PACKAGE INCLUDES: Return Magical Express Airport Transfers 5 Nights accommodation at Disney s All-Star Value Resorts (Disney s All-Star Movies Resort, Music Resort, Sports Resort AND Pop Century Resort) 5 Day Flexible Date Base Ticket permitting entrance to one park per day - Magic Kingdom, Epcot, Disney s Hollywood Studios or Disney s Animal Kingdom Unlimited use of the Disney Transportation system within the Resort Complimentary Magic Bands Early access to FastPass & planning Extra Magic Hours 2 Kids up to the age of 17 years stay FREE when sharing with 2 Adults and only pay for meals and Theme park access tickets Top Up Your Stay: Enquire about our Theme Park ticket with Hopper option which gives you the freedom to move between all Theme Parks unrestricted. Or upgrade to the Theme Park Hopper PLUS Option which gives you added visits to the Wild World of Sports, Water Parks, Golf & Min Golf Course access and more ! Variety of Meal Plans: Ranging from Quick Service (Food Courts/Take Away) meals to full restaurant table service Upgrade to one of the Disney Moderate or Deluxe Resorts.
Terms & Conditions : Pricing given is purely indicative and is based on an average daily rate in the cheapest room at the cheapest hotel in the category based on normal contracted rates. An actual price will be quoted based on available hotel, room type, nightly rate and current roe for requested travel dates at time of enquiry. Walt Disney World offer specials from time to time throughout the year - should a special be available for the requested dates we will quote the applicable special. Valid for dates as specified. Group rates available on request. Thompsons Standard Terms and Conditions may apply. E & OE. Exclusions All Items of a personal nature. Meals not mentioned. Medical and Travel insurance.
FLY-IN PACKAGE INCLUDES: Return flights from Johannesburg to Orlando including airline levy Return Magical Express Airport Transfers 5 Nights accommodation at Disney s All-Star Value Resorts (Disney s All-Star Movies Resort, Music Resort, Sports Resort AND Pop Century Resort) 5 Day Flexible Date Base Ticket permitting entrance to one park per day - Magic Kingdom, Epcot, Disney s Hollywood Studios or Disney s Animal Kingdom Unlimited use of the Disney Transportation system within the Resort Complimentary Magic Bands Early access to FastPass & planning Extra Magic Hours 2 Kids up to the age of 17 years stay FREE when sharing with 2 Adults and only pay for meals and Theme park access tickets Top Up Your Stay: Enquire about our Theme Park ticket with Hopper option which gives you the freedom to move between all Theme Parks unrestricted. Or upgrade to the Theme Park Hopper PLUS Option which gives you added visits to the Wild World of Sports, Water Parks, Golf & Min Golf Course access and more ! Variety of Meal Plans: Ranging from Quick Service (Food Courts/Take Away) meals to full restaurant table service Upgrade to one of the Disney Moderate or Deluxe Resorts.
Terms & Conditions : High season car rental supplement applies: 08 to 22 April, 01 July to 15 August 19 Package does not include one way collection / delivery fee for car rental. Prices are from a starting price per person sharing, subject to change, airfare increase, currency fluctuations and availability. Taxes are estimated and based on the current exchange rate and are subject to change. Advance purchase, peak season surcharges, block out periods and minimum stay conditions may apply. Please note that airport taxes, fuel levies & surcharges are approximate and subject to change, the exact amount will be confirmed at time of booking. Valid for dates as specified. Group rates available on request. Thompsons Standard Terms and Conditions may apply. E & OE. Exclusions Admission fees are excluded. All Items of a personal nature. Meals not mentioned. Medical and Travel insurance.
Terms & Conditions : High season airfare supplements apply: Prices are from a starting price per person sharing, subject to change, airfare increase, currency fluctuations and availability. Taxes are estimated and based on the current exchange rate and are subject to change. Advance purchase, peak season surcharges, block out periods and minimum stay conditions may apply. Please note that airport taxes, fuel levies & surcharges are approximate and subject to change, the exact amount will be confirmed at time of booking. Valid for dates as specified. Group rates available on request. Thompsons Standard Terms and Conditions may apply. E & OE. Exclusions All Items of a personal nature. Meals not mentioned. Medical and Travel insurance.
Terms & Conditions : High car rental supplement applies 01 July - 15 August 19 Package does not include one way collection / delivery fee for car rental. Prices are from a starting price per person sharing, subject to change, airfare increase, currency fluctuations and availability. Taxes are estimated and based on the current exchange rate and are subject to change. Advance purchase, peak season surcharges, block out periods and minimum stay conditions may apply. Please note that airport taxes, fuel levies & surcharges are approximate and subject to change, the exact amount will be confirmed at time of booking. Valid for dates as specified. Group rates available on request. Thompsons Standard Terms and Conditions may apply. E & OE. Exclusions Admission fees are excluded. All Items of a personal nature. Meals not mentioned. Medical and Travel insurance.
Terms & Conditions : Package does not include one way collection / delivery fee for car rental. Prices are from a starting price per person sharing, subject to change, airfare increase, currency fluctuations and availability. Taxes are estimated and based on the current exchange rate and are subject to change. Advance purchase, peak season surcharges, block out periods and minimum stay conditions may apply. Please note that airport taxes, fuel levies & surcharges are approximate and subject to change, the exact amount will be confirmed at time of booking. Valid for dates as specified. Group rates available on request. Thompsons Standard Terms and Conditions may apply. E & OE. Exclusions Admission fees are excluded. All Items of a personal nature. Meals not mentioned. Medical and Travel insurance.
Terms & Conditions : High season car rental supplement applies 01 July - 15 August 19. Package does not include one way collection / delivery fee for car rental. Prices are from a starting price per person sharing, subject to change, currency fluctuations and availability. Taxes are estimated and based on the current exchange rate and are subject to change. Advance purchase, peak season surcharges, block out periods and minimum stay conditions may apply. Valid for dates as specified. Group rates available on request. Thompsons Standard Terms and Conditions may apply. E & OE. Exclusions Admission fees are excluded. All Items of a personal nature. Meals not mentioned. Medical and Travel insurance.
Terms & Conditions : Pricing given is purely indicative and is based on an average daily rate in the cheapest room at the cheapest hotel in the category based on normal contracted rates. An actual price will be quoted based on available hotel, room type, nightly rate and current roe for requested travel dates at time of enquiry. Walt Disney World offer specials from time to time throughout the year - should a special be available for the requested dates we will quote the applicable special. Prices are from a starting price per person sharing, subject to change, currency fluctuations and availability. Taxes are estimated and based on the current exchange rate and are subject to change. Advance purchase, peak season surcharges, block out periods and minimum stay conditions may apply.Valid for dates as specified. Group rates available on request. Thompsons Standard Terms and Conditions may apply. For standard terms and conditions refer to www.thompsons.co.za E&OE. Exclusions All Items of a personal nature. Meals and drinks not mentioned. Medical and Travel insurance.
PACKAGE INCLUDES: 4 Days Rocky Mountaineer SilverLeaf Service 4 Breakfasts & 4 lunches 6 Nights hotel accommodation Vancouver Lookout Icefields Parkway Tour, including Ice Explorer, Banff to Jasper Rail station transfers in Vancouver, Kamloops, Banff and Jasper Luggage handling National Parks Pass ITINERARY: Day 1 - Vancouver Arrival Day 2 - Vancouver to Kamloops Day 3 - Kamloops to Banff Day 4 - Icefields Parkeay Tour, Including Ice Explorer, Banff to Jasper Day 5 - Jasper to Kamloops Day 6 - Kamloops to Vancouver Day 7 - Vancouver Departure Package is based on 15 SEPTEMBER 19 departure.
Terms & Conditions : Package excludes transfers, activities other than specified, gratuities for rail, hotel and transfer staff & fuel surcharges. Prices are from a starting price per person sharing, subject to change, airfare increase, currency fluctuations and availability. Taxes are estimated and based on the current exchange rate and are subject to change. Advance purchase, peak season surcharges, block out periods and minimum stay conditions may apply. Please note that airport taxes, fuel levies & surcharges are approximate and subject to change, the exact amount will be confirmed at time of booking. Valid for dates as specified. Group rates available on request. Thompsons Standard Terms and Conditions may apply. E & OE. Exclusions Package excludes GST. All Items of a personal nature. Meals not mentioned. Medical and Travel insurance.


Baby will stand out in this eye catching playground print dress from Polarn O. Pyret. Smart yet playful it is crafted in soft comfy organic cotton and features soft elasticated neckline and cuffs for easy dressing. Finished with adorable heart shaped pockets for a cute finish.


