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Kenya cracks down on digital lenders over data privacy issues
Digital lenders that share personal data of loan defaulters, with third parties, risk license withdrawal in Kenya after lawmakers added a clause – granting the banking regulator the mandate to revoke permits of operators who breach customer confidentiality – to the new law passed by the country's National Assembly.
Typically, loan apps collect borrowers phone data including contacts and demand access to messages to check the history of mobile money transactions – for credit scoring and as conditions for disbursing loans. Rogue lenders then use some of the contact information collected to recover the loans disbursed in cases where borrowers default. Reports indicate that digital lenders resort to debt shaming tactics, like calling friends and family, to compel their borrowers to repay the loans.
The change adds to a raft of measures taken by Kenyan lawmakers to protect citizens from rogue digital lenders who offer high-priced collateral-free loans. It grants the regulator, Central Bank of Kenya, power to oversee the operations of standalone digital lenders (not affiliated with banks) after a period of self-regulation. Digital lenders, will going forward, be required to obtain licenses to operate in Kenya unlike previously where they just had to register – which led to the proliferation of rogue apps.
The Central Bank of Kenya amendment 2021 bill also gives the regulator the power to cap interest rates and to suspend or revoke the licenses of digital lenders that breach "the conditions of the Data Protection Act or the Consumer Protection Act."
Kenya's Data Protection Act requires firms to disclose to customers the reasons for collecting their data. It also ensures that borrowers' confidential information is safe from infringement by unauthorized parties. This comes as consumer lobbies accuse loan apps of sharing customer information with data and marketing companies.
The digital lenders will also be required to reveal all the information concerning their products, and this includes details on pricing, penalties for defaulters and means of debt recovery. This is in line with the country's Consumer Protection Act which requires sellers to disclose to consumers all the terms and conditions pertaining to the purchase of goods or services. Almost all lending apps were found to use debt shaming tactics to recover debt in Kenya.
Kenya is home to about 100 mobile lending apps including Okash and Opesa both owned by the Chinese-owned browsing giant Opera, and which have faced claims of using predatory lending tactics in Kenya. Okash and Opesa are some of tens other loan apps that were found to charge exorbitant interest rates and to have exploitative terms – like issuing 30-day loans instead of the 60 days stipulated by Google Play Store policies. The interest rates of the two Chinese loan apps were exorbitant reaching up to 876% annualized rates yet banks yearly rates rarely exceed 20%. Other apps including the San-Francisco based Branch International Ltd., and Paypal backed Tala, were found to charge extortionist rates, with annualized interest rates of 156-348% and 84-152.4%, respectively.
The lenders' lobby, which represents 25 digital lenders disbursing about $40 million a month, told TechCrunch that members expressed their concern over capping of the interest rate but said they were happy with the new law especially because their feedback was taken. The association lobbied for the removal of minimum capital requirements, deposit rations and for the regulator to cede control of innovation or new products.
"We are happy that the space is regulated now and that we are able to access the Central Bank (regulator) and mechanisms for dispute regulations have also been put in place. But price control is what concerns us and we are not happy with that – the moment you put an interest rate cap then there won't be any lending. We are nervous about that but it is fair," said the Digital Lenders Association of Kenya chairman, Kevin Mutiso.
But having regulations in place, Mutiso said, is going to help grow the lending space in the country as the lenders collaborate with partners including the regulator to make it more robust.
"Lack of regulation was making the market unpredictable, now we know what we can do and not do. And also, we are going to have better debt collection practices," said Mutiso.
"The law, we believe, is going to make Kenya to be the number one fintech market in the world because everything is clear now – from what is expected from the lenders and the borrowers. We are also going to see better products efor our customers especially the MSMEs (micro and small medium enterprises)," he said.
The apps offer collateral-free loans making them attractive to borrowers looking for quick cash, and who are often locked out by banks due to prerequisites such as account history.
While digital credit is easily accessible, its short tenure makes it expensive, while ease of access has led to borrowing from multiple apps resulting in debt distress and the reduction of credit scores – affecting the borrowers' ability to obtain credit from banks in future.
A study by the Kenya Bankers Association shows that convenience and ease of access are the predominant reasons that customers take into account when making decisions on the platforms to access credit from.
It found that self-employed people prefer digital to conventional credit attributable to liquidity changes that they encounter while in their line of business, pointing to how loan apps are preferred during emergencies too.
The new law gives the regulator powers to determine the pricing parameters that will be followed by the digital lenders when setting the cost of credit.
Exorbitant interest rates are not unique to Kenya, in India, loan apps were found to charge interest rates as high as 60% per week. There were reports of people committing suicide after harassment by loan-recovery agents in the south Asian country.
West African countries have also witnessed the proliferation of loan apps, with Nigeria among the largest markets in the region.
A report by the Consultative Group to Assist the Poor (CGAP), a research and advocacy organization, also found digital loan default rates and delinquency high among 20 million borrowers in Tanzania. It reported that most borrowers used the loans for daily needs instead of emergencies or for investments.
"One of the most important things regulators can do to reduce these numbers is to improve transparency on loan terms and conditions, making it easier for customers to make informed decisions," said CGAP.
The organization recommended more stringent rules to govern loan apps and called for transparency on loan terms among lenders.
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3 ways to leverage the new twitter character limit
24 April 2018 1:07pm
In October, Twitter announced its decision to test a new 280-character limit on tweets and officially started rolling out the new extended word cap during the first week of November. Over the next few months, all users will have 280-character tweeting capabilities.
This change will impact all Twitter users to some capacity, but it may have a larger influence in the marketing space for PR professionals. Over the years, social media has changed the way marketers work, giving them more opportunity to assess and leverage data to their advantage. As a PR professional, a simple character adjustment can make a serious impact on how you represent your brand. To ensure you're taking advantage of the update, here are three ways to leverage the new character limit to your best ability:
1. Tweet press releases
If you want to share an extended message with your audience about your business or a client who has a new product or upcoming event, the new character limit allows you to provide more information instantly. The former option was to share a link with a short description; now you can provide an in-depth statement or direct quote from the press release, which can make your post more engaging.
2. Share multiple links
In the past, sharing more than one link in a tweet at a time was out of the question. Instead, you were forced to tweet multiple times, sending a series of tweets with various links to get the message across to your followers. The new character limits enables your brand to be more concise yet in-depth by sharing one, wholesome tweet, instead of risking your message getting lost in translation.
3. Focus on visual content
When your tweets have a visual element, they're more likely to produce engagement rates. According to HubSpot, tweets that include an image receive 150 percent more retweets as compared to those without a picture. With the new character limit, you don't have to choose between sharing a picture or video and text; rather you can fit both elements and create more comprehensive (and engaging) tweets.
Remember: Proofread all of your tweets to check for spelling errors, grammar mistakes, false information, inappropriate phrases and sentences that can be taken out of context. This new feature may be beneficial, but it opens up more room for error and can have a long-lasting, negative impact on your brand reputation if you don't take the time to copyedit.

redpajama_set_name: RedPajamaCommonCrawl


text:
Q: how do I fix the twig filter from affecting html tags inside? I'm learning Drupal8 and Twig with Chaz Chumley's book 'Drupal 8 Theming with Twig'.
When I put in the code provided I don't get the desired result. (Chapter 3, Filters)
The book says to add the following to the page.html.twig file:
{% filter upper %}

{{ name }} is the best cms around.

{% endfilter %}

but the page outputs

DRUPAL IS THE BEST CMS AROUND.

(Showing the html tags on the page as shown here)
Is there something I'm missing to have the twig filter not change the HTML tags? or is the only solution to put the filter inside the tag? but this filter is supposed to "wrap sections of HTML and variables" so why is it affecting HTML tags?

A: Can you give this a try:

{{ 'your text'|upper }}

Also, check out https://drupal.stackexchange.com/ if you have any more drupal related questions.

