The EWU–UM Governors Cup is the college football rivalry game between the University of Montana Grizzlies and the Eastern Washington University Eagles, both members of the Big Sky Conference in the Football Championship Subdivision (FCS).
The Governors Cup is a very intense and heated rivalry, with the winner often the eventual conference champion.
Since 2009, the game has sold out and its winner has advanced to the FCS playoffs. It is usually played in the mid-season in October, alternating between Roos Field and Washington–Grizzly Stadium. In the 1980s and from 1998 to 2002, EWU hosted the Montana game at Spokane's Joe Albi Stadium.
Montana leads in the overall rivalry with 27 wins, 17 losses, and a tie. The first seven meetings were held before 1951; Montana was a member of the Pacific Coast Conference through the 1949 season. Of the first seven games, two were played in eastern Washington, both at night: the 1947 game was in Spokane at Gonzaga Stadium, which was soon deemed unsafe, and the 1950 game was in Cheney. The 1948 game was Eastern's only win in the early series, played in Great Falls. Following the 1950 game, the teams did not meet for three decades, renewing the series in 1980.
Eastern joined the NCAA in 1978 in Division II, moved up to Division I-AA in 1984, and joined the Big Sky in 1987. The only one tie was in 1984, when it was a non-conference contest; the Big Sky introduced overtime for conference games in 1980.
Montana broke Eastern's four-game winning streak in 2015 with a lopsided 57–16 victory in Missoula. Eastern won 35–16 in 2016 for their fifth straight win over the Griz on the red turf in Cheney.
The Governor's Cup debuted 33 years ago in 1984 and was originally between EWU and the University of Idaho Vandals of Moscow. Eastern pulled off a seven-point upset at Joe Albi Stadium in Spokane, with chief executives John Spellman and John Evans in attendance. Idaho's last year in the Big Sky was 1995 and the two played annually in mid-season through 1997; the non-conference series continued for two more years, in the season openers in early September. The game with Montana in October became the Governors Cup in 1998, and was played at Joe Albi.
As part of the scheduling of Big Sky Conference games, each school has traditionally played two opponents every year as a rival. Eastern's current rivals are Montana and Portland State, however, with the return of Idaho to the Big Sky Conference for football in 2018, that will change to the Vandals and Portland State, with Montana becoming Idaho's second rival. This change will begin in the 2018 season, meaning EWU will not play a regular season game versus Montana in 2018 for the first time since 1982, and the two teams will no longer be guaranteed to play each other on an annual basis.
Two games in 2014, both won by Eastern.
Only tie was in 1984; Big Sky enacted overtime for conference games in 1980; all Division I games went to overtime in 1996.
With more than 2,000 bleacher seats added, record crowds of 11,702 in 2010 and 11,583 in 2006 attended the showdowns with Montana, the most recent match up in 2010 was won by the Eagles. The previous record before 2004 was 6,879 for the Eastern – Idaho game on Oct. 17, 1992, when temporary bleachers were employed in addition to the 5,000 permanent seats. The top 25 attendances at Roos Field have come since the early 1990s, including the top eight in the last three seasons.
In February 2010, Eastern Washington announced its plans to remove the natural turf at Woodward Field and replace it with red SprinTurf, making it the second Division I college football program to have a non-green playing surface (Boise State changed to a blue surface in 1986.) On May 20, the university's board of trustees approved a name change to Roos Field, upon the successful completion of the project. All-pro offensive tackle Michael Roos donated a half million dollars to the project; a three-year starter for the Eagles, he was a second round selection in the 2005 NFL Draft.
The stadium is named after construction magnate Dennis Washington, a Montana business pioneer who donated $1 million to finance the its construction in 1985. The stadium has been expanded three times since its opening in 1986, most recently in 2008 with an upper deck expansion of 2,000 seats on the east side.
The original capacity in 1986 was 12,500 permanent seats on the sidelines with open grass seating behind the end zones, an approximate capacity of 15,000. Permanent seating for the end zones increased the seating capacity to over 19,000 in 1995, and a 2008 expansion pushed it over 25,000.
Eastern's first game at the stadium was in 1988; previous games were at Dornblaser Field.
^ "Montana favored to defeat Eastern Washington at Gonzaga tonight". Spokesman-Review. Spokane, Washington. September 20, 1947. p. 10.
^ "E.W.C. is ready for C.P.S.; Savage center is sidelined". Spokane Daily Chronicle. Washington. September 20, 1947. p. 8.
^ "Too much power tells on E.W.C." Spokane Daily Chronicle. Washington. September 22, 1947. p. 16.
^ "City says stadium must be repaired". Spokane Daily Chronicle. Washington. December 17, 1947. p. 1.
^ "Historic Gonzaga Stadium finally will be "retired"". Spokane Daily Chronicle. Washington. April 8, 1949. p. 15.
^ "Savages blasted by Montana 52-0". Spokane Daily Chronicle. Washington. September 25, 1950. p. 15.
^ "Cheney, Pirates, Lutes on today". Spokesman-Review. Spokane, Washington. Associated Press. September 18, 1948. p. 10.
^ "EWCE upsets favored U. of M". Spokesman-Review. Spokane, Washington. Associated Press. September 20, 1948. p. 10.
^ Devlin, Vince (September 7, 1984). "Inland Empire college football to kick off 1984". Spokane Chronicle. Washington. p. 17.
^ "Eastern Washington accepted by Big Sky". Eugene Register-Guard. Oregon. Associated Press. December 11, 1986. p. 2C.
^ Washington State Game by Game against Opponents. Archived 2007-09-30 at the Wayback Machine. College Football Data Warehouse. Accessed November 26, 2007.
^ a b Kasper, John (September 25, 2013). "No. 48 Big Sky Innovation". Big Sky Conference. Retrieved June 9, 2016.
^ "Injuries are main story of Eagle-Vandal game". Spokane Chronicle. Washington. October 16, 1984. p. B2.
^ Stewart, Chuck (October 20, 1984). "More than fruits, veggies at stake". Spokesman-Review. Spokane, Washington. p. 17.
^ "Looking back: 10 years - Oct. 18, 1984". Cheney Free Press. Washington. October 13, 1994. p. 4.
^ "Eastern is healthy, record among best". Spokane Chronicle. October 23, 1984. p. B2.
^ "Eastern Washington vs. Idaho". College Football Data Warehouse. Retrieved June 9, 2016.
^ Blanchette, John (October 30, 1997). "Governor's Cup brings into play study of opposites". Spokesman-Review. Spokane, Washington. p. C1.
^ Bergum, Steve (October 24, 1998). "Nonetheless, Montana-EWU is a biggie". Spokesman-Review. Spokane, Washington. p. C1.
^ "Eagles to Take on Lumberjacks in Non-Conference Meetings". GoEags.com. November 2, 2017. Retrieved November 18, 2017.
^ "Eastern lineman Roos on fast track of success". Spokesman-Review. Spokane, Washington. October 15, 2004. p. C1.
The 1984 Idaho Vandals football team represented the University of Idaho in the 1984 NCAA Division I-AA football season. The Vandals, led by head coach Dennis Erickson, were members of the Big Sky Conference and played their home games at the Kibbie Dome. After the departure of four-year starter QB Ken Hobart following the 1983 season, Idaho struggled with injuries and inexperience, led by quarterbacks Scott Linehan and Rick Sloan, the Vandals finished 6–5 in the regular season and 4–3 in the Big Sky. The Vandals defeated Oregon State of the Pac-10 41–22 in Moscow, nevada-Reno continued its dominance over the Vandals, winning its sixth straight since joining the conference in 1979. Double-digit leads in the half were squandered in both disappointing home losses to Montana State and Weber State. Idaho defeated rival Boise State for the third year, the third of twelve straight over the Broncos. The 1984 game was the most lopsided to date, with the Vandals recording a 37–0 shutout on the road at Bronco Stadium, Idaho missed the I-AA playoffs again, but would return in 10 of the next 11 seasons, depart for Division I-A in 1996.
