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4 Key Points About Trump and 'Incitement' Law
What You Need to Know About Big Tech's Crackdown on Trump, Parler
These 18 Corporations Gave Money to Radical Black Lives Matter Group
Fred Lucas	/ @FredLucasWH / July 07, 2020
Major corporations donate hundreds of thousands to Black Lives Matter to "fight injustice, inequality and discrimination." Do they understand what they're supporting? Pictured: Protesters march against racism and police brutality Sunday on Broadway in Amityville, New York. (Photo: Thomas A. Ferrara/Newsday/RM/ Getty Images)
Some of America's largest corporations have pledged or donated hundreds of thousands of dollars to the main Black Lives Matter organization, founded by "trained Marxists," that calls for replacing the nuclear family with a "village."
Prominent brands giving money include Amazon, Microsoft, Nabisco, Gatorade, Airbnb, and the Atlantic and Warner record labels.
>>> Update: During an interview with Fox News Channel's Laura Ingraham that aired Aug. 31, President Donald Trump called the heads of large corporations "weak" for donating to the main Black Lives Matter organization, saying it is Marxist and bad for the black community. <<<
Black Lives Matter as a movement or sentiment is not necessarily tied to the radical organization, called the Black Lives Matter Global Network Foundation, but it has become the greatest beneficiary of corporate largesse.
The Daily Signal previously reported that the website for the Black Lives Matter Global Network Foundation notes that replacing the nuclear family structure and promoting the LGBT political agenda are central to its mission. A co-founder also has said that she and other "trained Marxists" formed the network foundation.
The BLM Global Network Foundation began in 2016 with the fiscal sponsorship of Thousand Currents, a liberal nonprofit group. Susan Rosenberg, convicted and imprisoned in 1984 for domestic terrorism, is vice chairwoman of Thousand Currents' board of directors, The Daily Signal also reported.
At least 18 companies have donated or pledged to donate money to the BLM Global Network Foundation, according to a list compiled by the Washington-based Capital Research Center, which monitors nonprofits and charities. Another seven companies have not been clear which Black Lives Matter entity they chose for contributions.
Thousand Currents has said that all donations filtered through it, corporate and otherwise, "are received as restricted donations to support the activities of BLM."
The Daily Signal contacted spokespersons for all the companies mentioned in this report several times over the course of a week, seeking comment about their financial support for the Black Lives Matter Global Network Foundation.
The Daily Signal asked whether the companies supported that organization's stated beliefs and goals, which extend well beyond advocating racial equality and opposing police brutality.
>>> Related: A Deeper Look at Black Lives Matter and Its Impact
Several companies state merely that they are giving to "Black Lives Matter," without specifying which organization. The BLM Global Network Foundation likely is the recipient, given its prominence, but that isn't always clear in an announcement.
It also is possible that, similar to the tech giant Cisco, other companies gave to the Black Lives Matter cause through donations to traditional civil rights groups such as the NAACP and the Urban League.
A growing roster of corporations has issued press releases, memos, and tweets vowing financial support for "Black Lives Matter," linking directly to or using the Twitter handle of the Black Lives Matter Global Network Foundation. Here are 18 of them, plus some examples of ambiguous giving.
1. DoorDash
DoorDash Inc., which delivers prepared food, gave $500,000 to the organization. In an email to The Daily Signal, DoorDash spokesperson Liz Jarvis-Shean wrote:
In partnership with our [email protected] Employee Resource Group (ERG), DoorDash pledged a total of $1 million in donations, with $500,000 going to Black Lives Matter via the Black Lives Matter Global Network Foundation and $500,000 to create a fund to be directed by the [email protected] ERG towards state and local organizations.
Our goal with these donations and the other actions we announced is to stand with our employees and community members to fight injustice, inequality and discrimination and to support organizations that are working to root out structural and systemic racism and providing local community development, mentorship, education and entrepreneurship programs to support Black communities across the country.
2. Deckers
"Deckers as a company is standing together in solidarity to fight for equality," Deckers Brands said in an email to The Daily Signal.
"To show immediate support, we are donating a total of $500,000 to the following organizations," the clothing company said, listing seven organizations, including "Black Lives Matter Foundation," which it said "builds power to bring justice, healing, and freedom to Black people across the globe."
Although a smaller organization called the Black Lives Matter Foundation exists, as does another called Movement for Black Lives, a blog post from the Deckers brand Ugg links to the Black Lives Matter Global Network Foundation. That post uses language similar to the email from Deckers to The Daily Signal.
Amazon linked to the BLM Global Network Foundation in a press release June 9, identifying it as among 12 groups that would get a total of $10 million from the online retail giant. Amazon announced:
As part of that effort, Amazon will donate a total of $10 million to organizations that are working to bring about social justice and improve the lives of Black and African Americans. Recipients—selected with the help of Amazon's Black Employee Network (BEN)—include groups focused on combating systemic racism through the legal system as well as those dedicated to expanding educational and economic opportunities for Black communities.
4. Gatorade
Gatorade, the sports drink maker, identified the BLM Global Network Foundation as being among groups benefiting from a $500,000 donation.
We're committed to creating a more equitable society through influence, education and support. Today, as a first step, we are committing $500,000 across the following organizations @Blklivesmatter @NAACP_LDF @yourrightscamp @ACLU #BlackLivesMatter pic.twitter.com/uECzWrvUMt
— Gatorade (@Gatorade) June 3, 2020
5. Microsoft
Microsoft Corp. announced June 5 that it would donate $250,000 to the "Black Lives Matter Foundation," but the computer and technology giant linked to the Black Lives Matter Global Network Foundation.
Microsoft also named five other civil rights organizations with whom it would "deepen our engagement" by donating $250,000 apiece.
6. Glossier
Glossier, a skin care and makeup company, said in a May 30 press release that it would divide $500,000 among five organizations, including "Black Lives Matter," and linked to the BLM Global Network Foundation's website.
7. 23andMe
23andMe CEO Anne Wojcicki announced June 2 that the biotech company and its employees would donate to "Black Lives Matter" and linked to the BLM Global Network Foundation.
8. Airbnb
Airbnb Inc. announced on Twitter that the short-term lodging company was splitting a $500,000 donation between the NAACP and the "@Blklivesmatter Foundation," using the organization's Twitter handle.
We stand with #BlackLivesMatter. We are donating a total of $500,000 to the @NAACP and the @Blklivesmatter Foundation in support of their fight for equality and justice, and we'll be matching employee donations to both groups. Because a world where we all belong takes all of us. pic.twitter.com/lIfsLgvq2H
— Airbnb (@Airbnb) June 1, 2020
9. Unilever
Two of London-based Unilever's personal hygiene brands, Axe and Degree, pledged a total of $350,000 to the BLM Global Network Foundation.
Black rights are human rights. We stand with those fighting for justice.
We recognize our responsibility and need to do better. Today, AXE will donate $250K to the @Blklivesmatter movement.
The issues of systemic racism must come to an end.#BlackLivesMatter pic.twitter.com/y01z2LLcY1
— AXE (@AXE) June 2, 2020
We will not stay silent on the issue of systemic racism. We stand with the Black community and recognize the importance of taking action to drive change. As a first step towards this, Degree is pledging $100K to @Blklivesmatter #BlackLivesMatter pic.twitter.com/YHP5nfzJTK
— Degree (@Degree) June 1, 2020
10. Bungie
Bungie Inc. didn't provide a dollar amount, but the video game developer said it would make "financial contributions" to six organizations and linked to the BLM Global Network Foundation.
Black Lives Matterhttps://t.co/36o17Q3xTjhttps://t.co/fn1eLg5p64https://t.co/VHCaNWEgaIhttps://t.co/sw4IIMHBCThttps://t.co/X1AFf0uUK5 pic.twitter.com/d7G36mcjWU
— Bungie (@Bungie) June 1, 2020
11. Nabisco
Ritz, the cracker brand from snack manufacturer Nabisco, announced June 4 that it and sister brands were donating $500,000 to the NAACP and to the BLM Global Network Foundation.
We've come together as sister brands to support @NAACP and @blklivesmatter with a $500,000 donation as an important step in our commitment to helping impact change. pic.twitter.com/VLB87auphS
— RITZ Crackers (@Ritzcrackers) June 5, 2020
12. Dropbox
Dropbox Inc. founder and CEO Drew Houston announced June 3 that he was giving $500,000 to the BLM Global Network Foundation, tagging the group on Twitter and adding that he would match employees' donations.
Systemic racism and police brutality in this country must end. I'm personally donating $500,000 to @Blklivesmatter to fight racial injustice. I'll also match every @Dropbox employee's donation on top of the company's match. pic.twitter.com/9pTSu7Q0Ej
— Drew Houston (@drewhouston) June 3, 2020
13. Fitbit
Fitbit Inc., the maker of health and fitness trackers, tagged the BLM Global Network Foundation as a recipient of donations, but didn't say how much.
To everyone fighting for justice, to everyone hurting, to our employees and especially to the Black community: We stand with you.
Fitbit is joining the fight against racism and police brutality by making donations to @Blklivesmatter and @APTPaction
— fitbit (@fitbit) June 3, 2020
14. Devolver Digital
Individual employees of Devolver Digital Inc. donated $65,000 to the BLM Global Network Foundation as of June 2 through the video game publisher's ActBlue online giving account.
The individual employees of Devolver Digital and the company itself have donated $65,000 in support of the Black Lives Matter movement through the link below.
We urge industry peers and partners to donate as they are able.#BlackLivesMatterhttps://t.co/6mbe9Z1xrv
— Devolver Digital (@devolverdigital) June 2, 2020
Skillshare CEO Matt Cooper, in an online message June 1, said the online learning company was "donating to the following organizations" and referred to the "official #BlackLivesMatter Global Network," which it said "builds power to bring justice, freedom, and space for imagination and innovation to Black people."
Skillshare was among the few businesses to specifically name the network foundation.
16. Square Enix
Square Enix, a game developer, announced that it was giving $250,000 to the NAACP and Black Lives Matter, linking to the BLM Global Network Foundation.
#BlackLivesMatter (1/2) pic.twitter.com/luAbZQWmuQ
— Square Enix (@SquareEnix) June 2, 2020
(2/2) For those who will join in a commitment to listen, learn & take actionable steps, we're using our platform to provide helpful resources #BlackOutTuesday https://t.co/UH1ajF5FfMhttps://t.co/LVHT8Qp6tbhttps://t.co/bYBOOC8FxIhttps://t.co/ng4fSBUgi9https://t.co/DJuRNxBDl8
17. Thatgamecompany
In one tweet, thatgamecompany announced plans to give a total of $20,000 to both the NAACP and Black Lives Matter. In a follow-up, the video game developer linked to the BLM Global Network Foundation.
Black Lives Matter. pic.twitter.com/A4Tm0xV0w0
— thatgamecompany (@thatgamecompany) June 2, 2020
Please visit https://t.co/ZNJZapHPKb to learn more on how to help.
18. Tinder
Tinder Inc., the online dating network, announced that it was donating and provided a link to the BLM Global Network Foundation.
Take action. Donate here: https://t.co/0WVLJVVmnW pic.twitter.com/S7LNDdtvUV
— Tinder (@Tinder) May 31, 2020
Ambiguous Giving
The California-based tech firm Cisco identifies @Blklivesmatter, the Twitter handle for the Black Lives Matter Global Network Foundation, as among recipients of $5 million in donations.
But a Cisco spokesperson says the company isn't contributing to that main group.
At Cisco, we stand in solidarity with those taking action to eradicate systemic racism and inequality. Cisco CEO @chuckrobbins announced a $5M donation to @eji_org, @NAACP_LDF, @ColorofChange, @Blklivesmatter and our Fighting Racism and Discrimination Fund. #BlackLivesMatter
— Cisco (@Cisco) June 1, 2020
Cisco's Robyn Blum told The Daily Signal in an email:
With our recently announced $5M donation, we are pleased to be able to pledge funds to these organizations:
• Equal Justice Initiative–a private, 501(c)(3) nonprofit organization providing legal representation to people who have been illegally convicted, unfairly sentenced, or abused in state jails and prisons.
• The NAACP Legal Defense Fund–a premier civil rights law organization fighting for racial justice through litigation, advocacy, & public education.
• Color Of Change–America's largest online racial justice organization.
Contacted again by The Daily Signal with reference to that tweet, Blum said the Black Lives Matter Global Network Foundation was not among recipients of Cisco's donations.
The tech company Intel, in a May 31 memo from CEO Bob Swan, announced that the business would donate "$1 million in support of efforts to address social injustice and anti-racism across various nonprofits and community organizations."
"I also encourage employees to consider donating to organizations focused on equity and social justice, including the Black Lives Matter Foundation, the Center for Policing Equity and the NAACP Legal Defense Fund, all of which are eligible for Intel's Donation Matching Program," Swan said.
However, the Intel CEO's memo didn't provide a link to a Black Lives Matter group. Nor did it specify which foundation—the larger and more prominent BLM Global Network Foundation or the smaller Black Lives Matter Foundation.
The Daily Signal sought clarification from Intel, but it did not respond before publication of this report.
The Pokemon Co. is another example of a company that didn't specify which organization, but said it was donating $100,000 to Black Lives Matter.
#BlackLivesMatter pic.twitter.com/wOvXXYK6AW
— Pokémon (@Pokemon) June 3, 2020
Atlantic Records announced that it "will be contributing to Black Lives Matter and other organizations that are doing crucial work to combat injustice." But the legendary record company didn't specify whether it was donating to the BLM Global Network Foundation and didn't respond to multiple inquiries.
?https://t.co/xClfXNalBF pic.twitter.com/DTip77SoEZ
— Atlantic Records (@AtlanticRecords) May 30, 2020
Similarly, Warner Records announced that it would contribute "to Black Lives Matter and other organizations that are doing crucial work to combat racial injustice."
#blacklivesmatter #theshowmustbepaused pic.twitter.com/7v2fzj6K8L
— Warner Records (@warnerrecords) May 30, 2020
Discord, a communications company, announced that it is donating to the "Black Lives Matter movement." It did not respond to inquiries from The Daily Signal about the specific organization.
pic.twitter.com/pE91378PTF
— Discord (@discord) June 1, 2020
Pusheen, the company behind the cartoon cat of the same name, called on fans and followers to join it in donating to Black Lives Matter among other organizations, but didn't specify which BLM entity.
Black lives matter. pic.twitter.com/AQo8NRP6FH
— Pusheen the cat (@Pusheen) June 5, 2020
Ubisoft also said that it was contributing $100,000 to both the NAACP and Black Lives Matter, without specifying which organization or affiliate.
We stand in solidarity with Black team members, players, and the Black community. We are making a $100,000 contribution to the NAACP and Black Lives Matter and encourage those who are able to, to donate. #BlackLivesMatter pic.twitter.com/KpHZCF6VWx
— Ubisoft (@Ubisoft) June 2, 2020