Did you know that roof inspections help you save on your homeowners insurance?
As we have discussed on insurancehub.com before, preventive maintenance is the key to protecting the investment of your house. Your roof can be compared to a helmet that protects your head. Just as a damaged helmet can make you susceptible to brain injuries, a damaged roof can make you susceptible to water damage, termites, and mold growth.
Is there anything you can do to prevent lightning storm fires?
Think back to when you were a kid. What did you do when you heard thunder and saw lightning fill up the sky? Hide under the covers? Run to your parent's room? Today, as adults we know and respect the power and danger of a lightning storm.
Ignoring these preventive maintenance tips is the same as just sitting back & watching your homeowners insurance skyrocket! Just as you need to eat healthy, take supplements and exercise regularly to maintain your health, their are certain things we all need to do to maintain our homes. Your home is probably the most expensive thing you've bought to date. Depending where you live, it could be anywhere from a hundred thousand to over a million dollars. That is a heck of a lot of money.
Hail storms cause everyone to stick the car in the garage and grab the kids to run inside. Let's face it, just one short hail storm can cause a lot of damage very quickly. It can tear up your roofing shingles and cost thousands of dollars for the hail damage repairs. If you have suffered from hail damage, then you might be wondering who you should call to fix it. We want to help you to avoid some of the common mistakes homeowners make when selecting a roofing contractor.
If you are a parent and have children, then read closely to what we are about to discuss. Your children are precious to you and they mean everything.
For the past 22 years, I've run Steamatic, a company that specializes in "insurance loss," which is the clean up, rebuilding & remediation that happens after water damage, sewer back up, fires and mold. During that time, I have noticed certain situations that could be prevented by maintenance.
This is a major issue that can be prevented by acting quickly.
Each year there are 369,000 home fires reported by the NFPA.
Will you fail the small business disaster preparation test?
As a business owner, you can't always count on good luck.
Or simply making a claim on your commercial property insurance coverage. Instead, you must manage your risk now. Recently, we talked about the importance of having a written emergency disaster plan for your business and this article is part 2 in this series.


Few products are as misunderstood, misperceived, misrepresented and stigmatized in the minds of senior clients as life insurance. Be it a permanent or term policy, a single-premium or survivorship life product, they all come with misconceptions.
The myth: There's no way to guarantee the insurance company will maintain premiums or pay the death benefit.
Debunking the myth: More than anything, many seniors want certainty. That's exactly what they get with some of the optional secondary no-lapse premium guarantees now offered with many permanent insurance products. Typically used with universal life policies, the NLPG guarantees premiums will remain at or below a certain level for the life of a policy and that the death benefit will be paid until the policyholder reaches a specified age (usually 100) as long as the specified premium is paid for a required period of time. An NLPG rider isn't free, but when peace of mind is a high priority, it's worth the investment, says Ben Baldwin of Baldwin Financial Systems in Arlington Heights, Ill., in light of prevailing premium uncertainty and questions about some carriers' wherewithal to meet their obligations under older UL policies initiated in the 1980s, when double-digit returns were the norm.
The myth: My heirs will be better served later if I don't spend money now on a life insurance policy.
Debunking the myth: Simple illustrations, according to Fisher, are usually all it takes to get the client to see the advantages life insurance offers when the goal is preserving a financial legacy. Here's where the advisor can highlight how permanent insurance can protect assets from taxation when they pass from one generation to the next and how it uses discounted dollars (often within the framework of a life insurance trust) to ensure heirs have enough liquidity to cover estate taxes without depleting the estate.
The myth: An insurance policy is basically self-sustaining. There's no reason to periodically revisit it or consider tweaking my insurance portfolio.
Debunking the myth: Seniors who assume their UL policies are rock solid and self-sustaining as long as they stick to paying the original premium are in for a surprise, Baldwin says. Just ask the folks who purchased an early-generation UL policy that delivered double-digit returns, then some years later discovered their policies had become virtually worthless because they failed to keep up with the increasing premiums the carrier found it necessary to collect to keep their books of UL business from exploding in their faces. Since returns and premiums both can fluctuate, it's wise for the advisor to underscore to the client the importance of periodically reopening one's insurance portfolio for review. "It's important the advisor helps them understand how fragile these contracts can be," Baldwin asserts.
The myth: No need to pay high premiums for permanent life insurance when I can get a term life policy much cheaper.
Debunking the myth: When it comes to life insurance, it's crucial for clients to understand they get what they pay for. "You find people who never buy the cheapest boat or the cheapest house, but for some reason they can't justify buying anything but the cheapest kind of life insurance," Baldwin says. Here's where a simple lesson in the distinctions between permanent and term insurance is timely and usually quite effective, he says. The proposition is simple: If you have a permanent need for a death benefit, you have a need for permanent insurance. Once they understand that and once they hear about such features as on-demand access to cash value accumulations, adjustability of death benefit and premium, the ability to pass on proceeds tax-free to beneficiaries and build cash value on a tax-deferred basis, the idea of purchasing term life usually comes off the table.
The myth: I need some form of permanent life insurance policy because my highest priority is leaving as much as I can to my heirs.
Debunking the myth: Some seniors are generous to a fault, neglecting their own basic day-to-day financial needs in the name of wealth transfer. Here's where the advisor must make clear the client's first priority is to cover his own needs. Only after establishing that the client can afford to pay premiums on an insurance policy should there be serious discussion about purchasing a policy for wealth transfer, Fisher asserts.
The myth: Variable life insurance is too risky for seniors; it's strictly for younger folks.
Debunking the myth: In this case, Baldwin says, the advisor needs the client to understand the distinction between insurance used for pure protection and insurance used as an investment vehicle. A variable universal life policy would fall into the latter category, and as such, with people living longer, they typically can tolerate the added risk associated with an insurance product whose value is tied to the equities market.
In addition, it's important to point out that variable policies now come with guarantee features that appeal to risk-averse seniors.
The myth: The federal estate tax is scheduled for full repeal in 2010, so I won't need an insurance policy as part of my estate plan.
Debunking the myth: Current law has scheduled the federal estate tax for full repeal in 2010. But the consensus among Washington watchers is that the repeal law will itself be repealed before then. So while rising federal estate tax exemption levels and falling federal estate tax rates may be lulling clients into believing there's no need to invest in life insurance within an estate plan, the political uncertainty surrounding existing tax policy means clients must account for the strong possibility that laws will soon change. Estate-minded senior clients and their advisors also must take into account the growing movement at the state level to decouple their estate tax schemes from those of the federal government, Baldwin points out. So even if a client is in a position to escape Uncle Sam's long reach, the same estate may face significant state tax liability.
The myth: At my age, there's no way I can qualify for a life insurance policy. I wouldn't make it past underwriting.
Debunking the myth: Most seniors, even those in perfect health, assume purchasing a life insurance policy will be "wildly expensive," Fisher says. But insurance company underwriting has become more lax as life expectancies have increased, making life insurance a viable option for more people, even those in their 60s and 70s.


text:
Q: ReactJS: Array became [object object] in between methods i am using the antd editableCell example https://ant.design/components/table/#components-table-demo-edit-cell
For some reason when the handleSave callback is executed, the record object passed became [object object].
Any idea why? There isn't really anything changed from the example code really.
In the EditableCell component
const EditableCell = ({
  title,
  editable,
  children,
  dataIndex,
  record,
  handleSave,
  ...restProps
}) => {
  const [editing, setEditing] = useState(false);
  const inputRef = useRef(null);
  const form = useContext(EditableContext);
  useEffect(() => {
    if (editing) {
      inputRef.current.focus();
    }
  }, [editing]);

  const toggleEdit = () => {
    console.log("toggle edit tapped ", record);
    setEditing(!editing);
    form.setFieldsValue({
      [dataIndex]: record[dataIndex],
    });
  };

  const save = async () => {
    try {
      const values = await form.validateFields();
      toggleEdit();
      console.log("record to be saved", record, values);

      handleSave({ ...record, ...values });
    } catch (errInfo) {
      console.log('Save failed:', errInfo);
    }
  };

In the main class
 const columns = defaultColumns.map((col) => {
        if (!col.editable) {
          return col;
        }

        return {
          ...col,
          onCell: (record) => ({
            record,
            editable: col.editable,
            dataIndex: col.dataIndex,
            title: col.title,
            handleSave,
          }),
        };
      });

     const handleSave = async (row) => {
            const newData = [...dataSource];
            console.log("final save to send ", row)
            let result = await triggerSaveToServer(row);
            console.log("result saved ", result)
return (
    <div>
    <Space direction="vertical">
    <Search
      placeholder="Key in environment code"
      onSearch={onSearch}
      style={{
        width: 200,
      }}
  />

<Table
         size="small"
        columns={columns}
        components={components}
        rowkey={(record) => record._id}
        expandable={{
          expandedRowRender,
          defaultExpandedRowKeys: ['0'],
        }}
        dataSource={dataSource}
      />

     </Space>
    </div>
  );

error which shows the two console statements, the caller is a proper object, the receiver gets it as [Object Object]

redpajama_set_name: RedPajamaStackExchange


text:
Trézilidé (bret. Trezilide) – miejscowość i gmina we Francji, w regionie Bretania, w departamencie Finistère.

