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The Napier District Masonic Trust – Eldercare with heart
The Napier District Masonic Trust
Eldercare with heart
Business View Oceania interviews Graeme Taylor, General Manager at The Napier District Masonic Trust, for our series on Aged Care & Retirement Villages
The Napier District Masonic Trust was incorporated in December 1961 to assist in charitable, educational and scientific purposes, to supply the needs of the sick, aged and infirm and to help the needy, as well as to assist organisations of similar mind. The immediate objective was to build 12 pensioner flats with a plan to extend the number as finance became available. Currently, the Trust has eight Occupational Right Villages plus a rental site, a total of 209 units in and around Taradale and Napier. The objective of the Trust today is to benefit the community through its charitable work in Hawke's Bay and Wairoa. This includes educational grants and providing eldercare services… with heart.
Business View Oceania recently had the pleasure of speaking with Graeme Taylor, General Manager of Taradale Masonic Rest Home & Hospital, Elmwood Masonic House & Hospital and Napier Masonic Trust Villages, about these wonderful facilities and the charitable Trust that is giving back so much to the local community of Napier.
BVO: Can you share the history of the Trust's evolution with retirement and aged care facilities?
Graeme Taylor: "The Trust started building blocks of retirement units back in 1969. For a long time they were referred to as capital contribution units, where the Trust set up the process for people of less fortunate means who couldn't afford homes to buy the right to live in a property. The initial block in 1969 was called Scinde, which has the same name as Scinde Island prior to the 1931 earthquake, which is now Napier. Then they progressively built small blocks of units. In 1973 they built one; in 1983 they built one in another location. It wasn't until 1992 when they first embarked into a retirement village complex and built 26 units in what they called the Mission View Masonic Village. Then in 1994, just around the corner they built Knightsbridge Village with 36 units, and in 1997 they built another 36 units within about a km and they called that Kensington Village. Today we have 142 units across the city, mainly 2-bedroom units with integral garages. Those are in the three large villages but the other small villages are still in operation.
"The last development was the Taradale Masonic Village. It was initially just villas but then a residential care facility was built on the site. That facility has grown to now have 38 rest home beds and 30 hospital level care beds. Five years ago the Trust bought another residential care facility, Elmwood House, in Napier which has 39 beds; 25 for dementia care and 14 for hospital level care. Elmwood House was privately owned, and when they were going to sell they approached us about buying the property, which we did in 2014. The Napier District Masonic Trust owns the facilities and the Trust is autonomous from the four Napier Masonic Lodges, however those Lodges have representatives on the Trust board."
BVO: Are there further developments planned?
Taylor: "I've been General Manager just over 10 years. In that time we've focused more on development of the care facility but we're now moving more into a phase of building more retirement villas. The Trust had the foresight to purchase properties around the Taradale Masonic site, so now we've taken away some residential houses on that land so we could build a new kitchen and dining room. We have our own industrial-sized laundry onsite. We added 12 beds about nine years ago and now we're looking at utilising the land adjacent to the care facility to build more retirement villa complexes. That development will probably start early in 2020. We're in the process of clearing some of the land adjacent to this facility. We've sold two residential houses for removal and we're hoping we'll get underway with building those units after Christmas."
BVO: Do you have a waiting list?
Taylor: "Yes, we have a waiting list in excess of 350 people. Recently we employed someone to update our database and they discovered applications dating back into the 1990s. So, we attempted to contact everyone on that list and we were able to reduce it down where people no longer required accommodation, or had passed away, or moved away, or found other options. But we still have around 350 live applications and that could be a single person or a couple. We are considerably cheaper than most of the publicly listed companies and so our units are, conservatively, maybe $100,000 cheaper than theirs. Therefore, people will obviously try to obtain a unit from the Trust.
"You don't have to have an association with Free Masonry to come into any of our villages. The service is available for anybody. There's no preference given, it's open to the public. We have applications from people outside of Napier who want to move back. A lot of people make an application quite some time before they're ready to go into a retirement complex knowing that there is probably an eight to ten year waiting period. They may be in their mid-60s, expecting to go into a village in their mid-70s. People who forward plan are the ones who make hay.
"As for staff, we have a very consistent group here in the administration section. My finance Manager came just after I did and she has been here just over 10 years. We first started off as a small team of three in the admin; that has now grown to six, partly because we purchased Elmwood and we needed more administrative support there and we needed a property manager to look after all the properties. Probably one of the biggest challenges is staffing the care facilities. In particular, registered nurses. What we've done as a Trust is to pay our registered nurses on exactly the same pay scale as they would receive at the District Health Board. So we've been able to hold our staff a lot better than some facilities. We currently have in total about 150 employees across the two facilities."
BVO: How does the Trust support the local community?
Taylor: "The trust has a lot of interaction with the community in a number of ways. We offer scholarships every year to secondary school students who are going away for tertiary education. While we are looking for some educational excellence, we are also looking to help people of lesser means who may not have the same ability to pay or go to university. The scholarships are worth $5,000 each, paid over three years. Every year, we also sponsor a child from Wairoa College to go to Outward Bound as part of a leadership training program. And we're pretty active in the community, particularly in sponsoring and assisting organisations that struggle to get funding from other sources."
"We also engage local companies. Our architectural draftsman, Chris Layton, has done a lot of work for the Trust and we turn to him for drawing and design work whenever we're doing new development. Recently, we built a very high-end kitchen and dining room and we used Aitken Construction which is a Napier company – they were absolutely fantastic to work with and we look to use them when we move forward. Probably even with the building of these residential units. We've been very lucky to develop relationships with local companies over a number of years, so they provide an outstanding service to us. When you've got over 140 units and things go wrong – maintenance things, some of which need doing immediately – guys like Laser Plumbing & Electrical respond almost immediately and get the job done."
BVO: Are there any new initiatives planned for the near-term future?
Taylor: "We are very interested in green initiatives, particularly environmental issues around the building of the new units. There are members of the Trust board who are very keen for us to try and incorporate solar power options. Another thing we will be looking at, because of Hawke's Bay's climate and at times there are water conservation issues, we may incorporate water storage on each new unit. Therefore, in times of rain you can store water for gardens, etc. to reduce the water usage over the summer months. We've got plenty of water but it's a matter of getting it out of the ground fast enough to meet the consumption of the consumer.
"We've also been working on developing a business plan for Elmwood. One of the areas in Hawke's Bay in residential care that's not well catered for is psycho-geriatric care. In care there are various levels – Level 2 is rest home; Level 3 is dementia care; Level 4 is hospital; Level 5 is psycho-geriatric. There is currently only one facility in Hawke's Bay that provides Level 5 care, so we have done a business case and we will be discussing that with the DHB to expand the Elmwood facility. We own a couple residential properties adjacent to that facility so we have the land available to move into providing stage 5 care in Napier. That's still a way off but we will be meeting with the DHB to try and work through the process.
