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Reinstate the compulsory UK Identity Cards system – finally unmask the fraudsters and incognito hoody muggers, criminals, and knifers?
April 16, 2019 by dadman007
Due to the UK's uncontrollable surge in knife crime (100 knifings a day), the provocative and dangerous habit of routinely carrying knives by the young (including school children), and indeed in our cities the daily knifing and murdering of young people by young people, the authorities at long last have taken the first essential step to halt that juggernaut of death, destruction, and unbridled crime.
That step was taken just 2 weeks ago by the current Home Secretary Sajid Javid and it was to 'reinstate' the police's greater powers of 'stop and search' so that it can become effective once more on our crime-ridden streets and keep them safe.
He has trashed disastrous Theresa May's previous reforms of five years ago when as Home Secretary she set-about the police, undermined them, cut their funding and numbers, decided that SHE knew best about dealing with crime, and tied the hands of the police by crushing their powers of stop and search, which she determined had no discernible effect in reducing crime but poisoned community relations – all in her failed quest to appease and appeal to the liberal-minded elite, eh?
Oh yes, the use of large-scale mass stop and search operations had been highly controversial, it has to be said – not least because black people or those from minority ethnic groups, were four times more likely to be stopped and searched on the streets by the police than white people?
What May actually achieved was to play directly into the hands of the gutter criminals, because the police could no longer disrupt crime, nor take weapons of our most dangerous and notoriously crime-ridden streets, nor battle to reduce the threat of serious violence occurring there.
Well, whether or not there remains concerns in some quarters about unfairly targeting people who are black, now that the allegation of institutional police racism has been alleviated, the new Home Secretary is convinced [as are the police and the mass of the population] that stop and search has to be bulked-up with a large surge in operations to lance the boil of violent street crime – and Javid can get away with restoring such effective tactics, perhaps without too much personal criticism, because he is black himself and comes from immigrant stock
[LONDON
Statistics mid 2018 showed that almost half of murder victims, as well as murder suspects were black despite that ethnic group accounting for just 13% of London's population
Twenty-one teenagers [all black or ethnic minorities] were murdered in 2018: Oluwadamilolda Odeyingbo, Hasan Ozcan, Sabri Chibani, Promise Nkenda, Lewis Blackman, Abdikarim Hassan, Kelvin Odunuyi, Lyndon Davis, Tanesha Melbourne-Blake, Amaan Shakoor, Israel Ogunsola, Rhyhiem Ainsworth Barton, Jordan Douherty, Katrina Makunova, Latwaan Griffiths, Guled Farah, Ethan Nedd-Bruce, Jay Hughes, Malcolm Mide-Madariola, John Ogunjobi, Aron Warren.
HOWEVER INCONVENIENT OR UNFAIR, EFFECTIVE STOP AND SEARCH MIGHT HAVE SAVED THESE CHILDREN, AND DOUBTLESS THEIR MOTHERS FEEL THAT WAY AS WELL]
The second essential step required here in Britain, is to deal with another of the biggest problems we are currently facing in our society which is the one of the increasingly prevalent activity of gangs, drug dealers, and other criminals who are simply able to prowl the streets or lurk in the shadows, and go about their destructive business 'incognito', because they are being allowed to hide their identities with numerous aliases, and alter physical appearance or cover faces behind hoodies, balaclavas, full-face biker helmets, face scarves, dark sunglasses, fake tans, dyed hair, wigs, hats, and the like, or in some cases even the full face veil.
Of course, some organisations like banks ask customers to remove face helmets, hats and sunglasses before approaching tellers, but don't enforce it, while others like garages and shopping precincts might insist that people must be physically identifiable because of the specific risks of shop-lifting, fraud and other illegal actions
However, as some people have found, being unable to actually prove your identity or right to be resident in the UK, is something of potential nightmarish proportions, yet it is claimed by the usual civil-rights scaremongers that many law-abiding citizens here would find the idea awful and 'un-British' of being asked to show identity at any particular time, as they would feel their lives were being suppressed under an oppressive police State. That is simply a load of bollocks though – while it indeed may be a truism for 'some' of those who have survived last century's war years, or seen Hollywood war movies, so know of Nazi-Germany government agents figurative demand of "your papers please", but it has no relevance nor standing in these modern days, does it?
Oh yes, some will say that carrying an ID card would be an unnecessarily and excessively intrusive burden, but those that so claim will of course predominately include those of the criminal element, who rely on total anonymity to get away with their crimes, don't they?
You see, without any compunction whatsoever British people already carry a photocard driving licence, a railcard, a photocard bus pass, a library card, photocard citizencard id card, a photocard proof of age card, bank cards, credit cards, store cards, company photocards, club membership cards, residence cards, seaman books etc, which all are compulsory to show on demand when used, and even on occasion a passport has to be shown to prove identity within the UK, or when overseas.
Moreover, despite the assertion from some living in the past diehards here, that our citizens required preservation of a 'right to remain anonymous', some 70% of the population also readily widely disclose to all and sundry, much of the intimate details and activities their personal lives, just through multi-membership of media platforms [Facebook (the biggest @ 40million), Instagram, Google+,Twitter, Pinterest, Linkedin, Snapchat, Friends Reunited, Reddit, Tumbir, Goodreads, Myspace, et al]
Notwithstanding all of that, which clearly evidences the population's general attitude to so-called 'privacy', the planned introduction and ongoing use of national Identity cards in Britain were scrapped eight years ago, following a campaign to stop such a system being fully introduced, whence the ones already issued were no longer valid and couldn't be used as proof of identify
As you might expect that retrograde action, which has now put our society under the control of the criminal classes, was carried-out at the behest of the usual 'screw-it-up' human rights and liberal "do-gooder crowd", and indeed was enacted by the bloody LibDems, who had sacrificed their principles to sneak into Government as a coalition partner to the Tories. National identity cards were in the process of being rolled-out as a personal identification document which was linked to the national identity register database, which has since been destroyed – the loss of everything that had been already put in place at enormous cost over some four years.
[Foreign nationals from outside the EU continue to require an ID card for use as a biometric residence permit]
There is a general lack of compulsory ID in the UK, as only airport workers or others in certain high-security professions are required to carry an identity card. While nobody in the UK is required to carry any form of ID, and in everyday situations most authorities, such as the police, do not make spot checks of identification for individuals, although they may do so in instances of arrest, but nevertheless you can't actually fly anywhere even within the UK without proving identity to the airline [normally passport or diving licence – even children need to do so]
Now, such things are different in many other countries, where it is simply accepted these days as part of their current culture and custom to carry ID – so virtually nobody there bats an eyelid about it, do they?
Indeed Britain has 'had' ID cards before – both during WWI and for a dozen years during and after WWII. Some liberalists will say "ah, but that was when we were in a war", won't they? Well yes, but we most certainly ARE in a bloody war NOW, and in one which we are losing-out to drug traffickers, burglars, violent robbers, murders, arsonists, rapists, car thieves, computer cyber attackers, virus pushers & hackers, shoplifters, fraudsters & forgers, extremists, terrorists and their supporters, et all, aren't we?
Moreover, the UK also invoked the compulsory carrying of an identity card in public areas in Hong Kong, when it still was a British colony back 40 years ago, and that continues today and seems to have never been a matter of resentment for Hongkongers.
Yes, so what is urgently needed in the UK now is a compulsory national id card that can be made available quickly. This would help cut crime and aid extra protection against terrorism supporters, in a smartcard micro-chip technology form containing sufficient biometrics to ensure that the holder of a card is who they say they are, and one which includes sufficiently adequate details to prove identity – and that with being backed-up with adequate security of issue, but without the extensive 'interlinked database structure' that was intended previously, and which was really the focus of almost all of the past concerns. It must not of course go down the road followed by issuing of national insurance numbers, which are so uncontrolled they are currently an unfunny joke as they are issued willy-nilly to any illegal immigrant landed at the coast, or most-wanted criminals escaping justice in the safe haven UK, eh?
Currently, the police's hands are tied by unbridled liberal opinioned restrictions on obtaining people's identity, as Joe public is deemed by them to resent police checks, but this leaves the criminal with the upper hand, real power, and in complete control, doesn't it?
Yep, the police, for instance, must have reasonable cause to ask for identification, and they do NOT have the right to demand someone's name OR address without a 'substantive reason'. Generally, a police officer can only ask someone to give their name and address if they believe them to have committed an offence, or are about to commit an offence. It is then a basic badge of honour for criminals, and particularly those driving stolen cars or committing driving offences, and fighting drunks or hooligans, to give false details which ties-up officers for countless hours to unravel or having to establish identities by taking them back to the police station.
ID cards have an important role to play as a deterrent in preventing fraud through identity deception, not least involving banks and retail fraud, as it would be a straightforward means of establishing identity. Also it would prevent people working in the UK who arent allowed to do so [like overstayers, illegal immigrants, asylum-seekers, etc]. While the Country's defence against terrorism has to rely on a lot more than an ID system, it will nevertheless enable the authorities to track them and trace all criminal suspects more easily
[Many would advocate that everybody should be subject to a 'stop and search' and Home Secretary 'Sajid Javid' has stepped-up to the plate to progress that forward, and the ball is also in his court to introduce a modern ID card system – just let's hope he is up to the task, eh?]
This entry was posted in Banks, business, community, computer, criminal, criminals, cyber attack, financial, government, media, Other Countries, police, Politics, retail, retailer, shops, supermarket, technology and tagged asylum seekers, criminals, drug dealers, fraudsters, gangs, Home Secretary, hoody muggers, ID card, Illegal immigrants, knife crime, knifers, overstayers, Sajid Javid, stop-and-search, Theresa May, UK compulsory national id card. Bookmark the permalink.


