text:
MOFs and applications
MOF research
Metal Organic Frameworks
UIO-67-TYPE METAL-ORGANIC FRAMEWORKS WITH ENHANCED WATER STABILITY AND METHANE ADSORPTION CAPACITY
The structure and properties of two new UiO-67-type metal–organic frameworks, along with their linker synthesis and powder and single crystal synthesis, are presented. The new MOFs, UiO-67-Me and UiO-67-BN, are based on 3,3-dimethylbiphenyl and 1,1-binaphthyl linker scaffolds, and show a much higher stability to water than the thoroughly investigated UiO-67, which is based on the biphenyl scaffold. On the basis of structure models obtained from single crystal X-ray diffraction, it is seen that these linkers are partly shielding the Zr cluster. The new materials have higher density than UiO-67, but show a higher volumetric adsorption capacity for methane. UiO-67-BN exhibits excellent reversible water sorption properties, and enhanced stability to aqueous solutions over a wide pH range; it is to the best of our knowledge the most stable Zr-MOF that is isostructural to UiO-67 in aqueous solutions. Access the research article here.
GREEN SYNTHESIS OF ZIRCONIUM-MOFs
The synthesis of Zr-MOFs under green, industrially feasible conditions was investigated. Two new compounds with bcu-topology and the fluorinated analogue of UiO-66 exhibiting fcu-topology were obtained and characterised. All products exhibit permanent porosity. In the bcu-frameworks the interaction with sulfate anions apparently induces an unusual eightfold connectivity of the Zr cluster. Access the research article here.
DETAILED STRUCTURE ANALYSIS OF ATOMIC POSITIONS AND DEFECTS IN ZIRCONIUM METAL-ORGANIC FRAMEWORKS
We report the structure of the Zr metal–organic frameworks (MOFs) UiO-66 and UiO-67 to very fine detail using synchrotron single-crystal X-ray diffraction and the synthesis method used to obtain single crystals. Zr terephthalate MOF UiO-66 is known to have missing linkers, and the nature of these are shown to be coordinating water and solvent molecules. Single crystals of the isoreticular material UiO-67 does not show such missing linker defects. Access the research article here.
TUNED TO PERFECTION: IRONING OUT THE DEFECTS IN METAL-ORGANIC FRAMEWORKS UiO-66
This systematic study has demonstrated the dramatic yet logical impact that the synthesis conditions can have on the properties of UiO-66. Seven potential pitfalls regarding sample ideality were investigated, affording the conclusion that the material systematically becomes more "ideal" when the BDC:Zr ratio and/or synthesis temperature are increased. Such gravitation toward ideality makes sense when one notes that linker deficiencies are the underlying cause of the majority of pitfalls. We suggest that increasing the synthesis temperature and/or BDC:Zr ratio shifts the solution equilibrium in favor of BDC-Zr bonds, aiding the "ironing out" of linker deficiencies. This approach ultimately yields "ideal" UiO-66 with unsurpassed thermal stability when the synthesis is performed with a 2:1 BDC:Zr ratio at 220 °C. Access the research article here.
A NEW ZIRCONIUM INORGANIC BUILDING BRICK FORMING METAL-ORGANIC FRAMEWORKS WITH EXCEPTIONAL STABILITY
Porous crystals are strategic materials with industrial applications within petrochemistry, catalysis, gas storage, and selective separation. Their unique properties are based on the molecular-scale porous character. However, a principal limitation of zeolites and similar oxide-based materials is the relatively small size of the pores, typically in the range of medium-sized molecules, limiting their use in pharmaceutical and fine chemical applications. Metal organic frameworks (MOFs) provided a breakthrough in this respect. New MOFs appear at a high and an increasing pace, but the appearances of new, stable inorganic building bricks are rare. Here we present a new zirconium-based inorganic building brick that allows the synthesis of very high surface area MOFs with unprecedented stability. The high stability is based on the combination of strong Zr−O bonds and the ability of the inner Zr6-cluster to rearrange reversibly upon removal or addition of μ3-OH groups, without any changes in the connecting carboxylates. The weak thermal, chemical, and mechanical stability of most MOFs is probably the most important property that limits their use in large scale industrial applications. The Zr−MOFs presented in this work have the toughness needed for industrial applications; decomposition temperature above 500 °C and resistance to most chemicals, and they remain crystalline even after exposure to 10 tons/cm2 of external pressure. Access the Research article here.
MOFs go green
The integration of MOFs into industrial relevant processes marks the shift towards green chemistry
Over the past 15 years, Metal-Organic Frameworks (MOFs) has been the subject of intense efforts in research and development, both in the laboratory and on the industrial scale. Why? Because, scientists believe the material can be developed for use in a variety of industrial processes. The challenge, however, has been a lack of clean and sustainable methods to develop the MOF-material. This is now history. A safe, environmental-friendly synthesis method has now been reported to be successful.
"The new method uses water instead of solvent to synthesize MOFs, which is a greener and much more sustainable way of producing the MOF-material," said Sachin Maruti Chavan, Chief Technology Officer and co-founder.
Greener and safer methods
The greener route of synthesis is developed by scientists at the University of Oslo and uses water instead of N,N Dimethylformamide (DMF), also known as solvent, to synthesize Zr-based MOFs. This green synthesis of MOFs is developed with respect to the environment, reactant choice and the synthesis design. Water is used as the reaction medium and therefore the synthesis is mindful of sustainability and environmental impact.
"This new method of synthesizing MOFs symbolizes how green chemistry and sustainability can be compatible with the requirements of industrial production," Chavan highlights.
A Breakthrough
What does this mean? Well, with scientists being able to produce and manufacture the MOF-material in an environmental-friendly way, it means that companies like ProfMOF are able to fast-track the process of commercializing its products.
"We are now able to synthesize MOFs using water, which means the development of this synthesis is a measure breakthrough in the commercialization of MOFs," said Svein-Olav Torø, Managing Director.
With a green and environmental-friendly synthesis method, one would think that commercialization is just around the corner. However, the new method of synthesizing MOFs is still under development and scientists needs to test the MOF-material for further development. The good news though, is that scientists are now one step closer and one chance greater at achieving the goal of making the product investor-ready and, hence, commercialize the unique and world-changing product for future utilization.
© 2016 ProfMOF.com All rights reserved
post@profmof.com
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text:
Q: Cannot submit a report - SonarQube Recently our SonarQube instance started rejecting report submissions. Below is the log entry in the access log.
192.168.23.XXX - - [07/Dec/2015:16:34:53 +1100] "POST
/api/computation/submit_report?projectKey=XXX.Sonar.Test HTTP/1.1" 500 - "-" "SonarQube 5.1"

Can anyone help as to how I would diagnose the issue here, the sonar.log is empty of errors. Am I missing a log location?
Here is the exeception on the client:
ERROR: Error during Sonar runner execution org.sonar.runner.impl.RunnerException: Unable to execute Sonar
        at org.sonar.runner.impl.BatchLauncher$1.delegateExecution(BatchLauncher.java:91)
        at org.sonar.runner.impl.BatchLauncher$1.run(BatchLauncher.java:75)
        at java.security.AccessController.doPrivileged(Native Method)
        at org.sonar.runner.impl.BatchLauncher.doExecute(BatchLauncher.java:69)
        at org.sonar.runner.impl.BatchLauncher.execute(BatchLauncher.java:50)
        at org.sonar.runner.api.EmbeddedRunner.doExecute(EmbeddedRunner.java:102)
        at org.sonar.runner.api.Runner.execute(Runner.java:100)
        at org.sonar.runner.Main.executeTask(Main.java:70)
        at org.sonar.runner.Main.execute(Main.java:59)
        at org.sonar.runner.Main.main(Main.java:53)

Caused by: java.lang.IllegalStateException: Fail to execute request [code=500, url=http://sonar.XXX.com.au:9000/api /computation/submit_report?projectKey=Quantium.Sonar.Test]:
500 Internal Server Error
If you are the  administrator of this website, then please read this web application's log file to find out what went wrong.
        at org.sonar.batch.report.PublishReportJob.uploadMultiPartReport(PublishReportJob.java:131)
        at org.sonar.batch.report.PublishReportJob.execute(PublishReportJob.java:77)
        at org.sonar.batch.phases.DatabaseModePhaseExecutor.publishReportJob(DatabaseModePhaseExecutor.java:188)
        at org.sonar.batch.phases.DatabaseModePhaseExecutor.execute(DatabaseModePhaseExecutor.java:134)
        at org.sonar.batch.scan.ModuleScanContainer.doAfterStart(ModuleScanContainer.java:264)
        at org.sonar.api.platform.ComponentContainer.startComponents(ComponentContainer.java:92)
        at org.sonar.api.platform.ComponentContainer.execute(ComponentContainer.java:77)
        at org.sonar.batch.scan.ProjectScanContainer.scan(ProjectScanContainer.java:235)
        at org.sonar.batch.scan.ProjectScanContainer.scanRecursively(ProjectScanContainer.java:230)
        at org.sonar.batch.scan.ProjectScanContainer.doAfterStart(ProjectScanContainer.java:220)
        at org.sonar.api.platform.ComponentContainer.startComponents(ComponentContainer.java:92)
        at org.sonar.api.platform.ComponentContainer.execute(ComponentContainer.java:77)
        at org.sonar.batch.scan.ScanTask.scan(ScanTask.java:57)
        at org.sonar.batch.scan.ScanTask.execute(ScanTask.java:45)
        at org.sonar.batch.bootstrap.TaskContainer.doAfterStart(TaskContainer.java:135)
        at org.sonar.api.platform.ComponentContainer.startComponents(ComponentContainer.java:92)
        at org.sonar.api.platform.ComponentContainer.execute(ComponentContainer.java:77)
        at org.sonar.batch.bootstrap.GlobalContainer.executeTask(GlobalContainer.java:158)
        at org.sonar.batch.bootstrapper.Batch.executeTask(Batch.java:95)
        at org.sonar.batch.bootstrapper.Batch.execute(Batch.java:67)
        at org.sonar.runner.batch.IsolatedLauncher.execute(IsolatedLauncher.java:48)
        at sun.reflect.NativeMethodAccessorImpl.invoke0(Native Method)
        at sun.reflect.NativeMethodAccessorImpl.invoke(Unknown Source)
        at sun.reflect.DelegatingMethodAccessorImpl.invoke(Unknown Source)
        at java.lang.reflect.Method.invoke(Unknown Source)
        at org.sonar.runner.impl.BatchLauncher$1.delegateExecution(BatchLauncher.java:87)