"Mostly important to know about The Napier District Masonic Trust is that we are a registered charitable community organisation in the business of providing care and also assisting people in need. We're here to fill a part of the market that isn't being met by the large corporate facilities. Every day I get contacted by people in very difficult circumstances who need someone to be empathetic to their problems and find a solution for them. Without worrying too much about the bottom line. It's very rewarding when we're able to assist them."
Click The Cover To View Or Download The Brochure
What: Registered charitable organisation operating Aged Care & Retirement Villages
Where: Taradale, Napier
Website: www.ndmt.co.nz
Floor Mart – www.floormart.co.nz
McIndoe Kitchens – mcindoekitchens.nz
Laser Plumbing & Electrical – napier.laserplumbingandelectrical.co.nz
Medent Medical – 0800 263 3368
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FREYA: THE NORSE GODDESS
Freya is one of the most recognizable central figures in Norse mythology. She is a goddess of love, fertility, beauty, and war. Many generations of Vikings were delighted by her femininity, mercy, and blessing – Freya goddess worship was a common phenomenon. She was considered a heartthrob, although she had no intention to seduce the gods, dwarfs, or earthly men – all of them were fascinated by her unearthly beauty. So, who was exactly this goddess, what is Freya the goddess of, and which family ties she had? Let's find out – here is fully described Viking goddess Freya information.
Who is Freya in Norse mythology?
Freya appeared in Nordic mythology as a goddess of love, beauty, warfare, death, magic, and witchcraft. A goddess symbolizes Love and War, fruitfulness, maternity, and poetry. Freya is a goddess of the full moon too. There is a common belief that she originates from the Vanir – a group of gods, which had a powerful connection with the Earth and practiced magic. She was born with a knowledge of witchcraft and the Runes – that's why many women, who worshiped the goddess, were named «witches» and condemned by Christianity. Despite the struggle of Christians against paganism, worship of Freya was widespread in Scandinavia, Greenland, Iceland, Holland, the Germanic lands, and Anglo-Saxon Britain.
Although Freya is a goddess who is often associated with love, fertility, sex, and gold, her name is also determined by war and death. But, why is Freya a goddess of war? It is caused by the fact that she often supervised battles and deaths during the wars. In addition, one day Freya shared half of the warriors with god Odin. From this time he started to call Freya a goddess of war. Besides, Freya was a ruler over a huge meadow Folkvangr, which means people's field.
It is considered that Viking goddess Freya has the power to control other's fortune and was able to influence desires. Other Freya's features include overseeing the battles, presenting fertility, and fulfilling the pleas of love. Besides, there is a common belief that she was the first who has brought the art of Seidr to the gods – this type of magic was widely used during the Late Scandinavian Iron Age.
What does Freya mean?
The name Freya is translated from the Old Norse as «a lady». Most likely it was borrowed from the word frawjon – it was an honorific title for a mature woman with a high social status used in the Old German language. There are assumptions that the modern German word «frau» (an honorary title for married women) originates from the name of the Nordic goddess Freya.
This name has first appeared as a nickname or an attribute of certain Germanic tribes, which have lived in that age in a territory of the Scandinavian peninsula. This fact makes us understand, what does the name Freya means and why it originates from German.
Another Freya's name is Horn that is translated from Old Norse as «horr» and means linen or flax. As it is known, linen began to cultivate in the Norse during the Viking Age. The Scandinavian believed that linen could protect them from any evil and brought fertility to the land. Moreover, bridal dresses were made of linen in this era, so Freya became a patroness of weeding and love as well.
Freya also has a third uncommon name – Gefn. It is translated from the Old Norse as «giver» – someone, who gives prosperity and peace. There is a theory, that Freya's name Gefn origins from the name of the Germanic goddess associated with the sea – Gabia. Probably, Gefn was determined as a goddess of plenty, as Freya exactly was.
Sometimes there was used name Syr for the definition of the Norse goddess. Literally, it means a sow. A pig was a sacred animal for a family of gods Vanir, where Freya and her brother were originated. A swine was important in their sacrificial rites as well. Nonetheless, it can be assumed that Freya's connection with pigs refers to her hog Hildisvini – it was a faithful companion of the goddess. Freya has ridden a hog while she didn`t want to ride a chariot pulled by her cats.
The name Vanadis was also used for the Nordic goddess Freya. It means «van-child». Literally, Vanadis goes for a child of Vanir, which is proof of the strong Freya's connection with the group of gods called Vanir.
Freya goddess family tree
To tell the truth, there are some inaccuracies in the family tree of Freya due to the different interpretations of mythology. Still, we can just refer to some mythic sources as the Poetic Edda. We know for sure that Freya was a part of the Vanir family of gods. Let's disassemble with the family ties of this Nordic goddess.
Freya's Mother and Father
Freya was a daughter of Njord – a god of Vanir. He was often associated with the sea, wind, fishing, sailing, and wealth. It is considered that Njord lived near the sea in a great hall Noatun.
There isn't a final answer when asked who is the mother of the goddess Freya. Maybe, she was Njord's sister. Another source considered that her mother appeared as a wife of Njord called Skadi. But it is most likely that a mother of Freya was Nerthus – an old Germanic deity. Nerthus was a goddess of plenty and peace.
Freya's Brother
Freyr was the brother of Freya and possibly her twin. He was a god of prosperity, fortune, peace, pleasure, and male virility. Freyr also originated from Vanir and lived in the realm of Alfheim. According to the pictures of the Nordic deities, Freyr had a phallus that was common among fertility gods.
Freyr was also famous for his passion for horses – he was always associated with a cult of these domestic animals. It is considered that a god kept his sacred horses in a sanctuary at Trondheim in Norway.
Freya's Husband
The popular question is who was the goddess Freya married to? It is a common belief that Odr was Freya's husband. He was distinguished from other gods by his mysterious, furious, and passionate spirit. Odr has often spent a lot of time on long journeys and made Freya cried with golden tears.
Still, there are some contradictions regarding the personalities of Freya and Odr. There is a possibility that Freya was actually Frigg – a wife of Odin. This way, probably, Odr was in fact Odin? Or Odr is a short form of a name Odin? Such inaccuracies appeared because of different interpretations of Norse mythology among the Germanic groups.
Freya's Daughters
After a marriage, Freya had two daughters – Hnoss and Gersemi. It is mentioned in the Prose Edda by Snorri Sturluson. The meaning of both names is «treasure» or «preciousness» and it's usually associated with something valuable.
Which Greek goddess is most like Freya?
Freya is most often compared with the Greek goddess Aphrodite due to their similar patronage – love, beauty, and fertility. They are typically central figures in both mythologies.
The Norse mythology represents relationships between Freya and the wife of head god Odin Frigg the same as the relationships between Greek goddesses Aphrodite and the wife of the head god Zeus Hera.
Both goddesses, like Aphrodite and Hera, are the most beautiful and recognizable deities and at the same time differ by their sexual fornication. Another difference from Greek mythology is that Aphrodite and Hera use their power for some sort of cruel purposes, unlike Freya and Frigg direct their magical powers for more shallow means.
A difference between Greek and Norse mythology is that features of Aphrodite and Hera are clearly separated, unlike Freya and Frigg have often the same powers and patronage of love, sexuality, and fertility. There is an assumption that Freya and Frigg are actually the same goddesses – they even have the same husband called Odr or Odin.
What are Freya's symbols?
The most famous Freya Norse goddess symbol is the Brisingamen Necklace – it was maybe the most valuable Freya's possession. She carefully protected it from any thieves with a strong ardor. According to the legend, one day Freya wandered in the land of the Dwarfs and saw four of them were making the golden necklace of extraordinary beauty. She was ready to pay the Dwarfs any amount of gold for this necklace. But, the Dwarfs were tricky and then told her they didn't have any need for money. Instead, they offered the goddess to sleep with each of them, and Freya agreed since she really wanted to get a golden necklace.
