Last week, I was contacted by a reporter from FundFire looking for my comments on a new feature that Merrill Lynch has implemented as part of their $100 million platform consolidation project. The project, called Merrill One, is replacing five other legacy programs, some of which have been running for over 25 years. She was interested in my opinion as to whether the rest of the industry is also moving in this direction and what progress they have made so far.
The new platform is designed to deliver a streamlined experience to Merrill's 1.4 million clients in managed account programs. It includes a single set of documents, no matter how many different types of accounts or products the client has as well as a unified fee structure. If all of this is delivered, it will keep Merrill on the cutting edge of investment advisory technology.
As part of my series of articles on portfolio rebalancing software, I met with some folks from Interactive Advisory Software (IAS), who were kind enough to give me a demo of not only their rebalancing tools, but their entire wealth management platform, called Solution 360.
IAS is based in Egg Harbor Township, NJ and was founded in 2000. They have 55 employees to support around 200 firms using their platform, of which 90% are RIA's. They are a fully-owned subsidiary of Hanlon Investment Management, which purchased IAS from their VC backers in 2012.
I had the pleasure of speaking with Nathan Burke, CEO of IAS and Matt Wolf, Regional Sales Director who provided a high level overview of their product. They handed me off to Wade Waller, Director of Product Management and Ryan Jotkoff, the Product Manager for Rebalancing to answer my more in-depth questions.
Tax management is probably the area that most sets them apart from their competitors, according to Wolf. Since their platform includes financial planning and their rebalancer is tightly integrated with the rest of their system, it has immediate access to a lot of additional client information. This helps the rebalancer make better decisions as well as generate detailed tax estimates with multi-year projections and taking into account gross income, itemized deductions and client expenses, he explained.
While I usually advise clients against 're-inventing the wheel', in this case, the time and effort it took IAS to develop their own financial planning functionality has paid off. Whereas other firms force clients to import data manually or use programming interfaces that are sometimes unreliable, IAS has immediate access to all the data.
And they use this data to their full advantage across the system in ways I haven't seen many other vendors offer. The system has an automatic exercise feature that converts employee stock options into an underlying equity position going forwards, captures dividends and can even project the client's future tax rate, Wolf added.
Fundfire featured an article yesterday about FolioDynamix adding a new client in the bank trust space. They called me for comments on how the company has positioned themselves to increase bank trust market share and if their platform provides an opportunity for asset managers to sell more product.
The article is by Danielle Verbrigghe, who recently replaced Tom Stabile as the wealth management reporter for Fundfire. I always enjoyed reading Tom's work, talking to him at conferences and was glad to be able to contribute to a number of his pieces. I wish him the best of luck on his new beat, alternative investments.
This is a summary of a session from the FRA's 11th Annual Managed Account and UMA Summit that was held in September 2013 in NYC.
1. Centralize investment management processes before launching a UMA.
Schmitt explained that it would be easier for firms to launch a UMA if their investment management was centralized, since the advisors would already be used to outsourcing these decisions. Advisors are creatures of habit and prefer to sell products with which they are already comfortable, she said.
Brown Brothers made that decision a few years ago and it was a struggle, McDevitt reported. One important factor was communicating to their advisors that it was better for their clients to have a dedicated asset allocation team that could provide proprietary investment products along with third party mutual funds, he said.
This is an overview of a session from the MMI 2012 Tech & Ops Conference held in Jersey City, NJ.
Are UMA/UMH and Rep as PM essentially the same thing?
While there are similarities between the Merrill UMA and Rep as PM programs as far as the end investor is concerned there are important differences, Capelli emphasized. UMA's can include investment management delivered strategies, for example. Also, while Rep as PM can use mutual funds and ETFs to provide exposure to lower correlation asset classes, such as emerging markets, a UMA can deliver them at a lower cost using individual securities, he said.
If the goal is to create a portfolio across all of an investor's assets, those assets are usually spread out across numerous legal entities and accounts, Clipper observed. The UMA/UMH structure is the best delivery mechanism for a holistic approach. On the OpenWealth platform, they separate out portfolio administration (i.e. rebalancing, asset location, cash management) from the intellectual property (i.e. the models). The portfolio administration is all handled in a central location, while the intellectual property can be added anywhere along the value chain, he said.
This is a summary of a session from the Money Management Institute's 2012 Fall Solution Conference. This is part two of a two-part series. You can read part one here.
Bill Broderick, Principal, Investment Advisory, Edward Jones.
Steve Raimer, Partner, Director of Due Diligence, Lord Abbett & Co.
Jeff Holland, Executive VP, Head of Capital Markets, Cole Real Estate Investments.
Anthony Ciccarone, Managing Director, Head of National Accounts Business Development, Nuveen Investments.
What is the makeup of your analyst team?
Raimer's due diligence team is comprised of six people, all with very different backgrounds. Some are CFAs, some are MBAs, there's a former wholesaler, a former relationship manager, and a former product manager. They play off each other's strengths and also do a lot of cross training, he said.
Managing a portfolio manager's time is always a challenge, Raimer observed. If an analyst insists on meeting with the portfolio manager, Raimer first tries to deflect, by reminding them that they would rather the portfolio managers spend their time researching future trades. Everyone on the team can deliver the introductory discussion around every investment strategy that they offer and this takes some of the workload off the portfolio managers. They also have portfolio specialists and product managers and try to do everything they can to only take the PMs away from their desk when they really need to, he insisted.


Given they put it down to women in the article, can he also pretend to be a she .
On the other hand I can appreciate subtle , dry humour. My trouble is that there are so many good beers to taste and I am fast runing out of time available.


