text:
De Portland International Raceway (PIR) is een racecircuit gelegen in Portland in de Amerikaanse staat Oregon.

Van 1984 tot en met 2007 werd er jaarlijks een Champ Car wedstrijd gehouden. Van 1988 tot 2001 werden op dit circuit Indy Lights wedstrijden gereden. De Belgische coureur Eric Bachelart won op dit circuit in 1991. Het circuit werd tot 2007 eveneens gebruikt voor Atlantic Championship races. In 2008 werd het circuit gerenoveerd. Momenteel wordt het gebruikt voor onder meer races van de NASCAR Camping World West Series en races uit diverse raceklassen van de Sports Car Club of America.

Sinds 2018 staat het circuit op de kalender van de Indy Racing League. In 2023 is het circuit eenmalig gastheer van een Formule E-race; de ePrix van Portland wordt gehouden in de plaats van de ePrix van New York, die door werkzaamheden niet door kon gaan.

Winnaars op het circuit

Winnaars op het circuit voor een race uit de Champ Car kalender.

Winnaars op het circuit voor een race uit de Indy Racing League-kalender.

Externe link
  Officiële website

Circuit in de Verenigde Staten
Sport in Portland (Oregon)
Bouwwerk in Oregon

redpajama_set_name: RedPajamaWikipedia


I have received a student discount code from Student Beans, but cannot find a way to apply it to my ongoing subscription.
Do I have to cancel and start my subscription all over again to apply the code at checkout?
Head to orders and then view delivery and there's a discount box at the bottom Let me know if that doesn't work.
Is there any way to apply the code when you are ordering (i.e. to the shopping basket)? The way you describe above only works AFTER you have placed an order.
At checkout, when you put in your delivery info there is a box there for the code! Let me know if that helps!


With an exceptional national and international reputation, MA Broadcast Journalism produces award-winning journalists. Students study cutting-edge multimedia journalism, preparing them for work in radio, television, mobile, social, and digital production. The emphasis is on practical skills: finding, researching, writing, newsgathering, interviewing, presenting, reporting, self-shooting/recording, and editing content.
With a diverse cohort of over 50 students, our Broadcast Journalism degree has an unparalleled network of alumni for work experience. Both practical and core journalism skills (Media Law, Journalism Ethics, Data Journalism) are taught in groups of 15 and upwards through lectures, workshops and broadcast-simulated news days.
Small groups of 15 ensure daily personal contact with tutors, including talkRADIO's award-winning journalist Sandy Warr; former BBC/ITV self-shooting producer-director Sally Webb; former BBC TV reporter Colette Cooney; APTN journalist George Negas; BBC World Service's Dr Abdullahi Tasiu Abubakar and visiting lecturers former Reuters editor Lloyd Watson and former editor of The Andrew Marr Show Professor Barney Jones.
Applicants should hold an upper second class honours degree, or the equivalent from an international institution. Consideration may also be given to mature applicants with substantial work experience in radio and/or television journalism. Students whose first language is not English are advised to apply for the International Journalism MA, which is designed specifically for students from outside the UK.
Applicants must demonstrate a knowledge of TV and/or radio news and current affairs. We expect a high standard of general knowledge relating to politics, international news, sport and entertainment. You should also have work experience in a local radio station or similar.
As well as new graduates, we also welcome applications from mature applicants with substantial work experience in radio and/or television journalism.
A copy of your degree transcript. We require one of the following: an original transcript; a copy certified by your university; or an electronic scan of your transcript. If you have not yet graduated, you will be required to submit your degree transcript as soon as it is available. You will not be able to register as a City student without having supplied your degree transcript.
Details of your work experience in journalism. Applicants should be able to demonstrate commitment to journalism through relevant work experience. Please provide a copy of your CV.
write a critique of 200 words on a factual or news TV programme broadcast at any time in the last month.
by the Broadcast Journalism Training Council.
of graduates were in employment six months after completing the course (DLHE survey 2014-15).
Guardian Media Group Scott Trust Bursaries.
Work placements are an integral part of the Broadcast Journalism MA. MA Broadcasters arrange their own placements - with help from academics if necessary. You must have 15 days of work experience whilst on the course. This usual happens during the the Christmas break. The size of the City cohorts past and present means unique networking opportunities with present students and 4,000 alumni.
Some courses are taught in lecture theatres, but most are small-group workshops that allow you to develop your journalistic skills and knowledge with the support of our expert academics.
All of our Broadcast Journalism MA students must undertake core modules in Ethics, Rules and Standards and a Final Project. As a Broadcast Journalism student you will take a module in Newsgathering for TV and Radio; a module in Newsdays and Studio Production; and a module in Data Journalism. Teaching hours are between Monday to Friday during working hours, and occasionally outside those times.
You learn how to make social media work for you as a broadcast journalist.
According to the Destinations of Leavers from Higher Education Survey (DLHE), 96.8% of previous graduates from this course were in employment six months after completing the course earn an average salary of £23,000.
Previous graduates go on to work as journalists, producers, or Head of Media & Communications.
Cordelia Lynch (Sky News Washington).


text:
Impeachment for Breakfast, Lunch, and Dinner
Thanks to a coming media storm, our 45th president is now inextricably linked to impeachment, whether he survives it or not.
By Todd S. Purdum
President Trump told reporters he hopes China opens an investigation into the Biden family. (Leah Millis / Reuters)
"The White House in Crisis" blares the afternoon banner on CNN. The visiting Finnish president is treated to a trademark Donald Trump tirade against the press. A mysterious manila envelope is delivered to Capitol Hill, and the United States' former special envoy to Ukraine testifies behind closed doors.
The House impeachment inquiry is barely 10 days old, and every news cycle is already awash in a flood of Ukraine-a-mania. For anyone who lived through Bill Clinton's impeachment two decades ago, it's an acid flashback, albeit one that now not only plays out in ink and airtime and over the internet, but is instantly magnified and refracted through the blinding prism of the spinning social-media whirl.
There's no point in protesting. For the foreseeable future, we're in for all impeachment, all the time. (Except, perhaps, on Fox News.) Hang on for the ride.
"Impeachment, war, major scandals—the media gets 100 percent focused on a single issue, and it's almost like you could cure cancer and some editor would say, 'Hold that for the weekend. We don't have any space,''' says Joe Lockhart, who was Clinton's White House press secretary in the thick of the impeachment fight. "Once the media gets fixated on a subject, every little detail becomes major news and 'breaking news.'''
Indeed, at her news conference with House Intelligence Committee Chairman Adam Schiff on Wednesday, Speaker Nancy Pelosi was hard-pressed to get any reporters interested in legislation to rein in prescription-drug prices or reset trade policy with Mexico and Canada. The only topics of interest were impeachment and the disparate strands of inquiry growing out of Trump's July phone call with the Ukrainian president in which he asked for help in investigating former Vice President Joe Biden and his son Hunter.
Read: How impeachment is testing Trump's focus
If Clinton's White House famously strived to compartmentalize its handling of the news of the president's affair with Monica Lewinsky and the resulting impeachment probe—handing off scandal-related work largely to lawyers and political strategists while the rest of the administration focused on routine business—Trump keeps pouring fuel on the impeachment flame with his every utterance, most recently with his public urging that China (and Ukraine) should investigate the Bidens. And Trump has repeatedly insisted he won't do any business with Democrats in Congress as long as impeachment is on the table. That alone all but guarantees relentless attention to a single story line.
"I don't know that this is interrupting them," says Michael Feldman, who was a senior aide to Vice President Al Gore during the Clinton impeachment and is now a political and communications consultant in New York and Washington. "This is what they do. You look to your leader for cues about how you should be spending your time. Our leader was saying, 'We're going to get back to the business of the American people.'"
Feldman has vivid memories of the febrile atmosphere in Washington in the days after the Lewinsky scandal first broke, in January 1998. "The White House had kind of shut down," he recalls. "Nobody knew what was going to happen next." At a birthday party for Andrew Friendly, a fellow White House staffer who had been Clinton's personal aide, Feldman sat at a table with Bruce Lindsey, counselor to the president; Nancy Hernreich, the director of Oval Office operations; and Betty Currie, the president's personal secretary, who would become a player in the running drama because she had helped arrange Lewinsky's furtive visits to the Oval Office. At the same table sat Friendly's uncle, R. W. Apple Jr., then the Washington bureau chief of The New York Times. "And we talked about the weather," Feldman says dryly.
Carl Leubsdorf, then the Washington bureau chief of The Dallas Morning News, has equally intense memories of those first days. "We were all constantly being asked to go off on wild-goose chases," he told me. "I remember being at a dinner party the Saturday after the Lewinsky story broke and getting a call seeking to match a story by Wolf Blitzer that Clinton was considering resigning. Knowing I had no way to match that, I told the desk that it seemed highly unlikely and that they should be very cautious. It was like that every night for the first couple of weeks."
In fact, Leubsdorf's newspaper was forced to retract a story that it had briefly posted online, alleging that a Secret Service officer had witnessed Clinton and Lewinsky in a compromising position and had already been in touch with the office of Independent Counsel Ken Starr. The paper's editor explained that its original source for the story had recanted the account.
I myself was sent on such a chase around the same time, after a rumor swept Washington that Leon Panetta, as Clinton's White House chief of staff in 1995 and 1996, had spied Clinton and Lewinsky canoodling in the White House movie theater. Panetta, by then out of government and back home in Carmel Valley, California, was not returning calls from the Washington bureau of The New York Times. So I, then the paper's Los Angeles bureau chief, was urgently ordered to board a Sunday-afternoon flight to Monterey to knock on Panetta's door in person. I was walking down the jet bridge to the plane and was only spared the trip when I got a call on my cellphone from Panetta's wife, Sylvia, saying he had seen no such thing.
In the end, Starr's final report would find no eyewitnesses to any encounter between Clinton and Lewinsky, but that wasn't known in the heat of the moment, when every tip, no matter how small or seemingly unlikely, was followed feverishly. A steady stream of leaks from Starr's office, and from the cadre of friendly conservative freelancers who were allied with him, constantly fanned the flames.
Read: How to survive impeachment
Kathleen Hall Jamieson, a veteran media scholar at the University of Pennsylvania's Annenberg School for Communication, told me she knows of no academic study that attempted to quantify the distracting effects on other news coverage during the Clinton impeachment, or the Nixon Watergate and Judiciary Committee hearings.
But the distracting effects on Clinton's public-policy initiatives were evident enough, for all his vaunted compartmentalization. (Remember, he delivered a State of the Union address to a joint session of Congress just days after the scandal broke and never so much as mentioned it.) Clinton had begun 1998 determined to press Congress for expanded authority to negotiate free-trade agreements, severely regulate tobacco products, and overhaul Medicare and Social Security.
"Every item on this ambitious agenda had a common theme: It would require Clinton to push his own party against its liberal grain," writes John Harris in The Survivor, his book on the Clinton years. "A politically prospering president might have been able to do this. A president fighting for survival—and thus dependent on every last Democratic vote in order to avoid being herded out of office by Republicans—proved virtually impotent to challenge his party's orthodoxies."
Trump's lack of discipline, and his seemingly insatiable desire for instantaneous rhetorical revenge on his adversaries via Twitter at all hours of the day, seem all but certain to keep the media focused on impeachment, if only because the president himself is focused on impeachment. Trump's relentless attacks on Schiff—not so long ago a well-respected but comparatively anonymous congressman from Southern California—have helped elevate the Intelligence Committee chairman into a national political figure.
The Lewinsky saga added a new term of art to the Washington politico-media lexicon: the full Ginsburg. That was a tribute to William Ginsburg, the bumptious medical-malpractice lawyer from Los Angeles who was Lewinsky's initial attorney and made history by becoming the first person ever to appear on all the Sunday-morning political TV talk shows in a single day. Nearly 30 other figures have since equaled that feat—including Rudy Giuliani, at the close of the 2016 campaign. Can a "full Schiff" be far away? Stay tuned.

