Digital divide is the difference between people that have access to information and technology and can use it anytime they want to compare to those that have little or no access to information technology. They are a number of factors that influence digital divide like economic factors, geographic, social and political factors. Digital divide also describes the difference between developed and undeveloped countries, but it doesn?t only stop there digital also comments on the availability of technology between regions within one country and even the local community. It is quite important for governments in poorer countries to try and bridge a gap of technology in their countries because technology is quite important these days in development of countries. Technology is something that countries use everyday to make life easier and more efficient . There are a lot of ways of bridging the gap subsidies and charities can give money to people worse off to modernize them. Factors of the divide Economic There are many factors that influence people?s economic situation such as the area they live or their Income. The cost of technology has gone up and many believe that the Internet is a basic component of civil life just like clothes and food but many undeveloped countries do not even have shoes on their feet not speak of internet and telephones that would be quite costly for the individual or family. A computer in places like Africa can cost six year? salary so many people will not even think of investing into a computer. ...read more.
This is arguably not fair because this poorer people are at disadvantage to other countries and this not give equal opportunities in life with those that are born where they cannot afford these technologies that most people own in the UK. As a result of this poorer countries are not able to bridge the gap and they continue to behind other well off countries. The development gap is in terms with economic factors and geographical factors, countries and the poorer side of the gap have a very poor standard of living because they do not have access to ICT and people on the more better side of living have a sustainable lifestyle because they can develop on their skills with the technology they have which will effectively help them in the workplace. Social; Another factor that contributes to the divide is social aspects, the use of technology may be dependent on age, gender, education, literacy and a persons working environment. Disabled people or other groups in society might be in fear of using technology; A person over 65 with no past experience may not feel the need to use technology as they will not feel it is relevant as they never used it in their generation. A teenager in this modern day and age will have a mobile phone, a laptop and a MP3 player, this is because most people around them have the same kind of technology and the teenager will start to think it is a normal way of life, but a person brought up in the 1940 will not have the same view on technology because they did not have it and nothing happened to them so it is not really useful. ...read more.
Computers are very useful because it gives people a wide amount of information as the internet is updated every second but not all the information could be real but deciding which of the information is right or wrong is the hardest thing when it comes to the internet. There also many company's that donate computers to school like Tesco's had a scheme that you collect a free voucher that goes towards free computers in schools when you spend £10 or more. This pacific scheme introduced by government and companies is quite good because schools get equipment free of charge. Creating cheap ways for people to access the internet is very important to closing the gap in technology. Evaluation; The Digital divide effects well developed countries to undeveloped countries. As technology continues to get better and better each day it has for poorer people to keep up with technology as their old equipment will become outdated and can no longer keep up with the high IT demands. A way of improving this could be like what Tesco's do with their vouchers which is good because the company will be making profit and also would the school. The government of poorer countries need to take steps to invest in new technology which will make the country worse off in long term because taxes will be increased but for the long term this will make people have better IT skills which will educate the country because at this modern age a country cannot compete with other countries If it only specializes in producing agricultural goods like Ghana. In countries that have the required technology but do not use them as efficient as they should do the countries can introduce grants that will help people ...read more.
go there at the same time, therefore online booking saves out time. * Easily accessible from home * Saves the travel cost. * We can make the booking anytime we want * Special offers are easy to find. * We can book specific seats free of charge.
I also kept questions as simple as possible as people are less likely to answer questions that are confusing, difficult or time consuming. By keeping the questions simple, this also reduces the likelihood of people not understanding the question very well and thus affecting the accuracy of the results by inserting answers that may not be accurate.
is a good way to present a report to managing director, Microsoft Outlook, is a piece of a communication software, staff within in the Perfect Pie Company, can send and receive orders, and changes to orders, between the main office and the kitchen, also updates to the working day, and memos can be posted.
PHP is the scripting language that gives each field a purpose, as the php code sends the data that is written into each cell to the news page, where it is displayed for everyone to see, without php code this would be impossible.
In developing countries money is sometimes enormously limited and everyone that does have it doesn't have a lot of it. These people simply do not have the money to buy the equipment needed to bridge the gap unlike countries like the USA and Japan.
network", which connects you to Internet through phone line modem or ISDN. When I clicked on next button system showed following page on my screen. Step 4 The system is asking me to type in the phone number of the computer or Network which I want to use to connect.
side code and client side code is code that the client can see, like CSS and other languages to make web pages look nice. When programming in server side code language, you are programming what the server should do. The client cannot manipulate, change or input anything with the server side code.
At this 21 century's, mobile phones not only can transmitted messages but also can transmitted graphs or music. Moreover, some of the 3G mobile phones also can take photos. Put it in the other words, mobile phones and telecommunication can reduce working pressure and provide a better living environment for citizens.


In the midst of a polar vortex, keeping your look together can be quite the struggle---if we're not stuck trying to figure out how not to look like the Michelin Man in a puffer jacket, you can usually find us over the sink, attempting to scrub foundation and bronzer streaks off of said jacket. First off, if you just got your coat back from the dry cleaners, add a layer of water-repelling spray to the collar as a preventative measure. We love REI's version ($10; rei.com), which creates a waterproof barrier between your coat and external elements, allowing you to easily wipe off any unexpected marks. Though your initial reaction with your makeup may be to slather on heavy coats of foundation to prevent this, don't reach for your blending sponge just yet. Swapping a heavy finish for lightweight layers is your best bet for keeping your makeup on your face and off your scarves. The trick to a budge-proof finish is all in your layering and setting technique, so after you apply your favorite moisturizer, we recommend following with a primer like Smashbox's new Photo Finish Primer Water ($32; sephora.com), which will give your makeup a place to adhere, while keeping your skin hydrated against the winter elements.


X-Tomi Design has taken imagination and talent to the next level and has offered the newly unveiled Acura NSX and Ford GT a series of special makeovers destined to make us remain speechless.
The german artist has put talent to good use and the result is simply breathtaking. Both the models mentioned above have been portraied roofless.
And good news continue. As far as the two models go fresh news were offered at the Detroit show. According to the producers the NSX will be available in United States this summer. Ford is moving quickly too as the new GT will go into production late 2016.
Menawhile the daring X-Tomi Design project is not sor far from becoming a reality. Though unconfirmed by car makers this sounds like a good plan for the future especially if we consider that Acura succesfully produced a targa version on the NSX while Ford GT 40 roadster was also a succes.
And though the ideas previewed in the sketches sound just perfect for the future both models presented in Detroit need to catch the public eye and become top selling cars before the producers might consider different body styles.
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The deadline for accepting abstracts has been extended until August 1st.
Short course "Analytical Methods in Forest Biorefineries", Prof. Thomas Rosenau and Prof. Antje Potthast, University of BOKU (Austria), date to be announced.
Workshop "Biomass Pyrolysis", November 25 afternoon, organized by the Fraunhofer Institute UMSICHT (Germany), KIT (Germany) and the Technological Development Unit (Chile).
Further details about the Congress will be available here in the coming days.


For sale is located in the Trogir region a villa with a roof terrace and pool, about 700 meters from the sea and marina.
The villa is located on a plot of 516 m² and has a living area of approx. 168 m², distributed over 2 levels.
The ground floor comprises an entrance, a living area with dining room and kitchen, a cloakroom and a toilet.
The upper floor includes 3 bedrooms with en-suite bathrooms and a hallway. Two of the bedrooms have a loggia.
The spacious roof terrace with additional 68 m² of space offers a view of the sea and the marina. You can possibly watch your boat or yacht there.
Outside there is a terrace with garden and a swimming pool, as well as a parking lot.


