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Bitcoin Bonds & Bividends – How Crypto Has Gone Mainstream
Mar 1, 2021, 03:53pm EST |
MicroStrategy's Bitcoin Buying Spree Reaches $4.45 Billion
Nina Bambysheva
I cover cryptocurrencies and other applications of blockchain
MicroStrategy's chief executive Michael Saylor announced his company's latest bitcoin purchase worth ... [+] $15 million. The company's current treasury holdings of the cryptocurrency exceed $4 billion.
STRF/STAR MAX/IPx
MicroStrategy MSTR CEO Michael Saylor announced earlier this morning his firm has purchased approximately 328 more bitcoins for $15 million in cash, bringing the total to $4.45 billion. This latest purchase was made at an average purchase price of $45,710 per bitcoin.
Since the splashy announcement of the company's first bitcoin purchase last August, MicroStrategy has been aggressively expanding its crypto trove. As of March 1st, the business intelligence company holds 90,859 BTC acquired for $2.19 billion, roughly half the value of the current holdings.
In less than a year, a relatively obscure intelligence software firm has turned itself into what many call a de-facto bitcoin ETF and its CEO Michael Saylor into one of bitcoin's most prominent evangelists. Other famous bitcoin bulls include Galaxy Digital CEO Mike Novogratz and Twitter and Square SQ founder and CEO Jack Dorsey, whose companies also bought hundreds of millions of dollars worth of bitcoin.
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Here's the timeline of MicroStrategy's largest bitcoin acquisitions to date:
August 11, 2020: MicroStrategy reveals its first bitcoin purchase worth $250 million - at the time, one of the largest cryptocurrency acquisitions made by a publicly traded company
September 14, 2020: The board of directors adopts a new treasury reserve policy, making bitcoin the company's primary treasury reserve asset. An additional purchase of 16,796 BTC at an aggregate purchase price of $175 million announced.
December 21, 2020: MicroStrategy's bitcoin acquisitions cross $1 billion with another $650 million investment.
February 24, 2021: Following Tesla's TSLA 1.5 billion investment in bitcoin, the firm bought an additional $1 billion worth of the cryptocurrency after an equivalent debt raise.
Since August, bitcoin's price more than quadrupled from $11,394 to $48,400, as behemoths like PayPal PYPL and Tesla, following MicroStrategy's lead, bought into and simultaneously contributed to the bitcoin mania; MicroStrategy's stock is up more than 700%, and City analysts say the world's most popular cryptocurrency is "at the tipping point of mainstream acceptance or a speculative implosion."
Microstrategy's chief executive predicts "bitcoin is going to flip gold" and eventually "subsume the entire gold market cap. Once it gets to $10 trillion, its volatility will be dramatically less. As it marches toward $100 trillion, you're going to see the growth rates fall, the volatility fall, and it's going to be a stabilizing influence in the entire financial system of the 21st century."
Despite the meteoric rise and increasingly probable mainstream adoption just around the corner, bitcoin remains a highly volatile asset, most recently tumbling 20% from its peak just a bit short of $60,000. Last week, Bill Gates issued a warning against mindless bitcoin shopping amid the enthusiastic speculations of the likes of Elon Musk's.
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Sun Pharmaceutical Industries, India's third-largest drugmaker by revenue, has reported a 57 per cent jump in fourth-quarter net profit, slightly above expectations, helped by higher sales in the United States, its largest market.
The company, which is in the process of acquiring loss-making rival Ranbaxy Laboratories, posted a net profit of Rs 15.87 billion ($269.55 million) in January-March, compared with Rs 10.12 billion a year earlier.
Analysts on average expected Rs 15.74 billion, according to Thomson Reuters data.
Sales in January-March rose 32 per cent to Rs 40.44 billion. The company also said it expects a 13 to 15 per cent growth in sales in full-year 2015.
Sun Pharma, a bellwether in India's $15-billion pharmaceutical industry, agreed in April to buy Ranbaxy from Japan's Daiichi Sankyo for $3.2 billion, creating the world's fifth-largest maker of generic drugs.
The drugmaker, however, faces an uphill task in turning around Ranbaxy's business and fixing manufacturing quality issues that have resulted in several Ranbaxy plants being barred from exporting to the United States.
Sun Pharma is also working towards resolving quality control issues that got its Karkhadi, India, plant banned by the US Food and Drug Administration in March.
Sun Pharma shares, which are up 4 per cent so far this year, ended 0.43 per cent higher on Thursday, even as the BSE Sensex closed 1.3 per cent down.


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Louder Sound Louder Together we're Louder
Panic! At The Disco RIP
Hayley Williams on sexism
Matt Healy or Heafy?!
Motorhead cancel Denver show over altitude concerns
By Stef Lach
Lemmy and co pull out of Riot Fest appearance a day after they cut short gig in Utah
Motorhead pulled out of a scheduled appearance at Riot Fest in Colorado over fears that the altitude would affect Lemmy's health.
The decision to cancel their slot at the Denver show on Friday came just a day after they cut short an appearance in Salt Lake City, Utah as the frontman was unwell. The Utah gig lasted just four songs before Lemmy had to leave the stage.
As it stands, they are planning to go ahead with upcoming shows in Texas and the rest of the North American and European tours.
Announcing the Denver cancellation, Motorhead said: "The Rocky Mountain High has affected Lemmy like the high altitude of Salt Lake City. It's been quite a while since Lemmy was this 'high' in the US, and thus having got a burst of altitude sickness (which made it hard for him to breathe and sing properly), he has very reluctantly decided not perform in Denver.
"Lemmy is really sorry and wants to thank the fans for their support and trust. He looks forward to the next-up Texas shows…at low elevations."
Meanwhile, the band's latest album Bad Magic – released on Friday – is sitting at no.4 in the UK album charts.
This week, the band were honoured by Los Angeles City Council for their 40 years in the music business.
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Stef Lach
Stef wrote close to 5,000 stories during his time as assistant online news editor and later as online news editor between 2014-2016. An accomplished reporter and journalist, Stef has written extensively for a number of UK newspapers and also played bass with UK rock favourites Logan. His favourite bands are Pixies and Clap Your Hands Say Yeah. Stef left the world of rock'n'roll news behind when he moved to his beloved Canada in 2016, but he started on his next 5000 stories in 2022.
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redpajama_set_name: RedPajamaCommonCrawl


Day 1 of #sneakystrengthyoga and I'm loving the idea of this challenge already!! The concept that I'm understanding for today is getting in and out of happy baby pose in a dynamic way that uses your functional mobility. Practiced it here at home and totally incorporated all 3 ways (laying variation is the only one I videoed) into my class tonight!!! Thank you for sharing your wisdom ladies!!! ❤⠀ ⠀ ⠀ ➡➡ We collectively invite you to join us for a #sneakystrengthyoga challenge from 4/22-5/1! Hosted by some of the leaders in the progressive yoga movement:⠀ . . .⠀ Day 1: @lizette_pompa⠀ Day 2: @arianayoga⠀ Day 3: @trinaaltman⠀ Day 4: @francescacervero⠀ Day 5: @kathrynbruniyoung⠀ Day 6: @jenn_pilotti⠀ Day 7: @jenni_rawlings⠀ Day 8: @samanthaliftsyouup⠀ Day 9: @laurelbeversdorf⠀ Day 10: @yogadetour⠀ . . .⠀ RULES: Follow all of the hosts & post your version of each day's pose with the hashtag #sneakystrengthyoga to be entered to win. Winners will be announced on 5/3. This contest is not sponsored by or affiliated with Instagram.⠀ . . .⠀ PRIZES: There are 9 total prizes from our hosts (!) to be divided to 3 winners. Visit https://www.jennirawlings.com/sneakystrengthyoga for the full list.⠀ . . .⠀ FOR FULL CHALLENGE DETAILS, visit our web page at https://www.jennirawlings.com/sneakystrengthyoga . . .⠀ PODCAST: Be sure to follow along for special interviews with each host on Kathryn's Mindful Strength podcast!
Thank you for all y'alls bday wishes, kisses, hugs, and love! I freaking love being 30, I feel so grateful for all the heartbreaks, breakdowns, transitions, and growing pains I've been through before this point. Im finally feeling fully safe in my skin, which in turn allows me to love more openly, and choose to express my feelings in a way that once seemed to vulnerable. I love being ok with open, raw, and challenging conversations. Choosing grace and compassion over gain and desperation. I freaking love being able to learn from these lessons. It's also, pretty sweet to still be able to go upside down and roll around with my baby bro. No much has changed from when we were kids and rooftop yoga with him was the absolute best present.
In the Bhagavad Gita, Krishna tells Arjuna that the mind can be a friend, but the same mind can also be an enemy. Cultivate the friendly side of your mind. And, don't give too much attention to the enemy. #yoga #yogi #yogaeverydamnday #realmendoyoga #yogalove #yogalife #yogadaily #yogainspiration #yogabeyond #yogamen #menofyoga #guysofyoga #yogafit #fityogi #namaste #myyogalife #food #asana #mydubai #hollisticyoga #igyoga #instayoga #yogadudes #happy #yogagram #calisthenics #stopdropandyoga #yogaeverywhere #yogaaddict #love .


