text:
The Resource Crowns in a changing world : the British and European monarchies, 1901-36, John Van der Kiste, (electronic resource)
Crowns in a changing world : the British and European monarchies, 1901-36, John Van der Kiste, (electronic resource)
Van der Kiste, John
At the death of Queen Victoria in 1901, almost every European nation was a monarchy, most linked by close family ties to her and Edward VII, the "uncle of Europe". Prior to the outbreak of World War I, the personal relationships of Edward, and of his successor and son, George V, flourished with the other royal families of Europe. The closeness of the European families was violently interrupted by the outbreak of war in 1914, and the armistice of 1918 brought three empires, namely Germany, Austria-Hungary and Russia, crashing down. Some monarchies were strengthened, and others weakened beyond repair. In this well-researched study, John Van der Kiste has drawn upon previously unpublished material for the Royal Archives, Windsor, to show the realtionships between the crowned heads of Europe in the first part of the 20th century. His account sheds new light on foreign policy leading up to World War I
Place of publication not identified, The History Press, 2003
https://epl.freading.com/ebooks/details/r:download/OTc4MDc1MjQ5OTI3Nw==
Crowns in a changing world : the British and European monarchies, 1901-36
Crowns in a changing world
the British and European monarchies, 1901-36
John Van der Kiste
Europe -- Kings and rulers -- Biography
Monarchy -- Europe -- History -- 20th century
Great Britain -- History -- George V, 1910-1936
Monarchy -- Great Britain -- History -- 20th century
Great Britain -- History -- Edward VII, 1901-1910
Great Britain -- Kings and rulers -- Biography
941.082/092/2
Place of publication not identified
George V, 1910-1936
Edward VII, 1901-1910
Kings and rulers
frd00011525
https://secure.syndetics.com/index.aspx?isbn=9780752499277/LC.GIF&client=780-496-1833&type=xw12&upc=9780752499277&oclc=%28Sirsi%29%20frd00011525
(Sirsi) frd00011525
(CaAE) frd00011525
System requirements: Adobe Digital editions

 Data from Crowns in a changing world : the British and European monarchies, 1901-36, John Van der Kiste, (electronic resource) - Edmonton Public Library

Data Citation of the Item Crowns in a changing world : the British and European monarchies, 1901-36, John Van der Kiste, (electronic resource)
http://link.epl.ca/portal/Crowns-in-a-changing-world--the-British-and/J1U0Mxelx9M/
http://library.link/portal/Crowns-in-a-changing-world--the-British-and/J1U0Mxelx9M/


text:
The Quest for Monopoly
Plus: Augmentum Fintech, European Banks, Stablecoins
Stock exchanges are fascinating businesses. They are the ultimate network business, pioneers in the category. Before there were social networks, before even payments networks, there were stock exchanges. Like other network businesses, they tend towards monopoly and are in a constant dance with regulators over their competitive positioning. The emergence of dark pools and payment for order flow – the subject of last week's Net Interest – is one of the outcomes of a market structure that's tried to constrain them.
The special case of the New York Stock Exchange is especially fascinating. We've discussed exchanges more broadly here before, notably in The New Power Brokers (unlocked), but I thought it would be helpful to resurface something I wrote for another publication last year, specifically on the New York Stock Exchange. It's a great story of fragmentation to monopoly to fragmentation to monopoly. I hope you enjoy it.
Paying subscribers can also read about Augmentum Fintech, European Banks and Stablecoins in More Net Interest below.
NYSE: From Fragmentation to Monopoly
Stock exchanges operate as simple two-sided platforms, matching buyers and sellers. Like other platforms, they benefit from network effects. The more people that transact, the greater the value of the platform to others. As traders say, "liquidity begets liquidity".
In the days before electronic communications, it took a while to realise this benefit. In the first half of the nineteenth century, securities trading was largely local; most large cities had their own exchange. The first stock exchange in America was in Philadelphia and although New York had a slight edge as a bigger centre of trade, there wasn't that much between them.
As technology improved in the second half of the century, that slight edge compounded. Telegraphy broadened New York's reach and major companies in Boston, Philadelphia and elsewhere increasingly wanted to list there. Trading gravitated to New York and by the end of the nineteenth century about two thirds of all domestic stock trading took place on the New York Stock Exchange. Philadelphia was left in the dust, with a 3.5% share.
For the next 100 years the New York Stock Exchange maintained its dominant position.
There are many ways to sustain a monopoly—network effects, economies of scale, proprietary technology, branding, government license. The New York Stock Exchange flaunted most of them. Network effects started things off, but economies of scale kept the wheels spinning. As it grew, the exchange was able to spread its fixed costs over more and more trading volumes. Until technology costs dropped, few others could afford the US$2 billion that NYSE spent on new technologies over the 1990s.
And as for branding—there's nothing more iconic in finance than the sight and sound of the opening bell being rung on the floor of the New York Stock Exchange.
These characteristics allowed the exchange to become quite profitable. It made money by taking a small fee on every trade. In the mid 2000s it clipped around nine cents for itself on every share traded. It was owned by its members — customers who used the exchange — and so profit maximisation wasn't central to its existence. But those clippings were enough for it to make a generous return on capital and pay its CEO even more generous sums. (A controversy erupted in 2003 when CEO Richard Grasso was revealed to have been paid US$140 million.)
Yet the world never stands still and beneath its foundations the sands of Wall Street were shifting.
From Monopoly to Fragmentation
Over the 1980s and 1990s, the customer base of the New York Stock Exchange had begun to consolidate. Once a ragbag of small partnership firms, customers incorporated and merged into a smaller number of stronger firms. This was reflected in the membership structure of the exchange. In 1955, second-tier firms had an aggregate capitalization equal to about 80% of the capital maintained by the top 10. By 2000, this ratio had declined to less than 10%. The flipside is that power became concentrated in the hands of a few large firms—firms like Merrill Lynch, Morgan Stanley and Goldman Sachs.
At the same time, technology lowered the cost of establishing new, electronic venues on which to trade. Goldman Sachs for one had been spending billions on technology and by the end of the 1990s had more than 20,000 personal computers backed by eighty trillion bytes of storage. Its size also meant that it sat on a much bigger share of trading flow than any small partnership would have had in 1955. Why pass that on to the stock exchange? Goldman could simply match buyers and sellers internally among this vast flow and avoid paying fees to the exchange.
Exploiting cheaper, faster technology, a number of alternative exchanges began to crop up. In the summer of 1999, electronic trading experts at Goldman Sachs met with the founder of one of these start-up exchanges, a company called Archipelago:
Duncan Niederauer [a fast-rising star at Goldman] … stepped to the front of the conference room and picked up a dry-erase Magic Marker. After a few introductory words, he walked to a whiteboard, wrote "NYSE," and drew a circle around it.
"We're going to be the electronic trading arm of the New York Stock Exchange," Niederauer said.
The room let out a collective gasp… Goldman was going after the NYSE – using Archipelago as its Trojan horse.
Goldman had found a way to bypass the exchange. But exchanges still enjoyed some regulatory privileges that start-ups like Archipelago couldn't overcome. So along with other big customers of the New York Stock Exchange, they set about lobbying regulators.
It took a while, but in April 2005, the Securities and Exchange Commission (SEC) introduced 500 pages of new regulation which finished off the New York Stock Exchange of old. Known as Regulation NMS (National Market System), it required every exchange to route order flow to all other exchanges in order to find the best price for customers. Stocks would continue to be listed on a primary exchange like NYSE (or NASDAQ in the case of the big four tech companies) but they could be traded on any exchange—including the new exchanges set up by Goldman and others.
The power shift was complete.
The erosion of NYSE's monopoly was reflected in the declining value of membership seats. From an all-time high of US$2.65 million in the summer of 1999 (inflation adjusted, the all-time high was actually back in 1929), the value of a seat fell to US$1.25 million in summer 2004.
Stripped of its protections, the New York Stock Exchange demutualised and merged with Archipelago, Goldman's Trojan horse. Meanwhile, other exchanges, non-exchange alternative trading systems and so-called dark pools managed by former NYSE members would compete for business. Today there are around 50 alternative venues open for trading US stocks outside the exchanges. In an openly competitive market, the New York Stock Exchange would go on to lose half its market share.
But that's not the end of the story!
From Fragmentation to Monopoly 2.0
No-one wants to lose a monopoly and the New York Stock Exchange is no different. As Peter Thiel says, "Monopoly is...not a pathology or an exception. Monopoly is the condition of every successful business."
The first response was to consolidate. There are 13 approved stock exchanges in the US today. All but one - IEX, made famous by Michael Lewis in his book Flash Boys - are now owned by one of three publicly traded companies.
Just over a year after going public, the New York Stock Exchange merged with Euronext of Europe. Euronext itself had been formed at the beginning of the decade through the merger of the Paris, Amsterdam and Brussels bourses and LIFFE, the London International Financial Futures Exchange. The combined entity bought the American Stock Exchange and, in 2013, the whole thing was swallowed up by ICE, the Intercontinental Exchange.
This merger wave was characterised by a drive to achieve economies of scale, against the backdrop of increasing electronification of trading. In a typical merger, 25-40% of the target's cost base can be taken out.
The second response of the exchanges is more subtle—they changed the rules of the game.
Regulation NMS, the rule that loosened the exchanges grip on their monopoly, contained a lifeline. Ever since a previous bout of deregulation, exchanges have been required to maintain a public price feed for investors. Without it, no-one would know the price of stocks from minute to minute. However, Regulation NMS allowed them to sell enhanced data – faster, richer data – at additional cost. What's more, the same regulation made that data extremely valuable—large brokerage customers have to buy it to ensure their regulatory commitment to deliver best execution on their trading. Competitive pressure among customers and limited constraints on exchange pricing power have allowed exchanges regularly to raise prices.
In addition, stock exchanges charge fees to connect to their exchange. One of the reasons twelve exchanges are owned by three companies is that they can collect fees across twelve exchanges rather than just three. Again, there are limited constraints on pricing power as customers have no choice but to connect. Up until recently, price rises for connectivity were regularly waved through.
So while the trading part of the stock exchange business became more competitive with alternative trading venues entering the fray, the exchanges were able to clean up in the data and connectivity parts of the stack.
Regulation may have closed down one monopoly but it opened the door for another to develop.
And it's a door the New York Stock Exchange was quick to enter. As its centre of gravity shifted away from trading towards data and connectivity, it didn't hesitate to add to the pressure on trading margins. Lower trading fees are an inevitable consequence of a more fragmented market. Liquidity begets liquidity and so, in the effort to win it, venues compete on price. The New York Stock Exchange could afford to join in because now it had data and connectivity:
"We don't break out execution, but I don't think there's any money, I think, and we may even lose money on execution if we were to really allocate costs. And how do we make the money? Data, listings, connectivity, information… everything around the execution is where we make money."
There's another way to sustain a monopoly and it's called commoditizing the complement. Joel Spolsky identified it as a major pattern in tech companies many years ago and Gwern expanded on it. A complement is a product you usually buy together with another product, like gas and cars or babysitters and dinners out. In the exchange space, data and trading are complements. Vertical integration is the classic way to enjoy higher returns from complements, but when regulation scotches that – as it did for the exchanges – there's an alternative.
The alternative is to give away the complement for free. Done right it can perpetuate incumbents' long term control of markets. Competitors elsewhere in the stack are too numerous, fragmented, and low-margin to invest substantially in the infrastructure to compete. People talk about building a moat around a business, but as a correspondent of Gwern points out, the alternative is to create a desert of profitability around you.
The exchange doubled down on the strategy by buying up other data assets to shore up its position in its new core market. The New York Stock Exchange's parent company, ICE, has made several deals in the space since its purchase of Interactive Data Corporation in 2015. Its quasi-monopolistic returns are reflected in its profit margin, which is close to 60% before tax. In spite of the money it may lose on execution, last year it earned the sixth highest profit margin among S&P 500 companies, up there with Verisign ("the toll road of the Internet") and Visa.
Unsurprisingly, customers aren't happy and they've recently been pushing back. A couple of these customers got their people onto the executive of the SEC (Securities and Exchange Commission). At the end of 2018, the SEC refused to wave through fee increases on data feeds for the first time, opening up a struggle between the exchanges on one side and their brokerage customers on the other.
Like in other monopoly debates, the struggle descends into a definition of terms. There's a page on the SEC's website where all sides come together to lay down their arguments (including a schoolboy who, "having not yet finished grade 11… was surprised to discover PhDs could write something so easily renounceable.") On the one side, exchanges argue that data and trading are inseparable 'joint' products, constituting a larger market. On the other side brokers look at data in a narrowly-defined way, arguing that its cost does not justify the prices charged.
The struggle is currently in deadlock with the US Court of Appeals having overturned the SEC's intervention on legal grounds. But it highlights the ongoing dynamic that exists within a monopoly structure.
Contrary to some thinking, a monopoly doesn't come with a lifetime guarantee. Sometimes technology can diminish the stranglehold a company has in an industry, like mobile did to fixed line telephony. Other times, regulation sets out to dismantle it. The problem with regulation is that it always involves trade-offs and the insurmountable one here is the competition that exists between traders on the one hand, looking for the best price, and exchanges on the other, as platforms to provide it. In looking to reconcile these interests, regulation created a fudge that simply shifted the monopoly up the stack.
There's an argument that regulators should have left well alone. In his book Darkness by Design, political scientist Walter Mattli argues that in spite of their bad rep, when it comes to stock exchanges, monopolies work. He shows that mechanisms of good market governance that evolved over many decades vanished shortly after the death of the old NYSE. Now, in the era of fragmented markets, costly investments in good governance have to be balanced against the new mandate to attract liquidity to survive. He reckons that in this new fudge, everyone's a loser.
No two monopolies are alike. And the story of the New York Stock Exchange isn't over. But its two hundred-year history highlights the power struggle between a monopoly and its customers, and the trade-offs between a monopoly and the system. How these tensions play out determine whether the monopoly survives.
Paying subscribers read on for More Net Interest, this week on Augmentum Fintech, European Banks and Stablecoins.