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Trending No Man's Land COVID-19 Vaccination Guide Where You Stand in Vaccination Line Inauguration Day Preps COVID-19 Updates Race for a Vaccine
Oakland Sprouting New Farming Laws
By Sajid Farooq	• Published July 21, 2011 • Updated on July 22, 2011 at 11:42 am
The days of paying $2,500 to get permission from Oakland to grow fruits and vegetables for the benefit of the community may soon be gone.
The East Bay city is looking to update its outdated ordinances that govern urban farming, a growing movement across the country with an epicenter in Oakland.
Novella Carpentar of Ghost Town Farm made headlines in May when she was forced to turn to readers of her blog to raise the necessary funds to obtain a conditional use permit to run her urban farm in the shadow of Oakland's skyline.
Now Oakland's city planners are going through the books and trying to update zoning codes that were written in the 1960s, when the city was still a growing metropolis and becoming a new urban home for people fleeing farm land.
The move comes after community pressure trying to ensure that no one has to go through what Carpentar did to bring healthy food to the market.
There are at least an estimated two dozen urban farms and gardens operating in Oakland right now, with hundreds of more residents growing food for their own consumption.
Thursday evening, Oakland city officials will host the first of at least two community meetings to discuss how best to update the ordinances to make urban farming more accessible to more people. The meeting will be held at the North Oakland Senior Center, 5714 Martin Luther King Jr. Way, at 6:30 p.m.
The city is expected to tackle not only how best to permit the growing of fruits and vegetables but also creating humane criterion for people to raise their own livestock.
What some residents and community organizations want is an easier, less expensive permitting process and encouragement for more people to get involved.
"By breaking down some of these barriers to growing and selling food within our communities, we are going to create more open spaces for people to develop more skills and to create more food enterprises in the city, so more people can grow and provide healthier options for their neighbors," said Aaron Lehmer, the campaigns director for Bay Localize, an Oakland-based environmental non-profit organization.
Lehmer said one of the first steps is to cut the cost of obtaining a conditional use permit from the thousands of dollars to the hundreds of dollars.
With a streamlined process to operating permitted farms, Lehmer says will only encourage more people to get involved and grow healthy crops for themselves and their animals.
In West Oakland, the words "health, jobs, education" drape a mural of several historical figures, including Jackie Robinson, Malcolm X and Frida Kahlo.
Under that mural a community is already harvesting their own food on the grounds of Ralph Bunche High School in West Oakland.
The garden is run by City Slicker Farms, which organizes low-income children, youth and adults in West Oakland to grow, distribute and eat more organic produce.
The garden brings out both young and old at all hours of the day. Wednesday 14-year-old Aleah Bashir of West Oakland was working the garden, learning about growing her own food.
"My mom has a backyard garden," she said. "She's involved with gardening (and) she received an email about the (program), and that's how I found out and joined."
The garden, like others across Oakland, gives volunteers the opportunity to learn how to cultivate a fruit or vegetable from the beginning in an environment where they may not have the access or space to do it otherwise.
"I get to see the whole process from beginning to end," said Lake Merritt resident Courtney Pankrat. "I get to pull seeds while I'm at the greenhouse. I harvest on Fridays at other locations and I get to sell on Saturdays."
For more information of urban farming in Oakland, visit the following websites:
City Slicker Farms
Ghost Town Farm's blog
Bay Localize
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redpajama_set_name: RedPajamaCommonCrawl


Prairie View Golf Club is a Robert Trent Jones, Jr. design – the only one in the state of Indiana. Laid out across 206 acres along the banks of the White River, the course is characterized by rolling prairie land interspersed with stands of oaks and sycamores. In addition to the course's more than 80 bunkers, five lakes, a stream and natural wetlands provide diverse challenges to golfers playing any of the course's five sets of tees.
Dress code Collared shirts required. Tank tops, cutoffs, t-shirts, swimwear and athletic shorts are not permitted.
Great course, very good condition. However, the sand traps were essentially packed as if it had just rained. The surfaces were either very hard or slightly soft. It was almost impossible to determine how to stroke the ball out of the sand. I realize it had rained on Sunday night, but no effort had been made to rake the sand and stir it up enough to be at least consistent. Other than that, great course, challenging layout and the conditions were perfect.
Hi Gerry, thank you for the five-star review. We appreciate your detailed feedback, and we look forward to your return soon.
Obviously its early so a conditions review isn't the greatest. In two or three weeks the greens will be perfect like always but they're still recovering from being punched. so very slow and bumpy. other that that it was nice to get out and the course is great.
Hi, thank you for the four stars! We appreciate your feedback, and we can't wait to see you again soon.
Hi, thank you for the five stars! We are glad that you enjoyed Prairie View Golf Club. Come back again soon.
Everything was great, except for the greens.
It's early spring so in 2-3 weeks the greens will be perfect but they had airified in the past few weeks and that made putting no fun at all. Love the golf course and the staff is great. Will be back when greens are healed.
Hi, thank you for the four-star review! We appreciate your feedback, and we look forward to seeing you again soon.
Pretty good overall condition for this time of the year however they could have mowed the greens and fairways. Other courses in the area have already mowed and the difference is striking. Great layout though and I will be back in the summer.
Hi Nick, thank you for the five-star review! We are happy to hear that you enjoyed our layout. We appreciate your feedback, and we look forward to seeing you again soon.
Hi Steven, thank you for the four stars! We are glad that you enjoyed Prairie View Golf Club and found it in excellent shape! Thanks for your feedback.
This was our first time playing the course. Liked it very much. Great layout, interesting. Plan to play it again.
Hi, thanks for the five stars! We are thrilled to hear that you enjoyed your round of golf at Prairie View Golf Club the other day. We appreciate your feedback, and we hope to see you again soon.
Started out chilly, so it took a couple of holes for this Florida transplant to get going, but I had a great time. The course will challenge you, and requires good shot placement, but will also reward you for good decisions (and vice-versa). 4th time on the course, and enjoy it more each time.
Hello, thank you for the five stars! We are thrilled that you had a great time at Prairie View Golf Club the other day. Thanks for stopping by, and we hope to see you again soon.
Hello, thank you for the five stars! We are happy that you had a great time at Prairie View Golf Club the other day. Thanks for leaving us a review, and we hope to see you again soon.
What a great golf course!
Hello, thank you for the five stars! We are thrilled to hear your positive comments about Prairie View Golf Club. Thanks for choosing us and we can't wait to see you again soon.
Gorgeous place. Robert Trent Jones design does not disappoint. 2nd time out on this course and can't wait to get back.
Although the tees and fairways were in good shape, the greens were horrendous. The greens had recently been aerated and sanded. Slow as molasses and a game of Pachinko bouncing off small pebbles, burned out spots and plugs put in to try to remedy poor quality of greens.
Guys we were paired with said course only offers tee times when course is in poor shape. This was a premium rate and deserved premium conditions. Disappointed.
There was no beverage cart and one lady at bar at turn with line 6 deep. Just grabbed a glass of water and went on. Didn't want to hold up play. At the end of the day, there were service people wiping off clubs for a tip. Should have deployed them in more needed service areas.
Pace of play was a little slow. Had to wait several times. Perhaps I should have turned around when the guy at the pro shop said it was busy.
Hello, thank you for the three-star review. We are sorry to hear that you had a poor experience. Your feedback is important to us, and we hope to see you again soon.
The weather was great! Course was in great condition! Staff friendly as always. I got to play with an assistant pro as there will be the IN PGA tournament beginning on 7/9. Incredible to see how easy a 73 looks...HA! Thank's Prairie View.
Hello, thank you for the five stars! We are happy to hear that you found our course in great shape and that you had a great time with our assistant pro. Thanks for choosing Prairie View Golf Club!
Prairie View is one of the top golf destinations in the Indianapolis area. The course is in great shape, the greens are fast and immaculately cares for. Staff is friendly and it felt like the cart girl pasted us on every other hole. I will be back.
Hello, thank you for the four stars! We are thrilled to hear that you had a great time at Prairie View Golf Club. We appreciate your feedback, and we look forward to seeing you again soon!
Hello, thank you for the five-star review! We are glad to see that you had a pleasant golfing experience the other day. Come back again soon!
Prairie View is a challenging layout that does give some chance to score if you pick the right tees. But it's not a bombs away course as several holes involve dialing back and hitting to a target with less than a driver. The course is in good shape, though there were a few patchy spots here and there, such as on the 17th green. It also has some of the best practice facilities around, and having Big Lug in the clubhouse is great for a mid and post-round meal. Try the poutine!
Hello, thank you for the five stars! We are glad to hear that you enjoyed our course layout and had an overall good time out there. Thanks for stopping by, and we hope to see you again soon.
This place is absolutely unreal. It was extremely busy but didn't inhibit a great round on an unbelievable course/layout. Staff treats the general public as well as they do their members; friendly, accommodating, proactive. A must-play whether you live in town or are visiting/passing through.
Hello, thank you for the fantastic five-star review! We appreciate your feedback regarding your overall experience, and we can't wait to see you again soon!
This was my first time at Prairie View even though I have lived in the area for 30 years. Why have I never played it before? I must be an idiot. It is one of ( if not the) best courses in Central Indiana. My first comment to my buddy was on the practice green. I said this looks like astroturf. It was perfect. I could go on and on about course, but words are limited. The staff was extremely kind, and there were rangers on the course. Two more words.....PLAY IT !
Thank you for the 5 star review, but we apologize that you weren't able to play out here at Prairie View before. We are glad to hear that you recommend the course, and we hope that you are back here sometime soon to make up for the lost time!
Great course, great facilities, great on-site team - all for a great price.
Hello, thank you for the five-star review! We are glad to hear that you enjoyed our course and found our staff friendly. We appreciate your feedback, and we hope to see you again soon.
Please provide your information below and a staff member at Hamilton County will be in contact to help you start planning your travel.


