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Bridging a link between PSD2 and eIDAS
by Guillaume Forget on 04. May 2018
Digital Signatures eIDAS PSD2
Following the revised Payment Service Directive (PSD2), banks in the EEA are required to enable their customers (users) to grant third party providers (TPPs) access to
Customer account information
Initiate payments on behalf of the customers.
Such access must be based on Strong Customer Authentication (SCA).
In parallel, many banks have shown some interest in electronic identification and (qualified) trust services as per the eIDAS Regulation (EU) 910/2014.
This article briefly describes a solution for an Identity Provider (IdP) that can be used to manage such access to privileged user resources and leverage existing authentication methods provided by one or several authentication / eID schemes. Typically, such an IdP solution is managed by the bank.
The general goal is to enable end-users to grant TPPs access to privileged information / transactions provisioned by a resource owner. The user is required to provide explicit consent and be duly authenticated by an eID scheme before such information can be passed on to an entrusted TPP.
High level Overview
To make this possible and allow for seamless communication with multiple eID Schemes and TPPs, we introduce an Identity Provider (IdP). An IdP is a server that handles registration, authentication, signing and token requests.
In this ecosystem, the IdP server receives an authorization request from a TPP that needs access to services from the Resource Owner. The service displays the resources to the end user, which (s)he can choose to give the TPP access to. Following the user's selections, the eID Scheme signing dialog is used by the user to provide non-repudiate consent for the TPP to access the user's resources at the Resource Owner.
The eID Scheme may be based on existing authentication and signing services but it may also be a notified eID scheme in the sense of eIDAS.
Application in a PSD2 context (Embracing Open Banking PSD2)
This architecture applies particularly well in the banking industry. In a PSD2 scheme, the bank is the Resource Owner. This will allow third parties described as Payment Initiation Service Providers (PISPs) to directly access customer accounts by connecting directly through a standard API. PSD2 further opens the path to what is known as Open Banking APIs.
Role of the Idp
The purpose of the IdP is to authenticate and authorize the TPP to act on behalf of the end user towards the Resource Owner such as a bank.
The server receives an authorization request from an organization (TTP) that needs access to services provided by the Resource Owner. The service displays to the end user the resources, which (s)he can choose to give the organization access to. Following the user's selection, the eID scheme dialog allows the user to provide non-repudiable consent for the organization to access the user's resources at the bank.
This involves two steps.
Firstly, the end user must agree to grant the particular TPP access to the services and information in question. Based on such consent the IdP may authorize the TPP with these permissions.
Secondly, in order to actually access the services, the TPP must be authenticated to the bank to ensure that only authorized TPPs get access.
An additional important feature is to provide evidence to demonstrate that both of these steps have been executed properly. To this extent, a signed PDF document is produced to record the fact that the user gave the TPP access to a specific set of resources.
Furthermore, the solution allows the end-user to sign a transaction (or document) through the IdP, in compliance with eIDAS.
The IdP method described above is designed to help banks provide value added services in compliance with PSD2 By leveraging existing eID schemes and their eIDAS trust services, it is possible to deliver a compelling user experience in a highly cost effective manner. To anchor the bank´s position as a strategic trust partner in financial transactions, particular attention was paid to security, non-repudiation as well as scalability and interoperability.
The described solution can be a strong enabler to allow banks to lead the PSD2 revolution.
For more information on the technology described above, please feel free to contact us.
COMMISSION DELEGATED REGULATION (EU) supplementing Directive 2015/2366 of the European Parliament and of the Council with regard to regulatory technical standards for strong customer authentication and common and secure open standards of communication (2017), by the European Commission
Selected articles on Authentication (2014-18), by Heather Walker, Luis Balbas, Guillaume Forget, Jan Kjaersgaard, Dawn M. Turner and more
Selected articles on Electronic Signing and Digital Signatures (2014-todays), by Ashiq JA, Guillaume Forget, Jan Kjaersgaard , Peter Landrock, Torben Pedersen, Dawn M. Turner, Tricia Wittig and more
The European Interoperability Framework - Implementation Strategy (2017), by the European Commission
Proposal for a DIRECTIVE OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL amending Directive (EU) 2015/849 on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing (2016), by the European Commission
REGULATION (EU) 2016/679 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation) (2016), by the European Parliament and the European Council
Proposal for a REGULATION concerning the respect for private life and the protection of personal data in electronic communications and repealing Directive 2002/58/EC (Regulation on Privacy and Electronic Communications), (2017), by the European Parliament and the European Council
Revised Directive 2015/2366 on Payment Services (commonly known as PSD2) (2015), by the European Parliament and the Council of the European Union
REGULATION (EU) No 910/2014 on electronic identification and trust services for electronic transactions in the internal market and repealing Directive 1999/93/EC (2014) by the European Parliament and the European Commission
DIRECTIVE 2013/37/EU amending Directive 2003/98/EC on the re-use of public sector information (2013) by the European Parliament and the Council
Recommendations for the Security of Internet Payments (Final Version) (2013), by the European Central Bank
Draft NIST Special Publication 800-63-3: Digital Authentication Guideline (2016), by the National Institute of Standards and Technology, USA.
NIST Special Publication 800-63-2: Electronic Authentication Guideline (2013), by the National Institute of Standards and Technology, USA.
Security Controls Related to Internat Banking Services (2016), Hong Kong Monetary Authority
Image: Bridge, courtesy of Victor Camilo, Flickr (CC BY-ND 2.0)
Guillaume Forget
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Integrating PSD2 and eIDAS
Guillaume Forget & Jan Kjaersgaard
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First live and sponsored event, Shimesu EMOTION (示すエモーション), is held.
Sponsored event, Shimesu 2 EMOTION (示す2エモーション), is held.
Alter-ego band Zutsuu (頭痛) appears at FUTURISM・BOYZ vocalist CO- sponsored event, Yamaguchi FESTIVAL (山口フェスティバル), at Ash OSAKA.
Last "tokimekuman" (oneman) live, Raise ni Kitai!。 (らいせにきたい!。), is held at Ash OSAKA (limited 150 attendees).
Vocalist and leader Ren (苓) secedes.


Grace Resources provides coats to many families in need. With the Antelope Valley's windy, cold weather, these coats help keep our neighbors healthy. It warms our hearts when we see a child's face light up with a smile as they put on their new. Thank you to all who donate new and gently used coats for our Warm Hearts, Warm Coats drive. Your kind donations have helped us make this season better for those in need.
In 2018 we distributed 12,344 pairs of socks and 6,053 articles of clothing. We also distribute many cold weather articles such as coats, gloves, and beanies.
Grace's Closet provides good quality gently-used clothing at very low prices, including wedding dresses, formal dresses, and outfits for job interviews.


text:
L.J.E.M. (Luciën) van Riswijk (Pannerden, 4 december 1967) is een Nederlands bestuurder en CDA-politicus. Sinds 20 december 2018 is hij burgemeester van Zevenaar.

Biografie

Opleiding en loopbaan
Van Riswijk ging van 1980 tot 1986 naar het vwo op het Liemers College in Zevenaar. Vanaf 1986 studeerde hij eerst politicologie en daarna bestuurs- en beleidswetenschappen in Nijmegen, waar hij in 1990 is afgestudeerd. Van 1990 tot 1996 werkte hij als regionaal secretaris voor de werkgeversorganisatie NCW Midden Nederland. Daarna heeft hij meegewerkt aan het opzetten van een werving en selectiebureau. Als zelfstandig organisatie- en beleidsadviseur ondersteunde hij diverse onderwijsorganisaties en ondernemingen in het oosten van Nederland als projectleider "leren en werken" en begeleidde hij regionale economische initiatieven.

Politieke loopbaan
In 1994 werd Van Riswijk lid van de gemeenteraad van de Gelderse gemeente Rijnwaarden en vier jaar later werd hij daar wethouder. Met ingang van 1 juni 2009 volgde zijn benoeming tot burgemeester van Druten. Vanaf de dag van zijn installatie maakt Van Riswijk als eerste burgemeester in Nederland gebruik van een Twitteraccount. Sinds 20 december 2018 is hij burgemeester van Zevenaar.

Persoonlijke levenssfeer
Van Rijswijk is getrouwd en heeft drie dochters. In zijn vrije tijd speelt hij gitaar en loopt hij hard.

Burgemeester van Druten
Burgemeester van Zevenaar
CDA-politicus
Wethouder van een voormalige Nederlandse gemeente

redpajama_set_name: RedPajamaWikipedia


Stunning detailed Decanter and 6 matching wine/cordial glasses. See all my pictures, I took from many angles to try and capture the details. The decanter is approximately 12.5 tall and base is 4 in diameter. The matching wine/cordial glasses are approximately 4.75 tall. This set is beyond beautiful.
The decanter has many details that you dont normally see. The thumbprint design on decanter stopper as well as the base. The criss cross cut design with cross cut in center is absolutely beautiful. All pieces are in excellent condition, no chips, cracks or damage.
The pictures dont do this set justice. The item "Vintage Bohemian Cut glass crystal cobalt blue DECANTER & 6 GLASSES" is in sale since Tuesday, January 29, 2019. This item is in the category "Pottery & Glass\Glass\Art Glass\Bohemian/Czech\Other Bohemian/Czech Art Glass". The seller is "rkcope941" and is located in Sarasota, Florida.