Another Freya symbol is her golden glittering chariot pulled by two blue (or grey) cats – it is known as a gift from Thor. Freya goddess cat's names were Bygul and Trjegul. Cats were often associated with fertility and femininity since time immemorial of Ancient Egypt – that's why Freya preferred cats pulled in the chariot instead of the horses. Moreover, these cats were male, which probably symbolized a connection between male and female sexuality.
Furthermore, she was usually in company with a swine named Hildisvini, which is means a battle pig. She sometimes could ride a pig when she didn`t choose a chariot. Her other epithet Syr that means «sow» probably originated from contact with Hildisvini.
A cloak made of falcon feathers was another symbol and attribute of the Norse goddess Freya. This cloak was magic and endowed the ability to fly everyone who took it. This way, many gods were willing to borrow a cloak from a goddess. Freya herself wearing a magic cloak was enabled to fly in a falcon shape too.
How to give thanks to the goddess Freya?
Many believers refer to the goddess Freya with prayers of love, marriage, and childbirth. This Norse goddess is a patroness of a women's fortune and sexuality as well as she is a keeper of runes.
Here is a short description of a ritual to honor Freya. You need to remember that Freya's sacred colors are red and silver, sacred flowers – daisies and primroses and sacred fruit is strawberry. Be sure you have all the attributes before the ritual.
Get ready for your altar – decorate it with daisies and\or primroses and use silver and red colors.
Put silver candles at each corner since you should refer to the four corners of the world.
Make sure you have proper offerings for the Freya goddess. It may be strawberries, flowers, honey, jewelry, pork, apples, etc.
Cleanse your sacred place with frankincense – flowery and sweet spirit will be the best choice.
Then, light your candles and call each side of the world in turn with the words:
«I call upon the powers of the East, powers of air to help me clear my mind. I call upon the powers of the South, powers of fire, inspiring me of my inner strength. I call upon the powers of the West, powers of water which reunite me with the Mother's blood. I call upon the powers of the North, powers of the Earth to keep my body strong and my mind concentrate».
Invoke the spirit of Freya using the following words:
«Freya, goddess of magic, mother of the Earth, keeper of the runes, I invite you to join me. Freya, the goddess of the many names, goddess of nature and fertility, mother of the silver moon, hear me. Freya, goddess of love, join me. Freya, your guidance and prudence I seek. Come to me now».
Thank the goddess for all of her blessings and her help.
Spend a few minutes in meditation to feel around the spirit of goddess Freya.
9. Be grateful for the presence by expressing words of gratitude.
10. Slowly come to your senses.
11. Take the offering and put it outside for consumption by nature.
12. You can use all of the attributes for the next ritual in the honor of a Norse goddess Freya.
Friday is considered to be the best day in the week to invoke Freya since the word Friday is translated as Freya's day. In addition, Freya's sacred number is 13 – there are 13 lunar cycles in a year. According to this, the best day to make a ritual dedicated to the Freya goddess is Friday the 13th.
What food is associated with the goddess Freya?
Freya is often associated with such plants as almond, mint, valerian, bird berry, arnica, holly, strawberry, daisy, opium poppy, and so on. When we talk about food, it first goes to ale, apples, strawberries, honey, meadow, barley, and pork. These products are Freya's favorite. Use this food to satisfy the Nordic goddess while a ritual is dedicated for her.
What religion does the goddess Freya belong to Freya, as well as The Vanir, belongs to the Norse Paganism or Old Norse Religion. This ramus of Germanic religion is characteristic of a Proto-Norse period when the North Germanic nation separated into a branch of the Germanic people. Later, Old Norse Religion was replaced by Christianity during the Christianization of the Norse. It is worth mention that many researchers consider Norse mythology as an important component of the North Germanic religion in general.
The Old Norse Religion includes a belief in different gods, goddesses, and deities. This world was inhabited with other mythological creatures, like dwarfs, elves, giants, and numerous spirits. All the Norse deities were divided into two families – the Vanir and the Esir. According to the legends, gods from the opposite groups have always been enemies until the Esir and the Vanir figured out that they are equally potent.
The central gods in the Esir were Odin, Thor, and Tyr. The Vanir's deities include Njord, his son Freyr and her daughter Freya. There were also goddesses with a giant origin called Skadi, Gerr, and Rindr. Worship to all of these gods and goddesses was common during the Viking Age, except the worship of the god Loki since he was tricky and insidious in his essence.
The Vanir, where Freya originated, was a group\family of deities often associated with fertility, health, fortune, wisdom, and the ability to predict a future. She had even a name Vanadis that belonged to children of this ancient family of gods.
What essential oil is correlated with the goddess Freya?
Originally, a few essential oils are associated with a Nordic goddess Freya. It includes rose, myrrh, mint, valerian, benzoin, birch, cypress, and sandalwood extracts. Using such essential oils will be helpful while the ritual is dedicated to the Freya goddess of love and war as well as a personal attraction of love and peace.
A mix of essential oils could invoke a goddess Freya for defending your love and your relationships. While using the oils, ask her to protect you from all the enemies that are trying to separate you and your loved one, and you may also ask for improvement in sexual life. Keep in mind that mint oil is responsible for healing, protection and strength, rose essential oil goes for love, good friendship, peace, and happiness, while valerian provides protection and internal harmony.
Facts about Norse Goddess Freya
In Old Norse literature Freya Viking goddess was mentioned in the Prose Edda and the Poetic Edda.
A plant called Polygara Vulgaris was known as «Freya's hair» before the adoption of Christianity in Scandinavia.
Freya was the most beautiful Scandinavian deity, so everyone can easily fall in love with her. It was applied not only to the gods and deities – giants, dwarfs, and other mythological creatures were able to fall for Freya too.
She is a member of a group of gods called Vanir – it firstly appeared in the 13th century.
The German word Freitag and English word Friday were named after the goddess Freya.
The Brisingamen Necklace was stolen by a tricky god called Loki and later recovered by Heimdall – guardian of the gods.
Freya is known by four nicknames: Horn, Syr, Mardoll, and Gefn.
Many places in Sweden were named after the Freya Norwegian goddess, included Freyjulundr in Uppland. This place is associated with Freya's secret grove.
Freya was mentioned in Wagner's popular opera cycle The Ring.
Greek goddesses Venus and Aphrodite are often compared with Norse goddess Freya.
Freya was able to travel to all the nine worlds in Nordic cosmology.
In some cities in Sweden, Freya can arrive at Christmas night as well. As she is a goddess of fertility, people always left apples on the trees for her blessing.
Goddess Freya was pictured in several works of art, included the statue Freyja by H.E. Freund.
Freya is mentioned in the national anthem of Denmark – Old Denmark is compared with Freya's hall there.
Name Freya was quite popular among the Scandinavian since the 1990s.
Freya was denounced as a queen of the witches.
It is a common belief that honey contains Freya`s essence.
Freya goddess of love was considered a supernatural figure until the 19th century among the residents of the Scandinavian peninsula.
When Freya cried, her tears turn into gold or amber.
There is a belief that Freya allowed other gods to borrow her magic cape made of falcon feathers.
Freya Norse goddess facts are all fascinating and exciting. Immerse yourself in the wonderful world of Viking mythology – get the Encyclopedia of Spirits: The Ultimate Guide to the Magic of Saints, Angels, Fairies, Demons and Ghosts by Judika Illes to find out some more about goddess Freya.
Freya Norse goddess is no doubt quite an interesting and unusual character in Scandinavian mythology. Yet, many details from her being are covered with mystery and secret. The cult of this patroness was widespread in Scandinavia during the Viking Age. The epoch of the Old Norse Religion ended right after the start of Christianization among the territory of the Scandinavian peninsula. But, belief in a goddess, Freya remains alive to this day.

