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What to Wear & Where to Go
Spring Trends 2019: Travel, Fashion & Culinary Delights
Spring is on the way, with the date of March 20th marking the 'Vernal Equinox' and the winter will soon be behind us for another year. This is the time of year when grey turns to green and spirits are lifted by the changing of the seasons. We have identified the Spring Trends for 2019, from the hippest fashion-wear to the must-visit travel destinations and the foods that will feature on every hipster's shopping list.
Every year, Pantone identifies some colors that set the tone not only in the cosmetics and fashion industry, but which are also meant to reflect the trends at a given moment in time. Green was their colour of choice for 2017 and Ultra Violet was what the cool kids were wearing in 2018, and now they have decreed that Living Coral is the on-trend colour of the year for 2019.
The choice of the colour of the year is based on various different factors. In addition to the visual arts, sports and fashion, nature will again play a major role this year. Leatrice Eiseman, director of the Pantone Color Institute, said:
"Living Coral emits the familiar and energizing aspects of color found in nature, it's a color that appears often in our natural world via sunsets, undersea reefs, flora and fauna."
But some other colors have managed to establish themselves as trend colours this year as well. We have selected our five personal favorite colorus, which all conjure up feelings of springitme. With Lemon Verbena, we think of sunny days, while Princess Blue reminds us of swimming in deep blue waters. The colorus Lime Zest and Pink Peacock are reminiscent of colorful flower meadows and radiate, like the already mentioned Living Coral, vitality, joy and nature. Combinations of these colours are suitable for all occassions, and are guaranteed to evoke that fresh Spring feeling.
Spring Fashions 2019
Finally we can welcome back vibrant colours to our wardrobes. We can put the dark tones of winter clothes into storage and replace them with the bright colours of spring. The Pantone colors of the year 2019 radiate liveliness and arouse emotions. Every spring represents a new beginning, and the same is true to say of fashion.
The shades that we have seen on international catwalks are now being transferred to everyday life. Anyone who dresses in the trend colors also makes a statement that is not just fashionable. Do you know the meaning attached to different colours, or is your choice of clothes just down to your taste? If you want to know what the colours of the year are all about, read on!
Trend Colours for Spring 2019
The undisputed star of the year is, as mentioned, the colour Living Coral. This is a stimulating, life-affirming orange with a golden undertone that gives energy and invigorates. A very passionate tone and one of the boldest and most intense colours of the season. Wearing these colours broadcasts a sense of joy, optimism, vivacity and exuberance. Exactly what we need after the grey and miserable winter months!
The sunny, light Lemon Verbena is also pleasantly refreshing and instantly conveys the feelings of fine weather and sunny days in which to sip delicious lemonade. This optimistic yellow is the colour of joy, energy and vitality. It also stands for creativity and quick wit.
It fits wonderfully with Lime Zest, another colour that really pops. As the name suggests, it is a gaudy green, reminiscent of lime fruits and is associated with freshness and vitality. "A symbol of our new budding hope," says Leatrice Eiseman.
One of our favorite colors is Princess Blue, a majestic royal blue that radiates sophistication and glamour. The name alone evokes feelings of changes of scene. In our minds, we travel to the islands that we are raving about all year round. We think of the type of relaxation that can only really be achieved on holiday. This colour is the answer to our desire for chilling out and tranquility; a strong shade of blue for dreamers.
In Spring, we also want to stand out a bit from the crowd and nothing manages that more effectively than the look-at-me tones of Pink Peacock. You should wear this irresistible theatrical pink, which is like a feast for the eyes, if you want all eyes on you. It is a festive, very tropical and flattering color that stimulates and captivates the senses. Pink is the new black!
TRAVEL TRENDS FOR SPRING 2019
When everything blooms and turns various shades of green, not only do people's moods tend to get a boost, but there is often the desire to travel. For many in the coming weeks, the question arises: where can I go in the spring to soak up the sun before the summer kicks off in earnest? In spring-time there are many great travel destinations both in Europe and the world at large. If you have the opportunity to use spring for a first annual getaway, you won't want to miss our selection of trendy destinations for 2019!
Travel Trend: Oman
How about a vacation in mysterious Oman? The Sultanate on the Arabian Peninsula is one of the trendiest insider tips of the year. No matter what you are after, this land of only three million people is bound to have something for you. Those looking for relaxation can chill out on the beautiful deserted sandy beaches. Golden sand matching the sunny trend color Lemon Verbena is perfect for lounging on, but also attracts action-hungry vacationers. If you are adventurous, you will get your money's worth from an exciting safari in the desert. Oman, considered a safe haven, not only attracts with the fascinating beauty of its landscapes, but also scores points with its rich culture. The capital Muscat surprises visitors with an interesting mix of super-modern bridges and traditional buildings. The Sultan Qaboos Mosque - one of the largest mosques in the world - is certainly worth a visit. A tantalizing destination with oriental flair (away from mass tourism) that will conquer your heart in no time!
Travel Trend: Slovenia
Our next holiday destination is still one of the less visited destinations in Europe, although the number of visitors has steadily increased in the past few years. The breathtaking nature, the hospitality of the inhabitants and the variety of activities make Slovenia a winner for tourists in search of a different European destination. This small green land enchants visitors thanks to the overwhelming natural beauty of its lakes and forests. The capital, Ljubljana, which has been awarded the title of Europe's Green Capital, has a special charm and numerous parks and gardens that invite you to take it easy. A castle perches above the old town, but the most distinctive landmark of Ljubljana is the Three Bridges (Tromostovje), a work by the famous architect Jože Plečnik. Ljubljana resembles a central European city in many ways, although the many cafés along the river and the temperate climate give it a special Mediterranean flair. Other places in Slovenia that should be on your bucket list are the Postojna Cave, one of the most visited caves in Europe, and Lake Zelenci, on the northern edge of the Triglav National Park.
Travel Trend: Greece
Greece is a destination which has been popular with generations of holiday-makers from colder climes. If you want to enjoy the real island feeling and have a guarantee of sunshine, you should spend your spring holidays on one of the beautiful Greek islands. Santorin in particular is a whole lot more attractive before the island is overrun by hordes of tourists during the summer months. The trend colour of Princess Blue will certainly be in evidence at this stunning destination. What is particularly trendy this year has already had a long tradition in the southern Aegean, because Santorini is famous for its bright white buildings that compete with the sea with their blue domes. One of the biggest highlights on the main island of Cyclades, however, are undoubtedly the spectacular sunsets, especially in the picturesque village of Oia. Breathtaking views, winding lanes, breath-taking architecture, red and black beaches and wonderful restaurants let you experience Greece at its best.