Shaka vibes all day every day. Introducing the Shakattack for the post surf, no surf, gonna surf kind of mornings. A collection inspired by the state we call home. Special dye techniques and coastal inspired prints come together to reflect classic California character. Easily elevate your everyday.


We strongly believe that understanding lab reports are vital to making a wise diamond purchase. But too many vendors sell diamonds by touting their grades only. This is misleading, because reports do not come close to showing the whole picture of a diamond. A lab report is a diamond's report card. It is a handy tool to identify a diamond's qualities. But on its own, without understanding all the terms, and not being able to evaluate all the percentages, it is not that helpful for making a buying decision. It may even lead you down the wrong path. Just because a diamond has a certificate, doesn't make it a great diamond any more than a person is considered healthy just because he/she has a medical report . What counts is what it means. In other words, a dazzling certificate doesn't always mean a dazzling diamond. A stone might look very good on paper but disappoint in person. Of course, every Mervis diamond is certified. But we never use a lab report alone to sell a diamond. We sit down with you and show you the diamonds, up close and personal. The report is only there to help describe the stones you're seeing.
When it comes to lab reports, there are two major labs that certify our diamonds: GIA and IGI. Diamond grading is an art, not a science. So results may vary even within the same organization.


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Home>Sports> High School Wrestler Forced To Cut Dreads Before Match By Racist Ref
High School Wrestler Forced To Cut Dreads Before Match By Racist Ref
A high school wrestler was told he couldn't compete unless he cut his hair.
Andrew Johnson, a wrestler at Buena High School had an important match against Oakcrest High School on Thursday, however, a referee almost made him forfeit his match because of his hair. Johnson, who sports dreads, usually puts a head covering on when he fights, but this time the ref wouldn't allow it and forced the young wrestler to cut his hair on the spot or risk losing the match and putting his team in trouble.
Johnson, who was competing in the 120-pound weight class, won his match in overtime, which helped propel his school to a big victory. According to South New Jersey News, the match was an important one since it could potentially affect the outcome of the race for a conference championship.
Footage of Johnson cutting his hair was posted to Twitter.
Shaun King, a writer for The Intercept took exception to the referee's ruling, stating that Alan Maloney, the ref in question actually has a racist past. According to the Courier Post, Maloney called another referee the N-word and was then wrestled to the ground over it.
King then added that he's spoken to other parents of high school wrestlers who confirmed that Maloney has been an issue in the past.
Sports News wrestling dreads high school Buena High School Oakcrest High School
Ciara Surprises Patients At Seattle's Children's Hospital With Christmas Carols
Busta Rhymes Blows Up On Fan Accusing Him Of Rocking Fake Chains
SPORTS High School Wrestler Forced To Cut Dreads Before Match By Racist Ref


While second mortgages can provide financial relief for homeowners with equity in their property, the loan can become an unmanageable burden if financial problems arise. An inability to pay the primary mortgage is only made worse with the knowledge that the second mortgage is reaching delinquent status.
For more than two decades, Maryland residents have relied on Kurland Law Group for effective solutions to complex financial problems. The Rockville law firm helps clients with out-of-control debt related to second mortgages.
Foreclosure is not an attractive option for a homeowner; neither is it the ideal choice for the holder of your mortgage or second mortgage. Credit ratings are not the only thing that suffers: A financial institution's bottom line is impacted.
The goal of the short sale is to unload all burdensome debt. Being obligated to continue payments on a second mortgage defeats the purpose of the short sale process.
The bankruptcy lawyers of Kurland Law Group focus on helping clients find solutions to financial problems. Handling the complexity of negotiating a short sale involving a second mortgage requires experience, skill and savvy. For more than 20 years, the firm has employed creative strategies and overcome obstacles for every client.
Contact Kurland Law Group at 301-637-0354 or via email for information on a short sale involving a second mortgage.


PRESS RELEASE: Teranga is a Canadian-based gold company focused on production and development, as well as the exploration of approximately 6,000km2 of land located on prospective gold belts across West Africa.
Since its initial public offering in 2010, Teranga has produced more than 1.6 million ounces of gold at its flagship operation in Senegal. The company is advancing construction of its second producing gold mine, located in Burkina Faso, as well as carrying out exploration programmes in Côte d'Ivoire, Burkina Faso and Senegal.
Endeavour Mining is an intermediate gold producer, with a track record of project development and exploration in the Birimian greenstone belt in West Africa. It operates four mines across Côte d'Ivoire (Agbaou and Ity) and Burkina Faso (Houndé and Karma), which are expected to produce 615-695koz in 2019 at an AISC of US$760-810/oz.
Sébastien De Montessus, CEO and president of Endeavour Mining Corporation, said: "We are very pleased to be joining the World Gold Council. We share the organisation's belief in the importance of setting global standards to reinforce trust and transparency in the sector and across the whole value chain."
Richard Young, president and CEO of Teranga Gold, commented: "Today, at a time of both uncertainty and unprecedented opportunity, the work of organisations such as the World Gold Council is of paramount importance."