The Woden Town Centre Master Plan and Mawson Group Centre Master Plan were prepared in response to actions outlined in the ACT Planning Strategy (2012) that identified the need to review the Woden Master Plan (2004) and prepare a master plan for the Mawson group centre, inclusive of the Athllon Drive corridor, to initiate development that would support strategies for active travel and rapid public transport along Athllon Drive and support the ACT Planning Strategy.
The two centres were initially considered together so that a wide range of strategic planning issues and the relationships between the two centres could be better understood. Separate master plans were prepared because each centre has its own community interests, characteristics and challenges.
The first stage of consultation (21 February to 4 April 2014) informed the public and businesses about the master planning project through the release of a discussion paper and information posters.
The second stage consultation (29 January to 15 March 2015) sought feedback on Woden Town Centre Draft Master Plan and the Mawson Group Centre Draft Master Plan.
During the consultation, information was made available online, via poster displays at the Westfield shopping centre, in the Mawson group centre, in the Woden Library, and several 'meet the planners' sessions.
Community feedback, industry input, and expert planning studies were used to shape the final master plans for the Woden town centre and the Mawson group centre, which were released in November 2015.
Following the master plan process, variations to the Territory Plan are being developed to implement the recommendations of the master plans.


He said the other teams he's negotiating with are Quebec Nordiques and Hartford Whalers. No Italian teams mentioned.
Thats some hilarious stuff right there.
He said he does have some other options, but he's continuing to talk with the Komets. He also said he's not sure where the Italy rumors started.
After last year, he'd be crazy to not try to get the best deal possible, and I'm pretty sure he hopes that's in Fort Wayne. Somebody could always come in and wow him with a deal he can't afford to turn down.
Darn, I thought the Bellfast Hooligans were in play!
Franke should be the last Komet to bring back from last years team.
Are you talking about the diaper drive? LOL.
I saw the Belfast Hooligans one time, we were there on a visit to the Bangor Bandits. Just about didn't make it back, something about the "Free Ireland Now!" T-shirt I was wearing.
mightbite, are you kidding me? STHs, Frankes, and an open flame nearby? Yep, bad idea all around....someone's wienie is bound to get roasted, for sure.
Nice to see all of you bloggers having some fun for a change.
Id like to see the Komets bring back Ratchuk .. thats if he doesnt catch on with an AHL team. What are the chances he returns?
Will these be the 4-6 he was spaeking of?
I also read they are still interested in Molle....Mele....Apod?
Maybe no one can answer this totally right now.
Just thinking outloud more than anything.
Can't wait to see 2-3 goal scoring studs signed next.
I read that Ratchuk returns to the Komets most likely....that is if he doesn't make an AHL team. JC reported it today.
Franke gave info that there might be at least 8 returning players from last years team. Maybe even more.
The way I see it...they are currently needing to fill 2 spots on the topline....2 spots on the 2nd line....Another point man on the powerplay....and some good old toughness on the blue line.
Franke still saying no returning player has a spot locked up....and 35 guys will be in camp.
Can't wait for the puck to drop so we can see how this thing shapes up.
I know....it is only July 12th.
Slim to none on Ratchuk. More news tomorrow I think you'll be interested in.
Is Eddie Long coming out of retirement to help with the scoring???
Alright thanks for that update on Ratchuk.. i just thought that he played well for us in the playoffs and would be even better with a full season with us. His Speed and puck carrying would help the PP a ton. Makes it so much easier to set up your powerplay when you have a guy that skate and carry the puck into the zone.
And now you understand why those chances aren't that great.
Ratchuk reminds me of Aquino, for some reason....anyone else? I've never personally met the guy, so it's not personality wise--might be the speed, size....I dunno what it is, honestly. He just does.
When I read that comment, it made me wonder about Komet information. Blake, do the Komets have set times when they will make player announcements? For example, do they always have a specific time...say 10am or 3pm for example?
Do they alert the press via e-mail, other electronic means, phone, or do they have press conferences to which you are invited? Just curious.
Komets had very little to do with the ex-Mudbugs story, which is what that hint was referrng to. I went out and found that one on my own.
They don't have press conferences, they just send out press releases. Almost always, they release those on a Tuesday, Wednesday or a Thursday, rarely on a Monday and never on a Friday because they want bigger bang for their announcement. Usually they are around Noon.
What is this? "Pond of Dreams"? If you build the rink, they will come. Lol.
Thanks for the answer, Blake.
Thanks, Hit....it must just be me.
Get real, I told you about Milam,weeks before that story broke.