redpajama_set_name: RedPajamaCommonCrawl


text:
Gavin Strachan offers Celtic flops no excuses as stand-in boss reveals biggest frustration of dugout spell
The coach, who was the main man in the dugout for the final time against Livingston, couldn't defend another dismal display.
Scott McDermott
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Stand-in Celtic boss Gavin Strachan refused to make excuses for under-performing players after dropping more Premiership points to Livingston.
The Parkhead club have now all but conceded the title to Rangers after winning just SEVEN of their last 21 games.
A goalless draw at Celtic Park left them 20 points behind their Old Firm rivals, with two games in hand.
And despite missing 13 players and gaffer Neil Lennon due to self-isolation, Strachan told his fringe men they've failed to grab their chance.
He admits the Hoops are now praying for a miracle – or a similar collapse at Ibrox – to give them any hope of catching Gers.
The earliest point Rangers can now win the league as Celtic drop more points
They now face a tricky trip away to Livi in midweek and Strachan said: "Obviously, the situation isn't ideal right now but we had more than enough to display a better performance than we did against Livingston.
"Are players feeling sorry for themselves? I don't know, but they shouldn't be.
"There was a lack of match fitness about certain players which probably means they're not as sharp as we would like them to be.
"But again, the big frustration for me is that we didn't impose our style of play on the game.
"This Covid situation gave people a chance to stake a claim, to have an opportunity.
"But you have to look at who really stood out. There were a couple of decent performances but probably no standout ones."
(Image: SNS Group)
When asked about the title race, a dejected Strachan said: "It's now very, very difficult.
"In a normal football season, I'd say to you that it's going to be very tough. But I suppose the way the world is right now, you just never know."
Despite missing key attacking players, Celtic still had first team regulars Jeremie Frimpong, Shane Duffy, Nir Bitton, Diego Laxalt, McGregor, David Turnbull, Ismaila Soro and Tom Rogic in their starting line-up.
But they recorded just one shot on target against Livi, following up last week's draw at home to Hibs with another two dropped points.
If anything, David Martindale's in-form side looked the more likely to win it towards the end.
Callum McGregor claims Celtic 'didn't understand' Livingston slog as midfielder delivers brutal points verdict
Afterwards, Strachan said: "It was a tough game like we knew it would be. In the first half they imposed their way of playing on us, more than we did on them.
"We weren't happy with that at half-time.
"In the second half we got a bit more control but it went a bit ragged again towards the end.
Celtic FC news
Griffiths in Celtic message
McGregor lauds Ange Postecoglou
Postecoglou's first sit down in full
McCoist in Celtic jibe
"We allowed Livi to play too much on the front foot. We weren't enough of a threat and the moments we did get in their half we few and far between.
"We wanted far more than that.
"We played the second half more in their half but this is Celtic – we should be doing that anyway."
Celtic now face a trip to West Lothian on Wednesday night but should have the majority of their self-isolating stars - as well as Lennon and number two John Kennedy - back available.
Neil Lennon
Shane Duffy
Nir Bitton


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redpajama_set_name: RedPajamaGithub


Samuel Atherton Hatch was (after Longfellow) the most important story-teller in the history of Minnehaha Falls, and pretty much no one has heard of him. He died in 1904, just a few months after the publication of his obscure little tract.
Even in the years before antibiotics and vaccinations, when most people had been to funerals for small children, being "cut down in the prime of life" was a cause for shocked remorse and sadness. Death was more prevalent, but it did not matter less.
Possibly Samuel A. Hatch, who died at age 25, was just as great a guy as his obituaries suggested.
Pictured here in 1903, Samuel A. Hatch was a senior at the University of Minnesota. –from ancestry.com on-line yearbooks.
Famous visitors, part 1. The Governor-General of Canada.
The American papers Back East began twittering about it. The Governor-General of Canada, a landed aristocrat no less, was coming west from Ottawa to visit Her Majesty's dominion. It would be the first time any Governor-General ever visited Manitoba. And in 1877, the easiest way to get to Manitoba was via America's trains and steamboats.
The famous one was Frederick Hamilton-Temple-Blackwood, 1st Marquess of Dufferin and Ava. An English and Irish peer, he was a rising star in Queen Victoria's diplomatic service. Notably, he achieved the ultimate honor and became the Viceroy of India. In 1877, he had been the Governor-General of Canada for five years.
An undated photograph of Lord Dufferin, taken in London. From the urbancreek archive.
Author karenPosted on September 15, 2016 December 6, 2016 Categories Famous Visitors, mysteries, Pioneer PhotographersTags 1877, art, Cambridge, Dufferin, famous visitors, Longfellow, middle terrace, wood platform, ZimmermanLeave a comment on Famous visitors, part 1. The Governor-General of Canada.


EDB together with Infopulse Ukraine has embarked on a new corporate CSR project supporting children with Down syndrome and their families in Ukraine. This is a three year project which is aimed at delivering the best information resources, advice and good education services in Ukraine. It will encourage social and political change to improve the lives of the estimated 10,000 people living with Down syndrome across Ukraine.
We are happy to announce the successful completion of the center refurbishment!
Just within three summer months it turned from an old partially dilapidated building with poor plumbing and heating into a wonderful warm and cozy place ready to include children with Down syndrome and launch the so needed services.
On September, 22 the Ukrainian Down Syndrome Organization hosted a one day conference for families, education and healthcare professionals to provide information about Down syndrome, effective early intervention, education and healthcare, to introduce the project and to launch the charity's new services.
EDB's Country Representative, Pål Torjus Halsne, had the privilege to speak at the conference about EDB's social initiatives and the work that is being done in Ukraine to deliver a meaningful social change for the people with Down syndrome.
Professional service support on track!
At this time the Ukrainian Down syndrome Organization staff has also gone through a number of highly professional training seminars provided in the new refurbished center by the world's best education and healthcare professionals. The center is now ready to launch parent support and the early intervention and education services for children with Down syndrome and their parents in Ukraine.
All the services are free of charge for any family that wants to bring their child to the center.


