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Home > Podcast > Colorado Springs > JF1490: Build A Successful Lawn Company & Start From Scratch With Real Estate? With Brent Bowers
JF1490: Build A Successful Lawn Company & Start From Scratch With Real Estate? With Brent Bowers
October 01, 2018 | Joe Fairless |
October 1, 2018 February 29, 2020 by Joe Fairless
Brent had a successful lawn care business in high school while he was working on getting his real estate license. He left the business to do real estate full time at a very difficult time, in 2008. Eventually, he left real estate behind to join the military. After the military, he got back into real estate and started doing well with wholesaling. We'll hear today how he approaches wholesaling and what he does to succeed. If you enjoyed today's episode remember to subscribe in iTunes and leave us a review!
"Billionaires get up at 5 am, that's why I get up at 4, I want to get a jump on them too" - Brent Bowers
Brent Bowers Real Estate Background:
10 years of real estate investing experience
Bought his first home in April 2007 and since then he has helped many homeowners get out of troublesome situations by buying their properties
Based in Colorado Springs, CO
Say hi to him at https://www.brentbuyshousesfast.com
Best Ever Book: Greatest Salesman in the World
Get more real estate investing tips every week by subscribing for our newsletter at BestEverNewsLetter.com
Best Ever Listeners:
Do you need debt, equity, or a loan guarantor for your deals?
Eastern Union Funding and Arbor Realty Trust are the companies to talk to, specifically Marc Belsky.
I have used him for both agency debt, help with the equity raise, and my consulting clients have successfully closed deals with Marc's help. See how Marc can help you by calling him at 212-897-9875 or emailing him mbelsky@easterneq.com
Joe Fairless: Best Ever listeners, how are you doing? Welcome to the best real estate investing advice ever show. I'm Joe Fairless, and this is the world's longest-running daily real estate investing podcast. We only talk about the best advice ever, we don't get into any of that fluffy stuff. With us today, Brent Bowers. How are you doing, Brent?
Brent Bowers: I'm great, Joe. How are you doing today?
Joe Fairless: I'm doing great as well. Nice to have you on the show. A little bit about Brent – he's got ten years of real estate investing experience. He has pretty much automated his wholesaling business. He also does some flips… He bought his first house in April of 2007, and since then has helped a whole bunch of homeowners get out of troublesome situations by buying their properties. He's based in Colorado Springs, Colorado, and his website is in the show notes page. With that being said, Brent, will you give the Best Ever listeners a little bit more about your background and your current focus?
Brent Bowers: Yeah. I had a super-strong lawn landscape company when I was in my senior year of high school, and my father came out and kind of joined me in the business. I was working on getting my real estate license in about 2004-2005, and the hurricanes came through Florida, it kind of derailed me for another year or so… And then it seemed like I got my license right at about mid-2008, and then I went into it in about 2009, left the company I had built, and moved to West Palm Beach, Florida and started trying to do some real estate right at the fall of the market.
Things were quite rough, so I was like, "Well, I'm gonna go back to school. How do I do it?", so I joined the military and didn't really look back for several years. The military sent me to school, paid for a bachelors degree; they pretty much paid for all that, and [unintelligible [00:04:35].07] officer, and then I started dabbling in some real estate some more, and it just seemed like we just started buying rentals everywhere we were going. We were just buying all these rentals, and raking up all this debt, and then slowly paying down. I just knew there was a better way to pay down that debt, so we started wholesaling houses kind of haphazardly.
We were searching on Bigger Pockets one day, which is an extremely cool website (and I'm glad it came about), and I ran into a guy named Tom Krol, and took his course on wholesaling. He pretty much gave me the Ray Kroc version system of wholesaling. Here we are, a couple years later; we've done probably 80-something transactions in the last 24 months. We're flipping now, we're renovating houses, and the wholesaling is pretty much automated, but we like to do a couple flips a month. I prefer to stick with one only, but it seems like the deals come and we just keep doing them.
Now we're taking the profits and purchasing raw lands, and seller-financing it at affordable rates to people that wanna own land. That's kind of our business in a nutshell. I'm really building the raw land side now. That's what I've been focusing on in the last couples months, and… Here we are.
Joe Fairless: Well, I'm looking forward to talking to you about the raw land stuff, because that's something that I find really interesting, because I don't do it, and I'm sure there's a lot of listeners who'd find that really interesting.
Before we dig into the raw land stuff, you said 80+ transactions in 12 months – that's gotta keep your team busy, and you mentioned… 24 months, sorry; I love misquoting people, to make things interesting… Okay, 24 months. 80 transactions in 24 months. Either way, that's gotta keep your team busy… So what are some things that you have put in place in order to establish this system that you have with your wholesaling business?
Brent Bowers: Well, it was almost forced plays. I had to build a team, because as an army officer, which I'm completely out of the army now… I got out May 7th, with an honorable discharge, I did all my separations, left on great terms… But let me tell you – it's a lot less stress in the real estate business, and a little bit more profitable. My last day was May 7th, 2018, so we've been doing this full-time about three months now, and things are rolling… But I was forced to put systems in place because I was constantly out there in Virginia, Kentucky… I didn't actually deploy in the last couple years to any combat zones, but we were doing a lot of field time prepping to deploy.