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The coroner's inquest into the death of Sylvester Oromoni, the late student of Dowen College in Lagos, will begin on January 15, Naija News 247 gathered.
The 12-year-old student of the Lekki-based school died last November after he was allegedly attacked by five of his colleagues for refusing to join a cult group.
Oromoni's father had claimed his child was beaten and fed a liquid chemical that eventually led to his death.
Dowen College, however, dismissed the claim, alleging that the boy sustained injuries while playing football with colleagues.
In a letter dated January 4, and to Femi Falana (SAN), counsel to the family of the deceased student, Mojisola Dada, the chief coroner of Lagos, said the inquest will be held at the magistrate court located at Epe district.
READ ALSO: So Sad! Groom loses family to accident after attending his wedding
In the letter by Mikail Kadiri, coroner of Epe district, Falana was asked to forward a list of suspects and witnesses to be summoned to court for the judicial inquiry.
"I have the directive of the chief coroner of Lagos State, honourable justice M. A. Dada to remind you that the inquest into the death of Sylvester Oromoni will commence on Saturday, 15th January, 2022 at Magistrate Court No. 4, Epe district, combined high court and magistrate court of Lagos State, Epe at 9:00am prompt; the hearing shall be in open court," the letter read.
READ ALSO: Crystal Akpan: UNICAL Teaching Hospital Doctor Allegedly Commits Suicide
"You are further reminded to file and serve depositions of all witnesses you intend to call at the inquest and forward a list of persons whom, in your opinion, needs to be summoned by the court.
"The depositions may be filed at any of the Magisterial Districts in Lagos State and served electronically on all parties concerned. Please find attached the name, firm/representation and phone numbers of parties that attended the preliminary meeting held on the 16th December, 2021. Thank you."
Two autopsies were conducted on the deceased, one by the Delta police and the second by the force's Lagos command.
The first autopsy earlier released to the public had revealed that the deceased died of "chemical intoxication".
READ ALSO: Oko Iyabo Movie: Lagos Govt Threatens To Prosecute Actor Yomi Fabiyi
After a police probe, Hakeem Odumosu, Lagos police commissioner, said findings had been forwarded to the state's department of public prosecution (DPP).
In the DPP's advice released on Wednesday, it was stated that the police investigation and the two autopsies conducted on the body of the deceased student failed to establish a prima facie case against the suspects.
A Lagos magistrate court had also granted bail to the five students charged with the alleged murder of Oromoni.
The police also released a housemaster and other staff of the school, saying the court order to detain them had elapsed.
Related Topics:Dowen CollegeLagos StateSylvester Oromoni
Lagos Nurses suspend their announced 3-day warning strike
Sylvester Oromoni Death: There Are Also Bullies In Nollywood – Halima Abubakar
Sylvester Oromoni Death: Victim dorm mate confirms he was tortured to death
Sylvester Oromoni Death: 'I Cannot Bury My Son Until I get Justice' – Father
President Muhammadu Buhari has extended heartfelt condolences to the Okongwu family on the passing of the foremost economist and a former Minister of Finance, Prof Chu Okongwu.
The President in a statement by his Special Adviser on Media and Publicity, Chief Femi Adesina said he joined family, friends and associates in paying tribute "to a man of many parts, who never hesitated to give his best to Nigeria as a broadcaster with the Nigerian Broadcasting Service, sub-editor, Daily Times Nigeria, Lecturer, University of Nigeria and a Federal Minister of National Planning and later Finance."
President Buhari said he believes that the perspectives the late Professor brought to governance and economics, which centered on improving the lives of Nigerians, will not be forgotten.
The President prayed for the repose of the soul of the departed and divine comfort for his family during this difficult time.
Olubadan: Watch moment the body of late Oba Saliu Adetunji arrives Popoyemoja palace in Ibadan, Naija News 247 reports
Olubadan of Ibadanland, Oba Saliu Adetunji
The remains of the late Oba Saliu Adetunji, Olubadan of Ibadanland, have been brought to the palace from the University College Hospital, UCH, where he breathed his last.
In a video by BBC Yoruba, NaijaNews247.com observed the body of the departed monarch, wrapped in light blue cloth, being removed from an ambulance.
The Olubadan of Ibadanland, Oba Saliu Adetunji, has joined his ancestors.
Late Olubadan of Ibadanland
He was aged 93.
NaijaNews247 learnt that he died at the University College Hospital (UCH) in the early hours of Sunday following an illness.
His death was confirmed by the Ekarun Olubadan, High Chief Amidu Ajibade.
However, when contacted, the monarch's aides neither confirmed his death nor denied it.
Another aide subtly said in Yoruba, "You don't hear bad news from a priest."
Oba Adetunji became the Olubadan on March 4, 2016.
He was the first of 17 children of his parents.