A fifth college, The College of Health Science & Public Health, is set to open in the fall of 2014 and will be based at EWU Spokane on the Riverpoint Campus. As of fall 2014, Eastern Washington University enrolled over 13,000 graduate and undergraduate students at both its Cheney and Spokane campuses. Eastern Washington University was established in 1882 by a $10,000 grant from expressman Benjamin Pierce Cheney, in 1889 the school was renamed State Normal School at Cheney and in 1937 to Eastern Washington College of Education. The campus was almost totally destroyed twice by fire in 1891 and 1912, but was each time. The school became Eastern Washington State College, during this era, Eastern added various graduate and undergraduate degree programs. In 1977, the name was changed for the final time to Eastern Washington University by the Washington State Legislature. In 1992, the core of the campus was listed on the National Register of Historic Places as the Washington State Normal School at Cheney Historic District, the main campus of Eastern Washington University is located in Cheney.
A branch campus, known as the Riverpoint Campus is located in Spokane, a masters in social work is offered in Everett and Yakima, and a masters in education is available in Kent. The Carnegie Foundation for the Advancement of Teaching classifies the university as Inclusive, the average incoming freshman had a combined SAT score of 970 and a high-school weighted grade-point average of 3.17 in 2010. 86% of freshmen in 2010 were from Washington, consumers Digest has ranked Eastern as a national Top 50 Best Value school. Eastern has three consecutive appearances in 201 Best Colleges For the Real World. Womens & Gender Studies Center—Womens Studies programs at EWU empower women to achieve dignity and justice education, scholarship. Eisenhower Center/International Field Study—A program designed for students to travel abroad while earning college credit, english Language Institute—ELI is committed to enabling qualified international students who have chosen to come to this program to integrate into the mainstream of higher education.
John Dennis Spellman was the 18th Governor of Washington between 1981 and 1985 and the first King County Executive from 1969 to 1981. He was elected governor in 1980 amid large gains for Republicans across the country, during his tenure, the Washington State economy suffered due to the early 1980s recession. Spellman was defeated in his campaign in 1984. He is to date the last Republican to hold the office of Governor of Washington, Spellman graduated from Seattle Preparatory School for high school. He was a 1949 graduate of Seattle University and a 1953 graduate of the Georgetown University Law Center, Spellman began his political career on the three-member King County Commission in 1967. Spellman played the role in establishing the countys new governmental structure under the Charter. He consolidated previously independent departments and replaced the old system with a merit system. He was twice re-elected to the office in 1973 and 1977, Spellman first ran for Governor in 1976 and was the top Republican in the states blanket primary, but lost the general election to Democrat Dixy Lee Ray.
Spellman again ran for Governor in 1980, during Spellmans four-year term of office, Washingtons economy suffered a serious recession marked by rising unemployment and disappointing tax revenues. The State Legislature was deeply divided over how to address an alarming revenue shortfall, one of Spellmans memorable policy stands was his strong commitment to environmental protection. At the mid-term elections, the Democratic Party captured a major increase of seats in the House, in September 1983, upon the unexpected death of U. S. Senator Henry M. Jackson, Spellman used his authority to appoint former Republican governor Daniel J. Evans to fill the vacant U. S. Senate seat. While the Democratic party protested the appointment of a Republican to fill the vacated by a Democrat. As state law required an immediate primary and general election for the remaining U. S. Senate seat term, at the general election in November 1983, appointed Senator Evans defeated a vigorous challenge by Democratic Congressman Mike Lowry.


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RBC Investor & Treasury Services appointed custodian by Bridging Finance Inc.
Toronto, Ontario - January 31, 2019 - RBC Investor & Treasury Services (RBC I&TS), part of Royal Bank of Canada (RY on TSX and NYSE), today announced it has been appointed custodian by Bridging Finance Inc. ("Bridging Finance") for the assets of the Bridging Income Fund LP and the Bridging Income RSP Fund (collectively, the "Funds"). RBC I&TS will also provide fund accounting and shareholder services support.
Bridging Finance is one of Canada's leading alternative credit investment management firms and provides middle-market North American companies with alternatives to the financing options offered by traditional lenders.
"The Bridging Income Fund LP recently celebrated its fifth anniversary and we wanted to ensure it and the Bridging Income RSP Fund continued to be well managed. We have worked with RBC I&TS for almost three years and know they possess the products, solutions and client service to help us with our needs and we look forward to our direct relationship with them as sole manager of the Funds," said David Sharpe, Chief Executive Officer, Bridging Finance.
RBC Investor & Treasury Services (RBC I&TS) is a specialist provider of asset services, custody, payments and treasury and market services for financial and other institutional investors worldwide, with over 4,500 employees in 17 countries across North America, Europe, Asia and Australia. We deliver services which safeguard client assets, underpinned by client-centric digital solutions which continue to be enhanced and evolved in line with our clients' changing needs. Trusted with CAD 4.3 trillion in client assets under administration as at November 28, 2018, RBC I&TS has been rated by our clients as the #1 global custodian for eight consecutive years and is a financially strong partner with among the highest credit ratings globally.


text:
Farewell, Iron Lady (1925-2013)
Remembering the Iron Lady and betting on conservative politics.
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Margaret Thatcher, Europe's first female Prime Minister, was also Britain's most long-serving leader of the 20th Century. The 'Iron Lady' as USSR originally branded her, is perhaps most famous for her role in ending the Cold War, resisting the idea of a more federal Europe, closing the mines in Northern England, clamping down on trade unions, cutting public services, introducing the Poll Tax. Quite a legacy, which ever way you choose to look at it.
Needless to say, her sudden resignation on 22 November 1990 was one of the most dramatic events in British politics. No one could have been more surprised than she, when her cabinet announced they would not back her in the upcoming elections. This is the stuff of Shakespeare.
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Kimble County records are maintained by the Kimble County Clerk (http://www.co.kimble.tx.us/ips/cms/countyoffices/countyClerk.html), who keeps vital statistics originals; the state maintains copies. Statewide recording of births and deaths began in 1903. Records kept include birth and death certificates and marriage licenses. Birth and death records are private for 75 and 25 years respectively. Certified copies are provided to qualified applicants, but anyone can obtain a verification letter. The Kimble County Clerk directs patrons to the state website at http://www.dshs.state.tx.us/vs/default.shtm for copies of vital records; a certified copy of a birth certificate costs $22.00; death certificates and marriage certificates cost $20.00 each. Requests can be made online or by mail.


The number of shares outstanding of the registrant's common stock as of April 30, 2013 was 485,222,417.
(A) Professional Employer Organization ("PEO") revenues are net of direct pass-through costs, primarily consisting of payroll wages and payroll taxes, of $5,317.8 and $4,586.0 for the three months ended March 31, 2013 and 2012, respectively, and $15,254.5 and $13,331.7 for the nine months ended March 31, 2013 and 2012, respectively.
Interim financial results are not necessarily indicative of financial results for a full year. The information included in this Quarterly Report on Form 10-Q should be read in conjunction with the Company's Annual Report on Form 10-K for the year ended June 30, 2012 ("fiscal 2012").
In July 2012, the Company adopted the Financial Accounting Standards Board ("FASB") Accounting Standards Update ("ASU") 2011-05, "Comprehensive Income (Topic 220): Presentation of Comprehensive Income." ASU 2011-05 requires entities to present net income and other comprehensive income in either a single continuous statement or in two separate, but consecutive, statements of net earnings and other comprehensive income. The Company has elected to present net earnings and other comprehensive income on two separate, but consecutive statements. The adoption of ASU 2011-05 did not have an impact on the Company's consolidated results of operations, financial condition, or cash flows.
In July 2012, the Company adopted ASU 2011-08, "Intangibles—Goodwill and Other (Topic 350): Testing Goodwill for Impairment." ASU 2011-08 permits an entity to first perform a qualitative assessment to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying value. If it is concluded that the fair value of a reporting unit is less than its carrying value based upon the qualitative assessment, it is necessary to perform the currently prescribed two-step goodwill impairment test. ASU 2011-08 does not change how goodwill is calculated or assigned to reporting units, nor does it revise the requirement to test goodwill annually for impairment. The adoption of ASU 2011-08 did not have an impact on the Company's consolidated results of operations, financial condition, other comprehensive income, or cash flows.
