text:
New Debt Collection Notice Requirements for Nonprofit Hospitals
On January 1, 2016, a new law will go into effect that requires nonprofit hospitals to provide patients a specific notice before engaging in certain debt collection activities to collect an unpaid hospital bill.
Unpaid hospital bills impact the medical field on both sides of the aisle. From the medical provider's point of view, services were rendered that should be paid for. On the other hand, the patient with the mounting unpaid hospital bills may have been out of work for a period of time with diminished income and a strained ability to pay the medical bills.
The new statute, which unanimously passed in the house and the senate, should lead nonprofit hospitals to ensure that their policies and patient documentation are in order before the new law goes into effect in 2016. It will also will provide the often underrepresented hospital patient with recourse should a hospital attempt to collect on a bill if it failed to provide the requisite financial assistance notices.
What is the New Law?
Under Minnesota Statutes, Section 604.175, before a nonprofit hospital may commence "extraordinary collection actions" against a patient, nonprofit hospitals must provide patients "a plain language summary of the financial assistance policy." The written financial assistance policy should contain the specific parameters as set forth in the Internal Revenue Code in Section 1.501(r)-4(b)(iii):
(A) The eligibility criteria for financial assistance and whether such assistance includes free or discounted care;
(B) The basis for calculating amounts charged to patients;
(C) The method for applying for financial assistance;
(D) In the case of a hospital facility that does not have a separate billing and collections policy, the actions that may be taken in the event of nonpayment;
(E) If applicable, any information obtained from sources other than an individual seeking financial assistance that the hospital facility uses, and whether and under what circumstances it uses prior FAP-eligibility determinations, to presumptively determine that the individual is FAP-eligible, as described in §1.501(r)-6(c)(2); and
(F) A list of any providers, other than the hospital facility itself, delivering emergency or other medically necessary care in the hospital facility that specifies which providers are covered by the hospital facility's FAP and which are not.
Nonprofit hospitals in Minnesota offer financial assistance to patients with limited income who may have difficulty paying their hospital bills. This new law should promote patient awareness of these financial assistance programs.
What Debt Collection Activities are Barred if a Hospital Fails to Provide Notice of its Financial Assistance Policy?
The debt collection activities that may be barred by the new statute include more than the typical small claims lawsuits. For example, restricted debt collection activities could include:
Selling the patient's debt to a third party;
Reporting adverse information about the patient to the credit reporting agencies or credit bureaus;
Deferring or denying "medically necessary care" with payment by the patient for outstanding bills for previously provided care covered under the hospital financial assistance policy; and
Taking legal action against the patient.
What Does This Mean for Nonprofit Hospitals?
Prior to January 1, 2016, nonprofit hospitals in Minnesota will want to ensure that their patient documentation policies are in accordance with the new law. Failure to provide the notice of its financial assistance policy may severely hinder a hospitals ability to collect an unpaid medical bill. It is worth noting that the new law applies only to "a hospital that claims federal tax status under United States Code, title 26, section 501(r)."
What Does This Mean for Patients?
If a nonprofit hospital fails to provide the notice of the financial assistance policy, a patient (debtor) may stop the "extraordinary collection actions" of the hospital by filing a lawsuit under Minn. Stat. § 604.175. The new law also provides a fee shifting provision entitling the prevailing patient in a lawsuit under Section 604.175 to recover their reasonable attorney's fees and costs. The potential liability for a patient's attorney's fees may encourage hospitals to provide the financial assistance policy to patients. Not only would the hospital fail to collect its unpaid bill, it may also have to pay the patient's attorney's fees in bringing the action to stop the collection activities.
The law will also level the litigation playing field as the patient (debtor) generally has less resources than the hospital. If the patient is struggling to pay the bill in the first place, the notion of paying an attorney to sue the hospital is daunting without the attorney's fees provision built into the statute.
In practice, there is a hope that the new law improves the debtor-creditor landscape for hospitals and patients. If hospitals are able to inform patients of the potential financial assistance programs available to them before the patient incurs a medical bill they can't pay, it could prevent the inefficient use of resources to collect a bill that may never be recouped by the hospital. For the patient who qualifies for financial assistance provided by a nonprofit hospital, being aware of the program may avoid the uncomfortable realities that debt collection efforts by the hospital could impose on them after they receive medical care they are unable to pay for.
This post was created by Christopher Boline, a commercial and business litigator at Dudley and Smith, P.A. Mr. Boline has represented creditors and debtors ranging from large national banks to individual consumer debtors. If you have questions about debt collection or civil litigation, please contact Mr. Boline at 651-291-1717 or by email at cboline@dudleyandsmith.com. Dudley and Smith, P.A. is a full service law firm with offices in St. Paul, Bloomington, Burnsville, Chanhassen, White Bear Lake, and Woodbury.
The law is continually evolving and Dudley and Smith, P.A.'s blog posts should not be relied upon as legal advice, nor construed as a form of attorney-client relationship. Postings are for informational purposes and are not solicitations, legal advice, or tax advice. A viewer of Dudley and Smith, P.A.'s blog should not rely upon any information in the blog without seeking legal counsel.
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Posted July 21, 2015 by admin
Categories: Business Law, Consumer Law, Debt Collection, Litigation
Tags: Business Law, Christopher W. Boline, Consumer Law, Debt Collection, Litigation, Minn. Stat. § 604.175


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Q: HttpWebResponse output stream doesn't close I'm writing custom ActionFilterAttribute and trying to write some data directly into output stream in ASP.NET MVC 3. The data that i'm writing is all that i need to be in response, but after writing there is a extra data after my data - rendered view. I'm trying to close OutputStream, but it still stay accesible for writing. How can I close this stream for writing or ignore following HTML rendering?
public override void OnActionExecuted(ActionExecutedContext filterContext)
{
    var request = filterContext.RequestContext.HttpContext.Request;
    var acceptTypes = request.AcceptTypes ?? new string[] {};
    var response = filterContext.HttpContext.Response;

    if (acceptTypes.Contains("application/json"))
    {
        response.ContentType = "application/json";
        Serializer.Serialize(data, response.ContentType, response.OutputStream);
    }
    else if (acceptTypes.Contains("text/xml"))
    {
        response.ContentType = "text/xml";
        Serializer.Serialize(data, response.ContentType, response.OutputStream);
    }
    response.OutputStream.Close();
}

UPD
For example my data is {"Total": 42, "Now": 9000}
And my view is like this

    The data that shouldn't be here

In response i get
{"Total": 42, "Now": 9000}

    The data that shouldn't be here

and it's not valid JSON, as you can see. My aim is to send only JSON or XML

A: The ASP.NET pipeline manages the lifecycle of the response object. If you were to abruptly close the stream or end the response, the components downstream will fail when they attempt to write.
If you want to force the system to end the response, you should call HttpApplication.CompleteRequest(). It will bypass the rest of the events in the ASP.NET pipeline, so it's not without potentially unwanted side-effects, but it is the recommended approach.
More information can be found here.

A: After big amount of efforts I found out decision that suits my requirements. It was on the top of the problem. All that I need is to flush response before closing it. But in this case Content-Length HTTP header is missed and content's length is written right into response body. So we need just to set this header manually before flushing response.
public override void OnActionExecuted(ActionExecutedContext filterContext)
{
    var request = filterContext.RequestContext.HttpContext.Request;
    var acceptTypes = request.AcceptTypes ?? new string[] {};
    var response = filterContext.HttpContext.Response;

    if (acceptTypes.Contains("application/json"))
    {
        WriteToResponse(filterContext, data, response, "application/json");
    }
    else if (acceptTypes.Contains("text/xml"))
    {
        WriteToResponse(filterContext, data, response, "text/xml");
    }
}

private void WriteToResponse(ActionExecutedContext filterContext, object data, HttpResponseBase response, String contentType)
{
    response.ClearContent();
        response.ContentType = contentType;
        var length = Serializer.Serialize(data, response.ContentType, response.OutputStream);
        response.AddHeader("Content-Length", length.ToString());
        response.Flush();
        response.Close();
}

Stream is written into it by Serializer.Serialize and this method also returns length of content written in output stream.

redpajama_set_name: RedPajamaStackExchange


Learn how to design better databases using Access 2019. Pick up tips and techniques that can help you transform a boring database into a fast, efficient, and even fun environment.
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Shows how to manage data entry and reporting tasks using Access 2007.
Creating and leveraging real-world queries and turning raw data into usable information.


