text:
When investors ask, "How can I limit my risk while leaving the upside wide open?"
We show them this...
In the Money is our premium investment service that's helping readers generate outsized returns using stocks and low-risk options strategies.
And by outsized returns, I mean:
21.59%—The return since our launch in 2016.*
And here's how we're doing it.
*Through May 2018
The Two-Pronged Approach to Generating Outsized Returns
1. A Market-Beating Machine
When it comes to investing these days, it's you against the machines... and the machines always win.
But why try to beat them, when you can join them?
Once we identify an investible macro trend, we dig deep into the industries that take advantage of that trend in order to find the best vehicle to profit from it.
In order to find the best vehicle in the desired industry...
We use Mauldin Economics' Equity Evaluation System (EES).
The EES is a cutting-edge stock-selection system that puts individual stocks through a stress test by measuring more than 100 qualitative and quantitative factors...
Since launch, this system has helped deliver a return of 20.86% to In the Money readers. That's better than the PowerShares S&P 500 BuyWrite Portfolio ETF, which returned 7.44% over the same period.
Would having a system that determines which stocks are most likely to bring gains to your portfolio and which ones could result in painful losses be valuable to you?
If you're nodding yes, please know we think so too... that's precisely why we spent over a year developing EES.
Before we even consider recommending a position, we thoroughly vet it using six EES categories:
Fundamentals—Measures the strength of the company's financials
Valuation—Includes trailing and forward metrics
Economic Moat—Determines a business's ability to maintain an advantage over its competitors
Five Forces—Analyzes the level of competition within an industry and the development of a company's business strategy
Technical Analysis—Evaluates statistics generated by market activity to forecast the stock's future performance
Sentiment Analysis—Shows how a stock will likely perform based on the actions of company insiders and stock analysts
When we find a company that excels in all six categories, we know we're on to something special...
And here's a company that did just that... and then made our readers a tidy profit.
How We Uncover Winning Investments...
And How You Can Too
In November 2016, the energy sector was still in the doldrums, so we went to work finding potential opportunities for our readers.
And we found something interesting...
Since 1996, natural gas has gone from 14% to 33% of total US electricity generation. We wanted to find a way to profit from this wave of adoption.
So, we looked at one of the hardest hit segments of the energy sector—pipeline master limited partnership companies... and stress-tested them in EES.
Here's the result...
As you can see, CONE Midstream Partners (CNNX) made the cut way ahead of its competitors...
EES identified the company's superior financial position relative to its peers and also made clear how favorable its valuation was.
With a strong business model and solid fundamentals, you'd expect CNNX to trade at a steep premium to its peers... but EES revealed what a bargain it was.
Compared to its competitors, CNNX offered the best upside potential with the least amount of risk... and subsequently made readers a 14.92% gain in just five months.
That's how we work... spotting opportunities in big macro trends and then using EES to find the stocks that most analysts miss.
Besides buying stocks for growth opportunities, there's another way you can generate returns... and one which limits your downside risk while leaving plenty of upside potential.
2. A Conservative Options Strategy
For most investors, the grasp of financial markets is confined to stocks, bonds, real estate, and mutual funds...
Options trading is a foreign concept, deemed too complex to use effectively.
But to shun the use of options is to deprive yourself of the opportunity to achieve outsized gains, reduced risk, and earn income.
As you may already know, an option is just a simple contract that gives you the right to buy or sell shares of an underlying stock at a set price (strike price), by a set date (expiration date).
There are two types of options: call options and put options...
Call options go up in value when the stock price goes up.
Put options go up in value when the stock price goes down.
Now the thing about options is that you can buy them... and you can sell them.
Because of a number of factors that work against you, buying options can be risky.
That's why in In the Money, we only sell options. It fits our objective perfectly, which is to make regular income to complement our long-term stock holdings.
I want to quickly walk you through a recent example where readers made a 17.82% gain on a stock with the help of conservative options strategies.
Covered Calls—The Gifts That Keep on Giving
In a recent edition of In the Money, we detailed why US defense contractors looked like a good investment.
So, we vetted several of the industry's biggest players using EES... and a clear winner emerged.
Based on favorable macro trends and a solid EES score, Huntington Ingalls Industries (HII) looked like a stock we wanted to own.
But you've already seen the excellent job EES does at identifying solid companies, that's not what we want to show you...
As gains in defense stocks usually build slowly, we wanted to invest in such a way that readers wouldn't have to wait to take full advantage of HII's positive outlook.
That's why we recommended a put option strategy. If you're unfamiliar with this simple strategy, here's how it works:
First, we bought 100 shares of HII at the market... our entry price was $144 per share.
In the same window, we sold a call option, known as a covered call, on those shares.
Two things happened when we did this.
To start, we received $275 in option premium immediately. In the world of options, the buyer always pays the seller a premium—one of the reasons we prefer being the seller.
Secondly, when we sold the call option on HII shares with a strike price of $150, we knew it would lead to two possible outcomes, both of them to our benefit:
Shares of HII close above $150 at expiration: If this happens, we would be forced to sell our shares at $150—a profit of $6 per share... plus, we would keep the $275 in options premium.
Shares of HII close at or below $150 at expiration: Nothing happens. We get to keep our shares and the $275 in options premium.
As HII shares traded above the strike price on the expiration date, they were "called away," meaning we were forced to sell them... for a 4.2% profit.
When the options premium and dividends we received were added, the gain came to 6.42% in just two months. That's a 38.52% annual return.
Using covered calls, we structured the position to make it a "heads I win, tails I win" scenario. HII is a company we wanted to own, but we were also happy to take a 6.42% profit on the position.
And that was only the beginning...
HII's share price dropped just 14 days later, which was a great opportunity for us to add this solid company back to our portfolio.
As before, we sold a call option and immediately pocketed $544 options premium this time.
And again, as the shares traded above our strike price of $180 on the expiration date, we had to sell our HII shares... for a 7.12% profit.
The options premium and dividend we earned brought our return to 11.4% in six months.
In total, our two consecutive trades with HII delivered In the Money readers a return of 17.82%.
As you can see, covered calls are an excellent way to generate income while holding a stock you already want to own.
Along with selling call options, you can sell put options... which can prove even more profitable for your portfolio.
Puts—Buying Your Favorite Stocks on Sale
After collecting profits on HII shares, we were interested in adding the company back to our portfolio.
But HII had been on a hot streak, and we wanted to buy it on sale... so instead of buying the high-priced stock outright and selling call options, we sold put options...
This means, rather than having to sell our HII shares if they closed above the strike price, with put options, we would have to buy HII shares if they closed below the strike price—which would be a good thing since we could add HII back to our portfolio at a much lower price.
To start, we sold the put option and pocketed the options premium, $294 this time.
As HII's share price didn't drop below the strike price on the expiration date, we weren't forced to buy shares...
So we decided to sell another put, and collect $245 with our second options premium.
This time, the shares did drop below our strike price, and we were forced to buy them.
But here's the thing... we were a fan of HII and its business model and were happy to acquire the shares... at a much lower price—one we chose.
Even better, the options premium we earned lowered our entry price.
So Why Isn't Everyone Doing It?
You may be asking "if selling options is that simple, why isn't everyone doing it?"
The big mistake that most people make when selling options is that they do it on stocks they would never want to own.
In In the Money, we only sell options on stocks that we already own or on stocks we would love to own at a lower price... like we did with HII.
The strategy of In the Money is simple: use options to reduce downside risk, generate income, and own shares of a desired company at a better price.
Meet the Man Behind In the Money
Machines and investment strategies are great, but we all know they don't run themselves.
Developing a successful stock-selection filter and precise strategy takes intellect, ingenuity, and finesse... and that's exactly the qualities Robert Ross, the editor of In the Money, possesses.
Robert's approach to uncovering opportunities begins with putting his boots on the ground. Rather than staying behind his desk, he's travelled to dozens of countries over five continents to locate opportunities that offer the greatest potential to his readers.
Then, Robert puts his exceptional analytical skills to work. He is the creator of the proprietary Mauldin Economics Equity Evaluation System (EES)—a sophisticated tool he uses to analyze equities in-depth before recommending them to his readers.
The EES compares over 100 different qualitative and quantitative criteria to extract the winning needle from the opportunity haystack. An evaluation showed that companies with an EES score above 50% produced average returns nearly 17-times greater than the Dow Jones Industrial Average over the same period.
Robert's field investigations, his EES expertise, and his innovative investing strategies have generated some impressive numbers for In the Money subscribers since its inception:
21.59% - total average gain*
26.21% - open position gain**
26.21% - closed position gain*
92.31% - option trade win rate*
*April 2016 to May 2018
** As of May 29, 2018
Get In the Money...
And Learn How to Assemble a Market-Beating Portfolio Today
We'd like to invite you to give In the Money a risk-free try today. We've pegged this premium alert service at a retail price of $2,495—and it's worth every penny.
Readers who've followed our options recommendations since launch just over 2 years ago have earned $7,800 in income alone... excluding capital gains on the stocks.
As a subscriber, you'll receive the monthly newsletter issue—published on the second Thursday of every month—as well as weekly email updates and alerts to inform you of new investment opportunities that require immediate action.
There's no risk in trying it: You have a full 90 days to decide if In the Money is for you. If you're less than 100% satisfied, for whatever reason, simply cancel within those 90 days for a full, prompt, and courteous refund—no questions asked.
Even if you miss the deadline or decide to cancel after the 90 days are up, we'll still give you a prorated refund on the remainder of your subscription.
So you have literally nothing to lose by trying In the Money
Your gain, on the other hand, could be significant.
As soon as you sign up, you'll receive a welcome email with links that give you instant access to...
The current issue of In the Money, including the full portfolio and archives
Special Report #1: Selling Covered Calls and the Buy/Write: A In the Money Guide
Special Report #2: How to Buy and Sell in the World of Options Trading
Give In the Money a try today. Getting started is easy: Just fill out the order form below, and boost your portfolio with their perfect blend of macro and micro expertise.
To limited risk and wide-open upside.
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How to Buy and Sell in the World of Options Trading
Selling Covered Calls and The Buy/Write: A Macro Growth & Income Alert Guide
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text:
package io.opensec.six.oval.model.results;