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These are very cool! I am tired of moleskine ones --should try to make one like this with watercolor paper! any tips for glue-ing them together?
I have made some of these with watercolor paper. I use PVA glue for all my bookmaking stuff. I don't have a very good art store nearby, so I order it online. I use the brand Books By Hand. Good luck! Homemade journals are fun; you get exactly the paper and size you want!
Thank you! I will google it ;) I appreciate your tips!


Nestled in the beautiful Wasatch Mountains approximately 30 miles east of Salt Lake City is VPI Laboratories Wanship open area test site. There are two fully enclosed testing facilities designed for testing of equipment at distances of 3 and 10 meters. The fully enclosed testing facilities are covered by a fiberglass building. There are no metal obstructions above the reference ground plane to ensure low RF reflection. The ground plane is solid metal with continuous welds at each seam. Control and measurement equpment is located in a screened room below the ground plane. An automated metal turntable is provided which is mounted flush with the ground plane. The turntable is 12 feet in diameter and has a load rating of 4000 lbs. A map to the facility can be downloaded from here.
VPI Laboratories test facility is equpment to perform testing to a wide variety of commercial EMC standards. VPI Labs has the capability to perform conducted emissions testing in the frequency range of 30 Hz to 30 MHz and radiated emissions testing in the range of 9 kHz to 40 GHz.
VPI Laboratories EMC test facility is in compliance with all the current national and international requirments and is accredited by the US National Institute for Standards and Technology (NIST) National Voluntary Laboratory Accreditation Program (NVLAP) under Electromagnetic Compatibility and Telecommunications.


