text:
Therese Raquin (Oxford World's Classics)
od Zola, E. z vydavateľstva Oxford University Press 2008
Autor: Zola, E.
Bežná cena 7,- €
Viac o knihe Therese Raquin (Oxford World's Classics) (Zola, E.)
Therese Raquin is a clinically observed, sinister tale of adultery and murder among the lower orders in nineteenth-century Paris. Zola´s dispassionate dissection of the motivations of his characters, mere ´human beasts´ who kill in order to satisfy their lust, is much more than an atmospheric Second Empire period-piece. Many readers were scandalized by an approach to character-drawing which seemed to undermine not only the moral values of a deeply conservative society, but also the whole code of psychological description on which the realist novel was based. Together with the important ´Preface to the Second Edition´ in which Zola defended himself against charges of immorality, Therese Raquin stands as a key early manifesto of the French Naturalist movement, of which Zola was the founding father. Even today, this novel has lost none of its power to shock. This new translation is based on the second edition of 1868. The Introduction situates the novel in the context of Naturalism, medicine, and the scientific ideas of Zola´s day.


the ballet inspired collection is feminine and sweet, but with a simple refined tone that makes the pieces feel classic and everyday. girlie without the gag-factor. adela is wearing one of eden + zoe's cashmere wrap sweaters and tutu, this outfit is great for dress-up but soft enough she could nap in it.


Taking time for artwork in the homeschool every week breathes life and spirit into your youngster. Permitting this time to discover nice artists and totally different artwork mediums provides your valuable youngsters a extra rounded schooling that promotes creativity, drawback fixing, and language expertise.
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Click on picture to go to publish.
Invent like da Vinci: An Inkblot Art Lesson-I'm positive there's a psychology lesson in this someplace. However I'm extra in the artistic prospects that these patterns can encourage in the creative youngster. What is going to my college students create with them? What creative concepts will end result?
This lesson was impressed by Inkblot by Margaret Peot. You'll be able to learn my full evaluation right here on The Curriculum Choice.
Should Have Gadgets for the Inventive Homeschool– It's not really easy for me to know what science associated homeschool supplies I ought to get for my science minded baby. The thought occurred to me that there's a homeschool mother on the market with a gifted in artwork youngster for which offering artwork supplies and assets might not appear really easy. One factor that all of us need to give our youngsters as homeschoolers is the alternative to excel in their talents. That's the great thing about homeschooling! A method you possibly can start encouraging your inventive youngster is with fantastic supplies. It's doesn't need to be difficult or costly and you may construct up your supplies over time.
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As a Charlotte Mason homeschooler, Cindy West practices month-to-month artist research in her homeschool. She has put collectively useful resource pages for a lot of of the artists they've studied that embrace hyperlinks to artist biographies and their paintings, in addition to arms-on artwork classes to go-alongside.
She has written an in depth submit about how one can do Charlotte Mason type artist research, too.
Cindy's household has had such enjoyable and created lovely artistic endeavors utilizing A Easy Begin in Chalk Pastels by our very personal Tricia Hodges. Chalk pastels are really easy!
Don't overlook handicrafts as a type of artwork!
Sketch Tuesday: I host a weekly artwork exercise the place I give a subject, your loved ones sketches and sends me the photographs, then I create a slideshow for all to see on my weblog. Right here is an instance of a slideshow.
Art Query Playing cards – Getting Began With Art Appreciation: "Art appreciation that includes picture study is a simple way to let your children enjoy lots of great paintings in a non-threatening way. There are ways of making the experience low stress and enjoyable. The trick is to ask questions about the painting that have no real right or wrong answers." Features a free printable.
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Art Tasks Impressed by Image Books: That is my assessment right here on The Curriculum Choice for this guide crammed with concepts for artwork tasks which are impressed by image books.
American Art Historical past — We completely love this curriculum & my youngsters nonetheless ask to do it! Step-by-step drawing directions, artwork bing, and enjoyable tales to learn all whereas studying.
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Art Undertaking For Youngsters — Not feeling extremely inventive I take pleasure in following Art Venture For Youngsters on Pinterest and maintaining a tally of the writer's weblog. She has quite simple tasks for quite a lot of ages which by no means appear to fail to please round right here. Typically occasions there are step-by-step directions to go together with every undertaking as properly!
Aussie Art Ebook For Youngsters — This candy little story guide tells the story of two mice who stay in the Melbourne Art Museum and thus you get to see quite a lot of well-known items of artwork as the retailer of the two mice unfolds.
As an eclectic homeschooler, Betsy integrates artwork and palms on studying into every little thing that they do. She has pulled from Charlotte Mason and different sources to offer quite a lot of arts actions for her daughter by means of the years.
Beginning with knitting in first grade, she has included such palms on artwork yearly, comparable to knitting, stitching, weaving, water shade portray, and clay. Artistic expression is such an exquisite means so as to add to the studying, in each topic!
Oak Meadow First Grade – This curriculum makes use of lovely drawings to show the shapes of the alphabet, and tales and drawings of math gnomes, to show primary math. It additionally consists of "how to's" for artwork, together with the way to train your little ones to knit, and paint.
Draw, Write Now – Study handwriting expertise whereas studying to attract, easy shapes and animals. Step-by-step directions are included, and are very baby pleasant!
100+ Free Art Tutorials for All Ages – We love pastels. Nana has taught us to understand how lovely and straightforward it's to make use of them. We even hold them shut so we will use them for our nature journal entries. I've had a couple of questions on what pastels our youngsters use and the place to buy them. So, I went to the professional – Nana! Under is a instructed listing of assets. And additional down is our listing of chalk pastel and acrylic classes.
Art for All Ages – 10 Days of Tutorials and Ideas – Right here at Hodgepodge, we're on a mission to share simply how straightforward and enjoyable chalk pastel artwork is! We welcome you to this 10 day collection of Art for All Ages: Ideas and Tutorials. Nana (Lucia Hames) and I might be sharing all types of free tutorials, artwork methods and encouragement. What we share right here you need to use for all of your youngsters – and your fellow adults alike!
You CAN Be An Artist 10 Day collection – All of us are born with expertise…an inbred wiring to create. As mother and father, grandparents and academics, tapping this expertise and serving to college students attain a wealthy satisfaction with creation of artwork is our objective! When you decide up a brush, pen, pastel chalk…or use your finger for superb finger portray (which is a toddler's most favourite solution to paint) you develop into an artist.
A stunning afternoon of Art and Music – free classes delivered to you by Mary Prather of Homegrown Learners and Tricia Hodges of Hodgepodge.
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The Äsmo Quiver is consistantly growing and evolving the same principle wich influenced and inspired Äsmo from the start. Planing Hulls and the idea of speed and control, is a crucial concept infused in all our shapes.
The 3D Shape is what makes our Boards unique and perform like no other Powsurfer. The channel, a concept taken from surfing, was adapted and reinvented for the best bindingless performance.