INOUT provides solutions for terraces & balconies: railings, glazing, and WPC decking. Our team has been providing innovative products for the clients since 2007. We offer a range of designs and ideas to make the selection process easier, and you can discuss your requirements with an experienced consultant who will help you make the right choices.
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WPC board terrace is the most efficient solution in terms of price, time and quality. This system does not require periodic terrace maintenance (repainting, reinstallation, etc.).
We would like just to let you know that our experienced team of professionals with pleasure will help you to find best solutions for your projects. That´s easy for us! Just contact us or send enquiry and let our team to save your time, find best solution for you, and finally, these all friendly to your budget.


The Academy of Country Music today (6/6) announced the promotions of Tiffany Moon, Michelle Goble and Erick Long. The executives are based out the Academy's headquarters in Encino, CA, and their promotions fall under the organization's new corporate title structure implemented last year.
Moon has been promoted to Executive Vice President, Managing Director. In her increased role, she will manage the office on an executive level, and will continue to oversee ticketing surrounding the Academy's televised initiatives. She will report directly to Academy CEO Bob Romeo and will liaise with the Board of Directors in her continued capacity as Secretary to the Board, a post she has held for six years. She joined the Academy in 2003 as a project manager, a role that included managing all finance and accounting operations, overseeing ticketing surrounding the Academy of Country Music Awards, along with administering the Academy's charitable initiatives.
Goble has been promoted to Senior Vice President, Membership & Events. She has managed the Academy's Membership & Events departments since her hire in 2007, handling ACM Awards balloting and voting criteria. In addition, Goble has produced and elevated premiere events such as ACM Honors, ACM stage for the National Finals Rodeo, concerts on Fremont Street Experience in Las Vegas, and most recently on the first-ever ACM Fan Jam during the 46th Annual Academy of Country Music Awards.
Long is taking on additional responsibilities and has been named Vice President, Operations. He joined the Academy in 2009, and this title change acknowledges his increased role in managing all ACM operations – including day-to-day oversight of the Academy's office building in Encino, Awards show credentialing, and security.


text:
class OAuth : public QObject
{
    Q_OBJECT
public:
    explicit OAuth(QObject *parent = 0);
    ~OAuth();
    void init();
    void deinit();
    static OAuth* instance();
signals:
    void browserAuth(QString url);
    void requestDone();
public slots:
    void getAccess();
    void onTemporaryTokenReceived(QString token, QString tokenSecret);
    void onAuthorizationReceived(QString token, QString verifier);
    void onAccessTokenReceived(QString token, QString store_url);
    void onRequestReady(QByteArray response);
    void onReceivedToken(QString oauth_token, QString oauth_token_secret);
private:
    KQOAuthRequest* mOauthRequest;
    KQOAuthManager* mOauthManager;
    static OAuth* m_instance;
};

#endif // OAUTH_H

redpajama_set_name: RedPajamaGithub


text:
Q: jQuery click() event catch-all? we're showing a box on the screen that I want to hide when the user clicks anywhere on the screen, including body, anchors, divs, buttons, etc... Is there a selector that can handle this for me? Or is it a case of $('body, a, div, input').click()?

A: You can do it like this:
$(document).click(function() {
  $("#boxID").hide();
});

Since the click events will, by default, bubble up to document, this is a "catch all" approach...if you don't want clicks from inside the box to close it, add a .stopPropagation() call on those click events like this:
$("#boxID").click(function(e) {
  e.stopPropagation();
});

A: You can just bind to the click event of document element. Try it at http://jsfiddle.net/ZqEbY/.

redpajama_set_name: RedPajamaStackExchange


Rue de Sandette, directly on the coast shows the Flak Stp 224.
The garage for searchlight type L411A.
The battery protected the north side of the harbor.
A small Vf lies in front of the battery.
According to the sources this building is a French fire control.


This SoulCal Felt Zipped Hoody is designed with a soft jersey construction and brushed fleece lining to promote the utmost comfortable fit. Its drawstring adjustable hood is teamed with a full length zipped fastening to ensure a secure, personalised fit as you wear. This hoody is complete with two open hand pockets and a large SoulCal motif to the front of the chest.


Gary Player was last night honoured at the Discovery Sport Industry Awards, where he walked away with the Sportsperson's Lifetime Community award presented by Deloitte.
The award serves to recognise a former sportsperson who has made a sustained positive contribution to community and or development via their actions and endeavours over an extended period of time. This recognition comes after an illustrious career in golf, accumulating over nine major championships, and at the age of 29 becoming the third golfer in history to win the Career Grand Slam, together with his efforts through the Gary Player Foundation.
Founded in 1983, the Foundation was set up to provide quality education, nutrition, medical care and extra-curricular activities to the less fortunate children living in rural areas of South Africa. Today, the Gary Player Foundation in conjunction with Black Knight International manage and run a series of six prestigious golf events staged in the USA, Asia, Europe and South Africa. Through these events, the Foundation has managed to raised more than $100m for charities globally.
Gary Player said: "I have found that the opportunity to make a difference in the lives of others does not thrust itself upon us, but we do not need to look hard for it, either. When you spot the chance to give back to the world, act on it. You will have made life better. For others and for yourself.
Discovery is the headline partner of the 2017 Discovery Sport Industry Awards.


Lexmark toner cartridges for all Lexmark laser printers are available here at Ink Technologies. Simply use our search tool below to find the exact Lexmark toner cartridge you need. And like all of our satisfied customers, you'll love our fast delivery, rock-bottom pricing, and our money-back guarantee.


5-Year-Old's Spirit Filled Prayer Stirs Congregation!
Watch little Isaiah Jackson pray over other children in his church. We decree and declare that Isaiah has been granted a great gift from God! This prayer coming from a 5-year-old is unbelievable and unforgettable!
Share if You Love Jesus!


This entry was posted in Uncategorized and tagged familysearch us on October 24, 2016 by mjnrootdig.
Genealogy Search Tip of the Day is sponsored by GenealogyBank. They are currently offering Tip of the Day readers a subscription (annual) that works out to less than $5 a month!
This entry was posted in Uncategorized and tagged familysearch us on October 22, 2016 by mjnrootdig.
This entry was posted in Uncategorized and tagged familysearch us on October 21, 2016 by mjnrootdig.
Quite a few of the older ones contain many blanks.
This entry was posted in Uncategorized on October 19, 2016 by mjnrootdig.


Measuring for pleated shades is simple – it's just 2 easy steps. In this short video you will see just how easy it is to measure for an Inside Mount. Inside Mount refers to a shade that is mounted on the inside of your window frame. This type of mount is by far the most common choice and is highly recommended. An Outside Mount is typically used in only 2 situations; if there are obstructions inside of your window-frame such as an alarm sensor, OR if your window frame lacks sufficient mounting depth to hold your shade. Our web site provides details on how much depth is required to install your shades with an Inside Mount. In most cases the depth that you will need is only a few inches. When measuring for any window covering, it is important to use a steel measuring tape and round to the nearest 1/8" of an inch increment.
Your first step is to measure the width of your window; rounding down to the nearest 1/8" increment after taking each measurement. Begin by measuring the inside width of your window opening in three places; top, middle, and bottom. After recording your three measurements, select the narrowest one. This will be the width you will order. Please do not make any deductions to this measurement; the factory will make your shade slightly narrower so that it can properly move up and down within your window.