Growth is the engine of wealth and success. Stock prices soar. Companies expand, hire and promote, and salaries rise. Optimism abounds. Everyone has a place in a growing future. The party does not go on forever, as we know. Growth rates slow, and sometimes they halt -- the reasons vary, but it's inevitable. Still, the end of growth is shocking, and the advertising industry is now facing the shock.
The advertising industry grew aggressively after the Second World War, and the baby boom generation provided additional momentum once it grew up. Traditional ad agencies went public and were snapped up by the holding companies, which grew through acquisitions, organic revenue growth and improved agency profits via aggressive cost reductions. Holding company share prices rose.
Yet here we are, seeing a growth crisis. Who are its victims?
Chief Marketing Officers. CMOs have not weathered the growth disruptions caused by e-commerce, the generational shift to Millennials and the fragmentation of digital and social media. Their legacy brands have ceased to grow. CMOs have not really mastered the new media. Judged by their behavior, they've lost faith in marketing as an investment, unsure about its ROI. To cover themselves, they've been cutting this investment, treating marketing as a cost to be optimized rather than an investment to be celebrated. They've cut agency fees, cut media investment, shifted their media mix and invested in lower-cost in-house agencies. Some are hoping that their Scope of Work and media mix experiments will bear fruit. They're playing a loser's game, though, and they'll pay for it with their jobs after 3-4 years.
Procurement. Procurement executives used to be heroes in manufacturing and distribution, where they figured out how to improve quality and cut costs at the same time. They saved the automotive industry and transformed many others. When they shifted their attention to media and advertising, though, they reverted to crude fee-cutting, which they have practiced for the past 20 years. The results have been devastating – they have reduced their agency partners to feeble incarnations of themselves, capable only of providing low-cost deliverables but not much more. Procurement did not do its homework on agencies to figure out how they could be made both more effective and lower cost. As a result, procurement has largely eliminated agencies as strategic partners who could be helping to solve the brand-growth problems.
Ad Agencies. Ad agencies have been suffering drip-drip tortures since before 1990. First, they were acquired by holding companies, who squeezed them for annual profit increases. Second, they endured the shift from media commissions to fees, subjecting them to annual assaults on their retainers and humiliating diagnoses by benchmarking cost consultants, against whom they had little power. Third, they dealt with the disruptive effects of brand globalization, the loss of AOR status, and (today) the sharing of clients with many other agencies -- which has cost them status and influence.
Understandably, agencies yearn for the "good old days" when creativity was king and they were respected partners. This leads them to operate as they did in the past, when growth was high and client heads could do what they wanted with their clients, and no one kept track of how much work was being done. This, more than anything else, is sinking agencies today. They're stuck in a low-growth marketplace with growing workloads and declining staffs.
Holding Companies. Holding companies face reduced growth from zero-based budgeting, chronic fee cuts for media and creative agencies, and the increased migration of work to in-house agencies and management consulting firms. Not all of this is inevitable -- their ad agencies could strive to get paid for all the work they do, and to upgrade their capabilities to become "more strategic." But this will not happen until it is mandated -- agency CEOs have been allergic to requiring more disciplined Scope of Work management practices, and they say that they cannot afford to hire more sophisticated people. They're stuck in the past.
Unless there is a change, one or more of the holding companies will eventually "fail to meet Wall Street/city expectations," and their share prices will come under attack.
This will bring down the wrath of the securities analysts and their investors, who will at some point either pull the plug or call for a breakup -- "The parts are worth more than the whole!" It has happened before, during the conglomerate boom and bust of the '60's and '70s. Who remembers Textron, Litton, LTV, Gulf + Western and ITT? They all grew ... and then disappeared in the early '80s, done in by a reduction in growth and new shareholder pressures.
Holding company CEOs need a new game plan, redirecting their agency CEOs to put a floor under falling fees rather than continuing to cut costs. Agencies have a price problem, not a cost problem. A first step would see them keep track of the work they do and ensure that they are paid for it.
The overwhelming weight of evidence is towards lower growth, even if positive actions are taken. The outcome will be dramatic and terrible when its time comes.
Cartoon Credit: Bruce Eric Kaplan, The New Yorker, The Cartoon Bank. With permission.


NIVEA understands skin like no one else. They work extensively with different skin types and the different care requirements brought about by culture, gender and age. Nivea care for all your skin; whether you're male or female, young or old, fair or dark, oily or dry, sensitive, normal or anything in between. They have developed numerous innovative skin care products over the past few decades – from deodorants to sunscreen products. Today I'll be sharing my favorite products from the one of the most recognized and trusted skincare brand – NIVEA.
Before NIVEA Creme's success story could begin, something entirely different had to be invented – Eucerit. It acts as an emulsifier and combines oil and water into an extremely fine, stable mixture. Dr. Isaac Lifschütz had developed this completely new emulsifier by 1911. Dermatologist Professor Paul Gerson Unna presented it to Dr Oscar Troplowitz, chemist and co-founder of Beiersdorf. He realized that the water-in-oil emulsion would form the perfect base for a cosmetic skin cream. All they now needed was a name. And to find one, Dr Troplowitz needed to look no further than the cream itself. Once the emulsion was finished, it had a snow white color. The name NIVEA comes from the Latin words "nix, nivis" and means "snow". When translated, NIVEA literally means "snow white".
Tones skin deeply to remove excess residues and revitalizes skin using 10 skin nutrients to repair dullness and damage, without thinning the skin. It contains Pearl Whitening Complex (Rucinol) and 10 skin nutrients – to give 10x better whitening effect and repair dull, damaged skin. No AHA/BHA which can cause skin redness, irritations, burning and flaking resulting to visibly radiant, dewy skin with refined pores.
It's the first body moisture serum with sun protection for 10 signs of dry and damaged skin; (1) Flaky, (2) Itch, (3) Uneven, (4) Scratched, (5) Rough, (6) Cracked, (7) Stressed, (8) Dull, (9) Peeling, (10) Tight. Has 100x concentrated Vitamin E and Grape Seed extract that repairs your dry skin the most efficient and natural way and protects with SPF 25.
The 1st Deo Serum in the Philippines that effectively and evenly whitens underarms and Nivea's best whitening deodorant for dark, hard-to-lighten underarms. It contains 10x more Vitamin C and Even White Technology to effectively and evenly whiten underarm skin. It also provides quick absorption for deeply nourished skin and a 48hr anti-perspirant protection.
"The mother of all creams" . The unmatched moisturizer for every skin type, for children as well as for adults and during all seasons. NIVEA Creme provides the skin with all it needs to stay pure, fresh and smooth.
It is enriched with Carnitine and White Tea extract to regulate oil production to keep the skin oil-free. Protects your skin from sun damage while helping reduce skin pigmentation and lighten your skin tone. The formula with Advanced Collagen Protect helps prevent wrinkles caused by frequent sun exposure. The formula is quickly absorbed making it perfect for daily use under make-up.
Daily Essentials 3-in-1 Gentle Facial Cleansing Wipes remove even waterproof make-up as well as providing a thorough cleanse, these wipes moisturize and refresh the skin in one easy step. It cares for sensitive eye area and delicate lashes. The formula with Natural Almond Oil is especially mild and caring suitable for dry and sensitive skin.
Have any of you tried these before? What are your favorites? Comment away!
I love Nivea products. I have been using them for years and have always been really happy with them.
Awesome! Their cream is the best for me. HOLY GRAIL! 😀 They also have new products, check 'em out and let me know your new faves 🙂 Thanks for stopping by !
Great post. I've never tried this before, but it sounds like an amazing product.
Thank you Jay. It is! 😀 Men uses it too. Have a great day!
I have used nivea since I was a kid and had really dry skin. I think it is one of the best out there and affordable.
I just love this brand. I have several of their items. My favorite is the creme.
Nivea Sun SPF sounds like a winner! I really need to be better and protecting my skin. This looks nice and easy to use. Thanks for sharing it.
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Thank you Ophelia. Glad to share it with y'all! Thanks for stopping by.
I see Nivea products in store all of the time, but never buy it because I'm unfamiliar with that brand. This motivates me to give it a try!
I love Nivea products one of my favorite beauty brands! Beautiful packaging and love the layout!
It's nice to know a little bit of history of my favorite product! I didn't know the meaning of NIVEA until I read this post. I am an avid user of Nivea as well. Creme, lotion, deo, and my favorite is the wipes!
Awesome! You're welcome Gracie 🙂 Thanks for stopping by.
I have heard a lot of great things about Nivea products. I am not sure I would be using them but nice to know that men can use the products as well.
I love Nivea products, especially the Classic cream. The smell is so neutral, the hydrating power just perfect!
Yasss it's my fave too 🙂 Best Cream award! Thanks for stopping by.
This is my all time favorite brand, and one of the successful in the industry. Love it!
Yasss! Cheers to that Blair 🙂 Thanks for stopping by.
I love NYX and use so many of their products! I love their lipbalms and hand cream the most. Interesting to find out where the name originated!
I have always liked this brand and their products. I think it's amazing that it's been around for a long time. It was fun reading their history!
Yay! Glad to know that Elizabeth 🙂 Thanks for stopping by.
I love Nivea Products. We use their moisturizer all the time and so does my daughter. Works great.
Nivea cream has been a drugstore brand for as far as I could remember. I've tried several products from Nivea and like it. Their gentle toner is awesome.
I love the Nivea Creme! I used to have one with me in my bag all the time. It's perfect for my dry skin way back then!
I have been using Nivea (the blue one) for a very long time. All i can say is this is just perfect for my skin for all seasons..
Nice user here. I'm using Nivea day and night serum lotion, Nivea toner and nivea deo.
Very Good Products and I like it so much.
Nivea is a leading international brand for skin care products. It develop's the best quality products since the last 130 years.