A: You can put the filter around just the text, so it ends up as:

{% filter upper %}{{ name }} is the best cms around.{% endfilter %}

You can test your twig code here: https://twig.stapps.io/

redpajama_set_name: RedPajamaStackExchange


text:
David Mellor named CEO-elect of Crowe Horwath International
NEW YORK, Sept. 26, 2017 /PRNewswire/ -- Crowe Horwath International [http://www.crowehorwath.net/] (Crowe Horwath) is pleased to announce that David Mellor, former Chief Executive of Crowe Clark Whitehill, has been elected as Crowe Horwath's new chief executive officer (CEO). Mellor will lead Crowe Horwath, one of the top 10 global professional services networks comprised of more than 200 member firms, operating in nearly 130 countries, effective 1 April 2018. He will succeed Kevin McGrath, who will retire on 31 March 2018 and has served as CEO since 2012.
http://mma.prnewswire.com/media/560100/Crowe_Horwath_International_David_Mellor_CEO.jpg [http://mma.prnewswire.com/media/560100/Crowe_Horwath_International_David_Mellor_CEO.jpg]
Mellor was elected CEO through a rigorous, disciplined and year-long succession process led by the network's board of directors.
Until recently, Mellor was Crowe Clark Whitehill LLP's chief executive, the UK member firm of Crowe Horwath International. He has served on the Crowe Horwath International board of directors for four years. Mellor graduated Oxford University in 1989 and has more than 25 years of professional experience advising international businesses and their shareholders on tax matters. He will continue to provide input, support and counsel to Crowe Clark Whitehill LLP up until the end of March 2018.
"It is a privilege to have the confidence of the board of directors and be selected as Crowe Horwath's next CEO," shared Mellor, who is based in London. "Crowe Horwath is a network that distinguishes itself in the market by bringing smart decisions that deliver lasting value to clients, talent and the communities where we live and work."
Mellor added, "I am committed to building on the strong foundation Kevin has created. Under Kevin's leadership, Crowe Horwath has gained position to become the eighth largest global professional services organization and achieved five years of sustained revenue growth. He has also expanded our member footprint so that our firms can successfully serve clients wherever they choose to do business and moved the network toward becoming a more integrated global brand."
McGrath and Mellor will work closely in the coming months as they prepare for the CEO transition. "I can think of no one better to lead Crowe Horwath," said McGrath. "I look forward to working with David through a productive transition process and have all the confidence he will take Crowe Horwath to even greater levels of success."
Mellor will continue his role with Crowe Horwath's UK firm until he transitions to global CEO. Mellor's complete bio can be found here [https://www.crowehorwath.net/crowe-horwath-global/about/David_Mellor.aspx].
About Crowe Horwath International Crowe Horwath International (Crowe Horwath) [http://www.crowehorwath.net/] is ranked among the top 10 global accounting networks with 216 independent accounting and advisory services firms in nearly 130 countries around the world. Crowe Horwath International's member firms are committed to impeccable quality service, highly integrated service delivery processes and a common set of core values that guide decisions daily. Each firm is well-established as a leader in its national business community and is staffed by nationals, thereby providing a knowledge of local laws and customs which is important to clients undertaking new ventures or expanding into other countries. Crowe Horwath International member firms are known for their personal service to privately and publicly held businesses in all sectors and have built an international reputation in the areas of audit, tax and advisory services. For more information, visit www.crowehorwath.net [http://www.crowehorwath.net/] | Follow @CroweHorwathINT on Twitter [https://twitter.com/CroweHorwathInt] | Follow Crowe Horwath International on LinkedIn [https://www.linkedin.com/in/crowe-horwath-international-03210646/]
http://mma.prnewswire.com/media/133146/crowe_horwath_llp_logo.jpg [http://mma.prnewswire.com/media/133146/crowe_horwath_llp_logo.jpg ]
Photo - http://mma.prnewswire.com/media/560100/Crowe_Horwath_International_David_Mellor_CEO.jpg [http://mma.prnewswire.com/media/560100/Crowe_Horwath_International_David_Mellor_CEO.jpg]
Logo - http://mma.prnewswire.com/media/133146/crowe_horwath_llp_logo.jpg [http://mma.prnewswire.com/media/133146/crowe_horwath_llp_logo.jpg]
CONTACT: Jessica Alpers, 212-750-4138, jessica.alpers@crowehorwath.com


