayList;
import java.util.Collections;
import java.util.LinkedList;
import java.util.List;
import java.util.regex.Pattern;

public abstract class OperatingSystem {
    public static final Windows WINDOWS = new Windows();
    public static final MacOs MAC_OS = new MacOs();
    public static final Solaris SOLARIS = new Solaris();
    public static final Linux LINUX = new Linux();
    public static final FreeBSD FREE_BSD = new FreeBSD();
    public static final Unix UNIX = new Unix();

    public static OperatingSystem current() {
        return forName(System.getProperty("os.name"));
    }

    public static OperatingSystem forName(String os) {
        String osName = os.toLowerCase();
        if (osName.contains("windows")) {
            return WINDOWS;
        } else if (osName.contains("mac os x") || osName.contains("darwin") || osName.contains("osx")) {
            return MAC_OS;
        } else if (osName.contains("sunos") || osName.contains("solaris")) {
            return SOLARIS;
        } else if (osName.contains("linux")) {
            return LINUX;
        } else if (osName.contains("freebsd")) {
            return FREE_BSD;
        } else {
            // Not strictly true
            return UNIX;
        }
    }

    @Override
    public String toString() {
        return String.format("%s %s %s", getName(), getVersion(), System.getProperty("os.arch"));
    }

    public String getName() {
        return System.getProperty("os.name");
    }

    public String getVersion() {
        return System.getProperty("os.version");
    }

    public boolean isWindows() {
        return false;
    }

    public boolean isUnix() {
        return false;
    }

    public boolean isMacOsX() {
        return false;
    }

    public boolean isLinux() {
        return false;
    }

    public abstract String getNativePrefix();

    public abstract String getScriptName(String scriptPath);

    public abstract String getExecutableName(String executablePath);

    public abstract String getSharedLibraryName(String libraryName);

    public abstract String getStaticLibraryName(String libraryName);

    public abstract String getFamilyName();

    /**
     * Locates the given executable in the system path. Returns null if not found.
     */
    @Nullable
    public File findInPath(String name) {
        String exeName = getExecutableName(name);
        if (exeName.contains(File.separator)) {
            File candidate = new File(exeName);
            if (candidate.isFile()) {
                return candidate;
            }
            return null;
        }
        for (File dir : getPath()) {
            File candidate = new File(dir, exeName);
            if (candidate.isFile()) {
                return candidate;
            }
        }

        return null;
    }

    public List<File> findAllInPath(String name) {
        List<File> all = new LinkedList<File>();

        for (File dir : getPath()) {
            File candidate = new File(dir, name);
            if (candidate.isFile()) {
                all.add(candidate);
            }
        }

        return all;
    }

    public List<File> getPath() {
        String path = System.getenv(getPathVar());
        if (path == null) {
            return Collections.emptyList();
        }
        List<File> entries = new ArrayList<File>();
        for (String entry : path.split(Pattern.quote(File.pathSeparator))) {
            entries.add(new File(entry));
        }
        return entries;
    }

    public String getPathVar() {
        return "PATH";
    }

    static class Windows extends OperatingSystem {
        @Override
        public boolean isWindows() {
            return true;
        }

        @Override
        public String getFamilyName() {
            return "windows";
        }

        @Override
        public String getScriptName(String scriptPath) {
            return withSuffix(scriptPath, ".bat");
        }

        @Override
        public String getExecutableName(String executablePath) {
            return withSuffix(executablePath, ".exe");
        }

        @Override
        public String getSharedLibraryName(String libraryPath) {
            return withSuffix(libraryPath, ".dll");
        }

        @Override
        public String getStaticLibraryName(String libraryName) {
            return withSuffix(libraryName, ".lib");
        }

        @Override
        public String getNativePrefix() {
            String arch = System.getProperty("os.arch");
            if ("i386".equals(arch)) {
                arch = "x86";
            }
            return "win32-" + arch;
        }

        private String withSuffix(String executablePath, String extension) {
            if (executablePath.toLowerCase().endsWith(extension)) {
                return executablePath;
            }
            return removeExtension(executablePath) + extension;
        }

        private String removeExtension(String executablePath) {
            int fileNameStart = Math.max(executablePath.lastIndexOf('/'), executablePath.lastIndexOf('\\'));
            int extensionPos = executablePath.lastIndexOf('.');

            if (extensionPos > fileNameStart) {
                return executablePath.substring(0, extensionPos);
            }
            return executablePath;
        }