You've cut the cake, thrown the bouquet and said "I do" in front of friends and family. Now you can make your escape -- just the two of you. Whether you want to travel the world, relax at an all-inclusive resort or stay close to home, we'll help you pick the perfect honeymoon destination and plan every detail.


The Ohio Children's Trust Fund developed a collaborative approach to addressing child abuse and child neglect at the local level through eight Regional Prevention Councils.
The Regional Prevention Council collaborative provides vital community resources.
The Trust Fund provides funding to each Regional Prevention Council, which is used to support programs and services in the region to strengthen families and prevent child abuse and child neglect. The Regional Prevention Council Coordinator implements and monitors the services for the region.
The interactive map can help you find contact information, classes, events, grant opportunities, and more in your region.


Sunscreen has become a must have for me after I started blogging! Before that, I rarely used to apply sunscreen whenever I go out in the sun and believe me, I never got tanned or burned! When I got to know sun rays not only tan the skin but also cause wrinkles, I have included it in my daily skincare regimen (only when I go out! I do not use sunscreens at home!). Today I am going to review VANT36.5 Sun Day Cream that I have been using for the last 3 weeks!
The packaging of the sun block reminds me of the VANT36.5 Pearl CC Cream. It is plain white with a screw top lid! The formula of the sun block is soft and creamy and gets absorbed into the skin quickly without leaving a whitish cast behind! Though it is white in color but be assured it does not give a ghostly look! The fragrance is very mild and hardly noticeable that I really adore especially because I am pregnant!
I have oily, combination skin and VANT36.5 Sun Day Cream is both lightweight and moisturizing to the skin! I think it will suit all skin types! If you have extremely dry skin then you can use a moisturizer prior to sunblock application! It also gives a lovely glow to the skin that I really like! I do not feel the need to apply makeup when I am wearing this! I am pregnant and my skin is behaving well! It has SPF 50+/PA+++ which is perfect when you are out in the sun for a longer time!
Always use a makeup remover and remove sunscreen well!
- Packaging is nice and simple!
- Does not leave white cast!
- No breakouts! Suits all skin types!
- I feel the quantity is less for the price!
Overall, I love VANT36.5 Sun Day Cream! It is lightweight, moisturizing and gives a healthy glow to the skin. It contains SPF 50+/ PA+++ that protects your skin from harmful rays of the sun especially when you are a sports person or you are on a beach vacation! I love Korean products and I would highly recommend it to everyone!
Would you try VANT36.5 Sun Day Cream?
Yes Shilpa very light to carry! Yes price is the only concern!
Yes Anubhuti thats the only con i could find!


Visit Fortress Fareham and find out how we help you increase your revenue through structured business networking.
Our friendly and supportive Chapter meets every Tuesday morning for breakfast to network, learn new skills and develop strong professional relationships that lead to trust and new business.
Last year, Fortress Fareham members exchanged new business worth more than £1.2 million. Making it the second highest performing BNI Chapter in Hampshire.
As a visitor, you'll discover how Fortress Fareham works, get to experience a meeting, chat with other members and have the opportunity to join the Chapter.
The cost is £15 (payable on the day) for a full English or continental breakfast and you'll meet people who are useful connections for your business.
Register your interest here if you'd like to attend as a visitor and you'll be contacted by a member of the team who'll check your eligibility to join.
APMP If you had one Opportunity, would you Capture it or just let it slip?


text:
Quarantine facilities shrouded in obscurity
People queue at Beitbridge border post in Musina, South Africa. (Photo: Gallo Images / Sowetan / Sandile Ndlovu)
By Karabo Mafolo
The Public Works Department has been criticised for its lack of transparency about the Covid-19 quarantine facilities it has earmarked.
The Department of Public Works and Infrastructure has told the Committee of Public Works and Infrastructure that about R28-million will be paid to 14 hotels across the country that will be used as quarantine facilities.
On Monday 4 May, the department's presentation listed how many quarantine facilities there are in each province and in each municipality.
A total of 1,407 properties have been identified as quarantine facilities, out of which 612 are state facilities, while 795 are private facilities. The department said it had no say in which properties would be used for quarantine.
Of the 1,407 identified properties, only 318 with a total of 24,101 beds had been assessed and ready by Thursday 30 April.
But a quarantine facility in Mpumalanga has been reported to not be up to standard.
"At Zithabiseni [Resort] we've had people do oversight today and what they found there was disturbing," said Sonja Boshoff, a DA MP.
There have been reported complaints from South Africans who were repatriated from Eswatini and Mozambique that the food and the facilities at Zithabiseni Resort were appalling.
The department's presentation didn't include the names and locations of the quarantine facilities it had earmarked, and Boshoff insisted they be provided so that the committee could do oversight visits.
Minister Patricia de Lille emphasised that the role of the department was to identify facilities.
"The Department of Health has a master list of the facilities they've inspected and approved. The procedure is that the Department of Health will [then] ask us to activate a facility," said De Lille.
Once a facility has been assessed and approved by the Department of Health, the Department of Public Works and Infrastructure will issue the facility with a commitment letter, then conduct the necessary repairs to make sure the facility is suitable for isolation.
The Department of Health would then dispatch personal protective gear and other medical personnel to the facility.
The reason the department had not included more information on the quarantine facilities was that the department had asked for people's privacy to be respected, said De Lille.
"It seems to me as though you're passing the buck from one minister to another. I urge you to speak to the minister [of health] so we can get that list [of names of quarantine facilities]," said Philip van Staden, a Freedom Front Plus MP.
De Lille was also questioned about the Beitbridge fencing project.
She has been criticised over the project and how the contract was awarded, as pictures of the vandalised fence circulated on social media.
Because of the National State of Disaster, De Lille was able to secure emergency procurement without following the normal procedures which include advertising the tender in the government Tender Bulletin.
The R37-million contract to erect a 40km fence at the South African and Zimbabwe border was awarded to Magwa Construction.
The EFF's Mgcini Tshwaku asked if there were any quality checks on the fencing.
"As a committee, we need to go check [the fence] out, we can't just go by hearsay," said Tshwaku.
The department's acting regional manager, Morris Mabinja, said that "on a daily basis there was an inspection, there were regular site meetings and I welcome your suggestion [to see the Beitbridge fence]."
Mabinja and De Lille pointed out that the "tender sum was R37-million, but we're finalising the final amount, which should be done in the next 14 days".
"To date, R21-million has been paid," said Mabinja.
De Lille says she has asked the auditor-general to audit the project "for the sake of transparency after there were a lot of queries raised [about the contract]."
"The auditor-general will investigate whether we got value for money and whether we followed due process."
De Lille ended off by reminding the committee that what needs to be condemned is the criminality that took place at the fence.
"The fence was hardly up for one day [when it was vandalised]. That's why I wrote to the minister of defence for more SANDF members to patrol the area. But the crooks are always one step ahead of and this is something we'll have to monitor in future." DM
Patricia de Lille
quarantine facilities
"Information pertaining to Covid-19, vaccines, how to control the spread of the virus and potential treatments is ever-changing. Under the South African Disaster Management Act Regulation 11(5)(c) it is prohibited to publish information through any medium with the intention to deceive people on government measures to address COVID-19. We are therefore disabling the comment section on this article in order to protect both the commenting member and ourselves from potential liability. Should you have additional information that you think we should know, please email [email protected]"
Critical aspects of the Covid pandemic life that we should keep and preserve
New vaccine manufacturing campus is proof that Africa will 'stand on our own' – President Ramaphosa
How South Africa differs from the rest of Africa in recording and using coronavirus data

