Summary: Before Colomine Health Center was powered by solar energy, the members of the community had to travel over 100km to retrieve vaccines. Because of the far distance and poor conditions, many people decided not to make this journey, meaning children under the age of 5 were dying from treatable conditions. Once Colomine received solar energy from Innovation: Africa, they were able to have a fridge that could properly store all vaccines and medicines they needed available to safely treat any patients seeking treatment. In comparison to before, a majority of children are now able to get the vaccines they need to live long and happy lives!
Summary: When our team traveled to Ndokayo Clinic, they were greeted by a nurse who told us about a first-hand experience working with patients in the dark. She said "Attending emergencies at night was a nightmare, sometimes you walk to work and then realize that the kerosene is finished or that the candles are all burnt out." After hearing about some first-hand experiences of patients, Innovation: Africa knew we had to help. Thanks to our partnership with UNICEF, we were able to install solar powered energy to the clinic, helping 18,596 people who utilize this clinic for treatment. Now, if there are ever any emergencies at night, the nurses and doctors have more motivation to work thanks to the light they have.
Summary: Tongo Gandima Integrated Medical Center serves over 8,000 people who now have the opportunity to receive treatment at night without the need to bring candles or kerosene lamps to the hospital at night. Thanks to Innovation: Africa and UNICEF Cameroon, together installing solar energy, lights and refrigeration to properly care for the entire village of Tongo Gandima for years to come.
Summary: Garga Sarali Village, located in Bertoua, Cameroon, serves a population of 4,000 people. In recent months this village has doubled in size due to influx of refugees from the Central African Republic because of civil war. Garga Sarli is approximately 150 km from the border of CAR. In September 2017, Innovation: Africa initiated a partnership with UNICEF Cameroon to install a solar water pumping system in Garga Sarali providing access to clean water for the first time. Garga Sarali water project is one of 4 projects that will be completed in collaboration. Garga Sarali's water project facilitates water provision for all community members within the village for both native Cameroonians and refugees of CAR. 10 taps installed .
Summary: Ngoura Central Integrated Health Center has been operating without solar since 1987. With a full-time staff of 4 health workers, Ngoura serves a population of 7,744 people. On average monthly at night, there are 3-5 deliveries at night exposing the mothers and newborns to many complications from kerosene fumes or lack of light to properly perform the delivery. In August 2017, Innovation: Africa installed access to light, refrigeration to store vaccines and medicines to newborns can be vaccinated and lifesaving medicines can be provided to people for the first time, all under the light of solar energy.


text:
By Shiloh PaulJune 24, 2020September 28th, 2020Case Study
The Secret to Moosejaw.com's Soaring Average Order Value
Moosejaw.com, a popular outdoor gear internet retailer acquired by Walmart for $51 million, saw huge gains in its average order value and customer retention after launching military, student, and first responder discount programs with ID.me.
Moosejaw customers that used an ID.me-powered student, military, or first responder discount spent on average 43% more than customers who didn't. The 12-month repeat rate for customers who took advantage of the discounts was 18% higher than the average 12-month repeat rate for the site. Exclusive discounts enticed customers to spend more at Moosejaw and return later to make more purchases.
Shiloh Paul
Shiloh Paul is a Marketing Manager at ID.me. She has authored a number of articles and quantitative research studies. Her work has appeared in articles published in the Wall Street Journal, MarketWatch, Accounting Today, and various other industry newsletters. She's also published a children's book. Shiloh lives in the Northern Virginia area where she is active in local charity efforts to support pet adoption, community cleanup, and ending childhood hunger. In her spare time, she enjoys science fiction and fantasy, oxford commas, and acting. Shiloh is hard at work writing her first novel.
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Heath Ledger was photographed taking his daughter Matilda out in NYC incognito. The adorable toddler donned some funky Gymboree sunglasses for her outing.
Heath looked like a natural doing his daddy thing carrying his little lady on his shoulders.
He recently said that he is "Mr.mom", which I believe. You can tell by how comfortable Matilda looks, that he is a pro!


To find the silver lining .
That's what faith can do .
If you keep believing .
You will have the strength to rise .
Watch this moving, inspirational cover of 'What Faith Can Do' by The Harmony Chorus, under the direction of Sandra Oberoi.
This song is a beautiful reminder that we must not lose hope no matter what we are faced with, what we hear from others or what they think of us. We must aim to look ahead with hope in our hearts, a prayer on our lips and the knowledge that there's so much more to life! It is not circumstances and people who determine who we are, but who and what we believe we are that ultimately matters. Keep the Faith!


I couldnt care less about the show, but that's a damned fine political ad.
I love this damn show.
This is exactly how JFK vs. Lincoln would play out in real life.
thx for reminding me to rewatch this show.
I did. I liked it. I still do. Please, keep the clips coming.
I love this show's JFK.
This is exactly why I loved this show. Also, the "numbers don't lie" joke.
LIES! Joan would've never helped in such slander!
I've never watched this show btw.
why on earth would you not put "clone high" as one of the tags?


Today's Nice Price or Crack Pipe Peugeot represents one of the last RWD models the company ever introduced. It's also one of their first with a turbo. Let's see if its price make its purchase the first or the last thing you'd ever do.
A laser beam is coherent light, meaning that the laser creates a beam of spatially coherent light, that can burn holes in missiles, play music from a compact disc, or drive a cat bonkers.
In complete contrast, there was little coherence in the vote for last Friday's 1986 Chrysler Laser X/T as it finished the day with an incredibly narrow 51% Nice Price win. Still a win is a win and maybe whoever buys that Laser will use it to the delight of cats, and not taking out missiles.
There are rumors floating about that PSA (no, not the moribund west coast airline, the French automaker) might be contemplating a return engagement here in the U.S. of A.. Even if they do decide to pull le trigger, it'll be years before rabid Francophiles living here will be able to get their Pug on again. To tide over those waiting for the tide to turn and Peugeot to return, today we have a 1988 505 Estate, which comes from the company's last fateful run at the U.S. market.
Peugeot debuted the 505 in 1979, and it served the company faithfully across global markets for the next twenty-years. The estate edition was introduced in 1982 and featured a significant stretch in wheelbase over its progenitor sedan - 114-inches vs. 108. That made for an available third row of seats in the back dirty, and a turning circle almost as impressive as the Arctic Circle.
Over the course of its run the 505 was fitted with a number of different gas and diesel mills, but here we're presented with its turbo-iest. That engine is a turbocharged and intercooled SOHC 2,155-cc four, which offered up a respectable 180-bhp. This was a Simca engine, used by Peugeot after they bought the smaller firm and it was unique to the U.S.-shipped wagons.
The ad says that this one has less than 40K on the clock, while the four-speed automatic (ZF4HP22) has a tad more at around 50K. The car overall is claimed to have a nominal 117K under its belt.
The car seems pretty fully equipped, with power windows and locks. It lacks a sunroof, and seems to be a five-seater rather then the more desirable—if you're a follower of the Quiverfull movement—eight-place model. The interior looks to be in serviceable shape and this being a later car it has the redesigned dash that honestly has all the charm of institutional housing. At least it all seems to be there, because trim parts for these will be problematic to obtain these days.
The exterior is likewise presentable, and comes with an added plus of Euro lights which really complete the Pininfarina bodywork. Tinted windows all around denote this as a Florida car, and may not be legal in all states but it still looks cool. New tires on stock alloy wheels add to the car's plusses.
We now need to decide if this French Estate's price tag might also be added to the plus column for the car. The asking is $4,950, OBO. We don't do OBO, so you'll just have to work with that $4,950. What's your take on that price for this low-mileage but long wheelbase Pug? Does that make this a 505 that you would LOL all the way to the bank? Or, does that price make you want to take French inaction?
H/T to M0L0TOV for the hookup!