Passengers who like to play at being the captain can command a virtual 'bridge' on Holland America's revamped Westerdam.
Two see-through screens display a range of information about the ship's position, speed and course in the new Explorations Central area in the Crow's Nest.
Guests heading out on shore excursions can also discover more about ports of call using interactive displays in EXC, as it's known.
Another major feature of the £47million refit, done during a 12-day dry dock in April, is a giant LED screen in the atrium showing artwork from the Amsterdam Rijksmuseum.
Two music venues have been introduced – Lincoln Center Stage and Billboard Onboard – and the Lido has been transformed with different themed food stations. The Northern Lights nightclub has been replaced by the intimate Gallery Bar.
Twenty-five staterooms have also been added on deck 10, boosting the ship's capacity to 1,964 guests, and the Retreat has been moved to deck 11.
The new look, revealed to media and travel agents in Barcelona, is part of a fleet-wide £230million overhaul of the line's 14 mid-size ships.


I read this article and found it very interesting, thought it might be something for you. The article is called Accenture: Only 18% of Doctors Believe Patients Should Have Full EHR Access and is located at https://hitconsultant.net/2016/03/02/32354/.
Only 18 percent of doctors believe patients should have full access to their EHRs, dropping significantly from 31 percent in 2014, according to the Accenture 2016 Consumer Survey on Patient Engagement. Meanwhile, 92 percent of consumers believe they should should have full access to their records has increased over the past two years. The survey reveal a growing divide between U.S. consumers and doctors who believe that patients should have full access to their own EHRs has widened from two years ago – with patients now five times as likely as doctors to believe that patients should have full access to their records.
– Most consumers (77 percent) want to see exactly what the doctor sees – not a summary. However, significantly more consumers are likely to access their EHR to stay informed than they are to help with making medical decisions (41 percent vs. 6 percent).
– The areas cited most often by consumers for using their EHRs to manage their health include having access to lab results (41 percent) and having access to their physician's notes about the visit (24 percent).
– Consumers have strong views on who should access their EHR data. While three-fourths view an EHR as a tool for their primary doctor, fewer than 1 in 30 consumers believe that an employer or government organization should have access to their records (each cited by only 3 percent of respondents), and fewer than 1 in 10 (9 percent) believe that a retail clinic should have access to their records.
– Majority of consumers believe they should be able to update certain information in their EHR, including family medical history (cited by 89 percent), new symptoms (87 percent), demographic information (86 percent), changes in symptoms (86 percent) and personal medical history (83 percent). The number of doctors who believe patients should also be able to update various elements of their own records was similar to that for consumers.


Groove's Constant Current Drive output stage dynamically compensates for the nonlinearities – electromechanical or acoustic – of any connected headphones, resulting in lower distortion and a more linear frequency response. Whether listening through earbuds or "hi-fi" headphones, you'll discover a new level of fidelity, clarity and detail.
Groove also features a Quad Sum DAC™ design which employs four digital-to-analog converters per channel to achieve the highest dynamic range and lowest distortion (THD+N) of any device in its class.


revealing himself as its defender.
and advanced against the city.
they were terrified and ran away.
and writhed in pain like a woman in labor.
shattered by a powerful east wind.
the city of the Lord of Heaven's Armies.
as we worship in your Temple.
you will be praised to the ends of the earth.
Your strong right hand is filled with victory.
11 Let the people on Mount Zion rejoice.
Walk around and count the many towers.
14 For that is what God is like.
and he will guide us until we die.
48:2 Or Mount Zion, in the far north; Hebrew reads Mount Zion, the heights of Zaphon.


text:
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    public function getUser()
    {
        return $this->user;
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}


text:
Don't be afraid to question what you're told in estate planning
Have you ever witnessed something where you just thought, "Are you kidding me?" What do you think of these examples?
Myron Friesen
By Myron Friesen
The first is about a client who passed away. The attorney called the family two days after the husband's death and informed the wife that she had to come in and sign paperwork within a week or two. She was surprised by the urgency, but then asked the how much it would cost. The attorney said $84,000 based on the estate size. The client's son called me and asked what would cause the urgency and if $84,000 sounded fair. I suggested he call the attorney back and ask what specifically required signing so quickly and if he'd charge by the hour instead. The son called the attorney back and found out there was nothing really urgent. The attorney just likes to "get started on things." Also, the attorney wouldn't do it by the hour, but would reduce it to $42,000 because they were a "good family." The client wasn't happy, so he called back again. This time the attorney said he would for $20,000 but no less. Now they were furious! For a "good family," he tried scaring them into a false sense of urgency and dropped the price from $84,000 to $20,000 in a matter of 20 minutes and two phone calls. Are you kidding me?
The second case was with a financial adviser who had a life insurance product that was only a couple years away from lapsing. However, he told the client not to worry about it, "it would be fine." Nope! The illustration clearly showed it that the death benefit was going to lapse very quickly. No question! But "trust me," he told them. Are you kidding? The insurance company is the one who guarantees the product, not the agent!
The third case, Mom and Dad put a sweetheart deal in front of the farming heir. He should've jumped on the offer in a heartbeat, but instead thought the deal should be even sweeter. He felt his parents could live on less, his siblings should get less, and he should get more even more. I really wanted to say, are you kidding? "Put your pacifier back in and quit whining."
The fourth case, I was in a family meeting and the parents wanted a clearly defined distribution. Their daughter in Colorado really concerned them with her history of greed. She had already talked about getting $400/acre rent and $12,000/acre land someday. Then during the family meeting, when the dad explained their goals and their plan, she said, "Dad, just give all of us kids the land. You know we'll rent it to our brother for a fair price, and if we sold it, we'd be fair." Her parents are supposed to trust her? Are you kidding me?
Now I am adding a fifth example as I'm leaving a client/attorney appointment. The attorney steers them away from a revocable trust because he feels a will would be best since the family will end up with 98% of the $5 million estate. Hmm, do the quick math! Then I asked about potential court costs where they live with a will. The attorney tells them it would only be a couple hundred dollars. Then he has his assistant check, and she informs them it will be $10,000 with a will! Then he tells the client the current estate tax limit is $13 million or $14 million per person. Oops, It's $11.7 million! Then he continues with three more statements that are completely false and concludes by telling them he knows what he's doing because he's been in practice for 40 years. Are you kidding me?
Do you think I just made these examples up? Are you kidding me?
Myron Friesen is the co-owner of Farm Financial Strategies Inc. in Osage, Iowa. He can be contacted at 866-524-3636 or friesen@farmestate.com.
Related Topics: MYRON FRIESENAGRICULTURERURAL LIFE
Some South American rain mixes up the markets
Weather forecasts were calling for Argentina to see weekend rains and for more rain to fall in the six to 10 day forecast.
By Randy Martinson
What are the chances of three lottery winners in a family? With estate planning, it's possible
What are the chances of multiple people in a family winning the lottery? Myron Friesen said it's possible with good farm estate planning.


text:
Power and resistance: five perspectives
Calls for a revolution in public safety are growing. Minneapolis has pledged to dismantle its police force. New York is slashing its police funding. And yet more states are set to follow suit. Resistance in these instances can be read as the destruction of an existing system, the urge to build a fairer one, or a decision to courageously move into the unknown.
This week we've curated a selection of five books on resistance. They variously give a genealogy of the term and how its sculpted modern political culture; the impact of technology on human desire and protest; an ethnographical approach to ideological resistance; and, how internet censorship is subverting traditional resistance to create more powerful forms of rebellion.
1: The Age of Acquiescence: The Life and Death of American Resistance to Organized Wealth and Power - Steve Fraser
"Fraser offers several explanations for the boldness of the post-Civil War wave of labor resistance, including, interestingly, the intellectual legacy of the abolition movement. The fight against slavery had loosened the tongues of capitalism's critics, forging a radical critique of the market's capacity for barbarism. With bonded labor now illegal, the target pivoted to factory "wage slavery." This comparison sounds strange to contemporary ears, but as Fraser reminds us, for European peasants and artisans, as well as American homesteaders, the idea of selling one's labor for money was profoundly alien."
Reviewed by Naomi Klein
2: Stand out of our Light Freedom and Resistance in the Attention Economy - James Williams
"On an individual level, Williams argues that we must relearn to "want what we want to want." At a collective level, too, we must redefine our societal and political goals to prevent us from drifting unmoored. In his view, the Chinese government and US president Donald Trump have in their own ways mastered the skills of "strategic distraction"."
Reviewed by Katy Waldman
3: Blueprint for Revolution: How to Use Rice Pudding, Lego Men, and Other Nonviolent Techniques to Galvanize Communities, Overthrow Dictators, or Simply Change the World - Srdja Popovic
"Popovic is willing to criticise where he thinks movements have got it wrong – the Russian protest movement for sticking to largely middle class concerns and failing to build bridges; Tiananmen square students for failing to accept and loudly celebrate early offers of climbdowns (as Gandhi did) and instead demanding 'everything or nothing' – they got the latter. What would Gandhi have done in Tiananmen Square? He thinks Occupy is a really badly chosen name, as it describes a tactic, not a strategy or vision – what would have happened if they had called themselves 'the 99 per cent'?"
Reviewed by Duncan Green
4:This Is Not Propaganda: Adventures in the War Against Reality - Peter Pomerantsev
"The link between disinformation and the rise of autocracy is clear. One theme that links the new age of populists is nostalgia, or as the philologist Svetlana Boym describes it, "restorative nostalgia", which strives to rebuild lost homelands with "paranoiac determination". "The last things desired by those who purvey these phantom, fabricated pasts," Pomeranstev says, "are facts." Conspiracy is a way to maintain control."
Reviewed by Steve Bloomfield
5: Weapons of the Weak: Everyday Forms of Peasant Resistance - Paul Farmer
"Weapons of the Weak is not just a political study, however; it is also an outstanding work of ethnography. Based on thorough research and careful, perceptive fieldwork, it manages to avoid some of the failings of traditional ethnography by its emphasis on the centrality of individual human beings in their particular situations. Whether or not it offers definitive answers to the questions it investigates, it certainly provides some solid ground to stand on in looking for them."
Reviewed by Danny Yee
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This page was last edited on Thursday, 11 Jun 2020 at 07:57 UTC