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I then went on to explain why our reforms were necessary:
Now, some have questioned why we have to reform collective bargaining to balance the budget. The answer is simple: the system is broken. It costs taxpayers serious money—particularly at the local level. As a former county official, I know that firsthand.
For years, I tried to use modest changes in pension and health insurance contributions as a means of balancing our budget without massive layoffs of furloughs. On nearly every occasion, the local unions (empowered by collective bargaining agreements) told me to go ahead and lay off workers. That's not acceptable to me.
Here's another example: In Wisconsin, many local school districts are required to buy their health insurance through the WEA Trust (which is the state teacher union's company). When our bill passes, these school districts can opt to switch into the state plan and save $68 million per year. Those savings could be used to pay for more teachers and put more money into the classroom to help our kids.
I also urged the Democratic senators to come home: "Do the job you were elected to do. You don't have to like the outcome, or even vote yes, but as a part of the world's greatest democracy, you should be here, in Madison, at the capitol."
It was a good evening, and I felt we made progress. The speech was broadcast live across the state and made front-page news the next morning. The Milwaukee Journal Sentinel had a big photo of me delivering the address with a banner headline that read "WALKER STATES HIS CASE."
But unbeknownst to me, I had done something stupid that wiped out any positive effect.
The morning of the fireside speech, after a week or more of insistent pleas, my staff had arranged for me to take a call from David Koch, the billionaire industrialist who with his brother Charles had founded the conservative grassroots organization Americans for Prosperity. For some reason, I had hesitated taking the call. We were so busy trying to pass the bill, I did not want any distractions from that effort. But my staff finally convinced me by pointing out that Mr. Koch's company owns Georgia Pacific in Green Bay, which, with more than two thousand workers, was one of Wisconsin's largest employers. I was told that he was concerned about the impact of the protests on the business climate in the state. Against my better instincts, I took the call.
I had never spoken with Mr. Koch before so I didn't know what to expect. The call started out seeming fairly normal, but eventually it got odd. At some point it got uncomfortable (like when he made a lewd comment about Morning Joe cohost Mika Brzezinski), and I looked for a way to get off the call. After I hung up, I thought nothing more about it.
The next morning, my staff came in and told me that the caller had not been David Koch at all, but a prankster named Ian Murphy. The call had been taped and posted online and now the national media was all over it.
Murphy was immediately celebrated by union activists for supposedly "exposing" my ties to the Koch brothers and proving that I was doing their bidding. If anything, his call proved the opposite. It showed that I had never spoken to David Koch before in my life. I couldn't even recognize the guy's voice. If I had really been doing Koch's bidding, I would have recognized immediately that it was not Koch on the other end of the line. Instead, I spoke to the fake Koch at length.
Moreover, we were getting killed in the "air war" with the unions vastly outspending us for paid advertising. The situation was so bad that my chief political adviser, R.J. Johnson, called the Wisconsin airwaves a "no fly zone" for us, such was the union saturation. If we had been in league with the Koch brothers, that would not have been the case. The call made Murphy something of a celebrity, and Democrats later enlisted him to campaign against me and build support for my recall. He was later photographed hobnobbing with some of the Democratic senators who had fled the state, and Democratic officials appeared with him at union rallies. They should have chosen their company more carefully. It emerged that in 2008, Murphy had written a disgusting essay for an alternative paper in Buffalo titled "[EXPLETIVE] the troops," in which he declared: "So 4,000 rubes are dead. Cry me the Tigris. Another 30,000 have been seriously wounded. Boo-[EXPLETIVE]-hoo. They got what they asked for—and cool robotic limbs, too….As a society, we need to discard our blind deference to military service. There's nothing admirable about volunteering to murder people." Pretty much tells you everything you need to know about the guy.
Still, I was not as mad at him as I was myself. Listening to my voice on the recording of the call, my heart sank. I came across as pompous and full of myself. I bragged about my television appearances: "We've had all the national shows," I told the fake Koch. "We were on Hannity last night, I dd Good Morning America and the Today Show and all that sort of stuff, was on Morning Joe this morning. We've done Greta [Van Susteren]. We're going to keep getting our message out; Mark Levin last night. And I gotta tell you, the response around the country has been phenomenal." But the worst moment came when the prankster asked about whether we'd considered putting agitators in the crowd. "What we were thinking about the crowd was, uh, planting some troublemakers," he said. I did not want to insult Mr. Koch by saying that we would never do something so stupid. So instead, I stammered:
You know, well, the only problem with that—because we thought about that. The problem with—my only gut reaction to that would be, right now the lawmakers I've talked to have just completely had it with them. The public is not really fond of this. The teacher's union did some polling and focus groups I think and found out that the public turned on them the minute they closed school down on them for a couple of days. The guys we've go left are largely from out of state and I keep dismissing it in all my press comments, saying ehh, they're mostly from out of state. My only fear would be if there's a ruckus caused is that would scare the public into thinking maybe the governor has to settle to avoid all these problems. You know, whereas I've said, hey, we can handle this, people can protest, this is Madison, you know, full of the sixties liberals. Let 'em protest. It's not going to affect us. And as long as we go back to our homes and the majority of the people are telling us we're doing the right thing, let 'em protest all they want. So that's my gut reaction. I think it's actually good if they're constant, they're noisy, but they're quiet, nothing happens. Sooner or later the media stops finding them interesting.
It was a really dumb thing to say. The fact is we never—never–considered putting "troublemakers" in the crowd to discredit the protesters. The unions were doing a good enough job of that on their own with the agitators they were bringing in from outside the state. But I had made it seem like we had. Now the press was all over the "we thought about that" line. Who had suggested it? How seriously did I consider it?
My staff wanted to know what I was going to do in response. My answer was simple: Schedule a press conference and take it on directly.
So I stepped out into the Governor's Conference Room, where I held daily press conferences, and faced a room full of state and national reporters. I took a deep breath and stepped up to the podium. When the inevitable question came, I acknowledged that it was me on the call, and that it was stupid, but that what I had said wasn't inconsistent with anything I said at the podium every day. Then I opened it to questions, and took my beating.
I got through it, but that press conference was one of my toughest days. I felt like an idiot. Sure, I was upset that my staff had let the call get through to my office, making me look so silly. But ultimately, I was responsible for what I said and how I came across.
Only later did I realize that God had a plan for me with that episode.
In my office is a devotional book on leadership by John Maxwell that I read for is daily message. The day we learned the call had been a prank, we had been so busy that I never had a chance to pick it up. After my press conference, when I had a moment to catch my breath, I opened up the book.
The title for that day was: "The power of humility, the burden of pride."
I looked up and said, "I hear you, Lord."
Up to that point the national media had been all over our story. Conservative circles were writing and saying some pretty nice things about my political future. We were getting all sorts of abuse from the protesters and the mainstream media, so the accolades we were getting nationally were certainly encouraging. But it got to the point where I was reading many of the columns each night and getting pretty caught up in it all. Slowly, it was becoming too much about me.
My parents taught me that the only time you get into trouble in life is when you lose your perspective and stop doing things for the right reasons. That's why that devotion for February 23 was so important. God was sending me a clear message to not do things for personal glory or fame. It was a turning point that helped me in future challenges, helped me say focused on the people I was elected to serve, reminded me of God's abundant grace and the paramount need to stay humble.
← Majesty of the "Cruzmos"
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Bayanbulak Grassland
Bayinbrook grassland: formerly known as Yuledus grassland, Zhuledus grassland, Yuludus grassland, because it is mainly located in Xinjiang Bayinguoling Mongolian Autonomous Prefecture and the northwest of Jingxian Bayinbrook area, also known as Bayinbrook grassland, in the Yuledus River Basin.
It is an alpine basin in the middle part of the Tianshan Mountains, surrounded by snow mountains, with an altitude of about 2500 meters and an area of 23835 square kilometers. It is the second largest grassland in China, second only to the Ordos grassland in Inner Mongolia. Bayinbrook Mongolian means "abundant spring". The grassland is flat with abundant water and grass. It is a typical grassland meadow grassland and one of the most important animal husbandry bases in Xinjiang. There are not only the paradise surrounded by snowy mountains, but also the Kaidu River with nine curves and eighteen curves, and the Swan Lake is more elegant and charming.
During the Ming and early Qing Dynasties, the Yuledusi River Basin was mainly a nomadic zone in the Lihui region of Moxi Mongolia. In the thirty-ninth year of the Qianlong reign of the Qing Dynasty (1774), Turhut Mongolia, headed by Ouabasi, was settled.
The Bayinbrook Grassland is located in the Intermountain basin in the northwest of Bayinguoling Mongolian Autonomous Prefecture, Jingxian County and the central Tianshan Mountains of Xinjiang Uygur Autonomous Region, China, surrounded by snow mountains. Starting from Hejing County, it is directly accessible along National Highway 217. The grassland of Bayinbrook (formerly called Urudus or Pearl River) means "an inexhaustible spring" in Mongolian (Turkic means "the Star Plain").
Bayinbrook Grassland is not only the second largest grassland in China, but also the largest alpine grassland in China.
The Bayanbrooke Grassland, located at the southern foot of Tianshan Mountains, is not very convenient for transportation, and the road conditions are mostly bumpy and rugged. Because of this, after crossing the snow-capped mountains and experiencing the fatigue of the journey, the vast green carpet that suddenly appears in front of us gives us a sense of sudden enlightenment like a peach blossom.
The Bayinbrook Grassland is 363 kilometers away from Korla City. It is composed of two high mountain basins and hilly grasslands. The grassland is 270 kilometers long in East and west, 136 kilometers wide in South and north. The total area of the grassland is 23835 square kilometers. The available grassland area is 20519 square kilometers. The average elevation is between 1500 meters and 2500 meters. It is the second largest grassland in China after Ordos in Inner Mongolia.
The mountains around the Bayinbrook grassland are all over 3000 meters above sea level. It is typical alpine grassland, alpine meadow grassland, Alpine marsh grassland and mountain meadow grassland. The vast grassland is like a huge green carpet, covering the whole land.
Bayinbrook grassland is a typical grassland meadow grassland with flat terrain and abundant water and grass. It is also one of the most important animal husbandry bases in Xinjiang.
The Bayinbrook Grassland is located in the Intermountain basin of the Tianshan uplift belt and belongs to the Mesozoic Intermountain depression. The basin floor is covered by Quaternary sediments. It is a natural scenic spot integrating mountains, basins and grasslands.
The main source of water supply in grassland is the mixture of snow-ice dissolved water and rainfall. In some areas, groundwater recharge has formed a large number of swamp grasslands and lakes. There are 13 springs, 7 lakes and 20 rivers in the Bayinbrook Grassland.
The magnificent Erbin grassland stretches 170 kilometers to the West and 50 kilometers to the north and south, dividing the Bayinbrook grassland into two basins. More than a thousand eyesprings distribute throughout the grassland and converge with the trickle of melting ice and snow to form the mother river of Bazhou, Kaidu River. The ancient Kaidu River crosses between the two basins, forming large and small Oxbow lakes and swampy wetlands on the grasslands. Kaidu River moistens the grassland and breeds generations of life on the grassland.
Swan Lake Nature Reserve
The famous Swan Lake is situated on the grassland, about 60 kilometers southwest of Bayin Township, Bayin Brook District Government, Hejing County, Xinjiang. Swan Lake is actually a large swamp consisting of many small lakes in series. It is the first Swan Nature Reserve in China. The reserve is rich in water and grass, with a humid climate and beautiful scenery. There are 128 species of birds, belonging to 14 orders, 30 families and 80 genera, of which 53 species are Passeriformes and 75 species are non-Passeriformes; 95 species are breeding birds, accounting for 74%, of which 34 species are reserved birds, which inhabit the largest wild swan population in China and is the habitat for bird breeding and summer crossing. There are more than 20 species of mammals, including 2 species of amphibians and 5 species of fish. Among them, 8 species belong to the first category of national protection, such as snow leopard, black stork, golden sculpture, white shoulder sculpture, and 25 species belong to the second class protection, such as swan, pan sheep, snow chicken, etc.
Swan Lake Nature Reserve is a mountain and basin scenic tourist area integrating nature reserve and natural landscape. In 1980, the Bayinbrook Swan Nature Reserve was established with the approval of the People's Government of Xinjiang Uygur Autonomous Region. In 1986, it was approved by the State Council as a national wildlife type nature reserve.
In the early morning, when the distant yurts curled up smoke, swans of all sizes began to rest, some began to look for food, and some swans of all sizes spread their wings across the lake, flew over horseback, sheep and yurts, and circled in the distant valleys. When the sun rises, the reflection of the snow mountain becomes clearer gradually. Wild ducks, larks, larks and other water birds set off a lively "bird song chorus" on the lake, and the number of swans resting is increasing. Swans sleep in a remarkable position, with their necks under their wings, or lying on the ground, or standing on one leg in the grass, or floating on the water. Evening is the peak time for swans to forage. At this time, swans are dancing in the lake exquisite "water ballet". Sometimes they stand upside down and reach almost vertically into the water. Sometimes they catch drifting stalks and rotate their necks. Sometimes they crouch in the grass to search for tender leaves. Swan's long neck gives it an elegant body. When looking for food, its neck can bend and twist arbitrarily, drawing a smooth arc.
Generally speaking, there are four kinds of swans in China, three of which are big swans, small swans and wart nose swans. Nearly 10,000 swans live in Swan Lake Nature Reserve in Bayinbrook Grassland for 8 months. It is the largest habitat and provenance of Chinese swans. It has five characteristics: a large number of species, a concentrated habitat, rapid growth and development, and a long residence period.
In addition, the number of geese and ducks is also very large, accounting for one third of the national geese and ducks. Among 128 species of birds in the nature reserve, the white-tailed sea sculpture and reed warbler are newly discovered in Xinjiang, and the dark-bellied Snowcock is a newly discovered subspecies in China. There are 26 species of birds under national protection.
Nine winding and eighteen bending Tongtian River
There are 13 springs, 7 lakes and 20 rivers in the Bayinbrook Grassland. Kaidu River winding on the grassland is known as "Nine Curves and Eighteen Bends". In Journey to the West, one of China's four famous works, Kaidu River also has a well-known name - Tongtian River. It is said that Tang Monk's "Sunshine Island" is located in Hejing County, full of mystery. The national famous Bayinbrook Swan Lake Reserve is located in the alpine Basin in the upper reaches of the river. In China, the tail of the river is Bosten Lake, the largest inland freshwater lake in China.
Kaidu River is one of the major rivers in Xinjiang, and it is also a famous inland river. The river basin includes Hejing, Heshuo, Yanqi, Bohu and other counties. The Kaidu River is about 610 kilometers long, with an area of 22,000 square kilometers, a total drop of 1,750 meters, and an average annual runoff of 3.362 billion cubic meters. Kaidu River belongs to the river with small sediment, especially the upper valley is open, the slope is small, and the natural good grassland vegetation makes the upper sediment smaller than the lower, so it is an excellent irrigation and industrial water resources.
The Kaidu River, which is more than 40 meters wide, twists and turns on the flat and vast grassland, like the tears of the Bayinbrook grassland, pure and without any pretension, quietly nourishes the land .
Quick Wusu Stone Forest
Located in the western part of the Tianshan Mountains and under the Kuiku Usudaban Banner at the northern foot of the Narati Mountains, the stone forest area is 3,500 meters above sea level, 9 kilometers long, 5 kilometers wide and 30 meters high. Stone forest is like forest and non-forest. It is a long-term sculpture of semi-gelatinous conglomerate strata through external forces. It has become various and strange. There are "European castles" in the stone forest. It is solemn and solemn, with "sword out of sheath", piercing the sky, with "pedestrians and animals", or lying or lying down.
Hottensala Falls
Starting from the Bayinbrook grassland in Xinjiang, we rode through the Kuiku Usu Stone Forest and then traveled for another thirty or forty kilometers to reach the Haotengsala Gorge, which is high in the mountains and deep in the clouds. In this valley, which is less than 10 kilometers long and less than half kilometers wide, the Haotengsala Plateau Waterfall, known as "Snow Mountain Silver Exercise", plunges down a cliff with a drop of about 30 meters and falls into a deep pool, where silver splashes and mists are filled with thunder and thunder. Haotengsala Falls is 3200 meters above sea level, with a top width of 6-7 meters and a bottom width of 15 meters. The scenery around the waterfall varies with the seasons. In the early spring of winter, the waterfall is surrounded by snow-covered, silver-coated and ice-covered, which is a crystal world; in midsummer, the waterfall is surrounded by green pines and cypresses with lush flowers and sweet fragrance; the rainbow is scattered, the rainbow is in the sky, the mountains are bright and the waters are beautiful, fresh and pleasant.
Thin strip of sky
A skyline of green hills
Gallop the horse
When it comes to grasslands, many people will immediately sketch a scene of ethnic warriors galloping on horseback, golden eagles with huge wings casting shadows in the air, lonely Obo in the wilderness, and carpet houses rising with smoke in the dusk. Indeed, riding on the grassland must be an indispensable project. How free and easy it is to walk or gallop on a BMW in the grassland and let the gentle wind caress your face or feel the speed on your horse's back.
The most proud thing on the grassland is the "Turhut's Wings" - Yanqi Horse. The Yanqi horse, tall and strong in stature, with good temperament and endurance, is the closest friend and the most vigorous rider of the Turhut people.
Riding horses here can experience different feelings of horse riding in the flat, hilly and mountainous areas at the same time. Many of the pastures here offer horses for rent to visitors. Like to stimulate the choice of a good running Mongolian horse, childlike innocence can choose white Qianli horse; couples together riding horse grassland to watch the sunset, is really a deep-seated memory.
Alxan Hot Spring
"Alxian" means "holy water" in Mongolian, which is suitable for those who come to bathe and treat diseases. Alxian hot spring water is the surface water immersed in the crustal plate fissures and overflowed after the geocentric heating. Alxian hot spring is widely distributed, has many holes, high water temperature, sweet water quality, contains a variety of minerals and trace elements, and is famous for its high curative effect of medical health care in Xinjiang. The average temperature of hot spring water is between 43 and 63 degrees. The water from some hot spring holes can be directly used to soak Chinese herbal medicines or make tea. The effluent from each spring hole has different medical effects.
Alxian Valley has beautiful scenery, glaciers hanging down, waterfalls falling, purple vapor transpiration, clouds and mists covering, spruce standing in the valley, alpine meadow flat, growing Dangshen, Fritillaria and other valuable medicinal materials. The ancient rocks in the hot spring area are carved with strange-shaped gods, each of which has a beautiful story.
Gonness Forest Park
Gongnaisi Forest Park is located in Hejing County, Bayinguoling Prefecture, Xinjiang. It is the site of Gongnaisi Forest in the upper reaches of Gongnaisi River. Unlike the grassland "wind blows grass, cattle and sheep see less" scene, here is a mountain full of pine trees and wild flowers. Gongnais has four distinct seasons. Every season has its distinct features. Spring is full of new green, summer flowers are blooming, autumn frost is red leaves, winter silver is wrapped, and it is a good summer resort and tourist destination. Before it rains, the clouds and waterfalls here are very magnificent, and you can personally feel what is the image of "swallowing thousands of miles".
Barinbrook's "Three Treasures"
Bayin Brook has three treasures: Tianshan yak, Chatten sheep and Yanqi horse.
The Tianshan Yak of Bayinbrook, originated in the Qinghai-Tibet Plateau, was introduced and developed from Tibet by the fifth generation of Qinhuo Fodobutong Chemin. Yaks are called "plateau boats" because of their strong physique, cold resistance and hard work.
Chatten Big Tail Sheep is famous for its meat fat. It is a unique breed in Bayinbrook grassland. It is said that this large-tailed sheep with white body and black and yellow one-headed is the result of crossbreeding and domestication between the Euro-Russian sheep breed brought back by Turhut and the local sheep breed when it returned to the east.
The best time to travel is September.
Pneumatic holidays on grasslands are relatively low, so we should pay attention to cold prevention. Even in July, August and September in summer, thick quilts should be covered during night rest.
The Bayin Brook District Government is located in Hejing County, where there are buses every other day.
To the Bayinbrook Grassland, you can take a bus from Urumqi, turn along the Uyi Highway to Duku Highway, and drive more than 460 kilometers to Hejing County.
Or take a train from Turpan to Hejingxian, Xinjiang, and then travel more than 300 kilometers westward along the rugged mountain road from Hejingxian to enter the Bayinbrook Grassland.
In terms of accommodation, there are guest houses and hotels in Bayinbrook and tent hostels in the grasslands for accommodation. There are also private hotels nearby. In addition, the Korla Bayin Hotel, located in the center of Bayinbrook Town, is also a popular choice for many tourists. It is only 3 kilometers away from Bayinbrook Grassland and can reach the Bayinbrook Grassland in 10 minutes by bus. The hotel is equipped with a large Muslim restaurant, which can accommodate 200 people. It can provide local specialty catering.
In terms of diet, grassland cuisine has Xinjiang characteristics of roast whole sheep, milk tea, roast mutton, and so on.
1. The temperature on the grassland is low. We should pay attention to cold prevention. Even in July, August and September in summer, we should cover thick quilts during night rest.
2. Swan Lake is a grassland wetland marsh. Don't be greedy to see swans get too close and fall into the marsh. It's better to ask the local guide for guidance.
3. Pay special attention to the safety of grassland fire.
4. Respect the local people's national and religious traditions and habits.
5. Those who are in poor condition along the Yining-Narati line, worn-out vehicles, carsick or easily ill should have psychological preparation and preventive measures.
Mahjong, originated in China, is commonly known as Sparrow in Guangdong, Hong Kong and Macao. It is a game invented by the ancients of China,.
Old boundary ridge of Funiu Mountain
Laojieling is located in the north of Xixia County, Nanyang City, Henan Province. It is located in the upper part of the south slope of Funiu Mountain.
Shanghai Chen Shan Botanical Garden
Shanghai Chenshan Botanical Garden is located at 3888 Chenhua Highway, Songjiang District, Shanghai. It was opened to the public on January 23, 2011. It was built by Shanghai Municipal Government in c.
Guan Lin Scenic Area
Guanlin, a national key cultural relic protection unit, National AAAA tourist attraction, is the first place for the burial of Shu generals Guanyu in the Three Kingdoms period. The former is an ancest.
Making Skills of Filament Mosaic
Silk mosaic is one of the traditional handicraft techniques in China. Gold, silver and copper are drawn into silk, and various decorations such as jewelry and utensils are made by various techniques..
Horqin Chaoer Epic
Horqin epic is a local tradition of Mongolian heroic epic. It is the only living epic in Horqin area of Inner Mongolia Autonomous Region. "Chao Er Playing Method", "Overtone Playing Met.
Skills of Dry Lacquer and Ramie in Tiantai Mountains
As early as the Eastern Jin Dynasty, dry lacquer and ramie had been used in Tiantai folk. Through the continuous efforts of the substitute craftsmen, their skills gradually matured. In the mid-Tang Dy.
Flower hopping shed
Dancing Huapeng, introduced from Fujian in Ming Dynasty, is an ancient traditional folk dance, belonging to Nuo dance. It has a fixed "Keben" (singing desk book), which is divided into 18 br.
Uygur Medicine
Uygur Medicine magazine provides medical workers with good opportunities for education, continuing education and academic exchange platform, and is committed to improving the comprehensive quality of .
Uygur traditional knife making skills
Xinjiang handicraft knives (Yingjisha knife, Guizi knife, etc.) are generally more than ten or twenty centimeters long. The largest is more than half a meter and the smallest is only about two inches..
Chord cavity
Based on Pingli dialect in Ankang City, Shaanxi Province, there are 13 singing patterns, including 8 commonly used tunes, 18 suona tunes and 30 gongs and drums. Pingli string is a complete set of loca.
Brick carving
Brick carving refers to the carving of landscape, flowers, figures and other patterns on green bricks. It is an important art form in ancient architectural carving. The production technology and core .