Any help would be much appreciated

A: The server did actually receive the post, however it responded with a HTTP 500:

2015.12.07 17:03:55 ERROR web[rails] /!\ FAILSAFE /!\  Mon Dec 07 17:03:55 +1100 2015   Status: 500 Internal Server Error   No such file
  or directory -
  C:/Windows/system32/config/systemprofile/AppData/Local/Temp
      org/jruby/RubyFile.java:842:in stat'
      jar:file:/D:/sonarqube-5.1/lib/server/jruby-complete-1.7.9.jar!/META-INF/jruby.home/lib/ruby/shared/tmpdir.rb:33:in
  tmpdir'
      org/jruby/RubyArray.java:1613:in each'
      jar:file:/D:/sonarqube-5.1/lib/server/jruby-complete-1.7.9.jar!/META-INF/jruby.home/lib/ruby/shared/tmpdir.rb:30:in
  tmpdir'
      jar:file:/D:/sonarqube-5.1/lib/server/jruby-complete-1.7.9.jar!/META-INF/jruby.home/lib/ruby/shared/tmpdir.rb:109:in
  tmpdir'
      jar:file:/D:/sonarqube-5.1/lib/server/jruby-complete-1.7.9.jar!/META-INF/jruby.home/lib/ruby/shared/tmpdir.rb:141:in
  create'
      org/jruby/ext/tempfile/Tempfile.java:88:in initialize'
      org/jruby/RubyIO.java:852:innew'
      D:/sonarqube-5.1/web/WEB-INF/gems/gems/rack-1.1.6/lib/rack/utils.rb:559:in
  parse_multipart'
      org/jruby/RubyKernel.java:1519:inloop'
      D:/sonarqube-5.1/web/WEB-INF/gems/gems/rack-1.1.6/lib/rack/utils.rb:537:in
  parse_multipart'
      D:/sonarqube-5.1/web/WEB-INF/gems/gems/rack-1.1.6/lib/rack/request.rb:268:in
  parse_multipart'
      D:/sonarqube-5.1/web/WEB-INF/gems/gems/rack-1.1.6/lib/rack/request.rb:146:in
  POST'
      D:/sonarqube-5.1/web/WEB-INF/gems/gems/rack-1.1.6/lib/rack/methodoverride.rb:15:incall'
      D:/sonarqube-5.1/web/WEB-INF/gems/gems/actionpack-2.3.15/lib/action_controller/params_parser.rb:15:in
  call'
      file:/D:/sonarqube-5.1/lib/server/jruby-rack-1.1.13.2.jar!/jruby/rack/session_store.rb:70:in
  context'
      D:/sonarqube-5.1/web/WEB-INF/gems/gems/rack-1.1.6/lib/rack/session/abstract/id.rb:58:in
  call'
      D:/sonarqube-5.1/web/WEB-INF/gems/gems/actionpack-2.3.15/lib/action_controller/failsafe.rb:26:in
  call'
      D:/sonarqube-5.1/web/WEB-INF/gems/gems/actionpack-2.3.15/lib/action_controller/dispatcher.rb:106:in
  call'
      file:/D:/sonarqube-5.1/lib/server/jruby-rack-1.1.13.2.jar!/rack/adapter/rails.rb:34:in
  serve_rails'
      file:/D:/sonarqube-5.1/lib/server/jruby-rack-1.1.13.2.jar!/rack/adapter/rails.rb:39:in
  call'
      file:/D:/sonarqube-5.1/lib/server/jruby-rack-1.1.13.2.jar!/rack/handler/servlet.rb:22:incall'

Seems that the TEMPDIR required by JRuby must be set in the wrapper.conf file - it doesn't read env. var:
set.TMPDIR={Path to tmp dir}
I hope this helps anyone else with this issue

A: In wrapper.conf, add:
set.TMPDIR=path/to/dir

redpajama_set_name: RedPajamaStackExchange


Mesothelioma Awareness Day approaches once again. It's on September 26 and comes as always with opportunities for mesothelioma-related activities and advocacy. But what if you're not feeling up to running in a race or attending a conference? Or you prefer privacy to calling the media or your congressional representatives? No worries. You are coping with mesothelioma. Taking care of yourself right now is your top priority. Do only what you can and what feels right for you. There are many things you can do to acknowledge Mesothelioma Awareness Day in a personal way if you want to do so.
Take time to really listen to music. Lie down and close your eyes, allowing the music to fill your mind.
Invite a friend over for lunch, less pressure than preparing dinner.
Not feeling like eating? Invite a friend over for tea.
Plant something. Even supermarkets and pharmacies sell little plants in pots. You can transplant a plant from the plastic container it comes in to a larger nicer planter or into your yard.
Make a donation of even a small amount to mesothelioma research. The sponsor of Mesothelioma Circle, Kazan Law, is very active in funding mesothelioma research through their firm's foundation. They can help you do this.
Take a drive with a spouse, family member or close friend to a body of water – a lake, river or even a park with a pond. Being near water can be very soothing.
Allow yourself to skip watching the news or reading the newspaper on Mesothelioma Awareness Day.
Look at photos and take time to appreciate the people who have been in your life and the good times you have shared with them.


text:
Ozzie Alonso has 'slight' knee sprain
Sounders midfielder was forced out of the game around the 75th minute.
By Jeremiah Oshan@JeremiahOshan Nov 27, 2016, 5:23pm PST
Share All sharing options for: Ozzie Alonso has 'slight' knee sprain
The play Alonso was hurt on.
Chris Humphreys-USA TODAY Sports
Emotions were clearly high following the Seattle Sounders' first-ever Western Conference championship, but there was at least one dark cloud hanging over them: the health of Osvaldo Alonso.
Although the Sounders midfielder was feeling well enough to hoist the trophy and was walking without a limp during the celebration, he was forced to leave the match around the 75th minute with what was called a "slight knee sprain."
Alonso suffered the injury about 10 minutes earlier when Dillon Powers went in for a hard tackle near the sideline. Alonso appeared to be in significant discomfort, but was able to stay on the field. He never looked fully recovered, though, and was pulled as soon as Oniel Fisher was warmed up and ready to enter.
Alonso's status is sure to be a hot topic in the next couple weeks. Alonso has enjoyed a renaissance season, leading MLS in passing percentage while still being one of the most active and effective defensive midfielders in the league. The Sounders went 0-2 this year and are 2-9-2 in the last two seasons in games Alonso misses.
Sounders beat Rapids to win Western Conference, full coverage: Seattle advances to MLS Cup
Realio's Ratings: Valdez put on a clinic at target forward
Sounders sing "Jingle Bells," this time with champagne

redpajama_set_name: RedPajamaCommonCrawl


text:
Russia's Reform Will Have To Wait For Putin's Exit
by L Todd Wood December 7, 2017 July 27, 2018 01558
Image by W. Pfahler
The doping scandal unfolding in front of our eyes, with the International Olympic Committee this week banning Russia from participating as a nation in the 2018 Winter Games in South Korea, is instructive for those trying to chart Russia's future.
Read between the lines, and it's clear that nothing in Russia will change until President Vladimir Putin leaves the scene. Internal corruption won't change. The way Moscow deals with the international community won't change. Attempts to cheat at the Olympics won't end.
There is a very simple reason for this. Mr. Putin, although I don't believe he still believes in communism, does still believe in the Soviet Union, or, more specifically, in the tactics the USSR used to make Russia great again after the fall of the monarchy 100 years ago.
Mr. Putin grew up admiring the glory of Soviet athletes. To the Soviet Union, sport was one more way to compete with the West, to show the communist way of life was superior, to instill patriotism, and to defeat the adversaries of the USSR on the mat and the track, not the battlefield. In this vein of thinking, anything goes. A state-sponsored, systematic plan to dope athletes is not beyond the pale.
The Hi-Tech Traditionalist: Dangerous Winds Are Blowing From Russia And They Have Nothing To Do With Facebook
Sport is a favorite pastime of Russians for this reason. Soviet athletes were demigods, promoted by the state to showcase its vitality. This is the genesis of the seething popular anger right now in Russia regarding the Olympic ban. When caught, you deny, deny, deny, and blame the West, accuse America of interfering in your elections, and talk about building the Satan missile that can destroy a country the size of Texas.
Russia's rapid increase in military spending is also a throwback to Soviet times. Although still way below what the U.S. spends in absolute terms, the Russian military budget is many times higher in terms of percentage of GDP. And as Madeleine Albright, President Clinton's secretary of state, famously asked, "What's the point of having this superb military you're always talking about if we can't use it?"
Russian actions in Syria, Crimea and eastern Ukraine also harken back to the old Soviet playbook. The Soviet Union pushed for influence all over the world, especially along its border with Europe and in the Middle East. Global influence is what Mr. Putin craves, so he is using Soviet tactics to get it back. The use of cyberwarfare against the West, the attempts to discredit our democracy and our way of life, these also are classic KGB tactics.
Many argue it was the West's fault that Russia did not join the community of free nations after the turbulent 1990s. The argument goes that we did not show enough magnanimity and help the budding Russian state. It is probably true that the U.S. security "deep state" at the time would not have allowed a complete thaw in relations with the Russian Federation. However, it is also true that Russia has an embedded deep state culture as well, one with a natural animosity to democracy, freedom and the U.S.
Russia Says It Is Working Behind The Scenes To Solve North Korean Crisis
I believe America should be closer to Russia. I believe we have much more in common than many people realize. Russia experienced the communism our millennials say they long for. They could teach our younger generation a lot. The establishment's attempt sabotage of President Trump and the rabid, anti-Russia hysteria amongst the Left and our media are both ridiculous and dangerous.
However, Russia also bears some responsibility for our joint future.
There is no way Russia will end the massive military parades, signifying Victory Day over the Nazis, under the current government. And Russia simply can't bury Lenin. The older, Soviet generation simply won't allow it. I predict that, when Lenin is buried, when Mr. Putin is gone, when the older generation fades into history, Russia will finally have a chance at a different future. Until these things happen, though, it won't.
Originally posted at The Washington Times
2018 electiondopingKremlinMoscowOlympicsRussiaVladimir Putin
Polish PM Survives No-Confidence Vote
Analysis: A Possible Union Of Albania And Kosovo? Pros And Cons
L Todd Wood
L. Todd Wood, a graduate of the U.S. Air Force Academy, flew special operations helicopters supporting SEAL Team 6, Delta Force and others. After leaving the military, he pursued his other passion, finance, spending 18 years on Wall Street trading emerging market debt, and later, writing. The first of his many thrillers is "Currency." Todd has been a national security columnist for The Washington Times and contributed to One American News, Fox Business, Newsmax TV, Moscow Times, the New York Post, National Review, the Jerusalem Post, Zero Hedge and others. He is also publisher of Creative Destruction Media and editor-in-chief of Tsarizm.com. For more information about L. Todd Wood, visit LToddWood.com.
The Hi-Tech Traditionalist: The Age of UnReason
Baruch Pletner,PhD,MBA February 23, 2018 February 28, 2018
Opinion: Ukraine's Army Needs 'Higher Mobility, Better Command Structure To Beat Russia'
Tsarizm Staff October 27, 2018
If I wanted to Destroy an Enemy Society, I would Fund their Universities to Teach Toxic Masculinity