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SUKI SELBORNE
Home / A Shift In The Sky (In The Stars Romance)
A Shift In The Sky (In The Stars Romance)
Part of the In The Stars Romance series:
A pretty little thief caught red-handed.
A shifter alien prince, acting as both judge and jury.
Curvy space courier Corby lives hand to mouth in the Galactic Empire. Rules don't mean much to her. Survival is all that matters, and she's been lucky.
But her luck just ran out.
When she's hauled onto the Imperial Order Starship, Corby comes face to face with Prince Jalton – the handsome lion shifter who will decide her future. Since she stole information that incriminates the Imperial Order royal family, Corby's certain he'll sign her death warrant. Or even kill her himself. If she gets out of this alive, it'll be a miracle.
Prince Jalton isn't used to working amongst the grubby criminal class. He only came to the Imperial Starship Prison because he lost a bet with his brother. Now he has to spend the day with cutthroats, thugs and ruffians.
The last thing he expects to see is…her.
The girl makes his lion stir and snarl. Her bluster pleases him. And the lush curves under her tunic do more than please him. He'd like to steal her away from the rough prisoners. He wants to keep her and shelter her from danger. He can't wait to wrap her wild auburn hair around his fist, tilt her head back, and kiss the sass from her berry lips.
And slowly and leisurely, he'll show that fiery girl that she's his.
Publisher: Matrioshka Books
"Put the weapon down, Ms. Frayne."
"You first."
The leatherclad enforcer and I circle one another, guns pointed squarely in each other's faces. Neither one of us shows any sign of giving up.
"This is a Lazerjet 7TX. Fastest blaster in the galaxy." The enforcer looks down at my thrift store ray gun and smirks. "You don't stand a chance, lady."
I smile mysteriously like I have an amazing secret, and the secret is that my gun is actually way more powerful than his. But I'm bluffing. He's right. My gun's a beat-up piece of sh*t. I'm just hoping my cockiness will encourage him to walk away.
Enforcers don't like taking risks unnecessarily. After all, if they had any guts, they'd work against the Imperial Order, not for it. Like I do.
He sighs sharply. "If you don't drop your weapon, I'll have to shoot you."
"Really? Well okay then, if you have to."
He shakes his head, frowning, like he can't quite believe my sarcasm. Can't blame him. Openly defying an enforcer like this really is insane. His firepower way outclasses mine. A single blast from his Lazerjet would atomize me. All I have to bring to this fight is attitude.
Still, attitude has never failed me yet.
He hits some button or touchpad or something, and his gun pulses with a blue glow. Is he trying to intimidate me into backing down?
Then I realize he's scanning me. Good luck with that.
"Nice trick," I say, raising my eyebrows in mock admiration. "What a pretty blue light on your gun. Does it play a little tune too?"
His eyes narrow, and a jolt of adrenaline hits me. For the first time, it feels like there's a real risk of getting shot here. Is he mad enough to hit the trigger after all?
He waits just a second too long before he responds. I take that to mean he doesn't plan to hurt me. Interesting. And it's true, because instead of shooting, he just hits the blue glow button again. Then he smirks at me.
"Yeah. My pretty gun plays the Stars and Stripes every time it blows a guy's head off."
"So cute. And if it blows a girl's head off?"
The enforcer is quiet again for a second. There's a high-pitched bleep noise, and he frowns. "Both scans say you're clear." He looks up at me, all the wind knocked out of his sails. "Then where the hell have you stashed the stolen goods?"
"What stolen goods?"
I grin, because we both know I do have something illegal concealed somewhere. But he'd flip if he knew what it was, or where.
Anyway, he's not getting it today. My retina camera transmits footage directly to my probation officer during working hours, and the enforcer will be only too aware of that. He'll have my entire checkered history at his fingertips. And no matter what this dumbass thinks he knows about me, a clear scan means he has to let me walk out of here. That's the law. He can't do a damn thing to stop me.
"F***ing Wildcats," he says under his breath, as he shoves his gun back in his belt holster.
Wildcats is what enforcers call freelance space couriers like me. We're wily and fast, and live on our wits. We're also small-time punks, and no real match for the trueborn members of the Imperial Order. God forbid I ever run into one of those guys. "Neither fish nor flesh," as my grandma used to say. I can deal with the average human patrol enforcer, no problem. Handling an Imperial Order pureblood would be way above my pay grade.
If an Imperial Order dude decided a human Wildcat was taking liberties, he'd swat them like a fly. Even if galactic law ordered them otherwise.The Imperial Order families are all shifters, with patchwork DNA that combines to make them super-strong and super-tall. They're part-human too, believe it or not. But with threads of ancestry drawn from all over the galaxy, they're capable of kicking more ass than the rest of us put together. They're the alphas of this corner of the universe. Luckily they don't really bother with us little people much.
But this guy here? This enforcer is all-human, and pretty low down the food chain, and I thank my lucky stars for that.
"Pleasure talking with you, sir," I say, because the sass never stops. He glares at me, and I saunter back to my ship, whistling.
Once I'm on board, I drop the calm act. I slump into my pilot seat, elbows on the dash, head in hands, panting. My hands are trembling. I feel like I just ran a marathon, in high heels.
"Narrow escape?" my ship's computer Neela asks.
"Your heart rate is approaching one hundred sixty beats per minute. Please assume the meditation position."
I obey, because Neela knows her sh*t. It's actually a relief to hand over responsibility for a few moments. I fold my legs into the lotus position and rest the backs of my hands on my knees. The ship's lighting dims to a soft pink, and the sound of Earth rain surrounds me.
I close my eyes, still and quiet. The sound of the rain is hypnotic, especially when I haven't heard it in so long. The last time my feet touched Earth was months ago. That's because I don't have anything to go back to, since my hometown was razed in the last Milky Way war. Homesickness floods through my stomach, mixed with leftover adrenaline. I feel a little nauseous, and my limbs are tingling, but I know it'll pass.
The scent of lavender drifts across the air. My heart still hammers against my ribcage, but the sense of acute terror is gone already. Neela drops a little birdsong into the soundtrack. I concentrate on steadying my breathing, moving it from shallow and fast to deep and slow. My mind feels tidy again. My nausea fades away completely.
"Your heart rate is now seventy-five beats per minute. Would you like to continue into a full round of meditation, or return to flight mode?"
I fill my lungs with one last hit of lavender-scented air, and exhale. "Back to flight mode, I guess. I need to get off this planet before another enforcer decides to mess with me."
Neela obeys instantly without a word, because robots aren't assholes like me, and the flight deck lights up again. I tap the touchscreen and pull up our coordinates.
"We need to get to Quintagon as soon as possible. I have a contact standing by to take the chip into safekeeping. Can you plot our route, Neela?"
"Indeed I can, commander."
Star charts and cosmic debris forecasts flicker across the screen and disappear again. I use the time to scroll through my messages. A bunch of outstanding payment reminders, a weekly check-in notice from my probation officer, some spam from a company selling holographic vehicle cloaking devices… And a parking ticket for leaving the ship in a no-fly zone on Drancolia. Aw, shit. The last thing I need is an unexpected expense.
"I was only parked for a few minutes," I whine, as I hit Open. What do I have to pay? I scan the message. Seven thousand xenons! Holy sh*t. There's no way I can afford that.
But if I don't pay, I'll have to stay out of this quadrant altogether. That means I can't work. All the work is here. And I can't come back without having paid the debt. There's no way around it. If my ship gets logged in the quadrant with an unpaid fine, it'll be zapped to ashes before I can say "Who, me?"
Maybe my next job will have to be stealing one of those holographic vehicle cloaking devices, so I can sneak back to this quadrant for business. I'm sure as hell not going to be able to afford one the legal way.
"Commander, we have a problem," Neela says, in her tranquil voice.
I tap my message screen closed. "You're not kidding. Wait, you mean another one? What's up?"
"There's an Imperial Order ship in our path."
"Just fly around it." Those patrol ships are everywhere. They don't care about little nobodies like me. It's not like Neela to bother me with something so trivial.
"Not really possible." She pauses, to ramp up the suspense a little. "It's one of the big ones."
A picture of the ship fills the viewing screen. It looks like a small planet, all by itself. I gape at it. We're on a backwater planet, light years from anywhere significant. This seems all wrong.
"F***, Neela," I bluster. "It's a Level A ship. What the hell is that monster doing in this part of the galaxy?"
"I will attempt to find out. Please sit down and fasten your safety belt in the meantime."
I do what I'm told, without taking my eyes off the screen. With a lurch, my ship launches vertically into the air, then darts across the sky at an oblique angle.
"This diagonal flight path is happening for a reason, right?" I shout, as my cheeks flap around from the sheer force of our acceleration. Dignity is impossible.
"We are deliberately launching at an unexpected trajectory, yes. This will allow me to analyse the other ship's response."
My nails dig into the armrests. I can't move my head at all, because we're accelerating so fast. My ship might be old, but she's pretty nimble. At least, if you don't call on her for a speed boost too often.
At last, we burst through the atmosphere into open space. Neela switches off the boosters, and we cruise for a moment.
"So what did the other ship do when we left the area?" I ask.
"It recalibrated its flight path in response to our movement."
I stare at the gigantic ship on the screen. My little ship flying toward a ship of that size is like a bug buzzing around a whale. Put it this way: the Imperial Order ship does not have to move to allow us to pass. Why did it move at all?
"Wait a second, Neela. Recalibrated its flight path? You mean it responded to our movement? It's watching us?" I stare at the screen as the truth sinks in. "Where's that ship going now?"
"It's heading right for us," Neela says, her voice as gentle and soothing as ever. "Yes, when we moved, it did too. The ship now appears to be following us."
I swallow, my mouth suddenly dry. Why would a massive ship like that be coming for a little wildcat like me?
The chip.
"They know," I whisper. "F***. They know."
I tap the tiny recess in my boot with my other foot, to check it's still there. The chip is safe for now, inside its anti-scanning container. That tiny recess is secret Quintagonian technology that far outstrips anything humans have achieved so far. Even the establishment enforcer couldn't locate the container. It means the chip is almost entirely undetectable.
But if I wind up anywhere near Imperial Order shifters, they'll sniff it out in a second.
Pulling my bootlace tighter, I take one more deep calming breath.
"Neela, take any steps you need to take. Fly down a black hole. Hitch a ride on a comet. Anything. I have faith in your ability to find an alternative." The huge ship looms closer on the screen. "Do what you've got to do, Neela. Just get us the hell out of here."
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redpajama_set_name: RedPajamaCommonCrawl