"Occupying the focal point of major vistas and avenues, and flanking a public square, the Village Hall is both a meeting hall and a symbol for the new community of Windsor, at once its profane and sacred heart.
Rising on a podium, the thirty white pillars carry the steep roof well above the horizontal lines of town center, houses, and walled gardens, forming a highly visible architectural and urban magnet.
Rather than offending the skyline of the town, it complements it with an essential component."
"The simplicity of its internal and external volumes differs with the articulate plasticity of houses,--its elevated porch, its multitude of doors and arched windows, its very openess contrasting with the protective enclosures of private homes--, further enhance the public character of this unique structure."
"Much of the power of this building comes from its ability to evoke a sense of "the other", not as a modernist might do, but by appropriating forms that are recognizably ancient while not specifically referential."
"It impressed me as a truly remarkable building: simple, yet monumental. Its purity of form and primitivism give it a timeless quality. The building is highly evocative, or, perhaps more concretely, it invokes a nameless sense of the sacred. It has a mythopoeic quality."
"The monumentality of its scale, the unfamiliar size and sheer repetition of its elements at once establish and proclaim its exceptional, its uniquely civic status, --as shelter and symbol of the community."
"Every traditional architecture makes a fundamental difference between public and /or sacred buildings on one hand, and utilitarian and /or private on the other.
The first ones express the quality of collective institutions--(dignity, solemnity, grandeur)-- in the res publica and the res sacra; the second ones express the more modest rank of private activities--(residential and economical)--in the res privata and the res economica.
When industries have facades of cathedrals and dwellings look like royal palaces, if museums look like factories and churches like industrial halls, it means that a fundamental value of the republic is in crisis."
"New Urbanism is like America at its founding: it is neither religious, nor "about" religion, nor competent either to adjucate disputes between religions or to force any individual to be religiously observant; but the the Founders realized --(hence "non-establishment /free exercise /no religious test")--, and we should too, that religion is important to both individuals and the common good, and will be so long as all men are mortal."
"Civic buildings and public gathering places require important sites to reinforce community identity and the culture of democracy.
They deserve distintive form, because their role is different from that of other buildings and places that constitute the fabric of the city."


text:
[[Media:VMG3925_B10B_Quick_Start.pdf|200px|thumb|Quickstart Guide PDF (download)]]
The ZyXEL B10B (VMG3925-B10B) is an all-in-one ADSL/VDSL router with dual band, 2.4G and 5G WiFi, 4 Gigabit network ports and a separate WAN Ethernet port. AAISP started supplying these in April 2018
Modem supports VDSL (FTTC) and ADSL/ADSL2.
ADSL1
VDSL (FTTC)
VDSL (FTTC) as an Ethernet router plugged in to a VDSL modem (no longer a common setup, as Openreach no longer provide VDSL modems)
VDSL (FTTC) or ADSL as a bridging modem to a third-party PPPoE router (e.g. FireBrick).
FTTP using the Ethernet WAN port doing PPPoE.
The B10B has an autogenerated supervisor password (hashed from the serial number). Earlier models left a md5crypt type hash in /etc/passwd, however firmware AAVF.10 introduced these being stored in /etc/shadow. You may have some success reading this file by logging into the router as the "admin" user via SSH. You will need to crack the hash (eg with hashcat), the password will be 8 characters long using characters 0-9,a-f (lower case)


The new Kverneland Taarup 9578 C and 9584 C are heavy duty two-rotor rakes with working widths up to 7.8 and 8.4 m. They are designed for the toughest conditions and feature a high performance oil-bath gearbox and a strong carrier frame. The hydraulically adjustable working and swath width and ability to make sharp turns of up to 80° are important features of the Kverneland Taarup 9578 C and 9584 C.
•Hydraulically adjustable working width between 7.6-8.4 (9578 C: 7.0-7.8m).
•Active wheel steering with 80° turning angle for easy manoeuvrability.


