In 2017, Atlanta-Sandy Springs-Roswell, GA had a population of 5.88M people with a median age of 36.4 and a median household income of $65,381. Between 2016 and 2017 the population of Atlanta-Sandy Springs-Roswell, GA grew from 5.79M to 5.88M, a 1.59% increase and its median household income grew from $62,613 to $65,381, a 4.42% increase.
The population of Atlanta-Sandy Springs-Roswell, GA is 47% White Alone, 33.4% Black or African American Alone, and 10.8% Hispanic or Latino. 18.1% of the people in Atlanta-Sandy Springs-Roswell, GA speak a non-English language, and 92.3% are U.S. citizens.
The largest universities in Atlanta-Sandy Springs-Roswell, GA are Georgia State University (7,505 degrees awarded in 2016), Georgia Institute of Technology-Main Campus (6,246 degrees), and Kennesaw State University (5,923 degrees).
The median property value in Atlanta-Sandy Springs-Roswell, GA is $215,100, and the homeownership rate is 63%. Most people in Atlanta-Sandy Springs-Roswell, GA commute by Drove Alone, and the average commute time is 29.9 minutes. The average car ownership in Atlanta-Sandy Springs-Roswell, GA is 2 cars per household.
Atlanta-Sandy Springs-Roswell, GA borders Columbus, GA-AL, Macon-Bibb County, GA, Athens-Clarke County, GA, Gainesville, GA, Rome, GA, LaGrange, GA, Jefferson, GA, Calhoun, GA, Cedartown, GA, and Thomaston, GA.
The economy of Atlanta-Sandy Springs-Roswell, GA employs 2.93M people. The largest industries in Atlanta-Sandy Springs-Roswell, GA are Retail Trade (340,767 people), Health Care & Social Assistance (319,113 people), and Professional, Scientific, & Technical Services (272,713 people), and the highest paying industries are Mining, Quarrying, & Oil & Gas Extraction ($71,326), Professional, Scientific, & Technical Services ($70,891), and Management of Companies & Enterprises ($61,748).
Median household income in Atlanta-Sandy Springs-Roswell, GA is $65,381. Males in Atlanta-Sandy Springs-Roswell, GA have an average income that is 1.35 times higher than the average income of females, which is $47,924. The income inequality in Atlanta-Sandy Springs-Roswell, GA (measured using the Gini index) is 0.479, which is higher than than the national average.
Households in Atlanta-Sandy Springs-Roswell, GA have a median annual income of $65,381, which is more than the median annual income of $60,336 across the entire United States. This is in comparison to a median income of $62,613 in 2016, which represents a 4.42% annual growth.
Look at the chart to see how the median household income in Atlanta-Sandy Springs-Roswell, GA compares to that of it's neighboring and parent geographies.
The PUMS dataset is not available at the msa level, so we are showing data for the Georgia.
In 2017, full-time male employees in Atlanta-Sandy Springs-Roswell, GA made 1.35 times more than female employees.
This chart shows the gender-based wage disparity in the 5 most common occupations in Atlanta-Sandy Springs-Roswell, GA by number of full-time employees.
In 2017 the highest paid race/ethnicity of Atlanta-Sandy Springs-Roswell, GA workers was Asian. These workers were paid 1.12 times more than White workers, who made the second highest salary of any race/ethnicity.
This chart shows the race- and ethnicity-based wage disparities in the 5 most common occupations in Atlanta-Sandy Springs-Roswell, GA by number of full-time employees.
The closest comparable wage GINI for Atlanta-Sandy Springs-Roswell, GA is from Georgia.
In 2017, the county with the highest Median Household Income (Total) in Atlanta-Sandy Springs-Roswell, GA was Forsyth County, GA with a value of $102,084, followed by Fayette County, GA and Cherokee County, GA, with respective values of $84,742 and $76,368.
The following map shows all of the counties in Atlanta-Sandy Springs-Roswell, GA colored by their Median Household Income (Total).
13.9% of the population for whom poverty status is determined in Atlanta-Sandy Springs-Roswell, GA (781k out of 5.61M people) live below the poverty line, a number that is higher than the national average of 13.4%. The largest demographic living in poverty are Females 25 - 34, followed by Females 35 - 44 and then Females 18 - 24.
The most common racial or ethnic group living below the poverty line in Atlanta-Sandy Springs-Roswell, GA is Black, followed by White and Hispanic.
From 2016 to 2017, employment in Atlanta-Sandy Springs-Roswell, GA grew at a rate of 3.09%, from 2.85M employees to 2.93M employees.
The most common job groups, by number of people living in Atlanta-Sandy Springs-Roswell, GA, are Other Management Occupations Except Farmers, Ranchers, & Other Agricultural Managers (198,696 people), Other Business Operations Specialists (90,191 people), and Material Recording, Scheduling, Dispatching, & Distributing Workers (77,119 people). This chart illustrates the share breakdown of the primary jobs held by residents of Atlanta-Sandy Springs-Roswell, GA.
The most common jobs held by residents of Atlanta-Sandy Springs-Roswell, GA, by number of employees, are Other Management Occupations Except Farmers, Ranchers, & Other Agricultural Managers (198,696 people), Other Business Operations Specialists (90,191 people), and Material Recording, Scheduling, Dispatching, & Distributing Workers (77,119 people).
Compared to other msas, Atlanta-Sandy Springs-Roswell, GA has an unusually high number of residents working as Air Transportation Workers (2.5 times higher than expected), Operations Specialties Managers Except Financial Managers & Human Resources Managers (1.5 times), and Miscellaneous Computer Occupations, Including Computer Support Specialists (1.47 times).
The highest paid jobs held by residents of Atlanta-Sandy Springs-Roswell, GA, by median earnings, are Computer & Mathematical Occupations ($80,355), Management Occupations ($77,392), and Computer, Engineering, & Science Occupations ($76,449).
The most common employment sectors for those who live in Atlanta-Sandy Springs-Roswell, GA, are Retail Trade (340,767 people), Health Care & Social Assistance (319,113 people), and Professional, Scientific, & Technical Services (272,713 people). This chart shows the share breakdown of the primary industries for residents of Atlanta-Sandy Springs-Roswell, GA, though some of these residents may live in Atlanta-Sandy Springs-Roswell, GA and work somewhere else. Census data is tagged to a residential address, not a work address.
The most common industries in Atlanta-Sandy Springs-Roswell, GA, by number of employees, are Retail Trade (340,767 people), Health Care & Social Assistance (319,113 people), and Professional, Scientific, & Technical Services (272,713 people).
Compared to other msas, Atlanta-Sandy Springs-Roswell, GA has an unusually high number of Management of Companies & Enterprises (1.92 times higher than expected), Information (1.39 times), and Transportation & Warehousing (1.38 times) industries.
The highest paying industries in Atlanta-Sandy Springs-Roswell, GA, by median earnings, are Mining, Quarrying, & Oil & Gas Extraction ($71,326), Professional, Scientific, & Technical Services ($70,891), and Management of Companies & Enterprises ($61,748).
87% of the population of Atlanta-Sandy Springs-Roswell, GA has health coverage, with 51.4% on employee plans, 13% on Medicaid, 8.78% on Medicare, 12.4% on non-group plans, and 1.38% on military or VA plans.
Per capita personal health care spending in the msa of Atlanta-Sandy Springs-Roswell, GA was $6,587 in 2014. This is a 5.41% increase from the previous year ($6,249).
Primary care physicians in Atlanta-Sandy Springs-Roswell, GA see 1519 patients per year on average, which represents a 0.459% decrease from the previous year (1526 patients). Compare this to dentists who see 1984 patients per year, and mental health providers who see 829 patients per year.
Between 2016 and 2017, the percent of uninsured citizens in Atlanta-Sandy Springs-Roswell, GA grew by 3.14% from 12.6% to 13%.
The following chart shows how the percent of uninsured individuals in Atlanta-Sandy Springs-Roswell, GA changed over time compared with the percent of individuals enrolled in various types of health insurance.
Atlanta-Sandy Springs-Roswell, GA is home to a population of 5.88M people, from which 92.3% are citizens. As of 2017, 13.2% of Atlanta-Sandy Springs-Roswell, GA residents were born outside of the country.
The ethnic composition of the population of Atlanta-Sandy Springs-Roswell, GA is composed of 2.76M White Alone residents (47%), 1.97M Black or African American Alone residents (33.4%), 634k Hispanic or Latino residents (10.8%), 341k Asian Alone residents (5.8%), 143k Two or More Races residents (2.44%), 20.8k Some Other Race Alone residents (0.354%), 9.63k American Indian & Alaska Native Alone residents (0.164%), and 2.22k Native Hawaiian & Other Pacific Islander Alone residents (0.0378%).
The most common foreign languages spoken in Atlanta-Sandy Springs-Roswell, GA are Spanish or Spanish Creole (500,562 speakers), African Languages (63,084 speakers), and French (Incl. Patois, Cajun) (38,273 speakers).
In 2017, the median age of all people in Atlanta-Sandy Springs-Roswell, GA was 36.4. Native-born citizens, with a median age of 35, were generally younger than than foreign-born citizens, with a median age of 42. But people in Atlanta-Sandy Springs-Roswell, GA are getting getting older. In 2016, the average age of all Atlanta-Sandy Springs-Roswell, GA residents was 36.
As of 2017, 13.2% of Atlanta-Sandy Springs-Roswell, GA residents were born outside of the United States, which is lower than the national average of 13.7%. In 2016, the percentage of foreign-born citizens in Atlanta-Sandy Springs-Roswell, GA was 13%, meaning that the rate has been increasing.
The following chart shows the percentage of foreign-born residents in Atlanta-Sandy Springs-Roswell, GA compared to that of it's neighboring and parent geographies.
In 2017, the most common birthplace for the foreign-born residents of Atlanta-Sandy Springs-Roswell, GA was Mexico, the natal country of 243,242 Atlanta-Sandy Springs-Roswell, GA residents, followed by India with 96,807 and Korea with 46,156.
As of 2017, 92.3% of Atlanta-Sandy Springs-Roswell, GA residents were US citizens, which is lower than the national average of 93.1%. In 2016, the percentage of US citizens in Atlanta-Sandy Springs-Roswell, GA was 92.1%, meaning that the rate of citizenship has been increasing.
The following chart shows US citizenship percentages in Atlanta-Sandy Springs-Roswell, GA compared to that of it's neighboring and parent geographies.
In 2017, there were 1.4 times more White Alone residents (2.76M people) in Atlanta-Sandy Springs-Roswell, GA than any other race or ethnicity. There were 1.97M Black or African American Alone and 634k Hispanic or Latino residents, the second and third most common racial or ethnic groups.
The following bar chart shows the 8 races and ethnicities represented in Atlanta-Sandy Springs-Roswell, GA as a share of the total population.
18.1% of Atlanta-Sandy Springs-Roswell, GA citizens are speakers of a non-English language, which is lower than the national average of 21.5%. In 2015, the most common non-English language spoken in Atlanta-Sandy Springs-Roswell, GA was Spanish or Spanish Creole. 9.37% of the overall population of Atlanta-Sandy Springs-Roswell, GA are native Spanish or Spanish Creole speakers. 1.18% speak African Languages and 0.716% speak Spanish or Spanish Creole, the next two most common languages.
Atlanta-Sandy Springs-Roswell, GA has a large population of military personnel who served in Vietnam, 1.58 times greater than any other conflict.
In 2016, universities in Atlanta-Sandy Springs-Roswell, GA awarded 63,010 degrees. The student population of Atlanta-Sandy Springs-Roswell, GA is skewed towards women, with 107,888 male students and 140,217 female students.
Most students graduating from Universities in Atlanta-Sandy Springs-Roswell, GA are White (24,479 and 41.5%), followed by Black or African American (23,015 and 39.1%), Asian (3,814 and 6.47%), and Hispanic or Latino (3,782 and 6.42%).
The largest universities in Atlanta-Sandy Springs-Roswell, GA by number of degrees awarded are Georgia State University (7,505 and 11.9%), Georgia Institute of Technology-Main Campus (6,246 and 9.91%), and Kennesaw State University (5,923 and 9.4%).
The most popular majors in Atlanta-Sandy Springs-Roswell, GA are General Business Administration & Management (4,441 and 7.05%), Liberal Arts & Sciences (3,115 and 4.94%), and Registered Nursing (1,583 and 2.51%).
The median tuition costs in Atlanta-Sandy Springs-Roswell, GA are $19,880 for private four year colleges, and $4,034 and $14,449 respectively, for public four year colleges for in-state students and out-of-state students.
In 2015, the most common concentation for Bachelors Degree recipients in Atlanta-Sandy Springs-Roswell, GA was General Biological Sciences with 1,246 degrees awarded.
This visualization illustrates the percentage of students graduating with a Bachelors Degree from schools in Atlanta-Sandy Springs-Roswell, GA according to their major.
In 2016, the Atlanta-Sandy Springs-Roswell, GA institution with the largest number of graduating students was Georgia State University with 7,505 degrees awarded.
In 2016, 27,100 men were awarded degrees from institutions in Atlanta-Sandy Springs-Roswell, GA, which is 0.755 times less than the 35,910 female students who received degrees in the same year.
This chart displays the gender disparity between the top 5 institutions in Atlanta-Sandy Springs-Roswell, GA by degrees awarded.
In 2016 the majority of degrees awarded at institutions in Atlanta-Sandy Springs-Roswell, GA were to White students. These 24,479 degrees mean that there were 1.06 times more White students then the next closest race/ethnicity group, Black or African American, with 23,015 degrees awarded.
The median property value in Atlanta-Sandy Springs-Roswell, GA was $215,100 in 2017, which is 0.989 times smaller than the national average of $217,600. Between 2016 and 2017 the median property value increased from $197,700 to $215,100, a 8.8% increase. The homeownership rate in Atlanta-Sandy Springs-Roswell, GA is 63%, which is lower than the national average of 63.9%. People in Atlanta-Sandy Springs-Roswell, GA have an average commute time of 29.9 minutes, and they commute by Drove Alone. Car ownership in Atlanta-Sandy Springs-Roswell, GA is approximately the same as the national average, with an average of 2 cars per household.
In 2017, the median household income of the 2.1M households in Atlanta-Sandy Springs-Roswell, GA grew to $65,381 from the previous year's value of $62,613.
The following chart displays the households in Atlanta-Sandy Springs-Roswell, GA distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.
In 2017, the median property value in Atlanta-Sandy Springs-Roswell, GA grew to to $215,100 from the previous year's value of $197,700.
The following charts display, first, the property values in Atlanta-Sandy Springs-Roswell, GA compared to it's parent and neighbor geographies and, second, owner-occupied housing units distributed between a series of property value buckets compared to the national averages for each bucket. In Atlanta-Sandy Springs-Roswell, GA the largest share of households have a property value in the $200k - $250k range.
This chart shows the households in Atlanta-Sandy Springs-Roswell, GA distributed between a series of property tax buckets compared to the national averages for each bucket. In Atlanta-Sandy Springs-Roswell, GA the largest share of households pay taxes in the $3k+ range.
In 2017, 63% of the housing units in Atlanta-Sandy Springs-Roswell, GA were occupied by their owner. This percentage grew from the previous year's rate of 61.3%.
This percentage of owner-occupation is lower than the national average of 63.9%. This chart shows the ownership percentage in Atlanta-Sandy Springs-Roswell, GA compared it's parent and neighboring geographies.
The following chart displays the households in Atlanta-Sandy Springs-Roswell, GA distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Atlanta-Sandy Springs-Roswell, GA have 2 cars, followed by 3 cars.
Using averages, employees in Atlanta-Sandy Springs-Roswell, GA have a longer commute time (29.9 minutes) than the normal US worker (25.5 minutes). Additionally, 3.63% of the workforce in Atlanta-Sandy Springs-Roswell, GA have "super commutes" in excess of 90 minutes.
The chart below shows how the median household income in Atlanta-Sandy Springs-Roswell, GA compares to that of it's neighboring and parent geographies.
In 2017, the most common method of travel for workers in Atlanta-Sandy Springs-Roswell, GA was Drove Alone, followed by those who Carpooled and those who Worked At Home.