Developed by innovative fitness company Technogym, the campaign involving over 100 fitness clubs across 29 countries, encourages participants to become more active in order to make a difference in their local community and to raise awareness about the importance of physical activity, especially from a young age.
To take part, participants join their nearest club offering the campaign and collect as many 'moves' (Technogym's unit of measure for movement) towards potentially donating pieces of Technogym equipment to a nominated non-profit organisation within their community. Aquafit and the Campbelltown Catholic Club generously nominated Magdalene Catholic High School to be their recipient.
In order to win, the number of steps recorded on cardio equipment at Aquafit would be tallied against other participating clubs. If Aquafit recorded the highest number of steps, then Magdalene would be the successful beneficiaries.
Magdalene students attended Aquafit on a number of different occasions throughout the campaign together with Catholic Education staff including Youth Leadership and Development Officer, Josh Cotter.
"I'm proud to be a member of a fitness club that cares for the well-being of the community. As part of CEDoW's RISE Above program, well-being, health, fitness and body image is largely focused on. For Magdalene students to participate in such a great initiative, helps them become positive influences among their peers," he said.
Aquafit were successful in earning the most 'moves' (over 3 million) in Australia, winning the campaign! As a result of the collective efforts, Magdalene will now receive $10,000 of fitness equipment.
Principal, Matthew McMahon, was delighted with the support of Aquafit and the Catholic Club in nominating Magdalene to be the potential recipient of any prizes.
"Aquafit does a fantastic job to support our local community members get in shape and be active; that they cater for such a broad range of age groups is also wonderful. We are tremendously happy that our students could support the campaign and win the gym equipment for the school," he said.


Woburn had a win and a tie. Kailen Barinelli and Cam Bennett both wore hats and Barinelli added an assist in a big win over Triton – and Cole Robertson scored the tying goal with 9:41 left and Brian Curtis had a goal and an assist as Woburn tied Andover 3-3, Finn Seymour with two assists for Andover.
In the North, Wes Maher pitched a shutout and Tom Keller scored early in Waltham's 3-0 victory over South Boston; Casey Yunes had a goal and an assist as Arlington trimmed Framingham 5-3 – Killian Paynter with 1-1-2 in the loss; Isaac Robinson scored twice and Henry Lanzo pitched a shutout in Reading's 6-0 victory over Assabet; and Ryan Doherty, Noah Feingold and Toby Grenier all scored two goals and set up another in Marblehead's 9-2 victory over Greater Lowell. Chase Collins scored four goals and set up another and Brayden Myette dished out three assists in Wakefield's 5-3 victory over the Wizards.
In the South, Ella Puleo pitched a shutout and Weston Puleo had a goal and an assist in Newburyport's 2-0 win over Danvers; Krokos wore the hat, Gould posted 1-1-2 and Riiff pitched a shutout as the NS Vipers downed Triton 6-0; Anthony George delivered a goal and two assists and Josh Healey and Paul Smith both scored twice as Lynnfield/Saugus defeated Methuen 9-2; Chase Horensetin wore the hat and Eli Tibbetts scored twice as Danvers topped Stoneham 7-2; Connor Mahoney scored twice and Finn Schrafft had two assists as Cape Ann trimmed S&S 3-1; Peyton Comella wore the hat and Connor Meyers scored twice in Wellesley's 7-1 triumph over Beverly; Hunter McCarthy had 1-1-2 and Sam Escobar scored what turned out to be the winner with 4:07 left as Haverhill/Pentucket edged NH East 4-3; Ashante Kamenya wore the hat, Tobias Edie clicked for three assists, Ben Cimorelli had 1-1-2 and Hayden Terrell came within 3:13 of a shutout as the Revs downed the Wizards 8-1; and Phoenix Fortier scored four goals and set up another, Justin Hawke had two goals and two assists and Valo Salmi also had two assists in North Central's 9-1 victory over Billerica.
In the North, Alex Cai scored with 8:33 left to give Newton a 2-1 decision over Lexington/Bedford; Evan Yagodzinski and Cody Philpott scored third-period goals and Matt Mischel had two assists as Acton-Boxboro trimmed Amesbury 5-3; Tony Argios scored twice and Gavin Cooney came within 22 seconds of a shutout as Brookline topped Winchester4-1; Robert Monahan scored with 10:27 remaining to give Chelmsford a 2-1 decision over Medford; Steve Calla scored the winner as Winthrop edged Wellesley 4-3 – Zack Noxon with 1-1-2 in the loss; Brendan Donahue scored four goals, wearing a natural hat over a 3:11 span of the second period, as Dorchester nipped Masco 7-5 – Dom Melito and Jackson Wylie with two goals apiece in the loss; Nate Wheeler snapped a 2-2 tie with 1:14 left and Beverly trimmed Andover 4-2; Brendan Hamann scored twice, Jackson Kelley had 1-12 and EJ Lefebvre two assists in Triboro's 8-4 victory over Concord-Carlisle – Canyon Cochran with a hat trick and Tommy McKenna two assists in the loss; and Jack Carter wore the hat and Jason Fuller posted 1-2-3 as the Railers defeated Triboro 7-1.
In the South, Christian Marsh had a goal and an assist late to help Lynn past Winchester 4-2; Baldwin wore the hat and had an assist and Murray, Richardson and Merrill all clicked for 1-1-2 as the Advantage topped Natick 8-5 – Cole Campbell, Hudson Halters and Riley Schneller with 1-1-2 apiece in the loss; Peter McDonough scored twice as Natick edged the Crusaders 2-1; and Bent wore the hat as SMS downed Winchester 4-1.
In the East, Jack Sabolaukas wore the hat and Henry Richardson-Irvin had a goal and an assist as the Crusaders topped Cape Ann 7-2; Evan Gerber pitched a shutout, Vivaan Sabharwal had 1-1-2 and Mike Doherty two assists in Brookline's 3-0 win over the Wizards; James Curtatone scored four goals and set up another and Chris Ferlito and Shane Doe both posted 2-1-3 in Somerville's 12-4 victory over Marblehead – Gabe Murray and Will Sullivan with 1-1-2 apiece in the loss; No. 9 scored four goals and set up another and No. 12 had 1-1-2 as Melrose trimmed Beverly 6-4 – Meredith Johnston with two goals and Joey Michalski 1-1-2 in the loss; Tim Heaslip pitched a shutout and Shane Moran scored twice as Lynnfield/Saugus downed Woburn 3-0; and Connor Fleming-Benson wore the hat and No. 2 scored twice as Allston/Brighton stopped Acton-Boxboro 7-0.
In the West, Jake Maycock scored his second and third goals of the game late to give SMS a 5-3 win over Waltham – Conor Griffin with two assists in the win, while Bobby Ferguson and Miyana Bahl both posted three assists and Ryder Barenholtz two goals in the loss; Caron wore the hat and had an assist and Willa clicked for 1-2-3 as the Americans defeated the Warriors 6-2 – Maeve Bucci with 1-1-2 in the loss; James Gildea had 1-1-2as Andover topped Wakefield 6-3 – Cullen with all three goals in the loss; Riley Schneller wore the hat as Natick defeated the Revs 6-3 – Joaquin Rojas with two goals in the loss; Eli Kowalski wore the hat and had an assists and Tyler Arrendondo had 1-1-2 as Micro Ice topped Greater Lowell 7-1; Rojas wore the hat, Caden Crogan posted 2-1-3 and J. Chamberlain pitched a shutout as the Revs defeated Natick 8-0; Clair Bromley scored with 7:03 left, Coleman Corbette followed with 4:36 remaining and Lilly Bromley, who also had an assist followed 1:10 later to give Burlington a 7-7 tie with Medford – Emma Steiner with 1-1-2 for Burlington and Xzavier Oviedo 2-1-3, Nathan Ferranti three assists and Joey Mongiello 1-1-2 for Medford; and Ryan Horrigan wore the hat and had an assist and Dom Melito scored twice in Masco's 6-0 win over Framingham.
Dave Logman wore the hat and had an assist, Wesley Moore clicked for two goals and an assist and Simon Yelensky had two assists in Newton's 8-1 victory over Lexington/Bedford; Peter Grillo came through with 1-2-3 and Cole Ouellette pitched a shutout as Haverhill/Pentucket topped NH East 5-0; Nolan Ferrimen wore the hat and Nick Kiely and Brandon Devine both posted 1-1-2 in Waltham's 7-1 win over Lexington/Bedford; Liam Crowley and Johannes Eikeboom both had 2-1-3 as Wellesley downed Needham 6-2; and Jack Kanaczet dished out three assists and six different players scored as the Saints defeated Assabet 6-1.
In the North, Oliviera wore the hat, Francis had a goal and an assist and Connelly pitched a shutout in Cape Ann's 6-0 victory over Andover; Patterson's second goal of the game, with 8:16 left – Caruso assisting on both goals – as Everett/Revere pulled out a 2-2 tie with Twin City; Luke Marino scored four goals and set up another and Nick Glass delivered 2-1-3 in Beverly's 6-1 win over Brookline; Joey Mongiello's second goal of the game, with 5:37 left, set the stage for Colin Lee to cap a hat trick with 44 seconds remaining to give Medford a 7-7 tie with Wakefield – No. 57 with 1-1-2 for Medford and Quinn Bonner with a hat trick and an assist and Malykai Pelczar two goals for Wakefield; Brodie Millette wore the hat, Henry Galoski posted 1-2-3 and Colin Curran scored twice in Newburyport's 7-2 victory over Peabody – No. 90 with both goals in the loss; and Matt Iler wore the hat as Agawam downed Cape Ann 3-0.
Colleen Sansone scored two goals and set up another in Dorchester's 4-0 victory over Wellesley; No. 9 scored twice in the second period as North Andover edged Peabody 2-1; Colby Medeiros and William Carter both scored twice as Danvers topped Winchester 4-1; Luis Fernandez scored five goals, John Schofield also wore a hat, Chris Sheridan scored twice, Jacob Greene had 1-1-2 and No. 24 had two assists in Billerica's 11-4 victory over Andover – Bowden Wood with 1-1-2 in the loss; Jason Juarez scored early and six different players scored in Waltham's 6-0 win over Framingham; Jake Kennedy scored four goals and Dylan Sweeney also wore a hat in Arlington's 9-4 triumph over Parkway – R. Bernier with 2-2-4 and S. Bernier two assists in the loss; Ricky Broglino scored with 6:02 left to give Lexington/Bedford a 2-2 tie with South Boston; Adam Roberge wore the hat, Luke Sarao scored twice and Lukas Allen had two assists in Chelmsford's7-1 win over Andover; and Mike Harrison scored four goals and set up another, Desmond Cassidy posted 1-2-3, Rory Joyce 1-1-2 and Dax Sabin and Ryan Mrabbi the shared shutout in Winthrop's big win over North Andover.
In the East, Jongwoo Baek scored what turned out to be the winner with 50.4 seconds left in the second period as Brookline edged Natick 3-2; Alex Jacques' second goal of the game, with 2:58 left, gave Natick a 3-2 decision over Waltham; Max Varney wore the hat in Reading's 5-2 win over Newton – Tony Pagana with 1-1-2 in the loss; Scott wore the hat and had an assist, Faiz had 1-2-3, Lewis scored twice, Challagulla and Scoll 1-1-2 apiece and Chen two assists in Andover's big win over Tewksbury; Anderson wore the hat and had an assist, Leider posted 2-1-3, Katis had three assists and Stefanilo also scored twice in Twin City's 7-1 victory over Amesbury; No. 5 scored twice and Ben DiCarlo had 1-1-2 in Somerville's 5-0 win over Woburn; and Maddox Speciale scored with 5:21 left to give S&S a 4-4 tie with Masco – Johnny Glynn with 1-1-2 for Masco.
McBride scored four goals and set up two others and Cecca and Doddrell both had a goal and an assist in Acton-Boxboro's 8-3 victory over Haverhill/Pentucket – Antonelli with two goals in the loss; Connor Williams clicked for 2-1-3, Ryan Scafidi also scored twice and Brady DeVita had 1-1-2 in Concord-Carlisle's 7-1 win over Marblehead; Comeau scored twice, Furlong posted 1-1-2 and Palladino had two assists in Lynn's 8-1 triumph over Wakefield; and Peyton Grebinar scored the tying goal with 6:54 left and Ryan Stand scored twice as the Railers tied Danvers 3-3—Brady Swanton with two assists for Danvers.
In the Central, Sammy Parker wore the hat and had an assist, Luke Teer posted 2-1-3 and Raffe Lakhani had 1-2-3 in Brookline's 7-4 win over Parkway – Han with 1-2-3 and Stephens 1-1-2 in the loss; Harrison snapped a 2-2 tie with 9:17 left and MacGilvary scored twice in Wilmington's 4-2 victory over Beverly; Satchel Sequeria wore the hat and No. 15 scored twice as Cambridge trimmed Belmont 5-3 – Dante Moorman with 1-1-2 in the loss; Grant Worden scored four goals, Liam Worden also wore a hat, adding an assist, Ella Duffy clicked for 1-1-2, Khloe Goggin had two assists and Antonio Pucci pitched a shutout in Methuen's big win over the Crusaders; S. Walsh clicked for 2-1-3 and Gracia had two assists in Dorchester's 7-1 victory over Brookline; Flaws, Andrews and Deleon all scored twice in Beverly's 9-4 victory over the Andover Girls; Sweeney wore a natural hat to power the Crusaders past Medfield 4-1; and Alex Mullin scored with 9:27 left to give SMS a 3-2 decision over Reading.