It's been a week since I got back from #IFOMPT2016 and I purposely waited this long to write my review of the conference because I needed some to time to take in the plethora of information that I was exposed to. I won't dive too much into any one specific talk because the fabulous SoMe team did an excellent job doing detailed reviews of all the keynote lectures for you to read at your leisure. This will be my personal thoughts about the weeks events.
First off, I am so proud to call myself a physiotherapist. The amount of brilliance that lies within this profession both locally (Go Canada!) and abroad is astounding. The shear number of PhD physiotherapists breaking down walls and answering the question of "why does what we do help? (or not help)" is astounding. IFOMPT had researchers talking about such things as best practices for those with knee OA, to ischemic pain from static postures, to the psychosocial elements of pain. There is a shift in our profession and I think if you keep reading below you will begin to understand what I mean.
IFOMPT is a conference with the term 'manual therapists' in the title. By this fact alone one would assume there would be a huge contingency of manual therapy presentations at this conference. This couldn't be further from the truth. In fact, to my knowledge there was not one talk out of the 5 days that focused specifically on and only on manual therapy. I did not hear the words PIVM, PAIVM, or PAM once while there. There was no talk on rotated innominates, shifted ribs, or fixated joints. Well, there was but only to say that these are not diagnosis's we should be giving to our patients.
On the final day of the conference I attended a 90 minute workshop hosted by Brian Mulligan. This is a man that created mobilizations with movement and at the tender age of 83, was still as passionate and exuberant about his techniques as I'm sure he was when he first started. His talk was standing room only, meaning delegates has to be turned away at the door because of the amount of people who wanted to hear him speak. His presentation was very pathoanatomical in nature. He had one guy come up with a 20+ year history of back pain who had pain with extension. After a few quick spring tests to determine the joint levels at "fault" he did literally 3 minutes of mobilization with movement to open up the facets (which he diagnosed as the pain generating structure) and then re-tested extension, which was in fact much better then before. The crowed clapped and he was labelled as a miracle man by the man who was now out of a 20 year history of back pain. There was no talk of any psycosocial factors, no discussion around this man's beliefs around his pain and no real differential. Suffice to say, those in attendance were quite impressed…well, some were. It was essentially a smoke and mirrors show to wow the audience.
I noticed the vast majority of younger PT's (like myself) spent that morning at Mulligan's course, while the older facet of the profession was at a more academic talk on the mechanisms behind the manual therapy we provide. It became apparent that there were many new grads in attendance who simply want to "fix" people. They want to provide an immediate result to the patients chief complaint, which is usually pain. Brian Mulligan did a very grand before and after show, bringing up live patients (including myself) to the front to demo techniques that he assures will fix pain problems within minutes. To quote Brian "I don't need any rubbish study to tell me what I'm doing works, all I need are the testimonials of my patients". This sentiment resonated with many in the very full room he was teaching in.
What is our therapy truly doing?
On the other hand, there were several talks by prominent PhD Physiotherapist Lorimer Moseley who discussed the biopsychosocial nature of pain, how complex it is, and how many different treatments have very similar effect sizes when done under randomized control trial. He spoke about the brains capacity to determine what is threatening to the body and what isn't. He mentioned how discs cannot slip, pelvis's cannot up slip or down slip and that thoracic rings cannot shift. And if they could, we would be pretty bad at detecting it with any reliability. Basically, he used actual data to explain why perceived anatomical abnormalities are not always pain generating issues. This was a stark contrast to the Mulligan talk about jammed facet joints and rotated innominates causing sacroiliac pain. Is it any wonder the novice clinician is confused?!
We went into this profession to help others. I will speak for myself when I say that I firmly believed going in that if I learned the right techniques of assessment and treatment I could use my hands to fix peoples pain. I would be a star! I even did a fellowship in manual and manipulative therapy in order to boost my 'manual game'. I fortunately learned, quite begrudgingly I might add, that my hands were not "magical" as I so desperately wanted them to be. IFOMPT's central theme was that listening to our patients, understanding their goals and concerns, and applying our hands to facilitate independent movement and not to align anything is what has been shown effective to date.
However under the radar this opinion was, there was still a huge subset of delegates who want desperately to believe that they can use their hands to detect joint faults and correct them to aid in pain reduction. I honestly believe many were scared to voice their pathoanatomical beliefs because of how ridiculed that model was being made out to be at the conference. What I did find funny was that the biggest theme of IFOMPT was the BPS/neurocognitive approaches to treating pain, yet the 2 big award winners were primarily manual therapy based clinicians/studies (Josh Cleland for this study and Brian Mulligan). There seems to be the knowledge that our hands aren't doing what we think they are, but we are desperate to believe manual therapy can fix people's pain. I think we are in a bit of a identity crisis within the profession….if we can't fix people using our hands, then why are we labelled manual therapists? No one will admit it, but many still hold MT as the central keystone in their treatment intervention and are unwilling to let that go. That was evident by all the 1-1 chats I had with delegates around the conference.
The last thing I wanted to touch on was the fact that no one discussed the economic realities of practice that underpin much of what was discussed at the conference. The time it takes to employ a BPS model, desire for repeat business (elephant in the room), need for cultural authority in the msk domain are realities that I still feel are too taboo to be discussed at such a prestigious conference. I believe a HUGE barrier to widespread implementation of a more BPS model has to do with the fact that clinicians do not want to make the patient feel 100% independent with their problem. Many physiotherapists are business owners and if all their staff are seeing patients only 3-4 times and mainly giving exercise and advice to self manage conditions, a lot of money stands to be lost. I am genuinely curious if the economic impact of the implementation of a BPS has been studied. It's much more lucrative to tell someone they need weekly therapy to fix their imbalances then to reassure someone and tell them to do generalized exercise for their pain on their own.
IFOMPT 2016 was the biggest and most evidence backed conference I have ever been to. The caliber of the keynotes combined with the fantastic social program makes me giddy for what IFOMPT 2020 in Melbourne, Australia has in store. I for one will not be missing it. I suggest you try and do the same.
Signing off from my blogging duties for now. I hope to meet many readers in 4 years time.
Enjoy being a physiotherapist, it's still one of the best gigs in town!


Despite 11 years of effort to preserve all of St. Boniface, the rectory will be demolished by the end of the month.
The church at 921 N. Noble St. is being converted into senior housing by Institutional Property Management through a convoluted scheme structured by several city departments and agencies. Among other things, the redevelopment agreement required money to be set aside in two escrow accounts, one for the demolition of the rectory, the other for the demolition of the church.
If the developer found no use for the rectory, the agreement required a demolition permit be issued by Dec. 31, and demolition to be completed by Jan. 30. A market study was commissioned by IPM to determine how many living units the current market would support.
It was hoped that the review would show economic conditions would support more than the 75 units needed to make the project feasible. Unfortunately this was not the case. Efforts were made to preserve the portion of the rectory fronting on Noble, but due to the financing arrangement, no money was available to cover the increased costs of saving the facade.
As reported here, the East Village Association voted to support Bleeding Heart's request for a zoning special use for a roof deck. We continue to believe that the property (1916 W. Chicago Ave.) also requires a zoning change to convert the north third of the lot from RT-4 to B3-2. However, the owners of the property declined our offer to vote on this issue.
Members of the Board met with Ald. Proco Joe Moreno to discuss concerns regarding Roots (1924 W. Chicago Ave.).
The group specifically requested that the alderman do two things in exchange for his support for the business's incidental liquor license and sidewalk cafe permit: eliminate the proposed pick-up window and include conditions on the liquor license to restrict the size, location and operating hours of the cafe and adjacent bar windows.
Ald. Moreno committed to meeting with Roots and promised that EVA would be "very satisfied" with the outcome.
It's such a shame that they've finally decided to demolish this beautiful structure. Seems that profitability will always win against sentimental value.


of self-contained folds, opening off two corridors.
option for design projects that need to convey simplicity, harmony and organization.
designed by Fukoku Housing Co.
of Scandinavian design's presence today.