So after leaving the field, I was in Kentucky, Virginia and I had to hire a lead manager. I was getting all these calls from my direct mail and my marketing that we were doing, and I was just trying to do all this closing over the phone, almost virtual wholesaling, which — it was working, by using 123notary, and an attorney, and title companies… But I just needed somebody that could do pretty much belly to belly sales. That's when I found this wonderful person named Jen. She actually lives right down the road from me. I found her on the NextDoor app; I pretty much put an ad out for her: "We're a small real estate company, looking to hire. I need a lead manager."
I called her a lead manager basically because I needed her to be an acquisitions manager, a disposition manager, and also hold the buyers and sellers' hands from beginning to end – almost be a transaction coordinator as well. So that was pretty much my first hire, and I was so blessed to have found her. She has really helped me build the business… But it's just forced systems. We had a system, and just hiring people and finding people to help – a good realtor, a good attorney, a good title company… I hope I answered your question… In a super-long way.
Joe Fairless: You did, you definitely did. One thing that surprised me is I think I heard you say that you put an ad for this position on the NextDoor app. I didn't know you could do that.
Brent Bowers: Yup. It's like a little classify — you can do classified ads on there. It's really the only time I've actually ever used it, except for one other time when I found a missing dog in my neighborhood. We put him on there, and that's how we found the owner. But yeah, she answered the ads, super-professional, I liked talking to her on the phone, and I just knew it was gonna be a good fit. I invited her to my house, I let her meet my family.. And like "Look, we're doing a couple transactions a month, we make this on average; would you like to join the team?" That was almost two years ago now.
Joe Fairless: Wow. How much do you make on average per transaction?
Brent Bowers: On average – our average assignment fee is somewhere around $15,000 to $20,000.
Joe Fairless: And then how much of that is profit, would you say, after all of your overhead?
Brent Bowers: After overhead – it takes us about probably $3,000 to acquire a property, and what I mean by that is it costs us about $3,000 as far as overhead and marketing for each transaction. So we spend about $3,000/transaction, so if we make $13,000, it's $10,000 profitable, and then I pay my team out, and all that… But somewhere around $10,000 is what we net per transaction. That's our typical assignment when we get a property under contract, and then we sell it to one of our cash buyers.
We have quite a robust cash buyers list, and it took me a couple years of working my butt off to get those cash buyers, but that's how we get a higher assignment fee.
Joe Fairless: Your team is doing wholesale deals, but then you also have some fix and flip deals that you're working on… When do you determine that it's a fix and flip instead of a wholesale deal? Or rather how do you determine that?
Brent Bowers: It's a great question. We try and do – like I said – at least one a month, but when we have an extreme amount of meat on the bone… Like, if I know we can make at least $35,000 to $45,000, I don't feel good on my heart when I see a cash buyer pay an assignment fee of 45k-50k. However, I don't feel bad if I take the property down myself, renovate it, list it with my realtor, stage it and all that.
Generally, we try and make somewhere around 35k-45k for our flips. We average somewhere around $50,000 a flip; that's been our last four anyways… But that's about the number.
If I know it's gonna be a 10k, 15k, 25k assignment, that's no problem whatsoever, but if it's more than that, we generally will buy it and renovate it.
Joe Fairless: And why make the business decision to focus now on raw land and seller finance that raw land, versus continuing to scale your wholesale and fix and flip business?
Brent Bowers: Well, that's a great question, and I almost feel like "Okay, am I spreading myself too thin with the wholesaling and the flipping and the land?" I always had a passion for land, I really like land, and Mark Podolsky says that there's no three R's: you don't have the rats, the rodents or the renters. Not that I'm calling — I mean, I kind of am [unintelligible [00:11:42].10] renters in the same category, but we've had rentals for years and we're actually… One of our four flips right now – I shouldn't say the four, it's one of the flips – we're actually renovating a 19-unit apartment complex that we are gonna hold… So we do a little rentals too, but I like the land because it's a lot less stress; it's really cool, it's unique… It's dirt, no one can steal it. I really don't have to hold insurance on it, because nothing's gonna burn down… Other than liability insurance.
No one can steal anything, the contractors aren't stealing materials, and it's just — when someone comes in and we do the seller financing, we carry the note for them. They can come in with a small down payment, generally hopefully the down payment covers a little bit of our purchase price… But there's really no maintenance. I don't get calls from tenants, I don't get calls from the city, I don't get calls from the people downstairs because the people upstairs are stomping too loud… It's just so low maintenance.
We've got several notes coming in from our land, and I don't really have to manage it other than my assistant picking up the checks from the mail, and then inputting them into our note-tracking software. So it's simple, and it's cash-flowing.
Joe Fairless: Since it's seller financing, you do get some of that cashflow on a monthly basis, so it's starting to work for you; after you shift your focus away from that, you still have some money coming in. Was that another factor?
Brent Bowers: Yeah, for five years pretty much. We generally run it out for about 60 months, holding the financing… So I know that when my assistant does the paperwork and we do a land contract, I know for five years we're gonna get paid on this property. I just pray they don't default… Some people like when they default; I personally don't. We've had that experience before, where we resell the property again… Yeah, it really helps the bottom line, and our ROI just goes through the roof; however, it's just a sucky feeling whenever you know that someone's going through hard times and they can't pay for their land anymore… But yeah, I generally know that for five years these payments are gonna come in, so we can just continue doing these every single day or every single week, and just build such a portfolio that each one works for five years. It's just amazing.
Joe Fairless: Will you tell us about the last deal that you did?