So I've spent all day today lip-syncing. The main animation is down but there is still a lot more to do like the eyebrow rig. At the moment she looks a bit robotic due to the static head but once I start animating the whole body it should look better.


The FPS Virtual Keyboard is an On-Screen Virtual Keyboard with customizable layouts and languages, along with a number of predefined themes. With an increasing number of applications running on touch screen terminals, a keyboard input system is very important to ensure a seamless user experience and higher productivity. A common example of this is the automated checkout terminals, where the user may be required, in addition to select preset options, to type in a code manually.


text:
IN THE MATTER OF ELECTRIC MUTUAL LIABILITY INSURANCE COMPANY, LTD. (NO. 1).
Present: ABRAMS, LYNCH, GREANEY, & IRELAND, JJ.
This court concluded that the word "state" appearing in G. L. c. 175, s. 49A, refers to States of the United States, and the interpretation of "state" by the Commissioner of Insurance to include a foreign country was not in accord with legislative intent: as a consequence, a domestic insurer may not transfer its "domicile" to a foreign country under the provisions of s. 49A. [364-366]
Where the Commissioner of Insurance was without authority under G.L. c. 175, s. 49A, to approve the redomestication of an insurer to a foreign country, the commissioner's order purporting to do so was invalid and the insurer remained a Massachusetts insurer. [366-367]
The Commissioner of Insurance did not demonstrate that the requirements of G. L. c. 175, s. 180C, were satisfied with respect to a petition under that statute for receivership of a Massachusetts insurer, and the commissioner's petition was ordered dismissed. [367]
CIVIL ACTION commenced in the Supreme Judicial Court for the county of Suffolk on March 14, 1997.
The case was reported by Greaney, J.
J. David Leslie, Special Assistant Attorney General (Eric A. Smith, Special Assistant Attorney General, with him) for Commissioner of Insurance.
Thomas S. Martin, of New York, for Electric Mutual Liability Insurance Company, Ltd.
Nick J. DiGiovanni, of Illinois (Alice E. Richmond with him) for certain underwriters at Lloyd's, London.
Scott P. Lewis for Kemper Reinsurance Company.
John A. Nadas & Michael H. Bunis, for Electric Insurance Company, submitted a brief.
Daniel R. Murdock, Dan R. Webb, & Lori Van Auken, of
New York, & Robert W. Mahoney, Mark G. Matuschak & Patrick S. Shin, for General Electric Company, submitted a brief.
The following submitted briefs for amici curiae:
Jason Adkins & Richard DuBois for Center for Insurance Research.
E. Michael Sloman for Commercial Union Insurance Company.
ABRAMS, J. At issue is the interpretation of G. L. c. 175, s. 49A, which authorizes a domestic insurer to "transfer its domicile to any other state." The Commissioner of Insurance (commissioner) authorized a domestic insurance company to transfer its domicil to Bermuda. Subsequently the commissioner filed a petition pursuant to G. L. c. 175, 180C (entitled "Liquidation of Domestic Company") in the county court seeking to be appointed the United States receiver (U.S. receiver) of that insurance company. The commissioner contends that a proper interpretation of the word "state" in s. 49A refers to foreign countries as well as States of the United States. We do not agree. We conclude, contrary to the commissioner's interpretation, that the word "state" in s. 49A refers only to States of the United States. Because the commissioner's petition relies on the validity of her ruling that the word "state" in G. L. c. 175, s. 49A, includes foreign countries, we remand the case to the county court for the entry of a judgment dismissing the commissioner's receivership petition.
This case arises from Electric Mutual Liability Insurance Company's (EMLICO's) redomestication to Bermuda and subsequent declaration of insolvency. On June 28, 1995, the commissioner issued an order approving EMLICO's redomestication to Bermuda under G. L. c. 175, s. 49A. Shortly thereafter, EMLICO redomesticated, declared itself insolvent, and commenced liquidation proceedings in Bermuda. In March, 1997, the commissioner filed a petition in the county court, asking to be appointed the U.S. receiver of EMLICO pursuant to G. L. c. 175, s. 180C, and seeking the court's approval of a related agreement. EMLICO, Electric Insurance Company, and General Electric Company, all of whom are appellants here, support the commissioner's petition. Several of EMLICO's reinsurers, designated as amici here, oppose the petition, among other
reasons, on the ground that the redomestication was invalid because s. 49A confers no authority on the commissioner to approve a redomestication to a foreign country. Without reaching the petition's merits, the single justice reserved and reported the three questions set forth below to the full court. [Note 1]
Because our responses to the second and third questions aid us in disposing of the first, we address the questions out of order. As an initial matter, we are not persuaded by the appellants' contention that because all of them support the petition, and only the reinsurers oppose it, the single justice must automatically let the county court proceed to the merits. A judge has a duty to dismiss a petition which he or she concludes is erroneous as a matter of law.
We turn first to question 2. Question 2 asks "whether a domestic insurer like EMLICO can, under G. L. c. 175, s. 49A, be allowed to redomesticate to a foreign country in view of the language in s. 49A which permits redomestication only 'to any other state.' " Section 49A permits redomestication "to any other state," but does not define "state" either to mean only States of the United States or to include foreign countries. The commissioner has interpreted s. 49A to authorize redomestication not only to States of the United States, but also to foreign countries. We review this interpretation de novo. Protective Life Ins. Co. v. Sullivan, 425 Mass. 615 , 618 (1997), citing Raytheon Co. v. Director of the Div. of Employment Sec., 364 Mass. 593 , 595 (1974). Although we grant substantial deference to an agency's interpretation of a statute, "[a]n incorrect interpretation of a statute . . . is not entitled to deference." Massachusetts Hosp. Ass'n, Inc. v. Department of Medical Sec., 412 Mass. 340 , 346 (1992), quoting Kszepka's Case, 408 Mass. 843 , 847 (1990).
To support her petition the commissioner cites a dictionary defining "state" as "a body of people permanently occupying a definite territory and politically organized under a sovereign government almost entirely free from external control and pos-
sessing coercive power to maintain order within the community." Webster's Third New Int'l Dictionary 2228 (1993). This meaning of "state" includes foreign countries. However, the same dictionary also defines "state" as "one of the bodies politic or component units in a federal system that is more or less independent and sovereign over internal affairs but forms with the other units a sovereign nation." [Note 2] Id. This meaning excludes foreign countries. Both meanings are in current usage, and the Legislature could have intended either one. We therefore compare s. 49A to other statutes and look to the history and purpose of s. 49A to determine the Legislature's intent.
In other sections of c. 175, when the Legislature has intended to refer to foreign countries, it has done so in express terms. See, e.g., G. L. c. 175, s. 11 ("other states or countries"), s. 22 ("any state or country other than this commonwealth"), s. 185 ("any provision of law of this commonwealth or of any other state or country"). We conclude that had the Legislature intended to facilitate redomestication to a foreign country, possibly subjecting policyholders and creditors to the vagaries of foreign law, it would have expressed this intent unambiguously, as other State Legislatures have. See R.I. Gen. Laws s. 27-2.2-4 (1994) (authorizing redomestication "to any such other state or jurisdiction"); Vt. Stat. Ann. tit. 8, s. 3438 (Supp. 1996) (same). See also Haw. Rev. Stat. s. 431:19-102.4 (1993) (authorizing redomestication of "domestic captive insurance compan[ies] . . . to any other jurisdiction"); 1997 Me. Laws c. 435, s. 6717 (same).
The commissioner argues that her interpretation of the statute furthers the legislative purpose of facilitating transfers of corporate domicil. She argues that the global nature of the insurance marketplace requires that transfers to foreign countries be permitted under s. 49A. The history of the statute does not support her interpretation of the word "state." In context, "state" means a State of the United States.
Section 49A was based on a model statute of the National Association of Insurance Commissioners (NAIC), which the Legislature adopted with no relevant changes. The NAIC is an
organization representing the insurance departments of the States and territories of the United States. Uniform Insurers Liquidation Act, 13 U.L.A. 323, 325 (Master ed. 1986). Nothing in the history of s. 49A, or the model statute on which it is based, evinces any intent to facilitate international transfers. The Proceedings of the NAIC reveal a concern about "preserving the right and ability of the two states' insurance commissioners to fully protect the interests of the resident policyholders." 2 Proceedings of the NAIC 210 (1978), cited in 2 NAIC Model Laws, Regulations and Guidelines at 350-7. This history indicates that the NAIC was concerned about its members' ability to protect resident policyholders' interests, and that it contemplated transfers between States regulated by NAIC members. In the history called to our attention, there is no mention of foreign nations or of the international insurance market. We conclude that s. 49A, like the model statute on which it is based, does not seek to facilitate redomestication to a foreign country. The commissioner's interpretation is contrary to the language and underlying purpose of s. 49A. A domestic insurer like EMLICO therefore may not redomesticate to a foreign country under s. 49A. The single justice's second reported question is answered, "No."
We turn to question 3. Question 3 asks what "effect an invalid redomestication has on the legal sufficiency of the commissioner's petition under G. L. c. 175, s. 180C." An administrative agency has only the powers and duties expressly or impliedly conferred on it by statute. Morey v. Martha's Vineyard Comm'n, 409 Mass. 813 , 818 (1991). Section 49A grants to the commissioner the authority to approve a domestic insurer's redomestication to another State. Because Bermuda is not a State within the meaning of s. 49A, the commissioner possessed no authority to approve EMLICO's redomestication there. We conclude that the commissioner's order purporting to do so is invalid. See Massachusetts Mut. Life Ins. Co. v. Massachusetts Life Ins. Co., 351 Mass. 283 , 289 (1966).
The commissioner argues that, even if her approval was invalid, EMLICO still has incorporated in Bermuda and commenced liquidation proceedings there. Therefore, she argues, an invalid redomestication is immaterial to the legal sufficiency of her petition. We disagree. The commissioner has relied on her order authorizing EMLICO to transfer to Bermuda. Further, the petition assumes that the proper site for the liquidation of EMLICO is Bermuda rather than Massachusetts.
This assumption rests on the premise that her redomestication order was valid. That order, however, was beyond the commissioner's power and authority. The commissioner's reliance on an invalid transfer to Bermuda therefore renders the petition legally insufficient.
Section 49A provides that a domestic insurer "upon such a transfer shall cease to be a domestic insurer." Because, as discussed above, a domestic insurer cannot be redomesticated to a foreign country under s. 49A, there was no lawful transfer, and EMLICO never ceased to be a Massachusetts insurer. [Note 3]
Question 1 asks "whether the commissioner has demonstrated that the requirements of G. L. c. 175, s. 180C are satisfied so that her petition can be considered on its merits." In light of the foregoing, we conclude that the commissioner's petition is legally insufficient. We answer the single justice's first reported question, "No." We answer the second reported question, "No." To the third reported question, we answer that the invalid redomestication has the effect of rendering the commissioner's petition legally insufficient. The matter is remanded to the county court, where a judgment shall enter dismissing the commissioner's petition.
[Note 1] "[1.] [W]hether the commissioner has demonstrated that the requirements of G. L. c. 175, s. 180C are satisfied so that her petition can be considered on its merits[,] . . . [2.] whether a domestic insurer like EMLICO can, under G. L. c. 175, s. 49A, be allowed to redomesticate to a foreign country in view of the language in s. 49A which permits redomestication only 'to any other state', and [3.] if not, what the effect of an invalid redomestication has on the legal sufficiency of the commissioner's petition under G. L. c. 175, s. 180C."
[Note 2] It is irrelevant that the definition cited by the commissioner is listed before the other one. The dictionary lists definitions in order of their historical development. See Webster's Third New Int'l Dictionary 17a (1993). The order of definitions thus does not indicate that the former is more ordinary, natural, or common than the latter.
[Note 3] The parties and amici have speculated a great deal about the consequences in Bermuda if we declare the redomestication invalid. EMLICO's status as a Bermuda corporation is, of course, a matter of Bermuda law and not before us in any event. We simply hold that EMLICO remains a Massachusetts insurer.


Knowing your hair's porosity levels is important because it helps you understand how healthy, or unhealthy, your hair is, as well as helping you choose the best products for it. HAIRFINITY is a hair vitamin complex that will provide your hair with the nutrients that it needs to be healthy and help you manage the porosity of your hair.
A quick and simple test to determine your porosity level is to take a few strands of freshly shampooed, dry hair and drop them into a glass of water. After several minutes, check the strands. Floating strands are low or normal porosity, while those that sink are high.
While low porosity hair is generally healthy, stick to humectant products and use protein very sparingly. High porosity hair can often be corrected if it's due to damage from heat or chemical abuse. Apply HAIRFINITY Strengthening Amino Masque to fill in cuticle holes, and deep condition with Balanced Moisture Conditioner regularly. You should also stay away from humectant products in hot, humid weather to avoid holding onto excess moisture from the air – this is what causes your hair to frizz. If your hair is normal porosity, continue to maintain a good protein/moisture balance, erring on the side of more moisture if your hair is curly and/or dry.


Great feedback and speedy delivery. Very good person to work with.
smooth transaction and fast shipping, new phone in box like discribed.
sold phone "elsewhere" the next day after purchase/payment. Poor service.
This user does not have any other active listings.