Bring the whole family on March 2 at 2 pm to hear the Auburn Chamber Orchestra entertain all ages with fun classics, novelties, and movie music in our "Family Concert". Director Steven Frackenpohl has chosen all the best parts of Dance of the Hours from Fantasia, Pirates of the Caribbean, Mozart's Eine Kleine Nacht Musik, Brahms' Hungarian Dance No. 5, music from Carmen, and even Anderson's "The Typewriter" on a real typewriter!
Don't miss this afternoon gem at the comfortable Auburn Alliance Church – 630 N. Seward Ave, Auburn, NY 13021.
The orchestra draws fine musicians from teens to 90s, joyfully making music for the community now for 32 years! A $5 donation per person is always appreciated, and children 12 and under are welcome for free. We'll be waiting for you!
And come back on April 26 for "Auburn POPS!", the final concert of the season, at Cayuga Community College's Bisgrove Theatre.


The Fellowship was fortunate enough to obtain a copy of PROJECT SUPERPOWERS: HERO KILLERS #1 from Dynamite Entertainment. Ryan Browne writes, Pete Woods draws and colors, and Crank! letters.
Libertyville was a town in trouble, so it offered superheroes a steady job fighting crime. But too many of them took them up on the offer, and now there are way too many of them trying to fight too little crime. Then a group of sidekicks are hanging out when they discover a supervillain plot, and they take him out on their own. When one of the heroes shows up and tries to take credit, the sidekicks are having none of it.
It's hard to tell if this is a story about the dangers of handling superpowered people, or the dangers of sidekicks, AKA teenagers with super powers. This issue uses both ideas to hilarious effect, and super comedy is not an easy sub-genre to pull off. But it manages to be relevant as well as self-parodying, and the art adds many pieces of both puzzles to the mix.
These kids are going to be in a ton of trouble if their secret comes out (especially Tim, but maybe he can plead that one down a bit, if he can get a good lawyer). This book is a hoot, so go pick it up.
PROJECT SUPERPOWERS: HERO KILLERS #1 is available now from your local comic shop, or online at dynamite.com.


I slip my feet into the tub and sit quietly beneath the waters. Before I do, I glance at myself in the mirror and the image reflecting back reminds me I really haven't eaten in almost a week. I want to do better but I just don't have the energy.
Thoughts of going underwater flutter through my head, just for few seconds but just enough to know I'm in a dangerous place. Not only have I slipped my feet into the tub but I feel myself slipping, making myself small again, if not in voice than in size and wanting to drown it all out, if that means drowning me out.
I do not like these thoughts.
I wish I wasn't such a feeler.
I recognize that I am and have been one all my life. I feel before I think and often get overwhelmed by them. I have allowed my feelings to distort truth, to BE truth, and have often been led astray by them.
But not this time. This time my feelings, or what I also know as my gut or intuition, helped me discover a glitch in the wiring of our seemingly happy Home and now my discovery makes me feel so incredibly sad.
I wish I could go back to last Saturday when we paraded ourselves as whole when indeed we were halves, longing for more all while continuing to settle for less than even pieces and parts.
I've kept my head full of Jesus today but sometimes Jesus doesn't help. Sometimes Jesus asks that you help yourself and right now I don't even know what helping myself looks like so I sit in the bath and make the decision that maybe for now, helping myself looks like showering quickly instead of drowning in a bath. Maybe eating despite feeling like not eating would be a good start. Maybe sleeping. Maybe I need to take care of myself despite how I feel about taking care of myself because at the end of the day, I'm believing the lie that if I had been more…THIS WOULD HAVE NEVER HAD HAPPENED.
And I realize this is what I do, I take on responsibility to fix. "If I would have been more than or less than, he would have been happy" because it's my responsibility. He's said I haven't and those words fuel my thoughts and feelings and the hole inside of my widens. I find myself slipping further, growing smaller, wanting to disappear underwater.
I wasn't enough. Or maybe I was too much.
Jesus sits on the edge of the bath with me and I can feel His Presence. He is watching me sort this all out and I don't feel ashamed. I feel heard. I look around my bathroom, at the walls of this house and I realize I may not be able to stay here, in the house where we raised our family.
Fill me with hope for me.
I am full of hope for you.
I am full of hope for YOU!!!!!!!!


What is Good Nutrition? The Answer May Surprise You!
It is a puzzling question……what is good nutrition? There seems to be a lot of different answers out there at the moment. Does good nutrition mean eating fewer sugary desserts? Or does it mean eating more fruits and vegetables, eating less meat and/or fewer carbs, less dairy, less grains, no gluten? Or is it eating a "balanced diet"?
Since I started my Precision Nutrition course we have covered a lot of mind blowing stuff and none more so than the answer to this question! This term I want to establish exactly this…What is good nutrition?
Well, there are five important points that cover the definition of good nutrition….
1. Good nutrition has the correct energy balance (energy in/energy out).
2. Good nutrition focuses on nutrient dense food.
I would like to cover number five today. I was blown away by this and wanted to share it with you straight away. This is really important to us, particularly this year, our year of "the bucket list" with our mission of fulfilling individual goals.
Number 5 on the list of good nutrition is all about where our focus lies!
5. Good nutrition focuses on health, performance and body composition.
You see, a lot of us tend to focus solely on body composition (losing fat/gaining muscle). Is good nutrition all about looking good naked and having a flat stomach? Well, no! These strong motivators can easily lure us into the world of crash diets, unneeded supplements and unrealistic diet plans. Rather than focusing solely on the visual outcome of body composition we should be focusing on our health and performance as well.
For example, starving yourself on an extreme diet plan may improve your body composition in the short term but what is it doing for your health and performance? Fad/crash diets may leave you feeling weak, affect your immunity and leave you too tired to workout at a high intensity.
On the other side of the equation you maybe focusing entirely on performance. You're training for a half marathon and then come home eat a pie, a can of coke and a block of chocolate! And that's going to affect your health and body composition as well as your performance.
The diagram below shows that we need to link together all three components to achieve the goal of good nutrition. HEALTH, PERFORMANCE and BODY COMPOSITION.
Focusing strictly on any one of the goals above to the exclusion of others can lead to problems. Good nutrition should improve the way you look, feel and perform!
If we fuel our bodies correctly it makes us feel better and in turn makes us perform better which then leads us to look better.
Ask yourself, did my food intake this week lead to good health and better performance?
We will cover all five points of good nutrition in detail this term which will give us the skills to maintain a balanced and healthy lifestyle for the long term.


