Three is the magic number, especially when it comes to pie. Each cool, creamy, chocolatey layer is more delicious than the last.
Finely crush 24 cookies; mix with butter. Press onto bottom and up side of 9-inch pie plate.
Spoon 1-1/2 cups pudding into crust. Stir half the COOL WHIP into remaining pudding; spread over pudding layer in crust. Chop remaining cookies; stir into remaining COOL WHIP. Spread over pie.
How to ServeDip bottom of pie plate in hot water 30 sec. for easy cutting and serving.
Size-WiseA serving of this sweet treat goes a long way on chocolate flavor.


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The Democratic Backsliding and the European constitutional design in error.
The Democratic Backsliding and the European constitutional design in error. : When will HOW meet WHY?
Tadeusz Koncewicz, Tomasz: The Democratic Backsliding and the European constitutional design in error.. When will HOW meet WHY?. 2018.


Bobby Bare is one of country music's most unique artists, with a laid-back vocal style and a free, creative approach that he has used for traditional country ballads, rowdy rockers, folk-story songs, and even children's tunes. Between 1962 and 1983, he charted almost five dozen top-40 country hits. Since then, he has continued to record a variety of compelling material and perform live shows across the nation.
Robert Joseph Bare was born on April 7, 1935, in Ironton, a river town in far southern Ohio. His mother died when he was five years old. His father was unable to care for him and his two sisters, so the younger sister was given up for adoption and the older sister was sent to live with relatives.
Young Bobby stayed mostly with his dad, growing up on a farm. He developed an early interest in music and made a crude guitar out of a coffee can, a stick, and screen wires, using his imagination to improve the sound. Bobby's musical tastes were not limited to country music. Besides listening to the Grand Ole Opry on the radio, he also enjoyed listening to big band music and rhythm and blues.
In his early teens, Bobby left home because he didn't get along with his stepmother, and he went to live with different relatives. He also formed his first band (with a real guitar by this time). His group got a job performing on a radio program that was broadcast in the area around Springfield, Ohio. Later, in the early 1950s, he performed on a bigger radio program based in Wilston, Ohio.
Bobby Bare singing with Willie Nelson and bluegrass great Mac Wiseman. All three are now members of the Country Music Hall of Fame.
In 1953, Bare got a ride to California, playing music to earn tips to pay for gas. His driver said that he knew two famous country instrumentalists there, and he really did.
He introduced them to Bare. One of the instrumentalists, a steel guitarist and record producer named Speedy West, hired Bare to write songs and helped him get a record deal with Capital. Bare had little luck with his recordings there, or with his next label, Challenge. He found more success playing in nightclubs in California—until he was drafted into the Army.
In 1959, while in Ohio waiting to get inducted into the Army, Bare recorded a demo of a self-penned song about his induction, called "The All-American Boy," for Fraternity Records. The demo was released, under the name of Bare's friend Bill Parsons, and reached number two on the pop charts.
After getting discharged from his two years in the service, Bare recorded without success for Fraternity for a short while before getting signed by Chet Atkins at RCA in Nashville in 1962. There, he soon scored two hits with "Shame On Me" and "Detroit City." The latter song was his first top-10 country hit, and it won a Grammy Award for best country and western recording. These early songs had something of a country-folk feel to them.
During the rest of the 1960s, Bare had additional hits with "500 Miles Away From Home," "Miller's Cave," "Four Strong Winds," "The Streets of Baltimore," and "(Margie's at) The Lincoln Park Inn." The latter song, written by Bare's former bass player Tom T. Hall, was controversial because of its frank presentation of adultery. In 1965, Bare used his success and influence at RCA to help get his friend, Arizona-based singer Waylon Jennings, signed by the label.
In 1970, Bare moved to Mercury Records. At that label, he began to record a series of albums featuring songs written by the most creative and original young writers of the day, such as Hall, Kris Kristofferson, Mickey Newberry, Billy Joe Shaver, and Shel Silverstein.
In 1973—back at RCA—Bare recorded and self-produced the album Ride Me Down Easy (titled from the Shaver song). That album set the precedent of artistic control that other artists, particularly Waylon Jennings, would take and craft into the outlaw country-music movement.
Also in 1973, Bare released a double album of mostly Silverstein songs titled Lullabys, Legends & Lies. That concept album included a couple songs featuring the vocals of Bare's five-year-old son Bobby Jr, including "Daddy What If" and the funky "Marie Laveau" (Bare's only number-one song). Another album of mostly Silverstein songs, recorded with Bare's whole family, was released in 1975, titled Singin' in the Kitchen. That album yielded a big hit with the title song.
Additional Silverstein songs with which Bare had hits included "The Winner" and "Drop Kick Me, Jesus (Through the Goalposts of Life)." Other hits during the 1970s included "Sleep Tight, Good Night Man," "Numbers," and "No Memories Hangin' Around" (a duet with Roseanne Cash).
Although not usually associated with the "outlaw" country music of the 1970s (to the same extent as Jennings and Willie Nelson), Bare was actually much in tune with the outlaw philosophy. In fact, he fought for the right to record in his own way long before Waylon and Willie did the same. Bare recorded albums in his own unique style, often using unusual instrumentation and material by non-country artists, such as Bob Dylan and the Rolling Stones. His songs received quite a bit of airway on FM rock radio.
Bobby Bare on stage at the George Jones Tribute Concert along with Stonewall Jackson, John Conlee, Jim Ed Brown, Bobby, Jimmy C. Newman and the great "Whispering Bill" Anderson.
From 1983 to 1988, Bare hosted his own music talk show on TNN titled Bobby Bare and Friends. The popular show focused on interviews with songwriters.
In 1998, Bare recorded an album of Silverstein songs titled Old Dogs with his friends Jennings, Jerry Reed, and Mel Tillis. Most of the songs focused on the idea of aging.
Waylon Jennings singing "Rough on the Living" from the album Old Dogs, with Bare, Jerry Reed, and Mel Tillis.
Bobby Bare taping a TV show interview at the Willie Nelson and Friends Museum.
The album Things Change, a collection of country songs featuring a duet with Chris Stapleton on a new version of Bare's classic "Detroit City," was released in 2017. This album also includes "Trophy Girl," the last song written by much-admired Texas songsmith Guy Clark.
Bobby recently stopped by the Willie Nelson and Friends Museum recently to do a TV interview in support of the release of this great new CD.
Everyone had a great time that day and many customers were not only surprised, but very happy to got to meet the great Hall of Famer. Bobby is not only a great talent but a very nice and funny guy who is a joy to be around.
Bobby Bare was elected into the Country Music Hall of Fame in 2013 and continues making great music and of course, fishing… Bobby also sometimes joins his son, Bobby Bare Jr, on the younger Bare's alternative rock/country albums.
Bobby Bare's official website, his Country Music Hall of Fame induction and his discography.


This nice action-packed game offers you single mode with exciting campaign or online experience. The missions are interesting and imply a battle against the boss at the end of each stage. Earn money and equip your hero with the best stuff to face the growing danger. Good luck!


Your visit to Corning, NY isn't complete without visiting both The Rockwell Museum and The Corning Museum of Glass — two world-class museums based in charming Downtown Corning. Purchase a combination ticket and save up to 10% on your experience. Kids 17 and under are always free to both museums.
The pass is valid for the whole day, and the free shuttle bus will bring your group from doorstep to doorstep and to Corning's delightful dining and shopping options. For group tours, your bus driver only needs to park once at one of our conveniently located FREE bus parking spaces.
Art about the American experience — the people, land and ideas that shape America through the eyes of American artists. The diverse collection of original American masterpieces includes a mix of contemporary Native American art alongside traditional bronze sculptures, landscape paintings and other works that embody America and the migration west. Specialized Art Hunts and the KIDS ROCKWELL Art Lab make our museum the perfect destination for all ages. The Rockwell is named for our founding collectors, Bob and Hertha Rockwell, local business owners who amassed an incredible collection of American art and artifacts. Allow 1 – 1.5 hours.
At the world's largest glass museum, you can see glass, see glass being made, and even make glass yourself! Browse 35 centuries of glassmaking history in the collection galleries, then explore the new Contemporary Art + Design Wing, which houses large-scale works from the last 25 years in glass. Watch glass come to life before your eyes in the recently-added Amphitheater Hot Shop, the largest space in the world to watch a live Hot Glass Demo. Be inspired to create your own glass masterpiece during a 40-minute Make Your Own Glass workshop at The Studio. Allow 3-4 hours for your visit to The Corning Museum of Glass.
Ride the FREE shuttle around Corning, New York and plan 'unstructured' free time for your group to shop, stroll and enjoy Corning's charming downtown. All within steps of The Rockwell Museum, Historic Market Street is the home of many unique eateries and shops.