Many things have niggled me about my appearance as I've moved through my 30s. My skin has become a little duller, my eyes a little crinklier and my metabolism is steadily slowing down to a snail's pace. Yet while unwelcome, all these changes were entirely expected. One thing I didn't bank on, however, was what experts are calling 'hair ageing'.
It started after the birth of my second daughter in 2013. My hair became wispy at the temples and thinner and frizzier all over. But while post-baby hair loss is nothing new (hormonal changes cause the hair to become thinner, especially around the hairline, in the months after birth, before returning to normal), this change in my hair has remained.
My previously thick, shiny, swishy hair seems to have become another casualty of the ageing process.
And I'm not the only one having a midlife hair crisis. "As we get older, our hair mimics what our skin does: it ages," says trichologist Anabel Kingsley.
"Just as we don't have the same skin at 50 as we had at 25, the condition of our hair changes too." And in the same way skin ageing is about much more than just wrinkles, hair ageing is about much more than just greys.
"As they get to their 40s, clients often report volume loss, duller, drier hair, thinning, or a coarser texture," says Anabel, who also confirms that the first change in women's hair tends to be after having children.
"Post-partum hair loss, which occurs in around 50pc of women, happens in the six to 12 weeks following birth and is due to hormonal changes taking place," she says.
"Hair should grow back as usual and often it does - but in some cases post-partum hair loss can trigger the hair-ageing process. It doesn't help that around the time women have children, they often start getting less sleep and, if they're very busy or tired, start drinking more coffee, eating more sugar and skipping meals.
"If we're not eating properly, it will show in our hair. It's our second-fastest growing tissue, but it isn't an essential tissue. Our body can survive without hair, so if your diet is poor, your hair is the last place to receive any goodness and will suffer."
This is why sometimes, even if you think you are following a healthy diet, hair can suffer. "At the moment, I'm also seeing a lot of female clients in their 40s who have decided to 'eat clean' and are cutting calories, carbs or dairy, or have become vegan. Unless they do it sensibly and supplement adequately, they often experience hair thinning or loss, and a reduction in volume."
Anabel says a good anti-ageing hair diet includes a palm-sized amount of protein at every meal, plenty of fruit and vegetables, omega-3s (found in oily fish, nuts and seeds, and dark green leafy vegetables), complex carbs like wholegrain breads, beans and oats, and starchy vegetables like potatoes and parsnips.
"Supplements can also help," she says, "especially ones containing iron, vitamin C, vitamins B12 and B6."
As well as a good cut, colour is also a crucial anti-ager. "When you're in your 30s and 40s, it's more flattering to go lighter," says Mark Doherty, the owner of SitStil salon on Dublin's Drury Street. "Because the pigment of the skin tends to fade as well as the hair, going a lighter colour of brunette is more complementary than harsher shades, and it also means less obvious regrowth and maintenance.
"What I would say to clients who are greying is to blend the greys instead of trying to completely cover them, which can often look like a colour from a supermarket home dye.
"At this time of year, you can touch up your roots and then let the sun fade your hair naturally. People are concerned that they'll have to keep coming back to a salon every six weeks, but hair colouring is now very advanced, so this doesn't have to be the case; modern techniques like ombre and balayage are very flattering."
Red heads, he points out, tend to get away with having grey hair for much longer, as do blondes.
Lastly, Anabel notes that two other things speed up hair ageing: hormonal changes and stress.
"Hair follicles are very sensitive to hormonal changes, so as women approach the menopause their follicles begin to shrink and they'll notice hair getting finer. It can also feel coarser because its oil glands become less active.
"Stress also ages hair, and very quickly, because it affects the digestive system and the absorption of nutrients, leaving hair looking lacklustre and/or thinner.
"I tell clients that stress management - whether that's through yoga, mindfulness or similar - will slow down how it ages. Consider relaxation a face cream for the hair."