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In 'The Good Liar,' Ian McKellen and Helen Mirren Bring Their Own Violent Spin to the Con Artist Game
jmunney	Cinema, Movie Reviews	Bill Condon, Helen Mirren, Ian McKellen, Jim Carter, Russell Tovey, The Good Liar	1 Comment
Starring: Ian McKellen, Helen Mirren, Russell Tovey, Jim Carter
Rating: R for Shocking Old Person-on-Old Person Violence and a Quick Walk Through a Strip Club
As Ian McKellen meets up with Helen Mirren for a first date and they complain about the "computer service" and its supposed reputation for "mismatching the delusional with the hopeless," it's a good bet that The Good Liar isn't just a simple septua/octogenarian rom-com. Even if you didn't know going in that this was a thriller, the smoking hot, fine-tuned wit would tip you off that something deeper and more sinister, is going on. And sure enough, as Ray Courtnay (McKellen) and Betty McLeish (Mirren) continue going out together, Ray is also busy with his business partner Vincent (Jim Carter) on a grift worth hundreds of thousands of dollars. You very quickly get the sense that pretty much everyone in Ray's life is a target of his cons, and each act in the film gives a new clue of the lifelong layers of his false identities. All of this should seemingly have us very worried for Betty.
But if you are like me, you were never seriously concerned that she would be the ultimate victim, considering that she is played by the indomitable Helen Mirren and con artist films so often turn on a reversal of fortune. So the fact that Betty pulls one over on the most frighteningly masterful deceiver should come as no shock. The joy is in the details of beholding her playing her part so perfectly and the final revelation of just why she is the one who would want to turn the tables (a date to see Inglourious Basterds is an early hint). No punches are pulled as we learn the truth, which transcends just Ray and Betty's story and touches upon all of Europe reckoning with its violent past. Ray is the kind of man who doesn't think twice about killing someone to protect himself and then slip away undetected. Betty's story is about ensuring that all-too-common terrible legacy finally catches up to him.
And as one last important note, I must mention the tablets that Ray and Vincent use to transfer funds in the deployment of their grifts. These things are hilariously bulky, looking more like giant calculators (with conveniently large-print text for the senior set) instead of any familiar twenty-first century gizmo. Perhaps these really are what people with bank accounts worth millions of dollars actually do use to make convenient transfers at home and on the go. And it's not like there was ever any way to make pushing buttons on these tablets look particularly cinematic. Honestly, though, I'm not complaining. It's not like these moments demand to be visually seamless. These tablets certainly aren't part of the mental picture I have for big-time con artists, but I often enjoy it when my expectations are confounded.
The Good Liar is Recommended If You Like: Dirty Rotten Scoundrels, The Remains of the Day, The Debt
Grade: 3.75 out of 5 False Identities
The 'Downton Abbey' Movie Does Right By Its Dozens of Characters
jmunney	Cinema, Movie Reviews	Allen Leech, Brendan Coyle, David Haig, Douglas Reith, Downton Abbey, Elizabeth McGovern, Geraldine James, Harry Haden-Paton, Hugh Bonneville, Imelda Staunton, Jim Carter, Joanne Froggatt, Julian Fellowes, Kate Phillips, Kevin Doyle, Laura Carmichael, Lesley Nicol, Maggie Smith, Matthew Goode, Max Brown, Michael C. Fox, Michael Engler, Michelle Dockery, Penelope Wilton, Phillippe Spall, Phyllis Logan, Raquel Cassidy, Robert James-Collier, Simon Jones, Sophie McShera, Stephen Campbell Moore, Tuppence Middleton	Leave a comment
CREDIT: Jaap Buitendijk/Focus Features
Starring: Hugh Bonneville, Max Brown, Laura Carmichael, Jim Carter, Raquel Cassidy, Brendan Coyle, Michelle Dockery, Kevin Doyle, Michael C. Fox, Joanne Froggatt, Matthew Goode, Harry Haden-Paton, David Haig, Geraldine James, Robert James-Collier, Simon Jones, Allen Leech, Phyllis Logan, Elizabeth McGovern, Sophie McShera, Tuppence Middleton, Stephen Campbell Moore, Lesley Nicol, Kate Phillips, Douglas Reith, Maggie Smith, Phillippe Spall, Imelda Staunton, Penelope Wilton
Director: Michael Engler
Rating: PG for Some Stolen Kisses and Slightly Scandalous Secrets
I like to be upfront about the fact that I don't always consume media straightforwardly. Sometimes I start TV shows five seasons in. Sometimes I watch the fifth sequel in a franchise despite never having any seen any previous entries. And sometimes, as in the case of Downton Abbey, I watch a TV-to-film adaptation without ever having seen a single episode of the series. Thus, I cannot report with any expertise about how the big-screen adventures of the Crawleys and company compare to their small-screen foibles. But I can tell you how it works as a cinematic experience while coming in with (basically) no expectations.
In an era of nerd culture dominance, it seems like there is a new superhero movie every other month that expects its audience to be up-to-date on years of backstory for a multitude of characters. Downton Abbey is often the type of movie that tends to get shoved aside in this current marketplace, but it does share one important quality with your Avengers or your Justice League. And that is its magnificently sprawling cast. I'm sure that keeping track of everyone is easier for fans of the show than it is for me, but even so, properly attending to approximately three dozen characters in only two hours sounds exhausting for both a screenwriter and a viewer.
Luckily, show creator Julian Fellowes, who penned the script, knows how to keep the focus, and Michael Engler offers no-fuss direction that lets the actors do what they do. It all starts with King George V and Queen Mary (Simon Jones and Geraldine James) announcing that they will be making an overnight visit to Downton Abbey as part of a tour of the country. Chaos (or chaos-ish) ensues. Along the way, there are small pleasures all over the place that add up to a full feast of pleasures. An arrogant royal chef makes a fool of himself, conversations about how the future might bring more rights to the underclasses are discussed, and the Dowager Countess drops her devastating quips. It's admiringly economical comfort food.
Downton Abbey is Recommended If You Like: Downton Abbey the TV show, presumably
Grade: 3.5 out of 5 Royal Visits