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The Republic of Korea donates funds to help Pakistan combat locust outbreak
Islamabad – The Republic of Korea is donating US$200,000 to help the Government of Pakistan respond to the worst locust infestation in more than two decades.
"Sympathizing with Pakistani farmers' suffering and damages from desert locust, the Korean government has decided to participate in helping Pakistani government's relief effort." said Korean Ambassador Mr. Kwak Sung-Kyu. "I hope this support will serve as a good momentum to upgrade bilateral agricultural cooperation between Korea and Pakistan including currently on-going project to establish KOPIA center in Pakistan."
The contribution will be channeled through the United Nations World Food Programme (WFP) and the Food and Agriculture Organization (FAO) of the United Nations and goes towards supporting smallholder farmers who are most at risk of food shortage due to the crisis.
"Concerted efforts will help address the imminent threat of desert locust to ensure food security, nutrition and sustainable agriculture," said Minà Dowlatchahi, FAO Representative in Pakistan.
"We are grateful for the timely support from the Republic of Korea," said Chris Kaye, WFP Representative and Country Director. "Our priority is not only to help communities protect their crops and livelihoods, but also build their resilience so that they withstand such shocks better in the future."
WFP and FAO will work together under the 'critical support for Desert Locust prevention and control operations in Pakistan' project to build the capacities of the relevant government departments and local farming communities living in locus-prone and affected areas.
The project will be implemented in close collaboration with the Departments of the Plant Protection and Agriculture, the National Disaster Management Authority (NDMA) and the Provincial Disaster Management Authorities (PDMAs).
WFP is the world's largest humanitarian agency fighting hunger worldwide delivering food assistance in emergencies and working with the communities to improve nutrition and build resilience. Each year, WFP assists 80 million people in 80 countries.
Follow us on Twitter @wfp_media; @Pakistan; Facebook: WFP Pakistan
The Food and Agriculture Organization (FAO) is a specialized agency of the United Nations that leads international efforts to defeat hunger. Our goal is to achieve food security for all and make sure that people have regular access to enough high-quality food to lead active, healthy lives.
Follow us on Twitter: @FAOPakistan
Pakistan Republic of Korea Emergencies Funding Partnerships
Mahira Afzal, WFP Islamabad
Mob.: +92 345 8559333, mahira.afzal@wfp.org
Mehr Hassan, FAO Pakistan
mehr.hassan@fao.org
Related news releases
Republic of Korea funds a lifeline for conflict displaced and school children in west Africa
WFP welcomes Korea's support for nutrition assistance in crisis-hit central DRC
The Republic of Korea helps WFP provide assistance to conflict-affected families in Iraq


Part of my work on the new Uber app included a group of projects that can be categorized as platform design.
These projects included rethinking the IA of Uber's side nav and sub-items, designing the "Settings" and "Edit Account" experiences, and designing granular system components like inputs and loading indicators.
Overall, this project was less about moving numbers (although clearer IA definitely increases usability) and more about setting up teams across the organization to move faster while creating features in the new app.
Since launch, countless teams have plugged into these frameworks and utilized these components while developing new features.
Uber's old side nav IA (left) versus the new simplified IA (right).
One of the largest portions of my work included re-organizing and simplifying the IA of the rider app side nav, which had become cluttered with content over the previous 3 years.
When all was said and done, we went from 10 top level nav items to 5. We removed an unused notification center and "About" section and streamlined and re-organized our "Settings" page to prioritize the information riders needed to see most.
Side nav interaction prototype and the "Edit Account" Flow.
Redesigning the "Settings" page also included creating a new "Edit Account" experience. Whereas the experience was previously abstracted from general settings, it would now be accessible from a simple summary line item at the top of the page.
The new "Edit Account" page featured a condensed view of the rider's personal information that, when tapped, would transition to a focused view of the tapped item. This allowed for the inclusion of longer flows while editing information that required additional steps, like mobile verification when changing a phone number.
Last but not least, my platform work also entailed creating reusable components that would help other teams move faster while building new features.
My contributions to the platform included inputs, loading indicators, and toasts of different kinds. Our platform design was collaborative and other designers contributed components as well.
Various input prototypes built for user testing.