'T' was her very dear friend who had been tragically killed in car accident a few months earlier. My friend explained that she had heard that those we love send messages from the 'hereafter' – money or feathers being the most common signs. When she told me of all the strange places that she kept finding dimes, I had to admit that it peaked my curiousity. As if to prove the phenomenon, not long the conversation, we came back to our car to find a single dime sitting on her seat that was definitely not there when we left. 'Thanks T.', she said.
Sometimes I think I might know who has sent the message. Last year, at a very significant time for which a key person was missing, I had a single dime stick to the outside of my purse. I chose to believe that their spirit and support was with me and it gave me strength and comfort. I didn't remove it and it hung on there securely for over two months; they were close to my heart that whole time.
A few weeks ago I wrote a story for a workshop that I was participating in. It was a very personal story that involved a number of people who have passed on. I went places with it that have not been visited for many, many years. I spent hours thinking about it and gave voice to a perspective that most likely hasn't been recognized. When I got in the car to go to the workshop and share what I had written, there on the seat of the car were four dimes. Indeed, there were four major characters in the story and I wondered if it were possible that it was a message of thanks for recognizing and acknowledging what I had. I like to think so.
The other day when I came downstairs, there was a dime lying all alone on the arm of settee in the hall way. It was hard to miss and I know that I would have noticed if it had been there the previous day. A few feet away, on the top edge of the wainscoting, there was another. Before I collected them, I snapped a photo and decided, even though I'm risking people thinking/knowing that I am a half bubble off plumb, that I would share the 'Dimes' story.
Weird or totally off base, it doesn't really matter. For my friend and I it is a little token that makes us stop for a moment and think of someone that we hold dear, someone who was once very much part of our life. It is confirmation that they still are with us. For us it seems to be dimes. Consistently dimes – never a quarter or penny or nickel – always a dime lying conspicuously where it shouldn't/wouldn't and sometimes, couldn't be.
It keeps our eyes and our hearts are open all the dime.
Addendum: February 29th ... dime fell out of the pack of Excel gum when I slid it open. Explain that one, will ya.
My main mission for this year is to get to serious about writing the family stories that I have been intending to document for many, many years. It totally overwhelms me, so I never get anywhere with the project.
so there is space for more.
I have no issues with Big.
is to sort it out a bit.
than it is in my head.
I do sometimes wonder about it. My constant need, desire, quest for Organization. The last time that I was not actively in pursuit of that state, I was pre-pubescent - I had nothing to organize.
For the thirty seven years that I have been a homeowner it has been paramount in my thoughts, needs and desires. It has sucked a lot of hours out of my life. Too many.
That's kind of pathetic. What has caused that never-ending, overwhelming need? Why have I not actually felt that I have ever achieved it to my satisfaction in almost four decades. Well, actually I know why I feel like that – because I have NOT achieved it. In spite of spending a great deal of my life entrenched in that activity and accusations of being the 'Container Queen'. I have lots of containers. Lots. And LOTS. And I suspect will buy MORE. I also cannot throw away a shoe box or any other box with an actual lid, or even a big can … with a lid. I like lids. I like containers. I have lots of stuff to CONTAIN. And labels - I like to LABEL the stuff that I contain.
I had a discussion with Jae while we were walking on the treadmill at the gym the other day. It was reminiscent of the times I had them in the car, as a captive audience – using the opportunity to do some teaching ... or more accurately, preaching. I couldn't escape. I was sharing my plans and goals and current activity with her, which was … of course. She was throwing back 'Is that REALLY your PRIORITY for your time?' 'How much of your life are you going to SPEND organizing?' Etc. Etc. Etc. I kept ping-ponging back with 'But…' 'But…' 'But ….' 'But I FEEL better when things are organized. But it zaps my energy when I'm in a messy space. But I cannot move ahead or allow myself to create another mess when I already have one.' But, I suppose the real truth is, I am never going to FINISH with organizing.
Is it my need to contain stuff or is it a procrastination tactic of avoidance? Perhaps I should see a therapist. I think they would tell me that I simply have Too Much Stuff. To which I will justify with my 'But'. "BUT I am a Mixed Media Artist, which means that I must have much STUFF to MIX. You can't just mix two things, you must MIX LOTS." 'Get rid of other Stuff then', to which I would reply: "BUT I am a Keeper – I MUST KEEP stuff. That's what us Keepers do. I have Stuff to Keep and I need Stuff to work with."That's me.
At this point, therapy or not, it's highly unlikely I am going to change who I am.
BUT I would like to be a little more organized.
I am Canadian. I don't wear shoes in the house. Mine or anyone else's. (House that is - if the shoe fits... I just might wear it.) Maybe it's just a rural thing, but lots of people I know would never consider walking into someone's house or their own, wearing street shoes. Even if you tell people 'Leave your shoes on.', you'll be met with a 'Are you SURE?' as they step gingerly in. You should see the entry of our houses during a party, or in our case – any given day. It's a big shoe closet.
So when the first instructions for an organizational website that I signed up for in 1999 insisted that 'putting on your shoes' was at very top of the list and an ABSOLUTELY MUST DO, I balked. 'But I don't 'DO shoes, I'm Canadian.' I protested. I simply did not, WOULD not wear shoes in the house. I walk in, take off my shoes and put slippers on. Walking around in the house in shoes feels unnatural. It's a 'nest' thing, a comfort thing. Which I suppose was her whole point. You're not supposed to be comfortable, you're supposed to be WORKING. And she just didn't indicate just any shoes – they couldn't be 'slip on' ones – they had to be LACE UP, I-mean-BUSINESS-shoes.
I self righteously fought it for a bit, then begrudgingly decided to give it a try. It was weird to begin with, but I did feel more 'business like', and I was able to run to the basement or carry something outside without having to stop and put my shoes on. Now, it's the first thing I do if I'm on a cleaning mission – I simply cannot clean in slippers. She was right.
The other thing that I have remembered from way back then is that you are to always have a clean and shiny sink. ALWAYS. Which, if you do, means that you won't have a pile of dishes in it, which is a great start to a decent kitchen. Two simple things that stuck with me and I have thought of a hundred times over the years. I haven't always accomplished the sink thing, but I've thought about it.
I didn't keep up with the program because they were sending me five or six emails every day – a sort of cheerleader/keeping you on track thing I suppose. My issue was getting control of my time and more mail to read was counter productive so I unsubscribed.
The other day, when I laced my shoes up and shined my sink, I once again thought of FlyLady and wondered if it was still around. Indeed she is. Still the same Shoes & Sink message, and lots of other nuggets of wisdom too. She not only has the website, but FlyLady TV and Radio, and books and forums, and of course, Facebook with a quarter million 'Likes' and almost 30 thousand followers on Twitter. I betcha lots of them are Canadians, who have also learned it's okay to wear shoes in the house.
I signed up for it again. I have a separate email account that I use for things like that - groups, newsletters, offers - a sort of 'junk drawer' that I go through at my convenience that isn't mixed in with my personal mail. If I have kept and used two of her suggestions for the past decade, I am sure she's got some other tidbits that will help me on my mission.
Okay … I really am losing it. Third thing I've done with paint that was wrong, wrong, wrong.
Even a three year old wouldn't help with this one. Well, actually – maybe they would. The fact that it looked like a massive candy might have garnered points.
I wanted something different than the tiles that I had painted – something not so predictable. I did a big stripe and two little stripes with masking tape. It took me ALL day and into the next by the time I got it measured and painted three coats. But OMG. My bathroom paint was accused of hurting one's eyes – this not only did that but also caused hallucinations. Once again – NOT the look I was aiming for.
Perhaps I'm moving back to how I used to be able to paint creatively. I used to paint everything I got my hands on and was relatively successful with it. I just haven't done much of it lately and I have obviously lost my intuition and colour sense.
After regaining a little confidence with the wall, I tackled my ugly, non-descript mirror.
I spray painted it black – left some gold, then dry brushed the red kitchen paint over it. I like it.
I love colour. My business/profession has always revolved around it. Light and colour. It's what I do. It's what I am.
But for some reason I am grossly inadequate when it comes to picking out paint for the walls. That is the truth behind why I repainted the kitchen basically the same colour that it has been for eight years. Insecurity.
I see in my head exactly what I want. Most times when I am finished, I am disappointed. I am true to form this time.
My entry was a kind of taupe/gold on anaglyptic wallpaper. I wanted fresher, brighter – I envisioned it that way. I chose 'soft cream'. The woodwork and doors that take up most of the space are painted 'Mother of Pearl'. For future reference – there is virtually no difference between Soft Cream and Mother of Pearl. It's boring. No punch. It's not the answer.
The bathroom has been the same way too long. Some kitchen type border spoke to me and since it didn't suit my kitchen, that's where it went. A huge note to myself, and anyone else who doesn't want to give up three days of their life scraping glue residue with a razor blade … leave the border in the store.
I am in a 'fresh-clean' mode. I picture sea glass. My eye was drawn to one chip amidst the hundreds of other blues. It happened to be called 'Mystic Sea'. Confirmation that it it was definitely the right choice. It's a big change, which is what I wanted. The response, however, was less than enthusiastic.
Son & Hubby both, every time they opened the door: "Whoa! That's not the room to be in if you have a hangover." Hubby: "My grandmother had that same exact colour in her house in the 60's. So did my aunt. EVERY house had it." Me: Ignore. Son: "Are you going to repaint it?" Me: "I'm not sure – I'm living with it for awhile first." Son: "Aren't you going to be embarrassed when your friends come over?" Friend: "It's very RETRO." Me: "That is NOT the look I was going for." Son a couple days later: "It's actually not so bad." Me: "Good – I was thinking we might get used to it." Son: "Yeah, you just have to leave the lights off when you go in." (it's a room with no windows). I must say, it did shock me every time I went in; it's a very dramatic change.
And hence, I have discovered the secret of painting – two things. #1 Be patient until you find someone who gives you the reaction and opinion you were hoping for. #2 Invite a three year old over.
I have a strategy for Focus that has been in place for a couple years now that actually works wonderfully.
Myself and two friends who have the same burning desire to take control of their life and zero in on what we need/want to accomplish and get 'er done, formed a … for lack of a better word … 'support group'.
We choose a neutral spot, not some someone's home and a specific time frame. We divide the time up with each on having the opportunity to present their goals/plans and strategy for how we're going to tackle that.
It works. If only in the fact that it makes us take the time before the meeting to put thought into our intention. It's helping us prioritize. Yes … helping us Focus.
We have people to report to. People holding us accountable. People who will say: "What help do you need to be successful." We have cheerleaders. We have a bouncing board. It's affordable, self-directed Life Coaching.
We use and share different strategies – mind mapping, vision boards – we're always open to new techniques. We are also flexible. We have watched our plans, so carefully crafted, go totally off in an unexpected direction because Life. We're cool with that too. We just switch to 're-calibrating' and start planning the new route.