To learn about an exciting and fast-emerging investment class, Rob McLister, editor of Canadian Mortgage Trends, interviewed veteran investor and mortgage lender, Wayne Strandlund, who is the founder and CEO of Fisgard Capital, a $250 Million Canadian Mortgage Investment Corporation (MIC). In this wide-ranging interview Wayne shares his thoughts on how the simple, interesting and unique tax-exempt MIC works, how it is managed, its formidable investment potential, and how investors can take advantage of the opportunities the MIC offers.
Wayne, let's start off with why the MIC was created.
By amendments to the Loan Companies Act and the Income Tax Act, the bill also provides for a new form of Canadian Financial Institution, the Mortgage Investment Company, which is intended to make investment in residential mortgages and real estate more accessible to the small investor. It is extremely difficult at the present time for smaller investors to make this kind of investment. Unlike investment in securities through mutual funds, mortgages and real estate investments are legally and administratively cumbersome to split in such a way that investors can become owners of separate, divided interests.
Backed by expert management service and the security of a diversified portfolio, mortgage investment companies will be able to provide opportunities for the smaller investor to participate in mortgage and real estate investments on much the same lines as mutual funds, and in this way attract new savings into residential mortgages and real estate investments.
So essentially, MICs let the average investor participate in mortgage lending?
Yes; and enhance their earnings by leveraging their investment in residential mortgages and enjoying the spread between the interest paid on borrowed funds and the interest charged on mortgages. Since 100% of a MIC's income can flow through to registered plans (RRSPs, RRIFs, TFSAs, RESPs, RDSPs, etc.) without intermediary tax, and be reinvested, the investor can grow the entire return on a tax-exempt basis until the funds are withdrawn. Essentially, the MIC allows the little guy to share in the benefits of the lucrative and relatively secure mortgage business.
Is it a requirement that all MICs distribute 100% of net income annually to investors?
Yes. The Section 130.1 Mortgage Investment Corporation (MIC) is a flow-through investment and 100% of its net income must be distributed to investors. The MIC may deduct ordinary expenses as well as reasonable reserves for doubtful accounts. In addition to operation expenses and reserves MIC dividends are deemed to be expenses for tax purposes and deducted as such. After these deductions all remaining net profit must be distributed to the MIC's shareholders at least once a year.
If an investor asks for the current market value of the investment, do MICs typically quote a NAV on a per share basis, like a mutual fund?
I can't speak for my MIC colleagues, but I've never been asked for the MIC's Net Asset Value. I suspect that NAV is stock-speak. MIC Investors ask about mortgage portfolio mix, mortgage priority (1st or 2nd positions) loan-to-value ratios, types of mortgages (residential or commercial), geographical concentration and so forth, but they don't ask about NAV as they might when referring to a stock or mutual fund or some other financial construct. Unless a capital loss has occurred – or is imminent – a MIC's share value ideally equals its original subscription price. Its shares should be worth the market value of the mortgage portfolio divided by the number of shares issued and outstanding.
Is there any way around the requirement that MICs invest 50% of their capital in residential mortgages or CDIC-insured deposits? I ask this because some MICs purport to invest only in commercial real estate. Are those commercial MICs just letting half their money earn money market returns?
No. A MIC must comply with Section 130.1 of the Income Tax Act to preserve its tax-exempt status, so it must hold at least 50% of the cost of its assets in residential mortgages or CDIC-insured bank deposits or credit union deposits or a combination of the above.
I suspect that when MIC reps say they only invest in commercial mortgages they may be using the term commercial referring to mortgage investments in larger multi-family residential complexes such as condominium, town-home, multi-lot residential subdivisions and so forth, as opposed to the typical residential home. In lender jargon these larger projects are often referred to as commercial, but they are classified as residential for MIC regulation purposes. The definition of residential is found in Canada's National Housing Act (NHA). The definition is broad and includes, for example, mobile home parks, nursing homes and school dormitories.
What percentage of capital should a well-run MIC hold in reserve to cover defaults and draws from borrowers? Does this money just sit earning money market rates?
There is no legislated reserve requirement for MICs as there is for banks and credit unions. However, a responsible MIC manager should at least have a reserve regime in place that provides for mortgage-specific reserves to cover losses anticipated in specific mortgages as well as a general reserve to cover losses that apply to the entire mortgage portfolio. Although there is no legislated formula for the amount of such reserves, a prudent manager is wise to set aside amounts sufficient to cover anticipated losses. Reserve provision is not a perfect science, but professional managers have a good idea of what loan loss provisions should be, and they provide for such amounts.
A well-run MIC exhibits excellent cash management. From day to day a MIC deals with money flowing in and out of the fund, new mortgages being funded, progressive development and construction draws being funded, dividends distributed, shares redeemed, new share capital coming in, mortgage payments being received, mortgages being paid out. Cash management is critical, and adequate cash-on-hand balances and reserves vary depending on the type of mortgages in the MIC's portfolio. A MIC that finances development and construction, for instance, must account for unfunded draw commitments, whereas a MIC that carries only fully-funded mortgages does not.
It sounds odd, but ideally a MIC is flat broke all the time, with 100% of its capital working in the market. In my MIC world we strive to be in a situation where we have to raise capital all the time to fund mortgage investments. We want mortgage investments chasing money, not the other way around. Sustaining this balance is a tough job for any MIC, always feast or famine so it seems. Famine is good; too much money in the MIC is a curse – a poverty of riches. "Lina", a respondent to Part I of our MIC interview on February 10/11, commented most astutely when she suggested it was possible there could be an oversupply of MIC capital resulting in some MICs taking greater risk than they would if they were scrambling for capital. Absolutely. Prudent MIC managers know when to turn off the tap. It's not something they like to do, but they have to do it; idle money costs money. Take a $40 million MIC earning 8% for instance; $5 million of idle money represents a cost of 1%. That's a lot when you're trying to deliver a dividend of even 5%.
Given cash flow dynamics and variation in mortgage mix there is no tidy formula for establishing prudent capital reserves. Basically a well-run MIC must have enough capital on hand – or readily available through a line of credit – to meet its funding obligations. The LOC should also be sufficient to allow the MIC to forward-commit to mortgages it wishes to fund in the future but for which it does not have funds immediately on hand. A reliable LOC is important for the efficient operation of a MIC.
Should a MIC be concerned about using leverage if a bank can call in its line of credit (LOC) at any time?
Yes. Leverage is a powerful tool – and a dangerous tool. The concept of leverage was a major consideration in the legislation that gave rise to Section 130.1 of the Income Tax Act in the first place. Ottawa viewed leverage as a good opportunity for the average person to take advantage of the lucrative investment opportunities in the real estate and mortgage market. Ottawa expected MICs to optimize leverage as a revenue generator, and facilitated the process by allowing the MIC to borrow five times the cost of its assets (provided at least 2/3rds of the MIC's assets amounted to the aggregate of residential mortgages and CDIC-insured deposits and credit union deposits) or three times the cost of its assets (if the aggregate of its residential mortgages and CDIC-insured deposits and credit union deposits was less than 2/3rds of the cost of its assets). Leverage was a big deal in drafting Section 130.1.
It's exciting to dream of borrowing five times your assets at 5% and investing that money at 10%. However, banks, credit unions and other institutions who offer lines of credit take a rather more pragmatic view. A MIC that can negotiate a LOC of 25% of its assets, let alone 500% of its assets, is lucky.
Some MICs use leverage as a key revenue generator, but I think most MICs simply use a LOC as a short-term forward-commitment facility. Leverage is good business and used prudently and effectively it can really beef up a MIC's bottom line, but it takes good knowledge, experience, timing and vision to make it work well. Leverage can make or break a MIC; it is a double-edged sword.
Do MICs ever pay finders' fees or commissions to people who refer investors?
In the past some MICs have paid finders' fees to raise capital, but that has changed as a result of recent securities legislation. Regulation NI 31-103 prohibits paying finders' fees to non-qualified people or companies. Finders must now register under NI 31-103. Since qualifications for registration now include onerous audit, bonding, education, reporting and working capital requirements the industry may expect finders' fees to be paid only to qualified agents.
How do you feel about MICs who lend at 90% LTV? In other words, do the high rates and fees offset the risk?
MICs are not legislated as to LTV ratios, and loans vary substantially in terms of risk – high risk to one manager may be low risk to another; it's a matter of opinion and particular circumstance. A LTV of 90% is pretty high risk in my opinion as we know from experience that real estate values can, and have, swung dramatically (in excess of 20%) in uncomfortably short periods of time.
In my opinion charging high rates and fees to compensate for excessive risk is not worth the trouble. But that's a business decision and judgment call for MIC managers.
We've published a guide for investors who may be shopping for MICs to invest in. Pic-a-Mic covers a number of issues discussed in this interview.
What is the "average" management fee in a MIC? For every $100 the MIC earns, how much can investors typically expect back, after management is paid its fee, and after the cost of running the fund?
There are as many management fee arrangements as there are MICs, so it is impossible to answer your question with any degree of accuracy. I don't think there is such a thing as an average management fee. From my reading of several MIC offerings I see that some MIC managers charge a fee based on the amount of capital under management. Others charge a fee based on a percentage of profit. Some charge a percentage of profit over and above a base dividend rate. A number of managers who are licensed mortgage brokers also take all or part of the lender fee and/or brokerage fee paid by the borrower. The manager may also take various fees associated with the mortgages in the portfolio, such as discharge fees, progressive draw fees, extension fees, inspection fees, even mortgage prepayment penalty fees. And, of course, some management fees are an amalgam of some or all of the above. And then there's the usual assortment of additional costs a MIC must take into account such as audit fees, legal fees, security filing fees, mortgage licensing fees, securities (NI 31-103) registration fees, advertising, banking, postage, communication and so forth.
With hesitation, and deference to my MIC colleagues, I would hazard a guess that a prudent MIC investor might consider accounting for 3% as an average cost, including management. Simply put, this means that a MIC that purports to pay 8% net to its investors must be earning 11% by way of mortgage interest and other fees associated with the mortgage portfolio. With some MICs it might be lower (say 2%) and with some it may be higher, I don't know for sure. After over four decades of lending and investing experience I can assure you that sustaining a secure mortgage portfolio income of 11% is extremely hard to do. More than a few mortgage investment professionals agree with me that in a fund of significant size it is simply not possible without undue risk. Only in exceptional circumstances can borrowers sustain that level of carrying cost.
What is your opinion on whether MIC managers' compensation should be linked to profit and/or default rates?
No matter how you slice it management compensation will always be tied to dividend performance, which is related to the quality of the mortgage portfolio, which in turn is related to the quality of management. When I say dividend performance I don't mean only the rate of return, but just as importantly the consistency and reliability of return. MICs are essentially income vehicles so it is important that a MIC not only distributes reasonable returns that reflect current market conditions but also distributes returns that are predictable. In the offering documents I've read, typically the Offering Memorandum and the Prospectus, I see a variety of compensation arrangements, each with its own merits, and it's hard to say which compensation arrangement is best.
My personal opinion is that the manager should be paid a percentage of MIC capital. This type of compensation not only reflects the amount of work and responsibility the manager assumes, but it is also a simple compensation formula that recognizes that capital will walk if it is not satisfied with the manager's performance in terms of security as well as returns. For every dollar that walks from the fund the manager loses income. To retain capital the manager must prove to investors that they are wise to keep the investment rather than redeem it at maturity. Therefore it benefits the manager to maintain a quality mortgage portfolio that produces reasonable returns without undue risk. This is a compensation formula that investors easily understand. Simplicity is the key to its success.
MICs have to deal with a lot of regulation it seems. If a MIC has fewer than 50 investors, can it avoid much of this regulation?
I will give you my layman's understanding, not legal advice. The 50-person requirement is not significant. If the MIC has fewer than 50 shareholders, and issues shares only to family, friends and business associates, it doesn't have to file private placement reports with the provincial securities commissions. The MIC will probably still be required to register as a mortgage broker and be subject to regulatory scrutiny from the mortgage authority of the particular province. To sell MIC shares to the public you must be registered as an Exempt Market Dealer under securities legislation.
I was pleased to read solicitor Jeremy Farr's recent article (CMT April 6/11) dealing with regulations regarding investment in MICs in various provincial and territorial jurisdictions in Canada, including the Accredited Investor Exemption. Excellent article. Securities legislation is very complex.
What, if any, are the difficulties and shortfalls of the MIC; and are there any ways the MIC can be improved?
The MIC's greatest attribute is its simplicity. The MIC has a clear business purpose and is easy to incorporate and manage if one takes the time to learn the rules and follow them. It has fair tax rationale, and has clearly weathered the test of time as evidenced by the fact that so few changes have been made to the regulation over the years. This is because the MIC was well thought out in the first place.
The MIC, in addition to mortgage lending, is permitted to hold up to 25% of its assets in Canadian real estate property. The MIC's property investments can be acquired either on the open market or can be acquired as the result of taking title to property through foreclosure.The designers of the MIC in 1973 conceived the structure as a combination of mortgage lender and real estate investor with 25% of the MIC's assets being the limit of its real property holdings – almost a REIT-like position. The real estate provision was innovative but has been used sparingly; underutilized in my opinion. The reason may be that, at the same time as the MIC is permitted to hold 25% of its assets in real estate (typically income-producing property), it is specifically precluded from managing or developing property. This places the MIC in a dilemma; it can own real estate, but it is not permitted to manage it. The MIC can take title to a construction project through foreclosure, for example, but it is not permitted to complete the project to protect its investment, nor to manage it until it is sold. This is an unreasonably awkward situation.MIC regulations should be modified to allow the MIC to do what it must do to protect a foreclosed property, managing it until it is sold, and finishing the construction or development if necessary. The many complications associated with foreclosures don't appear to have been anticipated in the drafting of MIC regulations. The change I propose would simply permit the MIC to develop and manage but only under special limited circumstances, i.e. foreclosure circumstances. The MIC would not become a manager or developer per se..I also suggest that the MIC's manager be permitted to manage the fund's qualified real estate holdings like any outside property manager.
A person who has invested in a MIC through a registered plan (RRSP, RRIF, TFSA, etc) may not borrow from the MIC without jeopardizing the tax-deferred status of his or her plan. CRA sanctions include penalties as well as setting aside tax-deferred interest. The MIC creators were mindful of potential abuses and recognized that investors ought not to use their registered funds for personal purposes. The prohibition makes sense, keeping borrowers at arm's length from their registered savings and registered pension funds.
I wish to advance an idea that would modify this regulation somewhat while maintaining the integrity of the registered plan of the MIC shareholder who is at one and the same time a borrower of MIC funds for mortgage purposes. A reasonable modification would be to restrict a person with registered funds invested in the MIC from borrowing mortgage money from the same MIC except under special limited circumstances, the objective being to ensure an arm's length relationship between the borrower (the borrower's registered plan) and the MIC.
the borrower's MIC shares must be escrowed – including voting rights – to the directors of the MIC.
Perhaps the above requirements would also have to be met by all parties that are not at arm's length to the borrower (spouse, partner, children, parents, siblings, borrower-controlled corporations, for example).
Just some food for thought. Perhaps modest modifications would allow MIC investors to borrow from the MIC while remaining at arm's length to the MIC. The spirit and intent of the MIC would be maintained.
Those seem like reasonable suggestions. Let's move now to the firm you started, Fisgard. What is the most common type of borrower that comes to Fisgard looking for financing?
Fisgard is a full-spectrum non-bank lender; we consider ourselves primarily special situation lenders. We are not strictly equity lenders. In addition to the value of the property in relation to the loan amount, we consider the borrower's credit worthiness and ability to repay. We are more traditional and mainstream than most people think. We perform as much diligence as a bank does in terms of qualifying our mortgage loans. To enhance portfolio balance we also carry some low-interest insured loans in our portfolio. We have a title insurance contract and we are a qualified insured lender. We provide large and small residential and commercial 1st and 2nd mortgage financing for the full range of mortgage situations. Fisgard has been referred to as a "B" lender, an "alternative lender", a "private lender". All of these shoes fit.
Although we can finance conventional and insured mortgages, this is not our main strength. Most borrowers come to Fisgard for special situation financing: new construction, renovation, development, mezzanine, inventory and equity takeout financing. We don't receive many applications for ordinary long-term mortgages, but we do underwrite them as well. From time to time we have bought portfolios of mortgages from other lenders and we have co-ventured mortgage loans with other conventional as well as private lenders. Our typical borrower is a short-term special situation borrower. This is Fisgard's well-established market niche.
If it weren't for the Fisgards of the world – MICs that specialize in mezzanine and start-up financing – development and construction in Canada would have been much less vibrant than it has been over the past ten years. Canada's many excellent well-managed MICs have been instrumental in financing numerous projects that would not have gotten off the ground had they relied on conventional mortgaging. The start-up money pumped into the economy by MICs has been huge – and fortunately continues to be so – and MICs are significantly responsible for the robust economic activity related to construction and development.
At present about 90% of Fisgard's mortgages are originated by mortgage brokers. We value our excellent relationship with brokers; it is a Fisgard hallmark and an integral part of our business plan. Day by day we are developing more partnerships with mortgage brokers. With our hands-on experience in mortgage lending, real estate sales and valuation, property management, construction, development, trust management and project management, we feel we can offer brokers a leg up. We're a family company that has been in business since 1968. We have lots of experience, and there are very few mortgage situations we haven't dealt with.
How big is Fisgard compared to other Canadian MICs?
At $250 million spread over about 400 mortgages I think that Fisgard is probably medium-to-large compared to other MICs in Canada. I don't know for sure.
May we ask, what is Fisgard's average LTV?
Between 70% and 75% across the portfolio. Our 3,600+ investors are comfortable with that risk profile. Like most MICs we do not work in a box, so the LTV differs from mortgage to mortgage, but we try to keep our overall LTV under 75% to be on the safe side.
Does Fisgard have any expansion plans nationwide?
Fisgard is an established investment fund and lender in Western Canada, where our roots are. We grow at a sustainable manageable pace. Expansion is part of our business blueprint; but we are in no hurry. Expansion comes at a cost, and must be managed carefully. We are good partners, and we expand by building partnerships with established lenders in areas where we do not have a physical presence but our partners do – areas that are economically stable and demonstrate short as well as long-term growth prospects. Quality partnerships are necessary to Fisgard expansion. They help us safely test the water so to speak. We are satisfied with our progress.
Wayne this is fantastic information for those interested in MICs. Thank you for the time you've taken to share it with our readers.