redpajama_set_name: RedPajamaCommonCrawl


text:
<?xml version="1.0" encoding="UTF-8"?>
<Tokens version="1.0">
	<File path="Classes/AWSFirehosePutRecordBatchOutput.html">

		<Token>
			<TokenIdentifier>//apple_ref/occ/cl/AWSFirehosePutRecordBatchOutput</TokenIdentifier>
			<Abstract type="html">
Contains the output of PutRecordBatch.

Required parameters: [FailedPutCount, RequestResponses]</Abstract>
			<DeclaredIn>AWSFirehoseModel.h</DeclaredIn>

			<NodeRef refid="846"/>
		</Token>

		<Token>
			<TokenIdentifier>//apple_ref/occ/instm/AWSFirehosePutRecordBatchOutput/setFailedPutCount:</TokenIdentifier>
			<Abstract type="html">
The number of unsuccessfully written records.
</Abstract>
			<DeclaredIn>AWSFirehoseModel.h</DeclaredIn>

			<Declaration>@property (nonatomic, strong) NSNumber *failedPutCount</Declaration>

			<Anchor>//api/name/failedPutCount</Anchor>
            <NodeRef refid="846"/>
		</Token>

		<Token>
			<TokenIdentifier>//apple_ref/occ/instm/AWSFirehosePutRecordBatchOutput/failedPutCount</TokenIdentifier>
			<Abstract type="html">
The number of unsuccessfully written records.
</Abstract>
			<DeclaredIn>AWSFirehoseModel.h</DeclaredIn>

			<Declaration>@property (nonatomic, strong) NSNumber *failedPutCount</Declaration>

			<Anchor>//api/name/failedPutCount</Anchor>
            <NodeRef refid="846"/>
		</Token>

		<Token>
			<TokenIdentifier>//apple_ref/occ/instp/AWSFirehosePutRecordBatchOutput/failedPutCount</TokenIdentifier>
			<Abstract type="html">
The number of unsuccessfully written records.
</Abstract>
			<DeclaredIn>AWSFirehoseModel.h</DeclaredIn>

			<Declaration>@property (nonatomic, strong) NSNumber *failedPutCount</Declaration>

			<Anchor>//api/name/failedPutCount</Anchor>
            <NodeRef refid="846"/>
		</Token>

		<Token>
			<TokenIdentifier>//apple_ref/occ/instm/AWSFirehosePutRecordBatchOutput/setRequestResponses:</TokenIdentifier>
			<Abstract type="html">
The results for the individual records. The index of each element matches the same index in which records were sent.
</Abstract>
			<DeclaredIn>AWSFirehoseModel.h</DeclaredIn>

			<Declaration>@property (nonatomic, strong) NSArray<AWSFirehosePutRecordBatchResponseEntry*> *requestResponses</Declaration>

			<Anchor>//api/name/requestResponses</Anchor>
            <NodeRef refid="846"/>
		</Token>

		<Token>
			<TokenIdentifier>//apple_ref/occ/instm/AWSFirehosePutRecordBatchOutput/requestResponses</TokenIdentifier>
			<Abstract type="html">
The results for the individual records. The index of each element matches the same index in which records were sent.
</Abstract>
			<DeclaredIn>AWSFirehoseModel.h</DeclaredIn>

			<Declaration>@property (nonatomic, strong) NSArray<AWSFirehosePutRecordBatchResponseEntry*> *requestResponses</Declaration>

			<Anchor>//api/name/requestResponses</Anchor>
            <NodeRef refid="846"/>
		</Token>

		<Token>
			<TokenIdentifier>//apple_ref/occ/instp/AWSFirehosePutRecordBatchOutput/requestResponses</TokenIdentifier>
			<Abstract type="html">
The results for the individual records. The index of each element matches the same index in which records were sent.
</Abstract>
			<DeclaredIn>AWSFirehoseModel.h</DeclaredIn>

			<Declaration>@property (nonatomic, strong) NSArray<AWSFirehosePutRecordBatchResponseEntry*> *requestResponses</Declaration>

			<Anchor>//api/name/requestResponses</Anchor>
            <NodeRef refid="846"/>
		</Token>

	</File>
</Tokens>

redpajama_set_name: RedPajamaGithub


As a YNPN chapter looking forward to its 3rd birthday, YNPN Portland was enthusiastic about the Chapter Operating System process.
A new website? A DATABASE? Did someone say DATABASE? Someone to coach us through setting goals around membership and deciding on our legal status (to c3, to not c3)? AMAZING, sign us up.
I don't know about other chapters, but YNPN Portland tends to attract people who want to do things well, and that's been great, but it also means we can drag our feet. Should we? Shouldn't we? What is the best way? The Chapter OS process has provided us deadlines and just the right amount of pressure to make key decisions and move forward.
Along with the tangible products and services that connect us to YNPN National and other chapters, we've discovered serious benefits to aligning our chapter with other aspects of the National movement. We are looking to the Five Pillars of Leadership Development to guide our programming decisions, and are excited that future standards for chapters will include a focus on equity, diversity and inclusion, because this is a priority for our chapter.
Whether it's a database and website, or pillars, we are constantly finding new and exciting benefits to being part of this national Network. It lends credibility to our organization when we are working with other organizations in Portland.
Knowing how hard our Board and Committee members work to make YNPN Portland amazing is really remarkable, but it is absolutely astounding when you think of the same thing happening in more than 30 communities across the country. That is really, really powerful, and in a time when it feels like time-tested grassroots movements are hard to come by, it is an honor to be a part of one with a long history and bright future.
Kate Elliott is the Board Chair of YNPN Portland. You can read more about Kate on the YNPN Portland site.


In mid-September the Securities and Exchange Commission of the Philippines (SEC) will publish bills concerning the regulation of the crypto industry in the country.
Experts of the Central Bank also participated in drafting the legislation. The model of the cryptocurrency regulation of Australia and Switzerland was taken as a model. It is assumed that the SEC and BSP will monitor the activities of the crypto-exchange platforms.
The acceptance of proposals from local representatives of the crypto industry regarding the new bill was completed on August 31.
Recently in early August, the SEC published a draft regulation rules for the scope of Initial Coin Offering (ICO). In particular, the new rules suggest "by default" to treat ICO-tokens as securities, if their issuers can not prove the opposite.


text:
Tag: A to Z Challenge
April Novel Update – Helpful Things
May 5, 2015 May 5, 2015 H15 Comments
Yay! Progress! What Dreams is at 33,845 words for April, plus 2,197 more of development/outline-y stuff sitting in the document for me to write over. I usually count those words too, since it's a jumble of notes and dialogue and transitions and whatnot. So that's 36,042 total, and 4,968 written in the month. I finally…… Continue reading April Novel Update – Helpful Things
Sunday Post — Partyin' Partyin' Yeah!
Phew! Lots going on this weekend! Participate in the April A to Z Challenge? Hit the afterparty at Victim to Charm! See Avengers: Age of Ultron this weekend? I did, and it was awesome. There's an open thread for Avengers discussion (comics or movie) at Comparative Geeks. Ever read Lamb: The Gospel According to Biff, Christ's Childhood Pal by…… Continue reading Sunday Post — Partyin' Partyin' Yeah!
Comics · Queer · Updates
A to Z Reflection (and an announcement!)
May 1, 2015 December 18, 2016 H23 Comments
Pinned until after the reflections week! FYI, I was the "LGBT+ Comics Characters" theme. So, that was fun! I missed out on the A to Z Challenge last year because April means finals, but I knew I wanted to do it this year, and it was just as good as I thought it'd be. I didn't…… Continue reading A to Z Reflection (and an announcement!)
Comics · Queer
April 30, 2015 December 18, 2016 H14 Comments
A list of all this month's A to Z of LGBT+ Comics Characters posts! I've got some bonus characters at the bottom who I couldn't wedge into my 26 posts, too… I've included labels for your convenience, but I'll reiterate that the whole point of this series is these characters are awesome and LGBT+ and here is…… Continue reading Complete "A to Z of LGBT+ Comics Characters" List (with bonuses!)
A to Z: Sam Zhao
For our very last A to Z post, we're going back a little in the alphabet, because Sam Zhao was Green Lantern's boyfriend. And I want to talk a little bit about that sentence. In comics, there are a lot of characters in supporting roles, defined only as such-and-such's girlfriend. Especially in the early days…… Continue reading A to Z: Sam Zhao
A to Z: Alysia Yeoh
April 29, 2015 December 18, 2016 H7 Comments
Our final transgender character of the month, Alysia Yeoh is a supporting character in the New 52 Batgirl series. Created by the wonderful Gail Simone as Barbara Gordon's roommate, Alysia is an aspiring chef of Singaporean descent and a local activist, enlisting Barbara in efforts to create a free-to-all community garden and things of that nature. She's fun,…… Continue reading A to Z: Alysia Yeoh
Comics · Fantasy · Queer
A to Z: Wanda from Sandman
Sandman. Neil Gaiman's long comic series, one of the best ever written. Intense, literary, fantasy-horror from the early 90s… When I was born. Notable for so many reasons and so many characters. Today, though, we're just talking about Wanda, a trans character from volume five, A Game of You. Opinions about Wanda are sharply divided and strongly…… Continue reading A to Z: Wanda from Sandman
A to Z: Victoria Hand
Spoilers for the character and Agents of S.H.I.E.L.D. Victoria Hand is a lesbian S.H.I.E.L.D. agent who appeared in the Dark Avengers and New Avengers titles from 2010 to 2012. I've only read a few issues, but near as I can tell, she was kind of an idiot. Or maybe just a jerk. She also spent a lot of time…… Continue reading A to Z: Victoria Hand
A to Z: Tim G-U-nn
A selected list of people I consider actual real additional parents of mine: Captain Picard, Amanda Grayson, Professor X, Harriet Cooper, and Tim Gunn. "That's all well and good," you may say, "but Tim Gunn is NOT a comic book character." But as of Marvel's 2009 Models, Inc. miniseries, he totally is. Booyah! (And I know, this is the…… Continue reading A to Z: Tim G-U-nn
A to Z: Thomas Blake (Catman)
Oh, Catman. Like Pied Piper, he has an interesting origin as a throwaway villain. He was originally set opposite Batman in 1963, something of an analogue to Catwoman (as then-Batwoman was an analogue to Batman). Like Piper — and Batman — he was a bored millionaire with an obsession. In this case, he grew bored…… Continue reading A to Z: Thomas Blake (Catman)
Batman, The Hobbit, and Modern Mythmaking (spoiler-free)