In February 2013, the FASB issued ASU 2013-02, "Comprehensive Income (Topic 220): Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income." ASU 2013-02 requires entities to disclose the amount of income (loss) reclassified out of accumulated other comprehensive income to each respective line item on the income statement. The guidance allows companies to elect whether to disclose the reclassification either on the face of the income statement or in the notes to the financial statements, including cross-referencing other disclosures which provide additional details about these amounts. ASU 2013-02 is effective for fiscal years, and interim periods within those years, beginning after December 15, 2012. The adoption of ASU 2013-02 will not have an impact on the Company's consolidated results of operations, financial condition, or cash flows.
Options to purchase 1.2 million and 0.9 million shares of common stock for the three months ended March 31, 2013 and 2012, respectively, and 1.2 million and 0.9 million shares of common stock for the nine months ended March 31, 2013 and 2012, respectively, were excluded from the calculation of diluted earnings per share because their exercise prices exceeded the average market price of outstanding common shares for the respective periods.
During the nine months ended March 31, 2013, the Company completed the sale of two buildings that were previously classified as assets held for sale on the Consolidated Balance Sheets, and, as a result, recorded gains of $2.2 million in other income, net, on the Statements of Consolidated Earnings.
$2.2 million in other income, net, on the Statements of Consolidated Earnings. As of June 30, 2012, both buildings had been sold.
During the nine months ended March 31, 2012, the Company sold assets related to rights and obligations to resell a third-party expense management platform, and, as a result recorded a gain of $66.0 million in other income, net, on the Statements of Consolidated Earnings.
At December 31, 2011, the Company concluded that it had the intent to sell certain available-for-sale securities with unrealized losses of $5.8 million. As such, the Company recorded an impairment charge of $5.8 million in other income, net, on the Statements of Consolidated Earnings for the nine months ended March 31, 2012. As of March 31, 2013, all such securities had been sold.
The Company acquired six businesses during the nine months ended March 31, 2012 for approximately $238.9 million, net of cash acquired. These acquisitions resulted in approximately $153.2 million of goodwill. Intangible assets acquired, which total approximately $72.7 million for these six acquisitions, included customer contracts and lists, software, and trademarks that are being amortized over a weighted average life of approximately 11 years. The Company finalized the purchase price allocation for these six acquisitions during the nine months ended March 31, 2013 and adjusted the preliminary values allocated to certain assets and liabilities in order to reflect final information received. As of March 31, 2013, the Company has accrued certain liabilities representing the estimated fair value of contingent consideration expected to be payable for certain specific performance metrics.
In addition, the Company made contingent payments relating to previously consummated acquisitions of $14.5 million during the nine months ended March 31, 2013.
On December 17, 2012, the Company completed the sale of its Taxware Enterprise Service business ("Taxware") for a pre-tax gain of $58.8 million, less costs to sell, and recorded such gain within earnings from discontinued operations on the Statements of Consolidated Earnings. In connection with the disposal of Taxware, the Company has classified the results of this business as discontinued operations for all periods presented. Taxware was previously reported in the Employer Services segment.
million, respectively. U.S. Treasury and direct obligations of U.S. government agencies represent senior, unsecured, non-callable debt that primarily carries a credit rating of AAA, as rated by Moody's, and AA+, as rated by Standard & Poor's, and has maturities ranging from April 2013 through February 2023. Corporate bonds include investment-grade debt securities, which include a wide variety of issuers, industries, and sectors, primarily carry credit ratings of A and above, and have maturities ranging from April 2013 to December 2022.
At March 31, 2013, asset-backed securities include AAA rated senior tranches of securities with predominately prime collateral of fixed rate credit card, auto loan receivables, and rate reduction with fair values of $811.2 million, $267.0 million, and $98.9 million, respectively. At June 30, 2012, asset-backed securities include AAA rated senior tranches of securities with predominately prime collateral of fixed rate credit card, auto loan receivables, and rate reduction with fair values of $323.0 million, $85.1 million, and $140.0 million, respectively. These securities are collateralized by the cash flows of the underlying pools of receivables. The primary risk associated with these securities is the collection risk of the underlying receivables. All collateral on such asset-backed securities has performed as expected through March 31, 2013.
At March 31, 2013, other securities and their fair value primarily represent: AA and AAA rated supranational bonds of $434.8 million, AA and AAA rated sovereign bonds of $421.0 million, AAA rated commercial mortgage-backed securities of $200.4 million, and AA rated mortgage-backed securities of $120.3 million that are guaranteed by either Fannie Mae or Freddie Mac. At June 30, 2012, other securities and their fair value primarily represent: AAA rated supranational bonds of $427.7 million, AA and AAA rated sovereign bonds of $405.0 million, AAA rated commercial mortgage-backed securities of $282.3 million, and AA rated mortgage-backed securities of $135.3 million that are guaranteed by either Fannie Mae or Freddie Mac. The Company's mortgage-backed securities represent an undivided beneficial ownership interest in a group or pool of one or more residential mortgages. These securities are collateralized by the cash flows of 15-year and 30-year residential mortgages and are guaranteed by either Fannie Mae or Freddie Mac as to the timely payment of principal and interest.
section of the Statements of Consolidated Cash Flows. The Company has reported the cash inflows and outflows related to client funds investments with original maturities of 90 days or less on a net basis within net increase in restricted cash and cash equivalents and other restricted assets held to satisfy client funds obligations in the investing section of the Statements of Consolidated Cash Flows. The Company has reported the cash flows related to the cash received from and paid on behalf of clients on a net basis within net increase in client funds obligations in the financing section of the Statements of Consolidated Cash Flows.
Approximately 84% of the available-for-sale securities held a AAA or AA rating at March 31, 2013, as rated by Moody's, Standard & Poor's and, for Canadian securities, Dominion Bond Rating Service. All available-for-sale securities were rated as investment grade at March 31, 2013.
Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability (an exit price) in an orderly transaction between market participants at the measurement date and is based upon the Company's principal or most advantageous market for a specific asset or liability.
Level 1 Fair value is determined based upon quoted prices for identical assets or liabilities that are traded in active markets.
Level 3 Fair value is determined based upon inputs that are unobservable and reflect the Company's own assumptions about the assumptions that market participants would use in pricing the asset or liability based upon the best information available in the circumstances (e.g., internally derived assumptions surrounding the timing and amount of expected cash flows).
Available-for-sale securities included in Level 1 are valued using closing prices for identical instruments that are traded on active exchanges. Over 99% of the Company's available-for-sale securities included in Level 2 are valued utilizing inputs obtained from an independent pricing service. To determine the fair value of the Company's Level 2 investments, a variety of inputs are utilized, including benchmark yields, reported trades, non-binding broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers, reference data, new issue data, and monthly payment information. The Company reviews the values generated by the independent pricing service for reasonableness by comparing the valuations received from the independent pricing service to valuations from at least one other observable source. The Company has not adjusted the prices obtained from the independent pricing service. The Company has no available-for-sale securities included in Level 3.
The Company's assessment of the significance of a particular input to the fair value measurement requires judgment and may affect the classification of assets and liabilities within the fair value hierarchy. In certain instances, the inputs used to measure fair value may meet the definition of more than one level of the fair value hierarchy. The significant input with the lowest level priority is used to determine the applicable level in the fair value hierarchy.
The following table presents the Company's assets measured at fair value on a recurring basis at March 31, 2013. Included in the table are available-for-sale securities within corporate investments of $109.6 million and funds held for clients of $18,877.0 million. Refer to Note 7 for additional disclosure in relation to corporate investments and funds held for clients.
The following table presents the Company's assets measured at fair value on a recurring basis at June 30, 2012. Included in the table are available-for-sale securities within corporate investments of $117.3 million and funds held for clients of $17,976.1 million.
Accounts receivable, net, includes the Company's trade receivables, which are recorded based upon the amount the Company expects to receive from its clients, net of an allowance for doubtful accounts. The Company's receivables also include notes receivable for the financing of the sale of computer systems, primarily from auto, truck, motorcycle, marine, recreational vehicle and heavy equipment retailers and manufacturers. Notes receivable are recorded based upon the amount the Company expects to receive from its clients, net of an allowance for doubtful accounts and unearned income. The allowance for doubtful accounts is the Company's best estimate of probable credit losses related to trade receivables and notes receivable based upon the aging of the receivables, historical collection data, internal assessments of credit quality and the economic conditions in the automobile industry, as well as in the economy as a whole. The Company charges off uncollectable amounts against the reserve in the period in which it determines they are uncollectable. Unearned income on notes receivable is amortized using the effective interest method.