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COMING FROM LIMASSOL HIGHWAY:At the end of the A6 Freeway you approach a large Paphos roundabout.
Please take the nearest LEFT EXIT which will take you directly to Kato Paphos. Continue on this road in the straight line – pass McDonald's, pass a large Football Stadium/ Debenhams roundabout and continue straight down the gentle slope of the tree lines boulevard. Pass the next traffic lights and continue on till you reach another roundabout.
At the ROUNDABOUT TURN RIGHT. Continue on and pass the traffic lights with large Orthodox Church on your left. Continue to the roundabout with Kings Avenue Mall on your right. Turn left – this road will take you in the direction of the Kato Paphos Harbour. Our office is on your right some 300 m down the road. The office is roughly opposite the 'Wishing Tree' (handkerchief tree).
COMING FROM PAPHOS AIRPORT: Leave the airport and continue until you come to T intersection of the main Paphos – Limassol Road (B6). Turn left and continue on this road past Koloni and Geroskipou Villages until you reach a large Debenham's roundabout. At the roundabout turn immediately left and continue straight down the hill along the tree lined boulevard. Pass the next traffic lights and continue on until you reach another roundabout.
At the ROUNDABOUT TURN RIGHT. Continue on and cross the traffic lights with large Orthodox Church on your left. Continue to the roundabout with Begonia Garden Centre and the Kings Avenue Mall on your right. Turn left – this road will take you in the direction of the Kato Paphos Harbour. Our office is on your right some 300 m down the road. Office is roughly opposite the 'Wishing Tree' (handkerchief tree).
We have a large Fitzgerald Marketing sign on the building. There is ample parking around the office.
Contact us: [email protected] – email us now!


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Title regulation coming to the Prairies
Home News Industry News Title regulation coming to the Prairies
Saskatchewan has joined Ontario in regulating "financial planner" and "financial advisor"
By: Michelle Schriver
Michelle Schriver
If you're a financial planner or advisor in Saskatchewan, your title will soon be regulated.
Saskatchewan has joined Ontario in efforts to regulate "financial planner" and "financial advisor" by introducing The Financial Planners and Financial Advisors Act, the province said in a release on Monday.
"This legislation will protect consumers and investors by ensuring that persons using these titles have the appropriate credentials and education," said Don Morgan, Saskatchewan's justice minister and attorney general, in the release. "Regulating these titles will recognize the significant knowledge and skills of financial planners and financial advisors, and ensure these titles are only used by qualified individuals."
Saskatchewan's act is modelled on legislation passed in Ontario in May 2019. The Financial and Consumer Affairs Authority (FCAA) of Saskatchewan held a consultation period on title regulation at the end of the summer, specifically asking whether the province should take the same approach as Ontario.
Implementing similar legislation will "allow for consistency between jurisdictions and reduce the risk of duplicate or differing credentialing requirements for industry members," the release said.
At an industry event last month, Greg Pollock, president and CEO at Advocis, said most of Canada's provincial finance ministers are discussing — and support — title regulation.
However, Ontario's legislation hasn't been free from criticism.
For example, in a submission to the FCAA, the Investment Industry Association of Canada said title regulation shouldn't extend to "financial advisor," because of the title's broadness.
Quebec is currently the only province with title regulation in force; it regulates "financial planner" and restricts other titles. Initial title regulations could start coming into force in Ontario at the end of 2020.
As in Ontario, Saskatchewan's legislation will require anyone wanting to use "financial planner" or "financial advisor" to hold appropriate credentials from an approved credentialing body.
In Saskatchewan, the definitions of "financial planner" and "financial advisor," as well as credential requirements, will be set out in the regulations, and the province will work with industry to develop the credential requirements, the release said.
It also said that the FCAA will approve credentialing bodies and the credentials offered by them. In Ontario, those tasks fall to the new financial services regulator, the Financial Services Regulatory Authority of Ontario.
CLHIA urges caution on title regulation
Majority of Albertans believe financial advisors need professional regulation
Survey results underscore the need for title protection for financial advisors
Advisor titles,


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Next spring marks thirty years of interviewing authors. I've done over 10,000 author interviews over that time, and I've collected a few signed books along the way.
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.. and quite a few more. You can contact me for more details about upcoming offerings.
In what her publisher calls a "breathtaking sweep of her half a century of living," Turner chronicles her journeys through the canyons of her life and how she sought horizons.
She includes poetry, essays, opinion-editorials, radio interviews and letters, to reveal how she prevailed over heartbreak, alcoholism, and the death of her father.
American history books often compress momentous events into capsules, summaries, one-line explanations.
Such has often been the case with President Abraham Lincoln's Emancipation Proclamation, the history-changing document that freed the slaves and changed the course of the Civil War.
Now historian and journalist Todd Brewster restores the detail that's missing, and shows us the six critical months between the time Lincoln first spoke about his intention to free the slaves and the release of the Emancipation Proclamation.
As Brewster describes it in his book "Lincoln's Gamble" it was perhaps the most tumultuous six months of Lincoln's presidency. He fought with his generals, disappointed his cabinet, and sank into painful bouts of clinical depression.
And perhaps most surprising, he had to convince himself that emancipation was, indeed, the right course of action.
James Madison may not spring to mind the same way that, say, George Washington or Thomas Jefferson or even Alexander Hamilton do.
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Lynne Cheney's book "James Madison: A Life Reconsidered" will also change what you thought you knew, if you've always remembered how Madison was described as a shy or even sickly young man.
We know the power of prayer, to heal and comfort.
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Gil Martins, an agent with the FBI's Domestic Terrorism Unit in Houston, confronts the violence generated by extremism every day. But even he is not fully prepared for what he encounters when confronted with evidence of a serial killer who's calling on the very power of God to dispatch well-known atheists.


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ANAHEIM, Calif. (AP) - A newlywed killed by police after he stepped outside his home to confront suspected burglars was shot in a case of mistaken identity, police said.
Julian Alexander died after being shot twice in the chest by a police officer who was chasing four burglary suspects early yesterday morning.
Police Chief John Welter said the officer ran into Alexander, mistook him for one of the four juvenile suspects and shot him.
"The last thing we ever want to do, No. 1," is "take somebody's life," he said. "And we certainly don't want to take the life of someone who is mistakenly believed to be involved in some criminal activity."
"He was a good kid, trying to protect his house," said Alexander's mother-in-law, Michelle Mooney. "And the police, instead of asking questions, they just shot first. Somebody has to be held responsible."
Welter would not release the officer's name but said he was a 10-year veteran of the department. The officer was placed on paid leave pending an investigation.
"It's mistaken identity, but that doesn't bring my son back," said Alexander's father, Jerry.
He said Alexander got married last weekend and his 19-year-old wife is expecting a baby in December.
Alexander's wife said she heard the gunshots and tried to go into the yard, but the officer told her to stay inside. From the window they saw Alexander handcuffed and bleeding in the front yard.
Paramedics treated him at the scene and took him to a hospital, where he was pronounced dead.
The four burglary suspects were detained and interviewed, but no arrests were made.


