text:
Nebraska teacher finds largest diamond of 2019 in Arkansas' Crater of Diamonds State Park
By Jami Ganz
Josh Lanik. 36, from Hebron Nebraska found a 2.12 Carat Brown Diamond at Arkansas State Park on July 24, 2019. (Arkansas State Parks)
A Nebraska teacher had a gem of a time at Arkansas' Crater of Diamonds State Park, where he found a 2.12-carat brown diamond, according to a press release issued by the park on Monday.
The diamond is the largest found in the park in 2019.
Josh Lanik, 36, of Hebron, Neb., was vacationing with his family on July 24 when he spotted the gem in the diamond search area of the 37.5-acre volcanic crater.
"It was blatantly obvious there was something different about it," Lanik said. "I saw the shine, and when I picked it up and rolled it in my hand, I noticed there weren't any sharp edges."
His family brought their haul to the Little Rock park's Diamond Discovery Center and were told their diamond was the biggest at the park to be found this year. Of the 296 diamonds found at the park in 2019, only 11 registered weighed in at a minimum of 1 carat.
Though Lanik has not yet shared the estimated value, similarly sized brown diamonds range can range from $385 to nearly $1,500 on eBay, according to the Washington Post.
Latest U.S.
Teen dies after falling through icy pond in East Brunswick, N.J.


text:
This site requires javascript to display properly. Please enable javascript to improve your viewing experience.
Celebrating 1st 20 Years
News & Blog Posts
SUSTAINABILITY IMPACTS INVESTMENT DECISIONS
More investors than ever before are conscious of the effects their money can have on the environment, and that includes those investing in the commercial real estate market. Today, more than 25% of all managed assets today are invested with sustainability in mind, according to a 2017 McKinsey and Company study and 58% of investors believe sustainable investing will be mainstream within the next decade.
Environmental, social and governance (ESG) refers to the three central factors in measuring the sustainability and ethical impact of an investment. It's become so popular with investors, that S&P Dow Jones Indices is launching a performance tracking tool for socially responsible investing called the S7P 500 ESG index.
Solar panels for the Park West II building in University Research Park produce 27,600 kWh of power and energy savings of $4,600 per year.
The overall purpose of sustainable investing is literally to change the world for the better. Of course, the ideal scenario is where you find opportunities that produce the highest returns and have the highest positive impact. Some argue that more often than not, there is a trade off to be made and that all true ESG investing involves sub-commercial returns. Others have the expectation that sustainable investments should perform comparably to or better than conventional equivalents.
'ESG is not just a temporary "feel good" exercise or the latest buzzword," according to an online article in Forbes. " Investors have ongoing concerns for the future that need to be addressed…. these issues include aligning business strategies for the greater good and being responsible to the communities they serve."
In commercial real estate, the largest ESG concern is environmental sustainability, as commercial buildings are responsible for 39% of gas emissions in the United States. ESG investors are looking for sustainable projects that promote efficiency in terms of waste, water and energy and have low impact on their immediate environments.
Compass Properties has long embraced ESG and sustainability as core values. It closely adheres to award-wining sustainable facility management practices. "We work hard to make sustainability a strong part of our culture," said Todd Greenwald, the Compass Properties executive who spearheads the company's sustainable facilities management practices. "For all our properties, we set out with three goals in mind: reduce waste, encourage healthy lifestyles, and implement energy saving programs."
Compass Properties has earned numerous awards for its sustainability efforts, including the IFMA's Sheila Sheridan Award for Sustainable Facility Management, BOMA's (Wisconsin) Outstanding Building of the Year Award, Bicycle Friendly Business Award from the League of American Bicyclists, LEED Certification for many of its office centers and recently a Platinum Award of Excellence from Global FM, a world-wide facilities management association.
Esser Place, located on Madison's west side, is a model of the company's sustainability efforts.
As ESG continues to grow in influence, real estate investors will seek out projects that not only show strong returns, but ones that make a positive impact. Green buildings and developments that demonstrate environmentally sound practices will be at the top of their wish lists.
info@compassproperties.com | 608-294-9400 | 44 E. Mifflin Street, Ste. 304, Madison, WI 53703
Facebook Icon - JustVector Social Icons 1.5 -- Alex Peattie -alexpeattie@gmail.com- Twitter Icon - JustVector Social Icons 1.5 -- Alex Peattie -alexpeattie@gmail.com- Linkedin Icon - JustVector Social Icons 1.5 -- Alex Peattie -alexpeattie@gmail.com- Google Plus Icon - JustVector Social Icons 1.5 -- Alex Peattie -alexpeattie@gmail.com-

redpajama_set_name: RedPajamaCommonCrawl


This is due to newswire licensing eds/ Peers: 77/ 80 Size: 897. As of 30 November, the games.
Most modern games have several large files that are used to store all the images sounds other content used in the game. Command and conquer generals patch 1 02 download.
Game Extractor is a powerful tool that lets you open and manipulate the archive files used in thousands of games. IiNet downloaders , players, the team would like to thank everyone who was involved in the community of readers lurkers alike for their support over the eds/ Peers: 77/ 80 Size: 897. Advanced set- top boxes high- speed data connections helped open the gateway for the digital delivery of content expand the user base.
This is due to newswire licensing terms. The article you have been looking for has expired and is not longer available on our system. Net website and forum is no longer available. Motion picture and television content has been delivered over the Internet for more than 15 years.
Command & Conquer: Generals - Zero Hour Cheat Codes, Trainers, Patch Updates, Demos, Downloads, Cheats Trainer, Tweaks & Game Patch Fixes are featured on this mand & Conquer: Generals Cheat Codes, Trainers, Patch Updates, Demos, Downloads, Cheats Trainer, Tweaks & Game Patch Fixes are featured on this mand & Conquer: Tiberium Alliances Command & Conquer 4: Tiberian Twilight Command & Conquer Red Alert 3: Uprising Command And Conquer Red Alert 3 Command and Conquer Games. The Past Ain' t What It Used To Be.
The first Command & Conquer received its last official update on the 21st of June, 1996. Since then, the game has been ported to Windows ( as " Gold" version), and re- released in the big " The First Decade" and " The Ultimate Collection" collection packs, but has never received any more bug mand & Conquer is a 1995 real- time strategy video game developed by Westwood Studios and published by Virgin t in an alternate history of modern day, the game tells the story of a world war between two globalized factions: the Global Defense Initiative of the United Nations and a cult- like militant organization called the Brotherhood of Nod, led by the mysterious mand & Conquer: Red Alert 3 is a real- time strategy video game developed by EA Los Angeles and published by Electronic was released on October 28, in the United States for Microsoft Windows and October 30, in Europe.
An Xbox 360 version was released on November 11. On January 21, EA announced Command & Conquer: Red Alert 3 – Ultimate Edition, copressadmin Post author 20 - February - at 17: 56.
Thanks for the question. Yes the Event is a Thread that is triggered by a condition.
I do not have further documentation, so if a Thread works for you it can be mand & Conquer [ kəˈmɑ: nd ænd ˈkɒŋkəʳ] ( abgekürzt C& C oder CnC; engl.
" kommandiere & erobere" bzw. " Kommandieren & Erobern" ) ist eine ursprünglich von den Westwood Studios entwickelte Computerspiel- Reihe aus dem Genre der Echtzeit- Strategiespiele. Das ursprüngliche Konzept stammt von Westwood- Gründer Brett W.
Sperry und Designer Joseph Bostic.


text:
Beautiful Kutubu
Southern Highlands is made up of valleys, rainforests and mountain ranges, and is home to the country's second highest peak, Mt Giluwe.
BY RITA PEKI in Kutubu
The province has five districts (Imbonggu, Mendi-Munihu, Ialibu-Pangia, Kagua-Erave and Nipa-Kutubu) and is home to a number of tribes including the Foe, who inhabit River Mubi and shores of Lake Kutubu, which borders Southern Highlands and Gulf provinces.
The Foe divide themselves into three sub-groups; Gurubumena (the lake people), the Awamena and the Foimena (live across the Mubi and Kikori rivers). They occupy the corner of Southern Highlands known for its famous cultural wonders "the hausman" (long houses reserved only for men) of the Foe people.
This hausman is a traditional dwelling built specifically for men and is perhaps one of the longest traditional thatched huts in the world.
According to Foe custom, all men sleep in the hausman while their wives and children live in smaller houses.
Their custom forbids women from entering the hausman, which is typically built on top of ridges for security purposes and are approximately 50m long, 7m wide and has fireplaces on each side of a central corridor.
The Foe people are easily recognised by the paintings on their faces using special bright red, yellow and black oil.
The black colour is used for warriors, red for the mature men and yellow for the initiates.
The men are renowned for their knowledge of producing highly valued oil from the Karoh tree that they call "digaso oil".
The locals at Daga, one and two villages, told the Post-Courier last Thursday during the opening of the Kutubu Kundu and Digaso Festival grandstand and Sura River permanent footbridge, that the oil was traded in the past with the Huli people for pigs, Nipa people for stone axes and with the Lake Sirunki (Enga) people for salt.
Daga village near the famous Lake Kutubu, provides the picturesque setting for this annual event that coincides with the country's Independence day celebrations every September but was unfortunately not held last year and this year due to COVID-19.
The festival is aimed at educating local communities on the importance of protecting and preserving the environment and culture as well as increasing socio-economic benefits and capacity building opportunities for local communities.
After a five-hour drive from Mendi, I was welcomed with humid air when I first stepped out of the vehicle at Pimaga station.
I could really tell that I was in a new environment because I could literally feel drops of sweat running down my forehead.
I could see sago palms, betelnut and coconut trees growing everywhere, I knew I was in another part of the Highlands region where the environment is untouched and a rare group of people live.
As we drove further down from Pimaga station, we stopped at Hegeso village and there I met Michael, a local from the area.
He said the bus fare from his village to Mendi (the province's capital) is K25 and their main source of income is sago which is sold for between K10 and K15 for a pack.
He said the festival brings together a lot of people but due to the pandemic, it was cancelled but believes there will be a bigger and better one next year if the risks and deaths in the pandemic drop.
Kutubu, on the edge of Southern Highlands, consists of some unique traditions, lifestyles, cultural diversity and people.
The staple food here is sago, which is mostly traded with other people in the province as well as other highlands provinces for money.
The Kutubu people live across the border of Southern Highlands and Western Province and their region hosts the first commercial oil field development.
Kutubu has the country's second largest freshwater Lake after Lake Murray and offers an ideal setting for demonstrating how local people contribute much to lake conservation and at the same time promoting their cultural heritage and survival of biological diversity.
The development of oil and gas in the Kutubu region has increased access with the development of road links leading to other vital government goods and services.
Latest rip-off on streets of dusty old Port Moresby
Fishing hobby turns out to be a business for Nala
It's fond farewell to our soldier of democracy
New hardware business opens its door in Mt Hagen
A new hardware shop has recently opened its branch in Mt Hagen, Western Highlands Province, to provide service to the people in the Highlands region.
Erave Hornbills set for 9s tourney
Reigning champion of the Snax Rugby League Nine's tournament, the Erave Hornbills has announced their 20-men squad to tour Southern Highlands for the upcoming nine's tournament.
PNG Games deferred to November 2022
The 8th PNG Games that was supposed to eventuate last month in Southern Highlands Province was officially deferred to November 2022 yesterday at the Sir John Guise Indoor Complex.