Według danych na rok 1990 gminę zamieszkiwały 214 osoby, a gęstość zaludnienia wynosiła 47 osób/km² (wśród 1269 gmin Bretanii Trézilidé plasuje się na 987. miejscu pod względem liczby ludności, natomiast pod względem powierzchni na miejscu 1034.).

Bibliografia

Miejscowości w departamencie Finistère

redpajama_set_name: RedPajamaWikipedia


If I want to be really honest – as always – Tirana is not my favourite city in Albania. Compared to the other cities and villages I have just visited in the country, Tirana is crowded, and a bit noisy.
Please do not be disgusted, because here comes the but!
So BUT Tirana offers so many things to do and see for the people who visit this unique place.
Full of history and it is a city which never shuts down, so you can visit it all year around. And the food is just as amazing as pretty much everywhere in Albania, or even more. And a huge add on is that Tirana is a perfect hub! While it is pretty challenging in every other Albanian city to get to somewhere, Tirana has an amazing bus network to pretty much every Albanian city and village and also has some international buses.
Tirana has the biggest airport in Albania so the easiest, fastest – and sometimes the cheapest – way to get there is by plane. Check Kiwi.com for the cheapest prices.
However, the capital has bus and train connections to several countries such as Kosovo or Montenegro as well. Flixbus doesn't operate in Albania – and in most of the countries in the Balkan – so check Rome2Rio or GoEuro for your options.
I stayed at Vertigo Hostel. It was alright and cheap. I can recommend it, although the owners should improve their service a bit. Really just a bit. Like more equipment but fewer ants in the kitchen and a proper cleaning process at least once a week. The thing is that Vertigo Hostel is run by two twenty-something men, so the things above – let's say – are understandable. But to be fair – and not to mention only the deficiencies – the beds are comfy and there are many places in and around the hostel to chill out, the staff is kind and it's in the centre near the Skanderbeg Square.
A free walking tour is an amazing option especially if you are travelling solo. You have the opportunity to meet so many people and make some new friends as well, who you can hang out with from then on.
There are plenty of places around Tirana where you can do people watching, for example, Skanderberg Square, this lovely lake, the Liqeni Artificial i Tiranës or just pick a café or bar. This thing is not only fun to do but a great opportunity to have a clue about the locals' lifestyle.
The huge square is in the middle of Tirana. You can't miss it because every road takes you there – well, more or less, but you really can't miss it -. It is the home of most of the major events. Can you see Albania's national hero as he is sitting on his horse? You are in the right place. You can also visit the Et'hem Bey Mosque, the National History Museum and climb the Clock Tower on the square.
The Sky tower bar and restaurant is the highest point of the Sky Hotel Tirana. The rotating place will ensure you to enjoy the 360˙view of the city in 20 minutes. Although this place is one of the main attractions in Tirana, surprisingly the prices are fair enough and they won't charge you for enjoying the panorama. You can catch the best view at night but to be honest, it is pretty impressive at any time.
Once if you are in Tirana, do not miss these amazing places. These bunkers combine a history museum and an art gallery. It is both shocking and impressive to walk through seeing the evidence of the manmade terrors of war and inhumane massacre. Bunkart 1 is located on the eastern edge of Tirana, which is a 20-minute bus ride from the centre. Bunkart 2 is in the centre and can be approached from Skanderbeg Square by a five-minute walk.
The once impressive former museum and exhibition centre, the Enver Hoxha Pyramid now seems like an abandoned place which has experienced dilapidation and vandalism. Some of the local businesses still use this place as their offices but the government wants the communist-era pyramid to become a tech hub.
Enjoying Tirana's impressive landscape from the top of the Mount Dajti is a unique experience, what is more, the Dajti Ekspress is the longest cable car in the Balkans. Although the café located on the top accepts credit cards, it is extremely important to make sure that you have enough cash with you because you won't have any chance to get some. You need around 1000 Lek which is enough for the transport from the city to there and back and the Cable car's fee as well.
If you have limited time to enjoy Albania, definitely try to go for a day trip to a city nearby such as Berat or Durres.
Although Tirana is a great for walking and almost every site is in a walking distance, you have other options as well. If you prefer driving a car, be prepared for the Balkan style drivers and massive traffic. In my opinion, it is better to choose another option.
The bus network in Tirana is extremely cheap (40 Lek/ticket) and so well-organized. Not the cleanest though but they can take you everywhere you need to go.
The public bike hire system is so much fun and inexpensive (60 Lek/hour). The working method of the system is similar to others in big cities, so the only thing you need is an ID, that will wait for you at the station where you have hired the bike.
As everywhere else – pretty much – I was lucky enough to meet some amazing people here as well.
Victor is an old-school Texan rocker with a Harley Davidson, who used to be an English teacher at the uni back home but a couple of years ago he had an inspiring thought and since then, he is travelling around the world.
We all have a story but his story is simply amazing because he is constantly working for a better and safer world.
He was the program director of the Teen Shelter, which is committed to providing young people with a safe and supportive background, in which they can make constructive decisions about their future.
Have you ever heard about BACA? Bikers Against Child Abuse is a motorcycle group with a wonderful purpose, developed and managed by Victor.
This organization helps children who have been raped or molested. And they do it in a unique way. Try to imagine a huge gang wearing leather clothes, a pistol on the side and driving Harley Davidsons – this is the BACA itself.
All of the kids supported by them have a phone with only one number in it. They can call this number anytime when they feel insecure or unsafe and let the BACA now where they are. What happens next is more than amazing. Some members of the group appear around the kids, ready to help them. Sometimes it is totally enough if the kids can hear the noise of the Harleys and they can keep calm. With these actions, the kids can speak confidentially about the issues that happened to them. Even if they have to talk about these horrible things in court.
So this radical approach is to be with the children during the court case and defend them against the predator is Bikers Against Child Abuse.
Now, Guys to be honest: how awesome is that?!
Currently, he is in Egypt and we have had an interesting conversation just recently when he had become more aware of the slave traffic trade in the region with young girls and backpackers going missing.
We just started to work on a project with the purpose of raising awareness in people about these kinds of problems and how to travel safely.
And Victor helped me a lot as well during the few days we spent together. Although without his Harley Davidson and pistol, he let me talk about the things that happened to me. About things that I thought I had already overcome. But when I started to speak about all of the sh*ts, I had to realize, I have so many more tasks to do in order to be able to cope with these things.
Since then I've been working on this every day. I don't push them behind anymore, but allow myself to speak about them and – which is more important – I face them and live them through.
I honestly wish everyone to have a Victor in their lives!


In Spider X, you will play as a hungry spider that is waiting for your lunch—flies. The rule of this skill game is quite simple—throwing a spider's web and pulling a fly toward you. You have several shots, and if you use out your shots without eating all the bugs, you lose your game. To get better points and save time, you can make several shots at the same time. Try to save your shots for extra insects, thus you can get better scores. You can enjoy this skill game on www.bestgames.pk. Have fun!
Make some tasty juice in this Ariel smoothie game in which you will have to first decorate the juice box stand and only afterwards will you be able to add the fruit and the milk to the blender in order to make some tasty shakes.
Visit www.bestgames.pk to play a different bowling game: Cat Box Bowling. This sport game is totally free. Your mission is to bowl the cat into the box. There are many boxes with different numbers. The numbers represent the amount of money you can get. Left click at the cat and drag to aim, and release the click to let the cat go. If it is hit on the wall, the cat will change its route. Good luck!