Ask any type of woman who isn't blessed with flawlessly neat yet bushy brows and you'll know exactly how essential mastering the art of eyebrow makeup is.
Share your pointers on just how to utilize your preferred products, whatever they may be, to involve with your target market on an useful level.
Simply 30 minutes a day can improve cognitive function, lower anxiety degrees, increase memory capability AND boost your mood, yeow!
Technology is fast coming to be a big component of our lives, and also for most individuals, it means even more time spent before a display. Set a terrific instance as well as inspire others to make it component of a day-to-day routine.
Re-live your favored holiday experience next time you're unsure what to publish on Instagram and also share a collection of breaks of your most inspiring place to see. It's a fantastic means to re-use content you already have (and also an excellent factor to revisit your vacation breaks!).
What about preparing a trip to the coastline– there's always something concerning the sea that makes people satisfied! (Ocean pictures are renown for being popular for involvement!).
Likewise referred to as 'The Bag-Spill', a nicely (or untidy if that's your design!) arranged view of what's in your bag gives excellent insight into your character, your must-haves and your life generally.
To motivate your imagination, we're assuming: your work bag, gym bag, handbag, clutch, musician bag, makeup bag or perhaps what's in your brand-new shopping bag!
Self-care is an area several individuals understand they need to prioritize more– and when they see others making time on their own they'll really feel equipped to follow your example.
Tell your audience exactly how you establish your purpose for the day– you'll either motivate them or if you're work-o-holics like us, maybe provide understanding into what you are preparing to change.
Morning meal foods aren't just scrumptious to eat, they're additionally scrumptious to check out, particularly if you take a picture of it like a pro!
Great designing, make-up, as well as lighting is the key to this shot, as well as if you can procure your hands in the framework also, we've learned they get even more engagement– the power of human connection!
Taking a picture from a bird's eye view is a pro suggestion, so prepare to climb up on that chair securely, naturally!!
Try a picture of your desk with a favorable caption might assist your fans dislike Mondays a little less.
When we need to go complete office/business stylish, we head right to Instagram and search for #chicoutfits.
If your workplace outfit video game is solid, do Instagram a little favor– present, and also message!
Are you consuming over a new item of electronic camera tools, your newest Pottery Barn house design purchase or you've scored 3 pairs of Bonds socks for much less than $3? Woo! Share what item is obtaining you so thrilled.
Layout a mixed drink (or drink!) and also provide it a fun name that fits your individuality (or your brand's personality!).
Mixed drinks are a fun method to speak regarding completion of the week– nevertheless, they're normally absorbed dark lighting with hot tones (a little orange-y) that don't do along with we 'd really hope. Constantly check your lights when taking indoor shots.
( Psst, not the right suitable for your Instagram feed? What concerning a boomerang revealing the end of week parties. Extra factors if it's on brand!).
Our go-to for when we're unsure what to publish on Instagram– growing yes! Blossoms are recognized to refurbish any kind of feed, get hold of a posy, hold it versus a backdrop and obtain breaking.
See if you can discover you're 'on brand name' blooms! Have fun with nail color, arm, and hand accessories and appear your obstacle with a little bit of creativity.
Get the word out about applications, new software or brand-new tools that you've discovered useful, or enjoyable!
Found something that's helpful and also think even more people could benefit from understanding about it? Do not keep it a trick, share it with your audience! The developers of the product may also contact us to provide you something to say thanks– tip tip.
Display a person that you appreciate, publish a photo of their job and describe why they light you up from the within!
Speak about exactly how they inspire you, and why you're so inspired and look up to them. Although you might not have fulfilled in individual, this is an excellent means to recognize someone's direct impact in your life.
( You could require to offer yourself a Pinterest curfew for this one otherwise you might keep scrolling all the time!).
Whether it's a DIY floating shelf or a mason container flower holder, see exactly how you can tie it into your Instagram style.
Motivational quotes are a fantastic way to reveal what you're working towards, yet just how around creating your own?
Exists a quote you constantly state? Or something you visualize your firm's voice would claim?
Pull out the pens and paper, or leap onto Photoshop (or your favored app!) as well as create your own visuals to share.
Do you rest in until 11 AM? Do you rise early for a jog at 6? Or do you wake up at 7 however remain in bed reading or overtaking your preferred Netflix series while consuming alcohol coffee? Offer your followers a glimpse of how your Sunday early mornings are every currently and also after that.
Have you got a project gurgling away behind-the-scenes, however not all set to do a 'complete expose' right now?
Post a little fragment of what's taking place and develop some mystery, one of our preferred things when we're thinking of what to upload on Instagram!
This could be handwriting your order of business or making use of a number of your products, or even a map with a couple of locations circled around if you're preparing a new journey!
It might be anything and created as an enjoyable method to strike up a discussion (as well as lift your involvement rate).
There's absolutely nothing much better than scrolling with Instagram to locate a little afternoon joy, in the kind of a breeze giveaway.
If you're really feeling a little flat, absolutely nothing will certainly lift your state of mind much faster than by making someone else's day as well as giving something away.
Accumulate the tools or products you like to use everyday and also lay them full blast to create your own flatlay.
Explain why these points are all so crucial to you– a fascinating method to reveal what your life is like behind-the-scenes!
It matters not whether it's a fat feline or an adorable little pooch, pictures of family pets on Instagram will certainly brighten anybody's day.
Whole lots of hectic photographs making your feed really feel a little jampacked?
In some cases active feed = active brain, as well as no space to consider what to upload on Instagram!
Tip back and take an appearance at your Instagram gallery, does it require a little white room?
Take a photo of something level (but still in your shade system), whether it's a textured wall surface, a scene from inside your preferred cafe or the water at the beach or in a swimming pool.
Get hold of a close friend for a coffee as well as head out to explore– when you get hectic breaking you'll discover you'll entrust much more shots to spread out over the months when you get stuck once more!
We advise taking a few various t-shirts, hats or sunnies so you're planned for any type of shade combination!
Is there anything that has interested you lately? Make it family member to individuals you're wanting to continue relationships with!
Whether it's 'THE BEST BOOK EVER!' or the one you've simply taken down, discuss your essential takeaways and also give your target market something to consider, plus address the concern of what to publish on Instagram!
Hot suggestion! If you're mosting likely to group this shot with a cup of tea, we've found out that 'milky teas' perform far better than darker drinks like black coffees and also black teas! Just how Interesting!
Share something that's tough you currently or a struggle you've dealt with recently. You never ever know who may be experiencing something similar, and also connecting and also being straightforward will certainly assist you foster stronger connections with your neighborhood.
Warm Beverages are life. It keeps the mind dealing with expanded job hrs and also it gives comfort on a chilly day. We're sure your followers really feel similarly as well.
Believe it's a little shabby? These adorable coffee patterns from Amazon are an excellent means to inject personality (and also a fun 'me-time' minute to include a little joy to your day!
Efficiency is a substantial talking factor, with countless publications, podcasts, as well as productivity apps– every person is aiming to focus on exactly how they can efficiently use their time. Time is just one of the hardest points to improve at utilizing.
Post regarding exactly how you handle your time, or techniques that you're experimenting with.
Flash that smile; it's contagious. Share positive vibes with your followers by posting a happy image of you!
Article concerning why you're enthusiastic concerning what you do, the big WHY behind what drives you to get far better on a daily basis and your enthusiasms for your Instagram feed. Put that bent on the world, and we'll all love you.
Have any of these concepts embarked on the page at you to start immediately?
Tell us below which one you're working with as well as we'll assist hold you responsible! We can not wait to see your grand strategies for what to upload on Instagram.
Ask any woman that isn't blessed with perfectly neat yet bushy eyebrows and also you'll recognize how essential understanding the art of brow make-up is.
Share your tips on exactly how to utilize your much-loved products, whatever they may be, to involve with your target market on a helpful degree.
Just 30 mins a day can enhance cognitive function, reduced anxiety levels, increase memory capability AND improve your state of mind, yeow!
Innovation is fast becoming a huge component of our lives, and also for the majority of people, it means more time invested before a screen. Set an excellent example as well as encourage others to make it component of a daily regimen.
Re-live your preferred holiday experience next time you're not sure what to upload on Instagram and also share a collection of breaks of your most motivating location to see. It's a great method to re-use material you currently have (as well as a fantastic reason to review your vacation breaks!).
What about preparing a journey to the coastline– there's always something regarding the sea that makes people pleased! (Ocean photos are renown for being prominent for engagement!).
Likewise known as 'The Bag-Spill', a neatly (or messy if that's your style!) set up sight of what's in your bag gives wonderful insight right into your personality, your must-haves and your life in basic.
To motivate your creative imagination, we're believing: your job bag, health club bag, purse, clutch, artist bag, make-up bag or even what's in your new purchasing bag!
Self-care is an area numerous people know they need to focus on more– and when they see others making time for themselves they'll really feel empowered to follow your example.
Tell your target market how you establish your objective for the day– you'll either influence them or if you're work-o-holics like us, probably give understanding into what you are preparing to change.
Breakfast foods aren't simply delicious to eat, they're additionally tasty to look at, especially if you take an image of it like a professional!
Great styling, structure, and lights is the vital to this shot, and if you can procure your hands in the structure also, we've discovered they get more engagement– the power of human link!
Taking a picture from a bird's eye view is a professional pointer, so prepare yourself to climb up on that chair securely, of program!!
Attempt a picture of your workdesk with a positive caption can aid your fans despise Mondays a little much less.
When we require to go full office/business chic, we head straight to Instagram as well as search for #chicoutfits.
If your workplace outfit video game is solid, do Instagram a little favor– position, and message!
Are you stressing over a brand-new item of cam tools, your newest Pottery Barn home decoration acquisition or you've racked up 3 pairs of Bonds socks for much less than $3? Woo! Share what product is getting you so excited.
Design an alcoholic drink (or consume!) as well as give it an enjoyable name that matches your individuality (or your brand's individuality!).
Alcoholic drinks are an enjoyable means to speak regarding completion of the week– nevertheless, they're normally taken in dark illumination with really cozy tones (somewhat orange-y) that don't execute along with we would certainly wish. Constantly check your illumination when taking interior shots.
( Psst, not the ideal suitable for your Instagram feed? What concerning a boomerang announcing completion of week parties. Additional factors if it's on brand!).
Our go-to for when we're unsure what to publish on Instagram– blooming yes! Blossoms are recognized to refurbish any feed, get hold of a posy, hold it against a backdrop and also obtain snapping.
See if you can locate you're 'on brand name' blooms! Play with nail shade, arm, and also hand devices and also break via your obstacle with a little creative thinking.
Spread out the word about apps, brand-new software program or new tools that you've located handy, or enjoyable!
Found something that's valuable and think even more people could benefit from recognizing concerning it? Do not keep it a key, share it with your target market! The makers of the product might even get in touch to use you something to say many thanks– hint tip.
That is a person that influences you daily?
Display somebody who you appreciate, post a picture of their work and also define why they light you up from the inside!
Discuss exactly how they inspire you, and why you're so passionate and also respect them. Although you could not have met face to face, this is an excellent method to recognize someone's straight influence in your life.
( You could require to offer on your own a Pinterest curfew for this set or else you might maintain scrolling all day!).
Whether it's a DIY floating shelf or a mason jar vase, see exactly how you can link it into your Instagram motif.
Inspirational quotes are a wonderful way to show what you're functioning in the direction of, however just how around producing your very own?
Is there a quote you constantly say? Or something you visualize your business's voice would claim?
Take out the pens as well as paper, or jump onto Photoshop (or your favorite application!) and also create your own graphic to share.
Do you sleep in up until 11 AM? Do you stand up early for a jog at 6? Or do you wake up at 7 yet remain in bed reading or overtaking your favorite Netflix series while consuming alcohol coffee? Offer your followers a peek of how your Sunday mornings are from time to time.
Have you obtained a task bubbling away in the history, yet not prepared to do a 'full expose' simply yet?
Post a little bit of what's taking place as well as create some enigma, one of our preferred points when we're thinking of what to upload on Instagram!
This might be handwriting your to-do list or utilizing a number of your products, and even a map with a few areas circled around if you're intending a new experience!
Maybe anything at all and developed as a fun method to strike up a conversation (and also raise your engagement rate).
There's absolutely nothing better than scrolling with Instagram to find a little bit of mid-day delight, in the type of a snap giveaway.
If you're feeling a little flat, nothing will lift your mood faster than by making somebody else's day and also providing something away.
Gather the equipment or products you love to make use of everyday and lay them full blast to develop your own flatlay.
Define why these things are all so essential to you– an interesting method to reveal what your life is like behind-the-scenes!
No matter whether it's a fat cat or a cute little pooch, photos of pet dogs on Instagram will certainly lighten up anyone's day.
Sometimes active feed = active brain, as well as no room to think about what to post on Instagram!
Step back and also take an appearance at your Instagram gallery, does it require a little white room?
Take an image of something plain (yet still in your shade plan), whether it's a distinctive wall surface, a scene from within your preferred cafe or the water at the coastline or in a pool.
Team it up with your own thoughts on goal-setting or review your very own milestones.
Get a buddy for a coffee as well as go out to check out– once you get active breaking you'll discover you'll entrust to a lot more shots to spread out over the months when you obtain stuck again!
We suggest taking a couple of various tee shirts, hats or sunnies so you're planned for any color combination!
Self-guided knowing online is a multi-million buck market– every person is discovering something.
Is there anything that has captivated you recently? Make it about individuals you're wishing to continue connections with!
Whether it's 'THE BEST BOOK EVER!' or the one you've simply taken down, chat concerning your crucial takeaways and also offer your target market something to assume around, plus resolve the inquiry of what to publish on Instagram!
Warm pointer! If you're mosting likely to team this shot with a cup of tea, we've discovered that 'milklike teas' perform better than darker drinks like black coffees as well as black teas! How Interesting!
Share something that's difficult you presently or a battle you've faced just recently. You never ever recognize who may be experiencing something comparable, and also getting to out and being truthful will certainly assist you promote stronger connections with your neighborhood.
Warm Beverages are life. It maintains the mind dealing with extended work hrs and also it gives convenience on a cool day. We're sure your followers feel the exact same means as well.
Believe it's a little boring? These charming coffee patterns from Amazon are a wonderful way to infuse personality (as well as an enjoyable 'me-time' minute to add a little pleasure to your day!
Efficiency is a large talking factor, with countless books, podcasts, and also performance apps– every person is looking to concentrate on how they can properly use their time. Time is among the hardest points to obtain far better at utilizing.
Post concerning just how you manage your time, or strategies that you're trying out.
Flash that smile; it's contagious. Share favorable vibes with your followers by publishing a pleased image of you!
Article about why you're enthusiastic regarding what you do, the large WHY behind what drives you to obtain far better each day and your interests for your Instagram feed. Put that out to the globe, and also we'll all fall for you.
Tell us below which one you're working with and we'll help hold you answerable! We can't wait to see your grand strategies for what to publish on Instagram.