Brent Bowers: The last land deal that I did – this one's kind of a funny one; it's actually the one that I've had to take the property back. We bought this little piece of land, non-buildable, for $225. It was only 4,900 square feet. It was actually in my old neighborhood in Colorado, and I went and paid the taxes on this thing — and I didn't even have to do it, because I had probably another two years left to do it… But the guy just wanted to get rid of it. He wasn't doing anything with it, so I was like $225 – I gave it to him, paid him, and then I went and caught with taxes up. The taxes were like $700, so more than what I paid for the land… So I had maybe $1,000 into this property.
I put an ad on Craigslist, seller financed lot, this neighborhood, non-buildable. I had multiple calls on it, and I was just shocked, because this is non-buildable land. What did these people wanna do with it?
One guy wanted a garden, one guy wanted to park vehicles on it… So I ended up meeting the guy that wanted to park vehicles on it. I told him, I was like, "Dude, you've gotta check with the city. I don't think they'll allow that." He gave me $1,500 cash on the spot. He was like "I don't care, I want it." So I was like "Well, I've gotta give you some type of receipt", so I wrote him up a receipt and then he had said "Basically, I wanna pay this thing off in a couple months." I was like, "Okay, perfect." No interest, total price is $5,000. That was the last time I ever saw the guy. He didn't take my phone calls anymore, didn't answer e-mails, didn't answer text, and I called his wife's phone… He disappeared for six months.
I told my lead manager, I was like "Listen, if we don't hear from him by December 25th, we're going to sell this property again." We already had another buyer lined up, they had called us on it and they were willing to pay $5,000 cash right away. It was a neighbor. They wanted to put a shed on the property.
So here comes December 25th, and we hadn't heard from the guy. I waited till January 2nd, they gave us a $5,000 cashier's check, and we literally made somewhere around like a 2,100% return on investment.
Joe Fairless: Hm… Still never heard from him?
Brent Bowers: Yes, I unfortunately did. About January 26th the guy's uncle called me.
Joe Fairless: He passed away.
Brent Bowers: No, thank God he didn't die, but… "My nephew has been in jail. He wants to know how he can keep making payments on his property" and I said "It's no longer his property. We sold it about 20 days ago. I've been trying to get a hold of him. I've mailed him, I've e-mailed him, I've texted him… Nothing. The guy disappeared for like seven months, so unfortunately it's no longer his property."
The uncle said "Okay, no problem", and hung up. But it made me feel bad, it really did. It's like, "Man, this guy just spent $1,500 and went to jail."
Joe Fairless: The wholesaling business compared to buying raw land and doing seller-financing – which one's easier to find deals?
Brent Bowers: Oh man, I think they're both easy to find deals if you create the systems. When you're going after property that people aren't paying taxes on, or it's just rundown (the wholesaling), it's almost like they're two different beasts, but the deals come on both of them if you create the systems and have the coaches to teach you how to do it. I'd say volume – we could probably get more raw land; however, the wholesaling may not be as much volume. We could probably get ten pieces of raw land and maybe seven or eight wholesale. However, the wholesales are much bigger money, wholesaling houses.
But you also are competing with a bunch of other real estate investors that want the houses. The cool thing about land is not a lot of people do it because it's not huge chunks of money; you're not pulling $94,000 profits. When you pull a $94,000 profit on your flip, the land is not that big of a profit and it takes longer, if that makes sense. So maybe the land is not as sexy.
Joe Fairless: When you've gotten into these new business models – wholesaling, raw land – I've noticed that you mentioned someone you learned from. In wholesaling it was Tom Krol I've interviewed him on the podcast I think a couple times, and it raw land it was… Who did you mention?
Brent Bowers: Mark Podolsky.
Joe Fairless: Mark Podolsky, that's right. Yeah, sorry, my brain froze up. I've interviewed him like three or four times on this podcast. How do you think about investing in your education? …because I doubt they trained you for free, but correct me if I'm wrong… And if I am correct, then you paid for education – how did you think about it?
Brent Bowers: I love it. You know what? I went to so many of these real estate seminars, dropping 5k here, 5k there, but I think it was a little bit different when you have more along the lines of a coach, that's a little bit spaced out. Tom sets his up perfectly. He spaces it out to like eight weeks, and kind of the same thing with Mark Podolsky. They space them out, and I feel like that was part of what really made me successful, and also the student was ready, finally – I was finally ready to commit and do the freakin' hard work that it takes to do this. It's all simple, but it's not easy. It's hard work.
I get up at 4 AM every single morning, and I'm still usually working at 6 or 7 at night. I take some time to put the kids down to bed, eat dinner with my wife, but it's a grind. But I would pay for the education over again, I would pay double for it knowing what I know now, because you're gonna pay one way or another. You've paid through just the pure grind of it, making mistakes and costing yourself money, or working for free to learn from another flipper, for people that don't have money…
I know flippers out there that have ten crews. I wish I would have known these guys when I was 18-19 years old; I would have pushed the broom for them and power wash their houses and painted it for them for free if they would have just taught me some of this… But I didn't think to do that. I kind of took the easy route, I paid a coach to teach me. And I didn't just have the cash lying around… It was stressful. I maxed out credit cards, and negotiated, and made payments, and didn't have money to mail after that…
I remember Tom Krol telling me "Don't join my program, because you don't have the money to market." I still did it, I still joined, but it took door knocking, things like that. So absolutely, none of this was free, and I am so glad I paid for the education, because I think it accelerated and it gave me an opportunity to get out of the military and stop being away from home so much… And it's quite lucrative. It's very hard work though, and the people I see that don't make it are not willing to do the hard work and work smart.