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EREDIVISIE, FEATURE
Eredivisie: The Race For Third
May 9, 2015 Will Burns	Leave a comment
This weekend's fixtures are set to have a massive bearing on the race to finish third in the table and guarantee Europa League football for next season. With the league title already sown up by PSV, Ajax securing second place and Dordrecht guaranteed to finish bottom, there is not much else to play for this season. All that remains is to find out which of the teams will contest the relegation play-off, to cement the teams who will play in the Europa League play-off and which of the teams will finish third.
On Sunday AZ Alkmaar host NAC Breda in what could potentially be a trickier fixture than it looks on paper with NAC looking to secure their survival in the league. Thanks to a police strike the big game of the weekend between Feyenoord and Vitesse is now to be played on Monday night. A point for Feyenoord in this game will take Vitesse out of the equation and it will also be enough to secure third place if AZ lose. Even if both Feyenoord and AZ win Feyenoord will most likely still finish third thanks to their far superior goal difference. A win for Vitesse will shake things right up and force it to go right up until the final day.
Let's now have a look at all three teams chances of finishing in that final league position…
Feyenoord should have had third place sewn up by now, but after a stuttering finish to the campaign there are now in danger of losing it after doing so well to get themselves up there in the first place. Were also, up until a few weeks ago, looking up the table at catching Ajax in second but are now forced to look down after gaining only two points from their last nine. A 2-2 draw with Willem II didn't look to be too damaging at the time but that was followed by a surprise first defeat at De Kuip since September to relegation candidates Go Ahead Eagles. Go Ahead had only won twice away from home all season and it was a damaging defeat that could have a big impact on their final league position. Before last weekends break in play a point away to Groningen would otherwise have been seen as a good one but in their current situation after going 1-0 they will be disappointed not to see it out.
With manager Fred Rutten and potentially several playing staff such as Clasie, Boetius and Te Vrede all linked with moves away it is easy to see why they may have tailed off towards the end but you would hope that they would like to put Feyenoord in as good a position as possible for next season, especially captain Clasie. Coach Rutten is already guaranteed to guide Feyenoord to their worst league position in three years but he won't want to make it any worse. After scoring four goals in three appearances at the end of March, Anass Achahbar has failed to score in his next three. They will hope he can return to this form to guide them through the next two games. They will also be boosted by the fact that they have signed striker Colin Kazim-Richards on a permanent deal from Bursaspor. Feyenoord will be confident of securing the right result at what will be a crowded house against a Vitesse club that has looked slightly out of sorts this season. Terence Kongolo will be back after missing the game at Groningen and the only absentee will be Khaled Boulahrouz who was sent off in the dying seconds last time out. With expectations high the only thing that is likely to cost Feyenoord is their nerve in the big games which, barring PSV at home and AZ away, has sometimes hindered them this season.
Nearest and most likely challengers to Feyenoord for third place, AZ are currently sitting in fourth with three points separating them and a place above. The team from Alkmaar could potentially miss out through their poor goal difference, which would need to see a twenty goal swing between them and Feyenoord in the final two games if they finish level. This has not been helped by a defense that has conceded a massive 53 goals this season, the worst record inside the top 11 teams. This year itself they have shipped four to PSV, six against Utrecht, three against Vitesse, four at home to Feyenoord and five at Heerenveen, a cut down on these figures would have seen them right in amongst it at the top.
Utrecht alone have put nine goals past them this season. Like Feyenoord it has been a fairly inconsistent season for AZ and they have never really been able to put a good run of results together. Good results such as the 2-2 draw away to Feyenoord, the 1-0 win at Ajax and 4-2 success at Groningen have been cancelled out by defeats at home to Feyenoord and both games against PSV. A run of seven games unbeaten from the end of October to mid-December seemed to put them on the right path until it was inexplicably ended with a 3-0 defeat at home to Utrecht. Straight after this game it again looked as if they had dragged themselves back in it with a run of one loss in eight leading into March. During this time they looked like serious challengers to Feyenoord and even an outside bet of a Champions League place a run of one win in five though showed their inconsistent nature. They go into the game on Sunday with two wins in a row including a crucial three points away at struggling Twente.
However, the fans will be disheartened by the sale of captain Nemanja Gudelj to Ajax this week, though he will be suspended for this weekend's fixture anyway. Whether this will have an affect on the players themselves though remains to be seen. With Gudelj, their main source of goals, out it will now be up to the rest of the squad to pitch in with striker Steven Berghuis looking to add to his tally of nine goals this term. AZ will gain confidence from the from the fact the have already beaten NAC Breda this season 1-0 away from home, but teams fighting relegation at the end of the season can be a very different animal to the one at the start, so they can't afford to be complacent.
Vitesse can count themselves unlucky that they seem to have just a very outside chance of reaching the top three. Their season seems to have gone the opposite from their two rivals' as their poorest form seems to have come in the middle of the campaign. They would have found themselves in with a great chance of grabbing third spot with a win at De Kuip on Monday if they had won against ADO Den Haag in their last game. This defeat put an end to a truly spectacular run of 12 games without a loss including ten wins, but the shock defeat has left their hope of gaining entry in the Europa League automatically hanging by a thread. Anything but a win on Monday and they will have to go through the play-offs, and with what looks like Zwolle, Heerenveen and one of either Feyenoord and AZ joining them in there, nothing is certain.
Aside from the defeat at Den Haag, Vitesse can point to a disappointing start to the season where they failed to win in August and only had four points from their first 18. It looked as if they had found their feet between September and October when they recorded three straight wins, scoring 16 goals in the process but a run of one win in ten was to follow that though as their season fell away before them. The much needed unbeaten run that followed was vital and set them up in a good position coming into Monday nights game before the defeat to Den Haag. The team does posses some truly quality players in Marko Vejinovic, Davy Propper, Valeri Kaziishvili and Bertrand Traore and are capable of beating any team in this league on their day. Traore has 11 goals to his name and will look to add more before he presumably returns to Chelsea in the summer.
Vitesse can also take heart from Feyenoord's recent slump in form and after seeing Go Ahead Eagles come away with three points; they are likely to be in a confident mood.
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The international Green Shipping Summit presented the Port of Helsinki with the award for Greenest Port of the Year. The award is given for implementing environmental projects and adhering to or even exceeding the standards of regulations and environmental requirements governing the reduction of harmful emissions. Winners are selected by a vote among industry operators. The Port of Helsinki got ahead in the race by offering a discount available to cruise liners, encouraging shipping companies to discharge their waste water directly into Helsinki's sewer system.
– We are very pleased with the recognition that the long-term work on controlling the environmental impact of port operations and shipping at the Port of Helsinki has now received, says CEO Ville Haapasaari.
– Each quay at the Port of Helsinki is well-equipped to receive waste water, and our monetary incentive proved effective. Currently, waste water is discharged during approximately 90 per cent of cruise ship calls in Helsinki.
– We are going to continue our work supporting the environment, as we want to become the forerunner in sustainable development in our industry.
The Green Shipping awards of 2018 highlight the efforts and accomplishments of shipping professionals. Companies are being rewarded for best practices and quality operations in the various fields of shipping. In addition to the Greenest Port of the Year, the awards also acknowledged the Greenest Marine Service Provider of the Year, the Most Extraordinary Contribution to HSSE, the Greenest & Most Innovative Shipbuilding Solution and the Greenest Shipowner of the Year.
The awards were presented during the third international Green Shipping Summit in Amsterdam on 2 October 2018. The summit is intended for maritime professionals who support eco-friendly practices in shipping and maritime operations.
Olli is one of the city activists behind many initiatives including Restaurant day and Bells for Aleppo, both Helsinki born movements spread around the globe. He is a creative mind with an entrepreneurial attitude towards societal change. Olli has worked with diverse aspects of communications for more than a decade. His passion is to seek radically new opportunities for collective action to make his city more vibrant and alive.
Deputy General Manager. Prior to his appointment with the Port of Barcelona, he worked for twenty years with different private companies in the area of international marketing. He is currently Deputy General Manager of the Port of Barcelona; President of the International Association of Ports and Harbours, IAPH; Chairman of the Governance Committee and Executive Committee member of the European Sea Ports Organisation, ESPO; President of PortIC, the Barcelona's Port Community System; Chief Executive Officer of tmZ, Zaragoza Inland Terminal; and associate lecturer in International Marketing at the University of Barcelona.
Port of Barcelona: the main logistics hub in the Mediterranean.
Victor Schoenmakers is Director Corporate Strategy.
Since 1 October 2014 is Victor Schoenmakers Director Corporate Strategy. We focus on the long term strategy for the port of Rotterdam. This department oversees and monitors the meaning of trends and developments that are relevant for the port together with our partners in and around the Port. We develop scenarios and strategies for the way we should anticipate on these developments. The department's key activities are strategic intelligence and strategic planning (Portvision 2030 and business plans).
In the past, Victor Schoenmakers has held manifold positions at the PoR, such as Director European and International Affairs at the Rotterdam Port Authority. He is responsible for the strategic political design and the positioning of the Rotterdam Port Authority in the 27 Member States of the European Union.
corporatization of the port authority. In the period 1993-2000 he was Executive Secretary and Head of General Affairs department.
(ESPO). ESPO represents the common interests of European port authorities, port administrations and port associations with the institutions of the European Union.
Member of the Executive Committee of ESPO and National Representative.
Spyros Hirdaris is Associate Professor of Maritime Safety at Aalto University, Marine & Arctic Technology Group. Before joining Aalto he worked for 14 years for Lloyd's Register at UK, Europe and the Far East on appointments related with Strategic R&D, Consultancy, Marine New Construction, Technology and Innovation management. He is European Engineer, Chartered Engineer, Member of the Royal Institution of Naval Architects and the Technical Chamber of Greece.
participated in initiatives for the benefit of EU WATERBORNE Transport.
Aalto University is a community of bold thinkers where science and art meet technology and business. We are committed to identifying and solving grand societal challenges and building an innovative future. At Aalto University, we create conditions for innovations, sustainable economic growth, employment and wellbeing.
Our unique combinations of fields enables us to solve grand societal problems. The Marine and Arctic Technology Group, we focus on the behavior of ships and structures in normal and extreme environments. We do our research by considering the safety of maritime transportation, as well as the experiences the marine environment can offer to cruise vessel passengers. The group has excellent international and national networks, including the Joint Research Center of Excellence for Arctic Shipping and Operations (CEARCTIC) funded by Lloyd's Register Foundation.
Risto E.J. Penttilä has recently co-founded Nordic West Office, which is a consulting firm and a think tank with its main focus on helping Nordic companies navigate in the new West. Together with 16 prominent Nordic companies, NWO has developed four Global Scenarios to describe plausible futures for 2021-2026.
Prior to his CEO post in NWO, Risto served as CEO of Finland Chamber of Commerce and has also been a member of the Finnish parliament.
Adjunct Professor PhD, has over 20 years' experience in logistics and maritime transport research and development work. She has worked in shipping companies, universities and in public administration as an environmental manager and professor in maritime logistics. Currently she works as Senior Specialist for City of Helsinki in port and cross-border transport development projects. Dr. Tapaninen has published dozens of academic and professional publications and 2019 a new edition of her book about maritime economics will be released also in English.
Director, Emerging Digital Business. He has a long background in strategy, digital business development and start-up collaboration within maritime and energy industries. Currently he is driving the maritime logistics transformation into efficient and sustainable cargo flow with the aid of digitalization.
Cargotec is a leading provider of cargo and load handling solutions with the goal of becoming the leader in intelligent cargo handling. Cargotec's business areas Kalmar, Hiab and MacGregor offer products and services that ensure our customers a continuous, reliable and sustainable performance.
Managing Director of Ltd, Member of the Aspo Group Executive Committee. He has experience from bulk carrier, dry cargo vessel and special vessel commercial operations in harsh climatic conditions and has participated in development of new service and vessel concepts for both industries and shipping companies, including vessels utilizing state of the art environment-friendly technology.