Are you looking for Piano Movers in Sedalia 80135? We have actually been moving pianos for many years and actually rely on giving the most effective customer encounter for planning and relocating your piano. Whether it's an upright piano or an infant grand piano, we have encounter relocating them all. We started our firm because we saw an absence of expert piano movers in Sedalia 80135 who knew effective ways by which to appropriately relocate pianos without causing loss to your piano or your house. We have actually relocated several brands of piano and understand the distinctions between each brand and what is called for to move a particular piano. A lot of moving business are not specialized and bill a quite high level for piano because of their lack of skill. We have no concealed fees and we are truthful concerning our levels.
1. Regional Organization and Proud– We've been regionally and family members possessed company for over 15 years. My daddy started this business and I have actually helped your man move pianos because university. We understand Sedalia 80135 and the best courses to deliver your piano securely and quickly.
2. Inexpensive Rates– We supply you with an honest estimation of exactly how much it would set you back to move your piano. We understand that lots of various other moving business often have small print costs when it concerns relocating fragile instruments or products such as pianos. We do not have no little hidden fees neither do we bill any kind of added fuel fees. We provide high quality piano moving service without you should buy any sort of extra insurance or materials for the move.
3. Guaranteed and Bonded– All of our expert relocating service is guaranteed and bonded so that whatever happens, we have you covered. We understand that a piano is extremely important to you and we take severe actions to secure your piano.
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"We had a good experience with moving a Baldwin upright piano. The movers were prompt– turned up at the agreed upon time. They properly secured and covered the piano before relocating the instrument. We think their cost is fairly sensible. The favorable is that they are versatile with the time (we planned the move at 5:30 pm and they were at the place promptly). Generally, we had a favorable experience with the piano step and would advise these movers to anybody who wishes adaptability at a sensible price.".
"We called with a requested emergency move … our lease was cancelled without previous notification … he made time to arrive at our house promptly, relocate the piano down 2 flights of stairways, traveled all the means across Sedalia 80135 and position the piano in the living-room of our brand-new residence. We thanks and your team for assisting us in our time of demand.".
Book Your Move Here with Best Sedalia 80135 Piano Movers!


text:
package jrcengine.GL;

import javax.microedition.khronos.opengles.GL10;

import jrcengine.Basic.GL_Graphics;

import jrcengine.Math.Math_Overlap_Rectangle;
import jrcengine.Math.Math_Vector;

public class GL_Camera2D {
	public final Math_Vector position;
	public float zoom;
	public final float frustum_Width;
	public final float frustum_Height;
	public final GL_Graphics glGraphics;

	private final Math_Overlap_Rectangle bounds;

	public GL_Camera2D(GL_Graphics glGraphics, float frustum_Width,
			float frustum_Height) {
		this.glGraphics = glGraphics;
		this.frustum_Width = frustum_Width;
		this.frustum_Height = frustum_Height;
		this.position = new Math_Vector(frustum_Width / 2, frustum_Height / 2);
		this.zoom = 1.0f;
		this.bounds = null;
	}

	public GL_Camera2D(GL_Graphics glGraphics, int center_x_set,
			int center_y_set, int width_set, int hight_set, float frustumWidth,
			float frustumHeight) {
		this.glGraphics = glGraphics;
		this.frustum_Width = frustumWidth;
		this.frustum_Height = frustumHeight;
		this.position = new Math_Vector(frustumWidth / 2, frustumHeight / 2);
		this.zoom = 1.0f;
		this.bounds = new Math_Overlap_Rectangle(center_x_set - width_set / 2,
				center_y_set - hight_set / 2, width_set, hight_set);
	}

	public void setViewportAndMatrices() {
		GL10 gl = glGraphics.getGL();
		gl.glViewport(0, 0, glGraphics.getWidth(), glGraphics.getHeight());
		gl.glMatrixMode(GL10.GL_PROJECTION);
		gl.glLoadIdentity();
		gl.glOrthof(position.x - frustum_Width * zoom / 2, position.x
				+ frustum_Width * zoom / 2, position.y - frustum_Height * zoom
				/ 2, position.y + frustum_Height * zoom / 2, 1, -1);
		gl.glMatrixMode(GL10.GL_MODELVIEW);
		gl.glLoadIdentity();
	}

	public void touchToWorld(Math_Vector touch) {
		touch.x = (touch.x / (float) glGraphics.getWidth()) * frustum_Width
				* zoom;
		touch.y = (1 - touch.y / (float) glGraphics.getHeight())
				* frustum_Height * zoom;
		touch.add(position).sub(frustum_Width * zoom / 2,
				frustum_Height * zoom / 2);
	}

	public void touchToWorld_partition(Math_Vector touch, GL_Camera2D old_cam) {

		touch.x = ((touch.x - bounds.lowerLeft.x))
				/ (float)bounds.width * frustum_Width * zoom;
		touch.y = ((touch.y - bounds.lowerLeft.y) / (float) bounds.height)
				* frustum_Height * zoom;
		touch.add(position).sub(frustum_Width * zoom / 2,
				frustum_Height * zoom / 2);

	}

	public Math_Overlap_Rectangle get_Math_Overlap_Rectangle() {
		return bounds;
	}

}


text:
Wieland provides the electrical connection for HMP Five Wells
Wieland Electric has supplied a variety of products from the company's gesis RST® and GST® ranges, along with low voltage lighting control and cabling in all cells and risers, for HMP Five Wells which is currently under construction in Wellingborough, Northamptonshire. The new Category C resettlement prison is set to open in early 2022 and is built on the site of the previously demolished Wellingborough Prison, which closed in 2012. HMP Five Wells will house 1,680 male prisoners and create around 700 jobs in the area.
The project has been overseen by main contractor Kier and is embracing a Design for Manufacture and Assembly (DfMA) concept. This will integrate digital tools to drive efficiencies in the design, construction and operation of the facility. The project is the first in a series of schemes to be undertaken as part of the Ministry of Justice's New Prison Programme.
Wieland worked with building services providers Crown House Technologies to provide its RST® and GST® cable assemblies for the off-site prefabricated risers which fed the power, lighting and ancillary services to the individual prison cells and communal areas. All of the cabling in the cells was fully pluggable and incorporated Wieland's GST® and GST® MINI systems. Wieland also supplied an extra low voltage lighting control system for cell lighting.
The design developed for HMP Five Wells supports the MoJ's commitment to provide safe, secure and decent prison places with a focus on supporting rehabilitation.


What should you do in the lesson that immediately follows your recital?
For piano teachers who have spent months preparing for this big event, the tendency is often to "move on" to new material and fun activities… putting the recital in the past.
But what if we told you there was a fabulous way of encouraging self-reflection after a performance that was both new AND fun?!
Today we're sharing an after-recital printable that you can use to encourage your piano students to consider their recent piano performance and to discover what went well, what they'd like to improve upon and how their preparations directly contributed to their recital experience.
Because asking children to self-reflect can be a difficult task, we've wrapped it up in a package of fun that will have them grinning ear-to-ear!
In the lesson following your recital, sit down with your piano students and complete this little activity. Not only will it encourage your students to truly reflect on their performances, but it will also provide you with some valuable insights into how your piano students are feeling about their recital experiences.
Print out the activity found here. Have your students answer the 5 questions on the first page and then use their answers to complete the Recital Reflection Mad Lib. Read it over with your students and keep it in their piano lesson binders as both a keepsake and as a resource you can refer to before future performances.
Post-Recital Review Complete? Now Have Some Fun!
So your piano recital is all wrapped up, you've completed the Recital Reflection Mad Lib and now there are still lessons before you break for the summer. Wondering how to keep your students attention while hammering home some serious piano knowledge?
Check out our resource PianoGameClub, where the four new piano games we send to our subscribers each month motivate, educate and engage students with game-based learning.


The beloved Hodag who takes up residence outside the Rhinelander Area Chamber of Commerce office on Kemp Street is sporting a new festive hat. The Hodag was presented with a custom Santa Claus hat Friday morning. He can now preside over the gun-deer season, and the beginning of the holiday shopping season in style.
The Rhinelander Ambassadors purchased the hat that local seamstress Nancy Smith created. Stop by and bring a camera — rumor has it the Hodag looks great in a Christmas card!


4736 S Threemile Point Rd, Coeur d'Alene, 83814 Listings, Properties, and Homes For Sale.
Coeur d'Alene Lake Architectural Masterpiece - over 399 feet of beautifully maintained landscape and waterfront, 1.5 acres. Private gated Stevens Point location. This home has something for everyone. Massive rock fireplaces are a focal point. Must see bedrooms and family areas, theater room, game room and library. Spacious outdoor decks with BBQ and hot tub area. Tram to two slip dock.