This compatible replacement HP 827A toner cartridge four-pack brings you professional-quality print work for an affordable price. Our compatible toner matches the product specs and print quality of an original equipment manufacturer (OEM) HP toner set, delivering a huge page yield of up to 29,500 pages in black and up to 32,000 pages in each color. You'll get stunning results every time you print, whether you're working on a text document, printing a photo project, designing an advertising logo, or anything else your fast-paced office needs. We use the finest toner and we fill our cartridges to the OEM factory-recommended levels. Our technicians also perform the same post-manufacturing print tests that OEM cartridges go through, so you know you'll always get a product that meets every standard of quality in the industry.
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Long before you can buy a house and say farewell to landlords for good, you have to save up for a down payment.
Becoming a homeowner is perhaps the biggest financial decision you'll make and the sum you have to come up with is hefty, since the standard is to put down 20% in cash and then take out a mortgage to cover the rest of the cost.
If you're shy of this amount, you'll face higher monthly mortgage payments and probably have to shell out for mortgage insurance, which makes the whole home buying thing that much more expensive in the end.
To plan accordingly, you should have a dollar figure in mind. In the U.S., the average 20% down payment comes out to $36,500, according to Zillow. Of course there's a lot of variation, depending on location and how much house you want to buy. Homes in California are typically among the priciest, while it's much easier to buy a home in states like North Carolina and Ohio.
While there's a calculus involved in deciding whether to make the switch from renting to buying, on a national basis, it continues to be more affordable to pay your mortgage every month than to pay rent. Plus, you're building up equity in a home.
It isn't getting any easier to pony up all that cash in today's housing market, though. "Unfortunately, many current renters aren't able to realize the savings that come with homeownership because as home values and rents keep rising, it's getting increasingly difficult to clear the down payment hurdle," says Zillow chief economist Svenja Gudell.
Consider a recent study from the Center for Housing Studies of Harvard University and Enterprise Community Partners, which found that the number of people paying more than half their income on rent (the rule of thumb is to spend no more than 30%) has surged from 7.5 million in 2000 to nearly 12 million today. This trend is expected to continue.
All in all, rising rents, doubled with soft income growth and high student debt levels, are making it more difficult for people to make the jump into home ownership. Accordingly, more people who want to buy a home are waiting longer and increasingly turning to family and friends to help them come up with a down payment.


Introducing The May, a four story condominium featuring eight residences located on the prominent southeast corner of the Alys Beach Town Center. This three bedroom residence provides westerly views from the spacious shuttered 43 foot wide balcony overlooking the Alys Beach Ampitheatre and Scenic 30A. Open the large bi-fold doors connecting the living, dining, and kitchen are to the balcony to provide open indoor/outdoor living space. A second balcony is located to the rear of the residence off the master bedroom and guest bedrooms providing morning sunrises over 30A to the East.
Directions:Alys Beach is located on Scenic Hwy 30A one mile west of Rosemary Beach and one mile east of South Watersound Parkway.
SchoolsClick map icons below to view information for schools near 20 Mark Twain Lane #700 Alys Beach, FL 32461.
Listing provided courtesy of Alys Beach Properties Llc.
Home for sale at 20 Mark Twain Lane #700 Alys Beach, FL 32461.
Description: The home at 20 Mark Twain Lane #700 Alys Beach, FL 32461 with the MLS Number 790678 is currently listed at $2,131,875 and has been on the Alys Beach market for 79 days.
You are viewing the MLS property details of the home for sale at 20 Mark Twain Lane #700 Alys Beach, FL 32461, which includes 3 bedrooms, 4 bathrooms and has approximately 2063 sq.ft. of living area.


U.S. healthcare officials claim that the ads in the government's anti-smoking campaign have pushed up to 1.6 million people to try to quit cigarettes, says a report published in Bloomberg.com on September 9. According to the Centers for Disease Control and Prevention (CDC), the government-created "Tips From Former Smokers" ads which were first aired last year, resulted in a 12 percent increase in personal efforts to quit smoking.
About 44 million people in the U.S. ages 18 and older smoke and smoking is the foremost preventable cause of death in the country. Smoking can cause serious health problems such as cancer, stroke, heart diseases and lung diseases such as bronchitis, chronic airway obstruction and emphysema.
The government's anti-smoking campaign included stories of people suffering from smoking related diseases and was funded mainly by the 2010 Affordable Care Act. Following the airing of the ads on national cable and local TV networks, 220,000 stayed non-smokers by the end of the first three-months. Calls to the QUIT- hotline more than doubled and the website www.smokefree.gov saw an additional 500,000 visitors. The success of the ads which focused on the worst effects of smoking has the government planning to intensify its efforts next year.
Wanting to quit smoking and trying to do so are two different things. Ending the nicotine addition is not easy. The good news is that there is an effective way – auricular therapy. This FDA-approved treatment, offered at leading healthcare centers, involves the application of light electrical stimulation on the outer ear to stimulate specific nerve points to control the craving for nicotine.
Make the decision to quit cigarettes for the sake of your own health and that of your family. Inspire others to do the same and make a meaningful contribution to society.


