Agera Business Lounge – Fin-tail management – 5 – Agera Sales – Improved sales effectiveness!
Discounts and marginal deals – Offensive weapons or signs of beginning difficulties?
Uncontrolled discounting is a tumor and is as life-threatening. It is either a result of poor sales, or a result of tough competition, or even poor management.
In these times we must quickly realize the difference and act accordingly!
The salesman says, "we will not get this order without a discount".
There are few executives who can resist the smell of order, even when the discount is high. And that's probably right, as the sales function's responsibility is first and foremost to get orders.
Warning, Warning! The management must understand the signals.
All companies are built to deliver a product or a service to the customers, at a certain price. When the price no longer is accepted, discounts are available.
But just for a while, as the market clearly says that cheaper alternatives do exist! Continued discounting with limited cost coverage is understandable, but only for a while.
This balance act is handled by correcting your offer to the market, and often also your business idea, so that both describe what you offer and what you want in return from your market in terms of cost coverage and profit.
It's all about choosing – keeping or cancelling – so that your own costs are matching your customers satisfaction. Keeping is easy. Cancelling is very difficult. Just like losing weight. Sad and boring, but necessary!
I would suggest that you occasionally have a "medical check-up" to avoid cancer. It is simple – just compare your costs for discounting over time with your profit over the same time. Yeah, just do it! It is a life-insurance!
A fish does not care about any check-ups It simply swims on to other waters, where food is available. For us it is not that easy!
How do you handle this? Curious about how others handle it? Drop a line!
One Response to "Agera Business Lounge – Fin-tail management – 5"


Nanobiotix pioneers nanomedicine for more than a decade to bring a different approach of medicine.
Our therapeutic technologies are not based on biology or chemistry – they are based on physical rather than biological principles – our perspectives focus on the nanoscale, causing a paradigm shift.
We design and manufacture nanoparticles to treat cancer. At nanoscale, materials have new and specific physical properties. Nanoparticles could be designed with specific competencies (cut, glue, deliver energy…), with the aim to develop game changing medicines that improve patients' lives.
By viewing the human body through a physics perspective, a new realm of possibilities has emerged.


Each Tuesday night I'll be posting an installment of The Heaviest Matter of the Week. What is it you ask? Well, it's a weekly audio feature in which I will preview a few tracks, tell you a little about them, and provide you with an audio sample. Each week the tracks will have a common theme among them, be it genre, album, artist, release date, track name, etc.
This week's theme is sludge/post-metal and features the bands Isis, Voyager, and Kylesa.
You can find the METAL SWIM compilation for free download here. If you're looking for the Monolith/Voyager split, here's the iTunes Music Store link for it. If you're feeling especially cool, you can find the vinyl on the Omega Order's website under the Science of Silence's section.


Inspired by chilly winter nights sitting by the fire with your favourite festive snack. If dunking a cookie in milk was a flavour, this would be it. Our house made ginger cookie is chewy and crisp, with crystallized ginger added for some extra spice to complement the creamy base.


Many of us remember the wonderful song that denotes the right of passage that all children undergo as they grow older. The whimsical tale of a dragon and his boy is timelessly captured in this beautiful book. The book comes with a four-song CD which includes a recording of Puff, the Magic Dragon. This is a book to treasure.
Sometimes those who are least fortunate need the most love. Who better to share that love and display the true meaning of Christmas, than a pure hearted child. Beautiful illustrations by Bagram Ibatoulline bring this magical story to life and remind us of the true meaning of Christmas. I loved it!!!


At us only best sluts: striking and gorgeous beauties, sensitive young whores and experienced girls.
At us on the site you will find for yourself photos expensive effective sluts Barnhart, which satisfy any taste.
How does Bumble work. Users can swipe and create connections in the following ways: A place for users to find potential dates. Phone numbers of Girls Barnhart - He travels a few times a month, so i happen to know that he is meeting women. He is also 10 years older than me might i add. Hookers Hartley Bay Does she belittle your opinions or ignore them entirely. Does it feel like your presence is making no difference at all in the way she behaves.


In today's graphic from Reddit user Udzu, flags serve as the visual raw material for experimentation. The visualization uses flags to show the "weight" of a country's population or land area within its respective region – a unique thought exercise worth digging into.
When all the world's flags are averaged, the result is a hazy rectangle with outlines of popular flag layouts (e.g. tricolor, triband). That said, one feature that does stand out is the Union Jack in the top left corner, showing that Great Britain's historical influence lives on even through flag design.
Russia, even with its landmass divided in two, is prominent on both Europe and Asia's area-weighted graphics.
Interestingly, Udzu also repeated the process using U.S. state flags. As one would expect, California and Texas dominate the population-weighted image. In the area-weighted version, Alaska's big dipper flag and the word "Montana" become more prominent.
They're loaded with history, charged with patriotic pride, and commonalities between flags often signal connections between the people who live in those respective countries.
These serious considerations aside, flags are fun to look at from a design perspective. There are nearly two hundred official countries in the world, and many of them embrace similarly minimalist flag layouts. As a result, it's no surprise that some of them are strikingly similar.


A hidden-city flight is a flight where you get off at the layover rather than the final destination. For example, a flight from New York to San Francisco might be $300, but a similar flight from New York to Seattle with a layover in San Francisco might be $200. If you're going to San Francisco we'll show you both flights, and if you choose the cheaper one, you get off the plane at the layover (San Francisco) rather than going to the final destination (Seattle).
Don't check bags — If you check bags, they'll end up at the final destination. Carry-ons are fine, but get there a bit early to ensure cabin space and reduce risk of having to gate check bag.
Bring your passport for international flights (even if you're not going all the way to the final destination). Some carriers require a passport to board the plane.
You may need a visa for international flights. This depends on the country that's the final destination. In some cases all you need is a passport, but you may also need a visa for some countries.
Don't associate a frequent flyer account — If you do, the airline might invalidate any miles you've accrued with them.
Some airlines may require proof of a return ticket during check-in. If this happens to you, just buy a refundable return ticket directly from the airline and cancel it ASAP after boarding.
Do not overuse hidden-city itineraries. Do not fly hidden-city on the same route with the same airline dozens of times within a short time frame.
In rare times of irregular operations such as bad weather, your itinerary may change at the discretion of the airline (2% chance).
You might upset the airline, so don't do this often.


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Advice for Actors: Comparisons
In this month's advice column, film & TV industry Psychologist, Charlotte Armitage talks about comparing your career to your peers and how to be proactive in furthering your acting career.
/ By Charlotte Armitage
"I've loved acting since school and have achieved relative success in both film and theatre productions but I'm unsure what next. The constant comparison of where others in my friendship circle are at in their stage of life makes me question my achievements and if I should be doing 'more'."
It's very positive that you acknowledge the success you've had in your career and it is certainly a sign that you are doing something right. It's also very normal to compare yourself with those around you. For those who are not in the acting industry and choose a steady career, it's possible they will be in a different position to you but it's worth noting they will likely look at your career with envy and intrigue and have their own comparison battles too.
As most actors know, working in the acting industry is an unpredictable and challenging career path for many different reasons; there is rarely job security, you are never sure when your next audition is and you never know when you are going to next land a role. Sometimes the cost of travelling for auditions can outweigh your earnings, and you are left in a worrying position of not making enough money to afford to live, let alone take out a mortgage or buy a car. These are the realities of working as an actor, this is why it is so important to be rational in your decision making and ensure that you have other work options to support you whilst you are building your career as an actor. This will help to alleviate stress in a number of ways.
To have the best chances of success, ensure that you are being as proactive as possible in furthering your acting career. Continue to attend classes to keep on top of your acting skill, attend as many workshops as you can afford. Workshops are a great way to meet new actors, to network and to get yourself in front of industry decision makers which may actually lead to you securing work. Keep your profiles up to date, it is important to keep your headshots, showreel and CV current. Your agent can only work with what you provide them so give yourself the best chance of being invited to auditions by keeping your profiles updated. At YAFTA, we find that our most successful actors are the ones who are proactive with their careers and also those who are writing and producing their own content. Success in most industries is about networking and 'putting yourself out there.' The more that you network and perform, the more chance you have of succeeding so putting on a play or producing your own short film is an excellent way of showcasing your talent.
It is also important to be realistic with your expectations. This industry can be challenging, psychologically and financially; auditions don't always come along every week and you don't land every role you audition for. However, as long as you are pursuing a career in this field because you have a passion for performing, then that alone will help you to enjoy the journey. View your acting career as a lifelong career where sometimes you'll land work and sometimes you won't - but you have until you're 90+ years old to work, there are always potential roles. Just ensure that you have other work opportunities available to support you financially because aside from the practicalities of needing funds to survive, this will help to protect your mental wellbeing also.
Charlotte Armitage is the Managing Director at Yorkshire Academy Of Film and Television Acting (YAFTA). She is also a psychologist and helps people in the film industry with mental health issues. Read our exclusive interview with Charlotte.
tips/advice
Julie Bevan
Keep optimistic . You are right Charlotte , I have just made a short film and one my actors is 90 . She had a big speaking part
Wayne Edge
Sound advice! Thanks Charlotte :)
andrew lawden
Interesting article, be better with extra imput from established working actors
Advice for Actors: Spotting Mental Distress
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Wrapal Acquired by Set Scouter, Creating Largest Locations Company in North America
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redpajama_set_name: RedPajamaCommonCrawl


The new Online Banking and Bill Payment systems launch March 4, 2015. On your initial log in, your User ID will be any of your member numbers (if you have multiple account numbers with Fitzsimons, you can enter any of them) and your password will be changed to the last 6 digits of your social security number. At your initial log on, you will be prompted to change your password and set up five new challenge questions. When you initially login, you will not be prompted to change your User ID. Click on the Settings tab within Online Banking to change your User ID.