text:
Nepalese and Vietnamese students studying in Japan pose with their host parents after attending a three-day home-stay program in Rikuzentakata, Iwate Prefecture, last month. | KYODO
Tsunami-hit Rikuzentakata turns to home-stay program to bolster tourism
by Mai Iida
Online: Mar 10, 2017
RIKUZENTAKATA, IWATE PREF. – Six years after tsunami ravaged Rikuzentakata in Iwate Prefecture, the coastal city is moving to rebuild tourism with a unique home-stay program.
The minpaku (private lodging) program, organized by tourism promotion organization Marugoto Rikuzentakata, enables visitors to get a taste of the daily lives of local fishermen, farmers and other residents while learning about the March 11, 2011 disaster.
Dipendra Lamichhane, a 27-year-old Nepalese who joined one of the three-day tours in February, said it was an "unforgettable" experience, citing his host family's warm hospitality and the city's beautiful saw-toothed coastline.
A student from a computer vocational school in Sendai, he said, "We made a family here," after spending time with his host family and three Nepalese schoolmates. The stay included visiting an ocean lookout and hot springs, cooking and dining.
He said they also sometimes talked about what it must have been like when the city was hit by the magnitude-9.0 earthquake and subsequent tsunami in 2011.
Tsunami-hit Rikuzentakata rebuilding on raised ground, hoping to thrive anew
Six years on, Fukushima child evacuees face menace of school bullies
Lamichhane said he was surprised how his host mother, Renko Ogiwara, 69, miraculously survived, becoming the last to escape the tsunami when she drove up a hill while others said along the way it was the wrong direction to be fleeing.
"A big, black mountain was chasing after me," Ogiwara said of the tsunami she saw on that fateful day.
Having heard that she later suffered from depression, Lamichhane, whose home country was also struck by a major earthquake, in 2015, said, "I was impressed how she's been hanging tough."
A total of 24 Nepalese and Vietnamese studying in Japan joined the home-stay program along with Lamichhane. Many of the host families decided to take part in the project as a way to reciprocate the kindness they received in the aftermath of the disaster and help make the city vibrant again, said Aya Yokosawa, who is a coordinator of the program for the tourism body.
Rikuzentakata was among the hardest-hit cities in the calamity. Nearly 1,800 people — around 7 percent of the city's population — were lost in the disaster and nearly 4,000 houses collapsed entirely as waves, reaching 17 meters high at some points, destroyed the downtown hub.
Six years later, construction continues in a vast, raised coastal area buttressed against future tsunami.
Currently, Japan is experiencing a tourism boom, with the number of foreign visitors increasing for the fifth consecutive year to a record-high 24.04 million in 2016. But its benefits have not spread equally to disaster-stricken areas in northeastern Japan.
While hotel use nationwide by foreigners in 2016 jumped 2.5-fold from the pre-disaster levels, the combined figure for the Tohoku prefectures of Iwate, Miyagi and Fukushima has just recently recovered to pre-disaster levels, according to the Reconstruction Agency.
The city of Rikuzentakata officially started promoting minpaku private lodging services in 2015 as a way to revive tourism, believing the benefits are not only economic but offer opportunities for excitement and motivation, said Takanori Obayashi of the city's tourism division.
So far, five Japanese schools have brought around 670 students to the city under the home-stay program in 2016, and 10 schools have signed up for the program this year for about 2,200 students, according to Marugoto Rikuzentakata. More than 100 non-Japanese have also used or reserved the city's private lodging services for this year.
The city recently launched a licensing system for tourism guides to better cope with the translation needs of foreign tourists, while helping local restaurants and hotels prepare menus and signs in foreign languages.
Oyster farmers Sakae Suzuki, 65, and his wife, Mitsuko, 62, who lost their home and a fishing boat in the tsunami, said they never imagined they would one day host Vietnamese students at their new home.
"It's fun to connect with people from outside. I didn't think that way before the quake, but many volunteers came here at that time and I found it fun to interact with people from outside this city," Mitsuko said while showing her Vietnamese guests how to shuck oysters. She also does not mind the extra cash she can earn through the program, she said.
Her husband was a little worried that they might not be able to communicate with the Vietnamese tourists, but it has never been a problem.
"We got a lot of help" after the disaster, Sakae said when asked why he decided to accept tourists at the couple's home. "If there's something that we can do to repay people's kindness, we wanted to do it," he said, referring to the relief donations that arrived from around the world.
Nguyen Manh Duc, 25, one of the Suzukis' Vietnamese guests, said he enjoyed going out in his host father's boat to catch crabs as part of his first fishing experience at sea.
"The ocean is very beautiful, and people are really kind," said Nguyen Manh, a student at a Japanese language school in Sendai.
After ending the three-day tour, the foreign students appeared reluctant to part with their host families. They took photos, hugged until the last minute before departure, while some were teary.
The small coastal city became known for the casualties it sustained in the 2011 disaster, and its population fell 18 percent from the pre-disaster level to around 19,800.
However, probably the best-known symbol of Rikuzentakata today is the "Miracle pine," a single spindly survivor among a grove of 70,000 trees that had lined the city's beach for centuries. The tree eventually died but has been preserved and re-erected.
With anti-decay chemical treatment, the tree became a monument, standing on the beach as a symbol of its tenacity amid the unimaginable destruction.
Minpaku program coordinator Yokosawa said people come to see the pine and the buildings left stranded after the tsunami, but she wanted to offer them a chance to get to know the city at a deeper level through exchanges with the locals.
"The pine grove that lasted since the Edo Period is gone and it takes time to restore the beautiful scenery we used to have, but there are people who continue to live here," she said.
"I want visitors to get a glimpse of their charm because I believe there is no place other than here where people's ordinary lives are treasured and shine so much."
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tsunami, 3/11, Rikuzentakata, minpaku, home stay


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San Diego is the oldest city in California, United States. It is located in San Diego County on the coast of the Pacific Ocean. Nicknamed 'the Birthplace of California', this city welcomes visitors with its mild year-round climate, pulsating nightlife, natural deep-water harbor, extensive beaches, intriguing museums and delightful water sport features (including kayaking, surfing, jet packing, and scuba diving).
These are seconded by some architectural marvels made in Spanish Colonial architectural style, which includes - the world famous San Diego Zoo, and San Diego State Historic Park. You should not miss a trip to world's second largest urban park called Balboa Park here. It features San Diego Zoo, botanical gardens, over a dozen museums and several family-friendly attractions. San Diego is ranked as one of the top-ten best climates and one of the two best summer climates in America by notable organizations like The Weather Channel. Visitors can best use this climatic delight to visit the city's famous nature preserves like Torrey Pines State Reserve, Los Penasquitos Canyon Preserve, and Mission Trails Regional Park.


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Take your event to the next level with a violinist. These classically trained musicians will delight your guests with elegant melodies at your wedding or private party. Browse violinists in the New York City, NY area and request a free quote.


NBA Raptors refers to the font used in the lettering of Toronto Raptors jersey. This is not the official font and only resembles the font used for lettering, numbers, and player names.
NBA Raptors font contains 62 defined characters and 38 unique glyphs. The font contains characters from the following unicode character ranges: Basic Latin (66).
NBA Raptors also known as Toronto Raptors font is a fancy, old-school font designed by Eriq P. Jaffe. The font is licensed as Free. The font is free for both personel and commercial usages. In doubt please refer to the readme file in the font package or contact the designer directly.
NBA Raptors font has been rated 5.0 out of 5 points. A total of 1 votes cast and 0 users reviewed the font.


Perfect if you want to give a dance lesson as a gift.
Welcome to The Margaret Huntley School of Dance.
We are a dance school which specialises in Latin American and Ballroom dance for all ages, starting from 5 years and upwards. Dancing is a great way to get fit, have fun, and make new friends along the way. So, if you have been thinking about giving the cha cha or waltz a whirl, then you have come to the right place. Margaret is a Fellow of the International Dance Teacher Association and has years of experience teaching, so you know you are in safe hands. Whether you want to dance just for fun, or to a more advanced level, or to achieve a professional qualification in Latin and Ballroom, we welcome your enquiry.


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Grisolles puede referirse a:

 Grisolles, comuna francesa situada en Aisne.
 Grisolles, comuna francesa situada en Tarn y Garona.

redpajama_set_name: RedPajamaWikipedia


For several years now, pain researchers have been wondering about a question that lay folks, including federal government regulators, might dismiss as absurd: The idea that marijuana, far from creating more problems for people who use opioids (narcotics), might, at least in some cases, help prevent opioid overdoses.
The notion took hold several years ago in California, when oncologist Donald Abrams, chief of hematology and oncology at San Francisco General Hospital and a cancer specialist at the University of California, San Francisco Osher Center for Integrative Medicine at Mount Zion, began testing marijuana in chronic pain patients in a federally funded study. Patients inhaled vaporized marijuana three times a day for five days while taking their regular opioid pain relievers. In 2011, Abrams reported that pain was significantly reduced, by about 27 percent, when inhaled marijuana was added to the opioid regimen.
This finding suggests that marijuana may have a synergistic effect, enabling pain patients to get good pain relief with lower doses of opioids. It's too small a study to constitute proof, to be sure, but it's a scientific hypothesis that seems well worth pursuing — except to the feds.
Fast forward to late July 2014, when a different team of researchers, using a different approach, supported the findings. Dr. Marcus Bachhuber, an internal medicine fellow at the Philadelphia VA Medical Center and a Robert Wood Johnson clinical scholar, led a team that simultaneously analyzed opioid overdose deaths from 50 states between 1999 and 2010 and tracked the implementation of medical marijuana laws in the 10 states that had them during that period.
The findings, reported online in The Journal of the American Medical Association Internal Medicine, offer another bit of tantalizing evidence about marijuana's role in mitigating the potentially lethal effects of opioids.
The team found that states that had legalized medical marijuana had a 24.8 percent lower average annual opioid overdose death rate compared to states that hadn't. In 2010, that translated to about 1,729 fewer deaths than expected.
The Bachhuber team acknowledged that the finding is an association, not proof of causality, but added that if the relationship between medical cannabis laws and opioid overdose mortality is substantiated in further studies, laws permitting the use of marijuana as part of a comprehensive approach to pain relief might make sense.
In an editorial accompanying the JAMA study, Dr. Marie J. Hayes, a psychologist, clinical neuroscientist and addiction specialist at the University of Maine, wrote, "The striking implication is that medical marijuana laws, when implemented, may represent a promising approach for stemming runaway rates of non-intentional opioid analgesic-related deaths. If true, this finding upsets the applecart of conventional wisdom regarding the public health implications of marijuana legalization and medicinal usefulness." Hayes and her co-author, Dr. Mark S. Brown, caution, however, that if medical marijuana laws afford a protective effect, it is not clear why.
By extension, changing marijuana laws may help not just individuals, but bring public policy more in line with medical science.