THis is so darn cute!! Love all the colors and the way used the flowers behind your name!
Super cute dear Heather! great to see you here. Love the colors, the painting brush, those beautiful flowers underneath your name and the doll. Lovely!


WE BUILD INTUITIVE MOBILE APPLICATIONS AND WEBSITES THAT MAKE AN IMPACT.
Scotchegg is a digital development agency providing mobile apps and websites. Based in the technology sector of Digbeth Birmingham, our strong team are highly regarded both technically and creatively, developing interactive experiences that bring people together in and beyond the digital world.
We build progressive and influential web projects to improve and maintain conversations between our clients and their audiences. With an investment in new wave UI design, we become experts in user experience to produce technology that enhances the way we live and participate digitally.
182 Fazeley Street, Digbeth, Birmingham, B5 5SE.


text:
Newmine Finalist at 2020 Red Herring Top 100 North America
1Newmine, a Boston-based retail technology company, has been selected as a finalist for Red Herring's Top 100 North America award, one of the technology industry's most prestigious prizes.
Previous Top 100 finalists have included Alibaba, Facebook, Google, Skype, SuperCell, Spotify, Twitter, and YouTube. "We are honored that Newmine has earned a place among such a high caliber of technology innovators," says Newmine CEO and Founder, Navjit Bhasin. "Our solution, Chief Returns Officer, is an AI-powered product returns reduction platform that empowers retailers to enhance their profitability as well as environmental sustainability."
Returns have risen to become one of retail's most expensive problems, as the overall value of returned merchandise in the United States is projected to reach $350B by 2023. Globally, that number is projected to reach $760B. "The retail industry is ripe for disruption in this area," added Bhasin. "Returns intelligence supports all areas of the retail business across the product lifecycle."
The Top 100 North America has become not only a springboard for some of tech's biggest names, but a valued and trusted tool for venture capitalists, experts, and analysts predicting trends at the industry's sharpest edge.
"Selecting finalists for this year's Top 100 has proved more difficult than ever," said Alex Vieux, publisher and chairman of Red Herring. "North America has been tech's beating heart for years–but never have I seen such an exciting, disruptive and innovative generation as we have in 2020."
"Newmine fully deserves its place among our finalists, and I've every confidence it will make a significant impact in the tech world," added Vieux.
Newmine is presenting their winning strategies at the Red Herring Top 100 North America conference on Nov 18, 2020. The Top 100 winners will be announced after all the presentations at the Top 100 Forum.
Jenny Gorlin
Marketing Manager at Newmine
Jenny is Newmine's Marketing Manager. Having recently completed her MSc. in Marketing at Trinity College, Dublin, Jenny brings a global perspective of consumer behavior and customer decision journeys. She's passionate about how omnichannel retail is being used today to create powerful customer experiences.
Latest posts by Jenny Gorlin (see all)
To Build Supply Chain Resilience Reduce Product Returns - January 25, 2021
Newmine Releases KeepScore - January 12, 2021
The Silver Lining in Holiday Returns - December 22, 2020
Newmine Selected as a 2020 Red Herring Top 100 North America Winner ( 1 Dec,2020 )
Newmine's Chief Returns Officer Highlighted by Coresight Research ( 24 Mar,2018 )
Fashion Retailers: Environmental and Business Sustainability Are Possible ( 22 Jan,2020 )
Growing EBITDA in 2020: A Message to PE Investors ( 25 Aug,2020 )
Newmine Announces Freight Analytics Program ( 23 Apr,2014 )


text:
Q: Ruby on Rails - Ruby code in view file gets printed I have a Rails 3 project in Aptana Studio 3 with a html.erb view file containing the following code:
<% if @books.blank? %>

    There are not any books currently in the system.

<% else %>

    These are the current books in our system

    <% @books.each do |c| %>

        <%= link_to c.title, {:action => 'show', :id => c.id} -%>

    <% end %>

<% end %>

    <%= link_to "Add new Book", {:action => 'new' }%>

Then in the embedded terminal, I run rails server, click the "Run with Firefox Server" button in Aptana which opens the application with firefox, and directs me to this link: http://127.0.0.1:8020/library/app/views/book/book.html.erb
The problem is that I get this output:
<% if @books.blank? %>

There are not any books currently in the system.
<% else %>

These are the current books in our system

    <% @books.each do |c| %>
    <%= link_to c.title, {:action => 'show', :id => c.id} -%>
    <% end %>

<% end %>

<%= link_to "Add new Book", {:action => 'new' }%>

Seems like the ruby code isn't getting evaluated but rather printed, however the syntax looks alright to me... Does anyone know what might be the problem?

A: Aptana doesn't open the right page. If you're just using the default server, then you probably want to open localhost:3000.
Some more info: look at the url, it's just the path to a file, not the url for the books index.
Your file path (http://127.0.0.1:8020/library/app/views/book/book.html.erb) also seems strange...
First, the book folder name should be plural (app/views/books). And second, your view code seems like it's the books index page, so it probably should be in app/views/books/index.html.erb.

redpajama_set_name: RedPajamaStackExchange


The Mountlake Terrace City Council during its Tuesday, Jan. 2 meeting is scheduled to administer the oaths of office to councilmembers re-elected last November. The council will also elect a mayor and mayor pro-tem for 2018.
In addition, appointments of council liaisons and representatives for intergovernmental agency boards/commissions will be announced.
The meeting will be in Interim City Hall, 6100 219th St. S.W., 2nd floor. You can see the complete agenda here.


In this unit, the students will investigate ways that they are alike and different. They will identify physical characteristics that they share and that are different. They will discuss likes and dislikes, groups they belong to, special events and favourite things.


Article critiques are pretty common assignments, because professors love to assign them. You will be provided an article that relates to your course content, and then be asked to write a "critique," which is an examination of the author's purpose, the validity of his points or arguments, and perhaps a comment on the effectiveness of his style.
To write an effective critique, you must read the article several times, because each time you will pick up something new on which you may want to comment. For example, an article that is written satirically may entertain you in the first reading, but then you must go back and read beneath the sarcasm to determine what serious points are actually being made, and then again to reflect upon the validity of those points. You'll need to take notes during those 2nd and 3rd readings at a minimum.
Did the author have a clearly stated purpose, and did s/he achieve that purpose?
Did the author show bias by failing to include evidence that would counter his/her opinions?
Did the author stay on point?
Was the style appropriate for the purpose and the subject matter?
The topic may be of no interest; you have received poor grades on these types of assignments in the past; you're out of time – these are all reasons to contact GlobalWritings.com and get a writer who actually loves to write critiques and who is a master at it. The subject matter doesn't matter – we have critical writers in all fields. Place an order, give us your professor's instructions, and you'll have your critique in no time.


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More info on Fairfield, Connecticut
Fairfield, Connecticut: Quiz
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in the 1779 raid led by General William Tryon, British troops destroyed 83 houses, two churches, and a jail in Fairfield, Connecticut?
More interesting facts on Fairfield, Connecticut
Categories: Populated places established in 1639 > Fairfield, Connecticut > Towns in Fairfield County, Connecticut
Question 1: The PepsiCo Theatre, a renovated 1922 carriage house on the campus of ________, is the home to the Theatre Program of the Department of Visual and Performing Arts and Theater Fairfield, the resident production company of the University.
Yale University Loyola University Maryland Fairfield Stags Fairfield University
Question 2: As of the ________[7] of 2000, there are 57,340 people in the town, organized into 20,397 households and 14,808 families.
Census Italy France Spain
Question 3: A third station is under construction near the Grasmere neighborhood and adjacent Black Rock neighborhood of Bridgeport along with a large commercial development known as ________.
New Haven Line Fairfield Metro Center Bridgeport (Metro-North station) Fairfield (Metro-North station)
Question 4: ________, actress, Tierney cottage just off Sasco Hill
Film noir Gene Tierney Clark Gable Grace Kelly
Question 5: ________ (1752–1817), American Congregationalist minister, theologian, educator, and author; president of Yale College was a pastor for twelve years at the Greenfield Hill Church.
Jonathan Edwards (theologian) Yale University Timothy Dwight IV New England
Question 6: ________, former CEO of General Electric, former town resident[40]
Boeing Robert Nardelli 3M Jack Welch
Question 7: Fairfield Grace ________
Christianity United Methodist Church Arminianism Methodism
Question 8: The opening of the ________ in the 1950s brought another wave of development to Fairfield and by the 1960s the town's residential, suburban character was firmly established.
Bridgeport, Connecticut Interstate 84 (east) Connecticut Turnpike New Haven, Connecticut
Question 9: Holy Cross ________
Catholic Church Pope Pope Gregory I Pope John Paul II
Question 10: Private schools include ________, Notre Dame Catholic High School, Fairfield Country Day School, Holy Family School, St.
Rockhurst High School Regis High School (New York City) Fairfield College Preparatory School Bellarmine College Preparatory


Just last month a closing took place on our 32 Perseverance Street home, located in I'On Village, Mount Pleasant, SC. This month, all you need to do is take a little stroll down to the end of the street to see that our LEED certified cottage on 4 Perseverance Street is now under contract! Kim Meyer, with Chuck Avera Keller Williams Realty has successfully landed both of these closings! The saying, "Three times a charm" is out as a little challenge for Kim to see if she will be the one to bring the 2009 Coastal Living Idea Cottage to the closing table. . . we shall see!