redpajama_set_name: RedPajamaCommonCrawl


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New York City: Judge Orders Orthodox Jew to Stop Holding Paid "Sex Parties" in His Apartment
The Leo Frank Trial: Week Two
My Avocation Is Theology
Jewish War on Free Speech
'Hillary is Done' Warning for Clinton as Julian Assange Set to Make Major Announcement
Who We Are #7 — Ice Age Nordics
NEW ORDER Hosts Celebration in Honor of Rockwell Centennial in Bloomington, Illinois
Japan: We Will Not Be Accepting Refugees
Japanese leader determined to increase his own people's birthrate to stem population decline; refuses to destroy Japanese genetic heritage through non-Asian immigration
JAPAN'S prime minister said Tuesday that his nation needs to attend to its own demographic challenges posed by falling birth rates and an aging population before opening its doors to refugees. (ILLUSTRATION: Japanese Prime Minister Shinzo Abe speaks during a press conference at the Prime Minister's Office in Tokyo.)
Prime Minister Shinzo Abe announced at the U.N. General Assembly that Japan is ramping up assistance in response to the exodus of refugees to Europe from the Middle East and Africa.
He said Japan will provide $1.5 billion in emergency aid for refugees and for stabilization of communities facing upheaval. But speaking to reporters later Tuesday he poured cold water on the idea of Japan opening its doors to those fleeing.
He said Japan first needed to attend to domestic challenges which he proposes to tackle under a revamped economic policy that aims to boost GDP to a post-war record level, while bolstering the social security system to support families.
"As an issue of demography, I would say that before accepting immigrants or refugees we need to have more activities by women, by elderly people and we must raise (the) birth rate. There are many things that we should do before accepting immigrants," Abe told a news conference, according to the official translation of his comments.
He added that Japan would "discharge our own responsibility" in addressing the refugee crisis, which he described as helping to improve conditions that cause the exodus.
Abe earlier told the world body that Japan would provide $810 million this year for emergency assistance of refugees and internally displaced persons from Syria and Iraq, triple what it gave last year. Abe said Japan is also preparing about $750 million for stabilization efforts in the Middle East and Africa.
Japan prides itself on being a good global citizen. It is one of the largest aid donors in the world. Last year Japan gave $181.6 million to the UNHCR, the United Nations' refugee agency, making it second only to the United States in generosity.
But it has offered very few if any resettlement places for refugees from the civil war in Syria.
According to Ministry of Justice data, it accepted just 11 asylum seekers out of a record 5,000 applications last year, although Japanese officials say most of the asylum applicants were from other Asian countries and were already living in Japan.
Some argue that increased immigration could help arrest a shrinking population, which is currently 126 million. Abe says he is determined to ensure that in 50 years the Japanese population has stabilized at 100 million.
Austria: Conviction of Rapefugee Who Molested 10-Year-Old Boy Overturned
Hungary to Build Fence to Stop Non-White Migrants
Slovakia: Patriotic Party Files Charges Against WW2 Jewish "Resistance" Exhibitors
Sweden: Non-White Migrant Sex Attacks Covered Up
Connecticut: Jews, Christians are Main Facilitators of Non-White Invasion
Vienna: Hundreds on Migrant Trains Enough to "Overwhelm" Authorities
Will Dresden Burn Again?
The Evian Conference Debacle
Tags:JapanJapanese Birth RateRefugeesShinzo AbeUnited Nations
'Terrorists Feel Free': Jewish Extremism Spikes in Israel Amid Al-Aqsa Mosque Clashes
Hungary, Stand Firm!
Still the Stupid Country
Rashid from Blechistan
When the Twain Do Meet


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TfL tests AI technology to plan and operate new cycle routes in London
Posted: 16 January 2020 | Sam Mehmet (Intelligent Transport)
TfL has relied mainly on manual traffic counts to work out how many people are cycling on any given road, but has been trialling Vivacity Labs' AI sensors as an alternative solution since 2018.
Transport for London (TfL) has worked with Vivacity Labs, a London tech firm, on a UK-first trial of artificial intelligence (AI) technology, which aims to make it easier to plan and operate new cycle routes in the capital.
Since 2018, TfL has trialled using Vivacity Labs sensors at two busy locations along Millbank. The sensors use AI to detect road users and decide which mode of transport they are using. The competitive trial, which is reportedly the first time the technology has been used within London, showed that the Vivacity sensors are up to 98 per cent accurate.
The sensors continually gather data, which is said to provide a significantly more detailed account of how London's roads are being used. All video captured by the sensors is processed and discarded within seconds, meaning that no personal data is ever stored. TfL is in the process of introducing 43 more Vivacity sensors at 20 central London locations to gather data and further test to understand the full range of capabilities the technology has to offer.
As the network continues to grow, TfL has announced that it will use data from sources such as the sensors to work out where investment in new cycling infrastructure can best be targeted. As well as detecting people cycling, the sensors also detect people walking and other types of traffic, including cars, HGVs, vans, motorcyclists and buses, which hopes to lead to a much better understanding of demand on the road network and how TfL can balance it.
London's Walking and Cycling Commissioner, Will Norman, said: "By getting more people cycling and walking, we can help to tackle congestion and pollution in London and improve our health. Our Healthy Streets approach is based on evidence and data and we welcome new technology that supports this."
Glynn Barton, TfL's Director of Network Management, added: "We work around the clock to keep people on London moving and we're always looking for innovative new ways of making our roads safer and more efficient. New data from trials such as this will be really valuable as we invest and make day-to-day decisions to enable more people to walk and cycle."
Artificial Intelligence, Infrastructure & Urban Planning, Sustainable Urban Transport, Traffic Management
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Transport for London (TfL), Vivacity Labs
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Improving indoor air quality for transport users
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TIER Mobility announces Google Maps integration in the UK