The Battle of Flirey (French: 1re Bataille de Flirey) was a First World War battle fought between the 19th of September and 11th of October 1914.
It resulted in a German Army victory against the French Army. The battle cut most of the roads and railways to the strategically important fortified city of Verdun, and was to have a large effect on the course of the war.
The Woevre Plain stretches from the city of Luxemburg, south to the French city of Toul, and was a common route of attack between Germany and France. The plain is flanked on the eastern side by a series of mountain ranges (the "Hauts de Meuse") alongside the Meuse River, and along the western side by the a series of mountain ranges alongside the Moselle River.
Pre-war, a series of German fortifications were build along the Moselle River (especially around the city of Metz), while across the boder, a matching set of French fortifications was established along the Meuse River around Verdun and Toul.
In the first months of the First World War, the German High Command were the first ones to realise the increased effectiveness that artillery and machineguns gave to the defense, and as a result seized various terrain features that would be easy to defend. As a result, recognising that it is easier to defend the heights alongside the Meuse River (as opposed to the plain between the Moselle and Meuse rivers), a German attack was planned to seize these heights, and so deny access to the Woevre Plain to the Allies. In addition, this would isolate the fortified city of Verdun and reduce the ability of the French to attack German territory.
The attack commenced on the 19th of September, with German cavalry from Metz skirmishing with the French defenders in the Dieulouard - Martincourt area. Flirey, the woods around the village and Seicheprey were quickly captured.
French reinforcements arrived on the 22nd, but could not stop the Germans from advancing. The German advance then changed direction, moving from the previous southerly direction, to a south-westerly direction.
By September 24th, the village of Saint-Mihiel was captured, despite the french villages of Flirey, Seicheprey and Xivray being recaptured.
More French reinforcements arrived on the 27th, but as the Germans were now firmly entrenched, French counterattacks (between Flirey and Apremont) resulted in little change in the front line. French counter attacks continued until October 11.
The battle resulted in a salient (the "St. Mihiel Salient") being projected into the french lines south of Verdun.
Of the two roads and one railway that led to Verdun, the battle resulted in all bar one minor road being rendered impassable by the Germans. This imposed a serious logistical handicap to the french defenders around Verdun. In addition, it resulted in Verdun being encircled on three sides, and effectively neutralised Verdun as a base to any French offensives.
The area was to see much fighting over the rest of the war. However, despite numerous attempts by the French to reduce the salient (such as the First Battle of Woevre and the First and Second Offensive Battle of Verdun), the salient wasn't reduced until the American/French attack in September 1918 (the Battle of Saint-Mihiel).


