Siblings fight all the time and some times make it pretty tough for the mothers to handle them. But a recently reported incident is the next level of it. This time the siblings who are apparently identical twins found fighting with each other in their mother's womb! Weird, right? But it is indeed true as they were captured while they are at it in the ultrasound scan that made even doctors wonder.
Twins can be a lot to handle but they also bring twice as joy to the parents. And these two identical twin girls named Cherry and Strawberry were spotted having a little fight in their mother's womb when she was just four months pregnant and that made them an Internet star even before they were born. The father of the girls is very much surprised by this incident. The footage of the ultrasound scan that went viral was filmed by him when they both went for a checkup.
The father of the kids also mentioned that when they had another checkup back in January the twins were hugging each other in the womb. 'We were so touched. The babies were so small and they knew how to look after each other. I believe they will live with each other in harmony when they grow up,' Mr. Tao told The Paper.
He uploaded the video through a short-video app named Douyin. The video went viral in no time making these girls an internet star. The video has got 2.5 million likes and 80,000 comments so far. The girls are now born healthy via C-section and were nick-named Cherry and Strawberry after their mother's favorite fruits.


Dr Slot Casino – play mobile slots with instant wins!
The mobile casino industry is growing like wildfire right now, and Dr Slott Casino is one of the newer brands to hit the scene. It's from established developer and operator, Intouch Games, who are based in the Midlands, UK. One major thing to mention up top is that Dr Slot doesn't use games from big-name developers like NetEnt, and that's because they build their own games entirely in-house. If you're tired of playing the same games wherever you go, you'll want to read on. We'll take you through the bonus structure, the games you can choose from and the banking and support side of things, so you can make an informed decision about whether or not Dr Slot is for you.
Here we go! Time to create an account and see what happens next. Luckily that first part is easy enough – we downloaded the app and signed up there, but you can also do it through the website. When that was done, we got an activation code, entered that and it was job done! We got 20 free spins upfront, locked to a specific game. We got Super Fruit Bandit, but we're not sure if that's the case for everyone. It's a good first game to try – an update on your classic fruity, but with more cool features.
After that, we had to make a deposit of £10 or more to unlock the rest of the welcome bonus. £10 it is then! That unlocked the 10 days of free spins offer – we got a text with 10 free spins every day for 10 days, adding up to a total of 100.
All of these welcome bonuses, and in fact any free bonuses from Dr Slott Casino, carry a x40 wagering requirement. For example, if you get a £2 bonus, you'll need to play through that and keep winning until you've spun through £80 before you can then start winning cashable credit. There are T&Cs that apply to all offers too so as always, read those before signing up.
Weekly loyalty bonuses – the website says that active and depositing players can expect to receive text messages containing loyalty bonus offers. We only signed up at the time of writing this review, so we haven't been signed up long enough to receive these. We'll update you on that in future!
Remember – the 40x wagering and T&Cs will apply to all of these too, so don't skip reading up on those!
Let's talk about those original games. Dr Slot Casino launched in early 2018 with just eight games, but all 100% exclusive. Since then, they've added around one new game per month, building the selection of slots up slowly.
They've got a really nice selection of games here. Not a big selection, but the ones they have are great quality. It's refreshing to see something a bit different on a game grid, and we were looking forward to getting stuck in.
Karate Kash has the highest Jackpot and it's easy to see why it's popular. It's all martial arts themed, including the two mini-games – we loved the one where you catch a fly with chopsticks! Then there are the more generic casino games like All the 7s and Super Fruit Bandit – both very clean, simple games that are great fun to play. Our favourite though was probably Fire and Gold – a warriors and dragons style slots game with two bonus games where you can win big multipliers. Plus it just looks really cool.
If you're looking for casino games, you might be disappointed as Dr Slot only has one. Still, if Roulette is your thing, you could be in luck. Dr Slot 3D Roulette looks great and has slick, streamlined gameplay. We'd like to see how this brand could reimagine casino favourites like poker or blackjack too, so we hope plans are on the horizon for those.
You can withdraw by bank transfer and Skrill, or if you've previously used a card to deposit, you can withdraw to that.
Responsible gambling is such an important subject, so we always check out what tools casinos have in place to help with this. The first thing we noticed is that Dr Slot has a GamCare certified logo on its site. On closer inspection, we found that they are approved by GamCare – which means they've achieved high standards in the area of responsible gambling.
We also looked into how Dr Slot protects players' data and transactions. We discovered that they use 256-bit TLSv1.2 digital encryption to keep sensitive data under lock and key. That's the current industry standard, so we can all rest easy on that one.
Last up we did some digging into fairness and regulation of the games – this is especially important here as the games are developed in-house. As Dr Slot is regulated by the UK Gambling Commission, any game they make has to go for independent testing and be awarded a certificate before it can be released to the public. It goes off to testing labs that are approved by the UKGC to make sure it's fair and up to standard before it gets to go-ahead for release. Dr Slot also displays the RTP for each game on the website, so that extra element of transparency is a good sign too.
Dr Slott Casino has a UK-based call centre to provide customer support to its players. This is open 24 hours a day, 7 days a week, 365 days a year. So there's always someone waiting at the end of the phone to help out if you need something. That's helpful as most of us probably don't do the majority of our mobile gaming between office hours.
This may be a relatively new mobile casino, but already it seems to be finding its feet in the online casino world. The games offer a great experience and we were impressed with the initial sign-up bonus. The wagering requirements are on the higher side, but certainly nothing out of the ordinary. We'd like to see a wider variety of games to choose from, and withdrawals could do with being a bit faster, but we had no major qualms about playing at Dr Slott Casino. Overall – a promising mobile casino with some impressive original games and an attractive bonus offering. We'll certainly be going back for more.


> The same stands for eject.
>    * Declare Multi-Arch: foreign. Requested by Helmut Grohne.
>    * Use dpkg-buildflags for hand-built dmcrypt-get-device, too.
> CC'ing Frank but I doubt he'd object.
No objections from me, I think it would be good to migrate that to testing.


An abandoned well can be a potential threat to health, safety, and the environment by contaminating the groundwater, which provides 100% of drinking water for Washington County residents. When wells are no longer used they must be sealed properly. Sealing is the process of clearing an unused well of debris and filling the well with a special material called grout. The sealing must be done by a licensed well contractor.
Property owners in the county may obtain financial assistance (grant) for sealing abandoned wells.
Under this program, applicants chosen for funding will be reimbursed up to 50 percent of the well sealing costs with a maximum of $2,000. This is open to all areas within the county.
The county has Clean Water Fund dollars from the State of Minnesota for well sealing. This grant will allow for up to 100% cost share assistance, in targeted areas of the county. This includes areas within a Drinking Water Supply Management Area (DWSMA) or in areas of contamination. Check the map linked below to find out if your well may be eligible - staff will confirm this through the application process, as areas of contamination are updated.
Funding may not be applied retroactively to wells that have already been sealed, or to wells that are part of a potential or current property sale.
In the event of more applications than available funds, applications will be prioritized using criteria based on the condition of the well, the potential to contaminate groundwater, availability of funds, and other factors.
Prior to having abandoned wells sealed, applicants must first be approved for the program, sign an agreement, and are then required to seek a minimum of two estimates for well sealing from licensed water well contractors. Applicants chosen for funding will be reimbursed for 50 or 100% of the cost based on the lowest estimate.
Check abandoned well map to determine if the well is located in a water supply management or groundwater contamination area.
Print and complete the grant application.
When your application is received, a department representative will contact you to determine your eligibility. View the checklist to see the steps in our application process.
Do not proceed with any well sealing until you have completed an application, received approval, and have a signed agreement in place.
Please contact the Department of Public Health and Environment at 651-430-6655 for more information.
You may also visit the Minnesota Department of Health website for additional information on abandoned wells.
Since 2005, the Department of Public Health and Environment has helped seal almost 100 wells in the county. This map shows the location of wells sealed from 2005-2016. This includes the county's 50% cost share program, along with wells sealed under Clean Water Fund grants.
In 2012, 2014, and 2017, the Department successfully obtained Clean Water Fund grants to help additional residents seal wells, through a 100% cost share grant program.
A total of 18 wells sealed were sealed in areas of contamination, or near public water supplies, in 2014 and 2015.
Spent: $15,826.50 of the $20,000 available, in addition to $16,804.62 in match funds from the county.
A total of 27 wells sealed were sealed in areas of contamination, or near public water supplies, in 2014 and 2015.