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Rochester Community Schools Administrator Selected for Gerstacker Leadership Program
December 13, 2017 by Rochester Media Leave a Comment
Rochester Community Schools (RCS) is pleased to announce that Laura Walsh, assistant director of special education for elementary, has been selected to join the Saginaw Valley State University Gerstacker Fellowship Program in 2018.
Laura Walsh
As part of the initiative, Walsh, along with 12 other teachers, principals, and program administrators from across Michigan, will receive concentrated leadership training over a one-year period. The experience concludes with a capstone international trip to China in June.
"As a Gerstacker Fellow, Laura will continue to develop a broad base of experience that would exponentially expand her already impressive ability to creatively solve problems and implement meaningful change," said Superintendent Robert Shaner, Ph.D., who was inducted into the program in 2010.
Walsh's tenure at RCS includes work as an elementary learning consultant, academic interventionist, and teacher for students with special needs. She also performed targeted research in the development of Cultures of Thinking and Learning for students and staff, which includes presenting at Harvard's Project Zero Conference as well as local conferences.
Walsh earned an Educational Specialist degree in Leadership from Oakland University, a Master of Education degree in Special Education Administration from Grand Valley State University, and a Bachelor of Science degree in Special Education from Western Michigan University.
"I am so grateful for the opportunity to continue to learn and grow as an educator and leader through the Gerstacker Fellowship. It is a privilege, and I look forward to the journey ahead," said Walsh.
Laura Walsh, assistant director of special education for elementary, has been selected to join the Saginaw Valley State University Gerstacker Fellowship Program in 2018
The Gerstacker Fellowship Program was established in 2005 with a $1.5 million endowment by the Rollin M. Gerstacker Foundation. Its purpose is twofold: to provide a leadership development program for a select group of premier teachers and administrators each year, and create a new cadre of educational leaders throughout the State of Michigan who will increase the quality of K-12 education in their communities.
Walsh is the second administrator from the Rochester Community School District to attend the Gerstacker program. West Middle School Assistant Principal Lisa Fosnaugh was inducted into the program in 2015.
Filed Under: Rochester Community Schools (K-12), The Community Edge Tagged With: Gerstacker Fellowship Program, Laura Walsh, Saginaw Valley State University

redpajama_set_name: RedPajamaCommonCrawl


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Agnès Soubiran est une journaliste française née le  à Toulouse. Elle travaille pour la radio généraliste France Inter.

Carrière

Etudes
Durant ses études au Centre universitaire d'enseignement du journalisme de Strasbourg, Agnès Soubiran découvre la radio.

Débuts
Durant les années 90, elle travaille à Radio France Toulouse pendant quatre ans jusqu'à la fermeture de la station en 1997 puis à RMC pendant un an.

France Info (1999-2016) et France Inter (depuis 2016)
Elle rejoint ensuite France Info où elle évolue à différents postes : présentatrice des journaux ou encore fil rouge du - (2012-14).

Son arrivée au - de France Info marque un tournant pour la tranche horaire de la chaine qui s'axe désormais sur les thèmes du quotidien grâce à des chroniques comme C'est mon boulot sans pour autant oublier l'actualité avec le zoom du matin.

Elle rejoint en  l'équipe de présentation à France Inter.

De 2017 à 2021, elle fait partie de l'équipe de la matinale le 7/9 portée par Nicolas Demorand et de Léa Salamé sur France Inter; elle y présente les éditions de  et de .

A la rentrée 2021, elle rejoint l'équipe de la rédaction Economie de France Inter.

Notes et références

Journaliste française du XXe siècle
Personnalité féminine française de la radio
Personnalité liée à Radio France
Collaborateur de RMC
Collaborateur de France Info
Collaborateur de France Inter
Présentateur de journal à la radio
Animatrice sur France Info
Animateur d'information à la radio
Naissance en août 1969
Naissance à Toulouse
Élève du Centre universitaire d'enseignement du journalisme

redpajama_set_name: RedPajamaWikipedia


The Custer Gallatin National Forest encompasses thousands of miles of hiking and riding trails.
Not every trail is detailed on the website. For information on trails and hiking conditions not found, please contact one of our district offices.