text:
Next-Gen Messaging Solution – Governments
Custom Encryption Services
Secure Communications App Development
About Kryptotel
Kryptotel is an IT Security Services and Product Development company headquartered in Dubai. Kryptotel develops secure communication applications, using strong encryption and security features.
Kryptotel
An IT Security Services and Product Development Company
Kryptotel focuses on developing solutions and products in the area of Cyber Security and communications. The first product we developed was KryptoVoIP, a VoIP application used to make encrypted calls, sold as a service in the Cloud. Since then, Kryptotel has launched a wide range of products and served a diversified group of clients, including governments, businesses, and individuals.
Kryptotel FZ-LLC was founded in Dubai, UAE, in 2010, and has remained headquartered in Dubai Internet City since its inception. .
Kryptotel mainly works through its partners and resellers worldwide.
We specialise in Cyber Security, Secure Communications and Blockchain Technology.
Strong Expertise in IT Security, Telecommunications & Artificial Intelligence.
Our core team is compromised of IT Security and Telecommunication experts with in-depth knowledge of encryption and communication protocols. Our commitment to our clients is to only deliver the most reliable and trustworthy applications, services, and solutions, developed by our in-house team of software engineers.
We are expanding into artificial intelligence; our new AI machine, B1, automatically manages more than 200 servers in 33 countries. B1 has millions of paid and free users worldwide, and is able to perform all of the monitoring, maintenance and accounting routines, in addition to having the ability to auto-replicate and auto-repair itself, making it incredibly efficient.
At Kryptotel, we have developed a state-of-the-art network infrastructure that ensures we are always able to provide the highest security, devoid of data breaches and shutdowns.
Kryptotel's infrastructure is spread across the globe, with more than 200 servers located across 33 countries.
Having a differentiated network infrastructure is crucial to protect our servers from shutdowns caused by Brute Force and DDoS attacks.
Kryptotel works with partners worldwide. If you are interested in partnering with Kryptotel and would like to know more, please submit your details to us.
Kryptotel is an IT security services and product development company headquartered in Dubai, United Arab Emirates.
Kryptotel was founded in the year 2010 building the first crypto phone produced in the Middle East and Africa.
KryptoPhone
VPN1Click
Mail1Click
Solution For Governments
Encrypted App Development
www.kryptotel.ae
www.kryptophone.ae
www.vpnoneclick.com
www.privatevpn.biz
© 2018 Kryptotel FZ-LLC. All Rights Reserved.

redpajama_set_name: RedPajamaCommonCrawl


text:
Partidul Popular Maghiar din Transilvania (în ) a fost o formațiune politică din România.
La data de 5 mai 2011 fostul deputat UDMR de Timiș Tibor Toró, unul dintre liderii Consiliului Național al Maghiarilor din Transilvania (CNMT), a depus la Tribunalul București cererea de înființare a partidului. Cererea de înregistrare a partidului a fost inițial respinsă de Tribunalul București prin sentința nr. 19 din 14 iulie 2011, hotărâre modificată de Curtea de Apel București în data de 15 septembrie 2011, în sensul admiterii cererii de înregistrare a noii formațiuni politice.
Decizia pentru înființarea partidului a fost luată în decembrie 2010 de către membrii CNMT.

Partidul este asociat cu europarlemantarul László Tőkés și militează pentru autonomia maghiarilor. Preotul Tőkés afirmă că UDMR nu reprezintă interesele maghiarilor din Transilvania, ci mai degrabă interesele Bucureștiului în fața maghiarilor. El spune că potrivit unor legi date de guvernul de la Budapesta, ungurii ar putea să se unească transfrontalier, fără să se revizuiască vreo graniță statală în Europa.

Referințe

Partide politice din România
Organizații ale maghiarilor din România
Fondări în 2011


The University conducted a training workshop for members of staff on Intellectual Property rights on 20th June, 2018. The training was officially opened by the Vice-Chancellor, Prof. Lucy Irungu. Mr. Mboi Misati and Mr. Henry Kibe, both Assistant Managers from Kenya Industrial Property Institute facilitated the training sessions.
In her official opening speech, the Vice-Chancellor Prof. Lucy Irungu told participants that It has been consistently shown that if left unprotected, a good invention or creation may be lost to opportunistic competitors who might have a better chance of taking the product or service to the next level, which is the commercialization process at a more affordable price. This situation results in the original inventor or creator being left with no reward or financial benefit for their hard work. Adequate protection of IP generated within the university is therefore a very important step in turning ideas into market values or business assets, as well as deterring a potential infringement right.
"Intellectual property is a product of research and innovation, which are tied to the University's strategic objective of contributing to the development of the society through creation, preservation, application and dissemination of knowledge. This way, intellectual property plays an essential role in innovation by capturing the economic value of innovation, thereby encouraging investment in research and development, and by arbitrating between the encouragement of investment in innovation, on the one hand, and the sharing of the social benefits of innovation, on the other hand." The Vice-Chancellor said.
In his welcome remarks, Prof. Peter Mwita, the Deputy Vice-Chancellor (Research, Innovation and Linkages) told participants that his Division recognizes the benefits of research, innovation and collaborations in the national agenda including but not limited to Kenya Vision 2030 and The Big Four Agenda. "It cannot be overemphasized that my division has a duty to spur and protect our research outputs and innovations (…) we take note that in the increasingly knowledge-driven economy, Intellectual property is a key consideration in day-to-day business decisions because new ideas and products appear almost daily in the market, which results in continuous innovation and research. Machakos University is an actor in the generation of such new research outputs and innovation and cannot stand aloof. Therefore, this workshop will focus on the importance of Intellectual Property in the context of university research, innovation as well as production encompassing knowledge and technology transfer." Prof. Mwita said.
During the workshops, participants covered: The Concept of Intellectual Property Rights: Justification, Purpose, Types and Regimes, Aspects/Tools of IPRs, (Patents, Trademarks, Copyrights and related rights, Geographical Indications, Industrial Designs, Trade Secrets, Layout Design for Integrated Circuits and Protection of New Plant Variety), IPR in Academia and Research and Management of IP Assets in Academia: IP Policy, IP Audits/valuation, Technology Transfer.


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Quick style:
? Tony Gwynn, Jr. was a mediocre prospect for years. Traded to the Padres, he's hitting .344. It would be nice if that kind of magic were real.
? Chone Figgins went 3-for-5 on Friday, continuing a nice hot streak in which he's batted .400 (32-for-80) over his last 20 games. He's also thrown in a 3-for-7 in stolen bases, which doesn't help.
? Friday was one of the few occasions all year when the Diamondbacks gave Dan Haren any offensive support. He's 5-4 with a 2.20 ERA, but in a fair world he would have ten wins. I'm reminded of Nolan Ryan's 1987.
? Bad news from the Mariners as Erik Bedard skips a start with shoulder soreness. Scratch one prospect from the ultimate trade package, should they choose to go that way–they may yet convince themselves that their league-leading pitching staff is good enough to overcome their league-lagging offense and get them to the top of a weak division. They might be right, too.
? It was shocking to see that Luke Hochevar had a four-pitch first inning against the Reds until the Reds' batting order was consulted. The combination of injuries and poor planning has left Dusty Baker with a lineup that's just not Major League quality right now. Still viable in their division, a trade for any kind of bat at almost any position would be decisive.
? This is stating the obvious, but let's state it: when the Dodgers are being shut out in homer-happy Arlington, when they have just 44 home runs as a team, then what Manny Ramirez did wasn't just cheating, it was an act of treason.
? With ultra-prospect Gordon Beckham just 2-for-28 in the Majors, you wonder how long the White Sox will continue to be patient.
? Two former Yankees key to the ending of the Nats-Rays game (there's an interleague rivalry for you), as Nick Johnson dropped Gabe Kapler's foul pop-up off of Ron Villone with two outs in the eighth, and Kapler came back and knocked Villone's next pitch into the seats to swing the score in his team's favor. Villone actually fell to his knees as the ball went out. It's not always big failures that make a bad team historically bad.
? Roy Halladay leaves with a groin strain, next start in jeopardy. And if he's compromised at all, the Jays' chances of hanging around the fringes of the AL East race just went "poof."
Tags: Chone Figgins Mariners, Tony Gwynn
You're not seriously trying to tell me that a dropped pop up was the key to not one but TWO Al East teams beating their NL EAST counterparts?
Sometimes baseball is just weird.
By letsgoyankees on June 15, 2009 10:51 am	- Reply
In the space of one week.


^ 1211 Avenue of the Americas, New York, NY | Rockefeller Group Development Corporation. Rockgroupdevelopment.com. Retrieved on 2013-08-17.
^ 1251 Avenue of the Americas — The McGraw-Hill Building, NYC | Rockefeller Group Development Corporation. Rockgroupdevelopment.com. Retrieved on 2013-08-17.


Juve are targeting Palermo's Franco Vazquez this summer and his agent is 'flattered' by the rumours linking his client to the Bianconeri.
The talented Argentinian has been one of the revalations of the season, forming a lethal partnership with compatriot Paulo Dybala that has seen the pair notch up 18 goals between them.
While Dybala looks certain to leave Palermo at the end of the season, Vazquez may also be set for an exit.
"Franco is old enough to make a step up," Fernando Cosentino told Tuttomercatoweb.
"If we were to receive an offer we'd assess it carefully.
"Inter and Juventus? I haven't heard anything official, but we're flattered by these rumours. If they were true, it'd undeniable that we'd like that.
"Franco is happy and doing well at Palermo, we'll see what happens with the transfer market in June, it depends on what offers arrive.