text:
Free Website Audit +1 425-351-1517support@isenselogic.com
ISENSELOGIC
SEO SERVICES & PRICING
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BELLEVUE SMALL BUSINESS SEO
SQL SERVER MS ACCESS
Marijuana, Hemp and CBD SEO BLOG
Las Vegas Shooting By Agent Freak Nasty
Las Vegas Shooting By Agent…
Las Vegas Shooting, What Really Happened By Agent Freak Nasty
Agent Freak Nasty
Update 7/13/2021 Navy Intel OPERATORS are sharing this blog. WTF does that tell you????….Que-
Do you like good Intel and good Cannabis? Try our Federally Legal Delta 8 THC Disposable Cartridges for only $29.99. Become an Affiliate and refer your friends and get 15 % cashback for every order for life! 14 day money-back guarantee if you are not completely happy. Click Here To Order Now
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Update 7/4/2021 Tucker Carlson is a CIA ASSET | Agent Freak Nasty
Update 6/23/2021
New Las Vegas Mass Shooting Video Proves Saudi Arabian Hitmen Firing at People
I'm going to see if I can try to find the video also…..#Agentfreaknasty
Ed Troyer The Doofus | Agent Freak Nasty
Ed Troyer the Doofus Update 6/16/2021
Do you live in a state where they Do not have Recreational Marijuana or you don't have your medical marijuana card? Delta 8 THC is the FEDERALLY LEGAL compound or the Hemp Plant that was legalized by Congress in the 2017 Farm Bill Deliverable to ALL 50 states. And Yes It gets you nice and baked.
RedemperorCBD.com has Vapes, Flower, Gummies, and Federally Legal Delta 8 THC pre-rolls for MOST STATES available for delivery to your door now! Earn 10% Percent commission for referring friends. Emal Sales@redemperorcbd.com for more information
MANDALAY BAY SHOOTER WAS UNDERCOVER FBI GUN-RUNNING FOR SAUDI'S AND ISIS
If you need Internet Marketing Services Or a New Website Email me at support@isenselogic.com for a free competitor audit.
Obama is a CIA BITCH implanted by the Bush Crime Family.
Las Vegas shooting Saudi Crown Prince
If you are using a Desktop Hover Your Mouse Over some of the pictures for more CLUES….Que-
If you find this information informative please share it on Twitter, Facebook, Linked In, and any other social media platforms to BYPASS the Hostile Media trying to censor this GOOD INTEL.
You can follow me on Twitter @laconic93
A lot of the links and videos I post in my blog get Shadow Banned and Blocked on Social media. WTF does tell you? Please help us educate people and if you find anything in my blogs you can disprove email me at support@isenselogic.com and hit those SHARE BUTTONS!!!!.
If you are interested in the healing power of CBD and supporting my blog make sure you check out our CBD Shop on this site, including, CBD Oils, Bath Bombs, Pet Treats, Lotions, Delta 8 THC, and Skin Care. https://redemperorcbd.com
My other Blogs with Great Intel on 911, The Vegas Shooting is located :
https://isenselogic.com/blog/
http://www.dispensaryexchange.com/threads/17/General-Dispensary-owner-Blog-by-James-B
redemperorcbd.com/blog
Time Stamp. 10/20/2018 206 AM Seattle WA.
This is the truth of what really happened in the Las Vegas shooting during the Worst Mass Shooting in US History. You are welcome to try to debunk it but I bet a million dollars you can't. The Official Story. A lone gunman name Paddock went crazy and out of the blue decided to murder 50 Americans attending a country concert. The True Story. The Vegas Shooting was an Assassination Attempt against Donald Trump and The Crown Prince of Saudi Arabia by Mossad, ISIS, The FBI, Australia, and possibly UK Spooks or intelligence operators. The concert was shot up as a DIVERSION for the HIT TEAMS to escape after their plot was discovered by military intelligence. protecting Trump and his associates.
Notice the picture of Trump holding the Q plus card. Coincidence???? Also digital soldiers is a reference to QANON and General Flynn.
http://wego.social/post/1517269_howdy-digital-soldiers-navyvet-got-some-sauce-to-share-sent-from-a-reliable-fren.html
Later in this report you will see a Interview on YouTube where Tucker Carlson is interviewing a US Congressman and a Lawyer of the LV shooting about credible information he had that ISIS members were smuggled across the Mexican border. This is probably the first time you heard this even though this news SHOULD HAVE been on the front page of every newspaper in the country. What tells you for SURE that Tucker is a CIA asset , is have you heard him mention the Vegas Shooting since? If you are a reporter wouldn't you want to find out what really happened in the WORSE mass shooting in US HISTORY? The fact that he hasn't should tell you all you need to know. CIA/DARPAR whistle blower Scientist Robert Duncan told us that ANYBODY of significance on the MSM is on the payroll of the C I A. Earlier this week the twitter account of True pundit which is ran by retired white hat FBI agents tweeted the following. Tucker Carlson is bought and paid for, just google his dads name which is Dick Carlson. Two things stand out on his Wikipedia page. A. He was director of the Voice of America a KNOWN CIA propaganda enterprise and B. He was appointed by the HEAD CIA CLOWN himself George Herbert Walker Bush to be the ambassador of Seychelles. That should tell you all you need to know about who Tucker Carlson REALLY works for.
You Can Now Get High Legally In Most States. By Lifehacker
So there I was testing out this new search engine called search.brave.com using the keyword {Las Vegas Shooting Saudi Arabia} and a link popped up I never seen before.
Now of course the original link was deleted, That should tell you it's good shit, but there's always are hand dandy Wayback Machine Here
is the link https://web.archive.org/web/20200428010307/https://www.usjournal.net/trending-topics/new-las-vegas-mass-shooting-video-proves-saudi-arabian-hitmen-firing-at-people/
by USJ Staff
A new video has emerged from the Las Vegas shooting massacre that shows Saudi Arabian special ops hitmen positioned on top of an RV near the stage of the Route 91 Harvest music festival to shoot concertgoers as they escape.
The footage captures three gunmen dressed all in black, including full-face masks, and can be clearly seen moving into position with machine guns on bipods.
The shooters then crouch down, into what appears to be a pre-planned position, before firing their weapons into the crowd.
You can read the rest first or later and match it to my Intel. They BOTH match. I have never seen it before and this article was printed 1 month after the shooting. The FBI made somebody delete it fast.
New BOMBSHELL information just came my way, even though I have heard it before it was just reverified with this video. 30 FBI Agents Checked into Mandalay Bay 2 days before the Las Vegas Shooting. Now what makes this intel so special is that Ed Troyer the Doofus, the Same
DIRTY COP that covered up the robbery of my marijuana business with the help of DIRTY PROSECUTOR Mark Lindquist The Grand Wizard was in Las Vegas the SAME DAY OF THE Las Vegas SHOOTING…..Now, what are the ODDS of that????
Click On Picture For Article
WOW!!!! and the motherfucker bragged about how he has worked with the FBI in the past, it's a GOOD THING the People of Pierce County Just Elected him as SHERIFF huh!!!!! GOOD JOB!!!!!
If you don't know who Ed Troyer is, he is the DIRTY COP that covered up all the Crimes of The Tacoma Police for 10 years with Prosecutor Mark Lindquist including the robbery of my business by the University Place Police
Since I posted this part about Ed Troyer being in Vegas, GUESS who just DELETED his entire Website on March 15th 2021??? That's right the DOOFUS himself. Over the TARGET MUCH???? #Agentfreaknasty
Don't you know DOOFUS that NOTHING IS EVER TRULY DELETED from the Internet…..Que-
This IDIOT is dumber than Fuck.
Here is the video of the 30 FBI Agents who checked into Mandalay Bay before the Las Vegas Shooting, The information also came from the Website Jimstone.IS is a former NSA analyst.
Pay particular attention to around minute 20:00 in the video when they start talking about all the witnesses that died. Notice they say they all posted on social media that went against the main narrative of the FBI BITCHES, and notice they say they were about to FORM a victim's survivors group. Now Look at Q Post.
How do the victims dying to connect to Saudi Arabia???? Because the DOPEY SAUDI prince along with Bill Gates owned the TOP Floors of the Mandala Bay. The reason they brought in Mossad Flunky BIG BLOOMERS LOOMER was to DIRECT your attention AWAY from the owners of the Top Floors because they know people would say. Hold On, you mean two of the Richest BILLIONAIRES In the world had security so lax, they allowed a crazed gunman to get 30 guns a few floors from where they live. See what I mean?
It was NO COINCIDENCE that the owner of the TOP FLOORS of Mandalay Bay The DOPEY Saudi Prince a BILLIONAIRE was hung upside down and beaten like a BITCH one month after the Vegas Shootings by Blackwater Operators….Que-
SEE:https://www.dailymail.co.uk/news/article-5108651/American-mercenaries-torturing-Saudi-princes.html
If you are not familiar with Q, I highly suggest you read this. https://www.zerohedge.com/political/introduction-q
It is NO COINCIDENCE That 1 month after the Vegas Shooting that 2 Saudi Billionaire Princes were giving DIRT NAPS and dozens more hung upside down and TORTURED by Black Water Operators.
Oh Black Water Keep On Rolling….#AgentFreaknasty
The Plane that crashed in the LA Suburbs a few days ago was piloted by Antonio Pastini, who was carrying a fake Chicago Police ID and was buddies with Guess Who???? Drum Roll Please //////////////////////////////////// Stephen Paddock the Las Vegas Shooter. Click on Picture to Watch YouTube Video.
https://www.youtube.com/watch?v=gHgaLttBL4I
Was Donald Trump In Vegas on a Secret Meeting during the shooting?
A mainly redacted "Of Special Importance" highly classified new Foreign Intelligence Service (SVR) circulating in the Kremlin today confirming the Ministry of Defense (MoD) assessment that elite US Special Forces have begun high profile arrest operations in Los Angeles-California, notes that this urban combat operation was begun within hours after a known CIA deep cover pilot going by the name of Antonio Pastini was blown out of sky—whose true name is Jordan Isaacson, and whom SVR intelligence analysts had previously identified as being one of the CIA pilots who flew stolen Israeli weapons and ammunition to Nevada where they ended up in the possession of CIA arms pilot Stephen Paddock, who is reported to have singlehandedly carried out the worst massacre in American history on 1 October 2017 when it was said he fired more than 1,100 rounds from his suite on the 32nd floor of the Mandalay Bay Hotel in Las Vegas-
https://impiousdigest.com/cia-pilot-linked-to-las-vegas-massacre-blown-out-of-sky/
And of Course the very next day Los Angelas gets raided by Special Forces in what they call a TRAINING MISSION.
Coincidence????
A real mission to remove a Biological Weapon of Mass Destruction?
The Evidence.
People of Interest: (This list is a bit hard to follow because of the long names. This chart: http://www.businessinsider.com/a-whos-who-of-the-saudi-royal-family-2015-2 will help you clarify who is who.) King Abdulaziz Ibn Saud (King Saud. Deceased): King of Saudi Arabia (1932-1953) King Abdullah bin Abdulaziz Al Saud (Deceased) : 5th son of King Saud. King of Saudi Arabia until his death in 2015. The successor is King Salman Salman bin Abdulaziz Al Saud (Henceforth King Salman): Current King of the Kingdom of Saudi Arabia (KSA). 8th son of deceased King Abdulaziz Ibn Saud. Mohammad bin Salman (Henceforth Crown Prince Mohammad): Son of King Salman. Currently next in line to be king after King Salman. Muqrin bin Abdulaziz (Former Deputy Crown Prince. Henceforth Muqrin): 9th son of deceased King Abdulaziz Ibn Saud. Was next in line to be king if King Salman had died before being crowned king. IS THE FATHER OF Mansour bin Muqrin bin Abdulaziz Al Saud! THE MAN KILLED IN THE HELICOPTER CRASH ON 11/5/2017. Mansour bin Muqrin bin Abdulaziz Al Saud (Henceforth Mansour): Son of Muqrin bin Abdulaziz. Died 11/5/2017, the day of the failed coup on the throne of the Kingdom of Saudi Arabia. Alwaleed bin Talal (Henceforth Talal): Billionaire businessmen. Grandson of King Saud. Has ties to DNC, Clinton, Podesta. Arrested 11/4/2017 for corruption. Owns The Four Seasons at Mandalay Bay in Las Vegas (Four Seasons occupy the top floors of Mandalay Bay) Owns shares in Twitter as well as other high-tech silicon valley companies. Has had spats with Trump in the past. I know that's a mouthful of names, but bear with me. Just remember 4 names: Salman, Mohammad, Muqrin, and Mansour.
Do you remember how President Trump visited Saudi Arabia back in May of 2017? Do you remember how warmly he was greeted by King Salman? I do. It was a spectacle. Why was he greeted so welcomingly? After all, President Obama's reception was… shall we say, less than grand. Do you remember how after Trump's visit, Saudi Arabia started becoming more open in its policies? Women can drive there now. Did you notice how the Syrian rebellion became quiet? Did you notice how quickly ISIS was crushed after the visit? Why did Saudi Arabia suddenly want to get their oil companies listed on the NYSE? What could have caused this? To answer this, we have to look a little further back. Back to around 2010. It all goes back to fracking. You see, the Kindom of Saudi Arabia (KSA) has always relied heavily on its vast petrol reserves for wealth and prosperity. And they were ruthless. OPEC. The cartel of gasoline. You can't count the number of times throughout history that OPEC used its power to crush governments, manipulate prices, control supplies, and fund activities. If there ever was an international group of bullies, OPEC was it. And at the head of this organization was the mighty KSA. Then came the fracking boom. Suddenly, the world was no longer at the mercy of OPEC. This made them nervous. So, they did what they always do. They pumped out more petroleum, driving the price of gas to the lowest in decades. What was their objective? To bankrupt these fracking businesses. KSA is rich. Very rich. They figured we'll just drive gas prices unbelievably low and take the loss until all these fracking business startups crumble.
Do you remember how cheap gas got between 2013-2016? It was ridiculous, wasn't it? But what they didn't count on was just how cheap fracking had become. So many of these businesses didn't go bankrupt. So they took another step. To convince the world that fracking was bad for the environment. So they lobbied and supplied funds to the Democratic party. Why? Because the leftists are usually the ones who support ANY and ALL environmental regulations. Do you remember all the legal battles that fracking had to go through? Hell, it's still illegal in most blue states. Do you now understand why the Saudis donated so much money to the Clinton campaign? She was HEAVILY favored to win and if she did, you can bet your ass that illegalizing fracking would have been on the top of her list, returning us to dependence on Arab oil. But… this didn't work either. Fracking continued. And then, a shitstorm of reality hit them hard. You see, KSA had vastly underestimated the number of total shale reserves in North America. They had no idea that so much of this stuff exists. They thought maybe they could ride it out if the reserves would dry up in a decade or so. But nope. We have enough shale to supply us for at least 50 years. Hmmm… big problem. So, if you're King Salman, what do you do?
Well, there's only one thing you can do. Give up the reliance on oil production and try to use existing wealth to stay wealthy. To modernize its trade to include more than just exports of oil. They would need to build an entire industrial country from scratch. To do that, he needed the help of the USA. And that's where President Trump comes in. You see, the May 2017 meeting between Trump and King Salman (and his son Mohammad), was not just another meeting. It was a business meeting. King Salman asked Trump for help. Trump was more than willing to give it (like listing the oil companies on the NYSE) but his help would come with a price. Liberalization and the stop of illegal funding. No more contributions to American politics. No more supplying funds to terrorists or splinter groups. King Salman took the deal. All of a sudden, women were allowed to drive. ISIS was retreating. Syrian rebels suddenly ran out of ammunition. Yay. All good up to this point. Now comes the bad Not all the royalties in KSA are into this. They don't like losing the power they once had. What's worse, they don't want to become liberal. They now start resenting King Salmon. They start plotting against him. At the forefront of this movement is none other than the previous Deputy Crown Prince, Muqrin, and his son, Mansour (the man killed in the helicopter crash of 11/5/17).
October 1, 2017. The top floors of Mandalay Bay aren't Mandalay Bay but are Four Seasons, owned by billionaire Talal. Who was occupying that whole floor that night? I can't remember where, but I heard that the whole floor was reserved for that week. Now, no one would do that unless they were Saudi royalty. We don't know for sure, but my guess is Crown Prince Mohammad. We know it wasn't King Salman, because he was in Russia at the time. https://www.theguardian.com/world/2017/oct/05/saudi-russia-visit-putin-oil-middle-east The plan is to take out the crown prince. Then kill King Salman. With the King and the Crown Prince dead, who is next in line? Yup. The former deputy crown prince, Muqrin. So, posing as terrorists who wanted to buy the guns for some terrorist attack, they dupe the CIA or FBI to supply the guns to the death squad. Their real plan is to climb the stairs right after the deal and kill the VIP on the floors above them. This is why the weapons cache was located on the 32nd floor. They would only have to climb a few stairs or take the elevator up a little to start the killing. Now, here's what happened that night:
Paddock is the contact man to supply the guns. He meets a couple of assassins ahead of time (remember, the shooting starts at 10:05). At this point, Paddock is thinking this is a gun deal. Only a few magazines are loaded. He merely wants to show the customers how to load the chamber etc... What he doesn't know is that the advance team was sent to secure the floor. That all but one entry point to the floor would be barricaded (crucial since the reason Campos becomes suspicious of the blocked doors is what ultimately leads him to investigate) The reason for the barricade is that once the assault starts, the assassins want to make sure to impede the authorities as much as possible from reaching the top floors. CIA/FBI (or Trump's own intelligence) got wind of the assassination that was about to take place. Immediate action is taken to round up the assassins. Remember, we're talking about an army of assassins here. You can't kill a Crown Prince who's protected by 30 armed bodyguards by pulling a Jack Ruby. I estimate at least 20 assassins in total.What the assassins didn't know was that the prince had disguised himself as a regular dude to enjoy the nightlife in Vegas. (Saudi princes have been known to do this) He had slipped away from the Mandalay and was at the Tropicana playing some cards. As soon as the FBI (or some other agency) learned of the assassination plot, they stormed the Tropicana and extracted the prince.
Update This Video has been debunked as being that of the Crown Prince. supposedly it was a decoy to lead the hit teams away from the Crown Prince They lead him out of the casino and escort him to the nearest helipad to be picked up. BUT, on the way, they encounter some resistance from a few assassins. Hence the firefight at the airport. Eventually, he makes it to the chopper and is whisked away. This explains the flight radar reports you see all over the net. Meanwhile, the FBI has gathered up as many of the assassins as they can. A few are armed with sidearms. They don't have rifles yet because the rendezvous with Paddock hasn't occurred yet. Hence the random firefights at various casinos that night. A few are killed. Hence the Laura Loomer videos of covered up dead people.