text:
package com.freewaycoffee.client;

public class FreewayCoffeeOrderItem
{
	public String m_OrderItemID;
	public String m_OrderItemDescription;
	public String m_OrderItemCost;
}

redpajama_set_name: RedPajamaGithub


text:
Accenture Names Pierre Nanterme Chief Leadership Officer
23-Year Accenture Veteran to Oversee Company's Leadership Development Program
NEW YORK; June 13, 2006 – Accenture has named Pierre Nanterme chief leadership officer, effective immediately.
Mr. Nanterme, who also serves as Accenture's country managing director in France, most recently was managing director of Accenture's Financial Services operating group in Europe, Africa and Latin America.
In his new role, Mr. Nanterme, 46, has primary responsibility for Accenture's leadership development program, which focuses on building the leadership capabilities of Accenture's more than 11,000 senior executives and senior managers globally. He is also responsible for the development of and succession planning for the company's top 200 executives, considered to be Accenture's next generation of leaders. Mr. Nanterme succeeds Gill Rider, who retired from Accenture on April 30 to become Director General—Leadership and People Strategy in the cabinet of the U.K. government.
As chief leadership officer, Mr. Nanterme will serve as a member of Accenture's Executive Leadership Team and report directly to Office of the CEO, which includes the chief executive officer and chief operating officer.
"The chief leadership officer is a unique role at Accenture," said William D. Green, Accenture's CEO. "There is no more important quality, no more important skill and no more important element of character than leadership. Pierre has been leading our Financial Services business across three continents, and as such he brings deep client and operational experience to this position. Pierre is also a committed advocate for Accenture's people and core values, especially with regard to developing the next generation of leaders. He will be a strong addition to our Executive Leadership Team."
Mr. Nanterme has spent most of his 23-year career with Accenture in the Financial Services operating group. Prior to serving as managing director—Financial Services for Europe, Africa and Latin America, he was managing director of the company's Financial Services Core Europe operating unit, and before that he served as global managing director for Accenture's Insurance industry group. Other leadership positions Mr. Nanterme has held at Accenture include managing director of the Strategy practice in West Europe and managing director of the company's client group in France, Belgium, Luxembourg and the Netherlands.
Mr. Nanterme joined Accenture in 1983 and became a partner in 1993. He graduated from ESSEC (Ecole Supérieure des Sciences Economiques et Commerciales) Business School in Paris.
Accenture is a global management consulting, technology services and outsourcing company. Committed to delivering innovation, Accenture collaborates with its clients to help them become high-performance businesses and governments. With deep industry and business process expertise, broad global resources and a proven track record, Accenture can mobilize the right people, skills and technologies to help clients improve their performance. With more than 129,000 people in 48 countries, the company generated net revenues of US$15.55 billion for the fiscal year ended Aug. 31, 2005. Its home page is www.accenture.com.
Laura Ryan
laura.ryan@accenture.com
Accenture Corporate
Leadership / Management

redpajama_set_name: RedPajamaCommonCrawl


text:
Mets: Making sense of the Rick Porcello, Michael Wacha signings
By Allen Settle
ARLINGTON, TEXAS - SEPTEMBER 25: Rick Porcello #22 of the Boston Red Sox at Globe Life Park in Arlington on September 25, 2019 in Arlington, Texas. (Photo by Ronald Martinez/Getty Images)
How will the newest additions to the New York Mets, Rick Porcello and Michael Wacha, fit in with the team's plans in 2020?
After a frustratingly quiet start to the offseason, the New York Mets have started making moves. The team has recently bolstered their pitching staff through the acquisition of former Cy Young winner Rick Porcello and the signing of Michael Wacha. While these two players certainly have exciting potential, many fans and analysts are confused as to how they will fit within the roster.
The moment Zack Wheeler signed with the rival Philadelphia Phillies, the Mets acquired a need for a starting pitcher to take his place in the rotation. That need seemed to be filled when the news broke that Wacha had joined the team.
However, the Porcello signing then created a great deal of confusion and frustration. Why sign another starter when you already have five? Why not spend those resources addressing a bullpen that ranked 28th in the league last season?
The worst of these fears deals with the current rotation and backbone of the team. Do the Wacha and Porcello signings mean the team could consider trading Noah Syndergaard, Marcus Stroman, or Steven Matz?
What exactly was discussed when the Mets and Astros reportedly had "dialogue" about Carlos Correa? For many fans, parting with any member of the current rotation seems like a nightmare scenario.
Despite these legitimate concerns, there is an easy pathway for the Mets to use these two new players to vastly improve their team in 2020: use one player as the fifth starter and the other out of the bullpen! The fact that Porcello has a better pedigree and received a $10 million contract likely means that he will have the first opportunity to join the rotation. Wacha, whose deal is for $3 million (plus incentives) seems like the prime candidate to fill a role as a spot-starter and long reliever.
This blueprint would give the Mets one of the best #5 starters in baseball, while also adding a player with a career 3.91 ERA to bolster a struggling bullpen. While Wacha has spent the majority of his career as a starter, it certainly isn't a stretch to think that he could seamlessly transition into a different role.
This plan would also mean that Seth Lugo could remain in the bullpen despite reports that he could be converted into a starter.
While these additions do create a path for management to drastically shake up the Mets core, they also represent a chance to support the roster with valuable depth.
As we wait for GM Brodie Van Wagenen and skipper Carlos Beltran to explain the plan, it's worth keeping in mind that these moves make the team better entering the 2020 season.
Next. Two holidays gifts we all want from Steve Cohen
While the Mets still have a lot of ground to cover to catch back up with the rest of the hyper-aggressive NL East, adding two proven arms to their pitching staff should be considered a positive until the team gives us concrete reasons to think otherwise.