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Q: How to place "spacer view"? I've read quite a bit about spacer views - they seem very handy in utilising all this auto layout stuff.
I understand all of the concepts behind them, that's fine... I'm looking to practice with them now but before I could even get started I've found myself getting stuck on a more fundamental issue that's really doing my head in... maybe I'm too tired.
How do I actually place a spacer view? I'm looking for some drag and drop, native kind of thingy... but I can't see any "spacer view" in the object browser.. do I have to create this view myself? Where does it come from?

A: Spacer views are just standard UIViews.
If you want to make them easier to use in IB then give them a coloured background and make them visible but in the runtime attributes give them a Boolean...
Hidden = YES;
That will hide them in the actual app.
The reason they are used with auto layout is because you can't create equal spaces. A space is the gap between two objects. It isn't an object itself so you can make two spaces equal (for example).
But you can replace the spaces by instances of UIView and now you can give these UIViews equal widths or heights. Make them hidden and the constraints still act on them but they cannot be seen.

A: There's a simple "UIView" widget you can drag and drop from the lower-right corner area of Interface Builder. I don't believe there's any official "spacer view" terminology in Apple's kit...

redpajama_set_name: RedPajamaStackExchange


Our ladies just finished a 7-week study from Priscilla Shirer, Armor of God. It was a time of great growth and sweet fellowship. Stay tuned for information on future Bible studies.
There are times when attendees of KLBC find themselves in need of meals and/or care, and the ladies of the church are always willing to help. If you are interested in being a part of this special ministry, please contact the church office.
Our Worship Team and Band practice each Thursday evening to prepare for Sunday Worship Services. Ladies of the church join together to provide a meal for them each week. Would you like to help? Please contact the church office.
If your area of giftedness is in administration and organization, you might assist in the office from time to time with special projects. Please let the church office know if you are willing to help.


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The Lord of the Rings: The Fellowship of the Ring (2001) – Review
On April 13, 2018 September 27, 2019 By Perpetually Past DueIn Film, Film Review, Writing
The Lord of the Rings: The Fellowship of the Ring (2001)
Directed by Peter Jackson
Written by Fran Walsh, Philippa Boyens, and Peter Jackson; based on the novel by J. R. R. Tolkien
Cast: Elijah Wood, Ian Holm, Ian McKellen, Sean Astin, Dominic Monaghan, Billy Boyd, Hugo Weaving, Viggo Mortensen, Sean Bean, Orlando Bloom, and Jon Rhys-Davies
Length: 2 hours and 58 minutes
Genre: Adventure, drama, fantasy
Description from IMDB:
"A meek Hobbit from the Shire and eight companions set out on a journey to destroy the powerful One Ring and save Middle-earth from the Dark Lord Sauron."
Frodo Baggins (Elijah Wood), an unassuming Hobbit from the Shire, is thrust into a world of danger when his uncle (Ian Holm) passes down a ring of power; a weapon used by the dark lord Sauron thousands of years ago in an attempt to rule the world. He is aided by the wizard, Gandalf (Ian McKellen), and fellow Hobbits Samwise Gamgee (Sean Astin), Merry (Dominic Monaghan), and Pippin (Billy Boyd) as they try to take the ring into safe hands. After side-adventures and trials, they arrive at the court of Lord Elrond (Hugo Weaving) in Rivendell where it is decided that a fellowship of the free peoples will try to take the ring back into Mordor to destroy it. The other members of the Fellowship are the ranger Aragorn (Viggo Mortensen), captain of Gondor, Boromir (Sean Bean), the elf Legolas (Orlando Bloom), and the dwarf Gimli (Jon Rhys-Davies). The group sets off on an adventure that will challenge them as and this installment is only beginning.
Oh you know; just chillin' in some roots.
The prologue of the film gives exposition and world building to bring audience up to speed, including the events of The Hobbit and how Bilbo came to have the One Ring. However, the story does take a bit of time to get off of the ground since the relationships between characters need to be established and the world must be built. Being the first film of a trilogy, this can be forgiven since the audience has to become invested in the characters before events that cause considerable change, occur.
The Fellowship of the Ring is a story of friendship and camaraderie overcoming the lust for power. The Hobbits all start as a little more than acquaintances and end up becoming closer through their shared hardship. The fractured relationship between Aragorn and Boromir is mended in the end, though at a mortal cost. Legolas and Gimli begin with prejudices against each other, but come to respect one another as the journey continues. The story has some heavy implications in the actions of the Fellowship, so it is necessary that the Hobbits bring comic relief at times, and it this done in a way that doesn't undercut the darker content of the film.
I'd vacay there.
The special effects used in the film still hold up well by today's standards. The film makes great use of forced perspectives in order to take advantage of having two characters on screen of vastly different size (Frodo and Gandalf, for example) and using the camera's angle, sight-lines, and distance to create the illusion. CGI is used, but often to augment miniatures in the form of aerial shots of Barad-dûr and Lothlórien. The lovely costume and set design of the film also speaks to the detail put into the visuals that help to create the credibility of Middle Earth. Each culture has its own unique pallet and style; the Hobbits wear earthy tones and live an agrarian lifestyle, the elves use leaf motifs and flowing lines, while the dwarf halls contain rigid and rectangular masonry that is mirrored in their armor. Howard Shore really doesn't get enough credit for the amazing work he did with the motifs in the soundtrack. I still get chills when hearing the Shire's theme and the way the musical references weave throughout the background imparts the importance of sound in film. Both music and sound-effects themselves carry this load, such as the how The One Ring, which would normally make a light, clinking sound, falls with a heavy thud to demonstrate the burden it is upon the bearer.
This was my first time watching the standard edition of the film in over six years, so it seemed to fly by since I am used to the extended cut. There isn't too much lost from the extended edition, but what was left out is easily missed while watching the theatrical version. There is character development that was cut in favor of progressing the plot forward, and though it isn't as big of a case in the first film as it is in the sequels, it still made me wish for the longer cut. I actually didn't see the first film until months after its release (even going so far as to skip the part of a friend's birthday party where they went and saw it in theaters because I was an easily frightened child); however, I soon became enamored with the world and the quality of the film, seeing the following two movies in theaters and watching them more times than I can count. As an adaptation, I think The Fellowship of the Ring is successful in its ability to bring new fans into the franchise (I definitely wanted to read the books after seeing the movies, though that wasn't accomplished until my early twenties).
Verdict: 4 close-ups of Frodo fondling the One Ring out of 5
Recommended for: Those who like golden rings, those who enjoy film adaptations, those who didn't like the Hobbit movies, fans of the Lord of the Rings series of books, those who enjoy fantasy films, and those who like walking.
Not recommended for: Fans of Tom Bombadil, Tolkien purists, those who loved the Hobbit movies, or those who dislike walking.
FantasyFilmsMovie AdaptationsMovie reviewMoviesPeter JacksonThe Fellowship of the RingThe Lord of the Rings
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17 thoughts on "The Lord of the Rings: The Fellowship of the Ring (2001) – Review"
mrericness
I'm always amused by your recommendations, but I now seem to have 'Tom bom/jolly Tom/Tom Bombadillo' running through my head'
Haha, that wasn't my intention!
H.P.
I'm rereading the book for what I am pretty sure is the first time since before I saw the first movie in the theaters…which would be the longest period in my life ever not reading The Lord of the Rings. Cut Tom Bombadil sure…but it hurts to lose the Old Forest and the Barrow Wights. Of course if you're going to complain about a slow start, the book is positively glacial in comparison. My biggest complaint, though, is that the movies really do an injustice to Pippin and Merry.
I've never seen the extended versions, but I finally broke down and picked them up on blu-ray. (I also picked up the Hobbit trilogy on blu-ray. I chose…poorly.)
I definitely agree that, by comparison, the movie is a sprint in terms of pace. Maybe it's because I saw the movies before reading the books, but I don't see how the Wights and Old Forest could be present without taking too much focus from the main narrative in the way the film is structured.
Haha, we all make mistakes! I think you'll enjoy the extended editions since they have more content that, I think, makes better connections and creates a more full story.
I'm not sure I have seen the extended cut 😮 I have the DVDs so I'll have to put them on and watch the extended version. I usually watch them around Christmas, but that is usually because they're on TV.
'4 close-ups of Frodo fondling the One Ring out of 5' hahaha 😀
I really think they are the way the movies should be seen; not to take away from the theatrical cut, but they do include a lot of content that enriched the world and character motivations.
Great review! I couldn't count how times I have watched these films, but I completely agree – they still completely stand up to today's graphical expectations. They must have been absolutely groundbreaking at the time and are, in my opinion, still some of the greatest films around.
OlaG
I will be the odd duck here – I didn't enjoy the movies and I still believe they do injustice to Tolkien's work (which I've read for the first time years before I watched the movies ;)). Of course, they're immeasurably better than Hobbit movies, and not so bad when taking into account only the film side of things, but I believe that if an author very clearly and on many occasions forbade making movies based on his books, jumping at the first opportunity after the copyright expired seems like a really low blow.
hahaha love your "for/not for" section as usual- I definitely fit into the "for" and I couldn't stand the Hobbit movies. Great review! I really do think that the CGI stands up to today's standards (but I'm totally biased, because these films are my favourites 😉 )
bookheathen
Apart from the omission of Tom Bombadillo, it was remarkably true to the book. The introductory scenes were a clever addition.
garethrhodes
Is it really 3-hours long? I remember seeing it large in the cinema and being transported in that way that only a movie can achieve.
I feel like that's the difference between the LotR movies and the Hobbit movies; the former whisk you into the world, while the latter really wears after a short while.
Hard to believe it has been seventeen or so years since Peter Jackson's first Lord of The Rings movie transported us to Middle Earth. The Hobbit movies had very good parts to them and parts that felt like a Super Mario Bros version of Middle Earth. That barrel ride down the river in the second movie is a good example of Nintendo Middle Earth.
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I had set myself up for a busy weekend of racing: I entered both the 1500m run at the Jim Bush Invitational and the State Street Mile. With these two races within the span of 17 hours, I knew that my race tactics would play a major role in the outcome of my races. The 1500m at the Jim Bush was slated for a 5:45pm start time on Saturday, June 3rd.
1500m races tend to be aggressive and crowded at the start, so I decided to tuck in the first lap, running in the back half of the field so the other competitors could jostle for position and break the wind, while I expended as little energy as possible. After coming through 800m at 2:00 flat, I moved myself up into the top 3 and remained there leading into the final 150m of the race. I was able to pass one runner, moving into second, and was challenging for the lead the final 100m, but unfortunately I was unable to secure the victory and had to settle for 2nd place.
I was still pleased with the outcome as I ran a season best time of 3:44.57 just a few seconds away from my personal best. After my cool down, I was headed home to Santa Barbara to rest before the State Street Mile began at 10:25am on Sunday June 4.
My body, and more importantly, legs were able to recover well from the 1500m that I ran less than 24 hours earlier; by the time the State Street Mile began, I was feeling confident and relatively fresh.
For the State Street Mile, pacing is a bit tricky because the entire race is downhill, so splits tend to be much faster than what I am used to hearing on the track. The first 400m was covered in 56 seconds, but then the pace slowed, and we came through 800m at 1:59, which is slow considering the course. Not too soon afterwards, fellow competitor David Cardona, made a strong move and the race was on. I was focused on sticking with him and I was unable to hear the 1200m split.
I began making my move. With 300m to go, I was able to pass Cardona, took over the lead and finished, winning with a time of 3:54. I was pleased with both performances over the weekend and it gave me great confidence going into my next competition, the 5,000m at the Portland Track Festival.