import io.opensec.six.oval.model.OvalObject;
import io.opensec.six.oval.model.sc.OvalSystemCharacteristics;

/**
 * The SystemResult holds the evaluation results of the definitions and tests,
 * as well as a copy of the OVAL System Characteristics
 * used to perform the evaluation.
 *
 * @author	Akihito Nakamura, AIST
 * @see OVAL Language
 */
public class SystemType
    implements OvalObject
//    implements Dependent<OvalResults>
{

    private DefinitionsType  definitions;
    //{0..1}

    private TestsType  tests;
    //{0..1}

//    @Reference
    private OvalSystemCharacteristics  oval_system_characteristics;
    //{1..1}

    //TODO:
    // Since the xsd:key "definitionInstanceKey" is composed of
    // @definition_id, @version, and @variable_instance,
    // DefinitionResults may contain multiple elements
    // whose @definition_id is the same.
    // So, digest must be computed from @definition_id set.
    private String  _definitionsDigest;

    /**
     * constructor.
     */
    public SystemType()
    {
    }

//    public SystemType(
//                    final OvalSystemCharacteristics sc
//                    )
//    {
//        setOvalSystemCharacteristics( sc );
//    }
//
//
//    public SystemType(
//                    final OvalSystemCharacteristics sc,
//                    final DefinitionResults definitions,
//                    final TestResults tests
//                    )
//    {
//        setOvalSystemCharacteristics( sc );
//        setDefinitions( definitions );
//        setTests( tests );
//    }
//
//
//    public SystemType(
//                    final OvalSystemCharacteristics sc,
//                    final DefinitionResult[] definitions,
//                    final TestResult[] tests
//                    )
//    {
//        setOvalSystemCharacteristics( sc );
//        setDefinitions( new DefinitionResults( definitions ) );
//        setTests( new TestResults( tests ) );
//    }

    /**
     */
    public void setDefinitions(
                    final DefinitionsType definitions
                    )
    {
        this.definitions = definitions;
    }

    public DefinitionsType getDefinitions()
    {
        return definitions;
    }

    public SystemType definition(
                    final DefinitionType definition
                    )
    {
        DefinitionsType  defs = getDefinitions();
        if (defs == null) {
            defs = new DefinitionsType();
            setDefinitions( defs );
        }
        defs.add( definition );

        return this;
    }

    /**
     */
    public void setTests(
                    final TestsType tests
                    )
    {
        this.tests = tests;
    }

    public TestsType getTests()
    {
        return tests;
    }

    public SystemType test(
                    final TestType test
                    )
    {
        TestsType  tests = getTests();
        if (tests == null) {
            tests = new TestsType();
            setTests( tests );
        }
        tests.add( test );

        return this;
    }

    /**
     */
    public void setOvalSystemCharacteristics(
                    final OvalSystemCharacteristics sc
                    )
    {
        oval_system_characteristics = sc;
    }

    public OvalSystemCharacteristics getOvalSystemCharacteristics()
    {
        return oval_system_characteristics;
    }

    /**
     */
    public void setDefinitionsDigest(
                    final String digest
                    )
    {
        _definitionsDigest = digest;
    }

    public String getDefinitionsDigest()
    {
//        if (_definitionsDigest == null) {
//            DefinitionResults  definitions = getDefinitions();
//            _definitionsDigest = (definitions == null ? null : definitions.getDigest());
//        }

        return _definitionsDigest;
    }

//    //**************************************************************
//    //  Dependent
//    //**************************************************************
//
//    private OvalResults  _master;
//
//
//    @Override
//    public void setMasterObject(
//                    final OvalResults master
//                    )
//    {
//        _master = master;
//    }
//
//
//    @Override
//    public OvalResults getMasterObject()
//    {
//        return _master;
//    }

//    //**************************************************************
//    //  Persistable
//    //**************************************************************
//
//    @Override
//    public synchronized String getPersistentID()
//    {
//        String  pid = super.getPersistentID();
//        if (pid == null) {
//            pid = UUID.randomUUID().toString();
//            setPersistentID( pid );
//        }
//
//        return pid;
//    }

    //**************************************************************
    //  java.lang.Object
    //**************************************************************

    @Override
    public String toString()
    {
        DefinitionsType  defs = getDefinitions();
        TestsType  tests = getTests();

        return "[#definitions=" + (defs == null ? 0 : defs.size())
                        + ", #definitions=" + (defs == null ? 0 : defs.size())
                        + ", #tests=" + (tests == null ? 0 : tests.size())
                        + ", oval_system_characteristics=" + getOvalSystemCharacteristics()
                        + "]";
//                        + ", tests=" + tests
//                        + "]";
    }