The assassins already in Paddock's room get a call. They are told that the Prince is not in his suite above. That he's being escorted out of the Tropicana. They start panicking. If they get caught in this plot to assassinate the crown prince, not only are they dead, but their employer is dead as well. They come up with a plan. They will kill Paddock and start firing on the crowd below. They're gonna make him a crazy lone gunman. So they kill Paddock. They break a window. They pick up a rifle and start firing at the crowd below. After a couple of mags, they realize that the other mags aren't loaded! Holy fuck. They start reloading as fast as possible. This is why the average time between bursts of fire is over 40 seconds. One of them gets an idea. Let me go to the other room and break that window and shoot at the fuel tanks at a nearby airport. This will draw the police away from Mandalay and they can escape. So he goes and attempts just that. Unfortunately, the tanks do not blow up. By this time, Jesus Campos is knocking on the door. So they just unload on him. This is why there are (supposedly) 200 shots through the door. Campos escapes a lethal shot and calls in security. Now the assassins are getting nervous. They realize that someone in the hotel knows that someone is firing. They fire as much as they can. They are thinking as soon as this barrage is done, we run. But the swat team starts knocking on the door. Fuck. The assassins realize they're screwed. So the first one shoots himself. (This is the first of the single shots you hear at the end). The second assassin isn't so sure.
He doesn't want to die. So after 10 seconds of courage gathering, he shoots himself as well. The SWAT team bursts in and finds 3 bodies. They start asking questions. But because the FBI is already there (remember, they extracted the prince) they take over. They quickly assess the situation. They realize the implications. They remove the 2 assassins' bodies, take a picture of Paddock lying there, and release it to 4chan to solidify their narrative. Paddock is made the patsy. Why? Because if a failed Saudi assassination attempt was responsible for the deaths, if the FBI/CIA had supplied the guns that killed 58 innocent people (not counting Paddock since he's an asset), then two things would happen. One, we would demand that we go to war with Saudi Arabia. And two, whichever organization that Paddock worked for would be utterly dismantled. Wew lads, I know. Quite a story. Now, let's fast forward to one month later. We know a missile was intercepted by the Saudi military on November 3 or 4th. This was probably the final effort by the anti-King Salman group. This was their last-ditch effort to kill him. OR, it was staged to give King Salman the excuse to round everyone up in retaliation for the assassination attempt. We know that MASSIVE raids and the rounding of Saudi princes took place on the 5th. I will guarantee you that all these people are anti-Salman/Mohammad. And who was just killed? Yes. The son of Muqrin, Mansour. Mansour's death was retaliation. I have no doubt about it. He was executed. Ok, now that this has happened, what's next? Well, my guess will be that we will learn all of the funding that has been coming out of Saudi Arabia for the past decade. It will expose their connections to the DNC. We will learn that they have been at the root of all the turmoil in the Middle East. Then, they'll all be executed.
P.S. The story works just fine with Paddock as a private illegal gun dealer, meaning the FBI/CIA only helped to foil the assassination attempt. He doesn't have to be working for an alphabet agency. However, given the clues from his lifestyle (or the utter lack of it), I'm betting that he was an asset.
If you are not familiar with who or what Q is watching this important video to get up to speed. A lot of people see Q and automatically roll their eyes. I have personally followed Q from the beginning and believe them to be legit. If Q was fake Trump would have disavowed it by now. LOGICAL THINKING.
https://www.youtube.com/watch?v=y8cp1KvZKPo&t=18s
This was one of the earliest Q post from Nov 5th 2017Anonymous ID: cS8cMPVQ No.148031295
Nov 5 2017 00:55:46 (EST)Seth Rich only mentioned because it directly relates to SA.
Las Vegas.
What hotel did the 'reported' gunfire occur from?
What floors specifically?
Who owns the top floors?
Top floors only.
Why is that relevant?
What was the shooter's name?
What was his net worth?
How do you identify a spook?
What can historical data collection reveal?
Were there any eyewitnesses?
Was he registered as a security guard?
Why is MS13 important?
What doesn't add up?
Was there only one shooter?
Why was JFK released?
What do the JFK files infer?
Who was in LV during this time?
What was the real mission?
Speculate.
Why are survivors dying randomly?
What do each of these survivors have in common?
Did they talk on social media?
What did they say?
Were they going to form a group?
Why is this relevant?
How did they die?
What CIA report was released by WK?
What can control a car?
How did the (2) of the survivors die?
Car crash?
How does this connect to SA?
What just happened in SA?
Who owns the top floors of the hotel?
What happened today in SA?
To who specifically?
Was POTUS in LV that night?
Yes/no?
Why was he there?
Who did he have a classified meeting with?
Did AF1 land at McCarran?
What unmarked tail numbers flew into McCarren that night?
Trace AF1 that entire day.
What do you notice?
Let me answer the questions as best that I can.
Seth Rich only mentioned because it directly relates to SA. ***How is Seth Rich related to Saudi Arabia? Unknown
What hotel did the 'reported' gunfire occur from? ** Gunfire was reported from Mandalay Bay.
What floors specifically?---------------------------------****32 nd Floor Paddocks Room
Who owns the top floors? -------------------------------->>> The Saudi Royal Family along with Bill Gates own the Top Floors of the Mandalay Bay
https://www.tigerdroppings.com/rant/politics/saudis-owns-the-upper-floors-of-mandalay-bay/72721580/
Why is that relevant? ----------------------->>>>> This is relevant because it relates directly to the Saudi Arrest of Princes
What was the shooter's name? ------------>>>>>> Stephen Paddock
What was his net worth?------------------------->>>>>>2 million dollars.
How do you identify a spook?-------------------->>>>>>Q here is indicating that Paddock is a Spook, We will find out later that his girlfriend are Probably FBI agents.
What can historical data collection reveal? -------------------->>>>Unknown
Was there any eyewitnesses?----------------------------------------->>>>>>>Many
Who?-------------------------------------------------------------------->>>>>> Too many to count, next question indicates Jesus the Security Guard.
Was he registered as a security guard?-------------------------------->>>>>>Yes
Why is MS13 important?-------------------------------------------------->>>>>>> Later you will learn that a Congressman admitted on Fox news that MS-13 was smuggled across the border and where involed with the shooting.
What doesn't add up?-------------------------------------------->>>>NONE of the shit adds up.
Was there only one shooter?---------------------------------->>>>Shootings were reported at multiple Hotels.
Why was JFK released?----------------------------------------->>>>>Q seems to indicated JFK files correlates with an assassination attempt.
What do the JFK files infer? ------------------------------------>>>>>>>> Files indicated multiple shooters
Was there only one shooter?----------------------------------->.....................Files indicated a shot came through the front window
Who was in LV during this time? ----------------------------------.>>>>>>>>Indication that the Crown Prince of Saudi Arabia and Trump were in Vegas at the same time.
What was the real mission?------------------------------>>>>>>> I believe Trump was meeting with the Crown Prince to arrange the arrest and surrender of the financiers of 911
The rest of the questions seems to direct you toward Air Force One being in there during the Las Vegas Shooting and connections to Saudi Arabia.
Update 2/15/2019 Twitter User @sheerglee1 posted this on 2/10/2019
This was confirmed by Robert Steele Noble Peace Prize Nominee and former CIA Spook. See: https://robertdavidsteele.com/
The CIA Agent Confirmed
ISIS MS-13 connection Here Congressman Scott Perry of Pennsylvania states on Fox TV that he had credible information that members of ISIS were smuggled across the Mexican Border and were involved in the Las Vegas shooting.
Congressman Confirms ISIS members smuggled across Mexican Border. Do you understand now why Trump is Tripping about the Mexican Border?
This is a BOMBSHELL and matches with the Q post regarding MS-13 Mexican Mafia crossing the border and you will soon see matches with the activities of Australian spook Brian Hodge.
Brian Hodge Australian Spook Flunky.
Now, what are the odds that the same MF who worked in a Casino in Australia with Paddock's Girlfriends was in the ROOM Next to Paddock during the Las Vegas Shooting?????
https://truepundit.com/federal-agents-zeroed-in-on-new-mystery-man-in-las-vegas-shooting-but-fbi-brass-ensured-hed-walk-away-without-answering-troubling-questions/
*Note the website True Pundit is run by retired FBI agents. see http://www.abovetopsecret.com/forum/thread1193156/pg1
The hushed FBI investigation unfolding inside the FBI's public Broadway show version of the Las Vegas shooting investigation started when a witness claimed he hid outside Mandalay Bay in the bushes for hours after the stream of gunfire started raining down on concert-goers on Oct. 1.
The same man also claimed he was inside the room next door to the shooter when gunfire erupted on 22,000 country western fans — mostly Trump supporters — at an outdoor concert in the shadow of the MGM resort's sprawling Mandalay Bay resort.
The same man who said he saw shooters gun down a security guard outside the hotel suite he shared with Stephen Paddock, even though that information was never divulged publicly at the time.
The same man who described to news media — minutes after the attack — in detail the tools in Paddock's suite used for the attack days before such physical evidence was released to the public. The same man who went to great lengths — using techniques few would know or employ absent training — to mask his phone and social media accounts to shield his location before and during the Las Vegas Shooting.
https://redemperorcbd.com/you-can-now-get-high-legally-in-most-states-by-lifehacker/
REMEMBER THE Q POST???? HOW DO YOU IDENTIFY A SPOOK????
He began deleting his online DNA so to speak," one intelligence veteran said, "Even though we were told not to we were able to recover many things that were deleted."
But not before key facts were deciphered by agents. Hodge previously lived and worked in the casino industry on the Gold Coast of Australia. Stephen Paddock's girlfriend, Mary Lou Danley, likewise previously lived and worked in the casino industry on the Gold Coast of Australia, sources said.
Strange. Small world. Here is the radio interview of Brian Hodge after the shooting. How in the fuck did he know Paddock brought a special hammer? If he lived in Las Vegas why was he in a hotel room????
https://omny.fm/shows/melbourne-news/hot-breakfast-las-vegas-witness-brian-hodge
Even a cabal of retired FBI agents and current intelligence officials echoed similar Hodge-related red flags to Las Vegas FBI brass and LVMPD in the weeks following the Las Vegas shooting, urging officials to green-light the federal interrogation of Hodge. Intelligence agents sought permission to question him at his workplace or apartment in Los Angeles.
But officials refused, FBI sources said. To the dismay of many.
But why was Hodge untouchable?
Why was Hodge untouchable???? Because he was part of the advance ASSASSINATION TEAM for the Las Vegas shooting just like the OTHER FBI Agents who checked into the Mandala Bay that's why.
https://truepundit.com/fbi-insiders-blow-whistle-massive-las-vegas-cover-agents-told-not-investigate-key-evidence-including-isis-terror-link-mandalay-bay-massacre/
https://truepundit.com/key-forensic-evidence-las-vegas-shooting-sidestepped-fbi-brass-applauded-ignorance-loved-ones-buried-dead/
"These seemingly disparate sound streams cannot logically come from the same weapon, fired at the same time, by the same lone shooter. One of the areas of keen interest is the acoustics and sounds that are being stripped and separated using highly sophisticated programs that digitally lay down the signature for each sound emission or in this case, each shot, from each gun, and from every potential angle."
FBI sources said these assessments too were provided to FBI brass — among numerous others — and were likewise swept under the rug. FBI agents who pursued these leads did so on their own, without official authorization from their superiors, sources said.https://truepundit.com/hidden-motive-hushed-fbi-intel-report-reveals-vegas-shooting-triggered-by-paddocks-anti-trump-politics/
Hodge left Los Angeles on September 30th for Las Vegas and disabled the geo-locating feature on this Twitter account.
"Something you do to hide your location," one FBI source confirmed. "This is a surveillance-avoidance tactic that is taught to bad actors."
FBI insiders said Hodge Tweeted throughout the Mandalay Bay attack with the geo-locating feature on his account disabled, thinking his location would be masked.
Then at 2:43 am PST, Hodge Tweeted again from the Vdara Hotel where he had checked into after vacating Mandalay Bay. Again HOW DO YOU IDENTIFY A SPOOK????
https://truepundit.com/feds-locate-a-smoking-gun-in-las-vegas-shooting-investigation-but-fbi-bosses-hide-bombshell-findings/
Enter German Torres Moreno who rented one of the rooms with his Mexico driver's license. He was traveling with two other people at the time, according to records. Moreno rented the room at the hotel on Sept. 29th and then Oct. 1, checking out and skipping Saturday night. The trio returned on Sunday, the day of the Las Vegas Shooting, FBI sources said.
BOOOM!!! Moreno had a Mexican Driver's license which connects directly with the Congressman saying he had intelligence about ISIS being smuggled across the border, This means Brian Hodge was coordinating with the assassination team.
PADDOCK'S GIRLFRIEND MARY LOU WORKED FOR THE FBI BITCHES….. THIS MEANS PADDOCK WORKED FOR THE FBI/CIA
Intelius.com Search reveals she listed her employment as FBI, Of Course, they deleted it.
Who was the owner of the TOP floors of Mandalay Bay???? THE SAUDIS
Who did the Congressman say crossed the border from Mexico and was involved with the shooting???? ISIS
Marilou Danley, the girlfriend of Las Vegas mass shooter Stephen Paddock, worked for the FBI, according to credit application data the Australian national reported as part of a loan application.
That's the same Danley whose fingerprints were found on Paddock's horde of ammunition packed into unused rifle magazines.
Publicly available intelligence obtained from consumer credit reporting bureaus show Danley claimed the "Federal Bureau of Investigation" as her place of employment. Now we know why she told investigators that her fingerprints would be found on the ammunition, don't we? She and Paddock worked as a tag team.
http://www.latimes.com/nation/la-na-vegas-shooting-warrants-20180112-story.html
So how does the Mossad all tie into this? Let's think about who owns all the Casinos in Vegas and who owns the press. Who has the power to tell every reporter in the country except Laura Loomer to stand down on any investigations of the worse mass shooting in American History???
By the way, Big Bloomers Laura Loomer is a Mossad Asset and she was sent to Vegas and Parkland to throw people off the real reasons for the events.
More info on Big Bloomers Laura Loomer
So there you have it, friends, if anybody can debunk any of this information please leave it in a comment.
Laura Loomer exposed as a Mossad Agent
https://www.youtube.com/watch?v=nEGj5s4TrLg
Still not convinced Laura's BIG BLOOMERS LOOMER is not a snitch????
Ask yourself why she never interviewed this teacher who was 20 feet away from the shooter and described him as in a full metal carb Helmet Mask????
This is the official hallway video released a few months ago.
Now does that look like the shooter described by the teacher as wearing a full metal garb helmet and face mask to you?
And If I can connect these dots sitting in my draws drinking a bottle of Hennesey. How come ALL OTHER REPORTERS IN THE ENTIRE COUNTRY
ARENT SAYING SHIT????
https://truepundit.com/feds-scramble-after-las-vegas-shooters-girlfriend-lists-fbi-as-place-of-employment-on-loan-application-she-might-have-been-an-asset/
Here are my other CLASSIC HITS if I have a writer's slump like the Q flunkies…..
Do you want to know what REALLY HAPPENED ON 911? Read This https://isenselogic.com/911-what-really-happened/
By the way, the Flunkies at the NSA BLOCKED ME ON TWITTER when I posted the same links. WTF does that tell you????
TIMESTAMP 6/26/2019 12:25
Oh and please share on Twitter, FaceCROOK, and link back. Gracious
The Persecution of the Red Emperor Collective
The Covert Samson Option
Current Mission located at 6/26/2019 Time Stamp 1:24 am PST
http://www.dispensaryexchange.com/read/17/194/MKULTRA-MISSION-LEGAL-ALIEN
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Yes, Bill Clinton was a CIA Agent Too, Our CURRENT Attorney General William Barr Was The one who told him he would get that JOB he always wanted for doing such a good job of running COKE for the CIA through Arkansas.
Now that you know ALL Presidents before TRUMP were CIA assets what in the fuck does that tell you about ALL The Supreme Court and Federal Judges they appointed???? Still, think you have any Constitutional Rights????
From "Spook Air" to the "Lolita Express": The Genesis and Evolution of the Jeffrey Epstein-Bill Clinton Relationship
I would like to thank the men and women of Military Intelligence and the NSA for saving my ASS from being MURDERED by Mark Lindbitch and his flunkies in Tacoma in 2014 and if you could email me those videos of the assassination attempts I uploaded to YouTube in 2014 that they deleted that would be greaaaat…..Que-
Category: Research BlogBy codecafe July 5, 2019 4 Comments
Tags: Agent Freak NastyLas Vegas Shooting
Author: codecafe
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Mark Lindquist The Grand Wizard
The True Capabilities Of The NSA
Aaron Pelley Seattle's Best Snitch
911 What Really Happened By Agent Freak Nasty
James Mckinnley says:
Lindalee Ratti says:
WOW !
Reality reads like a great fiction !
Except it fits together with real time and real people , and death ; amoung current events !
Enjoyed the very very plausible explanation !!!
Loving Kindness, lindalee
Kim Burns says:
Passing this on to all my social media, Every American needs to know what happened in Las Vegass. Thank you for posting this.
Brenda Barnes says:
Great Article on the Las Vegas shooting, better than 99 percent of the so called reporters in the country. For Reverse Mortgages check out my site.
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It seems the only consensus regarding the housing crisis is that recovery will be slow in coming. Home values are stagnant (still falling in many areas), foreclosure numbers are increasing, and the federal governments HAMP response is widely seen as an abject failure. These factors suggest few, if any options, for responsible homeowners to recover their lost housing investments any time soon.
There may, however, be a third option. While the Too-Big-To-Fail banks and the Federal Government continue their painfully slow response, the private sector may offer a solution to some of these forgotten families who feel stuck between two bad choices: strategic default or hating their house.
Various private equity and hedge funds have entered the fray with clear and concise plans that can result in a win/win/win scenario. Once a large portfolio of residential mortgages from a given lender is collected, the fund negotiates the purchase of that portfolio at a discount. That discount is then passed on to the homeowner via principal reduction. The lender gets a cash infusion and avoids strategic default risks. The homeowner is rescued from negative equity, and the fund is able to profit while rebuilding the securitization market at the same time.
Given that different funds target different homeowners and private funds like their privacy, programs such as this have received minimal attention. Trinity Bay Financial, Inc., an authorized affiliate of Addvent Funding, has taken the initiative to gather as much detail as possible on the topic, and offer it to the pubic at: http://bit.ly/tbfprpdata.com.