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Smith discusses Buckle's claim that Adam Smith was one of the most brilliant and influential thinkers in the history of the modern world.
Charles Darwin, while attending a gathering at the home of his brother-in-law, the British etymologist and philologist Hensleigh Wedgwood, met H.T. Buckle. Darwin asked how Buckle managed to keep track of the thousands of sources and notes found in the History of Civilization in England.
[Buckle] told me that he bought all the books which he read, and made a full index to each, of the facts which he thought might prove serviceable to him, and that he could always remember in what book he had read anything, for his memory was wonderful. I asked him how at first he could judge what facts would be serviceable, and he answered that he did not know, but that a sort of instinct guided him. From this habit of making indices, he was enabled to give the astonishing number of references on all sorts of subjects to be found in his History of Civilisation.
Darwin read the History twice and found it "most interesting," though he doubted whether Buckle's generalizations "are worth anything." This is similar to my criticism in Part 2 of this series, where I noted that Buckle's attempt "to formulate deterministic laws of historical progress…was misconceived at its very root."
Buckle and Darwin did not hit it off well. Buckle, known as a great talker, talked too much for Darwin's tastes. Darwin hardly said a word, "nor indeed could I have done so, for he left no gaps." Thus when one of the guests began to sing, "I jumped up and said that I must listen to her." Meanwhile, Buckle was overheard saying to another guest: "Well, Mr. Darwin's books are much better than his conversation."
Victorian England was a breeding ground for brilliant and eccentric intellectuals, some of whom challenged conventional beliefs and mores. Many of the ideas presented in Buckle's History certainly fall into that category, and many more are evident in his letters. In an age when convention dictated the proper education for young ladies—an education considerably different than that for boys—Buckle saw no reason why girls should not become educated in traditionally male disciplines, such as science and economics. This belief in female intellectual equality was shared by a number of British liberals, including Herbert Spencer and J.S. Mill.
In May 1855, for example, a female friend solicited Buckle's advice about books that her daughter should read. His recommendations included works on history, philosophy, and the sciences (such as geology and astronomy), but he was most enthusiastic about Adam Smith's Wealth of Nations. Although most contemporary Americans, however well educated, would find this book difficult going, Buckle regarded it as essential reading for a sixteen-year-old girl.
In political economy, not Marcet or Say, but Smith's 'Wealth of Nations' must be read, and is more important than the history of foreign countries. This one work is quite enough, if made a text-book, and perhaps exercises written on it, as it should be mastered thoroughly which I believe most intelligent girls of sixteen are quite capable of doing.
Adam Smith became one of the heroes in the History. As Buckle wrote in the first volume (1857):
In the year 1776, Adam Smith published his Wealth of Nations; which, looking at its ultimate results, is probably the most important book that has ever been written, and is certainly the most valuable contribution ever made by a single man towards establishing the principles on which government should be based. In this great work, the old theory of protection as applied to commerce was destroyed in nearly all its parts; the doctrine of the balance of trade was not only attacked, but its falsehood was demonstrated; and innumerable absurdities, which had been accumulating for ages, were suddenly swept away.
Buckle was well versed in the history of economics, so he knew that Adam Smith was not the first writer to defend the principles of free trade. The Wealth of Nations owed part of its tremendous influence to its timing. If the book "had appeared in any preceding century, it would have shared the fate of the great works of Stafford and Serra." While sparking the interest, perhaps, of some speculative thinkers, it probably would have exerted little or no effect on "practical politicians." But by the time the Wealth of Nations was published in 1776, "the diffusion of knowledge had now become so general, that even our ordinary legislators were in some degree prepared for these great truths."
Most of Buckle's discussion of Adam Smith appears in the second volume (1861), in a chapter titled "An Examination of the Scotch Intellect During the Eighteenth Century." This chapter, in my judgment, is the most important in the entire History; it is perhaps the best early discussion of what would later be called "The Scottish Enlightenment" (a term coined in 1900 by William R. Scott in his book on Francis Hutcheson).
Buckle's extensive treatment of Adam Smith caught the attention of D.D. Raphael and A.L. Macfie, editors of the definitive Oxford edition (1976) of Smith's first book, The Theory of Moral Sentiments. In their Introduction, Raphael and Macfie discussed what nineteenth-century German scholars called "the Adam Smith Problem," which refers to the supposed inconsistency between The Theory of Moral Sentiments (1st ed., 1759) and the Wealth of Nations (1776). Whereas the former (TMS) focused a good deal on man's sociability and benevolent sentiments, the latter (WN) treated man as entirely self-interested. The economist Karl Knies was one among several German scholars who maintained that Smith changed his view of human nature after writing TMS. This change, the argument went, was the result of Smith's interaction with various philosophes during his visit to France—a change that was later reflected in the self-interested perspective found in WN.
Although (as Raphael and Macfie pointed out) Buckle's reconciliation of TMS and WN was mistaken in some respects, Buckle's understanding of Smith far exceeded that of his German contemporaries. According to Buckle, Smith abstracted the selfish aspect of human nature for the purpose of economic analysis, without suggesting that humans lacked benevolent sentiments as well (as discussed in TMS). Thus Buckle was exactly right in claiming that "both works must be taken together, and considered as one; since they are, in reality, the two divisions of a single subject." TMS and WN should be viewed as "the compensatory parts of a single scheme."
Modern historians debate whether the Scottish Enlightenment had characteristics that made it unique to Scotland or whether it should be viewed as part of a broader English Enlightenment. There was no doubt in Buckle's mind that eighteenth-century Scotland experienced a "peculiar intellectual movement," one that was "revolutionary" in virtue of its attempt to "unsettle former opinions, and to disturb the ancient landmarks of the human mind."
"The beginning of the great secular philosophy of Scotland," argued Buckle, "is undoubtedly due to Francis Hutcheson." Although a Christian, Hutcheson "did not fear to construct a system of morals according to a plan entirely secular, and no example of which had been exhibited in Scotland before his time."
The principles from which he started were not theological, but metaphysical. They were collected from what he deemed the natural constitution of the mind, instead of being collected as hitherto from what had been supernaturally communicated. He therefore shifted the field of study.
If Hutcheson marked "the beginning of the great rebellion of the Scotch intellect," Adam Smith was the greatest figure of that intellectual movement. Even the celebrated David Hume was a relatively superficial thinker in comparison to Smith. A major factor in Smith's importance, according to Buckle, was his understanding that economics is essentially a deductive science, and it was this insight that enabled Smith to elevate economics to the status of an authentic science.
As Buckle saw the matter, the eighteenth-century Scots, while repudiating the "theological spirit" that had dominated the thinking of their countrymen in the previous century, retained the deductive method of that way of thinking by beginning with general principles. And it was this deductive method, which reached its apogee in the writings of Adam Smith—not only in WN but in TMS as well—that distinguished the Scots from their English counterparts, who relied mainly on the inductive method of Francis Bacon. Buckle believed that both methods had their strengths and weaknesses, but the deductive method proved much more fruitful in economics (and in the social sciences generally)—an evaluation with which the modern followers of Ludwig von Mises would heartily agree.
Buckle's distinction between the deductive and inductive methods has been criticized as simplistic, and his insistence that Scottish thinkers were largely deductive, whereas their English contemporaries were largely inductive, has been dismissed as downright bizarre. But we should keep in mind Buckle's lengthy explanation of the role of abstract reasoning in historical explanation, according to which the historian, confronted with an unlimited number of particular facts, must select those essential characteristics that best explain historical phenomena. This is clearly what Buckle had in mind in drawing his distinctions. He was formulating what the great sociologists Georg Simmel and Max Weber would later call "pure forms" and "ideal types," respectively.
We have come to the end of my discussion of H.T. Buckle. I have covered only a fraction of the interesting and original points contained in his History of Civilization in England. There can be no doubt that Buckle's combination of history and philosophy made for an eccentric book, nor can there be any doubt that Buckle's reach sometimes exceeded his grasp. But there is much to be learned from this remarkable book—not only about the history of ideas about freedom but also about how our libertarian ancestors viewed that history.
I doubt if many modern readers will want to read Buckle's massive History cover to cover, and there is no reason why they should. But many sections and chapters are virtually self-contained, so I urge libertarians with an interest in history to scan its pages and find those parts that interest them. As with every classic, the point is not whether or not you agree with an author but the extent to which that author stimulates your thinking. And in this latter respect Buckle never disappoints.


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Software-as-a-Service (SaaS)
What Is Software-as-a-Service (SaaS)?
Software-as-a-Service (SaaS) is a software licensing model in which access to the software is provided on a subscription basis, with the software being located on external servers rather than on servers located in-house.
Software-as-a-Service is typically accessed through a web browser, with users logging into the system using a username and password. Instead of each user having to install the software on their computer, the user is able to access the program via the Internet.
Understanding Software-as-a-Service (SaaS)
The rise of Software-as-a-Service (SaaS) coincides with the rise of cloud-based computing. Cloud computing is the process of offering technology services through the Internet, which often includes data storage, networking, and servers. Before SaaS was available, companies looking to update the software on their computers had to purchase compact disks containing the updates and download them onto their systems.
For large organizations, updating software was a time-consuming endeavor. Over time, software updates became available for download through the Internet, with companies purchasing additional licenses rather than additional disks. However, a copy of the software still needed to be installed on all devices that needed access to it.
With SaaS, users don't need to install or update any software. Instead, users can log in through the Internet or web browser and connect to the service provider's network to access the particular service.
SaaS is considered an example of endogenous growth theory, which is an economic theory that subscribes to the belief that economic growth can be achieved through developing new technologies and improvements in production efficiency. Technology companies, financial services companies, and utilities have led the business world in adopting SaaS technology.
History of SaaS
SaaS can loosely trace its origins to a concept called time-sharing, which was developed in the late 1950s and early 1960s to make more cost-effective use of expensive processor time.
Over the next few decades, hardware and computing became less costly. Organizations made the shift to individual ownership of personal computers using on-premise software. But unfortunately, the system still proved to be inefficient on a larger scale as companies were weighed down by ongoing software and hardware maintenance of the individual computers.
In the mid-90s, the Internet reached new heights in terms of e-commerce transactions, The growth of the Internet then fueled the birth of the "online cloud," which allowed organizations to access software from anywhere.
In 1999, Salesforce went all-in on SaaS by launching its own customer relationship management (CRM) platform. Thanks to its head start and "no software" mantra, Salesforce soon became the first superstar in the SaaS space. It remains one of the largest pure SaaS companies in the U.S.
With Salesforce having proved the viability of the SaaS business model, companies of all shapes and sizes—from young startups to established industry giants including Microsoft, Oracle, and SAP—were eager to move toward it.
Today, SaaS is ubiquitous. With pure-play companies like Adobe, Salesforce, Shopify, and Intuit leading the way, the SaaS market is expected to reach $145 billion in 2022.1
With SaaS, users can access software through a web browser from multiple locations, including outside the office. Remote desktop software can help employees securely access work computers from home or allow technicians to resolve computer issues without having to make an onsite visit.
Advantages and Disadvantages of SaaS
SaaS offers a variety of advantages over traditional software licensing models. Because the software does not live on the licensing company's servers, there is less demand for the company to invest in new hardware.
It is easy to implement, easy to update and debug, and can be less expensive (or at least have lower up-front costs) since users pay for SaaS as they go instead of purchasing multiple software licenses for multiple computers.
SaaS has numerous applications, including:
Auditing functions
Automating sign-up for products and services
Managing documents, including file sharing and document collaboration
Shared company calendars, which can be used for scheduling events
Customer relationship management (CRM) systems, which are essentially a database of client and prospect information. SaaS-based CRMs can be used to hold company contact information, business activity, products purchased as well as track leads.
Types of software that have migrated to a SaaS model are often focused on enterprise-level services, such as human resources. These types of tasks are often collaborative in nature, requiring employees from various departments to share, edit, and publish material while not necessarily in the same office.
Drawbacks to the adoption of SaaS center around data security and speed of delivery. Because data is stored on external servers, companies have to be sure that it is safe and cannot be accessed by unauthorized parties.
Slow Internet connections can reduce performance, especially if the cloud servers are being accessed from far-off distances. Internal networks tend to be faster than Internet connections. Due to its remote nature, SaaS solutions also suffer from a loss of control and a lack of customization.
SaaS Advantages
Easy to implement, update, and debug
Slower speed
Lack of customization
Examples of SaaS
One of the simplest real-world examples of SaaS is Google Docs, Google's free online word processor.
In order to use Google Docs, all you need to do is log in on a web browser for instant access. Google Docs allows you to write, edit, and even collaborate with others wherever you happen to be.
Google Docs was launched in October 2012.
Dropbox is another simple example of SaaS in real life. Dropbox is a cloud storage service that lets businesses store, share, and collaborate on files and data. For example, users are able to back up and sync photos, videos, and other files to the cloud and access them from any device, no matter where they are.
Dropbox was founded in 2007.
SaaS vs. IaaS vs. PaaS
As-a-service products continue to grow rapidly. But generally speaking, they fall into one of three main categories: SaaS, IaaS, and PaaS.
SaaS typically uses the Internet to deliver subscription software services, which are managed by a third-party vendor. Well-known SaaS examples include Dropbox, Google Workspace, and Salesforce.
Infrastructure-as-a-service (IaaS), meanwhile, offers access to resources such as servers, storage, memory, and other services. It allows organizations to purchase resources as needed. Some common IaaS examples include Amazon Web Services (AWS), Microsoft Azure, and Rackspace.
Finally, platform-as-a-service (PaaS) provides a software development platform over the web. Specifically, it allows developers to concentrate on software creation without worrying about things like storage and infrastructure.
SaaS FAQs
What Is SaaS Marketing?
SaaS marketing utilizes standard marketing practices to promote and acquire leads for cloud-based software applications and information services.
What Is B2B SaaS?
B2B SaaS simply refers to companies that sell software services to other businesses. These products help organizations optimize a wide variety of functions including marketing, sales, and customer service.
How Is MRR Calculated for a SaaS Business?
Monthly recurring revenue (MRR) is an important metric for SaaS businesses that utilize a monthly subscription pricing model.
The calculation of MRR is simple: multiply the average revenue per customer by the total number of accounts for that given month.
Software-as-a-Service (SaaS) is a software licensing model, which allows access to software a subscription basis using external servers.
SaaS allows each user to access programs via the Internet, instead of having to install the software on the user's computer.
SaaS has many business applications, including file sharing, email, calendars, customer retention management, and human resources.
SaaS is easy to implement, easy to update and debug, and can be less expensive (or at least have lower up-front costs) since users pay for SaaS as they go instead of purchasing multiple software licenses for multiple computers.
Drawbacks to the adoption of SaaS center around data security, speed of delivery, and lack of control.
Next Cloud Computing