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Fashion Weak: Copyright's Lack of Protection for Fashion Designs
Written by Kate Dachille
With fashion month (unfortunately) over, it seems an appropriate time to discuss how copyright law treats fashion designs – or, should I say, how copyright law doesn't treat fashion designs. The protections that are afforded to fashion designs and apparel under other intellectual property regimes, namely trademark and patent, are largely unavailable under current copyright law. This is due mainly to the somewhat narrow definitions used by the Copyright Act in classifying what may and may not be protected.
Specifically, copyright protection extends to "pictorial, graphical, and sculptural works". A fashion design would most likely need to fall into this type of work to be protected, as it does not easily fit into any of the other types of protected works. However, a "pictorial, graphical, and sculptural work" (PGS work) is currently protected only if, and only to the extent that, it possesses a function beyond being utilitarian in nature. 17 U.S.C. §101. In other words, if the PGS work's purely functional aspects cannot be separated from its aesthetic features, then it cannot be copyrighted.
Here in the United States, fashion designs are considered functional, due to the fact that the aesthetic features cannot be separated from their purely functional component. As a result, these designs do not qualify as a PGS work, and thus do not receive copyright protection. This also differs from many European countries, which currently allow fashion designs to receive protection (France has even allowed copyright for clothing since the 18th century!). Seem unfair?
Well, rest assured that there have been pushes to change the Copyright Act. For example, the Innovative Design Protection Act of 2012 (S.3523) (text and summary available here) sought to change the current lack of protection. Under the proposed act, the definition of a "useful article" would have been changed to include articles of clothing, thus allowing fashion designs to receive protection. The Act would also have provided protection for these fashion designs for a three year, non-renewable term. For better or worse, the proposed bill met its demise on January 3, 2013, with the change in Congress.
But it does beg the question: should copyright protect fashion designs? This seems like a question with no correct answer, and varies greatly depending on who is asked. However, this article presents what appears to be the greatest pros and cons of granting copyright protection to fashion designs:
Providing fashion designs with copyright protection would put fashion designers on the same playing field with other artists – such as film-makers, musicians, writers, etc. – who are protected by the Act;
Providing copyright protection would have the effect of preventing knock-offs and copying, which have resulted in profit losses for fashion designers;
The copyright scheme is somewhat easier to navigate than requiring fashion designers to go through a patent or trademark application process;
It would put the U.S. more in line with how European countries approach copyright protection. With the global economy we now have, this may prove beneficial;
Protection may further the goal of copyright, which is to promote arts and sciences, through eliminating the threat of having designs immediately copied. Copyright may provide an incentive for fashion designers to be more creative with their designs.
The fashion industry norm is to have knock-offs and copying; to introduce protection may have unwanted side effects (such as keeping smaller designers out of the business; limiting options to consumers), allow designers to copyright an idea (for example, a wrap dress), and spur fights over who created the design first;
In the same vein, copying can be said to benefit the fashion world. In what Kal Raustiala, a Professor at UCLA Law School, and Chris Sprigman, a Professor at UVA Law School, call the "piracy paradox", the "effect of copying is to generate more demand for new designs, since the old designs – the ones that have been copied – are no longer special. The overall result is greater sales of apparel";
Other avenues of intellectual property protection (such as trademark and trade dress or design patents) could (and possibly should) be where fashion designers look for protection;
It can be said that providing protection, even for a limited time, would cut against the goal of copyright: furthering innovation.
This is by no means an exhaustive list of all the issues presented by the possibility of granting copyright protection to fashion designs. It seems like only time (and lobbyists) will tell whether the fashion industry will receive any protection, and exactly what kind of protection it will receive.
In the meantime, be sure to check out these great articles for more information:
http://www.mttlrblog.org/tag/httpsmallbusiness-jdsupra-compostinnovative-design-protection-act-targets-fashion-knockoffs/
http://freakonomics.com/2010/03/12/should-fashion-be-protected-by-copyright-laws-a-guest-post/
apparel clothing copyright fashion fashion design Fashion Week useful article
Stixz Wilson – Fashion Designer
Kate Dachille
Kathryn (Kate) Dachille is an attorney specializing in the areas of intellectual property, marketing, and advertising, with a keen interest in entertainment, sports, fashion and media. She is a graduate of the University of Richmond School of Law (J.D., summa cum laude, Intellectual Property concentration), and New York University (B.A., Economics).
Hannah Fields says:
Thanks for the article! I am a law student at the University of Maryland School of Law, and I am writing a paper about how the use of 3D printing in fashion may affect the current copyright laws. Much of the 3D printed fashion pushes the envelope of "useful article" and I think this may help the push for amended copyright law regarding fashion designs. Any thoughts?