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IGCF 2016: Sharjah declared 'Capital of Arab Press'
Front, Events Gallery, Headlines
(Sharjah) – The United Arab Media Council (UAMC) officially awarded Sharjah the title of 'Capital of Arab Press' for 2016, coinciding with the opening of the fifth International Government Communication Forum (IGCF 2016).
Accepting Sharjah's new title, Sheikh Sultan bin Ahmed Al Qasimi, Chairman of Sharjah Media Centre, discussed Sharjah's rich history as a hub for journalists and media experts from the Arab and international world to share experiences and expertise.
The Chairman went on to discuss the evolving and growing nature of Sharjah as a media centre and the emirate's commitment to fostering transparency and credibility in its media landscape. With the objective of raising awareness among its citizens, Sharjah, he said, balances responsibility for public interest with freedom of speech.
Earning its status as the 'Capital of Arab Press', Sharjah was chosen for its unique contribution to upholding cultural values. Haitham Youssef, Secretary-General of UAMC, said that the Council selected Sharjah for its commitment to integrating culture into the media space.
Sheikh Sultan bin Ahmed Al Qasimi said it was important to encourage the growth of media standards at a time when the public is susceptible to misleading press and contradicting media outlets that have forgotten the importance of public interest. Losing the media, he said, would be tantamount to losing an era.
Also speaking on the announcement, Haitham Youssef commended Sharjah and H.H. Dr. Sheikh Sultan bin Mohammed Al Qasimi, Supreme Council Member and Ruler of Sharjah for the efforts of fostering a respected journalistic environment and developing the media industry through the launch of the Sharjah Media Free Zone and Sharjah Media Centre.
Themed 'Citizens for Prosperity', IGCF 2016 is currently underway at the Expo Centre Sharjah. Examining the symbiotic relationship between governments and their people, the forum aims to explore how government communication touches different aspects of people's everyday life either directly or indirectly through its impact on vital socio-economic sectors. The sectors in focus include education, health care, unemployment, and poverty eradication, among others.
Tags: Diplomat Magazine, International Diplomat Magazine, International Government Communication Forum (IGCF 2016), United Arab Media Council, Sharjah the title of 'Capital of Arab Press' for 2016
https://www.thediplomatmagazine.com/wp-content/uploads/2016/03/IGCF-2016-Sharjah-declared-'Capital-of-Arab-Press'.jpeg 449 700 Asiya Mahar https://www.thediplomatmagazine.com/wp-content/uploads/2020/02/diplomat-logo-v5.jpg Asiya Mahar2016-03-21 16:25:282016-03-21 16:25:28IGCF 2016: Sharjah declared 'Capital of Arab Press'
Malala wins Glamour Women of Year Award
Kerry Invites Pakistan PM for Obama Talks
Conclave Opens to Elect Next Pope
UN welcomes EU proposals for migration reforms
FM meets other FM's on side-lines of UNGA 70
Sheikh Mohamed bin Zayed meets Sudanese President
Earth Hour achieves outstanding achievements UAE condemns terrorist bombing in Istanbul


For any cat there are a lot unhealthy ways to watch out of. We are small, and a motor vehicle may not see us whenever we seek to go across the road; we could be jog about and destroyed. Of our own dwellings the people who endure us would possibly fall some peanut butter toast on our venture, and therefore we could scent like nuts. Nevertheless, there exists something more scary than fast cars and peanut butter toast.
You can find a risk that refers to freelance writers, kittens, and human beings. The Possibility Of Checking By yourself.
I am going to do a calculate straight down like David Letterman does within the This evening Express. David does 10 purposes, We have four. I wish I had a fit with and tie up with a huge workdesk to sit down pertaining to. But, I am going to just just continue to keep dictating while I take a seat on my typists table.
When comparing your composing to a person else you may think they are superior to you and you will really feel lousy. Checking your own self could make you experience depressing. You will definitely walk around the block all-around using a frown with your experience without look. Somebody may think you have to coughing up a hairball.
Inside my Past of the Domestic Feline group in college or university, just one of my classmates, Kitty, a shorter-haired tabby, maintained acquiring higher levels than I did. Rather than paying care about the mentor I recently stared at Kitty for the period of course to check out why she have much higher marks.
I didn't be aware of reply for the reason that I wasn't paying attention to the lecture, I found myself looking at Kitty. Which was as soon as i experienced the best way to comprehend the materials is to listen to how much the teacher is saying.
If you are looking at a second creator you will be not looking into your very own new simply writing. Look at your very own composing, and craft your sentence.
If you are searching at someone else s writing you will be not crafting. And the only method to post is to try to definitely create, and not just look at other freelance writers.
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lapack

Functions/Subroutines

dggglm.f File Reference

Functions/Subroutines

subroutine 	dggglm (N, M, P, A, LDA, B, LDB, D, X, Y, WORK, LWORK, INFO)

 	 DGGEVX computes the eigenvalues and, optionally, the left and/or right eigenvectors for GE matrices  More...

Function/Subroutine Documentation

          subroutine dggglm
          (
          integer
          N,

          integer
          M,

          integer
          P,

          double precision, dimension( lda, * )
          A,

          integer
          LDA,

          double precision, dimension( ldb, * )
          B,

          integer
          LDB,

          double precision, dimension( * )
          D,

          double precision, dimension( * )
          X,

          double precision, dimension( * )
          Y,

          double precision, dimension( * )
          WORK,

          integer
          LWORK,

          integer
          INFO

          )

 DGGEVX computes the eigenvalues and, optionally, the left and/or right eigenvectors for GE matrices

 Download DGGGLM + dependencies

 [TGZ]

 [ZIP]

 [TXT]

Purpose:

 DGGGLM solves a general Gauss-Markov linear model (GLM) problem:

         minimize || y ||_2   subject to   d = A*x + B*y
             x

 where A is an N-by-M matrix, B is an N-by-P matrix, and d is a
 given N-vector. It is assumed that M <= N <= M+P, and

            rank(A) = M    and    rank( A B ) = N.

 Under these assumptions, the constrained equation is always
 consistent, and there is a unique solution x and a minimal 2-norm
 solution y, which is obtained using a generalized QR factorization
 of the matrices (A, B) given by

    A = Q*(R),   B = Q*T*Z.
          (0)

 In particular, if matrix B is square nonsingular, then the problem
 GLM is equivalent to the following weighted linear least squares
 problem

              minimize || inv(B)*(d-A*x) ||_2
                  x

 where inv(B) denotes the inverse of B.

Parameters

[in]	N
          N is INTEGER
          The number of rows of the matrices A and B.  N >= 0.

[in]	M
          M is INTEGER
          The number of columns of the matrix A.  0 <= M <= N.

[in]	P
          P is INTEGER
          The number of columns of the matrix B.  P >= N-M.

[in,out]	A
          A is DOUBLE PRECISION array, dimension (LDA,M)
          On entry, the N-by-M matrix A.
          On exit, the upper triangular part of the array A contains
          the M-by-M upper triangular matrix R.

[in]	LDA
          LDA is INTEGER
          The leading dimension of the array A. LDA >= max(1,N).

[in,out]	B
          B is DOUBLE PRECISION array, dimension (LDB,P)
          On entry, the N-by-P matrix B.
          On exit, if N <= P, the upper triangle of the subarray
          B(1:N,P-N+1:P) contains the N-by-N upper triangular matrix T;
          if N > P, the elements on and above the (N-P)th subdiagonal
          contain the N-by-P upper trapezoidal matrix T.

[in]	LDB
          LDB is INTEGER
          The leading dimension of the array B. LDB >= max(1,N).

[in,out]	D
          D is DOUBLE PRECISION array, dimension (N)
          On entry, D is the left hand side of the GLM equation.
          On exit, D is destroyed.

[out]	X
          X is DOUBLE PRECISION array, dimension (M)

[out]	Y
          Y is DOUBLE PRECISION array, dimension (P)

          On exit, X and Y are the solutions of the GLM problem.

[out]	WORK
          WORK is DOUBLE PRECISION array, dimension (MAX(1,LWORK))
          On exit, if INFO = 0, WORK(1) returns the optimal LWORK.

[in]	LWORK
          LWORK is INTEGER
          The dimension of the array WORK. LWORK >= max(1,N+M+P).
          For optimum performance, LWORK >= M+min(N,P)+max(N,P)*NB,
          where NB is an upper bound for the optimal blocksizes for
          DGEQRF, SGERQF, DORMQR and SORMRQ.

          If LWORK = -1, then a workspace query is assumed; the routine
          only calculates the optimal size of the WORK array, returns
          this value as the first entry of the WORK array, and no error
          message related to LWORK is issued by XERBLA.