text:
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Wreaths Across America Introduces Normandy Trip Winner
Michael O'Dell Forgy is eager to return to Normandy as Wreaths Across America makes history.
Sponsor Wreaths
By day, Michael O'Dell Forgy is responsible for protecting the nation's veterans hospitals working in emergency management with the Department of Veterans Affairs. In his spare time, Mike is a historian passionate about preserving the history of fallen soldiers overseas, notably France, and assisting others in discovering information about their past. Mike's grandfather is buried in Normandy, and when his grandmother was unable to be buried with him, she had her ashes spread at sea.
Mike is the winner of the Wreaths Across America Normandy Trip contest and is eager to return there as a guest with Wreaths Across America. Like Wreaths Across America, Mike believes it's important to remember and teach. He's traveled many times to Normandy providing research details and artifacts like gravestone rubbings or pictures for other families seeking information about loved ones.
"This is the only thing some of these families will ever have of this person at this point in life," Mike explains. "Maybe it's a grandfather, or uncle, a cousin or brother. All these pieces are important, so people don't forget, and family members may never get over there, so these things give them something tangible to hold on to."
While the intrigue involved with the "detective work" plays a part, his passion for research and desire for accurate information was naturally passed on to Mike as a child. He says his father, Jack O'Dell, was obsessed in a positive way about finding out what happened to his father in France during World War II.
As a result of his father's determination, Mike has inherited a lot of documentation including letters from the War Department alerting his grandmother to her husband's death. It stated, "Lt. Col. Percy O. Forgy, Infantry, was killed in action on 27 July 1944 in France." He also has his grandfather's "lucky" silver dollar, "worn down from rubbing" and radio logs from the moment his grandfather was hit in combat.
Mike's father retired as a Colonel and served through two tours of Vietnam. Col. Jack O'Dell Forgy is buried in Arlington National Cemetery.
Mike shared an excerpt from a letter his father sent his Mother when visiting Normandy for the first time. "The cemetery is right on a bluff overlooking Omaha Beach where our forces landed on D-Day. From the cemetery you can look down on the beach and out into the English Channel. It is an unbelievably beautiful site they have chosen for a cemetery. It is beautifully maintained - in fact it is as nice or nicer than Arlington."
Finally, "If you had any doubt about leaving Daddy buried in France, I hope they are allayed as I doubt if he could be in a nicer place. The grass is green and well kept, there are memorials and monuments tastefully done throughout."
Mike said he's incredibly stunned and humbled to win the opportunity to be with Wreaths Across America as they place veterans' wreaths on foreign soil for the first time in the organization's history, Saturday, Dec. 1
"I think it's important for folks to realize how passionate the French are about maintaining those cemeteries and maintaining the memories themselves," Mike shares. "They've adopted these graves, and they leave flowers there so for them to be able to be a part of what Americans have been doing with Wreaths Across America is important for them to show their gratitude for what the United States and allied forces did there."
Enjoy the trip Mike!
Invite email sent.
Also, one of the most powerful ways that you can help is to share that you've volunteered to help on Wreaths Across America Day on social media. Please click on the social media links of your choice below.
Volunteer email sent.
One of the most powerful ways that you can help is to share that you've volunteered to help on Wreaths Across America Day on social media. Please click on the social media links of your choice below.
I would like to volunteer anonymously (which hides your name from other volunteers and our remember page)
Help lay wreaths on Wreaths Day
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Please send me volunteer alerts via:
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Sponsor remembrance wreaths
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Honor and Remembering . . .
Wreath Sponsorship
Conklin Forks United Methodist Church, Binghamton, NY 13903 (NYCFMC) |158986|
What does it mean to sponsor a veteran's wreath? It means you'll honor an American hero at one of more than 1,600 locations nationwide this year on Wreaths Across America Day. It's a day that's been set aside to lay wreaths at the places where we remember, honor and teach about our veterans.
We can't do that without your support, though. Your sponsorship will ensure that a wreath is hand-crafted of all-American balsam and hand-tied with a red velvet bow here in Columbia Falls, Maine. It will then be sent to one of our participating locations, where a volunteer will place it on the marker of a fallen hero. That volunteer will then "say their name" to ensure that the legacy of duty, service, and sacrifice of that veteran is never forgotten.
So, what does it mean to sponsor a wreath? It means you have the opportunity to join a grateful nation in saying "thank you" to our veterans.
Number of Wreaths to Sponsor : Please Choose Option Please Select An Option
1 Wreath Individual Sponsorship ($15)
2 Wreaths ($30.00)
5 Wreaths ($75.00) *Most Popular
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- More Options -
Monthly Sponsorship
Honor and remember always by automatically sponsoring a wreath or wreaths each month.
In Honor and Memory Of
Sponsor wreaths in honor of living veterans and in memory of those that have passed. Optionally include email or mailed gift cards.
Grave Specific
Request that our volunteers honor and remember a veteran by placing a wreath on a specific grave. Only available at designated cemeteries.
Patriot Pairs: Give/Get a Wreath
Pair a sponsored wreath with a wreath delivered to your home or delivered as a gift to a loved-one or a friend.
Show your support on National Wreaths Across America day with WAA merchandise and gear. Also great for gifts to help spread our mission.
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text:
<?php
/**
 * RegisterAssetsComponent.php
 *
 * This file register all assets.
 *
 * USAGE:
 *
 * Place AssetsRegistryComponent.php into components
 *
 * In layout <?php app()->AssetsRegistry; ?>
 *
 * In config/main.php
 *
 * 'components' => array(
 *				'AssetsRegistry' => array(
 *					'class' => 'AssetsRegistryComponent'
 *					'config' =>'application.config.assetsregistry' <- path to your config file (default config.assetsregistry)
 *				),
 *
 *
 * @author: Litvinov Alexander <sanderlimail@gmail.com>
 * Date: 31/07/13
 * Time: 23:47 PM
 */
class AssetsRegistryComponent extends CApplicationComponent{

	private  $_registerAssetsConfig;

	/**
	 * path to config file
	 * @var string
	 */
	public $config = 'application.config.assetsregistry';

	/**
	 * Initializes the component.
	 */
	public function init(){
		parent::init();
		$this->_registerAssetsConfig = require_once(Yii::getPathOfAlias($this->config).'.php');
		$this->_registerAll();
	}

   /**
	* Registers the Layout Js.
	*/
	private function _registerLayoutJs(){
		if(isset($this->_registerAssetsConfig['layout']['js'])):
		$configs = $this->_registerAssetsConfig['layout']['js'];
		foreach ($configs as $config){
			$url = isset($config['url']) ? $config['url'] : 'js';
			$pos = isset($config['pos']) ? $config['pos'] : CClientScript::POS_HEAD;
			regJsFile($config['files'], $url, $pos);
		}
		endif;
	}

   /**
	* Registers the Route Js.
	*/
	private function _registerRouteJs(){
		if(isset($this->_registerAssetsConfig[app()->controller->route])):
			$configs = $this->_registerAssetsConfig[app()->controller->route]['js'];
			foreach ($configs as $config){
				$url = isset($config['url']) ? $config['url'] : 'js';
				$pos = isset($config['pos']) ? $config['pos'] : CClientScript::POS_HEAD;
				regJsFile($config['files'], $url, $pos);
			}
		endif;
	}

	/**
	* Registers the All Js.
	*/
	private function _registerAllJs(){
		$this->_registerLayoutJs();
		$this->_registerRouteJs();
	}

   /**
	* Registers the Layout CSS.
	*/
	private function _registerLayoutCss(){
		if(isset($this->_registerAssetsConfig['layout']['css'])):
		$configs = $this->_registerAssetsConfig['layout']['css'];
		foreach ($configs as $config){
			$url = isset($config['url']) ? $config['url'] : 'js';
			$addBaseUrl = isset($config['addBaseUrl']) ? $config['addBaseUrl'] : CClientScript::POS_HEAD;
			regCssFile($config['files'], $url, $addBaseUrl);
		}
		endif;
	}

   /**
	* Registers the Route CSS.
	*/
	private function _registerRouteCss(){
		if(isset($this->_registerAssetsConfig[app()->controller->route]['css'])):
		$configs = $this->_registerAssetsConfig[app()->controller->route]['css'];
		foreach ($configs as $config){
			$url = isset($config['url']) ? $config['url'] : 'js';
			$addBaseUrl = isset($config['addBaseUrl']) ? $config['addBaseUrl'] : CClientScript::POS_HEAD;
			regCssFile($config['files'], $url, $addBaseUrl);
		}
		endif;
	}

   /**
	* Registers the All CSS.
	*/
	private function _registerAllCss(){
		$this->_registerLayoutCss();
		$this->_registerRouteCss();
	}