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Q: How to merge two columns of a pivot_table from pandas in python? I obtained a dataframe using pd.pivot_table, that looks like this:
    foo      bar
Cond1     60   65    60    65
Cond2
50        200  210  16.7  15.2
100       200  210  14.9  13.5

I need to get an output that looks like this by merging the foo and bar columns:
           foo(bar)
    Cond1     60          65
    Cond2
    50        200(16.7)  210(15.2)
    100       200(14.9)  210(13.5)

Is this possible in python using only pandas or numpy or internal libraries?

A: Solution for no MultiIndex in ouput with DataFrame.xs, casting to strings and last join by +:
df1 = df.xs('foo', axis=1, level=0).astype(str)
df2 = df.xs('bar', axis=1, level=0).astype(str)

df = df1 + '(' + df2 + ')'

Solution with MultiIndex:
df1 = df.xs('foo', axis=1, level=0, drop_level=False).astype(str)
df2 = df.xs('bar', axis=1, level=0, drop_level=False).astype(str)

df = df1.rename(columns={'foo':'foo(bar)'})+'('+ df2.rename(columns={'bar':'foo(bar)'})+ ')'

redpajama_set_name: RedPajamaStackExchange


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If you are moving address, it is possible that we can reconnect you at the new address. This is the case for both rural and business connections. Please let us know as soon as you are planning on moving, and we can advise if we can reconnect you at the new address. You can register your move online at https://www.lightwire.co.nz/moving/ or email us at support@lightwire.co.nz or call 0800 12 13 14.
As a side note - if you are moving out of a rural address we would appreciate if you can pass on our contact details to the new tenants so we can get them connected.
We're sorry to hear this and would like to ensure we have done everything possible to resolve the issue. Please email us on support@lightwire.co.nz or call us on 0800 12 13 14 with a description of the issue you have been having.
If you have already done the above and are not satisfied with the response or resolution - please explain this to our customer care team and ask to speak to the on duty manager.
I got an overdue charge, why?


Students can submit any questions they may have for AON, until Friday 7th December.
This is an excellent opportunity to find out all you need to know about what it's like to work for AON, their recruitment process, graduate training schemes and internships.
Submit a question to our Actuarial Employer Q&A with AON.
Find out more about graduate and internship opportunities at AON.


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La Penguin Software, in seguito Polarware, era una software house statunitense sita a Geneva (Illinois), nata nel 1980 e guidata da Mark Pelczarski, specializzata in videogiochi per computer e in computer grafica.

Storia

La ragione sociale Penguin Software venne adottata solo nel 1980, in precedenza dal 1979 venne usato il nome MP Software per pubblicare un primo programma di grafica, The Magic Paintbrush.

La Penguin software dovette poi cambiare la propria ragione sociale in quanto ebbe dei problemi legali dovuti alla Penguin Books, che sosteneva non fosse possibile usare quel nome in quanto troppo simile al loro. Nel 1986 la società cambiò il suo nome in Polarware (anch'essa ora non più attiva).

Software
Molti dei prodotti furono videogiochi oppure software di utilità legati alla grafica.
I programmi erano sviluppati per le seguenti piattaforme:
Apple II
Apple Macintosh
Commodore 64
Commodore Amiga
Atari 8-bit
Atari ST
MS-DOS

Una particolarità dei programmi pubblicati da Penguin Software a partire dal 1982 era che questi, per decisione di Mark Pelczarski, non facevano uso di alcun tipo di protezione contro le copie. Pelczarski inviò, a sostegno di ciò, lettere a riviste del settore informatico nelle quali spiegava la sua decisione e chiedeva a tutti di non abusare di questa libertà.

Elenco

Expedition Amazon
Ring Quest
Xyphus
Bouncing Kamungas
The Coveted Mirror
Pensate
The Spy Strikes Back
Minit Man
The Quest
Spy's Demise
Pie Man
The Graphics Magician (considerato il loro programma più importante)
The Complete Graphics System
Short Cuts
Paper Graphics
Transitions
Cat Graphics
Magic Paintbrush
Additional Type Sets
Map Pack
Data Analyzer
Home Data Manager
The Home Connection
Disk Repair Kit
Disk ar RANGER
Transylvania
Transylvania II: The Crimson Crown
Stellar 7
All Dogs Go to Heaven
Electric Crayon
Sesame Street Crayon

Note

Bibliografia

Collegamenti esterni

Aziende software statunitensi
Aziende statunitensi di videogiochi

redpajama_set_name: RedPajamaWikipedia


Locals love Peapack-Gladstone schools, and the town was rated Number 34 in Niche.com's 2017 Suburbs with the Best Public Schools in New Jersey. Here are the top-rated schools in the area, as well as some reviews from locals!
"My siblings went to Bedwell Elementary and they had a great experience. The teachers work so well with the kids and most everyday we came home with a smile"
"These teachers consistently go above and beyond. I couldn't be more thrilled with the support they've given my child, year after year. Bedwell teachers are second to none!"
"Bedminster is a well-balanced school with a friendly enviornment."
"This is the best school! It has a variety of after school activities and the teachers are amazing! I would recomend any child to go here!"
"Both of my children are excelling here. They enjoy being at school, they have had no issues. My son went here from 5-8"
"My school is very good and teaches very useful information. This school challenges students to the extent to which they can actually learn and don't get confused as often as normal. a school that I recommend for students who want to be challenged and have a fun and enjoyable experience. a Bernardsville Middle School student's perspective."
"I enjoyed my full four years at Bernards High! I made tons of friends, created great relationships with my teachers, and prepared myself for a world of success as I moved on to college. All of the teachers made it very clear that they loved their jobs, which made me excited to come to school every day. The curriculum that teachers taught for AP courses my senior year prepared me for college classes, which I am incredibly thankful for. Most of the population of other high school students here were friendly, and I never really witnessed any bullying. The atmosphere at this high school was very safe. There were lots of resources, with the guidance office being a tremendous help with anything you needed, all hours of the school day. The only thing I would change about my high school was the cafeteria food! Other than that, I quite enjoyed my experience at Bernards High!"
"Right off the bat, let me say that it's a really wonderful school! The principal knows every student by name and is very supportive of all the activities that the school has to offer. If a student does not find a club or activity that they are interested in, they can speak with the principal and create the club they desire. Very supportive and nurturing environment. 10/10"
"It was a great learning environment which challenged me academically and thoroughly prepared me for the years to come once attending a university."
"I liked how everyone supports each other everyday and wants to see other succeed. The teachers are staff are very helpful."
"We are extremely happy with GSB. My son is in middle school and loves his teachers. They really care about the children. Academically, GSB is superior to any other schools around!"
"Gill St Bernard's School has been a great learning environment for our children for several years. Faculty and staff work together to meet the needs of each child and to lead them to academic success. The GSB community emphasizes core values which enable our children to flourish and to grow as individuals. We feel very fortunate to be a part of this wonderful school."
"We have been at the school for 8 years and have had an outstanding experience. My shy child is now a confident public speaker with a wide range of friends. They have been challenged academically and are well prepared for independent secondary school. The integrated curriculum and systems thinking has developed their critical thinking skills. They understand how to effectively collaborate on projects and have developed strong leadership skills."
"Willow is leading the way for academic excellence through engaged and authentic learning. In addition to academics, Willow students are consistently challenged to think and make connections about subject material and the world around them. The expectation for kindness and character development is pervasive . My Willow graduates were well prepared for rigorous high school academics."
"This school has been a wonderful place for my two children whose personalities are different from each other, but are each nurtured and supported in ways that match the individual child. My children are truly happy to go school and have learned to integrate high level concepts through play and experiential learning. We look forward to many years ahead at The Cottage School!"
"A pressure-free atmosphere and dedication to details is what makes this school incredible. As an educator, I have seen play dwindle in the school and emphasis placed on work - so much is lost with this shift. I wanted to ensure my child had a place to play and develop independence, creativity and imagination, especially in today's educational climate. Since starting, my three year old's story-telling skills have blossomed - she picks up random characters, creates original stories from the interactions she imagines in her mind, as modeled in daily story circle. She also applies skills from her Spanish immersion by identifying objects by color in Spanish. The Cottage School community is amazing. The entire educational team are welcoming, warm, dedicated people. Parents are also warm and inviting. Everyone works to support each other and the school community by volunteering our time. The older students help to guide and care for the younger ones, very similar to the one-room school houses of long ago. If you long to foster a love of learning, creativity, and development of interaction with peers that is cooperative and nurturing, this is the perfect setting"


Women have comprised only 28 percent of boards since 2011, although the health care workforce is nearly 80 percent female.
Despite the change washing over every part of health care, one thing has stayed the same: the percentage of women on hospital and health system boards. Women have comprised only 28 percent of boards since 2011, according to the AHA's Center for Healthcare Governance National Governance Survey.
Sure, hospital boards are more diverse than those in the corporate world, where women hold only 19 percent of S&P 500 board seats in the United States, Catalyst reports. But that's not much to be proud of, considering that the health care workforce is nearly 80 percent women. Good governance isn't representational, but it should be inclusive.
If boards could buy benefits like these, they would be flying off the shelves. Instead, they are only available through hard work and time, by looking past the obvious choices and the usual networks when it comes time to recruit new trustees. And, of course, by embracing change.
Hospitals go beyond the traditional concerns of obstetrics and gynecology.


text:
Randolph Henning Hokanson, né le  dans l'État de Washington et mort le  à Seattle, est un pianiste américain, professeur à l'université de Washington à Seattle.