[out]	INFO
          INFO is INTEGER
          = 0:  successful exit.
          < 0:  if INFO = -i, the i-th argument had an illegal value.
          = 1:  the upper triangular factor R associated with A in the
                generalized QR factorization of the pair (A, B) is
                singular, so that rank(A) < M; the least squares
                solution could not be computed.
          = 2:  the bottom (N-M) by (N-M) part of the upper trapezoidal
                factor T associated with B in the generalized QR
                factorization of the pair (A, B) is singular, so that
                rank( A B ) < N; the least squares solution could not
                be computed.

Author

Univ. of Tennessee

Univ. of California Berkeley

Univ. of Colorado Denver

NAG Ltd.

Date

November 2011

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HomeLocalLeaside Residents AssociationKeep local decisions local!
Keep local decisions local!
April 1, 2021 Carol Burtin Fripp Leaside Residents Association
Remember how shortly after the last provincial election, Queen's Park cut our municipal representation in half – by unilaterally reducing the number of Toronto's wards – reminding us that our city is only a creature of the province? The province is the boss. We are not. We are hearing the same message today.
Those involved in protecting local neighbourhoods and local democracy face more of an uphill battle than ever. The provincial government has made it legal for the Minister of Municipal Affairs and Housing to fast-track developments on publicly owned lands by overriding local zoning rules, ignoring public consultation, and permitting developers to build even in areas considered sensitive or otherwise unsuitable. Queen's Park has also changed the Planning Act to allow developments which have been approved by a Minister's Zoning Order (MZO) to be exempt retroactively from previous provincial policy.
In his column last month, my LRA co-president, Geoff Kettel, raised the subject of Minister's Zoning Orders (MZOs) and asked if an MZO could affect Leaside. This is not a hypothetical question. From some examples of MZOs already disclosed by the media, like the Dominion Foundry buildings downtown, it takes a very strong public response from residents, and threat of legal action, to make any impact at all. We do not know how many other examples of MZOs are not currently publicly known.
I'm inclined to ask our provincial partners a direct question: are there any such deals being considered in or around Leaside? As these decisions are made without public transparency, we as citizens only learn of them after the deals have been made, by which time it's generally too late to undo them.
One thing is certain: as long as MZOs remain legal and enforceable, ratepayer groups like ours must remain both alert and ready to build financial reserves to pay for the action we may need to take to preserve the Leaside we cherish. If you're not yet a member, or you haven't renewed your membership, please confirm your support. Our annual membership costs only $30!
Update your info!
And now a heartfelt request from Robin Rix, the LRA's membership chair. He reports that whenever we send out an e-blast or bulletin to members, a few bounce back, most likely because some have changed their email address or net providers. Perhaps they signed up with a work address and changed jobs, so that their original email address is now invalid. Is this you? Did you just forget to tell us? Please let us keep in touch with you by updating your contact information. Contact us either at
, or go to our website (www.leasideresidents.ca), click 'Join', and then click 'Subscribe'. The annual membership fee is only $30!
Next meeting: The LRA board of directors' next meeting is on Wed., April 7th, at 7:30 p.m. via Zoom. If you'd like to attend, either as a deputant or an observer, contact us by the 7th so we can send you access details. You are welcome to attend any of our board meetings, on the first Wednesday of each month.
About Carol Burtin Fripp 122 Articles
Carol Burtin Fripp is Co-President of the Leaside Residents Association, and is Chair of the LRA's Traffic Committee. Over the years, she has served on numerous East York and City task forces. Now a retired television producer (TVO and CBC), she writes Leaside Life's monthly LRA column, and has created a daily international current affairs newsletter read from Newfoundland to New Zealand.
An update on Lake Leaside
Leaside's very own Butterflyway Ranger