Moisturizes air & skin with Aromatherapy. The tree-like design is the perfect accent for any room. This luxurious diffuser is great for aromatherapy as well as enhancing your home decor. Ultrasonic transducer vibrates at a steady and high frequency that makes the molecules of water and the essential oils so tiny that it is easily absorbed by the body. This creates the negative ions that moisturize the air & your skin allowing you to enjoy the aromatherapy effectively.
Three to five drops of your favorite essential oil is all you need to fill the air in your home and/or office with long-lasting fragrance.


text:
Jim Carrey & Jenny McCarthy Announce Split In Tweet
alex.stef April 6, 2010
Jim Carrey and Jenny McCarthy have taken to Twitter to announce their breakup. The two actors each tweeted Tuesday that they have ended their relationship after five years.
Publicists for Carrey and McCarthy confirmed the split. The 48-year-old Carrey says on the social networking Web site that he wishes her "the very best!"
The 37-year-old McCarthy tweeted that she "will always keep Jim as a leading man in my heart." Both say they were grateful for the time they spent together.
McCarthy also tweeted that she would remain involved in his adult daughter's life.
Tagged: Jenny McCarthy, Jim Carrey, Split, Twitter
alex.stef
Jim Carrey's 'The Mask' Was Supposed to Be a Horror Film


Hey my name is Elizabeth. I have experience working as a private Babysitter as well as in a daycare. I am a single mother of a 2 year old and would prefer to be able to have her with me. If you have any questions or would like any additional information let me know.
Skilled Nanny, Babysitter, and Child Care provider.
Seeking an opportunity to assist parents with childcare.


The Centre for Sustainable Healthcare (CSH) is delighted to announce that we have received funding for a new sustainable healthcare project from Postcode Local Trust.
Postcode Local Trust is a grant-giving charity funded entirely by players of People's Postcode Lottery, and CSH's project has recently received £18,282 from the Trust to establish a Green and Blue Health Project in Jericho - a scenic area just to the north of Oxford City Centre. By the end of 2017, CSH will create a walking route taking in local landmarks including 'blue' space by the Oxford Canal towpath and green areas, as well as linking with the local GP surgery and several schools. CSH will oversee the training of volunteer healthwalk leaders to run regular organised walks along the route, and will also produce a map of the trail and install waymarker signs so that local people can take part in self-guided walks along the route.
low carbon alternatives to traditional interventions.
In this way, the Jericho Green and Blue Project will benefit hundreds of local people and also promote a greener NHS.


This is one of the out of the way campgrounds, and it was AWESOME to say the least. We were there 10 days, and really hated to leave. It's about 30 miles south of St. Mary's entrance and about 60 miles from West Glacier, but East Glacier is about 15 miles away. East Glacier isn't near as commercialized as the west side, so fewer amenities in town, so if you need something other than gas or a drink, drive the extra 10 miles to Browning to do your shopping. The campground is in bear country, so they do a good job of making sure you keep your sites clean and free of anything that would be an attractant. And this is the 1st campground that I have even been to in "bear" country where I actually saw one on the hiking trail. It is 1st come, no reservations so be there EARLY...like 7 AM early because if not, someone else will beat you to the punch. The sites are a mixture of heavily treed and open sites that are "lakeside." We were blessed to get site #87 which was a lakeside site so there was a good breeze everyday to keep things cooled off, plus they are the biggest sites available. The camp hosts do a good job of interacting with everybody and there is a strong Park Ranger presence in case things get out of hand, but this was never a problem. There are ranger programs almost every night but we never attended any. There are also several good trailheads that originate from within the park for hiking. There is a good campstore there that has a small restaurant with limited items, souveniers, and a few food items to cook with...and decent coffee in the AM. There is ABSOLUTELY no wifi or cell service within the park...have to drive about 10 miles up the road to find it. Overall, this is by far one of the best campgrounds we have ever been to and we are already talking about going back next year. We camped at Two Medicine (NPS Campground) in a Tent Trailer.
The bathrooms in the campsites get used pretty heavily. Use the bathrooms in the picnic area.
As far as a private campground in a heavily visited area such as Glacier, I think you'd be very hard pressed to find anything better than this. The campsites were a little tight, but there were plenty of trees to try to block the neighbors. I get it, they are only open for a few months during the year, so they have to make a years worth of money in a few months. But lets face it, you don't come to a place like Glacier to hang out in the campground. There are a few spots that could handle a large trailer or motorhome, but it is mainly designed for probably about 25' and under due to having to backing in and some narrow roads. That being said, it worked great for me. The bathrooms and showers were clean and the office staff/owners were great. There is wifi available but it is near the office. They also have a decent selection of movies that you can borrow and take back to your camper to watch at the end of the night. Overall, it was a great experience and I would stay there again in a heartbeat. We camped at Glacier Campground in a Tent Trailer.
Don't have enough positive adjectives to say about this campground. No picture on Google will ever do it justice, and for those luckily enough to stay in this park, it could well be a blessing in disguise.
It has a few sites that could handle a larger RV/5th wheel, but for the most part it was pop-ups and tent campers who were in the CG. It has a shower/bathroom and for the guy's it was clean, but my wife said the women's could use a better daily cleaning.
The camp host (Archie) took good care of the place and was quite sociable. The Dakotamart grocery store in Custer had very reasonable prices on food and a few minutes away in Custer.
We have stayed in FL, CO, TX, AR, MS and I think collectively, this was agreed upon as the best place that we have camped at.
Next time we need a SD mountain camping fix, this will be our first choice.
We were in site 12e which was one of the larger sites with mountains directly behind us. We camped at Custer State Park - Stockade Lake South Campground in a Tent Trailer.
We waited 10 months for our reservation (site #127), and couldn't have been happier. While some of the other campers commented that the park has been going down hill over the past few years (mainly the broken/cracked concrete pads), while ours was broken, it in no way affected our stay.
The sites in the front part of the campground were a little too close for my comfort, but the loop we were in was doable for me. I chose site #127 specifically for the fact of their being a large space between sites. There were a few others that would work as well, but when we return we will try to get the same site, or at least in the same loop.
The beach shuttle was a blessing when your hauling 5 people's stuff to the beach. The pool was a good break from the beach.
While some may say that the park is going down, we were very happy with our stay and will be going back in the future when we need a beach fix. We camped at Topsail Hill State Preserve in a Tent Trailer.
Very nice place for a overnight stay. Concrete pads were level, clean bathroom and shower facilities and a strong wi-fi signal.
It was our stopover on our trip to Florida and we're pleased with how nice it turned out. They have a pool, but we never used it, but it appeared to be clean and maintained. Office people were friendly.
We made reservations, but in all likelihood, you could probably just drop in and find a place to stay. We were there on a Friday night so I don't know what the rest of the week is like. We camped at River View RV Park & Resort in a Tent Trailer.
People get up and moving early to continue on with their trip, so if you want to sleep in late, there should be plenty of sites away from the pack.
Mixed feelings regarding this campground. Overall, the park was clean, well organized but was kinda pricy for the substandard bathroom facilities.
We bought the state park pass, otherwise it would have been $6.00/per person/per night..or $44 a night including the park access fee.
I was disappointed in the restroom/shower facilities because they were small, outdated, hot and water temp and pressure varied between each of the stalls. All of the bathroom facilities are in dire need of a ground up makeover! We have been to Colorado and Arkansas and their bathroom facilities are orders of magnitude better that what is available at McKinney Falls. It does the job that it's designed to do, but not much more.
Swimming at the falls was pretty cool, and made the trip worthwhile. I would stay there again. Best sites were 45, 46, 47. We camped at McKinney Falls State Park in a Tent Trailer.
Franklin's BBQ in Austin-opens at 11 am for lunch only, but there is already a line. Congress Ave bridge at dusk to see the bats, New Braunfels to tube down the Comal & Guadalupe river.
Ridgway State park consists of three separate campgrounds: Dakota Terrace, Pa-Co-Chu-Puk & Elk Ridge. Pa-Co-Chu-Puk: This has the full hook sites. We made our reservation in January for our July trip. I specifically reserved a site by the river. Google Earth does a very poor job of demonstrating terrain, because the river access consists of almost rappelling down a 40 foot cliff....not good. In addition to no river access, the mosquitoes were horrible to the point that we couldn't be outside for more than a few seconds before we were attacked. I think I saw a small dog sucked dry by those bloodsuckers! The park rangers said that the mosquitoes are always a problem during the summer months, and I wish I would have known that before the reservations were made. We stayed one night out of the six nights before we were able to get the rest of our reservation moved to the Dakota Terraces campgrounds. I would not stay at this campground again based on the mosquito problems. We were in site #267.
Dakota Terrace: This campground was a trip saver based on all the problems that we had with the mosquitoes at Pa-Co-Chu-Pak. The campsites were close together to see what the campers were doing, yet far enough away to where we weren't on top of each other. There were few established large trees in this campsite. The pads weren't the concrete pads that were available in Pa-Co-Chu-Pak, but rather asphalt and required a bit of leveling. The bathrooms/shower facilities were clean and well-kept, and the park hosts did a good job to keeping the place clean and well organized. Overall, it served its purpose and we would stay there again if necessary.
Elk Ridge: This is the campground you want to try to reserve in. A lot of big established trees that did a good job of allowing better privacy between campsites. While we didn't use the bathroom or the shower in this campsite, I would assume that based on the exceptional job of how well the other amenities were maintained, this one would be no different. The website says that Elk Ridge is the most popular campground and I can see why. Site #186 is the best in the park with a great view of the lake. Out of all three parks, this one offers the best seclusion.
Summary: All three parks have their strengths and weaknesses. Dakota Terrace and Elk Ridge offer the best options if traveling with kids because it allows the easiest access to the swim beach and the playgrounds. All the campsites had a fire ring and grill, all had easy access to clean showers and bathrooms and all campgrounds had a good play area for the kids. A big kudos goes out to the Colorado State Park Department for providing clean, safe and enjoyable camping facilities. We camped at Ridgway State Park in a Tent Trailer.
Great park. The bathrooms and shower facilities were clean and well maintained, the park hosts made sure that the area was clean of trash and debris. This campground had the "woodsy" feel that we were desiring. It appears that they have been doing some repaving of the roads in certain loops within the campground. Of the three campgrounds we stayed in during our last trip, this one was by far the nicest in our opinion. We definitely would stay here again but the park books up quickly. We camped at Mueller State Park in a Tent Trailer.