        @Override
        public String getPathVar() {
            return "Path";
        }
    }

    static class Unix extends OperatingSystem {
        @Override
        public String getScriptName(String scriptPath) {
            return scriptPath;
        }

        @Override
        public String getFamilyName() {
            return "unknown";
        }

        @Override
        public String getExecutableName(String executablePath) {
            return executablePath;
        }

        @Override
        public String getSharedLibraryName(String libraryName) {
            return getLibraryName(libraryName, getSharedLibSuffix());
        }

        private String getLibraryName(String libraryName, String suffix) {
            if (libraryName.endsWith(suffix)) {
                return libraryName;
            }
            int pos = libraryName.lastIndexOf('/');
            if (pos >= 0) {
                return libraryName.substring(0, pos + 1) + "lib" + libraryName.substring(pos + 1) + suffix;
            } else {
                return "lib" + libraryName + suffix;
            }
        }

        protected String getSharedLibSuffix() {
            return ".so";
        }

        @Override
        public String getStaticLibraryName(String libraryName) {
            return getLibraryName(libraryName, ".a");
        }

        @Override
        public boolean isUnix() {
            return true;
        }

        public String getNativePrefix() {
            String arch = getArch();
            String osPrefix = getOsPrefix();
            osPrefix += "-" + arch;
            return osPrefix;
        }

        protected String getArch() {
            String arch = System.getProperty("os.arch");
            if ("x86".equals(arch)) {
                arch = "i386";
            }
            if ("x86_64".equals(arch)) {
                arch = "amd64";
            }
            if ("powerpc".equals(arch)) {
                arch = "ppc";
            }
            return arch;
        }

        protected String getOsPrefix() {
            String osPrefix = getName().toLowerCase();
            int space = osPrefix.indexOf(" ");
            if (space != -1) {
                osPrefix = osPrefix.substring(0, space);
            }
            return osPrefix;
        }
    }

    static class MacOs extends Unix {
        @Override
        public boolean isMacOsX() {
            return true;
        }

        @Override
        public String getFamilyName() {
            return "os x";
        }

        @Override
        protected String getSharedLibSuffix() {
            return ".dylib";
        }

        @Override
        public String getNativePrefix() {
            return "darwin";
        }
    }

    static class Linux extends Unix {
        @Override
        public boolean isLinux() {
            return true;
        }

        @Override
        public String getFamilyName() {
            return "linux";
        }
    }

    static class FreeBSD extends Unix {
    }

    static class Solaris extends Unix {
        @Override
        public String getFamilyName() {
            return "solaris";
        }

        @Override
        protected String getOsPrefix() {
            return "sunos";
        }

        @Override
        protected String getArch() {
            String arch = System.getProperty("os.arch");
            if (arch.equals("i386") || arch.equals("x86")) {
                return "x86";
            }
            return super.getArch();
        }
    }
}

redpajama_set_name: RedPajamaGithub


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text:
Request an Ear Wax Appointment
Find your nearest centre
Imperial Health Services
Optimised Hearing Pathway
The Optimised Hearing Pathway
Types of Hearing Aid
Hearing Aid Manufacturers
Do you need a hearing test?
Glossary of hearing terms
The Hearing Show
Imperial Hearing Group Finalists in Lloyds Bank National Business Awards UK 2019
The Imperial Hearing Group is thrilled to have been shortlisted as FINALISTS in the prestigious Lloyds Bank National Business Awards 2019, after going through a rigorous nomination and presentation process. Following the success at the 2018 Gloucestershire Business Awards, where Imperial Hearing took home the gold in the 'Small Business of the Year' category, we are looking forward to seeing how we fare in the Lloyds Bank National Awards in the category 'Small to Medium Sized Business of the Year'.
Following a hugely successful 12 years that has seen the business grow from two hearing centres in Cheltenham and Tewkesbury to an impressive 15 throughout the South Coast, Midlands and South West; the Imperial Hearing Group is pleased to be a finalist.
Sam Rossiter, director at Imperial Hearing Group said:
"At Imperial Hearing, we are proud of our heritage and growth over the last 12 years. We continue to challenge, innovate and spear head the industry to think dynamically and in the interests of our most important critics, our patients. They are who matter the most to us and it's great to be recognised by our peers in the business environment. We are delighted to have made it this far in the National Awards, being shortlisted to the finals is a great boost for the team."
Imperial Hearing are up against some great businesses from a wide range of industries who are all performing as best in class for their sector. The awards ceremony is being held on 12th November 2019 at London's Grosvenor Hotel where the top spot will be announced. Wish us luck!
info@imperialhearing.com
© Imperial Hearing