text:
Ве́рхній Ясені́в — село Верховинського району Івано-Франківської області.

Розташування
Село розташоване на відстані 12 км від районного центру Верховина та за 45 км від залізничної станції Ворохта, у долині річки Чорний Черемош, у яку в селі впадає струмок Млинський.

У селі струмок Росошний впадає у річку Чорний Черемош.

Історія
Засноване 1686 р. До 1946 р. відоме під назвою Ясенів Горішній.

Наприкінці XIX ст. великим земельним власником у селі було Товариство для плодів лісу (Відень), а його попередником — родина Страшерів.

Уродженець села Іван Бойчук після загибелі Олекси Довбуша очолив у 1745 році рух карпатських опришків. Загін Бойчука брав участь у гайдамацькому русі на Правобережній Україні.

7 червня 1946 року указом Президії Верховної Ради УРСР село Ясенів Горішній Жаб'євського району перейменовано на село Верхній Ясенів і Ясенево-Горішнівську сільську раду — на Верхньоясенівська.

У Верхньому Ясенові жив останній мольфар Карпат — Михайло Нечай.

23 серпня 2015 року єпископ Коломийський і Косівський Юліан (Гатала) у Верхньому Ясенові звершив освячення храму святої Софії премудрості Божої

Церква Пресвятої Тройці
Докладніше: Церква Пресвятої Тройці (Верхній Ясенів)
У селі розташована діюча дерев'яна церква Пресвятої Тройці, побудована в 1882 році, освячено в 1900 році, або 1883 році. Розташована у південній частині села біля кладовища, поруч з головною дорогою.

Первісно храм був перекритий гонтом, проте в 30-х роках ХХ століття її перекрили бляхою. Пізніше стіни над опасанням були покриті пластиковою вагонкою. Під час останніх ремонтів, які відбулися в 2000-х роках опасання, стіни над ним та дахи були перекриті карбованою бляхою.

Хрестоподібна в план, побудована з брусів, перекрита карбованою бляхою. Використовується парафією Православної церкви України.

Населення
Згідно з переписом УРСР 1989 року чисельність наявного населення села становила 1290 осіб, з яких 611 чоловіків та 679 жінок.

За переписом населення України 2001 року в селі мешкали 1204 особи.

Мова
Розподіл населення за рідною мовою за даними перепису 2001 року:

Сьогодення
Багато місцевих жителів — різьбярі по дереву й металу.

Туристична інфраструктура в селі слабо розвинена, є кілька приватних садиб зеленого туризму.

22 травня 2020 р. відкрили сучасну амбулаторію.

Цікаві факти

У селі проводиться щорічний Гуцульський фольклорний фестиваль «Черемош Фест». Щорічно цей захід приваблює десятки тисяч гостей не лише  зі всієї України, але й з-за кордону. Сюди приїжджають з виступами аматорські гуцульські колективи всього карпатського регіону.

Відомі особи

Народилися
 Бойчук Іван — один із ватажків руху карпатських опришків 1740—1750-х рр.;
 Домбчевський Роман Йосифович (25 травня 1884 — 1952, Одеса) — юрист (закінчив Львівський університет 1908 р.), сотник УГА, секретар посольства УНР у Чехії (1921—1922 рр.), фаховий захисник української мови, публіцист, автор книги «За права мови» (вид. 1934 р.). Вільно володів вісьмома мовами;
 Марія Кречунєк «Чукутиха» (26 квітня 1836 — середина 1930-х) — відома гуцульська співачка;
 Кумлик Роман Петрович (1948—2014) — гуцульський музикант-віртуоз, поет-коломийкар, заслужений працівник культури України, керівник капели «Черемош», власник приватного Музею гуцульського побуту, етнографії та музичних інструментів, дійсний член Наукового карпатського товариства у Варшаві.