	/**
	* Registers the All files.
	*/
	private function _registerAll(){
		$this->_registerAllCss();
		$this->_registerAllJs();
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}

redpajama_set_name: RedPajamaGithub


Hello my precious readers! Welcome to my end of July net worth update.
You are not mistaken. This is typical winter in Canada.
I cannot believe how fast time has been flying. I have been enjoying Toronto's summer with my family quite a bit but I am already worried about terrifying Toronto's winter.As you may know, Toronto has really long, snowy and cold winter, very short spring and fall and short but fantastic summer. I should not complain as People in East coast such as Boston and Halifax had devastating snow falls last winter but still I am not fussy about Toronto's winter. That explains why so many Canadians retirees move to Florida and California during winter to enjoy the sun throughout the year. Well I am jealous but I will catch you guys up soon.
Our dog knows exactly how to deal with the heat during summer.
This is my seventh 2015 net worth update. Net worth update is posted monthly to keep track of the progress of my journey to become a millionaire. I believe anyone can be a millionaire with good saving habits and smart investing plans. If you would like to join the journey, please follow me through my Facebook and twitter pages and subscribe your email for free updates. It has been one year since I started tracking my net worth. My net worth on July 31 2014 was $79,352 but it is now $133,389. That was $54,037 (68%) astonishing growth during last 12 months period. Can you believe it? My net worth grew by $4,503 per month on average. Keep it steady and slowly which is the key to become a millionaire.
I cried a bit as my net worth decreased for the first time last month since I tracked my net worth but I turned it over to positive this month. Yay!! My portfolio suffered quite a bit but I purchased more quality stocks during the month taking advantage on the discounts that were offered. Regardless how economy and stock market performs, my million dollar journey continues.
My cash balance has increased from $1,921 to $3,697. I am building cash position at this point to open Interactive Broker account. Since the interest rate is super cheap and the Canadian economy is shaking a bit, I think it would be a good idea to get my margin account ready just in case. That means, ironically, I want the market to dive. That will bring down my portfolio value and of course hurt my feeling temporarily but that's when leveraged margin account will shine. Haha bring it on bull and bear! I don't care what comes next as I will be ready either way. If you happen to use Interactive Broker margin account, please let me know what you think of it.
My credit card debt is at around $900 which is the level that I am quite comfortable of. I am close to debt free and I like it that way. I just love the feeling of keeping my credit card balance low as I feel empowered to be debt free.
My majority of cash is sitting in President choice Debit account. I use it for the most of the money transfer, bill payments, cheques etc… as there is no transaction fee in this amazing card. Due to its partnership with CIBC bank, I can use their extensive CIBC ATMs network which is awesome. Their customer service is great as well.
My wife purchased Westjet stocks again to average down as currently Westjet is being hated by investors. Even though the fundamentals are still very strong and showing stronger than expected results, it keeps being dropped. Well good for us as we will keep buying more stocks as long as their strong fundamental exists!
Other than that, my TFSA has dropped by $1,500 (2%) but RRSP increased by $450 due to stronger US dollar against Canadian dollar due to my VTI holding. Check out my portfolio page to see what stocks I own and the following article for more investment tips-How to Simply Invest and Get Richer for Dummies in 8 Easy Steps.
If you are also a dividend investor like me, then you should check out the following page to see how other dividend investors are doing. You won't regret a moment of reading their valuable and inspirational articles.
We tried to minimize spending over last couple of months and it worked out pretty well. We use Capital one Costco credit card as it gives us 3% cash back on restaurants (6% on first 3 months). I spend about $500 per month on my team meals at work so that would be $15 ($30 for first 3 months) cash back per month. Remember. Everything adds up.
We also have MBNA cash back card that we use mainly for grocery and gas for 2% cash back and everything else for 1% cash back (5% on first 6 months) without any annual fee. Unlike capital one cash back card and all other cash back cards out there, MBNA card is well beyond expectation. First of all, MBNA pays cold hard cash back (not points toward purchasing goods and services) and secondly, MBNA directly deposits the cash right away to your bank when it hits $50 mark. That's great as I don't have to wait until the end of the year to collect cash. Check out the following links if you are interested in getting awesome credit cards like MBNA and Capital one credit cards.
Hope you enjoyed this month's net worth update. Remember, if you haven't, set your saving & investing plans up and try to see how much net worth you have reached as of now and how much it has fluctuated in the past. Knowing where you are and where you will be headed will be a great starting point to be a millionaire and retire comfortably. Hang on there. I will be on the journey with you.
Awesome progress BSR. Trend is moving upwards! It's wonderful tracking your Net worth and Dividend Income every month. What you focus will expand. Thank you for sharing and glad to be sharing this journey with you. Thank you. Take care my friend.
Hi Tyler, I am very glad that things are getting better and I am getting closer day by day. It is going to take a while but I won't stop as I have so many companions that are in this financial independence project together. Thanks for stopping by Tyler and congrats on your progress on dividend income. I can only imagine how I would feel to have that dividend income every month 🙂 Cheers my friend!
It's always nice to see the net worth growing! Great job BSR. It sounds like you're growing your dividend income at a decent rate too! Keep up the great work and I look forward to reading next month's update.
Thanks My Road to Wealth and Freedom. As you said, I have been growing dividend income as well and I will probably share that from this month. 🙂 I feels good to track my net worth as I am more focused to achieve the financial independence. Thanks for stopping by and have a great day!
Nice steady increase of net worth. Gotta love seeing that chart. You might hit $150k by end of the year. That'd be a good milestone to aim.
160K is my stretched goal but yeah 150K is a good milestone for me to reach by the end of the year. Thanks for your kind words as always Tawcan.
Thanks for stopping by Ged Ward. I am glad that you find it interesting 🙂 Have a great day!
Those are some sweet gains in just 12 months. I agree that the market is great – going up or going down. I wish I had invested more in 2008/9 but at least we held our ground and didn't sell as the market fell and we are in a better place because of that.
I am surprised at the gains last 12 months as well. Things are on right track for sure! I wish I had invested in 2008/9 as well but I was a student by then 🙂 Next 1-2 year will be interesting and I will start to get ready! Thanks for stopping by May.
BSR – Way to continue climbing that ladder of success! Looking at your chart, it appears you've done quite well this past year. The chart and year-over-year number are quite impressive. Continue to keep a good grasp on the spending and you should have no problem growing your net worth month after month.
Thanks AFFJ. I feel great to see the graph as well. Although market isn't really helping lately but I will think it as I am picking up stocks at discounts. Thanks for stopping by AFFJ and I wish you continued success as well!
Up, up and away! Glad to see your net worth climb back up after last month's minute slide.
Keep it up, you're doing great!
Thanks NMW. Although I should be more focused on dividend growth rather than net worth growth, I was very glad to see the net worth growing. Hope this continues! Thanks for stopping by NMW!
Awesome gain for the month BSM!
I thought about picking up some west jet stocks. Looks like it is recovering though. If there is any airline stock I would invest in, that would be air Canada. Looking forward to your next update!
Yeah Westjet has been hit hard lately and I thought it was recovering but it went down again significantly. Haha well. I don't have control over the market so I will try to ignore the noises and keep buying undervalued stocks. Thanks for stopping by Jeff!
← 50 Most Inspirational Pearls Of Wisdom of Jack Ma That Can Change Your Life.


text:
Published On: Tue, Dec 17th, 2019
Why Senate will pass Buhari's $30b loan request -Lawan
By Musa Adamu and Ikechukwu Okaforadi
President of the Senate, Dr. Ahmed Ibrahim Lawan yesterday gave reasons why the Senate will pass the $30 billion loan request from the executive after being rejected by the 8th Senate.
Speaking at the Media briefing organised by the leadership, the Senate president, said the Senate would pass the President's loan request considering that there was no alternative to it to bridge the budget deficit.
He however, disclosed that unlike in the 8th assembly, the request from the executive this time carried all the possible details needed to guide the Senate.
He further assured that the Senate would be prudent in its consideration of the request, tied every request to a project and be strict in its over sight duty.
On why the Senate is still considering the loan even after passing the Finance Bill, Contract Sharing Production Bull supposedly aimed at giving more revenue to the government, Lawan said the position was that the passage of these Acts can only help to reduce budget deficit but that it cannot completely eliminate it.
On the Hate Speech Bill currently before the Senate which generated mixed reactions from Nigerians, he said he was aware that the proposed legislation elicited controversy, he however assured, like every other Bill passed in the Senate, the Bill would receive input from Nigerians and the majority would carry the day at the end.
Commenting on the necessity for constituency projects, he said although, it had remained controversial since 1999, it was a desirable approach to development.
He said even though the initiative had always suffered from paucity of funds, he hoped that the passage of Finance Bill, TSA and the return to January to December budget cycle there would be enough funds to implement them.
On electoral process in the country, he said: " we are concerned about our electoral process like every other Nigerian but we cannot claim to completely eliminate the challenges but we will do our best as soon as we resume from Christmas break to work on an Electoral Act that will help a great deal."
On the high rate of unemployment in the country, he said: "we are asking the government to continue to lend help to the private sector which is the organ that create employment. We will continue to work with executive to promote our private sector to strengthen them to create employment opportunities for our youth."
On the promise to fight against corruption by the APC led government, he said: "what I can say is that the facts on the ground should speak for themselves. Forgive me if I don't speak much in this but you must have seen that a lot if gain is being made on this."
Lawan also unveiled the agenda which the Senate will focus on during the 2020 session of the parliament, including: Petroleum Industry Bill (PIB), 1999 Constitution amendment.
Others, according to him are, 2010 Electoral Act (Amendment), Agricultural revolution agenda for food security, legislations to encourage mining of solid minerals, power sector development.
He said the quarterly oversight will be placed on revenue generating agencies, including FIRS, Customs, NNPC, among others, adding that the senate will particularly focus on the ability of the agencies to meet their revenue targets.
To this end, he said the lawmakers will intervene as appropriate in cases where the factors inhibiting the achievement of the set revenue target require policy or legislative interventions by the parliament.
"Some of the bills that will be accorded priority when we return from the Christmas and New Year break in January are the Petroleum Industry Bill, Electoral Reforms Amendment Bills and Amendment of the 1999 Constitution.
"The National Assembly will this time around adopt a different approach to make the passage of the PIB a reality. We want to see a situation where the Legislature and the Executive work very closely to have a PIB that will attract investment into the oil and gas sector in Nigeria.
"We want to create an investment climate that will be competitive. We know some other countries have this product, therefore, we have to be competitive, we have to create an environment where the businesses make profit", he said.
He said the senate will want both the legislature, executive and other relevant stakeholders in the sector, particularly the IOCs (International Oil Companies), to work together to ensure that the environment works for every interest.
Recounting the gains and giant strides recorded by the 9th Senate under his watch, the senate President said it has also confirmed 12 key appointments.
These, he listed to include: Chief Justice of Nigeria, Ministers of the Government of the Federation, Chief Judge of the Federal High Court, President of the National Industrial Court of Nigeria; and chairmen and members of eight Commissions, Services and Corporations.
He said presently, the senate is screening the Presidential nominees for the National Hajj Commission, Federal Inland Revenue Service (FIRS), Asset Management Corporation of Nigeria (AMCOM), promising that the Senate is also likely to pass the 2020 Budget for the Federal Capital Territory before it embarks on Christmas and New Year recess.
Speaking on the allegation that the senate under him is a rubber stamp of the executive, Lawan said despite their desire for cordial relationships with the other arms of government, the Senate and indeed the ninth National Assembly will continue to firmly exercise its oversight role on the executive agencies with a view to ensuring transparency, accountability and good governance.