ESL Shipping is the leading dry bulk sea transport company operating in the Baltic Sea region. ESL Shipping ensures product and raw material transportation for industry and energy production year-round, even in challenging weather conditions. ESL Shipping also offers special services related to loading and unloading large oceangoing vessels at sea. ESL Shipping has recently taken delivery of world's most eco-friendly LNG-powered ice strengthened bulk carriers. ESL also participates in development of port infrastructure, LNG bunkering facilities and on-shore power supply.
Secretary General of Sea Europe, the Ships and Maritime Equipment Association. From June 2001 till February 2016, Christophe worked for the European Community Shipowners' Associations (ECSA) The last three years, he was ECSA's Senior Director responsible for competition and taxation matters as well as social and legal affairs. Prior to joining ECSA, Christophe has worked for about three years in the Belgian federal administration, first with the Foreign Affairs Office and then with the Maritime Transport Administration. Christophe holds degrees in Law, International Relations and East-European Studies from the University of Leuven and has a degree in International and European Law from the University of Brussels.
Sea Europe is providing a wide range of services and activities internationally and in Europe for the benefit of the maritime civil and naval industries, including European shipyards and maritime equipment manufacturers.
Managing director Tuurnala began her career in the field of hydrography in the early 1990's. In 2010 Tiina was appointed Development Director of the Finnish Transport Agency and few years later she was appointed Deputy Director General in charge of the traffic and Information Function. Tiina was responsible for national traffic management (road, maritime, rail), icebreaking services, nautical charts and functions related to the development of digitization, automation and intelligent traffic. Since April 2017 she has been Managing director of the Finnish Shipowners Association. Tiina Tuurnala has extensive experience with national and international representation.
The Finnish shipowners are in the forefront of technology and environmental innovations and are strongly part of developing solutions for sustainable shipping.
Vice-President of the European Investment Bank since August 2017. His oversights include the Bank's financing activities in the Nordics, Baltics and a number of Eastern European countries; Funding & Treasury; EU Multiannual Financial Framework; Security & Defence; Corporate Responsibility; Gender Equality and Diversity & Inclusion. Alex Stubb served as Prime Minister, Finance Minister, Foreign Minister, Trade and Europe Minister of Finland. His background is in academia and civil service, with a focus on EU affairs. He was a member of the European Parliament from 2004-2008, a government minister from 2008-16, a member of parliament from 2011-2017 and chairman of the National Coalition Party from 2014-16. He holds a PhD from the London School of Economics, has published 18 books and is a self-professed sports fanatic.
The EIB is the European Union's bank. It is the only bank owned by and representing the interests of the European Union Member States. EIB works closely with other EU institutions to implement EU policy.
Executive director of Clarksons PLC.
Graduate of Oxford University and has a PhD in International Economics from London University. During his 45 years in the Maritime Industry he has held positions as Director of Business Development at British Shipbuilders; Global Shipping Economist with Chase Manhattan Bank N.A.; Chief Executive of Lloyds Maritime Information Services.
Clarksons Research is respected worldwide as the most authoritative provider of intelligence for global shipping.
Managing Director of Tallink Silja. Has worked for AS Tallink Grupp since 2008. First he served as Head of Investor Relations and Organisational Development. From autumn 2009 he was appointed as Managing Director of Tallink Silja Oy. Before starting for AS Tallink Grupp he served in business development, strategy and human resource management positions in SEB in Tallinn, Riga and Stockholm for 14 years.
Tallink is the leading provider of high-quality mini-cruise and passenger transport services in the northern Baltic Sea region, as well as the leading provider of ro-ro cargo services on selected routes.
Secretary General of the European Sea Ports Organisation (ESPO) since 1/08/2013. Before taking up this function, Isabelle has been working as Director of the European Federation of Inland Ports (EFIP) and Senior Advisor of ESPO for four years. She studied Law (University of Namur and KULeuven) and European Law (UCL Louvain). Before joining EFIP, she worked in EU Public Affairs for almost 20 years. After a short period at the European Commission (DG Agriculture), she worked in an EU Public Affairs consultancy. In 1994 she started working in the European Parliament, as a political assistant and between 1999 and 2009 she was the political assistant of Dirk Sterckx, where she was mainly active in transport and port-related fields. She is co-author of the handbook "Zo Werkt Europa" (1st edition 2007, 2nd edition 2010).
ESPO represents the common interests and promotes the common views and values of its members to the European institutions and its policy makers.
Chief Executive Officer of Elomatic Oy since January 1, 2016. Mr. Rautaheimo served as Senior Vice President of Marine & Offshore, Consulting & Engineering Resources at Elomatic Oy since December 29, 2015 and served as its Senior Vice President of Business Development.
He chairs also the Board of Finnish Marine Industries.
Elomatic Marine Engineering specializes in wide range of design, engineering and project management task for a comprehensive range of vessel types.
Managing Director of ABB Marine & Ports has joined ABB in 1996 after graduating with a M.Sc. degree in Electrical Engineering from the Lappeenranta University of Technology. During his first post, Koskela was focusing on developing the service business in Finland and helping establish the new global service organization. In 2003, he moved to Singapore to expand the existing service unit into the systems business unit for drilling rigs. Upon his return to Finland, Koskela worked with Azipod® propulsion business. Koskela was appointed as the Managing Director of ABB Marine & Ports in January 2016.
ABB Marine & Ports provides electric, digital and connected solutions including Azipod® propulsions.
Secretary General of the European Community Shipowners' Associations since the 1st of November 2017. From June 2011 to the date of his appointment as Secretary General he had been the Managing Director of the Royal Association of Netherlands Shipowners (KVNR). From September 2006 to June 2011 he had been the KVNR's deputy Managing Director. Before joining the KVNR he had been employed by the Ministry of Economic Affairs, and as such had been working on macro-economic policy, regional economic policy and R&D-policy. In 1999 he joined the ministry of Transport, where he was responsible for fiscal maritime policy and other maritime policies.
ECSA promotes the interests of European shipping so that the industry can best serve European and international trade in a competitive free business environment to the benefit of shippers and consumers.
FPA is an industry NGO founded in 1923, based in Helsinki. The membership of FPA consists of 31 sea and inland ports. Over 95 percent of the whole Finnish seaborne export and import is transported through FPA's member ports.
Director, Cruise & Ferry. He has strong track record, from publicly listed global corporations, privately held medium size companies and as entrepreneur. Silja Line (Finland / Sweden), Deltamarin Engineering (US), Aker Yards (Finland / France / US), and MarineCycles (Finland / US / Japan). In spring 2018 Marttinen returned to Wärtsilä to lead Cruise, Ferry and Superyachts segment. Marttinen has also experience from boards of directors at Finnish Marine Industries, SeaEurope, BestServ, SRC Group, Eniram, Gadlab Engineering, EEX Maritime and from several advisory committees.
Director General of the Cyprus Shipping Chamber. He is also a Member of the Executive Committee of the Cyprus Employers and Industrialists Federation, as well as the Board of Directors of the Cyprus Chamber of Commerce and Industry. Having previously served as a Board Member of the Cyprus Ports Authority, he also acts as the Secretary General / Board Member of the Cyprus Shipowners Employers Association. He represents the Shipping Chamber at the Board of Directors of the International Chamber of Shipping in London and the European Community Shipowners' Association in Brussels. He serves as a Director of Cyprus Investment Promotion Agency.
The Cyprus Shipping Chamber is the trade association of the Shipping Industry in Cyprus. Today, the Chamber's Member-companies located in Cyprus and the wider Shipping Sector in Cyprus, collectively employ around 4500 persons ashore and more than 55,000 seafarers of various nationalities onboard their vessels.
CEO of since April 2018 Prior to this appointment he has worked at Finavia as the SVP, Helsinki Airport Director 2012-2018. Previously he worked in various responsibilities at Finnlines, main emphasis being on the head of business positions and sales management. His main competences are business management, logistics know-how, managing development projects and working in customer interface both in b-b and b-c business environment.
Cargo traffic at the Port of Helsinki consists primarily of import and export for Finland's foreign trade. The cargo is shipped in containers, trucks, trailers, and other similar large units. The port of Helsinki is Europe's busiest passenger port. There are connections to Stockholm, Tallinn, St. Petersburg and Travemünde.
President and CEO of Viking Line Abp since 2014.
He is the Chairman of the Board: Viking Rederi AB, Viking Line Skandinavien AB and Finlands hamnen Stuveri AB. He is also Member of the Board at Försäkrings Ab Alandia and Finnish Shipowners Association.
Viking Line is a public limited company and a market-leading brand in passenger traffic on the northern Baltic Sea. It's M/S Viking Grace is the first hybrid vessel that utilises wind for propulsion with a Rotor sail. Together with liquified natural gas (LNG) as fuel, Viking Grace is one of the most environment friendly cruise ferry.
Partner & Co-founder. He has International corporate background in business development, operations, strategy, transformation, and leadership of +200 people from 30 nations. Since serial entrepreneur starting tech, innovation and consulting businesses with shipping lines, terminals, logistics and trucking companies, governments and investors.
All together 20 years in the maritime, logistics and transport industries combining a corporate and startup mindset providing a current perspective on opportunities in these industries.
Rainmaking was founded in search for better ways to create new companies and solve problems. Since then we have built 30 businesses, invested in 600 startups and worked with +75 of Fortune 500 on innovation.
Deputy Director-General responsible for Directorates dealing with "Sustainable Growth and EU 2020", "Internal Market for the free movement of goods", "Service industries" and "Resources Based, Manufacturing and Consumer Goods Industries" – Directorate-General Internal Market, Industry, Entrepreneurship and SME's (GROW).
In line with Europe 2020, the EU's strategy for smart, sustainable and inclusive growth, the Directorate General Enterprise and Industry is working towards five general objectives: to strengthen Europe's industrial base and promote the transition to a low carbon economy; to promote innovation as a means to generate new sources of growth and meet societal needs; to encourage the creation and growth of SMEs and promote an entrepreneurial culture; to ensure an open internal market for goods; and to support the European presence in space.
President & CEO since 2015, having worked in Wärtsilä since 1998. His previous positions in Wärtsilä include Senior Executive Vice President and Deputy to the CEO in 2013-2015; President, Marine Solutions, 2006-2015; Vice President, Power Plants Sales & Marketing, 2005-2006; Wärtsilä Development & Financial Services Oy, President, 1998-2005. Eskola is Member of the Board of the Federation of Finnish Technology Industries. In 2008-2011 he held the position of President, European Marine Equipment Council (EMEC).
Wärtsilä is one of the global leaders in smart technologies and complete lifecycle solution for the marine and energy markets.
Anne H Steffensen – Danish Shipping Director General for Danish Shipping.
Anne's professional experience includes positions within the Danish Ministry of Foreign Affairs working, most recently, as Ambassador of Denmark to the United Kingdom and as a State Secretary for Trade and Corporate Affairs within the Danish Ministry of Foreign Affairs.
Danish Shipping is one of the representatives of the Kingdom of Denmark in the Arctic Economic Council. Danish Shipping is a trade and employer organization with more than 90 members and represent all shipping segments including off-shore.
Founder and CEO of the MF Shipping Group.Chairman of the Royal Association of Netherlands Ship Owners (KVNR), Vice Chairman of the International Chamber of Shipping (ICS), Council member INTERTANKO, Trustee of the International Seafarers Welfare and Assistance Network (ISWAN), Supervisory board Groningen Airport Eelde and WISTA International Ambassador (Immediate past president WISTA International).
The MF Shipping Group is a service-led organization that facilitates all maritime-business aspects. MF Shipping Group, based in The Netherlands partly owns and manages a fleet of 55 vessels. Oil product/ chemical tankers, multipurpose vessels and cement carriers. MF Shipping Group employs approximately 1000 seafarers and 50 office staff employees.
Port of Hamburg to one of the world's most flexible, high-performance universal ports. 136.5 million tons of cargo crossed the quay walls of Germany's largest seaport in 2017. Hamburg is accordingly the third largest container port in Europe and in the 18th place on the list of the world's largest container ports.
Director for Waterborne Transport in Directorate-General for Mobility and Transport within the European Commission. Her Directorate is responsible for the development and follow-up of the implementation of policies in support of logistics, maritime transport, ports, and inland navigation. After joining the European Commission in 2006, to work in the Directorate-General for Internal Market and Services, she was appointed as the Head of Unit for Clean Transport, Urban Transport and Intelligent Transport Systems – between May 2009 and June 2011. In July 2011 she became Head of Unit dealing with Maritime Transport policy and Logistics, until taking up the post of Director for Sustainable and Innovative Mobility in DG MOVE on 1 May 2014.
The European Commission's Directorate-General for Mobility and Transport works in concern with the European Union Member States, European industry, citizens and stakeholders.