Between Marilyn and me, we have eight children and 20 grandchildren who live in Rochester, Buffalo, Charlotte, Morgantown WV, San Francisco, Appleton WI, Los Angeles, and York, England. Of course, there is also my hometown, Kansas City MO, where my three sisters lives. All together, I average almost a trip to month to visit them and take part in whatever family activities are taking place, usually sporting events. I take a lot of pictures of the families and these activities. Often I also capture images of interesting landscapes or architecture in each locale. These pictures are posted in albums on the Google Photos site. I typically send out email notices to family members and friends when I post new pictures there. If you do not want to wait or haven't received an email lately, click here to go to the Google Photo Archives where they are all stored.
I often post interesting photos to Instagram. Below are the six most recent. Click on any to see the Instagram post.
For the month of September Mendon 64 restaurant is featuring a show of my photographs. The opening reception, with free hors d'oeuvres, is Tuesday, September 11 from 4 to 7. The show includes 47 of my photographs from 1986 to the present. They are all for sale and all proceeds go to the Kuc Majak Vocational College in South Sudan. If you cannot make it to the restaurant or if you would like to see the photos, you can find them on my photo site: www.gratefulheartphoto.com/portfolios/mendon-64-restaurant.
Since Sandy Hook in 2012, there have been 1,607 mass shootings in the United States. And the only thing that has changed is that gun laws have become more permissive, not more restrictive. The shootings in Parkland Florida were finally just too much for Marilyn and me. We have begun to put words and actions to our feelings about this. We are motivated by our eight children (four of whom work in education) and our 20 grandchildren (18 of whom go to school in the U.S.) You can read more about our thoughts and actions on my blog by clicking here.
There is a new trip blog for this year. You can click here to view the blog. You will find blogs, photos and videos of trips to California, North Carolina, Florida, Wisconsin, Missouri, Kansas, Oklahoma, New York City, West Virginia, and Virginia. And these are just the ones I know about. You can also sign up for email notices when there are posts. Many of you already receive notices of these postings because you are on my newsletter list. If you would like to sign up for that in addition or instead the blog link, just use the form below.


Fannie & Freddie Followed Others Over The Cliff!
A major cause of our financial collapse and the continued problems we're having climbing out of the Great Recession is related to the implosion of the housing market. Americans have lost hundreds of billions of dollars because of the actions of the banking and lending institutions, including the infamous Freddie & Fannie. Keeping up with and understanding the debacle has not been easy. Everyone has a target to point at and conservatives love to point the finger at Freddie and Fannie Mae. New York Times columnist, Joe Nocera, sheds some light on just what role the Mae-Macs played in the crisis. Click HERE for Joe's column.


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Q: Cardinalities of Sylow subgroups I must be missing something very simple here.

Problem: Let $|G|=56$. Let H be a Sylow 7-subgroup of G, and suppose H is not a normal subgroup of G. What are the cardinalities of the Sylow 7-subgroups of G and the Sylow 2-subgroups of G?

My attempt: The cardinalities of the Sylow 7-subgroups in G can be either 56 or 8, and the cardinalities of the Sylow 2-subgroups in G can be either 28, 14, or 7. Is this correct?
Thanks.

A: The cardinality of a Sylow $p$-subgroup is always a power of $p$.  In particular, it is the largest power of $p$ that divides the order of $G$.  Based on your guesses, you might be thinking of the number of Sylow $p$-subgroups.
In fact, the question sounds like it's asking for the number of Sylow $p$-subgroups and not their cardinalities.  The fact that $H$ is not normal in $G$ has no bearing on the cardinality of any Sylow subgroup.

A: The number of 7 Sylow group cannot be 56 ( Why?) What else can it be?  Count the number of elements remaining after you use all the elements of order 7. The number of 2 sylow groups must be odd and divide 7.