Mark Emery's book "One Freeman's War: In the Second American Revolution" is an inspirational and educational adventure which freedom lovers worldwide must have.
They are brave. Benevolent. Determined. The heroes of everyday life surround us, and collectively, their actions together weave the unbreakable fabric of humanity. The American heroes who relied on the truth, the faith, and the law. The heroes who challenge tyranny at every level. This is a story about them. A true story which will entertain and educate and which is still opening eyes three years after publishing.
This story is an expose on how Americans are being robbed of their heritage, values, and system of law and order. It centers on Rex Freeman and his resistance to criminal corruption in all levels of Government.
This is an inspirational story of how one man, in concert with many other freedom loving Americans were uncovering systematic fraud and abuse and how they were taking on the 'Powers that Be' almost single-handedly and against all odds.
Mark had an extensive background in international affairs and he was recruited heavily by the C.I.A at one point but declined a good offer that was made based on his principles. He later had a conflict with IRS which led him on the path to study the law and it was there that he started uncovering fraud and abuse. The story clearly shows how one man can upset the apple cart and jam up the wheels of 'business as usual'.When they couldn't shut him up as he went public with his findings. It led him to jail and they still couldn't silence him. Every attack against him made him stronger and more determined to raise hell and that's exactly what he did!


text:
'use strict';

var DefinedNameXform = require('../../../../../lib/xlsx/xform/book/defined-name-xform');

var testXformHelper = require('./../test-xform-helper');

var expectations = [
  {
    title: 'Defined Names',
    create: function() { return new DefinedNameXform(); },
    preparedModel: {name: 'foo', ranges: ['bar!$A$1:$C$1']},
    xml: '<definedName name="foo">bar!$A$1:$C$1</definedName>',
    parsedModel: {name: 'foo', ranges: ['bar!$A$1:$C$1']},
    tests: ['render', 'renderIn', 'parse']
  },
  {
    title: 'Print Area',
    create: function() { return new DefinedNameXform(); },
    preparedModel: {name: '_xlnm.Print_Area', localSheetId: 0, ranges: ['bar!$A$1:$C$10']},
    xml: '<definedName name="_xlnm.Print_Area" localSheetId="0">bar!$A$1:$C$10</definedName>',
    parsedModel: {name: '_xlnm.Print_Area', localSheetId: 0, ranges: ['bar!$A$1:$C$10']},
    tests: ['render', 'renderIn', 'parse']
  }
];

describe('DefinedNameXform', function() {
  testXformHelper(expectations);
});

redpajama_set_name: RedPajamaGithub


In order to protect the reputation of our brand as the industry leader in ambulance-specific billing training and education, NAAC has specific guidelines regarding the use of Brand Elements (trademarks). This policy establishes when NAAC Brand Elements may be used, for what purposes, and restrictions that may apply to such use. Brand Elements should only be used when NAAC explicitly gives written permission, and that usage is restricted to the guidelines outlined in this policy.
A Brand Element is a word, name, symbol, or device (or any combination thereof) that identifies the goods or services of a person or company and distinguishes them from the goods and services of others. For NAAC, this includes but is not limited to, trademarks such as our name (NAAC), current logos and credentials CAC, CACO, CAPO, CADS and NAAC intellectual property, and future logos, credentials and intellectual property.
Create a link from their website to our website's homepage (http://www.AmbulanceCompliance.com).
Use only NAAC approved and distributed Certified Ambulance Coder (CAC), Certified Ambulance Compliance Officer (CACO), Certified Ambulance Privacy Officer (CAPO) and/or Certified Ambulance Documentation Specialist (CADS) artwork.
Use the NAAC approved and distributed CAC, CACO, CAPO and/or CADS logo to hyperlink to our website or print in materials (i.e. marketing and informational brochures, business cards, RFPs, etc.) as long as the organization employs at least one active CAC, CACO, CAPO and/or CADS at all times.
Any online or printed use of the CAC, CACO, CAPO and/or CADS logo must be pre-approved by NAAC prior to going live (online) or being published (print).
Use the NAAC logo on their website, or in printed materials (i.e. marketing and informational brochures, business cards, letterhead, etc.).
Incorporate NAAC Brand Elements into their own product names, service names, trademarks, logos, or company names, or use NAAC Brand Elements for their own purposes or for purposes not authorized by NAAC .
Use NAAC Brand Elements in the title of their own products or services (i.e. CAC, CACO, CAPO, CADS or any other NAAC certification). Note: only approved events or trainings may use our NAAC CEU Approved trademark to describe their training.
Register top-level or create second-level domain names with NAAC Brand Elements.
Use NAAC Brand Elements in any manner that implies a relationship or affiliation with, sponsorship, or endorsement by NAAC , or that can be reasonably interpreted to suggest content has been authorized by, or represents the views or opinions of NAAC or NAAC personnel.
Copy or imitate the look and feel of NAAC publications, design properties, the website, products' trade dress, or NAAC brand packaging, distinctive color combinations, typography, graphic designs, product icons, or imagery associated with NAAC products or Brand Elements.
Display a NAAC Brand Element in a manner that is in NAAC 's sole opinion misleading, unfair, defamatory, infringing, libelous, disparaging, obscene, or otherwise objectionable to NAAC .
Adopt marks, logos, slogans, or designs that are confusingly similar to NAAC Brand Elements.
Display a NAAC Brand Element on any website that contains or displays adult content, promotes gambling, involves the sale of tobacco or alcohol, or otherwise violates applicable law.
Display a NAAC Brand Element on a site that violates any law or regulation.
Use NAAC Brand Elements in a way that suggests a common, descriptive, or generic meaning.
NAAC will monitor and evaluate this policy on an on-going basis will revise this policy as needed.


text:
ВБ Вагур — футбольный клуб из Воавура, города на Фарерских островах. «ВБ Вагур» был чемпионом своей страны в 2000 году, но вылетел из высшего дивизиона по итогам сезона 2007 года. С 2010 года правопреемником клуба является команда «Судурой».

В структуре клуба существует женская гандбольная команда.

Достижения
 Чемпион Фарерских островов 2000 года
 Обладатель Кубка Фарерских островов 1974 года

Европейские соревнования
Победа в чемпионате Фарерских островов дала право Вагуру выступить в Лиге Чемпионов.
 1К = 1-й квалификационный раунд

Ссылки
Официальный сайт клуба

Футбольные клубы Фарерских островов

redpajama_set_name: RedPajamaWikipedia


text:
Jackson Uselton
Class of 2023 | MS
Uselton recently competed at the 2021 Southern December Showcase. He showed solid refinement in his ball striking on field goals by charting 6 points in the field goal portion of camp. He scored a big ball of 57 yards with 3.21 seconds of hang-time on kickoffs. Increasing his ability to sit back on kickoffs and use his frame more to his advantage will be key for his continued development in his kickoffs.
My name is Jackson Uselton, and I am the varsity kicker for Hernando High School, a 6A Mississippi high school just south of Memphis. I was named by The Commercial Appeal (the Memphis newspaper) as the Weekly Top Performer for special teams in the Memphis-area after our Week 7 game in October 2021. I earned a 4-Star rating at my first Kohl's camp in December by going 2-for-2 on 45-yard FGs and 1-for-2 on 48-yard FGs. I have a 31 on the ACT (33 super-score), and a 4.35 weighted GPA, and I also play varsity soccer.
Honorable Mention All-Region Kicker as a Sophomore
Top Special Teams Performer in the Memphis-area 10/10/21 The Commercial Appeal
05/29/2021 Memphis, TN - 2 Day Training Camp
Weekly stats for Jackson are unavailable at this time.
Season stats for Jackson are unavailable at this time.