The allowance for doubtful accounts as a percentage of notes receivable was approximately 7% as of March 31, 2013 and 6% as of June 30, 2012.
Notes receivable aged over 30 days past due are considered delinquent. Notes receivable aged over 60 days past due and notes receivable with known collection issues are placed on non-accrual status. Interest revenue is not recognized on notes receivable while on non-accrual status. Cash payments received on non-accrual receivables are applied towards the principal. When notes receivable on non-accrual status are again less than 60 days past due, recognition of interest revenue for notes receivable is resumed. At March 31, 2013, the Company had $3.2 million in notes receivable on non-accrual status, including $0.5 million of notes receivable aged over 60 days past due. At June 30, 2012, the Company had $0.4 million in notes receivable on non-accrual status, including $0.1 million of notes receivable aged over 60 days past due.
specific dealership matters, such as bankruptcy. As events related to a specific client dictate, the credit quality of a client is reevaluated.
At March 31, 2013, approximately 98% of notes receivable are current.
At June 30, 2012, approximately 100% of notes receivable are current.
Other intangibles consist primarily of purchased rights, covenants, patents, and trademarks (acquired directly or through acquisitions). All of the intangible assets have finite lives and, as such, are subject to amortization. The weighted average remaining useful life of the intangible assets is 7 years (4 years for software and software licenses, 10 years for customer contracts and lists, and 7 years for other intangibles). Amortization of intangible assets was $42.2 million and $43.0 million for the three months ended March 31, 2013 and 2012, respectively, and totaled $125.6 million and $127.6 million for the nine months ended March 31, 2013 and 2012, respectively.
The Company has a $2.0 billion, 364-day credit agreement with a group of lenders that matures in June 2013. In addition, the Company has a four-year $3.25 billion credit facility maturing in June 2015 that contains an accordion feature under which the aggregate commitment can be increased by $500.0 million, subject to the availability of additional commitments. The Company also has an existing $1.5 billion five-year credit facility that matures in June 2017 that also contains an accordion feature under which the aggregate commitment can be increased by $500.0 million, subject to the availability of additional commitments. The interest rate applicable to committed borrowings is tied to LIBOR, the federal funds effective rate or the prime rate depending on the notification provided by the Company to the syndicated financial institutions prior to borrowing. The Company is also required to pay facility fees on the credit agreements. The primary uses of the credit facilities are to provide liquidity to the commercial paper program and funding for general corporate purposes, if necessary. The Company had no borrowings through March 31, 2013 under the credit agreements.
The Company's U.S. short-term funding requirements related to client funds are sometimes obtained through a short-term commercial paper program, which provides for the issuance of up to $6.75 billion in aggregate maturity value of commercial paper, rather than liquidating previously-collected client funds that have already been invested in available-for-sale securities. The Company's commercial paper program is rated A-1+ by Standard and Poor's and Prime-1 by Moody's. These ratings denote the highest quality commercial paper securities. Maturities of commercial paper can range from overnight to up to 364 days. At March 31, 2013 and June 30, 2012, the Company had no commercial paper outstanding. For the three months ended March 31, 2013 and 2012, the Company's average borrowings were $0.6 billion and $0.5 billion, respectively, at weighted average interest rates of 0.2% and 0.1%, respectively. For the nine months ended March 31, 2013 and 2012, the Company's average borrowings were $2.5 billion and $2.3 billion, respectively, at weighted average interest rate of 0.2% and 0.1%, respectively. The weighted average maturity of the Company's commercial paper during the three and nine months ended March 31, 2013 approximated one and two days, respectively.
The Company's U.S. and Canadian short-term funding requirements related to client funds obligations are sometimes obtained on a secured basis through the use of reverse repurchase agreements, rather than liquidating previously-collected client funds that have already been invested in available-for-sale securities. These agreements are collateralized principally by government and government agency securities. These agreements generally have terms ranging from overnight to up to five business days. The Company has $3.0 billion available to it on a committed basis under these reverse repurchase agreements. At March 31, 2013 and June 30, 2012, there were no outstanding obligations under the reverse repurchase agreements. For the three months ended March 31, 2013 and 2012, the Company had average outstanding balances under reverse repurchase agreements of $127.3 million and $139.9 million, respectively, at weighted average interest rates of 1.0% and 1.0%, respectively. For the nine months ended March 31, 2013 and 2012, the Company has average outstanding balances under reverse repurchase agreements of $361.2 million and $303.3 million, respectively, at weighted average interest rates of 0.7% and 0.6%, respectively.
Stock Options. Stock options are granted to employees at exercise prices equal to the fair market value of the Company's common stock on the dates of grant. Stock options are issued under a graded vesting schedule. Options granted prior to July 1, 2008 generally vest ratably over five years and have a term of 10 years. Options granted after July 1, 2008 generally vest ratably over four years and have a term of 10 years. Compensation expense for stock options is recognized over the requisite service period for each separately vesting portion of the stock option award.
Employee Stock Purchase Plan. The Company offers an employee stock purchase plan that allows eligible employees to purchase shares of common stock at a price equal to 95% of the market value for the Company's common stock on the last day of the offering period. This plan has been deemed non-compensatory and therefore, no compensation expense has been recorded.
Time-Based Restricted Stock. The Company has issued time-based restricted stock to certain employees which are subject to vesting periods of up to five years from the date of grant. These shares are restricted as to transfer during the vesting period, and are forfeited if the grantee ceases to be employed by the Company prior to vesting or in certain other circumstances. The Company records stock compensation expense relating to the issuance of restricted stock based on market prices on the date of grant on a straight-line basis over the period in which the transfer restrictions exist.
Performance-Based Restricted Stock. The performance-based restricted stock program has a one-year performance period, and a subsequent one-year service period. Under this program, the Company communicates "target awards" to certain key employees at the beginning of the performance period and, as such, dividends are not paid in respect of the "target awards" during the performance period. After the performance period, if the performance targets are achieved, associates are eligible to receive dividends on shares awarded under the program. The performance target is based on earnings per share growth over the performance period, with possible payouts at the end of the performance period ranging from 0% to 150% of the "target awards." Stock-based compensation expense is measured based upon the fair value of the award on the grant date. Compensation expense is recognized on a straight-line basis over the vesting period of approximately 24 months, based upon the probability that the performance target will be met.
The Company currently utilizes treasury stock to satisfy stock option exercises, issuances under the Company's employee stock purchase plan and restricted stock awards. From time to time, the Company may repurchase shares of its common stock under its authorized share repurchase programs. The Company repurchased 1.5 million shares in the three months ended March 31, 2013 as compared to 2.0 million shares repurchased in the three months ended March 31, 2012 and the Company repurchased 6.9 million shares in the nine months ended March 31, 2013 as compared to 8.2 million shares repurchased in the nine months ended March 31, 2012. The Company considers several factors in determining when to execute share repurchases, including, among other things, actual and potential acquisition activity, cash balances and cash flows, issuances due to employee benefit plan activity, and market conditions.
Stock-based compensation expense of $22.4 million and $20.3 million was recognized in earnings for the three months ended March 31, 2013 and 2012, respectively, as well as related tax benefits of $8.4 million and $7.5 million, respectively. Stock-based compensation expense of $64.3 million and $65.8 million was recognized in earnings for the nine months ended March 31, 2013 and 2012, respectively, as well as related tax benefits of $24.1 million and $24.3 million, respectively.
As of March 31, 2013, the total remaining unrecognized compensation cost related to non-vested stock options and restricted stock awards amounted to $11.9 million and $74.6 million, respectively, which will be amortized over the weighted-average remaining requisite service periods of 2.1 years and 1.6 years, respectively.
The fair value of each stock option issued is estimated on the date of grant using a binomial option pricing model. The binomial model considers a range of assumptions related to volatility, risk-free interest rate and employee exercise behavior. Expected volatilities utilized in the binomial model are based on a combination of implied market volatilities, historical volatility of the Company's stock price and other factors. Similarly, the dividend yield is based on historical experience and expected future changes. The risk-free rate is derived from the U.S. Treasury yield curve in effect at the time of grant. The binomial model also incorporates exercise and forfeiture assumptions based on an analysis of historical data. The expected life of the stock option grant is derived from the output of the binomial model and represents the period of time that options granted are expected to be outstanding.