}
// SystemType

redpajama_set_name: RedPajamaGithub


text:
About University of Toledo
The University of Toledo, commonly referred to as U of Toledo or UT, is a public research university located in Toledo, Ohio. The university operates a 450 acre Health Science campus, which includes the University of Toledo Medical Center, in the West Toledo neighborhood of Toledo; a 160-acre satellite campus in the Scott Park neighborhood of Toledo; the Center for the Visual Arts is located in downtown Toledo at the Toledo Museum of Art; and a research and education facility, known as the Lake Erie Center, is at the Maumee Bay State Park. The university was established in 1872 and now has a total enrollment of 23,000 students which is a fairly good number considering the historic importance of this university. Let's see what this university has to offer.
U. Toledo's School of Arts
Change school:
MBA/Management
$27,200/year
average tuition fee
Get Loan Assistance
$4,400/year
average living expense
*Average tuition fee is only an indicator of the estimate annual cost for Arts courses at U. Toledo. Course specific tuition fee may vary and it's best to refer to the university's [official website]. An estimate of the average tuition fee at University of Toledo in Indian Rupees is INR 19,56,000	as of 5 Dec 2019.
for Arts
average GRE quant score
total graduate enrollment
Arts graduate courses offered at U. Toledo
Childhood Education (Masters)
Curriculum and Instruction (Masters)
Education (Masters)
Educational Psychology (Masters)
English (Masters)
French (Masters)
German (Masters)
Health Education (Masters)
History (Masters)
Language Studies (Masters)
Music (Masters)
Philosophy (Masters)
Political Science (Masters)
Recreation (Masters)
School Counseling (Masters)
School Psychology (Masters)
Social Work (Masters)
Sociology (Masters)
Spanish (Masters)
See where U. Toledo is located
Weather conditions around U. Toledo
Jan - Mar Apr - Jun Jul - Sep Oct - Dec
Location at University of Toledo
The city of Ohio was founded by United States citizens in 1833 on the west bank of the Maumee River, and originally incorporated as part of Monroe County, Michigan Territory. It was re-founded in 1837, after conclusion of the Toledo War, when it was incorporated in Ohio. With an approximate population of 279,989 the city was 67th largest city in the U.S. The prominence of this city is held by its glass industry that's why it also has a nick name of "The Glass City". The city of Toledo is defined as underrated while few others feel that it is completely boring with all the busy streets and its industry. But it is not a total waste, you will be visiting the city only once a week so you can get out and find some. P.S- beware of the shady ghettos.
Infrastructure at University of Toledo
University of Toledo withstands on a campus of total 1240 acres in which the area of Health Science and Scott Parks is also included. The campus seems fairly big but is communicable by foot as all the buildings are located at one place. The equipment for Medical and Engineering are of good quality and students are happy with them. There are few buildings though which need some repairing but only if university administration pays attention to it. The classes are big and canteen provides average quality and taste of food. Problem being students do not prefer eating out as the campus is surrounded by Ghettos on one side and by busy streets on another. Many students have registered a problem of safety during night and university has done nothing about it since ages. There are only 2 guards who take care of this big campus at night which is not fair.
Residing Options at University of Toledo
University of Toledo offers students both housing and dining options. The on-campus housing cost for a typical student was $6,831 in 2015 - 2016 and the cost for a typical meal plan was $3,782.This is one of the most affordable prices seen in any on-campus housing and meal facility but considering the quality of food they do not seem worth it. There are few complaints regarding the dorm facilities, students have complained that the dorm is filled with 10 people while there is place for only 2. The university is very much obsessed with football and prefers spending most of the money on their team and stadium.
Weather at University of Toledo
Toledo, as with much of the Great Lakes region, has a humid continental climate. Summers are very warm and humid, with July averaging 23.1 °C and temperatures of 32 °C or more seen on 16.5 days. Winters are cold and somewhat snowy, with a January mean temperature of -3.6 °C, and lows at or below -18 °C on 6.2 nights. Spring and summer months tend to be wetter than autumn and winter. About 37 inches (94 cm) of snow falls per year, much less than the Snow Belt cities, because of the prevailing wind direction. The climate is prickly to handle with as the season change is drastic. One needs to take care of their clothing and room as per the season or it might get difficult for them to survive through such season changes without catching a fever.
Faculty and pedagogy at University of Toledo
Just like any other place the faculty at UT is a bit better than 'good'. The university has appointed good staff and with its urban campus professors are more than happy to work with such universities. The professors are marked as kind, generous, helpful and will solve any doubt of yours at any given time. The professors of Science, engineering and medical section are considered as one of the best within the campus and no one has anything but compliments for them. The problem is with the syllabus, sometimes you might feel that a professor is teaching you something which has no connection with your syllabus but that has nothing to do with professor's teaching method. Academics are fairly good and education is taken care in this university.
Financial aid at University of Toledo
Yes, the university provides financial aid to all their students which are either given on the basis of their GPA or their financial background. The university supports in terms of loans, grants and scholarships for which the financial support varies from 2,000 US$ to 8,000 US$ for a year depending on the kind of Scholarship you apply for. You may find the further details of scholarship on university's website which will guide you with the form and final date of submission.
Jobs and placements at University of Toledo
Well, almost 50% of students have denied that the university has helped them in any way get their careers sorted. The career department in the campus claims to have a middle man who finds jobs for students but in reality that middle man is called 'monsterjob.com'. University does not really gather employers' attention to come for placements in campus and students generally go and find their job themselves. There are few gathering conducted within the campus where you may end up meeting alumni of the university, but its pure luck and one can't simply rely on that.
Alumni at University of Toledo
Fredric J. Baur- Inventor of the Pringles can
Eric M. Miller- Founder and CEO of Eric Miller Animation Studios
Richard DeVore- Artist
Bill Cunningham- Radio host, talk show host, The Bill Cunningham Show
Philip Baker Hall- Actor, Boogie Nights and You Kill Me
Verdict at University of Toledo
Yes, from financial point of view this is one of the most affordable university in States and considering the fact that it has good faculty and academics you must be getting a feeling on finalizing this university but before that consider other points too. Safety being a major issue the university needs to take it in consideration and solve that problem by simply hiring few more security staff. Instead of spending 80% of the funds on renovating football field the university should hire security staff, buy cctvs and work on dorm sizes. Location for housing of international students is almost close to the ghetto and you can't find a bus to reach campus after a point at night. If you are willing to risk your life for saving a thousand US dollars then this university is worth it. But if you actually see then such things don't happen to everyone. If you keep your attitude and manners intact no one would try to harm you unless you are being egoistic with everyone. Well, if you plan to take admissions at UT then the university gives good news of 94% acceptance rate, but before taking this offer kindly keep in mind those few other points.
Follow University
Yocket Group
University Images
University Videos
Graduate Catalog Nursing Handbook
Interested in University of Toledo?
Choose a course you're interested in and we'll keep you updated
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redpajama_set_name: RedPajamaCommonCrawl


I just discovered Pinterest. I knew the general idea and have heard/read about how it often makes moms feel bad about what they're not doing or pulling off with their homes/cooking/baking/etc. So when I added a few boards to get started (as Pinterest made me do), I wasn't surprised to see some pretty impressive baking feats.
Once upon a time, I decorated the things I baked. Not anymore. I think the last time Dave and I did any cake decorating was for Katherine's first birthday.
I've tried a few times since, but since I do most of my baking with small children who want to help out, I've learned everyone is much happier when there is no specific outcome in mind.
I don't have anything to pin to Pinterest from our afternoon of baking, but we have a neon pink carrot cookie to eat. Who wouldn't want that?!