Looking out over the seemingly endless Serengeti plains, this hill side lodge is a tranquil oasis set in thousands of square kilometers of the National Park. The main area provide cool, spacious luxury with high ceiling double-story windows. The prolific Wildlife can be observed from elevated dining room, the cocktail bar and lounge and many game viewing terraces. The Lodge also boasts a swimming pool, satellite TV and video. Guests at Serengeti Sopa Lodge are truly cosseted. Contains 63 rooms and access to a swiming pool and baloon safaris.
The Lodge is ideally located at the heart of The Serengeti Plains to track the migration of Wildebeests. It is on the edge of Seronera river, this is a perfect starting point for safaris setting out to discover lions, cheetahs, and other animals. Seronera Wildlife Lodge is built on "Kopjes" (Rock piles). Offers 75 self contained guest rooms. It also features restaurant and very pleasant bar overlooking the Savannah.
This is one of the finest buildings of it's type. It is built entirely from wood and glass amid the rough and ragged contours of an enormous rocky headland to the North of Serengeti, and blends perfectly with it's surroundings. From the swimming pool dug out of rock, and the bar, the lodge offers a breathtaking view over the plains and bushy Savannah crossed by herds of buffalo and elephants. The Lodge offers 75 self contained guest rooms.
75 rooms incorporating African decor.A rustic and natural lodge in central Serengeti. The only lodge in the area with access to special trails for game drives.
Serena's first tented camp. 25 luxury tents each with private bath. Set on a hill near the Grumeti River in Western Serengeti. The plains of this world-famous reserve are home to over 2 million wild animals.
Klein's Camp borders the Serengeti National Park south of the Masai Mara Reserve. Accommodation comprises of eight tastefully furnished cottages built of local rock and thatch each with private bedroom, en-suite bathroom and terrace.
Hidden in a valley in the Western Corridor of the Serengeti National Park, Grumeti River Camp comprises of 19 luxurious private tents, each with an en-suite bathroom, set in the shade of leafy branches. Meals are served in the scenic dining area overlooking the river.
"The legendary bush camp" Location: Northern Serengeti, overlooking the Grumeti River and migratory route of Serengeti wildebeest. Accommodation 10 twin bedded tents with en-suite bathroom (shower and w/c). Additional facility: swimming pool and special campfire barbeques.
From the point of arrival the guests are totally immersed in an exquisite setting with many unique features. The camp is bordered at the park with an exclusive game view. Extra attention is placed on personalized service and superb bush cuisine.
Permanently sited camps with spacious ensuite tents erected on wooden platforms with verandahs overlooking the endless plains of the Serengeti, designed and located for privacy.The camp ambience is one of days gone by when a safari was an adventure but one not to be taken without home comforts such as a personal tent valet, attending to a guest's every need, and excellent food served by lamp-light on fine china, silver, crystal and damask.
Consists of 32 double rooms and is located in the edge of Serengeti. Guest can enjoy the open air bar and dining rooms in this lodge. Ndutu still has the informal, intimate feeling of the original bush camp, built by legendary hunter George Dove in the 60's. Now, comfortable cottages have replaced tents, but our main buildings place no barriers between you and nature.
Located on the rim of the crater, The Ngorongoro Crater Lodge is the flagship of Conservation Corporation Africa's Tanzania circuit.Completely reconstructed, the lodge only re-opened it's doors in October 1997. 30 private cottages are separated into three camps, North, South and Tree camp where African design is complemented by graceful antiques, grand chandeliers and magnificent hand-carved four poster beds. Each stilted suite has an en-suite bathroom opening onto an outdoor leisure deck with panoramic views over the Crater. Public areas consist of three separate dining areas, a lounge, library, craft and curio shop, and viewing decks.
Spread out along the upper-most rim of the Ngorongoro world heritage site, the lodge offers breathtaking views of the crater floor. Each rondavel-style suite has a luxury bathroom, a private lounge with minibar, an enclosed 'Solarium Verandah' and is fully central heated. Main areas enjoy magnificent views into the Crater through double story windows where guests can enjoy the friendly hospitality for which Sopa Lodges are renowned. Open fire places are features of the bar, lounge, and dining room. satellite TV and video is available. There is a bracing, 'high altitude' swimming pool and gift shop.
The fabulous crater view awaits visitors from the lodge's scenic terrace and 75 rooms. The lodge offers good quality comfort, a restaurant, bar and guestrooms fitted with bathroom and central heating.
From each of the 75 rooms the view into the crater is breathtaking. The 'big 5' can all be found within the crater. A comfortable lodge with the ambiance reminiscent of the early history of mankind.
Established in the early twenties as a coffee farm, Gibbs has retained the charm of life in East Africa during the halcyon days. The ability to travel back in time is a rare and precious opportunity that all of us at the farm are grateful for. To share this experience with like minded people, is something we enjoy and we hope your time with us on the farm, will leave you with fond memories of our little corner of the world. If we had to sum up the difference between ourselves and other accommodation in the area, it would be that Gibbs's is a way of life and not just a business.
A Luxury lodge overlooking the Great Rift Valley and beautiful Manyara soda lake. The 67 rooms are built in a circle resembling an African Village.
Built on the western escarpment of the huge rift valley, the hotel overlooks the glassy lake of Lake Manyara National Park, home to countless colonies of pink flamingoes, pelicans and many more other birds. The hotel has 100 comfortable rooms, a swimming pool, a superb terrace and a shop-selling object of art. All the rooms have an outstanding view over the rift valley and Lake Manyara. The restaurant is supplied daily by local farm produce and the bar is warm and cozy spot to relax in and taste delicious cocktails.
Located in the Lake Manyara National Park. It consist of 30 tented accommodation all tents en suite. Facilitates guests with a restaurant and a swimming pool and a beautiful view of the Rift Valley.
Nestling amongst the Baobab trees in Tarangire National Park is TARANGIRE SOPA LODGE. Opened in 1995, this all suite property truly reflects Sopa Lodges' policy of providing 'luxury in the bush'. Marble floors, fountains and waterfalls, magnificent views through double-story windows are the stunning features of the main areas, while the suites have luxury bathrooms, private lounges with mini-bar and balconies overlooking one of Tanzania's finest game parks. The swimming pool is intriguing with it's island and integral bar. Al fresco dining on the raised barbecue terrace is a feature of this lodge.
A Luxury lodge overlooking the Great Rift Valley and beautiful. The 67 rooms are built in a circle resembling an African Village.
Located in the Tarangire National park this lodge has 35 tents and 5 bungagows en suite. It also has a swimming pool, a snack bar and a restaurant.
A tented camp located in the Tarangire. Special attention is given in to comfort of guest and superb bush cuisine. Is a small camp containing only nine ensuite tents, but offering maximum privacy and environmental disturbance for guest.
Contains 6 luxury en suite tents and provides guest with game walks and night game drives.
Ocean Paradise Beach Resort is located on the beautiful, white sandy beach of Kiwengwa on the East Coast of the island of Zanzibar. It is only 45 minutes drive from the town and the airport on a recently built tarmac road.
Located on an expanse of beautiful beach wilderness on the northern tip of Zanzibar, and protected by a coral reef, Ras Nungwi Beach Hotel is an ideal location for all forms of watersport, or merely relaxing in the temperate water while soaking up the equatorial sun.
Boasting 4.5 km of white sandy beach, on the west coast of Pemba this resort is designed for couples and group of friend looking escape the usual holiday crowds. The 20 luxury bungalows built on stilted decks are dotted among the trees along the beach and along the hillside overlooking the bay.
Bluebay Beach Resort is located on the beautiful, white sandy beach of Kiwengwa on the East Coast of the island of Zanzibar. It is only 40 minutes drive from the town and the airport on a recently built tarmac road. Bluebay Beach Resort has 88 rooms each of which offers magnificent sea views, separate dressing room. en suite bathroom and spacious verandah, Special touches such as two large four poster beds complete with mosquito nets, split level air conditioning as well as ceiling fan, satellite TV, mini-bar, hair dryer and telephone serve to ensure that our rooms are among the most luxurious to be found anywhere on the island.
Two romantic and historic buildings in Zanzibar's famous Stone Town which have been carefully restored by the Aga Khan Fund for Culture. 51 luxury rooms on the sea-front. An elegant hotel with an ambience that reflects the colorful history of the famous spice island.