This is the classic IPA that is known everywhere for its very faint malt flavor, hop aroma and taste that packs a Wallop! Using a large grain bill you will find this beer a full 7.0% ABV that helps balance the flavor of hops in the beer. The fruity hops give an amazing taste and smell that will have you thinking, "Just One More".
Was you looking for the Mini Mash Version? Click Here!


text:
Social Distancing and Lockdown are The Strongest Vaccine: Health Minister Harsh Vardhan
10 Apr, 2020, 1:24 am
By Kanan Parmar
Health Minister Dr. Harsh Vardhan emphasised on Social Distancing saying, "Social Distancing and lockdown are the strongest vaccine against COVID-19 at the moment," during an International Conference on COVID-19: Fallout and Future.
Dr. Harsh Vardhan addressed the International Conference on COVID-19: Fallout and Future organized by Bennett University on April 9, 2020.
Dr. Vardhan spoke about how India has taken all the necessary steps to prevent coronavirus in India and also gives the latest updates on COVID-19 news.
Please follow NewsGram on Twitter to get updates on the latest news
The minister said that more than a lakh people were trained and educated about the COVID-19 pandemic. These included aviation crew, airport staff, healthcare professionals, etc. Over 2,500 Indians have been evacuated from various countries. There have been dedicated ICU beds and ventilators for COVID-19 patients.
The health minister highlighted that the even bigger challenge than containing COVID-19 is to stop the spread of misinformation. The minister said, "Anyone who wants authentic information about coronavirus should go through the website of Ministry of Health and Welfare to obtain information."
The Health Minister advises that N95 masks are to be used only by healthcare professionals. Pixabay
He also thanked healthcare professionals saying, "I would like to thank all the COVID-19 warriors to fight this war against coronavirus."
The health minister advises that N95 and surgical masks aren't to be worn by all citizens but only medical staff due to the shortage. The basic necessity is to cover your mouth using any cloth or cotton mask which can also be homemade.
Talking about the positive aspects, Health Minster Dr. Harsh Vardhan said, "COVID-19 is a blessing in disguise. Most of the medical equipments used to be imported but now with the help of Ministry of Textiles, we have found manufactures in India."
Please follow NewsGram on Instagram to get updates on the latest news
"We are in constant touch with the World Health Organization and the WHO has appreciated the efforts taken by the Government of India and Ministry of Health to contain coronavirus," said Dr. Vardhan.
Many other professionals were present in the conference. These include. Dr. David Nabarro, the special envoy for WHO, Mr. Arvind Virmani, an economic advisor, Mr. Subash Chandra Garg, the former finance secretary of India,Gurcharan Das, Prof. Wenjuan Zhang, Prof. Beatrice Gallelli, Eoghan Sweeney, Irene Jay Liu, a data journalist, Prof. Rasmus Nielsen, Prof. Ashish Kumar Jha and many more.
Other presenters talked about the economic, social and political impacts of the pandemic.
Dr. David Nabarro is an international civil servant and diplomat.
Dr. David Nabarro, the special envoy for the World Health Organization said that all the information given by WHO is based on researches done by scientists and doctors.
Mr. Gurcharan is an Indian author.
Gurcharan Das, an Indian author said, "Biggest failure of the government is not testing enough." He also said that the Modi government is in a 'Dharam sankat' and faced a challenge on whether to lift the lockdown or not.
Mr. Subhash Chandra Garg has served as the Economic Affairs Secretary and Finance Secretary of India.
Mr. Subhash Chandra Garg, the former finance secretary of India believes that there should be a partial lockdown in India.
Also Read- Prime Minister Narendra Modi Urges Citizens to Help Financially Poor People
Ms. Beatrice Gallelli tells us about what went wrong in Italy and also talks about the North-South equality in Italy which lead to the increase in coronavirus cases.
Eoghan Sweeney talks about the spread of misinformation during the times of an epidemic or pandemic.
latest international news updates
Dr. harsh Vardhan
Ministry of Health and Welfare


So here's a poem, it might not make a bunch of sense, but when I was writing this, I was using symbolism to connect some of these subjects to ideas.
And therefore I was both young and naïve.
That gave a yellow color to mine and my brother's faces.
But- that was before we knew about all the knives.
And maybe it has been gone for some time without ever saying adieu.
Reminding me about how the world is breathtaking and awesome.
This is one of the best poems I've ever read on here. Oh my god... I'm not kidding, this poem really got to me. I can relate to it so much and I love the rhyming and how descriptive it is. I needed this because it just has fit my mood for the past week or so. I love this poem so much.
This is beautifully written. A bit depressing at the end, might I add, but still very nicely written. I love how descriptive it was and ehat good words you used. I bope you find a weed that willast forever in your life and that you will always be happy.


text:
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Serviced Offices in Field End Road, Eastcote, HA4 9NA
Serviced Offices in Eastcote on Field End Road virtually opposite Eastcote Underground Station. With prices starting from £125 per week this Eastcote business centre offers around 13,000 sq. ft of high quality, serviced offices for rent. Capable of housing up to 58 companies, it also encompasses a further 6,000 sq. ft of warehouse and self storage facilities for use by licensees.
Serviced Offices The Atrium, Harefield Road, Uxbridge UB8 1EX
Serviced Offices The Atrium 1 Harefield Road, Uxbridge, Middlesex UB8 1EX. The Atrium is just a 5 minute walk from Uxbridge Tube which is Metropolitan and Piccadilly Line (end of line for both). We have onsite parking and the offices are a short distance from the M25, M4 and M40 Motorways and Heathrow Airport.
Modern Office Space For Rent The Atrium 1 Harefield Road Uxbridge UB8 1EX
Modern Office Space for rent The Atrium 1 Harefield Road Uxbridge UB8 1EX. Housed in the impressive and ideally located Atrium Building in Uxbridge, this centre offers customers outstanding onsite facilities, as well as fast and convenient transport links to central London, Heathrow and beyond. All the amenities of the town centre can be found in close proximity, with both The Pavillion and Intu shopping centres offering a wide range of shops, bars and restaurants. Office Space From £50 psf
Serviced Offices Oxford Road, Uxbridge, UB8 1HR
Oxford Road serviced offices and flexible office space to let in Uxbridge UB8 1HR. This business centre enjoys a waterside business park location set in landscaped gardens, with views over the Grand Union Canal. The centre provides fully serviced offices on flexible terms, with air conditioning, reception staff and support teams, kitchen areas, an on site restaurant, state-of-the-art technology, car parking and professional meeting rooms provided as standard.
Serviced Offices Cricket Field Road, Uxbridge, UB8 1QG
Boundary House Serviced Offices Uxbridge - this business centre provides modern premium grade fully serviced and managed office and business space options to companies, businesses and individuals alike, portraying the assurance of a quality corporate image in a fully managed and high calibre environment. Boundary House is located in the heart of the Uxbridge Town centre. It is just a few minutes' walk from the Tube Station (Metropolitan and Piccadilly Lines).
Serviced Offices Vine Street, Uxbridge, Middlesex, UB8 1QE
Serviced Offices Eagle Court Vine Street Uxbridge. Eagle Court Uxbridge is ideally located, close to the town centre & Uxbridge Underground Station with excellent transport links to Central London and the Home Counties. This Uxbridge Business Centre provides an outstanding commercial environment with over 13,000 sq. ft. of modern office space where we can provide 1 desk to 100.
Serviced Offices in Imperial Drive, Rayners Lane, HA2 7HH
Rayners Lane Serviced Offices. Talbot House offers flexible office space for rent in Harrow and North West London. Talbot House Business Centre has been providing low cost, high quality serviced office buildings in Harrow near Rayners Lane Underground Station in Middlesex. An established and stand alone centre, Talbot House provides a friendly and unique approach to every individual tenant. Constantly evolving and changing with the times we can provide small cost effective 1 man office space through to larger open plan 25+ office space.
Serviced Offices in Cowley Mill Road, Uxbridge, UB8 2QE
Uxbridge serviced offices and flexible fully furnished office space to let on the Cowley Mill Road, Uxbridge UB8 2QE. These serviced offices in Uxbridge are in a high-tech office building with unlimited car parking situated in natural surroundings. Fully furnished unbranded office space for rent in an environment designed to allow you to focus on the things that matter – your business. The offices are fully equipped to modern standards with the latest in IT and telecoms systems.
Serviced Offices in Pinner Road, North Harrow, HA1 4HN
Harrow Business Centre offers first class, great value serviced offices in North Harrow. With modern, newly refurbished offices and excellent transport links into London and the surrounding areas, Harrow Business Centre is the ideal solution for your small or large office needs - located on the Pinner Road just a few minutes walk from North Harrow Underground Station. All serviced offices are furnished, air-conditioned, freshly decorated and have sophisticated telephone systems for all types of business needs.
North Harrow
Harrow-on-the-Hill Station
South Harrow
Canons Park Station
Perivale Station