text:
Bag yourself a bargain – buy a golf course!
A beautiful golf course in North Wales is up for grabs, and it won't break the bank as much as you might expect. The course, which prides itself as being 'probably the most beautiful one in the world', has gone on sale at a surprisingly discounted price tag. Dolgellau Golf Club was established in 1911 and is currently ran by members. The owner has dropped its price from £900,000 to £790,000 making it an absolute steal for potential buyers. It is essential that somebody comes forward for the club, as members fear the facility could be sold off for agriculture land or something similar. President David Clay said: 'I have been speaking to community leaders in Dolgellau and losing the golf course would have detrimental effects on local facilities and the local economy'. This provides regular users or visitors of the area the perfect opportunity to collaborate with fellow enthusiasts and save the beloved course. Existing members could be the perfect saviour to the club, as the owner has given them until next March for someone to come forward. Members-run clubs avoid the rates and VAT charges, making it a lot more economical to run. Those who use the course regularly are currently looking into raising loans and grants in order to recover the century-old course. The course location in the beautiful Snowdonia National Park is second to none and overlooked by Cader Idris, one of the highest mountains in Wales along with sensational views over the Mawddach estuary. Although it's not a long course, the well protected greens offer a real challenge for all abilities. Suitable for non-golfers, tourists, walkers, children and professionals alike, the clubhouse is open to all providing a range of home-cooked delights, a fully licensed bar and outside decking for when the sun comes out. The club has impressive records, with previous years boasting a higher percentage of single figure golfers than most. The ladies and senior section at Dolgellau is particularly strong and there is a significant number of members from these categories who continue to play regularly. Perhaps this is the perfect opportunity for frequent visitors of our holiday parks in North Wales to pitch in and save a part of the cherished local history while ensuring continued use for breaks in the future. Collaborate with fellow holiday park mates or join forces with friends and family from home to save the club, the rich history and the fantastic memories shared by many that come with it. For those interested, there will be a meeting of past and present Dolgellau golfers on Tuesday 29 November at 7pm at the Dolgellau rugby club where club officials will give out the latest information on the matter. Image credit: Krzysztof Urbanowicz
← Five of the best farm shops in North Wales
Trails and walks in Denbighshire →