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Duke law firm, P.C.
Duke Law Firm serves as the key to unlock the complexities of today's wealth protection and asset protection world. We facilitate and implement the proper solutions for clients on a worldwide basis through trusts and/or entities and working directly with custodial banks/foreign asset managers, trusts companies, chartered accountants and certified public accountants.
- Monetary and Asset* Law Firm Providing Wealth Protection Services - Business Planning
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We represent clients in worthwhile opportunities by utilizing our knowledge, experience and expertise to make a difference.
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J. Richard Duke
Principal of Duke Law Firm, P.C.
richard@assetlaw.com
Professor J. Richard Duke is an international monetary and asset lawyer, and was named as a Leading Lawyer in Citywealth Leaders List for the years 2010-2013 in Citywealth Magazine: www.citywealthmag.com
Mr. Duke was selected by his peers for inclusion in the 2011 edition of The Best Lawyers in America® in the practice area of Trusts and Estates. For over a quarter of a century, Best Lawyers® has been regarded by both the profession and the public as the definitive guide to legal excellence in the United States: BestLawyers.com
Named to list of "Top 100 Attorneys" in the U.S., Worth magazine, December 2005, 2006, 2007 and 2008 (four consecutive years and for each year that Worth included this designation).
A native Alabamian, J. Richard Duke is a Birmingham lawyer whose practice is unique to Alabama. He was born and raised in Lineville, Alabama, and is the Principal of Duke Law Firm, P.C., a small niche law firm that, beginning in 1991, developed an international practice, working with clients and other professionals around the world.
Duke Law Firm represents clients in international and domestic asset protection, international and domestic tax and estate planning, and represents private banking departments of foreign banks and foreign financial institutions in providing guidance for U.S. persons who want their money managed either directly or through established foreign structures (such as foreign trusts, foreign corporations, foreign limited liability companies or foreign insurance products).
The firm ensures that clients and prospective clients, including foreign banks and foreign financial institutions, are compliant with the newly adopted USA Patriot Act, the withholding and qualified intermediary rules under U.S. regulations and "Know Your Customer" rules of the Financial Action Task Force (FATF).
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Duke Law Firm has also been engaged by professionals to represent clients who are being audited by the IRS with respect to international transactions.
Richard Duke shares his expertise as an Adjunct Professor of Law, "Thomas Jefferson Graduate Program," Thomas Jefferson School of Law (San Diego, CA, 2008-present) (formerly teaching at the Diamond & Diamond Program at St. Thomas University School of Law, International Taxation (LL.M.) Program, Miami, Florida (2000-2007)); and an Adjunct Professor of Law at the Cumberland School of Law of Samford University (International Tax and Asset Protection Planning) (1983-1999); Who's Who in America, 2008 (62nd) Edition.
John M. Walker
Walker Law Firm, LLC
john@assetlaw.com
Mr. Walker became Of Counsel to Duke Law Firm in 2007 in the area of international asset protection planning and international taxation for high net-worth private clients.
Mr. Walker received his Master of Laws (LL.M.) degree in international taxation and financial services from the Thomas Jefferson School of Law. His focus was on cross border transactions, the effective use of business trusts and structuring private equity and hedge funds.
Mr. Walker earned his J.D. from the Cumberland School of Law, at Samford University. He concentrated his studies on taxation and business planning. He was admitted to the American Journal of Trial Advocacy Law Review, and was later published in the Journal as a student on the Employee Retirement Income Security Act (ERISA) of 1974. Mr. Walker was admitted to the Alabama Bar in 1994.
After several years advising small businesses on strategic development, he earned his Master of Science degree in electrical engineering through the IEM (Information and Engineering Management) program at the University of Alabama in Birmingham, AL. Through this program, Mr. Walker focused on technical entrepreneurship and dynamic business architectures. While earning this degree, he lectured in the IEM program on entity selection and business planning.
He worked with a large multinational corporation to reduce their global effective tax rate on dividends, interest payments and capital gains. His proposal reduces tax rates on dividends from the current level of 18% to 0%; leaves the tax rate on interest payments at 0%; and reduces the tax rate on capital gains from 20% to 0%. This tax efficient structure is completely tax transparent and tax compliant. Through Duke Law Firm, he is working with U.S. clients residing in the U.S. and abroad to complete their Offshore Voluntary Disclosure Initiative (OVDI) applications and to create and implement tax efficient and tax transparent plans for private clients to invest outside of the U.S.
Mr. Walker has recently been published in TaxTalk magazine on the issue of tax dodging and also in Offshore Investment on the new OVDI program. He has also been invited to be a guest lecturer in the LL.M. program at the Thomas Jefferson School of Law in the area of international tax planning.
Education: University of Georgia (BS); Cumberland School of Law of Samford University (JD); University of Alabama at Birmingham (MSEE); Thomas Jefferson School of Law (LL.M.).
Associations: Admitted to the Alabama Bar
Deborah P. Holmes
Certified Professional Paralegal
Certified PLS
debby@assetlaw.com
Austrian Economics & Asset Protection Planning
Offshore Voluntary Disclosure
Coming clean with IRS for offshore unreported accounts
International Estate and Asset Protection Planning
Foreign Corporations
Offshore Life Insurance and Annuities
International Tax Compliance
Advice Regarding Tax Compliance and Reporting Requirements
Assistance With IRS International Tax Audit
Inbound Planning
Nonresidents of the U.S. Investing in the U.S.
Nonresidents of the U.S. Engaged in Active Businesses in the U.S.
Assistance to Banks, Asset Managers and Financial Institutions
"Know Your Customer"
Determining "Beneficial Ownership"
Identifying Potential Clients/Customers Engaging in Tax Crimes/Money Laundering
Domestic Estate and Asset Protection Planning
Domestic Asset Protection Trusts
Limited Partnerships
Revocable and Irrevocable Trusts
Wills and Powers of Attorney
Private Foundations and Other Charitable Entities/Trusts
Source of income rules, controlled foreign corporations, subpart F income taxation and obtaining a credit for foreign taxes paid*
International Corporate Reorganizations
Foreign trade or business tax planning
* These areas are the most complex in the entire Internal Revenue Code that requires extensive research and analysis, resulting in higher retainers and higher fees, when compared to other types of sophisticated tax work.
Duke Law Firm P.C. Newsletters
FATCA Book Now Available! Richard Duke and John Walker contributed to writing and editing various chapters of a new 25-chapter book about the Foreign Account Tax Compliance Act (FATCA) published by LexisNexis. Order Here
Exempting foreign pension benefits from offshore voluntary disclosure programme penalties, by John M. Walker, Offshore Investment(April 2013)
Offshore Voluntary Disclosure Programme Reopened--An opportunity lost or found, by J. Richard Duke and John M. Walker, Offshore Investment (Feb. 2012)
Heads They Win;Tails We Lose--Is Owning Intellectual Property in a Jurisdiction Other Than Where it Was Developed Smart Business or Tax Dodging? by John M. Walker, TaxTalk magazine, 28-30 (Nov/Dec 2011)
Banking establishments are more dangerous than standing armies, by J. Richard Duke, Offshore Investment (July/Aug. 2011)
Fiat Money and the Federal Reserve, by J. Richard Duke, EDGE Magazine, CitiTrust International, Inc. (2nd Quarter 2011)
Avoiding Loss of What You are Saving; Due Diligence on Domestic and Foreign Investment Advisors and Systems. How an Asset Protection Lawyer Protects Clients from Theft and Insolvency, by J. Richard Duke, The Florida Bar Conference, Annual Wealth Protection 2011: Crisis Management Using Asset Protection Techniques (May 13, 2011, Ft. Lauderdale, Florida)
Dubai Digest: Entity Structuring in Dubai: Part II, by J. Richard Duke, Offshore Investment(Sept. 2008)
Comment: IRS Targeting of Offshore Promoters, by J. Richard Duke, and Dubai Digest: Entity Structuring in Dubai, by J. Richard Duke, Offshore Investment(July/Aug.2008)
Qualified intermediary and withholding rules, by J. Richard Duke, April 2007, Vol. 15, Issue 4, STEP Journal.
Offshore, Legitimately, by J. Richard Duke, Trusts & Estates, a PRIMEDIA Publication (New York, NY) (Nov. 2006).
Superfluous supervision? by J. Richard Duke, December 2006, STEP Journal. This article was first published in the STEP Journal, the magazine of the Society of Trust and Estate Practitioners, with a readership of over 24,500 practitioners and key regulatory, government and industry figures. To find a STEP practitioner, please go towww.step.org or call +44 (0)20 7838 4885. To subscribe to the STEP Journal, please go towww.step.org/subscribe or call +44(0)1423 85 11 50
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text:
Working for America's Biggest Chicken Processor Is No Picnic
Behemoths like Tyson Foods "make their own rules and rake in profits, while everyone else suffers."
Nina Lakhani
A Tyson poultry facility in Texas.Mario Villafuerte/Getty
This story was originally published by the Guardian and is reproduced here as part of the Climate Desk collaboration.
The tight grip that America's largest meat processing company has on the chicken industry has generated dire consequences for its workers, farmers and the environment in one of the US's leading poultry-producing states, an investigation has found.
Tyson Foods is ranked 73rd on the Fortune 500 list, with a revenue of $43 billion in the last fiscal year. Tyson accounts for the single largest share of chicken plants across the US, processing 2.3 billion birds in 2020. The company supplies burgers and nuggets, among other chicken products, to chains including Walmart, McDonalds, KFC and Taco Bell, as well as schools and prisons.
In Arkansas, where the multinational is headquartered, the company currently accounts for an estimated two-thirds of processed poultry sales, a joint investigation by the Guardian and the Union of Concerned Scientists (UCS) reveals.
"This is what happens when regulators and the government just stop caring about competitiveness."
Its near monopoly in Arkansas, which reflects national and global trends in the meat industry, has been built over the past three decades by exploiting weakened antitrust regulations to acquire dozens of smaller companies and facilities. Our findings suggest that this power has been used to dictate contracts and erode conditions for farmers and workers in plants in Arkansas, where it is the third-biggest employer.
Tyson and the other three top firms control about 87 percent of poultry production in the state. Economists and food justice advocates largely agree that consumers, farmers, workers, small companies and the planet lose out if the top four firms control 40 percent or more of any market. One grassroots labor organizer told the Guardian: "This is corporate America and it's failed the people."
The five-month investigation is based on research and analysis of the most recently available economic, government and industry data, and interviews with labor and farming advocates as well as current and former workers at three Tyson plants.
Its findings include:
Market dominance: Tyson operates almost half the poultry slaughter and processing facilities in Arkansas—the state with the largest number of plants and contract farms in the country.
Farm closures: A complex contracting system used by Tyson and other major processors has coincided with the closure and consolidation of thousands of poultry farms.
Employee benefits cut: Some breaks and bonuses have been curbed, including combining the previously separate annual Thanksgiving and Christmas dinners.
A points-based disciplinary system is used to pressure employees to comply with obligatory overtime which keeps many fearful employees working even when injured or sick.
Covid outbreaks: Measures to limit the spread of Covid have been inadequate or poorly implemented, resulting in multiple deaths at its Arkansas plants.
Misleading job advertisements offering new recruits $15 per hour are deceptive as most roles are excluded, according to employees. The Guardian interviewed workers with more than 20 years at Tyson earning below $14 an hour.
Speed and output targets are prioritized over employee welfare, hygiene and food safety, according to workers from three plants interviewed by the Guardian.
Cockroaches, flies and crickets are rife in some plants and can end up in chicken nuggets and burgers supplied to schools, fast food joints and supermarkets, workers said.
The findings follow a recent investigation by the Guardian into the far-reaching negative consequences of America's monopolized food system.