text:
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namespace App\Http\Middleware;

use Closure;
use Auth;

class PermissionMiddleware
{
    /**
     * Handle an incoming request.
     *
     * @param  \Illuminate\Http\Request  $request
     * @param  \Closure  $next
     * @return mixed
     */
    public function handle($request, Closure $next, $permission) {
        if(Auth::guest()) {
            return redirect('/');
        }
        if(!$request->user()->can($permission)) {
            abort(403);
        }
        return $next($request);
    }
}


So the other day I found out that the way Big Country got those soaring leads was by using an MXR Pitch Transposer (along with chorus/reverb/etc).
I've uploaded the profile to the rig exchange, just look for Big Country, it's the only one there, which automatically makes it the best Big Country rig on the exchange!
Probably the gain and the delay mix need to be dialed back but play along with some Big Country tunes and you may be surprised. Be sure to roll back your guitar volume for the rhythm parts, this profile seems to get you there through the whole tune.


text:
Boko Haram slits civilians' throats in fresh attack
FILE PHOTO: Boko Haram's Abubakar Shekau (M) and his lieutenants
Published By: pmnews
Boko Haram leader, Abubakar Shekau and his lieutenants
Boko Haram fighters slit civilians' throats and torched the main mosque in the Cameroon border town of Fotokol during an attack on Wednesday repelled by regional forces, residents said.
Several residents said civilians' throats were slit and that the town's main mosque was torched.
"They burnt houses and killed civilians as well as soldiers," a source close to security forces said.
Another resident who had fled to another town told AFP he knew of at least 10 people who had been killed.
After several hours of clashes Cameroonian troops, backed by Chadian forces who scrambled back from Nigeria to help guard the town, managed to repel the assault.
"People are coming back little by little to assess the damage. The survivors among the attackers have left the town," a source close to the Cameroonian security services said.
No official death toll was immediately available.
Boko Haram fighters went on the rampage in the Cameroonian border town of Fotokol Wednesday, massacring civilians and torching a mosque before being repelled by regional forces.
The onslaught came a day after Chad sent troops across the border to flush the jihadists out of the Nigerian town of Gamboru, which lies some 500 metres (yards) from Fotokol on the other side of a bridge.
Chad's army said it had killed more than 200 Boko Haram militants in the intervention — the first by regional forces against Boko Haram on its home ground.
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But some of the insurgents escaped and slipped back across the border into Fotokol at dawn to make a fresh stand.
"Boko Haram inflicted so much damage here this morning. They have killed dozens of people," Umar Babakalli, a resident of Fotokol, told AFP by telephone.
On Tuesday, nine Chadian soldiers were killed and 21 were injured in Gamboru after around 2,000 troops backed by armoured vehicles poured across the border to take the fight to Boko Haram after days of clashes.
The sound of automatic gunfire could still be heard Wednesday in the town as the troops combed the town for remaining rebel elements.
The intervention came days after the African Union backed plans for a 7,500-strong five-nation regional force to take on the extremists, who control vaste swathes of northeast Nigeria.
– 'Hunt them everywhere' –
Nigeria's military has drawn fierce criticism for failing to rein in the insurgents, who have stepped up their campaign of terror in the northeast in the run-up to presidential and parliamentary elections on February 14.
In recent months the group, which aims to establish an Islamic caliphate, has also carried out increasing cross-border raids, threatening regional security.
In Gamboru, the offensive, which was preceded by days of Chadian air strikes, had left scenes of desolation, with bodies lying on the ground, houses destroyed, shops gutted and trucks charred.
"We have routed this band of terrorists," the commander of the Chadian contingent Ahmat Dari told AFP Tuesday, vowing to "hunt them down everywhere."
Tags: Boko Haram Cameroon


Nitrate ( NO3 ) comes into water supplies through the nitrogen cycle rather than via dissolved minerals. It is one of the major ions in natural waters. Most nitrate that occurs in drinking water is the result of contamination of ground water supplies by septic systems, feed lots, and agricultural fertilizers. Nitrate is reduced to nitrite in the body. The US EPA's maximum contaminant level for nitrate is 10 mg/ (milligram per liter, or parts per million ). We provide full range of nitrate removal water filters, from countertop to whole house nitrate reduction systems.


text:
Au Québec, différents rapports et études font état d'un système d'éducation à trois vitesses. En plus du vaste réseau d'écoles privées québécoises, le système scolaire public est lui-même à double engrenage, réparti entre l'école publique ordinaire et les programmes publics à caractère sélectif comme le baccalauréat international.

Le rapport de 2017 du Conseil supérieur de l'éducation fait état de trois déséquilibres: l'école à trois vitesses, des écoles plus ou moins inclusives et des modalités de scolarisation plus ou moins inclusives.

D'un point de vue sociologique, un système à trois vitesses peut avoir comme conséquence d'accroître les inégalités en éducation. Selon une étude du mouvement « L'école ensemble », fondée sur des données de l'Organisation de coopération et de développement économiques (OCDE), le Québec possède le système scolaire le plus inéquitable au Canada.

Selon le professeur et sociologue Guy Rocher, le système à trois vitesses résulte d'une négligence collective à l'égard des écoles publiques à filière générale. Selon lui, le système à trois vitesses produirait « une pédagogie qui privilégie l'écrit dans un espace-temps rigide, que ce soit pour répondre aux exigences dominatrices du programme ou pour réussir dans les trop nombreux examens imposés par le ministère. Cette conception de l'enseignement et de l'évaluation des élèves favorise les meilleurs, les plus scolaires, les plus rapides, aux dépens des autres ».

L'efficacité réelle du système à trois vitesses est fréquemment remise en question, puisque selon les statistiques en éducation, le Québec a le taux de décrochage le plus élevé au Canada. Selon le professeur Égide Royer de la Faculté des sciences de l'éducation de l'Université Laval, il est aussi possible que le système d'éducation à trois vitesses puisse contribuer à fausser l'échantillonnage de réussite des élèves québécois dans les enquêtes internationales en matière de compétences en lecture, en sciences et en mathématiques.

Fait à noter, les écoles privées elles-mêmes sont financées à hauteur de 75 % par le ministère public car investir une telle proportion de sommes d'argent dans les écoles privées permet ultimement au gouvernement de réduire d'environ 25 % les coûts investis dans le système public pour chaque enfant qui va à l'école privée.

Références

Enseignement au Québec
Société québécoise