redpajama_set_name: RedPajamaCommonCrawl


text:
Is the Chinese Government Tightening Its Grip on Alibaba?
The government is sending officials to work with 100 companies in Hangzhou -- and Alibaba is on that list.
(TMFSunLion)
Leo is a tech and consumer goods specialist who has covered the crossroads of Wall Street and Silicon Valley since 2012. His wheelhouse includes cloud, IoT, analytics, telecom, and gaming related businesses. Follow him on Twitter for more updates!
Follow @TMFSunLion
Follow @@TMFSunLion
The city of Hangzhou, where Chinese tech Alibaba (NYSE:BABA) is based, recently announced that it would designate government officials to work with 100 local companies. The city didn't release a full list of those companies, but Chinese state media stated that Alibaba and automaker Geely were both on the list.
The city stated that the initiative was mainly aimed at improving companies' manufacturing capabilities, and Alibaba stated that the representative would only serve as a "bridge to the private sector" and wouldn't "interfere with the company's operations."
Image source: Alibaba.
Nonetheless, the appointment of a government representative to Alibaba still raises concerns about the tech giant's future. Let's discuss the existing relationship between Alibaba and the Chinese government, and whether or not the latter is tightening its grip on the former.
China's economic strategies
China's "socialist market economy," a term coined in the early 1990s, includes both state-owned enterprises in key industries (like energy, telecommunications, finance, and education) and private sector companies. Those two halves overlap: Investors can buy shares of many state-owned enterprises in China, and the Chinese government tightly controls the behavior of private sector companies with a growing list of regulations.
For example, the government froze the Chinese gaming market by suspending approvals of new games for nine months last year, citing the need for tighter censorship and playtime rules. It also launched a massive investigation into streaming video and social media platforms due to lax censorship, and shut down offending apps.
However, the Chinese government also grants big government projects to companies that play by the rules. In late 2017, the government declared that China's first wave of open AI platforms would rely on Alibaba for smart cities, Tencent (OTC:TCEHY) for healthcare, and Baidu (NASDAQ:BIDU) for autonomous cars, which provided all three "BAT" companies with long-term tailwinds.
China considers those top tech companies core growth engines that reduce its dependence on foreign tech and strengthen its position in next-gen markets like AI and automation. It likely believes that competition between the BAT companies will spur the development of better tech, while assigning each of them to specific sectors will modernize the country's infrastructure.
Government services are already deeply integrated into tech platforms like Tencent's WeChat, which lets people pay bills and traffic tickets alongside other services. That lockstep relationship is significantly different from the tense relationships between tech companies, government regulators, and privacy advocates in the U.S.
What does this mean for Alibaba?
In the past, Chinese regulators mainly cracked down on industries like advertising, when misleading medical ads on Baidu resulted in a cancer patient's death; video games, which hurt Tencent's biggest business; and streaming media, which hurt companies like Weibo and Momo.
Alibaba, which generated 87% of its sales from its e-commerce platforms last quarter, isn't heavily exposed to those shifting markets. It generates some revenue from ads, but those are mainly displayed in its own marketplaces; and streaming video via Youku Tudou, but that platform is much smaller than rivals like Baidu's iQiyi and Tencent Video.
Alibaba once ran afoul of regulators in 2015, when China's State Administration for Industry and Commerce (SAIC) accused it of selling counterfeit and low-quality products on its consumer-to-consumer marketplace Taobao. However, Alibaba clamped down on the problem with tougher listing standards, and recently claimed that only one in every 10,000 orders involved problematic products last year.
There's a chance that Hangzhou's government officials might inspect Taobao's operations, but that oversight could force Alibaba to run an even tighter ship to reduce its number of counterfeit products to zero -- which would be good news for investors. Doing so could also convince the U.S. to finally remove Taobao from its infamous piracy blacklist and improve the reputation of its overseas marketplace AliExpress.
Let's not jump to conclusions
Hangzhou might be appointing government officials to inspect certain parts of Alibaba's business or learn about certain technologies (like AI, cloud services, and automation), or it might just be a formality. Therefore, investors shouldn't jump to conclusions.
Instead, they should focus on the facts that matter the most: Alibaba's revenue rose 42% annually last quarter, its adjusted net income soared 54%, and it remains the biggest e-commerce and cloud player in China by a wide margin. Wall Street still expects its revenue and earnings to rise 32% and 23%, respectively, this year.
Those strengths, along with Alibaba's low forward P/E of 20, still make it a top Chinese stock to buy -- despite all the recent noise about the trade war, tariffs, and tighter government oversight.
Alibaba Group Holding Ltd.
TCEHY
Tencent Holdings
OTC:TCEHY
NASDAQ:BIDU
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Is the Chinese Government Tightening Its Grip on Alibaba? @themotleyfool #stocks $BABA $TCEHY $BIDU Next Article