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Military Africa
Defense news | Technology | Innovation
Moon mission, Egypt prepares for space exploration
September 28, 2020 September 28, 2020 Darek Liam	Egypt, Space
Africa's race to secure a presence in the blooming space industry has begun in earnest as Egypt's space agency prepares to launch it's own space mission.
For a long time, Egyptian Space Agency has mastered the art of designing and manufacturing it's own satellites without foreign assistance. Dr. Mohamed El-Qousi, CEO of the Egyptian Space Agency, believes that manufacturing satellites in Egypt and launching it from Egyptian lands is a necessity.
"It is not a luxury we are trying to do, but it is a duty that must be reached." he said.
Apparently, studies have been conducted to build a launch pad, leveraging on Egypt's large pool of "distinguished technical and scientific cadres who are educated in the field of launch missiles in terms of missile mechanics and guidance…"
Although, despite these expertise, Al-Qousi added that these personnel are yet to apply their knowledge practically.
The results of the studies has been presented to the higher authorities awaiting approval for implementation, says Al-Qousi.
Also, since the year 2014, there have we been a major shift in Egypt's interest and support for space technologies and projects.
Following global trends, Egypt plans to explore the moon, and collect samples for experimentation, and for this reason, Egypt has signed a bilateral agreement on cooperation with Japan last year, which saw Japanese experts and scientists visit Egypt.
Egypt is one of the leading countries in Africa and the Arab region in the space industry. For several years, the North African country has been pushing the boundaries in its quest to harness the potentials of space.
Egypt Space Programme milestones
Last year alone, Egypt set a new record for launching four satellites into space. This is by far the highest number launched by an African nation in a single year.
The four satellites brings the total number of satellites launched by Egypt to nine, including three communications satellite launched by its publicly-traded satellite operator NileSat.
That same period in 2019, In February, the African Union decided that the headquarters of the African Space Agency to be hosted in Egypt. The endorsement enforces Cairo as the focal point for AU's continent-wide space programme.
In February, Egypt launched its high-resolution Earth observation satellite EgyptSat-A, a remote sensing satellite with a high resolution of 1 metre. EgyptSat-A replaced EgyptSat-2 which suffered a flight control system failure in April 2015 after only one year in orbit.
On 6 March, Cairo approved the Egyptian Space Program which will identify the roadmap for Egypt for the next ten years.
Further down the year, Egypt launched two 1U Cubesats: NARSSCube-2 in July and NARSSCube-1 in September, both indigenously developed by Egyptian engineers at the National Authority For Remote Sensing & Space Sciences (NARSS).
In September, the Egyptian Space Agency signed a contract with China National Space Administration to commence the construction of satellite assembly, integrating and testing facilities in Egypt with the development of a new experimental remote sensing satellite named MisrSat-II.
MisrSat-II is a being developed as a joint project between the Egyptian Space Agency and China.
In November, Egypt launched TIBA-1, a state-owned civil communications satellite, and shortly, towards the end of the year, announced plans to fly an Egyptian astronaut to the International Space Station.
Putting a Man on the Moon
Regarding Egypt's quest to put a man on the moon, the astronaut program which began late last year is currently in the phase feasibility studies and discussions. Once that is concluded, Egypt will announce and commence with the selection of applicant astronauts.
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US senators wants AFRICOM to move Headquarters to South Carolina →
Darek Liam
Darek Liam is the North African editor for AMB, where he writes about the intersection of Technology and national security. He has been covering defense and national security issues for more than a decade, previously as African Union correspondent.
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I told you in April that I would update you on my experience with the homemade laundry soap recipe that I posted. Well...I tried it...and.....(drum roll, please) I haven't seen any difference in our laundry. With a messy 3 yr old in the house, this is a great thing!
The homemade soap is cheap and easy to make. When I ran out, I didn't need to run to the store (we all know what can tempt us THERE...), I just needed to make up another batch. Our clothes are clean and smell great, thanks to the scented Dawn that I added.
So...if you haven't tried it yet, I highly recommend it!
I've been very busy with my job lately, so I haven't had as much time in the kitchen. We've been eating a lot of one dish meals and soups with bread. So...I thought I'd share one of my favourites with you.
Peel, cube and cook potatoes and carrots in just enough water to cover. Drain water, slightly mash potatoes leaving some chunks. Add chicken broth to the potatoes and carrots. Saute onion and celery in 1T butter. Add all to the chicken broth pot. Bring to a slow boil, add milk and butter, as well as black pepper and McCormicks Italian Seasoning to taste. I strongly suggest this spice blend as it includes cayenne, which adds a very nice flavor to the soup. Turn down the heat and let cook uncovered for about 30 minutes or so, stirring regularly. I prefer cornstarch to thicken my soups, but know that many prefer flour. I add cornstarch to about 1/8th of a cup of very cold water, mix well with a fork and slowly whisk into my soup. This provides a tasteless thickener without clumps.
This is an easy, filling, delicious soup that makes a great dinner for those with busy schedules! I often double the recipe if I need some freezer lunches for my husband. This also goes incredibly well with my no knead bread recipe!!!
Homemade Laundry Soap - No Grate, No Cook !!
After a seriously successful experiment with ammonia and a very icky (hey, it's a technical term!) broiler pan...I have decided to try more of the homemade cleaners. I noticed over the weekend that my stockpile of 30 bottles of laundry soap had dwindled to a mere 5 under my husband's watchful eye, so I am going to start there.
I've found this recipe for a liquid laundry soap that does not require you to grate soap or cook on the stove.
Put these 3 ingredients into a one gallon container. Add 4 cups boiling water. Gently shake to dissolve. Let cool. Add cold water to equal one gallon.
Since I had so many empty laundry containers that I'd saved, I filled up 2 of them from this recipe. These 2 gallons cost less than 40 cents to make. Reviews on this laundry soap seems to be positive web-wide...I'll make sure to share my take on it after I've done our weekly laundry!
I have rediscovered an old friend...Modge Podge!! There are so many cute projects out there that use this crafting favourite that I just had to jump in head first once again!
Thrift store shopping has become a favourite past-time lately and I have picked up several (very boring) glass candle holders.
A little modge podge, a piece of laser cut scrapbook paper and 15 minutes later, I had this fabulous candleholder for my dining room table. In the picture is another of my thrifting finds, a gorgeous star dish in the same lovely blue.
After a successful crafting time with my old friend Modge Podge, another former crafting buddy made a re-appearance --- double sided tape!!! See what a little scrapbook paper, double sided tape and twine can do!
Approximately $8 and a half hourr, I had 2 wonderful new (frugal) candle holders for our home! I love upcycling thrifted items and am SOOOO glad that it is finally garage sale time here in West Michigan!
I have finally achieved that pinnacle of baking --- the "best bread" award from my husband, who was raised on what I was previously led to believe was the best bread ever of his childhood housekeeper, Mrs. Ryan, in the small village of Kenmare, Ireland.
Here is the recipe with my tweaks!
Mix dry ingredients together (i use a wooden spoon), add warm water. Mix together, dough will have a sticky consistency. Cover bowl with plastic wrap, leave on counter for approx 18 hours.
Using floured work surface and hands, gently work the dough into a loaf by folding over and tucking the ends underneath. Do not knead, it will make the bread tough! Flour the bowl and then carefully lift the loaf and pop it back into the bowl. Cover with a floured towel. Let rise for 2 hours.
Preheat your oven to 450 degrees F. After oven is preheated, put your covered dutch oven or deep casserole dish (i use cast iron, but i've heard that other types work too as long as you cover tightly with a lid) to heat. After 15 minutes remove, pick up dough and move to the dutch oven. Dough will spread out and cover the bottom of dutch oven. Re-cover, put into the oven for 30 minutes. Remove lid, bake for another 3-5 minutes to brown the top.
Easiest and best bread i've ever tasted! Makes a perfect "artisan" type loaf every time!
I finished my first project tonite and couldn't wait to share it. I found this Simplicity hat and purse on clearance at Joann's today for just $2 ea!!!! My sewing skills are extreeeeemely rusty as I found out over and over again tonite. I wouldn't choose to use this trim again, but i adore the crochet flowers!
My husband and I have 8 children between us, only one girl (his) who I was never blessed enough to meet before she passed away. These are meant as a gift for a coworker's daughter. But I have NO idea what little girls and not so little girls like. She's a little sweetie, I so hope this makes her smile!
is it cute or cutesy?
Today has been an absolutely fabulous day! After I made the world safe for foodservice equipment dealers everywhere... I snuck out to the craft stores! I've been itching to glam up some of my recent thrift store finds and tomorrow, I'll have pics! Along with the need for spring cleaning, i've also had this redecorating need. I'm not the worlds most savvy decorator, though...so I've been scouring the frugalista sites and pinterest and crafty blogs for ideas. Tomorrow, I hope to transform a tray for my dining table, make some terrific candle holders and fancy up some candles for our living room. I am also working on a purse for a co-workers daughter (shhh, don't tell!!!) This is more up my alley, though...I love working with fabrics and yarns and have been embellishing items for..um...decades (did i just age myself???) I'll also spend some time with our little guy tomorrow making fridge magnets!! (pics forthcoming!) He loves to craft and will be home with Mom every Tuesday and Thursday through the summer.
tune in tomorrow for photos of our crafty day!!!
A few sprays onto the counter or the sink and it wipes up nicely with a rag. You could probably also use paper towel, but I don't like paper towel or paper napkins and have not used either for many years. I cut up old clothes, towels, whatever to make up my rags.