Want to see all the technologies used by si.edu?
For a quick look at additional technographic info on si.edu or any domain on the web, download our Chrome Extension. Check out our help article to see how Datanyze Insider can help you.


We offer international filmmakers a full range of production services, 20 stages, various back lots and an international, experienced crew. Get up to 25% CASH rebate from Germany's one-of-a-kind film production rebate program. Ask us!
Studio Babelsberg offers first-rate services and co-production opportunities to German film and television producers on national and international projects.
The core business of Studio Babelsberg AG includes stage rental, production services and co-production financing.
Your reliable production partner in Europe!


text:
Ask The Band, From The Moshpit, Music
"Tell The Kids To Keep It Real"- An Interview With Inspired And The Sleep
Article written by Autumn McDonald
Photography by Annika Cimas
There is no denying that Inspired And The Sleep has an amazingly unique sound and brings something to the music scene that no one else can. Max Greenhalgh, the lead singer, describes the band's unique sound as a kind of "psychedelic pop music." He explains, "we like to do really strange things with them, lots of reverb." Bryce Outcault, who plays guitar and keys for the band, added in, "we've gotten dream pop before, or just plain indie." At their show we attended, they played songs from their latest EP, "Eyelid Kid," and the smooth upbeat melodies had me and many others dancing all throughout their set.
After the show we asked them how they came up with their sound, and Greenhalgh explained that for the vast majority of their songs, they record them first, and once they have them down and recorded they can "take a step back" and say, "now we wanna play this live." He went on in saying, "We actually just finished mixing a whole EP today, so now we're in the process of taking the recordings and seeing how we can figure it out live. There's tons of things that are on the recordings that we can't really do in person, but we try to figure it out with other gear."
In regards to their biggest musical inspirations, Outcault says "Cut Copy", and Tom Atkins, who plays drums for Inspired And The Sleep, says that he pulls a lot of drumming inspiration from Steve Jordan. Greenhalgh told us there's a Canadian pianist that writes "awesome songs," named Patrick Watson. He also stated that he's a "really big Jeff Buckley guy, in terms of songwriting." That would be another thing Inspired and the Sleep brings to the table, beautiful vocal melodies, and creative well thought-out lyrics. Max even admits that he's very "vocal centered."
Before shows, Greenhalgh says he likes to do some vocal warm ups, and "a couple stretches," Atkins jumped in and said, "he's really into doing pre-set yoga. He's trying to suck us all into it." Outcault elaborated, "Max's dream would be for all of us to do a thirty minute yoga session before a show." Max calls it a "vinyasa flow before every show." Which is something I would actually recommend trying, to help get in more of a relaxed state, and to prevent getting too nervous on stage.
There's undoubtedly a whole different experience when you go to a live show versus when you listen to a song with headphones in your room. We asked them to elaborate a little bit about this difference. "With each song you try to create an emotional response, or some kind of atmosphere. With live shows I think it's a little different, a little impersonal in that sense. Obviously listening on headphones is a different experience than going to a show and crowd surfing, when you go to see a live show it's all about having fun."
With a final closing statement, Max added, "I would like to tell the kids to keep it real."
To catch these guys live, check out the show calendar on the site, they're definitely not a show to miss if you're looking to let loose and "keep it real" with good vibes with great music. Also, keep an eye out for their new EP!
Keep updated on their YouTube channel for originals and covers: https://www.youtube.com/user/inspiredandthesleep/videos
This entry was posted in: Ask The Band, From The Moshpit, Music
Tagged with: #beachtownshakedown, #concertphotography, #soma, #somasandiego, concert, indie, inspiredandthesleep, interview, localbands, localmusic, music, musician
Previous Post"Make An Impact"- An Interview With Essex Class
Next Post"Those Are Your Friends,"- An Interview With Opt Out


Technicians install a sculpture by German artist Georg Baselitz at the Paris Museum of Modern Art today. A retrospective of his sculpture opens in two days. While Baselitz began his career as a painter and engraver, the exhibit features almost all of his sculptural work, created over a period of more than thirty years. Photo by Jacques Demarthon/ AFP/ Getty Images.


text:
Neena Dasgupta
CEO & Director, ZIRCA Digital Solutions Pvt Ltd
Acknowledged as a visionary in digital media and advertising, Neena has more than 20 years of experience building organisations that lead the charge on effective and efficient communication. The industry has recognised her leadership prowess, featuring her at No 35 in the Impact Most Influential Women 2018 list. She was also named a jury member for Social Samosa's Social Media #Superwomen 2018. Zirca, Neena's brainchild, is a company she launched and built into a 130-people-strong firm. Award-winning ContentdB—Asia's first native advertising management platform—and ContentiQ, the world's first content intelligence platform, are a result of her passion for effective communication and facilitating meaningful brand conversations.
An innovator, Neena banks on her ability to stay ahead of the curve in the digital marketing and advertising industry. For this reason, she was nicknamed 'The Sixth Sense' while she was at the BBC in India, where she headed advertising sales. She has been aggressively involved in expanding and scaling Zirca's footprint. Her track record and strong business skills have enabled Zirca to grow exponentially over the years. Her ability to engage with key clients like The Economist, Getit and the Al Jazeera group of channels is a testament to her nuanced understanding of technology, products and solutions across diverse platforms. Neena is passionate about gender diversity and getting women, who have taken a break (because of parenthood or other reasons), back into the workforce. More than 40% of Zirca comprises women. The firm is an equal-opportunity employer, focused on quality rather than quantity; and it has introduced policies like flexi hours, and mentoring and counselling for women at work. Neena's dream is to retain women at the workplace and not lose them to parenthood. This is why she's part of the mentoring committee for the next generation of women in the media space at the India chapter of the International Advertising Association. She has an MBA degree and has also undergone an executive programme in Leadership and General Management at INSEAD. She has a son and a daughter and is passionate about cooking. Neena's advice to professional women is: value yourself and love yourself. Don't let others tell you who you are, what you should do, and where you should be in life. Make your own choices and be courageous to live with any outcomes they bring.


Usain Bolt has won a record-equalling fourth Laureus award and received his 'Sportsman of the Year' trophy in Monaco on Tuesday (February 14).
The Jamaican sprint star won a further three Olympic gold medals in Rio last summer, with his 100m, 200m and 4x100m titles then completing an Olympic 'triple triple', but he has since had to hand back his 2008 relay gold after team-mate Nesta Carter tested positive for a banned substance following reanalysis of his samples.
After winning previously in 2009, 2010 and 2013, world record-holder Bolt joins other sporting greats Roger Federer, Serena Williams and Kelly Slater as a four-time Laureus award winner.
"First of all, I would love to thank the academy for this wonderful award," said Bolt. "I thank everybody who voted for me. It's been a rough season for me this year, and just throughout my career, it's been ups and downs.
Bolt was the sole award winner from the sport of athletics, with a total of nine track and field athletes having been named among the nominees across the range of awards categories.
Britain's four-time Olympic gold medallist Mo Farah had also been nominated for the Sportsman of the Year award, while Jamaica's double Olympic sprint champion Elaine Thompson and USA's three-time Rio Olympic medallist Allyson Felix were nominated for the Laureus World Sportswoman of the Year award, which was won by American gymnast Simone Biles.
The nominations were compiled following a ballot by the world's media, with the winners voted for by members of the Laureus World Sports Academy.