Who is responsible for the sale's description?
The Sheriff's Department relies on information submitted to it by the Plaintiff in preparation for the Sheriff's sale and deed. It is the purchaser's responsibility to check the real estate and its legal description for any encroachments and/or deficiencies in order that the Sheriff's deed complies with the Standards for Land Conveyances in Lorain County.
Copies of these Standards for Land Conveyances are available in the office of the Lorain County Auditor.
PLEASE note that starting with the sale ads of 03-25-2009 the legal description of the property will not be included on the sale ad. A complete description of the legal can be found at the following locations.


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Samsung SDS strong debut frees cash for Lee's successors
Saturday, 15 Nov 2014
Samsung SDS became the 5th most valuable company on the South Korean bourse with a market capitalisation of about US26bil as of yesterday's opening.
SEOUL: Shares in Samsung SDS Co Ltd, the IT services arm of the Samsung Group, doubled on debut, unlocking US$5bil for the conglomerate's three heirs as they plan a generational succession at South Korea's dominant conglomerate.
SDS is 19.05% owned by the three children of Samsung Electronics Co Ltd chairman Lee Kun-hee, 72, who has been hospitalised since suffering a heart attack in May.
While the children did not sell any of their shares in SDS's US$1.1bil initial public offering (IPO), analysts said the listing put a value on their holdings and would free up cash to pay inheritance taxes or increase holdings in group companies.
"It's not a company that's near the top of Samsung Group's ownership structure. It is the company most fit to maximise profits for the group's major shareholders," said Eugene Securities analyst Yoon Hyuk-jin.
SDS became the 5th most valuable company on the South Korean bourse with a market capitalisation of about US$26bil as of yesterday's opening. With its strong debut, the Lee heirs' stake value is close to an expected inheritance tax bill of up to US$5.5bil.
The SDS listing was South Korea's largest since May 2010 and will be followed by the expected US$1.2bil to US$1.4bil December IPO of the Samsung Group's de facto holding company, Cheil Industries Inc.
The Lee heirs, including Samsung Electronics vice-chairman J. Y. Lee, own 41.8% of Cheil. At the top of Cheil's indicative 45,000–53,000 won per share IPO price range, their combined stakes would be worth 2.8 trillion won (US$2.55bil).
SDS's first-day jump had been expected.
Given the Lee siblings' large ownership stakes, investors expect it to add new businesses or boost dividend payouts to increase the value of the family members' stakes – a pattern seen at other South Korean conglomerates, known as chaebol.
Hyundai Glovis, a non-core Hyundai Motor Group affiliate 32%-owned by group heir apparent Chung Eui-sun, and SK C&C, an IT services company 33%-owned by the chairman of SK Holdings, saw revenue or dividend payouts climb after going public.
Also, just 7.9% of SDS shares were sold in the IPO, creating a scarcity premium for what is expected to become a key constituent of Seoul's main Kospi index.
"This company has good business categories. It will continue to add value, revenue and market capitalisation, eventually helping with the succession," said Kim Hyun-su, a fund manager who invested in Samsung SDS shares at IBK Asset Management.
SDS opened trade at 380,000 won, valuing it at about 29 trillion won, compared with an IPO price of 190,000 won. The stock lost some ground to 342,500 won as of 0452 GMT, but remained more than 80% above its IPO price.
SDS, which also provides logistics services, generates about 80% of its sales from group affiliates, including about 65% from Samsung Electronics and its subsidiaries.
That dependency dented earnings in the July–September quarter, when SDS reported a 131.4 billion won operating profit, down 9.3% on the year, partly due to fewer shipments of Samsung Electronics products.
Still, SDS is seen as having room to grow, as it handles less than 20% of Samsung Electronics' logistics in the European and the North American markets.
SDS's biggest shareholder is Samsung Electronics with a 22.6% stake. — Reuters
Tags / Keywords: Business , Samsung , IPO
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Children Talking, Adults Listening
Practical experiences in implementing child participation
What are the reasons for making children's voices an integral part of a business's processes? What are the benefits and challenges of implementing children's participation? These questions were discussed by speakers representing various sectors at the Global Child Forum at the Royal Palace in April 2018: HRH Princess Laurentien of the Netherlands, Founder of Missing Chapter Foundation; Anna Maria Corazza Bildt, Member of the European Parliament and Johan Dennelind, Chief Executive Officer at Telia Company.
Ten years ago, Telia Company, a telephone company and mobile network operator, noticed an increase in the digital lives of children. Recognizing the importance of this issue, they set out to do more to protect children and young people online using a three-pronged approach. First, they proactively blocked child sexual abuse material. Second, they used software that detected and reported child sexual abuse material on internal IT systems. Third, through outreach and engagement, they shared knowledge and experiences to bring others on board.
Wanting to move beyond those measures, two years ago, the company launched the Children's Advisory Panel (CAP) with a purpose of listening to children to better understand their perspectives on online and digital life. Hearing what children have to say about the opportunities, challenges and benefits of life online helps the company improve its approach to children as tech users, and it's good for business. "They give us insight," said Johan Dennelind, "but that's not why we were originally doing it. That's a spillover, and we shouldn't be shy in talking about this. They're future customers and stakeholders, so there's a real business meaning. Otherwise, it would not be sustainable."
"(Children) give us insight, but that's not why we were originally doing it. That's a spillover, and we shouldn't be shy in talking about this. They're future customers and stakeholders, so there's a real business meaning. Otherwise, it would not be sustainable."
Johan Dennelind, CEO, Telia Company
Co-creating solutions
HRH Princess Laurentien of the Netherlands, shares Telia's concerns about children's online safety. Along with colleagues in business, she is working to redefine the rules of conduct online. She believes adults need to recognize that they, too, have online concerns. "If we're not building a movement that includes a number of companies, co-creating with children and families, and helping families redefine interaction, we're creating a crisis of empathy."
Anna Maria Corazza Bildt, addressed the role of government in allowing and encouraging child participation. According to Bildt, the European Parliament gives a public voice to children. "We invite children and their representatives… We make it our priority to mainstream children's rights in all the work we do."
Bildt's experience has taught her that, by focusing on children, acquiring their input, and being willing to work across political lines, ideologies and nationalities, positive change can be brought about.
She offered instances when children had input into policies. For Safe Internet Day, for example, Bildt and two commissioners put children at the forefront, inviting children to speak, taking notes, learning from the children. "We were really listening. We are devising our policies based on what they told us."
On November 20th, International Children's Day was hosted in the European Parliament. Children put questions to the adults, including representatives from UNICEF, Eurochild and various government officials. "From this year on, we will do it in plenary, and 700 children will be taking over the plenary of the European Parliament and driving policy for the day. It's a Europe-wide participatory process."
In addition to listening to children when making policy, Bildt said, "We listen also to children outside the EU, because we are the biggest power in the world when it comes to humanitarian development and civil liberties." Recent listening sessions have included trips to Niger to talk to girls returning from slavery in Libya, and with boys who had been working in Libya, Nigeria or Morocco. "We asked them how to combat trafficking. We listened to them, and we integrated what they said into policies."
Princess Laurentien believes there's a reason that most companies have difficulty implementing inclusion and participation: "It's not only also bringing in children to talk about the issues affecting them. It's being ready to share your business dilemmas with children." Although child inclusion initiatives are to be applauded, adults tend to underestimate what it takes to really hear what children are saying.
Case in point: children advising municipalities on the issue of child poverty in the Netherlands. When adults think of children living in poverty, the impulse perhaps is to provide goods. But the Princess reported that, once the dialogue with the children began, the adults learned otherwise: "Children tell us it's not about goods. It's about being bullied at school, about feeling ashamed, about parents feeling ashamed. So, that's what we should fix first." The outcome of listening to children, then, can be insights about new ways to deal with old problems.
Global Child Forum Report 2018
Investing in every child starts when business and investors recognize their influence on children. At the 10th Global Child Forum at the Stockholm Royal Palace, we discussed these matters. But we also listened. Read the Forum report to be inspired, take part of case stories and to learn more about how your business can take action to support children's rights.
Explore more resources!
& Consumer Goods
& Child labour
Two Girls get a New Start and Skills through Remediation
CCR CSR, The Center for Child Rights and Corporate Social Responsibility, supports two girls from Myanmar getting back to school.
Children's Voices - Vietnam story
This is Tran Thanh Nam, a former bartender and current employee at Cuong Phat Pottery Company in Binh Duong, Vietnam. At the tender age of 15, Nam decided to drop out of school and the world of education behind. "I wasn't very mature back then" he says. When Nam left school, finding a decent age-appropriate job was difficult, leaving him with no option but to take high-risk jobs like bartending until late at night. But since early 2018, Nam, now 17, has been working at Cuong Phat Pottery Company. The factory is taking part in a youth development programme which creates opportunities for out-of-school youth such as Nam. This has been a new chance for Nam, changing his life. This is one of four stories profiled in, "Four countries. Four stories" - a film collaboration between Global Child Forum and CCR CSR. The video gives voice to children who talk about the impacts of businesses on their lives. #ChildrensVoices
Children's Voices - Myanmar story
15-year-old Warwar Nwe was just ten years old when she had to drop out of school. "My father had to go to Yangon to get medical treatment and so, our whole family came along with him to Yangon," she says with a sense of sadness. In Yangon, Warwar Nwe missed her old life: "I felt very sad and cried. I couldn't see my friends and teachers anymore." But when Warwar Nwe was 14 she heard about a garment factory recruiting young workers. This is the story about how a business initiative positively can change the life for children. It is one of four stories profiled in, "Children's Voices" - a film collaboration between Global Child Forum and CCR CSR. The video gives voice to children who talk about the impacts of businesses on their lives. #ChildrensVoices
& Europe and Central Asia
Children's Rights and Business Atlas
Businesses, investors and organisations alike need to understand how their actions impact children's rights across the globe. The Children's Rights and Business Atlas, developed with UNICEF, is the first comprehensive resource to guide companies in assessing risks to children within industry sectors and regions of operation.
ISS - Managing risk as a business model
ISS is one of the world's leading facility services providers, employing approximately 500,000 people across 5 continents. This Deep Dive explores the policies the corporate group has put in place to safeguard children's rights. From the supply chain to their direct business operation in for example schools and kindergartens, the company is taking measures to address risks posed to children.
"It's not about the adults setting restrictions on their interactions with children: it's the children who set their own boundaries and the adults have to understand how to act in respect of that." Lo Hjorth, Director People & Culture, ISS Facility Services AB, Sweden
Global Child Forum Report
On Wednesday, April 11, the 10th Global Child Forum 2018 was held at the Stockholm Royal Palace. Over 300 participants from around the world gathered to discuss child rights issues. Participants represented global companies, financial institutions, civil society, the UN, academia and government.
Clothing brands play an important role in tackling child labour
Clothing brands can learn from their peers who dare to be honest about detecting child labour in their supply chains by knowing the risks, limiting them, and taking action where necessary. As fashion designers take to the runway during New York Fashion Week, Sophie Koers, Associate Director of Fair Wear Foundation, reminds us that all that glitters is not necessarily gold.