Див. також
 Ясенів
 Ясенів-Пільний

Примітки

Джерела
  — S. 478.
 Село Верхній Ясенів

Посилання
 Фестиваль «Полонинське літо» — 2013 в с. Верхній Ясенів.  — відео

Села Івано-Франківської області

redpajama_set_name: RedPajamaWikipedia


text:
Sponsors and acknowledgements
2022 Competition
Entry Form for the 2022 Competition
Tunbridge Wells Competition Grant Scheme
TWIMC / Support us
Join the 'Friends of Tunbridge Wells International Music Competition at Mayfield Festival'.
We encourage you to support the great work of the Competition by joining us as a Friend or Patron. The Competition is run entirely through voluntary support and could not take place without the help of people like you. We have a reputation amongst competitors for being one of the friendliest international music competitions, because of our network of host families and volunteers. We would love you to join this network.
The next Competition will form the central event of Mayfield Festival, which the Festival management are now aiming to hold in April-May 2022. The Mayfield Festival has been held every other year in the village for almost 50 years and is recognised globally as one of the UK's premier classical festivals. The Competition started in 1979 and moved to Mayfield in 2016. It has played an important role in the early careers of several internationally celebrated musicians. Past winners include piano virtuoso Paul Lewis, formerly the Competition's President; opera stars Anne Sofie von Otter and Patricia Rozario; great Spanish clarinettist Joan Enric Lluna; Russian pianist Yuri Didenko; and flautist Michael Cox, currently principal flute of the BBC Symphony Orchestra.
About the Friends and Patrons scheme
The purpose of the Friends and Patrons group is:
By joining as a Friend or Patron, people demonstrate their ongoing commitment to the Competition
Friends and Patrons can feel valued and involved with the Competition
They can feed back their views about the Competition to the Council
They can offer to help in running the Competition as hosts, stewards etc.
Regular donations from Friends and Patrons help to secure the Competition's future
Friends and Patrons are offered benefits like early booking and season tickets
Whether or not you are already a supporter of the Competition, we hope you will consider joining the Friends group.
You can choose the level of support that you feel is appropriate for you. Friends and Patrons are kept in touch via a bi-annual newsletter, and receive priority booking for Competition events and other benefits as outlined below.
Your level of support
What you would receive in recognition of your support
Per Competition
Friend £25 £50 Newsletter, priority booking for Competition and Festival events, discounted entry to selected fundraising events. Festival season ticket available, which gives guaranteed seat availability.
Silver Patron £100 £200 As for Friends, plus invitation to Festival Launch Reception and Closing Reception, plus free programme (giving entry to the first and second rounds). Name acknowledged in Festival programme (unless anonymity preferred).
Gold Patron £250 £500 As for Silver Patrons, plus 40% discount on 2 tickets for the Competition finals. Invitation to reception during the Competition, plus invitations to any private recitals and opportunities to meet with finalists, if space.
Diamond Patron £500 £1,000 As for Gold Patrons, except for 2 free tickets to Competition finals and priority for any private recitals and opportunities to meet finalists.
Platinum Patron £1,000 £2,000 As for Diamond Patrons, except free entry to Competition fundraising events, and invitation to dinner with judges during the Competition.
Potential commercial sponsors or individuals willing to make large donations, are encouraged to approach us to discuss their expectations.
If you are willing to support the Competition as a Gold, Diamond or Platinum Patron, you might like to consider sponsoring a specific prize or event – please contact us to discuss details.
Download the application form ›
Fundraising has never been more important than in these difficult times. If, like us, you love music and want to help young musicians at the start of their careers, please consider donating now so that we can continue this work.
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Thanks so much for supporting the Competition and enabling us to help nurture the extraordinary talent of international young musicians at a crucial stage in their early careers.
Mary Anderson, Chair
chair@twimc.org.uk
Mayfield Festival of Music and the Arts
Mayfield School
Mayfield Festival Choir
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The Entry Form for the 2022 Competition will close in: 28 Days 14 Hours 39 Minutes 28 Seconds


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Home From Our Partners COUNTRY REPORT: Sri Lanka
COUNTRY REPORT: Sri Lanka
TCI Asia
Sri Lanka signed the Convention on Rights of Persons with Disabilities in 2016. The Sri Lankan OPDs (Organizations of Persons with Disabilities) have since risen to the occasion with strong advocacy for implementation of laws and policies.[1] However, the right to non-discrimination on the grounds of disability does not have constitutional protection in Sri Lanka. Among the many recommendations, the Sri Lankan disability coalition has asked for the establishment of a Disability Commission to act as a co-ordination mechanism at the highest level of governance. Unfortunately, advocacy campaigns by Disability Organizations Joint Front (DOJF), the largest coalition of DPOs in Sri Lanka, have not included persons with psychosocial disabilities within their membership or advocacy, which continue to be confined to the public health framework. Worldwide, the shift from "mental illness" to "psychosocial disability" has been challenging for all concerned.[2] Yet, the Convention on the Rights of Persons with Disabilities most certainly steers the repositioning of these narratives.
Remembering Sri Lanka's History
Like most South Asian countries, Sri Lanka's history has been rife with colonialism, ethnic conflict, civil war, enduring political instability and natural disasters. Colonized for more than a century by the British, Sri Lanka attained the status of an independent Republic in 1972. It was then engulfed in a civil war lasting 27 years that involved the death of over 100,000 people, as well as displacement of large populations and inter-generational trauma. The war is remembered ten years later through testimonies of war crimes, mass graveyards[3] and silent protests of women who are still looking for those who disappeared towards the end of the conflict. It is estimated that over 65,000 people went missing in 2009[4]. The Office of Missing Persons, established nationally under pressure from the United Nations, did little to assuage people. Citizens continue to live in conditions permeated by a post-colonial, post war scenario. In addition, the devastation caused by a tsunami in 2004, which took the lives of over 300,000 people, caused mass destruction of land and people.
Psychosocial status and recovery are strongly linked to the (lack of) restoration of social and economic justice of Sri Lankans across generations.
Inheriting Colonialism
Commonwealth countries mostly inherited systems related to mental health from their colonizers; with little to no amendments made to archaic legal laws designed to incapacitate persons with psychosocial disabilities as persona non grata. Practices of forced institutionalisation, involuntary detention and treatment, total social exclusion, and inhumane, degrading and cruel treatments meted to persons with psychosocial disabilities, as well as shackling and seclusion, continue to be widely practiced. People with psychosocial disabilities continue to be defined and explained by western, quasi-medical concepts of insanity that have little tolerance for societal interpretations, nor significant understandings of disability experiences. Experiences that have personal or cultural significance are not seen as valid, acceptable ways of being, or as expressions of human diversity. Furthermore, experiences of violence faced by those embodying intersectional identities in South Asia through caste, gender, sexuality, disability and religion are not acknowledged in western diagnostic manuals. There is therefore a strong need to locally assess the role that social barriers and experiences of social injustice and exclusion have on an individual's psychosocial health and wellbeing; and to ultimately centralize "mental health" within the disability discourse.[5]
Mobilising Lived Experience
The need for a disability-inclusive, trauma-informed approach that shifts the preliminary question from 'what's wrong with you?' to 'what's happened to you?', is imperative in the South Asian context.[6] The current model of care that is provided threatens to re-victimise survivors of trauma by using a 'disease model' which attempts to fix the person, instead of fixing the situation. In Sri Lanka, given the intensity of loss faced by the local population, pain is proportionate to the events that caused it. Medicalizing grief and trauma, while devastating and re-traumatizing people further does not help in reconstructing families and communities; nor does it assist in accessing the resilient wisdom of survivors with lived experiences.
With lived experience and identity as a person with psychosocial disability, Chintha Munasinghe advocates for the rights of persons with psychosocial disabilities at the national level in Sri Lanka, and regionally throughout Asia. As Founder of Nidhas Chinthana Sansadaya (NCS), she developed a "Forum Theatre" based on the life experiences of self-advocates of NCS, working with the community to combat stigma, reduce discrimination and promote inclusion. Her efforts have created a demand for NCS assistance in building the capacity of self-advocacy groups.
Munasinghe's engagement with UN-CRPD has led to awareness raising measures which use the arts as a medium for dialogue, while acknowledging the role of cultural practices in healing. A key example is the "Theatre of the Oppressed," which mobilizes youth to become advocates for the rights of persons with psychosocial disabilities. She also used creative mediums to shed light on restoration of dignity of life and personhood to child soldiers of the war, dignifying lived conditions as driving factors in experiences of psychosocial disabilities. Through NCS, many members of the community have facilitated grieving processes through creative support systems, where people are provided with safe spaces to explore their pain and grieve patterns of loss and death. At a policy level, Munasinghe is shifting the paradigm to integration of psychosocial disabilities within larger disability conversations, addressing legislative barriers and making rights real.
With the numbers of persons with lived experiences of psychosocial issues in Sri Lanka rising, it is becoming increasingly important to question the biomedical model and look for alternatives such as those practiced by Munasinghe and Nidhas Chinthana Sansadaya (Consumer Action Forum), as these can offer more solutions to reconstructing communities in Sri Lanka, as well as in South Asia as a whole.
[1] Disability Organizations Joint Front (2017). "The State of Economic, Social and Cultural Rights of Persons with Disabilities in Sri Lanka". April, 2017. Colombo.
[2] Bhargavi Davar (2018). "From user survivor to person with psychosocial disability- Why we are TCI Asia". In Mad in Asia , July 8th, 2018. https://madinasia.org/2018/07/from-user-survivor-to-person-with-psychosocial-disability-why-we-are-tci-asia/
[3] Associated Press (2013). "SriLanka starts count of civil war dead". Al Jazeera 28th November, 2013. http://america.aljazeera.com/articles/2013/11/28/sri-lanka-startscountingthecivilwardead.html
[4] Human Rights Watch (2014). "Sri Lanka: Little Progress on Rights. In International Spotlight, Accountability Stymied; Activists Under Assault." January 21st 2014.
[5] Zenobia Morrill (2019). "Disability and decolonial studies disrupt the medical model". August 16, 2019, In Mad in America. https://www.madinamerica.com/2019/08/disability-decolonial-studies-disrupt-medical-model/ accessed on 22nd August 2019.
[6] Zenobia Morrill (2018). "Correcting Misconceptions of Trauma-informed Care with Survivor Perspectives". October 29,2018. In Mad in America.
The Gift of Unknowing: Why Heterogeneous Narratives are Important January 22, 2020
When you're very, very tired, you can't throw your tired away January 18, 2020
Queer Rights, Mental Health and Intersections: In Conversation with Sadam Hanjabam January 15, 2020
How Western Psychiatry Harms Alternative Understandings of Mental Health January 11, 2020
It's Been a Decade: A Poem on Electroconvulsive Therapy (ECT) January 8, 2020
On Recovery: Scaling the Wall of Fear January 4, 2020
Disability and Decolonial Studies Disrupt the Medical Model
IN PICTURES: Indonesian Mental Health Association Investigation in Central Sulawesi.