The bolo tie never really went out of style. It was just lost a bit under the heap of throwaway fashion that you see so much today. In fact, the tie is Arizona's endorsed state neckwear. The bolo has reemerged from under the dust heap and has made an interesting comeback. Just a couple of years ago, an exhibit of Native American Bolo Ties was held at the Heard Museum in Phoenix.
With its origin beginning in the Southwest, the popularity of this easygoing tie took off fast in the West and other regions of the United States. The distinctive tie has become more distinguished by modern Native American craftspeople in Arizona. They create authentic, fine looking ties illustrative of their individuality linked to the essence of the bolo tie charm.
From the 1940s, through the milieu of the 1950s, TV shows like Roy Rogers and Hopalong Cassidy along with much loved movies like Arizona Cowboy, kept the bolo ties into the spotlight. In effect, Native American jewelers and silversmiths remained embedded to maintaining the uniqueness and quality they helped to create.
Bolo ties have struck it rich in the 21st century. However, it began its ascendance into regained popularity in the 1980s and for a short while in the 1990s. The theme of the tie was more stylish and designs were creatively experimental all across the globe. Outstanding bolo tie artists like Gibson Nez, who is mixed with Navajo and Jicarilla Apache blood, was raised on the Jicarilla-Apache Reservation in New Mexico. A self-taught silversmith, he is celebrated for his expertise of turquoise, lapis, and coral, and various gemstones. His work is in the private collection of many celebrities like Robert Redford and the asking price is approximately $3500!
The rebirth of bolos echoes the popularity of designs of the Southwest in various genres from bed sheets to fine art. Nevertheless, from the grasslands to the hustle and bustle of city streets, bolo ties have transformed, becoming modernized and streamlined. For example, instead of a 30-pound chunk of decorative silver work or turquoise, there is a sleek, crisp modern, simple design. Bolo brooches today can be found in glazed banana chips, coyotes, rabbits, pink quartz heart, hand painted wood designs, and much more! Even acrylic geometric shapes are popular and in step with the straightforward, atypical designs of today.
These days, the bolo is not limited to western attire. Some men dress-up their formal wear, like tuxedos, with a lavish bolo tie. Other times you will find men wearing three-piece suits with a bolo creating an unusual but chic look. Usually the tie clasp is worn lower down the chest. Women can be found wearing bolo ties with off the shoulder dresses and no-sleeve shirts with rounded collars. Some like to mix their ties with various neckwear styles such as leather strings and silver necklaces all looped together. Other's wear casual attire like shorts and flowing shirts adorned with an interestingly decorated bolo. Even children are in on the bolo resurgence. Various colorful brooches like dinosaurs, their favorite cartoon characters, and multi-hued geometric shapes, all account for the renaissance and the popularity of the bolo tie in the millennium!


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The Kelvin Technology Series LED-based lighting system provides unlimited variable color temperature, creating a new level of flexibility in lighting. Kelvin®TILES have a unique mix of 6 LEDs resulting in a high-quality, broad spectrum white light specifically developed for film and video applications. Unlike traditional lighting products, color temperature remains consistent throughout the full range of intensity variation.
The Kelvin® TILE is a professional lighting unit developed specifically to adapt to the dynamic requirements of film and video shoots. The TILE can be ordered with an industry standard v-mount to allow flexible, battery powered operation. These LED-based fixtures operate with a fraction of the power required by traditional professional lighting and with little to no heat emission.
All Kelvin Technology fixtures offer three modes of control. The Kelvin PAINTBOX is a remote system which allows a series of parameters to be saved, recalled, and cloned. The Kelvin Technology Series supports full implementation of DMX, while the Kelvin® TILE also offers local control for standalone operation.


Having auto Insurance in Sidney Illinois is a legal requirement for all drivers. There is a difference between the level of cover the law says that you must have and the actual coverage you should be carrying.
In Illinois, drivers are required to carry basic liability insurance. The minimum standards are $20,000 per person bodily injury, $40,000 for a total claim, and $15,000 in property damage. In the event of a serious accident, costs can quickly escalate beyond what your minimum coverage provides for, and you may still be held responsible for damages. It is always wise to upgrade your coverage beyond the minimum requirements, and be ready to avoid lawsuits.
Liability only protects the other driver. Collision and comprehensive insurance covers your expenses. Protecting against your own losses due to an accident, theft or weather damage is especially important if you still owe money on your vehicle. Even if your vehicle is no longer drivable, you are still responsible for the payment of the loan. Be prepared to face a total loss situation.
Gap insurance is for those who owe more than their vehicles are worth. Claims are paid based on the market value of the vehicle. Without gap insurance, you may still have a sizable debt left over. Some insurance policies include extra coverage to help you with expenses while you recover from an accident. Rental car benefits are also available. Make sure you ask your agent about additional features that may be helpful.
Even though basic liability auto insurance in Sidney Illinois is a requirement, the additional levels of coverage are still a good idea. Be prepared for the unthinkable, and protect yourself against unnecessary costs.
On a sizable project, the construction manager operates on behalf of a project owner to pull it all together. A manager is responsible for the work of whatever sub-consultants may be involved, such as the architect or the engineers who deliver the design. Construction management risk deals with the possibility of the work coming in below performance expectations, or not at all.
One of the top reasons a claim is made against a manager is construction delays. Postponements or stoppages can result in a domino effect of broken agreements and escalating costs. Another main reason for lawsuits is a project going over budget. When it is seen as the managers responsibility to keep the cost within range, going in excess of the agreed price may lead to a claim of financial misconduct. Construction management risk offers professional liability coverage to protect against loss due to a real or perceived failure of organization. It is also a policy that may demonstrate good faith and responsibility, and therefore good business practice.
When you run a business in the food service industry, inherent risks are involved. These risks only escalate with the number of people you employ, so it's essential that you hold adequate amounts of bakery worker comp insurance to ensure youre protected in the event of an accident.
From slips and falls to burns and broken glass, there are numerous ways your employees can hurt themselves at a bakery job. Dealing regularly with heavy equipment is cause for concern, as are the high temperatures of the oven and other appliances commonly used in the profession. If your business offers catering or delivery services, your risks are even more enhanced because of the potential for traffic accidents or injuries that occur while transporting heavy equipment.
Generally, worker's compensation insurance covers any medical expenses or lost wages accrued by your employees as a result of fulfilling their job requirements. Workers' compensation requirements vary from state to state, so be sure to check the specific rules of your home state to ensure your business is in compliance. In the event that you conduct business across state lines for any reason (say, for a catering job) you'll want to read up on that state's workers' compensation requirements, too.
Your business is one of the most important parts of your life, and making sure its appropriately protected with bakery worker comp is the only way to ensure it lasts well into the future.
Knowing that you and your firm are protected even when you make mistakes is the only way you can work confidently and do your best on the job. Lawyer's malpractice insurance is one important kind of protection.
As professionals who offer a service to the public, lawyers can be found liable for damages directly related to that service. These damages can be physical, financial, or emotional and are often valued at millions of dollars. Legitimate cases can bankrupt even the most solvent law firms, while even meritless cases can tie up valuable time and resources. Lawyers malpractice insurance is the best way to protect your firm from these professional liability claims.
Not all law firms are created equally. Some firms are small, while others are large. Some firms take high profile cases while others prefer to build their businesses beyond the limelight. Some firms serve wealthy, educated clients while others focus on helping those with fewer resources. Each of these and many other qualities that can define a specific law firm can also affect the kinds of lawyers malpractice insurance that will best serve that firm's needs. One of the best and most reliable ways to ensure that your firm purchases the right plan for them is to work with an insurance agency that has experience writing and servicing legal policies. In the same way that you wouldn't go to a defense attorney to draft your business contracts, you shouldn't go to your car insurance agent for professional liability coverage.
Errors and omissions coverage is essential to just about every industry. Without these protections in place, business owners may face costly lawsuits as the result of one dissatisfied customer or client. That's why it's important to select a suitable E&O wholesaler when considering prospective insurance options.
In the world of business, mistakes can often occur without warning. If these mistakes involve services rendered to customers, they can quickly result in court proceedings and pricey defense costs for all involved.
That's where errors and omissions insurance comes in. An E&O policy affords a business the necessary funding to handle legal issues related to allegations of poor service. Such financial support is crucial for a business to remain operating while dealing with legal fallout stemming from customer dissatisfaction.
No matter the industry, all businesses should have some form of errors and omissions coverage in place. This includes high-profile professionals, as well as smaller businesses affording much-needed services to the general public.
Even the most competent businesses can run into issues from time to time. By implementing the right insurance policies, these issues can ably be addressed without sacrificing the business as a whole in the process.
The right E&O wholesaler can provide your clients access to superior insurance products intended to mitigate risk in every form. With such protections in place, all businesses can retain the ability to thrive, even in the midst of allegations that may lead to exorbitant lawsuits.
Even if you already have physician disability insurance, you could be underinsured. As a doctor, you have highly specialized training and potential earnings that many plans do not take into account when calculating disability benefits. Disability insurance is very complex, with extremely specific definitions as to what constitutes an inability to work. Make sure you have the level of coverage you need as a physician by taking time to ask questions about your policy.
The occupational classification on your policy determines your rates and benefits. You will have additional policy features under different classifications and with various companies. Work with your insurance representative to find the right policy for you.
Ask about the monthly benefit payout and if it is capped at a certain amount. You should know if the policy keeps pace with inflation for an extended disability. Group policies are often taxed as ordinary income and may be reduced if you receive other benefits like workers compensation. Make sure you understand how the benefits from your personal policy will be paid out to you.
Check with your insurance agent to ensure you have enough insurance to meet all of your needs in case you are ever disabled. You don't want to find out that you are underinsured by your physician disability insurance after an accident or injury that leaves you unable to work.
When buying auto insurance in Pigeon Forge, it is important to have coverage best suited to your specific needs. There are many factors that can influence your policy options. The following questions can help in your evaluation of the best insurance for your situation.
The value of your vehicle can have a big impact on your auto insurance premiums. If it is old and there is no loan or lease, it might make more financial sense to skip comprehensive coverage. On the flip side, a vehicle that is leased or dealer financed may come with specific insurance requirements including mandatory comprehensive coverage.
How Much Can You Afford to Spend Fixing Your Car?
Most policies have a deductible, which is a set amount you must pay out of pocket before your auto insurance in Pigeon Forge policy kicks in. If you dont have a lot of money to spend fixing your car if you get in an accident, it might make more sense to have a lower deductible.
Auto insurance can be structured to include medical payments coverage for drivers and passengers, so if you dont have health insurance you may want to consider adding some to your policy.
These are only of few variables that can influence your car insurance premiums. Discussing your needs with an insurance agent can help ensure you get the best coverage.