Here is an amazing way for you to keep spring alive and have that french braid with a step by step guide how to do your own french braid by ECRU New York! Below are step by step ways to get that FAB French Braid… from ECRU New York Products are used to get that look!
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A Three Legged Pooch Tries On A PAWsthetic Doll Hand... And She's Tickling Me With It!
This Former Prisoner Is Trying To Make Amends. And Just Wait 'til You Hear HOW!
Sally-Anne Grainger is a mother of two who couldn't even enjoy the most precious moments with her daughters.
Sally has had her fair share of troubles in life too; she suffered from cystic fibrosis and had to take toxic medication after receiving a double lung transplant just a few years ago.
But that's not all; because of the medication she needed to receive dialysis treatments three times week. Sally felt like she was barely "existing" and now she needed a new kidney too.
Desperate for a normal life, Sally placed an ad in her local newspaper for a donor. Ten people responded to Sally's plea, but former inmate Wesley Joyce was the only one that matched. Years prior, Wesley was sentenced to four years in prison after being convicted of assault.
Now Wesley wanted to use this as a chance to help make up for some of the wrong that he's done.
"I thought, 'I need to change my life a little bit', as I've not been a good boy all my life. I've done good things and bad things, but I thought, let's do good from now on, "Wesley said. "This is a good place to start. Let's save someone's life."
Sally was overjoyed to find that a complete stranger would be willing to help her in such a huge way, "I have no words to describe my gratitude. I'm just so overwhelmed that a stranger has come forward to donate his kidney. I didn't expect it to happen, it only happens in movies."
Wesley had so much compassion for Sally, especially when he found out that she was a mother, "I looked at her story and it got to me a bit. I looked at her children and I could not imagine the moms of my children not being there for them."
Now because of one man's kindness Sally can go back to being the mother she dreams of being. "I'm looking forward to doing the things people take for granted - seeing my daughter's prom and going horseriding again," she said.
And by default Wesley traded in his ex-convict status, for the status of a hero.
Credit: The Telegraph
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Can You Get A Prescription From Better Help 2022
So talking about Can You Get A Prescription From Better Help…You can even video chat through and it's really truly simple to navigate so I want to speak to you a bit more about my experience with better help to type of give you an idea about what it resembles using it so it took me a while to find the right therapist if I'm being sincere so um I tried out a few therapists to begin with none of them truly felt like a good fit and that's truly crucial I believe even when finding a therapist out in the real world with in-person interactions is that you need to actually work at finding one who's going to be an actually good suitable for you and there's this it's no exception for better help either so do not hesitate to try out different therapists if the first one you get does not feel like the very best fit you can keep searching up until you find like you have a truly good rapport with the therapist.
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that you're compared with the service makes it really simple to just switch therapists when I seemed like I wasn't actually getting in touch with my very first couple therapists I simply picked I think it's just an alternative in the app where you can search for a various therapist you can read their BIOS and figure out more about them and choose which one you wish to work with so I believe part of why I wasn't really that amazed to begin with with those first therapists was that they were initially providing me kind of canned actions which didn't really sit well
Faced with joining a frantically long NHS waiting list, Joe Rackham opted for online counselling rather. "I simply felt that I couldn't wait any longer– I was encouraged and ready to deal with my issues and quite liked the concept of doing so in the comfort of my own home," said the 29-year-old, who resides in London. After an online search, he discovered a therapist whose profile fit his needs and booked a chat session for the next day.
The medical professional app Babylon offers therapy to 150,000 active users, while PlusGuidance, an online counselling service, has 10,000 users. Talkspace, another online therapy platform, reports it has 500,000 signed up users worldwide, with a lot of in the United States.
Online training advises therapists on everything from using emojis to avoiding misconceptions. They also need to safeguard patients' individual data– an issue that has caused debate in the US, where huge online therapy platforms have come under the spotlight.
Buckley said clients should examine services' privacy policies before signing up. "Not all online counselling sites use professionally trained therapists or abide by an ethics policy, so ask your GP for a recommendation in the very first instance. Similar to all type of services and assistance, what works for one person might not work for somebody else," he stated.
Marc Bush, primary policy advisor at Young Minds, said that while online counselling services are important, "they should not change face-to-face therapy with a trained professional. If a young person is having a hard time, we would encourage them to talk with their GP in the first instance, or to contact an established service like The Mix, Childline or the Samaritans.".
For Rackham, who has generalised stress and anxiety disorder, online counselling wasn't the ideal fit. "I felt it was near difficult for the therapist to really get a sense of the issues I was handling, as all they needed to go from was my typed-out words. I believe I realised after that online session how crucial social interaction was.
" I'm a big fan of using technology in all areas of my life as a service to daily issues. I have apps for whatever, but when it pertains to psychological health, you need to pick how innovation plays a role in your healing very carefully.". Can You Get A Prescription From Better Help
The business describes BetterHelp as the "largest online counseling platform worldwide," geared toward helping individuals handling concerns "such as tension, stress and anxiety, relationships, parenting, depression, dependencies, eating, sleeping, trauma, anger, family disputes, LGBT matters, sorrow, faith [or] self-confidence." The company's frequently asked question area on its site plainly states BetterHelp's app and therapists shouldn't be used for individuals handling a serious mental illness (schizophrenia, bipolar affective disorder) or for individuals considering self-harm. Rather, the app prides itself on having certified therapists and psychological health experts available to help people via text, telephone call or video chat. That's what numerous YouTubers who have actually accepted sponsorships from the business typically say in their own videos, where they speak on the tensions in their personal lives and feelings verging on stress and anxiety or depression. Bobby Burns, Elle Mills, Philip DeFranco, Heath Hussar, Boogie2988, Shane Dawson and ChandlerNWilson are all developers who have actually Can You Get A Prescription From Better Help sponsors now.
Much of these creators have spoken about psychological health problems in the past, but as burnout ends up being a bigger subject within the neighborhood– and mainstream world– sponsorships involving BetterHelp have increased, regardless of the app not being exactly what the creators are touting.
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Album Review: Every Now & Then - Jagwar Ma
By Maeve Costello | Nov 12 2016
JAGWAR MA'S sophomore effort sees the Australian trio building on the better parts of their first album. While Howlin was undoubtedly a pretty solid debut, Every Now & Then takes Jagwar Ma to new heights.Despite hailing from Australia, the band's sound is deeply rooted in Madchester, acid house, trip-hop, and pretty much every other niche British genre from the late 80s/early 90s (except, maybe, shoegaze). Jagwar Ma takes the best aspects of these genres and mashes them into something entirely new that is a treat on the ears. A refreshing change in a world over saturated with Mercury Prize nominated middle-of-the-roadsters — you know who you are.While their first album fell down in its latter half, in Every Now & Then the opposite is true. The first three tracks, while decent, pale in comparison to what follows.The album only really hits its groove when it reaches 'Give Me A Reason'. At seven minutes it is the longest song on the album, with lyrics and vocals secondary to Jono Ma's synths and general production on this track. From there on in, things only continue to build up.The album builds on itself to form arguably one of the strongest releases of 2016 so far, with album highlights including 'Ordinary', 'Batter Up', 'High Rotations', and album closer 'Colours of Paradise'. With the exception of the forgettable 'Slipping', the last eight tracks are a euphoric listening experience.In A Nutshell: Imagine Tame Impala mixed with Primal Scream, but so much better.
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Below is a sample of the responses. Keeping with the Bogle theme, I'm also including links to AAII Journal interviews with two proponents of index investing: Charles ("Charley") Ellis and Burton Malkiel. The doodle on the right is a graphical representation of a response Bogle gave to a question about his personal portfolio allocation at the 2017 Morningstar Investor Conference. He said that while he had a 50% stock/50% bond allocation, a good allocation range for most investors lies somewhere between 70% stocks/30% bonds and 30% stocks/70% bonds. Now, onto the emails we received.
Competition Has Made Indexing a Winner's Game – Charley Ellis explained why better security analysis, more trading and more professional investors have made it even easier to lose at active investing and win by indexing.
Stock Price Movements Are Unpredictable – Burton Malkiel presented his argument for why investors should put at least the core of their portfolios in index funds.
Mighty Minis: Tiny Titans Stand Tall in 2018 – One year made a big difference for this AAII screening strategy, which went from being among the worst performers to being the best in terms of calendar-year performance.
Active Traders, Not Novices, Fall for Scams – Experienced and affluent investors tend to be the most likely to participate in pump-and-dump schemes, with some even seeking these scams out.
Pessimism stayed above its historical average for the 18th time in 20 weeks. Plus, this week's special question asked AAII members what impact Brexit is having on their outlook for the financial markets. More about this week's results.
Fourth-quarter earnings season will start to hit full stride with 127 S&P 500 index companies scheduled to report. Included in this group are Dow Jones industrial average components Caterpillar Inc. (CAT) on Monday; 3M Co. (MMM) and Apple Inc. (AAPL) on Tuesday; and Boeing Co. (BA) and McDonald's Corp. (MCD) on Wednesday.
The Federal Open Market Committee (FOMC) will hold its first meeting of the year starting on Tuesday. The meeting statement will be released at 2:00 p.m. Eastern Time on Wednesday, followed by a press conference with chairman Jerome Powell at 2:30 p.m. No change in interest rates is expected.
The week's first economic reports will be the November Case-Shiller home price index and the Conference Board's January consumer confidence survey, which will be released Tuesday. Wednesday will feature the January ADP employment report and the December pending home sales index. The January Chicago Purchasing Managers' Index (PMI) will be released on Thursday. Friday will feature January employment data—including the change in nonfarm payrolls and unemployment—the January PMI manufacturing index, the January Institute for Supply Management (ISM) manufacturing index and the University of Michigan's final January consumer sentiment report.
Reports potentially delayed because of the ongoing government shutdown include December international trade (scheduled for Tuesday), fourth-quarter gross domestic product (Wednesday), December personal income and spending (Thursday) and December construction spending (Friday).
The Treasury Department will auction $40 billion of two-year notes and $41 billion of five-year notes on Monday and $32 billion of seven-year notes and $20 billion of two-year floating rate notes on Tuesday.