Tired of the same old snacks? We've got tasty options that won't leave you feeling like you're mistreating your body or your baby.
Processed, prepackaged, fattening foods and snacks that are high in sodium will cause your body to retain fluid and can increase swelling (and mommies-to-be are already prone to swelling!). Try these healthy handfuls—and snack without swelling or guilt.
A light dip or dressing paired with celery or carrots is a classic quick snack that's easy to prepare. Add your own favorite veggies if those two don't tickle your fancy.
Hydrating fruits like watermelon, cantaloupe, honeydew melon, or blueberries help keep thirst at bay while adding a little sweetness to your life. If a bowl of fruit is too boring, switch it up as kabobs or a salad.
Fruit juices are too sugary to be healthy, but adding a splash of a no-sugar-added fruit juice to sparkling water flavors the fizz while letting you indulge. Freeze your favorite healthy juices in an ice tray to pop into your water or savor as a frozen treat.
Hummus and pita chips are light and perfectly replace greasy, unhealthy potato chips that usually surround the dip bowl. Had enough of hummus? Puree avocado with a dollop of yogurt or sour cream. Add lime juice and some bell peppers, or another sliced veggie of your choice. Top it off with salt and black pepper to eat with your pita chips.
When frozen fruitcicles fail to satisfy, a smoothie is a great go-to snack. Blend your favorite frozen fruit with soy milk or yogurt to add thickness. Sneak in spinach or kale for a bit of fiber.
Begin with cherry tomatoes and fresh basil leaves. Cut thin slices of pasteurized mozzarella and layer along a skewer. Drizzle with olive oil, salt and pepper or red wine vinaigrette. Too tired to prep kabobs? Toss your ingredients into a salad.
This entry was posted in Healthy Pregnancy and tagged eat, Pregnant, Sensational, Snacks.


text:
Novruz Mammadov appointed AUL's vice-rector
Azerbaijani former prime minister Novruz Mammadov has been appointed the vice-rector of the University of Languages of Azerbaijan, press secretary of the university Agha Jafarli told ONA.
According to him, Novruz Mammadov has been appointed the vice-rector of the University of Languages of Azerbaijan for scientific affairs and he will be presented to staff at university tomorrow.