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Scientific research and development services industry's Q2 retained earnings down 27.1%
By Metric Media News Service | Jan 4, 2020
The scientific research and development services industry's retained earnings in the second quarter of 2019 was down 27.1 percent over the same period last year, according to the U.S. Census Bureau.
The term "retained earnings" reflects a company's net income that remains after it pays out dividends to shareholders. The remaining funds can be used for company expansion and other purposes.
The Census Bureau's Quarterly Financial Report (QFR) presents industry data based on information from about 11,000 corporations. The data comes from income and earnings statements, balance sheets and other records from manufacturers with assets of at least $250,000, the bureau said.
Other statistics come from companies with at least $50 million in assets in the categories of mining, wholesale trade, retail, professional and technical services, and information.
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12 wholesale trade businesses in 72114 have between 10 and 19 employees in 2016
16 accommodation and food services businesses in 72116 have between one and four employees in 2016
11 wholesale trade businesses in 72114 have between one and four employees in 2016
37 retail trade businesses in 72114 have between one and four employees in 2016
10 real estate, rental and leasing businesses in 72114 have between one and four employees in 2016
19 retail trade businesses in 72114 have between five and nine employees in 2016
1 Total OASDI beneficiaries in Arkansas zip 72440 increase in 2018
2 19 retail trade businesses in 72114 have between five and nine employees in 2016
3 13 health care and social assistance businesses in 72114 have between five and nine employees in 2016
4 Drugs and druggists' sundries wholesalers report 0.2 percent decrease in year-over-year September inventories
5 Arkansas job growth this year projected at 0.6%
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Applique is a technique in which pieces of fabric or pre-cut and stitched designs are sewn onto a foundation garment or piece of fabric to create designs and lettering. It is a wonderful way to add your favorite fabrics and patterns to your embroidery. Appliques are often used where you want large letters to stand out prominently, such as Greek lettering on jackets and sweatshirts.
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The school has used its Sport Premium funding to become part of the Richmond Sports Premium SLA, enabling us to become members of both the Youth Sports Trust and the Association for Physical Education. This will support us in our goal to improve the quality of P.E. provision throughout the school through further staff training opportunities, and to increase the quantity and range of sport on offer at our school. We have also used the Sport Premium to increase links with local sporting clubs in the community, inviting skilled professionals to work alongside our staff in each year group to offer high quality, technically astute sports and skills coaching to all children as well as simultaneously developing the skills of our current teaching staff.
Further funding has been spent on specific training and resources that focus on the teaching of core movement skills that underpin all future learning in PE lessons and extra-curricular activities. Clubs have been started that target particular groups of children to improve all round motor function, increase self-esteem and levels of participation in activity. The school has also been able to further supplement the sports equipment and resources. To see the breakdown of the school's Sport Premium expenditure please see below.
The funding has and is being used to provide greater opportunities for engagement in sport and physical activity. Being part of the Richmond Sports Premium service level agreement and the other partnerships has successfully enabled us to engage in sporting activities with other schools and has increased the amount of expertise to both train staff and provide wider opportunities for children. Whilst we have had numerous success in competitions, these have all had the outcome of encouraging pupil participation and enjoyment of sport.
Funding for staff training, using specific experts in their fields is targeted to individual year group needs and provides specific and bespoke training to improve staff subject knowledge and teaching capability.
Funding for equipment such as the KS2 trim trail has encouraged engagement throughout the key stage. Children enjoying active play and physical challenges has resulted in greater enjoyment of sport and activity. New line markings in the multi-use games area (MUGA) and the playgrounds have increased opportunities for teaching a variety of sports activities.
The updating of basic equipment for PE and sports has enabled the children to work with good quality equipment and developed a further sense of pride in their sporting activities.
All these activities set patterns and expectations for the future and embed a culture of sport and activity which combined with our many low-cost activities, such as the Daily Mile, provides a long-term sustainable future for PE and Sports in the school.