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Wildlife crime: global seizures and arrests in transcontinental operation
An international operation against the illegal trade in wildlife and timber has seen hundreds of seizures worldwide and suspects arrested.
Code named "Thunderstorm" and targeting the people and networks behind global wildlife crime, the operation involved police, customs, border, environment, wildlife and forestry agencies from 92 countries and resulted in millions of dollars-worth of seizures.
Operation Thunderstorm began in early May and has so far resulted in 1 974 seizures and the identification of some 1 400 suspects, triggering arrests and investigations worldwide. Further arrests and prosecutions are foreseen as investigations unfold.
Total worldwide seizures reported to date include:
43 tonnes of wild meat (including bear, elephant, crocodile, whale and zebra)
1.3 tonnes of raw and processed elephant ivory
27 000 reptiles (including 869 alligators/crocodiles, 9 590 turtles and 10 000 snakes)
almost 4 000 birds, including pelicans, ostriches, parrots and owls
several tonnes of wood and timber
48 live primates
14 big cats (tiger, lion, leopard and jaguar)
the carcasses of seven bears, including two polar bears
The operation saw eight tonnes of pangolin scales seized worldwide, including almost four tonnes by Vietnamese maritime authorities on board a ship arriving from the Democratic Republic of Congo. Pangolins (scaly anteaters) have become the most hunted animals on earth. Their scales are used in traditional Asian medicine and their meat is considered a luxury in many cultures.
Two flight attendants were arrested in Los Angeles attempting to smuggle live spotted turtles to Asia in their personal baggage. Both suspects have been charged with smuggling species protected by the Convention on International Trade in Endangered Species of Wild Fauna and Flora (CITES) and a transnational investigation has been opened between the involved countries.
A man was arrested in Israel and awaits deportation to Thailand after his hunting photograph on social media led to the seizure of multiple wildlife items at his home including fox, jackal and mongoose bodies. Follow-up inquiries have revealed that the suspect was also engaged in people smuggling and illegal employment.
Canadian authorities intercepted a container holding 18 tonnes of eel meat arriving from Asia. Thought to be poached from Europe originally, the juvenile glass eels had been reared in Asia before being dispatched to North American markets for consumption.
Operation Thunderstorm was initiated by the INTERPOL Wildlife Crime Working Group and coordinated by INTERPOL and the World Customs Organization (WCO) in conjunction with the International Consortium on Combating Wildlife Crime (ICCWC), which includes the CITES Secretariat, the United Nations Office on Drugs and Crime (UNODC) and the World Bank.
"The global law enforcement community is to be congratulated for these significant seizures," said Network for Animals (NFA) Chief Campaigner, David Barritt.
"NFA is particularly perturbed by the seizure of elephant meat and elephant ivory. Elephants are in the most terrible trouble all over Africa but NFA is playing its part in the fight to save these iconic animals from extinction."
In July, NFA will work with South African conservationists to move a family of 30 elephants to a safe and secure part of the Addo Elephant Park in the country's Eastern Cape Province. Here the elephants will be able to live in the wild and breed in complete safety.
Barritt called on NFA supporters to donate to the organisation's "Mission Jumbo". Funds raised will contribute towards the costs of relocating the 30-strong elephant herd.


Bright Star is set in the Blue Ridge Mountains of North Carolina and travels between 1923 and 1945. Billy Cane, a young soldier just home from World War II, meets Alice Murphy, the brilliant editor of a southern literary journal. Together they discover a powerful secret that alters their lives.


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Community issuesCriminal justice
What caused a 33% drop in gun violence in West Baltimore last year? We analyzed it
By Ryan Little, Adam Willis and Ben Conarck
Published on: January 20, 2023 6:00 AM EST|Updated on: January 20, 2023 10:14 AM EST
Data analysis of the Group Violence Reduction Strategy in the Western District indicates the program has had impact. (Laila Milevski/The Baltimore Banner. Original images by Getty Images and OpenStreetMap.)
Want a condensed version of this analysis? Here are nine charts that help explain the drop in shootings in West Baltimore.
Last month, as Baltimore breached 300 homicides for the eighth year in a row, the city's public safety leaders emphasized a bright spot in an otherwise dismal year: a dramatic drop in shootings in one of the most violent parts of town.
The 33% reduction in homicides and nonfatal shootings in the Western District follows Mayor Brandon Scott's revival of a crime prevention approach known as the Group Violence Reduction Strategy (GVRS), an alternative way of policing the city's most violent offenders. Citing the Western's improvement, Scott has declared the city's crime prevention experiment a success and unveiled plans to take it citywide.
But for many, that explanation for such a sudden drop in those crimes has seemed too good to be true. The Baltimore police union and members of the City Council have questioned whether the drop stemmed from population losses, a heavier policing presence in the district or misleading data.
How could the experiment be viewed as a success after yet another year that saw sustained levels of homicides and other nonfatal shootings? In a common refrain, critics questioned whether the strategy had really reduced crime, or merely shifted it from the Western District into other parts of the city. While some of their questions were easily dismissed by available data, others are more difficult to answer.
A Baltimore Banner analysis of 2022 homicides and nonfatal shootings found little evidence to support most critiques. Theories around the so-called "displacement" of crime from one neighborhood to the next, population loss and whether the reduction is significant only in comparison to a 2021 spike are not supported by the available data, the analysis found. Meanwhile, arguments around the distribution of police resources are harder to untangle.
For their part, Baltimore's mayor and his allies have broadcast their own confidence in the results, and last month staked longer-term hopes in its effectiveness, laying out plans to aggressively scale up GVRS citywide within two years.
Though the Group Violence Reduction Strategy had been tried twice before its current iteration, the approach represents a complex re-envisioning of traditional law enforcement.
Essentially, the strategy focuses on the relatively small number — hundreds — of people responsible for the bulk of violent crime in the city. With this in mind, the approach connects those leading police investigations with groups providing social services to offer law enforcement targets an alternative path out of violence as opposed to incarceration.
Questions around police department resources and Baltimore's relationship with a key partner loom over the expansion of the strategy, but the blueprint has found success in other places. Cities like Boston and New Orleans have seen steep drops in gang-related violence after adopting similar focused-deterrence models, while criminologists have credited the implementation of a group violence approach in Oakland in 2012 with precipitating consecutive years of shooting declines and the city's lowest shooting level in almost half a century.
Even in a city with as stubborn a violent crime problem as Baltimore's, a significant reduction in shootings was what experts studying gun violence expected to happen. University of Pennsylvania researchers tracking Baltimore's pilot of the strategy say the Western District's 33% drop in shootings is just a preview of its potential. If Baltimore can faithfully implement the strategy as it expands – a hurdle it has failed to clear in two previous attempts – residents should expect to see a similarly precipitous decline in shootings citywide, they have said.
Gun violence probably isn't shifting from the Western District
Late last year, as the newly relaunched group violence strategy entered the fourth quarter of its yearlong pilot project, Scott's administration was growing increasingly confident in the early results. Heading into September, the year-over-year drop in shootings compared to 2021 had risen to 33%.
But while the strategy was creating true believers in City Hall, others suspected gamesmanship with the numbers. On Sept. 1, news station Fox 45 Baltimore ran an article suggesting that the strategy was merely pushing homicides into surrounding precincts, an effect they described as "displacement."
Fox 45 hinged its displacement argument on an "expert's review of the data," but did not cite a methodology or explain how it arrived at its conclusions. The Banner could not reproduce the news station's findings.
Separate from TV news, some City Council members were developing similar concerns. At a December hearing on the proposed expansion of the strategy, the council's public safety chairman questioned the police commissioner and the mayor's top public safety official over whether crime in other parts of the city could be linked back to the targeted tactics of the Western District.
But The Banner's analysis found that shootings do not appear to have been displaced outside the Western District. Generally, shootings were lower than the year before in five of nine police districts.
Though the large drop in the Western was largely offset by rising shootings in the Northeastern, The Banner found that those cross-town incidents are unlikely to be related.
In the Northeastern, the district with the highest spike in shootings last year, the number of shootings returned to pre-pandemic levels after dipping slightly in 2020 and 2021. Northeastern neighborhoods with the most shootings in 2022 are those that have historically had the most gun violence: Frankford, Belair-Edison and Coldstream Homestead Montebello. No neighborhood in the district has had an explosion in unprecedented shootings.
Rather than pushing violent crime to other parts of the city, the revitalized push for the strategy in the Western District may have benefited the surrounding areas. The Banner found that shootings in other districts within about 10 city blocks of the Western are at their lowest count since 2015, the year Freddie Gray died.
In an interview with the Banner, Councilman Mark Conway focused his concerns over the unintended effects of the strategy less on the ripple of criminal activity out of the Western, and more around a potential drain on police resources there, which he suggested might be contributing to spiking violence in other parts of the city.
The North Baltimore councilman said he believes the city's strategy is working in the Western, but he questioned how much, and at what cost. "If we are too presumptive too soon," he said, "I think we do ourselves a disservice."
A heavier police presence isn't the full story in the Western, but other factors could be at play
With the city's mayor and police commissioner heavily invested in the success of the Western District pilot program, the Baltimore police union has questioned whether the department's top brass committed more resources there than other parts of the city over the last year.
In weighing expansion of the program, the Baltimore City Fraternal Order of Police Lodge 3 noted that the police department is short several hundred patrol officers. Plans to expand the group violence strategy to other districts, the union has argued, put "the cart before the horse."
There are no publicly available data to gauge how police resources were allocated across all nine of the city's districts over the course of 2021.
The Baltimore Police Department told The Banner it has not shifted more resources to the Western beyond the roughly 40-member "group violence unit" responsible for carrying out the strategy. No additional patrol ranks, detectives, or other resources were taken from other districts to shore up the Western, the department said.
But the dire state of the department means that tools that have been instrumental to the pilot program in the Western District don't exist in other parts of the city, including a sophisticated data fusion center and a "District Action Team" primed to carry out law enforcement missions in areas with high levels of gun violence.
While the department's ability to maintain patrol coverage while expanding the program citywide remains an open question, the perception among some elected officials that the success of this group violence strategy has hinged solely on a heavily resourced Western District and specialized attention from the police department is more easily addressed.
The strategy aims to quell violence while relying minimally on punitive tactics, and in a year when Baltimore saw its first increase in arrests in recent memory, the total in the Western District actually declined.
Though the Western had the second-highest arrest total of any district in 2022, it has been on a steady downward slope since almost nine times as many arrests were made in 2010. Though the district with the most shootings in 2022 also had the largest decline in arrests, there is no statistical relationship between the change in arrests and the change in shootings across all police districts since 2015. This suggests that policy changes and strategic shifts, in addition to the targeted focus from police, are more likely to explain last year's sudden reduction in gun violence in the Western.
Cristina Layana, a researcher for the University of Pennsylvania's Crime and Justice Policy Lab, pushed against perceptions that the law enforcement side of the strategy alone — and not its balance with social service offerings — is largely responsible for the Western District's drop in shootings. If only the policing half of the approach is working, then individuals accepting services would have relapsed into crime at a higher rate, said Layana, who has been tracking the pilot as an independent researcher for the city. In fact, she has found the opposite: Individuals targeted by police in the Western District have been more likely to be re-arrested than those who have accepted service offerings.
One caveat is that the public data make it hard to say if there are more arrests in the Western District. The Open Baltimore arrests database only includes location information for arrests from police intervention. Most warrant arrests do not have locations. That includes someone arrested by a police officer who witnessed them commit an arrestable offense but that person already had an existing arrest warrant. These arrests have also been dropping at a similar rate but make up 64% of all arrests.
A reduction in arrests is another prescription of the focused approach, according to Layana and her colleague, Jeremy Biddle, a special adviser to Baltimore's GVRS program. They said that the strategy aims to build trust between the community and police by relying on a targeted approach to the most at-risk individuals and using punitive law enforcement tactics as a last resort for others.
"It's how the violence decreases that's equally if not more important," Biddle said.
33% drop in shootings cannot be explained by an especially high 2021
As cities emerged from pandemic restrictions in the summer of 2021, Baltimore and others saw increases in violent crime. Some skeptics of the group violence reduction strategy have pointed in particular to May and June of that year, when the Western District saw 27 shootings, to suggest that anomalous months in 2021 have resulted in a misleading figure for the drop in shootings.
It's true that there was a relatively high number of people shot in those two months, but the number of shooting incidents wasn't extraordinary compared to other years. Whether we're comparing shooting incidents or the number of people shot between 2021 and 2022, each metric shows a drop of more than 30%. Moreover, the number of shootings and victims was already lower for both years compared to peaks in the wake of Freddie Gray's death.
And the 2022 drop represents a substantial improvement for the district, even when compared to the quietest recent years on record. The 107 shooting victims the district experienced in 2022 is 24% below the 2020 total, when the onset of the pandemic coincided with a recession in West Baltimore shootings.
The closure of the Gilmor Homes housing project doesn't explain it
In a letter criticizing the city's plans to expand the program, police union President Mike Mancuso pointed to the partial closure of Gilmor Homes as one contributor to the Western District's drop in shootings, on top of broader population losses.
But "the most crime ridden housing complex in the city," as Mancuso called it, was partially demolished in 2020, and any impact on crime seems to have had its effect in 2021. A drop in shootings in the immediate vicinity of Gilmor Homes had already occurred before the start of 2022, meaning lower crime in the area was baked into the data before the group violence pilot got underway last year.
Historic, unmatched population loss in the Western doesn't explain it either
The Western District has seen historic population loss unmatched by any other police district, a factor highlighted by the police union as a driver of the 2022 drop in shootings.
But while the precise role that declining population has played in Western District crime is hard to pinpoint, a broader analysis found no relationship between population loss and the number of shootings in Baltimore police districts. Of the eight districts that saw an average population loss, The Banner found some with large decreases in population and small decreases in shootings; others showed large decreases in population and increases in shootings.
Even as the Western has seen five-year population losses as high as 22%, there hasn't been any less tendency to report incidents to officials. District calls to 911 and 311 held steady between through 2021. Calls to 911 are unavailable for 2022, but 311 calls held steady through the first six months of last year.
Still, it's hard to say anything with certainty about the effects of population loss in such a recent stretch. There is no available population data for 2022. The most recent estimates are from 2021, and the most recent count is from 2020. The Banner has relied on population estimates from the U.S. Census Bureau's American Community Survey between 2016 and 2021, a dataset with a wide margin of error.
Community leaders in West Baltimore, however, noted that declining population is not a new factor for their neighborhoods.
Inez Robb, president of the Western District's Community Relations Council, said she wasn't aware of any recent data on population, but she hadn't noticed a significant exodus of residents in 2022. Robb said population loss in the Western has been a problem for more than 30 years, and many of the residents who have stayed are homeowners.
"The people I know, who are here, we're still here," Robb said. "And I'm here because I bought a condo 35 years ago."
In the end, the effect of population loss in the Western does not seem to be fewer shootings, but fewer people to witness the violence that remains. The only discernible outcome of population loss in the Western District is an increase in the rate of shooting victims per resident. The Western already had the highest gunshot victim rate of any district with 4.5 victims per 1,000 residents.
With five years of population loss and a 6% decrease in the number of shootings, the rate increased to 5.4.
Learn more about our analysis and reproduce our findings by visiting our GitHub page.
ryan.little@thebaltimorebanner.com
adam.willis@thebaltimorebanner.com
bconarck@thebaltimorebanner.com