redpajama_set_name: RedPajamaCommonCrawl


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If you are just getting started with your online business or if you are looking for a way to help your online business to succeed, you need to put a major focus on advertising. The people who view your page are the ones who will click on your ads and purchase your products, so you obviously want to make sure to bring in as much traffic as possible. Fortunately, adding your business to a Free Business directories can help to bring in tons of traffic.
The secret is that the more places your business is listed, the more serious Google will take you and rank you hire. The trick here is to ensure that all your information on each listing is exactly the same. This will let Google know that they're all connected and give you ranking power accordingly.


Appeared in all 24 matches and earned 23 starts … led the team in assists (6) for the second straight season … registered a multi-assist performance against Texas State (Aug. 26) that helped Adrienne Richardson score twice … other four assists on the season came against SEC opponents … LSU was 4-1-0 in games that Alexander registered an assist … took a season high seven shots against South Alabama on Aug. 30 … played 1,989 minutes on the pitch … started the season as an attacking midfielder and moved back to right back midway through the season … moved up the pitch on the attacking end to create a plethora of opportunities for the LSU offense at the SEC Tournament … assisted Alex Thomas' opening goal of the SEC Tournament against Missouri … four of her six points came against SEC opponents … her six points registered were the fourth most on the team … took 38 shots, 15 of which made it on goal.
One of the most exciting freshmen to join the NCAA Division I ranks during the 2017 season ... Ended her rookie season as LSU's second-leading scorer with three goals and a team-leading seven assists for 13 points in 18 starts ... Tied for second on the team with two match-winning goals on the season ... Scored the winner just 17 minutes into her collegiate debut in LSU's 5-0 win over Mississippi Valley State on Aug. 18 ... Added her second goal in the 43rd minute while also assisting the team's second goal to finish with five points on her debut ... Netted the game-winning goal in the sixth minute of LSU's 2-0 away win at George Washington on Aug. 31 ... Assisted Zoe Higgins' second goal of the match for three points against George Washington ... Tied an LSU program record for consecutive matches with an assist as she assisted goals in each of the first seven games of the season to lead the Tigers to a school-record tying 7-0 start to a season ... Matched the program record with an assist in seven-straight games previously set by All-SEC midfielder Natalie Martineau in 2010 ... Assisted four match-winning goals in the non-conference season against Colgate on Aug. 20, Lamar on Aug. 25, Liberty on Sept. 10 and No. 19-ranked Cincinnati on Sept. 14 ... Ended the season with 34 totoal shots and 17 shots on goal for a .500 SOG percentage ... Honored by the Louisiana Sports Writers Association following the season as an honorable mention selection to the LSWA All-Louisiana soccer team ... Earned her first varsity letter.
A dynamic attacking prospect in the Arsenal Ladies youth system ... Has played across the front line as a right and left winger and center forward during her youth career ... Played for Arsenal Ladies at youth level for five years from 2013-17 ... Recorded two assists in Arsenal's 5-1 win over Manchester United in the 2016 FA Youth Cup Final held April 16, 2016, at St. George's Park ... Helped lead Arsenal's Under-17 squad to a successful defense of its FA Youth Cup won in 2015 ... Awarded two winners' medals as part of Arsenal's U-17 squad that won back-to-back championships in TheFA Women's Super League Southern Development League Winner in 2015 and 2016 ... A standout at international level as a member of England's U-16 and U-17 Women's National Teams ... Debuted for England's U-17s in the qualifying matches at the 2015 UEFA European Women's U-17 Championship ... Assisted twice while starting England's 13-0 win over Croatia in the first round of qualiyfing on Oct. 1, 2015 ... Followed by scoring her first goal for England's U-17s off the bench in another 13-0 win over Estonia on Oct. 3, 2015 ... Closed out England's qualifying campaign for the 2015 UEFA European Women's U-17 Championships by appearing in a 2-2 draw with Poland on Oct. 6 that season ... Named to the England U-17 team for the 2016 U-17 Women's NTC Invitational held in California ... Appeared in matches against South Korea as a starter and Japan as a substitute during the tournament ... Also represented her country at the U-16 Team UEFA Elite competition during her youth career ... Also played development soccer with Chelsea Football Club from 2011-13 and Reading Football Club of 2007-11 ... Coached at youth level by the likes of Kelly Smith, Chris Phillips, John Bayer and Angela Cuerden.
Full name is Tinaya Chantae Evelyn Alexander ... Born on April 15, 1999 ... Mother is Chantelle Alexander ... Has one younger sister, Toniquea ... Plans to major in sport administration at LSU.


Nintendo has confirmed that three new colour DSi SKUs will be made available across Europe at the end of October.
The metallic blue, light blue and red consoles will be released on October 23. Their existence was reported yesterday after a European distributor leaked news of their release, however Nintendo was unable to confirm the story.
All will come with the new Flipnote Studio and Facebook features pre-installed and, in addition, users that access the DSi Shop with their DSi before March 31 2010 will receive 1000 Nintendo DSi Points for free.
Currently the DSi is only available in either black or white in Europe, although variations have already been released across the US and Japan.


text:
Rider 102, Marist 100, 2OT
PUBLISHED: January 15, 2016 at 5:11 a.m. | UPDATED: July 21, 2021 at 9:34 a.m.
LAWRENCEVILLE, N.J. (AP) – Teddy Okereafor scored a career-high 38 points, hitting 25 of 30 from the line, and Rider needed two overtimes to get past Marist, 102-100 on Thursday night.
A transfer from Virginia Commonwealth, Okereafor hit 12 straight from the line in the final six minutes of regulation and scored a layup with one second left to force the first overtime.
Khallid Hart made two free throws with three seconds left in the first overtime to force the second.
Okereafor scored the first eight points of the second overtime to give Rider (5-12, 1-5 Metro Atlantic) a 100-96 advantage, then followed a Jimmie Taylor free throw with one of his own to create the final score.
Zedric Sadler had 21 points for Rider, and Kahil Thomas added 16 points and grabbed 10 rebounds.
Hart finished with 36 points to lead Marist (4-11, 1-5). Brian Parker added 28 points and grabbed 13 rebounds.
High school basketball: Kingston's Eli Abrams, with double-double, leads Tigers to win over Washingtonville
High school basketball roundup: Saugerties boys post overtime win over O'Neill
High school wrestling roundup: Kingston High grapplers fall to Monroe-Woodbury
Bowling: Colleen VanBuren rolls 541 series to lead Hi Hopes League


Dog Parks is one such application that helps users to find off-leash dog parks nearby, read and write reviews, view park images and more.
To get more information about this application and its features, continue reading this blog..
The all new and wonderful 'Dog Parks' application has been launched for Windows Phone users that allow them to find and review dog parks nearby them. It is one such application that helps users to find off-leash dog parks nearby, view parks images, read & write reviews and a lot more.
Being one of the best applications for dog and dog owners, it can be used whenever they want to take out their dog in the nearby park for walk or for some fun. Windows Phone's Dog Parks application comes with built-in search tool that enables users to find parks in the areas other than their current location. Currently, Park data is only obtainable in AL, IL, AZ, CA, PA, OR, NY, TX and WA.
The best part of this application is parks are added on daily basis, and the company is also planning to allow this application support the entire United States and Great Britain by the end of Summer 2014. Moreover, each park profile comprises some helpful information like parks fees, hours, size and if public restrooms are nearby.
Currently, the park data is not obtainable in all states, but it is expected to be obtained for all the states in the near future. If you also have your own pet with whom you want to spend some quality time, you can download this application that can help you to spend best time with your dog by providing huge information about nearby parks. To download this outstanding application, you can click here.
Windows Phone 8 is the third generation of the Windows Phone mobile operating system from Microsoft. The OS is widely used by people worldwide because of its range of features that give users a never forgetting experience. Currently, the OS has secured its place in wide range of smart-phones, so people can use this OS and download any of their desired application to have some fun.
Keep visiting this blog for more and latest news on Windows Phone and its related solutions. However, if you are looking to get support from professional Windows mobile app developers, you can click here.


How much of my clothing will I have to remove, I do feel self conscious about this?
You will only need to remove clothing from the area to be treated. However, with the effective use of towels, only the area being worked on will be exposed. I always ensure that the client is comfortable. If I need to adjust clothing I will always ask for your permission first. I don't do naturist massage, so don't permit the complete removal of underwear.
How long will it be before I feel the effects of treatment?
This really depends on quite a few factors. This varies depending on the person being treated, how long the condition has existed, muscles and other structures involved, etc. However, most people feel a positive change immediately, although it can take a week or more for the full effects to be felt.
Again, this is a difficult question to answer. It generally takes more than one treatment for full recovery. Although, there is no obligation to make further appointments, you are in charge.