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Good and bad things about online dating.
I should write my own blog about it. When they find out you have lied, they may be furious, which gives you a bad situation to deal with. Know what kind of drink is appropriate to order in that setting, never again suggest a place that's so quiet every silence feels excruciating, and when all other conversation fails, tell them about that time you accidentally ate an entire "special" brownie in high school and proceeded to throw up. Below are 11 tips to keep yourself safer: What kind of picture to choose?
Fortunately, the psychological research just happens to have such an analysis. I have been happy in my own skin and can make turn heads when I am out and about but when "online dating" people seem to chase a dream that doesn't exist. For more, see here and here. Been there and done that. First, because we didn't live in the same immediate area, but secondly, because they hung out in different types of places and with different types of people than I did. Men pretending to be women and women who's first question is "what is your income? Online dating provided individuals with access to many more potential partners than they could often find in their daily lives. These questions will run through your mind, but it takes courage to go for it anyway. After about a month online I started texting someone and we seemed to get along. Anyways he replied back to me we stayed on pof chatting for a few days until we exchanged emails. When they find out you have lied, they may be furious, which gives you a bad situation to deal with. So, matching may overlook potentially good partners in the process. I gather most of them would be unbearable in a one on one situation. Protect yourself, you are worth it! Ever since then we have been in a relationship for 5 years. Method of Contact 6. And I have a few friends online that know how much I've said I care about her and how much she has told them how much I matter to her. I then deleted my account and haven't dated since. Do people think the other is not going to notice these differences when they meet face to face? This is deception and another bad way to start. On-line Dating Doesn't Work Test it and found no one really wants to date just browse. Then, after you give them your heart, they ask you for a little help financially. In addition, people may present differently in person or change over time. I even joined sites particularly for curvy people and guess what!? Well, now she's got to work gets half my income even being apart.
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The Westhampton Free Library (WFL) and the Westhampton Care Center (WCC) have teamed up to engage community members living with Alzheimer's disease and other related dementias through music. Connections between music and emotions is as old as time, and these two organizations have instituted a melody of memories for those that need it most.
According to the Alzheimer's Foundation of America (AFA), "Music has power, and when used appropriately music can shift mood, manage stress-induced agitation, stimulate positive interactions, facilitate cognitive function, and coordinate motor movements."
Understanding that music can help spark memory for those with dementia, the Westhampton Free Library inaugurated a program, Music and Memory, created by Dr. Dan Cohen, in 2014. The program loans fully loaded iPods featuring personalized playlists for individuals, with tunes going back as far as their childhood. The AFA also indicates, "As individuals progress into late-stage dementia, music from their childhood, such as folk songs, work well. Singing these songs in the language in which they were learned sparks the greatest involvement."
The WCC recently began borrowing the iPods for their clients, and each iPod is filled by the WFL and personalized to the needs of the Center's clients. "Music genres and particular songs are provided by the client's family and can be tweaked as time goes on," according to WCC.
The AFA further advises that positive results of such programs is because "Rhythmic and other well-rehearsed responses require little to no cognitive or mental processing. They are influenced by the motor center of the brain that responds directly to auditory rhythmic cues. A person's ability to engage in music, particularly rhythm playing and singing, remains intact late into the disease process because, again, these activities do not mandate cognitive functioning for success."
Since most people can associate music with important events and a wide array of emotions that music can invoke, the AFA confirms, "The connection can be so strong that hearing a tune long after the occurrence evokes a memory of it. Additionally, unfamiliar music can also be beneficial because it carries no memories or emotions. This may be the best choice when developing new responses, such as physical relaxation designed to manage stress or enhance sleep."
"Stimulative music activates, while sedative music quiets. Stimulative music, with percussive sounds and fairly quick tempos, tends to naturally promote movement, such as toe taps. Slightly stimulative music can assist with activities of daily living. The characteristics of sedative music, ballads and lullabies, include unaccented beats, no syncopation, slow tempos, and little percussive sound. This is the best choice when preparing for bed or any change in routine that might cause agitation," AFA advises.
For those suffering from Alzheimer's and other dementias, as well as their families, loved ones, and caretakers, perhaps the sound(s) of music can offer some measure of peace and comfort to all.
For further information on these wonderful program, visit www.westhamptonlibrary.net, or www.westhamptonrehab.com.


Our second project for Imaginova (Washington, DC) started in January 2011. Hostedpayload.com is a new community website developed for the professional, who is interested in reading about the most recent news on hosted payloads, as well as sharing thoughts and insights on this strategic topic.
Very similar to Aviation.com but with some added new features and a new theme. We launched this site mid-February 2011.Besides the design of this site; LiquidCMS also hosts and maintains the site.


What is the lifespan of a Commercial building?
With the modern cities turning into concrete jungles, it is inevitable to lose sight of the overpowering structures with glass facades spearing into the blue skies. From stunning pieces of architectural wonders in the densely populated towns to dainty workshops in the inner suburbs of a metropolis, the burgeoning commercial buildings have become a part of our lives. There are some that have stood the test of time and have been standing tall for over 100 years, while there are others which are still in their infancy.
Most of the times, onlookers tend to believe that buildings are permanent fixtures in the settings of a vicinity. However, like everything else, they too come with an expiry date and go through various stages of a lifecycle. From the early years ranging from 1-15, the building is constructed and used by the first owner with a limited maintenance budget which starts increasing over time. In the second stage of 16-30 years, the building is in need of complete overhauling to replace the deteriorating systems.
In the third stage of 31-49 years, more expensive asset renewal projects are undertaken. At 50 years, the build which is now too old comes back to the second stage of renovation to keep standing for another 10-15 years. All structures need regular upkeep and maintenance and renovation to keep their foundations strong. The lifespan of a commercial building on average ranges from 50 to 60 years and can go further depending on the preservation techniques employed by the owner and the way the building is being utilised.
Also, every structure is unique and its endurance depends on its build quality and maintenance management. For example, box retail stores have a very short lifespan of a few years as they are supposed to be taken apart when the new owner moves in. Most of the commercial buildings need an overhaul after 20 or more years to keep going strong. There are many external factors that affect the lifespan of a building such as the upgrades, usage, expansion plans and much more. Here are some of the points that you must be aware of in case you are planning to purchase a commercial property for sale in Australia.
To make a building last up to 50 years or more, long-term maintenance plans should be in place which will protect the investor's asset. This means that the owner should not wait for wear and tear to affect the building, instead take charge and get the renovation work done proactively after every few years. Continuous inspection of the structure in all aspects ranging from electrical and mechanical parts to garden grooming and wall paint helps to make accurate predictions about upcoming upgrades. The owner or the tenant needs to set a budget aside for the maintenance work so that it is not neglected. This helps in enhancing the longevity and prolonging the serviceability of the premises. Additionally, the value of the building goes up which eventually generates high returns on investment for the owner.
The surroundings and the location of the construction have a significant effect on the end product. If the property is located close to the ocean, then salt deterioration can adversely affect it. The consequences can be dangerous for older buildings than the relatively new ones. The mortar used in brickwork can get disintegrated into powder form and lead to downward movement of the bricks which in turn can cause the external walls to collapse. The salt air also causes rusting of the tiles on the walls which can lead to peeling off of the skin of the external surface of the walls. Also, delignification of the timber can become a sore to the eyes as it destroys the beauty of the product. The shopfront awning can also get rusted and lend a dilapidated look to the building. Additionally, pollution and climate hazards like storms, harsh sunlight, heavy rainfall and snow take a toll on the structure over the years.
Moisture in the internal air can lead to the growth of mould and fungi that can weaken the foundations of the building. Extreme humidity in the closed environment can lead to corrosion and condensation that may cause roof leaks and cracks in the walls. Faulty plumbing can lead to seepage and moisture laden walls. Excessive heat in the building can also have its share of consequences such as swelling, distortion, cracking of materials and components. Sometimes, a faulty design of the structure at the time of construction can call for disasters such as inadequate room for expansion and contraction, poor jointing, neglecting weathering, the absence of proper drainage and more.
The lifespan of the building is also dependent on the volume of occupancy and its time period. If all the floors are further divided into sections to be filled up by more and more businesses as tenants, it will cover every nook and corner of the edifice. Maximum utilisation and usage of resources can lead to quicker wear and tear and a shorter lifespan. In addition, if the building is in use 24/7, it will be more susceptible to damage than the one being used five days a week between the official schedule of 9 to 5. The office hour timetable gives some breathing space to the building and gap to save on the daily energy consumption. There are many other ways of saving energy for commercial buildings which must be undertaken to reduce operational costs that can be utilised for repair work.
There are a substantial number of installations in a building including mechanical and electrical such as the HVAC systems, elevators, fire fighting equipment, garbage disposal, sewage disposal, water pipes and a plethora of other machines. These systems embedded in the structure are not meant to last a lifetime. They survive to their full capacity of 5-7 years and then start giving problems like cracks in pipes, breakage of wires, and more. These installations need to be repaired and replaced after a few years to increase the life expectancy of the commercial property.
Whether it is a skyscraper or a small office complex, every creation has a lifespan which does not go beyond 60 years in the case of modern commercial buildings. Besides paying attention to the design and outward appearance of the construction, the investor or the buyer of commercial property for sale in Australia must look into all the other aspects mentioned above to make it last longer.
Sophie Barrett is an experienced real estate marketing professional with a specialisation in commercial property market. She has a Masters degree in marketing from the esteemed Melbourne Business School and has several property management certificates to her credit. Her shrewd marketing policies and business acumen have led to the most rewarding property deals in the major capital cities of Melbourne, Sydney and Perth. She is a popular name in the real estate market and has been serving the industry for almost two decades now. CommercialProperty2Sell is proud to partner with her for some astute discussions and advice on the booming sector.