While credit conditions in North America remain broadly favorable, with both the U.S. and Canada putting a sluggish first half economic performance in the rearview mirror, S&P Global Ratings sees risks that could threaten this stability. The persistence of low or negative interest rates in many economies around the world is helping growth recover, but the easy rate environment is also enabling increased risk-taking. U.S. and Canadian financial institutions are scaling back risk appetites by incrementally tightening lending standards for some borrowers. However, bank lending conditions remain broadly accommodative and investors are maintaining risky asset exposures to boost portfolio returns. Investors' greater tolerance for risk in the third quarter saw a notable increase in speculative-grade bond issuance and continued the gradual narrowing in credit spreads underway since February. The spread tightening reversed the short-lived widening that took place immediately after the United Kingdom's vote to leave the European Union. Early year jitters about the impact of China's slowing economy on global growth have eased and this is also boosting investor risk appetites.
The U.S.' long, slow recovery from the Great Recession continues. The solid jobs market and improving economic activity suggest the U.S. now needs less monetary stimulus to sustain its recovery.
Conditions are decidedly less rosy in Canada, which suffered a 1.6% quarter-over-quarter annualized contraction in real GDP in the second quarter. But encouraging signs--such as a 3.9% increase in energy-sector output in June--are appearing.
Amid a backdrop of prolonged low Treasury yields, most measures remain neutral or difficult for funding conditions ahead.
Continued gains in hiring activity, which we expect to remain steady in the coming quarters, adding to wage gains.
Improving balance sheets, the continued recovery in housing, low gas prices, and the positive knock-on effects on consumer spending all will fuel economic growth. We expect real consumer spending to grow 2.7% this year, after it has increased by just a little over 2.3% on average during the recovery, which is now in its eighth year. But, given the lower-than-expected economic expansion in the first half, we now expect full-year U.S. real GDP growth of just 1.5%--down from our June forecast of 2%. Even if we assume the second half of the year came in line with our earlier expectations, full-year growth would be 1.7%. We now forecast 2.4% growth in 2017.
We continue to see the risk of the U.S. slipping back into recession at 20%-25%, as uncertain conditions overseas and a polarized government at home keep consumers and businesses cautious. While our downside scenario assumes very slow growth, we think the U.S. would likely avoid recession (typically defined as two consecutive quarters of contraction). The downside scenario could be brought about as exports take a hit and capital investment by businesses and residential developers never picks up, while consumer confidence reverses its recent gains.
As it stands, we expect the recovery to continue and forecast another rate hike by the Federal Reserve in December that would push the federal funds rate to 0.50%-0.75%, from 0.25%-0.50%. The solid jobs market and improving economic activity suggest the U.S. now needs less monetary stimulus to sustain its recovery. The Fed raised the benchmark rate by 25 basis points in December 2015--the first increase in a decade. But as central bank policy makers have stressed repeatedly, the level and pace of interest rate increases are data-dependent.
Conditions are decidedly less rosy further north.
Canada suffered its worst economic setback in seven years, with a 1.6% quarter-over-quarter annualized contraction in real GDP in the second quarter. Alberta's wildfires and shutdown in crude oil production reduced the energy sector's output by about 2.5% from a year earlier, while non-energy sectors continued to expand, albeit at a moderate 1.5% rate.
Canada sells three-quarters of the crude oil it produces annually to other countries (mostly to the U.S.), so the production cuts led to weaker international trade. Crude oil and bitumen exports, for instance, dropped 9.6% in the quarter, and sales of refined petroleum products tumbled 19.6%.
But the effects of Alberta's wildfires have already begun to fade. In June, a 0.6% increase in monthly GDP offset the cumulative 0.5% decline of the previous two months. Other encouraging news, besides a 3.9% increase in energy-sector output in June, included the rebound in durable and nondurable goods manufacturing (e.g., machinery, fabricated metals, autos, chemicals, wood products, and furniture).
We expect the recovery at the end of the second quarter to extend into the third, setting the stage for average real GDP growth of 2.0%-2.5% in the second half of the year. The improving terms-of-trade and rebound in gross domestic income is easing pressure on commodity producers to further cut capital spending or lay off workers. And fiscal stimulus--such as infrastructure spending and child-benefit payments--is now flowing through the economy.
Nevertheless, with real GDP growth averaging only 0.4% in the first half, we now expect the economy to expand at a slower 1.1% in the full year, down from our previous forecast of 1.4%.
The recent pick-up in equipment spending is encouraging, but businesses remain cautious amid an uncertain global outlook. Most of Canada's recent non-commodity export gains (e.g. autos, fabricated metals and forest products) are coming from improving American demand, so slower U.S. growth in the first half of 2016 could cause some Canadian companies to put their spending plans on hold while they wait for signs of recovery. Sluggish hiring is holding back wages for Canadian workers, annualized wage growth of 0.8% so far in 2016 is lagging core inflation of 2.0%, and large household debt burdens are also constraining consumers' purchasing power. More monetary stimulus probably won't be needed, but we see the Bank of Canada's policy rate remaining unchanged at 0.5% until late 2017. Although the recovery should continue to build, Canada real GDP growth is likely to remain modest, averaging just above 2% in 2017.
We will see a busy schedule of important elections in upcoming months, beginning with the U.S. vote in November, then next year in a number of European countries (notably France and Germany). Brexit may have energized broader, populist trends already pulsating through Europe; citizens of other EU member nations have expressed interest in holding referendums of their own to exit the group. Increasing populist sentiment ahead of the U.S. elections also points to a shifting political landscape in the world's largest economy. This rise in anti-globalization sentiment could further slow the already sluggish recovery in international trade if governments adopt protectionist trade or anti-immigration policies. A setback in international trade could put more pressure on policy makers to support growth through monetary or fiscal stimulus, as domestic spending by households and businesses around the world is not expanding rapidly.
Economic activity in the eurozone has remained resilient in the aftermath of the Brexit vote, and there have been positive developments in Europe's financial and credit markets since. After an initial plunge following Britons' vote in a referendum to leave the E.U., equity markets have rebounded, and bank lending to the private sector continues to improve. But we believe Brexit's negative impact will be greater in the medium to long term. British Prime Minister Theresa May recently confirmed her government's plans to begin formal Brexit negotiations with the rest of Europe by the end of March 2017, and uncertainty about the outcome of these negotiations could again spark financial market volatility.
Low or negative interest rates are contributing to easier financial conditions and the expansion in private sector credit is supporting economic recovery. However, growth remains uneven and the persistence of low rates has had a number of unintended consequences, including the squeeze on bank net interest margins, which is undercutting the profitability of lending. Savers are struggling to make adequate investment returns, and institutional investors (such as insurance companies or other asset managers) are increasing their risk appetite to boost returns. Low rates are also expanding the unfunded portion of pension liabilities for defined benefit plans. The search for yield could end badly if an abrupt increase in risk aversion causes a repricing of risk and disorderly adjustment in global investment portfolios. In such a scenario, reduced market-making activity by dealer banks could strain secondary-market liquidity for investors and restrict access to debt financing for borrowers.
The unintended consequences from low rates could linger as a quick exit from easy rate policies is unlikely. For instance, lower productivity growth is contributing to declines in the U.S. natural rate of interest (the equilibrium real rate consistent with stable inflation when the economy is at full employment) and this is reducing the amount the U.S. Federal Reserve will need to hike its policy rate. In other economies, such as Japan and the eurozone, where the recovery is not as advanced as it is in the U.S. and economic headwinds persist, a reversal of negative interest policies seems unlikely for the foreseeable future.
The 15% foreign buyers tax implemented by British Columbia in August could curb the rise in home prices in the province, while in Ontario prices are still appreciating at an unsustainable rate. The federal government is implementing new rules aimed at curbing risky borrowing. For instance, all insured mortgages will undergo a stress test to validate homebuyers' affordability at higher interest rates. Rising consumer debt burdens across the country are signaling elevated vulnerability to a housing correction, but low interest rates are enabling a faster pay-down of mortgage principal, so homeowner equity ratios are increasing. Among other debt sustainability measures, the ratio of debt to net worth has remained stable at about 20%, with the growth in consumer debt burdens offset by matching increases household asset holding (primarily increases in the value of real estate and securities holdings). Still, the significant weakening in Canada's terms of trade since mid-2014 and downward pressure on gross domestic income since then (notwithstanding recent improvements) is constraining nominal GDP growth, so household credit market debt has continued to rise as a share of GDP. Slower disposable income growth in the second quarter also saw the household debt-to-income ratio increase to a new high of 167.6%. There could be a further deterioration in these debt affordability metrics as we do not expect a significant pick-up in nominal GDP or household income growth in 2016 or 2017.