Il est connu pour ses enregistrements de Bach, Schubert, Beethoven, Chopin, Liszt et Mendelssohn, et a donné plus de cent représentations, y compris le cycle complet des sonates de Beethoven.

Biographie
Très jeune, Randolph Hokanson avait déjà à son crédit une tournée dans les principales villes de l'ouest des États-Unis, lorsqu'il fut appelé pour servir dans l'armée américaine.

Son service militaire le conduisit en France pendant plusieurs mois où il fut tellement apprécié qu'il fut invité, au mois de , à donner un récital à Nice avec l'Orchestre symphonique de Monte-Carlo, puis avec les Concerts Colonne à Paris.

Revenu en Amérique peu après, il ne tarda à être engagé pour des tournées de concert et pour la radio.

Randolph Hokanson a étudié avec des bourses d'études avec Harold Samuel, Myra Hess et Carl Friedberg. Il s'est produit comme soliste sous la direction de chefs d'orchestre tels que Sir Thomas Beecham, Pierre Monteux, Arthur Fiedler, Walter Susskind, Milton Katims et Stanley Chapple entre autres. Il a visité les États-Unis et le Canada pendant 8 ans. Il se produisait encore sur scène à l'âge de 90 ans.

Il fut marié à la compositrice Dorothy Cadzow Hokanson à partir de 1951 jusqu'à la mort de celle-ci en 2001.

Sources

 Le Canada français,

Liens externes

Naissance en juin 1915
Naissance à Bellingham (Washington)
Pianiste classique américain
Professeur de musique
Décès à Seattle
Décès en octobre 2018
Décès à 103 ans
Centenaire américain


text:
James Whitlow Delano, Contributor
Photographer, commentator, curator & founder of EverydayClimateChange. He's published 4 books of photography, documenting Asia over 20 yrs.
EverydayClimateChange: Taking a Stand
Climate change. I've decided to take a stand on this one issue, a principled stand. Principle is one thing, at least, that can never be taken away from someone unless it is willingly given away. It may not make you popular, though, because a voice raised in passion in polite society can be a real turn off. I've been asked, time and again, why don't you show climate change in a more positive light? "People" will be put off by the negative. It will be depressing, they tell me.
I show what I have seen, I say, in the magnitude and proportion I have seen it. It is what it is. The magnitude of the problem needs to seen, without filters, for the true challenge to be understood. Solutions and change, that is real change, come only with a collective sense of urgency. The collective coverage of climate change I have been seeing suggests that there are problems "out there" but binge-watching sitcoms on Netflix will help you to forget.
Liam Gallagher of Oasis once sang, "Some might say, that they don't believe in Heaven, go and tell it to the man who lives in Hell." Don't believe in climate change? Go tell it to the good, decent families, I've met whose paradise has been turned into a living hell. Go and see it, or view non-fiction photography (no fudged facts, no self-censorship), if you are unable to get away. At the end of the day, all that matters to my mind is delivering the truth and not simply blowing smoke.
I found some photos online yesterday that had me seeing red. They were snapshots, made in February 2015, of a clan of Batek Negritos hunter/gatherers I had documented in 2010 and 2011 in and around their Malaysian government-funded resettlement camp (out of the rainforest). They showed the aftermath of a massive flood, the kind of flood very rare inside a healthy rainforest, but they no longer live inside a healthy rainforest despite there being a massive one a stone's throw away which also used to be a part of their ancestral homeland. It is Taman Negara National Park in Peninsular Malaysia (pictured below), 434,300 hectares (4,343 sq. km) of protected, 130 million year old primary rainforest that supports tigers, sumatran rhinoceros, Asian elephants, Malaysian gaur (wild bovine), tapir, gibbons, monkeys, over 300 species of birds, over 1,000 species of butterfly and over 14,500 species of flowering plants and trees. The Malaysian government resettled the Batek to the edge of the national park, while forbidding them from hunting or gathering inside the park, part of their ancestral homeland for at least 10,000 years. Logging/oil palm conglomerates arrived nearly 40 years ago and began logging the vast unprotected rainforests (also part of the Batek ancestral homeland) north of the park.
Without consultation with or the permission from the Batek (seen above), these corporations began to cut down those unprotected forests, selling the timber to fund conversion of the forest into vast oil palm plantations. By the time I arrived in 2010, the Batek community had been split in two, with half living in the aforementioned government settlement at the northern entrance to the national park and the other half living about 40 minutes walk up a logging road in a settlement on the edge of the forest. Some Batek, at the government settlement, actually owned cars and motorbikes that they bought by working in the cash economy. The others lived traditionally, off the grid. All Batek were forbidden, by law, from entering the oil palm plantations. So the Batek, found themselves, within less than a half century, sandwiched between two restricted areas that used to comprise their core territory for 10 millennia.
(Above) Batek women take a break in forest surveyed (now clear-cut) for logging in preparation to become the new oil palm plantation.
If that was not bad enough, I noticed in the background of the snaps that the last tiny, tiny sliver of unprotected forest outside the national park boundary had now also been clear-cut, ignoring the need for a buffer zone between the park and the ocean of existing oil palm plantations, just like this one (below) also on the Batek's ancestral land. There had been so little of the Batek's forest left but now even it was gone, and the now-barren hills had been terraced to prepare for a new oil palm plantation. The river that the Batek had relied upon for fish and protein, which ran clear in 2010/2011, is now completely burdened with silt.
The truth is, similar daylight robbery of indigenous land and human rights is happening all over the planet. The Huaorani, the Shuar, the Sa'amaka & N'dyuka Maroons, and dozens of other Amazon Basin peoples; various so-called pygmy people, such as the Bagyeli of the Congo Rainforest; the Penan, Iban, Kenyah, Kayan, the Kelabit to name a few of the Borneo Dayak peoples; the Agta, the Aeta, the Batek, the Dumagat and other Negrito peoples have all experienced either land grabs, contamination of water, degradation of soil or unsanctioned resource exploitation on their ancestral land; or all of the above. They are just some of a sampling of indigenous peoples that I have personally documented. Indigenous peoples, particularly those living in fragile arctic and tropical eco-systems, are the canaries in the human coal mine, forecasting troubles to come for all of us.
So, I've taken this stand.
No, I do not believe that humans will die out entirely from climate change, but many endangered species will. I do believe, however, that many people will needlessly suffer grinding poverty as a result of global warming, and many will also die as a direct result of that poverty.
As a child, I lived from the age of 7 until 19 in the New York City area. In 1967, when I moved there from California, waterways near massive oil refineries on the New York - New Jersey border would sometimes actually catch fire when petroleum barges would spill toxic crude oil and it would float on the water's surface.
By the late '70's, because of new environmental-protection laws, cattle egrets and other water birds had begun to return. In the suburbs where I lived, just 20 miles (30 km) from Manhattan, first raccoons and opossums began to filter back. By the late '90's, I would go jogging, on family visits back, and see deer in town parks. In fact, a couple of years ago, while staying at a friend's house in Bushwick, Brooklyn, two rowdy raccoons crossed my path near a cemetery during a jog. I have been told that even coyote and deer have been sighted within the New York City limits. Change is possible.
If that massive change is possible in New York, reducing greenhouse gases is also possible over time. If wildlife are healthy, the environment is healthy. If the environment is healthy, people can live healthier lives. Simple stuff.
For me, making a stand, or raising one's voice is not bad form. It is not a turn off. I believe it is necessary. The post-industrial north has made great progress in cleaning up a dirty past but it can mislead us, in the north, into thinking the whole world has followed suit. The truth is that the heavily polluting industries have simply been exported to developing countries, for their cheap labor and lax environmental protection laws, while our hunger for resources, if anything, has only grown. Don't believe in climate change? Go tell it to the Batek who is now living in a terrestrial hell, so that our shampoo is cheaper and our cookies/biscuits are nice and soft.
Now, enough about my own work, and experiences. I want to introduce the work of EverydayClimateChange (@everydayclimatechange) Instagram feed photographers who have come together to collect visual evidence. Please check out this little sampling of ECC photographers' important work:
Photo by Ed Kashi / VII
Photo by Michael Robinson Chavez
Photo by Matilde Gattoni
Photo by Jeremy Sutton-Hibbert
Photo by Franck Vogel
Photo by Mark Peterson
Photo by Coleen Jose
Photo by Katharina Hesse
Photo by Sara Terry
Photo by Sean Gallagher
Photography Climate Change Environmental Policy Art Advocacy