Travel Trend: Marrakech
On our color journey, we now head to the exotic city of Marrakech. This Moroccan jewel always makes it into the annual travel trend list. Therefore, it is not surprising that Marrakech - especially in the spring of 2019, matching the color trend Living Coral - is the perfect destination for those looking for variety. Just a few hours flying time takes you to what feels like a completely different world. Stroll past mosques and through the lively souk, where you will be able to buy just about whatever your heart desires - be prepared to haggle for the best deals though! Take in the smells of the spices and the bright colours of the goods on display, and don't be seduced by the patter of the sellers. In the evening you can enjoy the oriental atmosphere at the famous Djemaa el Fna square, where the lights illuminate the coral and orange walls of the buildings. Jugglers, snake charmers, fortune tellers and also stalls where you can taste culinary specialties; all are mixed together here. Marrakech is certainly worth a dreamy city-break in spring!
Travel Trend: Japan
If you are looking for a long-distance trip, we can suggest another perfect destination for you! Japan is unbelievably varied and is high on the spring trends list for 2019. There is something for every taste on this East Asian island nation in the Pacific, whether you enjoy the food, the culture or the scenery. In our opinion, the months of March and April are the best time to travel, because at this time of year the cherry trees start to bloom pink and white. You should see this incomparable natural spectacle with your own eyes at least once in your life. One of the most recommended spots for this is the Philosopher's Path in Kyoto. The Land of Smiles also boasts many stunning castles, palaces and temples that are charming all year round. The blooming of the surrounding cherry trees simply serves to underline their beauty, making a trip in the spring particularly highly recommended.
CULINARY SPRING STARS 2019
We also took a close look at the culinary trends for spring 2019. Spring is generally considered the sowing or flowering time of most local fruits and vegetables, making it an especially exciting time for cooking.
Food Trend: Edamame
This spring, Japan is not just one of the hottest travel destinations. The country of the rising sun is clearly ahead of the curve when it comes to food trends as well. In every Buddha Bowl (a veggie meal served in a single bowl) Edamame can be found. As a healthy snack, cooked only with sea salt, the Asian soybean even replaces potato chips and chocolate. Crunchy Edamame are not only relatively low in calories, they are also an excellent choice for snacks between meals. The bright green legumes provide plenty of iron, vitamin A and E and vegetable protein. A real power food that also keeps you satisfied for longer thanks to the high fiber content. The applications in the kitchen are almost unlimited: Edamame goes in salads, pasta dishes or in the already mentioned Buddha bowls - there are no limits! Food scientist Hanni Rützler predicts in the Food Report 2019 that high-protein, plant-based foods will become increasingly important as an alternative to meat and fish for non-vegetarians as well.
Food Trend: Moringa
It's amazing how the colours of the year can be represented on domestic tables and make you feel so happy! Moringa has earned a very special place in the kitchen this spring. The name sounds exotic, don't you think? But what exactly is this about? Moringa is considered by some to be the healthiest plant in the world because it is said to help relieve over 300 diseases such as asthma, chronic headaches or anemia. Although originally from India, it also grows in Africa and has even been grown on the Canary Islands for several years. Also known as the horseradish tree, the Moringa is the latest fabulous superfood. In the Ayurvedic teachings - an ancient Indian medical system - the benefits of this tropical tree have been extolled for thousands of years. The leaves are full of vitamins, the fruits can be eaten as a vegetable and the roots ground like horseradish. The seeds are not only a high-quality oil, they can also make contaminated drinking water drinkable again. These days Moringa is available in powder and capsule form and also as tea.
Food Trend: Butterfly Pea Tea
Tea is also our next spring trend. At tea time, you can literally experience a blue wonder this spring. The new on-trend drink is called Butterfly Pea Tea and comes from Southeast Asia. The special thing about it is its deep blue colour, although the taste of the butterfly flower tea is reminiscent of black or green tea. As an iced tea, it is very refreshing on warm spring and summer days and wonderfully quenches your thirst. The flowers of the butterfly pea plant are also full of flavonoid, which is antioxidant and is said to slow down the skin aging process. The tea claims to also make us more stress-resistant, improve memory and have an anti-inflammatory and analgesic effect. It can also be used to brighten up your dinner table, since with Butterfly Pea Tea you can dye pretty much everything: desserts, cocktails, salads... the only limits are those imposed by your imagination. Turn your favourite dishes a more exotic colour without having to resort to chemical food colouring!
Food Trend: Dragon Fruit
To make an impression on social platforms like Instagram requires original and eye-catching images, everyone knows that. This is child's play when it comes to one of the most photogenic food trends for 2019: the pink dragon fruit. In addition to iron, calcium and phosphorus Pitayas are also full of vitamin E and C which means they are super healthy (and low in calories, since they consist of 90 percent water), on top of the fact that they bring colour onto the plate. The dragon fruit can be freshly chilled and cut lengthwise and spooned out like a kiwi. It is also suitable for fruit salads, pies or as an accompaniment to fish dishes. Nutrition experts are particularly happy about this spring trend, because they are always suggesting that we eat rainbow-coloured meals with plenty of fruit and veg. They say that we eat with the eyes, which is why dragon fruits are often used to decorate buffets, where they create a real surprise effect. Another plus: on Pinterest and Instagram, this exotic pink fruit is guaranteed to get a positive reaction.
Food Trend: Coral Food
The desire for variety and innovation is reflected every season in the food sector. In 2019 we can prepare ourselves for a bright year! Coral-coloured food is absolutely in vogue, but we're not only talking about salmon and lobster on the trendsetters' menu. Ice cream, chocolate, macaroons, rice and pasta also shine in the intense color mixture of rose, orange and gold and exude positivity on the plate. Suitable natural colours include grapefruit, berries and beetroot, with the latter being mainly used to colour chips. And of course there is the previously-mentioned Edamame which is already a hit among the healthy snacks in 2019. For those with an experimental palate, playing with the flavours of different ingredients is an interesting alternative to the well-known foods we tend to eat on a regular basis. Whether this trend catches on at home we will just have to wait and see, but in the meantime we wish you "Bon Appétit"!
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ANALYZING THE TRANSGENDER PERSONS (PROTECTION OF RIGHTS) ACT, 2019
Jul 1, 2020 Admin
By Ranu Tiwari
[Ranu Tiwari is a third year student of B.A. LL.B. (Hons.) at National Law University, Nagpur.]