2018年5月11日星期五上午十点钟,在新主楼A1039迎来了北航经管学院金融与经济学术论坛2018年第2期活动。此次主讲特别邀请到了来自Cardiff University的Jing Chen教授。本次讲座的主题是:Flash Crashes, Jumps and Running Jumps: A New Method for Jump Detection.
活动开始时,主持人张军欢副教授对Prof. Jing Chen做了简单的介绍并对她的到来表示了热烈的欢迎。陈教授是英国阿伯丁大学金融与投资管理硕士和金融博士,现任职于卡迪夫大学数学学院,在哥伦比亚大学和伦敦大学学院的统计部门担任访问/兼职教授,其研究成果发表在国际知名学术期刊中,包括the Pacific Basin Finance Journal,European Journal of Finance, Journal of Economics Behaviour and Organisationand Journal of Forecasting.


Online Shopping Tips For Your Golf Accessories Agreed, online shopping is the in-thing. Almost everyone and their caddy are clicking away online. Websites offer lucrative deals and all sorts of unimaginable variety of golf accessories. Let's face it, shopping for golf accessories cannot be made more fun or more simple than clicking a button. But watch out, sitting at home and shopping with such ease can also be dangerous. Your credit card details can fall in the wrong hands and unknown strangers can use those details to run up humungous bills. Spurious websites also sell your personal details to other companies who then badger you with unwanted phone calls, unsolicited emails, flyers, brochures, and what-have-yous. Some sites even insert malicious code on your computer, known as a virus, which then secretly captures and sends information like your bank passwords to hackers, etc. In order to avoid these dangers, just take simple precautionary steps when you shop online for your golf accessories: - only shop at websites which are well-known and popular like eBay - regardless of the 'great deal' or the 'fabulous offer' avoid visiting unknown websites - Look for the padlock on the bottom right of your browser. This indicates that the site is relatively safe - Always use the best anti-virus and anti-spy ware like Norton which gets rid of malicious code installed on your PC - Close your browser immediately if you see any suspicious activity at a website Such simple measures will help you shop online for your golf accessories in relative peace and security.


Gorgeous silver drop earrings with a swallow and gold key detail beautifully hand carved. The stories around the swallows are too irresistible, they have adorned many sailors in the past as this little land bird meant the shore was close by. They mate for life and are a symbol of freedom and love. They are an extremely agile bird and with their beautiful tails cut a dynamic shape in the sky.
Details: Rhodium plated silver with 18ct gold plated key, approximately 4cm long.


Shipping Policy: Unless otherwise noted we provide shipping via FedEx or UPS Ground to the contiguous 48 United States, on most items.
Shipping fees to ALL OTHER LOCATIONS will be calculated individually and added to customer invoices. Local duties, taxes and charges are not included in the sale price or ship charges. High Performance AV is not responsible for any taxes outside of Oregon and or the USA. In the event that the customer refuses a shipment, all shipping costs to and from the country or State in which the item was shipped to are not refunded. Please note, in some cases return shipping can cost as much as double the original ship cost.
Once you place an order with High Performance AV, we will give you an estimated shipping and delivery date for you. The shipping and delivery date is based on the availability of the items your ordered and the preferred method of shipping you choose.
Most all of our shipping fees are based on a per product weight basis. All product weights are rounded up to the nearest whole pound.
Heavier items must be shipped via truck. These items will generally incur addiontional shipping charges.