Joe Fairless: I'll make sure I send this interview to both Tom and Mark, since you said you would like to pay double, so maybe they can get a check from you for the difference there…
Brent Bowers: [laughs] Don't tell Mark that; I'm still paying [unintelligible [00:21:19].10] to Mark. But Tom Krol is paid off, you can tell him anything you want. [laughter]
Joe Fairless: What's your best real estate investing advice ever?
Brent Bowers: Oh, man… Educated yourself, be coachable, and get up early. I read The Miracle Morning – I can't remember the dude's name that wrote it, but I've read The Miracle Morning about three years ago, and that really just resonated. For about three years now I've been getting up at 4 AM, and from 4 to 7, before my children wake up, and my wife, I wake up, I make coffee, I already have it ready to go, just press the button.
Then I read the Bible, my quiet time for like 30 minutes, and then from pretty much [4:30] to 7 – that's the power hour. That's buildings systems, and improving systems, and doing the couple tasks I wanted to complete right off the bat… Kind of like eating the frog first, the hardest thing, because the e-mails are not coming in, and the phone is not ringing… Sometimes it does ring a little bit before seven, but it's on Do Not Disturb, so I really keep focus. No one's taking my attention away from the task I'm trying to complete… So I'd say that's my best advice – get up early; these billionaires, they get up at 5 o'clock in the morning, so that's why I get up at four, because I figure I wanna get a jump on them, too.
Joe Fairless: I love that mentality. That's great stuff, I've never heard it put that way. We're gonna do a lightning round. Are you ready for the Best Ever Lightning Round?
Brent Bowers: Sounds good.
Joe Fairless: Alright. First, a quick word from our Best Ever partners.
Break: [00:22:55].15] to [00:23:35].13]
Joe Fairless: Best ever book you've recently read?
Brent Bowers: I've recently read The Greatest Salesman In The World. That book really just touched my heart when I read it.
Joe Fairless: I at one point had all of those rules memorized, and I recorded it on an app, and I would just play it over and over while I was running. That's an amazing book.
Brent Bowers: Yeah, I wanna get the hard copy; I actually listened to it on Audible. It was just such a great story, too. Short little read, but yeah, I'd like to get it on hard copy. I feel like I get more when I read things, rather than listen to it on Audible.
Joe Fairless: Best ever deal you've done, that we haven't talked about?
Brent Bowers: December, I'm sitting in my garage, making some cold calls, because I had to get away from the kids, and I cold-called this property, the guy yells at me, he's like "What are you doing calling me?" I just kept my composure, and it turns out he was an old retired Air Force guy. We got to talking about the military, and I just kept working out, just taking his beating, and I was just being very respectful. Not timid, but respectful… And he just thought I was a scam. So the guy hung up on me, and I called him back… We kept building relationship.
I had an offer for his house at 135k, he said "No, I'll take 124k", and I said "Really?" I was just so shocked. Then I had to follow up with him for another couple months. I literally just would show up to this guy's property, because he was driving from South Dakota to Colorado Springs, so I was trying to catch him there, and I kept missing him…
And one day he called me back and said "Let's do the deal." So I signed the deal for 124k, bought the house… We put about 25k into it, so we had roughly 150k-155k, and then we sold the thing for like 265k about a month later. So after all expenses, utilities, insurance, closing costs, realtor fees, staging fees, all that, we made a $94,000 profit after everybody was paid. That was one of my best deals. I've got some others, but that was a good one… And it was pretty cool, because this guy – I checked up with him while we were doing the renovation – he had some important-looking documents in the mailbox that I thought he'd be interested in… So I got his forwarding address from him and he just appreciated that so much.
He told me he was actually going to preach at this church the next day, and he asked if he could share what we had done for him, and bought his house… And he was just praying that we'd make a profit… And I'm telling you what – his prayers were answered, because we darn sure did. That was actually just this July. That was probably the most recent one.
Joe Fairless: Oh, that's cool. It's a good story for everyone, for multiple reasons. What's a mistake you've made on a transaction?
Brent Bowers: I don't make mistakes.
Joe Fairless: Of course not. Perfect!
Brent Bowers: I'm kidding. Oh, man… Not following my instincts. I don't get too cautious on most properties, but when I don't trust my gut, I always sorely pay for it. And I'd like to say another one, too – when someone tells you they have a brand new roof on a 4,500 square foot house, and you're in Florida and lead manager doesn't get on it, or your realtor doesn't jump on it just to check – bad mistake. It was a brand new roof, but it was a fly by night company that did it, and it was about a $9,000 mistake. Luckily, it still was a profitable deal, but it sucked to make the mistake.
Joe Fairless: I was gonna say, that sounds like a very specific example, like it might have happened very specifically to someone we know.
Brent Bowers: Yeah. [laughs]
Joe Fairless: What's the best ever way you like to give back?
Brent Bowers: We give to our church. We have a REIA that we do on the first and third Tuesday at Third Space Coffee on North Academy in Colorado Springs. We have a bunch of new investors, old investors… I feel like we give a lot of value, me and Colin Smith with Solid Rock Realty; he's my partner with our REIA… So we are constantly helping new guys get started. That's all free.
We bring in CPAs, we bring in attorneys, we bring in flippers, we bring in hard money lenders, we bring in private money lenders… And then just giving [unintelligible [00:27:47].19] It says we have to in the Bible, and I think that helps us a lot. We're partnered with the Lord, and that's how we give back.
Joe Fairless: Best way the best ever listeners can learn more about what you've got going on and get in touch with you?