The transgender community is one of the most marginalized sections of the society in India. It is such a sorry state of affairs that a study enumerating their woes was brought only in the year 2018 by the National Human Rights Commission. As per the study, about ninety-two percent of transgender persons are deprived of the right to participate in any form of economic activity in the country. [i] Around ninety-nine percent have suffered social rejection on more than one occasion, including from their family while ninety-six percent of transgender persons are denied jobs and forced to take low paying or undignified work for their livelihood like badhais (conferring blessings on auspicious occasions), sex work and begging. [ii] Around sixty percent of transgender persons have never attended schools. Also, fifty-seven percent of the respondents in the study state that they were keen on getting sex reassignment surgery but their financial incapacity was a hindrance. [iii]
In 2014, the Apex Court in NALSA v. Union of India ("NALSA judgment"), recognized transgender persons as the 'third gender', affirmed that they will be given the same fundamental rights enshrined under the Constitution of India as anyone else and also gave them the right to decide their gender identity. [iv] The Court also instructed the government to formulate policies and laws to implement this decision.
It is in this context that the Transgender Persons (Protection of Rights) Act [v] ("Act") was brought in December 2019.
The Transgender Persons (Protection of Rights) Act, 2019:
The Act defines transgender persons and provides them rights against discrimination in employment, education, healthcare, etc. It also confers them with the right to residence and casts a duty upon the government to take measures for their inclusion and encourage participation of the community in the society. It recognizes offences against transgender persons and provides penalties thereof. It provides for formation of a National Council for Transgender Persons (NCT) which will help in formulation of policies concerning transgender persons.
Even though this law is set to govern the rights of the transgender community, there was widespread opposition to it. It will be worthwhile to understand the contentious issues and implications of the Act.
Issues Arising from the Act:
The very first issue arises in the title of the Act. The definition of 'transgender' is provided under Section 2(k) of the Act as a person whose gender identity does not match with their birth-assigned gender identity and includes intersex persons, genderqueer persons, transgender persons, hijras and others. [vi] This homogenizes many diverse identities by including them all under the term 'transgender'. According to the Office of the United Nations High Commissioner for Human Rights, intersex people have bodies that 'do not fit the typical definitions for male or female bodies'. [vii] By inclusion of the term intersex in transgender, the Act fails to recognize the distinct set of needs and protections required for intersex and transgender persons. The Parliament should have considered changing the title of the Act to Gender Identity, Gender Expression and Sex Characteristics (Protection of Rights) Act, 2019. [viii]
Although there is a prohibition of discrimination against transgender persons, [ix] the chapter on the same suffers from serious lacunae. The punishment to be meted out to violators, ways to enforce these rights, the enforcing body for the compliance of these rights, etc. do not find a place in the scheme.
Sections 5 and 6 of the Act [x] deal with the requirement of certificate of identity as a proof of identity of a transgender person. A transgender person is required to obtain a 'Certificate of Identity' from the District Magistrate. This is a serious flaw and is in direct contravention of the NALSA judgment. The judgment specifically states that self-determination of gender is an integral part of personal autonomy and falls within the realm of personal liberty guaranteed under the Constitution of India. [xi] The Act does state that a transgender person will have a right to self-perceived gender identity but this seems to be contradictory to the rest of the Act and the scope of this right is severely limited. [xii] Under Section 7 of the Act, after being duly granted certificate under Section 6, a trans person wishing to change their gender, would be required to make an application for a revised certificate only after undergoing sex reassignment surgery. [xiii] This takes away the right of self-declaration of gender identity.
Post sex reassignment surgery, a transgender person will be entitled to only change their first name in all the documents, [xiv] giving rise to the belief that the last name holds a sacrosanct position in the Indian cultural milieu, placing undue emphasis on caste of a person. If this is what it entails, then the clause is quite problematic.
Moreover, the confidentiality aspect of the sensitive data regarding certification does not find express mention in the Act. However, this may be addressed by India's proposed data protection regime (namely the Personal Data Protection Bill, 2019) which classifies transgender and intersex status as 'sensitive personal data'. [xv]
The Act attempts to eliminate the unique kinship and bonds that operate within the transgender community, by defining a family as 'a group of people related by blood or marriage or by adoption made in accordance with law'. 'For most people belonging to this community, the first site of discrimination, ostracism and violence is this idea of family itself,' [xvi] and children with gender dysphoria are not easily accepted in families in India. Right of residence, as provided in Section 12 of the Act, [xvii] compels a transgender person under the age of eighteen years to cohabit with their natal family, and the only way to separate from them is by an order of a competent court. Therefore, through this provision, minors face the risk of more discrimination and violence at the hands of their families. The right to move out and sever their familial ties is restricted through this clause.
The section further stipulates that if the family or any member thereof is unable to take care of a transgender person, the latter will be placed under the care of a rehabilitation center by the Court. Further light needs to be shed on how this would work, otherwise these centers might become another source of abuse and discrimination for transgender persons.
Some experts have questioned the part on access to healthcare for transgender persons wherein the government is directed to 'set up separate human immunodeficiency virus sero-surveillance centres to conduct sero-surveillance for such persons.' [xviii] 'Any targeted intervention for a stigmatizing illness is archaic, traumatizes the individual and their family, and shows the poor understanding of those who drafted the Act.' [xix]
The proposed National Council for Transgender Persons does not give adequate representation (it has only 5 seats designated for transgender persons) to the members of the very community it wishes to represent. [xx] Moreover, as the Central Government is tasked with the responsibility of nominating members to the Council, this may lead to the government exercising great control over it.
The Act proposes lesser punishment for crimes against transgender persons than what has been prescribed under the Indian Penal Code, 1860 and other acts such as the Bonded Labour (Abolition) Act, 1976. For example, a man convicted of committing rape against a woman is punished with imprisonment extending from seven years to life, [xxi] but sexual assault against transgender people merits a less severe punishment of up to two years and a fine. [xxii]
In addition to these issues, the Act does not provide for any reservation scheme for the transgender community, contrary to the spirit of the NALSA judgement wherein this facet of affirmative action policies was highlighted. It is also silent on trans persons' rights to marriage, adoption and inheritance.