Recently there was a case in the Appellate Court called Taylor v Beaudry 75 Mass.App.Ct. 411 (2009). It was returned back to Housing Court and I believe it is listed as 07-CV-209 there.
This is a case of first impression and the ramifications for all landlords in MA can be substantial.
It looks like there was a mistake made by the Appellate Court in interpreting MGL 186, 15B, subsection 6 (b) to mean that any violation listed in subsection 4 (iii) falls under subsection 6 (b) by default and therefore results in automatic forfeiture of the whole security deposit. The reason for this is because you are reading "in compliance with the provisions of this section" under MGL 186, sec 15B, subsection 6(b) to apply to the "itemized list of damages" and not to the "30-day" requirement only like it was intended by the Legislature. If the Legislature intended to list all violations from 4 (iii) under subsection 6, they would have done so. Besides, if they intended that kind of reading then instead of having 6 (b) in its current version, the legislature could have said "fails to furnish to the tenant the itemized list of damages, if any, in compliance with the provisions of this section" because the 30-day requirement is already incorporated in "this section".
Sec 6(b) only applies to the 30-day requirement not to anything else. It says that the landlord cannot keep the security deposit if he fails to furnish to the tenant within thirty days after the termination of the occupancy the itemized list of damages, if any, in compliance with the provisions of this section THAT IT SHOULD BE FURNISHED WITHIN 30 DAYS (my clarification in CAPS)!
Not having it signed by the pains and penalties of perjury is NOT a reason to triple the whole security deposit and add attorney fees provided that the accounting of the landlord was more or less correct and even if it wasn't correct then only the amount by which the tenants were overcharged can be tripled. However, under your erroneous interpretation in Taylor v Beaudry it looks like you want the deposit to be tripled in cases where there is no specific language to signify that the itemization was signed "under the pains and penalties of perjury". That is abusive and it was not only NOT the intention of the Legislature but it serves no other purpose other than to run the honest landlord into the ground financially.
First I will insert the actual language from the statute (I am only inserting the relevant portions of MGL, 186, 15B).
"(3) (a) Any security deposit received by such lessor shall be held in a separate, interest-bearing account in a bank, located within the commonwealth under such terms as will place such deposit beyond the claim of creditors of the lessor, including a foreclosing mortgagee or trustee in bankruptcy, and as will provide for its transfer to a subsequent owner of said property. A receipt shall be given to the tenant within thirty days after such deposit is received by the lessor which receipt shall indicate the name and location of the bank in which the security deposits has been deposited and the amount and account number of said deposit. Failure to comply with this paragraph shall entitle the tenant to immediate return of the security deposit.
(iii) a reasonable amount necessary to repair any damage caused to the dwelling unit by the tenant or any person under the tenant's control or on the premises with the tenant's consent, reasonable wear and tear excluded. In the case of such damage, the lessor shall provide to the tenant within such thirty days an itemized list of damages, sworn to by the lessor or his agent under pains and penalties of perjury, itemizing in precise detail the nature of the damage and of the repairs necessary to correct such damage, and written evidence, such as estimates, bills, invoices or receipts, indicating the actual or estimated cost thereof. No amount shall be deducted from the security deposit for any damage to the dwelling unit which was listed in the separate written statement of the present condition of the premises which was required to be given to the tenant prior to the execution of the lease or creation of the tenancy pursuant to clause (c) of subsection (2) or any damages listed in any separate list submitted by the tenant and signed by the lessor or his agent pursuant to said clause (c), unless the lessor subsequently repaired or caused to be repaired said damage and can prove that the renewed damage was unrelated to the prior damage and was caused by the tenant or by any person under the tenant's control or on the premises with the tenant's consent. Nothing in this section shall limit the right of a landlord to recover from a tenant, who willfully or maliciously destroys or damages the real or personal property of said landlord, to the forfeiture of a security deposit, when the cost of repairing or replacing such property exceeds the amount of such security deposit.
What this recent case accomplishes because of this mistake in effect is that Level 1 is eliminated completely and 1,2,3 and 4 from Level 3 should be under Level 1 unless the landlord actually deducts, keeps and refuses to return within 30-days to the tenant the deductions for damages in violation of 4(iii) If the the landlord returns within 30-days the money that he deducted illegally for damages , then that was all the tenant is entitled to according to 4 (iii) and 6(e). It used to be that the landlord owed the tenant 3 times the security deposit only if he failed to return the actually withheld portion for damages within 30-days under 6 (e). But now because Taylor interprets any violation of 4 (iii) to be a violation of 6 (b) even if you return it within 30 days you lose your whole security deposit not just the portion for damages to which you were not entitled! That is clearly not what was intended by the Legislature!
What happens in cases where the tenant owed the landlord more money than the security deposit in back rent and there was also a request that the tenant pay for some damages but no statement of perjury or statement of condition was provided to the tenant (violation of MGL 186, 15, 4(iii))? The tenant demanded the return of "the balance thereof" or whatever was rightfully theirs and the landlord told the tenant that after deducting the back rent from the security deposit, the balance is zero so he never actually deducted, received or kept any amounts for damages. Does the landlord in this case owe the tenant 3 times the security deposit plus attorney fees? The answer to that question is "no" but according to your recent decision in Taylor v. Beaudry it's "yes". The language "was not entitled to retain any part of the deposit" needs a little better qualification. It's too broad of a statement and it is incorrect because of that.
Present: MCHUGH, COHEN, & GRAHAM, JJ.
Landlord and Tenant, Security deposit, Multiple damages.
Entry of dismissal was ordered by Timothy F. Sullivan, J.
MCHUGH, J. John C. Taylor (tenant) filed a complaint in the Northeast Division of the Housing Court Department to recover treble damages from his former landlord, J.P. Beaudry (landlord), for the landlord's failure to return a security deposit within thirty days as required by G. L. c. 186, § 15B(4), (6)(e). A judge of the Housing Court dismissed the complaint on the authority of Castenholz v. Caira, 21 Mass. App. Ct. 758 (1986), and the tenant appeals. We vacate the judgment.
on written leases from month to month. When the tenancy began, the tenant paid the landlord a security deposit of $1,375. The last lease expired on August 31, 2007, and the tenant claims to have vacated the premises that day. The landlord claims that the tenant did not vacate until the following day, but that dispute is irrelevant to the outcome of our analysis.
By mail postmarked October 1, 2007, the landlord sent to the tenant a check for $871.67, also dated October 1, together with an undated letter explaining that the check covered the security deposit plus accrued interest of $109.81, minus $613.14 for cleaning and repairs to the tenant's apartment. The landlord did not sign the damage list under the pains and penalties of perjury, nor did he provide with the letter any evidence, other than his own assertions, of the estimated or actual cost of repairing the damage. See G. L. c. 186, § 15B(4)(iii).
Dissatisfied with the timing and the amount of the deposit return, the tenant filed a complaint on October 16, 2007 (see note 3, infra), claiming that the landlord had not returned the deposit within thirty days after the tenancy's end as required by G. L. c. 186, § 15B(6)(e), and that, having failed to follow the procedures set out in c. 186, § 15B(4)(iii), the landlord was not entitled to make any deductions from the deposit. [Note 2] See G. L. c. 186, § 15B(6)(b). Accordingly, the tenant sought a judgment for three times the total amount of the deposit, plus interest, costs, and reasonable attorney's fees, pursuant to c. 186, § 15B(7).
clear that he did not return the balance within thirty days following termination of the tenancy. After returning the balance, the landlord sought dismissal of the complaint under what he claimed was the authority of Castenholz v. Caira, 21 Mass. App. Ct. 758 (1986). A hearing followed after which the judge agreed with the landlord and ordered the complaint dismissed, later denying the tenant's motion for reconsideration. The tenant appeals from the judgment of dismissal.
Discussion. In dismissing the tenant's complaint, the judge relied on this court's statement in Castenholz that when a landlord "acknowledges his error and returns the deposit, and the tenant is not forced to resort to litigation to vindicate his rights, the multiple damages and attorney's fees provisions of [G. L. c. 186, § 15B(7),] have no application." [Note 4] Id. at 763. That sentence does not reach as broadly as the landlord contends.
retain any part of the security deposit. In turn, § 15B(7) [Note 7] provided that failure to comply with § 15B(6)(a) entitled the tenant to recover three times the amount of the security deposit.
termination of the tenancy" (emphasis added). While smooth application of § 15B(7) to § 15B(6)(d) likely requires the framework the court used in Castenholz, application of § 15B(7) to § 15B(6)(e) does not, for the latter clause contains, clearly and visibly, its own compliance deadline: thirty days after termination of the tenancy.
We think, then, that the Castenholz framework is inapplicable to a landlord's failure to return the tenant's security deposit within the specified thirty days. The statutory obligation to return the deposit is clear, as is the time within which the deposit must be returned. Equally unambiguous are the consequences of failing to comply with that deadline. No interpretive gloss is necessary for a smooth and certain application of the statutory principles.
returned would be deducted from the trebled amount. See Carter v. Seto, 2005 Mass. App. Div. 62 , 63-65, 67, S.C., 66 Mass. App. Ct. 1114 (2006).
The briefs the parties filed in this appeal do not discuss the manner in which the relevant phrase should be interpreted. Indeed, they do not raise the "balance" issue at all. We raise the issue on our own because there is more than a slight possibility that it will arise on remand. Having raised the issue, however, we are reluctant to decide it without any input from the parties or others, for it is an issue of first impression that may have broad ramifications. Accordingly, we invite the parties and the judge to address the issue when and if it arises on remand.
The judgment of the Housing Court dismissing the complaint is vacated, and the case is remanded for further proceedings consistent with this opinion.
[Note 1] The lease is not part of the record, but it appears that Kimberly Cole Taylor was a cotenant. The landlord does not contest the tenant's right to prosecute this action solely in his own name.
[Note 2] At oral argument, both parties acknowledged that the tenant sent the landlord a demand letter before filing the complaint. The letter was not made part of the record of the case. Although the landlord claimed here that he returned the balance of the deposit after receiving the letter and before the tenant filed the complaint, the record contains no evidence to support that claim, and the judge found otherwise.
[Note 4] Explaining, the court reasoned, "Any one of the violations of duty listed in [§ 15B(6)] will entitle the tenant to immediate return of his entire deposit on request, regardless of whether the violation was innocent or wilful. Mellor v. Berman, 390 Mass. [275, 281-283 (1983)]. If the landlord refuses to acknowledge his error and return the deposit, thus forcing the tenant to employ legal process to vindicate his rights, the landlord will be liable for treble damages, interest, costs, and attorney's fees. The purpose of subsection (7) is not to pillory the landlord, but to make resort to litigation feasible for the tenants." Castenholz, 21 Mass. App. Ct. at 762-763.
[Note 8] Section 15B(3)(a) says that failure to place the security deposit in an escrow account within thirty days of receipt entitles the tenant to an "immediate" return of the deposit. As the court observed, though, § 15B(7) points at noncompliance with § 15B(6)(a), not § 15B(3)(a). Castenholz, 21 Mass. App. Ct. at 760, 762.
[Note 9] By "resort to litigation," the court meant something more than merely filing a complaint. The opinion noted that the Housing Court judge's findings did "not indicate whether the plaintiff sought a return of his deposit prior to bringing this action." Castenholz, 21 Mass. App. Ct. at 764. Still, it concluded that the "commencement of the action itself . . . operate[d] as a demand." Ibid. Because the judge made "no finding of a tender promptly thereafter" and the landlords held firm to the position that the tenant had to sue a new owner of the premises to recoup the deposit, this court found that the landlords violated § 15B(6)(a) and were liable for treble damages, interest, costs, and fees under § 15B(7). Ibid. "[W]here the landlord refuses to return the deposit on demand," § 15B(7) makes "remedy by litigation financially feasible, and thus efficacious." Id. at 763.
[Note 10] Since the opinion in Castenholz was issued over twenty years ago, the Legislature has amended § 15B three times without changing the language the court construed in its decision. See St. 1986, c. 557, § 164; St. 1992, c. 133, § 522; St. 2004, c. 417, § 1. See also Daher & Chopp, Landlord & Tenant Law § 14:1, at 49 (3d ed. Supp. 2009).
[Note 11] The landlord has not claimed he was entitled to make deductions under G. L. c. 186, § 15B(4)(i) or (ii).
[Note 12] Even if the landlord's October 1 correspondence met the thirty-day deadline, it was unsworn and did not include the required written evidence.
[Note 13] The parties have not briefed the question whether a deposit is "returned" within thirty days if the landlord deposits in the mail within thirty days a personal, corporate, or other check covering the amount of the deposit. We express no view on that question.
[Note 15] The tenant's complaint additionally sought three times the amount of the interest that the landlord reported had accrued on the interest-bearing security deposit account (i.e., three times $109.81). It is not clear whether the tenant sought this trebling on the basis of § 15B(7) or some other statutory provision. A plain reading of § 15B(7), see note 7, supra, does not support such trebling.