To be part of a Rogue Trader's crew is to stand on the threshold of nearly unlimited opportunity. Vast profits await for you and your fellow Explorers to find and claim. Fame and fortune reward the bold, but the unwary find only an anonymous death.
• Fast character creation to get you into the game quickly, including a lifetime of possibilities with an expanded origin path system.
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• Comprehensive background on Rogue Traders, written by Warhammer 40,000 novelist and GW Design Studio member Andy Hoare.
• Build your own starship or begin play with one of the six pre-generated vessels.
Begin your players' path to wealth and glory with a complete starting adventure that puts the Explorers right into the middle of the action. The Rogue Trader core rulebook contains everything you need to start your adventure in the Warhammer 40,000 universe.
008 | What is a roleplaying game?
009 | What's in this book?
GW Design Studio—your work is an inspiration.


Home Payday Loans What Are The Consequences If You Don't Pay Back A Payday Loan?
Payday loans help in different situations when there is not enough money to pay for things that are needed urgently. They have become very popular in the USA, where 12 million people are already gaining such loans for $ 9 billion a year. However, as you know, payday loans have high interest rates and not everyone can repay them on time. What then happens in such cases? What consequences will if you don't pay back a payday loan?
We have prepared for you the necessary information to help sort this out and not get into a difficult situation. Here is what you need to know about it, read on.
Although many have heard about them, not everyone knows what it is and how it works. In most cases, they are now online and you can simply go to the website to apply for such a loan. Some companies need to get round to not get into an endless cycle of debt, especially if you do not go into all the details. That is why many people think about what will happen, if you don't pay back a payday loan.
In any case, this type of loans should be used only when there are no other options left to solve some urgent financial problem.Payday loans are approved in most cases, often lenders do not check your credit rating, they are quickly approved and issued, but they have high interest rates, so you should use them in extreme cases.
Unfortunately, now many Americans have no savings and are not able to cope with the problem that requires $ 1,000 to solve it. A significant portion of these people cannot quickly solve even the $ 400 problem on their own, so payday loans have become so popular in recent years.
To get quick money as a payday loan you don't need much. You will only need to provide some kind of ID, your bank account and proof of your income. In most cases, you do not need anything else for this.
As you can see, it is not difficult to get a payday loan, but you should carefully study the conditions and the lender to whom you are going to apply. If your intuition tells you that something is wrong, then look better than another lender. You have hundreds of options.
What happens after applying for a payday loan?
After submitting the application with the provision of all necessary documents, you will need to submit bank documents on the movement of funds in your bank account, as well as payment receipts from your work. You will also have to provide some details of your bank account, which will then allow the lender to debit funds from it.
So that your account is not debited more money than originally agreed, you should pay the payday loans in a timely manner, especially since they are most often paid in one payment from your next paycheck. In general, when you take out a loan before your paycheck, you usually once the amount of the loan with interest is debited from your account and that's it. The main thing is that you choose a normal lender and not make a mistake in your calculations.
Be careful and try to go into all the details of the contract with the lender, so that later there will be no unpleasant surprises for you. Read carefully all clauses, fine print and footnotes. Feel free to ask questions! Do not sign the contract until you are sure that you understand all the conditions described there.
The main thing that makes payday loans so expensive is the interest rates, therefore, the lower the interest rate, the less you will have to pay and overpay for debt. If you don't pay back a payday loan, then you can get into a debt trap, from which it will not be easy to get out. In such a situation, making payments you will at best repay only interest, and your debt will remain in place. Look for the lowest interest rate possible by choosing a payday loan.
Can you take another payday loan if already you have one?
Having received a quick and easy payday loan with no credit check, when you have difficulties, you might think that you can take another one to cover the previous payday loan. However, we do not recommend doing so, because this is the way to failure. Thus, you will not ease your situation, but only complicate it. You will only sink deeper and deeper into this debt swamp, due to rising interest rates and additional penalties.
In such a situation, it is better to look for an opportunity to take a personal loan to consolidate your debts. There are many lenders working with bad credit who are willing to consider lending you for this. A personal loan may have a longer term and you will be able to gradually pay off all your debt, instead of your interest rates continuing to grow.
A payday loan can be a good solution for urgent problems in the short term. In some cases, when you need urgent medical care or repair of the car in which you work or in other similar situations, a payday loan may be the most appropriate solution.
If you manage to find a payday loan lender who can offer you reasonable interest rates, then this option of financing urgent problems will be suitable. Payday loans every year helps millions of Americans in such cases.
At the same time, you should remember that this type of loans has high interest rates and is one of the most expensive loans. In addition, there are predatory lenders who just want to cash in on your difficulties, taxing you with various commissions and fees, when you become dependent on them and become their debtor for a very long time. To avoid this, try to pay off the payday loan as soon as possible.
What happen if you don't pay back a payday loan?
If a payday loan lender cannot promptly cash your check that you have signed when you receive a payday loan, then your bank account may be charged a huge overdraft fee, which will lead to a significant increase in your debt.
Then begin the regular phone calls from the company that issued you a payday loan. They will attack you from all sides in order to exert psychological pressure on you. They will try to turn your life into hell until you repay the loan in full. If you don't pay back a payday loan, the lender can call and write to you using all available communication channels. Some even go to threats and other unpleasant and offensive things.
Try to resolve the situation by negotiating with the lender, if possible. State calmly the essence of your situation and try to agree on a debt transfer for a period of time under certain conditions. That is why you should carefully choose a credit company for a payday loan.
If you don't pay back a payday loan try to negotiate, it is possible that the lender will meet you instead of filing a claim or selling your business to debt collectors.
Default is one of the most unpleasant consequences if you don't pay back a payday loan. Most often in such cases, your debt is transferred to debt collectors who will disturb you with calls, letters, SMS, lawsuits, and even possibly through your employer.
In the event of a default, your credit will greatly deteriorate, and the credit score will decrease significantly. Because of this, it will be very difficult for you in the future to find financial support from any lenders. Make every possible effort to prevent default. If you don't pay back a payday loan, then a default can be a very likely outcome of the whole situation for you.
If your situation with non-payment of a payday loan begins to go far enough, then consider getting a personal loan to consolidate your debts. You can apply for a personal loan in installments to one of the lenders who work with bad credit, as in that case, even if you had good credit, by that time he would have time to deteriorate.
You will most likely need an installment loan to deal with the problem, if you don't pay back a payday loan. The lender's specialists, having examined in detail your situation and credit reports on your credit history, as well as your income and expenses, will be able to choose the best option in order to consolidate your debts.
In order to pay your debts faster, track your expenses in order to find an possibility to reduce some of them. Most often this is the most affordable way to speed up the pay back a payday loan. This is not always so easy, however, if you make a budget for a month, then you can see where you spend your money and what expenses you can reduce or completely eliminate from your monthly expenses. Once you make your monthly budget, then you will only stick to it.
To avoid getting into an unfavorable credit situation when you don't pay back a payday loan CFPB (Bureau of Consumer Protection) recommends looking for alternatives to such loans. It is possible to contact the local credit union or other similar organizations that offer affordable interest rates and more lenient conditions. If you still have an opportunity, nothing has happened that would require urgent financial assistance, then start to draw up your budget and stick to it in order to create savings.
Due to the fact that there was such a situation with non-payment of payday loan and people getting into an endless debt cycle due to huge interest rates, in some states they began to limit the maximum possible interest rate for payday loan at the legislative level.
This is expected to help consumers save tens of millions of dollars a year. Perhaps in the near future the situation with the payday loan will change and some alternative will appear, but at the moment our specialists recommend trying to use the opportunity to consolidate your debts with personal loans in installments.
Now you know what consequences await you, if you don't pay back a payday loan, and what actions you could take to avoid falling into an endless cycle of debts associated with it. You can take some steps to reduce the likelihood of adverse events.
You can contact our experts to understand your specific situation in more detail and find the best solution for you, just email us.
Read our financial blog to understand how to manage your personal finances.