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Q: Advanced Custom Fields: Call to undefined function get_field() If I try to use ACF inside my custom functions plugin I get this error:
Uncaught Error: Call to undefined function get_field() in

I created my custom function plugin to avoid using the default functions.php that comes with the theme, because it overrides on every update.
My code:
<?php

$author_id = get_the_author_meta('ID');
$author_badge = get_field('post_autor', 'user_'. $author_id );

?>
<img src="<?php echo $author_badge['url']; ?>" alt="<?php echo $author_badge['alt']; ?>" />

I'm using a Gantry5 theme.
I already followed the documentation and read some posts with examples, but even so I'm not being able to get it working. The field is set as User Object.
UPDATE:
I found this code in the developer's website, I'm going to be giving it a try. This code supposed to allow ACF (free version) to be loaded inside a plugin.
// Define path and URL to the ACF plugin.
define( 'MY_ACF_PATH', get_stylesheet_directory() . '/includes/acf/' );
define( 'MY_ACF_URL', get_stylesheet_directory_uri() . '/includes/acf/' );

// Include the ACF plugin.
include_once( MY_ACF_PATH . 'acf.php' );

// Customize the url setting to fix incorrect asset URLs.
add_filter('acf/settings/url', 'my_acf_settings_url');
function my_acf_settings_url( $url ) {
    return MY_ACF_URL;
}

// (Optional) Hide the ACF admin menu item.
add_filter('acf/settings/show_admin', 'my_acf_settings_show_admin');
function my_acf_settings_show_admin( $show_admin ) {
    return false;
}

https://www.advancedcustomfields.com/resources/including-acf-within-a-plugin-or-theme/
Second Update:
Still having the same problem.

redpajama_set_name: RedPajamaStackExchange


Five people were arrested after counterfeit bills were passed at several Salem, New Hampshire, stores. Clockwise from top left are: Nicole Jackson, Kelvin Jarlee, Helen Nascimento, Prince Zuah and Stephen Wolo.
Five people are facing charges after attempting to pass counterfeit bills at three Salem, New Hampshire, stores.
Salem Police said they were called to Market Basket on South Broadway around 5:30 p.m. Monday for a report of several subjects attempting to pass counterfeit bills. Upon arrival, police located the suspects and were met by Market Basket managers and employees from Marshalls who said the group had also been in their store passing counterfeit bills.
During the course of their investigation, police located two additional suspects who had passed counterfeit bills at Home Depot.
Nicole Jackson, 18, of Philadelphia, Pennsylvania, was charged with forgery and theft by deception.
Helen Nascimento, 26, of Nashua, was charged with forgery and theft by deception.
Stephen Wolo, 25, of Philadelphia, Pennsylvania, was charged with forgery and theft by deception.
Prince Zuah, 29, of Philadelphia, Pennsylvania, was charged with forgery, theft by deception and false reports.
Kelvin Jarlee, 23, of Philadelphia, Pennsylvania, was charged with forgery, theft by deception, false report, simple assault and two counts of possession of a controlled drug.
All five were scheduled to be arraigned on Tuesday in Salem District Court.


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Tech Law & Policy Colloquium: Mar. 21
From:jec@law.georgetown.edu To: LawFacultyandVisitors@law.georgetown.edu CC: ma1318@georgetown.edu, jennifersturiale@hotmail.com Date: 2016-03-14 19:05 Subject: Tech Law & Policy Colloquium: Mar. 21
Dear Colleagues, The next meeting of the Technology Law and Policy Colloquium will be Monday, March 21. Our speaker will be Margaret Chon of Seattle University. Maggie's paper, "The Greatest Generational Impact: The Open Neuroscience Movement as an Emerging Knowledge Commons," is attached. We will meet from 1:20-3:20 in McDonough 344, and you are welcome to join us. Here is the abstract: Partly because of new large-scale intergovernmental initiatives and sources of funding, it is fair to state that the neuroscience research community is in a process of active institutional change on local, regional and global levels. Thus neuroscience research is an ideal case study for the application of the theoretical framework first developed by the late Elinor Ostrom in her path-breaking work, Governing the Commons: The evolution of institutions for collective actions (1990), and later refined by Frischmann et al. (2014) to apply to so-called "knowledge commons." We describe what some in the neuroscience research community are calling the "open neuroscience movement," and situate this movement within the knowledge commons research framework. By focusing on how institutional actors cooperate (or not) to form a knowledge commons and under what circumstances cooperation can occur, this case study of sharing neuroscience data can shed light on enabling conditions for the emergence of commons-based governance arrangements. It may be particularly useful in illuminating the dynamics in research environments dominated by an ethos of competitive, individual lab-based achievement. Prepared for a forthcoming book on Governing Medical Commons (Brett Frischmann, Katherine Strandburg and Michael Madison, eds.), this is a timely case study of an incipient knowledge commons in the process of formation against a background of sometimes fierce competition for reputational rewards and results. All best, Julie Julie E. Cohen Mark Claster Mamolen Professor of Law & Technology Georgetown University Law Center jec@law.georgetown.edu<mailto:jec@law.georgetown.edu> http://www.juliecohen.com
3-3-16 Larson Chon Neuroscience Data Commons.pdf


This The Lord of the Rings Gollum box of FunkO's comes with a Gollum Pocket Pop!, and the green, multigrain cereal is bound to wow you at breakfast time. That's if you decide to eat it and not keep it intact with your Funko collection! Grab a box today and make your Saturday mornings fun again.
Funko FunkO's Cereal With Pocket Pop! The Lord Of The Rings Gollum Cereal - BoxLunch Exclusive is rated 4.9 out of 5 by 39.
Rated 5 out of 5 by Victoriaclara24 from SO CUTE! I bought this for our 10th anniversary and my husband LOST his mind, tasty too!
Rated 5 out of 5 by Xymple from One cereal to rule them all! The packaging looks great and it was in perfect shape when it arrived. It's cereal, so no big deal there, but if you're a Tolkien fan this is a must have. I got a kick out of how Gollum is holding the cereal like the One Ring. And the prize in the box doesn't stink like every other cereal giveaway. Totally worth it.
Rated 5 out of 5 by julie512 from Great purchase! I bought this as a gift and he loved it! It came with a Pop figure inside so it was really worth the price. He said the cereal was good too, and the box is worth keeping on his desk!
Rated 5 out of 5 by Vising from GREAT! Happy with the cereal and figure, all of us are!


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Join Research
There are two main types of clinical studies: clinical trials and observational studies. In a clinical trial, there is some form of treatment intervention. There is no intervention in an observational study, which is aimed at observing patients to better understand the long-term course of their disease.
Clinical trials are used to test new treatments before they are approved for use by the FDA. This type of trial gives patients a chance to try out a new medication in its early stages. As with any experiment, the result of a trial is not known before its conclusion. Your participation could help demonstrate a terrific treatment breakthrough, or it could help scientists discover that a new treatment does not work after all. There may be some risk involved from the treatment in a clinical trial.
Participating in either a clinical trial or an observational study is a serious responsibility. Volunteering to participate could be a way to help yourself, affected family members and other patients by advancing medical and scientific knowledge of your condition. Some patients derive great satisfaction from assisting doctors in the study of their disease. Participation in a study can also mean a chance to meet a porphyria researcher in a clinical setting, and the consultation can be beneficial.
For information on porphyria trials currently recruiting patients, call the APF office or visit NIH's clinical trials website: "Clinical Trials of Medical Treatments: Why Volunteer?" might also be useful reading as you think about whether you'd like to participate or not.
Join the Porphyria Registry
Join the Porphyria Registry! Participation in the NIH-funded porphyria registry is critical to show that our group of rare diseases MUST RECEIVE FUNDING FOR PORPHYRIA RESEARCH!!!!!
To join the Contact Registry, click here to open a page that lists all of the rare disease consortia. Scroll down the page until you come to the Porphyrias Consortium and click on your type of porphyria. You will then be asked to complete a simple form including information about the date of your diagnosis, if you know it. If you have copies of your initial diagnostic lab results, you may want to have them handy when you go to the registry website.
Porphyria experts have created this National Porphyria Registry—a type of partnership between doctors and patients— as a way for those with porphyria to share information about their health and treatment so physicians can learn from their experience and use that knowledge to enhance diagnosis, treatment and eventually find a cure for porphyria.
It is the best means to prove that there are enough porphyria patients who want improved health care. If we don't speak up, we will be left behind when research funding is given. We DO NOT HAVE ENOUGH PEOPLE ON THE REGISTRY. Please join the registry.
Joining the Porphyria Registry is anonymous and free of charge. All data will be stored in a secure, computerized database. No personal identifying information (such as your name, address, telephone number) will be given to anyone without your expressed approval.
The registry is not linked to APF membership, but we hope you will join the American Porphyria Foundation too! So please consider joining the Contact Registry, and thank you for continuing to be a member of the APF.
Doctors who study rare diseases see a relatively small number of sufferers over many years of practice. This Registry will give a big boost to medical and scientific understanding of porphyria by bringing together information from patients all over the country.
If you need help enrolling in the registry contact our office toll free at 1-866-APF-3635.
The Porphyrias Consortium
The Porphyrias Consortium (PC) includes six of the leading porphyria centers in the United States, as well as three Satellite sites, that provide expertise and experience in the diagnosis and treatment of patients with porphyria. The staff in each center includes porphyria physicians, researchers, research coordinators, and technical/laboratory staff. Together with the American Porphyria Foundation, the Porphyrias Consortium enables a large-scale collaborative effort to develop new strategies and methods for diagnosis, treatment, and prevention of illness and disability resulting from these rare disorders. The consortium website is a forum for disseminating information to porphyria patients and their families, healthcare professionals, and other interested parties. The website also provides a list of currently active studies, with a description of each study and contact information for those who are interested. Of particular importance is the Longitudinal Study with the objective of characterizing the long term course and outcomes of each porphyria. Clinical trials are being conducted to establish the safety and efficacy of new therapies leading to approval by the US Food and Drug Administration. Partial support for the Porphyrias Consortium is provided by a grant from the National Institutes of Health as part of the Rare Diseases Clinical Research Network.
Visit https://www.rarediseasesnetwork.org/cms/porphyrias/ to learn more about the Porphyrias Consortium and current research efforts you can join.
The APF is a 501(c)3 non-profit foundation dedicated to improving the health and well-being of all individuals and families impacted by Porphyria.
Remember... Research is the Key to Your Cure!
Porphyrias Consortium
4915 St. Elmo Avenue, Suite 200
Toll free: 1.866.APF.3635
info@porphyriafoundation.org
The American Porphyria Foundation does not offer medical advice, diagnosis, or treatment. Individuals should seek medical advice only from qualified healthcare professionals. If you think you may have a medical emergency, call your doctor, go to the emergency department, or call 911 immediately.
© 2010-2020 American Porphyria Foundation. All Rights Reserved.