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On "Racial Amnesia," Gender and Persistent U.S. Racism
October 31, 2008 • Jessie Daniels • anti-racism, white racial frame
Anita Hill h as an op-ed piece in The Boston Globe in which she suggests that "racial amnesia may be the cure" for getting Obama elected (image source). Her essay includes this paragraph:
Regardless of one's political leaning, most would acknowledge that the country is aware of its racial and ethnic diversity, and that for most Americans the stark contrast between the "black experience" and the "white experience" no longer exists. Systemic, state-enforced discrimination has disappeared and the prominence of civil rights law enforcement is greatly diminished.
And then after acknowledging some lingering inequality, she closes with this:
Figuring out the significance of race will be a challenge, but relying on racial memories based on a divided reality is not a good option.
Hill locates racism in the past, as a phenomenon residing primarily in the "memories" of a divided reality. No doubt this is a comforting notion to many. Unfortunately, Hill's call for willful amnesia contributes to the problem rather than helps alleviate it. As I posted a couple of days ago, we live in a culture that discourages critical thinking, particularly around issues of race and racism, and this makes understanding the world more difficult rather than easier.
Racism does not exist exclusively in the realm of the past. Just recently, a life-sized effigy of Obama was found hanging from a tree with a noose around its neck at the University of Kentucky, and this is just the latest in a series of overtly racist incidents, including a foiled assassination plot by neo-nazis. (Updated @10:44am to add: And now this racist email from a GOP party volunteer that even FoxNews is reporting.) The persistence of this sort of overt racism alongside the trend toward support for Obama among many whites (including David Duke, as Joe noted) suggests that racism continues to be a complicated issue in the U.S. Such a reality calls for engaging in more complex and nuanced thinking about race, not amnesia. Hill is a smart woman and it's disappointing to see her advocate such a naïve and facile position on race. Charles Ogletree, law professor at Harvard, argues that "racial amnesia" and "racial fatigue" are the real problems. We have forgotten how significant race is and we think we don't have to talk about it anymore, Ogletree said at a recent gathering about racial disparties in the judicial system. The school-to-prison pipeline is still about race and about gender. At Rikers Island (where I've done some research), the population is 95% black and brown. Blacks are 10 times more likely to be arrested than whites, and young men are 17 times more likely to be arrested than young women. In Connecticut, for example, the state has sent hundreds of adolescent girls (opens .pdf) — most of them black and brown — to the state's maximum security women's prison (h/t Rick Green).
Given Hill's background as a strong example, heroine even, for women who have endured sexual harassment in the work place, it's doubly disappointing to read her recommendation advocating for racial amnesia rather than pointing it out as a problem. It seems unlikely that she would recommend a similar strategy for dealing with gender. Instead of "Speaking Truth to Power" (the name of her book about her testimony in the Clarence Thoma s hearings) about racism, Hill adopts the white racial frame by embracing intentional forgetfulness. If Hill's goal was to support the Obama campaign (crossing over from her life long allegiance to the GOP), she might have drawn on the example of Shirley Chisholm (image source).
Talk about amnesia. Chisholm, a representative in Congress from Queens, NY ran for U.S. President in 1972. Her name has rarely, if ever, been mentioned in the current election cycle. Chisholm talked openly about facing racism and sexism, and courageously spoke truth to power at a time when it was incredibly unpopular to do so. Chisholm's bid for high office made possible both presidential campaigns of Hilary Clinton and Barack Obama. Do yourself a favor, watch "Chisholm '72: Unbought & Unbossed," this election season and rid yourself of a little amnesia.


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Covent Garden, London, UK
RICS Awards (London) - Regeneration: Finalist (2018)
Constructing Excellence Awards - Building of the Year (London and South East): Winner (2017)
WAF Awards - Mixed-use: Completed Buildings: Finalist (2017)
WAF Awards - Best Use of Colour Prize: Finalist (2017)
The Building Awards - Building Magazine Project of the Year: Finalist (2017)
Mercer Walk
Nino Rota 'The Clowns' by Federico Fellini
Nino Rota for the films of Federico Fellini
The Mercers' Company, a City of London Livery Company established by Royal Charter in 1394, commissioned Ian Ritchie Architects to develop the space between Mercer Street and Langley Street in Covent Garden. The £22m scheme was completed in November 2016 with tenants taking occupation through to Spring 2017.
The design enhances and complements the surrounding urban realm and was applauded as outstanding by Westminster City Council planning committee when permission was granted. Simple, elegant and beautifully detailed groups of individual buildings reflect the historic typology and architectural appeal of the area.
A new, contemporary central piazza forms the focal point of the development, accessed from both Langley and Mercer Streets. The development is part of a new pedestrian route from Upper St Martins' Lane to Neal Street, with the last link from Langley Street to Neal Street yet to be completed.
The piazza is orientated to optimise sun exposure. Blue Belgian Limestone slabs and setts and white granite setts are arranged in a regular chequered pattern along the streets, giving way to a more elaborate pavement design in the piazza's centre.
The refurbishment of 13-14 Langley Street, an original 19th Century Covent Garden warehouse, to create a new flagship retail store within visual reach of the busy Long Acre–Langley Street junction provides an architectural feature designed to draw pedestrians in from Long Acre. Brick bands on the retained east façade wrap onto the rebuilt south façade and determine the proportions of the three large, multi-story vertical and arched glazed openings whose detailing recalls the adjoining brewery buildings in Shelton Street.
The three new mixed-use buildings provide retail and restaurant space at ground and basement levels with 24 residential apartments on the upper floors. The North Building is formed around one central core. The South-East and South-West Buildings share a residential courtyard. A 4-story cast aluminium screen marks the entrance to the courtyard and creates a visual link between the central piazza and Langley Street. Behind it the buildings are linked by covered walkways at each floor.
The new buildings are faced in different colours of brick to ensure continuity with existing buildings in the area. The window reveals for each building are distinct yet subtle variations of the Georgian window style found throughout Covent Garden. All the residential apartments have external space in the form of loggias. Set back within the building's footprint, they create a distinct language for each building.
The unusual, intricately detailed cast aluminium folding privacy screens for the loggias are a key architectural feature of the development. In various bright colours, they contrast with each individual building's brickwork, giving liveliness and visual delight to the courtyard.
We have since been commissioned to do Phase 2 of Mercer Walk, which is the internal transformation of the building on Long Acre.
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WAMC News
WAMC Northeast Public Radio | By Alan Chartock
WAMC's Dr. Alan Chartock discusses President Trump's "victory lap" rally in Michigan Thursday, and reports that the New York state budget is nearly finished and ready for lawmakers to vote on this Sunday. He also comments on a lawsuit filed by New York State Attorney General Letitia James against manufacturers and distributors of prescription opioids, for their alleged role in the opioid epidemic.
WAMC News New York State BudgetNew York Governor Andrew CuomoOpioid AddictionPresident TrumpDr. Alan ChartockOpioid Lawsuitsmueller reportNew York Attorney General Letitia JamesAdam Schiff
Alan Chartock
Dr. Alan Chartock is professor emeritus at the University at Albany. He hosts the weekly Capitol Connection series, heard on public radio stations around New York. The program, for almost 12 years, highlighted interviews with Governor Mario Cuomo and now continues with conversations with state political leaders. Dr. Chartock also appears each week on The Media Project and The Roundtable and offers commentary on Morning Edition, weekdays at 7:40 a.m.
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WAMC's Dr. Alan Chartock discusses President Trump's upcoming rally in Michigan, his first since the filing of the Mueller report. He also comments on a…