I was going through all my photos from yesterday's 5km race and I noticed that I caught three pictures of the Flash as he passed the people waiting at Pretoria Bridge.
The reaction of the crowd to this speedy runner is quite amusing. In the picture to the right, you can see the people in the background laughing as he rounded the corner.
You can make up your own captions.
A friend of mine was running in the 5km race on Saturday, so I headed down to Pretoria Bridge to cheer her on and take some photos. As luck would have it, I couldn't pick her out of the crowd of runners, but I did capture some interesting runners in the race.There were three or four people dressed in colourful body suits, like the guy in the picture to the right. Other notable people included a banana and a guy with green hair.
I just looked at my blog and realized that it's been a month since my last post. I think this is the longest break I've taken from blogging and given that it came not too long after having blogged most of the days in the previous month it might be safe to say that I suffered a bit of blogging burnout.
It's not like I haven't been up to anything. There have been lots of blog-worthy things in the last month, such as chasing an amateur radio weather balloon a couple of weeks ago and successfully recovering it from the St. Lawrence River (see Bob's write-up and a mention on the LASA blog, too), the start of the 2011 dragonboating season earlier this week, and, of course, the recent federal election. But when push came to shove writing about these seemed too much like work. I may yet write about the balloon chase because there were a lot of lessons learned and I'll probably mention dragonboating at some point, but it's unlikely I'll write about the election.
During the haitus I had a blog entry on geocaching published on the Local Tourist Ottawa blog, but even they had to chase after me for a two-sentence bio blurb. (Sorry Jessey and Amy!) I'm very happy with the way the entry turned out, so I may write some future content and see if they'll publish it.
The arrival of the nice weather (finally!) has spurred on my interest to be outdoors, so I've been getting out to go geocaching more frequently. So far this year I've logged 65 finds, compared to 86 finds in 2010.
A recent edition of the Podcacher podcast talked about caching burnout. For myself, geocaching isn't about the numbers, but there are a lot of cachers for whom it is. They have to hit that next milestone or do a 1000+ cache power trail or fill in the holes in their geocaching calendar (days of the year they've found a cache), all of which are excellent ways to burn yourself out because you'll eventually find yourself caching to hit some artificial goal rather than caching to have fun. I think blogging can suffer from a similar thing where you find yourself blogging to ensure the calendar doesn't have a gap or because you're trying to increase your readership.
Neither of these are particularly important to me. If the little calendar on the left has a gap in it, that's ok. If I don't have as many readers as my friends who blog, that's ok, too. While I am always happy to see an increase in the number of hits, ultimately I'm writing my blog for myself. I'm not using it as a revenue generation stream (if I was then there would be ads everywhere) so if only a handful of people read it, that's ok.


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Pacemaker lead extraction is the treatment of choice in infectious complications regarding implantation procedure. The purpose of this study was to estimate the safety of the extraction in relation to the morphological changes of the pacing electrode. Research was carried out on materials consisting of 60 human hearts from 45 to 95 years of age (average 63 ± 15 yrs), with VVI or DDD pacing (pacing duration 84 ± 26 months) fixed in a formalin solution. Classical macroscopic anatomical methods were applied.
In 44 hearts (73.3%) from the investigated group the posterior tricuspid leaflet was thickened only, and in 24 of these hearts the process regarded not only posterior leaflet but also the septal one and especially commissure between them. In 52 hearts (86.6%) inflammatory reaction spread also to the neighboring part of the electrode. The length of the neointima-inflammatory tissue ranged from 4 to 8 mm (average 5 ± 2 mm). On the tip of the electrode in the right ventricle cavity in 56 hearts (93.3%) we observed that endocardial leads were surrounded by fibrous thickening , and partially covered by endocardial tissue.
We concluded that from the anatomical point of view the extraction of the pacing electrode seems to be questionable, especially in long-term permanent pacing. The experimental traction shows that only recently implanted electrodes were removed without any complications and in others with fraction of the tip, myocardial tissue avulsion or such removal was not successful at all.


As your body becomes older, it becomes less able to respond to long exposure to cold winters. In cold weather, some older people may develop accidental hypothermia which is a drop in internal body temperature that can be deadly if not detected and treated properly.
Hypothermia is a condition where your body temperature falls below normal, typically at 95°F or under. Accidental hypothermia may occur in anyone who is exposed to severe cold without enough protection. However, some older people develop accidental hypothermia after exposure to relatively mild cold.
Those most likely to develop accidental hypothermia are: the chronically ill, the poor who are unable to afford enough heating fuel, and those who do not take the right steps to keep warm.
There are people whose bodies cannot control their own temperature and they face the greatest danger. For unknown reasons, these people do not feel cold nor do they shiver so they cannot produce body heat when they need it.
The only sure way to detect hypothermia is to use a special low-reading thermometer which is available at most hospitals. A regular, non-digital thermometer will also do as long as you shake it down well. If your temperature is below 95°F or does not register, get emergency medical help right away.
Treatments consist of re-warming the person under a doctor's supervision, preferably in a hospital.
Set the heat at 65°F in living and sleeping areas. Sick people may need it set higher.
Dress warmly even when indoors.
Eat enough food so your body has energy.
Stay as active as possible so you don't get cold from sitting still.
Keep warm in bed by wearing enough clothing and using blankets.
If you take medicine to treat anxiety, depression, nervousness, or nausea, ask your doctor whether the medication might affect the control of body temperature.
Ask friends or neighbors to look in on you once or twice a day, particularly during a cold spell.
See if your community has a telephone check-in or personal visit service for the elderly or home-bound.


For transgender women who are low income, the ability to 'pass' as a female can make the difference in being able to simply get a job, put food on the table or avoid the very real threat of violence. The stakes are higher for trans-women and some women will go to some pretty extreme measures to enhance their feminine appearance. In this episode's final segment, In the Life explores this important health issue for the trans community.
This entry was posted in community and tagged 'passing', hormones, poverty, pumping, silicone, transgender. Bookmark the permalink.


Worth Square: Did you know you were walking by a tomb right in New York City?
I was so excited to discover this tidbit while confirming locations via Google Maps. (I love Google Maps, by the way. It has been an integral part of the initial phase of my parks research.) Despite the fact that Worth Square may not appear in the official version of the book, Pocket Parks of NYC, I wanted to share this with you.
Worth Square is located just to the West of Madison Square Park, down in the Flat Iron District. Located at the intersection of Broadway, Fifth Avenue, West 24th and West 25th Street, Worth Square is one of two New York monuments that is also a mausoleum, according to the New York City Parks & Recreation's Historical Signs Project. The other mausoleum is Grant's Tomb in Harlem. Worth Monument is also the second oldest monument in New York City after the George Washington monument in Union Square.
If you visit Worth Square, head across the street to Madison Square Park to the Shake Shack for a cup of coffee, a burger or to let your dog go for a run at Jemmy's Dog Run. You can't beat it at the end of a long day when the weather is nice.
Monday, I took advantage of one of the last beautiful days before the snow and bad weather most certainly begins. I ended my trip in Madison Square Park, right next to Worth Square. Here is an updated photo of the public space beneath General Worth's monument.
Google Maps is my favorite too. It is the best tool when we plan to travel around unknown places. It helped me a lot of times when I didn't know where I am in the city! Lucky that Microsoft or Apple didn't thought about such a tool, If they had it, then I would be paying some bucks for the maps now!


text:
Naked airport scanners to be installed in 11 airports
By Jim Bronskill | The Canadian Press
Jan. 5, 2010 – The government plans to install dozens of scanners that can see through the clothes of travellers in airports across the country.
Transport Minister John Baird will announce plans today to install the machines in 11 airports within two months.
An insider has told The Canadian Press that a total of about 45 scanners, which cost $200,000 apiece, will eventually be in place around Canada.
Initially the machines will turn up in cities including Toronto, Montreal, Ottawa and Vancouver, the source said on condition of anonymity.
The move follows an apparent attempt by a Nigerian man to blow up a jetliner over Michigan by igniting explosives sewn into his underwear.
The system, tested in British Columbia at the Kelowna airport, can enable a screening officer to see whether someone is carrying explosives or other dangerous items.
Last week officials said there were no plans to speed up consideration of the long-discussed scanners in light of the near-disaster.
But the government, under pressure to respond to the dramatic U.S. incident, has decided to make the multimillion-dollar purchase.
The proposal has stirred controversy because the scanner produces a three-dimensional outline of a person's naked body, prompting some to denounce the process as a virtual strip search.
The system received the blessing of the federal privacy czar in October.
Under the plan approved by the privacy chief, the officer would view the image in a separate room and never see the actual traveller.
Only people singled out for extra screening would be scanned, and they would have the option of getting a physical pat-down instead.
Chantal Bernier, the assistant federal privacy commissioner, told a conference the holographic image generated by the scanner makes it difficult to identify the traveller's face.
"You would not know who it is, even if you knew the person was in line," she said at the annual meeting of the Canadian Association for Security and Intelligence Studies.
In addition, the image would be deleted the moment the person leaves the screening portal.
"In our view, these privacy safeguards meet the test for the proper reconciliation of public safety and privacy,'' Bernier said.
The scanners are already in use at airports in cities including Amsterdam, Moscow and Phoenix. They are also found in the high-security "green zone" of Baghdad and at some U.S. courthouses and prisons.
Bernier added that the Canadian Air Transport Security Authority had done thorough threat assessments that revealed a need to search passengers for weapons that might elude a conventional metal detector.
The privacy commissioner's office recommends a public education campaign to explain the machines, and says minors would be scanned only with the consent of guardians accompanying them.
The air security authority says the low-level radio frequency wave emitted by the body scanner meets Canadian health-and-safety standards.
Canadian airports installing improved X-ray scanners
New security software sticks it to body outlines
Jazz Technical Services (JTS)
Enfield, NS
Innotech-Execaire Aviation Group (IEAG)
Mid-Canada Mod Center
Mesa Air files for Chpt. 11 bankruptcy protection
Mesa's bankruptcy hits Bombardier financially