When I was 51, I found myself feeling really sluggish. I thought it may have been menopause or maybe depression. At the same time I kept using the app to check my heart rate and it repeatedly came out in the low 40's. This went on for a couple of weeks until I finally took my results in to the cardiologist. At first he didn't believe me and since I had no other symptoms he said the app was just wrong. Because I had consistently been get such low pulse reading I kept pestering him and He reluctantly order a Holter monitor test. When the results came back the next evening I was told to get to the ER asap and had a pacemaker the next morning. Turns out had complete heart block which is an electrical issue not a cholesterol/artery one. Without this app detecting my low pulse I would not have pushed the cardiologist the run any tests and would have listened when he said I was fine. I am so grateful for this app. Not sure what would have happened without it.
I have been cardioverted twice for atrial fibrillation. Thus, it is important that I monitor my cardiac rhythm regularly. A few months ago I noticed an interesting anomaly in rhythm when I looked at my heart rate. Every third beat occurred earlier than the two previous beats and showed less blood flow. this pattern was reproducible. As a Med school professor, I had an MD/PhD student who studied genetic changes in young and old rat hearts due to aging, thus I am familiar with ecgs. I suspected a condition termed trigeminy in which every third beat is a premature ventricle contraction (PVC) beginning in the ventricle instead of the SA node. I emailed the graph to my cardiologist who had me come in for an ECG. It confirmed my "diagnosis" that indeed I was in trigeminy. Subsequently flow normalized and I have not again seen this condition. Electrolytes such as sodium and potassium play crucial roles in regulating cardiac rhythm so this condition could have been due to lower than normal concentration of an electrolyte such as potassium.
I have used this app prior on an older iPhone. Back about a year ago I didn't care for it because it wasn't as accurate. Now since I think the Developer did some tweaking and fixed it I have no complaints. I have actually used it along with a true 3 lead heart monitor and it is maybe one or two BPM off but that's a huge improvement from the older versions. I recommend holding you index finger sideways pointing to the right side of your phone with the camera. For some reason you get a more accurate reading that way. Just a suggestion! I recommend this app to anyone who like me has heart issues. I suffer from sinus tachycardia and this is pretty much the best app. Also you get the free stress test as well as participation in the Heart Disease Study when you sign up. Anything I can do to help scientist and doctors treat heart issues and save lives I'm happy to review this app. I don't review a lot of my apps but this one is deserving!
I have been using this app now for several months. I use it at various times of the day during my activities. I am 69 now but have been active all my life and this app lets me know my heart rate before and after activities. I swim 1 1/2 miles almost daily and the app makes it quick and convenient to keep an accurate record of my heart rate. My resting heart rate now ranges between the upper 40's to the mid 50's. And, without this app I would not have known my rate was so good. I used to try checking my heart rate by trying to measure my pulse by doing it the old manual way was a pain; as I always had to have a watch or clock in which to take a measurement. No longer, as I just place my finger on the light of my iPhone and it not only takes a convenient measurement but keeps a record. Love this app!!!
This app seems to be pretty accurate in comparison to taking manual rates. It is simple and easy to use. It has multiple "heart-healthy" trackers built into one app and it allows you to monitor what factors, throughout day, may have an impact on your heart rate. This helps keep track of and monitor important health markers, so you can more easily manage your overall health more independently, and have a convenient place to share your information with healthcare providers so that they can also better help you manage your health (if desired.) Another positive is that this app integrates with some other apps like iHealth and sleep cycle (to name a few,) and gives the option to remind you to keep track of your heart health.
One day I had a sudden onset of chest discomfort. Noticing that my heart rate seemed to be speeding I used the heart rate app to take my heart rate. It showed a rate of 127 and from the readout of the pattern I could tell that it was also very irregular. When it seemed to settle down, I did the same procedure again and saw a normal heart rate and rhythm. When I went to the Dr. a few days later I showed him the two readings and the huge difference between the two. This alerted him and caused him to put me in a 30 day heart monitor. Being able to show him the readout from this heart rate app was much better than just listening to my symptoms. It convinced him that something out of the ordinary happened and he is suspecting I may be having episodes of Afib.
This app saved my life! I was feeling dizzy, lightheaded and short of breath while in the shower. I ran out of the shower and my husband made me use this app to check my heart rate and it was 166! My husband called the cardiologist and he told my husband what to do to control my heart rate and suggested that I check it every five minutes until my heart rate leveled. It finally leveled to 85. If I had not checked my heart rate I would not have known what was causing the symptoms and would have under estimated my symptoms as nothing and could have had a heart attack. Now my cardiologist now suggests this app to his patients. This app is accurate as I have checked it along with hospital monitors and it was right on!!!
This app actually saved me from a heart attack I had some fatigue in the top of my legs aches and the upper top of my back ached really bad a risk cuff doesn't work for measuring heart rate so I tried this app I wasn't short of breath just deep rooted aches come to find out my heart was racing which was causing the aches pulse rate was 146 for days went to urgent care and come to find out it was tyrecardio which means rapid heart beat but cause yet !!!but if it wasn't for this app letting me know my heart rate I would of never want to urgent care ... I'm 47 and we don't know the cause of why yet !! But I thank this app for the well created accurate testing !!! Thank you for saving me from a heart attack no words could explain my gratitude !!!
I use this app because I enrolled in the heart study and I want to contribute to medical science but it's very annoying that ads interrupt the readings. I get daily reminders to measure my heart rate and I like that but to the developer, calm down! Let me get the results before you bombard me with ads! I'll look at the ads after I get my reading but I often don't use the app because I don't feel like dealing with having to redo the reading because gets interrupted. Also, I subscribed to the calorie counter partner app and was I hugely disappointed. The app was difficult to use and often didn't recognize the food I was eating (taking a picture of your meal was a selling point). You asked me for a review! So there it is.
Best hear rate app EVER!
I love this app! It's very accurate (I tested its accuracy at hospital) and very easy to use! But GET RID OF THOSE HORRID ADS that INTERUPT A VITAL READING! I was near death admitted to hospital in intensive care in critical condition and was using this app before I went in to show my heart was all over the place which this app saved my life but the darn ads kept interrupting vital recordings of my heart when I was so sick too sick to write u and too sick o keep doing vitals over and over again hoping no ads would INTERUPT vital vitals taken! Please get rid of those ads interrupting vitals taking! Otherwise this app is 100% awesome! Showed my heart beats were off bad!
I checked its accuracy when resting. I counted my actual pulse for 60 seconds. Then I used this app. The two numbers were only 1 beat apart. I am using it on a NordicTrack ski machine and have made a mount for my phone so I do not drop the phone. My intensity slows a little when taking a reading because I have to stop pulling the hand cords. That changes my heart rate a little, but I have learned I need to go a little harder than I thought to be in the fat burning zone. Often more seconds pass than I would like because my pulse has not yet been detected.
My daughter came down with pneumonia and a high fever. I checked her pulse with this App and her heart rate was 186! We immediately called 911 and rushed her to the hospital. Her thyroid was imbalanced and she spend three days and two nights in the hospital. The doctors asked a few times "what made you check her pulse", from which I responded that I use this app and that I always check mine so it was the first thing I thought to do. They said things could have been much worse if her pulse wasn't taken and we didn't react quickly.
In 2017 I had a pacemaker installed. The result of the surgery was for the first time in 72 years I experienced what it means to have a life. After the surgery my cardiologist visited. During our conversation he asked whether I knew I had a Patent Foramen Ovale (PFO). So with Sally, and our family of 5 daughters and 11 grandchildren, modern medicine, a 25 year yoga practice, a study of stoicism, an intense study of physiology and anatomy with a focus on breath work, a gift from the gods and simply good fortune I am now enjoying this life. All of this work being monitored by this tiny application. It's truly great to be alive.
Good, but greatness not obtained!
Works well enough as you can see from the reviews. I find the ads very stressful!!! That is not good when you have a rapid heartbeat, ironically!!! Also, the more you use the app, the slower it seems to get. That could be disconcerting when you are experiencing a heart issue and can't wait to see the results. So between the ads and the slowdown of the app, it could be it's own cardiac stress test! By the way, the advertise this app as also being a stress test. I have not seen any of those functions yet. However, strictly for checking your pulse and looking at your heartbeat chart, it is probably the best one out there.
This App has saved my life. I kept feeling my heart flutter but didn't have a way to check it. I downloaded it and my HR was running 28-low 30's. I told my cardiologist that I've been checking it with this App. He said that you can't trust these Apps. His nurse had just checked my HR then I used Heart rate free. We compared and my reading was the same as hers. My Cardiologist said that it was one of the most accurate Apps he'd ever seen. I now have a pace maker and I still us the App. Now several of my friends are using it. Thanks For HR FREE. Life saver!!
This app has helped me monitor my heart rate. Doctor's have been concerned about my slow heart for years. When I had to switch doctors because I have insurance issues they did not believe that my slow heart was a normal thing . After many tests I just gave a slow heart. During one of the tests they discovered that I have an aneurysm on my aorta. If I had not had this app to prove that my heart rate is normally slow the doctors would not have performed other tests. It is because of one of those tests that they found the aneurysm.
I have been using this for years & I find it 100% accurate in counting heart rate. When comparing the count by wrist and then with this App it is always right on. It is so simple, easy and fast to rely on this measurement. Why take the time to manually count, since this app does it for you? (I am a real person reporting this). I have Afib and I can always get a heart reading that is accurate to report to my doctor. Otherwise I would not be able to manually count 100>120 beats. This app does it though.
I know it's free, but the ads drive me nuts when I'm in the middle of checking on my Heart Rate and zone category I fall in! I've had to make copies of the zones and switch back and forth between my notes. Maybe, they could have the category come up after heart rate is established? Can the ads be moved between heart rate checks? I use the app to see if I am in the correct heart rate zone for fat burning, cardio, warm-up. I tend to hit extreme too often and appreciate this app. to help me check on this aspect of my competitive nature! Go App!
I am more than willing to purchase a full version of an app once I have had time to use it and get a good feel for the quality. However this app throws so many ads your way it very frustrating for someone with actual serious health conditions to get a quick read. I'm uninstalling because of this. I would have bought the app had it not been for the unseasonable amount of stop and go just to get a read before the full version is bought. My suggestion would be to just offer a trial longer than a week and allow people to fully enjoy the app then make a purchase.
I have been using this app off and on since it was released years ago. I have probably reviewed it before but it's time for an update. The app never lets me down, it's always extremely accurate, has worked over the multiple iPhones that I've used over the years and is so simple and easy to use. But of course the most important part, is when I compare to my actual pulse with a watch, it is always right on the money.
I have POTs Syndrome. Basically an erratic heart rate that can cause me to black out if too light or too low. I need to monitor my heart rate on a regular basis and needed something I can quickly use. This was exactly what I needed. The accuracy is extremely critical to my health. I have been able to confirm the accuracy with my doctor on multiple occasions. If it's not exactly accuracy compared to the docs monitor. It's only off 1 or 2 numbers. We are both satisfied this apps accuracy.