During the nine months ended March 31, 2013, the Company contributed $132.5 million to the pension plans and expects to contribute approximately $1.8 million during the remainder of the fiscal year ended June 30, 2013.
The effective tax rate for the three months ended March 31, 2013 and 2012 was 33.4% and 34.0%, respectively. The decrease in the effective tax rate is due to a reduction in foreign taxes during the three month period ended March 31, 2013, partially offset by the final resolution of certain tax matters during the three month period ended March 31, 2012.
The effective tax rate for the nine months ended March 31, 2013 and 2012 was 33.9% and 34.5%, respectively. The decrease in the effective tax rate is due to a reduction in foreign taxes and the availability of higher foreign tax credits during the nine month period ended March 31, 2013, partially offset by the final resolution of certain tax matters during the nine month period ended March 31, 2012.
On July 18, 2011, athenahealth, Inc. filed a patent infringement lawsuit against ADP AdvancedMD, Inc. ("ADP AdvancedMD"), a subsidiary of the Company, seeking monetary damages, injunctive relief, and costs. The allegations include a claim that ADP AdvancedMD's activities in providing medical practice management and billing and revenue management software and associated services to physicians and medical practice managers infringe a patent owned by athenahealth, Inc. The parties are currently engaged in the discovery process. The Company believes that it has meritorious defenses to this lawsuit and continues to vigorously defend itself against the allegations.
The Company is subject to various claims and litigation in the normal course of business. When a loss is considered probable and reasonably estimable, the Company records a liability in the amount of its best estimate for the ultimate loss. At this time the Company is unable to estimate any reasonably possible loss, or range of reasonably possible loss, with respect to the matters described above. This is primarily because these matters involve complex issues subject to inherent uncertainty. There can be no assurance that these matters will be resolved in a manner that is not adverse to the Company.
The Company transacts business in various foreign jurisdictions and is therefore exposed to market risk from changes in foreign currency exchange rates that could impact its consolidated results of operations, financial position or cash flows. The Company manages its exposure to these market risks through its regular operating and financing activities and, when deemed appropriate, through the use of derivative financial instruments. The Company does not use derivative financial instruments for trading purposes. The Company had no derivative financial instruments outstanding at March 31, 2013 or June 30, 2012.
Based upon similar economic characteristics and operational characteristics, the Company's strategic business units have been aggregated into the following three reportable segments: Employer Services, PEO Services, and Dealer Services. The primary components of the "Other" segment are the results of operations of ADP Indemnity (a wholly-owned captive insurance company that provides workers' compensation and employer's liability deductible reimbursement insurance protection for PEO Services worksite employees), non-recurring gains and losses, miscellaneous processing services, such as customer financing transactions, and certain expenses that have not been charged to the reportable segments, such as stock-based compensation expense. Certain revenues and expenses are charged to the reportable segments at a standard rate for management reasons. Other costs are recorded based on management responsibility. The prior year reportable segments' revenues from continuing operations and earnings from continuing operations before income taxes have been adjusted to reflect updated fiscal 2013 budgeted foreign exchange rates. In addition, there is a reconciling item for the difference between actual interest income earned on invested funds held for clients and interest credited to Employer Services and PEO Services at a standard rate of 4.5%. The reportable segments' results also include an internal cost of capital charge related to the funding of acquisitions and other investments. All of these adjustments/charges are reconciling items to the Company's reportable segments' revenues from continuing operations and/or earnings from continuing operations before income taxes and result in the elimination of these adjustments/charges in consolidation.


text:
Opinion: Why David Cameron will not be Prime Minister in a year's time
By Paul Walter | Sat 23rd July 2011 - 12:33 pm
Follow @paulwalteruk
Bizarrely, I was watching dancing coal miners dressed in tutus when I heard the news of Sir Paul Stephenson's resignation last Sunday evening. A little trigger went off in my mind. Suddenly, the unthinkable had become thinkable. "Cameron will be next" I thought.
OK. We're now in the "long grass" of the parliamentary recess. Cameron put in a "Tory Trebles all round", barn-storming performance at the dispatch box on Wednesday. He must have been thankful it was jet-lag proof Johannesburg he had come from (where he met a different type of Tutu) and not New York, with its jet-lag on the return journey.
Cameron can, for now, breathe a sigh of relief and enjoy his holiday when it comes. But, as they say in the trade: "This one will run and run". The Hackgate story will not go away. Indeed, the monicker "Hackgate" doesn't really do it justice. It's a hydra – a many-headed monster. This crisis will bubble away for months and years. It really is extraordinary. Whenever you think it is going to die down, some amazing new dimension is revealed.
There is so much more to come out. So many more shoes to hit the floor – a whole cobbler's worth. Prosecutions for perverting the course of justice, perjury…details of email hacking and internet use surveillance…details of hacking and blagging in other newspaper groups…the charging of key figures. It's just going to go on and on.
And then there is the Coulson vetting mystery. That will rumble on and on. Andy Coulson had only the same security clearance as a gardener at Number Ten. He didn't receive Developed Vetting, as is usual for someone in his post. Then he resigned when he was going through the process to get that security clearance. That's really rum. When you add the fact that Coulson was appointed against a backdrop of 91 articles already published in the Guardian about illegal activities at the News of the World under Coulson, as well as private warnings from Paddy Ashdown, Nick Clegg and the Guardian, it's double rum. As a 'senior security source' told the Guardian about Cameron visa vis the Coulson vetting mystery: "He's in deep shit".
Cameron is sitting on a timebomb. It may have switched to "slow fuse" mode now the recess has arrived, but it is still ticking. Things will reach the point when he simply can't go on as Prime Minister. The endless debilitating "noises off" cacophony of Hackgate and Coulsongate will be so loud and remorseless that, finally, it will be unsustainable for him to do his job.
I should put in a good word for the man at this stage. David Cameron is likeable and I admire him. I admired his father, and I feel David Cameron has some of the strength of character of his father. It really is extraordinary that he has fought and half-won a general election, and then been Prime Minister, after the double sadness of losing his father and his son within a few months.
But Cameron's strength will be his undoing. His strength is his gift of the gab. There are many hind-legless donkeys lying around thanks to David Cameron. Wednesday was typical. In fact, he soft-peddled on his normal Flashman flourishes. No opposition bottoms were soundly thrashed. He was suitably humble, but the Teflon was firmly in operation. But this will all come back to haunt him.
I actually am 100% certain that no inappropriate conversations took place between David Cameron and Rebekah Brooks or other News Corp managers.
Why am I so certain?
It's because he didn't have to have inappropriate conversations for the relationship to work. It was all done on nods and winks. Nods and winks can never be inappropriate.
The unstated but nodded and winked arrangement was this. You publish nice supportive stories about us, we're stick to the policies you like and that BSkyB deal…..well….you know….nod…….wink……that's nothing to do with me…..nod……wink…..quasi-judicial…….Jeremy Hunt with an "H"……nod….wink.
The relationship between News Corp and the Conservative party was perniciously symbiotic. They both needed each other. But as a result of arrogance, it was taken to its extreme with the highly dodgy appointment of Andy Coulson.
Mark my words, eventually David Cameron will not be able to continue in his job and on this one, without the support of the LibDems in government, he will be on his own. He will eventually walk the plank.
…Either that or I've been reading The Guardian too much.
Oh and by the way, if you're still wondering, the tutu-wearing coal miners were in a Youth Theatre Gala production of Lee Hall's Billy Elliot at the Victoria Palace….
Read more by Paul Walter or more about andy coulson, david cameron, news corporation, news of the world, nick clegg, paddy ashdown, Phone hacking or the guardian.
This entry was posted in Op-eds.
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Opinion: Why cutting later would increase the chances of a double-dip recession
Mark 23rd Jul '11 - 12:42pm
I personally think if Cameron goes, the Coalition will fall and we could well be into electoral oblivion territory. An election would also play havoc with fragile markets and put an end to any thought of an economic recovery, however slow it is progressing.
Of all the Tories, the most pragmatic and flexible was Cameron. Other "leadership" candidates will not be as easy for us to work with. Do we really think First Secretary of State William Hague or Gideon Osborne would be as amiable to our policies?