text:
Rod Blum
Former U.S. Representative from Iowa's 1st Congressional District
From: January 3, 2015 – January 3, 2019
Predecessor Bruce Braley
Successor Abby Finkenauer
Karen Blum
Episcopalian[1]
Rodney Leland "Rod" Blum (born April 26, 1955) is a conservative businessman and Tea Party Republican who served as the U.S. representative from Iowa's 1st district from 2015 to 2019. During his tenure, Blum was a member of the House Freedom Caucus.
1 U.S. House of Representatives
1.2 Obama era
1.4 Trump era
2 Political views
Blum was narrowly elected to the U.S. House of Representatives in 2014, narrowly defeating Democrat Pat Murphy by just over 2% of the vote.[2]
Obama era
Within a week of taking office, Blum voted along with his party line to approve the Keystone XL.[3]
Blum co-sponsored legislation in February 2015 to repeal the estate tax, commonly referred to as the death tax.[4]
Rep. Blum co-sponsored the Defund Planned Parenthood Act of 2015.[5]
Blum voted in July 2015 in favor of the Enforce the Law for Sanctuary Cities Act.[6]
A fiscal conservative, Blum voted against the Bipartisan Budget Act of 2015, which raised the debt limit.[7]
Blum was re-elected in 2016 with just under 54% of the vote.[8]
Blum co-sponsored legislation in February 2017 to repeal the bureaucratic, Obamacare-installed IPAB.[9]
Rep. Blum voted in March 2017 along with his party line in favor of VA accountability.[10]
Blum voted in favor of the Pain-Capable Unborn Child Protection Act.[11]
Blum voted for the Tax Cuts and Jobs Act in December 2017.[12]
Rep. Blum voted in favor of the Born-Alive Abortion Survivors Protection Act in January 2018.[13]
Blum voted in June 2018 against a bill that would enact measures for both immigration "reform" and border security.[14]
Blum voted in favor of the Manage Our Wolves Act in November 2018.[15]
Among Blum's last votes in the United States House of Representatives was in favor of the First Step Act.[16]
Blum ran for re-election to a third term in 2018 during a blue wave, and lost to Democrat Abby Finkenauer by just over 5% of the votes casted.[17]
An adamant conservative, Blum is pro-life, pro-gun rights, and a staunch opponent of Obamacare.[18]
David Young, former U.S. representative from Iowa's 3rd district
Mike Bishop, former U.S. representative from Michigan's 8th district
↑ Religious affiliation of members of 115th Congress
↑ Iowa House Election Results by District
↑ HR 3 - Keystone XL Pipeline Act - National Key Vote
↑ HR 1105 - Death Tax Repeal Act of 2015 - National Key Vote
↑ HR 3134 - Defund Planned Parenthood Act of 2015 - National Key Vote
↑ HR 3009 - Enforce the Law for Sanctuary Cities Act - National Key Vote
↑ HR 1314 - Bipartisan Budget Act of 2015 - National Key Vote
↑ 2016 Iowa House Election Results
↑ HR 849 - Protecting Seniors Access to Medicare Act - National Key Vote
↑ HR 1259 - VA Accountability First Act of 2017 - National Key Vote
↑ HR 36 - Pain-Capable Unborn Child Protection Act - National Key Vote
↑ HR 1 - Tax Cuts and Jobs Act - National Key Vote
↑ HR 4712 - Born-Alive Abortion Survivors Protection Act - National Key Vote
↑ HR 6136 - Border Security and Immigration Reform Act of 2018 - National Key Vote
↑ HR 6784 - Manage our Wolves Act - National Key Vote
↑ S 756 - First Step Act of 2018 - National Key Vote
↑ Iowa Election Results: First House District
↑ Rod Blum on the Issues
Rod Blum - Ballotpedia
Conservative values • Charity • Constitutional • Family values • Free market • God • Homeschooling • Insights • Law • Paleoconservative • Logic • Movement conservative • Open Source • Republicanism • Right to life • Style • Alt-right
Leaders and Thinkers
William F. Buckley • Edmund Burke • Ted Cruz • Founding Fathers • Barry Goldwater • Milton Friedman • C.S. Lewis • Montesquieu • George Orwell • Sarah Palin • St. Paul • Ronald Reagan • Phyllis Schlafly • Clarence Thomas
College Republicans • American Family Association • Legal groups • Conservative Political Action Conference • Family Research Council • House Freedom Caucus • News Media • NRA • Tea Party Movement • Think tanks • Young Americans for Freedom • Priests for Life
Best New Conservative Words • Best of the public • Conservative humor • Greatest Conservative Sports Stars • Greatest Conservative Songs • Greatest Conservative Movies • Gallery of American Heroes • Links • March for Life • Online courses • Parables • Secularized language
Retrieved from "https://conservapedia.com/index.php?title=Rod_Blum&oldid=1641972"


Ready to Plan your next Adventure ?
December is the time of the year when everyone wants to break the monotony and travel to a new place. But most tourist places are so crowded in this season that even travel leads to no respite. If you are looking for a new experience this December, the second edition of orange festival should definitely be a high contender.
The Orange Festival Dambuk is all about four days of live music and adventure in a faraway land of Dambuk, Arunachal Pradesh.
Reaching Dambuk is an adventure itself. Located at Lower Dibang Valley district of Arunachal Pradesh, this place is accessible by road only during the winter season when the rivers get dry. During monsoon, Elephant across the rivers and Helicopters are the only means.
Attractions : Camping | Music | Elephant Rides | ATV Rides | Burma Bridge| White Water Rafting & much more!
How to Reach: Dambuk is 50 Kms (around 90 minutes drive) from Pasighat (off-road) and around 40 minutes drive from Roing. Vehicles with good ground clearance are recommended.
By Air: Nearest airport is Mohanbari in Dibrugarh. From there, one needs to ferry across the Brahmaputra river and drive towards Pasighat (100 km) and then Dambuk through the dry river beds. Another option is to land into Guwahati Airport as it has better connectivity with all the major cities of India. From Guwahati, drive to Pasighat via Lakhimpur and from there to Dambuk.
By Train: Guwahati to Mokokngselek by Intercity Train and take the special shuttle service (Arunachal State Transport Bus) to Dambuk at Rs. 250 per person per way. Otherwise, major railway station is Dibrugarh.
From Guwahati, the route is Guwahati-Lakhimpur-Pasighat-Dambuk (around 650 kms).
From Dibrugarh , Station – Port – Ferry to Pasighat – Drive to Dambuk.
From Tinsukia, the route is: Tinsukia-Doomdooma-Namsai-Roing-Dambuk. From Pasighat, Rs. 150 per person one way (Arunachal State Transport Bus) to Dambuk.
Accommodation in a campsite near the festival site for INR 1300/- per person per night. Tents will be with sleeping bags and mats and will accommodate 2 -3 people.
1. You will experience very poor phone network and internet connectivity here so don't bring any work along and be prepared to be cut off from the rest of the world for these 4 days.


Architecture studies involve the overall design of homes, buildings, and other structures. Their work blends aesthetics, client needs, building or zoning restrictions, factors of geography and climate, and budget constraints. Many architects specialize in particular kinds of structures – for instance, custom homes, public use (such as churches, schools, or recreation centers), or sustainably-built environments – while some others may work exclusively with homeowners or city agencies.
Professional architects in the U.S. must have degrees from architecture schools, either through a professional 5-year bachelor's degree program, or with a four-year degree in another field along with a master's degree in architecture studies. Studies generally include physical science, math, and liberal arts, as well as architectural theory and history, building design and computer-assisted drafting (CAD), construction methods, structural design, and building materials. You must then earn professional experience, usually three years, in the field. Finally, you must pass a series of nine tests as part of the Architect Registration Examination, in order to earn an architecture license.
Once licensed, you could work for an urban planning, architecture, or engineering firm; real estate developer or builder; or construction firm. Or you could go into business for yourself! The retirement of the baby boomer population, placing demands housing, as well as an increasing demand for sustainable or environmentally friendly designs, spurring demands for retrofits or new construction, are expected to cause architecture jobs to grow faster than the average, at a rate of 16 percent, between 2008 and 2018. In May 2009, the median annual wage for architects was $68,790.
Professional architects in the U.S. must have degrees from architect design schools, either through a professional 5-year bachelor's degree program, or with a four-year degree in another field along with a master's degree in architecture studies.
Find out more about architecture schools on this site.