The only thing I don't like this for really is cleaning my cooktop. Baked on messes are best cleaned with a paste of baking soda and water - leave it for about 15 minutes or so and then rub with a wet rag. The ick comes off but the baking soda will often leave a residue that you want to rinse again. I will occasionally go ahead and use some of the all purpose cleaner above but find that i often have to go back over with a microfiber cloth to get the streaks off my glass cooktop.
If anyone has green cleaning tips that they love, please share! I will try them out and post about my experience!
We splurged yesterday when visiting a fabulous local cheese shop called "The Cheese Lady" . They have a FABULOUS irish cheese. The hubs, being from Ireland, misses the sharpness of farmstead kraft cheese. Paul picked up the Irish Cheddar (apparently their best seller!!) and some amazing blue cheese. I spoiled myself with an amazing fontina and some herbed water crackers.
Obviously, I can't eat the crackers without a wonderful dip or snack...so I am making one of my favourites -- tabouli! As you can see, I make this flavorful middle eastern dish with cous cous rather than the traditional bulgar. I've adapted this recipe to our taste... I have also substituted quinoa for an added protein burst! I often eat this for lunch with a pita or with crackers. It has a fresh from the garden taste that i love! I hope you enjoy this as much as our family does!
Cook couscous per directions. Set aside to cool, fluff with a fork. In a small bowl, whisk together the lemon juice, garlic and olive oil to make a vinaigrette.
One of the things that i desperately needed to do was clean our oven and our stove, including the burner pans. I used a trick i found on Pinterest to clean the burner pans and thought I would share it here. I put each of the pans in their own ziplock baggie with about 1/2 cup of ammonia, sealed them up and put them out on the deck for a few hours. I just rinsed and photographed. The Pinterest tip said to leave it over night...given that my results were not as positive as hers were, next time I will definitely try leaving overnite. There i still some residue on the pans, as you can see by the photo but overall this was a fabulous tip!
A case of strep throat that morphed into a serious asthmatic bronchitis, several antibiotic courses, a number of steroids, breathing treatments and three doctor visits later...I am finally feeling somewhat like myself! Our little guy came home sick several weeks ago and shared with both Mommy and Daddy. I can't remember when i was last that sick...sheesh!
My bloggy plans were derailed, but we'll get back on track in no time! Over the next week or so, I will be sharing some of our favourite recipes and tips for spring cleaning!
But, its the time of year that prompts the need to clean and reorganise, not the warmth and sun.
Yesterday, I mentioned that we've achieved our fabulous grocery savings by having a meal plan, making a list of ingredients from there and then matching up items we need to local sale fliers.
I thought I'd share my weekly meal plan today! I've already looked in our sale fliers to see that boneless chicken is on sale, as are round roasts. I have ham for soup, veggie burgers, steaks and bacon in the freezer. I will look for low cost replacements for our freezer. If you buy most of your main ingredients ahead of time and buy the rest from what is on sale that week, you can assure that you are always paying the lowest price you can.
The Devil is in the Details, eh?
Now that Mama is working from home, there are no more quick runs out to dinner because everyone is too tired or too stressed to cook! I have found that having a weekly meal plan is imperative.
Make a list of your meals for each day of your shopping period and then stick to it! Planning in this way helps you to purchase all of the ingredients at one time that you will need.
Additional trips to the grocery add to grocery costs in a huge way (can you say...impulse buy?) Not sure about this? Read the book "Why we Buy" from Paco Underhill This amazing book explains the science and psychology of shopping. Stores capitalize on a number of strategies to get you to buy more...(don't think the candy shelves at the checkout are accidental!) It's a daily struggle not to fall into their trap! With smart planning and smart shopping, you can beat them at their own game!
If you are just starting with menu plans, as i was just a short time ago...you may want to start with just your dinner plans. Living a more frugal and simple life requires more time spent in planning but so much time and money savings on a day to day basis that we'll never look back!
I start with my grocery fliers....what is on sale right now? Do i have any coupons or store rewards that I can use to plan my meals around? I then go to the cookbook where I keep my family's favourites recipes. What meals will fit the items on sale at my local stores this week? I try to incorporate a new recipe or two each week.
Once I have a list of meals and ingredients, I start going through ads and coupons matching up sale prices with our needs for this week. I typically shop at 2-3 stores to maximize my savings. The trick to saving money is that once you've gone for your time period (whether you shop weekly, bi-weekly or monthly)...you don't go again. I cheat here a bit, as I set aside money to buy bread & milk every 3 days. We do not currently have a second freezer and our fridge is quite full on a regular basis.
When you've made your list, matched up your sales and your coupons...Shop Baby Shop!!!
I've meant to share a lot of recipes and craft ideas over the last couple of days, but our 3 yr old Sammybug has bronchitis and strep throat. ugh!!!! He's been down for three days now, no playing, very little eating...not even much talking. NO FUN!!! He is curled up on the couch with not one but TWO blankies and his favourite stuffy - Doggie. Things should be back to normal in a couple days here, as he starts the antibiotics today. The Dr explained that there is a lot of this going around right now that typically leaves by spring break week. Due to our rather late start to spring, the infections seem to be increasing rather than decreasing.
even our Sammybug can get behind this one!
Spring,Spring...Oh Wherefore Art Thou Spring?
Since spring has decided not to visit our little corner of Southwest Michigan for yet another week...it is a soup day at our house. I have been making pots of soup, chili and stews every week. While I'm not a fan of soups and stews, my husband (being from Ireland) definitely is! So the first recipe I'll share is for his favourite Beef Barley Soup! I will be serving this today in homemade bread bowls. I hope to share my bread recipe tomorrow with photos of our bread bowls!
***Heat oil in skillet over medium heat. Brown the beef on all sides.
***Add beef to the broth, potatoes, tomatoes, onion, carrots, barley, vinegar, marjoram, thyme, basil, salt and pepper in a large soup kettle. Bring to a boil over high heat.
***Reduce heat, cover and simmer for about 2 hours until the beef is tender. Remove cover and add green beans - cook another 30 minutes.
I headed to Meijer - $2 off coupons for SnapTite storage containers in hand and VOILA! My new pantry cupboard. The spice cabinet better beware...i'm on the rampage!!!
I was sitting at my desk ... working like crazy, needing a break from the complexities of foodservice equipment quoting....when it hit me! Today was a fabulous day for a trip to our local thrift store! I have been planning to head that way for the last week, since our little guy will soon need jackets. I typically try to have one good one that is worn only when we go out and several "play" jackets that can be rolled around in the grass and dirt in. What better place to pick up play jackets than the thrift store!?!?
This is new thinking for me, by the way. Six months ago, I think that Kohls and Old Navy were dedicating new wings of their stores to me. Convenience and availability, however, are no longer an option if it isn't a good value for our family.
As i am browing the aisles, I note several nice toddler boy jackets --$2.99 ea!!!! I picked up 3 of them... I look through the dresses to see if there is anything appealing that I could alter for myself -- nothing. On top of a rack of clothes I see dress shoes for men -- a brand new pair with the tags in my husband's size for $14.99. Typically this brand would retail for about $45. SCORE!!!! Now I just have to convince my ThriftStorePhobic husband to wear them!!!
We had a fabulous dinner or leg of lamb, roast potatoes, peas and flaky biscuits....I was able to provide our entire dinner for less than $15 thanks to sales and coupons!! It never bothered me before that lamb is so expensive. It may have taken me a whole lot of years to shop effectively for our family, but i think i'm getting the hang of it.
Masked duo celebrates the day in true super nerd style!!!!!
I started this blog several years ago to showcase my handmade jewelry (which can be found at http://simplywillow.etsy.com) but i was never able to decide who my audience was - fellow jewelry artists or potential customers. As it became harder to find the time to write and without a clear direction, I lost interest (hence the lack of posts since 2010).
With my new position has come the ability and the need to take a closer look at how we spend our time and our money and the opportunity to live a more fulfilling life.
Our lives have changed dramatically in a short period of time...and I hope to share with you every day a bit of our journey in this new direction.
I'll be changing up the look and feel of these pages over the next couples weeks, adding recipes and photos, craft ideas, thrify tips, thoughts and feelings. I hope you enjoy reading it as much as I enjoy living it!
Is it art because its beautiful....or is it beautiful because its art.
Many artists look at 'beautiful' as a dirty word as it relates to their work. They want their pieces to be edgy, provocative or sensual. Beautiful seems almost a criticism. WHY?
Honestly, I have to think beautiful is what we all strive for in one form or another. Maybe it is in how you define beauty. I look at beauty as the emotional response a piece evokes in you. Something must pull your heart in some way. I don't believe that beauty is defined in terms of how "pretty" something is, but rather in your response to it.
Have you ever seen something so intensely ugly or wrong...that it is beautiful? Some of the photographs taken during hurricane Katrina have this intense beauty. You know that it caused extreme hardship, death and destruction and yet...the photos of the storm itself had a strength and intensity and darkness that pull at you.
I am going to keep thinking on this and would love to hear your comments.
Back by popular demand...my Steampunk Collage Pendants! Out of the studio and listed on etsy.
I'm trying to work on them in small batches, as we've had a very fussy little man lately. Sam's been diagnosed, at 6 weeks old, with reflux. He hasn't been sleeping well so that means very little studio time for me!
I will spend the next two weeks finishing up my spring line and getting ready for our first show. Maternity leave ends on 3/1, so I'm trying to get a jump on everything!