Bangalore: Anand Mahindra, while speaking at the CSIR NAL Foundation Day celebrations, said that Mahindra's aerostructures manufacturing facility in India would go live in 2013.
He spoke about the initiatives within the Mahindra Group aimed at contributing to a larger role for Indian industry in the global aerospace industry while at the same time contributing to the development of a vibrant aerospace industry domestically.
"On the design engineering side of the business, we have built-up an excellent relationship with multiple global aerospace OEMs. Over time our teams have moved up the value chain from providing design support to taking on responsibility for design packages, and are now getting into certification aspects for the OEMs," he said.
"On the general aviation side of the business, we have already committed our efforts to developing and marketing a portfolio of light aircraft in the 2-20 seat range. The NAL-MAPL joint development, the NM5, is one initiative in this space, as is our acquisition of GippsAero in Australia, producer of the GA8 Airvan, which features the lowest cost-per-seat-mile in its class in the world," he added.
There are two domains where India's private sector could participate in the globally networked industry, with benefits for our own domestic industry. One such domain is aerospace manufacturing, where the private sector has been largely inward-focused, and functions at a "Tier-3" level, supplying components for domestic consumption. As identified earlier, two of the key trends in the global aerospace industry are sourcing from target markets, and outsourcing to strategic partners as part of a networked supply chain. With projected US$ 100 billion in relevant procurements over the next decade, coupled with its low manufacturing cost base, India is well positioned to commit to entering this network. By committing to enter this global network, Indian industry will by necessity acquire best-in-class technologies and skills, which will in turn benefit the Indian aerospace industry at large.
The other domain where the private sector could increase its participation in the global aerospace industry is in design engineering services. We already have several largecorporations with a "blue-chip" clientele of aerospace majors. By increasing the level of participation in the programs of the majors, our industry is stepping up from being a service provider to be a design and development partner. Again, this will further accelerate the development of our experience and skill sets, which in turn will benefit Indian aerospace industry.
These growth domains are also synergistic with the strong analysis and development capabilities of our research laboratories and educational institutions. Over time, the combination of the acquired skills and innate capabilities could be the launchpad for creating new solutions for larger global problems – such as green propulsion, alternative fuels, and environmentally sustainable manufacturing techniques.
The first trend is the growing demand for aerospace products and services in developing nations. Setting aside the significant projections for India's defence needs over the next decade, India's demand for civilian airliners is projected to exceed that of Australia and Japan combined. The "BRIC" nations – Brazil, Russia, India, and China – together need more passenger aircraft than the United States, which has historically been the biggest market for such aircraft. So it's a huge market out there. Can we use our joint expertise to get a part of it?
The second trend deals with the industry that provides those products and services. Gone are the days of the "vertically integrated" aerospace powerhouses. Today there are no "do-it-all-ourselves" monolithic aerospace providers. Instead they have been replaced by a widely distributed network of suppliers and partners. From being centralised businesses with a strong geographic identity, the aerospace giants of yore have transformed themselves into integrators, placing increasingly large responsibilities upon a globally dispersed supplier base. This is truly a global network, with goods and services flowing both ways between countries and continents. What can we jointly contribute to this global network?
The third trend is a happy marriage between developing nation's aspirations to be more than just consumers, and the necessity for the producers to be closer to their key markets. Starting with the need to support their products in new markets, the OEMs of the world increasingly recognise that they must invest significantly in those markets to ensure a fair balance of trade. Current cost structures in developing economies also make it inevitable that the OEMs increase their sourcing from the very countries that want to buy their products. So there is a life and a business beyond offsets – and we should be looking for opportunities in this space.
The fourth trend – one which the Mahindra Group embraces whole-heartedly – is the global realisation that waste and inefficiency are contributing to a rapid deterioration in our quality of life. Pollution is tangibly degrading our forests and waters, while consumption of natural resources without replenishment is rapidly threatening established lifestyles. Hence the pressure to look beyond conventional business metrics to sustainability and green technologies. Can we work together to create green technologies that are relevant and also outrageously affordable?