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LeBron James: The Godfather of one-year deals for NBA superstars
Updated: Jan. 11, 2019, 7:12 p.m. | Published: Jul. 21, 2016, 7:16 p.m.
LeBron KD
Gallery: LeBron KD
By Joe Vardon, Cleveland.com
CLEVELAND, Ohio - LeBron James could be on the verge of something unprecedented -- an NBA superstar agreeing to his third consecutive one-year deal and leaving millions in guaranteed money on the table.
If that's what he does - takes a one-year, $27.5 million contract with a player's option for 2017-18 with the Cavs - he'd be the fourth league star to agree to that kind of deal this offseason. Kevin Durant, Dwyane Wade, and Pau Gasol have already done it.
When it comes to this kind of one-year deals for superstars, James is the godfather. He was the first to ask for one under the current collective bargaining agreement when he returned to the Cavs from Miami in in the summer of 2014. (It's entirely different from Michael Jordan's one-year contracts in 1996 and 1997).
The stated intention at the time was money - James wanted to put himself in position to earn the most financially in every season and capitalize on the coming explosion in the salary cap. But James also extracted for himself a certain amount of leverage in Cleveland, holding over the front office the threat, however remote, that he could leave the organization if he felt there was not a commitment to winning.
Now, as the NBA prepares for its first season of an avalanche of extra cash from its nine-year, $24 billion TV deal, and both the owners and players' union are talking about opting out of the collective bargaining agreement, James' method of contracting is a reason the owners want to head back to the bargaining table.
James hasn't exactly changed the league by seeking one-year deals, mostly because there are only a few stars with enough power and security to get these kinds of concessions from their teams.
But he and his agent - Rich Paul - nevertheless exposed a loophole in the current system, and swayed, however marginally, the balance of power from NBA front offices toward players when it comes to contracts and building rosters.
"Any general manager's objective for his franchise is to put together a roster for his team that has sustainability," said Stu Jackson, former executive vice president for the NBA and former general manager of the Memphis Grizzlies. "The prospect of having a key player or players under contract for short term deals compromises the ability to sustain a team over the long term.
"Cleveland's situation, to me, is slightly different," Jackson continued. "David Griffin probably had a high-confidence level that even though LeBron was signing a one-year deal with option, the Cavs would retain him and build the team around him because he's coming home. He'd already left once, went to another team. You don't come back home to leave again."
Paul declined to comment for this story. Griffin, the Cavs' general manager, also declined to comment, except to say that "it made perfect sense for James" to do what he did in 2014 because of the league's salary structure.
The truth is, James has never expressed anything other than a desire to remain in Cleveland long term, likely until his career ends, since he came back to the Cavs. But, in entering each of the last two offseasons (this one included), the Cavs had outlines of a contingency plan in the event James did leave again.
He's got a title to defend in Cleveland now, and the core of the team (minus him) is signed for several years, with tradable contracts in the event Griffin desires (perhaps at James' behest) to change the complexion of the organization at any point.
But James has had the Cavs on edge, if only slightly, since he came home three summers ago and signed a two-year, $42.2 million deal when a four-year, $88 million deal was available. In essence, only about $21 million of James' first contract was guaranteed, but he had a player's option he could exercise in the event of a catastrophic injury in 2014-15.
The collective bargaining agreement was designed so star players would have the most incentive financially to remain with their current teams, and if they choose to leave, then their most lucrative option is to sign a long-term deal.
James essentially left $46 million in guaranteed money on the table when he signed in 2014. Last summer, following Cleveland's loss to the Warriors in the Finals, he balked at an extra $48 million in guaranteed by signing another two-year deal worth up to $47 million.
James has opted out of that contract, and is now weighing whether to sign now for $27.5 million this season (with an option for the following year) or for four years and $137 million.
"One of the unintended consequences (of doing contracts like James) I feel on behalf of the players is the fact that they end up putting themselves in this position where they're taking enormous financial risk," NBA commissioner Adam Silver told cleveland.com. "The system is designed for guys to enter into long term contracts, so, and you can only get so much insurance. So one of the unintended consequences is they take risk beyond what we would like to see them take.
"The other thing is, the system is designed and incentivizes players to stay with the same teams," Silver said. "At the same time I respect free agency so if they make those decisions to leave, that's fine too. But as I said, I'd like to talk to the union about maybe modifying the system so there's a little bit more of an incentive to stay with your existing team."
The risk, though, especially for a star like James, is mostly on paper. James and, for instance, Durant, who signed a two-year, $54.2 million deal with the Warriors this summer (only one year is guaranteed), earn millions off the floor in endorsements. In James' case, he was the 11th-highest-earning celebrity in 2016, according to Forbes, earning more away from basketball than he does on the floor.
If anything should happen to a star player in the first year of his short contract, he can exercise his option for the following season.
Only in the margins for James is there real risk. Since he's become a free agent this summer, he's vacationed in Spain, Hawaii, and now Las Vegas. He went mountain biking in Spain. Had there been an injury, he wouldn't have had the security of a signed NBA contract.
J.R. Smith, the Cavs' sharpshooter who doesn't have near the star power of a James or Durant, opted out of the final year of his contract last summer to become a free agent. The roughly $5 million he made with the Cavs last season on his new deal was less than the $6.4 million option he declined.
So, you may say, he was burned by the gamble. But the contract he signed last summer was for one year with a player's option. He's a free agent again and is looking for $15 million per season, having proven his value on the championship-winning Cavs.
So how badly was he burned?
"It's not clear to me that there's a detriment at this point for the players," said Larry Coon, a salary cap expert for ESPN. "You are giving up a little bit of long-term security, and for some o the lesser players who don't have 10 years-service money, the lack of additional years on a contract could hurt. But it hasn't hurt anybody yet."
Whether or not there are changes to the CBA, this could be the last offseason for superstars like James to purposefully seek short-term deals. The salary cap is expected to go from $94 million this season to $102 million next, and then begin to level off. It becomes a far-less valuable proposition to kick the can down the road on short-term deals instead of jumping into a long-term, guaranteed contract.
In James' case, the best he could do signing a long-term deal next summer is approximately $157 million - which is one of the reasons he's weighing whether to sign long term now.
In the meantime, though, neither the Cavs nor the Warriors (and to a lesser extent, the Bulls with Wade and the Spurs with Gasol) can build concrete, long-term plans with 100 percent assurance that James or Durant will be there.
In the Warriors' case, two-time reigning MVP Stephen Curry will be a free agent next summer. They'll need to have the space to re-sign him and Durant. And for the Cavs and James, well, they've been down this road.
A couple times, now.
"For the players, the short-term deal is an implied threat," Coon said. "It's sending a message to the team that if they're not doing all they can, he can leave at any time."