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The Last Widow (Will Trent, #9)
27 September 2018 Karin Slaughter 13
About the Author: Karin Slaughter
Is a well-known author, some of his books are a fascination for readers like in the The Last Widow (Will Trent, #9) book, this is one of the most wanted Karin Slaughter author readers around the world.
New York Times bestselling author Karin Slaughter brings back Will Trent and Sara Linton in this superb and timely thriller full of devious twists, disturbing secrets, and shocking surprises you won t see comingA mysterious kidnappingOn a hot summer night, a scientist from the Centers for Disease Control is grabbed by unknown assailants in a shopping center parking lot Vanished into thin air, the authorities are desperate to save the doctor A devastating explosionOne month later, the serenity of a sunny Sunday afternoon is shattered by the boom of a ground shaking blast followed by another seconds later One of Atlanta s busiest and most important neighborhood s has been bombed the location of Emory University, two major hospitals, the FBI headquarters, and the CDC.A diabolical enemyMedical examiner Sara Linton and her partner Will Trent, an investigator with the Georgia Bureau of Investigation, rush to the scene and into the heart of a deadly conspiracy that threatens to destroy thousands of innocent lives When the assailants abduct Sara, Will goes undercover to save her and prevent a massacre putting his own life on the line for the woman and the country he loves. Free Read The Last Widow (Will Trent, #9) [ by ] Karin Slaughter [ Kindle ePUB or eBook ] – scottishhomebakingawards.co.uk
13 thoughts on "The Last Widow (Will Trent, #9) "
Paromjit says:
Best Download [ The Last Widow (Will Trent, #9)] Author [ Karin Slaughter ]For Kindle ePUB or eBook – scottishhomebakingawards.co.uk
Anyone who is shocked by the nightmare rise of the far right Alt right and their Nazi ideology should read this well researched addition to the Will Trenton series with Dr Sara Linton, both members of the Georgia Bureau of Investigations GBI by Karin Slaughter Slaughter pokes beneath the surface to examine the rise of this contemporary phenomena with the authentic creation of the kind of unhinged characters, mainly men, that are part of this unsavoury movement, their arrogance, their need to Anyone who is shocked by the nightmare rise of the far right Alt right and their Nazi ideology should read this well researched addition to the Will Trenton series with Dr Sara Linton, both members of the Georgia Bureau of Investigations GBI by Karin Slaughter Slaughter pokes beneath the surface to examine the rise of this contemporary phenomena with the authentic creation of the kind of unhinged characters, mainly men, that are part of this unsavoury movement, their arrogance, their need to control women, and the depth of their racism and antisemitism The survivalist and cultish nature of many such groups attracts young lost, naive young men in search of male role models in their lives, attracted by the glamour of military men, and fighting a cause akin to their very own holy war The author hones in on critical issues such as the large number of disaffected ex army men returning from war...
I ll begin by offering a bit of advice Don t open this with the idea of just getting a few chapters under your belt Prepare Find a quiet spot, break out the emergency reading kit snacks, beverages, blankie, heart rate monitor, etc get comfortable Because this author doesn t so much gently lead you into the story as throw you off a speeding train In the ebook version we have our first kidnapping at 2% Then she gives you a bit of a break, holding off til 8% for the second one At th I ll begin by offering a bit of advice Don t open this with the idea of just getting a few chapters under your belt Prepare Find a quiet spot, break out the emergency reading kit snacks, beverages, blankie, heart rate monitor, etc get comfortable Because this author doesn t so much gently lead you into the story as throw you off a speeding train In the ebook version we have our first kidnapping at 2% Then she gives you a bit of a break, holding off til 8% for the second one At this point you might start digging around for a seatbelt Dr Michelle Spivey was enjoying an outing with her daughter When a van suddenly pulls up beside them, her first thought is for her little girl She needn t have worried It s Michelle they want One month later, Georgia Bureau of Investigation agent Will Trent his girlfriend Dr Sara Linton are spending time with her family when th...
Alan Cotterell says:
Before you start this the latest book in the Will Trent series, make sure you have enough time to finish it You will not want to put it down Karin Slaughter is a master or should that be mistress , when it comes to storytelling She somehow moves the story on at such a pace, but at the same time builds up the tension I don t think there were any extraneous words in this Every one of them was needed.Her books can sometimes be criticised for including too much violence and not particularly, p Before you start this the latest book in the Will Trent series, make sure you have enough time to finish it You will not want to put it down Karin Slaughter is a master or should that be mistress , when it comes to storytelling She somehow moves the story on at such a pace, but at the same time builds up the tension I don t think there were any extraneous words in this Every one of them was needed.Her books can sometimes be criticised for including too much violence and not particularly, politically correct Personally I feel that is quite refreshing in the current climate when a small minority complain about any deviation from what is considered the social norm This story certainly deviates from the s...
This is the kind of book that will increase your heart beat and if the world was ending, you might notice it, but you will keep reading because you will want to know how the book ends Having said that, this book might not appeal to faint hearted as it gets dark and gory in places.The Last Widow is 9 in Will Trent series but my first one and it felt absolutely fine to read it as a standalone The Last Widow is action packed and it made me feel as if I was seeing the scenes rather than just read This is the kind of book that will increase your heart beat and if the world was ending, you might notice it, but you will keep reading because you will want to know how the book ends Having said that, this book might not appeal to faint hearted as it gets dark and gory in places.The Last Widow is 9 in Will Trent series but my first one and it felt absolutely fine to read it as a standalone The Last Widow is action pa...
Tarrah Marie says:
WILL TRENT IS BACK deep breath
The Last Widow by Karin Slaughter is the ninth book in the Will Trent series.A woman is abducted from a shopping centre car park A month later she is forced to take part in a terrorist attack Will Trent s girlfriend a doctor is also taken by the terrorist It s a race against time to stop these men and get the women back alive.I did not enjoy this book as much as the author s earlier books in this series and found a difference in writing style and the story very slow at the beginning.Thank you The Last Widow by Karin Slaughter is the ninth book in the Will Trent series.A woman is abducted from a shopping centre car park A month later she is forced to take part in a terrorist attack Will Trent s girlfriend a doctor is also taken by the terrorist It s a race against time to stop these men and get the women back alive.I did not enjoy this book as much as the author s earlie...