A: I think you mean to ask the number of Sylow $2$- and $7$-subgroups. The cardinalities are already determined by the order of $G$, as SMoore explained.
The third Sylow theorem states that if $P$ is a Sylow $p$-subgroup and $n_p$ is the number of Sylow $p$-subgroups of $G$, then $n_p \equiv 1 (\operatorname{mod} p)$ and $n_p \mid [G:P]$. So the number cannot be $|G|$ if $p \mid |G|$.
$H$ not being normal tells you that there is not just one Sylow $7$-subgroup. (Why?)
From this, try counting elements like Luis suggested.


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BRIT LAKE TRAGEDY: British Man Dies While Swimming In Swiss Lake
01/09/2022 01/09/2022 James King British, Dies, man, Swimming, Swiss Lake
A British man died while trying to swim towards a platform in the middle of a Swiss lake.
The tragedy took place on the small lake of Schwendisee in St. Gallen Canton, north-eastern Switzerland, on the afternoon of 26th August.
First responders started resuscitating the man on the wooden platform and an emergency medic was also lowered onto it from an air ambulance and joined in the efforts.
Picture shows Vorderer Schwendisee, Switzerland, undated. A 43-year-old unidentified Briton died here in a swimming accident, on Friday, Aug. 26, 2022. (Kantonspolizei St. Gallen/Newsflash)
However, they were unable to revive the 43-year-old, who tragically passed away.
The St. Gallen Cantonal Police said in a statement obtained by Newsflash: "On Friday (26/08/2022), shortly before 5.15pm, the St. Gallen cantonal emergency call centre received a report of a swimming accident at Vorderer Schwendisee. Despite the quick arrival of rescue workers, a 43-year-old Briton died on the spot.
"Third parties reported a swimming accident to the cantonal emergency call centre. A male had problems swimming towards the float and was then resuscitated by first aiders on the raft. The emergency doctor from the AP3 air rescue team was dropped directly onto the float and continued the resuscitation. Unfortunately, this had to be cancelled and the 43-year-old Briton died on the spot.
Picture shows Vorderer Schwendisee, Switzerland, undated. A 43-year-old unidentified Briton died here in a swimming accident, on Friday, Aug. 26, 2022. (Newsflash)
"In addition to several patrols by the St.Gallen canton police, the AP3 air rescue service, the local fire brigade, a rescue specialist and a care team were also deployed. The exact course of the accident is being clarified under the direction of the public prosecutor's office of the Canton of St. Gallen."
The victim's name was not released.
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THAT WENT SWIMMINGLY: Viral Clip As Lifeguard Saves Young Girl From Drowning In Public Swimming Pool →
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Total Population 1801 to 2011: Population grew from 330,851 in 1801 to 2,596,886 in 2011.
Age Structure, in 5-year bands, from 1861 to 2011: In 1861, only 3.84 per cent of the population were aged 65 and over, but by 2011 17.31 per cent were.
Infant Mortality Rate 1861 to 2011: The highest rate recorded was 149.73 infant deaths per thousand live births in 1911, and the lowest was 3.68 in 2011.
Changing Industrial Structure 1841 to 2011: In 1841, 25.75 per cent of all workers worked in manufacturing, but in 2011 this had fallen to 10.21 per cent.
Male Unemployment from 1931 to 2011: The highest male unemployment rate recorded by the census was 24.38 per cent in 1931, and the lowest was 2.58 in 1961.
Precentage of workforce with degrees 1951 to 2011: In 1951, only 1.657 per cent of occupied males had stayed in education past age 20, but in 2011 22.18 per cent of the population had degree-level qualifications.
Proportion of male workers with professional and managerial jobs, from 1951 to 2011: In 1951, 12.37 per cent of men had these generally better paid jobs, and in 2011 this had risen to 17.18 per cent.
Over-crowded housing, from 1911 to 2011: In 1911, 49.46 per cent of people were living in households with over 1.5 persons per room, but in 2011 this had fallen to .37 per cent.
GB Historical GIS / University of Portsmouth, the North East GovOf through time | Census tables with data for the Government Office Region, A Vision of Britain through Time.


Bell was born in Jacksonville, North Carolina, on June 17, 1945. He was a medic during the Vietnam War.
According to the Coast to Coast AM website, Bell was an FCC licensed radio technician at age 13. The website also said that Bell set a Guinness World Record for a solo broadcast marathon, at more than 116 hours, while working as a DJ on KSBK in Okinawa, Japan. That record has since been broken; the current mark of 205 hours, 2 minutes, 54 seconds was set in 2016 by Stefano Venneri on Radio BBSI in Alessandria, Italy, Guinness said on its website.