Listening to children: Incorporating their voices in business decisions
At the 10th Global Child Forum, Fauza and Kesia, two youth workers and members of the Indonesian Children's Advisory Committee shared their message to business on behalf of the world's working children.
IKEA's Alinde Melin talks about how we can involve children in our businesses
In this video Alinde Melin, Global Children's Rights Leader at Inter IKEA Group, shares what her recommendations are for companies that would like to start involving young people in their business. This video is part of a series of interviews with leading experts in the field. They were asked about the importance of child participation and business.
Children's Voices - China story
Rongxuan has no memory of the day his mother left him behind with his grandparents so that she could return to work in Dongguan. At the time, Rongxuan was only two months old. But today, thanks to a business initiative, Rongxuan and his mother have something to celebrate. Theirs is one of four stories profiled in, "Children's Voices" - a film collaboration between Global Child Forum and CCR CSR. The video gives voice to children who talk about the impacts of businesses on their lives. #ChildrensVoices
Children's Voices - Four countries. Four stories.
In a world where big ideas about children's rights are presented at high-level events, seminars and workshops, the voice of the children themselves is often conspicuously absent. Global Child Forum and CCR CSR have proudly produced a short-film that gives a voice to children, while at the same time inspiring businesses to invest in child rights. This full version film includes four short stories shot in four different countries: China, Vietnam, Bangladesh and Myanmar. Each story can also be found as a short film. Global Child Forum and CCR CSR appreciate if being referred to if/when the films are being showcased in channels or at events where we are not present. #ChildrensVoices
Improving family life: How Chinese factories help workers, their children and their business
"My husband and I came out to work for our children but we couldn't take them with us. We don't have the time to take care of them or to cook for them…so we left them with their grandparents," said Liu Jing*, a factory worker whose three children live with their grandparents in a village in Hunan, China. She is part of the "247 million" – the number of people who have migrated for work in China. She has been a factory worker for the past ten years, and like many in her situation, only returns home a handful of times throughout the year to see her children. If her situation can be represented by a number, so can her children's. They belong to the "61 million", the estimated number of children in China who grow up without one or both parents present. Behind these numbers however, are stories far more intricate, stories that have implications not only for society but for businesses as well.
Standard Chartered: Empowering girls to be agents of change
Standard Chartered is a leading international banking group. Many of the locations in which they operate are low income countries with high levels of gender inequality. The bank is therefore taking action to make positive social and economic contributions. Since 2006, they've supported girls, to take on leadership roles in their communities through the Goal program. "We are asking ourselves:
'How can we use the bank's resources to help these girls reach their aspirations?'" Natasha Kwakwa, Program Director, Goal Standard Chartered In this Deep Dive, we delve deeper into the Goal program in order to understand its background story and key features. The insights are based on interviews with company representatives and publicly available resources. As part of our research on corporate children's rights programs, we have also developed a guide for companies: "Corporate Children's Rights Programs – Guidance and Best Practice".
Children´s Rights and Business Atlas - Introduction
Businesses, investors and organisations alike need to understand how their actions impact children's rights across the globe. The Children's Rights and Business Atlas, developed with UNICEF, is the first comprehensive resource to guide companies in assessing risks to children within industry sectors and regions of operation. Through indices, global interactive maps and country scorecards, the Atlas provides a quantitative assessment on the degree to which children's rights are protected within 195 countries and across 5 industry sectors.
Alinde Melin talks about how children's ideas and perspectives influence IKEA
In this video Alinde Melin, Global Children's Rights Leader at Inter IKEA Group, shares how children's ideas and perspective influence IKEA. This video is part of a series of interviews with leading experts in the field. They were asked about the importance of child participation and business.
Alinde Melin talks about why IKEA includes children's voices in their work
In this video we asked Alinde Melin, Global Children's Rights Leader at Inter IKEA Group, why IKEA has chosen to include children's voices in their work and what's in it for them. This video is part of a series of interviews with leading experts in the field. They were asked about the importance of child participation and business.
Child Labour Policy: An integrated approach
The world has taken on a tremendous task: to eliminate child labour. Global Goal for Sustainable Development no 8: Decent Work and Economic Growth states that by 2025 child labour in all its forms shall be eliminated. This is ambitious as the target is supposed to be reached five years earlier than 2030, the end date for the Global Goals as a whole. At the same time, the latest report on child labour from the International Labour Organization (ILO), shows that even though child labour is on the decline, it's not declining fast enough, and in recent years, the pace has slowed considerably. At the current rate, the ILO estimates that by 2025, 121 million children will still be in child labour. So, what are we doing wrong? And more importantly, how can we improve, so that child labour can finally be a thing of the past?
Guide to a Child-centred Labour Policy
What makes for a good child labour policy? Despite the fact that businesses are more aware of and increasingly proficient in developing responses to child labour risks, our findings raise concerns around the actual impact of the policies in place and their implementation throughout operations and supply chains. To provide guidance on these issues, this study presents a set of 10 business approaches to combat child labour together with examples of business practices that show promise. These approaches aim to provide innovative pathways for companies that want to begin their journey of responding to child labour risks, ensuring they comply with their responsibilities, and then continue on, achieving increasingly sustainable methods to support accountability for eradicating child labour.
Norsk Hydro Brazil's journey towards social responsibility
Norsk Hydro entered Brazil in 2011 with a long history of fostering healthy communities that grew up around its operations in Norway. The company therefore had no small sense of the responsibilities of being an actor with an enormous impact on the lives of its workers and neighbours. The difficult history and operating environment of the Amazon region, however, challenge Hydro's commitment to go "beyond compliance" to make a positive difference – particularly with regard to vulnerable populations, including children. This case study is no. 3 in a series of company reflections for Global Child Forum on how companies address children's rights and child-related issues. All our reports and case studies can be found in our Knowledge Center.
Children´s Rights and Business Atlas - Workplace
The Workplace Index measures child labour and decent work for young workers, parents and caregivers. Businesses, investors and organisations alike need to understand how their actions impact children's rights across the globe. The Children's Rights and Business Atlas, developed together with UNICEF, is the first comprehensive resource to guide companies in assessing risks to children within industry sectors and regions of operation.
MILLICOM: Making the internet safe again
Millicom is an international telecommunications and media company and offers a wide range of digital services primarily under the "Tigo" brand. Through their due-diligence and community initiatives, the company is committed to mitigating potential risks to children posed by their operations. Millicom also engages with the communities in which they operate in an effort to promote the opportunities technology can offer children and build awareness of children's rights. This Deep Dive is part of our series that looks at how companies find solutions and harness opportunities that create meaningful change.
CELESC - A multi-faceted approach to children's rights
Centrais Elétricas de Santa Catarina – CELESC, provides large areas of the Brazilian state of Santa Catarina with electricity. As a partially state-owned service provider, the company has strong ties to the local communities that they serve, and has identified a number of ways to make a direct contribution to children's rights. This Deep Dive is part of our series that looks at how companies find solutions and harness opportunities that create meaningful change.
"As a big company with operations in a large geographical area, we have the opportunity to reach many people and make a difference in society." Regina Schlickmann Luciano, Socio-Environmental Responsibility Advisor, CELESC
(Image/photo credit: CELESC)
Grupo Telecom: Protecting children online is all about education
As one of the leading providers of telecommunications services in Argentina, Grupo Telecom is conscious of their impact on the everyday lives of their customers. Understanding that children and adolescents are important users of their services, the company has identified protection online as a management priority. This Deep Dive is part of our series that looks at how companies find solutions and harness opportunities that create meaningful change.
"In the era of mobile connectivity, where children have access to multiple devices, it's vital to equip them with a critical judgement that provides them with the necessary resources for their protection. It is also important that parents and adults can guide children in the responsible use of technology, so that they can learn in a safe and constructive environment." Pedro Lopez Matheu, Director of Government Relations
Communication and Media, Grupo Telecom
(Image/photo credit: Grupo Telecom)
Children's Voices - Bangladesh story
This film is about Nadiya, 2, and her mother Nasima Begum, 29, who is a garment worker in Dhaka, Bangladesh. Although factories in Bangladesh are legally obligated to provide daycare for young children, most do not comply with the law, thereby excluding mothers like Nasima from the labour force. However, this film showcases the positive affects business can have when supporting children's rights in the operations. This is one out of four stories presented in "Children's Voices" - a film collaboration proudly produced by Global Child Forum and CCR CSR. The video gives voice to children who talk about the impacts of businesses on their lives. #ChildrensVoices
Building Bridges to a Brighter Future
Deutsche Post DHL Group and SOS Children's Villages have been partnering since 2011 in an initiative called GoTeach to help disadvantaged young people bridge the gap to the world of employment.
Children's Rights: The ultimate definition of sustainability
Children's rights are an essential investment in a sustainable future. Safeguarding these rights helps build the strong, well-educated communities that are vital to creating stable, inclusive and productive societies. The private sector impacts children's lives both directly and indirectly, and all companies in all industries – global, regional or local – can make a difference. Business activity influences the daily life of children in a number of ways, from impoverished communities where children are held back from getting an education because they need to support the family with their income, to the marketplace where children react to marketing messages and learn about the world via the many products surrounding them. Companies that want to take part in the movement pushing sustainable development forward, creating the world that we together have formulated in the Sustainable Development Goals and Agenda 2030, need to safeguard, empower and consider the opinions of those we should be creating that world together with. Considering children's rights holds the possibility of enriching your business and easing your way into the challenges of the future. Read these statements from companies and businesses that have incorporated a child rights approach into their work.
Managing Community and Environmental Impacts
How can businesses work effectively with communities, NGOs and governments to mitigate their negative impacts on local communities while increasing their social contribution? This question was discussed by the following panellists at the Global Child Forum at the Royal Palace earlier this year: Brian Ganson, Head at the Africa Centre for Dispute Settlement, University of Stellenbosch Business School; Nina Schefte, Corporate Social Responsibility Manager at Norsk Hydro and Simon Lord, Chief Sustainability Officer at Sime Darby Plantation Berhad. Additionally, Professor John Knox, former UN Special Rapporteur on Human Rights and the Environment, shared some of his recent findings.