The basketball team took the next step, playing a schedule that was split between half varsity opponents and half JV opponents. The team hung tough in every varsity game, battling for leads until the end of every game and making their opponents work hard for each point. Highlights of the season included adding the Rockport varsity team to the schedule and then later in the season playing Rockport's varsity and JV teams in back-to-back games, a match-up in which 6 APH athletes handily took down their JV foe and another 6 APH athletes played excellently against a deep-benched varsity squad. The basketball team saw highlight-reel performances throughout the season, including a 29-point showing by Offensive Player of the Year Senior, Anna S, and fierce rebounding by Defensive Player of the Year Senior, Meghan C. Congratulations to Anna and Meghan, the graduating seniors from this year's basketball team! They have each had a significant impact on the basketball program and we wish them the best when they head off on their next adventures.
Our swimmers took to the pool twice a week this winter down the road at the Sterling YMCA. Under the guidance of the team's coach, The Academy's swimmers worked on stroke development and skills such as flip-turns and starts. An enthusiastic and supportive energy could be felt on the pool deck and in the vans to and from practice, as the members of the team encouraged each other to work hard and improve each and every day. The season capped off with an intra-squad swim meet, at which APH swimmers were matched to compete against one another in various strokes and distances. The times from those events displayed the gains each swimmer had made over the course of the season, as one by one the girls knocked down their previous personal bests.
The fitness center group gathered 4 days per week throughout the winter to learn about and try a variety of exercises, including workout circuits. There will be a spring fitness center group for any students interested in getting a workout while exploring new exercises and approaches to lifelong fitness.
Many thanks to Coaches Tom Engstrom, Maureen Lydon, and Jessie Fabrizio for their dedication and leadership this winter. Thank you also to the many parents who have helped over the course of the season- we had parents assisting with scoring, timing, rides, snacks, and more.


I'm sure Mott and the rest will insist in "transparency" and condemn this suppression of the facts no matter what Hannity and the rest of the right wing mutants say.
Predictably, our Supreme Leader has decided to suppress the Democratic rebuttal memo to the Nunes' one he released in a blink of an eye last week. Seems the Dems have too much "classified" material showing why the surveillance of Carter Page was justified. https://www.nytimes.com/2018/02/09/us/politics/trump-blocks-release-of-memo-rebutting-republican-c ...[text shortened]... he facts no matter what Hannity and the rest of the right wing mutants say.
Yeah, I'm not surprised at all.
weak game Schiff is playing...BTW...has he been on the hot line to Russia lately?
Where's your "Release the Memo" fever now?
Either neither or both should be released. It's unprecedented for a Congressional Committee to refuse to release a minority response to a majority claims. The Republicans should not have made a bunch of misleading claims that had to be refuted using sensitive materials - the American People deserve the entire picture.
Do you think information that exposes sources and methods should be released?
The Grassley/Graham memo addresses your concerns.
Mott: I want ALL the info out there.
It seems like the only information you really want out is what the Republicans want to hand us.
If the only way to get an accurate picture of the justification for the Carter Page surveillance is to "expose sources and methods" then the Nunes' memo should never have been released since FBI chief Wray said it left out facts which materially affected its accuracy. Obviously those facts were sensitive, so Nunes was trying to game the system.
After reading the memo Dims and the FBI protested being released by Trump, I am still at a loss to see how any of that was classified material. The Dims and their cronies in the FBI were simply upset that such information showed how corrupt the system actually is.
The bottom line is using the memo for political purposes. Both sides only care about slinging poo and scoring political points and not holding accountable those corrupt officials who are abusing the system.
Besides, neither side gives a damn about having classified material becoming public. If they did, Hillary would be in jail.
The bottom line is using the memo for political purposes. Both sides only care about sling ...[text shortened]... a damn about having classified material becoming public. If they did, Hillary would be in jail.
Jesus, you're a one note symphony. I'm not going to bother with the HRC nonsense anywhere; you know you're full of s**t on it by now.
Where is this "corruption"? The surveillance of Carter Page was surely justified based on what we publicly know. Some FBI agents and sources not liking Trump isn't "corruption".
So what did Carter Page do that made him a Russian spy and why is he not in jail?
Enough slinging poo. Either there is guilt or there is a witch hunt.
Let's see some heads roll or I will just roll my eyes as you prosecute political adversaries for personal gain.
Carter Page didn't have to be a "spy" to be the subject of an FISA warrant as I already explained to you. All he had to be was a "probable foreign agent" and that does not necessarily mean a "spy".
I would dig up the post where I got the legal definition of a "foreign agent" but you've already read it and don't care because it gets in the way of your partisan propaganda.
I realize the right wing propaganda mill now has Mueller, a lifelong Republican, as the leader of a "partisan" witch hunt against blameless Republicans but even you should realize that is ridiculous.
Many the road that leads to Rome.
All this whining and crying and attempting to split hairs on details so minor the rest of the world's went back to masturbating over figure skating at the olympics.
There is a serious investigation into corruption and collusion with foreign governments, the US election system and it may even involve the president.
People in the investigion have already admitted to serious breaches of trust.
And you are worried about the FBI's aquisiton of the proper documents to do the investigation. An aquisition which has proven to be useful!
Yes. The police have to adhere to procedures. The world agrees with you.
But... in cesspit of matters, it seems like a moot point which can be looked into after the more serious issue has been resolved.
I would dig up the post where I got the legal definition of a "foreign agent" but you've already read it and don't care because it gets in the way of your ...[text shortened]... rtisan" witch hunt against blameless Republicans but even you should realize that is ridiculous.
So can anyone be suspected of being a foreign agent?
What is the criteria or can they just pick political opponents at will?
For example, could Obama be suspected of being a foreign agent when he gave Russia access to all that uranium?
In fact, could Obama really be Putin in drag?
There is a serious investigation into corruption and collusion with foreign governments, the US election sys ...[text shortened]... seems like a moot point which can be looked into after the more serious issue has been resolved.
Governments collude all the time Shav. The US has even tried to influence foreign elections abroad.


It is undisputed awareness that intelligence all your day to day financial proceedings goes on to your commendation gossip. But you cannot be 100% positive that the thanks remark agencies clench the exact intelligence on all your financial connections. Incorrect or outdated hearsay on, say, longitudinal ago incomprehensible payments which have now been resolved, could affect your credit rating in the rising. So how do you go going on for correcting this wrong?
One of the ways to obviate this from taking place is by ever checking your respect paper statements, from occurrence to juncture. When you do this, you are right not ensuring that you are not a object of individuality liar but also devising sure that precise substance of your credit card/s written record have been denote to the thanks suggestion agencies.
Keep all the revenue of the actual transactions that have been ready-made on your respect card/s so that you'll be able to antagonistic observe the statements when it arrives by forward. If you do discovery any areas that you need to dispute, consequently you can introduction your respect paper establishment spell it is static hot. These types of user disputes can be resolute without delay if you have your income in your ownership. If the respect card businessperson accepts the error, next they will not lone be in somebody's debt to put the record undeviating but as well fill in the recognition agencies of their error, inside a time period of 28 days.
If the disputed part cannot be resolved, you can later association the respect hint agencies direct by causation them copies of your revenue/paperwork along near a written account of your thanks document. They, in turn, will get out their own snobby inspection of your suitcase. If it transpires that off beam numbers has, indeed, been supplied by your thanks card provider, you respect document will be duly amended and your history put expressionless.


text:
package charlotte_test.tools;

import charlotte.tools.FileTools;
import charlotte.tools.Logger;

public class LoggerTest {
	public static void main(String[] args) {
		try {
			test01();