JERSEY CITY, N.J., April 16, 2012 – Private U.S. property/casualty insurers' net income after taxes fell to $19.1 billion in 2011 from $35.2 billion in 2010, with insurers' overall profitability as measured by their rate of return on average policyholders' surplus dropping to 3.5 percent from 6.6 percent.
Driving the declines in insurers' net income and overall rate of return, net losses on underwriting grew to $36.5 billion in 2011 from $10.5 billion in 2010. The combined ratio – a key measure of losses and other underwriting expenses per dollar of premium – deteriorated to 108.2 percent in 2011 from 102.4 percent in 2010, according to ISO, a Verisk Analytics company (Nasdaq:VRSK), and the Property Casualty Insurers Association of America (PCI).
The deterioration in underwriting results is primarily attributable to a spike in net losses and loss adjustment expenses (LLAE) from catastrophes. ISO estimates that insurers' net LLAE from catastrophes rose to $38 billion in 2011 from $14.3 billion in 2010. These amounts exclude LLAE that emerged after insurers closed their books for each year but do include late-emerging LLAE from events in prior years.
Partially offsetting the deterioration in underwriting results, net investment gains – the sum of net investment income and realized capital gains (or losses) on investments – grew $2.8 billion to $56.2 billion in 2011 from $53.4 billion in 2010.
Insurers' miscellaneous other income rose $1.2 billion to $2.3 billion in 2011 from $1.1 billion in 2010.
Pretax operating income – the sum of net gains or losses on underwriting, net investment income, and miscellaneous other income – fell to $14.8 billion for 2011 from $38.2 billion for 2010. Reflecting the decline in pretax operating income, reported federal and foreign income taxes dropped $6 billion to $2.9 billion from $8.8 billion.
Policyholders' surplus – insurers' net worth measured according to Statutory Accounting Principles – fell $8.9 billion to $550.3 billion at December 31, 2011, from $559.2 billion at December 31, 2010.
Insurers' 3.5 percent rate of return on average surplus for 2011 was the lowest full-year rate of return since the 0.6 percent for 2008 and the eighth lowest full-year rate of return in the 53 years since the start of ISO's annual records in 1959. At 3.5 percent, insurers' rate of return for 2011 was less than half of their 9 percent average rate of return from 1959 to 2011.
The property/casualty industry's 3.5 percent rate of return for 2011 was the net result of negative rates of return for mortgage and financial guaranty insurers and single-digit rates of return for other insurers. ISO estimates that mortgage and financial guaranty insurers' rate of return on average surplus deteriorated to negative 51.4 percent in 2011 from negative 36.6 percent in 2010. Excluding mortgage and financial guaranty insurers, the industry's rate of return fell to 4.6 percent in 2011 from 7.6 percent in 2010.
Underwriting gains (or losses) equal earned premiums minus LLAE, other underwriting expenses, and dividends to policyholders. Net losses on underwriting grew $26 billion to $36.5 billion in 2011 from $10.5 billion in 2010, as growth in LLAE and other underwriting expenses outpaced growth in earned premiums.
Net written premiums rose $13.8 billion, or 3.3 percent, to $437.6 billion for 2011 from $423.8 billion for 2010, as net earned premiums rose $11.7 billion, or 2.8 percent, to $433.9 billion from $422.2 billion.
Net LLAE (after reinsurance recoveries) climbed $33.8 billion, or 10.9 percent, to $344.5 billion in 2011 from $310.7 billion in 2010.
Other underwriting expenses – primarily acquisition expenses; expenses associated with underwriting, pricing, and servicing insurance policies; and premium taxes – rose $4.4 billion, or 3.7 percent, to $124.1 billion in 2011 from $119.8 billion in 2010.
Dividends to policyholders dropped to $1.8 billion in 2011 from $2.3 billion in 2010.
Though the increase in overall LLAE is primarily a result of losses from catastrophes, other losses also rose. ISO estimates that private insurers' net LLAE from catastrophes jumped $23.7 billion to $38 billion in 2011 from $14.3 billion in 2010. Other net LLAE rose $10.1 billion, or 3.4 percent, to $306.4 billion in 2011 from $296.3 billion in 2010.
According to ISO's Property Claim Services (PCS) unit, catastrophes striking the United States in 2011 caused $33.6 billion in direct insured losses (before reinsurance recoveries) for all insurers (including residual market insurers and foreign insurers and reinsurers), up $19.3 billion compared with the direct insured losses caused by catastrophes striking the United States in 2010 and $17.5 billion more than the $16.2 billion average for direct insured catastrophe losses during the 20 years through 2011.
U.S. insurers' $38 billion in net LLAE from catastrophes in 2011 included an estimated $32.3 billion in LLAE from catastrophes that struck the United States. Though estimating the LLAE from foreign catastrophes included in U.S. insurers' financial results is difficult, the available information suggests that U.S. insurers' net LLAE for 2011 included between $4.5 billion and $6.5 billion in LLAE from catastrophes occurring elsewhere around the globe – events such as the floods in Thailand during the latter half of 2011, the earthquake and tsunami that devastated northeastern Japan on March 11, and the earthquake that rocked Christchurch, New Zealand, on February 22 (February 21 UTC).
Reflecting the excess of increases in the cost of providing coverage over increases in premiums, the combined ratio deteriorated by 5.8 percentage points to 108.2 percent in 2011 from 102.4 percent in 2010.
The $36.5 billion in net losses on underwriting in 2011 amounted to 8.4 percent of the $433.9 billion in net earned premiums during the year, whereas the $10.5 billion in net losses on underwriting in 2010 amounted to 2.5 percent of the $422.2 billion in net earned premiums during that year.
Based on new information and updated estimates for the ultimate cost of old claims from prior accident years, insurers' results for calendar year 2011 benefited from $11 billion in favorable development of LLAE reserves, with the amount of favorable development rising from $9.7 billion in calendar year 2010. Excluding development of LLAE reserves, net LLAE increased $35.1 billion, or 11 percent, to $355.5 billion in 2011 from $320.4 billion in 2010, and the combined ratio deteriorated by 6 percentage points to 110.7 percent from 104.7 percent.
Mortgage and financial guaranty insurers' net written premiums fell 9.4 percent to $5.2 billion for 2011 from $5.8 billion for 2010. Their net earned premiums fell 8.7 percent to $6.2 billion in 2011 from $6.8 billion a year earlier. But the largest contributor to the 42.5-percentage-point deterioration in mortgage and financial guaranty insurers' combined ratio was a $1.7 billion increase in underwriting expenses to $2.6 billion in 2011 from $0.9 billion a year earlier, with the increase in mortgage and financial guaranty insurers' underwriting expenses primarily attributable to an increase in contributions to premium deficiency reserves. Mortgage and financial guaranty insurers' LLAE dropped $0.5 billion to $11.5 billion in 2011 from $12.1 billion a year earlier.
Excluding mortgage and financial guaranty insurers, industry net written premiums rose 3.4 percent in 2011 to $432.4 billion, net earned premiums increased 3 percent to $427.7 billion, LLAE grew 11.5 percent to $332.9 billion, other underwriting expenses increased 2.3 percent to $121.5 billion, and dividends to policyholders declined 19.5 percent to $1.8 billion. As a result, the combined ratio for the industry excluding mortgage and financial guaranty insurers rose 5.5 percentage points to 106.4 percent for 2011 from 100.9 percent for 2010.
Insurers' net investment income – primarily dividends from stocks and interest on bonds – increased 3 percent to $49 billion in 2011 from $47.6 billion in 2010. Insurers' realized capital gains on investments grew $1.3 billion to $7.2 billion in 2011 from $5.9 billion a year earlier. Combining net investment income and realized capital gains, net investment gains rose $2.8 billion, or 5.2 percent, to $56.2 billion for 2011 from $53.4 billion for 2010.
Combining the $7.2 billion in realized capital gains in 2011 with $5.1 billion in unrealized capital losses during the year, insurers posted $2.1 billion in net capital gains for 2011 – down $19.8 billion from the $21.9 billion in capital gains on investments for 2010. Insurers' net capital gains would have fallen more in 2011 if not for a decline in realized capital losses on impaired investments, which dropped to $4 billion in 2011 from $5.9 billion in 2010.
Pretax operating income fell $23.3 billion, or 61.2 percent, to $14.8 billion for 2011 from $38.2 billion for 2010. The $23.3 billion decrease in operating income was the net result of the $26 billion increase in net losses on underwriting, the $1.4 billion increase in net investment income, and the $1.2 billion increase in miscellaneous other income.
Mortgage and financial guaranty insurers' operating income deteriorated to negative $6.7 billion in 2011 from negative $4 billion in 2010. Excluding mortgage and financial guaranty insurers, the insurance industry's operating income fell $20.7 billion, or 49 percent, to $21.5 billion for 2011 from $42.2 billion for 2010.
Combining operating income, realized capital gains (losses), and federal and foreign income taxes, the insurance industry's net income after taxes for 2011 totaled $19.1 billion – down $16.1 billion, or 45.6 percent, from $35.2 billion for 2010. The $16.1 billion decline in net income was the net result of the $23.3 billion decrease in operating income, the $1.3 billion increase in realized capital gains, and the $6 billion decrease in federal and foreign income taxes.
Mortgage and financial guaranty insurers' net income after taxes fell to negative $6.1 billion for 2011 from negative $4.4 billion for 2010. Excluding mortgage and financial guaranty insurers, the insurance industry's net income after taxes dropped $14.3 billion to $25.2 billion for 2011 from $39.6 billion for 2010.
Policyholders' surplus decreased $8.9 billion, or 1.6 percent, to $550.3 billion as of December 31, 2011, from $559.2 billion at year-end 2010. Additions to surplus in 2011 included insurers' $19.1 billion in net income after taxes, $2.2 billion in new funds paid in, and $0.6 billion in miscellaneous other changes in surplus. Those additions were more than offset by $5.1 billion in unrealized capital losses on investments (not included in net income) and $25.7 billion in dividends to shareholders.
The $2.2 billion in new funds paid in during 2011 was down from a record-high $27.5 billion in 2010.
At $0.6 billion in 2011, miscellaneous other changes in surplus were virtually unchanged from their level in 2010.
Insurers' $5.1 billion in unrealized capital losses on investments in 2011 constituted a $21.1 billion swing from their $16 billion in unrealized capital gains in 2010.
Dividends to shareholders declined to $25.7 billion in 2011 from $31.4 billion in 2010.
Mortgage and financial guaranty insurers' surplus fell to $11.4 billion as of December 31, 2011, from $12.3 billion at year-end 2010. Excluding mortgage and financial guaranty insurers, industry surplus fell $8 billion to $539 billion as of year-end 2011 from $546.9 billion as of December 31, 2010.
Because the state insurance guaranty fund system does not protect those with mortgage or financial guaranty insurance claims in the event of insolvency, payouts on claims against individual mortgage and financial guaranty insurers are essentially limited by each mortgage and financial guaranty insurer's own ability to pay. For this reason, ISO edited the data for some individual mortgage and financial guaranty insurers to eliminate liabilities in excess of their assets, restating surplus for the insurance industry overall and the mortgage and financial guaranty insurance sector in a manner that more correctly reflects the sector's ability to absorb new losses.
The property/casualty insurance industry's consolidated net income after taxes rose to $11.2 billion in fourth-quarter 2011, up $3 billion from $8.1 billion in fourth-quarter 2010. Property/casualty insurers' annualized rate of return on average surplus climbed to 8.2 percent in fourth-quarter 2011 from 5.9 percent a year earlier.
Mortgage and financial guaranty insurers' annualized rate of return fell to negative 64.8 percent in fourth-quarter 2011 from negative 40.7 percent in fourth-quarter 2010, as their net income after taxes dropped to negative $1.8 billion from negative $1.2 billion. Excluding mortgage and financial guaranty insurers, the insurance industry's annualized rate of return rose to 9.7 percent in fourth-quarter 2011 from 6.9 percent in fourth-quarter 2010.
"Insurers' results for the last quarter of 2011 benefited from a number of positive developments, including acceleration in fourth-quarter premium growth to the fastest rate since 2004 and significantly slower growth in loss and loss adjustment expenses," said Murray.
The insurance industry's $11.2 billion in net income after taxes in fourth-quarter 2011 was the result of $11.5 billion in pretax operating income and $1.7 billion in realized capital gains on investments, less $2.1 billion in federal and foreign income taxes.
The industry's pretax operating income grew $2.8 billion to $11.5 billion in fourth-quarter 2011 from $8.8 billion in fourth-quarter 2010. The industry's fourth-quarter 2011 pretax operating income was the net result of $12.5 billion in net investment income and $0.6 billion in miscellaneous other income, less $1.6 billion in net losses on underwriting. Excluding mortgage and financial guaranty insurers, pretax operating income in fourth-quarter 2011 amounted to $13.6 billion – up $3.6 billion from $10 billion in fourth-quarter 2010.
The industry's net losses on underwriting shrank $2.6 billion to $1.6 billion in fourth-quarter 2011 from $4.2 billion in fourth-quarter 2010, as growth in premiums outpaced growth in net LLAE and the other costs of providing insurance coverage.
Net written premiums rose $3.8 billion to $103.1 billion in fourth-quarter 2011 from $99.3 billion in fourth-quarter 2010, with growth in net written premiums accelerating to 3.8 percent in fourth-quarter 2011 from 1.7 percent in fourth-quarter 2010. Similarly, net earned premiums grew $3.7 billion to $110.2 billion in fourth-quarter 2011 from $106.5 billion in fourth-quarter 2010, with growth in net earned premiums accelerating to 3.5 percent in the last quarter of 2011 from 1.5 percent in the last quarter of 2010.
Net LLAE increased $0.2 billion to $80.4 billion in fourth-quarter 2011 from $80.2 billion in fourth-quarter 2010. But growth in net LLAE slowed to 0.2 percent in the last quarter of 2011 from 7.2 percent in the last quarter of 2010, despite an increase in net LLAE from catastrophes.
ISO estimates that the net LLAE from catastrophes included in private U.S. insurers' financial results rose to $4.4 billion in fourth-quarter 2011 from $3.5 billion a year earlier. These amounts exclude LLAE that emerged after insurers closed their books for each period but do include late-emerging LLAE from events in prior periods. The total for fourth-quarter 2011 includes an estimated $1.5 billion in net loss and loss adjustment expenses from catastrophes occurring outside the United States.
Excluding loss adjustment expenses, direct insured losses from catastrophes striking the United States in fourth-quarter 2011 amounted to $0.9 billion, down $2.5 billion from the $3.3 billion in direct insured losses caused by catastrophes that struck the United States in fourth-quarter 2010, according to ISO's PCS unit.
Noncatastrophe net LLAE fell $0.8 billion, or 1 percent, in fourth-quarter 2011 as a result of updated estimates for the ultimate cost of claims that occurred in prior years. Insurers' results for fourth-quarter 2011 benefited from $3.3 billion in favorable LLAE development for old claims – a $5.1 billion swing from the $1.8 billion in adverse LLAE development in fourth-quarter 2010.
Other underwriting expenses rose $1.3 billion, or 4.4 percent, to $30.6 billion in fourth-quarter 2011 from $29.3 billion in fourth-quarter 2010.
Dividends to policyholders dropped to $0.8 billion in the last quarter of 2011 from $1.2 billion in the last quarter of 2010.
The fourth-quarter 2011 net loss on underwriting amounted to 1.5 percent of the $110.2 billion in premiums earned during the period and compares with a fourth-quarter 2010 net loss on underwriting that amounted to 4 percent of the $106.5 billion in premiums earned during that period.
The industry's fourth-quarter combined ratio improved to 103.4 percent in 2011 from 105.9 percent in 2010. At 103.4 percent, the fourth-quarter combined ratio for 2011 was 3.9 percentage points better than the 107.2 percent average fourth-quarter combined ratio since the start of ISO's quarterly data in 1986.
Excluding mortgage and financial guaranty insurers, net written premiums rose 4.1 percent in fourth-quarter 2011, earned premiums rose 3.8 percent, LLAE increased 0.8 percent, and the combined ratio receded to 101.1 percent from 104.4 percent in fourth-quarter 2010.
Net investment income rose $0.2 billion, or 1.6 percent, to $12.5 billion in fourth-quarter 2011 from $12.3 billion in fourth-quarter 2010.
Miscellaneous other income in fourth-quarter 2011 equaled $0.6 billion, essentially the same as miscellaneous other income in fourth-quarter 2010.
Realized capital gains on investments grew to $1.7 billion in fourth-quarter 2011 from $1.3 billion in fourth-quarter 2010.
Combining net investment income and realized capital gains, net investment gains rose $0.6 billion, or 4.6 percent, to $14.2 billion in fourth-quarter 2011 from $13.6 billion a year earlier.
Insurers posted $8 billion in unrealized capital gains on investments in fourth-quarter 2011 – down $4.6 billion from $12.6 billion in fourth-quarter 2010. Combining realized and unrealized amounts, the insurance industry posted $9.7 billion in net capital gains in fourth-quarter 2011 – down $4.2 billion from the $13.9 billion in net capital gains on investments in fourth-quarter 2010.
The $9.7 billion in net capital gains for fourth-quarter 2011 was after $1.6 billion in realized write-downs on impaired investments, with realized write-downs on impaired securities down from $2.7 billion in fourth-quarter 2010.
Policyholders' surplus grew $11.7 billion to $550.3 billion at year-end 2011 from $538.6 billion at September 30, 2011, primarily as a result of insurers' $11.2 billion in net income after taxes in fourth-quarter 2011.
Since 1971, ISO has been a leading source of information about property/casualty insurance risk. For a broad spectrum of commercial and personal lines of insurance, the company provides statistical, actuarial, underwriting, and claims information; policy language; information about specific locations; fraud-identification tools; and technical services. ISO serves insurers, reinsurers, agents and brokers, insurance regulators, risk managers, and other participants in the property/casualty insurance marketplace. ISO is a member of the Verisk Insurance Solutions group at Verisk Analytics (Nasdaq:VRSK). For more information, visit www.iso.com and www.verisk.com.
PCI is composed of more than 1,000 member companies, representing the broadest cross-section of insurers of any national trade association. PCI members write over $179 billion in annual premium, 38.3 percent of the nation�s property casualty insurance. Member companies write 44.3 percent of the U.S. automobile insurance market, 31.6 percent of the homeowners market, 36.3 percent of the commercial property and liability market, and 42.6 percent of the private workers compensation market. For more information, visit www.pciaa.net.
The I.I.I. is a NonProfit, communications organization supported by the Insurance industry. For more information visit www.iii.org.