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(951) 551-9309 / info@marineraiderfoundation.org
Raider Support
Family Resiliency
Tragedy Assistance & Survivor Support
Raider Legacy and Preservation
About MARSOC
Marine Raider Legacy
MARSOC's Mission
Making Marine Raiders
Andy Christian
Home/Team/Andy Christian
Lieutenant Colonel Andrew Christian retired from the United States Marine Corps with over twenty-eight years of active duty service as a prior enlisted Marine and Officer. Christian, a Marine Special Operations Officer and combat veteran, has leveraged the principles of leadership, discipline, accountability and resiliency learned in combat and applied down range for building high-performance teams in the non-profit world.
In 1997 Sergeant Christian was selected for meritorious commissioning and was commissioned a 2nd Lieutenant. He was chosen as the honor graduate at Officers Candidate School and received the Major General Wheeler award while attending the Infantry Officers Course in Quantico, Virginia. In 2001 Captain Christian deployed to Iraq in support of Operation Iraqi Freedom and directly supported Combined Joint Special Operations Task Force North during combat operations in Mosul, Iraq. In 2002 Captain Christian deployed to Liberia, Africa where he conducted combined joint peace keeping operations with Joint Task Force Liberia. In 2004 Captain Christian received orders to be a military advisor in Karbala, Iraq and spent one year combat advising Iraqi forces. From 2007 – 2011 Major Christian deployed to Afghanistan for duty as the Future Operations Officer Combined Joint Special Operations Task Force Afghanistan and conducted two additional deployments to Afghanistan as the Commanding Officer of Alpha Company, 1st Marine Special Operations Battalion.
In 2012, Major Christian reported to Coronado, California for duty as the Marine Corps Forces Special Operations Command liaison officer to the Navy SEAL Command. In 2014, Major Christian was promoted to Lieutenant Colonel and commanded 1st Marine Raider Battalion from 2015-2017. He deployed to Iraq in 2016 and commanded a Special Operations Task Force of Marine Raiders, U.S Army Special Operations Forces, and Navy SEALS during the battle to take back Mosul from ISIS.
Lieutenant Colonel Christian's personal awards include the Navy Marine Corps Heroism Medal, Legion of Merit with Combat "C" device, two Bronze Star Medals with combat distinguishing devices, three Navy Marine Corps Commendation Medals with combat distinguishing devices, the Combat Action Ribbon with three Gold Stars in lieu of 4th award. He earned a BS in Criminal Justice and is a graduate of the Marine Corps Command and Staff College. He is a six-time Ironman Triathlon finisher, avid cyclist and mountaineer. Currently, Andy is the Executive Director of the Marine Raider Foundation and he resides in Temecula, California with his wife Sarah and son Tyler.
mster52017-10-25T17:11:09+00:00July 9th, 2017|
Marine Raider Foundation
P.O. Box 17454, Fountain Hills, AZ 85269
(951) 551-9309 info@marineraiderfoundation.org
The Marine Raider Foundation is a 501(c)(3), tax exempt, national non-profit charitable foundation. Tax ID # 45-2913544
Error: Error validating access token: Session has expired on Friday, 20-Dec-19 13:49:21 PST. The current time is Tuesday, 21-Jan-20 19:38:45 PST.

redpajama_set_name: RedPajamaCommonCrawl


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A Brooklyn dentist who alleged that his career was ruined by a New York State Attorney General's Office Medicaid Fraud Control Unit (MFCU) investigation has won a $7.7 million verdict against two of then-Attorney General Eliot Spitzer's staff members.
According to court papers filed by Dr. Leonard Morse's attorney, available here, the dentist was pursued by Elliot Spitzer's MFCU because he was one of the top Medicaid billers in the state with 30,000 patients, almost all of whom were Medicaid eligible. He was criminally charged with stealing more that $1 million in false billings for dentures but was acquitted at trial. The dentist alleged that he lost his practice and his credibility in the field as a result of the publicity. He also alleged that the MFCU individuals had fabricated evidence.
After winning his case against his accusers, a legal battle that took almost 7 years, Dr. Morse was quoted in a New York Daily News article (available here) as feeling "totally vindicated."
The jury deliberated for merely three hours. After requesting a calculator from the Judge, they rendered its $7.7 million verdict.
The AG's office had no official comment but apparently they will appeal.
The New York Daily News also reported that Dr. Morse may have a new patient. As he was leaving the courtroom, one of the jurors in the case asked him to look at his tooth.
For more information, please contact the author, David R. Ross, who served as Acting Medicaid Inspector General under governors Pataki and Spitzer, as well as General Counsel, Deputy Medicaid Inspector General, and Director of Audits and Investigations for the Office of the Medicaid Inspector General (OMIG).
The complaint in this case may be found here: Morse v Spitzer (Complaint)
The New York Daily News article may be found here: http://www.nydailynews.com/dentist-wins-7-7m-ex-spitzer-staff-article-1.1262539
Major Victory for Saratoga County Maplewood Manor in Appeal of OMIG Audit


San Pedro Square Market Live Music: Join SPSM for live performances in Downtown San Jose the week of May 28th, 2018 featuring: Chaz, Reggie, Primary Colors, Jerry Sauceda, Hootenanny, Cruz Patrol, and Tsumani.
San Pedro Square Market Live Music: Join SPSM for live performances in Downtown San Jose the week of May 21st, 2018 featuring: Paul Kent, Jerry Sauceda, Joyce McCulloch, Hootenanny, One Country, and Legally Blue, Mary Ellen, Summit 2V1, and the Funtouchables.
Market Beer & Music Festival: Sunday, May 27th ft: Mary Ellen, Summit 2V1, and the Funtouchables.
San Pedro Square Market Live Music: Join SPSM for live performances in Downtown San Jose the week of May 14th, 2018 featuring: Paul Kent, Johnny Neri, Lisa Lindsley, Bob Gonzalez, Vinyl Replay, Fog City Swampers, and Tammi Brown.
San Pedro Square Market Live Music: Join SPSM for live performances in Downtown San Jose the week of May 7th, 2018 featuring: Chaz, Reggie, Harold Fethe, Hootenanny, Johnny Neri, Tebo's Howlin' Wolf Revue, and PS3.


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Falmouth Town make first moves in transfer market with triple signing
Falmouth Town sign Ben Oliver, Luke Barner and Steve Parker-Billinge
By Matt Friday MattFri94 Sports reporter/content manager
Steve Parker-Billinge has joined Falmouth Town initially as cover for first-team goalkeeper Ryan Barnes
Falmouth Town have bolstered their squad ahead of the new South West Peninsula League season with three signings.
Centre-back Ben Oliver and forward Luke Barner have arrived at Bickland Park on a permanent basis, while goalkeeper Steve Parker-Billinge has joined as cover for the start of the season.
Former Penryn Athletic captain Oliver has signed for Town following a two-year absence from senior football for personal reasons.
Oliver left Penryn in the summer of 2017, the same time as when fellow Athletic team-mates Luke Brabyn, David Broglino, David Blizzard, Ryan Martt and Ollie Moody swapped Kernick for Bickland.
Manager Andrew Westgarth said: "I've been speaking to him quite a bit throughout the time he's been off so timing wise it was perfect and he'll be a great addition to the squad.
"He's a local lad at a good age and with good experience, at Penryn I believe he was captain, so he's the right sort of character and I can't wait to get him involved."
Barner signed for Falmouth after moving down to the area from Devon, where he was previously the captain of the University of Exeter side that finished 13th in SWPL Division 1 Wast last season.
"He can play anywhere across the front four," Westgarth said. "He's a great age, early 20s, and having that versatility is really good for a manager and hopefully he can bring a bit of quality into our team as well."
Former Porthleven and Penzance goalkeeper Parker-Billinge has agreed to join Falmouth as cover for Ryan Barnes, who is away on holiday during August.
Parker-Billinge had retired from football at the end of last season, but Westgarth persuaded him to put his retirement on hold to fill in for Barnes.
"It's a little bit frustrating but with schoolteachers the nature of the beast is they can only go on holiday in the summer holidays," Westgarth said, "but Steve will be a fantastic addition to us.
"He had announced his retirement from football but he's doing us a favour."
Westgarth is not ruling out further additions, but is more concerned about keeping who he has already got at the club, with centre-back James Ward's move to Truro City the only outgoing transfer from Bickland so far this summer.
"I would say our success this year is being able to keep hold of everybody because sometimes you can be a victim of your own success," he said. "Obviously we've done so well in the last couple of years so it's only natural that teams are going to come in and try and headhunt us."
Falmouth host Peterborough United under-18s in their first pre-season friendly of the summer on Saturday (kick-off 3pm).
THE FINAL WORD: Mullion 0-5 Falmouth Town
GALLERY: 57 photos from Falmouth Town's pre-season win at Mullion
Falmouth and Cornwall cricket stalwart Tom Meneer dies
Town net four second-half goals to ease to victory at Mullion
AS IT HAPPENED: Falmouth Town beat Mullion
Hayle Runners quartet tackle scenic Poldhu 10k
THE FINAL WORD: Penryn Athletic 1-2 Wendron United
Penzance see off Falmouth to lift Vinter Cup for third year running
GALLERY: 61 photos from Penryn Athletic's pre-season friendly against Wendron United