RUNNER RUNNER deals with a Princeton student (Justin Timberlake) who comes up short on his tuition and decides to jet off to Costa Rica to confront an online gambling businessman (Ben Affleck) who he believes cheated him out of his life savings. What follows are 88 minutes of pretty locations, paid vacation acting, endless gambling wisdoms, and actress Gemma Arterton parading around with a Donald Trump tan.
This snake eyes mess is available for streaming on Amazon, VUDU, and YouTube, but as always, you're better off leaving this cinematic "craps" table to us and go watch CASINO ROYALE again instead.
Special guests this time out are Juliette Miranda and her producing partner David from the Unwritable Rant podcast. The Rant features engaging interviews from various celebrities in the media arts, as well as unique personal stories (and bourbon reviews) from host Juliette.


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Page One: Headlines for 5/8/19
In this image from 2015, a red sun is seen over a dinghy overcrowded with Syrian refugees drifting in the Aegean sea between Turkey and Greece after its motor broke down off the Greek island of Kos. The United States has slashed the number of refugees it will admit to the country, with Syrians being the most affected. (photo: CNS/Yannis Behrakis, Reuters)
U.S. has slashed its refugee intake; Syrians are most affected (The Washington Post) Under the Trump administration, the number of refugees allowed into the United States has fallen to its lowest level since the resettlement program began in 1980. And few groups have been as affected as Syrians, who have been fleeing a brutal civil war that has left hundreds of thousands of people dead since it began in 2011…
Solidarity of India's Catholic Church and Islamic organization for victims in Sri Lanka (Vatican News) The Catholic Church of India and a leading Islamic organization of the country have issued a joint statement vehemently condemning the Easter Sunday suicide bomb attacks in Sri Lanka. They also plan to send an inter-faith delegation as a gesture of their condolence and solidarity with the victims…
Pope Francis pays tribute to Jean Vanier (Vatican News) "I want to express my gratitude for his testimony" Pope Francis told journalists aboard the papal flight from Skopje to Rome, as he recalled Jean Vanier who died on Tuesday. As he prepared for the questions put to him during the usual inflight press conference upon his return from an apostolic visit abroad, the Pope's priority was to pay his heartfelt tribute to the man whom, he said, was able to read and interpret the Christian gaze on "the mystery of death, of the cross, of suffering", on "the mystery of those who are discarded by the world…"
Church-run training changes lives for young Indians (UCANews.com) Since September 2017, the Jan Vikas Center also aided unemployed urban youths trapped by circumstances such as drug addiction, unwanted pregnancies and various forms of abuse. With support from the Don Bosco congregation, under its flagship Don Bosco Tech program, the center trains people aged 18 to 35 in computer, electrical, sewing machine, driving, carpentry and other skills…
A cathedral for Russia's armed forces rises (Radio Free Europe) The Main Cathedral of Russian Armed Forces, set to become Russia's third-tallest Orthodox cathedral, is rising in a wooded clearing overlooking the highway on the grounds of Patriot Park, a military-themed recreation and expo complex opened by the Defense Ministry in 2016. When it's unveiled one year from now — on 9 May 2020, the 75th anniversary of the end of World War II — it will be the set piece of an ostentatious memorial complex merging Russia's Orthodox tradition with the most sanctified episode of the country's past: the Soviet Union's victory over invading Nazi forces in what Russians call the Great Patriotic War…
Tags: Syria India Refugees Muslim


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Webcam Beinwil am See, Switzerland - 4.3 miles from Hamikon: Lake Hallwil - A view from the Segelschule Hallwilersee.
Webcam Birrwil, Switzerland - 6 miles from Hamikon: View over Birrwil - A nice view over Birrwil onto Lake Hallwil.
Webcam Seon, Switzerland - 9.8 miles from Hamikon: View over Seon - A view in southern direction.
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Webcam Zug, Switzerland - 11.9 miles from Hamikon: Kolinplatz - A view onto the Kolinplatz in the old town of Zug from the Hotel Ochsen.


text:
Bello (Antioquia) — cidade e município da Colômbia, no departamento de Antioquia
 Bello (Espanha) — município da Espanha na província de Teruel, Aragão
 Bello (Jelly Jamm) — personagem principal da série anglo-americana-espanhola Jelly Jamm
 Domingo Bello y Espinosa — botânico e advogado espanhol