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Virginia Fellow Cantor Featured in the Fellow Spotlight Section of Litigation Commentary & Review
Courtney Sweasy—February 21, 2011
New York, New York – Virginia personal injury attorney Irv Cantor, President of the Richmond law firm of Breit Cantor Grana Buckner has been featured by Litigation Commentary & Reviewin the Fellow Spotlight section of the March/April 2011 issue. Mr. Cantor has successfully tried to verdict or settled over 1500 plaintiff's injury or death cases, including over 350 traumatic brain injury cases. Mr. Cantor has achieved over 30 verdicts and settlements exceeding $1,000,000 for his clients. His closing argument in an actual case was recorded in the audiotape, "VTLA Million Dollar Verdicts." In 2010, Mr. Cantor was awarded the Weinstock Award by the Brain Injury Association of Virginia for extraordinary commitment and efforts on behalf of individuals who have suffered brain injuries. He was also named a "Leader in the Law" in 2010 by Virginia Lawyers Weekly.
Mr. Cantor was voted by his peers as one of the "Top 50 Virginia Super Lawyers," and is listed in Best Lawyers in America in both personal injury litigation and medical malpractice law. He is also AV® rated, Martindale-Hubbell's highest rating for legal ability and ethical standards. He has served as president of the Virginia Trial Lawyers Association, the Brain Injury Association of Virginia and the Virginia Chapter of the American Board of Trial Advocates. Mr. Cantor also served as the chairman of the Brain Injury Association of America's National Legal Conference for several years. Mr. Cantor has lectured to trial lawyers on numerous subjects, including traumatic brain injuries, motor vehicle collisions, liability insurance coverage and elements of trial. He is on the faculty of the Virginia Trial Lawyers Association College of Trial Advocacy. Mr. Cantor has written many published articles and was the author of the chapter dealing with the legal aspects of traumatic brain injury cases for the seminal medical textbook on the subject, Brain Injury Medicine.
Mr. Cantor is also the co-founder of Jury Impressions, LLC, a jury consulting company, which, among other services, arranges mock trials and focus groups for trial lawyers throughout Virginia and the United States. Mr. Cantor is a member of the Virginia Bar Association; past President of the Virginia Trial Lawyers Association (2002); past President of the Virginia Chapter of the American Board of Trial Advocates (2006); past President of the Brain Injury Association of Virginia (2004-2006); Brain Injury Association of America, Chairman of National Legal Seminar (2008-2009); a member of the American Association of Justice; and a Fellow of the Litigation Counsel of America.
Litigation Commentary & Review is a publication of the Litigation Counsel of America, a trial lawyer honorary society composed of less than one-half of one percent of American trial and appellate lawyers. Mr. Cantor was selected as an LCA Fellow in 2007. Fellowship in the LCA is highly selective and by invitation only. Fellows are selected based upon effectiveness and accomplishment in litigation, both at the trial and appellate levels and superior ethical reputation. The LCA is aggressively diverse in its composition. Established as a trial and appellate lawyer honorary society reflecting the American bar in the twenty-first century, the LCA represents the best in law among its membership.
For more information regarding the LCA, please contact Beth Rich at 212-724-4128 orbeth.rich@litcounsel.org.
Trial Lawyers Form Personal Injury Law Firm Dedicated to Handling Serious Plaintiff's Cases Breit Cantor Grana Buckner Featured on Richmond BizSense for Firm Merger Six Breit Cantor Grana Buckner Attorneys Recognized as 2015 Virginia Super Lawyers


An unidentified patient who was kept in isolation at a Philadelphia hospital while being tested for Ebola has been confirmed as not infected with the deadly virus, a hospital spokesman said on Wednesday. Hedge fund tycoon David Harding, 57, who studied physics at Cambridge University 40 years ago, donated 79 million to fund scholarships for PhD students. A restaurant in the Africa Center from Pierre Thiam, a branch of Tartinery in Grand Central Terminal and more restaurant news. The accord reached in lawsuits over false emissions readings could cost nearly $800 million, including penalties, fixes, warranties and compensation. He works in advertising. Piloting one of the breed of light aircraft is said to be as easy as driving a car Buy solian legally canada.


Reviews of DatePad are often just a set of texts taken from my website, or a suggestion a made myself. At 3D2F.com they made a real review.
What are we going to get when we combine a calendar with a notepad? – Let's dream it up. With a tool of this kind, we could take notes about something taking place on a certain date, something we saw, heard or thought about on a that date – everything – and keep that for ourselves or share it with others, just like with an online blog. Someone's wedding or birthday party, family meetings, taking an outdoor trip or spending a vacation at a sea – all that can be memorized in details, without leaving any thing out.
The power of a calendar with the ease of a text editor has been combined in the DatePad application. As the name suggests, the author's idea was to enable us to store texts specific to certain dates or times. Simple and easy to operate, it can be used in a surprisingly large number of ways: diaries, to-do lists, project management, recording events, thoughts, and so on.
The application window with its menu and toolbar looks simple and intuitive, in some way similar to Windows Explorer. The folders pane at the left is replaced with the tree-like calendar where you can choose the year, month, date and events that happened on that date. Clicking on a date, time or event opens the text note associated with it, which you can read, append or edit right there in the "explorer". You can enrich your text by adding style, colors and even small pictures to it. You can save certain memos to files, print them or load chunks of your texts from files. Besides just editing, you can go around dates and times and create alarms and notifications for upcoming future events.
This entry was posted in Ajebe DatePad by ajebe. Bookmark the permalink.
Thanks so much for the freeware. Is it possible for the software to track the hours spent on a daily basis and have them added weekly or monthly (similar to a spreadsheet calculation)?
I really appreciate datepad, but development on it seems to have stopped? I would love to see it usable in 64bit windows 7! Another minor thing is searching seems to find only the first occurance.
Any plans for an update?


The next In The Groove Music Quiz takes place on Thursday 5th February at 20:30.
It will be an early Valentines Day themed quiz, so lots of tears and chocolates and heartbreak and flowers.
Remember..All You Need is Vinyl.


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Ancora Coffee Roasters
Ethiopia Yirgacheffe
Roaster Location: Madison, Wisconsin
Coffee Origin: Yirgacheffe growing region, Sidamo Province, south-central Ethiopia
Roast Level: Medium-Dark
Review Date: July 2005
A coffee that displays the more pungent side of the Yirgacheffe profile. Distinct ginger-snap notes in the aroma with suggestions of rosemary and pine. Sweeter in the cup, dominated by lemon and ginger-snap. The pine and Mediterranean herb notes resurface in the long finish.
Ethiopia Yirgacheffe is one of the world's most distinctive coffees. Ancora Coffee is a wholesale and retail roaster and local cafe chain that emphasizes its commitment to "small-batch artisan roasting." Visit www.ancoracoffee.com or call 800-260-0217 for more information.
Who Should Drink It
Those who enjoy bouillabaisse and retsina.
Click here for more reviews from Ancora Coffee Roasters
This review originally appeared in the July, 2005 tasting report: Watch It, Seattle: Chicago-Area Coffees
About the Author: Kenneth Davids
Kenneth Davids is editor, chief writer and co-founder of Coffee Review. His latest book, 21st Century Coffee: A Guide is an unprecedentedly thorough survey of specialty coffee in all of its aspects, authoritative yet engaging. He has been involved with coffee since the early 1970s and has published three earlier books on coffee, including the influential Home Roasting: Romance and Revival, now in its second edition, and Coffee: A Guide to Buying, Brewing and Enjoying, which has sold nearly 250,000 copies in five editions..