Artifacts resulting from metal objects have been a persistent problem in CT images over the last four decades. A common approach to overcome their effects is to replace corrupt projection data with values synthesized from an interpolation scheme or by reprojection of a prior image. State-of-the-art correction methods, such as the interpolation- and normalization-based algorithm NMAR, often do not produce clinically satisfactory results. Residual image artifacts remain in challenging cases and even new artifacts can be introduced by the interpolation scheme. Metal artifacts continue to be a major impediment, particularly in radiation and proton therapy planning as well as orthopedic imaging. A new solution to the long-standing metal artifact reduction (MAR) problem is deep learning, which has been successfully applied to medical image processing and analysis tasks. In this study, we combine a convolutional neural network (CNN) with the state-of-the-art NMAR algorithm to reduce metal streaks in critical image regions. Training data was synthesized from CT simulation scans of a phantom derived from real patient images. The CNN is able to map metal-corrupted images to artifact-free monoenergetic images to achieve additional correction on top of NMAR for improved image quality. Our results indicate that deep learning is a novel tool to address CT reconstruction challenges, and may enable more accurate tumor volume estimation for radiation therapy planning.


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Q: How do I move the dialog in the login screen? I have a quite wide monitor and it's quite annoying to see the login dialog in the login screen on the far left side of my screen. I literally have to turn my head around to look at it!
Is there a way to center the login dialog?

A: No, the login dialog is designed to be in that location and this is not configurable.
However it would be possible for people to make their own greeter that is more configurable for things like this:

*

*How do I set my own (HTML) theme in LightDM?

*Where can i find the lightdm folders and and images

A: If you use lightdm-gtk-greeter instead of the default unity-greeter you can specify the login window position since version 1.7.0:
Edit your greeter conf file (/etc/lightdm/lightdm-gtk-greeter.conf) and set the position:
# 960px from the left and 25% from the top
position=960 25%

# or 25% from the right and 400px from the bottom
position=-25% -400


Drones have become powerful and vital law enforcement tools. Police in Norfolk, England, will soon be using drones to help search for missing people, obtain crime scene photography and investigate crimes in rural areas. The three-month trial is the latest in a series of county police drone programs across the UK.
The use of drone technology for police missions is still at an early stage. Because of that, it's no surprise that instead of investing in expensive custom UAVs, police forces are looking to see what's already available on the market.
According to wetalkuav.com, Norfolk police have bought two drones, one DJI Inspire and one DJI Mavic Pro. An ability to fly in high winds, 4K video and high-quality live transmission to officers on the ground were all a factor in the decision. The ease with which batteries can be switched in and out and a decent amount of flight time were also important.
According to Norfolk Police, the technology has already been used during incidents within the county, including forensic photography at an industrial incident, firearms incidents and searches.
Whether it's search and rescue, crime scene photography or keeping track of a developing situation from above, drones can be deployed quickly and easily to give aerial support to police.
Drones are already on-call 24 hours a day in missing person cases in Devon and Cornwall. And it's not restricted to police. The Kent fire service recently used a DJI Inspire drone to search for survivors when an apartment block in west London went up in flames back in June.


Barak Obama is street art. So says the work of the artist Shepard Fairey, whose "Hope" poster became the visual emblem of the Obama campaign. Fairey's roots in street art signaled the ascent of an art form most often associated with vandalism to worldwide legitimacy. Fairey distributed 300,000 stickers and 500,000 posters during the campaign. A year later, with Obama in the White House, Fairey's poster was officially displayed in the National Portrait Gallery in Washington, D.C. And in July 2010, the British Prime Minister David Cameron presented Obama with a painting of giant colorful letters by the street artist Ben Eine. Welcome to your first street art President!
Fairey has since cooled off in his ardent support of Obama, but Obama is still a very popular character in street art all over the world. And street art is bigger news than ever. Graffiti works by the British artist Banksy are auctioned off for as much as seven figures. People argue if some stencil they found on a wall in some part of the world is a Banksy. In what is perhaps the most important sign of street art's arrival is that Banksy recently directed the opening to the Simpsons. And look for "Exit through the gift shop" – a recent documentary made by Banksy, which shows (perhaps mockingly) the rabid excitement that street art causes on the current art scene.
What is so appealing about street art? Actually, street art is quite a loose term. It has come to describe any art created in public spaces, although it usually refers to unsanctioned art. It includes many modes of expression like traditional graffiti, stencil graffiti, sticker art, poster art, video and street installations and even flash mobbing. There is a term for everything. It is safe to assume that street art will continue to evolve and many new types of artistic interaction with the street will grow under its umbrella.
Perhaps what appeals about street art is how it plays with pop culture symbols that we constantly drown in on a daily basis. And it's other appeal may be emotional. Street art is aggressive and impermanent. Much of it is here today and painted over tomorrow. Now that some artists have achieved fame and become brands, one would expect their street art works to be better protected but that's just for the few who made it big. The only way to see some old street art works is through photos or videos on the web.
Prague should be a natural home to street art. Just take a look up as you walk the city. Numerous houses are decorated by all manner of designs, faces and figures. These art objects accompany the trek of everyone on a Prague street. Although these decorations are installed with permission, you would quickly get into dicey territory if you start defining what art needs permission and what doesn't. Is art only what's socially acceptable? That doesn't sound like art. Does art belong only in museums and galleries? That doesn't sound like art either. And then there are those who take to the streets and confront the city's residents with their creations, whether they asked to see them or not. Where do you draw the line between someone who just signs his name all over the city's walls or a committed artist who uses the city as a canvas and it is beneficial for society to let him or her do so? These kinds of questions always surround street art and perhaps provide the reason for why this artistic expression is so constantly evolving. Not to mention the bigger question of what kind of cities we would like to live in. What do our cities tell about who we are?
Street artists challenge the meaning of what is an art work just by the sheer act of taking art into our everyday life. It's not art you have to pay for or request because it was mentioned by some source of authoritative information. As such, there is a strong element of activism and subversion of the pop culture's symbols in many street art works.
While street art has grown in legitimacy, one formal challenge it faces would seem to be diversifying the kinds of works and messages the artists produce. Perhaps the foray into the mainstream will keep attracting more and more different artists to the streets, resulting in an even greater expansion of this vibrant art form.
Some Czech street artists that have achieved renown include the mysteriously named CRYPTIC257, POINT, PASTA, SKARF, MASKER, TRON and EPOS 257. Most of these artists are professionally trained and have work exhibited both in the streets and in galleries.
You can see some of their creations at METROPOLIS, an exhibit that's currently running at the DOX Centre for Contemporary Arts. The exhibit has recently returned from a successful run at the Czech pavilion at Expo 2010 in Shanghai. The artists recreated a contemporary Prague metro station, with their individual approaches demonstrating well the different formal directions street art can take.
The exhibit runs till December 31st and costs 180 CZK to attend.
We spoke with Skarf, an artist whose work is part of the current exhibit at the DOX. For "Metropolis", he created a time-lapse video montage monitoring the transformation of an environment over time using the sights and sounds of urban life. Skarf is one of the first Czech graffiti artists and has expanded on his street art roots to direct short films, TV jingle and music videos. He studied film animation and dramatic direction at the Prague Film Academy.
What was most attractive to Skarf (Jan Zajíček, b.1977), when he was a student at the Arts school was the street as a gallery, as communication medium. "You could also say that street art is dangerous. The controversial aspect of street art comes from this truth – that it's not clearly lawful… that's why it's interesting. It doesn't respect the rules of materialistic society where everything that´s paid for is what´s allowed." It´s a free art form that can´t be controlled, that can stand up to "the commercial spam on the street".
In the next two articles, we will focus more closely on graffiti and stencil art of Prague, as well as on installation works, featuring interviews with leading artists and figures in the street art community.
We Want Your Photos of Prague!