I am the sole practitioner in my private practice, and work directly with each client from the moment of the first phone call through completion of therapy. I work with adults and teenagers who are struggling with anxiety, depression, marital/ relationship discord, and/ or life stress in individual and couples counseling. While I tend to lean toward the Cognitive Behavior Therapy approach, I also strongly value the importance of a positive therapeutic relationship and the healing factor of just being able to talk to someone who is outside of the situation. I treat each of my clients as individuals, recognizing that a similar diagnosis does not make them similar people.


This is a great, moist cake recipe! Great for picnics and potlucks!
Mix eggs, sugar, margarine, buttermilk, and vanilla until well blended.
Then sift all dry ingredients of flour, baking powder, baking soda, and salt together. Add to preceding mixture.
Bake at 350 degrees F for 40 minutes in greased and floured 9x13 pan.
For frosting, mix all ingredients until smooth. Spread on cooled cake.


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: Attic, 5th century B.C.
Ex Thomas Barlow Walker, Minneapolis.
Sotheby's Park Bernet New York, September 26-28, 1972 (lot 286).
Sotheby's New York, June 20, 1990 (lot 14), sold for $8,250.
This noble vase is an excellent example of pottery made in Attica. It is impressive both in size and proportions. Pelike as the vessel's shape designed to contain wine or other liquid belongs to the variety of amphora; it has the widest portion toward the base and a broad neck with overhanging rim which covers the top of the arched handles. The foot is modeled in three degrees; the handles and the body are ribbed suggesting that the shape derives from the repoussé metal vases.
The rim is painted in black figure with egg-and-dot; the neck received an additional decoration as a wreath of olive or laureal leaves added in thin clay and formerly gilded, which also points to the influence of the metalwork. The highly purified clay slip coating of black-glaze vases, which produced the vitreous black sheen upon firing in the kiln, can be considered equal to some of the best work of Greek ceramic art. Along with the embellishment of stamped designs (on other examples) and gilding, the lustrous, highly purified clay slip covering such vases created a valuable decorative effect.
RICHTER G. M. A., Shapes and Names of Athenian Vases, New York, 1935, pp. 4-5.
HERRMANN J., In the Shadow of the Acropolis: Popular and Private Art in Fourth Century Athens, Brockton, 1984.
SPARKES B., TALCOTT L., The Athenian Agora XII: Black and Plain Pottery of the 6th, 5th, and 4th Centuries B.C., Princeton, 1970.
ROBERTSON M., The art of vase-painting in classical Athens, Cambridge, 1992, p. 295.


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Anderson Paak stops by the RCU to kick it with Ryan Cameron and drops his wishlist of Atlanta collaborations. The list includes T.I. and Andre 3000 and a host of other amazing Atlanta artists. Check out the video here.