When a client asks for custom illustrations and branding for fitness themes, we jump out of our chairs with glee. Kayla Kleinman, a NYC fitness blogger, yoga teacher, and certified personal trainer, wanted something special for her blog and website. The result was a hand-lettered brand, unique color palette, and a custom illustration library for her social channels. Some projects are just fun, and this was one of them. Time flew by and we ended up doing way more than we should have, but we were all more than happy with the outcome.


text:
Stats & History
Leeds United Fans Forum
click here to close [x]
This is a one-time notification:
Like almost every other website, LUFCTALK.com uses cookies to power some of its essential features and to provide an improved user experience over time.
Please click here to read more about what this means, or leave the site if you do not consent to it.
Leeds United versus St Johnstone
Overall Record (excluding friendlies)
Away/Neutral
05/08/1984 Muirton Park 2 - 1 1712 -
Top Ten Appearances
Top Ten Scorers
St Johnstone: Leeds Players
This is a list of players who have played for St Johnstone who have also played for Leeds.
Ronnie Wright 01/06/1959 01/11/1960 01/11/1960
Nathan Lowndes 01/04/1995 03/10/1995 21/08/1998 20/07/2001 77 16
St Johnstone: Web Links
This is a football forum dedicated to Leeds United FC fans.
LUFCtalk is an online Leeds United fanclub featuring news, transfer discussions, match highlights, predictions and general football banter. © LUFCTALK 2008 - 2020
Football Badges Shop
LUFCTALK.COM has no affiliation or official connection with Leeds United Football Club.
The views expressed and hosted on this site belong entirely to their individual authors.


The United Kingdom – like many states around the world and several International Organisations – maintains a list of banned terrorist groups. Seventy-one organisations are presently listed in this way within the UK, making it a criminal offence to belong to or support any of these. This power – known as proscription – is set out in the UK's Terrorism Act 2000, and empowers the Home Secretary to present to Parliament an order specifying that she believes a specific organization promotes, encourages, or glorifies terrorism, or, indeed, is 'otherwise concerned in terrorism'. Both Houses of Parliament must debate and assent to any new additions to this list, though they may not amend any proscription orders.
Security Dialogue is a scholarly journal devoted to thinking clearly, systematically, and critically about world politics and the conditions that facilitate security and peace. Freedom and truth are core values of both the academic project and of democracy: we believe that constant, reflexive dialogue is the only viable path towards peace, equality, and justice within and between societies. Academic freedoms of speech and mobility are essential to modern politics, and are reflected in the legal and institutional frameworks of international relations, such as the 1951 Convention relating to the Status of Refugees, the 1948 Universal Declaration of Human Rights, or the 1945 Charter of the United Nations.
On January 27, 2017, US President Trump issued an Executive Order that suspended the refugee resettlement and the issuance of visas from seven identified Muslim-majority countries (Iran, Iraq, Libya, Somalia, Sudan, Syria, and Yemen) for at least 90 days. We are always concerned when emergencies or crises are invoked to justify radical executive action, including the curtailing of freedoms of mobility, particularly in this case when the justification is clouded, muddled, misleading, or simply perpendicular to the facts. We, as the editorial team of Security Dialogue, have never been moved to comment on specific policies or world events before now, and so it is reasonable to ask what makes this Executive Order worthy of comment when we have remained silent about equally offensive and oppressive policies and events, for instance, the Russian invasion of Crimea, the genocide of the Yazidi's in Iraq or genocide in Darfur, the Syrian civil war and consequent displacement of millions, and Erdogan's sweeping restrictions on Turkish academics. We are connected to the community of international relations scholars, and take the production of facts and their verification very seriously. Part of what strikes us as important and different is the blatant indifference to facts upon which the travel 'ban' rests, and the vitriolic and divisive hyperbole that fuels it.
Further, the ban is not justified in terms of historical precedent or immediate political context, and cannot fulfil its stated purpose to increase the national security of the United States. More than that, the exclusion of individuals identified by national origin (and effectively, religion) or refugee status which is accorded by the United Nations High Commission for Refugees and to whom the United States owes obligations under that empowering legislation and specifically contradicts US domestic law, indicates a significant departure from the hallmarks of the contemporary global order, that is the predisposition towards freedom of mobility and international human rights. We are therefore also deeply concerned about the continuing impact of this shift as well as the harms caused immediately by this Executive Order.
As scholars of international relations, we can already see the chilling effect that this policy has on our own academic community. We stand with our colleagues who are and will be affected by this ban both directly and indirectly, and will devote our energies to promoting the values and conditions of openness, exchange, and dialogue that we view as crucial for achieving security.
Welcome to the new blog for Security Dialogue.
To stay up to date on new posts, you can follow us on Twitter, like us on Facebook, or subscribe directly for email notifications in the sidebar to the left.


How can a pension consultant assist you?
A pension consultant is your strategic discussion partner with regard to pensions. Our pension consultants have broad knowledge of and are highly experienced in the field of pension schemes, funding and administration, and can advise you with regard to all your pension issues. Our pension consultants help find solutions about designing the pension scheme, its funding, improving the administration agency and optimizing the asset management and risk management. Furthermore, not only do we give strategic advice, we also take care of the actual implementation of your policy.
For more information you can contact Solange Denters.


text:
view moderators
Search in Australia x
Most Relevant Latest Highest Rated
Homeschooling international status and statistics - Wikipedia, the free encyclopedia
Homeschooling is legal in many countries. Countries with the most prevalent home education movements include Australia, Canada, New Zealand, the United Kingdom, and the United States. Some countries have highly regulated home education programs as an extension of the compulsory school system; others, such as Germany,[1] have outlawed it entirely. In other countries, while not restricted by law, homeschooling is not socially acceptable or considered undesirable and is virtually non-existent.
#Statistics
#GreatBritain
HEAL THYSELF AND STAY SAFE - Victoria Brazil - Intensive Care Network
In this hypothetical panel discussion, our protagonists have just started work at the Utopia Trauma Centre – a state of the art facility that is world renowned for its excellence in trauma care, research and teaching …
#IntensiveCare
#CriticalCare
intensivecarenetwork.com
Prenatal Fish Oil and IgE-Associated Allergies in Children
Taking fish oil supplements during pregnancy has no effect on a child's IgE-associated allergies, Australia-based researchers report.
#Immunology
#Allergy
#ResearchReport
medscape.com
Why we do what we do: Antibiotics for dog bites
For a long time when encountering a patient who had suffered a dog bite I reflexively placed the patient on antibiotics. Generally, either amoxicillin/clavulanate or clindamycin. Along the way I began to question whether or not there is evidence to support this practice, since I also haven't seen many infected dog bites. As you may already be aware, most dog bites are from an animal known to the victim. One study from Australia noted that >4/5 were known. In children under 5 the bites are more likely to be in the head/neck (60-70%). See Patronek at al. for more. In older children and adults the extremities – more commonly the dominant hand – are involved.
#EmergencyMedicine
#Hand
#Neck
pemcincinnati.com
Tox Myths and Mistruths - INTENSIVE
On Saturday 11th June 2016, The Irish Intensive Care Society Annual Scientific Meeting in Dublin will incorporate a Toxicology Symposium, celebrating the 150th anniversary of the Irish National Poisons Information Center. The full programme is available here (pdf), and from the point-of-view of a tox-obsessed intensivist, it looks pretty exciting! The international line-up alone includes Donna Seger (USA), Bruno Mégarbane (France), Leon Gussow of The Poison Review fame (USA) and John Myburgh (Australia). In addition, I will be speaking about 'Tox Myths and Mistruths', and the resources for the talk are provided below.
#Pharmacy
#HealthEconomics
intensiveblog.com
Victoria Derbyshire's breast cancer treatment ends - BBC News
BBC journalist Victoria Derbyshire has completed six weeks of radiotherapy, her last major treatment for breast cancer.
#Dentistry
#Oncology
#Dermatology
#MedicalOncology
#BreastNeoplasms
#Therapeutics
Work for Royal Flying Doctor Service in tropical Cairns!
Positions for adventurous doctors available now in 2016! Imagine your day starting with a flight over the most spectacular countryside in Australia! Resuscitation Flash teams on the end of the phone Royal Flying Doctor Service offers more than health checks and prescriptions at community outreach day
#Resuscitation
prehospitalmed.com
Anaphylaxis amplification | LITFL Medical blog
Anaphylaxis is increasingly common. The patient population death rate for anaphylaxis is Australia in 2013 twice that reported in the UK
lifeinthefastlane.com
How Brexit might affect public health
The United Kingdom already has some of the most stringent tobacco control policies in Europe. On 20 May it is set to become only the second country in the world after Australia to introduce plain packaging for cigarettes, going far beyond the EU tobacco products directive.1
#PublicHealth
#Psychiatry
#TobaccoProducts
#Tobacco
feeds.bmj.com
Australian GPs warn patients of funding cuts through prescription campaign
GPs in Australia are using prescriptions to voice their concerns about health cuts ahead of the country's Federal election on 2 July.
Australia will price out cigarettes with 50% tax rise over four years
Australia is to continue its aggressive tobacco taxation policy with a further four rounds of 12.5% yearly increases that will hike the price of a pack of cigarettes from the current level of US$20 (£13.80; €17.40) to around US$30 by 2020.
#Taxes
Register for a free trial to thebmj.com to receive unlimited access to all content on thebmj.com for 14 days. Sign up for a free trial
Loneliness, Depression Hinder Home-Based Secondary Prevention
Different psychosocial factors were at play for women and men in the study based in Australia. "We advocate for more innovative approaches to better manage those with complex clinical disorders."
Scientists say parechovirus causes brain damage in babies - BBC News
An investigation into an outbreak of a new virus in Australia has uncovered cases of developmental delays and brain damage in children.
#Anatomy
#Viruses
Shark Camouflage in Australia | The Naked Scientists Podcast on acast
acast.com
Australia's First BBQ | The Naked Scientists Podcast on acast
Naked in Australia | The Naked Scientists Podcast on acast
UMEM Educational Pearls - University of Maryland School of Medicine, Department of Emergency Medicine
A new study from Australia shows that temper tantrums tax the heart. Some 300 patients with acute heart attack and confirmed coronary occlusion by angiography rated their usual anger level and their level in the 48 h before the attack. Just over 2% reported blowing their stack within 2 h of the attack. The angry outbursts were provoked by arguments at home, in the community, or at work, or by road rage. Compared with their usual anger levels, the relative risk of heart attack from their fit of rage was 8.5. Mechanisms may include sympathetic activation that speeds the heart, raises blood pressure, constricts blood vessels, and activates clotting (1).
#BloodPressure
umem.org
Malaria resistance 'unable to spread' - BBC News
The first case of the malaria parasite being unable to spread its resistance to drugs has been discovered by scientists in Australia.
#Malaria
#PharmaceuticalPreparations
Gastroenterology team
"In the past, managing irritable bowel syndrome by controlling the diet has been seen as a wacky idea—one for those who aren't science driven," admits Miranda Lomer, senior consultant dietician at Guy's and St Thomas' NHS Foundation Trust in London. But many minds have been changed by the success of a dietary regimen originally developed in Australia.
#Gastroenterology
#InternalMedicine
#Consultants