Brent Bowers: Yeah, my company is called Zech Buys Houses LLC. You can google that. We've got a bunch of parcels of land, we're seller financing… If someone wants to go to vacantlandofthefree.com and mention this podcast, we'll give you 15% off of your down payment and your monthly payment. I'm ready to sell some land.
Joe Fairless: That's awesome! Well, I might be buying… [laughs] If I can find a way to cashflow it, I might be buying… Or maybe I just want a place to put a shed up somewhere.
Brent, I really appreciate you spending time with us and sharing the different business models that you're in. Thank you for what you did for our country, to keep us all safe, and your role in that, first off and foremost… And then from a real estate standpoint, really interesting to hear how you've gone from wholesaling, building that model, and now focusing on buying raw land, doing seller financing, and how you're getting deals and how you approach learning about each of those businesses.
Brent Bowers: Thanks, Joe.
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Search Engine Marketing-SEM ( Feel The Power Of Page Ranking)
Published On - June 25, 2019
History Of SEM
Search engine marketing (SEM) is a form of Internet marketing that involves the promotion of websites by increasing their visibility in search engine results pages (SERPs) primarily through paid advertising. SEM may incorporate search engine optimization (SEO), which adjusts website content and site layout to achieve a higher ranking in search engine results pages to enhance pay per click (PPC) listings As the number of sites on the Web increased in the mid-to-late 1990s, search engines started appearing to help people find information quickly. Search engines developed business models to finance their services, such as pay per click programs offered by Open Text in 1996 and then Goto.com in 1998. Goto.com later changed its name to Overture in 2001, was purchased by Yahoo in 2003, and now offers paid search opportunities for advertisers through Yahoo Search Marketing. Google also began to offer advertisements on search results pages in 2000 through the Google AdWords program. By 2007, pay-per-click programs proved to be primary moneymakers for search engines. In a market dominated by Google, in 2009 Yahoo! and Microsoft announced the intention to forge an alliance. The Yahoo & Microsoft Search Alliance eventually received approval from regulators in the US and Europe in February 2010. SEM is a broader term than SEO. Where SEO aims to provide better organic search results, SEM helps you successfully target users of search engines via advertising links in search results in addition to organic search to send targeted traffic to your website.
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Keywords: The king of Search Engine Marketing
Keywords are the foundation of search engine marketing. As users enter keywords (as part of search queries) into search engines to find what they're looking for, it should come as little surprise that keywords form the basis of search engine marketing as an advertising strategy.
Before you can choose which keywords to use in your search engine marketing campaigns, you need to conduct comprehensive research as part of your keyword management strategy. First, you need to identify keywords that are relevant to your business and that prospective customers are likely to use when searching for your products and services. .
The SEM Ad Auction
One of the most enduring misconceptions about search engine marketing is that whoever has the largest advertising budget wins. Although a larger advertising budget can certainly be advantageous, especially when targeting highly competitive keywords, but it's far from a requirement for success with search engine marketing. This is because all ads go through a process known as the ad auction before appearing alongside search results. For the purposes of this explanation, we'll be focusing on the ad auction in Google AdWords.
Ad Auction In SEM
The ad auction process takes place every single time someone enters a search query into Google. To be entered into the ad auction, advertisers identify keywords they want to bid on, and state how much they are willing to spend to have their ads appear alongside results relating to those keywords. If Google determines that the keywords you have bid on are contained within a user's search query, your ads are entered into the ad auction.
Winning The Ad Auction
Not every single ad will appear on every single search. This is because the ad auction takes a variety of factors into account when determining the placement of ads on the SERP, and because not every keyword has sufficient commercial intent to justify displaying ads next to results. However, the two main factors that Google evaluates as part of the ad auction process are your maximum bid and the quality score of your ads. Maximum bid is the maximum amount you have specified you are willing to pay for a click. Quality Score is based on the overall quality of your advertisement. Google calculates these metrics during the ad auction to determine placement of advertisements. The result of this calculation is known as ad rank.
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Antozone (n.) A compound formerly supposed to be modification of oxygen, but now known to be hydrogen dioxide; -- so called because apparently antagonistic to ozone, converting it into ordinary oxygen.
Assize (n.) The periodical sessions of the judges of the superior courts in every county of England for the purpose of administering justice in the trial and determination of civil and criminal cases; -- usually in the plural.
Assize (n.) The time or place of holding the court of assize; -- generally in the plural, assizes.
Blowze (n.) A ruddy, fat-faced woman; a wench.
Blowzed (a.) Having high color from exposure to the weather; ruddy-faced; blowzy; disordered.
Breeze (n.) A light, gentle wind; a fresh, soft-blowing wind.
Bronzewing (n.) An Australian pigeon of the genus Phaps, of several species; -- so called from its bronze plumage.
Bryozoa (n. pl.) A class of Molluscoidea, including minute animals which by budding form compound colonies; -- called also Polyzoa.
Frazzle (v. t.) To fray; to wear or pull into tatters or tag ends; to tatter; -- used literally and figuratively.
Frazzle (n.) The act or result of frazzling; the condition or quality of being frazzled; the tag end; a frayed-out end.
Metazoa (n. pl.) Those animals in which the protoplasmic mass, constituting the egg, is converted into a multitude of cells, which are metamorphosed into the tissues of the body. A central cavity is commonly developed, and the cells around it are at first arranged in two layers, -- the ectoderm and endoderm. The group comprises nearly all animals except the Protozoa.
Mezuzoth (n.) A piece of parchment bearing the Decalogue and attached to the doorpost; -- in use among orthodox Hebrews.