Secretary of State for the Environment, Food and Rural Affairs Michael Gove's repeat appearance this year for the 10thanniversary of the Oxford Real Farming Conference, makes a bold statement about the conference's rising profile – like it or not, it is entering the mainstream, carrying its weight against the long-standing Oxford Farming Conference. This year, over 1000 people attended and there was a waiting list of 600 more trying to get in. The conversation around farming and food production is shifting – it's undeniable – and the divide between sustainable farmers and conventional ones is slowly closing as sustainability is increasingly recognised as the only way forward, especially for small- and mid-size farms.
Gove still seems to be a bit edgy about explicit commitments to agroecological and organic farming, though his belief in its value appears genuine. However, as ORFC co-founder Colin Tudge has pointed out, support for agroecological practices has yet to make their way into the Agriculture Bill and this continues to be concerning to the sustainable food movement. In response to questioning by MP Kerry McCarthy (Labour) about this during the Q&A, Gove's response that he wasn't aiming "to dictate what every future government should do in terms of agricultural support", which begs the question 'why ever not?' The UK has perhaps a singular opportunity to make long-lasting, meaningful change in our agriculture systems – is this all to be lost in the next cabinet reshuffle or general election? Many of us fear the possibility.
The SFT had a strong profile at the Conference, with no fewer than four panels – Local abattoirs: Why they are closing and how we can save them, Plastics after Blue Planet II, The harmonisation of on-farm sustainability and Nitrogen pollution and how to reduce it – organised across the Conference, and one jointly with the New Food Entrepreneurs, The Secrets of Success, which offered advice to young farmers and new entrants.
The SFT has been a key player in the Campaign for Local Abattoirs and it continues to bring this issue to the fore. The ORFC session on Local Abattoirs addressed a range of absolutely critical issues in regards to preserving access to local meat and improved animal welfare. Chair Lady Parker noted that "we have to find solutions and we have to find them quick". The statistics on local abattoirs are devastating. There are only 56 red meat abattoirs left in the UK and nearly half of them are struggling financially. There have been 7 closures in 2018 alone. Government must step in and begin to support small abattoirs. Without them, an animal's provenance is impossible to distinguish – large abattoirs will not return meat to farmers; further, the animal welfare issues in trucking livestock sometimes hundreds of miles, causes significantly more stress in slaughter. If we can save Britain's small abattoirs, we can renew rural communities, relocalise our food chain and give animals both 'a good life and a good death'. Access to small abattoirs across the entirety of the UK must be recognised as a public good.
Nitrogen pollution is another issue coming into focus for the SFT, with a forthcoming report on the topic. The panel, chaired by Honor Eldridge, head of policy, laid out the environmental and public health damage caused by excessive nitrogen and the potential solutions that could be implemented. Use of nitrogen fertiliser has been growing exponentially year on year, and we are now recognising the immense damage this is doing to the environment – degrading soil, increasing air pollution, causing declines in birds, mammals, pollinating insects and invertebrates, eutrophication and acidification of our waterways and oceans, among other impacts. However, there are natural ways to build nitrogen in soils through cover-cropping with nitrogen fixing legumes. Supporting such sustainable practices in soil management could help Government to turn a damaging practice into a public good.
Soil health and wider agroecological farming practice was, inevitably, a major topic of the Conference – over 50% of attendees are "mud on the boots" farmers – and the ORFC had some major hitters with Eliot Coleman of Four Season Farm giving a keynote on his own farm's journey (you can see a Q&A between Eliot and Patrick here), Steve Gabriel spreading the word of silvopasture, and Vivien Sansour talking about the intersection of politics and seed biodiversity in Palestine.
Silvopasture practice, which brings together livestock management with agroforestry, seems to be having a moment with three different sessions during the Conference. The two back-to-back sessions on the Friday were packed to the gills with momentous applause punctuating the discussion and the conversation carrying over into other sessions.
However, there were many panels focused on wider food system issues, including one on 'Reclaiming research for real food and farming ', one of the last sessions. Agricultural research is overwhelmingly focused on industrial farming practices and public money for research is spent largely on things to sell. This imbalance and the independence of research that has been eroded by this, must be redressed. One question asked was, 'Where are the levers of change that would shift research away from industry and towards sustainable agroecological farming?' There are few answers to this, except the one glaring one: restore the independence of research and stop corporations funding the research programmes of universities. Rupert Dunne on the panel commented that "research should democratise knowledge". Indeed!
One of the sessions at the Conference was devoted to the question of where the ORFC goes from here, noting that, "there is a growing need for the network to interact and develop outside of the conference – across the seasons and a wider geography." Food Manifesto Wales is already proposing a 'Wales Real Farming Conference' that might link "Welsh farming and growing to public health, education, social justice, environment and culture." A regional take on the Conference might open more localised discussions of food and farming issues that are better able to engender grassroots change across the country in specific places.
What Should We Eat Now?