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Indonesia-Australia Relationship: An economical analysis
As Indonesia's economy continues to grow and its population swells, the relationship with Australia is becoming more and more asymmetric. From the Australian perspective, it presents some opportunities but, as a counterbalance, Indonesia may be seeking to engage more closely with other, larger, powers in the region. This paper will look at the current economic and security ties in that context and explore some of the possible future prospects for the bilateral relationship
Over the next decade, Australia may become increasingly less relevant to Indonesian economic interests.
The current trade relationship is skewed in Australia's favour and Indonesia is likely to look towards other, larger, markets to counter that deficit.
Australia has gradually reduced the amount of foreign aid to Indonesia while, at the same time, Australian investors are deterred by the generally poor Indonesian business environment.
There may be an opportunity for Australia to adapt its defence exports to Indonesia's minimum essential force needs.
The strongest ties lie in police-to-police links, aimed at combatting terrorism. That relationship could be used as a model for other bilateral linkages.
Indonesia-Australia Relationship: Economic Relations
Australia as an Export Market
As noted in a previous FDI Strategic Analysis Paper, Australia's economic relationship with Indonesia has begun to falter. Looking at 2017 trade figures from Bank Indonesia, Australia makes up 5.1% of Indonesia's goods market. In comparison, Indonesia's largest trading partners in 2016 included China (which imported 13 per cent of Indonesia's exported goods), Japan (13%) and Singapore (11%). While Australia's position in the Indonesian market is sizeable, increasing deficits have marred trade relations from Indonesia's perspective. As seen in Figure 1, between 2000 and 2011 the value of imports closely matched the value of exports; bilateral trade never resulted in a deficit of much more than $500 million for either country. Since then, Indonesian exports to Australia have fallen in value, resulting in a trade deficit for Indonesia of $2.6 billion in 2016, the largest shortfall in the trading relationship to date.
he saving grace of Jakarta's economic relationship with Canberra lies in Australia's contribution to the Indonesian tourism industry. Defined as "travel exports" in services trade statistics, tourism is a vital part of the Australian-Indonesian economic relationship and is the single largest source of income for Indonesia in that relationship. When services exports are taken into account, the $2.6 billion trade deficit that Indonesia experienced in 2016 is reduced to $593 million.
Looking to the longer-term, however, Australia does not appear to be the primary market for Indonesian plans to expand its tourism industry. As a previous FDI Strategic Analysis Paper has discussed, Indonesia is expected to focus on increasing the inflow of Chinese and Muslim tourists. Arrivals from China have rapidly overtaken those from Australia and now make up the bulk of international tourists visiting Indonesia. At the same time, the Indonesian Government is working to promote Halal tourism, an approach that holds promising potential, given that Indonesia is the largest Muslim country in the world.
From Indonesia's perspective, the declining level of its goods exports to Australia is a weak point in the bilateral economic relationship. That may not improve for some time. With Australia's relatively small population of 24 million, Indonesia is potentially better off seeking to expand trade in other, larger, markets. Historically, China, India and the United States have been the largest and fastest-growing export markets for Indonesia. In the past five years, however, growth in the Chinese and Indian markets has begun to stagnate and, at times, fall. Based on the last five years of Indonesian exports, the Philippines and Vietnam have replaced China and India as the fastest growing markets for Indonesia. Compared to Australia, the Philippine and Vietnamese markets for Indonesian exports are larger, faster-growing and also in close proximity to Indonesia.
It is unlikely that the Indonesia-Australia Comprehensive Economic Partnership Agreement (IA-CEPA) will lead to Australia becoming a primary market for Jakarta. Negotiations surrounding the agreement have been difficult and failed to conclude by the revised December 2017 deadline. That said, when implemented, the IA-CEPA will play an important role in boosting bilateral trade and investment, just not at a level comparable to Indonesia's larger economic relationships. According to the Australian Department of Foreign Affairs and Trade, the IA-CEPA aims to address impediments to bilateral trade, including both tariff and non-tariff barriers, to improve access to each other's services markets and to cut the red tape preventing Australian investment in Indonesia.
Canberra's investment relationship with Jakarta has room for improvement from Indonesia's perspective. According to statistics from Indonesia's Investment Coordinating Board (BKPM), Australia ranked as the tenth-largest investor in Indonesia during first quarter of 2018, investing $172.52 million through 176 different projects. That has seen Australia move up in the ranks of the top investors in Indonesia compared to the first quarter of 2017, even though total investment slightly decreased from 2017. In the first quarter of 2017, Australian investment realisation reached $185.65 million through 158 projects, ranking twelfth.
While Australia is placed among the top ten overall investors in Indonesia, that position is more due to the fact that comparatively few countries invest significant sums in Indonesia. Additionally, as seen in Figure 2, investment realisation from Australia sits at almost half that of Malaysia and approximately twenty times less than that of Singapore.
Source Article:
http://www.futuredirections.org.au/publication/indonesian-perspectives-economic-security-relations-australia/
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Madonna's 'Confessions' is Utterly Resistible
January 23, 2006 Reut R.
For most of us, Madonna is one of the greatest artists in history. Unfortunately, 'Confessions on a Dance Floor,' the dance album that many fans have been waiting for simply does not live up to standards, which is quite disappointing considering it's Madonna.
Leave it to the Material Girl to resurrect the glory days of disco music and try to market it to a younger audience, one that apparentely won't remember her last two decades of recorded music.
Rumor has it that Madonna will collaborate with the Pet Shop Boys on her next single, 'Sorry.' Madonna plans to stage the video using the concept of MTV's 'Pimp My Ride,' of which she reportedly is a great fan.
The symbolism of using MTV's 'Pimp My Ride' as a vehicle (pun intended) for Madonna's second 'Confessions' video is obvious: make over a vintage classic and resell it to the youthful masses. Madonna has returned to her MTV origins to resell a classic (herself) to a new generation. The attempt is feeble because this audience member is not buying it.
This album has 12 tracks, and all 12 are fast-paced, high-intensity tracks. Ten of the tracks run for over four minutes each, with the other two only just coming shy of four minutes. She's packed in plenty here and the album runs just under an hour.
By now, everyone is familiar with the sound of 'Hung Up.'
'Hung Up' is a highlight and a good album opener, but unfortunately, halfway through the second track, 'Get Together,' you feel the urge to fast-forward.
Thankfully the third track, 'Sorry,' makes amends. Otherwise the album could have steered into a disaster very quickly. 'Sorry' is poptastically innovative, sounding very much like 'Hung Up.'
'Future Lovers,' the fourth track, sounds like it was created by robots in outer space. Don't get me wrong, it sounds refreshing and new. However, it is far from a standout.
The album then makes a right-hand turn into 'electronic-sounding Madonna' with 'I Love New York.' 'Let It Will Be' is repetitive and pointless and 'Forbidden Love' is not much better.
At this point, you are hoping that the album picks up, because only two or perhaps three titles are worthy listens from the first seven tracks. Your prayers are answered with 'Jump.'
However, at this point, everything is beginning to sound the same, and it wouldn't have hurt to throw in a ballad or two first, you know, just to slow things down and to throw in a different sound. But, this is unfortunately not the strategy that Madonna decided to take on.
With 'How High,' Madonna hits her strides, the way she did with 'Hung Up' and 'Sorry.' It is a very good track, and has a slightly different feel to the rest.
'Isaac,' track 10, is among the weirdest on the album. This song is a pointless inclusion that sounds frighteningly like her previous stuff with the 'MMMMmmmm's put into it.
But thankfully, the final two tracks on the album save it from being a 1.5 out of 5. They single-handedly take it up a notch, all the way to a 2.5.
This makes two clunkers in a row for Madonna.
First, 'American Life' proved to be a ho-hum album from one of our least boring musical personalities. Now, 'Confessions on a Dance Floor' continues that streak as she returns to her dance/disco ways, but without the charm, the fun, the drama, the sexiness or any of the great melodies and rhythms that she has given us over the last two decades.
For all it claims to be, 'Confessions' is neither catchy nor groundbreaking. The lyrics to most of the songs are brainless and repetitive.
It's better to buy Madonna's early stuff. Perhaps they ought to create an album sampling her old music and then 'techno' it all up. She wouldn't even have to break away from her busy schedule to show up to the recording studio.


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Unvaccinated U.S. travellers added to French quarantine list
Reuters | Posted: Jan. 2, 2022, 10:40 a.m. | Updated: Jan. 2, 2022, 12:30 p.m. | 1 Min Read
PARIS (Reuters) - France has put the United States on its COVID-19 travel "red list", meaning unvaccinated people coming into the country will have to quarantine for 10 days.
The rules will not change for fully vaccinated people coming into France from the United States: they still have to show proof of a negative test before boarding their flight.
The move puts the United States, where new infections are topping 300,000 a day due to the Omicron variant, on the same list as countries such as Russia, Afghanistan, Belarus and Serbia.
France is also grappling with record levels of new infections, with 200,000 cases reported daily over the last four days.
(Reporting by Marc Angrand; Writing by Benoit Van Overstraeten; Editing by Alison Williams)
Updated just now |1 min read


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Rothesay Life buys £6bn of Aegon's UK annuity book as profits soar
One of the largest pension insurers has taken on Dutch insurer's portfolio of 187,000 policyholders
The UK annuities book acquired by Rothesay Life covers some 187,000 policyholders
Elizabeth Pfeuti
Monday April 11, 2016 10:19 pm
Rothesay Life, the pension insurance and bulk annuity specialist, has taken on two thirds of Aegon's UK annuity book, boosting its assets under management to £20 billion.
The UK company, which was launched by Goldman Sachs in 2007, has taken on £6 billion-worth of Aegon's portfolio, covering 187,000 policyholders. The deal is the third of its type completed by Rothesay and follows a transaction to reinsure £1.2 billion in annuities from Zurich Insurance in 2015.
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Q: Variance of Brownian Bridge With $W(t)$ denoting the standard Wiener process, Brownian Bridge $B(t)$ can be defined on $t \in [0,T]$ as:
$$B(t):=W(t)-\frac{t}{T}W(T)$$
Computing the expectation gives $\mathbb{E}[B(t)]=\mathbb{E}[W(t)]-\frac{t}{T}\mathbb{E}[W(T)]=0-\frac{t}{T}0=0.$ From this we can deduce that $Var(B(t))=\mathbb{E}[B(t)^2]$. Here is my attempt:
$$\mathbb{E}[B(t)^2]=\mathbb{E}\left[\left(\sqrt{t}W(1)-\frac{t}{\sqrt{T}}W(1)\right)^2\right]=\mathbb{E}[W(1)^2]\left(\sqrt{t}\left(1-\sqrt{\frac{t}{T}}\right)\right)^2=\\=t\left(1-2\frac{\sqrt{t}}{\sqrt{T}}+\frac{t}{T}\right)=t\left(\frac{T-2\sqrt{t}\sqrt{T}+t}{T}\right)=\frac{t}{T}\left(\sqrt{T}-\sqrt{t}\right)^2$$
Now wikipedia gives the variance as $\frac{t}{T}(T-t)$, so I must be making a mistake somewhere, but I cannot figure out where? Any hints would be greatly appreciated,

A: Although $W(t)$ and $\sqrt{t}W(1)$ have the same distribution, they are not equal. The correct computation is
$$\mathbb{E}[B(t)^2] = \mathbb{E}[(W(t) - (t/T)W(T))^2]$$
$$= \mathbb{E}[W(t)^2] - 2 \frac{t}{T} \mathbb{E}[W(t) W(T)] + \left(\frac{t}{T}\right)^2 \mathbb{E}[W(T)^2]$$
We know $\text{Var}(W(t)) = \mathbb{E}[W(t)]^2 = t$ and
$$\text{Cov}(W(t), W(T)) = \mathbb{E}[W(t)W(T)] = \min(t,T) = t$$
Thus, we conclude
$$\mathbb{E}[B(t)^2] = t - 2 \frac{t}{T} t + \left(\frac{t}{T}\right)^2 T = \frac{t}{T} (T-t)$$
as on Wikipedia.

A: Notice that $\forall t \in [0,T]$ we have that: $min\left(t,\frac{t^2}{T}\right)=\frac{t^2}{T}$. Furthermore, I will make use of the following three lemmas (which I leave to prove as exercise):

*

*Lemma 1: $cov(W_t,W_s)=min(s,t)$

*Lemma 2: $Var(W_t - W_s)=Var(W_t)+Var(W_s)-2Cov(W_s,W_t)$

*Lemma 3: $\frac{t}{T}W(T)=W\left(\frac{t^2}{T}\right)$ in Distribution
We then have:
$$Var(B(t))=Var\left(W_t-\frac{t}{T}W_T\right)=Var(W_t)+Var\left(W\left(\frac{t^2}{T}\right)\right)-2Cov\left(W_t,W_{\frac{t^2}{T}}\right)=\\=t+\frac{t^2}{T}-2min\left(t,\frac{t^2}{T}\right)=t+\frac{t^2}{T}-2\frac{t^2}{T}=\\=\frac{t(T-t)}{T}$$

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