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I was curious about verse 35 and Pilate's question. Some commentators say the Pilate is insulted by the question, that anyone would think he is a "slave Jew." Other commentators believe he is asserting his independence from Jewish thinking and influence, and he will judge the matter without prejudice or influence. In either case, Jesus' question prompts Pilate to look himself and his involvement in the proceedings.
Jesus invites Pilate to further reflect on what makes a king, and what power does a king command. And how long or short a king might be in power based on the circumstances. Okay, so admittedly one can interpret and imbue at great deal into Pilate's and Jesus' statements, questions, and answers. Maybe Pilate is not a thinker or philosopher. Maybe he is just a politician looking to solve problems and up-rises. And if Pilate does not take up Jesus' invitation to reflect that does not mean we should not.
What is the nature of power? How do you wield it with integrity and honor? How long should power last? Can you make it last? When should power give way to submission? More pondering – what is the nature of truth? Is there different types of truth? Is truth relative? How does power and truth connect and interact? The questions, reflections, and ponderings could go on. That is one of the reasons I like pondering – taking a question or situation and looking at it from all sides and angles. I would invite you, beloved reader, to ponder will and let truths arise from sincere pondering. Because, beloved reader, it is after pondering truths that the nature of true and lasting power can come. Selah!
I am very late in writing this commentary posting. And writing it very late at night/early morning. My second round of pies are in the oven and I am waiting for them to be done. So while I wait, I thought I would sit down and collect my thoughts. They are very scattered. I might mention, as I hinted above, I writing in "real time" which means whenever I get this written, it will be posted. No neat and tidy timing of 30 minutes past a certain hour. I might also add, I am exhausted.
As I thought about writing this, one thought came back to my mind over and over – all the things I have to be thankful for. And the things I am not thankful for. Actually, the two are quite similar.
Last year around this time I had gotten word I had been hired for a job. It was a long nine months of job searching. While I did not start until after Thanksgiving, the days was breathed in relief that soon I would start working ago and be able to afford to buy the necessities of life. This year I was not dependent on the benevolence of anyone (except the Divine) for buying the essentials of the Thanksgiving meal, and a few extras!
But it also means I am working again, and wearing myself out. Last year the Thanksgiving preparations were made with plenty of time and I got to bed early. This year I am up late and was already worn out by the time I started. I guess you have to "suffer" for some blessings!
But I really cannot complain much, or more precisely should not. I really do like my job and the people I work with. In the midst of the struggle of daily work and long work weeks, it is good to have a job!
The other good/bad element of my life is my health. Yes, I was healthy enough to make the delicious pies for Thanksgiving. And will be healthy enough to join my family around the table. But my health has also become a worry. I had let a few hints drop in the past weeks that my health has had another set back but I have not been forthright about what is going on. Now that plans are set in motion, I am ready to say more. Beloved reader, I have a rare form of skin cancer.
I had written a week of posts well in advance so I would have the time to travel to learn the treatment options. It turns out the best treatment option is here in the city I live in. I will be starting radiation treatment in the next few weeks. I have learned quite a bit about the process and therapy, but still there are some unknowns. Chief among them (at least for me) is whether the radiation treatment will work. In a very short time my list of worries shifted dramatically. And while I am thankful that my health has been relatively stable up to this point, I am becoming aware of a whole other level of worry about my health. And as is so often the case, other worries same to find when placed side by side with this new development.
I am not ruling out that this may just be a brief chapter in my health history. I am very ready to believe that the therapy will completely cure me and that there will be no recurrence or lasting ill effects. My faith is not shaken, nor do I doubt the goodness of the Divine.
"When the LORD restored the fortunes of Zion, we were like those who dream.
I have always believed that what comes my way prepares me for what tasks, purpose, and mission the Divine has for me. Great blessings may come from this time. And I am prepared to see the good, embrace the struggles, and keep my faith firm. While I come to this Thanksgiving season of 2018 with a whole different set of circumstances than last year, I still give thanks for what I have received, and I give thanks the endurance and strength to see my way through the challenges before me.
May this Thanksgiving season find you, beloved reader, in the most favorable of circumstances. And if not, may the Divine be with you day by day as your journey through what is before you. Selah!
"To him who" – it is a strange little phrase. It might seem out of place, until one considers that it might just be a toast to the Divine! Not so out of place when you remember that the writer of the book of Revelation (John he calls himself) visualized the kingdom and the city of Jerusalem as a bride come down to be united with her bridegroom. Maybe thinking along those lines, a toast is not so out of place. And toasts at weddings are often compiled recollection of the bride or the groom, and are followed by a sort of blessing or celebration of that person and the event. Keeping that in mind, the phrase "to him who" is quite appropriate. Paul uses that phrase in his prayers, and it mostly usually means the Divine that Paul prayed to.
Everything from A to Z. That is what the Greek (language) is telling us. The Divine is all things, or in all things. And concerned with all things. I had framed this commentary as the writer of Revelation reflecting on the end times, and many predictions of the future take their context and details from Revelation. But suppose we would just think of the book as the writer reflecting on issues of faith and they should be lived out, and the consequences of that. After all, John has specific messages for seven of the churches in existence at the time of his writing this book.
However, it has not always been helpful or fruitful to try to apply those messages to our modern times. On the other hand, there is a consistency of human nature throughout the history of humanity. Maybe some messages could be passed from that generation to this one.
I have at times had an uneasy relationship with the book of Revelation. And so for me, it is helpful to think of this book of the bible that way. Perhaps, beloved reader, that would be helpful for you too. May you reflect, beloved readers, and may your reflections lead to greater understandings and a deep faith. Selah!
This a good start for the companion piece to the predictions in the book of Daniel. Having read the predictions in the book of Daniel, I think I would ask for protection too!
As this passage continues, the clarity of the passage and the message that the psalmist wants to give becomes garbled and confusing – not because I say so, beloved reader, but because the big name commentators identify it as so. It seems like a simple little passage. The psalmist declares that the Divine is his refuge and has stated it publicly. Apart from the Divine the psalmist has little to commend or recommend of himself. The holy, however, he looks up to and assumes that the Divine, the Lord God has lead and guided them to a good life.
The passage becomes clearer as it goes on. Those who do not follow the Divine, the Lord God are going to have a tough time. I (meaning the psalmist) am not going to follow their example nor value what they do. I (meaning again the psalmist) chose the Lord God, and it has resulted in good things. This reflects back on the psalmist declaring that apart from the Lord God nothing is worthwhile.
The protection that the psalmist has found is not so much because the Lord God has shielded him from misfortune etc, but because he (the psalmist) has made good choices based on the laws and tenets of the faith the psalmist espouses and follows. If we think of King David as the psalmist we can see that when David followed the Lord God, good and pleasant things happened. When he strayed (as he did) that is when things became not so well with him. The same could be said of Daniel in Babylon. He stayed the course of faith in the Lord despite temptation and persecution for his faith.
What about us beloved reader? Where have the lines fallen for us – for you and for me?
Do we feel protected and close to the Lord God, enclosed in the Divine's Right Hand? The psalmist is telling us it is by making good, wise, and holy/Godly decisions that we feel this protection.
There are several things this philosophy and belief does not take into account, not the least of which is the acts of the unholy against us. I am sure you can think of other things, beloved reader, that mar the feeling of protection. Quite honestly, I think the psalmist is being a little optimistic. What is true, however, is that the things – traits and issues – that supersede this life on earth are protected for us and within us by the Divine Lord God. And maybe that is what the psalmist is meaning.
I do hope and prayer, beloved reader, that you are safe and protected in the Lord God; and that those near and dear to you are protected also. And may you find a firm and immovable refuge in the Divine Lord God. Selah!
When I was in my early teens my parents and I went to visit a old large Catholic church. My mother, having been raised in a strong Anabaptist tradition, was not over impressed. I, however, was entranced. I just could not get enough of it. If someone had said to me that great church will be rumble with not one building stone left on top of another, I probably would not have believed it. Large sturdy buildings seem to be resistant to time and calamity. But we know that powerful forces can level a building. In Jesus' time, however, that may not have been something that could imagined. And if it did, than it must be because a great disaster had befallen the city and the people in it.
I am not sure why the disciples thought there would signs of the coming event. Our minds are more likely to assume that it is a natural disaster that many not have any warnings. Jesus' disciples, it seems, were more likely to see it as an apocalypse with signs and portents. Jesus' answer is along those lines also.
Jesus called them birth pangs – or more precisely the writer/speaker of the gospel of Mark called them such. In fact the transcriber of the gospel of Mark puts a spin on this that makes it sound like the end times. And that Jesus' disciples would see it coming. But we are at 2000 years beyond this prediction. And rumors of war, kingdom fighting kingdom/ nation fighting nation, earthquakes, and famines have come and gone 100 times over at least. And here we are, still churning along.
Now, there are two choices we can make. We can either adopt the attitude that this prediction has not strength or plausibility to it. Or we can be concerned that as bad as things have been over the last 2000, it is going to get much worse. And the 2000 years of all sorts of mayhem, disaster, and suffering is only a warm up! Kind of sobering when you take it seriously. I for one am going to hold on tight to my faith, and NOT pin my hopes to any earthly structure or formation! Shalom!