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text:
Q: split result set into 10 groups I have 91 returned result set from query. I want to split these 91 data into 10 groups equally. For example, 1~9 in group 1
10~18 in group 2
19~27 in group 3
28~36 in group 4
37~45 in group 5
46~54 in group 6
55~63 in group 7
64~72 in group 8
73~81 in group 9
82~90 in group 10
I used row_num to see the order in number for the result set. but I have no idea how to split these data into 10 groups equally. please help me to figure it out! thank you.
set @row_num=0;
    select t.*
    from
        (
        select
                (@row_num:=@row_num+1) AS row_num,
                total.reg_date,
                total.car_id,
                total.mcu_motspd
        from(
            select
                td.reg_date,
                td.car_id,
                td.mcu_motspd
            from
                cartracker.tracker_data td
            left join car c on (c.car_device_no = td.car_id)
            left join car_group cg on (c.car_group_no = cg.car_group_no)
            where cg.car_group_no = "1"
            group by DATE_FORMAT(td.reg_date, "%Y%M%d%h%m")
            )total
        group by DATE_FORMAT(total.reg_date, "%Y%M%d%h%m")
        ) t

In conclusion, I want to split 91 result set from above query into 10 groups as group1, group2....etc.(I tried ntile function in mysql, but it did not work)
ResultSet Image from the above query