Or would Nick Clegg constitutionally be Prime Minister? That would be one for the history books!
Daniel Henry 23rd Jul '11 - 1:00pm
I'd be surprised if this got so far out of hand that Cameron had to go. If you look at all the shit Blair got away with then Cameron would have to be unlucky to get such harsh treatment.
Even so, just in case we should start preparing for the eventuality. Would Cameron's replacement be someone we could work with? I could see the Tories using this as an opportunity to break the coalition and call an election.
Are we prepared to fight such an election?
The Voice of Truth 23rd Jul '11 - 1:18pm
Cameron won't go. This is bad for him, but the recess gives this story time to play out and cool down. If you look at it objectively (which is tough in the world of politics) it's hard to argue that Cameron plays a central role in all of this. The disease pre-dates his premiership, and I think most people will realise that. The public also aren't as angry about this as you think. Heads will (rightly) roll at the Met, but I think the next big phase of this story will be in America – quite significant in the run-up to a major election campaign.
There's also the issue that the Mail, Mirror, etc. will be cautious about throwing too much more fuel on the fire, because they could be next. It's really the Guardian, the BBC, and C4 going for it, and none of those outlets is capable of (or inclined towards) truly destructive journalism.
Paul McKeown 23rd Jul '11 - 2:22pm
I think it is unlikely that Cameron will fall over this issue, I suspect this is more a Guardian reader's wishful thinking than a balanced view of the situation.
If Cameron were to fall, then the question arises as to who would replace him. Not Osborne, because he is as implicated as Cameron. Probably Hague, I'm sure I read at the time of the coalition being formed that Hague was to be given command of Britain's nuclear armaments in the event of Cameron being incapacitated. However, Hague is not popular with many Conservatives, as he is rather less Eurosceptic than they would like. It would be a very difficult period, with serious doubts as to the sustainability of the Coalition. I doubt that Hague would be any more difficult for the Lib Dems to work with than David Cameron, by the way.
Other Tories one could think of that might be interested in the leadership would be Theresa May (unpopular with many Conservatives, due to her "nasty party" observation), Liam Fox (unpopular with many on the left of the Conservatives, due to his perceived pissing from inside the tent). Perhaps Michael Gove, if not William Hague.
Who knows? I doubt the LD leadership would want to be seen sticking its neb in, good way to get a slapping.
Mere speculation at this juncture, anyway.
And what about the Labour Party, too, and its dodgy links with the press? Any suspected casualties there?
Andrew Suffield 23rd Jul '11 - 2:25pm
Or would Nick Clegg constitutionally be Prime Minister?
He would automatically on Cameron departing without an election, although this would only be "for the duration of the crisis" – Clegg would head the caretaker government until either a new deal could be put together (which would probably be a "confidence and supply" one), or the issue can be resolved following an election. In the latter case he'd be doing the job for weeks.
(In any situation where the Prime Minister departs without a successor to immediately take over, somebody that wasn't elected has got to do the job; that's just how our system of government works)
we could well be into electoral oblivion territory
With the Tories fatally tarnished, Milliband obviously no better and offering no credible policies, and a third of the usual Lib Dem support disillusioned, the outcome of that election would be highly unpredictable. I would expect a wave of "who am I supposed to vote for now?" resulting in one of the lowest turnouts ever, and a government that nobody was really expecting or is happy with.
It would without doubt be a disaster for the country. We'd be looking at a fresh economic crisis, and the spending cuts we've had so far will be insignificant compared to what will happen when the money runs out. Forget arguments about whether pensions and and benefits should be higher or lower; they would be gone, while food prices skyrocket. Forget closing libraries; it's the schools and hospitals which would be shutting down.
I really don't want to see that happen, and hope that even if Cameron departs, the government can hold together.
chris_sh 23rd Jul '11 - 2:31pm
Mark – Posted 23rd July 2011 at 12:42 pm
I don't think the LDs would be in "electoral oblivion territory" (assuming there is the money to run a half decent campaign) but I do think the markets would get very jittery if an election resulted.
"Do we really think First Secretary of State William Hague or Gideon Osborne would be as amiable to our policies?"
TBH, I think those 2 are the least of your concerns, I think many Conservatives feel that these members of the top team have continually bent over backwards to accomodate Clegg and keep him "safe". They may decide to select some one else, if you think those 2 are bad how would you cope with someone like Fox in charge.
jayu 23rd Jul '11 - 2:38pm
@Andrew Suffield
Are you sure? The PM is the party Leader who commands the motes votes in Parliament. That would not be Clegg. It would be the deputy leader of the Tory Party.
As I said, I doubt that Cameron will fall over this, but he will be weakened and many in the Conservative Party will seek to use Andy Coulson against him, or to influence his policy positions. One might suppose that he will try to bolster his support in either of two ways:
a) pander to the Conservative bonkerist rightwing, perhaps with a truckload of Eurodrivel
b) or batten down his grip on the Tory left and Tory centre and a readiness to tough it out with the Tory rightwing.
The first option, if exercised and too odious, would potentially see the LDs crossing the floor, oblivion or acceptance of the unacceptable. The second option, however, would give the LDs considerable scope for influencing policy in their direction.
@jayu Posted 23rd July 2011 at 2:38 pm
Who would be PM is quite a question isn't it? Out of curiosity I looked it up, as far as I can tell the incumbent would recommend some one to the Queen who may or may not accept his advice (she can decide to take additional advice).
However, who ever is appointed is done so on as a "temporary" measure until it is clear that they command support in the HoC.
So would Cameron recommend Clegg if it was uncertain that Con MPs would support him and would the Queen accept his recommendation because of the same issue? It may happen if it was made clear that it was a stop-gap measure until a new Con Party Leader was selected and then Clegg would resign (perhaps setting a new precedent).
I suppose it would also depend on the speed of the resignation, would there be enough time to elect a new Con Leader or would he be straight out of the door etc (he would be caught in the Brown trap really, having a duty to ensure that the Monarch has an advisor so he may have to stay until one is appointed).
As the whole system operates on precedence and tradition, some one with a greater knowledge of political history would be able to give a better answer as to if this has happened before and what would happen.
The PM is the party Leader who commands the motes votes in Parliament. […] It would be the deputy leader of the Tory Party.
(This is considering the scenario where a PM has spontaneously resigned without arranging a successor government)
No; the PM is whoever can survive a majority confidence vote. The deputy leader of the Tory party, on his own, can command 47% in favour, 53% against, so he cannot be the PM automatically.
However, that's a consequence, not the underlying rule, and you're missing the point. Certainly Clegg could not operate a full government – he wouldn't survive the first confidence vote. But what happens before that vote occurs? Several days of negotiation while all the parties try to put together a deal with others to get that 50% they need to form a government.
Now the first critical question to consider is: who is PM during those days of negotiation?. The answer is that whoever is the deputy PM has to run a caretaker government; right now that would be Clegg. Everybody stays in their posts until the new government is ready. (If there is no deputy PM then we're in a constitutional crisis; this has never happened and there is no rule about how to resolve it)
It's entirely possible that the Tories and LDs will reach an agreement that the Tory deputy leader will step into Cameron's job, at least temporarily, and the LDs will continue to support the coalition. But, let's suppose those negotiations fail, and nobody can put together a deal that would let them form a government. This forces a general election. The next critical question is who is PM during the mandatory weeks of campaigning, when nobody is an MP and nobody has any votes in Parliament? The answer is the same as before.
(It's not a particularly fun job to be stuck with; everybody hates you and you can't do anything useful, but the paperwork continues unabated)
Simon G 23rd Jul '11 - 4:20pm
As I understand it, chris_sh is right. It is always for the outgoing PM to recommend a successor. If Cameron was forced to quit immediately, he could recommend a senior Tory who won't be contesting the election. The obvious choices would be Ken Clarke or, perhaps, George Young.
Andrew Suffield Posted 23rd July 2011 at 4:15 pm
Whilst what you have said sounds feasible for the most part (and seems most likely to happen), I believe constituitionally it is the responsibility of the PM to ensure that the Monarch has a chief advisor so some one would have to be officially appointed as PM, it may be Clegg but there again it may not.