Monazite (n.) A mineral occurring usually in small isolated crystals, -- a phosphate of the cerium metals.
Monozoa (n. pl.) A division of Radiolaria; -- called also Monocyttaria.
Schizognathous (a.) Having the maxillo-palatine bones separate from each other and from the vomer, which is pointed in front, as in the gulls, snipes, grouse, and many other birds.
Schizomycetes (n. pl.) An order of Schizophyta, including the so-called fission fungi, or bacteria. See Schizophyta, in the Supplement.
Sforzato (a.) Forcing or forced; -- a direction placed over a note, to signify that it must be executed with peculiar emphasis and force; -- marked fz (an abbreviation of forzando), sf, sfz, or /.
Sneezeweed (n.) A yellow-flowered composite plant (Helenium autumnale) the odor of which is said to cause sneezing.
Voltzite (n.) An oxysulphide of lead occurring in implanted spherical globules of a yellowish or brownish color; -- called also voltzine.


↑ 3,0 3,1 3,2 German National Library, Berlin State Library, Bavarian State Library et al. Record #136901492 // Gemeinsame Normdatei — 2012—2016.
↑ Nobel Peace Laureates Conference Archived 16 September 2011 at the Wayback Machine.


Red Fish, Trout, Snook, Black Drum, Blue Fish, Cobia, Grouper, Flounder, Jack Crevelle, Ladyfish, Mangrove Snapper, Pompano, Scalloping, Sea Bass, Sheepshead, Spanish Mackerel, Tarpon, Tripletail, and more!
Now lets get you fish'in and reel'in!
Nature Coast Inshore Charters provides services for those in the following locations on Florida's west coast: Bayport, Weeki Wachee, Hudson, Tarpon Springs, Clearwater, Dunedin, Palm Harbor, and much more. We offer services for all those in Hernando, Pasco, and Pinellas Counties! Contact Us For More Info!
Go scalloping during the designated seasons down here in Hernando and Pasco county! Catch up to 10 gallons of these delicacies and have a day snorkeling around the flats.
Fish the flats. Catch some spectacular and exotic fish that the flats are known for. Florida's gulf shore is known for having some of the best catching fish in the world!
The flats has more than fishing and scalloping. Take a sightseeing tour and visit the nearby islands, view the native coastal birds, and explore the landmarks of the flats!
These are a couple of our many testimonials! You can view the rest on our Google Page and our Facebook Page!
Great trip out! We got a nice mix of redfish, trout, mangrove snapper, plus more species that were released. The captain did a good job of searching out spots, which is tough with the high heat plus having us out for the charter at low tide. Wish we could go out again, but our trip to the area isn't long enough!
Book A Trip or Contact Captain Mike Rabon!


text:
Five sessions to watch at Develop:Brighton 2019
Hello Games, Media Molecule and Frontier Developments provide the highlights of this year's conference
Thursday 4th July 2019
Another Develop:Brighton is upon us, which means three days of talks, roundtables and meetings by the British seaside -- in addition to the famed GamesIndustry.biz Summer Party.
This year's event features keynote sessions from some of the biggest and most innovative companies in the UK: Hello Games, Frontier Developments, Media Molecule, and Rebellion Entertainment. It will also host a track focused on esports the first time -- the product of a partnership between the Hi-Rez Studios-owned Skillshot Media, Esports Insider and Develop:Brighton.
There is a lot of content to choose between, but here is a list of our five key sessions from next week's conference.
Sean Murray, Hello Games -- Tuesday July 9, 09.45 - 10.45
The journey of No Man's Sky is perhaps one of the most fascinating stories of the last decade in the games industry. At first, Hello Games' wildly ambitious title seemed to encapsulate all that was good about a thriving indie development scene, empowered by easier access to sophisticated creation tools. It was also championed by Sony, representing a destruction of pre-existing barriers between AAA blockbusters and smaller games on console.
What happened next was also representative of a change -- and not a change for the better. No Man's Sky launched when the concept of Early Access did not exist for console games, but it was most certainly the latter, and the message that it was essentially the former was never made clear. What happened next was what co-founder Sean Murray recently described to us as "that really intense, polarising reaction that is seen commonly now." No Man's Sky was also a trailblazer in being a victim of the negative tendencies of online culture.
However, much has changed in the time since, and you can read about the success that Hello Games has patiently built towards in our interview with Murray. More will be revealed onstage at Develop:Brighton on Tuesday, of a story that started out as a cautionary tale, and ultimately became one of triumphant renewal.
25 Years of Frontier Developments with David Braben
Interviewed by Christopher Dring from GI.biz -- Tuesday July 9, 17.45 - 18.30
David Braben was one of the pioneers as video games as we know them with the classic space trading title, Elite. Despite having released that game 35 years ago, he remains one of the leading figures in the UK games industry -- staying vital while so many of his peers have withdrawn from the industry or seen diminishing returns from their products.
Frontier Developments remains a formidable creator of games, with the likes of Elite Dangerous and Jurassic World Evolution -- indeed, the latter is expected to double the company's revenue this year. But it is also striding forwards with its plans to become a third-party publisher, having signed its first deal with Haemimont Games only last month.
There is a lot of ground to cover, then, and what better person to tease insights from Braben than the publisher of GamesIndustry.biz, Christopher Dring.