You've booked a cruise for your next family vacation. But have you booked a cruise port hotel? If you want to stress less before you board the ship and set sail, you might consider booking a hotel room for the night before your family's cruise departs, and maybe even a room for the day you return.
These are our picks for the top family-friendly hotels in popular U.S. cruise ports. Between cruise packages, free breakfasts and shuttles that take you from the airport to the hotel to the terminal, these cruise port hotels have everything you need before and after your family's sailing.
Miami's cruise port is just across the water from the Epic Hotel, making your stay short, sweet and close to your cruise ship. Enjoy the 14,000-square-foot pool deck before heading to one of the city's family-friendly attractions, such as Zoo Miami and the Seaquarium. Look into one of the family-friendly packages that the hotel offers, some of which include breakfast, making this Port of Miami hotel ideal for families.
Located less than one mile from Port Canaveral, this cruise hotel, Country Inn & Suites Cape Canaveral, offers families a free hot breakfast, two pools, a Jacuzzi, game room and fitness center. Start relaxing the right way with one night in this cruise port hotel before you even go on vacation. Rooms and suites are decorated with different themes for kids, and offer separate rooms with bunk beds. DVD players, cribs, kitchenettes and laundry services are also available. Plus, a hotel shuttle will transport you and your family to the Port Canaveral cruise port.
Just a short cab ride from the airport and walking distance to the Carnival Cruise terminal in Los Angeles, the Hotel Maya also offers families an outdoor pool, fitness center, laundry services and colorful, modern accommodations. Suites come with a living area, kitchenette and private balcony, too. The Hotel Maya is a great cruise port hotel for families looking for a one-night stay before boarding the ship. Grab dinner in nearby Long Beach City, or take the shuttle bus to one of the many Los Angeles attractions, like the California Science Center.
Relax on the beach, take an exciting (and educational!) water taxi ride or just enjoy the outdoor heated pool at the Renaissance Fort Lauderdale Hotel before embarking on your cruise. Port Everglades in Lauderdale is so close that you can see it from the higher up floors of the hotel. Enjoy a guestroom, junior suite or a one-bedroom suite at comfortable prices. Although this Fort Lauderdale cruise port hotel isn't flashy, it is one of the closest hotels to Port Everglades, which will save you and your family time and energy before a relaxing cruise.
The New Orleans cruise port is just steps from the city's downtown area and the popular Riverwalk shopping center, so families staying at almost any centrally-located New Orleans cruise port hotel can simply walk to the cruise terminal (or hop in a cab and arrive in minutes). Drury Inn & Suites New Orleans is about eight blocks from the New Orleans cruise terminal -- which is walkable for families with older kids and less luggage.
But we didn't select this property because of its location alone. The hotel boasts a long list of complimentary family-friendly perks for its guests, from a free buffet breakfast to free soda and popcorn in the lobby to free appetizers during the "5:30 Kickback." With all this free food on offer, your family might feel as though their cruise has already begun before they set foot on the ship!
Seattle's luxurious Edgewater Hotel is a stone's throw away from the Pier 66 Bell Street Cruise Terminal -- we're talking a three-minute walk to your ship. Seattle does have a second terminal, the Smith Cove Cruise Terminal at Pier 91, which is a bit farther, but it's still less than a 10-minute walk from the Edgewater. The Edgewater is Seattle's only waterfront cruise port hotel, offering pretty views of the ocean to wet your appetite for that upcoming sailing.
Charleston's cruise terminal is located about a three-minute drive from Belmond Charleston Place, an upscale cruise port hotel chosen as a Family Vacation Critic Favorite. We love Belmond Charleston Place for so many reasons. The hotel is located smack in the middle of Charleston's elegant historic district, with onsite babysitting and a rooftop saltwater pool. Oh, and not to mention that celebs like Oprah Winfrey and Julia Roberts have stayed here!
A stone's throw from the San Diego cruise port and 10 minutes from great local attractions like SeaWorld, LEGOLAND and the San Diego Zoo, the Embassy Suites San Diego Bay - Downtown is a perfect family hotel near the San Diego cruise port to start your vacation. Fuel up with a complimentary breakfast before exploring the city and enjoy spacious two-bedroom suites, complete with a microwave, refrigerator and coffeemaker. The cruise hotel offers a shuttle that will take you where you need to go.
Situated about five minutes from the San Diego Airport and 10 minutes to the San Diego cruise terminal, this cruise port hotel is ideal for families looking for a short stay. The Dolphin Motel is not fancy and does not have a pool but the free continental breakfast, free Wi-Fi and free parking make it budget friendly for families seeking a hotel near the San Diego cruise port. An early check-in policy at this cruise port hotel also makes it convenient and flexible for families who may be on a time constraint.
All New York area cruise ports -- 52nd streets; the Chelsea Recreational Piers, where smaller vessels dock; and Cape Liberty Cruise Port in Bayonne, New Jersey -- can be easily reached by New York's extensive public transportation system. But when visiting New York City, many families prefer to seek accommodations in the thick of some of the city's popular attractions -- Central Park, Times Square, American Girl Place -- regardless of where their ship departs. With that in mind, we've chosen the intimate, centrally-located Hotel Elysee as our top pick for families sailing out of New York or New Jersey. A charming boutique hotel with complimentary breakfast, rooms with kitchenettes and a superb staff that welcomes kids with open arms (and a joke or two), Hotel Elysee offers more than just a fantastic location as a cruise port hotel.
Families are the focus at the Hampton Inn & Suites Baltimore Inner Harbor, which features big rooms with kitchenettes, free breakfast and a fabulous location as a cruise port hotel. The Inn is just blocks away from top attractions like Harborplace Mall and the Maryland Science Center.
Boston's historic waterfront area is the perfect place to find a cruise hotel. The Battery Wharf Hotel, Boston Waterfront was chosen as a Family Vacation Critic Favorite and offers lovely views of the ocean from your guestroom, in addition to what will undoubtedly be the best ride you'll ever have from the airport to your hotel. Fairmont Battery Wharf offers its own private water taxi from Boston Logan International. The Boston cruise port hotel is also in a prime location near attractions like the New England Aquarium and HarborWalk.
Just five minutes from the Port of Galveston, The Tremont House is the perfect cruise port hotel for a family looking to sail the Gulf of Mexico. Whether it's for one night before a cruise or for the weekend that you return, this historic cruise hotel is located in the heart of Galveston and is near a variety of museums and outdoor activities. Children 17 and under always stay for free here and the hotel offers a full buffet breakfast and shuttle to local attractions. Relax with an in-room movie or check out one of the two pools the night before you set sail.