This is the 9th book in the Will Trent series by author Karin Slaughter but could easily be read as a stand alone.Michelle Spivey a scientist from the Centre for Disease Control is kidnapped by unknown assailants and authorities are desperate to find her One month later, a bomb goes off in the Atlanta neighbourhood that houses Emory University, two hospitals, the FBI headquarters, and the CDC Will Trent, an investigator with the Georgia Bureau of Investigation and his girlfriend Sara, a medica This is the 9th book in the Will Trent series by author Karin Slaughter but could easily be read as a stand alone.Michelle Spivey a scientist from the Centre for Disease Control is kidnapped by unknown assailants and authorities are desperate to find her One month later, a bomb goes off in the Atlanta neighbourhood that houses Emory University, two hospitals, the FBI headquarters, and the CDC Will Trent, an investigator with the Georgia Bureau of Investigation and hi...
Miriam Smith says:
I have been a huge fan of Karin Slaughter for well over ten years now and she was one of the very first big name authors that got me into the latest crime genre, due to her addictive and compelling stories The Last Widow is number nine in the Georgia Bureau Investigator Will Trent series and it is possible to read this as a standalone, though to fully understand Will and his unique personality it wouldn t hurt to read some of the previous books, as much for enjoyment as anything else I have b I have been a huge fan of Karin Slaughter for well over ten years now and she was one of the very first big name authors that got me into the latest crime genre, due to her addictive and compelling stories The Last Widow is number nine in the Georgia Bureau Investigator Will Trent series and it is possible to read this as a standalone, though to fully understand Will and his unique personality it wouldn t hurt to read some of the previous books, as much for enjoyment as anything else I have been following the Will Trent series since the Grant County books and have to admit that I do still miss Jeffrey Tolliver, though W...
Liz Barnsley says:
Review to follow.
Clear your calendar for this bookbecause you will not want to put it down This story is told from a few points of view as events and tragedy unfold The author has you rooting for Will Trent and the people he loves and condemning his enemies This book has violence, hate...
The Book Review Café says:
The Last Widow is the ninth book featuring Will Trenton and Dr Sara Linton, who are both members of the Georgia Bureau of Investigations GBI , they also happen to be in a personal relationship This book could easily be read as a stand alone, but like any long running series their are aspects that you will miss out on I m a a huge Karin Slaughter fan and as I would expect she once again delivers a compelling, taut, chilling read The plot is very current, making it a terrifying but all to cred The Last Widow is the ninth book featuring Will Trenton and Dr Sara Linton, who are both members of the Georgia Bureau of Investigations GBI , they also happen to be in a personal relationship This book could easily be read as a stand alone, but like any long running series their are aspects that you will miss out on I m a a huge Karin Slaughter fan and as I would expect she once again delivers a compelling, t...
The Last Widow, the ninth novel to feature Special Agent Will Trent of the Georgia Bureau of Investigation and his girlfriend, medical examiner Dr Sarah Linton, is nothing short of a riveting read which is so muchthan the sum of its parts Michelle Spivey is kidnapped and despite searching high and low for evidence that may lead to her discovery there is none A month passes and the case goes cold that is until Sarah Linton is also kidnapped and so begins an intensive, highly emotional se The Last Widow, the ninth novel to feature Special Agent Will Trent of the Georgia Bureau of Investigation and his girlfriend, medical examiner Dr Sarah Linton, is nothing short of a riveting read which is so muchthan the sum of its parts Michelle Spivey is kidnapped and despite searching high and low for evidence that may lead to her discovery there is none A month passes and the case goes cold that is until Sarah Linton is also kidnapped and so begins an intensive, highly emotional search This is a high stakes thriller with non stop action but it does not neglect the emotional side of the case as, of course, Sarah has been by Will s side for many a long c...
Mandy White says:
Review to come
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LED street lights planned for all of Lafayette
The installation of LED lights in downtown is the first step in replacing all Lafayette street lights with LEDs.
LED street lights planned for all of Lafayette The installation of LED lights in downtown is the first step in replacing all Lafayette street lights with LEDs. Check out this story on theadvertiser.com: https://www.theadvertiser.com/story/news/2017/11/28/led-street-lights-planned-all-lafayette/901421001/
Claire Taylor, ctaylor@theadvertiser.com Published 4:38 p.m. CT Nov. 28, 2017 | Updated 6:54 p.m. CT Nov. 28, 2017
Terry Huval, Lafayette Utilities System director(Photo: Advertiser file photo)Buy Photo
Energy-efficient and longer-lasting LED street lights may eventually be burning through most of Lafayette.
A section of Jefferson Street in downtown Lafayette was fitted in October with LED — light emitting diode — bulbs and new lamps, according to Terry Huval, Lafayette Utilities System director.
"Now we're looking at the entire rest of the city," he said.
City workers, Huval said, are evaluating the lighting needs in different parts of the city. For instance, street lighting along major thoroughfares such as Johnston Street will be different from street lighting in residential subdivisions.
Within three years, Huval said, city officials plan to have replaced all city street lights in areas served by LUS with LED lights.
MORE NEWS: Alleged Broussard bank robbery getaway car driver arrested
"Besides the fact that these LED lights only use about half as much electricity as compared to current conventional lights, LED lights last much longer — meaning fewer lights going out and fewer truck rolls to replace the failed lights," Huval said. "The streets will be better lit, which translates into potentially fewer accidents. Residents will also benefit from the brighter lights when walking at night."
It will cost about $7 million and take three years to replace the existing 18,000 or so public street light fixtures and install LED lights once the citywide project begins around mid-2018, he said.
The light bulbs are expected to last about 15 years and the return on investment is about eight years.
The move to replace street lights started with downtown Lafayette after police officers expressed concern about the level of lighting there following a shooting during Festival International this year, Huval said.
LOCAL NEWS:Locals nominated for Grammy awards
Over time, regular street lights begin to fade, reducing the amount of light they emit.
"New lights, especially LEDs, don't fade," he said. "They just cut off."
LED lights are brighter, Huval said, and the pattern of illumination can be adjusted based on the globe, so that they shine more on sidewalks so people walking downtown feel safer.
Although it's the city public works department's job to install street lighting, LUS has taken on the task and cost. The city will be "charged" the same amount for the street lights, even though they'll cost less to operate, Huval said. The cost to LUS will be offset by the reduced electrical costs.
Read or Share this story: https://www.theadvertiser.com/story/news/2017/11/28/led-street-lights-planned-all-lafayette/901421001/
Lafayette mayor: No time 'to babysit' top deputy
Suspected shooter dead in Lafayette police standoff
Mayor-President Josh Guillory launches new firm
Lafayette mayor replaces top deputy days after taking office
Lafayette police: 'Suspicious' man only carrying his gun
Lafayette business owner says vandalism act of hate