The discussion on gender and sex has evolved over the past decades, but this law points to the rudimentary understanding of our lawmakers on the concerned subject matter. India needed a comprehensive piece of legislation that elaborated upon anti-discrimination, equality, and rights concerning transgender people. This Act fails to achieve the objectives it was supposed to fulfill. In December 2019, a petition was filed challenging the constitutional validity of the Act, stating the violations of Articles 14, 15, 16, 19 and 21 of the Constitution of India. [xxiii] The case is pending in the Supreme Court. However, while the Supreme Court is yet to decide on the constitutionality of the Act and the world grapples with a pandemic, the government has displayed its apathy by releasing the Draft Transgender Persons (Protection of Rights) Rules, 2020. [xxiv] These Rules were released on April 18, 2020 and April 30, 2020 was set as the deadline for submission of comments, going against government's pre-legislative consultation policy. [xxv] Rise in public opposition led the government to extend the deadline to May 18, 2020. [xxvi] The Draft Rules replicate the flaws in the Act. One example is the 'certificate of identity' requirements and procedures, whereby a report from a psychologist would be needed (Rule 4(1) of the Draft Rules), [xxvii] violating the conception of self-identification of gender identity. Now, the only beacon of hope remains the Supreme Court. Perhaps, the judiciary will prove to be the guardian of the fundamental rights of the transgender community and undo the injustices set out in the Act.
[i] Kerala Development Society, "Study on Human Rights of Transgender as a Third Gender" (National Human Rights Commission, 2018), available at: https://nhrc.nic.in/sites/default/files/Study_HR_transgender_03082018.pdf (last visited on June 14, 2020).
[ii] Ibid.
[iii] Ibid.
[iv] (2014) 5 SCC 438.
[v] The Transgender Persons (Protection of Rights) Act, 2019 (Act 40 of 2019).
[vi] Id., s. 2(k).
[vii] United Nations Free and Equal, available at: https://www.unfe.org/wp-content/uploads/2017/05/UNFE-Intersex.pdf (last visited on June 14, 2020).
[viii] "Setting the clock back on intersex human rights" The Hindu, December 04, 2019, available at: https://www.thehindu.com/opinion/op-ed/setting-the-clock-back-on-intersex-human-rights/article30152281.ece (last visited on June 14, 2020).
[ix] Supra note [v], s. 3.
[x] Supra note [v], ss. 5,6.
[xi] Aman Gera, "Analysis – Transgender Persons (Protection Of The Rights) Bill, 2019" Mondaq, October 07, 2019, available at: http://www.mondaq.com/india/x/851520/employee+rights+labour+relations/Analysis+Transgender+Persons+Protection+Of+The+Rights+Bill+2019 (last visited on June 14, 2020).
[xii] Supra note [v], s. 4(2).
[xiii] Supra note [v], s. 7.
[xiv] Supra note [v], s. 7(3).
[xv] Ibid.
[xvi] Priyanka Borpujari, "India's Trans Community Faces Continued Discrimination" The Diplomat, January 24, 2019, available at: https://thediplomat.com/2019/01/indias-trans-community-faces-continued-discrimination/ (last visited on June 14, 2020).
[xvii] Supra note [v], s.12.
[xviii] Supra note [v], s. 15(a).
[xix] Dr. Sylvia Karpagam, "Why Transgender Persons Bill 2018 is a healthcare nightmare for the community" The NEWS Minute, December 30, 2018, available at: https://www.thenewsminute.com/article/why-transgender-persons-bill-2018-public-health-nightmare-community-94206 (last visited on June 14, 2020).
[xx] Supra note [v], s. 16(2).
[xxi] Indian Penal Code, 1860 (Act 45 of 1860), s. 376.
[xxii] Supra note [v], s. 18(d).
[xxiii] Swati Bidhan Baruah v. Union of India, available at: https://www.livelaw.in/pdf_upload/pdf_upload-369551.pdf (last visited on June 26, 2020).
[xxiv] Draft The Transgender Persons (Protection of Rights) Rules, 2020, Ministry of Social Justice and Empowerment, available at: http://socialjustice.gov.in/writereaddata/UploadFile/draftrule1604.pdf (last visited on June 26, 2020).
[xxv] Prashant Singh and Gopi Shankar, "Modi govt releasing draft rules on Transgender Persons Act in lockdown a blow to community" The Print, May 5, 2020, available at: https://theprint.in/opinion/modi-govt-releasing-draft-rules-transgender-persons-act-lockdown-a-blow/414331/ (last visited on June 26, 2020).
[xxvi] Ibid.
[xxvii] Supra note [xxiv].

redpajama_set_name: RedPajamaCommonCrawl


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4/9/2021 - American Historical Ephemera & Photography, Featuring Property from a Midwestern Art Museum: Timed Auction - ends 4/20
April 09, 2021 10:00 AM EDT	Cincinnati
Ends April 20, 2021
[EARLY PHOTOGRAPHY - PORTRAITURE]. A group of 10 daguerreotype and ambrotype portraits of mothers with children, highlighted by 2 "hidden mother" examples.
Ninth plate daguerreotype portrait of a baby wearing a pink-tinted dress held in the lap of a woman attempting to lean out of the frame. N.p., n.d. (Tarnishing to edges and along oval edge where previous mat used to rest, with some spotting and clouding throughout plate; upper left corner clipped, image resealed in 1991.) Housed in a half pressed paper case (under glass only, image fits loosely in case). -- Sixth plate daguerreotype portrait of a baby held in the lap of a woman mostly obscured by mat. N.p., n.d. (Some tarnishing to edges, a few small scratches and spots in visible area, with dark spotting to mat; image resealed.) Housed in a full pressed paper case (wear to surface). --Sixth plate daguerreotype portrait of a mother with two children, featuring blue hand-tinting to the mother's neck accessory and her son's shirt. N.p., n.d. (Tarnishing at edges, small spots of oxidation to mat; image resealed 1996.) Housed in full pressed paper case (wear to surface). -- And 7 others, including 2 sixth plate ambrotypes and 5 sixth plate daguerreotypes (one housed in full case, one housed in case fully separated at spine, 3 housed in half cases, and 2 housed under mat, glass, and preserver only). Conditions vary.
Provenance:Eugene R. Groves Collection of 19th Century Photography
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This is an interactive image. You can spin it with your mouse. Go ahead. Try It! This is the angel figurine I used in a couple of Single Frame Stories, here and here. I shot and processed it in just a couple of minutes using a rotating platform and software from Arqball.
I'm hoping to have time this weekend to try out similar technology from Strata that allows you to create 3D models from 2D photos. If all goes well, I'll scan the angel and import her into my Cloud Party island.
Hmm... could I do the same with virtual trees, I wonder?


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An outsiders guide to the ...
Is Tech a viable option ...