text:
Town of Claremont commits to green energy future
The Town of Claremont is joining with more than 40 Councils in signing up to move to 100% renewables for its contestable energy supply.
The Town of Claremont is joining with more than 40 Councils in signing up to move to 100% renewables for its contestable energy supply. The agreement, negotiated by WALGA with provider Synergy will see us shift to 100% renewables by next April. The renewable energy initiative is the first renewable and carbon aggregation project cleared by the ACCC. All renewable energy covered by the agreement is sourced from three WA wind farms.
Town of Claremont CEO Liz Ledger said she the decision to join the initiative with over 40 other local governments was an easy one.
"The Town of Claremont is proud to be on board with this landmark initiative. We have a strong commitment to sustainability and a move to green energy is aligned to our community's values and aspirations.
"The shift to 100% renewable energy from April next year is a great collaborative initiative between local governments and supports a number of other sustainability initiatives undertaken by the Town. These include solar panels, managing and maintaining public trees, geothermal pool heating system and waterwise accreditation at the Aquatic Centre, and the installation of central control irrigation systems at a number of locations around the Town."
The initial three-year agreement for an estimated $85 million and involving 48 WA Local Governments eclipses a similar project by 46 Victorian Councils.
Visit WALGA for more details.
Success for Town of Claremont with WALGA's Sustainable Energy Project
Town of Claremont is taking definitive steps towards energy savings as part of WALGA's Sustainable Energy Project, one of the largest joint procurements of renewable energy in Australia by Local Government.
Calling on the community to save our snake-necked turtles
The Town of Claremont has teamed up with Friends of Lake Claremont and Murdoch University's Saving Our Snake Necked Turtle Project.
Native trees planted in honour of The Queen's Platinum Jubilee
Town of Claremont will be honouring Her Majesty Queen Elizabeth II's Platinum Jubilee with an official tree planting event.


The class of 2019 was the first to test out a new sexual assault prevention online training unveiled this summer by the Title IX Office and Health Services' Health Promotion division.
The program, Agent of Change, leads students through various scenarios and topics including sexual assault, sexual harassment, stalking and dating violence, said Frances Mantak, director of health promotion. It is sold by We End Violence, a company that specializes in sexual assault prevention education.
The online training tool was created by two researchers experienced in sexual assault prevention, Mantak said. It was developed with the audience of first-year college students in mind, according to the company website.
The program uses Sims-like avatars to act out various scenarios in a video game-like fashion, Mantak said. Students are then forced to interact with the situation by choosing how best to respond from a multiple-choice list of prompts.
Preston Schwartz '19 said he felt that the model "romanticized" incidents of sexual assault.
Schwartz said he also wished there was an option to type in his own response, rather than choose from the multiple choice list of options drafted by Agent of Change.
The new online training also changed how Residential Peer Leaders approached the subject of sexual assault with their residents. During orientation, the unit meeting following the sexual assault prevention presentation focused more on consent, a "more positive topic," Mantak said.
"We let the perhaps more difficult things be covered online," Mantak added.
To evaluate student learning, the program commences with a pre-test, which examines students' behaviors and attitudes around sexual assault, then concludes the "game" with a similar test in order to determine whether these values have changed, Mantak said. Questions may ask students to rate how much they agree or disagree with phrases like, "A woman who is raped while she is drunk is at least somewhat responsible," according to the company's website.
While the University can see only the aggregate data of students' pre- and post-game tests, rather than individual student scores, students may look at how well they did and compare it to the average of their school, according to the Agent of Change website.
Results of the program were examined by the University and indicated "strong improvement" in student behaviors and beliefs, Mantak said.
The program is required for all first-years, she said. Those who did not complete the hour-long online module this summer were asked to complete it in the first few weeks of the semester by the Student Activities Office, Mantak added. The SAO is nearing 100 percent completion, she noted.
The orientation committee will review all of its programming through feedback later this semester, and the online module will be included for feedback, Mantak said. In the evaluation, administrators will decide whether or not to involve upperclassmen in the program, she said, adding that the University's budget will also be a factor in their decision. As per the Task Force on Sexual Assault's final recommendations, which the Title IX Office partially adopted this fall, all students will undergo sexual assault prevention training.
Because the program is specific to undergraduate student life, faculty and staff members will complete a different online training, projected to start Oct. 1, that covers topics related to Title IX, the Violence Against Women Act and the Clery Act, Walsh said.
While all staff members will be required to complete the program during the month of October, Walsh said it will be particularly useful to faculty and staff members "receiving disclosures, connecting students with resources … or perhaps experiencing violence themselves." It will become part of the onboarding process for new hires who start after October as well, she added.
The program, also an interactive online module, comes from a different company called Workplace Answers but is heavily customized to Brown's specific policies, Walsh said.
In-person training sessions have been held for various groups as well, including new faculty members, who were informed of Brown's reporting policies and the University's various resources, Walsh added.
Paxson appointed committees, to appoint committees, to appoint committees, to appoint committees…Result? We bought an online product to put out there. This is beyond ineffective. Paxson is pathetic. Get rid of her.
Great prioritization. Brown moves sexual assault training online, but refuses to push its teaching online.
It's like rearranging the dining chairs while the house is burning.
I'm a Brown alumni, '02, and think this is great. What platform is being used to distribute this training? I work for an LMS, Mindflash, so am curious.


207 editions of Grimms' Fairy Tales found in the catalog. Add another edition?
Are you sure you want to remove Tales from Grimm from your list?
gesammelt durch die Brüder Jacob und Wilhelm Grimm.
Published 1936 by Coward-McCann, Inc. in New York .
xiv p. 3 l., 3-237,  p.
April 12, 2012 Edited by 24.224.208.46 Edited without comment.


I work for a Logistics company doing the Jack of all trades type job - anything with a plug or buttons belongs to IT. My compnay does not have a study policy and I would like to draw one up, so I am looking for any sample study policies to help get me started.
do you mean by a study policy?


A racing frame with a state-of-the-art Actiflex system to absorb rear vibrations as well as the added stopping power of disc brakes. Topped with the crisp, clean performance of a Shimano Ultegra R8020 drivetrain to encourage you to seek new adventures.
The Wilier Cento10NDR Disc Road Bike embraces the evolving road bike market. Catering for those who want a comfortable geometry with high-end performance, the pioneering Dual Brake Technology lets you choose between disc brakes and direct-mount calipers. All of this technology is used in tandem with the stiff and light Shimano Ultegra R8000 disc specific drivetrain, including Ultegra R8070 flat mount brakes with 160mm rotors, a quality DT Swiss wheelset, and trusty FSA, Ritchey, and Selle Italia finishing kit.


Stages is a Chicago based Performing Arts company offering one-of-a-kind classes and birthday party entertainment for children ages newborn – 12 years. Stages provides Chicago area families with a performing arts program that grows with their child. From fun, developmentally appropriate infant/toddler classes (that are also entertaining for caregivers) to a training ground for the next generation of performers, Stages has it all.
Engaging and inspiring the next generation of performers, patrons, and arts professionals at every stage of development.
Cultivating confidence, curiosity, creativity, and a love of the performing arts.
Stages was founded by Chicago area native, Emily Pinas. Prior to dedicating herself full time to teaching, Emily performed professionally here in Chicago as well as in New York. She holds a Bachelors of Music in Music Theatre from New York University's Steinhardt School and an M.S. in Child Development from Chicago's Erikson Institute.
At Stages, we believe that the performing arts have the power to positively shape a child's life. We know that engaging children in the arts is a privilege and are committed to ensuring the quality of our programs and caliber of our teaching artists/performers are of the highest level of excellence. We are dedicated to maintaining a supportive and rewarding environment that fosters innovation and creativity in both the children we teach and the teaching artists we employ. Stages Performing Arts is committed to creating an environment that is safe and welcoming for all children and their caregivers regardless of race, religion, gender, sexual orientation, or ability.