Q. Does the library have any resources for traveling?
The library has several resources that you can look at if you're planning to travel including magazines, movies, and books. Take a look at our Travel Libguide to learn about all of the resources we have on travel and where you can look online for more information.


The presentations and publications below are used as training material on Forest Watch topics.
The following Excel spreadsheet programs can be downloaded and used on your computers for entering Forest Watch data. The programs automatically conduct data calculations and place all important data on a master datasheet. Enter your data and save the file with the name of your school and year (i.e. northwestern_98.xls). Either email the saved file to us (forestwatch@unh.edu) or print-out hard copies and mail them to us. Download the instructions below for more information. Note: Excel file also has instructions in it.
MultiSpec Materials The tutorial Exploring a Satellite Image (download below) provides an introduciton to useing the MultiSpec freeware program for processing, manipulating and analyzing satellite iamgery. THe turotial walks the user through various basic functions including downloading the software, opening images, panning, zooming, etc., to more advanced techniques such as band manipulations, i.e. making false color images and exploring the spectral signatures of various land cover features. This tutorial provides a robust introduction to satellite image processing, which can be completed from start to finish in approximately 2 hours.
In order to use the MultiSpec tutorial, you will need the MultiSpec software. You will also need the subset Landsat image of Beverly, MA, which is used in the tutorial. The image can be obtained directly from the link below. There are a variety of other useful materials about image processing with MultiSpec at the UNH Globe website, including change over time and landcover classification tutorials.
A 2001 report of the New England Regional Assessment (NERA) group, one of 16 regional assessments submitted as part of a national look at potential climate change impacts.
Supporting material for the assessments in the overview document.


There's plenty in the world to be concerned about right now. ISIS, the US presidential election, the earnings recession, and central bank policies are all things contributing to anxiety about the future. As an analytical person, it's only natural to try and identify the many roadblocks ahead. For years I've felt pessimism was a form of prudence.
I like to think of myself as an optimist, but I do tend to overanalyze things. By overanalyzing issues, I'm constantly identifying all the potential pitfalls with a given strategy, circumstance or idea.
We seem to be stuck in an environment where everyone is accepting a bleak future of lower returns. Many investors are increasing their cash positions, waiting for a better entry point into the stock market, instead of investing at elevated levels. A few months ago, I came across an article titled "Why Does Pessimism Sound So Smart." Pessimists are easy to find, and they make many compelling arguments about why doom may lie ahead. I've been guilty of a pessimistic mindset, regarding the stock market, over the past few years, which is why the article resonated so much with me.
Optimism appears oblivious to risks, so by default pessimism looks more intelligent.
Pessimism shows that not everything is moving in the right direction, which helps you rationalize the personal shortcomings we all have.
Pessimism requires action, whereas optimism means staying the course.
Optimism sounds like a sales pitch, while pessimism sounds like someone trying to help you.
Pessimists extrapolate present trends without accounting for how reliably markets adapt.
You don't need to ignore all the potential risks out there, but you shouldn't let fear and uncertainty cripple you. The economy is incredibly resilient and innovators continue to find ways to make the world better (or at least, make life easier. Case in point: ordering pizza from a mobile app). Pay attention to the risks out there and try and identify solutions to the risks. Don't let fear and doubt cripple you and force you into making poor investment decisions.
One of the most insightful market commentaries is J.P. Morgan's Guide to the Markets. The guide is filled with market and economic data, presented in an easily digestible form, with clear charts and graphs. My favorite slide in the guide (yeah, I'm a poet), is the annual returns and intra-year declines chart, shown above.
The red dots and negative numbers on the chart show the worst peak to trough intra-year declines in the stock market (represented by the S&P 500). The bar graph shows the stock market's annual return in each given year. The big takeaway here is, even though market downturns are very common, the stock market has produced positive returns in 27 of the last 36 years.
Some of the red, negative numbers are very scary. It is no doubt difficult to go through those swift and violent pullbacks, but investors focused on the long-term have been rewarded by staying the course.
During the Great Recession in 2009, the stock market was down, peak to trough, 28% at one point in the year. However, if you were a fairly oblivious (or should I say smart?) investor, who, only checked your balance at the end of each year, you would have seen a 23% gain, not realizing how bleak things looked in March of 2009. Albeit, 2008 was a very tough year to stomach, and the gains in 2009 weren't enough to get the market back to pre-crisis levels. Nonetheless, in the years since, not only has the market recovered, it's soared to all-time highs.
I'm as surprised as anyone that we haven't seen a 20% pullback in the market since 2009. I realize the more the market goes up, the more room it has to fall, if we do see a pullback. There are, and will be challenges ahead. Investing in the stock market is not a smooth ride, but over the long-run, if you stick to it, it's been a very enjoyable one.
I definitely don't have all (or maybe even any of) the solutions to all the problems that plague the world today. What I do know is, economies are incredibly resilient and find ways to adapt to and overcome the various hazards along the way.
I feel for the investors who went to cash during the downturn and have been sitting there ever since, earning next to nothing. It's easy to say in hindsight it was a dumb move, but I can't imagine the fear retired investors heavily invested in stocks felt at the time, and I get the panic.
It'd be great if we could time the market and get in at troughs and sell out at peaks, but we (should) know we can't. Sure, you or someone you know, may call a top or bottom in the market once or twice, but the cost of being wrong and missing out on gains is an area in which most investors can't afford to be wrong. Depending on your situation, you may have no choice but to take on risk.
Don't let fear and doubt overcome your thinking. I realize I'm taking a risk writing this post with the stock market at all-time highs, but that's exactly why I'm writing it. If the market collapses as soon as I post this, it doesn't change my message. The reason a lot of money can be made in stocks is because stocks are risky assets, and we don't know the future. Pessimists (myself included) need to be reminded the future can be great, even if there are some bumps along the way. If you are constantly considering all the things that could go wrong, stop to think about all the things that could go right. The future may be better than you think.
Newer PostAre You Ready For Some Football?
"I just don't know where to start."
Traditional IRA vs. Roth IRA - Which should you choose?