Tonight... Clear, with a low around 58. South southwest wind around 15 mph.
Monday... A 20 percent chance of showers and thunderstorms after 1pm. Some of the storms could be severe. Increasing clouds, with a high near 78. South southwest wind 10 to 15 mph becoming east southeast in the afternoon.
Monday Night... Showers and thunderstorms likely. Some of the storms could be severe. Mostly cloudy, with a low around 53. Southeast wind 10 to 15 mph becoming northeast after midnight. Chance of precipitation is 60%. New rainfall amounts between a tenth and quarter of an inch, except higher amounts possible in thunderstorms.
Tuesday... Showers and possibly a thunderstorm. High near 63. Northeast wind around 15 mph. Chance of precipitation is 80%.
Tuesday Night... Showers likely and possibly a thunderstorm before 1am, then a chance of showers and thunderstorms after 1am. Mostly cloudy, with a low around 48. Northeast wind 10 to 15 mph. Chance of precipitation is 70%.
Wednesday... A 20 percent chance of showers and thunderstorms. Mostly cloudy, with a high near 66. North northeast wind 10 to 15 mph.
Wednesday Night... A 20 percent chance of showers and thunderstorms. Mostly cloudy, with a low around 50. Northeast wind 5 to 10 mph.
Thursday... Sunny, with a high near 79. Northwest wind 10 to 15 mph becoming north northeast in the afternoon.
Thursday Night... Clear, with a low around 52. Northeast wind 5 to 15 mph.
Friday... Sunny, with a high near 82.
Friday Night... Mostly clear, with a low around 57.
Saturday... Sunny, with a high near 88.
Sunday... Sunny, with a high near 91.


text:
RealEstateRama Governor Larry Hogan Announces Over $3.5 Billion "Building Opportunity Fund" School Construction Initiative
Governor Larry Hogan Announces Over $3.5 Billion "Building Opportunity Fund" School Construction Initiative
Largest School Construction Investment in Maryland History Will Create More Than 27,000 New Jobs
ANNAPOLIS, MD – (RealEstateRama) — Governor Larry Hogan today announced a major initiative to make a historic investment in school construction projects across the state. Called the Building Opportunity Fund, the governor unveiled plans to submit legislation during the 2019 session of the Maryland General Assembly to provide $1.9 billion in new school construction funding over five years. This proposed new funding is in addition to the $1.6 billion in public school construction funding currently included in the state's five year Capital Improvement Program, bringing the total proposed state investment to more than $3.5 billion over five years.
"Education has always been our administration's top priority and today's announcement represents the largest investment in school construction – ever – in Maryland history," said Governor Hogan. "I believe very strongly that every single child in Maryland deserves access to a world-class education regardless of what neighborhood they happen to grow up in, and an important part of that is making sure that all of our students are educated in facilities that are modern, safe, and efficient which provide them with an environment that encourages growth and learning."
The governor made the announcement at Highland Park Elementary School in Landover, Md., where he was joined by Prince George's County Executive Angela Alsobrooks, Maryland Department of Budget Secretary David Brinkley, State Superintendent of Schools Dr. Karen Salmon, Maryland Stadium Authority Executive Director Michael Frenz, Highland Park Elementary School Principal Wanda Robinson, and representatives from the Laborers' International Union of North America (LiUNA).
The new funding will come from revenue bonds funded by casino gaming revenues. Legislation passed with the governor's support during the 2018 session created a ballot initiative to ensure casino revenues are used to provide additional funding for Maryland schools. The ballot referendum was approved by nearly 90 percent of Maryland voters in the November election, and will result in an additional $4.4 billion in school funding. The referendum specifies "public school construction and public school capital improvement" as one of the targeted uses for this additional funding.
Governor Hogan will submit the Building Opportunity Act early in the 2019 legislative session, which will provide funding to cover more than 90 percent of the projects requested by local school systems from 2020 to 2024 if enacted. The legislation will give the Maryland Stadium Authority oversight of these additional school construction funds, and include accountability measures.
The new construction projects are estimated to create more than 27,000 new jobs over the five year construction period.
The Building Opportunity Act will be closely modeled after the highly successful 21st Century School Buildings Program currently underway in Baltimore City, which is providing students with the healthy, efficient, and modern school buildings they deserve. The Hogan administration opened five newly renovated campuses in Baltimore City in August 2018, bringing the program total to nine improved schools with 19 more currently in the construction or planning stages.
The Hogan administration has invested $1.4 billion toward school construction since taking office, including $430.2 million in the Fiscal Year 2019 budget, which is the largest investment in a decade.
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Using data from the Health and Retirement Study (HRS) and linked administrative records, we explore differences in old-age benefits between men and women attributable to differences in length of work life and pay. We find that most women are fully insured for Social Security purposes, but those who are not would have to work substantially more to become eligible. Among those who are eligible, additional work would translate into only slightly higher benefits.


How will my doctor or physio know what's wrong?
The Achilles tendon (or heel cord) is the thick strap that can be felt running down the back of the calf into the heel. The tendon is made up of many bundles or fibres of a strong material called collagen, which is the body's main tissue building block. It is attached to, and worked by, the large muscles that make up the calf (gastrocnemius and soleus). When the Achilles tendon pulls on the heel it makes us go up on tiptoe, or pushes us forwards when walking or running. If this tendon is not working it is difficult to walk and the ankle feels weak.
As we get older the tendon becomes less flexible and less able to absorb the repeated stresses of running. Eventually small "degenerative" tears develop in the fibres of the tendon. The body tries to repair these tears. Sometimes the repair process is successful. However, the blood supply of the lower part of the tendon is not very strong and the combination of this and the continued stresses of running mean that the tendon may not completely heal. Instead, the tendon and its lining become painful and swollen, and the tendon may feel weak. The combination of degenerative and repair processes in the tendon is called tendonosis (or sometimes tendonitis). Because the lining of the tendon is called its tenosynovium, inflammation of the lining is called tenosynovitis.
Achilles tendonosis or tenosynovitis can be treated like any other athletic injury or overuse problem in the first instance. You may need to reduce your mileage or the frequency of your sports for a while. When you do run or play, warm up longer and do plenty of Achilles stretches. A change to a softer running surface and well padded running shoes may help. A 1/4" raise on your shoe will reduce the stresses on the tendon (remember to raise the other side too, to keep yourself balanced). When the pain and swelling is bad, it will usually be helped by applying an ice pack (a small bag of frozen peas or corn is ideal). For the pain, try simple pain-killers such as paracetamol. Anti-inflammatory medicines may reduce the inflammaton in the tendon, but check with your doctor or pharmacist before taking these as they can have side-effects in some people.
How will my doctor or physiotherapist know what's wrong?


text:
Die Liste der denkmalgeschützten Objekte in Marianka enthält die 16 nach slowakischen Denkmalschutzvorschriften geschützten Objekte in der Stadt Marianka im Okres Malacky.

Denkmäler

Legende

Einzelnachweise

Weblinks

Marianka
!

redpajama_set_name: RedPajamaWikipedia


text:
Egoreni è un comune della Moldavia situato nel distretto di Soroca di 1.078 abitanti al censimento del 2004

Note

Altri progetti

Comuni del distretto di Soroca


text:
If everyone is a victim then no one is a victim (Opinion)
It's really telling and sad that we devolved into a thin-skinned society unable to process an inappropriate comment or a joke in bad taste. We now live in a world that every comment in poor taste or a bad joke escalates to "hate speech" and "despicable". Why the extreme reaction, which leads to calling for someones ouster and trying to wreck them by labeling them with toxic words intended to cause maximum reputation damage?
Civility is gone, not just from the joke tellers, but let's face it, they've been around for a long time. It now seems gone from the recipients of the jokes. What happened to teaching the next generation to toughen up with the old adage about "Sticks and Stones"? What happened to the value of a simple apology? Seems today that the reaction to being offended, regardless of how unintentional the insult may have been, leads to boycotts, bans, labels of bigotry and intolerance and social media flaming.
How about this...someone says something that offends you, then they apologize and finally, we move on? Kids on the playground act more mature than public officials facing scrutiny these days. The victim card is played again and again in our society and the bar continues to be set lower and lower.
If the word "victim" can be used to describe someone on the wrong end of a joke, we're in bigger trouble than I thought. Victims of violent crimes and serious intolerance where people are denied jobs, service healthcare, etc. constitute the appropriate use of the word. But to claim victim status because you're the focus of a joke? C'mon. When everyone and anyone can claim the label of a victim, then the value of the word itself is diminished.
Filed Under: Newsletter, political correctness


text:
Q: Swapping the values of elements in the array using pointers I recently learnt pointers and began trying simple operations and simple functions with it and I did a swapping function that swaps first value and last value of elements in the array using pointers.
Now my question is, while I have two pointers, a pointer basically points to a memory location of another variable correct? So I assigned the two pointers to last and first values of an array and I printed the values and they have swapped. But when I printed the Array the first values and last values, have also swapped. Which is what I do not understand, I only printed the array and didn't include pointers in the printing process.
Here is my code, and would appreciate if someone could explain why the array also swapped its values.
#include <iostream>