The Bush Company's roller drawers are designed and engineered to withstand the rigours of offroad conditions and to be able to hold and support significant weight without deforming. The Twin Roller Drawers-Stacked configuration is made from galvanised steel and have industrial roller bearings and stainless steel runners, which makes The Bush Company's roller drawers the system of choice if you want a reliable long-term storage solution that will stay the distance.
Roller Drawers are the optimum way to utilise and access the space in the rear of your vehicle. Twin Roller Drawers-Stacked are designed to be installed on top of each other, they are 1220mm long and there are two options for the height of the individual drawers, either 250mm external height (500mm in total) providing 180mm internal drawer height, or 300mm external height (600mm in total) providing 220mm internal drawer height.
NOTE: the side panel wing set and rear panel are not included in this package but can be purchased separately here.
Please select your preferred drawer height from the drop down list.


There are plenty of natural hairstyles you can try to keep your hair looking great, but achieving the perfect twist out is at the top of our list of preferred styles. It's easy to achieve, easy to maintain and you're guaranteed to look and feel amazing.
It's always best to start with a clean scalp and hair. Also, the perfect twist out is achieved when the hair is wet. After cleansing the hair with a sulphate free shampoo of your choice, follow with a conditioner. A conditioner is an integral part of any haircare regimen because it moisturises, softens, and strengthens the hair, thus reducing breakage during styling.
On damp hair, seal moisture with an oil of your choice.
The perfect twist out thrives on moisture and good hold. It's vital that you apply a twist defining cream. This is probably the most important step because it's what ensures your get defined curls.
I usually apply my curl defining cream as I section the hair for each two or three strand twist. I find that way I'm able to ensure that the product is evenly distributed and also I get the perfect curl throughout.
If the hair gets dry, spritz it with a water-based product before applying the curl defining product.
Don't undo your twists until they have completely dried. If you're keeping them overnight, make sure you sleep with a satin scarf to ensure that the moisture doesnt escape. Once they've dried, untwist then finger coil the hair.


Obituary – Ramsey, James Raymond « Perry High School Alumni Association, Inc.
James R. Ramsey, 72, of Norman, died Monday afternoon at the Norman Regional Hospital, following an extended illness.
Funeral services will be 3:00 p.m. Thursday, April 29, 1993, at the First Baptist Church of Noble. The Rev. John Allen will officiate with burial in Arlington Cemetery. Mayes Funeral Directors in charge of arrangements.
Mr. Ramsey was the son of Harry and Mary Secoy Ramsey and was born January 14, 1921 at Perry, Oklahoma. Following his graduation from Perry High School in 1938, Mr. Ramsey started working for the Perry Daily Journal and, after 15 years, moved to Lawton where he worked for the Lawton Constitution from 1951-1953. In 1953, he became an employee of the Oklahoma Publishing Company, retiring in 1983 after 29 years.
Mr. Ramsey married Virgie "Vee" Bishop June 23, 1950, at Guthrie, Oklahoma and they have resided in Norman since 1979, moving from Midwest City.
Mr. Ramsey was a member of the First Baptist Church at Noble and was a veteran of the United States Army, serving during WWII.
Preceded in death by his parents, a half-sister and two half-brothers, Mr. Ramsey is survived by his wife, Vee, of the home in Norman; a daughter, Ginger Waller of Moore, Ok.; 4 grandchildren, Kip, John, and Dustin Kerley, and Kim Goodman; and 4 great grandchildren, Blake Goodman, Jordan Kerley, Brandon Goodman and Kody James Kerley.
The family has suggested memorial contributions to the Oklahoma Veterans Center, P.O. Box 1668, Norman, Ok 73070 as appropriate for expressions of sympathy.