All I have is the free version of this app. Tempted to upgrade. I have SVT or Supraventricular tachycardia. It is essential to get the heart rate back under control ASAP. I used this app several times often before going to the ER. But since then I have used this app and the "Vagal maneuvers" to help being the heart rate back under control. Google Vagal maneuver. It really works! Who knew putting your thumb in your mouth as an adult as part of the technique could save your life.
I think this is one of the best Apps. If you happen to have a problem with your heart, it's nice to be able to keep track of your heart rate. The one thing I don't like about the App at this point is the interruptions of trying to up sale the App. I like to keep track of my heart rate since I have afib. It still is one of the best Apps. Available for anyone with a heart problem. Still one of the best Apps ever. Thank you for keeping the app as it has always been, a great one.
I've been using the free version for a few months, since I was diagnosed with AFIB this summer. I also use my wrist bp/heart rate measure that's been calibrated to my Dr. BP. Both the heart rate on wrist measurements and the app are very close. It also alerted me to suspicious heart rates of being too high. I started tracking for next couple of weeks and sure enough back in AFIB. Just had another heart ablation yesterday and has put my heart rate back where it should be. Handy to have.
Looking for an easy app to use to check my heart rate, I came across many, but kept using this one. I helps me keep my heart rate on record for my doctor. I had Afib following heart surgery and this app helps me now that I no longer have Afib, but I do want to check my heart rate and keep a record. There is a section where you can keep notes and state what is going on at the time you're checking and recording your heart rate.
I've been using this app for two years now and have never had an issue with it and the accuracy is verified by hospital staff to be within two points correct Five stars but please minimize the ads trying to get a reading and having an ad pop up is annoying I preferred the ads after the measurement 1 year later the developers have listened to this and placed the ad after the measurements Thank you for your continued help and for listening.
I've heard of these apps before, and I wanted to see if they actually worked. I downloaded this one and compares the results to my Apple watches results. The rate were the same on both devices. I would definitely recomend this to anyone that needs their heart rate measures regularly for health issues. The only problem I had with it is the 7.99 membership fee or you only get five measurements.
I'm very thankful for this app!
Very useful app for determining your heart rate and pulse very quickly. I have hypothyroidism and the medication I was taking would cause irregular heartbeats and downright atrial fibrillation. A couple months after my doctor increased my dosage, I went into an atrial flutter and was able to monitor my heart rate until I got to the ER. In the ER, the nurses were impressed with the app and we checked its accuracy against the hospital's equipment, and it was spot on.
This seems to be a very good program my heart rate is low normally from 46 - 51. I have to use a special BP,Pulse and oxygen monitor every day and my results are transferred from my home to to VA hospital via a secure internet. The readings I get from this program is spot on compared to my VA machine. I am very impressed. But I would talk to your doctor before relying solely on this program. I am a Spinal Cord Injury Patient and a US Marine Corps Veteran. Each individual has different needs.
Because of this app, I am now under the care of an electro-physiologist heart specialist. For years I had a few episodes a year of a racing heart but it always stopped on its own. Finally, with the use of this app and the ability to print out the long-term results to show my doctor, I am now under the care of a specialist and know that I will need to get a pacemaker once I reach my 80s. Thank you!
I knew something was wrong, I was feeling awful and decided to give the app a try and sure enough my heart rate was VERY HIGH 119 and mine normally run in the mid 80's... I had the fast heart rate and fever, went to the ER and sure enough I had a serious infection and a way of my body telling me I was really sick and was fighting the infection! The heart rate was exactly as the ER's each time I took it! I will forever love the app! Perfect to keep tract of my readings!
I have a heart condition that has flared up two times when my heart rate shots up to around 190 beats per minute. The first time no one would believe me; the second time I had this app handy and I could confirm how fast it was going. (The emergency personnel confirmed it was correct.) It saves the information so I could ... and still can ... show all the doctors exactly how bad an episode it was.
This is the best free app I have ever used and I have to unfortunately moniter my heart rate due to a health condition. This app turns your smart phone into a pulse reader instantly, it also seems you reminders daily if so choose, and you get to log everything. It's super easy, convenient, detailed, and it's very efficient! I love this app 5 stars all the way!
A friend recommended this to me and I thought for sure it wouldn't accurately capture my heart rate, but it truly does and will very greatly between myself and my husband just how I would expect it to and also throughout the different times/ activities of the day! I find it an extremely convenient and insightful look into your daily health - it's awesome!!!
Truly an amazing app! I kept a 60 day record of my heart rate and rhythm and shared it with my cardiologist after he suspected I had an episode of AFIB. He was very, very impressed with the professional report that I was able to generate. The good news is that I did not have AFIB And was able to save considerable money, time and anxiety. He has become a Regular user of the app and recommends it to his patients.
I liked it and it seemed to work pretty well but I'm disappointed that I only got the chance to use it 5 times before they start asking me for money. I mean it's bad enough that when I installed it they were already asking me to pay for the full version but they actually don't let you use the app at all without paying money eventually. So disappointed. But what I expect nothing in this store is ever really free.
It's crazy to see over time how my heart rate has slowed way down after I quit smoking! My average hr was around 118 bpm & after I quit cigarettes, my average hr is about 65 bpm! Wow! I had no idea what smoking does to not only your lungs but your heart! That nicotine was making my heart pump like I was running cardio when I was resting! That's crazy! Thanks for the insight into my health!!!!! The only reason I didn't give 5 is because of the ads.
Just when I was about to go purchase an Apple Watch I found this APP. I have a fib and my heart beat too fast most times. It is imperative to my health that I have something to monitor my heartbeat per minute. This APP is very accurate and on point. I pay $9.99 a month, but it is definitely worth it. This isn't a bill this is an INVESTMENT. I choose to invest in my health.
As an AGIB patient, this app has definitely helped me in the last 3 years. Each time I needed to tell if my heart rate was normal or accelerated, I would use the app. Two times in the last three years, I knew when to go to the hospital, and the heart rate matched that of the reading by doctors. Thank you so much for this free app. It has helped to save my life!
I suffer horribly with anxiety. I have multiple sclerosis and other health issues. My resting rate was in the 100s! After talking with my doctor and showing her what I had documented we were able to adjust my medications and I started my yoga & meditation and happily even during times of stress and/or anxiety my resting rate is now in the 70s. I love this app.
People may not always have their wrist heart rate monitors on. But this is just as accurate and people have their phones on them constantly. User friendly. Could save your life if your heart rate rises rapidly without warning...Footnote, I recently acquired an Omron professional blood pressure monitor. Your monitor matched the pulse rate of Omron exactly. Great app.
This is a good app, and I'm impressed with its general accuracy. However, there are occasions when I check my heart rate, and the reading is going all over the place, starting my heart rate at something absurd like 130, and then shooting down to 100. I'll still accept that it's the most accurate HR app for iPhones, but I'm not entirely impressed by it. Lines that erratic would suggest I have arrhythmia. I've done multiple EKGs since that show the opposite.
I have been an EMT for about 10 years so naturally, I was curious as to how accurate this app was. I have checked it against the machine we use on our ambulance, as well as several of the monitors at the ER. It has been spot on every time! If you are looking for an accurate HR app, this is the one for you!!
This used to be much better. It works, and seems to be fairly accurate. But I am going to delete it because the amount of advertising is way over the top. I don't mind ads, but having to click through 4 or 5 ads before taking my pulse and and more click through after just to get to the final reading is too much. But that's just my opinion.
I really like this app, when ever you put your finger on the lens of your phone 📱 it would start the measure your heart rate, and this way I think is so cool another thing is the heat rate app is very accurate!👍😁 This is so cool you guys have to try this 👍👍👍👍👍😁 (Side note 📝, don't breathe Heavily, just breathe normal, It will be more accurate this way😂😁🤩😎!!
This was an easy way to track some bothersome symptoms. There are pre-loaded tags & a few self defined tags too (could use a few more of those). I was able to track whether caffeine elimination helped my symptoms. When I got ready for my dr's appt, I had a detailed record.
I don't write reviews often, but this app is very convenient and accurate. My wife is an RN and out of curiosity I had her check my heart rate while I tested this on my finger. The app and my wife and a discrepancy of one bpm. That's negligible. Anyone wanting to keep track of their heart rate should grab this app without hesitation.
Its a great concept. Use your camera to detect heart rate. This app makes it really easy to measure your heart rate. Its very gimmicky though as it asks you to buy there premium plan and you can only get the good deal of you sign up the first time you use the app. They even use a timer. I hate these tricks that try to get you to buy things.
Been using off and on for a year. Does seem to be accurate but about two months ago had an issue with the app crashing or not responding. Withholding the 5th star until I have used this latest version for a month.
I like the app and it's pretty accurate. I have Afib and check my heart rate from time to time but I hate having to tap "remind me later" just to get to where I need to be. I don't want to sign in even though I paid for this app and I don't want the pop up to upgrade every time I use it. I hate pop ups on apps I have purchased. Overall it's a good app.
I used to use an old fashion blood pressure device and I never could get an accurate reading on my Pulse. With this device I can take a quick check . It tells me that everything is OK almost instantly. This device is the easiest way to monitor your heart rate.
Had this app for a couple of years now and it's great, I compared my heart rate with iPhone and elliptical heart rate monitor at the gym and it is fairly accurate, it gets a little annoying when all you want is a heart rate reading and your jammed with advertisements and upgrade options but that's what you get when you use anything for free.
this one does work properly !!!
I have a special kind of SVT. It makes me go to the hospital when I have a attack of 200 beats or higher. I don't really know how to measure my heart rate that well, so I just use this app. Thanks for this!
The in app purchase opportunities too much. Cant delete pulse measurements.
I have Afib and I like to monitor myself, especially when I'm stressed. This is an awesome app that helps me every day! I can not recommend it highly enough.
I put my fingers on my neck to see if it was the same pulse as this app was saying and it was! It's so accurate and it definitely keeps me sane knowing I can count on this app to tell me my heart rate both when I'm concerned and when I'm not.
I love keeping track of my heart rate. It let's me know I'm still alive.
This app gave me everything I wanted! This one is for quick heart relate results!
Easy to use, has a daily reminder, graphs pulse.
This HR tracker works well for me. I like the interface and ease of use. Thank you.
I love this app check your heart rate at any time how cool is that..!!!
I find that a part of living well is knowing how your body feels on the start of each day . If you find your rate higher than usual then you can address accordingly.
Being a person with coronary heart disease I enjoy this app, helps identify irregularities.
Love this app. I have tachycardia and I use this app to check my heart rate. Takes a few seconds and I know what my heart rate is.
I am new on smart phone apps and this is my favorite so far! It is very easy to use and beneficial knowing my resting heart rate is very low, also seeing it decrease as I increase my cardiovascular fitness! Thank you for inventing it and offering it at no charge.
Great heart rate monitor that's free. Upgrade options available, but not necessary.
So far, this Heart rate tracker works the best!
Helps keep me looking at my pulse - although frustrating when my finger is on the camera and it still can't measure/find it!
I love ease of use!
This is a very nice app. Easy to use and it allows you to save your data and describe activity at the time of logging. You can also set multiple reminders you can use to track heart rate throughout the day. Very helpful.
I like having the reminder to check heart rate. I wear a Fitbit and paired with this APP it's helpful to know that it is accurate.
I use it a lot. Works great.
This app is an amazing device & help me to relax due to blood pressure. Thanks!!