The Monarch must pick the person who is most likely able to gain the support of Parliament, if that means that a 47% Conservative has the best chance then she will probably have to go in that direction (if Cameron/other advisors put it to her). It would then be upto the new PM to sort out the resulting mess surrounding the coalition/possible election etc.
As far as I can see, there is no written/unwritten rule that says either a D/PM or D/PL automatically becomes PM, but you may know something differant.
PMs are not allowed to spontaneously resign, as was shown with Brown. I wouldn't be surprised if this has not already been agreed, either in the coalition document, or some as yet secret document. The title of DPM is not even recognised in constitutional law.
John Roffey 23rd Jul '11 - 5:34pm
I doubt if Cameron will resign and it is certainly not in the interest of the Coalition partners to cause a GE with Labour showing nearly a 50 seat majority in the polls.
However, should those keeping the issue alive be successful in creating enough of a distractions so that Cameron cannot function without continual references to the issue, perhaps David Davis, who came second in the Tory leadership election, might be seen as a safe pair of hands and the most able to command a majority in the House since, as far as I am aware, he has not been linked to NI.
http://www.dailymail.co.uk/debate/article-2014130/Is-David-Davis-positioning-case-David-Cameron-forfeits-confidence-Tory-benchers.html
Since in terms of %age of seats both parties are aware that the Lib/Dems have the most to lose, it would be the Tory MPs who would decide who replaced Cameron.
http://ukpollingreport.co.uk/
Daniel Furr 23rd Jul '11 - 5:58pm
William Hague is also First Sectartary of State – he is constitutionally next in line, encase Cameron goes under a bus or resigns. And on the matter of resignations, he is not going anywhere. The Mirror revelations will make it equally difficult for Ed Miliband, especially his Director of News, who is the former political editor of that paper.
Cameron also has an overall approval rating of 40-43% – which is quite impressive.
wage slave 23rd Jul '11 - 6:22pm
David Cameron is a great PR performer but he has extraordinarily bad judgement. Not screening Coulson. having that private Christmas dinner with Rebeka Wade and James Murdoch and spouses. And, of course, agreeing to the parliamentary leader debates, without which, he would have a majority government.
Charles 23rd Jul '11 - 10:51pm
@Paul McKeown
Hague is popular enough with Tory backbenches and grass roots to become an interim leader. I'm not sure they'd like him to fight another election as leader though. I agree that Gove could be one to watch, he's non-partisan and good in the chamber. Then again he's probably not election material either.
You need to brush up on the constitution. Deputy PM is nothing but an honorary title. An interim Prime Minister still has to be the person most likely to command the confidence (i.e a majority) in the house of commons.
Senior politicians from the three main parties would be questioned by civil servants as to who could do this, but in all probability it would be a Tory since they're so close to a majority anyway. For a non-tory to get the role it would have to be the case that the Conservative party was split to the point that a sizable minority were threatening to vote down a Conservative Prime Minister.
@Daniel Furr
The First Secretary of State isn't constitutionally in line to be Prime Minister, for the reasons stated above.
Simon G 24th Jul '11 - 1:11am
First Secretary Of State is just a vanity title. Hague is only the eighth person to hold the title.
Richard Morris 24th Jul '11 - 11:38am
I've blogged on this. Cameron has actually changed his normal modus operandi on Hackgate. Can't think why…http://aviewfromhamcommon.blogspot.com/2011/07/david-cameron-has-suddenly-changed.html
david thorpe 25th Jul '11 - 1:31pm
there would have to be a maaisve smoking cun to get to the point where cameron has to resign, i think there would be an election if he did have to resign…..
nick clegg would constitutionally be PM until either after an election or until the tories picked a new leader who opted to either govern as a minority(which is a lot more possible for the tories to do than people realise) or refashion an agreement with the lib dems
the tories are 14 short of an overall majority but have Democratic Unionists who could be persuaded to back them
and the fact that Sinn Fein dont take their seats means that a working majority is actually quite a few less than the 326 it officially is….
chris_sh 25th Jul '11 - 2:36pm
david thorpe Posted 25th July 2011 at 1:31 pm
"nick clegg would constitutionally be PM …."
Actually he wouldn't – being Dep PM doesn't mean you automatically become PM if the incumbent resigns
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Getting the word out is one factor; retaining your clients coming back is a totally new venture. Internet advertising gear should no longer just appeal to first-time customers on your site, however also encourage them to come lower back again. Without repeat customers, every and every commercial enterprise in the marketplace would certainly fail. It is critical to increasing consumer loyalty thru moral commercial enterprise practice and additionally interests them by getting well written and regularly updated content cloth in the course of your site. Email advertising and marketing is definitely a tremendous method to stay in contact with clients and invite them returned again. A blog may also be used to tell the customer about new products and also upcoming occasions. For any business at the net, online business suggestions are a should. Online advertising is a critical a part of the success of the enterprise.
In the modern era, the world has grown to be an international village due to many exquisite improvements, the pleasant of that's the internet. These days whatever the hassle is, someone refers to the internet to locate a solution, thus illustrating the fact that many business proprietors have created their personal websites to promote their products and services. Now that nearly every single enterprise is running on the net, it isn't smooth to be only who receives the customers. Learning the pleasant online advertising hints can let you acquire top scores and thus get your proportion of the customers.
The first tip is to use the clearest and maximum beneficial statistics to your net web site; the people who are navigating in your web page will only examine it if the content is clear and useful. The phrase "first impressions are the ultimate impression" is pretty right. No, remember how dazzling the content is, if the look isn't always attractive they may no longer even read the first line.
While it's far clear your web page must be informative and classified in an amazing way, the first step to categorizing your content material is via considering which class your web website falls? For instance, if it's a finance associated website, then the subcategories in your net content material must be related to finance only, together with loans, mortgages, insurance, and stocks. If a number of your content does not suit the class, the internet web page will glaringly lose the focal point and will confuse human beings.
The second of those online advertising and marketing tips is to pick the maximum appropriate advertising and marketing strategy to sell your enterprise. That may be advertising and marketing on social websites, boards, and different locations. But what's special with those techniques? Every single person makes use of the equal tactic and we are not seeking to follow others, we're seeking to beat the others and preserve better ranking. That can be completed best by using choosing a better road and that is through search engines like google and yahoo.
No doubt social networking web sites are on the rise however they're still not the most often used websites of the net. As cited before, these days people discuss with the net to clear up their troubles and they use the search engines like google and yahoo to assist them. So cognizance at the common troubles of the world of nowadays and create specific content on these issues in order that whenever human beings look for the answer to their issues on the seek engine, your net web site holds an awesome ranking in the consequences.
While it could seem like you'll in no way be capable of competing with the juggernaut corporations of the Internet, all you need to do is remind yourself that everyone starts out small and builds up from there. Read on to study some of the pinnacle small Internet enterprise suggestions which can be positive to assist supply your enterprise an important raise.
One of the primary reasons all too many commercial enterprises fail is due to the fact they fail to exact a concrete target market. You can burn via a ton of advertising and marketing greenbacks in case you fail to narrow down your audience. Instead, determine out who your perfect clients could be and this may assist you to determine who to direct your advertising campaigns at. This will save you an excellent deal of money and time in preference to doing a general canvassing of the Web.
Establish the lifetime price of your customers. This will assist you to decide how an awful lot is really worth spending to land each of your customers. $one hundred may additionally look like plenty to get a consumer, but if that one purchaser will come to be spending $1,000 with you, then doesn't that lead them to greater than really worth the preliminary $one hundred?
You need to have at the least a passing know-how of your self to be successful in any enterprise. Its cliche, but you need to recognize yourself. By examining yourself, you need to be able to pinpoint your strengths and weaknesses. You"ll want to capitalize on the previous and minimize the results of the latter. For instance, if you are a humans person, you would possibly want to handle the provider section of your private home business. If you are the more analytical type, you might take into account turning into your personal financial planner and leave the carrier phase to someone else. Again, recognition on what you may do properly, and apply that skill to your enterprise.