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Most S&P and Dow Jones Islamic Indices Outperformed Conventional Benchmarks in Q1 Driven by Strength in the Technology Sector
Revenue Exposure of the S&P/ASX 200
The Impact of Style Classification on Active Management Performance in 2017: Part 2
Low Volatility and Market Regime Shifts: Lessons From the First Quarter
Carbon-Efficient Portfolio Construction Part 2: Sector-Relative Improves Efficiency
Blog - Apr 12, 2018
Michael Orzano
Senior Director, Global Equity Indices
Categories Equities
Tags DJIM, Dow Jones Islamic Indices, Dow Jones Islamic Market World Index, GICS, MENA Equities, S&P 500, S&P 500 Shariah, S&P Global BMI, S&P Global BMI Shariah, S&P Pan Arab Composite Shariah, S&P Saudia Arabia BMI, sectors, shariah
Most S&P and Dow Jones Shariah-compliant benchmarks outperformed their conventional counterparts in Q1 2018, as the information technology sector—which tends to be overweight in Islamic Indices—led the market by a wide margin, and financials—which is underrepresented in Islamic indices—matched the returns of the broad market.
The Dow Jones Islamic Market World Index and S&P Global BMI Shariah closed the quarter slightly in the red but outperformed the conventional S&P Global BMI by 0.6% and 0.9%, respectively. Shariah-compliant benchmarks tracking Asian and European equities beat their conventional counterparts by the widest margins, while the S&P 500® Shariah eked out a small gain over the conventional S&P 500.
Global Equities Finished the Quarter in the Red in a Volatile Start to the Year
After a strong January in which the S&P Global BMI Shariah gained more than 5%, volatility set in as various risks rose to the forefront, including the potential for rising U.S. interest rates and increased global trade tensions. European and U.S. equities fared the worst among major regions, while developed markets in the Asia Pacific region and emerging markets finished the quarter in positive territory. The Dow Jones Islamic Market World Emerging Markets Index rose 1% in Q1 2018 on the heels of a gain of over 40% in 2017.
MENA Equity Markets Rebounded Following 2017 Weakness
MENA equities had a strong quarter, as the S&P Pan Arab Composite Shariah gained 6.8%, driven by strength in Saudi Arabia and Egypt. Egypt was the region's top performer in Q1 2018. The S&P Egypt BMI jumped 17.3% in U.S. dollar terms, adding to its 21% gain in 2017, as the nation's macroeconomic environment continued to stabilize following the IMF-supported reforms initially enacted in November 2016. The S&P Saudi Arabia BMI finished the quarter up 10.5%, as the country's own economic and equity market reforms have, likewise, led to improved investor sentiment.
*This article was first published in Islamic Finance News, Volume 15 Issue 15, on April 11, 2018.
DJIM, Dow Jones Islamic Indices, Dow Jones Islamic Market World Index, GICS, MENA Equities, S&P 500, S&P 500 Shariah, S&P Global BMI, S&P Global BMI Shariah, S&P Pan Arab Composite Shariah, S&P Saudia Arabia BMI, sectors, shariah
Tags Australia, Australian equity, revenue exposure, s&p/asx 200, sectors
The S&P/ASX 200 is widely regarded as the institutional investable benchmark in Australia. It is composed of the largest 200 companies listed on the Australian Securities Exchange by float-adjusted market capitalization. Although the majority of the companies are domiciled in Australia, a lot of them derive a significant portion of their revenue from foreign markets. As of year-end 2017, only 60 companies in the S&P/ASX 200 derived their revenue solely from the domestic market, while the rest of the companies had exposure to foreign markets (see Exhibit 1). Consequently, potential risk from political and economic shocks in foreign markets cannot be ignored. Hence, it is worthwhile to review the global revenue exposure of the index.
Some of the key highlights from the total revenue exposure[1] breakdown of the S&P/ASX 200 as of year-end 2017 are as follows (see Exhibit 2).
Only 62% of the index's total revenue came from Australia.
The index had the highest international revenue exposure to the U.S. (7.9%), followed by China (7.6%) and New Zealand (5.9%).
At the sector level, total revenue exposure was most dominated by financials (28%), followed by materials (21.6%) and consumer staples (17%).
Further observation of international revenue exposure revealed the following (see Exhibit 2).
Out of the 37.9% attributed to international revenue, 17.7% came from the materials sector and 7.0% came from financials.
The materials sector's revenue exposure to China (6.6%) exceeded its domestic revenue exposure (3.9%).
Since almost 38% of the S&P/ASX 200 revenue came from foreign countries, the economic and political conditions in foreign markets could have a significant impact on the index's performance. Hence, understanding global revenue exposure is essential to comprehend the index's inherent potential risk.
[1] We used the FactSet Geographic Revenue Exposure (GeoRevTM) dataset to calculate revenue exposure. It provides a geographic breakdown of revenues at the country level for all companies with available data. Due to the lack of standardization in the reporting of geographic revenue segments, the dataset uses a normalization/estimation process to assign revenues to specific countries. For more information please visit https://www.factset.com/data/company_data/geo_revenue.
Australia, Australian equity, revenue exposure, s&p/asx 200, sectors
Ryan Poirier
Senior Analyst, Global Research & Design
Categories Equities, Factors
Tags active vs. passive, core, growth, S&P Composite 1500, S&P U.S. Style Indices, Size factor, SPIVA, SPIVA U.S., SPIVA U.S. Year-End 2017, value
In our previous blog, we highlighted the contribution to domestic equity market returns by mega-cap stocks in 2017 and the implications for active management. In this blog, we focus our discussion on investment style classification. Specifically, we analyze the impact of the style classification scheme on managers' performance analysis, such as in the SPIVA® U.S. Year-End 2017 Scorecard.
A managers' investment style is the philosophy and process in which they have stated they invest by (a characteristic guideline of acceptable investments). Moreover, investment style sets the evaluation framework through which managers' performance and risk exposures can be measured.
Traditional "style box" investing divides investment styles along a size and fundamental valuation metrics spectrum. Exhibit 1 shows the returns of the nine S&P U.S. Style Indices over various trailing one-year periods, ending each June and December since 2015. The returns are color coded so that the darkest color indicates the best-performing style, and the lightest denotes the opposite.
As of Dec. 31, 2017, large-cap growth performed the best, while small-cap value performed the worst. The remaining styles fell in between those two categories such that shifting across the market cap range or style (as shown by the row or column, respectively) allowed for potential additional return pickup. For example, small-cap value managers would have performed better had they owned mid-cap value securities or moved closer to small-cap core.
The direction (of the green hue) and magnitude make a big difference in whether the managers of a certain style box had a better (or worse) opportunity to outperform their stated benchmark by moving styles. With respect to the direction of the green hue, one might conclude that in 2016, large-cap managers could drift down in capitalization to harvest the size premium (Exhibit 1, center table).
While style drift can potentially offer return opportunities for managers who can time correctly, there are limitations to such a decision. One potential restriction stems from the classification rules set forth by the fund ranking providers for each style. For example, according to Lipper style classifications, large- (or mid-) cap managers are defined as funds that invest at least 75% of their assets in securities that are larger (or smaller) than 300% of the 750th largest security in the S&P Composite 1500®. Similarly, small-cap managers are those that invest at least 75% of the assets in securities that are smaller than 250% of the 1,000th largest security in the S&P Composite 1500.[1]
The result is that large-, mid-, and small-cap managers have an opportunity set that is roughly represented by the 400 largest, 400th largest and below, and 600th largest and below stocks, respectively (see Exhibit 2). In other words, mid- and small-cap managers have more autonomy to express their view on the size factor without officially "drifting" outside of their defined style classification.
Therefore, depending on the market cap cutoffs used by the benchmark providers, there may be a mismatch between the funds and the benchmarks they are compared against. This blog serves as a foundation to our next discussion in which we will attempt to quantify this mismatch in style using mid- and small-cap managers as an example. Furthermore, we will discuss how to address the comparison bias through index construction.
Market participants should use this blog not solely to identify potential market environments in which style classification may be most influential, but also to prompt further investigation into whether their managers' returns are style-consistent so as to set proper risk/return expectations. We show that there may be significant cross over between style boxes, and thus a given manager's style should not be taken at face value.
[1] Funds are classified into different styles by Lipper. More information can be found here: http://www.crsp.com/files/MFDB_Guide.pdf
Equities, Factors
active vs. passive, core, growth, S&P Composite 1500, S&P U.S. Style Indices, Size factor, SPIVA, SPIVA U.S., SPIVA U.S. Year-End 2017, value
Anu Ganti
Senior Director, Index Investment Strategy
Categories Equities, S&P 500 & DJIA, Strategy
Tags 2018, Anu Ganti, GICS, index investment strategy, low volatility, S&P 500, S&P 500 Low Volatility Index, sectors
Since antiquity, people have measured time in months. Unsurprisingly, investors tend to evaluate performance in monthly increments. This can be troublesome, as we will see in the case of low volatility, particularly during market regime changes.
Low volatility strategies are designed to provide investors with protection in falling markets and participation in rising markets. Disappointments can occur in two ways:
The strategy underperforms falling markets
The strategy falls during rising markets
Success rates for the S&P 500® Low Volatility Index approximate 85% on both of these dimensions.
The first quarter of 2018 was unusual, as the market initially underwent an expansive phase, during which cyclical sectors outperformed, up until the market peak on Jan. 26, 2018. Subsequent to this peak, the market began to decline when defensive sectors eventually outperformed.
How was low volatility affected by this regime shift? Let us start with January, when the U.S. market was off to a booming start, with the S&P 500 up 5.73%, while the S&P 500 Low Volatility Index lagged, only up 2.65%. This outcome is expected: Underperformance in a rising market is not a failure, but one of the inherent features of low volatility strategies.
In February, low volatility underperformed the market, with the S&P 500 Low Volatility Index down 4.24%, while the S&P 500 was down 3.69%. This outcome is unexpected: Underperformance in a falling market is a failure of protection, one of the key benefits of low volatility strategies.
But before we can declare failure, we need to understand better what happened in February.
An underweight to information technology, which was the best-performing sector in February, was the main driver of low volatility's February underperformance, along with an overweight to utilities and real estate. These three sector tilts together cost the strategy 1.05% (in a month when it underperformed by only 0.55%).
But low volatility did indeed subsequently deliver protection. March's performance was a complete reversal from February's—low volatility now handily beat the market, with the S&P 500 Low Volatility Index up 0.85%, compared to the S&P 500's bleak performance, down 2.54%. Overweights to utilities, real estate, and financials, along with an underweight to information technology, contributed 2.85% to the strategy's outperformance. These are the very same sector tilts that detracted from February's performance.
The outperformance in March required enduring some underperformance in February. This illustrates a broader, more important principle: Evaluating any factor strategy over a period as short as one quarter requires paying careful attention to the nature of the investment environment.
Equities, S&P 500 & DJIA, Strategy
2018, Anu Ganti, GICS, index investment strategy, low volatility, S&P 500, S&P 500 Low Volatility Index, sectors
Blog - Apr 9, 2018
Bill Hao
Director, Global Research & Design
Categories ESG, Factors
Tags carbon efficiency, factors, GHG emissions, risk/return, S&P United States LargeMidCap, sectors, sustainability, Trucost
In a prior blog, we demonstrated that unconstrained carbon-efficient portfolios have significant unintended (and unfavorable) sector and risk factor tilts that can drag down performance. In this follow-up blog, we explore potential ways sector-relative, carbon-efficient portfolios can address the drawbacks of sector-unconstrained, carbon-efficient portfolios. To form sector-relative, carbon-efficient quintile portfolios, we ranked and grouped securities within each sector based on individual companies' carbon intensity.[1]
Sector-relative, carbon-efficient portfolios were evaluated from several metrics: weighted average carbon intensity, risk/return profile, sector allocation, and active risk exposures. Carbon intensity data were provided by Trucost, part of S&P Dow Jones Indices, and are defined as greenhouse gas emissions measured in tons of carbon dioxide equivalent per USD 1 million of revenue (CO2e/USD 1 million).
The most sector-relative, carbon-efficient portfolio, Quintile 1, substantially reduced the carbon intensity by nearly 80% to 66 CO2e/USD 1 million compared with the benchmark, the S&P United States LargeMidCap (see Exhibit 1). Moreover, on an absolute return basis, Quintile 1 outperformed most of its peers and the underlying benchmark, except for Quintile 2. On the other hand, Quintile 1 had marginally higher volatility among all the portfolios, thereby resulting in comparable risk-adjusted return to Quintiles 2, 3, and 5, but higher risk-adjusted returns than Quintile 4 and the benchmark. The sector-relative, carbon-efficient portfolio improved its efficiency in terms of carbon efficiency and risk-adjusted returns over its underlying benchmark.
We further analyzed sector composition and sector attribution of the sector-relative, carbon-efficient portfolio to explore potential sector biases relative to the underlying benchmark and their impacts on portfolio efficiency.
The sector-relative, carbon-efficient portfolio displayed minor sector deviations from the underlying benchmark. During the period studied, average active sector weights maximized at about 5% (see Exhibit 2). Moreover, with the sector-relative, carbon-efficient portfolio, the sector allocation effect was positive (with an annualized return of 0.32% on a monthly average basis; see Exhibit 3) and contributed positively to its active return over the benchmark. In contrast, the unconstrained carbon-efficient portfolio had a sector allocation effect of an annualized underperformance of -1.51% on a monthly average basis (see Exhibit 3) due to its large sector bias in financials, as shown in the previous blog.
Analysis of active risk exposures showed that the sector-relative, carbon-efficient portfolio had much less positive active exposures in beta, value, liquidity, and price volatility. On the other hand, it had large negative exposure to yield, size, earnings variability, and high leverage (see Exhibit 4).[2] Therefore, during the period studied, the sector-relative, carbon-efficient portfolio tended to have higher exposure to quality and limited exposure to value than the benchmark. In addition, the portfolio had some positive exposure to EPS growth rate and relative strength (momentum).
The results from Exhibits 2, 3, and 4 showed that the sector-relative, carbon-efficient portfolio had limited sector biases and more favorable risk factor tilts. Such unrewarded systematic risk reduction made the portfolio more efficient, while simultaneously meeting the carbon reduction objective.
Based on the findings of the two blogs, we advocate forming sector-relative, carbon-efficient portfolios over unconstrained ones when portfolio decarbonization is the main goal. In the next blog, we will explore how to integrate carbon risk with factor portfolios.
[1] B. Hao, A. Soe, and K. Tang. "Carbon Risk Integration in Factor Portfolios." 2018. S&P Dow Jones Indices LLC.
[2] We used the Northfield U.S. Fundamental Risk Model to estimate the risk exposure.
If you enjoyed this content, join us for our Seminar Discover the ESG Advantage in
London on May 17, 2018.
ESG, Factors
carbon efficiency, factors, GHG emissions, risk/return, S&P United States LargeMidCap, sectors, sustainability, Trucost