An outsiders guide to the world of Larping
An outsiders guide to the world of Larping – words Alexa Wang
The term LARP is an acronym for the world-wide phenomenon otherwise known as Live Action Role-playing.
Never heard of it? That's okay, but you won't be able to ignore it for too much longer, because it's only growing in popularity.
What is Larping
Live Action Role-playing is when a group of adults comes together to play out a fantasy world created using their imaginations. Although the enactment happens in a real-life venue, the role-playing itself is complete fantasy. Larping is not the same as outdoor theatre. It is not rehearsed, and there is no audience. It is also not the same as the popular tabletop mystery games where the outcomes are predetermined and assigned to each character.
Larping is not a spectator art. A curious audience might linger if the LARP takes place in a public area, but Larpers by no means intend to gather an audience and certainly don't perform for their benefit. One of the closest comparisons could be that Larping is a cross between a fantasy game and improvisational theatre, but it happens without an audience, and the players connect in one physical venue and not via gaming consoles.
We all Larped (in an informal sense) as children without even knowing it, when we played impromptu fantasy role plays, whether in the classroom, doctor's office or a spirited game of cowboys and Indians. These outcomes were never pre-planned. We simply played. That's pretty much what the Larping community does today.
Larping can be traced back to around the 1970s, but it only really took off in 1977 when Dagorhir Battle Games was created. This battle-themed game involves full-contact melee fighting and is based on the Lord of the Rings. It's still around today. Within years of that introduction, Larping had become more diverse, spreading to a number of countries.
Larping basics
Larping is all about enacting a scenario (or plot) of an imaginary world. The plot is determined by the core members and director of the LARP community. Although the ending is not predetermined, there is a detailed backstory, so the players have enough information to immerse themselves in the story.
A Larping plot might be set in the past, the future or current day. It might be futuristic, historical, supernatural, horror, post-apocalyptic, fantasy — the list is as long as your imagination will allow. The only certainty is that the story will never mirror a real-life event in the way that wartime re-enactments do.
Once the scenario is decided, the director will draw up a list of characters and assign each player to a character. The scenario's backstory will set the scene, but the rest is up to the players. The story is interactive and flexible — provided that all characters remain within the agreed limits of the group's ideology. Generally, new members are attracted to a particular community because they find a connection with the plot.
Your Larping character
All participants put aside their natural persona and assume roles as co-actors in the scenario. Each actor (called a player) is expected to immerse themselves in the role of their given character. This includes taking on their character's personality, speech patterns, habits, weaponry and dress code. The acting is regulated to a degree by the game rules or by consensus amongst characters.
Each LARP also has a crew which helps to set up the events. But that's not all they do. If things get too boring, the crew become the monsters to spruce things up again and make things more interesting for the players.
Monsters will dress up and put on masks and makeup to become part of the game. Their main aim? To try their best to beat up the players. Oh, and they always scream while they go about it. Monsters usually take on the form of goblin-type characters with some magical abilities. Non-Player Characters are people in the crew who are given supporting roles in the plot. They are usually not evil and could be a character like a priest or a peasant. Together, the group of players, non-players and monsters create a fictional world in which they share.
The character costumes will suit the plot and the character each player represents. Each player is responsible for their costume. There are retail shops that specialise in making character outfits, but many players choose to make it themselves. Other options are to frequent charity stores and costume shops for unusual items.
Every player that is expected to fight in the plot must have a weapon. The weapon will, of course, suit the genre and plot. Most weapons are homemade, and players can get quite creative, especially if your weapon is a magical or fantastical tool that has never been imagined before. All weapons must be deemed LARP safe before being allowed on location.
This means that it must be safe for combat in a LARP plot. Each LARP will have its own rules about the weapons. The rule of thumb is obviously that a weapon cannot be designed to cause a real injury. If a player is hurt badly or distressed during a fighting scene, the player or crew will call "man down," and all play must stop immediately.
All you need for Larping is an open area big enough to accommodate your group. Since the plot is set in a fantasy world, it's not realistic to find a space that will match your needs exactly. Larping communities like to use camping grounds because these offer the space they need, as well as accommodation for the group while they are Larping. Other popular spots include sports fields, public parks or forests.
Larping isn't like cricket or football; there are no standard rules to play the game. Rules and guidelines are set by each community — generally the director of the group. Although there are no standard game manuals, there are general do's and don'ts and etiquette guidelines that are broadly accepted across the world. Online LARP forums and conventions are constantly discussing the game etiquette in general.
Something that is largely discussed are vaping basics. The Larping community is quite large and with vaping on the rise, it's important to address proper vaping etiquette. A general rule of thumb is that you should use the same social etiquette with vaping as you would for tobacco smoking. So, as an example, you shouldn't vape indoors when at a LARP. If you're in a social setting, and you feel it may be acceptable, make sure you ask permission from the other players first. It's also a huge no-no to vape when you're in character unless your character vapes.
It's never acceptable to blow vapour in people's faces or to leave your equipment where it will be visible during time-in (in-play time). Also, be vigilant about your equipment. Don't leave it unattended where others may be tempted to try it. You never know who has a sensitivity to the e-liquid and what their reaction may be.
The bottom line is that you must always show respect to non-vapers and the social rules of the setting you find yourself in. Technically, you shouldn't vape in any setting where cigarette smoking is not accepted. The etiquette and rules around vaping or any other aspect will be discussed with you in detail before you become a player or member of the crew. You will need to agree to the team's rules if you want to be a part of the plot.
Why is Larping so popular?
Larping provides fantasy and entertainment in what is usually a very mundane adult world. You could be an accountant today and the captain of the fairy empire tomorrow. Larping gives you the social opportunity to immerse yourself in a completely different world as you assume the personality of an entirely different person. For the duration of the game, you can relinquish your burdens and responsibilities and immerse yourself in a different space.
Where an organised sports team would use their physical skills to play a game, Larpers use their imagination and acting skills to play an organised cultural game. Your imaginative powers are not only accepted but encouraged in Larping communities.
The biggest challenge that Larpers face is that it is not recognised as an official cultural activity by governing authorities. In fact, very often, it's perceived as being a childish game. Not many organisations have been willing to acknowledge that it is a subculture of re-enactment drama, which has many benefits. Whether it's acknowledged as a cultural art or not, Larping has taken the cultural world by storm, and it's not waiting for formal approval to grow.
https://www.shutterstock.com/image-photo/knight-544318150?src=td6MIkPw6EAeNnPSjIIU1g-1-8
https://image.shutterstock.com/z/stock-photo-larp-crossbow-soldier-with-uniform-712261954.jpg
https://www.shutterstock.com/image-photo/happy-vaping-young-white-blonde-girlsmiling-498033517?src=huHt8NUGwhZHXr1lCTq2fw-1-14
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The spot between Dean Ambrose and Seth Rollins on the May 1 edition of Monday Night Raw was all fun and games until The Lunatic Fringe spoke those words. The moment was quick; it was so quick that it could have been missed by the casual viewer. But for fans that know The Shield's history, the moment opened old wounds.