"This is what happens when regulators and the government just stop caring about competitiveness in our economy, said the economist Rebecca Boehm, lead author of the new UCS report Tyson spells trouble for Arkansas, which is also published today. "When a company like Tyson can get so big and powerful, where they have a near monopoly and monopsony in their industry, they make their own rules and rake in profits, while everyone else suffers."
Tyson contracts farmers to raise millions of chicks and then dispose of the litter generated in the densely confined factory farms. In 2017, its Arkansas farms produced about 50 billion pounds of this fecal waste—which is used as fertilizer but which studies show contributes to poor air quality and can contaminate local waterways. Large Latino and Indigenous communities in Benton and Washington counties are disproportionately impacted.
Plant workers and residents are blighted by offensive odors and noise pollution, which have a detrimental impact on their health, quality of life and house prices. "I don't complain because I don't want to alienate the biggest employer in the area, but I haven't had people over in almost 20 years," said Matthew Pelto, a homeowner who lives opposite Tyson's huge plant in downtown Springdale.
Tyson is among the world's largest food companies, with 139,000 US employees, and 177 slaughter and processing plants in 21 states.
In a statement, Tyson said it took its responsibilities as a large employer in its home state seriously and supported staff. It denied a points-based system was used to pressure employees to keep working when sick or injured, said compensation and benefits had increased overall, and denied output targets were prioritized over welfare, safety and hygiene. A spokesman said employees were free to raise concerns without fear of retaliation.
Founded in Arkansas in 1935, Tyson is one of the world's largest food companies, with 139,000 US employees and 177 slaughter and processing plants across 21 states. Its grocery brands include old American regional favorites such as Hillshire Farms, Jimmy Dean and State Fair.
Like other meat processing conglomerates, Tyson now controls almost every part of its supply chain, including the mills that process grains into animal feed and the hatcheries that produce eggs. It contracts farmers for their labor raising chicks, paying them according to how well they perform compared with other farmers.
Tyson market growth has been helped by close political ties and tax breaks in Arkansas dating back to when Bill Clinton was governor. Tyson spends big on politics, having invested a total of nearly $18 million in lobbying and more than $300,000 in campaign contributions per election cycle since 2010. Arkansas is where the company spends most.
The company's contribution to powerful food industry trade groups, which have spent almost $340 million on lobbying and campaign contributions since 2007, is unknown.
The poultry industry in Arkansas has become dramatically less competitive since 2005 and is currently almost three times more consolidated than the antitrust threshold set by the Department of Justice. With 67 percent of poultry production sales, Tyson has been the biggest winner, our investigation found.
"The farmers are on a treadmill, earning only what the big corporations are willing to pay."
As a near monopoly, Tyson can largely dictate worker wages and prices for farmers, as well as a whole range of conditions and regulations affecting everything from animal welfare to worker safety to environmental hazards.
"The farmers are on a treadmill, earning only what the big corporations are willing to pay, regardless of the true labor and environmental costs," said Joe Maxwell, president of Family Farm Action.
The Guardian was unable to find a former or current contract Tyson farmer in Arkansas willing to be interviewed. Tyson did not respond to questions about its market share, but said last year the chicken industry overall had generated $9 billion in economic activity in Benton and Washington counties.
Born in central Mexico, Raquel Jimenez has lived in the US for 35 years—most of which she's spent working for Tyson's flagship Springdale plant. Jimenez works six days a week at the imposing slaughter and processing facility, including obligatory overtime every Saturday even though she'd rather be home with her children and grandchildren. If she doesn't go in, Jimenez will get one to three punitive points; 14 points gets you fired.
In the past, workers report, they earned two hours' credit for every obligatory Saturday shift, but that benefit was cut several years back. Two half-hour breaks have been cut to one 20-minute break, during which workers must remove their protective gear, heat up their food, eat, go to the bathroom, redress, and be back on the line. Supervisors stand around the dining room, making sure no one is late back. "We barely have time to eat and it's tense and uncomfortable with them watching us. I'm fed up but it's hard to complain. They could fire me at any moment," said Jimenez.
Jimenez, like many of Tyson's loyal workers who mostly originate from countries and territories including Mexico, Guatemala, El Salvador, Thailand, Puerto Rico and the Marshall Islands, has accumulated vacation days, which allow her to go home every December to spend Christmas with family. Recently, an announcement, seen by the Guardian, was pinned to a notice board advising that workers who had taken December vacation in the past three years would not be eligible to do so this year unless room was available.
"As Tyson has made more money, our benefits have been cut and cut. It's very disheartening. If we were Americans, they wouldn't treat us like this. It's racism against migrants," said Jimenez.
Covid exposed and exacerbated the risks faced by the US's invisible meat processing workforce. At the end of 2020, Jimenez became unwell at work, her body ached, and she felt exhausted. Covid cases were rising inside and outside the plant, but her supervisor insisted she was fine because she didn't have a fever. She kept working, too scared of her "despot supervisor" to go home in case he gave her points for unauthorized absence. Shortly after she was diagnosed with Covid, her whole family got sick.
Covid hospitalizations are at a record high in Arkansas, but plants are not following public health measures, workers say.
Today, Covid hospitalizations are at an all-time high in Arkansas, but public health measures are not being implemented in the plants, according to employees. "I'm constantly scared about getting Covid again," said Jimenez, who earns $13.85 an hour—up from $9-something when she first started.
According to a spokesman, Tyson has invested more than $710 million in Covid safety measures including a testing program, tells employees with symptoms or who have tested positive to stay at home and apply for short-term disability support, and recently announced that all its US employees must be vaccinated by November 1. He added: "We have a very large immigrant workforce and this is, for us, a source of pride."
Magaly Licolli, director of the worker-based organization Venceremos, said: "Knowing that Tyson is allowed to exploit them weighs heavy on the workers' shoulders, like they're not seen as human beings, just labor. The people with power and influence in Arkansas are tied to big corporations and only interested in maintaining the status quo."
Tyson has been fined at least $169 million since 2000 for employment, antitrust and environmental violations, among others, including a $2 million criminal penalty in 2018 for a massive fish kill in Missouri. It is named in several ongoing lawsuits for alleged negligence that allowed Covid to spread in its plants.
On a recent evening outside the Springdale plant, the stench and noise were intense. According to the workers interviewed by the Guardian, the conditions inside are considerably worse.
Mateo Ruiz has experienced hearing loss during his two decades at the plant. "Every year they see my hearing gets worse, but don't refer me to a specialist or change anything. What's the point of the tests?" said Ruiz, who builds car porches on top of his more than 50 hours a week at the plant to make ends meet.
At the entrance, a big sign promises a starting salary of $15 an hour in English and Spanish, but in reality that's only for the toughest, least popular jobs such as deboning.
"I don't hate Tyson…but the plant has a bad impact on my life. If I could afford to leave I would."
At least Ruiz gets to go home for some respite. Pelto, the 48-year-old IT worker who lives opposite the plant—which has grown substantially since his mother purchased the house in 1980—cannot escape. "I don't hate Tyson, they feed the world and supply lots of jobs, but the plant has a bad impact on my life. If I could afford to leave I would, but I'm stuck here."
Green Forest is a small, dusty, rural town where Tyson's huge slaughter and processing plant is the main employer—and currently advertising a $2,000 bonus for new recruits. It's a tough region for migrants to live: the isolated town is located just over 20 miles from Harrison, a hub of white supremacist groups which has been labeled the US's most racist town.
As an undocumented migrant from Guatemala, Ennelida Lopez worked for years for the biggest meat-packing companies across north-west Arkansas using fake IDs.
Since becoming a documented resident in 2016, she has worked at Tyson's Green Forest plant, butchering chickens at breakneck speed. Staff shortages mean some assembly lines are periodically shut, which means her team is forced to work even faster, according to Lopez. The place stinks, she said, water leaks through the roof and cockroaches run around the dining room and employee lockers.
Lopez was diagnosed with breast cancer in 2019 and needed time off for surgery and radiotherapy. Last year she was among dozens of workers in the plant to get Covid, and infected her husband, also a Tyson employee, who was off work recovering from surgery. He died three days later.
"If the company had taken better care, I might not have gotten Covid and my husband would still be alive," said Lopez in tears.
"We just want to be treated with dignity and paid fairly, but most people are too scared to complain."
Lopez is currently half a point away from being fired and believes she has been punished for taking off so much time over the past two years. "We just want to be treated with dignity and paid fairly, but most people are too scared to complain in case they get fired. My days are numbered at Tyson because I got sick."
The state ranks first in the country for the number of chicken slaughtering and processing plants, yet finding a new job close by isn't easy: in half the 14 Arkansas counties where the big processors operate, Tyson is the only company, which can leave workers and contract farmers with few options, our investigation found.
Back in the day, the rise of companies like Tyson provided much-needed economic opportunities for rural white Americans. But as they got larger and more powerful, conditions deteriorated and the industry increasingly turned to immigrant communities.
Today, about 31,000 mostly Black and brown people work in Arkansas' poultry slaughter and processing industry, accounting for 10% of the nationwide industry total. The jobs are often fast and repetitive, with workers exposed to hazards including chemicals, extreme temperatures, dangerous equipment, excessive noise and in some cases unfair and degrading treatment by supervisors and nurses.
According to 2019 data from the Bureau of Labor Statistics, nonfatal injury and illness rates in the poultry-processing industry were higher than in all other private industries.
Carlos Sanchez, 39, started working at a Tyson cooked meat plant a decade ago after construction jobs dried up. He's a machine operator and says the quantity of chicken nuggets and burgers produced every shift has risen substantially since he started, while staff numbers have been cut. This can impact worker and food safety.
"The pressure is horrific. Line speed is more important than safety."
"The pressure is horrific. Line speed is more important than safety; workers are stressed, tired and rushing around. That's why so many people fall. The [subcontracted] cleaners complain about the same problem. They do what they can but the machinery often stinks and there are cockroaches inside."
Sanchez said he's shown supervisors the cockroaches—as well as pointing out flies and crickets in the frozen blocks of ground chicken—but says he saw no action taken. The meat mixer just keeps on mixing.
Last month, Sanchez said he alerted a supervisor to the cross contamination of chicken labelled antibiotic-free with other meat, but was told to carry on. The company has previously been sanctioned for misleading labels about antibiotic use.
A Tyson spokesman said: "Our plants, processes, and meats are routinely checked by USDA [government inspectors] as well as our third-party auditors for quality and safety."
Tyson, like other companies, is facing acute staff shortages at some plants, but despite recruitment incentives, staff retention is low due to the tough conditions and sub-$15-per-hour pay most receive, according to the employees interviewed by the Guardian. In recent years, numerous national lawsuits revealed how Tyson and other major processors have tried to exploit their market dominance by fixing prices and wages.
Sanchez said: "Tyson earns billions while we have to work in brutal conditions for low pay. I would never recommend anyone work for the company."
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