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For the color of hair please refer to the actual products.
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How do I access the eVoucher site?
I am using eVoucher in another court. Do I really need another account?
How do I change my user name / password?
The eVoucher program sometimes signs out even though I am entering data.
I have lost data even after I hit the "Save" button – what happened?
I don't see all my appointments on my Home page.
I received an error message that the date of voucher is before the appointment date and it prevents me from submitting my voucher.
I submitted a voucher, but it has reappeared in My Active Vouchers and appears highlighted – what does that mean?
Many of the district courts in the Ninth Circuit are also using an eVoucher system. However, although each court's eVoucher looks exactly the same from the attorney's perspective, they link to separate databases with separate logons. You can, however, have the same username and password for each site.
• To change your password: Click the word "Reset," type in the new password twice, then click "Reset" again. Your password, which is case-sensitive, must be at least eight characters long, and can contain special characters. It is important that you choose a strong password.
The eVoucher program only recognizes "action" items – like hitting the "Save" button – as activity and will periodically time out for security purposes. It is good practice to save your work often to prevent loss of data.
The probable culprit is an outdated web browser. Make sure you have a current version (on Windows, the site works best using Internet Explorer 8 or newer; with Apple, the site works best using Sarfari 5 or newer).
Court staff has to enter case information into the system which they will do regularly. However, if you have a case you want entered right away, contact the CJA Unit or email the eVoucher Help Desk at CJA_eVoucher@cand.uscourts.gov. Please note that there is an underscore, not a space, between CJA and eVoucher in the email address.
Contact the CJA Unit or email the eVoucher Help Desk. If deemed appropriate, staff will enter a nunc pro tunc date so that your voucher can be submitted with time prior to the date of your appointment.
Counsel should receive an email from the system with an explanation, but the reason for rejection can also be found in the Notes section of the Confirmation page.


text:
Radio One founder Cathy Hughes to receive Congressional Black Caucus Chairman's Award
Radio One Founder Cathy Hughes was presented with the Chairman's Award on Saturday.
The award is the Congressional Black Caucus' highest honor.
From Newsone:
She accepted the honor during the CBCF's Phoenix Awards gala, at which President Barack Obamagave the keynote address. Among those who paid tribute to Mrs. Hughes were Rep. Chaka Fattah,Michael Eric Dyson, Susan Taylor, James Fortune and Rep. Joyce Beatty.
Read more at Newsone
IN 1980, Hughes founded Radio One with then-husband Dewey Hughes after purchasing AM radio station WOL 1450 in Washington, D.C.
WOL is still the most listened to talk radio station in the nation's capital.
Hughes went on to own 70 radio stations in nine major markets in the country. Radio One became a publicly traded company in 1999, listed under the NASDAQ stock exchange.
Hughes is also minority owner of BET industries.
amazing, black, Cathy Hughes, Chairman's Award, Congressional Black Caucus, Radio One, TV One, woman


Would you like to instruct Global Career Development Facilitator (GCDF) programs online?
Now a full decade ago, NECA launched "Working Ahead, Moving Forward," a facilitated e-learning GCDF curriculum using e-learning technologies with full involvement of instructors throughout the program.
Our format masterfully integrates ideas from the students and a Cadre of "expert" Instructors providing considerable diversity of thought. We do far more than explore the latest tools and techniques in our 21st Century Curriculum. We expand student consciousness, interjecting penetrating questions and concepts, exploring Wellness in the Workplace, the ongoing evolution of the world economy and viable practices that actually help people find worthwhile employment and make a decent amount of money.


Daily Gifts of Hope is designed specifically for women, with a stunning hardbound case, colorful interior design, and a magnetic closure. Weekly reflection days contain lyrics to classic hymns and space to write personal thoughts or prayers. Readers will enjoy getting their daily dose of hope each morning or evening as they sit down for some quiet time with God.
Contributors include Sheila Walsh, Patsy Clairmont, Lisa Harper, Marilyn Meberg, and Sandi Patty.


Amazon Smile is a new way to make a charity donation while you shop, and as of this month Amazon shoppers can now nominate Alzheimer Scotland as their chosen charity.
Instead of visiting the normal Amazon UK website, customers can visit the special smile.amazon.co.uk address and select Alzheimer Scotland as their chosen charity, and then just shop as normal. The Amazon Smile Foundation will donate 0.5% of the price of all eligible purchases.
You only need to nominate your chosen charity the first time you use the site, and it will be remembered on future visits.
This is a really easy way for supporters to make a donation to Alzheimer Scotland when making planned purchases.
So, if you're an Amazon shopper, remember to visit smile.amazon.co.uk and select Alzheimer Scotland the next time you're shopping.
Also don't forget to help us spread the word to anyone you know who is looking to do their bit to help Alzheimer Scotland make sure nobody faces dementia alone.
Find out about more ways in which people can support our work.


Shower wand with shower hose and wall bracket in chromed ABS. Shower rod not included. Shower head: Ø 100 mm Long shower head: 1.5 m. Internal open nut (½") at both ends of the hose. EPDM inner hose, gaskets supplied.


text:
washingtonpost.com > Education > Higher Education
Page 2 of 2 <
More university students taking advantage of cheaper community college courses
But college officials say the economic downturn after the 2008 financial crisis drove more students to view the community college in a new way: as a source for high-quality credits at a bargain-basement price.
"They come home for the summer; they see us as a good value; they take advantage of that; and then they take those credits back with them," said Tracy Harris, dean of enrollment services at Prince George's Community College. "They're starting to understand the idea [that] the sooner you get through those credits, the less costly it is for you."
Community college courses, which typically cost a few hundred dollars apiece, are among the least expensive ways to acquire credits. Advanced Placement and International Baccalaureate exams are cheaper, less than $100 each, but those are high school programs, and some competitive colleges are growing more stingy in awarding credit.
Lower cost at a community college doesn't necessarily equate to lower quality. Classes are generally small, and the pace of instruction is swift. Summer schedules often compress semester-long courses into five weeks.
Danielle Morgan DeLoatch, a rising sophomore at Virginia Tech, is studying microbiology at Tidewater this summer. The campus is five minutes from her home in Chesapeake, Va.
The course was so rigorous that enrollment dropped from 30 to 12 after the first week.
"It's the smallest class I've ever had," DeLoatch said. "I'm used to 500 students in the lecture hall. I asked so many questions. That's why I feel like I learned so much."
Mixed feelings
College leaders harbor mixed feelings about transfer credits. They don't want to hinder students from pursuing credits wherever possible. But they are wary of watering down their academic brand.
"We believe -- I think, rightly -- that a degree here adds up to more than just a list of credits accumulated," said Larry Poos, dean of the School of Arts and Sciences at Catholic University. "On the other hand, we want to accommodate our students and make sure they make progress toward their degrees."
He adds, "We would be very wrong if we didn't recognize that our students and their parents may be under particularly strong financial pressure these days."
Krista DeNovio is spending $800 on two courses this summer at Montgomery College to hasten her graduation from Catholic, where total annual costs are more than $40,000.
DeNovio was laid off from a desk job at a hotel and hasn't been able to find work since, apart from some babysitting. At 24, she is worried about finding money to complete her degree.
"I'm trying not to take out any more loans, not to go hundreds of thousands of dollars into debt like all of my friends," she said.
Two electives at Montgomery College will count toward her planned December graduation from Catholic: U.S. History From 1865 to Present and Introduction to World Mythology. DeNovio walks to class from her apartment in downtown Silver Spring.
"Don't get me wrong. I love Catholic University," she said. But the community college is "a million times less expensive."


I loved this book. Even though I actually read it a few months ago, I still remember it quite well. It was sweet and very funny, and makes for a great light-hearted read. It's everything I've come to expect from this author, which means it's well worth reading.
At first, Ashley is not at all likable. She's very angry and fixated on revenge, which are not pleasant traits. As the book progresses, she's still not the most lovable heroine, but she does show enough growth and change to make for a decent read.
On the other hand, Sam is lovable from day one. He's such a sweetheart.
Overall, this was a great romance story that is also highly amusing.


This program is unlike any training course available today, and is the culmination of over 20 years of research and experience brought to you by the veteran trainer who developed the original "Street Survival for Women." This course encourages women to look beyond the anecdotal, "that's-the-way-we've-always-done-it" world of policing, and utilize science, physiology and proven methods to help them improve their career, safety and outlook.
June 9th begins with our key note speaker, Sarah Saldana, Director of Immigration and Customs Enforcement (ICE). The former U.S. Attorney for the Northern District of Texas, Saldana now oversees nearly 20,000 employees in 400 offices in all 50 states and 48 countries that enforce approximately 400 federal statutes governing border control, customs, trade and immigration.
Our 2015 WIFLE Executive Leadership Institute (WELI) Seminar, "Getting Our Voices Heard," will focus on enabling opportunities that help get our voices heard. Participants will develop and practice coaching skills alongside the use of a polarity-thinking framework. Polarity thinking helps us move beyond either/or decision-making, and black-or-white problem solving. In life and at work, we all face challenges we cannot easily solve. Participants will learn the polarity framework, and how to apply it to the tensions we all face, such as balancing responsibilities for oneself vs. others, being cooperative vs. assertive, reflective vs. decisive, and work vs. life.
Evelyn Chumbow, a survivor of child labor trafficking, talks about her experiences. Evelyn Chumbow's mother always dreamed of giving her daughter a better life, so when presented with an opportunity to send Evelyn to the US to get educated, they immediately packed her belongings, and put her on an airplane with a Cameroonian recruiter. Come to this session to hear Chumbow's full story, her message to law enforcement, and her contributions to fighting modern day slavery in the U.S.
On June 10th, Anne Speckhard, Ph.D., an internationally recognized public speaker, author, and researcher, will present, "Talking to Terrorists: Understanding the Psycho-Social Motivations of Militant Jihadi Terrorists, Mass Hostage Takers, Suicide Bombers & Martyrs." In the last decade, Dr. Speckhard has interviewed over 400 terrorists, suicide bombers, terrorist supporters, family members, close associates, and hostages investigating what puts individuals on the terrorist trajectory, and what might also take them off it.
On Thursday, June 11th, we will have two sessions on retirement: "Understanding the Balancing Act between the Three Parts of Federal Employee Retirement System" and "Women and Investments." Employees will learn how to estimate their retirement date, and the value of their retirement income, in addition to exploring the situations that can occur during their career and cause them to take a detour on their way to retirement.
These are just a few of the topics covered during the four days of training. The complete agenda and registration information can be found at wifle.org. We hope to see you there!
Women in Federal Law Enforcement Inc. (www.wifle.org) is a 501(c)(6) tax-exempt organization chartered in June 1999 as an outgrowth of an interagency committee sponsored by the U.S. Departments of Justice and Treasury. The WIFLE Foundation, Inc., a 501(c)(3) tax-exempt organization, was incorporated in March 2006. Both organizations work to promote the value that women bring to the law enforcement profession and address the reasons why women remain underrepresented in sworn law enforcement positions.