text:
Home » Updates
In the News: House Democrats Renew Calls for Bill Giving Election Agency More Funding and Responsibility
House Democrats Renew Calls for Bill Giving Election Agency More Funding and Responsibility
Courtney Bublé, The Government Executive
Following news from intelligence officials on Wednesday evening of foreign election interference attempts, several House lawmakers are renewing their calls for the Senate to take up their massive reform bill that would bolster the funding and responsibilities of the nation's elections clearinghouse.
Director of National Intelligence John Ratcliffe and FBI Director Christopher Wray gave an unexpected press briefing on Wednesday—13 days out from the election—in which they said that Iran and Russia obtained voter registration information in attempts to meddle in U.S. elections. They said that voting remains secure, but House lawmakers renewed the call for the Senate to take up their "2019 For the People Act," which the chamber passed in March 2019 and has specific provisions to beef up the Election Assistance Commission.
Click here to continue reading.
In the News: Your Voice: Congressman John Sarbanes
Your Voice: Congressman John Sarbanes
WBFF-TV (FOX)
Another coronavirus relief bill isn't looking promising, at least not right now.
Senate Majority Leader Mitch McConnell warned the White House not to make a deal with House Speaker Nancy Pelosi before the November election.
U.S. Representative for Maryland's 3rd congressional district, Congressman John Sarbanes, joins us to explain the holdup, and talk about the second and final presidential debate.
In the News: The Wealthy Getting Less Scrutiny On Taxes
The Wealthy Getting Less Scrutiny On Taxes
Scott Horsley, NPR ('All Things Considered')
ARI SHAPIRO, HOST: A teacher, a small-business owner and a retiree who complained they paid more in federal income taxes than President Trump are now gracing campaign billboards in swing states around the country. The ads follow reporting by The New York Times that Trump paid little or no federal income tax in most of the last 20 years. Trump has denied that report, but as NPR's Scott Horsley reports, the wealthy are getting less scrutiny from the tax collector with each passing year.
In the News: Kudos for Rescuing Chesapeake Bay Program
Kudos for Rescuing Chesapeake Bay Program
Kaitlyn Leitherer, The Baltimore Sun (LTE)
I want to voice my support and congratulations to Rep. John Sarbanes, the Chesapeake Bay Foundation and everyone who worked tirelessly to pass America's Conservation Enhancement Act ("U.S. House passes up to $92 million in Chesapeake Bay cleanup funding; advocates expect Trump to sign," Oct. 1). The passage of this bipartisan legislation is exciting news for the future of the Chesapeake Bay watershed and is cause for celebration.
Growing up in Federal Hill, my life has been full of waterfront memories — passing runners on scenic morning jogs and watching the sunset from a bench at the park. However, I also have memories of sweltering afternoons where the lack of shade-providing trees (and the occasional smell of dead fish due to algae blooms) made the four-block walk to my best friend's house almost unbearable.
In the News: Congressional Klieg lights could give way to restructuring of biopharma
Congressional Klieg lights could give way to restructuring of biopharma
Mari Serebrov, BioWorld
Attributing recent reductions in certain U.S. prescription drug prices to intense congressional scrutiny rather than a biopharma industry commitment to affordability, Rep. John Sarbanes (D-Md.) said Congress must put more guardrails in place and restructure how the industry does business.
"I don't trust the industry to do the right thing when we're not looking at you with these Klieg lights," he told executives from Amgen Inc., Mallinckrodt Pharmaceuticals and Novartis AG Oct. 1 during the second day of a House Oversight Committee hearing on drug prices.
In the News: Democrats Dressed Down Dumbfounded Pharma Executives at Fiery Congressional Hearing on Drug Prices
Democrats Dressed Down Dumbfounded Pharma Executives at Fiery Congressional Hearing on Drug Prices
Blake Montgomery, The Daily Beast
Several Democratic representatives blasted pharmaceutical executives over the prices of their companies' drugs during a Wednesday House Oversight Committee hearing that caught the chief of Bristol Myers Squibb subsidiary Celgene and Teva flat-footed. Rep. Katie Porter (D-CA) drew a stark connection between bonuses the former Celgene CEO, Mark Alles, had received in recent years and price hikes for the cancer therapeutic Revlimid, which has risen in price from $215 in 2005 to $763 today. When Alles could not succinctly answer whether the drug had improved alongside the price hikes, Porter replied, "To recap here: The drug didn't get any better, the cancer patients didn't get any better, you just got better at making money, you just refined your skills at price gouging."
Rep. Rashida Tlaib (D-MI) pointed to internal documents from drugmaker Teva that calculated the return on investment from charitable donations when she said, "Your pharmaceutical company makes these so-called charitable donations so you look like you give a shit about sick people." Teva's CEO Kåre Schultz failed so badly to win over lawmakers that one told him he "might as well get off the screen" of the virtual hearing. Rep. John Sarbanes (D-MD) told Schultz, "It would have been nice to come, maybe, equipped a little bit better."
In the News: U.S. House Passes Bill to Bolster School-Based Health Centers
U.S. House Passes Bill to Bolster School-Based Health Centers
Elizabeth Shwe, Maryland Matters
A bill that would will help deliver primary care, dental screenings and mental health services to students in low-income and underserved communities passed by voice vote in the U.S. House of Representatives late Tuesday.
The School-Based Health Centers Reauthorization Act, sponsored by Rep. John P. Sarbanes (D-Md.), would continue federal support for school-based health centers through 2025. The statutory authorization had expired in 2014.
In the News: Sarbanes on talks about coronavirus relief
Sarbanes on talks about coronavirus relief
Jason Newton, WBAL-TV (NBC)
It has been six months since Congress passed the coronavirus relief act for the coronavirus pandemic, and talks between the White House and lawmakers are stalled over another round of relief. Maryland Rep. John Sarbanes talks about what's happening in Washington now.
In the News: Maryland Congressional Delegation Over $240K For Chesapeake Bay Education Initiatives
Maryland Congressional Delegation Over $240K For Chesapeake Bay Education Initiatives
U.S. Senators Ben Cardin and Chris Van Hollen, along with Congressman John Sarbanes (all D-Md.), announced $242,858 in federal funding on Wednesday for the Chesapeake Bay Trust to expand environmental education programs.
The funding, from the National Oceanic and Atmospheric Administration's Chesapeake Bay Watershed Education and Training grant program, will help local school districts and educators create and maintain environmental education programs for students throughout the area.
In the News: The Dallas Piggy Bank
The Dallas Piggy Bank
Sarah Kleiner, The Center for Public Integrity
In June 2017, a group of 400 conservative donors was wrapping up a conference organized by the Koch Brothers at the five-star Broadmoor resort in Colorado Springs.
The 450-acre retreat offers activities such as horseback riding, fly fishing, golfing, $260 deep-tissue massages, all situated among sparkling views of the Rocky Mountains.
In the News: Maryland postal workers, lawmakers urge public to rally behind Postal Service as Frosh considers lawsuit
Maryland postal workers, lawmakers urge public to rally behind Postal Service as Frosh considers lawsuit
Jeff Barker, The Baltimore Sun
Postal workers, union officials and Maryland political leaders urged citizens Monday to rally behind the U.S. Postal Service, saying public pressure can help reverse significant cuts at an agency "under attack."
"We need everybody," said Sherry McKnight, president of American Postal Workers Union Local 181, which represents about 1,600 Baltimore-area postal workers.
In the News: Postal Service reviewing staffing following complaints of mail delays in Baltimore area
Postal Service reviewing staffing following complaints of mail delays in Baltimore area
Frustrated lawmakers made surprise visits Monday to post offices in Dundalk and Essex, as the U.S. Postal Service said it was reviewing its staffing following complaints of severe mail delivery delays in the Baltimore area.
Rep. John Sarbanes, a Baltimore County Democrat, recently joined other federal lawmakers in expressing concern that the Postal Service's new cost-reduction policies will reduce delivery trips, potentially leaving mail on docks or workroom floors.
In the News: Federal Dollars Awarded for Human Trafficking Survivors in Montgomery County
Federal Dollars Awarded for Human Trafficking Survivors in Montgomery County
Suzanne Pollack, Montgomery County Media
The University of Maryland Support, Advocacy, Freedom and Empowerment (SAFE) Center for Human Trafficking Survivors, which aids survivors of human trafficking in Montgomery and Prince George's Counties, was awarded $500,000 in federal funding.
"The Coronavirus pandemic has exacerbated the need for stable, supportive housing for survivors," according to U.S. Senators Chris Van Hollen and Ben Cardin and U.S. Representatives Jamie Raskin, John Sarbanes, Steny Hoyer and David Trone.
In the News: Maryland congressional delegation requests $32 billion more relief funding for U.S. transit systems
Maryland congressional delegation requests $32 billion more relief funding for U.S. transit systems
Colin Campbell, The Baltimore Sun
Maryland's congressional delegation is asking for an additional $32 billion in coronavirus relief funding for U.S. public transit systems — and for a larger share to go to transit systems serving mid-sized cities, such as Baltimore, where people depend heavily on the regional buses and trains.
Public transit is an essential government service, and additional aid "is necessary to sustain operations across the country," U.S. Sens. Chris Van Hollen and Ben Cardin and U.S. Reps. C.A. Dutch Ruppersberger, Kweisi Mfume and John Sarbanes said in a letter to Senate Majority Leader Mitch McConnell and House Speaker Nancy Pelosi Friday.
In the News: Census Door Knocking Cut A Month Short Amid Pressure To Finish Count
Census Door Knocking Cut A Month Short Amid Pressure To Finish Count
Hansi Lo Wang, NPR
The Census Bureau is cutting short critical door-knocking efforts for the 2020 census amid growing concerns among Democrats in Congress that the White House is pressuring the bureau to wrap up counting soon for political gain, NPR has learned.
Asked by Rep. John Sarbanes, D-Md., if he was aware that the Trump administration reportedly wants to wrap up counting quickly so that the president can receive the census apportionment numbers by the end of the year, Dillingham replied: "I'm not aware of all the many reasons except to say that the Census Bureau and others really want us to proceed as rapidly as possible."
In the News: Trump's pitch to delay election is 'absurd,' suggests he could try to hold job if he loses, Maryland Dems say
Trump's pitch to delay election is 'absurd,' suggests he could try to hold job if he loses, Maryland Dems say
President Donald Trump's pitch to delay the Nov. 3 presidential election "reeks of desperation" and is an ill-conceived attempt to smear the sort of mail-in voting that Maryland employed in its June primary, Democratic members of the state's congressional delegation said Thursday.
Trump should "cease his attempts to delegitimize mailed ballots and stop sowing discord over the integrity of our elections," said Rep. John Sarbanes, a Baltimore County Democrat.
In the News: FIREFIGHTERS RECEIVE $400,000 IN FEDERAL FUNDING
FIREFIGHTERS RECEIVE $400,000 IN FEDERAL FUNDING
SUZANNE POLLAK, Montgomery Community Media
Maryland's federal legislators announced July 16 the awarding of almost $400,000 for firefighters in Montgomery County to continue purchasing personal protective equipment.
Montgomery County will receive $357,800 and the Bethesda-Chevy Chase Rescue Squad will receive $45,780 through the Federal Emergency Management Agency's Assistance to Firefighters – COVID-19 Supplemental program.
In the News: Maryland Congressional Democrats Question Gov. Hogan's Election Day Plan
Maryland Congressional Democrats Question Gov. Hogan's Election Day Plan
Tyler Waldman, WBAL (Online)
The nine Democrats in Maryland's 10-member congressional delegation sent a letter to Gov. Larry Hogan on Thursday expressing worry over his latest plans for Election Day.
This week, Hogan said he intends for all polling places to be open and asked the Maryland State Board of Elections that all eligible voters be sent an application for an absentee ballot.
In the News: Baltimore Area Gets More Than $450K To Help Minority, Women-Owned Businesses, Lawmakers Announce
Baltimore Area Gets More Than $450K To Help Minority, Women-Owned Businesses, Lawmakers Announce
WJZ-TV (CBS)