			System.out.println("OK!");
		}
		catch(Throwable e) {
			e.printStackTrace();
		}
	}

	private static Logger _logger;

	private static void test01() throws Exception {
		//_logger = Logger.create("C:/temp/LoggerTest", "LoggerTest_");
		_logger = Logger.createForResident("C:/temp/LoggerTest", "LoggerTest_");
		try {
			test01(1);
			test01(2);
		}
		finally {
			FileTools.close(_logger);
		}
	}

	private static void test01(int prm) {
		_logger.println("開始します。");
		_logger.println("prm == " + prm);

		try {
			try {
				try {
					try {
						if(prm != 1) {
							throw new Exception("パラメータが1ではありません。prm=" + prm);
						}
					}
					catch(Throwable e) {
						throw new Exception("三段目", e);
					}
				}
				catch(Throwable e) {
					throw new Exception("二段目", e);
				}
			}
			catch(Throwable e) {
				throw new Exception("一段目", e);
			}
			_logger.println("正常終了しました。");
		}
		catch(Throwable e) {
			_logger.print(e);
			_logger.println("異常終了しました。");
		}
	}
}


text:
package gwt.material.design.demo.client.application.components.collections;

import com.google.inject.Inject;
import com.google.web.bindery.event.shared.EventBus;
import com.gwtplatform.mvp.client.Presenter;
import com.gwtplatform.mvp.client.View;
import com.gwtplatform.mvp.client.annotations.NameToken;
import com.gwtplatform.mvp.client.annotations.ProxyCodeSplit;
import com.gwtplatform.mvp.client.proxy.ProxyPlace;
import gwt.material.design.demo.client.application.ApplicationPresenter;
import gwt.material.design.demo.client.event.SetPageTitleEvent;
import gwt.material.design.demo.client.place.NameTokens;

public class CollectionsPresenter extends Presenter<CollectionsPresenter.MyView, CollectionsPresenter.MyProxy> {
    interface MyView extends View {
    }

    @NameToken(NameTokens.collections)
    @ProxyCodeSplit
    interface MyProxy extends ProxyPlace<CollectionsPresenter> {
    }

    @Inject
    CollectionsPresenter(
            EventBus eventBus,
            MyView view,
            MyProxy proxy) {
        super(eventBus, view, proxy, ApplicationPresenter.SLOT_MAIN);
    }

    @Override
    protected void onReveal() {
        super.onReveal();

        SetPageTitleEvent.fire("Collections", "Collections allow you to group list objects together.", "components/collections/CollectionsView", "https://material.io/guidelines/components/lists-controls.html#lists-controls-types-of-menu-controls", this);
    }
}


Home » Cooperation » History » Pinoy brain » Pinoy Trivia » Tradition » What do you called the Filipino Culture helping each other? » What do you call the Filipino Culture helping each other?
What do you call the Filipino Culture helping each other?
A traditional system of mutual assistance in which the members of a community work together to accomplish a difficult task. In later use also: a spirit of civic unity and cooperation among Filipinos.
It is helping out one's neighbor as a community, and doing a task together, thus lessening the workload and making the job easier. It is also called the 'community spirit'. It is best exhibited when people wish to move locations in the rural area. The traditional Filipino house, the 'bahay-kubo', can be moved using wooden poles which are carried from the old place to the new one. This requires a group of people to lift and carry the house on their shoulders. Able-bodied men usually participated in such feats, while women stood and watched, casually chatting and cheering the men on. Afterwards, there will be a small gathering as a form of celebration and socialization.


159 onshore blocks under the 14th Onshore Oil and Gas Licensing Round are being formally offered to successful applicants.
Sir Patrick Brown, Chairman of the Oil and Gas Authority (OGA), has today confirmed the appointment of three Non-Executive Directors to the OGA Board.
The OGA announces the successful completion of the data acquisition stage of the UK Government-funded seismic campaign, on time and without incident.
27 onshore blocks from the 14th Onshore Oil and Gas Licensing Round will be formally offered to companies.
The Oil and Gas Authority announced the remaining winners from the 28th Offshore Licensing Round.
Written Ministerial Statement by Andrea Leadsom, Minister of State.


Beyond a Recipe Blog: Conveying Lebanon cultural heritage, beauty, traditions, interesting stories, forgotten facts, communities, and food backgrounds and roles, all while generously sharing Lebanese recipes made easier for our modern era.
10 Best Christmas Salads You Can Prepare This Year!
How to Make Salmon Filet with Basil Fragrant Mu ..


On 6 April 2018, the US Office of Foreign Asset Affairs ("OFAC") added a number of Russian individuals/entities to the SDN list. The new SDNs consist of officials, oligarchs and oligarch owned companies regarded as benefiting from the Putin regime and which are alleged to play a key role in advancing malign activities. This includes companies in the oil and gas, energy and power sectors, and a number of producers of aluminium, machinery and weapons. Although the sanctions do not have extra-territorial effect, amended sanctions legislation provides that "it is now mandatory that sanctions be imposed on any foreign person who is determined to have knowingly facilitated a significant transaction for or on behalf of any person subject to U.S. sanctions against Russia" (our emphasis in bold). Non-US persons and entities, as well as US persons and entities, should therefore be mindful of the effect of these sanctions. An overview of these sanctions, as well as some analysis of their effects, is provided by New York lawyers, Freehill Hogan & Mahar ("Freehills"), in their article which is available here.
Amongst the recently designated companies is United Company Rusal PLC ("Rusal") which is the world's second largest producer of aluminium and a major shipper of materials and products. With disruption of so many shipping contracts and charterparties at stake, OFAC has issued General Licence 14 on 23 April, allowing US persons until 23 October 2018 to wind down such transactions/contracts. Freehills advise that where a US person can perform a transaction by way of License then the same type of transaction will not be considered to be 'significant' if performed by non-US persons/entities. Thus non-US entities' transactions with Rusal should not be considered a breach of sanctions until the expiry of General Licence 14. For further discussion of this in Freehill's article, click here.
Members can also access OFAC's page (click here) with an overview of the Ukraine/Russia related sanctions, FAQs and other guidance, which is regularly updated.
In March, US sanctions were imposed prohibiting any US persons, including US shipowners and US banks, from engaging in any transactions relating to any digital currency (including but not limited to the Petro) issued by the Government of Venezuela. However, a recent circular from the Venezuelan Maritime Authorities mandates that all payment for shipping services provided to foreign flag vessels must be made in Petros. This may additionally cause non-US shipowners calling at Venezuelan ports to be in violation of the sanctions, as funds (often in USD) remitted to ship agents to pay port charges and disbursements may include sums which will be used by the local agents to purchase Petros. Freehills advise that OFAC have informally indicated that causing a US bank to remit funds to an agent to pay in Petros would amount to a breach of sanctions. For a copy of the Client Alert from Freehills, click here.


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Jail terms handed down without any representations.
Experts say that convictions in Tibet reflect a pattern of secrecy and judicial abuse.
A Chinese development project will flood farmland and homes, forcing thousands to relocate.


text:
Banks reined in by Budget to help support UK's recovery as sell off continues
By James Salmon And Rupert Steiner
Britain's scandal-hit banks were harnessed by the Chancellor today to support the UK recovery.
Announcing the Coalition's latest plans to shore up the nation's finances, George Osborne revealed it aims to raise £20billion from selling off assets in state-backed Lloyds, Northern Rock and Bradford & Bingley.
Delivering his final Budget before the General Election in May, Osborne also clobbered UK banks with a £5.3billion tax raid. This included the ninth hike in the bank levy since it was introduced in 2011, in a move expected to raise an extra £4.4billion over the next five years.
Payback time: Britain's scandal-hit banks were harnessed by the Chancellor today to support the UK recovery
The remainder will be generated by closing a controversial loophole which has allowed banks to class compensation payments that were made to customers as a business expense, thereby reducing their tax bill. Osborne said: 'Five years ago, we were bailing out the banks. Today, I can tell the House: we're selling more bank shares and getting taxpayers' money back.'
The Government is aiming to raise at least £9billion by selling off Lloyds shares in the 2015-16 tax year. This is on top of the £8.5billion already recovered since the Government rescued Lloyds with a £20billion bail-out.
BUDGET 2015 IN BRIEF: The key points of George Osborne's... ED MONK: A determined but dull Budget that won't go down as... Millions of pensioners to benefit from greater pension... Budget 2015 income tax changes at a glance: How much better...
Share dealing: £12.50 a trade with no annual charges
The Chancellor and UKFI, which manages taxpayers' stakes in bailed out banks, have agreed they should take advantage of 'favourable market conditions' to accelerate the sell-off of Lloyds shares.
In a letter to Osborne, UKFI chief executive James Leigh-Pemberton cited the European Central Bank's €60billion a month money printing programme and Lloyds' return to profit and resumption of dividends. He said this 'has created favourable sentiment towards the shares and have made it possible for a broader range of investors, including income funds, to invest in them'.
If the Government achieves its latest target it would whittle down its stake from 23 per cent to 7 per cent. The Government has been gradually selling down its stake but is expected to launch a retail offering after the election.
Time to sell: The Government is aiming to raise at least £9billion by selling off Lloyds shares in the 2015-16 tax year
Today it said it also plans to ditch assets held by Northern Rock and Bradford & Bingley when they had to be nationalised during the crisis. This includes the £13.2billion 'Granite' book of risky mortgage loans established by Northern Rock in 2001 that the taxpayer has been saddled with and Government-backed UK Asset Resolution has been tasked with selling off.
The Government estimates selling off these assets will generate £11billion in 2015-16, meaning it expects to raise £20billion in total from selling of bank assets during the year. Jonathan Isaby, chief executive of the Taxpayers' Alliance welcomed the efforts to dispose of bank assets more quickly.
He said: 'Taxpayers will be pleased that the burden of propping up the banks is gradually being lifted. Whoever is in power after the election, they must prioritise getting the banks back into the private sector where they belong as soon as practically possible.'
But the Chancellor angered the City after launching a £5.3billion tax raid on Britain's banks.
Changing times: Announcing the Coalition's latest plans to shore up the nation's finances, George Osborne revealed it aims to raise £20billion from selling off assets in state-backed Lloyds, Northern Rock and Bradford & Bingley
The bulk of this is from increasing the bank levy from 0.156 per cent of banks' global balance sheets to 0.21 per cent from next month, in a move that is expected to raise more than £900million a year.
The increase is likely to hit HSBC the hardest as it has the biggest balance sheet of any bank in Europe.
Its contribution rose by a fifth to around £740million ($1.1billion) last year. Barclays was the second biggest contributor, paying £462m.
Antony Browne, chief executive of the British Bankers' Association said banks already pay £40billion in taxes each year.
He argued the raid was 'good politics but bad economics' and will damage the UK banking sector.
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