A: Ok, here's an idea. How about you divide the row_num result with 9 and do a CEIL(aka CEILING) function over it. Perhaps, something like this:
set @row_num=0;
    select CEIL(row_num/9), t.*
    from
        (
        select
                (@row_num:=@row_num+1) AS row_num,
                total.reg_date,
                total.car_id,
                total.mcu_motspd
        from(
            select
                td.reg_date,
                td.car_id,
                td.mcu_motspd
            from
                cartracker.tracker_data td
            left join car c on (c.car_device_no = td.car_id)
            left join car_group cg on (c.car_group_no = cg.car_group_no)
            where cg.car_group_no = "1"
            group by DATE_FORMAT(td.reg_date, "%Y%M%d%h%m")
            )total
        group by DATE_FORMAT(total.reg_date, "%Y%M%d%h%m")
    /*added order by*/
       ORDER BY total.reg_date, total.car_id,
        ) t

The CEIL(row_num/9) should give you result of 1-9 as 1, 10-18 as 2, 19-27 as 3 .. and so on. You don't have a sample data provided so I made a simple example of how the result will appear here: https://dbfiddle.uk/?rdbms=mysql_5.5&fiddle=19d23c0d22f6eb804ac458bc3a274d25
I was also thinking of maybe you were looking to pivot the results and summing all values that falls under the grouping of 1-9, 10-18 .. but that's only an assumption. However, if you are looking to do something like that, please update your question accordingly.


In 1867 the Roberts' herbalist created their "Acqua alle Rose": Triple Distilled Italian Rosewater. Created with the pure essence of the Centifolia rose and distilled in spring water. Used for toning skin during or after bathing. Also lovely for laundering lingerie and fine undergarments.
Roberts' distilled rosewater is composed by three roses from the essence of superior quality. This rosewater keeps the skin, even the most delicate, young and supple. It acts as a mild tonic on the epidermis, making skin clear and glowing.