P&O Ferries (click here for their web site) operate the Hull to Rotterdam ferry.
Hull to Rotterdam Europoort (P&O Ferries). Up to 7 sailings per week. Duration 10 hours 15 minutes.
Rotterdam Europoort (P&O Ferries). Up to 7 sailings per week. Duration 12 hours.
One of our most popular ferry routes, the Hull to Rotterdam ferry is operated by P&O and sails overnight each day and in each direction. Onboard you will find a selection of bars and restaurants including the Four Seasons buffet which you can book in advance to save over paying when onboard.
Cabin accommodation is compulsory and you can choose between Standard, Premier and Club cabins. All cabins have ensuite accommodation with toilet and shower, and have beds or bunks. You can also choose an inside or outside cabin – outside cabins have portholes so you can enjoy a sea view.
Foot passengers can also book coach transfers to and from Rotterdam Europoort to Amsterdam or Zeebrugge – perfect for a few days get away without the hassle of parking and driving.
You can also sail from Hull to Zeebrugge in Belgium which, depending on your ultimate destination in Europe, may be a viable alternative. Other ferry routes to Holland are Newcastle to Amsterdam (Ijmuiden) and Harwich to Hook of Holland (shortest crossing with duration of around 6 hours).


"Accuracy vs. Resolution": "What's the difference between accuracy and resolution? Accuracy is how close a reported measurement is to the true value being measured. Resolution is the smallest change that can be measured.
The gauge on top has finer resolution. Notice that there are more tick marks between 280 and 290 on the top gauge than on the bottom one. Finer resolution reduces rounding errors, but doesn't change a device's accuracy. However, resolution that is too coarse may add rounding errors.", "Analog to Digital": "In automation and control, we see a variety of analog quantities—like temperature and pressure—that must be measured.
Transducers convert these analog quantities into an electrical signal. The type of electrical signal varies according to the instrument. For example, a thermocouple temperature sensor usually generates a millivolt signal; a flow meter may report flow using a 4-20 milliamp signal; an RTD temperature sensor creates a resistance that is measured in ohms.
To use this information for automation, you select an analog input according to the type of signal that must be read. The analog input converts the electrical signal to digital information, which is stored as ones and zeros.", "Example": "Let's say a probe reports temperature as a signal between 0 and 75 millivolts.
A variety of input modules will accommodate this range. For example, both a +/- 75 mV and a +/- 150 mV module will work.
But you can maximize accuracy and resolution by selecting an input module that is closely matched to the signal you expect from the measurement device. In this case, an input module with a range of +/- 75 millivolts will be slightly more accurate and have finer resolution than an input module with a +/- 150 mV range.