Moments like that one do nothing but add realism to the product, and realism is something that's been sorely lacking from WWE. Far too often the talent takes to social media in a seemingly concerted effort to demolish kayfabe.
Not only are the men and women of WWE extremely good at doing just that, they've practically become experts at it. Just when fans think it couldn't get any worse, it does. The fictional reality of pro wrestling takes a backseat in favor of the WWE Superstars letting their hair down and just loving life.
Fans never asked for that, and many don't want it now. But that's what they're getting whether they like it or not.
But when Ambrose looked at Rollins and not so subtly reminded him of the betrayal that took place back in 2014, fans suddenly forgot reality and were immediately sucked back into the drama before them. It was a possible bit of foreshadowing, a hint of things to come. Surely the time will come when Rollins and Ambrose will revisit their feud, and this time Rollins may be the man left for dead in the ring.
Their backstage spot did indeed blur the lines between fiction and reality. Fans know that almost everything in WWE is choreographed, and that everything is predetermined. But when it comes to one of the most popular factions of all time, there's still an underlying tone of believability that exists.
In other words, it's a situation in which fans can say they know the business is a set-up, but that moment in particular? That's real.
The WWE faithful have wanted a Shield reunion from the moment that Ambrose, Rollins and Roman Reigns split up. The Shield was just so good, so strong, so over, that another run would be a guaranteed hit and a license to print money for WWE.
But The Shield was more than just the latest trend in Vince McMahon's company. The Shield harkened back to a time when groups like The Four Horsemen banded together for the love of the business. It wasn't about holding anyone down. It wasn't necessarily about getting rich. It was about having the best match on the card, and getting over in the process.
That's what The Shield was, and that's what the fans miss.
But all good things must come to an end of course and the same was true for The Hounds of Justice. The Shield was formed to develop and build three new main event stars, and when that goal was close to fruition, WWE pulled the plug and sent them on separate paths.
Rollins was the first to realize his potential, and his heel turn was the perfect touch. Rollins sold his soul to Triple H in order to become The Guy, and it worked. Hunter delivered on everything he promised, and Rollins became a bigger star than he ever had been before. Reigns and Ambrose followed, and before long, The Shield alumni were running WWE.
But that was the plan all along, which is perhaps the biggest reason why The Shield was the most successful faction of the modern era. They worked hard, they connected to the fans, and they accomplished their goals. The Shield clicked on every level.
Of course fans still want to see the trio back together. It's bound to happen eventually. However until it does, it's obvious that Ambrose's character holds a deep-seated resentment toward Rollins. After all, Seth destroyed the brotherhood. He took the trust that Ambrose and Reigns had in him, and he threw it back in their faces. Rollins went into business for himself, and he sold out his best friends for 10 pounds of gold. Rollins was a selfish backstabber whose arrogance took over, and in the end he paid the price for his sins.
But the resentment is still there. Even fans who now cheer for Rollins likely wish they could erase the history books and forget about the night The Shield imploded. It was a shocking moment, one that still reverberates through the WWE Universe. It was beyond belief, and it was the end of an era.
It was also great television.
That's what the fans want from WWE. It's what they've always wanted. They want realism. They want to connect to the program; they want to feel every part of it down to their core. When an angle hits home and when it's emotional, that's when the fans lose themselves in the product.
The spot between Ambrose and Rollins was brief, and in the end it may or may not, result in anything further down the road. But it proved that Ambrose can be very good when he wants to be. It also proved that WWE still has the ability to pull fans in when it counts.


You cannot rely on a scanner to check IDs. Fake IDs fool machines and scanning apps. No scanner can replace visual perception or manual dexterity, and your eyes and hands are precisely what you need to properly check IDs. Some scanners claim to "authenticate" IDs, but often they aren't doing much other than "reading" a barcode or a magnetic stripe, both of which are easily altered and easily fool scanners. Also, many scanners capture data from IDs, creating privacy and security concerns.
So what's the right answer? People. Only humans can properly check ID. People need to know how to check ID and how to comply with laws that require them to do so. That's where we come in. The Real Identities app gives you clear, 24/7 access to information that explains how to spot fake IDs and how to easily comply with laws requiring you to check ID so you can prevent serious legal and financial consequences. Get the app.


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Schatz Introduces Bill To Ensure Financial System Prepared For Climate Change
Today, U.S. Senator Brian Schatz (D-Hawai'i), a member of the Senate Banking Committee and Chair of the Senate Democrats' Special Committee on the Climate Crisis, introduced the Climate Change Financial Risk Act of 2019. The legislation will direct the Federal Reserve ("Fed") to conduct stress tests on large financial institutions to measure their resilience to climate-related financial risks.
"While our federal regulators are legally obligated to manage and reduce risks in the financial system, they have been ignoring the growing financial risks of climate change," said Senator Schatz. "We should not be treating some risks different from others: risks are risks. This bill will push the Fed to do their job and start taking climate risk seriously."
Climate change is increasing the frequency and severity of extreme weather events like floods and wildfires. It is also changing long-term climate patterns in ways that will lower labor productivity, devalue and destroy fixed assets, stress agricultural yields, and ultimately affect every sector of our economy. These impacts will pose risks for financial institutions and the global financial system.
"The climate crisis poses an existential threat to our way of life. Through more frequent and more intense storms, longer wildfire seasons, and so much more, many of the impacts of climate change are obvious, but others are not," said Representative Casten. "Climate-related financial risks pose serious threats to our economy, whether this is due to the physical risks of the crisis or those risks posed to investments in conventional resources by a successful transition to clean energy. Either way, U.S. consumers deserve to have confidence that our financial institutions are adequately prepared for these risks and won't be caught unaware as they were in 2008. This bill is an important step towards ensuring our financial stability. I'm proud to lead this effort alongside a longtime climate champion, Senator Schatz."
Financial institutions face the risk of direct losses from severe weather events and fundamental changes like drought and sea level rise--for example, lower property values from increased flooding--as well as changes in asset values as a result of government policies and consumer preferences for a low-carbon economy. Even though quantifying and managing these risks falls squarely within the Fed's mandate, the Fed is not accounting for climate-related risks in its current stress tests or supervisory regime.