text:
Lake Taghkanic Opens For Ice Fishing and Skating
Taylor Published: January 30, 2019
Steve Mcsweeny
Lake Taghkanic in Columbia County has officially opened for the winter season.
According to their Facebook page, Lake Taghkanic State Park, in Ancram, part of Columbia County, has opened for winter activities on the lake. On Tuesday, January 29, they were open for ice fishing and skating.
Their Facebook page says that skating on the lake is at your own risk and that they do not clear or maintain the ice. So if you're looking for a more natural feel as you skate, this is the place to do it.
Lake Taghkanic's Facebook page says that they will update the page with daily weather and ice conditions for people interested in coming.
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Hudson Valley Schools Dominate As Best in New York
The 10 Dumbest Laws in NY
Ulster County Chocolatier Makes The World's Best Chocolate


Born in 1950 in Mississippi, Larry Hoover grew up in Chicago. He became the leader of the Supreme Gangsters, which merged with a rival gang to become the Black Gangster Disciple Nation. In 1973, Hoover was sentenced to 150 to 200 years in prison for killing a drug dealer. Despite attempts to portray himself as reformed, he was indicted in 1995 for continuing to orchestrate gang activity from prison.
Larry Hoover, also known as "King Larry," was born on November 30, 1950, in Jackson, Mississippi. His parents moved the family north to Chicago, Illinois, when Hoover was 4 years old. By age 13, he was on the streets with a group called the Supreme Gangsters, engaging in petty crimes such as theft and mugging. His criminal activity soon evolved to shootings and assault.
Hoover ascended to a leadership role as the Supreme Gangsters grew, and he later joined forces with rival gang kingpin David Barksdale to form the Black Gangster Disciple Nation. In 1969, after Barksdale was wounded in a shooting, Hoover took charge of the Gangster Disciples. The gang assumed control of the South Side drug trade, making more than $1,000 a day in profits.
By his early 20s, Hoover had been in and out of prison several times, and had endured at least six separate shooting attempts on his life. However, he was unable to escape the reach of the law when he and another Gangster Disciple, Andrew Howard, were charged with murdering dealer William Young on February 26, 1973. The two men were sentenced to 150 to 200 years in prison, with Hoover sent to the maximum-security Stateville Correctional Center in Crest Hill, Illinois.
But Hoover's power seemed only to grow inside Stateville. He began protecting other inmates, who in turn became devotees and new recruits for the Gangster Disciples. His control over the other prisoners was recognized by the warden's office, which began looking to Hoover as a positive influence to quell riots and uprisings within the prison system.
Hoover, inspired by the biography of Mayor Richard J. Daley, began discouraging violence among his followers. Instead, he made education mandatory for members of the Gangster Disciples, and instructed his army to "go to school, learn trades and develop ... talents and skills, so that we will become stronger in society."
Changing the G.D. of "Gangster Disciple" to "Growth and Development," Hoover's move to reform began gaining positive attention from the outside. Growth and Development created nonprofit organizations that registered voters, a music label that helped needy children, a series of peaceful protests to fight the closing of public programs, and even a clothing line.
Dubious prison officials, however, saw Hoover's good intentions as a ploy to get out of prison and resume his illegal activities. While friends and allies on the outside lobbied to get Hoover paroled for his contributions to society, law enforcement agents insisted that he was finding new ways to expand his criminal ventures. The Gangster Disciples had grown to more than 15,000 members in at least five states. Their drug profits had also risen well into the millions of dollars—all of which gang members attributed to the leadership of Larry Hoover.
Transferred to another prison in Vienna, Illinois, Hoover was living a luxurious lifestyle that involved new clothes, expensive jewelry, specially prepared meals and private visitations from friends and loved ones. Suspicious authorities began wire-tapping Hoover's private meetings, and discovered that he was running the Gangster Disciple group from within the prison system.
Worse still, informants revealed that Hoover's nonprofit organizations were actually fronts for laundering drug money. According to the testimony of Gangster Disciple members, none of the proceeds for any of the so-called charities actually went to helping anyone in need.
On August 31, 1995, after a five-year undercover investigation by the federal government, Hoover was indicted on drug conspiracy charges. He was taken from his prison cell and moved to the Metropolitan Correctional Center in Chicago to stand trial.
In 1997, Hoover was found guilty on all charges, and sentenced to six life sentences. He is currently serving his sentence at the United States Penitentiary Administrative Maximum Facility in Florence, Colorado.


text:
class AddVideoIdToEvents < ActiveRecord::Migration
  def change
    add_column :events, :video_id, :string
    add_column :events, :video_type, :string
  end
end

redpajama_set_name: RedPajamaGithub


text:
Fort Intemporal – Forte Marghera
Fort Intemporal
Art Installation in an architectural context.
BOBBY FOGEL architect│WENDY KROCHMAL artist
LUCA BERTA│FRANCESCA GIUBILEI curators │ DESIGN.VE
23.05 – 25.11 2018│Opening hours 10.00 – 22.00
The mark of time on the roofless vestige of Forte Marghera, has left its ground cracked and walls aged. The spirit of the place, the past events and the function felt throughout the building are undeniable. In order to accentuate the Genius Loci of this building, the ancient Japanese art of Kintsugi, (also known as Kintsukuroi) has been used. Breakage and damage are part of the history of the fort, its imperfections make it unique and beautiful. As a philosophy, the golden Kintsugi lacquer is used to emphasise imperfections, the mends and seams for these characteristics define an object, or in this case, a place – and make it unique. Kintsugi has similarities with the Japanese philosophy of wabi-sabi, which is an embracing of the flawed or the imperfection, and is also relatedto the Japanese philosophy of Mushin, which encompasses the concepts of non-attachment, acceptance of change and fate as aspects of the human condition.This ideology is applicable to life.
It encourages us to respect what is damaged and wounded, vulnerable and imperfect. The installation's visitor should be moved to feel that imperfection is beautiful, that where breakage has left a scar, be it of a physical or psychological nature, this will result in a new composition which is unique and stronger. Being in the building should awaken emotions, feelings and be aninvitation to discuss personal history and experiences and ultimately create positive energy.
Murano glass being such an important feature of Venice, at Fort Intemporal it has been brought into dialogue with the art of Kintsugi and its historical vestige. Thus, the Kintsugi golden lacquer is replaced by a mix of topaz and golden coloured Murano glass particles, which are fixed to the surfaces of the cracks and crevices in the floor and walls of the structure. The noble colour of the glass enhance the cracks, without attempting to repair them.
Project type Public
Location Venice
Team Bobby Fogel, Wendy Krochmal
Project status Built