March 22, 2017—David W. Chen writes wide-ranging stories that put New York City in a global economic context.
He interviewed me in 2008 during the fiscal meltdown and again this month in a story about university technology centers in New York City.
The new story appears in The New York Times online today and will be in the printed edition tomorrow, Thursday.
March 22, 2017 — This day in 1765 the British Government imposed the Stamp Act on the American colonies, provoking serious Resistance.
The Act lasted only until the next year, but in the meantime it angered so many of the colonists that it started stiff opposition to the Crown that resulted in American independence.
The British Government at that time was led by two Georges, George III and George Grenville.
A previous Prime Minister, savvy William Pitt the Elder (alumnus of Trinity College, Oxford) had been popular in the colonies. Pitt had urged the King to relinquish his obsession with what was happening in the German duchies and had the vision to see the value of securing the North American continent by using British troops to defeat the French and Indians. The colonists were so grateful to Pitt they named Pittsburgh after him. That was where the last battle of the formidable Gen. Edward Braddock took place. Before his death, Braddock gave his general's sash to his second-in-command, Col. George Washington.
Although victorious against the French, the British Government ran up debts to send over their redcoats and faced having to borrow more to defend the vast new American territories won in the French and Indian War (known in Europe as the Seven Years' War, 1756-1763).
The parliament of George Grenville therefore passed the Stamp Act as a revenue-raising attempt, following on the Sugar Act of 1764.
Grenville entered Parliament in 1741, one of the men interrelated by blood or marriage dubbed Cobham's Cubs who united in opposition to Sir Robert Walpole. Walpole was the first person to be considered by historians to have the primus inter pares status of Prime Minister and he held this power from 1721 to 1742 — a length of service not subsequently equalled. Walpole practiced a policy of benign neglect toward the American colonies, which had the advantage of not costing the Crown any money.
Grenville was a graduate of Eton and Christ Church, Oxford. His ministry 22 years after the end of Walpole lasted only two years (1763–65). It was disastrous. He never developed a close relationship with the king because George III continually consulted with Bute, who had recommended Grenville as his successor.
The Stamp Act levied a tax on all materials printed for commercial and legal use in the colonies, from newspapers and pamphlets to playing cards and dice. This was a common fundraising vehicle in England, but stirred up protest in the colonies, which had already been burdened with three new major taxes: the Sugar Act (1764), adding duties on imports of textiles, wines, coffee and sugar; the Currency Act (1764), which reduced the value of paper money used by colonists; and the Quartering Act (1765), which required colonists to provide room and board to British troops.
Grenville's ministry ended in the year he pushed through the Stamp Act. Realizing that it would be more expensive to enforce the Act, Parliament abolished it in 1766. But it was too late. The damage had been done. Resistance to the Mother Country had started and did not stop until the Treaty of Paris was signed.
Most important of the organizing groups was the Sons of Liberty in Boston and other ports. In the south, wealthy landowners were the leaders. Societies continued to meet to address what they saw as the abusive policies of George III and the newly consolidated British empire.
Frederick North (1732-1792) was the son of the Earl of Guilford. Like Pitt, he was an alumnus of Trinity College, Oxford. He served in the Treasury from 1759 to 1766, when the government of George Grenville fell following the disaster of the Stamp Act (not to mention other stumbles). North became Chancellor of the Exchequer in the second ministry of Pitt the Elder, and then became Prime Minister during the years when the American colonies broke away.
a good law that traded deposit insurance for bank regulation.
The 37-page Banking Act of 1933, also known as the Glass-Steagall Act of 1933, was passed by Congress on June 16, 1933.
It is lean and clear and it served the American people well for nearly seven decades.
It created the Federal Deposit Insurance Corporation (section 12B), which was much wanted by the banking community to reduce the threat of panics.
In exchange for deposit insurance, the law establishes multiple constraints on banks to protect the insured deposits from speculation. It separates commercial banking from insurance and investment banking.
It also creates the Federal Open Market Committee (12A), which becomes the main body for ongoing monetary policy for the Federal Reserve System.
The limits on deposit insurance were gradually raised until the FDIC decided that it was most efficient to take over failing banks, thereby essentially insuring all deposits.
Also, over time, the separation of commercial banks from investment banks and insurance companies was eroded. Investment bankers sought access to government-insured funds and banks—protected by the taxpayer from risk—saw no reason not to hunt for the highest yield. This led to the meltdown of 2008.
Treason in general is criminal disloyalty to one's country.
The following official U.S. definition of treason, and the penalty, is from Title 18 of the U.S. Code.
This is the title covering criminal law and procedure.
Artists I know who are exhibiting include: France Garrido, Laurie Lipton, Brigid Marlin, Olga Spiegel and Miguel Tio.
The show is open Tuesday through Saturday, 11:30 to 5 pm, until May 13.
The gallery, 23 Warren St., is just a half-block west of Broadway by City Hall Park. Chambers Street is a good stop to get off at on the subway.
The Oxford blog has reached 200,000 page views.
Thank you for reading. Comment, please, or contact the blog owner directly at jtmarlin@post.harvard.edu.
Here are the top ten most-read Oxford posts since May 2013.
Mr. TRUMP: [I'm] liberal on health care, we have to take care of people that are sick.
Mr. TRUMP: I like universal, we have to take care, there's nothing else. What's the country all about if we're not going to take care of our sick?
Mr. TRUMP: I hate the concept of abortion. I hate anything about abortion, and yet, I'm totally for choice. I think you have no alternative.
Different messages: FDR and Trump.
Mar 12, 2017—Today is the anniversary of Franklin Delano Roosevelt's first radio Fireside Chat, on Mar 12, 1933.
FDR's radio broadcasts were as revolutionary then as President Trump's Tweets are today. But their messages are very different.
FDR in his first Fireside Chat took on the banking system and promised to calm the markets and make them work for ordinary Americans. Obama in 2009 promised the same kind of policies, as incorporated in The Credit Cardholders Bill of Rights passed in early 2009 and the following year the Dodd-Frank Act, which addressed the worst abuses that had led to the meltdown of 2008.
President Trump is now seeking to roll back Dodd-Frank and is calling for more of the deregulation of financial markets that got the country in trouble in 1929-33 and in 2008-2009. In so doing Trump is pushing the opposite way from FDR.
In 1776 we sought freedom from the tyranny of a political autocracy — from the eighteenth-century royalists who held special privileges from the crown. It was to perpetuate their privilege that they governed without the consent of the governed; that they denied the right of free assembly and free speech; that they restricted the worship of God; that they put the average man's property and the average man's life in pawn to the mercenaries of dynastic power; that they regimented the people.
Since that struggle, however, man's inventive genius released new forces in our land which reordered the lives of our people. The age of machinery, of railroads; of steam and electricity; the telegraph and the radio; mass production, mass distribution — all of these combined to bring forward a new civilization and with it a new problem for those who sought to remain free.
The hours men and women worked, the wages they received, the conditions of their labor - these had passed beyond the control of the people, and were imposed by this new industrial dictatorship. The savings of the average family, the capital of the small-businessmen, the investments set aside for old age - other people's money — these were tools which the new economic royalty used to dig itself in.
An old English judge once said: "Necessitous men are not free men." Liberty requires opportunity to make a living — a living decent according to the standard of the time, a living which gives man not only enough to live by, but something to live for.
For more than three years we have fought for them. This convention, in every word and deed, has pledged that the fight will go on.
The defeats and victories of these years have given to us as a people a new understanding of our government and of ourselves. Never since the early days of the New England town meeting have the affairs of government been so widely discussed and so clearly appreciated. It has been brought home to us that the only effective guide for the safety of this most worldly of worlds, the greatest guide of all, is moral principle.
In the place of the palace of privilege we seek to build a temple out of faith and hope and charity.
It is a sobering thing, my friends, to be a servant of this great cause. We try in our daily work to remember that the cause belongs not to us, but to the people. The standard is not in the hands of you and me alone. It is carried by America. We seek daily to profit from experience, to learn to do better as our task proceeds.
Governments can err, presidents do make mistakes, but the immortal Dante tells us that Divine justice weighs the sins of the cold-blooded and the sins of the warm-hearted on different scales.
I believe in my heart that only our success can stir their ancient hope. They begin to know that here in America we are waging a great and successful war. It is not alone a war against want and destitution and economic demoralization. It is more than that; it is a war for the survival of democracy. We are fighting to save a great and precious form of government for ourselves and for the world.
FDR Delivering a "Fireside Chat"
March 12, 2017—On this day, 84 years ago in 1933, eight days after his inauguration, President Franklin D. Roosevelt gave his first national radio address or Fireside Chat, broadcast directly from the White House.
In their way, they were as revolutionary as President Trump's Tweets.
Columbia Prof. Raymond Moley had been serving as FDR's adviser on the banking crisis, wanted to consult with FDR at every point. He was disappointed that FDR didn't want to be involved, but the President wanted to concentrate on honing his message.
Secretary Will Woodin had been a manager and a CEO a quarter of a century and knew exactly what he had to do. He went right to work. His contribution to calming the panic has never been adequately appreciated and remembered.
The Friday before FDR's inauguration, most banks had already been closed because so many states had initiated their own bank holidays, to give the banks some breathing room as depositors were lining up to withdraw all their money (outgoing President Hoover wouldn't act without FDR's agreement, and FDR's position was that he was not going to try to second-guess Hoover until he became President on March 4).
The local scenes of panic throughout the banking system were exemplified vividly in Frank Capra's movie It's a Wonderful Life (1947), starring Jimmy Stewart as small-town banker George Bailey, who is considering suicide as he sees his depositors destroying his bank, one depositor at a time, while others not in line were desperately worried about their deposits.
FDR's first act was to announce a Federal "bank holiday" – i.e., a presidentially ordered closing of all banks – pending examination of the banks, starting with the largest ones first. The idea was that only "sound" (solvent) banks would be reopened.
Publicize the printing and packing of the greenbacks with filmed news clips for the cinemas, the equivalent of today's YouTube posts.
Ensure that all the banks in the country were closed.
Examine the banks one by one for solvency, with priority given to the largest banks.
Meanwhile, FDR worked on the public-communications groundwork for all these steps. He did not have a Twitter or YouTube outlet, or even television, but he did have the radio.
In his first radio Fireside Chat, FDR explained the closure of the banks as necessary to stop a surge in withdrawals by depositors afraid of losing their savings. Many banks would be reopening within days, FDR said, and he thanked Americans for their "fortitude and good temper" during the period of the bank holidays.
When FDR took office, the United States was at the low point of the Great Depression, with the unemployment rate between 25 and 33 percent (the reporting of unemployment became more precise during the next decade).
The Fireside Chat got its name from radio journalist Robert (Bob) Trout, called "the Iron Man of Radio" for his ability to keep up a patter during a breaking news story when new information arrived in dribs and drabs.
FDR's purpose was to inspire confidence in himself and in the nonfunctioning banking system. While the chats sound folksy, FDR took great pains to make them that way, using simple vocabulary and anecdotes. Presidents had previously communicated with their citizens almost exclusively through journalists. The Fireside Chats were without precedent and they were effective because radios were still magical and were owned by 90 percent of U.S. households. They were the 1933 equivalent of what Tweets are in the very different America of 2017.
March 5, 2017 — This date in 1933 (it was a Sunday then and is again this year) was the day after FDR took the reins as President of the United States.
It was also, chillingly, the day German voters elected 288 Nazi Party members to the Weimar Republic's parliament, the Reischstag.
Nazi Party leader Adolf Hitler had been appointed Reich Chancellor by German President Paul von Hindenburg, the formal head of the German Government since 1925. An aristocrat (in Germany, the von prefix signifies that someone has the title at least of Baron), von Hindenburg did not think much of upstart Adolf Hitler. However, he was at his wit's end dealing with Hitler's appeal to a totally demoralized German people. Hindenburg hoped to establish control over the Nazis by bringing Hitler into his tent.
The Weimar coalition that ruled the country since Nov. 9, 1918, generated 14 years of "Marxist" rule (i.e., under the largest party, the Social Democrats) that dominated the other parties in the Weimar coalition.
Unless the German People reacted against this "Bolshevism" there would be anarchy.
Germany's fate was in the hands of Almighty God and German voters.
That 1933 election was the last that West Germans were able to vote in until 1949, and it was the last free election in a united Germany until 1990.
The March 1933 election made the Nazis not only the largest party, but a party large enough to exceed comfortably any likely coalition. With just 33 percent of the German voters, the Nazi Party gained 44.5 percent of the votes in the Reichstag.
Hitler's Nazi Party had previously gotten nowhere, with less than 3 percent of the German electorate before the Crash of 1929 (see table above). Between 1928 and 1930, the Nazi Party grew from the ninth-largest party to the second-largest, with 18 percent of the vote in the Reichstag.
Two years later, the Nazi Party was the largest. The reason was a series of financial disasters that became global with the Wall Street Crash of October 1929. The disasters crushed the German economy and the Weimar Government seemed powerless to do anything about it. When the cost of rampant speculation in the 1920s is evaluated by history, the rise of Hitler, the Holocaust and the Second World War should be put on the ledger sheet.
Nazi "Ballot", 1938 edition. Vote "YES"
To gain absolute power after the March 5 election, Hitler engineered the Enabling Act on March 23, 1933. This made Hitler dictator of Germany, subject only to the approval of President von Hindenburg.
Approval of the Reichstag became unnecessary. Within months Hitler banned all parties other than the Nazi Party. As of November 1933, the Reichstag became a vestigial assembly of Nazi party members.