text: R CMD REMOVE --library=$PREFIX/lib/R/library/ hgu133plus2barcodevecs

redpajama_set_name: RedPajamaGithub


text:
Reply to: Rhetoric vs. Reality in London 15 years 6 months ago
Thank you for excellent and timely article
Please let me add a few somewhat cynical observations about the bloggers you survey. As you observe, these web pundits seem determined to show that the tragedy in London validates our current policies and practices in the war on terror. Less than two weeks ago, the same bloggers were celebrating the wisdom of Bush's flypaper strategy– "better to fight them over there, than over here." Now that "over there" is London, however, these self-proclaimed voices of conservatism have fallen back to "liberal-bashing"--the tried and true tactics of distortion and misrepresentation developed during the Clinton years. In fact to be consistent, these bloggers should be celebrating the attack in London as further vindication of Bush's wisdom. If only we had this level of outrage in 1998 during the American embassy bombings in which 250 people were killed. A concerted effort then to bring Osama bin Laden to justice, and to dismantle Al Qaeda, would made 9-11 and subsequent attacks a non-possibilty. But our same self-proclaimed ultra-patriots were more interested in the Starr Report and impeaching Clinton for having sex with an intern. Osama bin Laden declared war on the US in 1996; he issued an even more vehement fatwa in 1998. Karl Rove claims that "conservatives prepared for war after 9-11." Only three years after the embassy bombings, and five years after war was declared on us. Personally, I think no more damning indictment can be made against the Bush neocons and their supporters than Rove's own words. Iraq was the wrong war with the wrong enemy at the wrong time. Now, to defend this failing policies and practices, we have "liberal-bashing" once again: the tried-and-true tactics of distortion and misrepresentation. This failed our nation in 1996, in 1998, and is failing our nation now.
England is not the same as Britain
A minor point, but you said: "As for Galloway's suggestion that England should pull its troops out of Iraq...". As Galloway is Scottish, I would doubt very much that he made the mistake of believing that England (which has no dedicated government, and no army) could pull its troops out of anywhere. There is a British army (which contains many British people who are not English), controlled by a British government. Britain and England are not synonymous.
Reply to: Spin Doctors 15 years 6 months ago
I'm planning to organize a panel on ethics at the next meeting of the International Federation of Science Editors in Melbourne, Australia in 2006. Suggestions about qualified speakers in the medical field who might be intersted in participating would be welcome.
Reply to: How to Bury a Mad Cow 15 years 6 months ago
BSE in Pet Food?
Since the first incident of BSE reported in North America, I've been asking the USDA and the FDA if the downers or any other contaminated animals are being put into pet food.<P> So far no replies.<P> I wrote the Canadian Ag people and they do have oversight on their animal feeds, including pet food.<P> Now, if Canada can relatively reasssure us, why cannot our own government?
Mad Cow
Hello John, Liked your Milk Carton -"Have your seen this Cow?" I just recently found your stomach turning articles. The news media is doing us a great disserve, printing people and entertainment news while Rome burns. Here are a few more Question that crossed my mind. Mad Cow Disease: Is America Eating the Evidnece? Mad Cow Disease: Is Corporate Greed Putting Madness in Buns? Mad Cow Disease: Are Soldiers Eating the Evidence? In discussions on Civil war there is much commentary about the poor quality of meat and food provided to the troops of the north by government contractors. Is the government protecting itself? Is it more than corporate greed? Thanks Tegularius Secundus
Environment Health International U.S. Government Media Marketing Public Relations Secrecy U.S. Congress Wisconsin War / Peace ALEC Exposed Right Wing Corporations Politics Economy Democracy Activism Iraq Journalism Climate Change Ethics Propaganda Lobbying Human Rights


This week's presenter is Dr. Gene Landrum.
Dr. Gene Landrum is a businessman turned educator, author and motivational speaker. Gene was the first president and creative force behind the Chuck E. Cheese family entertainment chain. He has made over 1000 talks on the psychology of business success and the psychology behind behavior – his doctoral work. Dr. Gene has appeared on hundreds of television and radio shows including Lifetime television, AP and UPI and has spoken in many venues including the US Capital. The theme of his messages are Innovation, The Psychology of Sales & Marketing, Pathway to Self-Empowerment, Change, Fear and Fame, Entrepreneurship, Leadership, Eight Keys to Greatness.


Concerned citizens have banded together to form a Political Action Committee called "Bethel Police Station – Yes." The name of the committee, formed by Residents Bill Hillman (Chair) and Larry Craybas (Treasurer) explains its simple purpose; advocate for a YES vote to fund a new Bethel Police Station.
The name of the committee, formed by Residents Bill Hillman (Chair) and Larry Craybas (Treasurer) explains its simple purpose; advocate for a YES vote to fund a new Bethel Police Station.
The $13.492 million proposal, netted against planned reduction in, and retirement of current debt service will have a minimal impact on property tax, according to Town Controller Bob Koslowski.
The plan, which retains the existing capability of an indoor firing range , will allow our police force to continue with far more training than if they are forced to travel (at overtime pay) to distant locations, limited range time and conflicting schedules.
Having seen a lot of disinforming statistics in the past, Hillman emphasized, "We want to get the vote out, communicate relevant, accurate facts and figures to drive this to a successful conclusion". Comparing this plan to nearby obsolete police facilities might be "accounting accurate", but essentially meaningless to serious analysis.
Chief Finch, addressing the size and configuration highlighted that the plan came from 3 separate and detailed "space needs studies". He also noted that each of the last three Superintendents have supported the location on Town property near the schools.
The Bethel Police department will be hosting informational tours of the existing facility on Friday, December 4th , starting at 4pm. A quick walk through should convince any reasonable voter how important their vote will be.
The Bethel Police Station – Yes PAC and its supporters, which includes many Town officials and leaders from both the Democrat and Republican Town committees, hope for a positive YES vote to get this done.
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text:
Race gap widens 🏠 Profiting from COVID 😷 PPP loans to schools 💵 🔎 Checking claims
Senate confirms Janet Yellen as Fed chairman
Yellen will succeed Ben Bernanke after he steps down Jan. 31
The incoming Fed chief is currently its vice chair
Yellen has been a strong supporter of Bernanke%27s economic stimulus policies
The Senate confirmed Janet Yellen as the next Federal Reserve chairman Monday, ensuring that the central bank's pro-growth policies since the Great Recession will likely continue.
The 56-26 vote for President Obama's nominee was largely along party lines in the Democratic-controlled Senate.
Yellen, 67, the Fed's vice chair since 2010, will become the first woman to head a major central bank when her four-year term begins Feb. 1. She will succeed Ben Bernanke, whose bold actions to pump money into the economy during the 2008 financial crisis are credited with helping the nation avoid a second Great Depression.
"Americans should feel reassured that we will have her at the helm of the Fed as our nation continues to recover from the Great Recession," Senate Banking Committee Chairman Tim Johnson, D-S.D., said in a statement.
Some Republicans have voiced concerns that Yellen's policies, which have focused on boosting economic and job growth, could eventually stoke inflation and the formation of asset bubbles. But the drama over whether Republicans would block her confirmation was removed in November when the Senate approved a historic rules change that allows presidential nominations to reach the floor with a simple majority, rather than 60 votes.
Carl Tobias, an expert on congressional politics and law professor at the University of Richmond, said "it's difficult to know" if Republicans voted against Yellen "on the merits of her candidacy. Or are they voting because they're still mad" about the rules change?
Yellen, who was raised in Brooklyn, N.Y., served on the Fed's board of governors in the 1990s. She has taught economics at the University of California-Berkeley, headed the president's Council of Economic Advisers during the Clinton administration and served as president of the San Francisco Federal Reserve Bank.
Yellen is considered one of the more "dovish," or pro-growth, members of the Fed's policymaking committee. But with the economy and job growth accelerating in the second half of 2013, Yellen supported the Fed's decision last month to start dialing down its monthly bond purchases, which are aimed at holding down long-term interest rates. At the same time, the Fed stressed that it will keep its benchmark short-term rate near zero "well past" the time that the unemployment rate, now 7%, falls to 6.5%.
Bernanke has said the Fed expects to taper the bond buying and halt it by the end of 2014, assuming the economy continues to advance. Yellen faces the challenging task of winding down the stimulus and shrinking the Fed's $4 trillion balance sheet gradually without derailing the recovery.
At the same time, she and other Fed officials must not move so slowly that a strengthening economy sets off inflation or asset bubbles.
"I think she's going to continue Bernanke's policy of focusing on making sure that the economy is fully recovered before" raising interest rates, says Michael Feroli, chief U.S. economist at JPMorgan Chase.
Yellen is also viewed as being able to marshal consensus on the Fed's policymaking committee, which has frequently expressed diverse views on the merits of the stimulus program.


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