text:
"Crimson Tide" quotes
Tony Scott directed this movie in 1995
Title Crimson Tide
Director Tony Scott
Genre Drama, Thriller, Action
Daniel von Bargen
Plot – A leader of the ultra-nationalist Russian party, leading a small army of rebels from the ranks of the dissolved Soviet army, manages to get hold of a atomic base, triggering the worst global crisis since the Bay of Pigs. In a world on the brink of disaster, the submarine "Alabama" sails off to patrol a section of Russia's territorial waters, carrying nuclear warheads that could trigger World War III. Suddenly the "Alabama" is ordered to launch its missiles...
All actors – Denzel Washington, Gene Hackman, Matt Craven, George Dzundza, Viggo Mortensen, James Gandolfini, Rocky Carroll, Jaime Gomez, Michael Milhoan, Scott Burkholder, Danny Nucci, Lillo Brancato, Eric Bruskotter, Ricky Schroder, Steve Zahn, Marcello Thedford, R.J. Knoll, Billy Devlin, Matthew Barry, Christopher Birt, Jim Boyce, Jacob Vargas, Kai Lennox, Michael D. Weatherred, Tommy Bush, Earl Billings, Mark Christopher Lawrence, Michael Chieffo, Ashley Smock, James Lesure, Trevor St. John, Dennis Garber, Vanessa Bell Calloway, Brenden Jefferson, Ashley Calloway, Daniel von Bargen, Richard Valeriani, Warren Olney, Rad Daly, Sean O'Bryan, Victor Togunde, Troy A. Cephers, Armand Watson, Brent Goldberg, Scott Grimes, Ryan Phillippe, Dale Andre Lee Everett, Angela C. Tortu, Ronald Ramessar, Robin Faraday, Bob Stone, Henry Mortensen, Chris Ellis, , Skip Beard, Lennox Brown, John Daniels, Gerald Emerick, Mo Gallini, Steve Gonzales, Jason Robards, Lars Woods
"Crimson Tide" Quotes 18 quotes
"the purpose of war is to serve a political end but the true nature of war is to serve itself."
Denzel Washington - Hunter
[Tag:politics, war]
"See you in my dreams."
[Tag:dreams, farewell]
"Those sailors out there are just boys... boys who are training to do a terrible and unthinkable thing, and if that ever occurs the only reassurance they'll have that they're doing the proper thing is gonna derive from their unqualified belief in the unified chain of command. That means we don't question each other's motives in front of the crew...." (continue)(continue reading)
Gene Hackman - Ramsey
[Tag:argument, determination, soldiers]
"Mr Hunter, we have rules that are not open to interpretation, personal intuition, gut feelings, hairs on the back of your neck, little devils or angels sitting on your shoulder. We're all very well aware of what our orders are and what those orders mean. They come down from our Commander in Chief. They contain no ambiguity."
[Tag:army, rules]
"Horses're fascinating animals. Dumb as fenceposts but very intuitive. In that way they're not too different from high school girls: they may not have a brain in their head but they do know all the boys want to fuck 'em."
[Tag:horses, stupidity]
"- Hunter: Thank you, COB.
- Cob: Thank you? Fuck you! Get it straight Mr Hunter, I'm not on your side. Now you could be wrong! But wrong or right, the Captain can't just replace you at will. That was completely improper! And that's why I did what I did. By the book.
- Hunter: I thank you anyway."
George Dzundza - Cob
[Tag:army, insult, law]
"We're here to preserve democracy, not practice it."
[Tag:defense, democracy]
"- Hunter: What if Radchenko surrendered and it's over, huh? We launch. They see us, and they launch. Our birds pass each other in the air. Boom. What have you got?
- Cob: Nuclear War.
- Hunter: NuclearHolocaust."
[Tag:atomic bomb, war]
"All I ask is that you keep up with me. If you can't, then that strange sensation you'll be feeling in the seat of your pants will be my boot in your ass!"
[Tag:request, threat]
"In my humbleopinion, in the nuclear world, the true enemy is war itself."
[Tag:atomic bomb, enemy, war]
"- Ramsey: How do you like that cigar?
- Hunter: It's good, sir.
- Capt. Ramsey: It's your first?
- Hunter: Yeah.
- Ramsey: Well, don't like it too much. They're more expensive than drugs."
[Tag:price, smoking]
"- Hunter: Yes, sir I've seen them. Yes, sir I was aware that they're are all white. They are not from Portugal; they're from Spain and at birth, they're not white; they're black. Sir.
- Ramsey: I didn't know that. But they are from Portugal. Some of the things they do, uh, defy belief. Their training program is simplicity itself. You just stick..." (continue)(continue reading)
[Tag:ability, horses]
"- Hunter: They cannot come back Weps, and you know the repercussions if we're wrong, goddamnit. Weps, if we fire now, we'll be firing when we're blind and crippled, you understand that?
- Weps: Where the fuck are you?
- Hunter: Do not remove the firing trigger! Do not open that safe, Weps. It's up to you, you're the only one who knows the..." (continue)(continue reading)
Viggo Mortensen - Weps
[Tag:choice, responsibility]
"Motherfucker! Fucking guinea piece of shit."
Eric Bruskotter - Bennefield
[Tag:insult, racism]
"- Ramsey: The sailor most likely to win the war is the one most willing to part company with the politicians and ignore everything except the destruction of the enemy. You'd agree with that.
- Hunter: I'd agree that, um, that's what Clausewitz was trying to say.
- Ramsey: But you wouldn't agree with it?
- Hunter: No, sir, I do not. No, I just..." (continue)(continue reading)
[Tag:enemy, politicians, war]
"- Hunter: Captain Ramsey, under operating procedures governing the release of nuclear weapons, we cannot launch our missiles unless both you and I agree.
- Ramsey: COB, what're you waiting for?
- Hunter: This is not a formality, sir! This is expressly why your command must be repeated. It requires my assent, I do not give it and furthermore, you..." (continue)(continue reading)
[Tag:agreement, atomic bomb]
"- Weps: Well, we don't know that for sure that's the whole point. That is why he needs time to confirm the message.
- Zimmer: That's the whole fuckin' point is that we don't got time! Radchenko is fueling his birds and why do you think he's doing that? Huh? Why? Because you don't put on a condom until you're gonna fuck!"
Matt Craven - Zimmer
[Tag:time, truth, war]
"Any crew member who thinks that they can't handle the situation, can leave the ship right now. Gentlemen, we are at Defcon 3, war is imminent. This the captain. That is all."
[Tag:war]
More Tony Scott Movies
Enemy of the State
The Last Boy Scout
More Movies by the Actors
Have worked with Tony Scott
Robert De Niro(1943)
film director, actor, film producer
Bruce Willis(1955)
Tom Cruise(1962)
Brad Pitt(1963)
actor, film producer
More Movies with genre: Drama, Thriller, Action
The Siege
Ghost Dog: The Way of the Samurai
Air Force One


Nashorn was a complete implementation of the ECMAScript-262 5.1 standard when it was released, but is now lagging behind due to the rapid pace at which ECMAScript language constructs, along with APIs, are adapted and modified.
"a set of credible developers to express a clear desire to maintain Nashorn going forward. If that happens before this JEP is integrated then this JEP can be withdrawn. If that happens after this JEP is integrated, but before Nashorn is removed, then a follow-on JEP can revert the deprecation."
"the breadth of Nashorn usage has not been easy to track. It is hoped that feedback for this JEP might provide better insight into actual Nashorn usage."