A scale-dependent cosmological constant Lambda and Newton's constant G emerge naturally in quantum field theory in a curved space-time background leading to renormalization group running cosmologies. A scale-setting procedure is discussed in these cosmological models and the interpretation of the scale is emphasized. This setup introduces dark energy without invoking quintessence-like fields and can be applied into a variety of problems. The scale-dependent Lambda and G are also naturally incorporated into the generalized holographic dark energy model, and applied to different aspects of cosmology.


text:
SNCF faces competition in France as Italy speeds in
Thu 6 Jun 2019 12h48
8Uhr / Flickr / CC BY-NC-SA 2.0 Thello, part of Italian train company Trenitalia, operates trains between France and Italy
Italian train firm Trenitalia could be competing with French company SNCF on high-speed lines including between Paris-Lyon and Paris-Bordeaux, by 2020, it has said.
The French arm of the company, Thello, has confirmed that it would like to begin by operating return journeys between Paris and Milan, with a stop in Lyon, within the next year. It also wants to operate Paris-Bordeaux and Paris-Brussels services eventually, it said.
The confirmation comes after Thello CEO Roberto Rinaudo last year stated the company's intention to "develop international, high-speed service lines from France by 2020".
In response to the move by Trenitalia, an SNCF spokesperson said: "The main ambition of this service is to expand the international transport offer of Trenitalia. At least for the first year or few years, Italian clients will be the main targets for this service."
The news comes three months after SNCF Réseau said it was in talks with two rail operators about their potential introduction to the French market at the end of 2020, for "main non-subsidised lines" - essentially TGV (trains à grande vitesse) high-speed rail.
"Enter at your own risk" Published: July 18 2019
France , europe , train , travel transport and tourism , SNCF , TGV


text:
Campgrounds in Rock River, Illinois
Cabins at Brown County State Park
Cabins at Starved Rock State Park in Illinois
Robert Orlandini, Leaf Group Updated March 21, 2018
Cabins at Starved Rock State Park in Illinois (Photo: )
Cabins at Lincoln State Park in Indiana
Cabins at Blackwater Falls, West Virginia
Overlooking the Illinois River in north-central Illinois about 100 miles west of Chicago, Starved Rock State Park covers more than 2,600 acres of forests and boasts 18 canyons and waterfalls. The crown jewel of the state park is the 1930s Civilian Conservation Corps-built lodge. However, if you'd like a little more privacy during your stay at Starved Rock, the park offers several options for cabins nestled in the woods near the lodge.
Starved Rock State Park offers guests the option of staying in Deluxe Cabins, large log structures situated just behind the main lodge. Each cabin includes four guest rooms. Two rooms in each Deluxe Cabin have a king-size bed and fireplace, and the other two rooms have a double bed and no fireplace. All of the rooms in the Deluxe Cabins have full baths, Wi Fi and flat screen TVs. Each of the rooms in the Deluxe Cabins is rented individually. In 2010, nightly rates for the Deluxe Cabin King rooms range from $108 to $135; nightly rates for the Deluxe Cabin Double range from $84 to $105.
Family Cabins
A short walk to the east of the main lodge are five family cabins at Starved Rock State Park. Each family cabin has two rooms and can sleep up to five people in two king-size beds and one pull-out sleeper chair. Other amenities in the family cabins are a full bath, gas fireplace and Wi Fi. Family cabins do not have televisions. The price range for a family cabin in 2010 is $189 to $205 per night. Online reservations for family cabins are not available; you must contact the park directly to make a reservation.
Pioneer Cabins
Right alongside the family cabins are Starved Rock State Park's smaller Pioneer Cabins, which can sleep up to four in two double beds. Pioneer Cabins feature Wi Fi, only a shower in the bathroom and no television. These smaller log cabins are priced between $84 and $105 per night for 2010.
You can make reservations for any of the cabins at Starved Rock State Park by visiting StarvedRockStatePark.org, by calling 1-800-868-ROCK (7625), by e-mailing frontdesk@starvedrocklodge.com or in writing to:
Starved Rock State Park P.O. Box 570, Rt. 178 & 71 Utica, IL 61373
Starved Rock State Park: Reservations
Robert Orlandini is a veteran writer and editor with 20 years' experience. He started his career as a sports writer with the "Tribune-Star" daily newspaper in Terre Haute, Ind., and has since written and edited several daily, weekly and niche publications as well as several online publications.
Attribution: Adam Shaw; License: Creative Commons Attribution-Share Alike 3.0 Unported license
Attribution: North8000; License: Creative Commons Attribution-Share Alike 3.0 Unported license
Attribution: Chris Light (talk); License: GNU Free Documentation License, Version 1.2
Camping in Wharton State Forest, New Jersey
Hotels in Nash County, North Carolina
Cabins in Tims Ford State Park in Tennessee
Cabins in Joseph, Oregon
Family Vacation Resorts in Missouri
Outdoor Vacation Activities»
State Park Cabins»


Our client is a leading Australian Record Keeping, Fit-out and Removals business. They currently require experienced administration/ data entry clerk to join their team in Greenacre NSW.
MUST be available for a immediate start!
To apply online, please click on the appropriate link.
Please note only shortlisted candidates will be contacted.You must have valid working rights within Australia to be considered for this role.
Please visit http://www.laboursolutions.com.au to view more jobs.


text:
Car accident statistics 2020
How many car deaths in the US each year?
Nearly 1.25 million people are killed in car accidents each year . That means, on average, auto accidents cause 3,287 deaths per day. An additional 20-50 million people are injured or disabled. More than half of all road traffic deaths occur among young adults ages 15-44.
What is the percentage of getting in a car accident?
A report by Esurance found that 77% of drivers have been in at least one accident. Your chances of getting into a car accident during a 1,000-mile trip are 1 in 366. Car insurance estimates that the average driver will file an insurance claim for an auto collision once every 17.9 years.
How often does the average person get in a car accident?
every 18 years
Which state has the highest car accident rate?
US States With the Most Car Accidents Florida is the state with the most car accidents, but Texas had the most fatal accidents in 2018. Around six million automobile collisions occur in the US every year. The leading causes of collisions throughout the country are speeding, distracted driving, and driving under the influence of alcohol or drugs.
How many die in US per year?
According to the Centers for Disease Control and Prevention (CDC), there were 2,813,503 registered deaths in the United States in 2017. The age-adjusted death rate, which accounts for the aging population, is 731.9 deaths per 100,000 people in the U.S. This is an increase of 0.4% over 2016's death rate.
How many cars died in 2020?
Road deaths by road user
You might be interested: Louisiana state police accident reports
12 months to Sep- 2020 547 185
Does everyone get in a car accident?
Statistics show every driver can expect to be in three to four accidents, with one being serious, during their driving career. But even if you are a safe driver, others are not so you might be involved due to something someone else does , but defensive driving can eliminate much of that, too.
How do I not get into a car accident?
Tips to Avoid Car Accidents Avoid the fast lane. Most highway accidents occur here. Keep your eyes scanning the area ahead. Beware of blind spots. Drive with your hands in the 9 and 3 o'clock position. Get racecar driver control of the wheel. Judge a driver by his/her car's condition. Know your car's limits. Keep your car in good shape.
Can you survive a 100 mph car crash?
We all know that force does not increase linearly so that means that at 100 MPH you have a lot more force than at 70 MPH . However, you 'll probably be disabled for life if you try to do a car crash at 100 mph down an off ramp (and survive ,) so not a good idea.
Who is most likely to get into a car accident?
Who is most at risk? The risk of motor vehicle crashes is higher among teens aged 16-19 than among any other age group. In fact, per mile driven, teen drivers in this age group are nearly three times more likely than drivers aged 20 and older to be in a fatal crash.
You might be interested: Will my insurance go up after an accident
How likely are you to die in a car crash?
The chances of dying in a vehicle crash ? One in 103. Most Americans are still most likely to die of natural causes, chiefly heart disease (a one in six chance) or cancer (one in seven). Here's a look at the trends, and the top 10 causes of preventable deaths.
What is the most common reason for car crashes?
Distracted driving is the most common cause of road accidents in the United States, resulting in more crashes every year than speeding , drunk driving , and other major accident causes. Distracted driving is not only the leading cause of car accidents, but it is also true for trucks.
What is the most dangerous state to drive in?
Fatalities by motor vehicles Above are the three states with the most traffic deaths for every 10,000 motor vehicles. Mississippi once again comes in first with 3.2 traffic deaths for every 10,000 motor vehicles, South Carolina is second with 2.3 and New Mexico is third with 2.1.
What city has the highest car accident rate?
From the most accidents to the least, these are the 25 most car accident-prone cities in the US: Columbus , OH. Louis, MO. Los Angeles, CA. Sacramento, CA. New Orleans, LA. Charlotte, SC. Columbia, SC. Washington DC.
Which state has the least amount of car crashes?
Across all 50 states, the average percentage of accident-prone drivers is 12.45 percent. Michigan's rate — which is the lowest of any state —is less than half of this overall average, at 6.18 percent. Mississippi, New Mexico , Oklahoma, and Nevada followed with the lowest rates of at-fault drivers nationwide.
South padre island bridge accident
Accident investigation report