Aarhus, our lovely boutique-hotel, is perfectly situated in the Latin Quarter of the city, reminiscent of similar areas in France, with its narrow, cobbled streets and creative atmosphere.
Surrounded by the very best restaurants, cafés and shops, Aarhus Hotel Guldsmeden is only a short walk away from all the most interesting spots you would wish to visit.
Hotel Guldsmeden is a small hotel situated in the old town in the very heart of Aarhus. With only 27 rooms the hotel has a warm and homey atmosphere, and each guest feels welcome and cared for. You can enjoy a cup of coffee and your favourite book in our lovely garden with its fruit trees and flowers. The organic and delicious Guldsmeden brunch is included in the rate.
The signature Guldsmeden breakfast is one of our defining assets, and has been a part of us since the very beginning.
The breakfast is completely organic, and the variation and possibilities are endless.
Enjoy an afternoon time-out in our cosy little café, and serve yourself a cup of hot tea, coffee or chocolate, or a glass of fresh organic fruit-juice, with a side of chocolate-chip cookies, nuts, chips and fresh fruit – it´s all on the house!


This represents Islam making war against the U.S., here in the U.S.
As I looked in the direction of the child, I saw a vision in the ocean of a huge golden mosque with its teardrop dome taking up the whole scene. (In other words, the mosque also represents the waves of the sea against Abraham's seed through faith, in the U.S.) The next moment it was gone back to being a raging ocean and a dark sky.
As I watched the child, I thought to myself, where are his parents? Then the child started climbing up the steps in my direction. When he was near me, I could make out what he looked like. He had dark curly hair and he looked like he was six years old. (Six is the number of man and represents Jesus in the Man-child.) Then, I heard a voice behind me, saying, "Look at the black rope". I could not see this rope anywhere and then the dream ended.
ISIS and other radicals have made war throughout the Middle East to overthrow relatively peaceful governments and make war against Christianity. They are now being brought into Europe and this country by a manufactured crisis and covertly to do the same. God is chastening apostate Christianity so that it will repent and return to His Word.
Europe is now in total chaos and I think that you should know about it. I have waited a week or so to see how things will develop and to glean more information before presenting the facts.
As you may know from the media, the flood of refugees into Europe has reached ridiculous proportions and to the extent that Hungary and other Balkan states have closed their borders and Turkey is considering doing the same.
Angela Merkel, in an ill-advised speech to the Bunderstag, welcomed all refugees to Germany and the floodgates opened and, in my view, this was all pre-planned beginning with the Pope's appeal last year for Islam to move closer to Christianity. This was then followed up via the Italian government instructing the Italian Navy to rescue all boat refugees and bring them to Italy.
As a result, it seems that some 8,000 people per day are now entering Europe via various routes. Most of these are young males between 17 and 25. The result is chaos, as you can imagine.
Here in Saarland we have been overwhelmed with refugees, mainly young males but some families. In Lebach, some 10 kilometers from here, a camp for 200 was set up and a further 100 added this last week. The politicians, local government and religious leaders have fallen over themselves to bring them in and cater for them.
And so what is the result? In Ventimiglia near Monte Carlo, the refugees banded together (organised by smartphone) and overran the market and stole or destroyed everything and ransacked the town.
Here in Lebach, a group entered a supermarket and took what they wanted and destroyed the rest. When the Manageress confronted them, they called up their friends and smashed the place to bits. The police arrived but were overwhelmed. The supermarket is now closed.
Yesterday, my friends rang from Weissenfels near Leipzig since two supermarkets and a Kaufland store in Halle suffered the same way. More news is coming in from all over Germany of the same situations. The media report none of this.
Many people have demonstrated against being overrun by immigrants. In Weissenfels, families were thrown out of an eight flat apartment block and 70 refugees moved in. Small towns of some 2,000 to 3,000 people are overrun by some 5,000 to 6,000 refugees.
Much civil unrest is apparent and is just boiling under the surface. Europe is in chaos and the do-gooders have totally lost control of the situation. Islam has overwhelmed us.
For the Syrian and Afghan refugees, I have every sympathy and they need help. They should get it. But for the rest, in my view, the state authorities must be firm and send them back. Perhaps it is too late.
Anyway, I thought that you should know that the situation here is pretty grim and I fail to see how it can be resolved. I can only foresee a police state.
A Senate Committee Thursday grilled officials at the Office of Refugee Resettlement and found they didn't have answers to questions.
The officials either didn't know or refused to provide numbers on how many refugees have become terrorists after coming to the U.S. They also could not give a percentage of how many refugees they could positively identify, before letting them in.
Every year the U.S. State Department works with the United Nations to let up to 100,000 people from third world countries into the United States. Senator Jeff Sessions (R-AL) directly asked the Associate Director for Fraud Detection and National Security, Matthew Emrich, if his department had access to Syrian databases which provide background records on refugees - and he answered no.
Sessions also pointed out passports could be purchased on the black market cheaply and that most refugees come from countries fraught with terrorists.
Emrich also admitted the U.S. accepts refugees from countries that do not have adequate data bases. But he did insist trained officers conduct interviews.
A Senate Subcommittee has a list of people arrested from July 2014 to July 15, who have been charged with terrorist activity. All are believed to have come to the U.S. from Muslim countries.
This review comes as more Senate Democrats and President Obama want to accept more migrants and allow for shorter screening periods. Sessions eluded that Democrats are motivated politically and emotionally, arguing that more refugees should be relocated to Europe, so they will be closer to their homelands. He said the U.S. is doing more than it should.
The U.S. has given $4.5 billion in aid to Syrian refugees in the past three years.


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MISSISSAUGA, ON, July 25, 2018 /CNW/ - Concordia International Corp. ("Concordia" or the "Company") (TSX: CXR), an international specialty pharmaceutical company focused on becoming a leader in European specialty, off-patent medicines, today announced it intends to release its second quarter, 2018 financial results before market open on Wednesday, August 8, 2018.
The Company will subsequently hold a conference call that same day, Wednesday, August 8, 2018, at 8:30 a.m. ET hosted by Mr. Graeme Duncan, Chief Executive Officer, and other senior management. A question-and-answer session will follow the corporate update.
Concordia also announced today that due to the timing of the disclosure of its second quarter results and the desire to have such results approved by the current board of directors, the Company has extended the closing of its previously announced recapitalization transaction (the "Recapitalization Transaction") described in the Company's management information circular dated May 15, 2018.
The Company now expects the Recapitalization Transaction will be completed on or about August 14, 2018, subject to the satisfaction or waiver of all other conditions to the plan of arrangement under the Canada Business Corporations Act (the "Plan of Arrangement") pursuant to which the Recapitalization Transaction is being implemented.
This news release includes forward‐looking statements within the meaning of the United States Private Securities Litigation Reform Act of 1995 and forward‐looking information within the meaning of Canadian securities laws, regarding Concordia and its business, which may include, but are not limited to, statements with respect to the release date of Concordia's financial results, the implementation of the Recapitalization Transaction and the timing of completion thereof and Concordia becoming a leader in European specialty, off‐patent medicines. Often, but not always, forward‐looking statements and forward‐looking information can be identified by the use of words such as "plans", "is expected", "expects", "scheduled", "intends", "contemplates", "anticipates", "believes", "proposes" or variations (including negative and grammatical variations) of such words and phrases, or state that certain actions, events or results "may", "could", "would", "might" or "will" be taken, occur or be achieved. Such statements are based on the current expectations of Concordia's management, and are based on assumptions and subject to risks and uncertainties. Although Concordia's management believes that the assumptions underlying these statements are reasonable, they may prove to be incorrect. The forward looking events and circumstances discussed in this press release may not occur by certain specified dates or at all and could differ materially as a result of known and unknown risk factors and uncertainties affecting Concordia, including risks associated with the delisting and cessation in trading of the Company's common shares on Nasdaq, the inability to negotiate with Concordia's lenders, risks associated with the Recapitalization Transaction including the inability to complete the Recapitalization Transaction or complete the Recapitalization Transaction in a timely or efficient manner, the inability to reach a consensual transaction with holders of the Company's debt, the Canada Business Corporations Act ("CBCA") process not providing the protection sought by Concordia, the final court order (the "Final Order"), from the Ontario Superior Court of Justice (Commercial List) approving the plan of arrangement, not providing the protections or releases sought by Concordia, third parties not complying with the Final Order and taking steps against Concordia and its subsidiaries, the Recapitalization Transaction not being the best financial path forward for the Company, alternatives to the Recapitalization Transaction that may be available to the Company which are better suited for the Company, the inability of the Recapitalization Transaction to position the Company to deliver on its strategic plans, the inability of the new leadership team of Concordia to support Concordia in its efforts to become a leader in European, specialty, off‐patent medicines, Concordia's new leadership team not being a unified team that can execute on opportunities, Concordia's inability to grow or execute its strategic plans post the completion of the Recapitalization Transaction, the lack of opportunities that may be available to Concordia, the inability to address deferred payments as part of any recapitalization transaction, risks associated with developing new product indications, increased indebtedness and leverage, the inability to generate cash flows, revenues and/or stable margins, the inability to grow organically, the inability to repay debt and/or satisfy future obligations, risks associated with Concordia's outstanding debt, risks associated with the geographic markets in which Concordia operates and/or distributes its products, risks associated with fluctuations in exchange rates (including, without limitation, fluctuations in currencies), risks associated with the use of Concordia's products to treat certain diseases, the pharmaceutical industry and the regulation thereof, regulatory investigations, the failure to comply with applicable laws, risks relating to distribution arrangements, possible failure to realize the anticipated benefits of acquisitions and/or product launches, risks associated with the integration of assets and businesses into Concordia's business, product launches, the inability to launch products, the fact that historical and projected financial information may not be representative of Concordia's future results, the failure to obtain regulatory approvals, economic factors, market conditions, acquisition opportunities, risks associated with the acquisition and/or launch of pharmaceutical products, risks regarding clinical trials and/or patient enrolment into clinical trials, the equity and debt markets generally, risks associated with growth and competition (including, without limitation, with respect to Concordia's niche, hard‐to‐make products), general economic and stock market conditions, risks associated with the United Kingdom's exit from the European Union (including, without limitation, risks associated with regulatory changes in the pharmaceutical industry, changes in cross‐border tariff and cost structures and the loss of access to the European Union global trade markets), risks related to patent infringement actions, the loss of intellectual property rights, risks and uncertainties detailed from time to time in Concordia's filings with the Securities and Exchange Commission and the Canadian Securities Administrators and many other factors beyond the control of Concordia. Although Concordia has attempted to identify important factors that could cause actual actions, events or results to differ materially from those described in forward‐looking statements and forward‐looking information, there may be other factors that cause actions, events or results to differ from those anticipated, estimated or intended. No forward‐looking statement or forward‐looking information can be guaranteed. Except as required by applicable securities laws, forward‐looking statements and forward‐looking information speak only as of the date on which they are made and Concordia undertakes no obligation to publicly update or revise any forward‐looking statement or forward‐looking information, whether as a result of new information, future events, or otherwise.