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Eighth Circuit Deems 'Informational Injury' Sufficient To Confer Standing
The U.S. Court of Appeals for the Eighth Circuit recently addressed an issue that the U.S. Supreme Court avoided last year concerning whether a consumer must suffer actual economic harm to have standing to sue for statutory damages. Significantly, this issue has arisen in cases involving consumer protection statutes that are applicable to mortgage lenders and servicers.
Last year, in First American Financial Corp. v. Edwards, the Supreme Court had agreed to decide whether Article III standing exists where a consumer alleges a violation of a federal consumer protection statute—in that case, the Real Estate Settlement Procedures Act (RESPA)— but does not allege any economic injury. After extensive briefing and oral argument, however, the Court ultimately avoided the issue by dismissing the writ of certiorari as improvidently granted.
Just days ago, in Charvat v. Mutual First Federal Credit Union, the Eighth Circuit held that being denied a statutory right is a sufficient injury to confer standing, even if the injury is only "informational" and does not include "an additional economic or other injury."
Charvat involved two consolidated putative class actions alleging violations of the Electronic Fund Transfer Act (EFTA). The allegations in Charvat were that the plaintiff made withdrawals from the financial institutions' ATMs; he was charged a transaction fee each time; the ATM screen provided notice of the fee, which the plaintiff accepted; but there were no exterior, physical notices of the fee on or near the ATMs as was then required under the EFTA. The district court concluded that the plaintiff lacked standing, reasoning that he had not alleged an injury in fact resulting from the alleged lack of an exterior fee notice, but rather only an "injury in law."
On appeal, the Eighth Circuit reversed. The court reasoned that, since "Congress may … create legal rights via statute, the invasion of which can create standing to sue," the alleged charging of ATM transaction fees without the statutorily required exterior fee notice was, even if only an "informational injury," still an injury that "alone [was] sufficient to confer standing … ." The Eighth Circuit observed that the district court's dismissal "was based largely on the determination that a statutory violation, standing alone, was not a sufficient injury in fact." But that determination, the Eighth Circuit stated, ignored several "instances where the denial of a statutory right to receive information [was held] sufficient to establish standing." The court also observed that the EFTA provided statutory damages for an EFTA-based injury and that a "claim of statutory damages [under the EFTA] is sufficiently related to [the alleged informational injury under the EFTA] to confer standing."
Plaintiffs' counsel around the country will undoubtedly seek to extend the Charvat holding outside the EFTA context. Consumer statutes that require notice to consumers—including those applicable to mortgage lenders and servicers, such as the Truth in Lending Act and RESPA—would seem to be fertile grounds for the same sort of "informational injury" claims that the Charvat court deemed sufficient to confer standing. As noted above, the Edwards case before the Supreme Court involved a RESPA claim.
- Burt M. Rublin and Joel E. Tasca
CFPB Issues Response Guidance for Compliant System's Company Portal
The CFPB recently posted new "Response Guidance," which outlines what the CFPB deems "best practices" for financial institutions to follow in responding to consumer complaints, on its company portal. The guidance supplements the CFPB's Company Portal Manual concerning the operation of the online portal used by companies to view consumer complaints submitted to the CFPB. The CFPB also maintains a consumer portal for consumers to check the status of their complaints and view companies' responses. After communicating with a consumer regarding a complaint, a company is expected to complete a form on the company portal that describes its response and attaches relevant documents.
The guidance states that it contains "recommendations for documenting and responding to your consumers' complaints based on our best practice observations." The guidance contains "general response guidance as well as product-specific guidance." As a caveat, the guidance says that it is for "you, the Portal User" to determine "how best to respond to your consumers and what information is needed to respond to their concerns."
The product-specific response guidance lists specific information to be included in a company's response and documents to be attached to the response, depending on the issue involved in the complaint. Noteworthy is the extremely detailed nature of the information and documentation the CFPB apparently expects companies to provide. For example, for complaints involving "fees or late charges" on consumer loans, the CFPB expects a company to provide copies of "any contract or agreement" on which the company relies for its response, the applicable fee schedule, related notices and/or disclosures provided to the consumer, and account statements for the period of time in question.
In addition, the information the CFPB expects companies to provide may not be legally required. For example, for credit card account closings, the CFPB expects to see an adverse action notice that includes the reason for the adverse action, the date the notice was sent to the consumer, and whether the notice was sent by regular mail or electronically. Under Regulation B, however, a company would not be required to send an adverse action notice where the account closing is due to the consumer's default.
We believe that companies responding to complaints on the CFPB complaint portal should attach relevant documents when necessary to explain responses to consumer complaints, but may not need to provide the documents specified in the guidance document in all instances.
- Christopher J. Willis
ABA and MBA Ask CFPB To Reconsider Coverage of Business Credit in ECOA Appraisal Rule
The American Bankers Association and the Mortgage Bankers Association have sent a letter to the CFPB asking it to reconsider the applicability of the final Equal Credit Opportunity Act (ECOA) appraisal rule to business credit. The rule applies to loan applications received on or after January 18, 2014. It implements a Dodd-Frank amendment to the ECOA that requires creditors to provide to an applicant a copy of all written appraisals and valuations in situations where the applicant seeks a loan secured by a first lien on a residential structure containing one to four units.
The reasons offered by the ABA and MBA for their request include the following:
The rule will significantly affect lenders that provide financing to developers and home builders. Such lenders would be providing appraisals to commercial customers and not consumers, with hundreds of thousands of appraisals going to single business customers.
The rule's timing requirements are unsuited to business credit. The rule requires lenders to provide a written disclosure within three business days of receiving an application. Because virtually all such loans are exempt from the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA), lenders' platforms for such loans are not designed to trigger TILA and RESPA disclosures based on the date the application is received. As a result, such platforms are not designed to establish the trigger date for mailing the appraisal rule disclosure. In addition, because a dwelling is typically offered as collateral for a business loan during the course of negotiations rather than at the time of application, it is difficult for lenders to establish a readily identifiable trigger date for mailing the disclosure.
The applicant in a business loan is typically a business entity, but the dwelling that serves as collateral is typically owned by an individual who is guaranteeing the loan. The consumer protections underlying the rule are not served by providing a copy of an appraisal to a business entity.
The CFPB's burden estimation methodology used in the final rule may be based on invalid assumptions for business credit.
In their letter, the ABA and MBA also assert that Dodd-Frank's plain language does not specifically require the appraisal rule to cover business credit. They argue that, if necessary, the CFPB can exempt business credit from the appraisal rule by relying on its authority under Dodd-Frank Section 1022 to establish exemptions from provisions of Dodd-Frank or implementing rules for "any class of covered persons, service providers, or consumer financial products or services."
New York Proposes Far-Reaching Debt Collection Regulations
The New York Department of Financial Services (DFS) has proposed new regulations that would impose significant disclosure and other requirements on persons engaged in the collection of consumer debts. The proposed regulations are far-reaching and substantially more burdensome than the requirements of the federal Fair Debt Collection Practices Act (FDCPA).
Under the definition of "debt collector," the regulations would include debt buyers and any person "engaged in a business with the principal purpose of collecting or attempting to collect debts" or "who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another." As a result, the regulations would apply not only to third-party debt collectors and debt buyers, but also to servicers collecting current debts owed to others who generally are not subject to the FDCPA.
The covered entities would include both banks and nonbanks that qualify as "debt collectors." The DFS has indicated that in issuing the proposal, it relied on its authority in the New York Financial Services Law (FSL) to prescribe regulations "involving financial products and services." Under the FSL, the DFS may not regulate financial products or services if its rules would be preempted by federal law. Accordingly, if the proposed regulations were deemed to be state debt collection laws that are saved from preemption under Office of the Comptroller of the Currency regulations, the proposal would apply to national banks and federal savings banks.
The scope of the regulations does not appear to be limited to debt collectors located in New York. Nothing in the FSL expressly provides that DSF regulations "involving financial products and services" can only apply to entities located in New York. As a result, if the proposal is adopted, the DFS could take the position that the regulations apply to debt collectors collecting debts from New York residents without regard to the debt collector's location.
The only apparent limitation in the proposal's scope is that it defines the term "debt" to only include obligations that involve an extension of credit. As a result, it appears most medical debts would not be covered since they typically do not involve an extension of credit. The proposal also provides that the term "debt" does not include an obligation that "arises out of credit extended directly to a consumer exclusively for the purpose of enabling that consumer to purchase consumer goods or services directly from the seller." It appears this language is intended to exclude retail installment sales contracts or other financing directly provided by sellers.
If adopted, the proposal would add a layer of new requirements that are not part of the FDCPA. See our website for a detailed description of the proposed requirements.
The proposal will be subject to a 45-day comment period following its publication in the New York State Register. Companies collecting debts from New York consumers should consult with legal counsel to review the proposal's requirements and for assistance in commenting on the proposal.
- Alan S. Kaplinsky, John L. Culhane, Jr., Scott M. Himes, Heather S. Klein, James A. Mitchell, Marjorie J. Peerce, and Christopher J. Willis
Pennsylvania To Expand Application of Bank Shares Tax to Out-of-State Banks
Pennsylvania Act 52 (Act 52), signed into law on July 9, 2013, expands the reach of the Pennsylvania bank shares tax and allows the Commonwealth to impose the bank shares tax on a bank with no offices or branches in Pennsylvania if the bank transacts business with Pennsylvania customers.
Under current law, the bank shares tax is imposed on the apportionable share of equity capital of "banks," defined as banks operating as such and having capital stock, operating companies having capital stock and having the powers of companies commonly known as trust companies, companies organized as bank and trust companies under the laws of any jurisdiction that have capital stock owned by a company subject to the bank shares tax, corporations organized under 12 U.S.C. Ch. 6 (relating to organization of corporations to do foreign banking), and agencies or branches of a foreign depository as defined in 12 U.S.C. Section 3101. Banks that are subject to the bank shares tax are not subject to the Pennsylvania corporate net income tax or capital stock tax.
Until Act 52, the bank shares tax was imposed only on banks that had a physical presence in Pennsylvania. Effective January 1, 2014, Pennsylvania law will impose the bank shares tax on all banks that are "doing business" in Pennsylvania, without regard to whether such banks have capital stock or offices or branches in Pennsylvania.
For additional information on Act 52, read our detailed analysis.
- Wendi L. Kotzen
Third Circuit Vacates Class Certification, Reaffirms Plaintiff's Burden To Prove Readily Ascertainable Class
A recent decision by the U.S. Court of Appeals for the Third Circuit reaffirmed the importance of requiring a plaintiff in a class action to show there is a reliable and administratively feasible method for ascertaining who is in the proposed class. The Third Circuit vacated a district court's grant of class certification in a class action against Wal-Mart.
In Hayes v. Wal-Mart Stores, Inc., plaintiff alleged that Wal-Mart, through its retail warehouse Sam's Club, violated the New Jersey Consumer Fraud Act, breached its contracts with consumers, and was unjustly enriched by selling extended warranty plans on "as-is" items, even though the warranty terms excluded "as-is" items. The district court certified a class of New Jersey purchasers who purchased an extended warranty to cover an "as-is" product. Excluded from the class were purchasers of "as-is" products still covered by a full manufacturer's warranty—as those products would be covered by the extended warranty—and consumers who had been reimbursed for the cost of the extended warranty.
For more information on the decision, read our detailed analysis.
- Neal Walters, Burt M. Rublin, and Michael R. Carroll
Welcome to Marc Patterson
We are pleased to welcome Marc D. Patterson, an experienced consumer financial services and mortgage banking attorney, as the newest member of our Mortgage Banking Group. Marc is an associate in the firm's Washington, D.C., office and advises financial services industry clients on a wide range of regulatory issues.
Marc regularly assists clients with meeting state and federal licensing and approval requirements, including those related to stock and asset acquisitions. He also counsels clients in responding to government enforcement actions and implementing compliance and quality control procedures to meet state and federal requirements. In addition, Marc reviews and assesses loan repurchase demands on behalf of mortgage originators and servicers, performs risk assessment of loan portfolios, and handles loan-repurchase litigation.
Marc holds a B.A. from The College of Wooster; a J.D. from American University, Washington College of Law; and an LL.M. in taxation from New York University School of Law.
Mississippi Revises Loan Originator License Eligibility Requirements
Mississippi recently amended its SAFE Mortgage Act to limit the type of employees who can serve as loan originators. Under the new amendment, loan originators must be W-2 employees of the licensee. Previously, both 1099 employees and W-2 employees could become licensed as loan originators. The new amendment became effective July 1, 2013.
North Carolina Enacts Transitional MLO Licensing Law for Out-of-State MLOs
North Carolina recently became the second state to enact a transitional MLO licensing scheme. A temporary MLO license is available for an out-of-state MLO to allow the individual to act as a mortgage loan originator while satisfying all the requirements necessary to obtain a North Carolina MLO license. The temporary license will be valid for up to 120 days and will not be renewable.
To qualify for the temporary MLO license, an individual must have been employed as a mortgage loan originator for at least two years. The individual must not have shown a lack of financial responsibility, character, or general fitness. In addition, the individual must be registered and fingerprinted with the NMLS. Any applicant for a temporary MLO license must pay a fee of $125 and costs for obtaining a credit report, criminal history record checks, and processing fees for licensure.
Interestingly, North Carolina also left open the possibility for transitional licensing to apply to federally registered MLOs should federal guidance be issued that such applicability is consistent with the federal SAFE Act.
Ohio was the first state in the country to create a transitional MLO license. North Carolina's law goes into effect September 1, 2013.
- Marc D. Patterson
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Q: Does UI_USER_INTERFACE_IDIOM work with Targeted Device Family So I'm currently using UI_USER_INTERFACE_IDIOM in conjunction with [[UIDevice currentDevice] model] to check if I'm on an iPhone, iPod or iPad. What I've found is that in the iPad simulator 3.2, UI_USER_INTERFACE_IDIOM still evaluates to UIUserInterfaceIdiomPhone (iPhone).
I'm wondering if this has something to do with my Targeted Device Family setting. I'm only targeting iPhone for my App (I don't want to make a universal app with scaling views). However, I support the 3.2 SDK so I still want users that have an iPad to be able to run my iPhone app.
Will UI_USER_INTERFACE_IDIOM evaluate correctly on the iPad even when I'm targeting iPhone?