The Climate Change Financial Risk Act would require the Fed to establish an advisory group of climate scientists and climate economists to help develop climate change scenarios for the financial stress tests.
With the input from the advisory group, the Fed will create three stress test scenarios: a 1.5 degree Celsius warming scenario; a 2 degree scenario; and a "business as usual" scenario, which assumes a higher level of warming based on current climate policies. The Fed will conduct stress tests every two years on the same large financial institutions that are currently subject to Comprehensive Capital Analysis and Review (CCAR) stress tests--i.e., firms with more than $250 billion in total consolidated assets.
The biennial tests will require each financial institution to create and update a qualitative plan that describes how the institution will evolve its capital planning practices to limit the financial impacts of future climate risks. Once the tests are complete, the Fed can object to an unreasonable or ineffective climate risk capital plan, and if the Fed objects, the institution will not be able to proceed with capital distributions until the objection is lifted.
U.S. financial regulators are lagging their international peers in attempting to quantify and manage the potentially systemic financial risks posed by climate change. For example, the Bank of England began stress testing the U.K. financial system against climate risks this year; the Dutch central bank recently conducted a stress test of climate risks to the Netherlands' financial system; and Norway's central bank said that climate risks "must be integrated in the risk assessment and hence in the overall assessment of the capitalization and funding of financial institutions."
Citigroup predicts that world economies could lose at least $44 trillion in economic activity by 2060 with 2.5 degrees of warming, and as much as $72 trillion by 2060 in the event of climate inaction.
In the Senate, Schatz's legislation is cosponsored by U.S. Senators Elizabeth Warren (D-Mass.), Chris Van Hollen (D-Md.), Sheldon Whitehouse (D-R.I.), Michael Bennet (D-Colo.), Jeff Merkley (D-Ore.), Cory Booker (D-N.J.), Amy Klobuchar (D-Minn.), Kamala Harris (D-Calif.), and Patty Murray (D-Wash.).
Companion legislation has been introduced in the House of Representatives by U.S. Representative Sean Casten (D-Ill.).
"Climate change poses significant financial risks to the stability of capital markets, and U.S. financial regulators are currently not doing enough to quantify and manage those risks. Ceres commends Sen. Schatz for this legislation and for setting a clear role for the Federal Reserve Board to engage on climate change. Major investors and companies from across sectors are taking action to reduce their own GHG emissions, but progress is not happening fast enough. This proposal will provide the clarity and analysis needed to help the financial industry make smart decisions to accelerate the transition to a low-carbon economy," said Mindy Lubber, President and CEO of Ceres.
"Climate change threatens profitability and shareholder returns of companies in every sector of our global economy. I applaud Senator Schatz for recognizing the necessary leadership of the Federal Reserve, and the role of banks and financial institutions, in addressing these financial losses through science-based climate risk scenarios and enhanced disclosure," said California State Controller Betty Yee.
"Both the physical and transition risks associated with climate change pose a clear threat to the stability of the financial system. The Federal Reserve, FSOC, and other regulators have failed to sufficiently integrate such risks into their supervisory, regulatory, and systemic risk monitoring frameworks," said Gregg Gelzinis, Policy Analyst for Economic Policy at the Center for American Progress. "The stress tests established by this legislation would help ensure that large financial institutions have the capital, internal controls, governance, and risk management capabilities necessary to withstand various climate-related shocks, while continuing to serve businesses and households."
"Leading global investors recognize that climate change represents a systemic risk, and therefore understanding and mitigating that risk is part of their fiduciary duty. Policymakers in countries around the world have been tracking this shift toward sustainable finance, and passing legislation to foster economies that will resist the threats posed by climate change. The United States has historically lagged behind, but now, with Senator Schatz's leadership, there's an opportunity to right the ship. The Climate Change Financial Risk Act of 2019 sets out a series of sensible and necessary requirements to better account for climate-related risks in the U.S. financial system, which is consistent with the positive work we see underway in other markets around the world. We welcome Senator Schatz's bill as a major step forward on sustainable finance policy in the U.S. and hope to see momentum continue in Washington, D.C.," said Fiona Reynolds, CEO of the UN-supported Principles for Responsible Investment (PRI).
The Climate Change Financial Risk Act is supported by the Center for American Progress, Ceres, Public Citizen, the UN-supported Principles for Responsible Investment (PRI), and the Franciscan Action Network.
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If the enthusiasm at last week's kick-off assembly is any indicator, this year's Relay For Life at Huntington High School just might be the best one ever.
The auditorium was filled to capacity as students and staff rallied behind the 2017 organizing committee and the event's mission; to create a world with more birthdays and one less dreaded disease that still claims far too many lives. The sprawling event's opening ceremony is set for 6 p.m. on Saturday, June 10. Most participants will remain on the scene throughout the night until the closing ceremony at daybreak on Sunday morning.
Since Huntington's first Relay For Life in June 2012, the school community has raised more than $700,000 for the American Cancer Society. This year's goal is $150,000. It's an ambitious number, but no one should underestimate the energy of the students behind the initiative.
As Huntington students and staff took their seats in the high school auditorium, the group knew something special was about to happen. "The kickoff went great," said senior Grace Curran, who is one of three event chairs along with senior Christi Reinertsen and junior Jamie Spector. Each of the three teenagers spoke during the kickoff assembly, describing in colorful detail the "amazing accomplishments" of previous Relays, explaining where the monies raised go and the impact of the event on the community at-large.
Ms. Reinertsen's mother, Peg was on hand at the kick-off assembly to speak about her sister, Mary Liz who lost her battle with cancer last spring. It was hard not to get choked up listening to the touching story. Every person who battles cancer has a uniquely personal fight. Most can only get through it with the support of their family and friends.
Huntington's National Honor Society chapter takes the lead in putting together the Relay For Life each spring, but many other school groups are also integral to the event's success. This year's committee is small in numbers, but strong in its commitment to the event.
National Honor Society faculty advisors Joseph Cohen and Tara Fisher oversee the organizing committee, put the pair prefers to let students "take the bull by the horns" and do as much of the work as possible.
The three general event chairs are supported by a group of senior leadership members who head a variety of subcommittees, including Noah Morris, Jack Glicker, Rachel Moss, Katie Burton, Maddie Shea, Maggie Giles, Emma Petrizzi, Hailey Gallagher and Jordan Biener. Emma Pipolo created a well-received video that was played during the kick-off assembly.