Creating Dreams
Co-founders of Media Molecule -- Wednesday July 10, 09.45 - 10.45
Having a single representative from the founding team of Media Molecule would be reason enough to pay attention. Having Siobhan Reddy, David Smith, Kareem Ettouney, Alex Evans and Mark Healey all onstage at the same time is a rare treat indeed.
And this session arrives at a time when Media Molecule are taking perhaps the biggest risk since its foundation. With the PlayStation 4 exclusive Dreams, the studio has embarked on what is probably its single most ambitious project to date. The creations already emerging from its paid early access version (a first for Media Molecule) boggle the mind, but bringing it all together for a finished project will be a daunting challenge.
Media Molecule's founders will discuss what it has accomplished with Dreams so far, and the obstacles that still lie ahead, in Develop:Brighton's keynote on Wednesday morning.
Help! Games Under Attack!
Jo Twist, UKIE -- Thursday July 11, 11.15 - 12.00
The games industry is no stranger to intense scrutiny from uninformed observers, but finding a time when that scrutiny has been quite so intense involves roving years into the past. After a period of relative calm, video games are once again being poked and prodded by the wider world.
Whether it's the use of unsavoury monetisation practices in games played by young children, or the relationship between the way games are made and the tendency of some people to play for unhealthy periods of time, the games industry has been forced to answer some difficult questions -- and the answers have not always been convincing.
Dr Jo Twist, CEO of UKIE, has good reason to be aware of -- and be wary of -- this largely unwanted attention, and she will address loot boxes, gaming addiction and more in this session, which promises to correct "mis-reporting" with some "myth busting truths."
A First Look: The Xbox Accessibility Guidelines
Brannon Zahand, Microsoft -- Thursday July 11: 11.15 to 12.00
There are numerous organisations who have been working towards improved accessibility in games for years -- the UK charity SpecialEffect is a prominent example, but by no means the only one. However, when Microsoft launched its Adaptive Controller for Xbox, it was the single biggest innovation made by any platform holder in this vital area -- and a rallying cry for companies of a similar size to do more.
Since then, Microsoft has made it clear that the Adaptive Controller was a first step rather than an isolated gesture -- that extended to spreading the word about the positive impact of such technology, and the active exploration of new technology to enable more people to play games.
In this session, Microsoft's Brannon Zahand will unveil a new set of accessibility guidelines that will be applied to all first-party Xbox games -- the first time they have been seen in public. Zahand will also provide detail on how the guidelines were developed, and the way they can be applied to games of all types.
GamesIndustry.biz is a media partner for Develop:Brighton 2019 and will be attending with the assistance of the organisers.
Sign up for The Daily Update and get the best of GamesIndustry.biz in your inbox.
Jason Kingsley: Epic is "paying through the nose" to build its store
Rebellion founders discuss change of heart on Epic Store exclusivity
By Haydn Taylor
Google Stadia has received 4,000 applications from developers
Google's Develop:Brighton talk showed huge interest from studios in Stadia Partners


Join the Leadership Institute for sandwiches and a discussion about Original Intents: Hamilton, Jefferson, Madison, and the American Founding, a recently published book by Rutgers-Camden's own Dr. Andrew Shankman. Copies of the book will be available for sale.
Page last updated by The Honors College at 10:25 am April 11, 2018 .
This page was printed from http://honors.camden.rutgers.edu/events/campus-activitypublic-lecture-original-intents-book-discussion-with-dr-andrew-shankman-and-dr-demirjian/ at 8:07 PM Monday, April 22, 2019.


Shaft attachments and drawstring included.
This is a plastic-pulk (polyetylen) made for heavy-duty use outdoors in the winter time. Maybe you have a cabin in the mountains which you have to transport some firewood, groceries or other necessities into with no road connection in the winter, or you need to bring water from a water post – then this is a perfect solution!


text:
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redpajama_set_name: RedPajamaGithub


Degradation of periplasmic proteins (Deg)/high temperature requirement A (HtrA) proteases are ATP-independent serine endopeptidases found in almost every organism. Database searches revealed that 16 Deg paralogues are encoded by the genome of Arabidopsis thaliana, six of which were experimentally shown to be located in chloroplasts, one in peroxisomes, one in mitochondria and one in the nucleus. Two more Deg proteases are predicted to reside in chloroplasts, five in mitochondria (one of them with a dual chloroplastidial/mitochondrial localization) and the subcellular location of one protein is uncertain. This review summarizes the current knowledge on the role of Deg proteases in maintaining protein homeostasis and protein processing in various subcompartments of the plant cell. The chloroplast Deg proteases are the best examined so far, especially with respect to their role in the degradation of photodamaged photosynthetic proteins and in biogenesis of photosystem II (PSII). A combined action of thylakoid lumen and stroma Deg proteases in the primary cleavage of photodamaged D1 protein from PSII reaction centre is discussed on the basis of a recently resolved crystal structure of plant Deg1. The peroxisomal Deg protease is a processing enzyme responsible for the cleavage of N-terminal peroxisomal targeting signals (PTSs). A. thaliana mutants lacking this enzyme show reduced peroxisomal Beta-oxidation, indicating for the first time the impact of protein processing on peroxisomal functions in plants. Much less data is available for mitochondrial and nuclear Deg proteases. Based on the available expression data we hypothesize a role in general protein quality control and during acquired heat resistance.


text:
Continuing Legal Education Seminars
K.O. presents continuing legal education seminars to lawyers and mediators all across Tennessee.