Plenty of positives came out of Alabama's 49-10 win over Tennessee, but the biggest positive by far was the way the offensive line played.
It was its best performance of the season, and it came on the road in a tough environment. The running backs had some big holes, and the team ended up with 438 rushing yards, which is a crazy number for any team to put up in Knoxville, Tenn.
It managed to do it without Alphonse Taylor at right guard. Lester Cotton played well in his place, and the rest of the front really took it to Tennessee on the early downs. There were some times when the pass protection could have been better, but when you can run the ball for over 400 yards, you don't need to throw it much, anyway.
Granted, the Tennessee defense was missing a few people with injuries and that made things easier, but the confidence this offensive line can take out of that game can go a long way.
It wasn't Jalen Hurts' best day as a passer. Although he ran the ball extremely well, I thought he was off-target with some throws and didn't look as comfortable as he usually does in the pocket. He missed some open receivers and threw the ball behind his receiver a couple times, but he did make a couple of great throws in the second half. Even though he's played very well overall this season, you have to remember he's still a true freshman who is developing and learning each week.
Defensively, it's time to recognize what Shaun Hamilton brings to this team.
He doesn't get nearly as much recognition as Reuben Foster or Jonathan Allen or Tim Williams, but he shows up to play every week and brings a lot of value to this defense. He had a couple of tackles for loss in the game and was always in the right place.
Alabama played a lot of snaps on defense with both Williams and Ryan Anderson in the game rushing the passer.
That's not always the case — a lot of times, only one of those two is on the field — but together they present a lot of problems for defenses. When they're both in the game, at least one of them will always have a one-on-one block, and they're both very capable of beating single blocks to the quarterback. After getting three sacks early in the game, Alabama's pass rush had Josh Dobbs rattled. He didn't take a sack in the second half, but he still had a lot of pressure and was off his game because of it. I think there's a good chance you'll see both Williams and Anderson playing together quite a bit against Texas A&M.
The defense and special teams each had another touchdown. It's just amazing how many points Alabama has gotten from the defense and the return game. You still can't expect that every week, but yet they keep doing it.
Finally, JK Scott deserves some mention for his performance, too. He averaged 50 yards per punt for the day, and he just makes it look so easy. I expect he will punt in the NFL for a long time.


text:
Q: Laptop shuts down when I'm playing graphically demanding game and it's not pugged in. [Ubuntu 20.04] When I play some small games or simply watching YouTube and my laptop isn't plugged in, it will work fine till 0% battery. But when I run some high graphically demanding game and unplug charger, the laptop will shut down immediately, even if it's fully charged.
Is it some power management issue, or is it overheat?
How can I fix it?
Laptop: Dell G3 15 3579, GTX 1050 Ti, i5-8300H.
Games: divinity original sin 2, Dark Souls 3, Tekken 7.

redpajama_set_name: RedPajamaStackExchange


text:
Submitting business
Investor log in
HOMELATESTFEATUREDPOPULARBORROWINVESTADVICETECH
An Autumn Statement of intent
Philip Hammond's first Autumn Statement will also be his last, as he will use future fiscal events in the Autumn to outline new economic and financial changes and the Spring statement will be an update of progress. In policy terms, Hammond has slackened his predecessor's ambition to reach a budget surplus by 2020, instead prioritising...
Scrapping letting agents' fees at odds with government goals?
In the Autumn Statement today the Chancellor announced a ban on letting agency fees to be implemented "as soon as possible." Ian Thomas, LendInvest co-founder & CIO, said: "Scrapping letting agency fees is surely at odds with the government's goal to promoting a healthy rental market. Landlords will be squeezed from yet another angle, while...
What do property professionals most want to see from the Autumn Statement?
We report back on our survey asking property professionals what they most want to see in the Autumn statement
Product update: We've launched a new development exit finance product
We're delighted to announce a new Development Exit finance product for developers whose projects have reached practical completion but have not been sold
Investor Insights: November letter from the MD
Our Investor Insights report covers the latest Trump and Brexit news and their potential impact on investments
Top 8 web resources for aspiring property developers
LendInvest recently ran its first Property Development Academy in partnership with the University of Reading. Alongside free intensive property development courses like the Development Academy, there are a good number of useful resources out there for people getting into the property industry or with property developments under way. These are the top 8 web resources...
Our Autumn Statement policy wishlist
With Philip Hammond set to deliver his first Autumn Statement as Chancellor of the Exchequer in just under a week, rumours are circulating around what might be in Hammond's red box on November 23rd. During his speech at the Conservative Party Conference Hammond made it clear that this government is committed to improving the UK's...
The first LendInvest Property Development Academy in photos
See pictures from our first Property Development Academy, where we welcomed would-be developers to the LendInvest office to hear from industry experts
Why the Redfern Review underlines the need for a long-term housing strategy
Since the Redfern Review into the decline of homeownership in Britain was published yesterday by Taylor Wimpey CEO Pete Redfern for the Labour Party, industry has welcomed the findings of Redfern's review, underlining the need for a long-term strategy to combat the the sustained fall in housing supply. With homeownership rates dropping from 71 per...
"Why not build houses in factories?" Tom Bloxham talks modular housing on the BBC
Modular housing is a buzzword in the housing sector of late. And this rising interest in flatpack construction tech isn't riding on the empty winds of hype. It's grounded in a tangible promise of change: an approach to building that could help solve the UK's daunting housing deficit. Tom Bloxham, co-founder of Urban Splash is...
Payment deferrals
This website is operated by LendInvest plc. LendInvest plc is a public limited company registered in England and Wales (No. 8146929). Registered Office: 8 Mortimer Street, London, W1T 3JJ.
For borrowers, borrowing through LendInvest involves entering into a mortgage contract secured against property. Your property may be repossessed if you do not keep up repayments on your mortgage.
LendInvest Funds Management Limited is a private limited company registered in England & Wales (No. 07667749) and is a wholly owned subsidiary of LendInvest plc. Registered Office: 8 Mortimer Street, London, W1T 3JJ.
All arrangements relating to the management of investments in alternative investment funds are undertaken by LendInvest Funds Management Limited, authorised and regulated by the Financial Conduct Authority (FRN: 624223). For investors, income and capital repayments are not guaranteed. Your capital is at risk.
LendInvest Loans Limited is a private limited company registered in England & Wales (No. 09971600) and is a wholly owned subsidiary of LendInvest plc. Registered Office: 8 Mortimer Street, London, W1T 3JJ.
LendInvest Loans Limited is authorised and regulated by the Financial Conduct Authority (FRN:737073). Borrowing through LendInvest Loans Limited involves entering into a mortgage contract secured against property. Your property may be repossessed if you do not repay your mortgage in full.
Your privacy matters
We use cookies to offer you a better experience. To understand what data we collect you can access our privacy policy and cookies policy. You can also adjust your
or confirm your consent by clicking the accept button.
Adjust cookies settings
The cookies we use:
These are required for the operation of our website. For example, they support you to log into secure areas. You may disable these by changing your browser settings, but this may affect how the website functions.
These allow us to collect information such as how you navigate our website or if you experience errors which we can use to improve your journey.
These recognise you when you return to our website so we can personalise your content and improve your visit.


Liberal Democrats announce full slate of candidates and their Focus on Five!
With the upcoming local elections in May approaching, the Liberal Democrats have announced a full slate of candidates to contest all 47 council seats in York, alongside launching their 'Focus on Five' manifesto themes for the campaign.
Make York cleaner, greener and smarter: by setting up a new service to tackle fly-tipping, clean our streets and enforce against illegal parking. We will also deliver York's Clean Air Zone, the city's first climate commission and encourage sustainable transport.
Create safer communities: by expanding neighbourhood enforcement, establishing a Crime Prevention Fund for all wards to spend on creating safer spaces and tackling anti-social behaviour. We will also secure Purple Flag accreditation for an improved city centre.
Give York's children a better start: We will create a new community activities scheme for young people and families, support our local libraries, expand apprenticeships, protect York's vital Children Centres and increase investment in young people's mental health services.
With a full slate of candidates ready to contest this year's elections, the Liberal Democrats are the first party to announce all 47 candidates. The full manifesto will be revealed at a later point before May, providing greater detail on the Liberal Democrat plan for the city.
For further information on the Liberal Democrat Council candidates for the upcoming local elections, please visit here: www.yorklibdems.org.uk/elections2019.
For detail on the Focus on Five, please visit: www.yorklibdems.org.uk/focusonfive.


text:
Car News > All > Drivers escaping bans with 12 points on the rise
Drivers escaping bans with 12 points on the rise
The number of motorists who are escaping driving bans despite having 12 points on their licence is on the rise, according to new figures.
Data from the DVLA has revealed has increased by 25% in the last 18 months, with 8,600 motorists who have 12 or more points on their licence still driving on UK roads.
This figure has increased from 6,887 since 2015, with many magistrates taking person's lifestyle, job and other circumstances into account before enforcing a driving ban.
For example, a driver in Liverpool and another in Basildon has 51 points on their licence, yet are still getting behind the wheel.
In total, more than 2.8 million motorists have points on their licence in the UK, with speeding being the most common cause.
David Nichols, from road safety charity Brake, told the BBC: "The penalty points system is supposed to be in place to protect the public from dangerous repeat offenders and it's appalling that these risky repeat offenders are allowed to keep driving."