The editors of an upcoming book on transmedia journalism are looking for chapter proposals. The book will comprise double-blind peer reviewed chapters, and it is to be published by IGI Global in 2017.
Further information on the book, and the full call for chapters is available on the publisher's website.


Here is a listing of NASL attendance for the 2016 season, through Oct. 16 matches. These NASL attendance numbers cover regular-season games, but no other matches or friendlies.
This NASL attendance listing is compiled from official NASL game reports, posted on the league's website. We cover only 2016 NASL attendance in league game matches and not friendlies.


BGR FAB: Important Cold Roll Steel Info.
Important Cold Roll Steel Info.
Even though I've worked for various companies in various positions that dealt directly with steel/aluminum fabrication, I've never had any formal training. Therefore, I don't think that I know everything, or that I shouldn't keep trying to learn something new. So, almost everyday, I learn something new about the materials I work or the theory behind how something can be accomplished.
In most of the companies that I have worked for, we almost always used cold rolled steel. Typically cold rolled steel is seen as being a the better material for many application because it's finish is smoother, and the off the shelf tolerances are much more precise. However, I had never been told about a fairly major draw back to this material. Granted, in the work that the companies did, that I worked for, super minimal tolerances weren't necessary. Still, I'm a strong believer that the better you know your materials, the better off you'll be a working them to fit your needs.
Here in the following video, you will learn an important fact about cold roll steel that can help you create a better end product for any of the projects you may choose to start.


I'm setting up a limited user account. I would like it as limited as possible, while retaining the capabilities of: running a handful of programs, and saving files into one folder.
Can I use ACL rules to deny access to all hard drives, and then make an ACL rule on just the needed programs and folders? Is there a better approach?
I have Windows 10 Pro installed on an SSD, and I have an HDD for files.
Side note: How could the limited standard user have the capabilities of updating Windows Defender and Malwarebytes?
Edit: The goal of this is Windows 10 hardening.
First of all, be aware that what you're attempting is extremely difficult to get right. For example, a lot of tools in Windows are in the System32 (and SysWOW64, where applicable) directory, so you might be tempted to deny Execute permission on that directory (except on perhaps a few critical EXEs), but that will prevent loading DLLs that are required for nearly every single Windows program. Some shared / widely-needed stuff is in Program Files as well, so the same risk applies there.
Also note that Windows doesn't make it easy to do stuff like this. By default, any user can bypass directory traversal restrictions (as on *nix, the Execute bit on a directory ACL controls the ability to access the directory's contents, but unlike *nix, this restriction is ignored by default). Also, while Windows ACLs are inherited by default, some items do not use inherited permissions. For example, the C:\ProgramData directory does not inherit permissions from C:\, and by default allows any member of Users (which by default includes Authenticated Users) to create subdirectories and have full control over those subdirectories. This makes it very difficult to create a user account that can only write to one location.
With that said, yes, this is possible. Windows ACLs are validated against a process token in the following order: User Deny, User Allow, Group Deny, Group Allow. Thus, if a user is a member of both an allowed group (such as Authenticated Users, i.e. anybody who logged in using credentials) and a blocked group (such as the built-in Guests, or a custom group you create and perhaps add to Guests), then the user will be blocked. However, if you also explicitly grant the user access in that ACL, that overrides the group protections. This means you can block a group from doing something globally, then grant its members access to specific resources.
An alternative approach to ACLs would be to use AppLocker ("Application Control Policies"), which lets you do things like disable all programs except for a whitelist specified by publisher signature, file hash, or so on. A full explanation of using AppLocker is outside the scope of this answer, but you can find information online, or start playing with it yourself by using Locals Security Policy editor (secpol.msc). Note that messing up badly enough can make the machine unusable. Note that AppLocker is generally only usable on Enterprise-or-better editions.
There's no equivalent (to AppLocker) way to restrict file access, but you can do this using Windows' Mandatory Integrity Control. If you restrict a user to only running a certain set of applications (or only running applications from a certain directory), you can specify that the EXEs (or directory) have a Low integrity level. Any process launched from those EXEs will thus also only be Low integrity, which will prevent it from writing to any file or directory with an integrity higher than Low (by default, everything is Medium integrity). You'll need to be careful this doesn't cause problems - for example, programs that generate log files will need to be able to write to their log directory - but it can be done.
Not the answer you're looking for? Browse other questions tagged windows access-control hardening or ask your own question.
User Account Notification under Windows useful at all?


America's Promise Alliance is the nation's largest network dedicated to improving the lives of children and youth.
Naya Moss, 21, was having a tough time with school and getting the job she wanted until she came across a tech nonprofit, Per Scholas. This blog is part of a series highlighting the stories of young people, in their own voice, who are participating in programs offered by 2015 Youth Opportunity Fund grantees geared toward placing low-income youth on a path towards college and career success. The $3 million Fund is led by the Citi Foundation and America's Promise Alliance.
I still remember the first time I built a computer.
My uncle, a system administrator at a hospital, noticed how much I loved watching him use his computer. At eight years old, he helped me build my own.
"This field needs more women," he said, promising to do all he could to help me succeed.
Growing up in New York City, in a single-parent household, wasn't easy. Having a love for tech, as a woman, wasn't easy. But I was fortunate--I had people like my uncle who encouraged me to pursue my dreams.
It was my first smartphone, the Samsung Galaxy S II, which I broke shortly after my mother buying it for me. With the help of Google and YouTube, I fixed my first phone. This made me want to do and learn more about mobile repairs.
My mother's close friend owned a computer repair business, and he often coached me on how I should start my own. Just like my uncle, he always said to me, "You have the potential and personality to be someone big, someone in control, someone who's going to rule the technology world."
After helping a couple of friends with broken iPhones, at 16 I started a cell phone repair business, now called LilyMint. Repairing cell phones also led me to the world of programming, coding, and web development.
During my first year of college, I continued to run LilyMint and pick up small web design gigs. The income was great, but not enough. My mother began to have a hard time supporting our family. Like many in Harlem, her rent was raised approximately $300 a month, even though her salary stayed the same.
I knew I needed to help my mother. We never went without food, but at times our fridge was so full of white. She began to work overtime to ensure my sister and I lived happily and comfortably. I hated seeing my mom break herself to make us happy.
As I ran my business, babysat, and worked two part-time jobs to help out, college began to fade behind me. I knew I wanted to work in IT, but I also knew I lacked the necessary professional training and certifications.
Given my workload, I was only able to attend classes sporadically and started researching ways to get a job in IT without a degree. I kept stumbling upon Per Scholas, even meeting students who attended the program. It sounded unreal. Free training, free certifications, and an approximate starting salary of $30,000 at your first IT job.
I went to the 9:00 a.m. orientation, passed my panel interview, and my journey began. The training at Per Scholas was exceptional. I learned technical, career, and life skills that weren't mentioned in college. I learned the exact skills to begin my career. My instructor Opo Herrera and career coaches Jose Jurado helped me improve my technical skills, business ethics and leadership development to make me corporate-ready.
At one point, I began to fall behind and failed one of my exams. My classmates came together and helped me get on track, passing my test the second time. My class was like family; everyone at Per Scholas is and will always be family.
I am now 21 and have an awesome career at tarte cosmetics. At tarte, I hold a technical position at a beauty company, the two fields I am truly passionate about. I also live in my very own apartment, and my fridge is always full, never white.
Programs like Per Scholas can make a huge difference for low-income families in the New York City area. Millennials, especially minorities, need the resources and training to succeed in the IT workforce.
Today, as I continue to work in the field that I love, I've re-enrolled in college part-time. I am also a Per Scholas Mentor and Ambassador, and I do it so that I can offer to someone else the same gift that Per Scholas gave to me--exceptional training, motivation and opportunity I needed to succeed.
The Youth Opportunity Fund is part of the Citi Foundation's Pathways to Progress initiative focused on preparing young people to thrive in today's economy. In 2014, the Citi Foundation made a three-year, $50 million commitment to boost the career readiness of 100,000 low-income youth in 10 cities across the United States.
For more stories about programs that are preparing youth for college and career success, check out City Service Corps, Urban Alliance, and Urban League of Metropolitan St. Louis.
*This blog post was originally published on gradnation.org.