Desambiguações de topônimos

redpajama_set_name: RedPajamaWikipedia


text:
Clean Air Markets
EmPOWER Air Data Challenge
Sign up for the EmPOWER mailing list to receive updates!
In the EmPOWER Air Data Challenge, EPA's Clean Air Markets Division (CAMD) is seeking proposals from academic and research institutions for practical and replicable projects using at least one of CAMD's emissions, allowance, or environmental monitoring datasets.
Submissions for innovative and creative uses of CAMD data should advance the knowledge, use, and understanding of CAMD data and related information, with priority on the following possible project themes:
Analyzing data: Answer timely and relevant research questions using CAMD data
Enhancing communications: Design new and innovative ways (e.g., data visualizations) to present CAMD data to the public
Developing technology and data mashups: Develop new technologies or analytic methods to integrate CAMD data with other datasets to unlock the broader potential of CAMD data
Promoting environmental education: Explore opportunities to use CAMD data in high school or university classrooms
Improving data quality: Identify and apply algorithms (e.g., machine learning) to electronically audit CAMD data and enhance data quality
You may want to view answers to frequent questions about the EmPOWER Air Data Challenge.
Available CAMD Datasets
Benefits of Winning
4th EmPOWER Air Data Challenge Winner: 2022-2023 academic year
Ohio University: The Effect of Thermal Electric Generator Ramping on Emissions, Regulatory Compliance, and the Duck Curve
Daniel Karney and Khyati Malik
Researchers from Ohio University (Daniel H. Karney) and The Ohio State University (Khyati Malik) will use CAMD's Power Sector Emissions Data to study the ramping behavior of fossil fuel-fired power plants and the subsequent impact on emissions and regulatory compliance. Utility-scale power plants traditionally ramp generation up and down to balance grid-level electricity demand and supply, but the increased deployment of intermittent and distributed renewables may impact the need for ramping. The researchers will also evaluate the potential effect of increased work-from-home employment during the pandemic on ramping and "duck curve" phenomenon.
3rd EmPOWER Air Data Challenge Winners: 2021-2022 academic year
Lehigh University: Risk in Electricity Systems via ABSCoRES
Alberto J. Lamadrid L.
Researchers from Lehigh, Massachusetts Institute of Technology, Lawrence Livermore National Laboratory, and Argonne National Laboratory used CAMD's Power Sector Emissions Data and other datasets to develop risk and environmental metrics and scores for different components of the electricity grid.
State University of New York at Albany/University of Pennsylvania: Information Provision and Price Formation in Environmental Markets
Cuicui Chen and Jose Miguel Abito
Researchers from State University of New York at Albany and University of Pennsylvania used CAMD's Power Sector Emissions Data as well as allowance data from CAMD to evaluate how the availability of market information affects the efficiency of environmental markets using the Acid Rain Program as a case study.
2nd EmPOWER Air Data Challenge Winners: 2020-2021 academic year
George Mason University: An accessible education tool presenting 20 years of monthly source impacts from individual coal power plants in the CAMD database
Lucas Henneman
Researchers from George Mason, Georgia Institute of Technology, University of Texas-Austin, and ETH Zurich analyzed 20 years of CAMD's Power Sector Emissions Data and CASTNET data to assess the health benefits of the installation of pollution controls and shutdowns at coal-fired electric generating units (EGUs).
Researchers also created a public-facing data visualization tool to understand these air quality and health benefits.
University of California-Davis: Hourly Average Emissions Factors for the Emissions & Generation Resource Integrated Database (eGRID)
Researchers from UC-Davis and Catalyst Cooperative used CAMD's Power Sector Emissions Data and other resources to create a database of hourly average emissions factors for eGRID and are analyzing how hourly emissions factors impact greenhouse gas inventory calculations.
1st EmPOWER Air Data Challenge Winners: 2019-2020 academic year
Cornell University: Predicting the Environmental Performance of Power Plants Using Machine Learning
Max Zhang, Ye Jiang, and Jeff Sward
Researchers applied machine learning models to CAMD's Power Sector Emissions Data to predict power plant emissions rates and identify anomalies in the data to enhance data quality.
Georgia Institute of Technology: EmPOWERing Classroom Data Engagement
Jennifer Kaiser, Ximin Mi, Lisa Rosenstein, and CEE 430 students
Students created data-driven "air pollution story" websites for select facilities using CAMD's Power Sector Emissions Data.
Professors created a "teaching toolkit" so future classes and classes at other institutions may replicate the activity.
University of California-Berkeley/University of Oregon: Bringing Satellite Data Down to Earth: Estimating the Health Impacts of the Remarkable Decline in Coal Plant Emissions
Meredith Fowlie and Edward Rubin
Researchers worked to improve estimates of the health impacts of pollution from coal-fired power plants by using multiple data sets, including CAMD's Power Sector Emissions Data and satellite data, to causally connect pollution with health outcomes.
Project submissions should use at least one of the following CAMD datasets:
CAMD's Power Sector Emissions Data: CAMD collects the Power Sector Emissions Data from over 4,000 electricity generating units to ensure compliance with emission reduction programs like the Acid Rain Program and the Cross-State Air Pollution Rule. This robust dataset includes information on: hourly emissions of nitrogen oxides (NOX), sulfur dioxide (SO2), and carbon dioxide (CO2); operating parameters, like hourly heat input and gross electricity output; and facility attributes, like location, fuel types, monitoring systems, and air pollution controls.
Clean Air Status and Trends Network (CASTNET) Data: CAMD, in cooperation with the National Park Service, the Bureau of Land Management, and many other partners, operates the CASTNET monitoring program to assess long-term trends in air quality and deposition and provide accountability for emission reduction programs. CASTNET measures hourly ozone concentrations to support EPA's National Ambient Air Quality Standards (NAAQS) and regional transport evaluations. Weekly gaseous (SO2, HNO3) and aerosol (SO42-, NO3-, NH4+, K+, Ca2+, Mg2+, Na+, Cl-) concentrations are also collected at more than 90 sites.
Long Term Monitoring (LTM) Data: CAMD also partners with states, universities, and other federal agencies to run the Long Term Monitoring (LTM) program, which monitors critical water quality parameters to track the status of acidified and acid-sensitive lakes and streams in the Northeastern and Mid-Atlantic United States. LTM currently consists of a network of 171 lakes and streams that are sampled monthly to annually. Major parameters monitored include: anions (NO3-, SO42-, Cl-), cations (K+, Ca2+, Mg2+, Na+), acid neutralizing capacity (ANC), and pH.
NEW! CAMD Allowance Trading Program Data: CAMD implements several cap-and-trade programs requiring affected sources to hold enough allowances to account for their emissions. CAMD maintains data on allowance allocations, accounts, holdings, and transactions. These data, combined with the Power Sector Emissions Data, are used to determine compliance of regulated sources.
Project submissions may include other datasets not listed here but should include at least one of the four above datasets.
Benefits of Winning the EmPOWER Air Data Challenge
As a challenge winner, you will receive direct support from EPA CAMD staff experts to answer questions and assist you with CAMD data and tools. In addition, you can expect to:
Receive national recognition for your university or organization, students, and project activities by being featured on the EmPOWER Air Data Challenge webpage and offered opportunities to speak at conferences and events
Collaborate with EPA and peers to advance power sector-related research and knowledge
Participate in special networking events and webinars
Improve understanding of and solve timely and relevant environmental problems
Gain practical experience working on environmental issues with EPA
While no funding is available for these projects, existing grants may be leveraged by participants, and we suggest that applicants reach out to their communities or other organizations for additional financial support if needed.
If you are selected as a challenge winner, we will send a memorandum of understanding (MOU) for your signature that describes project activities, deliverables, and roles and responsibilities. After signing the MOU, you should:
Provide regular status updates to EPA for the duration of the project
Prepare a summary report at the completion of the project
Present findings to EPA
Anyone who is affiliated with an accredited college or university, or a research organization (e.g., think tank) is encouraged to apply. Proposed projects may range from one semester to one academic year. Applicants may include, but are not limited to:
Academic faculty and researchers
Undergraduate/graduate students with faculty leadership
Applicants may work as individuals or teams. If applying as an individual, you must meet one of the criteria listed above for the duration of the project. If applying as a team, then the team leader must meet one of the above criteria for the duration of the project, but other team members need not be limited to the list above. Teams may be composed of individuals from more than one institution.
Submissions should include:
Description of the approach of the project and how the selected CAMD dataset(s) will be used
Explanation of why the project meets the challenge objective, which is to advance the knowledge, use, and understanding of CAMD data and related information
A project schedule
Description of the work product(s) and outcome(s)
Submissions should be between two to eight pages.
Applicants must submit the EmPOWER 4 Application Form (pdf) (1.38 MB, 2/8/22) with their submissions.
The application period is now closed.
EPA will evaluate the technical merit of each submission using the following factors:
Clarity and Effectiveness of Proposed Approach (40 points)
Demonstrates innovative and effective technical approach(es)
Describes how the proposed project supports EmPOWER Air Data Challenge objectives
Identifies project schedule and project milestones
Project Outcomes (40 points)
Describes specific results and/or products that will be developed
Describes overall project benefits to stakeholders, other colleges/universities, and/or students
Discusses how the project advances research and knowledge
Identifies specific project-related metrics
Partner Capabilities (20 points)
Briefly states why you're interested in your proposed project
Describes qualifications of Project Team and/or Project Director
Discusses student involvement, if applicable
Any reports, conclusions, and recommendations created and submitted by academic and research institutions participating in the EmPOWER Air Data Challenge do not necessarily represent the views or policies of the Clean Air Markets Division or the EPA, nor does EPA or any of its employees endorse the providers of such material.
Project submissions may consist of or include copyrightable or other proprietary subject matter (IP). Applicants grant EPA permission to use all project submissions for purposes of evaluation. Title to any project submission intellectual property will remain with the winning applicant(s), which will be memorialized in the MOU. EPA will work with winning applicants interested in submitting analysis for peer-reviewed publication to avoid conflicts with rules regarding prior publication.
Clean Air Markets Home
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text:
Promachus turinus är en tvåvingeart som först beskrevs av Francis Walker 1849.

Promachus turinus ingår i släktet Promachus och familjen rovflugor. Artens utbredningsområde är Sierra Leone. Inga underarter finns listade i Catalogue of Life.