With about three months to go before the event, 32 teams with 142 participants have already formed. The 16-member strong Purple Matters team headed by Lena Annunziata had raised $650 by last Saturday. Huntington Highsteppers team member Casey Moskowitz has already personally raised $450.
Teams representing the Huntington School Board and the Associated Teachers of Huntington have also registered and will be on the scene June 10-11.


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David Benjamin
Executive Vice President, and President of International Markets Group
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David Benjamin is President of Blackbaud's International Markets Group, overseeing European, Australian and New Zealand operations. David is a seasoned executive with decades of leadership within the technology, telecommunications and media sectors. Prior to joining Blackbaud in the spring of 2018, David served as Senior Vice President and General Manager at Box, a cloud content management platform for businesses, where he oversaw their Europe, Middle East, and Africa (EMEA) market. Under his leadership, the business achieved record revenue and customer growth through expansion in the United Kingdom, France, and Germany.
David previously spent nearly a decade as Vice President of Global Services at British Telecom (BT), where he also achieved notable growth in their cloud, mobile, and digital services, and 12 years at Guardian Media Group, where he served, among other leadership roles, as Divisional Chief Operating Officer. He holds a Master of Business Administration with a focus on strategy and finance from The Manchester Metropolitan University, and graduated with honors from the London Metropolitan University with a Bachelor of Arts in European Business. David combines his expertise and passion for empowering nonprofits by supporting the conservation of the Royal Parks and donating to The Bike Project.


We offer 4 plans for you to choose from, each providing different levels of cover.
inability to perform activities of daily living for at least 6 months.
The policy will be terminated once we pay the Accidental Total and Permanent Disability Benefit.
If the insured becomes injured in an accident, we will reimburse the medical expenses incurred within 52 weeks after the accident, up to the maximum limit for the plan selected. A range of treatments and services are covered, including hospitalisation, surgery, x-ray examination, physiotherapy and other necessary medical treatments or services. Chinese bone-setting and chiropractor treatment are not covered under the Accidental Medical Expenses Reimbursement Benefit.
If the insured becomes injured in an accident and receives Chinese bone-setting treatment, we will reimburse such treatment for up to HK$150 per visit, at a maximum of 1 visit per day, and up to 6 visits per policy year.
Should the insured be hospitalised due to an injury caused by an accident, we will pay a daily income benefit for each day of hospitalisation and up to a maximum of 90 days per accident.
If the insured has to undergo an in-patient surgery to treat an accidental injury within 180 days of an accident, we will pay a lump sum cash amount. This payment will be made in addition to the Accidental Hospital Income Benefit.
Whether or not you have made any claims under the policy, once the 16- year policy term ends, you will receive 100% of your total premiums paid without interest, and the cover will cease. If you choose to surrender the policy or if the policy is terminated due to other reasons, we will pay you according to the schedule below.
In the unfortunate event that the insured suffers an accident or unexpected illness while travelling outside Hong Kong or Macau, where the insured is a permanent resident, we will offer services such as emergency medical evacuation and repatriation, and hospitalisation assistance, including a China Assist Card to guarantee payment of the hospital admission deposit at appointed hospitals in mainland China, up to a maximum total value of HK$500,000 in emergency assistance services per life under all policies issued by the Company or AIA Company Limited. We also offer a 24-hour worldwide telephone enquiry service anywhere in the world.
You will pay just 8 years of premium for 16 years of broad accident protection. Premium amounts are guaranteed to be fixed throughout the payment period, making it easy for you to budget.
This is an insurance plan that offers various benefits including premium refund of up to 100% at relevant policy years. All premiums are paid for the cost of premium refund, insurance and other related costs.
You should pay premium(s) on time and according to the selected premium payment schedule. If you do not pay the premium within 31 days of the premium due date, the policy will be terminated and you / the insured will lose the cover. In this case, you may receive an amount considerably less than the total amount of premiums paid.
Should you surrender the policy early, you may receive an amount considerably less than the total amount of premiums paid.
upon the payment of the Accidental Total and Permanent Disability Benefit.
We underwrite the plan and you are subject to our credit risk. If we are unable to satisfy the financial obligations of the policy, you / the insured may lose the cover and you may lose your premium paid.
Where the insured suffers total and permanent disability or becomes unable to independently perform at least 3 activities of daily living for at least 6 consecutive months from the date of the accident, the premium continues to be payable for 6 months from the date of the accident giving rise to disability. The premium also continues to be payable during the necessary period for claims processing. Once we pay the Accidental Total and Permanent Disability Benefit, the policy will be terminated.
If the insured is under the age of 18 at the date of accident giving rise to disability, the Accidental Total and Permanent Disability Benefit will only be paid where there has been a loss of limbs or the irrecoverable loss of sight.
are separated by 180 days or less from the last date of discharge from hospital.
If the insured is hospitalised in Mainland China, the Accidental Hospital Income Benefit will be subject to a maximum of 7 days per accident.
The Accidental Hospital Income Benefit will only be paid once for each day of confinement.
are separated by 90 days or less (excluding the date of admission or discharge).
If the surgical procedure is not performed within the following areas, the Accidental In-Patient Surgical Cash Benefit will be reduced by 50% for each confinement: Hong Kong, Macau, Taiwan, Singapore, Malaysia, Thailand, Japan, South Korea, Canada, United States of America, Austria, Belgium, Denmark, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Luxembourg, Monaco, Netherlands, Norway, Portugal, Spain, Sweden, Switzerland, United Kingdom, Australia and New Zealand.
The above list is for reference only. Please refer to the policy contract of this plan for the exact and complete terms and conditions of cover.
If you wish to make a claim, you must notify us in writing within 30 days from the date of the accident causing the injury, and send us the appropriate forms and relevant proof within 90 days from the date of the accident. You can get the appropriate forms from your financial planner, by calling the AIA Customer Hotline (852) 2232 8888 in Hong Kong, or (853) 8988 1822 in Macau, or by visiting aia. com.hk or any AIA Customer Service Centre.
The benefits under this plan will be paid to you, or in the unfortunate event of your passing, to your estate.
You have the right to cancel and obtain a refund of any premiums and any levy paid by giving written notice to us. Such notice must be signed by you and submitted to the Customer Service Centre of AIA International Limited at 12/F, AIA Tower, 183 Electric Road, North Point, Hong Kong within 21 days after the delivery of the policy or issue of the written notice to you or your representative informing you that the policy is available, whichever is earlier.