At Infinite Dental Wellness, we regularly perform a root canal endodontic treatment in order to remove infections and save our patients' teeth. We can complete the procedure and work to keep patients comfortable. Root canals are a common procedure. If you live in the Glendale area and are currently experiencing tooth pain, we invite you to call (818) 574-4443 to schedule an appointment and see if you need a root canal endodontic treatment.
In order to complete the root canal, we will seal up the hole and area where the dental pulp used to be. This is typically done with something called gutta-percha. This is a rubber-like substance that can help to stabilize the tooth now that a portion is missing. At Infinite Dental Wellness, we will then use a filling or crown in order to further strengthen and protect the damaged tooth. Both fillings and crowns can now be created in a tooth-color. This means that regardless of where your infected tooth is located, a crown can be used, and it will blend in seamlessly with the surrounding teeth. Patients throughout the Glendale area appreciate how natural their tooth looks once the procedure is complete.
If you live in Glendale, CA you should schedule an appointment with us to discuss the health of your teeth, any problems that you may be having and what should be done to heal and protect the tooth. If it appears that a root canal is the best option, we will make this recommendation. If not, we will present a treatment solution that will solve your health issue. Overall, a root canal endodontics treatment is extremely effective for saving damaged teeth by removing any infection that may be there. This single treatment makes it possible for millions of teeth to be saved on an annual basis and once it is completed; eating and drinking becomes easy again.
Check out what others are saying about our root canal services on Yelp: Root Canal Glendale.
Alternatively, if don't have a root canal endodontics procedure completed, the infected tooth will likely need to be pulled. This is essential for preventing the spread of infection. Once the tooth is removed it will need to be replaced. The options for doing so involve wearing a denture, getting a dental bridge or having dental implants installed. These are all viable solutions but take additional time, and the recovery period is longer since the procedures will take several steps. Therefore, one possible solution is for us to attempt to save your tooth by performing a root canal endodontics procedure. To learn more about this option call Infinite Dental Wellness at 818-574-4443 and schedule an appointment.


text:
Q: AbstractFactory with generic types in Java: a design problem I have the following 2 interfaces accordingly to abstract factory pattern:
public interface GenericObjectInterface<T extends Number>{
    public T getResult();
}
public interface AbstractFactoryInterface{
    public <T extends Number> GenericObjectInterface<T> createGenericObject();
}

I have an abstract class implementing GenericObject, but it's still unaware of the concrete type (it does only generic operations on Number):
public abstract class GenericAbstractClass<T extends Number> implements GenericObjectInterface<T>{   }

Then I have a series of concrete class extending that perform generic parameter substitution:
public class IntegerObject extends GenericAbstractClass<Integer>{
     public Integer getResult(){}
}
....

Now, from inside an implementation of the factory I build the concrete type, that's implementing GenericObjectInterface but has lost it's generic parameter:
public class ConcreteFactory{
    public <T extends Number> GenericObjectInterface<T> greateGenericObject(Class<T> c){
         if (c.class.isInstance(Integer.class)){
             IntegerObject obj = new IntegerObject();
             //I would like to return obj
             GenericObjectInterface<T> a = new IntegerObject(); //errror
             GenericAbstractClass<T> a = new IntegerObject(); //errror

             return a;
          }else if (c.class.isInstance(Double.class)){
          }
    }
}

I would like to return obj that implements GenericObjectInterface but I don't know how can I do it.
how can I solve this?
I'm used to abstract factory but I've never used it with generics. Am I doing some mistakes in interpreting the pattern?

A: If your method returns an IntegerObject why don't you just return GenericObjectInterface<Integer>? You already know the parameter type.
In that case, just add a generic parameter to AbstractFactoryInterface, too:
public interface AbstractFactoryInterface<T extends Number> { ... }

public class ConcreteFactory implements AbstractFactoryInterface<Integer> { ... }

In your implementation the type of T would be inferred from the assignment, and thus you could do this:
 GenericObjectInterface<Double> g = new ConcreteFactory().greateGenericObject();

In that case T would be Double but you'd use Integer internally, resulting in this:
GenericObjectInterface<Double> a = new IntegerCell();

Since the compiler can't ensure that T will always be of type Integer it won't allow you to do that assignment.

A: Abstract factory is characterized by the factory method returning an interface or abstract class reference instead of the concrete reference.  It does not extend to type parameters.
Think of it this way:  should you be able to do this?
public class ConcreteListFactory {
    public <T> List<T> createList() {
        return new ArrayList<String>();
    }
}

What if the caller wanted a List<Integer>?
If you want your factory to return a generified type, you should have your concrete class accept the type parameter.  Otherwise have your factory method return a GenericObjectInterface<Integer>.
Alternatively, you could have your method accept a type token (Integer.class).  For example:
public <T extends Number> GenericObjectInterface<T> createGenericObject(Class<T> clazz) {
    if ( clazz.equals(Integer.class) ) {
        return (GenericObjectInterface<T>) new IntegerObject();
    }
}

This will result in an unchecked cast warning but you can prove to yourself that it is safe, and thus suppress the warning or ignore it.

A: Generally, factories are not implemented as generics because you can't examine the type of the generic to determine the type of object to create (you can't do T.getClass) which is why @Mark's example causes the class to be passed in as an argument.
I think, more usually you would have multiple concrete factories. One for each Number type that you intend to support.
public interface AbstractFactoryInterface<T extends Number> {
    public GenericObjectInterface<T> createGenericObject();
}

class IntegerFactory implements AbstractFactoryInterface<Integer>...
class LongFactory implements AbstractFactoryInterface<Long>...

You could then create a Map<Class, AbstractFactoryInterface>...
Map<Class, AbstractFactoryInterface> myMap = ...;
myMap.put(Integer.class, new IntegerFactory());
myMap.put(Long.class, new LongFactory ());

A: casting is perfectly fine here. if c==Integer.class, then T=Integer, casting GOI<Object> to GOI<T> is absolutely correct. It is a checked cast because you have checked that T=Integer before casting, therefore the unchecked warning can be legitimately suppressed.


text:
He raked in $990,000 playing in the NFL last year, teaches finance at UPenn, and interned at UBS. And he's got a simple piece of money advice we all may need to hear right now.
By October 8, 2022 18 views
"A healthy emergency fund typically contains three to six months' salary or living expenses, but as always, you have to assess your situation and save as much as you reasonably can," says NFL linebacker Brandon Copeland. (Copeland himself reportedly saves the majority of his own salary.)
NFL linebacker Brandon Copeland made $990,000 in the NFL last year, according to CBS Sports — but that's not even close to the most fascinating thing about him. He's also built a financial empire called Copeland Media, where he serves as the CEO and oversees the company's financial consulting firm called Cascade Advisory Group. While attending the University of Pennsylvania, he interned at UBS and has since returned to his alma mater to teach a financial literacy course. And two years ago, he added contributing editor at Kiplinger to his resume.
One piece of his advice that feels particularly relevant now — as a recession may loom and some savings accounts are paying more than they have since 2009 (see the best savings account rates you may get now here) — is this: You need an emergency fund. Here's what he advises on that front — as well as what other experts say.
"A healthy emergency fund typically contains three to six months' salary or living expenses, but as always, you have to assess your situation and save as much as you reasonably can," says Copeland. (Copeland himself reportedly saves the majority of his own salary.) He notes that an emergency fund can help you in the event of a medical issue, job loss, keeping our of debt, and more.
What the pros say about an emergency fund now
Certified financial planner Danna Jacobs of Legacy Care Wealth agrees that an emergency fund of 3 to 6 months of expenses is a critical foundation for a healthy financial home. "We typically earmark these savings in high-interest savings accounts so that our clients can earn a little more on these funds," says Jacobs. See the best savings account rates you may get now here. See the best savings account rates you may get now here.
Jacobs says if you're a dual income household you can typically target a smaller emergency fund since you have supplemental income to support a potential job loss. But those with dependents, who have less stable jobs or who have a single income may want to save more.
"Having a substantial pile of cash to be able to draw on offers so much flexibility, and there's real peace of mind in knowing you'll be okay if disaster strikes," says certified financial planner Keith Spencer of Spencer Financial Planning, who notes that it is better to err on the side of too much cash rather than not enough.
If the recommended amount of reserves seems unachievable to the household, certified financial planner Paul Collinson of Legacy Planning Advisors recommends splitting the amount into achievable parcels. "Perhaps aim to accumulate one month of reserves every 3 to 6 months until the recommended number of months is achieved. The backdrop is that it is important to hold household members accountable when setting aspirational goals such as when building an emergency fund over a period of months or years," says Collinson.
And note that this number may be fluid. "If you're paying for childcare right now, that would definitely be included but in a few years, it might not have to be," says certified financial planner Cristina Guglielmetti of Future Perfect Planning.
The advice, recommendations or rankings expressed in this article are those of MarketWatch Picks, and have not been reviewed or endorsed by our commercial partners.
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text: - Working release