You are sure to be amazed by this unique Rolex Daytona model. This amazingly Rolex Daytona is desired by Rolex collectors and features automatic winding technology, Rolex chronograph, 44 jewel movement, sapphire crystal, and 18k gold case with multicolored 'Rainbow' diamond bezel. This Replica Daytona Rolex is equipped with a flawless black dial and MOP sub-dials, with 18k gold strap and deployment buckle.
Today, it will come a watch that is very suitable for men to buy as a gift for his lover. The watch is full of feminine elements. It is Rainbow Rolex Daytona, which is made of full stainless steel that features thick yellow gold plating. The watch will become her favorite. Today, under new watch trend, girls need to wear bigger watches to better fit their dresses and jewelries. This watch is exactly a good ladies timepiece that will not tell accurate time, but also perfectly present their feminine beauty.
The Rolex Daytona Rainbow replica watch is equipped with an Asian grade Valjoux 7750 movement, it shows a high accuracy on the testing result picture, the inaccuracy rate is only 5 seconds each day, like genuine ETA 7750 movement, other data is very stable, such as 28800BPH and 52 degree Lift Angle.
The Rolex Daytona was inspired by racecar drivers and enthusiasts, most notably, iconic actor Paul Newman, who reportedly wore his Daytona every day from 1972 until his death in 2008.Rolex purchased these movements for the Daytona, and then modified the movement from 36,000VPH to 28,800VPH and made a few other subtle changes. These later series Daytonas, pre-dating in-house movements, were accurate and reliable; they were produced in limited quantities from 1988 to 2000.
The Cosmograph Daytona, introduced in 1963, was designed to meet the demands of professional racing drivers. With its highly reliable chronograph and bezel with tachymetric scale, it allows drivers to perfectly measure average speeds up to 400 kilometres or miles per hour, as they choose. An icon eternally joined in name and function to the high‑performance world of motor sport.
There was just one problem: Daytonas are scarce. Considered a timepiece for cognoscenti, not first-time buyers, the company typically parcels them out in limited numbers to dealers, who, in turn, set aside the few they can get for their most loyal customers.
Panerai also makes a very fine line of the rolex watches .


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VMLIFE
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F1 Returns: New Rules and How They Affect The Sport
14. March 2014 VANM_jakegauntleysportsdirectcom Sport (0)
The excitement is building as this weekend F1 returns for a new season and it brings with it arguably the biggest rules changes in the sport's history. The 2014-15 season - which kicks off with the Australian Grand Prix at Melbourne's Victoria Park - will see new 'greener' engines, safer cars and a refreshed points system. Here's the low down on what to expect:
Looking at the F1 cars of 2014 you may notice some aesthetic differences to their ancestors of seasons past. Firstly, the noses of the vehicles have been lowered by 415mm to improve the safety of drivers - a good thing by all accounts. The new designs have came under some criticism however, with haters describing them as 'giant anteaters' - personally I've never seen an anteater hurtling round at over 200mph.
Secondly, the cars' engines have been decreased in size in a bid to cut down on fuel consumption and make the sport more environmentally friendly. This new rule sets out that drivers must complete the race on just 100kg (130 litres) of fuel - about 20kg less than average fuel consumption of last season. Fans shouldn't worry about this being detrimental to overall speeds of the cars though, as there are plenty of hybrid technologies which can be used to make sure the cars are still as fast and entertaining as ever.
One of the more controversial rules changes is the introduction of a new points system. By awarding double points to the winner of the season's final race, the big-wigs at F1 hope it will put a halt to campaigns being decided with a handful races still to go. This will come as terrible news for Red Bull's unstoppable Sebastian Vettel, who has taken the last four drivers' titles and dominated the score cards.
Drivers will also now feel the wrath of five-second penalties for minor offences on the track. As well, points will be given to drivers depending on the severity of their misfortunes, any driver who notches up 12 points in a season will receive an automatic one race ban. This may sound dramatic, but if this rule had been in place over the last few years no drivers would have been banned. Better to be safe than sorry though.
Finally, and least controversial of all, drivers will now have responsibility of choosing their own race number. Number 1 will be reserved for the current reigning champion should he wish to choose it, but it will be interesting to see how many choose Number 13 in the seasons to come.
Hopefully this has cleared the rule changes up for you and you can watch this weekend's race with the happiness of knowing exactly what is going on.
For more great images of the 2014 new season cars, check out CNN's pretty impressive album here.
Tags : F1
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Lillian Monogrammed Door Mat is rated 4.8 out of 5 by 21.
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Thank you for your interest in the Lillian Monogrammed Entry Mat. We recommend using an outdoor rug pad under this mat. The rug pad will help air flow through the mat and dry the rug after rain.
Thank you for your interest in the Lillian Monogram Entry Mat. This mat is made of 100% polypropylene yarns.
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