In an earlier article I explained that although MongoDB stores documents in a "schema-less" collection you still have to think about how you store your data if you want to get the best out of the database.
However, sometimes you have to change your mind on how a document should look like. For example when you realize that your firstname and surname fields really should have been just one name field, when you need to be able to store more than one phone number or address, or when you decide that hashing passwords is a good idea after all.
With traditional relational databases it is often necessary to make these database schema changes as part of a deployment process. There are various methods for doing so, and they most often consist of a process of applying SQL DDL to the schema and then when necessary a specific script to move data around. Tools like Phinx and Liquibase can help with that but of course you can also do it manually.
Reverting this "migration" is problematic. While you can easily move the phone numbers back to the Users table, you can not "unhash" the password—as that's the whole idea behind a hash. If things go wrong, you have a bit of a problem and you will probably need to reset all the passwords.
As you can see we store the contacts as an array unlike as in the relational model where we used a second table.
Note that I am abusing $concat here. From MongoDB 2.6 (or 2.5.2 if you use a development version) you can use $literal instead.
But this still requires you to read all the documents in a script, in which you also have to do the password encoding, and subsequently write the documents back to collection.
Reading all the documents and writing them back takes a great toll on your server. In some situations you might not even care about a large amount of your records. Take for example a forum with 500.000 total users, but with only 5.000 active users. You could argue that you are wasting 99% of the time that it takes to update 495.000 records that are never going to be used.
An alternative way of doing this is by using a versioning system for your documents. This allows you to have documents of both versions at the same time. An application should support reading documents in all versions and update/write only the latest version.
The above (greatly simplified) example can read documents of both version 1 and 2. Internally it is stored as a one-to-one translation of the version 2 document, where for version 1 we fake the contacts as an array and hash the password upon reading.
I realise that this of course a simplified example, but the general idea should be applicable in many situations.
Among the benefits of using versioning for your document's structure is that no extra processing is needed on the database side as the structure is only updated when they are changed, which has a similar inpact as in normal operations. All of the maintenance and testing burdens are placed on the developer that decides to change the structure in the first place. It means that you don't have to create a long running script to update all the documents, and neither is there a situation where you have to roll back if something goes wrong during a migration. It might take a long time before all the documents in a collection are updated, depending on their use case. And later, you can decide to not support really old versions if the maintenance burden becomes too great, or perhaps even get rid of documents of an older version altogether.
I've used a technique like this, but instead of having an explicit schema version number I detected which schema was being used for that key (i.e. using array_key_exists and so on).
Are there any particular advantages to the explicit versioning?
@Ciaran: Both work, but I like things being explicit. Having to do perhaps many checks with array_key_exists is of course also a performance hit, but it is likely more flexible. In my example just array_key_exists alone is not enough though, as you will also need to check for types (string vs. array).
Thanks for sharing. We've been using a similar approach for over a year now and it's turned out great for us. I do want to point out that while it's an easy way to migrate documents as you go, it won't always be enough.
Queries that depend on the migrated data won't return a valid result because not all of your data has been migrated. Ex: matching the password entered by the user with the stored password using a query, or counting the number of users with a phone number.
For these kind of situations we still end up migrating all our documents. I'd love to hear how other people are dealing with this.
To speed up migration you could pair this technique with batch migrations during off-peak hours. That way you can push the new model during business hours but make sure you aren't translating several different versions over time. What happens when you get up to v5 and you have to detect all the different versions?
Also, in this case since we are dealing with sensitive information (credentials), it would be in the best interest to convert accounts as soon as possible.
I know you are just giving an example. I'm just pointing out to the novice that there are other things to consider.
I think it should be recognised that multiple-schema data should be regarded as a transitional state. The aim should be to roll out a new schema in the most timely manner possible, it's just that we become constrained on how often we can run batch updates / when we can roll out changes.
If you have multi-schema data it means your code and queries are much more complex. You have to fix this stuff eventually. I'd worry if the 'schema range', i.e. the diff between the max and min schema versions in the active data set got too big.


Senate leader, Ahmad Lawan is in a crucial meeting with the Acting President Yemi Osinbajo at the Presidential Villa at present.
This is happening as the leadership of the ruling All Progressives Congress is strategising on how to remove President of the Senate Bukola Saraki.
The presidency had earlier called on the leadership of the Nationally Assembly to cut short its recess so as to pass the bill for the release of funds to the Independent National Electoral Commission for the 2019 election.
The senate is on recess and will be resuming on September 22.


KG throws some 'bows (and shits his pants???).
At the end of Boston's Game 1 victory over the Heat on Saturday, Kevin Garnett was ejected for throwing an elbow at Quentin Richardson during a scrum after Paul Pierce fell to the ground with a shoulder stinger.
KG claimed that Q-Rich was standing over Pierce and he was just trying to clear some room for Paul.
'Two actresses'!!! I think I just fell in love with Quentin Richardson. The kind of love born out of a sense of deep respect between two men.
"I just get surprised by people's actions when I know them better than that. They're not those characters they portray. They're not who they say they are, Garnett and Pierce, they're good basketball players and that's about it.
"I said to Jermaine, he's OK because I knew nobody touched him," explained Richardson. "Is he taking another break like he does so many times? Sometimes he falls like he's about to be out for the season and then he gets right up, that's all I said.
Good stuff. Welcome back, Playoffs.
The league suspended Kevin Garnett one game for the elbow. But I'm sure Rasheed Wallace will pick up the slack.