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In this study, we aimed to determine the level of postnatal maternal attachment and the factors affecting the attachment.
A total of 300 women (of which 150 delivered vaginally and 150 delivered by cesarean section) who applied to family health centers in Gümüşhane city, delivered a live fetus at term vaginally or by cesarean section, did not develop any maternal or fetal health problem and complication during postpartum period, and had 0–60-month-old baby between April 20 and July 20, 2017 were included in this descriptive and cross-sectional study.
In the study, no significant correlation was found among the factors such as women's educational status, employment status, perceiving income status, family type, history of risky pregnancy, gravida, delivery week, delivery type, delivery duration, age of baby, having problem during pregnancy and delivery, postpartum depression, having support during delivery, the type of feeding baby, and attending pregnancy training classes. It was determined that the variables such as marital status, place of residence, marriage duration, number of delivery and child, whether the pregnancy is planned or not, first breastfeeding time after delivery affected the maternal attachment level of women. It was found that women whose age was between 27 and 35 years, who were housewife or civil servant, residing in a city, married for maximum 10 years, had single child and planned their pregnancies had higher maternal attachment levels.
In order to increase maternal attachment, women need to plan their pregnancies willingly, and families should be observed for attachment and supported for a safe attachment.
Mother, delivery type, maternal attachment, postpartum.
Kesebir et al. define the attachment as the child feeling an affinity to the caregiver in the relationship between them and as an emotional bond with consistency and continuity which becomes clear especially under stress.[1,2] The attachment theory developed by Bowlby is based on the attachment of baby to mother during the early period as a result of biological trust, mother being available or not when baby needs her, and how reactions and behaviors of mother towards baby are perceived and interpreted by baby. Maternal attachment begins during pregnancy, continues after delivery and contributes to the development of maternity role in woman.[4,5] In the attachment theory, it is highlighted that being attached to mother or any other relaxing object has a significant role for baby to maintain the life. When the bond between mother and baby is strong and based on love, it contributes to the development of child as a healthy individual socially, physically and mentally.[7,8] When attachment, with foundations laid during infancy period, is determined once whether it is safe or not, it varies very slightly in the other periods of life. The level of attachment does not only ensure to have a healthy infancy period but also affects the health level during early childhood, late childhood, adolescence and adulthood periods. Bowlby stated that there is a link between insecure attachment and psychopathology. It is indicated that insufficient attachment is associated with propensity for violence, self-harm, substance abuse and drug addiction, negligence and abuse.
During postpartum period, mother is very willing to establish intimacy with her baby. Mother seeing, touching and communicating with baby affects the perception of baby positively. If this positive communication cannot be established between mother and baby, mother may neglect the care of baby, and the health of mother and baby may deteriorate. Meeting with baby right after the delivery in order to initiate the interaction between mother and baby is very important in terms of establishing maternal attachment rapidly. Factors such as protecting baby from harmful and dangerous situations, breastfeeding, caring and healthy attachment are effective in creating a positive environment for the healthy development of baby during postpartum period. It has been stated that early attachment and breastfeeding improve the mathematical and reading skills of children. While breast-fed babies are more compatible and cooperative, crying jags and anger are encountered less. According to the World Health Organization, depression seen in women disrupts the performance of fulfilling maternity roles, and also negatively affects the development and growth of baby.
Mothers may have knowledge deficiency or insufficient social supports about baby care during postpartum period. During this period, nurses should support and encourage parenting efforts of mothers and fathers. Nurses should assess the relationship of mother and baby during postpartum period by observation and record it. For example, mother calming baby, caressing it, holding it, talking to baby, feeding properly, breastfeeding baby, mother feeling comfortable when breastfeeding, making an eye contact and calling baby with its name or gender are the appropriate attachment behaviors expected from mothers. Also, during postpartum period, putting baby naked on prone position onto the naked breasts of mother (namely, direct skin contact) stimulates maternal oxytocin release and affects maternal attachment positively. For the healthy assessment of the approach of mothers for their babies, nurses play a significant role in the normal attachment process between mother and baby and in the development positive mother-baby attachment after delivery. Performing proper midwifery and nursing initiatives are significant for maintaining maternal and fetal health, and identifying risks early that may develop in the attachment relationship between mother and baby.
The purpose of this study is to determine the level of postnatal maternal attachment and the factors affecting the attachment.
The population of this descriptive and cross-sectional study consisted of women living in a city of Eastern Black Sea region. The sample of the study consisted of women who delivered a live fetus at term vaginally or by cesarean section, did not develop any maternal or fetal health problem or complication at postpartum period and had a 0–60-month-old baby during the study period. A total of 300 mothers, of which 150 delivered vaginally and 150 delivered by cesarean section, who were informed about the purpose of the study and voluntarily accepted to participate, were the sample of this study. The data of the study were collected between April 20 and July 20, 2017. Women who were the sample of the study were reached from the family health centers in Gümüşhane city.
For the collection of study data, the information form developed according to the literature and maternal attachment scale were used.
Participant Information Form: The information form has 34 questions for demographic characteristics and details about delivery and postpartum period of woman. This form includes questions for demographic characteristics such as participant's age, current marital status, educational level and spouse's educational level, income information, marriage duration and family type as well as information such as pregnancy, miscarriage and delivery numbers, problems during pregnancy, delivery type, delivery duration, planning status of pregnancy, preparing for motherhood during pregnancy and breastfeeding time during postpartum period, having postpartum depression, feeding type, and social support perception during and after delivery.
Maternal Attachment Scale: The scale which evaluates the emotions and behaviors showing maternal love based on the self-statements of individual was developed by Mary E. Müller in 1994. The four-point Likert scale has a total of 26 items. Total score is obtained by adding all points given to scale items (min=26, max=104. The increase of the scale shows that maternal attachment has a good level. Cronbach's alpha internal consistency reliability of the scale was 0.77 for mothers with 1-month-old baby and 0.82 for mothers with 4-month-old baby. In our study, Cronbach's alpha internal consistency coefficient was 0.874.
The approval of Ethics Committee of Gümüşhane University was obtained to collect study data. The participants were informed that their personal information would be kept confidential and would be used only for the purposes of this study. Then, the mothers who agreed to participate and gave verbal consent were included in the sample of the study. After data collection forms were delivered, the participants were asked to complete the forms. The participants completed the data collection forms within 15–20 minutes.
The study data were analyzed in the SPSS 18.0 package program. Number and percentage distribution was used for the analysis of the data, and mean-standard deviation was used for continuous data. Since the data did not have normal distribution, Kruskal-Wallis H test, ANOVA, t test and Mann-Whitney U test were used to compare the mean values of two or more groups in the independent groups. The value p<0.05 was considered statistically significant.
The results obtained from this study are limited with the sample of this study. The results cannot be generalized to all mothers. Since the educational levels of women are different, it was observed that they had difficulties to complete the forms and they did not answer all questions in some forms. Also, as the questions are retrospective, some mothers had difficulties to remember some details, which was the greatest limitation of the study. Sample group being small, data being based on self-statement and the study being cross-sectional are other limitations.
Some demographic characteristics of the participants are given in Table 1.
It was found that the ages of approximately half of the women (48.7%) were in the range of 27–35 (min: 19, max: 56, mean: 30.33±6.373) years, most of them (97.3%) were married, 3 out of every 10 women (34.7%) were high school graduate, approximately 7 out of every 10 women (68%) were housewife and did not work (68.3%) at the time of study. More than half of them (53%) were living in the city center, and 7 out of every 10 women (68.3%) perceived that their incomes were equal to their expenses. Most of the women (75.7%) had nuclear family, and the majority of them (71.3%) were married for 1–10 years.
Most of the women (69%) in this study were multigravida and approximately half of them (49%) had 2–3 children. A great majority of them (90%) did not end their pregnancy by abortion previously, and most of them (73.3%) did not have involuntary miscarriage. Almost all of them stated that they had no health problem in their previous pregnancy, and the most common problem in the previous pregnancy was infection (n=8, %57.1).
The details of the last pregnancies of the participants are given in Table 2.