#include <ctime>

using namespace std;

void swap(int* swapptr, int arr[], int* swapptr2, int size);

int main() {
int size;
int  arr[] = { 1,2,3,4,5,6 };
int* swap1, * swap2;
size = 6;
swap1 = arr;
swap2 = &arr[size-1];
cout << "The value of the first element is " << *swap1 << " and second element is " << *swap2 << " \n
\n";

swap(swap1, arr, swap2, size);

cout << "After swap the value of first is " << *swap1 << " and second is " << *swap2 << "\n \n ";
for (int i = 0; i < size; ++i) {
  cout << arr[i] << " ";
}

}

void swap(int* swapptr, int arr[], int*swapptr2, int size) {
int temp = arr[0];
swapptr = arr;
*swapptr2 = arr[size-1];
*swapptr = *swapptr2;
*swapptr2 = temp;

}

A: Basically, when you are de-referencing the pointer in the swapping function, you are accessing the values stored in the variables the pointers are pointing to
So any change in the pointer's 'values' is reflected in the variables to which they are pointing to.

redpajama_set_name: RedPajamaStackExchange


text:
Home About Us Branches Tourism Sector Support Services News Donkey Tracking Route brings hope
Donkey Tracking Route brings hope
The launch of a Donkey Tracking Route through the scenic Cederberg mountains has brought jobs and hope for the remote Western Cape community.
The final phase of the Department of Tourism's developmental project was opened by Tourism Minister Derek Hanekom in Wupperthal this week.
The department has established amenities that tie in with the hiking and outdoor lifestyle of tourists to the Cederberg. Bridges and foot bridges were constructed to improve access for tourists, campsites and backpackers lodges have been developed to provide overnight accommodation, and shaded picnic sites with fencing and animal gates were built. Tourism signage has also been improved.
Tourists can book rides on traditional donkey carts owned by members of local communities along the route, which provide a unique, eco-friendly way of experiencing the mountainous terrain. Increased tourism activity along the route will be a major economic boost for the community of Wupperthal, where most families in the village and surrounding areas depend on small scale farming for a living.
The launch formed part of the Department of Tourism's Imbizo Focus Week, and Minister Hanekom engaged with people from local communities.
"Tourists are attracted to South Africa not only as a destination with diverse sightseeing opportunities, but also to experience a different perspective. Wuppertal offers these experiences in great measure," said Minister Hanekom at the launch.
"The unspoilt, rugged landscape lends itself to hiking and outdoor activities while the history, heritage and culture of the Moravian mission station offers a unique glimpse into rural South African life."
Partners include the Cederberg Municipality and the Moravian Church, who own the land on which some of the amenities have been established. West Coast Tourism and Cederberg Tourism will help the community to market their products. The assets and profits generated will be kept in trust for the community.
Minister Hanekom urged the partners to continue working together towards expanding the opportunities that have been created.
"There are challenges that you face as a community," he said. "But what you have in this Cederberg area is something unique and special, and it should be packaged and marketed to tourists so that the benefit to the community escalates. Only by taking hands in partnership can we overcome our challenges."
Minister Hanekom opened two Backpacker Lodges and handed over accommodation facilities for 62 tourists and 35 camping sites to the community.
The project has been designed to be socially, environmentally and economically sustainable. The Suurrug and Wupperthal lodges have solar energy power sources, making this the first "Green Tourism" project in the department's Social Responsibility Implementation programme.
Jobs created through construction of the facilities were funded by the government's Expanded Public Works Programme. Members of the community also benefitted from skills development and training to help them operate tourism-related businesses successfully.
Guests at the launch were entertained by members of the local Moravian Church brass band and treated to a performance by 'Die Nuwe Graskoue Trappers', a gold medal winning dance troupe from Wupperthal who took the World Championships of Performing Arts in Los Angeles by storm earlier this year with their fast-paced dance routines.
Mr Trevor Bloem - Chief Director - Communications
National Department of Tourism
Email: tbloem@tourism.gov.za


This piece was written by Rabbi Elliot Kukla, the first out transgender rabbi. He was ordained in 2006 at HUC-JIR's Los Angeles campus, and now works as a chaplain at the Bay Area Jewish Healing Center.
A few years ago at Kol Nidre I delivered a sermon on the power of diversity to my congregation in Toronto. Afterwards, in the swirling crowd I felt someone tug at my jacket. I turned around to find a nine-year-old by in lavender shiny "Powerpuffs" sneakers. "I really liked your sermon," he whispered before disappearing into the crowd. During Sukkot his moms told me that he had been hassled about his shoes at school all week, but after hearing my sermon he had decided to keep wearing them. I don't really think it was my words that impacted him, but the visual power of having a transgender, flamingly queer, gender ambiguous rabbi on the bimah.
I couldn't help compare the range of options that the boy in my congregation had to be a full person, with the limited scope of choices that had been available to Ronnie Paris Jr., a boy in Florida who was beaten to death by his father for being a "sissy." I also couldn't stop dreaming of a world where everyone has the option to grow up with the ability to choose their clothes, hobbies, and behaviors without the threat of violence or humiliation. A world where every size, shape, ability, age, and gender is celebrated as yet another manifestation of holiness.
What of from the moment a child was born, instead of asking "is it a boy or a girl," we said, "It's a baby image of God"? What if we all supported each other in being our shiniest, sexiest, fiercest, most authentically quirky selves? This is the future I imagine for all of us and I can tell you right now, it looks fabulous.
What Does 'Dayenu' Mean Today?
How Did the Israelites Wind Up in Egypt in the First Place?


text:
<?php

/**
 * Class WPML_Flags
 *
 * @package wpml-core
 */
class WPML_Flags {
	/** @var icl_cache  */
	private $cache;

	/** @var WPDB $wpdb */
	private $wpdb;

	/** @var WP_Filesystem_Direct */
	private $filesystem;

	/**
	 * @param WPDB $wpdb
	 * @param icl_cache $cache
	 * @param WP_Filesystem_Direct $filesystem
	 */
	public function __construct( $wpdb, icl_cache $cache, WP_Filesystem_Direct $filesystem ) {
		$this->wpdb = $wpdb;
		$this->cache = $cache;
		$this->filesystem = $filesystem;
	}

	public function get_flag( $lang_code ) {
		$flag = $this->cache->get( $lang_code );

		if ( ! $flag ) {
			$flag = $this->wpdb->get_row( $this->wpdb->prepare( "SELECT flag, from_template
                                                    FROM {$this->wpdb->prefix}icl_flags
                                                    WHERE lang_code=%s", $lang_code ) );

			$this->cache->set( $lang_code, $flag );
		}

		return $flag;
	}

	public function get_flag_url( $lang_code ) {

		$flag = $this->get_flag( $lang_code );
		if ( $flag->from_template ) {
			$wp_upload_dir = wp_upload_dir();
			$flag_url = $wp_upload_dir['baseurl'] . '/flags/' . $flag->flag;
		} else {
			$flag_url = $this->get_wpml_flags_url() . $flag->flag;
		}

		return $flag_url;
	}

	public function clear() {
		$this->cache->clear();
	}

	/**
	 * @param array $allowed_file_types
	 *
	 * @return string[]
	 */
	public function get_wpml_flags( $allowed_file_types = null ) {
		if ( null === $allowed_file_types ) {
			$allowed_file_types = array( 'gif', 'jpeg', 'png', 'svg' );
		}

		$files = array_keys( $this->filesystem->dirlist( $this->get_wpml_flags_directory(), false ) );

		$result = $this->filter_flag_files( $allowed_file_types, $files );
		sort( $result );

		return $result;
	}

	/**
	 * @return string
	 */
	public final function get_wpml_flags_directory() {
		return WPML_PLUGIN_PATH . '/res/flags/';
	}

	/**
	 * @return string
	 */
	public final function get_wpml_flags_url() {
		return ICL_PLUGIN_URL . '/res/flags/';
	}

	/**
	 * @param array $allowed_file_types
	 * @param array $files
	 *
	 * @return array
	 */
	private function filter_flag_files( $allowed_file_types, $files ) {
		$result = array();
		foreach ( $files as $file ) {
			$path = $this->get_wpml_flags_directory() . $file;
			if ( $this->filesystem->exists( $path ) ) {
				$ext = pathinfo( $path, PATHINFO_EXTENSION );
				if ( in_array( $ext, $allowed_file_types, true ) ) {
					$result[] = $file;
				}
			}
		}

		return $result;
	}
}

redpajama_set_name: RedPajamaGithub


1420471 – Update efidefault to only contain distros that are uefi installable.
Bug 1420471 - Update efidefault to only contain distros that are uefi installable.
Summary: Update efidefault to only contain distros that are uefi installable.
At present the efidefault file generated by beaker_pxemenu contains distros that cannot boot uefi (ex. RHEL5). Please correct so that when the efidefault is created it does not include these distros.
The distros that should be within are RHEL6 64 bit and CENTOS 64 bit and above.
At present the efidefault file is getting to be too big.
grub/efidefault is created by cron.hourly.
At present, the hourly efidefault is too big and causing provisioning failures. At present some distros where removed to reduce the size of of efidefault on the Boston Lab controller. Then the file was made immutable to prevent cron from overwriting it.
BTW how big is "too big"? What exactly is the error/bad behaviour that you see?
How do we prevent it just hitting that same problem again, further down the track when we have accumulated more EFI-compatible distros?
Maybe a better solution is to just get all our systems booting GRUB2 instead of GRUB 0.97 instead -- presumably GRUB2 doesn't suffer this same problem?
I haven't seen any activity to this BZ since I commented on some questions in Comment #3. I wanted to see if there is additional information that I need to provide.
Ques: Would it be possible, in the immediate future to at least get RHEL 3/RHEL 4 and RHEL 5 excluded from the UEFI menu ?  That would at least provide some time for a final solution.
Are you sure about not moving to GRUB2 though? Was EFI GRUB 0.97 *ever* a supported netboot loader on any RHEL release (apart from Fedora 18)? Do we really have systems which boot successfully with EFI GRUB 0.97 but not with a recent GRUB2?
I can certainly put in some hacks to exclude RHEL3-5 but ultimately the EFIGRUB menu is going to be unusably long pile of mess, since it doesn't support nesting.
Alemay:  Can you comment on Dan's question about ever migrating to GRUB2 ?