Thursday, March 30, 2023—From the Trenches: Lessons Learned on Sustaining and Growing a Small Law Firm (Knoxville Bar Association)
Tuesday, December 13, 2022—Tennessee Family-Law Update (Knoxville Bar Association)
Wednesday, April 20, 2022—Domestic Relations Appeals: Trends, Best Practices, and More (Tennessee Bar Association)
Thursday, March 3, 2022—Tennessee Family-Law Update (East Tennessee Collaborative Alliance)
Tuesday, December 7, 2021—Tennessee Family-Law Update 2021 (Knoxville Bar Association)
Saturday, April 24, 2021—Tennessee Family-Law Update (Tennessee Paralegal Association)
Thursday, April 1, 2021—Tennessee Family-Law Update (East Tennessee Collaborative Alliance)
Wednesday, January 27, 2021—Tennessee Family-Law Update 2020 (Nashville Conflict Resolution Center)
Thursday, July 16, 2020—Family-Law Roundtable re Covid-19 (Knoxville Bar Association)
Tuesday, October 15, 2019—Practical Considerations for Written and Electronic Discovery (Hamilton Burnett American Inns of Court)
Thursday, February 21, 2019—Family-Law Mediator Training, Knoxville, Tennessee (UT College of Law Legal Clinic)
Thursday, October 11, 2018—Selling the Collaborative Process: Overcoming Barriers to Enrolling Clients in the Collaborative Model (East Tennessee Collaborative Alliance)
Friday, December 1, 2017—Ethics Bowl, Knoxville, Tennessee (Knoxville Bar Association)
Thursday, November 2, 2017—Marketing Your Law Practice Online (East Tennessee Collaborative Alliance)
Thursday, March 2, 2017 — Mediation in Collaborative Divorces (East Tennessee Collaborative Alliance)
Johnson City: Thursday, November 17, 2016 — Tennessee Family-Law Update 2016: Millennium Centre
Knoxville: Wednesday, November 16, 2016 — Tennessee Family-Law Update 2016: U.T. Conference Center
Nashville: Tuesday, November 15, 2016 — Tennessee Family-Law Update 2016: Nashville School of Law
Memphis: Monday, November 14, 2016 — Tennessee Family-Law Update 2016: Holiday Inn at University of Memphis
Knoxville: Friday, November 20, 2015 — Tennessee Family-Law Update 2015: U.T. Conference Center
Chattanooga: Wednesday, November 18, 2015 — Tennessee Family-Law Update 2015: DoubleTree Downtown
Knoxville: Tuesday, March 10, 2015 — Closing Arguments in Bench Trials: The Square Room (Hamilton Burnett American Inn of Court)
Knoxville: Friday, November 21, 2014 — Tennessee Family Law Update 2014: U.T. Conference Center
Johnson City: Thursday, November 20, 2014 — Tennessee Family Law Update 2014: Millennium Centre
Chattanooga: Wednesday, November 19, 2014 — Tennessee Family Law Update 2014: DoubleTree Downtown
Nashville: Tuesday, November 18, 2014 — Tennessee Family Law Update 2014: One Century Place Conference Center
Memphis: Monday, November 17, 2014 — Tennessee Family Law Update 2014: Holiday Inn at University of Memphis
Knoxville: Wednesday, December 11, 2013 — Tennessee Family Law Update 2013: U.T. Conference Center
Johnson City: Tuesday, December 10, 2013 — Tennessee Family Law Update 2013: Millennium Centre
Chattanooga: Monday, December 9, 2013 — Tennessee Family Law Update 2013: Residence Inn and Conference Center near Hamilton Place
Nashville: Wednesday, December 4, 2013 — Tennessee Family Law Update 2013: Belmont University College of Law
Jackson: Tuesday, December 3, 2013 — Tennessee Family Law Update 2013: DoubleTree Hotel, Highway 45 Bypass
Memphis: Monday, December 2, 2013 — Tennessee Family Law Update 2013: FedEx Institute of Technology, University of Memphis
January 15, 2013 — Tennessee Family Law Update 2012: Knoxville, Tennessee (Knoxville Bar Association)
December 14, 2012 — Tennessee Family Law Update 2012, Johnson City, Tennessee (Advanced Family Law Mediation)
December 11, 2012 — Tennessee Family Law Update 2012, Chattanooga, Tennessee (Chattanooga Bar Association)
December 7, 2012 — Tennessee Family Law Update 2012, Knoxville, Tennessee (Advanced Family Law Mediation)
November 14, 2012 — Office Organization Set-Up: Preparing for Rainy Days and Sunny Days, Knoxville, Tennessee (Knoxville Bar Association)
August 8, 2012 — Reinventing Your Practice with New Technology & Improved Ideas, Knoxville, Tennessee (Knoxville Bar Association)
April 20, 2012 — Creative Networking & Business Development, Knoxville, Tennessee (Knoxville Bar Association)
September 20, 2011 — Tennessee Family Law Update 2011, Knoxville, Tennessee (Knoxville Bar Association)
Continuing Legal Education Seminars was last modified: December 21st, 2022 by K.O. Herston


Alexis P. Suter Band Arrives on Valentine's Day to spread love!
How much love can we take on Valentine's Day 2019..
Well get one of the last tickets to be sure to find out. Alexis is a powerhouse of love and inspiration!! Her new album "BE LOVE " will be out this February.
A true vocal phenomenon, bass/baritone powerhouse Alexis P. Suter and her band began wowing audiences as regular performers at Levon Helm s Midnight Ramble and have been in high demand at North American Roots and Blues festivals, events, and venues ever since.
Sample of the music: LET IT BE!!!!