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Q: Dotnet In-Memory DataStore/Datasource for Production I'm looking for a solution to store data in memory while beeing able to query this.
As far as I understand EF Core inmemory database should not be used in production since it is only made for testing purposes.
The data is generated at startup from the application itself and should be accessible really fast during runtime of the application ( a lot of lookups ).
The reason not to use a Dict is that there are a lot of search parameters inbetween those informations that are generated at startup. And a list with LINQ is not due to performance concerns.
Redis is not used due to the overhead with the whole connection stuff.
Even if I don't care regarding the recommendation not to use EF Core inmemory db, isn't the overhead there to convert all of the querys to SQL and then "request" it ?
Any advice or alternative is appreciated.
Regards!


The 2015 MHVP Calendars are in and they look fabulous!
The Grand-Prize winner of our auction draw was the Cole Family. For their charity the Coles have chosen Horse of Connecticut- this donation will be made in memory of their friend Mr. Wade Hampton. The Coles have very generously donated their portion of the proceeds back for MHVP to send to the charity of our choice. We chose The Standardbred Retirement Foundation in honor of our newest team member Dr. Jennifer Puttress and her love for this breed. The winner of our Facebook Charity pick contest was Embrace Hope: Sandy Hook Equine Assisted Therapy.
Thank you for participating in this year's charity auctions. We hope that you enjoy your calendar. We also hope that you will take a moment to check out these charities and what they offer to the horse world.
09/24/2014 Visit our in progress auctions to bid for a spot for your photo!
Copyright Mid-Hudson Veterinary Practice, P.C.. All rights reserved.


To be a public speaker of course it needs the kind of skills such as the kind of presentation skills. In order to master this it can be learn autonomously or it can also be learn by joining some kinds of course. One of the well recommended place to gain skills and knowledge about the public speaking is to join the presentation training NYC. This is of course if you happen to live or sty in New York City. However, if you really plan to work there, then it does not matter from what country or what regional you are staying.
As we all know there are lots of things that need to be learned in order to be a great public speaker. They are about the kind of self-confidence, the kind of words to say in order to get people attention, and also how to make the audience keep interested to the kind of materials that we are presenting. All of these materials are important and a great public speaker should be able to master them. That is why you need to join the course to learn more, practice more and train more.
If you want to join this course and you do not know how to apply then first thing first, you need to go online to find some of the information. There you will be able to find out about the location, the kind of outline that you are going to learn, the kind of price that you need to pay also the kind of total session that you need to prepare yourself. In this case you need to be sure how many days that you are going to stay there, how much money you need to prepare and something like that.
Just like any other kind of courses, this one also has its purpose or objection that is to help people to be a professional public speaker. Not only that, it also has the objective to allow people to think better and be able to succeed on the kind of presentation. As we all know, when it comes to the public speaking presentation is also needed. That is why, by having the great presentation, it would help people or the participants who join this course succeed on both – public speaking and business presentation. This is one of the goal of people join the presentation training NYC.
Every single person must have the different kinds of expectation when it comes to join the course. Some of you might expect to be able to have the incredible self-confidence, some of you might expect to be able to prepare the great presentation materials and there are some other kinds of expectation from the others. You might as well have your own expectation before joining this kind of course. Well if you are then of course, you are going to optimize the change you have in order to achieve your goal, the kind of expectation that you want to have after joining the course.
The price that are going to be paid as the price for joining this course, which is the presentation training NYC must be varied from the cheap one to the expensive one, it depends on the kind of level, depends on the sessions, depends on the materials and so on. However, it can be compromised by opening the website of the course on the internet. There, you will see the kind of package offered by the committee. You just have to choose which one that you are going to choose in order to be expert on the kind of public speaking and also the business presentation.
As the name of the presentation training of course this kind of course is going to focus on the kind of training. In another words it is going to optimize the chance of each participant to practice more often about any kinds of element that support the presentation or the public speaking. Just like it is written on the outline of the course, the objective of this course is to help people to be a great public speaker and also to help those businessmen to be perfect on their business presentation.
In summary, the kind of presentation training NYC is the kind of course which is focused on training the people in order to succeed in the business presentation and also to be a great and famous public speaker. If you really want to be the best public speaker or you want to succeed on your business presentation than you know where to go or what kind of course that you need to join. This is the kind of course that you need to follow if you are in the NYC but you might as well join the brunch in your country or your city.


First Lady Betty Ford (here with the president and her husband, Gerald) overcame personal difficulties and tragedies that helped inspire Americans.
Lisa McCubbin examines the life that poised Betty Ford for roles she didn't seek. Within and beyond the White House, Ford made her personal struggles into tools that helped bring breast cancer and substance abuse out of the shadows. Reader Amanda Carlin captures Ford's buoyancy, adding depth to McCubbin's chronicle of the hoofer turned First Lady whose wit, grace, and resilience inspired a generation.


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WATCH: Pakistan domestic cricket unearths youngster with batting style similar to Virat Kohli
By Hardik Dhawan
Baloch's hand-eye coordination has already caught the attention of the experts and it looks he is seriously imitating his idol.
Pakistan had unearthed a Virat Kohli in batsman Ahmed Shehzad earlier but it was more for the looks that the latter sported than any cricketing feat. In fact, the cricketer was even trolled in the past for comparing himself with the dashing Indian batsman. And now, the neighbours seem to have found another batsman as a close reply to the Indian captain and he is a teenager named Usama Baloch.
Baloch is only 18 but the batting style of the batsman born in Dera Murad Jamali in Pakistan's Balochistan province has a striking similarity with that of Kohli. His backlift and using the face of the bat with a lot of dominance has made his similarity with Kohli relevant even though the youngster has to cover a long distance to match Kohli's feats with the willow.
18 year old Dera Murad Jamali-born Usama Baloch batting in the Corporate T20 Cup. He models his batting on Virat Kohli #Cricket pic.twitter.com/B17pT57o78
— Saj Sadiq (@Saj_PakPassion) May 12, 2019
Baloch's talent surfaced in a local tournament Karachi Premier League and videos of his exploits with the bat have already started going viral on social media. In one of the games, his team Johar Bears were in all sort of trouble at 37 for 5 and in came Baloch. He took the battle to the opposition and slammed 69 runs off just 39 balls to take his team home in the 18th over. His entire knock that was punctuated with seven sixes gave enough glimpses of Kohli's batting style and the fans hope that he emerges fast to serve Pakistan cricket for long.
Identical copying though doesn't deliver always
On the other hand, though, it is not always that identical imitation of a cricketing great's batting style makes one successful. Indian's domestic cricket had one batsman named Vinayak Mane who played for Mumbai and made an identical imitation of the great Sachin Tendulkar. But he could not really make it to the national side. Virender Sehwag was also referred to as a clone of Tendulkar when he had arrived on the scene but the former Delhi batsman made adjustments to his game to establish a different identity of his own in subsequent times.
Related Items:Virat Kohli
WATCH: Kohli unleashes his anger on Ravi Shastri for sending Pant above MS Dhoni
WATCH: Virat Kohli imitates Jasprit Bumrah's action ahead of semi-final clash against New Zealand
Agent: Juventus superstar is considering leaving the club
WATCH: Sachin Tendulkar's son Arjun batting in Mumbai T20 League


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Pod kopułą (ang. Under the Dome) – amerykański serial sf z elementami dramatu i thrillera, emitowany od 24 czerwca 2013 przez telewizję CBS. Został on opracowany przez Briana K. Vaughana na podstawie powieści o tym samym tytule autorstwa Stephena Kinga. W Polsce serial miał premierę 13 stycznia 2014 na kanale Canal+ Film. Premiera drugiej serii w Stanach Zjednoczonych odbyła się 30 czerwca 2014 roku. Finałowy odcinek został wyemitowany 22 września 2014 roku.
10 października 2014 roku stacja CBS zamówiła 3 sezon serialu
31 sierpnia 2015 roku, stacja CBS ogłosiła zakończenie produkcji serialu po 3 sezonie Serial doczekał się wydania na DVD. Polskie wydanie pierwszego sezonu ukaże się 29 stycznia 2016.

Opis fabuły
Na miasteczko Chester's Mill spada niewidzialna, niezniszczalna kopuła, odgradzająca je od reszty świata. Mieszkańcy muszą radzić sobie bez pomocy osób z zewnątrz. Niestety kopuła ma swoje mroczne tajemnice...

Postacie pierwszoplanowe
 Dale "Barbie" Barbara – weteran wojenny odwiedzający Chester's Mill. Pochodzi z Zenith. Jako trzeci użył przejścia prowadzącego na zewnątrz Kopuły i odkrył wejście do jej środka.
 Julia Shumway – miejscowa dziennikarka. Po śmierci męża związała się z Barbiem.
 James "Duży Jim" Rennie – radny Chester's Mill. Kilkukrotnie próbował objąć władzę w mieście. Przekonany, że jest w jakiś sposób związany z Kopułą.
 James "Junior" Rennie – syn Dużego Jima, później funkcjonariusz policji.
 Angie McAllister – kelnerka, siostra Joego.
 Linda Esquivel – policjantka, po śmierci Duke'a Perkinsa zajęła stanowisko szeryfa Chester's Mill.
 Joe McAllister – brat Angie, jako jeden z pierwszych był w stanie kontaktować się z Kopułą. Chłopak Norrie.
 Elinore "Norrie" Calvert-Hill – dziewczyna Joego. Ma dwie matki: lekarkę Alice Calvert i Carolyn Hill.
 Phil Bushey – początkowo pracownik rozgłośni radiowej, później policjant
 Sam Verdreaux – lekarz, wujek Juniora Rennie.