Most of the women (79%) included in the study planned their last pregnancies, and one of every 4 women (25%) had a risky pregnancy in their last pregnancies. The children of 67.3% of women were between 0 and 2 years old during the study period and 6 out every 10 women (59%) delivered at term. Almost all of them (97.3%) stated that their delivery took less than 3 hours. A great majority of women (81.3%) did not have postpartum depression. Of those who had postpartum depression, 42.9% stated that they received support mostly from their partners. Almost half of women (49.3%) said that they breast-fed their babies within the first half hour after delivery and most of them (70%) said that they held their babies within the first hour. In their last deliveries, 31.3% of women said that they were accompanied by their partners, 24.3% of them were accompanied by their mothers and 32.3% of them were accompanied by someone else other than their mothers and sisters.
By the statistical analysis of the study, it was found that the factors such as women's educational status, employment status, perceiving income status, family type, history of risky pregnancy, gravida, delivery week, delivery type, delivery duration, age of baby, having problem during last pregnancy and delivery, postpartum depression, having support during delivery, the type of feeding baby, and attending pregnancy training classes did not have a statistically significant impact on women's maternal attachment scores.
The factors affecting the maternal attachment status of the participants are shown in Table 3. It was found that the mean scores women got from maternal attachment scale varied according to the age. Accordingly, the mean scores got from maternal attachment scale by women between 19 and 26 (97.92±6.199) years old and between 27 and 25 years old were higher than those of women who were 36 (97.03±5.395) years old and above (p=0.031).
It was determined that marital status of women was affecting the scores of maternal attachment scale. The mean scores got from maternal attachment scale by mothers who were single (92.88±9.538) during the study period were lower than those of women who were married (98.10±6.041) (p=0.018).
While there is no statistically significant correlation between employment status and maternal attachment scale scores of women, the mean scores of maternal attachment scale varied according to the professions of women. The statistical analysis showed that maternal attachment scores of women who are housewife and civil servant were higher than those of women who are worker or craftsperson (p=0.025).
A statistically significant correlation was found between the place where women live and the scores of maternal attachment scale. Mean maternal attachment scores of women who continuously live in city were higher than those of women who live in districts or villages (p=0.050).
It was seen that the marriage duration of women was affecting their maternal attachment scores at a statistically significant level. The maternal attachment scores of women who are married for 11–20 years were lower (p=0.000).
It was found that the gravida of women was affecting their maternal attachment scores at a statistically significant level. Accordingly, there was statistically significant difference in terms of mean maternal attachment scores between primiparous women (98.70±6.377) and multiparous women (97.62±6.095) (p=0.032). The maternal attachment scores of primiparous women were higher. It was found in the study that the child number of women was affecting their mean maternal attachment scores at a statistically significant level. The mean maternal attachment scores of women who delivered their first child were higher than those of women who had more than one child (p=0.020).
There was a statistically significant correlation between planned pregnancy and mean maternal attachment scores of women (p=0.030). Accordingly, the mean maternal attachment scores of women who planned their pregnancies were higher.
In our study, maternal attachment scores of women who breast-fed their babies after the first 30 minutes following the delivery were higher than those of women who did not breast-fed their babies or breast-fed within 30 minutes after delivery (p=0.023). The factors associated with the maternal attachment scales are shown in Table 3.
In our study, there was a negative correlation between maternal attachment scores and marriage duration and numbers of pregnancy and delivery. As the marriage duration and numbers of pregnancy and delivery increased, maternal attachment scores decreased. Also, there was a positive correlation between maternal attachment scores and first breastfeeding time and the time when partner held the baby (Table 4).
In our study, we found that the mean scores women got from maternal attachment scale varied according to the age. The maternal attachment levels of women who are 36 years old and above are the lowest. While there is no statistically significant correlation between the ages and maternal attachment scores of women in some studies, there are also some studies showing that maternal attachment scores of women increase as their age increases.[4,15–17] In our study, we believe that the correlation between the increase of age and decrease of attachment is associated with the increases of marriage duration and the numbers of children and delivery.
We found that the mean maternal attachment scores of women who were single during the study period were lower. We think that this may be related with the fact that women who are married spend more and high quality time with their children as they share domestic roles and house and child-care responsibilities with their spouses.
In our study, we found that there is no statistically significant correlation between employment status and maternal attachment scores of women while maternal attachment scores of women who are housewife and civil servant are higher. Some studies reported that maternal attachment scores were higher in working women.[16,17] In another study, there was no statistically significant correlation between employment status and maternal attachment scores. The increase of maternal attachment scores may be explained with the facts that civil servants who have higher incomes compared to other profession groups and women who are considered to prefer to be a housewife as they do not have any financial difficulties spare more time for and take care of their children personally.
We found that women who were residing in the city had higher mean maternal attachment scores. Considering that the city where we conducted the study is an agricultural zone, we believe that the women who live in the city are more vigorous physically and mentally than women who live in the districts and villages due to the reasons such as having less work load and not dealing with physically tiresome works like agricultural labors as well as house works. Therefore, the women who live in the city spare more time for their babies than the women who live in districts and villages, and this extra time contributes to an active attachment.
In our study, women who were married for less than 10 years and more than 21 years had higher maternal attachment scores. Durualp et al. found in their studies that women who are married for 21 years and more had higher maternal attachment scores. Unlike the results, Mutlu et al. found no significant correlation between the marriage duration and maternal attachment. As the age of mother increases, the duration of marriage increases and attachment decreases. The care responsibilities for a growing child of couples who are married more than 21 years decrease, and they spare more time with newborn. It is also believed that being a mother after a long time is a long-awaited feeling and it may increase the attachment.
In our study where we investigated the impact of gravida on maternal attachment, we found that maternal attachment level was higher in primiparous women than multiparous women. While there many studies with similar results, there are also studies showing that maternal attachment increases with the increase of child number.[15,16,18,19] The authors highlighted that the less number of children is important in terms of the safety of attachment. This result of the study shows that maternal attachment is affected positively by the facts that women who are going to be a mother for the first time are inexperienced in terms of motherhood, they approach more sensitively to their children as they are inexperienced for taking care of a baby, they make more communication and share more with baby and they care about their responsibilities regarding baby care.
In our study, we found that women who willingly planned their last pregnancies had significantly higher maternal attachment scores. Similarly, Durualp et al. reported that women with planned pregnancy had higher maternal attachment scores. In some studies, no significant correlation was found between planned pregnancies and maternal attachment scores.[4,15] It is considered that the factors such as woman being ready to be a mother, desiring to be pregnant, deciding to be a parent together with their spouses and woman adapting pregnancy more easily in planned pregnancies increase the level of healthy maternal attachment.
According to our data, there was no statistically significant correlation between the delivery type and maternal attachment scores of women. Work is available in studies that show similarity, as well as studies showing that attachment to vaginal deliveries is higher.[7,15–17] We believe that this finding may be the result of the facts that data were collected retrospectively and women who did not have postpartum complication were analyzed.
In our study, we did not find any statistically significant correlation between the delivery week / week of gestation and maternal attachment scores of women. Similarly, Mutlu et al. did not find any statistically significant correlation between maternal attachment scores and term or preterm labor. Some studies reported that the maternal attachment was deteriorated after delivery as preterm babies were lacking physical contact, maternal intimacy and care during hospitalization.[20,21] This finding in our study is a result of the facts that pregnant women gave birth at term and there was less number of babies that needed intense care.
We found no statistically significant correlation between postpartum depression and maternal attachment. Some studies reported that postpartum depression negatively affected maternal attachment levels of mothers.[16,22,23] We think that our finding is caused by the fact that there are few women who were diagnosed with depression and on medication.
In this study, we retrospectively determined the factors affecting maternal attachment in women who delivered in the last five years. Women who are in young age group (27–35 years old), who are housewife or civil servant, live in the city, married for maximum ten years, have single child and planned their pregnancies have higher maternal attachment levels.
The attachment is an emotional bond between the baby and the parents. It starts at the period between second and third trimester of pregnancy and reaches up to postpartum and newborn periods. It contributes to physical, psychological and emotional development. Safe attachment is essential for a healthy generation. Therefore, women need to plan their pregnancies willingly, and families should be observed for attachment and supported for a safe attachment.
The details of the last pregnancies of women.
Factors affecting maternal attachment scores of women.
Factors associated with the scores of Maternal Attachment Scale.