And whilst this closing tip may also appear to be an instead easy one, it's also one of the maximum powerful tips that you can follow to any commercial enterprise, no matter your specific version or sort of business, and this is consistency. Consistency capabilities a totally strong impact in pretty much each part of your commercial enterprise. Foremost, consistency plays a crucial position for your advertising. All too many companies have failed because they placed out a single advertising marketing campaign after which sat back waiting for the money to sincerely start rolling in. While one advertising campaign may additionally indeed help you to garner some new clients, one advertising marketing campaign really will no longer provide you with sufficient clients to retire on. Instead, you really want to have marketing techniques in play each single day with a view to make sure that you get in the front of your target audience and stay there.


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Michael Dragan Curcija (27 de junho de 1977) é um ex-futebolista profissional australiano que atuava como atacante.

Carreira
Michael Curcija representou a Seleção Australiana de Futebol, nas Olimpíadas de 2000 que atuou em casa.

Futebolistas olímpicos da Austrália
Futebolistas nos Jogos Olímpicos de Verão de 2000
Jogadores da Seleção Australiana de Futebol

redpajama_set_name: RedPajamaWikipedia


Views change in different conditions.
What an ambiguous statement. Do I mean views as in opinions? Or views as in vistas?
Actually this morning I mean vistas. I was walking Charlie along a familiar route, but the weather was very misty and very cold – snow topped with a heavy frost on the ground. The visibility was about 200 yards and I realised what a difference it made to how I normally view the scenery (yes, I did mean that!). What was normally prosaic and mundane became somehow magical. The track down to the farm that is normally just a track down to the farm became a track shrouded in mystery (mistery???) with a destination unknown and unknowable unless you followed its path. It was enticing and I felt tempted to walk along it. The trees, which I normally see within a landscape that stretches way beyond them, became the limit of my vision. They were now the boundary of my visible world. Crossing the road became a task of judgement – of trying to listen more and rely less on my eyes.
I realised that there are positives in this narrowing of vision – this closing in of our world – as well as negatives. The negatives were all too obvious. What was normally a comparatively safe thing to do ie crossing the road, became problematical and more risky. There was a shorter period of being able to adapt or amend or alter your actions because visibility was reduced significantly. Therefore you had to be 'on your toes' and aware of things in a much more immediate way, employing other senses rather than the eyes.
On the other hand, my attention was drawn much more particularly to objects closer at hand than perhaps I would normally focus on. The trees against the mist were so beautiful – their skeletal forms etched starkly but yet with wisps of mist blurring the outlines in places. The frost on the snow was clear, and crisp and also very beautiful. The ice on the puddles was a feature on its own, not getting lost in the myriad of other things to take my attention. The few birds that flew into and out of my vision became much more prominent because other birds could not be seen. Their sudden appearance and disappearance was far more unsettling because it was unannounced and unexpected because of my limited vision.
I realised when I got home and involved in my weaving samples that a similar affect happens to us when we are caught up in the clutches of a particular train of thought or study. We lose the bigger vision and focus on the details of what we are doing. That is both positive and negative, and the important thing to remember is that, sooner or later, we need to think bigger again and regain our overview in order to put our thoughts into perspective.
Hmmm. And all because it was misty this morning!
Often when I sit at the loom weaving, I like less and less what I see happening there. Part of it, of course, is that what it looks like on the loom and what it looks like off and wet-finished are two different things, so I try hard not to make judgments while weaving. But I think also the issue is one of always looking at it from such a close perspective. Sometimes when I walk quickly past the loom which has weaving on it and accidentally give it a casual glance, the fabric looks much more pleasing! Also, did you know that when doing close work it is good to rest the eyes by looking as far away as possible, preferably out the window?
You make a good point, Peg. Quite often when I'm teaching, I'll encourage students to get up and move to the side to look at their work, or at a different angle than straight onto the fabric. They are always astounded at the difference that can make to their design.
I totally agree with the resting of the eyes by focusing at a different distance – that's one way to get away with day-dreaming!!


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PSYCH WARD is the bastion of super-strange psycho Ross Shields. As "The Rossman", Ross was fired by some of the biggest alternative music radio stations in the USA for being uncontrollable, insane, and a danger to himself and others. Safely locked up in his own Psych Ward, Ross is now simultaneously superintendent, doctor, and patient, with a cast of characters including Nurse Sonja,Reverend Hibachi and an unwitting cast of supporting characters. Not for the faint of mind.
Psych Ward - Help Wanted August 7, 2016
Dr. Ross opens up about himself and opens his on air clinic for business.
It's sometimes hard to tell with Dr Ross what is true and what's created out of his fertile imagination and his exemplary natural talent at entertaining and broadcasting. This is not a legal disclaimer but it might be useful information: Dr Ross is not an MD or a licensed therapist. He is, however, diagnosed with all the mental and physical conditions he describes in this show.
Everyone else who appears in this show did so with consent. The stories they tell are, to the best of our knowledge, true. They are not actors.
Unless you've already heard this, you've never heard anything even remotely like it.
It's New Orleans: Psych Ward-Psych Ward - Help Wanted-8/7/2016


Whose Slave Are You? (Romans 6): When Will the Catholic Church Learn?
Not that any professional writer would be very flattered to receive my praise (I mostly get paid to teach mathematics), but after all of the recent hoopla over the second major teaching document issued by Pope Francis (but the first written by him), Evangelii Gaudium ("The Joy of the Gospel"), I sat down to pen my thoughts on the matter. Then I came across this piece by David Harsanyi of The Federalist. "No need for me to continue," was my thought after reading his take on the Pope's criticisms of modern capitalism.
There are many other good points in Harsanyi's piece (on trickle-down economic theory, federal economic regulation, abortion, and more), and a full read of the piece is well worth your time. There is one thing in particular that I would have added.
The Pontiff later adds that, "A financial reform open to such ethical considerations would require a vigorous change of approach on the part of political leaders. I urge them to face this challenge with determination and an eye to the future…" Besides the blatant falseness of "any form of control" in U.S. markets (As Harsanyi notes, "The Federal Registry of the United States regularly comes in over 60,000 pages."), why does the Pope express such "crude and naïve trust" in our secular government to regulate properly U.S. markets? When will the Catholic Church learn its lesson? Big Government can never fix immorality.
Was Obamacare not lesson enough? The Catholic Church teaches that health care is "a basic human right," and true to the Pope's Big Government ideas on financial reform, has been very supportive of efforts in the U.S. to implement universal healthcare. Enter Obamacare. For months leading up to the final passage of Obamacare, Catholic Bishops lobbied heavily for its passage—minus federal funding of abortion. Once House Speaker Nancy Pelosi agreed to add the Stupak amendment to the House version of Obamacare, the Bishops were onboard.
Of course, it wasn't long before the Catholic Church was in an all out war with the Obama administration over contraception. Again, why the "crude and naïve trust"? Why does the Pope lament the lack of angels in the boardrooms of large corporations but ignore the demons patrolling the halls of Big Government?
The contraception mandate is a classic example of "state paternalism." It is exactly what one gets when the people surrender that kind of power to a secular government led by those determined to ignore God's laws. If such liberals remain in power, the result will be no different when the issue comes to economics or marriage or any other matter precious to Christians and other like-minded Americans.
Left unfettered, the slow creep of liberalism knows no bounds. Elections have consequences. If the Catholic Church continues to preach a willingness to surrender more liberty in order to receive another entitlement, or to "spread the wealth around," we will even further embolden those, who, while claiming to serve us, are seeking to become our masters.


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I never do films for relationships: Actress Divya Dutta
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Bollywoood celebs to usher New Year in foreign countries
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'Wazir' is my darkest portrayal yet: Nitin Mukesh
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Bhansali to launch Vinod Khanna's son
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Comedian Potti Rambabu passes away
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Proud that I have sustained for many years: Delnaaz Irani
Actress Delnaaz Irani, who has been part of the small screen for over a decade, says she is "proud" that she has been able to "sustain for so many yea...
Salman is very precious to me: Arbaaz Khan
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Priyanka mum on Kalpana Chawla biopic
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Nyenrode Business University's Executive MBA has been remodeled, turning its focus towards topics for future leaders including digitalization, globalization and sustainability.
With these changes, the private Netherlands university is hoping to better prepare its Executive MBA graduates for the challenges and opportunities offered by emerging technologies.
The program is aimed at those looking to lead future-focused businesses.
Students will travel to China, Uruguay, the US and South Africa for study projects, in order to gain global perspective and see how culture impacts how innovation is implemented in business.