a small collar and lead.
Before you collect your pet, make sure you have it's accommodation organised. Initially you will need a small bottle and a lamb's teat. Most farming outlets will stock these, along with bags of lamb powdered milk. Follow the directions on the bag carefully when mixing the milk. With these pets, the feeding rules are "a little, often".
8 am, 12 noon, 4 pm, 8 pm. For very young lambs 4 hourly is best. See feeding schedule overleaf. Initially they will only drink about 1/2 of a small soft drink bottle. Increase this amount gradually. Once the pet starts nibbling grass, decrease the number of feeds to 3 a day, and then to 2 a day.
Lambs can be real little "guzzlers" - they often don't know when they've had enough. Never give them more because they're pestering after the bottle. After feeding, their tummies should be nicely rounded, NOT bulging! Like calves, you can over-feed these pets.
Healthy pet lambs often die for no apparent reason - it is wise to inject them for Pulpy Kidney, as this is a major killer of young lambs. Good housing is essential. Young animals tend to chew plants indiscriminately and as a result there's many a Daphne bush and Rhododendron that's met an untimely end, as has the lamb that ate it! Both these common shrubs are deadly poisonous to your lambs.
Feeding Schedule - use a baby's bottle or small coke bottle for small lambs for the first 2 weeks or so.
Newborn animals should be fed on colostrum for at least 3/4 days.
6 wks to weaning 1L or follow what is on the bag of milk powder. Feed small or weak lambs little and often.
Contact your vet for advice and for treatments such as electrolytes or scourban.
As the lambs get older, keep an eye out for worms. Signs are runny motions, scouring or worms in droppings. If your lamb shows any of these symptoms – treat immediately with wormer. All lambs need to be drenched for worms at approx 6 – 8 weeks. Check with your local vet or farm supplier.
Should be done mainly because as the lamb gets older it helps with fly control etc. Docking should be combined with the lamb vaccination.
Your child must train and feed the lamb if they want to be successful at Agriculture Day. It is also good training for your child to accept responsibility for the walking of their pet. Lambs train best when hungry - 10 minutes before feeding is ideal.
Start training at about 1 week old, at least once a day - preferably twice. Tie lamb up daily for a short time to get used to being on a lead. Lamb walks on the child's right, with its shoulder beside the child's leg. Lambs like to have their head in front, once the child gets in front of the lamb, it gets stubborn and pulls back. If lamb stops, the child should stop and encourage the lamb to move by talking to it or clicking their tongue.
The lead is held in the child's right hand firmly, but not so tightly that it pulls on the collar. The lead passes across the front of the body and the excess is coiled in the left hand. Please see the attached sheet on leading course and follow instructions. Encourage your child to talk to lamb while leading, and in training give the stakes a wide berth, so the pet won't stop and sniff at the stakes.
As "calling" is an important part of the judging, preparation for this can start as soon as you get your pet. Lambs learn quickly and they respond well to a "reward" system. At feed time, whenever possible, hold the lamb some distance from your child, who holds the bottle. On releasing the lamb the child should call the lamb by name, and "reward" it with its drink, repeat the process two or three times during the early feedings, and soon your lamb will learn to associate the child's voice with feeding, and will dash to them whenever they call. If you don't teach your pet to come to you, you can't expect it to magically co-operate with you on Ag Day.
Sometimes, lambs that have been taught don't co-operate either on Ag Day, causing frustration to their owners!
Wait until the lamb is at least a few weeks old before you start to train. Some lambs never adjust to being led, and will vigorously object to this process. Have patience and take it gently - it is easy to damage their fragile little necks by dragging it along! If the lamb has been confined to a small pen during the day they will often enjoy a walk outside before afternoon feed time. Start them off by getting them used to wearing their collar, then introduce the lead. Learn to walk on a pathway or driveway (with sides to the path) , not across an open space. Teach the pet to walk with you at your pace - a trick with this can be to feed them a favourite treat as you walk. Some lambs are particularly partial to raisins, bread or sliced apple, or Dairy ration or similar.
It is important when teaching a lamb to lead, to be consistent and regular in your practice. Most Ag Days require the lamb to walk around a set course ( a copy is attached). You are judged on how you perform as a team. Your pet should walk freely alongside you, not in front or behind you.
The child is placed at one end of an enclosure - a Judge's steward will take the lamb to the other end; when the child calls, the pet is released. The winning pet will dash straight to its owner. The children should use a loud calling voice. It will be penalised if it dashes past the owner, or into the crowd to find "MUM", who wasn't supposed to feed it at all, or if it saunters off in another direction. A well trained lamb will recognise a familiar voice and in most circumstances will respond - especially if they're hungry - so don't overfeed it before "calling". Give it a drink after Judging is over.
Know what breed your pet is so the Judge can make a qualitative assessment of your pet's development. NEVER shampoo or brush your lamb. Apart from being contrary to the rules of Agricultural Day, it destroys the lanolin in the wool and leaves the animal susceptible to chills that are fatal.
Lambs will need to be drenched for worms. Your vet or farmer will advise you on this. Any changes should always be checked out. Lambs should be docked (tails removed) and injected against "pulpy kidney".
Most farmers will accept the return of your pet after Ag Day and Group Day and to be fair to both animal and farmer please ensure the animal is old enough to be weaned. It is wise to make these arrangements with the farmer beforehand.
vaccinated with Lamb Vaccine or Pk/Antitet at docking.
If the lambs are born to fully vaccinated ewes and have received adequate amounts of colostrum in the first day of life they will have protection for about three months.
All lambs should be vaccinated with a 5 in 1 vaccine at weaning at around three months of age. A sensitising dose and a booster dose one month later is required.


Thread: Has the "Like" feature been disabled?
Today, I wanted to "like" a couple of posts, but I couldn't find the "Like" choice at the bottom of the posts in question. Has that feature been disabled?
For a workaround, I gave a reputation point to one of the posts, but I wasn't able to for the other due to a need to spread the rep around some more before I could give that person another.
You can still hit the like button, but it is no longer within the "message area".
You'll find it in a separate field below each post ("Post Thanks/Like") to the left.
Last edited by Daimona; 09-16-2014 at 06:32 AM.
Just to test it out, I liked your post for you Shira. If you're still having trouble liking, let us know what you're using to access the forum (pc/tablet/phone/etc) and what browser you're using (safari/firefox/chrome/etc) that way it will be easier for our web guy to track down & fix the problem.
Daimona and Darshiva, thanks so much! Your responses helped me find the "Like" option!


text:
Idling Engines are Harming our Children
Do your friends sit in their cars with the engines on while waiting for their kids to get out of school? Okay, maybe you've even done it yourself once or twice. Do you ever get into your car, turn it on, then check your phone or eat a sandwich? What about when you go to the drive-through window at Walgreens or In-and-Out Burger? Do you leave your car on or do you turn it off? By turning engines off instead of idling, drivers can reduce air pollution that causes health problems, save money and gas, and do their part to mitigate climate change!
Source: roadtrafficsigns.com
Idling is bad for human health.
US Environmental Protection Agency (EPA) monitoring at schools during afternoon pickup reveals "hot spots" of elevated air toxics. This poor air quality increases respiratory ailments like asthma and bronchitis, and heightens the risk of life-threatening conditions like cancer. Motor vehicle engine exhaust from engines affects children and the elderly much more severely than healthy adults. Because children's lungs are still developing, they are particularly vulnerable with exposure potential leading to permanent lung damage. Reducing idling would help improve our community's health.
Idling wastes gas and emits greenhouse gases.
Each day, Americans, voluntarily idling their vehicles, contribute to burning as much as 3.8 million gallons of gasoline and emitting 40,000 tons of CO2. Additionally idling motor vehicles emit particulate matter, NO2, deadly carbon monoxide and other emissions that are harmful to health and contribute to smog formation.
But my Dad told me, idling saves gas and is better on my engine.
Not true. Most drivers believe that turning a vehicle on and off is hard on the engine and wastes gas. While this was true a few decades ago, now, the opposite is true: Idling actually puts more wear and tear on the engine and wastes fuel. See here for more info.
The good news is that it is all preventable!
GreenTown efforts.
New City of Los Altos signage.
In Fall 2017, GreenTown presented the issue to the Los Altos Environmental Commission. GreenTown and the Commission then conducted surveys at public spaces and schools to record the extent of vehicle idling. The survey results were quantified in a report to the Environmental Commission in April 2018 and later distributed to City staff and school administrations. You can view the full report here. Based on the survey data, vehicle idling at schools and commercial and civic areas was estimated to contribute more than 94 metric tons of CO2 to the atmosphere. Reducing idling would not only help the City meet its climate action goals but also would reduce the concentration of toxins in the air we breathe, which are hazardous to human health.
The impacts of efforts to raise awareness about the impacts of vehicle idling are evident:
The City is doing its part by establishing a policy for its employees and vehicle fleet to reduce unnecessary idling as well as posting signs in the City Hall parking lot.
Anti-idling signage at the drop-off at LAHS.
Los Altos High School (LAHS) has also initiated educational efforts by including anti-idling messaging in its student drop-off and pick-up procedures and posting signs in school drop-off and pick-up zones. In addition, LAHS's Green Team is developing an anti-idling educational campaign that may include student-designed stickers, window clings, and handouts.
Next up, GreenTown volunteers are working to engage the Los Altos School District in similar anti-idling education efforts and have offered to assist the LAHS Green Team, Pinewood School, and other organizations with their anti-idling education efforts.
Do you have questions about GreenTown's anti-idling efforts or wish to assist GreenTown with this or other programs? Email info@greentownlosaltos.org.