I am passionate about creating great experiences, UX techniques and understand the psychology of the end user.
I am a senior UX Designer for more than 5 years. I practice UX Techniques and methodologies based on User Center Design. Always on top of new UX trends, interactive designs and technologies. Using latest tools in prototype and app tools.
I worked on the NIKE webapp to help on the experience, architect the workflow and data flow. Also I designed all the user interface for the app.
Created all the features and UX design for the startup Simbio, I also created the prototype for user validation.
I worked on NIKE privacy tool as a UX/UI. Worked with a great team and helped them to set UX foundation. Client and hire company are very happy with the result.


text:
Shipping container theaters - for pandemonium-era audiences
The structure above the roadway will not block the traffic in the daytime. It becomes a stage in the evening, and the audience can be seated in front of it right on the road.
Visiting enclosed spaces with large numbers of people has become a real problem during the pandemic. Cinemas, sports halls, and shopping centers were closed, but even their opening does not promise a flow of visitors because, for a long time, people would be wary of visiting such enclosed spaces. Even today, many people prefer to visit open-air shopping centers, which are growing in popularity, and the organizers of public events are looking for ways to do so in the safest way possible, exploring the possibilities of holding events outdoors.
One prime example of this approach was the architectural company Marvel concept (not to be confused with the superhero universe's creator). The idea of open-air theaters was developed, with ordinary shipping containers serving as the basis for the structure. It is expected that many such open-air theaters will host theatrical performances in New York City during the pandemic.
The structure can be installed directly on the street, and it will rise 12 feet (3.6 meters) above the ground and represent a kind of bridge between the two sides of the road, on which the usual shipping container is installed. In this way, you get an improvised stage into which you can build an LED screen, with stairs for the actors, technical rooms, and even a tiny lower space for the musicians. The idea is that such a stage can be erected even in a not very wide street. It will not block the passage for cars and cyclists when it is not used for its intended purpose. And the use of containers makes construction much faster and easier, as well as cheaper.
Before a performance, audience chairs can be quickly placed in front of the stage, blocking traffic for a few hours in the evening, and then just as quickly removed, again making room for cars. The seats will be arranged according to social distance norms, and given that the audience and actors will be in an open space, the risk of infection is low in such conditions.
Such an idea could be a way out for many theater companies. All Broadway theaters are closed and won't be able to open their doors until June 2021. Outdoor events are planned to support the industry, and the concept of "theater from containers" could be one option for this. Perhaps this and other similar ideas can help the entertainment industry and give an impetus to developing different areas, including suggesting non-standard concepts for developing retail spaces in the era of the new reality.
16 MARCH 2021, USA
More about shopping malls in the USA
MALLS.COM . NEWS . Shipping container theaters - for pandemonium-era audiences


text:
Q: Apply selectors on couples of elements of possibly infinite sequences C# I have to implement an extension-method
public static IEnumerable<TResult> MyMerge<T1, T2, TResult>(this IEnumerable<T1> s1, IEnumerable<T2> s2, Func<T1, T2, TResult> f)

that returns the sequence f(x1,y1),f(x2,y2)... where all the xn are elements of s1 and all the yn are elements of s2.
My problem is that this sequence must have the same length of the shortest sequence and both s1 and s2 can be infinite. If they weren't so i could do
var res = new List<TResult>();
for (var i = 0; i<Math.Min(s1.Count(), s2.Count()) ; i++)
{
    res.Add(f(s1.ToArray()[i], s2.ToArray()[i]));
}
return res;

but this brokes also when one sequence is longer than the other. How can i resolve this?

A: .NET already has an implementation of this exact functionality, Enumerable.Zip.
As for how to implement it, if you wanted to do it yourself, it's fairly straightforward.  Get an IEnumerator for each enumerable, while both have another value apply the result selector on the two current values and yield that result.


Pharmacists, as do other healthcare professionals, make mistakes. In the event a pharmacist fills a prescription with the wrong drug, injury and/or death can result. In this case, the customer/patient has a claim against the pharmacist and the pharmacy.
Medical doctors and other healthcare professionals can negligently prescribe medication to a patient without first checking whether the patient has an allergy to the medication.
Similarly, a patient can be given a drug without the doctor first warning of its possible side effects. Injury may result and the patient has a right of action against the doctor and the medical facility.
There are a myriad of circumstances surrounding a pharmaceutical injury. If you think you have a claim and would care to discuss it, please give me a call at 206-632-6500.


text:
Gevent Example Server
=====================

This example is a basic HTTP/2 server written using `gevent`_, a powerful
coroutine-based Python networking library that uses `greenlet`_
to provide a high-level synchronous API on top of the `libev`_ or `libuv`_
event loop.

This example is inspired by the curio one and also demonstrates the correct use
of HTTP/2 flow control with h2 and how gevent can be simple to use.

.. literalinclude:: ../../examples/gevent/gevent-server.py
   :language: python
   :linenos:
   :encoding: utf-8

.. _gevent: http://www.gevent.org/
.. _greenlet: https://greenlet.readthedocs.io/en/latest/
.. _libev: http://software.schmorp.de/pkg/libev.html
.. _libuv: http://libuv.org/


text:
Frank Burrelle (May 25, 1856 –  January 25, 1910) was the founder of Burrelle's Press Clipping Bureau, today known as BurrellesLuce, a company providing media relations planning, media monitoring and media measurement services to public relations agencies, corporations, government agencies, universities and non-profit organizations throughout the United States.

Personal life

Burrelle was born in Painesville, Ohio. He grew up in Ohio and attended school in Philadelphia, Pennsylvania. After he graduated, he pursued a career as a law clerk and tried his hand at the mining business before moving to New York City. In 1888, Frank overheard two businessmen complaining that it was becoming increasingly difficult to keep up with all the news about their company. The idea for a press clipping service was born. With the help of his wife, Burrelle started Burrelle's Press Clipping Bureau.

Burrelle was quick to get involved in organizations related to his business. As second vice president of the New York Press Club, Burrelle presided over the first of the Fall/Winter series of Club dinners in 1892, according to The New York Times. An active member for many years, he left the New York Press Club a small bequest in his will.

A setback

In 1903, a fire broke out at 2 West 19th Street—the site of the four-story brownstone which served Burrelle as both residence and office. This blaze destroyed much of the furniture in the press clipping bureau and consumed thousands of irreplaceable press clippings, including Burrelle's personal collection of "principal articles and engravings relating the cause and effect of the late war with Spain." Fittingly, that building today houses a café called the NewsBar that sells newspapers and magazines alongside breakfast and lunch fare.

Death

Burrelle died on Tuesday, January 25, 1910 at age 55, at sea on the way from Costa Rica to New Orleans. Mr. Burrelle who was accompanied by his second wife had been returning home from a trip to South America. Frank E. Campbell Funeral Home handled the final arrangements.

Arthur Wynne, the long-time general manager of the press clipping business and friend to Frank Burrelle, soon took the reins of the business, which eventually developed into BurrellesLuce

Notes

1856 births
People from Painesville, Ohio
Businesspeople from New York City
1910 deaths
19th-century American businesspeople


Technology has seeped into each side of our lives right this moment. By way of utilizing this expertise, it has been discovered that the majority gamers hit longer pictures with more loft on their drivers. Utilizing a machine like Google Glass permits for natural interaction with different people. The markets such as NASDAQ and the New York Stock Exchange additionally publish current info in actual time.\n\nGood know-how used correctly will mirror well on your corporation and might help encourage your workers by taking a number of the drudgery out of their day after day tasks. Dwell from BlogWorld: MacBook Air to get a refresh, CableCARD will get new rules, Angry Birds for Android causes some angry people, and extra. \n\nMEDIA ON MEDIA: When one media organization sites another media organization's data, they more than likely by no means took time to look into the story or the actual factor by itself (the rationale they web site/attribute one other entity or one they are not partnered with). \n\nMovies and music can now be seen on demand and information from the world over can be delivered immediately. Nano expertise, just like the Internet know-how is spreading like a wild fire and its future results are unimaginable. Projectors and interactive whiteboards are a should ever as a result of the World Large Internet became obtainable.\n\nAfter all historically, companies tend to treat telecoms and knowledge networking as being from separate budgets, but due to converging networks and the alternatives that VoIP can offer (Voice over Internet Protocol), it is now not potential to have a look at them in isolation.
Some people know what kind of career they want to have the second they are born. For other people, it takes time to figure it out. Luckily there is no rush to make such a big life decision. You can take the time to think and try out different careers until you find the perfect fit. Consider these tips for finding your dream job.
There is no better way to explore your interest in a job than trying it. Reach out to friends and family or companies to see if they'll allow you to try out a job for the day. If you're considering becoming a scientist, work at a lab and practice using a microscope, Hamilton 81420 syringes and test tubes. If you want to be a teacher, volunteer to work with kids at an after-school program. If you want to be a news reporter, intern at a local news company.
There are plenty of sites that have job listings. Not only do these sites help you find a job, but they can also provide information on these jobs like the job description, salary and requirements. This can help give you a sense of what a day of work for that job is like and what kind of experience and education you need to obtain for the job. While browsing these sites, you might find a dream job that you've never heard of before.
If a prospective job requires you to learn a new skill, it might be in your best interest to take a course. You can take a university course, community class or online class. Not only will this class prepare you for a job that you are interested in, but it may also provide you with connections in that industry.