Obsada

Główna obsada
 Mike Vogel jako Dale "Barbie" Barbara
 Rachelle Lefèvre jako Julia Shumway
 Natalie Martinez jako szeryf Linda Esquivel
 Brittany Robertson jako Angie McAlister
 Alexander Koch jako Junior Rennie
 Colin Ford jako Joe McAlister
 Mackenzie Lintz jako Norrie Calvert-Hill
 Nicholas Strong jako Phil Bushey
 Jolene Purdy jako Dodee Weaver
 Aiha Hinds jako Carolyn Hill
 Jeff Fahey jako Howard "Duke" Perkins
 Dean Norris jako James "Big Jim" Rennie
 Kylie Bunbury jako Eva
 Eriq La Salle jako Hektor Martin, szef firmy energetycznej

Obsada drugoplanowa
 Samantha Mathis jako Alice Calvert
 Beth Broderick jako Rose Twitchell
 Leon Rippy jako Ollie
 Kevin Sizemore jako Paul Randolph
 Dale Raoul jako Andrea Grinell
 R. Keith Harris jako Peter Shumway
 Josh Carter jako Rusty Denton
 John Elvis jako Ben Drake
 Ned Bellamy jako Rev. Lester Coggins
 Brett Cullen jako Don Barbara, ojciec Barbiego

Odcinki

Linki zewnętrzne
 Oficjalna strona serialu Under the Dome
 Strona CBS

 Under the Dome w bazie stopklatka.pl

Przypisy

Amerykańskie telewizyjne seriale obyczajowe
Amerykańskie telewizyjne seriale dramatyczne
Seriale telewizyjne emitowane od 2013
Seriale telewizyjne zakończone w 2015
Programy telewizji CBS
Seriale wytwórni Amblin Entertainment
Seriale wytwórni CBS Television Studios

redpajama_set_name: RedPajamaWikipedia


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RD.COM Tech Personal Tech Smartphone
How to Permanently Delete iPhone Apps
Leah CampbellUpdated: May 16, 2022
Whether an app is causing problems on your iPhone or you just want to free up some space, you can follow these steps to get rid of it for good.
There truly is an app for everything. That's a fact avid iPhone users know all too well—especially when they look down at their phones and realize they have more apps than they ever wanted or needed. Ready to get rid of a few of yours and finally organize your apps? Not so fast. You need to make sure that you're actually deleting them instead of simply hiding apps from view. If you don't take a few extra steps, those unwanted apps will still be lurking somewhere on your smartphone. Thankfully, we have a handy iPhone trick for you. Here's everything you need to know about how to delete apps on iPhone, whether you're navigating from your phone, your computer, or even in iCloud.
Looking for even more iPhone hacks? Find out how to lock apps and how to edit photos on your iPhone like a pro.
How to delete apps on iPhone
Most iPhone users already know how simple it is to uninstall an app: Just touch and hold the app until a pop-up window appears and then select the Remove App option. (Depending on your iPhone model, your apps may start to jiggle when you hold the app icon, and you'll tap the X or minus symbol to remove it.) From there, tap Delete App to confirm you want to uninstall the app from your phone.
One problem with this process? It removes the app from your home screen, but it doesn't completely remove the app. It still exists in your Apple account, and it may even be unintentionally added back to your phone during an update or when you sync your device. Permanently deleting an app, whether from your Apple account, phone Settings, or iTunes, takes a few more steps. And they're steps you might want to take if you have one of these apps that allow someone to spy on you.
Deleting from your Apple account
"To delete an app from your Apple account, first uninstall the app from your iPhone," says tech expert Andrew Jackson from SellCell.com. Simply follow the instructions outlined above to do that. Then open the App Store, click on your profile picture (top right), and go to Purchased. "Here, you'll find a list of apps installed," he explains. "You can swipe left and tap Hide on any app where you don't wish to have a record of the app being installed on your device."
Hiding an app will remove it from your Apple account, but it will still appear in your purchase history, explains Charles Edge, an Apple aficionado and the author of more than 20 books, most of which cover Apple products. "The only way to remove an app from [your purchase history] is to contact Apple Support," he adds. Find out the other things Apple employees don't tell you.
Deleting from Settings
There are a couple of other ways to permanently delete apps on an iPhone. To delete through Settings, Jackson instructs Apple users to go to General and then scroll down to iPhone Storage. "From here, you'll see a list of apps installed on your iPhone," he explains. "If you click on one of the apps, you'll see the option 'Delete App.' It does exactly the same thing as deleting an app from the home screen; it's just a different way of achieving the same thing."
While you're in settings, check out your iPhone privacy settings to ensure your information is properly protected.
Deleting from iTunes
"You can also delete apps through iTunes," Jackson says. Open iTunes on your computer and click on the Library. Go to Apps and then right-click on the app you want to delete. You'll be prompted to confirm that you want the app moved to the trash; from there, you'll need to navigate to the trash and empty it.
Learn more about your device and find out how to add widgets to your iPhone.
How to delete apps from iCloud
Don't forget that your iPhone may not be the only place an app exists—or at least a trace of it. As Edge explains, "iCloud Settings on a device can show purchase history [and] be used to control subscriptions and access certain family-sharing options." For these reasons, an Apple user may want to delete apps from their iCloud as well (especially if you notice these red flags that you shouldn't trust an app).
To turn off an app's backups and delete the backup data from iCloud, head to Settings. Tap your name at the top, then go to iCloud. Scroll down to Manage Storage. Next, click on Backups and the device that you're currently using. You'll see a list of your apps. If you want to delete one, just toggle the button to the left. If you're deleting an old messaging app but want a new (and safer) one, take a look at what secure messaging app you can download on your iPhone.
Can you delete preinstalled apps on an iPhone?
"The answer to this question is yes and no," Jackson says. Some apps that are preinstalled can be removed, and others can't. If you have an older iPhone, press and hold an app icon until it starts to wobble. Did an X or minus sign appear in the corner? If so, the app can be removed. If not, the app can't be removed.
Speaking of apps you may (or may not) find useful, here's everything you need to know about digital wallets and how they work.
How to delete preinstalled apps on iPhone
"The process for deleting preinstalled apps is the same as deleting any other app on an iPhone," Jackson says. For older iPhones, press and hold the app until it jiggles and you see the X or minus sign. When given the option to remove, you can delete it.
Have a newer iPhone? Press and hold the app until a menu pops up. Tap Remove App to delete it.
Keep in mind that not all preinstalled apps will provide the same options for removal. "Some apps that are preinstalled will provide either a Delete App (like the Books app) or a Remove from Home Screen option," Edge explains. "Remove from Home Screen simply hides the app, whereas Delete App deletes the application bundle completely. The reason we can't just delete all apps is that some have libraries shared with other apps to enable various functions of those apps."
You'll be able to tell which preinstalled apps can and can't be removed when you hold down the apps and see which options are available.
How to offload unused apps
Let's say you went on a wild app-downloading spree when you first got your phone, and now you have pages and pages of apps, most of which you never use. You could go through, one by one, deleting individual apps and hoping you don't accidentally get rid of one you need. Or you could allow your phone to offload unused apps for you.
To utilize this option on an iOS device, start by going to Settings. Tap General and then iPhone Storage. You'll see a section titled Offload Unused Apps. From there, tap Enable. "Your iPhone will then automatically remove apps that you're simply not using to free up valuable space," Jackson says.
Note: If you don't have a lot of unused apps, this may not be an option provided to you when in iPhone storage. How else can you free up storage? By deleting your iPhone's call history.
Why permanently delete an app?
According to Edge, there are a few reasons you might want to permanently delete an app.
You want to reset the app back to its factory default settings because it's problematic.
You think the app is causing problems elsewhere in the device as a result of malfunctions that started occurring after you installed it.
You want to delete some of the data within an app. (For instance, apps that keep track of your credit card information.)
You no longer use the app and want to free up resources like memory and load time. After all, the more apps you have working in the background, the slower your device will be.
Other reasons might include finding another app that feels like a better fit for what you were hoping to accomplish. Whatever your reason, there are several ways to permanently delete an unwanted app from an iOS device.
Next, learn how to delete everything on your iPhone and keep your personal information safe.
Charles Edge, Apple expert and author
Andrew Jackson, tech expert at SellCell.com
takasuu/Getty Images
Can iPhones Get Viruses?
rd.com, Getty Images (2)
Top Security Threats of Smartphones
Emma Kumer/rd.com, Getty Images
How to Stop Spam Texts on an iPhone
Leah Campbell
Leah Campbell covers technology for Reader's Digest as well as sites including Reviewed.com. She has a degree in developmental psychology and has written extensively on topics relating to infertility, dating, adoption and parenting. A single mother by choice after a serendipitous series of events led to the adoption of her daughter, Leah is also author of the book Single Infertile Female. She lives in Alaska. Follow her on Facebook, Twitter, Instagram and Linkedin.
How to Edit Photos on Your iPhone Using the Photos App
How to Hide Apps on an iPhone


I'm loving these new Levi's Shirts. I'm also loving that they're for a good cause. Levi's has partnered with food activist Alice Waters to celebrate 40 years of the "Delicious Revolution." The proceeds from the sales of these shirts go towards the Edible Schoolyard, a national organization that integrates garden and kitchen education into grade school curriculum. What do you think? Would you wear one of these?
It's raining and even a bit coldy down here. It even sorta-kinda feels a little like Fall weather. Oh and I figured out how to make snickerdoodles without cream of tartar. Smiles all around.
Hope your weekend is nice and cozy.