See registration information for Online Bill Pay below.
If you have already registered, select Take me to sign-in screen instead.
The Registration Page will be used to match your account number to your email address.
Your account number may be located on your welcome e-mail or a recent payment receipt.
After you have registered for online bill-pay, you can easily make your monthly payment from our secure bill-pay system.
Visit payments.royalfurniture.com to post your payment.
Print or view the current statement. You can also pay directly from the statement by choosing the Click to Pay option under Amount Due.
Payments by electronic check, credit card, or debit care are accepted.
Previous Balance: The amount due on the account prior to most recent payment.
Last Payment: Amount and date the most recent payment posted on your account. Payments made after the statement date will not be reflected until the following statement.
Balance: Total amount due including finance charges.
Payoff: Payment needed to pay the account in full which includes rebated finance charges. Payoff must be received by the date listed.
Current Payment Amount: Contractual monthly payment due each month for the term of contract.
Past Due Late Fees: Amount of fees incurred for payments not received before the due date.
Past Due Payment Amount: Total amount of contractual payments which are currently delinquent.
Amount Due: Total of current payment in addition to past due late fees and contractual payments. This is the payment amount needed to be current on your account.
Update your address and phone number from this tab. Complete the required fields, then select Submit Address Change Request. Requests may take up to 5 days to process.
Any payments made online will be listed. Payments made over the phone, via mail or in the store will not be listed.
Are sent directly from Royal Furniture and includes payment confirmations and changes to your account.
Your login ID, First Name and Last Name cannot be altered online. If that information requires correction, please contact (901) 579-2370.
You may however change your primary email address from your Online Bill Pay portal.
You can also change your password, which is recommended every three months.
When you select Change Password, a window will open where you will be asked to enter and confirm the new password.
Once complete, select Save Changes.
If you have recently added to or reopened a closed account, you can associate your new account number with your existing user name and password. Select the Add Account button at the top right of the page and enter your new nine digit account number. Once you choose continue, the accounts will be linked.
Under Statements, register more than one e-mail address for statement delivery.
Receive a text message when your statement is available. Once the cell phone number is entered and cell phone provider is chosen. Text Message charges may apply from phone provider.
Never forget to make a payment! Auto-Pay is a worry free way to ensure your Royal Furniture account is paid on time every month with just a few easy steps. All you will need to enroll is a checking or savings account with the account holders first and last name, the type of account, the bank account and bank routing number. Once you electronically sign your name after agreeing to the terms of service, you will receive an e-mail to the email address or addresses on file verifying your enrollment in Auto-Pay at Royal Furniture.
Is Royal Financing the same as Rent-To-Own?
We encourage you to compare prices! Royal honors the lowest sale price when you finance with us.
With most competitors, you have to pick financing or sale price, but Royal gives you both!
Why can't I get my merchandise same-day when I purchase with Royal Financing?
Purchases made on a Royal Credit account may require up to 5 business days for processing before delivery or pickup can be scheduled. Pickup and Delivery appointment requests, even those notated on a purchase ticket, are not guaranteed until the credit application is fully processed; this includes contacting references and confirming proof of income. If you are unsure whether your application is processed and ready for pickup or delivery, please contact your sales associate to inquire.
If my merchandise is backordered do I have to make my payments?
Yes. It is extremely important that you make your payments as scheduled. Payment due dates are not dependent on merchandise delivery or availability. Failure to make on-time payments will result in late fees and could negatively impact your credit score.
In certain circumstances, the store manager at the purchase location may authorize to postpone the first payment on the account to accommodate delayed merchandise. Such arrangements must be made prior to your first payment due date. Late charges will not be dissolved when such arrangements are requested after the payment due date has already been missed. It is the customer's sole responsibility to keep track of and meet billing due dates.
If my merchandise is damaged can I withhold payment until it is repaired or exchanged?
No. It is extremely important that you make your payments as scheduled. Payment due dates are not dependent on the condition of your merchandise. Our warranty department is eager to help with services on damaged merchandise under warranty however we are not permitted to schedule service on accounts that are not current. If you withhold payment due to damaged merchandise, this will delay our ability to repair or replace the merchandise and will also result in late fees on your account and could negatively impact your credit score.
If I sell my furniture can I transfer the contract to the new owner?
No. Financing contracts are nontransferable. The payment responsibility remains with the person who opened the account.
Payment Insurance is offered through Royal Furniture for eligible customers financing through Royal Credit. There are four types of insurance: Property, Life, AD&D, and Involuntary Unemployment. Each type of insurance available is intended to protect you, the buyer, in specific situations that would render you unable to fulfill your financing agreement. For example: with Property Insurance, if you were the victim of a house fire which destroyed your furniture, your insurance policy would pay off your Royal financing contract so that you would no longer be responsible for making those payments after the loss of your property. See sales associate for coverage details to find the right insurance policies for your needs. Policies underwritten by Life of the South and Lyndon Southern Financial.
Can I add a new purchase to my financing account?
Yes! Upon review of your account, our credit department may authorize an additional line of credit to your account. Our financing team is committed to helping you get the furniture you want, at a price you can afford. To consider additional financing, we will review your current balance, monthly payment to income ratio and other variables. Please see your sales associate to request an increased line of credit. Subject to credit approval, down payment may be required.
Payment due dates are not dependent on merchandise delivery or availability. All financed merchandise will be subject to the original payment timeline, regardless of merchandise availability. Failure to make on-time payments will result in late fees and could negatively impact your credit score.
Individual product units are not assigned to any purchase order until the customer physically takes possession of the merchandise. Royal Furniture does not guarantee availability of purchased merchandise at the customer's request. In certain circumstances including but not limited to Layaway orders, Backorders or an order being placed and purchased but delivery or will-call pickup being deferred due to home renovations, relocation, etc., the inventory status of the purchased item or items is subject to change. Royal Furniture may postpone delivery or will-call availability of the item or items until they are back in stock. In the event that the purchased item has become discontinued and Royal Furniture can no longer fulfill the order, Royal Furniture will issue the customer a refund for the missing portion of his or her purchase, or authorize a reselection in the form of store credit for the equal value (purchase price plus sales tax) of the discontinued merchandise. If payments have been made toward the layaway purchase but are not yet complete, the refund or store credit amount will not exceed the amount that has been paid toward the merchandise by the customer.
In specific circumstances, the store manager at the purchase location may authorize to post-pone the first payment on the account to accommodate delayed merchandise. Such arrangements must be made prior to first payment due date. Late charges will not be dissolved when such arrangements are requested after the payment due date has already been missed. It is the customer's sole responsibility to keep track of and meet billing due dates.


The EcoSanctuary Firm mattress provides an organic sleep retreat for those requiring firm support.The firm Talalay latex layer provides resilient support to ensure correct spinal alignment and ease stress. This unit lies on top of the 6" core made of USDA certified organically grown latex which offers equalized, targeted support to individual pressure points for delicious comfort. Certified 100% organic Natura Grow Wool™ wicks away moisture to create a dry, temperature regulated sleep haven while it eliminates harmful bacteria, dust-mites and other sleep disturbing allergens. Dressed with a deliciously soft, 100% certified organic cotton stretch knit ticking, this mattress offers you a healthful organic haven to rest and rejuvenate.