text:
Finance and Giving
"But just as you excel in everything—in faith, in speech, in knowledge, in complete earnestness and in your love for us—see that you also excel in this grace of giving." – 2 Corinthians 8:7
For more information regarding any of the following methods of stewardship for Our Saviour's Lutheran Church, please contactThis email address is being protected from spambots. You need JavaScript enabled to view it.847-255-8700, ext 231.
If you wish to give an online donation to Our Saviour's Lutheran Church, please click here. Gifts may be given to the Unified Fund; the Building Fund; World Hunger Fund; Memorial & Special Gifts; or the Mission Endowment Fund.
Our Saviour's is now using a new church record keeping solution called Realm. It primarily serves the administrative needs of the Our Saviour's staff, but it also offers opportunities to support the way you can be involved at Our Saviour's. Click here to read a PDF document on how you can use Realm, as a member of Our Saviour's Lutheran Church. Click here to sign into your Realm account.
Your continued financial support is very much appreciated! Online Giving at Our Saviour's is accomplished through the church data management system Realm, which was implemented January 1, 2019. Realm has security processing standards that meets the highest regulations possible. To set up a profile in Realm, you'll need to be issued an invitation to join. Contact This email address is being protected from spambots. You need JavaScript enabled to view it., COO: This email address is being protected from spambots. You need JavaScript enabled to view it. (or 847-255-8700 ext. 231) and request your Realm invitation.
Cash or checks may be given by placing your gift in the offering basket during any of the weekend worship services. After membership, personalized offering envelopes are mailed to your home every two months. If you wish to order offering envelopes, or if you wish to stop receiving your offering envelopes, This email address is being protected from spambots. You need JavaScript enabled to view it.
The Mission Resource Committee has chosen the theme "Catch the Vision 2020" for this year's stewardship emphasis.
Pastor Pete's congregational stewardship letter is available by clicking here.
The 2020 "Catch the Vision" Commitment Card is available by clicking here.
Many Our Saviour's members are now using Realm Online Giving to make their 2020 "Catch the Vision" pledge. Click here to read a PDF document on how you can use Realm to make your financial commitment to Our Saviour's Lutheran Church. Thank you!
Stock transactions may be donated to Our Saviour's by notifying the Congregational Operations Officer Jim Valentine at 847-255-8700, ext. 231. You will receive a tax deduction for the current value of the stock, even if you paid much less for it. You avoid paying capital gains tax on the appreciation in value (as long as you have held the stock for at least one year.) If you desire additional information, you may click here for stock donation information.
Eligible IRA owners are in a great place to give by donating to Our Saviour's using your IRA. The "IRA charitable rollover" is for people age 70.5 or older. You can transfer as much as $100,000 a year from an individual retirement account (IRA) directly to the church without having to count any of that transfer as taxable income. This is another great way to give and give smart. You can use your IRA donation as your regular offering, a special memorial gift, or for a gift to the Endowment Fund. Talk to your financial planner to determine if this is a good deal for you.
Pre-pay your commitment for the following year. OSLC gets your money in the bank ahead of time and you get the tax credit in the previous year. We both save!
Sometimes employees are expected to give a portion of their salaries to the United Way. A variety of worthy organizations benefit from United Way giving, but did you know you can designate United Way giving to Our Saviour's, too? If you are in a company where you get points or kudos for generous giving to United Way, ask if you can give your Our Saviour's donations through UW and receive kudos at work for the giving you are already doing at Our Saviour's.
Memorial and Special Gifts List
Perhaps a loved one has died whom you would like to memorialize, or perhaps you would like to contribute to a specific ministry or for a designated purpose. Memorial and Special Gifts is a terrific option for giving to or for a special designated purpose. The current Memorial and Special Gifts List is available by clicking here. There are items on the list from $25 to $5000.
Estate Planning (Mission Endowment Fund and Heritage Society)
By remembering Our Saviour's in your will or estate-planning, you will help assure that the next 60 years will be as dynamic as the first 60 years of Our Saviour's Lutheran Church's life. Estate gifts are added to the Mission Endowment Fund of the church. Each year the interest earned on the principal of this fund is used to fund unexpected challenges and new opportunities. The Mission Endowment Fund can receive many forms of gifts including bequests, life insurance, securities, real estate, or retirement assets.
Click here to view the 2018 Mission Endowment video.
Click here to view the Mission Endowment brochure.
Click here to view the Heritage Society brochure.
Capital Campaign Update
The final (Winter 2017) Capital Campaign Financial Update newsletter is available by clicking here.


text:
Il Preludio op. 51 n. 2 di Aleksandr Nikolaevič Skrjabin è il secondo del suo Quatre Morceaux (Quattro pezzi) Op. 51, composto e pubblicato nel 1906. È annotato in La minore. È scritto in  per 30 misure (più una in levare) e dovrebbe avere un'espressione Lugubre.

Questo è uno dei tanti brani che Skrjabin non ha mai suonato in pubblico, insieme alla Sonata n. 6 (op. 62). Lo chiamò "Corde spezzate" ("Zersprungene Saiten" in tedesco) quando Leonid Sabaneev gli ricordò il pezzo durante una discussione sul minore e maggiore. Sabaneyev cita le sue parole: "Oh, non parliamo di questo! Questo è un pezzo spaventoso! [...] All'epoca mi trovavo in una situazione tremenda. Questo preludio e anche la Marcia funebre nella Prima Sonata si sono formati in momenti di scoraggiamento... Ma solo questi due!" (riferendosi all'accusa di Sabaneyev di aver abbandonato la tonalità minore molto tempo fa).

Note

Collegamenti esterni

Preludi
Musica per pianoforte solo
Composizioni di Aleksandr Nikolaevič Skrjabin

redpajama_set_name: RedPajamaWikipedia


Amelia's Flower Truck is my new favorite place in Nashville. It is absolutely the most adorable thing I have ever seen.
Also, it's quick! It's cheap! It makes a beautiful photo op!
I've seen it floating around Instagram for awhile and have wanted to go every time we visit my parents, but we just haven't made it a priority. This trip, my sisters and I were all in town at the same time and my two sisters who live in Tennessee both had work off on the same day and it just seemed like a no-brainer. I mean, a FLOWER TRUCK! Can you think of anything more sister-ly and adorable and fun to do together? Coming up blank here.
We tried to go to Burger Up on the way, but Burger Up happened to be closed that day 😭. (I've never been, but it's my sister's fave burger place in Nashville. We put a lot of weight in fave burger places around here). We went to Edley's Bar-B-Que instead, and I thought that was really really good too. But next time, Burger Up!
So Amelia's, being a truck, moves around to a few different locations. The day we went it was parked outside a store called Imogene + Willie. We went inside for a few minutes while we waited for some of my sisters to catch up with us (kids don't last long in restaurants). I've heard of Imogene + Willie on the internet because it is just so. cool. But what I hadn't heard was that one of the girls who worked there has a puppy that she brought to work with her. Basically as soon as we stepped inside he and the babies found each other and played together for like fifteen minutes. My baby hasn't had much exposure to dogs yet and he was super excited but also sorta terrified. He would chase after the puppy but when the puppy came to him he would run away and crawl onto whomever was closest. He was a mixture of cracking up and crying the whole time. Now every time we see a dog he gets SO excited. Pointing, clapping, grinning, mmmm MMMMM-ing. It is so adorable that it kinda makes me want a puppy (only kinda. I can't handle that amount of work right now). Anyway, that store should add puppies to it's inventory. AND talk about a friendly staff, right? Those girls were as cool as it gets, and so friendly and nice to puppies, babies, and parents alike. I am a fan. Not that I can speak for their product, but A+ in customer service.
And just because our kids didn't have enough fun at Imogene + Willie, when we went outside to Amelia's, our toddler loved the truck and kept asking us if he could get inside. The girl who worked there overheard him and actually let him get inside. He was in heaven for the whole four minutes he was in there. Another A+ in the customer service department, and another reason I love Nashville.
The actual flower truck is adorable. It's an old VW, and I'm not much of a car person, but I ❤ 💕 💝 that truck with or without flowers. The bed has a canvas canopy and they display the flowers in buckets of water in the bed of the truck. I really appreciated that the flowers were sold single stem. That was you didn't have to spend more than a few dollars if you didn't want to. There is also something so picturesque about picking out each individual flower. I think we spent about $12 on a little bouquet our son helped us pick for his aunts and grandma. And of course we snapped some photos because it's literally the most photogenic vehicle ever.
My family is always looking for things that are quick, cheap, kid-friendly, and fun. We've never had lots of time or money, and my parents had 6 kids, but we still like to have a good time. Amelia's checked all the boxes, and then lots extra for it's adorableness.
Do you have any adorable, cheap, quick, kid-friendly places I should visit? Lemme know!
If you liked this, I would ❤ if you shared it!


As many as 30 states have taken at least exploratory steps to establish a required retirement plan, while eight already have plans in place. However, Congress could halt these plans in their tracks.
According to CNN Money, about 55 million Americans don't currently have a retirement plan through their employer.
These state-sponsored plans are aimed at helping small business employees who don't have access to a retirement savings plan. Though the House voted to roll back the Obama-era rule that opened doors for these plans, officials in California, Illinois and Oregon are vowing to still move forward.
The Labor Department rule was a safe harbor that facilitated a states' ability to mandate participation in retirement plans. State-sponsored plans would be exempt from having to comply with the Employee Retirement Income Security Act (ERISA). ERISA sets minimum standards for retirement plan providers regarding consumer protections.
The finalized safe harbor came in August of 2016, where the Labor Department said states could require employers that don't offer a voluntary workplace retirement plan to auto-enroll their employees in a state-administered IRA. To satisfy the safe harbor under ERISA, states would have to allow workers to opt-out of the plan.
Concerns expressed in front of the Senate were that the safe harbor would deprive participants of the state plans of ERISA's consumer protections. Another concern mentioned was that state plans would have a competitive advantage against private sector retirement plan providers.
On the other hand, proponents of the safe harbor said that state plans are a fiscal necessity. Otherwise, millions of retirees who are leaving the workforce with little savings will eventually fall to social welfare programs – funded at the state level.
According to Benefits PRO, a safe harbor for employer-provided IRAs that use payroll deductions already exists under ERISA, but it requires that employee participation be voluntary. The difference between that one, and the one issued in August, resides around automatic enrollment.
Nothing has been determined at this point. States are still planning to move forward (albeit more cautiously) with retirement plans.
However Congress decides to take action, PrimePay already has the solutions in place and will evolve accordingly. To learn more about our EZ IRA solution, email pwhite@primepay.com.