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ABC: Dozens of officers injured by protesters after man shot dead by US Marshals Service
A crowd of protesters clashed with authorities at the scene of an officer-involved shooting in Memphis on Wednesday night.
Amazon's HQ2 is already making Arlington's housing prices skyrocket. Arlington County's home prices are projected to rise 17.2 percent by the end of 2019. >>
At least 24 officers injured after deadly Memphis police shooting. Protesters attacked police after a US Marshals Service officer fatally shot a young black man. >>
Connecticut missing mom: Tips lead police to local pond but search comes up empty. State and local investigators are responding to hundreds of tips received in the search for missing mom of five Jennifer Dulos; Laura Ingle has the latest. >>
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These eight start-up founders prove you don't have to be young to win in tech
July 4, 2018 July 19, 2018 Editor	0 Comments
There is a myth in Silicon Valley that only the young, upstart entrepreneurs will succeed. But eight successful founders from HuffPost's Arianna Huffington to Ethereum's Joseph Lubin prove founding past 40 is possible — if even preferable.
"As a would-be entrepreneur, people have on-boarded this cultural myth that you have to be very young. Some people who are not very young may decide not to go for it, when in fact they might do extremely well," said Benjamin Jones, a professor and researcher at Northwestern University.
According to a recent study led by Jones, the average founder of the fastest-growing tech start-ups was about 45, and 50-year-old entrepreneurs were about twice as likely to have a runaway business success as their 30-year-old counterparts.
"If you think people innovate more successfully around products they deeply understand or know, young people are much more likely to see ideas that are consumer facing, and consumer facing for their own generation," Jones said. "What we might not be doing is getting the kind of innovations that someone with depth in a field has."
Here are eight founders who threw caution to the wind and started companies past 40.
Arianna Huffington recently spoke with CNBC about the importance of self-care.
Arianna Huffington, HuffPost and Thrive Global
Media mogul Arianna Huffington is probably best known for her namesake online publication, HuffPost, formerly known as The Huffington Post, which she founded at age 55. But Huffington had a long career before then — and after. Prior to the endeavor, which she founded in partnership with Kenneth Lerer and future BuzzFeed founder Jonah Perretti, Huffington was a media commentator and, briefly, ran for office.
Afterleaving the Huffington Post in 2016, Huffington went on to found Thrive Global at about 66 years old.
"I'd co-founded The Huffington Post in 2005, and by the time Thrive launched in 2016 I'd had ample time to learn from my mistakes – especially no longer buying into the delusion that burning out is simply the price you have to pay if you want to start a successful company," Huffington wrote in an email. "The other thing that becomes easier is not internalizing outside criticisms and the views of naysayers."
Jim Kimsey, AOL
Dot-com entrepreneur Jim Kimsey was 46 when he joined Steve Case and Marc Seriff to found America Online. The team turned a once-failing video game company, Control Video, into the giant that helped bring the internet to the masses, and which merged with media company Time Warner in a $160 billion deal at the peak of the dot-com boom in 2000.
"It was a little bit of having the right team," Case told The Washington Post in 2016 after Kimsey's death. "Jim focused, because he was older and more credible, on raising money. He helped build the board and build the investor group. I focused on the marketing and strategic partners."
"Jim really played a pivotal role in taking an idea that seemed far-fetched to most venture capitalists," he added. "Without Jim, AOL would never have happened."
Joseph Lubin, Ethereum and ConsenSys
Before becoming a crypto-billionaire, Canadian entrepreneur Joseph Lubin spent years dabbling in other industries. He got his start in computer science and electrical engineering, and briefly worked a stint in the music industry down in Kingston, Jamaica. Perturbed by the imbalances in the world's financial markets which he saw firsthand on Wall Street, Lubin discovered bitcoin in 2009 and had an "ah-ha" moment that would change his entire career.
"When I encountered this technology, I had that 'Bitcoin moment' that so many of us have experienced: this has the potential to change everything," Lubin wrote in a note on Medium.
It took another few years before he joined Vitalik Buterin in founding Ethereum. It was 2014, and Lubin was nearing 50.
"That was my Ethereal moment," Lubin wrote.
Lubin went on to found blockchain production studio ConsenSys later in 2014, but prior to Ethereum's official launch. His estimated net worth was between $1 billion and $5 billion in January 2018, according to Forbes.
David Duffield, PeopleSoft and Workday
Serial entrepreneur David Duffield has twice founded companies past 40 — and twice succeeded. In 1987, when he was in his mid-40s, Duffield founded PeopleSoft. The HR software company gave Oracle a run for its money in the business software space until the tech giant acquired PeopleSoft in a $10 billion hostile takeover in 2005.
Months later, Duffield pulled himself from the brink of retirement to co-found cloud-based financial and human resources company Workday with Aneel Bhusri. Today Workday is valued at more than $26 billion.
"I think I've got one more in me," Duffield told a former PeopleSoft colleague in the early days of Workday, Forbes India reported.
Robert Noyce, Intel
Nicknamed "the mayor of Silicon Valley," Robert Noyce was one of the forefathers of the modern semiconductor industry. He is credited as one of the inventors of the integrated circuit or silicon microchip, which both fueled the personal computer revolution and lent Silicon Valley its name. Noyce co-founded Intel in 1968 at the age of 41.
Noyce was a role model for Apple founder Steve Jobs, the Christian Science Monitor reported.
"Bob Noyce took me under his wing," Jobs told Leslie Berlin, author of "The Man Behind the Microchip."
"I was young, in my twenties. He was in his early fifties. He tried to give me the lay of the land, give me a perspective that I could only partially understand. You can't really understand what is going on now unless you understand what came before."
Noyce died in 1990.
Bob Parsons, GoDaddy
GoDaddy founder Bob Parsons was 47 when he founded the web hosting company in 1998. Parsons almost gave up on the project in 2001, as cash dwindled, but pushed through and found surprising success in the early 2000s. Parsons steered the company right up until it filed for an IPO in 2014. That same day Parsons stepped down from his role as executive chairman so he could "devote more time to his ventures outside of GoDaddy." The company is now worth just over $12 billion, according to FactSet.
Parsons attributes much of his success in business to his time spent in the Marine Corps.
""Because of the Marine Corps, I learned how to focus. They taught me how to handle responsibility and they taught me how to carry out responsibility," Parsons told Entrepreneur.com. "They taught me discipline."
Bill Porter, E-Trade
Online trading pioneer Bill Porter was 40 by the time he started his first company, Commercial Electronics, in 1968. Porter sold that company to Warner Communications, but much of the technology he developed there is still in use today. Porter's big break came in 1980, when he met Bernie Newcomb at a party in Palo Alto, California, and sold him on the idea of online stock trading. Together the pair founded E-Trade in 1982, when Porter was 54. Porter still hadn't had his fill of entrepreneurship with E-Trade, and in 2000 at the age of 72, Porter founded International Securities Exchange, the first completely electronic options exchange in the country.
When asked about the desire to launch a new exchange past 70, Porter told CNN in a 2000 interview that he felt the need to boost the U.S. markets' competitiveness on the world stage. When asked about his intelligence, Porter responded humbly.
"You know, I think I'm fairly normal. Probably the difference is in my approach to things and just, you know, if there's something to be done, you do it," he told CNN.
Porter died in 2015.
Thomas Siebel, Siebel Systems
After a career as an executive at major technology companies, including Oracle, Thomas Siebel struck out to start his own. At 41, he founded Siebel Systems, a customer relationship management software company acquired by Oracle for more than $5 billion in 2005.
After Oracle's buyout, Siebel moved onto try his hand again at entrepreneurship. He founded energy company C3 in 2009, when he was in his late 50s. Siebel later relaunched it as C3 IoT, an internet of things-focused company that helps customers ingest and analyze data coming in from IoT sensors.
In his business ventures, Siebel was said to surround himself with older, more experienced workers, much like himself.
"We have a number of tried, tested and proven professionals with whom I've worked for many decades. Some go back to my Gain days in the 1990s, others to Siebel Systems," Siebel told Forbes in an interview.
"The group I've traveled with has built some pretty successful companies. And I believe we've added another one," he said.
Chloe AielloNews Associate for CNBC.com
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A TV mini-series, chronicling the exploits of Carlos the Jackal, edited and cut for showing as a movie.
Carlos is an interesting figure to discover more about. He comes across as an opportunistic mercenary rather than a terrorist dedicated to a cause, and what's apparent is the ego of a man who considered himself a revolutionary. Part history and part reconstruction, the use of news footage provides a documentary sense of realism. A small screen budget is evident in the uneven set quality, lighting, and the use of a hand held camera; it's all a bit bumpy. Complex politics make surprisingly tedious viewing.


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Goa CM Parrikar dead after long battle with cancer
Goa Chief Minister, Manohar Parikkar passes away on Sunday. Photo: twitter.com
NATIONALNews Alert
By Agencies	 Last updated Mar 17, 2019
PANAJI: Goa Chief Minister Manohar Parrikar passed away at his private residence here on Sunday evening after a prolonged battle with pancreatic cancer. He was 63.
The condition of Parrikar, diagnosed with advanced pancreatic cancer in February last year and in and out of hospitals in Goa, Mumbai, Delhi and New York since then, had turned "extremely critical" on Sunday, the Chief Minister's Office tweeted earlier in the day.
President Ram Nath Kovind expressed his grief.
"Extremely sorry to hear of the passing of Shri Manohar Parrikar, Chief Minister of Goa, after an illness borne with fortitude and dignity. An epitome of integrity and dedication in public life, his service to the people of Goa and of India will not be forgotten," he said in a tweet.
Other leaders, cutting across party lines, mourned his death.
"Shri Manohar Parrikar is no more. A sincere, honest & sensitive political activist. Was simple and down to earth, I learnt a lot from Shri.Parrikar. As Raksha Mantri his contribution to making the armed forces a modernised, lean & mean fighting machine will remain unparalleled, tweeted Defence Minister Nirmala Sithraman.
"Extremely saddened by the untimely demise of my good friend Manohar Parrikar ji. An epitome of impeccable integrity, a down to earth personality, the first IITian to become CM of a state, great son of India gone too soon… RIP my dear friend…," Union Minister Suresh Prabhu said in a tweet.
"I am deeply saddened by the news of the passing of Goa CM, Shri Manohar Parrikar Ji, who bravely battled a debilitating illness for over a year. Respected and admired across party lines, he was one of Goa's favourite sons. My condolences to his family in this time of grief," tweeted Congress President Rahul Gandhi.
Congress General Secretary Priyanka Gandhi tweeted, "My condolences to the bereaved family of Shri. Manohar Parrikar. I met him only once, when he graciously visited my mother at the hospital two years ago. May his soul rest in peace."
The first Bharatiya Janata Party leader to be Goa Chief Minister, Parrikar headed the state from 2000-05 and 2012-14, before joining the Narendra Modi government as Defence Minister from 2014.
The country's first Indian Institute of Technology alumnus to serve as Chief Minister of a state, he assumed the mantle on four occasions from 2000, but could not complete a single full term in office.
He returned to state politics in 2017 to lead a coalition government headed by the BJP and continued in office despite his protracted illness and amid criticism from the Opposition and civil society, which had repeatedly demanded his resignation on health grounds.
A widower, Parrikar is survived by his two sons, Utpal and Abhijat, their wives and a grandson. IANS
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