Källor

Rovflugor
turinus


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text:
Learning article
Aetiology and pathology of HIV and AIDS
The Pharmaceutical Journal 1 AUG 2009
By M. Poulton
The HIV pandemic has far exceeded projections over the past decade. The World Health Organization estimates that, all over the world, the number of people living with the human immunodeficiency virus (HIV) or acquired immune deficiency syndrome (AIDS) at the end of 2000 was 36.1 million. During that year, there were 5.3 million new cases of HIV infection and three million AIDS deaths. A total of 21.8 million people with AIDS have died since the start of the pandemic.1 The major burden of the pandemic and deaths has been in the developing world.
In the UK, there have been approximately 43,000 cases of HIV infection, with 17,400 AIDS diagnoses and 13,780 deaths attributable to HIV.2 In 1999, for the first time, the number of new infections acquired through heterosexual intercourse exceeded those acquired through homosexual intercourse. This trend continued into 2000 (1,315 in heterosexuals, compared with 1,096 in homosexuals), when the number of people who acquired HIV in the UK was the highest for any year since 1985.3
In 1981, several clusters of a distinct immunodeficiency syndrome were reported in homosexual men in the US.4,5 Two years later, a retrovirus, subsequently named HIV-1, was isolated by independent researchers from a number of individuals with this acquired immunodeficiency syndrome.6,7 Antibodies to HIV can be identified in all individuals with AIDS.7 Subsequent reviews of medical literature have discovered reports of AIDS-like illnesses as far back as the 1940s. However, some of these, such as the case of the Manchester sailor reported to have died from AIDS in 1959, are doubtful.8 The exact origins of HIV are unknown, but HIV-1 is a descendant of the simian immune deficiency virus (SIV), which has been isolated from central African chimpanzees.9 HIV-2 is closely related to SIV and is isolated from macaques and sooty mangabeys.10 It is possible that these viruses somehow crossed over into human populations. Theories as to how this happened include inadvertent introduction using contaminated oral polio vaccines in the late 1950s,11 and malaria experiments with blood transfusions.12 However, more recent studies suggest that the time of this crossover to humans was much earlier (nearer to the 1930s) and that the virus then mutated, leading to the modern day HIV.13
HIV can be found in many body fluids, although in some of these fluids it is present in such low concentrations as not to constitute a risk. The predominant fluids of transmission are semen, cervical and vaginal secretions, breast milk and blood. HIV can also be transmitted by the transfusion of blood or blood products, and by the sharing of injecting equipment among drug users. In other words, transmission can occur via sexual intercourse, injectable drug use, transfusion of infected blood and from mother to child. HIV can be transmitted as the free virus or as virus-infected cells, and several factors determine the likelihood of transmission. HIV ribonucleic acid (RNA) has been isolated from blood,14 and measurements of HIV RNA levels, known as viral load, are now used in monitoring those infected with HIV. Viral load is higher during primary HIV infection and in late-stage disease, and loads have been shown to correlate with HIV transmission.15 Concurrent illnesses, such as tuberculosis (TB) may also increase the viral load.16
Many studies have shown the presence of HIV in the semen, particularly in patients with lower CD4 counts and symptomatic disease.17,18 However, in one study, HIV was isolated in 43 per cent of a group of asymptomatic men on at least one occasion over six months.19 In women, HIV can be isolated from the cervix and the vagina, although swabs from the former yield HIV more readily.20 Levels of HIV RNA in the plasma and vaginal fluid have been shown to correlate very closely.21 It is logical that levels of HIV in the vagina also increase at the time of menstruation.22 The presence of other sexually transmitted infections (STIs) has been shown to increase the amount of HIV in genital secretions, therefore increasing transmission. A study in Malawi of 86 HIV-positive men with urethritis showed a significant reduction in concentration of HIV in semen, following treatment for urethritis.23 A more recent study in HIV-positive women in Kenya showed that treatment for cervicitis reduced HIV shedding in cervical secretions.24
Some individuals remain HIV negative despite repeated exposure to the virus. There have now been several studies in such people, suggesting possible mechanisms of HIV resistance. A study in Gambia found HIV specific cytotoxic T cells in three HIV-exposed but uninfected women.25
Download the attached PDF to read the full article.
Citation: Hospital Pharmacist, Vol. 8, p90 | URI: 10974565
Pathology and Therapeutics for Pharmacists
An practical, integrated approach to the pathophysiological and pharmacotherapeutic principles underlying the treatment of disease.
hp_200104_aetiology.pdf
PDF , Size 0.18 MB
HIV: pathology, diagnosis and prevention
Joint pain: pathology and treatment
Ending stigma towards HIV is the first step towards ending AIDS
Antidepressant nortriptyline could slow Parkinson's pathology


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I love these two. I need to start by saying that as Fi & Tom are very good friends of mine. I was really honored when they asked me to be their wedding photographer, proper chuffed in fact! Fi & Tom's wedding was an absolute pleasure to be a part of. It was a wonderful, creative, thoughtful combination of love, cheekiness and all things meaningful to them both.
Here is my summary of their epic wedding. The big day was on the 31.1.13 on a very beautiful, bright and nippy winters day. They officially tied the knot at St Georges Hall, then sloped off for a cheeky pint (or 3) to Dr Duncans then rejoined their guests at the amazing Puschka restaurant for yummy food and drinks and top service! After that everyone bobbed off to the beautiful Bluecoat where they had their evening reception for more fun, laughter, music and mayhem. They DIY'd beyond their means with their pals mucking in to help out. They used talented local artists and beautiful crafts to make this a truly special day. I just want to mention a few of the gems that made this wedding day so special, but need to point out that as I was a guest I only photographed a certain part of it so some of the things I mention aren't featured on this post but can be located by the brilliant photographer Wesley Storey who took over for the night shift! So there was Fi's amazing birdcage from Nook & Willow, their stunning engraved rings were designed by Lisa Waldman at LW Silver, Fi's divine shoes were from Vivienne Westwood, their uber strong 'Jonesy Wedding Water' was from Liverpool Craft Beer Company, their tiered wedding Cheese Cake was from the Liverpool Cheese Company (drool). Fiona and her pals mucked in to make her beautiful paper fleur bouquets and button holes and all the other amazing floral decorations from recycled paper, Luan needs to get a special mention here as the origami master! Simon Armstrong extraordinaire designed and made all of the table confetti and laser cut wall decorations as well as their chalk board speech bubbles from their pre wed shoot. He is a wedding day must! They used a gorgeous Gocco to print out the order of service on the confetti bags, the amazing Kaya and her choir sang 'Me and Mrs Jones' at the signing of the register, the Mixnots spun some tunes at the evening do and there was a cracking set from 'We The Undersigned'. There was one thing missing from the day that I have not mentioned and did not photograph and that was Missy Chops the pood, I think they missed a trick with not having her as the ring bearer!
Hats off to you both Fi & Tom for a wedding day full of original goodness and thank you so very much for asking me to be your photographer, we all had such a laugh and you guys are the bestest.


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A small business owner from Sea Point goes above and beyond to help her community. Shanaaz Allie runs a campaign called Mosadie Gives Back to feed hungry children in Mitchell's Plain once a month.
Allie uses R8 000 of her own money to help those who need it and spends her day off from work cooking 400 meals for neighbourhood kids. She has been doing this for over a year because it's heartbreaking to see the number of children in her community who need food, Briefly.co.za found.
Allie comes from a disadvantaged background and understands the difficulties of making ends meet. Overcoming many challenges, Allie has become a successful businesswoman and is determined to give back.
Prioritising her work feeding children, Allie uses public transport and works long hours. "She wants to feed even more children, even if it means going without the little luxuries that would make her life easier," says Prissman.
To help ease the pressure on her friend, Prissman as called on the public to help raise money and food to support Mosadie. "Everybody who drops off food will receive her secret recipe," she says, providing incentive for people to drop off parcels at Allie's salon in Sea Point.
If you would like to make a difference by helping, you can visit Mosadie Hair and Beauty Bar, 90 Regent Road, Amalfi Hotel, lower level, Shop 3, Seapoint.


oh sweet baby Grace!!! this little sugar was such a joy to photograph - so snuggly and so very, very sweet!!! I loved meeting her and her beautiful parents, Victoria and Justin! I also got to meet their precious fur baby who was such a good big brother and was so fascinated by his new tiny little human! doggies in photo just make me smile - they're so unpredictable and so cute!
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It was a joy to get to see Grace's grandparents as well! I looooove seeing grandparents with their new grandbaby (which i see alot of at newborn sessions), it just makes me so happy! grandparents and their grandchild is SUCH a special relationship and I love to see it in it's very beginning stages!
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