redpajama_set_name: RedPajamaGithub


text:
George Washington University Versus American University
Professor of English, African and American studies, and American culture studies at Washington University, she grew up in a part. I learned so much in your book about George Washington Carver. What.
AAU comprises 62 distinguished research universities across the United States that. New research by a Texas A&M University professor suggests that a modification could be made. How AAU Makes a Difference. Washington, DC 20005
"It had us in tears in here," Gill said. Gill, who attended George Washington University before going to seminary and getting a master's in political communications from American University, said he.
Was hoping that someone could provide some insight into the differences between the two schools/programs. I recently toured American University but unfortunate haven't been able to tour GW. Both schools (Elliot and SIS) are top ranked for IR, and they are both in a great location.
Apr 12, 2016 · Depending on my circumstances and other options, I'd consider paying full freight for either for IR. For GW, but not American, also probably international.
she became the first woman and African-American to be named Vice Chief of Naval Operations, IBM said, and she retired from her 35-year career in December 2017. Howard now teaches cybersecurity and.
In August, the 24-year-old from Montgomery County entered the George Washington University. former president of the American Medical Women's Association and a professor of orthopedic surgery at.
During the annual Endocrine Society meeting in Florida, researchers at George Washington University last week said preliminary. 1999 after at least 110 studies to ensure its safety. The American.
Aug 19, 2015. With an acceptance rate at or just over 80 percent, there's no reason not to. George Washington University Creative Commons Brunswyk.
A small number of Americans — as few as 59, according to data tracked by the George Washington University Program on Extremism — are known to have traveled to Syria to join ISIS. Nearly all the.
Betsy Ross Flag For Sale Looking for unique Betsy Ross flag gifts? Shop unique patriotic gifts at Gettysburg Flag Works! Our framed Betsy Ross flag comes in a 16×20 shadow box with black backing to ensure the flag. The Betsy Ross story is the most tenacious piece of fiction involving the flag. There simply is no credible historical evidence —
Was Nancy Reagan Pregnant When She Married Ronald Reagan Dec 13, 2018 · After nine years of marriage, Meg Ryan and Dennis Quaid's divorce was the tabloid story of the millennium — relive it here. Touching tributes have been pouring in from mourners honoring former First Lady Nancy Reagan. "Nancy Reagan was totally devoted to President Reagan, and we take comfort that they will be
Reporter in The Washington Post's Beirut bureau, focusing on Syria. BEIRUT — Kurdish forces in Syria said Sunday that they had captured two American citizens. but according to a report by George.
George. future of our American courts Larry Kudlow defends Herman Cain: A lot of sexual allegations 'don't necessarily pan out' MORE from teaching a summer course at the university this.
Through Sept. 9 at George Washington University Museum. museum.gwu. edu. Eliza Hamilton portrait and 'Hamilton' costume, the National Museum of American History The Smithsonian has two related objects.
118 Ronald Reagan Freeway Was Nancy Reagan Pregnant When She Married Ronald Reagan Dec 13, 2018 · After nine years of marriage, Meg Ryan and Dennis Quaid's divorce was the tabloid story of the millennium — relive it here. Touching tributes have been pouring in from mourners honoring former First Lady Nancy Reagan. "Nancy Reagan was totally devoted to President
This is anecdotal evidence, but I have seen tons of IR scholar CVs that graduated from George Washington – not nearly as many from American, but to be fair it was for graduate school and not undergraduate. They both have excellent ratings for undergraduate. Also, good on you for already knowing what IR is in high school haha
When Was The Texas Declaration Of Independence Adopted On Jan. 25, 1839, the Republic of Texas adopted the Lone Star flag, which was designed by Dr. Charles Stewart from Montgomery, who was the second man to sign the Texas Declaration of Independence. The. Texian Independence Convention Washington-on-the-Brazos, 1 March 1836. On 12 Dec 1835, the Council of the Provisional Government of Texas called
Garret Martin is a professorial lecturer at American University's School of International Service. Balazs Martonffy is an adjunct instructor at George Washington University's Elliott School of.
Softball vs. American University & Georgetown University. GW vs. American GW vs. Georgetown. When. Saturday, October 27, 2018. 10:00am. Where. MVC Softball Field. Club Sports Office of Campus Recreation. Lerner Health and Wellness Center 2301 G Street, NW Suite 217 Washington, DC 20052. Contact Us | Maps & Directions. Campus Advisories; Non.
The cheapest way to get from George Washington University to American University costs only $2, and the quickest way takes just 5 mins. Find the travel option that best suits you.
The Center for Business in the Capital will be based out of American University's Kogod School of Business in Northwest Washington. It's prime mission. inroads into the local business community.
How Old Was Andrew Jackson When He Died Andrew Jackson, the seventh US President (1829-1837), began life on March 15, 1767 in a log cabin on the frontier between the Carolinas. He was the first President not born of wealth, a fact that was not missed by the common people, who loved him. Oct 18, 2017. Andrew Jackson, the controversial seventh president of
The D.C. City Council added an amendment on Tuesday that would include Howard's participation in a proposed community hospital in Southeast Washington, though George Washington University Hospital.
Catholic University and George Washington University, also private schools. the in-residence dogs on behalf of the faculty/staff owner." The same thing goes for American University, however, they.
Students come to the George Washington University (GW) because it offers a dynamic community where ideas are exchanged, diversity is valued, and leaders are made. Located in the heart of Washington, DC since 1821, GW connects students to people and ideas in.
Nov 23, 2016. Finding a campus that clicks is exactly what a college and university visit. director for on campus programs at American University in Washington, D.C. take a tour of George Washington University, Howard University or.
He directed the graduate school of political management at the George Washington University in Washington. name a racist stereotype offensive to American Indians, and Kennedy helped with.
Feb 3, 2015. University of Chicago19.62%; 7.Yale University18.67%; 8.George Washington University11.39%; 9.American University9.92%; 10.University of.
May 11, 2018 · American University vs. George Washington University Which one is better in terms of rep on wall street. I know Gary Cohn (COO of Goldman) and a few JP Morgan, Goldman & Barcap IB guys went to AU. I know Gary Cohn (COO of Goldman) and a few JP Morgan, Goldman & Barcap IB guys went to AU.
Feb 13, 2018. Day 3: Charlottesville to Washington DC: Georgetown University. Notes: You could easily combine GW and American (or Georgetown) on.
George Washington University is a private institution that was founded in 1821. It has a total undergraduate enrollment of 11,999, its setting is urban, and the campus size is 43 acres.
The Corcoran School of Art and Design at George Washington University gave him his own exhibit called. Underneath the projections, there is a light display that symbolizes the American flag with.
Kavanaugh will beat the Washington heat this summer and head for Runnymede. the judge will teach a course on the origins of the U.S. Constitution to students at George Mason University's Antonin.
The school is accredited by the American Bar Association and is a charter member. It is located on the campus of The George Washington University at the corner of. Average School: 86.2%; Average State: 76.0%; Pass Difference: 10.3%.
Jan 25, 2014 · Answer 1 of 9: I need some help with travel. We have 45 minutes to get from American University to George Washington University on President's Day. We have campus tours at both schools. I have a back/hip issue that sometimes flares up with lots of walking, so.
NPR's Mary Louise Kelly speaks with Washington Post reporter Griff Witte about how Hungary's president booted an American. European University that Viktor Orban, prime minister of Hungary, doesn't.
George Washington University is a Private (not-for-profit), 4 or more years school located in Washington, District of Columbia. It offers graduate degrees as well as undergraduate degrees. For academic year 2018-2019 the graduate school tuition & fees are $30,834 in average for all students.
Three well-known D.C. schools fell on the list: Georgetown University two spots, to 22nd; George Washington University seven spots, to 63rd; and American University nine spots, to 78th. Among.
Two faculty from the University. during the American Revolution by John Adams, James Bowdoin, John Hancock and other scholar-patriots, the academy has elected leading "thinkers and doers" from each.
Aug 20, 2014. American University's law school woos its students with a chance at the kind of international law jobs in which they might handle classified.
who knew Ms. Witt when they were enrolled in the same master's degree program at George Washington University. Still, he said, she did not hide her strong feelings against American foreign policy.
How safe is the student body at American University?. Nearly 1/3 of the colleges we analyzed either did not report crime or reported. Overall Crime and Safety; On-Campus Crime and Safety; Washington. George Washington University.
American Public University System. 4. American InterContinental University, Not Provided, 66% (161 reviews). 1. The George Washington University. 2. Tuition is $315 per credit hour for undergraduate students or $7,125 per year.
The Ideas Of The American Revolution Took Decades To Spread Across The Globe And Effect Change.
As President, James K. Polk Could Best Be Described As