That left in Hitler's way just von Hindenburg, who in July 1934 was 86 years old and dying of lung cancer. On August 1, Hitler's cabinet passed the "Law Concerning the Highest State Office of the Reich," which stipulated that upon the death of von Hindenburg, the offices of president and chancellor would be merged. Hitler would then be accountable to no one, becoming Führer und Reichskanzler des deutschen Volkes.
dismissed as "not so genuine or violent..."
Then Hitler flew to Neudeck, to the bedside of von Hindenburg.
Conveniently, the President died the very next day. Hitler consolidated his dictatorship and that was the end of democracy in Germany until the Bundestag was formed in West Germany after the war.
Democracy for all of Germany did not return until reunification in 1990.
In the United States, meanwhile, FDR took office and quickly turned around the financial panic with the round-the-clock help of his Republican Treasury Secretary, William H. Woodin. U.S. financial markets were restored to stability, and economic recovery was started.
Unfortunately, it was too late to change the dim view in Europe of American democracy and capitalism since the Crash. Desperate German voters were an easy mark for Nazi demagogues. In the wake of the Panic and Depression, a mad hater had taken control of that country. FDR and other world leaders would have to confront this for the rest of his presidency.
Hitler's assumption of sole power had not been expected in the United States. On Nov. 21, 1922, The New York Times reported that Hitler's anti-Semitic propaganda was just "a bait to catch masses of followers and keep them aroused, enthusiastic and in line[...]" (see clip). The New York Times story refers to the "Hitler organization" as a violation of the military clauses of the Versailles Treaty, and refers to "its predecessor" — the Orgesch.
The Orgesch was named after a forgotten forerunner of Hitler, Georg Escherich (1870-1941). Escherish was a forester and politician with the Bavarian People's Party, which had 18 members elected to the Reichstag on the last ballot in March 1933 (see table at top). Since 1919 he headed the Bavarian Einwohnerwehren, the anti-communist home guard groups. In 1920 Escherich organized his supporters into the Orgesch (from "Organization Escherich"), an anti-Semitic paramilitary group, which violated the Versailles Treaty limit on the size of the German army to 100,000 troops referred to in the NY Times clip. The Orgesch established links with the Heimwehr in Austria, an early harbinger of the Anschluss. The Orgesch was disarmed and disbanded on the orders of the Allies in 1921 as part of wider moves against private armies that had sprouted up in Germany since the Armistice.
But as one devil was killed, seven new ones rose to take its place – the militias of the right, such as the Sturmabteilung and the Stahlhelm, Bund der Frontsoldaten, which grew in size until they were disbanded in 1933 in favor of Adolf Hitler's personal bodyguard, the super-sadistic Schutzstaffel or S.S.
One year ago, Timothy Egan's Op-Ed column today, "The Beast Is Us," suggests why everyone alive today who is concerned about keeping American democracy should remember March 5, 1933 — the day one-third of Germans voted and elected a dictator bent on a world war, enough voters to end contested elections while Germany took the world into war.
A Time Line on Hitler's ascendancy to power shows the erosion of Germany democracy over many years.
Dorothy Pechman Rice, a government economist and statistician whose research helped establish the case for Medicare in 1965, died on Feb. 25 in Oakland, Calif. She lived in Piedmont Gardens in Oakland.
She was 94. She was associated as a professor at the Institute of Aging at School of Nursing at the University of California, San Francisco.
The UCSF Institute website shows photos of 32 faculty and staff associated with it today. But Rice was working in a new field when she was an analyst at the Social Security Administration in 1964. A study she worked on highlighted that half the population 65 and over had no health insurance. The number was then 8.5 million uninsured older people, she wrote in a 1964 issue of the Social Security Bulletin. Jonathan Oberlander, author of The Political Life of Medicare (2003), called Mrs. Rice an "extraordinary researcher." The timing was good, as President Lyndon Johnson had widespread support for an expansion of government services in the wake of the assassination of JFK.
Rice was born in Brooklyn on June 11, 1922. She attended Brooklyn College for a year, then transferred to the University of Wisconsin, earning a B.A. in economics. She moved to Washington to become a statistical clerk for the Department of Labor, then worked as an economist at the U.S. Public Health Service. She said she "did well" as a female economist because of the shortage of analytical staff during World War II. http://www.abhow.com/news/2010/12/24/a-pioneering-perspective-dorothy-rice.192976.
Dorothy Rice became director of the National Center for Health Statistics, where she worked on estimates of the costs of treating people with heart disease, cancer, Alzheimer's, disabilities and strokes. This is the work that Rice said in her 2010 interview that she was proudest of.
At UCSF, she participated in studies on the financial costs of cigarette smoking, estimating in 1998 that smoking-related illnesses cost Medicaid $12.9 billion a year ($19.2 billion today). Mrs. Rice told The Los Angeles Times: "Any global settlement with the tobacco industry should go beyond $368 billion." It was eventually cut to about $250 million over 25 years.
Rice is survived by her sons Tom, a UCLA economist, Kenneth and Donald. Her brother, Joseph A. Pechman, a well-known tax scholar and director of economic studies at the Brookings Institution, died in 1989. Her husband died in 2005.
Sources: Obituary by Richard Sandomir, The NY Times, and sources cited above.
The Brains Trust with President-elect FDR.
Moley, Redford Tugwell, Will Woodin, FDR.
On this day, March 4, 1933, at a climax of the Great Depression, Franklin Delano Roosevelt was inaugurated as the 32nd U.S. president.
For his rained-on Inaugural Address outside the east wing of the U.S. Capitol, FDR had to ascend the steps to the podium to take the oath of office.
To do this, an elaborate series of wheelchair-accessible ramps was constructed and hidden. FDR walked the last few yards leaning heavily on the arm of his son James.
FDR then outlined his New Deal–an expansion of the federal government to create jobs and improve the quality of life for Americans. He told Americans that "the only thing we have to fear is fear itself." His Inaugural March, composed for the occasion by FDR's Treasury Secretary, William H. Woodin, was played in the rain. Despite the downpour, FDR delivered a speech that conveyed an upbeat, can-do spirit.
The President then had to face serious the bank panics and gold outflows. He turned that job over entirely to Treasury Secretary Woodin so that he could focus on the message that he wanted to deliver to his country.
Woodin immediately focused on printing more bills, getting them to the banks to solve the liquidity problem, publicizing the generation of liquidity, opening solvent ("sound") banks, and closing down banks that were insolvent. Meanwhile, Woodin worked on the passage of the Banking Act of 1933—the Glass-Steagall Act—and the Securities Exchange Act of 1933. The turnaround in the financial markets was almost immediate and endured.
FDR was born in 1982 to an old Dutch family in Hyde Park, NY, the fifth cousin of Theodore (Teddy) Roosevelt, who served two terms as the 26th U.S. president in 1901-1909. In 1905, FDR, then a student at Columbia University Law School, married Anna Eleanor Roosevelt, Teddy Roosevelt's niece. After three years practicing law, FDR followed his cousin Teddy's lead and campaigned for, and won, election to the NY State Senate in 1910 as a Democrat. He soon earned a reputation as a reform-oriented charismatic politician.
After supporting progressive N.J. Governor Woodrow Wilson in his successful 1912 bid for the Democratic presidential nomination, FDR was appointed assistant secretary of the U.S. Navy, a post that Teddy Roosevelt once held. In 1920, FDR won the Democratic nomination for vice president on a ticket with James Cox. The Democrats to Republicans Warren Harding and Calvin Coolidge, and FDR returned to his law practice and some business ventures.
In 1921, FDR was stricken with polio and became nearly totally paralyzed. His wife, Eleanor, kept the Roosevelt name alive in Democratic circles. In 1924, partly recovered (although he could never again walk unaided), FDR returned to politics, nominating NY Governor Alfred E. Smith for the presidency with a rousing speech at the Democratic National Convention.
In 1928, he again nominated Smith, and the outgoing New York governor urged Roosevelt to run for Governor. Roosevelt campaigned across the state by automobile and was elected even as the state voted in the presidential election against their favorite son and for Republican Herbert Hoover.
As governor, Roosevelt worked for tax relief for farmers and in 1930 won a resounding electoral victory just as the economic recession brought on by the October 1929 stock market crash brought on the Great Depression. Governor Roosevelt mobilized the state government to play an active role in providing relief and spurring economic recovery. His aggressive and effective approach to the economic crisis won him the Democratic presidential nomination in 1932.
The contrast between FDR's activist response in NY State to the Depression and President Hoover's laissez-faire inaction nationwide couldn't have been greater, and FDR had no trouble defeating Hoover in 1932. Many blamed Hoover for the Depression, and FDR carried all but six states. During the next four months before the inauguration, bank panics increased, the economy continued to decline. When Roosevelt took office on March 4, 1933, most banks were closed, farms were suffering, 13 million workers were unemployed, and industrial production stood at just over half its 1929 level.
FDR's Treasury Secretary, Will Woodin, was a Republican industrialist who had once run for Congress on a hard-money program. He was a fan of Teddy Roosevelt and helped FDR with his Warm Springs Foundation and with fundraising for his runs for Governor and President.
Woodin was a key player during the financial reforms of the first 100 days of FDR's presidency. Aided by a Democratic Congress, Roosevelt took prompt, decisive action, and most of his New Deal proposals were approved during these 100 days. Most important for the financial sector were the Banking Act or Glass-Steagall Act of 1933, a trade of tough bank regulation for a limited deposit insurance program sought by the banks, and the Securities Exchange Act of 1933. Woodin as Treasury Secretary was deeply involved in the passage of these laws.
Job-creating programs also passed in the first 100 days included the Agricultural Adjustment Act, National Industrial Recovery Act, and the Public Works Administration and Tennessee Valley Authority.
Although many in the business community stubbornly criticized FDR's regulatory and job-creating programs—both FDR and Secretary Woodin were called traitors to their class—the programs unquestionably improved America's economic climate and FDR was reelected handily three more times. Woodin became sick from the long hours and stress of his job, and died in May 1934; FDR called him a "martyr to public service."
The New York City Pension Funds office has overhauled its asset management unit after a damning report last year found a widespread lack of operational and risk processes.
The $170.5 billion system has adopted formal investment committee processes, hired risk management staff and adopted new technology as part of sweeping efforts to improve middle- and back-office processes, compliance and risk controls.
The pension system this month outlined 59 separate changes to its Bureau of Asset Management (BAM). These cut across six risk and operational categories and have, or will be, completed throughout 2016 and 2017, according to a Feb. 15 presentation seen by FundFire. These changes are led by former TIAA technology and operations v.p. Cara Schnapel, who was hired in February 2016, a month after an independent report found New York City Employees' Retirement System (NYCERS) had compromised its ability to act as a fiduciary or manage operational risk due to having such poor oversight.
New York City Pension Funds is part of the NY City's Comptroller's office and oversees five pensions including NYCERS, the New York City Teachers' Retirement System and the New York City Police Pension Fund.
One change the system has made is to standardize BAM's investment committee, creating, for the first time, a formal investment committee process.
"Over the past two years we have formalized and standardized both our due diligence and manager approval processes. All BAM proposals that are heard by our five Systems boards must be pre-approved by this internal investment committee," a spokesman for the comptroller writes in response to emailed questions.
Another change listed in the presentation states the system "proposed new asset allocations" in Q3 although no further detail is given.
Risk management has been a key theme of the changes.
The pension will install a new risk management system, for which it is reviewing responses to an RFP released in Q4, 2016. A vendor will be chosen in Q1, according to the presentation document. The system also shifted to a State Street product after dropping the QED accounting platform and moving away from using spreadsheets.
In addition, BAM will work with the NYC Comptroller's Bureau of Accountancy to streamline fund accounting processes.
A number of changes are directed at revamping middle office functions, which will be run by Lynne Fleischman, director of investment operations support. She was brought on in 2017 and previously worked at EY and Citi, according to a LinkedIn profile. She oversees 24 support roles, which will grow to 27 throughout 2017. Nine of these roles were new in 2016, including a research and management support function and system support and change management role, while a further three – all third party services roles – will be created this year, according to the presentation. A comptroller spokesman did not break out the cost of the staff increase, but says it was accounted for in the 2016 budget.
The Comptroller's office says no single change was more important than others, but that "the critical difference is that the Comptroller and BAM leaderships now have a new focus on addressing long-standing, complicated organizational issues, from updating the accounting platform to building compliance and middle-office capacity," the spokesman writes.
Large public plans can often resemble sizeable asset managers, but often fall short on operational resources, says Freeman Wood, principal for Mercer Sentinel, the investment consultant's operational unit.
"We're seeing a very significant increase in public pension as well as private organizations, asset managers, private corporate pensions, endowments and foundations, all really starting to look at this type of analysis – internal controls, associated risks. This is definitely growing and there is increased demand for doing that," he says.
There are risks to a pension executing a campaign of sweeping changes, but the immediate friction is often worthwhile, he says.
"There are clearly short-term costs, but the longer-term objective is to make things more efficient. That leads to lower risk. Trying to make a process stronger, well controlled, but also efficient – getting to a spot where you're not adding incremental costs in the long haul."
Another area the pension system is targeting is on-site manager due diligence, according to comments made by Scott Evans, deputy comptroller for asset management, chief investment officer for New York City Retirement Systems, during a May meeting.
Prior to his arrival in 2014, the pension system did no site visits as part of its external manager due diligence, he said.
"It's just not good due diligence. You have got to go out, you have got to meet not only the heads, but you have to meet the 14 people who are in the shop, running the organization, meet the compliance people, talk to the operations people, see for yourself what kind of firm you are investing in," he said.
The system's $300,000 travel budget will go towards visiting managers, including those overseas, he adds.
"Our people will travel to Edinburgh, Scotland to visit them. They will not be playing golf on the trip. They will not be staying in fancy hotels; they will not be flying first class… But if we can't afford to send people to Edinburgh to kick the tires of the manager that we have hired from Edinburgh, we shouldn't hire an Edinburgh fund manager."