I thought you said nobody liked Jenine.
Everything Emma does is illegal.
Lila works in the film industry.
Wilmer is having a hard time losing weight.
Who does Antonella pal around with?
Sanjib just found out today that he is HIV positive.
I bet Norm knows where Rodney is.
I promised Elvis we wouldn't do that.
Jimmy didn't tell you any of this, did he?
I don't want Caleb to know where I live.
Santa was elected queen of the prom.
Jong is going to love this.
Po is beginning to cry.
Margie is the only one here who isn't a teacher.
Alan slept much longer than he had planned to.
I don't think Connie likes you the way you like him.
There is a portrait of Emil Jackson on the wall.
Don't take that away from Per.
I wouldn't want to do anything that would make Root angry.
Brandy shoved his books into his backpack.
It's quite likely that Butler will come.
What would I say to Norman?
There's no way Hsuan could've done what you said he did.
We got something for Ralf.
Real has been busy all week.
Do you think Morgan will buy it?
Suwandi gets annoyed when Rees straightens up his towel after he's hung it up.
Raghu pushed the plug into the socket.
Omar seldom speaks to Trevor.


text:
25 Most Haunted US Destinations
Part Number: HAU5407978
Download File Size - 97,242Kb
eBook Format - PDF, DOC, PPS, HTML, TXT, EPUB
Reading Requirements - Any PDF reader
Number of Pages - 71
Authors Summary
I'm covering everything from things that go bump in the night to full out apparitions that have been officially documented and reported.
I'm not just covering haunted houses either, but I'm also filling you in on the most talked about haunted hotels, hospitals, sanitariums, asylums, prisons, ships, lighthouses, and more!
I will reveal some of the most talked about places that you can still visit and tour today...some even offering an overnight investigation with a bed and breakfast! Some that people love to visit and then some places that many people will not dare even go near!
I guarantee this will produce a vivid shock factor for you in your quest of the paranormal and its unknown world!
You name it I've got it in here! Don't just take my word for it...
Just look at what all this MONSTER 71 page ebook holds!
Relive the shocking tales of the Stranahan House where the suicide of Mr. Stranahan and the untimely death of a child took place!
Have you ever wondered what it would be like to be in the presence of 51,000 ghosts? Take a trip to Gettysburg and find out first hand!
Find out why the Magnolia Lane Plantation is said to be cursed by the spirits of slaves who practiced voodoo and encounter the fear of the locals who won't even step foot on its grounds!
On the surface Robert the Doll looks like just another toy, but we will take a deeper look into this demonic present given to a boy that made his life a living hell!
One of the most famous haunting ever is the Bell Witch and we will go through all the spine tingling details of this nightmare a family endured for many years!
We will investigate the slayings of the Villisca Axe Murder House where the spirits of the family and the killer still roam and how you can stay overnight for a one-of-a-kind experience!
Alcatraz is still keeping ghosts at bay in its walls today with the spirit of Al Capone and dozens of others who endured horrific conditions and went mentally insane while incarcerated!
Bachelor's Grove Cemetery is said to be one of the most haunted places ever where the Lady in White still carries her baby in her arms!
The White House carries the spirits of many famous people including Abraham Lincoln. Find out when you can be sure to spot him!
Get the TRUE FACTS to the real Amityville Horror House and the tragic murders of 6 family members and a look inside the controversy of its claimed haunting!
The Pensacola Lighthouse has had many people try to clean the bloodstains off the floor in the keeper's quarters, but they all have failed. I will explain why and what actually happened!
Steven King's stay at The Stanley Hotel inspired him to create the movie "The Shining"...find out why room 217 had so much to do with it?
The Trans-Allegheny Lunatic Asylum housed many mentally ill patients including Ruthie, an elderly woman who's ghost is as vicious now as she was when she was alive!
Take a look in on the story of The Lizzie Borden House and the horrible murders that took place there; trapping spirits for eternity!
As I said before, when it comes to hauntings I'm going over all the top houses, hospitals, prisons, ships, lighthouses, and hotels. If it's haunted, it's here!
Other Included Pages - Squeeze Page
Notable Reseller Extras - 10 Articles in TXT,DOC,MO3<="" li="">
Copywriting Expertise (PLR / MRR)
Start Your Own Coaching Business (PLR / MRR)
Power Of Self Reflection (PLR / MRR)
Setting Freedom Goals (PLR / MRR)