In today's era, startups have grown widely in many sectors. There are few companies which have reached the heights of success. Entrepreneurs work hard to start a new company but some businesses accomplish their goals while some face disaster. Today we'll discuss one such famous person, who is one of the top entrepreneurs of India. Pranay Chulet is one of the most famous Indian entrepreneurs and CEO of Quikr.com. Quikr is the largest online classified advertising platform for users to buy or sells goods from each other and it was founded in the year 2008. Pranay Chulet and Jiby Thomas is the founder of Quikr.com. Pranay Chulet success story is an inspiration for all of us. Pranay Chulet biography has many interesting facts about his life. Pranay Chulet wiki reveals insightful details about his personal life, career and love affairs.
Pranay Chulet was born in the year 1973. Pranay Chulet birthday is a private affair which he celebrates without any fan fair. Being one of the busiest people, he celebrates his birthday in a simple manner. He spends his special day with his close family members and friends. To know more about his professional career let us read Quikr founder Pranay Chulet biography.
Pranay Chulet family had always supported him and stood by him throughout his journey. He was born and brought up in India. Pranay Chulet father used to work in a mining industry. Being a very private person, Pranay doesn't like to discuss his personal life in media. Pranay Chulet has born with high values and cultures. Biography of Pranay Chulet reveals in details about his education and career.
Pranay Chulet is a highly qualified person. He did his schooling from Kendriya Vidyalaya in Dariba which is in the state of Rajasthan in India. After completing his schooling he joined Indian Institute of Technology Delhi and holds a graduate degree in chemical engineering. After his graduation, he joined Indian Institute of Management Calcutta to pursue his MBA program and received a gold medal in 1996. After completing his studies he moved to New York and joined Procter and Gamble as a brand manager.
Pranay Chulet personal life has never been much discussed in the media. He keeps his personal and professional lives completely separate. He is an achiever and works hard to accomplish his goals. Not only he is talented but also blessed with good looks and has an amazing persona. He faced a lot of troubles in the early days but this did not let his dreams go die. A road to success has never been an easy path. Pranay Chulet success story gives us inspiration and motivation to accomplish our goals.
After his MBA from IIM Calcutta, Pranay moved to America and he stayed there for more than a decade. Pranay Chulet joined 'Procter and Gamble' which is also known as P&G and is an American multinational consumer goods company. He joined there in a brand management position. In 1997, he quit P&G and joined 'Mitchell Madison Group' and worked as a strategy consulting firm that advised clients in media and finance industries. He stayed in the US for almost 2 years after that. Pranay Chulet started his small business that later emerged with Walker digital, Priceline's incubator. The startup focused on helping small business convert online leads into paying customers. His first start-up excellence started in 2007 in the US which was to develop web-based educational products. He also worked with Walker Digital, Price water house Coopers and Booz Allen Hamilton.
In 2008, he founded Kijiji portal which was later renamed as Quikr. Kijiji means community in Swahili as it was difficult to pronounce so the name was changed to Quikr. Quikr is now one of the largest online and mobile classified portals. Quikr was inspired by Craigslist which is a California-based advertising site. Initial days, Pranay faced a lot of difficulties and faced many rejections. His ideas were rejected and he had difficulty in finding investors. He worked hard to achieve his dreams. It took some time and experience to build such a huge online portal. Pranay Chulet is also passionate about movies. He learned filmmaking from New York Film Academy and made a new format feature film that also turns into games.
While making the film in New York, Pranay used Craigslist to audition almost 100 actors, recruit 50+ cast/crew members, hire software developers, and even rent his apartment in New York while he sat in India editing its final cut. That is when he realized that nothing like Craigslist existed in India which led to the birth of Quikr. Quikr has almost 30 million users every month.Quikr has raised over $150 million in funding from private equity and investment firms like Warburg Pincus, Omidyar Network, Matrix Partners, Norwest Venture Partners and Investment AB Kinnevik, and shareholders like eBay. Looking at Pranay Chulet age, he gained success at a very young age and has many more achievements stored in a box.
He holds a degree in chemical engineering from Indian Institute of Technology Delhi.
He further studied MBA from Indian Institute of Management Calcutta.
In 2007, he started his first entrepreneurial venture Excellere which was to develop web-based educational products.
In 2008, he founded Kijiji India which was later renamed as Quikr.
Pranay Chulet net worth is said to be around some millions but he has not yet touched the billion mark.
Pranay Chulet love affairs have never been in the media because he has never focused much on it. Pranay Chulet wife name is Tina Chulet who is also an entrepreneur. Pranay and Tina were introduced to each other through mutual friends. Tina too studied MBA from Kellogg School of Management in the US. Before their marriage, the couple started dating each other. Tina and Pranay Chulet marriage took place in rural France. Tina started her own startup Waltz which is a mobile-first dating company. It will be interesting to see how Pranay Chulet children will take forward his legacy.


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Loaf Of Bread Comic Strips
21 Results for Loaf Of Bread
View 1 - 10 results for loaf of bread comic strips. Discover the best "Loaf Of Bread" comics from Dilbert.com.
Tags date, supermodel, restaurant, order food, spaghetti, loaf of bread, absorb moisture, sniff mints
Dilbert and the skeletal supermodel order at a restaurant. Dilbert says, "I'll have the jumbo spaghetti meal with a loaf of garlic bread." The supermodel says, "I'll absorb moisture from the air and sniff the mints on the way out." Dilbert eats an huge portion of spaghetti and bread. Dilbert says, "Is it fun to be a supermodel?" The model says, "It was until now."
Tags dogbert venture capitalist, word processing, windows, interesting concept, french bread
Dogbert sits in a restaurant with a businessman. The businessman says, "My idea is to develop a word processing program for Windows." Dogbert says, "That's an interesting concept. I wonder if twenty dollars would be enough." The businessman asks, "To start a software company?" Dogbert answers, "No, to pay our waitress to beat you with a loaf of French bread." The waitress enters carrying a loaf of bread.
Tags Dogbert, woman, loaves, bread, dough, grocery store, jimmy, toaster, bonded, post pardom
Dogbert sits on a park bench with a woman holding a baby. Dogbert asks, "Why are you hugging that loaf of French bread?" The woman replies, "Hee hee! Yeah, newborn babies do look like loaves of bread." Dogbert says, "But in this case I think your baby IS a loaf of French bread." The woman looks closely at the blanket and says, "That would explain the smell of dough." The woman takes the bread out of the blanket. She says, "Must have been a mix-up at the grocery store." The woman says, "I hope this doesn't mean somebody is sticking little Jimmy in a toaster somewhere." Dogbert replies, "I'm sure he'll pop up." The baby pops out of a shopping bag. The woman says, "Ah, there you are in the grocery bag." The woman says, "I think I bonded with the bread." Dogbert says, "Remind me not to eat hoagies at your house."
Tags human, garlic bread, restaurant, no pets, cats
Dilbert and Dogbert, who is wearing a hat, walk into Scaparotti's Restaurant. There is a sign in the window that says, "No pets." Dilbert says to Dogbert, "Just try to act human." Dilbert says to the waiter, "Two ravioli supremes and garlic bread." Dogbert adds, "And a cat . . ." Dilbert says, "That's 'catsup,' my friend would like some CATSUP." Dogbert says, "Maybe something Siamese."
Tags Dilbert, lab, model, automatic, dentures, program, eat, meat, loaf, asleep, boss, johnson
Dilbert and the Boss stand in the laboratory. Dilbert says, "This is the first lab model of automatic dentures." Dilbert explains, "You can program them to eat a meat loaf for you while you sleep . . . Quite a little time saver." Inside the lab, the Boss asks, "Weren't you working with Johnson?" Dilbert replies, "Ooh . . . Bad news about Johnson, sir."
Tags Dilbert, the boss, meat, loaf, johnson, april, form, somebody, dentures
Dilbert and the Boss stand in the lab. The Boss asks, "Are you telling me that your automatic denture invention mistook Johnson for a meat loaf?" Dilbert replies, "Yeah . . . Last April. I guess I should have told somebody." The Boss covers his face with his hands. Dilbert asks, "Is there a form I need to fill out?"
Tags Dogbert, sliced, bread, invented, unsliced, Dilbert
Great Grandad Dilbert. Dilbert: I'll call my invention "sliced bread." Dogberto! Look what I've invented! Dogbert: Sliced bread? Dilbert: This is the greatest thing since... Uh... Since... Uh... Dogbert: Unsliced bread?
Tags eat a sandwhich, edges of bread, anti crust
The boss sits in a meeting with Wally and Asok. the boss says, "Before I eat a sandwich, I always remove the useless edges of the bread." The boss says, "that tells you what kind of manager I am." Aosk says, "You're the anti-crust?"
Tags the sociopth, typing is optional, eaten before, some bread
Headline: The Sociopath. Ron and Alice are sitting across from each other at restaurant table. Ted says, "Tipping is optional so I never do it." Alice looks surprised. She asks, "Um.. have you eaten here before?" A waitress approaches the table and angrily throws bread at Ron, hitting him on the head. She grunts, "Here's some bread." Alice looks on nervously.
Tags dating pretty boys, look best, act best, more bread!, knows he can't do better
"I'm tired of dating pretty boys where I need to look and act my best all the time." "I want a guy who knows he can't do better than me, no matter what I look like." "MORE BREAD!!!"