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Why Mr. Alok Shukla who Saved & Saved for Retirement still ended up Extremely Worried
by amita
Meet Mr. Alok Shukla
Mr. Alok Shukla, age 60, retired after 35 years of service with a bank. He had started as a clerk, worked his way up and retired as a General Manager. He was proud and pleased with the way his career had progressed.
His wife, Anjali, had always stood by him supplementing the family's income. She taught at the local school and had the love and respect of her students and their parents.
The couple had two children both boys of age 28 years and 30 years. Mr & Mrs Shukla had managed to educate them well and both had decent well-paying jobs. The boys were married and were settled separately. They younger one had just got married and moved out a few months back.
Mr. Shukla had secured a loan from his bank and had bought a three bedroom house, which was fully paid for. The house had appreciated in value considerably over the years, which warmed his heart. Two weeks into his farewell party he took stock of his situation.
Mr. Alok Shukla's Financial Position at Retirement
Mr. Shukla knew he was eligible for pension but it wasn't his full salary naturally. He had given this a thought earlier and had been frugal all his life and had saved well for his retirement. He knew he had no other means to increase his income post retirement so postponed the unpleasant thought of income post retirement with the idea that he shall cross the bridge when he comes to it.
Most of his savings were in fixed deposits of his bank. He had some insurance policies, which were due to mature soon and had some money in government run savings schemes that provided tax relief.
His wife had decided to resign from her job a couple of years back and now taught children at home. She looked after her own expenses and even bought him a gift or two.
He did some quick back of the envelope calculation and realized that he was not in dire straits but the income from his investments would just be enough to meet his minimum expenses. Inflation had surreptitiously increased his living expenses, which were so ably managed by his wife all these years.
His needs weren't many but he did have a wish to enjoy his life a little, drive a nice car, travel a bit and be active in his community. His wife had always expressed a desire to visit a few temples, go for a Himalayan Pilgrimage tour and visit her brother in Singapore. Mr. Shukla's dilemma was now how to fulfill these needs?
Mr. Alok Shukla's Retirement Investments
Mr. Shukla had not ventured into the perceived high risk opportunities his colleagues always talked about. They were forever talking about stocks, IPOs and commodities and some had also bought land and got into unregulated investments that promised higher returns. He had always steered clear of all these options. He had worked hard and could not tolerate the idea of losing his principal.
He had seen his cousin lose all his money speculating in stocks and had decided that was not to be his fate. He was not a "greedy" person wanting to gamble and make a fast buck. His life had been arduous and he did not think any "shortcuts" worked.
He had had a simple mantra in life… Work hard, live within your means and save as much as you can and life would take care of itself.
Mr. Alok Shukla's Post Retirement Reality Check
Reality hit Mr. Shukla hard. His children were earning well but he had too much self respect to ask them to fund his indulgences and holidays. He also knew both would need to buy a home. As a bank manager he was aware that the EMIs would eat into a large chunk of their pay. They would certainly contribute should the need arise but it wasn't fair to ask for assistance at this stage.
He could sell his house and go live in a smaller home in a distant suburb. But he did not have the courage to bring this suggestion to his wife. The house held dear memories for them and also would mean being far from their children. This idea was summarily rejected.
He felt a bit dejected and let down. His way of looking at things was that he had done everything right in his life, lived by every rule in the book and now what? He would still have to scrimp and save?
He crunched numbers every day, was a General Manager of a bank for Gods sake, he should have known better!
The fact was, there was always an unavoidable expense waiting for his attention. His children never demanded expensive stuff but the higher education and weddings of his children had whittled down his savings.
Mr. Alok Shukla's Remedy for Retirement Investments
Mr. Shukla gave his post retirement financial position a long thought and the took advice of a colleague who had retired a few years back. His friend seemed to have none of his troubles. He was lucky that his friend shared his full portfolio and strategy with him. So after some long discussions over tea and snacks he came up with a solution.
He would seek out some part time /consulting assignments. He had considerable experience and goodwill and could explore the option. He would also let out the extra bedroom to a paying guest. This would mean altering his lifestyle a little but could also be positive in terms of some companionship for them.
He was aghast to notice that although his friend's initial savings were lower than his, his kitty post retirement was much higher. The return his friend had earned from stocks and equity mutual funds was much higher than his safe fixed deposits.
He could not undo the past but decided to proactively manage his portfolio.
Mr. Alok Shukla is Now Smiling
Mr. Shukla decided to invest the LIC maturity proceeds in some equity mutual funds. Also if and when he had a surplus after he augmented his income from the part time assignments and paying guests rent he would invest in growth assets.
Slowly as his FD's/Nsc s and bonds matured he assessed his portfolio, subscribed to online knowledge sites that showed him the right path to Retirement Investments and gave him Knowledge and Training, asked questions and seeked out answers. His meticulous nature took him 5 years to get his portfolio rejigged but the mission got accomplished.
His advise to his children now is to begin saving for their retirement now and save smart rather than save more.
He is living a comfortable life, takes up a few assignments and the paying guests are now a part of their lives. There isn't a single desire of his life left unfulfilled!! .
The memory of the smile, which lit up his wife face when they boarded a flight to Singapore, leaves him a contented and satisfied man.
Amita Shah heads the Online Investment Advisory at Investorsareidiots.com. She has over 15 years of experience in dealing with financial products and used to head the Wealth Management at Derivium Tradition Securities (Pvt) Ltd. She has many published articles to her credit.
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This edition of the Agribusiness Bulletin looks at the impact of the Comprehensive and Progressive Trans-Pacific Partnership (CPTPP) agreement on the Australian agriculture industry, particularly on key products and markets.
Cereals and grains are among Australia's largest export commodities by value (second only to beef), averaging $7.8 billion per annum over the three years 2014-15 to 2016-17.1 20% of these exports ($1.5 billion) are to CPTPP countries of which Japan and Vietnam are the largest markets. These two countries accounted for 66% of CPTPP country grain exports over the last three years, and reached $1.2 billion in 2016-17.
Unlike beef, where Australia holds a dominant market position, the Japanese export market for cereals is more hotly contested. The USA, Brazil and Canada are the three largest suppliers (across all cereals and grain products) with the USA being Japan's largest supplier of wheat, rice and corn.
Wheat and barley are Australia's strongest performing grain exports to Japan. The chart below shows that Australia holds a dominant position for barley exports and a lesser (although still significant) market share for wheat.
With respect to wheat and barley, the Japan-Australia Economic Partnership Agreement (JAEPA) means Australia currently has a tariff advantage over the USA and Canada. Australia's tariff for wheat will be 9.8 yen per kilo in 2019 (when the CPTPP takes effect) while USA and Canada are currently levied at 55 yen per kilo.
Under the CPTPP, tariffs on wheat and barley will be equalised with both Australia and Canada receiving 'Most Favoured Nation' (MFN) status. A country that has MFN status has the best tariff levels on offer (i.e. no other country with MFN status can have more favourable tariffs or quotas). This represents a clear downside for Australia, as Australia gives up its current advantage over Canada. Given Canada is a strong exporter of cereals and grains (particularly wheat), this loss of a tariff advantage is more pronounced.
The upside of the CPTPP for wheat and barley is that tariffs for Australian exports will fall even further than under JAEPA, and Australia will further strengthen its position against the USA. Given USA's withdrawal from the CPTPP, they will continue to face current tariffs of 55 yen per kilo. Furthermore, new quota volumes will come into effect in Japan increasing the size of the export pie.
44% of Australia's dairy exports are to CPTPP countries. Of these countries, Australia's major dairy export markets are Japan (46%), Singapore (21%), and Malaysia (16%)2. Currently Australia enjoys a slight tariff advantage in Japan (over key CPTPP countries such as New Zealand) but not in Singapore or Malaysia (where tariffs are currently 0% for all CPTPP countries). Therefore, the CPTPP represents mostly gain for Australian dairy with respect to improving its position over non-CPTPP dairy exporters such as European countries and the USA, which continue to face current tariffs.
21% of Australia's wine exports are to CPTPP countries. Of these, Australia's major wine export markets are Canada (41%), New Zealand (18%), Malaysia (10%) and Japan (10%).
Malaysia currently has a 34% tariff on wine4 from all countries (except China). Australia holds a dominant market share in Malaysia, and the CPTPP is set to strengthen this further – with France (its strongest competitor) staying on the 34% tariff rate. This will take some time, however, with Malaysian tariffs on Australian wine phasing to 0% over 15 years.
For Japan, the export wine market is currently dominated by France (around 50% market share), with Chile, Italy, USA and Spain making up a further 40%. Australia is a minor player at around 3%. It currently enjoys a tariff advantage under JAEPA (at 6.9% compared to 15.3% for other main countries). The CPTPP will reduce Australian wine tariffs to 0% over 8 years, meaning Australian wine exports to Japan will be more favourable. However, given Australia's small market share, the CPTPP gain is likely to be minimal and it will take more than tariff reductions to increase Australia's wine footprint in Japan.
On balance, Australia's inclusion in the CPTPP represents a win for Australian exporters and does not appear to materially impact domestically focused industries. Over the past two editions of the Agribusiness Bulletin this has held true for Australia's key markets in beef, cereals and grains, dairy and wine. While Australia did concede some tariff advantages, that it held under current FTAs (namely JAEPA), it gained against many other competitors – namely the USA and European countries. Effectively, the CPTPP will result in prices for Australian produce becoming cheaper in end markets (than those non-CPTPP countries) generating greater demand for Australian produce and increasing the size of agricultural exports. It is worth remembering, however, that the CPTPP does not deal with the majority of Australia's agribusiness trade – far more significant for Australia would be any bilateral or multilateral agreements China might sign, such as the Regional Comprehensive Economic Partnership (RCEP).
3. Product code HS2204 International Trade Centre. (2017). Market Access Map.
4. Product code HS2204 International Trade Centre. (2017). Market Access Map.


New Delhi, India (Web Desk): Indian celebrities along with thousands of Indian people came out on roads to protest against mob lynching of a 16-year old Muslim boy, who was stabbed to death on a train on suspicion of possessing beef.
In several places, including Delhi, Mumbai, Bengaluru, Hyderabad and Kolkata, protesters gathered under the "Not In My Name" banner to make a strong statement against violence perpetrated by right-wing Hindu groups and cow-protection vigilantes.
The protests were seen as an immediate reaction to the brutal stabbing of a 16-year-old Muslim boy, Junaid, on a train. Earlier this month, a Muslim social worker was lynched allegedly by government officials in Rajasthan.
Muslim dairy farmer Pehlu Khan was killed by cow protection vigilantes at Rajasthan's Alwar in April. The families of Junaid and Pehlu were also present at the site of the Delhi protest.


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