A: UI_USER_INTERFACE_IDIOM does not check if the device is an iPhone or iPad. What it checks is whether the user interface is in iPhone mode (the 1x/2x thing) or iPad mode.
If an app isn't configured to target iPad, it will always return UIUserInterfaceIdiomPhone because the UI is an iPhone app. It is a feature by design.
And even if the app is configured to target iPhone only, the iPad should be able to run it without any problems as long as you use the methods as documented.
(If you need iPad-specific capabilities, do not check whether the device really is an iPad. Instead, check for individual capability.)

A: Best I can offer is that on the iPad simulator (3.2) while running in "iPhone" mode the
NSLog(@"model : %@", [UIDevice currentDevice].model);

returns

model : iPhone Simulator

(as a note: I am building for "iPhone" only and thus running in the iPhone experience on iPad. I have to assume the "model" name returned is affected by that)

A: As people have said, check the individual capability.
For making a call, do this
// Only show the button if its is a device capable of making calls
if ([[UIApplication sharedApplication] canOpenURL:[NSURL URLWithString:@"tel:"]]) {
    self.Button.hidden = NO;
} else {
    self.Button.hidden = YES;
}


I have listed a new property at 21210 122ND AV in Maple Ridge.
Welcome home. West Maple Ridge split-level home in a very desirable neighbourhood. Plenty of room for family in the spacious living room. Even room for that big screen TV you have always wanted. Laminate floorings, lots of updates.Easy entertaining with the large family room off the bright south facing kitchen. Extra bedroom/den or office on this floor. Convenient powder room. Plenty of parking, you can even park a boat into the back/side yard. RV parking possible. Excellent location for an easy walk to elementary and High school. What are you waiting for? Make this your new home and you can be in by Christmas.
I have listed a new property at # 20 19249 HAMMOND RD in Pitt Meadows.
I have listed a new property at 12230 222ND ST in Maple Ridge.


All industrial luminaires are compromises between output, light distribution and lighting comfort. Good industrial lighting shall not only meet the requirement of light from different heights with different light distribution, it shall also give a good lighting to those working in the light. With good lighting, we mean both the light quality, where Hero has CRI 80 and a colour temperature of 4000K, and light comfort with regard to glare.
During the development of the Hero, we have had lighting comfort in our requirement specification and have done countless tests, both visually as well as technical measurements, in our own laboratory.
Most variants of Hero meet UGR 22, which is required in most industrial applications.
To simplify installation Hero offers a wide range of options for installation. By offering various installation accessories, we can reasonably say that we offer great versatility with the wide range of different installations.
Hero can be surface mounted as both single and dual, with an adjustable bracket that allows installation on sloped ceilings or angled on a wall. It can be suspended from wires or installed on a catenary wire or tube. Hero can also be recessed in the ceiling, for example, at a gas station.
All Hero versions deliver more than 130 lm/W, which is impressive compared to most traditional solutions. But industrial lighting is more than just a lot of light per kW, it is also about the possibility to adapt the system to actual requirements. Lighting is seldom needed to run at full capacity all of the time.
In most industries lighting is a relatively small portion of the total energy consumption, but even if it is a small part costs can still be high. To find a good balance between light, comfort and power consumption, lighting control comes into the picture. Hero is of course available with DALI and CLO (constant light output) which will ensure that there is always correct light in the right place at the right time.


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Marcas District is one of eight districts of the Acobamba Province in Peru.

Geography
One of the highest peaks of the district is Uma Kunka at approximately . Other mountains are listed below:

Ethnic groups
The people in the district are mainly Indigenous citizens of Quechua descent. Quechua is the language which the majority of the population (80.31%) learnt to speak in childhood, 19.33% of the residents started speaking using the Spanish language (2007 Peru Census).

References