Q: I'm new to the discussion of reprographic rights. What are they?
A: Reprographic rights are secondary rights that are managed collectively. Reprographic reproduction is the copying of published work. It began with photocopying and has now extended into digital reproductions of published works. If you have ever purchased photocopies or purchased a downloadable journal article you have paid a reprographic fee. Part of this fee is due the creator of the work.
Q: How do I manage my reprographic rights?
A: These rights are held individually but licensed through a collective administration. It is not possible for an artist to license these rights individually. American illustrators have been unsuccessful in accessing the reprographic royalties due them. Joining the Artists Rights Society and being assimilated into the IPI database will bring us closer to establishing a reprographic royalty income stream for illustrators.
Q: I am already a member of ASIP. Do I also need to join ARS?
A: Yes. You need to be assimilated into the IPI database, and ARS is the only US visual art Copyright Management Organization (CMO) that can provide this opportunity to you.
A: There is no fee to be a member of ARS. There is no fee to be assigned an IPI number and be assimilated into the IPI database.
Q: What kind of information do I need to give ARS to be assigned an IPI number and assimilated into the global IPI system?
A: ARS needs only the artist's name, contact information and birth date (and death date in the case of estates): these dates are necessary to distinguish between two artists with the same name.
Q: How does ARS collect royalties?
A: ARS has agreements with multiple foreign national CMOs specializing in collective licensing secondary reprographic use of artists' copyrighted works within their territory.
A: Once you join ARS you will be invited to fill out a claim sheet for different specific countries, listing your published works.
Q: Are claims different from country to country?
A: Yes. Foreign CMOs have differing methods and protocols for collecting secondary reprographic royalties, including levies imposed on sales of equipment, recording media and software as well as blanket licensing of users of such equipment and media such as schools, institutions and companies.
Q: What is the administrative fee deducted from royalties that might be due me?
A: ARS retains 25% of the royalties collected on behalf of the artist under the member agreement as a fee for its services and will not require the artist to pay any additional fee.
Q: How often are royalties paid?
A: When secondary rights royalties from a foreign CMO or CMOs have been successfully collected ARS will submit a report and payment to the artist on a semi-annual basis. The report will include the name(s) of the foreign CMO from whom the royalties were received and be accompanied by a payment for the entire amount shown to be due the artist for that period.
Q: What is the meaning of national treatment under international law?
A: National treatment means your copyrights are honored and treated in a foreign country in the same manner as an artist who is a citizen of that country.
Q: Am I guaranteed to receive royalties on my claims?
A: While artists are entitled to national treatment under international law, the cooperation of foreign CMOs is required for ARS to receive royalty payments from foreign CMOs. In cases where such cooperation may not be forthcoming ARS has no obligation to distribute payments to the artist.
Q: Does allowing ARS to collect my secondary royalties on my behalf in any way preclude or limit me from the exclusive licensing of my work by any other means?
A: No. Your secondary reprographic rights are held individually, but can only be exercised and licensed collectively through collective administration. You will continue to conduct all your primary licensing as you do now, including re-licensing of your published works in the primary markets. This is a new and independent licensing stream that will become available to you if claims are successful.
Q: Why does the member agreement require indemnification by me?
A: All collective licensing agreements require indemnification to protect the cumulative royalties of member artists.
Q: What am I required to indemnify?
A: You must represent and warrant to ARS that your published works have been created by you and that you are the author, that your published works are original, that your published artistic works do not infringe another's copyright, and that you have the authority to enter into and grant the rights set forth in the agreement necessary for ARS to perform its obligations under the agreement.
Q: Tell me more about the IPI number.
A: The IPI is a unique identifying number assigned by the CISAC database to each Interested Party in collective rights management.
Q: Where can I read further about the IPI Number and IPI system?
Q: Do I need to be a US citizen to join ARS?
A: You do not need to be a US citizen to join ARS but you need to be a US domiciliary, meaning you are living in the US.
Q: I am a US citizen living abroad. Can I join ARS?
A: ARS only remits payments to US addresses so while you could live part time in another country, you will need to direct the payments to a US address.
Q: I am Canadian. How can I obtain reprographic royalties?
A: Canadian illustrators should apply to your national copyright management organization, Access Copyright.
Q: What about non-US domiciliaries and non-Canadians?
Q: I am a student. Can I join?
A: You are welcome to join as soon as your work is published. Reprographic royalties are only earned when published work is copied.
A: Yes, royalties are taxable income and must be reported by you to the IRS.
Q: Can I claim works I created?
A: Illustrators sometimes produce illustrations as "work for hire" either as part of a fulltime position or under contract, in addition to producing work to which they own the copyright. The concept of work for hire is uniquely American and not recognized by the European CMOs. ARS will only be distributing royalties to the creator of the original works. Further distribution of the royalties in consideration of work for hire should be made at the discretion of the creator.
Q: Where can I learn more about Artists Rights Society?
Q: Where can I learn more about CISAC?
A: By downloading and filling out the ARS Membership Agreement.
Q: Is ASIP an official organization?
A: Yes, incorporated and chartered October 25, 2007 under the laws of Delaware.
A: The 6 illustrators' organizations named below.
Q: How was ASIP founded?
A: It was initiated by the Illustrators Partnership (IPA), developed in concert with the Association of Medical Illustrators (AMI) and finally chartered as an autonomous group to represent the class of American illustrators.
Q: Which organizations chartered it?
Q: Are other groups eligible to join?
A: Yes, other groups have already joined and others are invited to join at any time.
Q: How was the Board of Directors selected?
A: Each member organization group names their own representative.
Q: What if I don't belong to one of these groups?
A: Nonaffiliated artists can join independently and will be represented by a Director-at-Large.
Q: Who approved the ASIP charter and by-laws?
A: The Boards of each organization officially voted their approval.
Q: If reprographic licensing has been going on for decades, why has it taken so long to start a collecting society for American illustrators?
A: In other countries, RROs have generally been government-created. In the U.S. it's been left to the initiative of organizations. Before the Illustrators' Partnership, no group in the U.S. took the initiative.
Q: What's the history of that initiative?
• June 2001, the Illustrators Partnership of America (IPA) forms an official alliance with the Association of Medical Illustrators (AMI).
• 2003, IPA becomes a member of the International Federation of Reproduction Rights Organizations (IFRRO).
• August 2006, Terry Brown, Director of the Society of Illustrators convenes an "Illustrators Summit" of seven groups at the Society of Illustrators in New York. Following the summit, five more groups express an interest in joining.
• October 2006, These 12 groups prepare a Declaration of Unity which is read to the General Assembly of the 2006 IFRRO conference in Auckland New Zealand. It states that American illustrators have come together and wish to work with the Copyright Clearance Center to bring accountability to illustrators' reprographic rights.
• October 2007, the American Society of Illustrators Partnership (ASIP) is founded with papers drafted by attorney Peter Rooney of the firm of McKee Nelson. The Incorporation papers are filed October 25, 2007 as a corporation in the state of Delaware.
• February 2008, Twelve groups meet at the second Illustrators Summit at the Society of Illustrators and agree to seek an industry-wide mandate from their members to represent reprographic rights.
• November 2008, the Graphic Artists Guild (GAG) filed a one million dollar lawsuit against Brad Holland, Ken Dubrowski, Bruce Lehman, Terry Brown, Cynthia Turner and the Illustrators Partnership of America (IPA). GAG asserted claims for defamation and interference with contractual relations, alleging that IPA had interfered with a "business relationship" GAG had entered into that enabled GAG to collect orphaned reprographic royalties derived from the licensing of illustrators' work. GAG alleged that efforts by IPA to create a collecting society to return lost royalties to artists "interfered" with GAG's "business" of appropriating these orphaned fees.
• April 2011, the New York State Supreme Court dismissed all claims in the lawsuit brought by the Graphic Artists Guild (GAG) against the Illustrators' Partnership of America. The judge ruled that statements made by the IPA and the other defendants were true; that true statements cannot be defamatory; that illustrators have a "common interest" in orphaned income; and that a "common-interest privilege" may arise from both a right and a duty to convey relevant information, however contentious, to others who share that interest or duty.
• September 2013, ASIP signed an agreement with the Artists Rights Society (ARS) for official representation of American illustrators' collective rights for the purpose of receiving monetary distributions from secondary rights receipts destined for illustrators, including reprographic fees and cable retransmission fees, which may become available in the future.
ARS is the preeminent copyright, licensing, and monitoring organization for visual artists in the US. Founded in 1987, ARS represents the intellectual property rights of over 80,000 visual artists and their estates worldwide.
As a member of the Confederation of Societies of Authors and Composers (CISAC), ARS maintains relationships with like-minded "sister societies" abroad. Through reciprocal agreements, ARS represents the artist repertories of its foreign sister societies in the US, and they in turn represent ARS' American repertory in their territories. In this capacity, ARS has continued to advocate at the highest levels for the repatriation of foreign reprographic royalties earned by American illustrators, as well as the payment of domestic reprographic royalties accrued from licensing by the Copyright Clearance Center (CCC).


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