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And it really wasn't that exciting, not that I was expecting it to be. I only had Embedded and it was a practical. It was ok, didn't do much to be honest as we're just getting in to the swing of things. I hae Advanced Operating Systems Administration and Operating Systems and Systems Administration lectures tomorrow, 2hrs, should be fun. In some ways its nice to get back to Uni now though I am looking forward to graduating also.
In other news I did quite a lot today. I cancelled my 3 mobile contract, got PAC code, transferred my number to Orange and ordered Telewest for our new place. I got to be in the new place on the 3rd to be there for the telewest engineer. Having cable there already should make the installation straightforward. I really can't wait! Sky Sports will finally let me watch the English Premiership live. I decided not to go for North American Sports Network just yet as the NFL is on Sky too. This means I don't really need to decide on it till the season starts next year.
Next story Woo I Won Something!


For the next two days DiRT 3 Complete Edition will be available for free on the Humble Store, giving gamers a great chance to play this classic racer and all of its DLC without spending a penny.
This game will be given to Humble Store users as a Steam code, which means that gamers will need to have a Steam account in order to play this title. The game is compatible with both Windows and MacOS, though the game sadly lacks a Linux support.
Right now this game is available on Steam for £22.99, making this a fantastic offer from the Humble store.
Below are DiRT 3's PC system requirements.
You can redeem a free copy of DiRT 3 Complete Edition on the Humble Store.
You can join the discussion on the Humble Store offering gamers free copies of DiRT 3 on the OC3D Forums.


text:
The World By Road
Drive Around the World Toyota 4×4 Travel Expedition
Past Crew Members
TWBR Schedule
The Toyota Trucks
Expedition Stats
Approximate Driving Times and Speed
Mileage, Fuel Consumption and Cost
Meeting with Aid organizations
Join The World By Road
Interactive Expedition Tools
International Education Initiative and Speaking Engagements
Sponsorship by Individuals or Families
TWBR Media Appearances
« A brief insight to our foreseeable future…
"Where's the Beef?" »
The Challenge of the Week – Cut and Paste Masterminds
By Steven Shoppman in
"Africa, haha, those were some times."
"Remember the rebels and how we could not get our Angolan visas for months, the Angolans have the worst policies on the planet."
Time moves fast making your way around the world. With each border falling behind the horizon, we find new challenges to deal with. Time and time again we encounter something that presents itself as likely the most difficult task on the expedition. Customs in Argentina may not be the most difficult, but perhaps the most frustrating.
Looking back at our run through the heart of Africa it seems like no countries could be more corrupt, no roads could be so bad, no government policies could be so senseless. In most of these cases Africa will take the cake, but this all depends on how you decide to measure the worst or the best. For instance, Mongolia is one of the least developed countries in the world, yet one of the most pleasant when it comes to dealing with the government.
While going through Africa and Central Asia, you must convince yourself that things just work differently there. A different set of rules apply. Upon coming to South America and here to Argentina, we expected to encounter our fair share of difficulties. These countries are more developed so in our minds they should have been a little easier to do…well…anything. So far, if you set the bar of expectations higher based on Argentina's level of development, they have officially beat every country by a landslide in terrible government policy.
We have many many different ways to prove that the trucks are ours. We have a website, thousands of photos with us and the trucks, videos of us driving the trucks, laminated copies of the articles of incorporation of the business, carnet documents, vehicle titles, a direct link to the Colorado Secretary of State website with online proof, bank statements, credit cards, debit cards and a crew of restless TWBR team members. So what is holding us up?…(moments ago I received this instant message from a good friend in Denver)
"Benjamin: Talked to Secretary of State's office. I'll need one more day. I'm getting it notarized, and getting the international designation for 15 bucks at their offices tomorrow morning – only time it can happen. I'll scan and email the copy tomorrow, and then will fed-ex the rest."
If it was not for good friends like Ben and all the others who help us out, the bureaucrats would win. The friendly customs agents here in Argentina are keeping the trucks because out of all the hard evidence we have that these trucks are ours, including a bill of lading from the shipping company in my name, they are only willing to take a document with an Apostille. This fancy little stamp that will be on new copies of our Articles of Incorporation is simply an international notification that the papers are legitimate.
I guess that somehow we are really good at Photoshop and motion graphics because the thousands of photos and video we have from all around the world with the trucks are just simply brilliant cut-and-paste work. You caught us Argentina customs…there is no logical way that the trucks in those containers could possibly be ours. Okay, well I left something else out…we were offered the chance to pay a bribe totaling $1500, then our papers will magically become legitimate.
This entry was written by Steven Shoppman, posted on September 3, 2008 at 4:34 pm, filed under Argentina, Borders, Visas and Paperwork, Challenge of the Week, Expedition Updates, South America and tagged Argentina, Buenos Aires, customs, Shipping. Post a comment or leave a trackback: Trackback URL.
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A Feast for Christmas – a seasonable celebration for SATB choir, optional youth choir and narrator, with piano (or brass quintet) Colne Edition / Spartan Press CE29 £8.95 (also available on hire direct from the composer) This 8-movement cantata contrasts the cooking of the Christmas dinner with more reflective Christmas themes, with an opportunity for the audience to join in at the end!
A setting of a Victorian Christmas poem: the music alternates between the calm manger scene and the outside world of the shepherds, wise men, and angels, providing an expressive carol which is both dramatic and peaceful.
Contrasting gentle melodies and sparse piano writing with richly dramatic chords, this carol creates a real sense of anticipation for the arrival of Jesus, and will be a popular choice for Advent and Christmas.
This enchanting setting of the well-known medieval text combines expressive harmonies with gently interweaving lines for solo or soli voices.


text:
Alabama Makes It Illegal to Remove Confederate Monuments
Posted by bydesign001 in Progressives war on America
Alabama Memorial Preservation Act of 2017, American history, attack on the Confederacy, preserving American history, Progressive Revisionist History
Good for Alabama. We must stand up to those erasing our history.
Last Wednesday, Alabama Gov. Kay Ivey (R) signed into law the Alabama Memorial Preservation Act of 2017. which to the disdain of Progressives makes it "illegal to remove monuments that have been in place for more than 40 years."
Breitbart News by Ryan Saavedra
The new legislation prohibits:
The relocation, removal, alteration, renaming, or other disturbance of any architecturally significant building, memorial building, memorial street, or monument located on public property which has been in place for 40 or more years.
State Sen. Gerald Allen (R-Tuscaloosa), who proposed the bill, noted protecting monuments is about preserving history for future generations to learn from, the Huffington Post reported.
"I appreciate Gov. Ivey standing up for the thoughtful preservation of Alabama's history," Allen said. "Contrary to what its detractors say, the Memorial Preservation Act is intended to preserve all of Alabama's history ― the good and the bad ― so our children and grandchildren can learn from the past to create a better future…"
It bothers me that this is a subject that I cannot speak on with family members, neighbors or associates without quarrel, the majority of whom #1 hate Donald Trump as they were told to and #2 condone the removal of the Confederate flag, history, and monuments all based on the propaganda.
They just do not get that removing these monuments, the Confederate flag and its history is wrong and about erasing American history more than anything else.
2 thoughts on "Alabama Makes It Illegal to Remove Confederate Monuments"
Brittius said:
Reblogged this on Brittius.
GP Cox said:
Alabama remembers


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