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Study in Cyprus: Top Seven (7) Cyprus Universities for Prospective Nigerian Students and their Website
Here are the Top Seven (7) Cyprus Universities For Prospective Nigerian Students who want to Study in Cyprus.
If you are a student looking for opportunity to study aboard and you did not how to get top universities to Study in Cyprus. If YES then this post ids for you then.
Cyprus has established a reputation for quality higher learning with an educational system which consists of some prestigious universities and institutions in Europe.
In order to attend a Cypriot university, college or institution as a Nigerian international student, you can apply to your desired institution via its official website during the admission application openings or by using certified admission agents.
Cyprus Admission Eligibility and Requirements
The admission and requirement include the following:
Completed admission application forms downloaded from the schools' website
Preliminary school certificates and grade sheets i.e. WAEC, GCE, NECO, etc.
University certificates and transcripts
Evidence of English proficiency
Passport photographs (3.5cm x 3.5cm)
International passport
Medical fitness certificate
Hostel application form
University study application fee and the tuition fees of the first year of study (€2,500)
Top 7 Cyprus Universities For Prospective Nigerian Students and their website.
University of Nicosia Portal
University of Nicosia is a private university located in Nicosia, the capital of Cyprus. University of Nicosia offers a wide range of academic programs including Bachelors (4 years), Masters, PhD Degrees and distance learning.
The University exists to help students who come to study in Cyprus, become educated individuals, achieve their academic and professional goals and assume responsible roles in a changing world of European cooperation and global interdependence.
The University of Nicosia consists of the following schools.
Social Sciences & Law
School of Sciences & Engineering
School of Medicine.
University of Cyprus Portal
This is a public university located in Nicosia, Cyprus. Those eligible to participate in the entrance examination for the University of Cyprus are Cypriot citizens or those with at least one parent of Cypriot origin. Prospective students who wish to study in Cyprus would have graduated from a six-year high school. A number of positions are granted to the handicapped or those with special needs.
The university consists of the following eight faculties, 30 departments and 10 research centres namely:
Faculty of Social Sciences and Education
The Medicine School
European University of Cyprus
European University of Cyprus Portal
EUC is one of the top leading universities in Cyprus, offering undergraduate, graduate and doctorate degrees. EUC was established as Cyprus College. By integrating teaching, research and experiential learning in the curricula as well as practical fieldwork, our academic model seeks to make student education an enriching and rewarding experience but also one that lays out the first solid steps towards a student's professional goals and dreams to study in Cyprus.
The university consists of six different schools such as;
School of Arts and Education Sciences
Frederick University
Frederick University Portal
This is a private university with two campuses in Nicosia and Limassol. The university operates nine Business Schools and technical institute such as:
School of Architecture, Fine and Applied Arts
School of Economic Sciences and Administration
School of Engineering and Applied Sciences
University of Central Lancashire in Cyprus
University of Central Lancashire in Cyprus Portal
This is a public university in England with a satellite campus in Cyprus. It is the only British University operating in Cyprus, located in Larnaca, in the area of Pyla.
School of Business & Management
Institute of Professional Studies
Cyprus University of Technology Portal
This is university offers degrees in undergraduate and post graduate levels that are not offered by other higher education institutions. It is located in Limassol, Cyprus. It consists of six faculties like Faculty of Geotechnical Sciences and Environmental Management, Faculty of Management and Economics, Faculty of Communication and Media Studies, Faculty of Health Sciences, Faculty of Fine and Applied Arts, Faculty of Engineering and Technology and one Language Centre.
Neapolis University
Neapolis University Portal
Neapolis University Pafos (NUP) is located in the heart of the town of Paphos. It is one of the leading private universities in Cyprus, with students from all around the world. It is a vibrant academic institution focusing on high quality education and research that aims to provide top educational services to the Cypriot region and beyond.
It offers undergraduate, graduate and PhD programs in both Greek and English. Neapolis University consists of the following schools;
School of Economics and Business
School of Law and Social Sciences
School of Architecture, Land and Environmental Sciences
Theological Studies
Recommended: Easy Guide To Processing Cyprus Student Visa For Nigerian Students
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Bingham University School Fees For 2020/2021 Academic Session
Canada Student Visa Form – How to Get a Student Visa for Canada in 2023


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I offer individual and Skype counselling and coaching sessions. You may be doing well in most areas of your life, but are struggling in a few areas that need fine tuning and require a brief number of sessions. While others may be experiencing anxiety or health concerns, or have experienced past woundings and trauma, that may require deeper, longer-term therapy. Whatever your circumstances, below are the options available for therapy sessions.
This session allows us to explore a few areas of concern or for those requiring follow-up to maintain the changes they have made.
This session allows us to explore a number of areas of concern and to engage in deeper processing. This session is recommended for those wishing to do EMDR (Eye Movement Desensitization and Reprocessing) or Embodied Awareness (Spiritually-Directed Therapy).
This session allows us to condense several sessions into one session by exploring a number of areas of concern and engaging in even deeper processing. This session may be appropriate for those experiencing a crisis or who may require longer-term therapy and wish to dive right in. This session may also be helpful for those who are coming in from out of town.
The fee is based on the Psychologists' Association of Alberta's recommended fee schedule for registered psychologists (PAA Fee Schedule).
Phone calls, consultations, reports, letters, or forms requiring more than 10 minutes will be billed at the rate of service noted above.
Many benefit plan providers, such as Alberta Blue Cross, Desjardins, Manulife, and Sun Life, provide coverage for psychological services. Please contact your benefit provider directly to ascertain your coverage and limit.
Psychological counselling is a tax-deductible medical expense.
24-hours notice is required, before the time of your scheduled appointment, to cancel or reschedule your appointment. You can call or text me at 403-891-1384 to cancel or reschedule an appointment. Appointments cancelled less than 24 hours or any missed appointments will be charged the full session fee.
Payment is due at the end of each session. I accept cash, credit card, or e-transfer.


Please can you explain how we upgrade this package without any loss to our settings/lists etc, we have active marketing campaigns that must not be interrupted.
All you will need to do is upgrade your SugarChimp to the latest package. If you go to your orders page at www.sugaroutfitters.com/orders you will see a place to download the .zip file.
Now, in Sugar go to Admin > Module Loader and upload the .zip file. There is no need to uninstall the previous version. After this is done, it's best to go ahead and do a quick repair and rebuild. Go back to Admin > Repair > Quick Repair and Rebuild (top item). Let me know if you have any questions!
Thanks for the reply, can you confirm the latest version is compatible with Sugar 7.6.2.1?
That is correct. SugarChimp 7.6.0 is compatible with Sugar 7.6.2.1. Once you install the latest version, you can reach back out to Sugar to let them know there should be no more issues with their upgrade check!
Thank you, the upgrade seems to be successful.
I'm going to go ahead and close this case out now. Let me know if anything else comes up as you use SugarChimp! Feel free to start a new case at any time.


Business Consulting helps clients solve the complex challenges that reside at the intersection of business operations and real estate. The World Market Access practice specialises in assisting companies internationally to reduce their costs, minimise their risks and improve their overall operating efficiencies by optimising the placement of their operations.
We create and implement portfolio-wide office occupancy plans and location strategies that will help you from start up to break down.
You need a team that can analyse, develop, and implement a network-wide optimisation of your manufacturing and distribution operations, and that possesses a thorough understanding of industrial investment decisions that lower costs, maximise operational requirements, and minimise risks.
Who can you rely on for help in placing retail outlets in optimal locations that reach your target demographics, maximise sales, and minimise labour and real estate costs? Rely on us. We are the industry leader in commercial retail real estate development.
To reduce your upfront capital expenditures and long-term operating costs, we secure national, regional, or local economic development incentives from governments, property owners, and service providers across the globe.
Our expert advice can help you realign and relocate your business operations and logistics which will help to re-engineer your cost structure.
Our analysis of your current corporate real estate use and supply chain logistics can help you identify opportunities to redeploy business functions to low-cost and low-risk locations, or simply point out efficiency loss areas that we help you to contain..
We translate financial and operating priorities into real estate strategies that address a market's local operational profile, its economic viability, and the competitive landscape.
Our proprietary tools and methods allow you to optimise the cost, operations and flexibility of an evolving portfolio to best align with your corporate strategy.
We help you identify and relocate to the labour markets where you can attract and retain the best talent at the lowest cost.
Our team provides you with the data and analysis necessary to analyse and rationalise workforce requirements, business processes, location strategies and cost-savings initiatives.
Cushman & Wakefield has a network of more than 253 offices in 60 countries. We offer our clients the local market intelligence and access you need to make effective strategic decisions about your global business operations, platform and portfolio.
Our comprehensive, proprietary approach gives our clients analysis tools and resources to make informed global site and portfolio decisions across the range of investment considerations.
Our team can provide your organisation with the information support you need to rationalise and make effective global market choices based on real-time analysis and data.
Our team members are drawn from the economics, management consulting, financial advisory, engineering and systems management industries. They originate from every corner of the globe, and bring a unique, informed perspective to produce creative solutions to our clients' operational and real estate challenges.
Our business consulting team utilises our 253 offices in 60 different countries, and has helped numerous Fortune 500 companies achieve their operational and financial objectives; companies like Capital One, Fannie Mae, JetBlue Airways, Johnson & Johnson, Kraft and Madison Square Garden. We also have clients as diverse as The Merrill Corporation and Royal Caribbean Cruise Lines, or MetLife and Pfizer. We are also proud to list Natixis, Shell Oil, TaylorMade, Thyssen Krupp, Nomura, Staples and Novartis as some of our clients. We have assisted our clients with the deployment of billions of dollars worth of assets and the creation of thousands of jobs.