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We are keen to create a network of interested participants and welcome contributors to the project. If you have knowledge of the history or activities of a writers' organisation, or of an individual writer's experience of prohibition or defence of free expression, we would love to hear from you. Please register here to take part.
Marius Hentea is working on a research project (funded by the Swedish Research Council) on authorship and treason in the period 1944-1949. The comparative project looks at treason cases in France, Norway, the UK and the US. It also investigates the role played by international and domestic writers' associations in reconfiguring authorship in the postwar period. Find out more…
Lise Gundersen works on the history of Norwegian PEN. She is particularly interested in the difficulties experienced within Norwegian PEN when the country Nazi occupation.
Mónica Szurmuk, University of Buenos Aires/Conicet and Fernando Degiovanni, The Graduate Center, CUNY are working on a project entitled 'World Literatures, Cosmopolitan Publics: Welcoming the PEN Club to Buenos Aires 1936'. It looks at the 1936 PEN Congress in Buenos Aires as an event that allows for a reading of the different worlds of literature beyond the traditional categories of text, reader, writer and critic.
Diana Roig Sanz is a Ramón y Cajal senior research fellow at the Open University of Catalonia, in Barcelona. She is the Principal Investigator of the project Mapping Hispanic Modernity: Cross-border Literary Networks and Cultural Mediators (1908-1939), which sets the grounds for a new approach exploring transnational processes of cultural transformation. Find out more…
Sarah De Mul is Professor of Literature, Culture and Diversity at the Open University in the Netherlands. She is affiliated with Universiteit Antwerpen (Postcolonial Literatures Research Group) and a board member of PEN Flanders. My general research field is postcolonial literature in the Low Countries. As a board member of PEN Flanders/Belgium, she is currently exploring possibilities of researching PEN from a Low Countries perspective.
Contact us if you wish to be put in touch with any of the researchers above.


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Martin Staszko (born 22 June 1976 in Třinec) is a Czech poker player, best known as the runner-up of the Main Event at the 2011 World Series of Poker, where he finished second to Pius Heinz.

Life and career
Staszko lives in the city of Třinec. His parents are Rudolf, who works in Třinec Iron and Steel Works, and Žofie, who works as a pharmacist.

As a child, Staszko was an athlete, becoming long jump champion of his Třinec Polish primary school. He started playing mariáš and betting on sport games during high school. Later, while studying at Technical University of Ostrava, he not only supported himself from the games, but he also saved roughly CZK400,000 (€14,000) annually. During his studies, Staszko became champion of the Czech university darts league and was also a successful chess player. After finishing studies, Staszko started working at Třinec Iron and Steel Works.

He began playing poker in 2007, initially playing online in games which did not require entrance fee, but provided some very limited returns. At that time, Staszko worked as foreman at Hyundai Nošovice automobile manufacturing plant's paint shop. He was in charge of around 200 workers, earning a little over CZK 30,000 (€1,200) a month. He used to get up at five in the morning in order to attend twelve hours shifts followed by playing poker, leaving only some four to five hours for sleep. He was able to win an equivalent of six-months salary during a night online session. In 2010, following a win of €35,000 in France, Staszko decided to leave his job in order to fully concentrate on gaming.

His runner-up finish in the 2011 Main Event garnered him $5.43 million (€3.98 million).

References

1976 births
Sportspeople from Třinec
Czech chess players
Czech poker players
Living people

redpajama_set_name: RedPajamaWikipedia


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"I'M ALWAYS LOOKING CLOSELY AT TRUE CRIMES & STORIES THAT ARE STRANGER THAN FICTION"! An interview with novelist J. P. Pomare
January 27, 2020 G. L. Marlowe
About G. L. Marlowe 7 Articles
Originally from Sydney, G. L. Marlowe is currently completing their undergraduate degree, majoring in English. Her interests include cold cases, historic crime, and reading.
CRIME CULTURE: The List by Michael Brissenden
March 1, 2018 Therese Taylor
Noted political journalist, Michael Brissenden, has taken some time out away from the news to turn his hand to crime-fiction writing in a novel that also places the cost of Australia's participation in futile wars in the Middle East to the fore. Charles Sturt University academic, Therese Taylor, gives her take on The List.
RENEGADE RADIO: The wicked life & death of artist Herbert Hepburn Calvert revealed after 100 year cover-up
October 11, 2021 Staff Reporters
We are joined by historian and Charles Sturt University adjunct professor, Therese Taylor, to discuss our True Crime News Weekly exclusive investigation into the wicked life and death of artist, Herbert Hepburn Calvert. Art, fraud, murder, sexual abuse, suicide and a 100-year long cover-up. With your host Serkan Ozturk.
CRIME CULTURE: BAD Sydney Crime Writers Festival, Aug 31 – Sept 2
August 29, 2018 Serkan Ozturk
It's a festival like no other featuring a line-up of ex-cons, former judges, detectives, crime-fiction novelists, forensic psychiatrists, true crime writers, psychologists and crime reporters. And it's on this weekend in Sydney.
anony says:
The question that perhaps was not asked in this interview, and should have been; given that Mr Pomare has repeatedly named the religious group that he has based his fiction on; how do the children raised in the group feel about someone writing a fiction story that includes inventing crimes they did not commit, and no doubt ( from hints in the interview) describes serious mental illness they don't have, but still it is their "history " that still being used to market the book? Is it possible they feel exploited, or even slandered?


6th_$8,000, , 2YO, 3f, clear.
Off 2:32. Time 1:60.46. Fast. Scratched_The Resurrection JM. Also Ran_Jess Go and Look, Rc a Suger Deal, Bonitofied Game, Jess Angels Policy. $1 Pick 3 (2-3-1/2) 3 Correct Paid $60.80. $1 Daily Double (3-2) paid $18.20. $1 Exacta (2-6) paid $21.50. $0.1 Superfecta (2-6-7-5) paid $29.75. $0.5 Trifecta (2-6-7) paid $29.35.


Happy holidays, everyone! I'm the McKay half of Ari McKay, and I'm here to share an exclusive excerpt from our upcoming book, Striking Sparks. It was released on December 15 by Dreamspinner Press. We'd like to thank My Fiction Nook for hosting us on our blog tour, and we hope the readers enjoy this sneak peek of our new book!
Something inside of Jake felt trapped, cornered, pushed toward something he didn't want to face. Since flight wasn't possible, all that was left was fight, and with a snarl, he lifted his free hand, braced it on Beau's shoulder, and shoved Beau backward until he was pressed up against the wall. Beau released Jake's arm and pushed Jake back, making him stumble.
"Yeah, I do." Jake wasn't thinking. All he could do was feel, and what he felt wasn't good. A part of his mind that was still rational was urging him to stop and walk away, but that small voice was drowned out by the louder part screaming that he'd had enough of Beau Walker and his attitude. Anger and pain and frustration were knotting within him, and he stalked toward Beau, reaching out to shove Beau harder than Beau had pushed him.
Jake snarled and lowered his shoulder, charging at Beau as he had once done on the football field. He took Beau in the solar plexus, using his weight and momentum to tackle Beau to the ground. Breathing hard, he stared down at Beau, seeing determination and stubbornness rather than anger in Beau's blue eyes. He could feel Beau's rock-hard body beneath his, and a feeling of déjà vu swept over him.
"You'd like that, wouldn't you?" Jake growled. Part of him did want to slug Beau, but another, traitorous part had other ideas. He remembered the night they'd discovered things about each other that no one else knew, and he remembered how Beau had rejected him when he'd reached out. How Beau claimed he didn't belong in Buffalo Lick, and how Jake had agreed.
Maybe he didn't belong, but Buffalo Lick, Lexy, and the kids were all he had left of the brother he'd loved more than anyone else in the world. The brother whose shoes he could never fill. Pain sliced through him, and Jake rolled away, not wanting Beau to see how close he was to breaking down completely.
Jake couldn't find words. He'd spent most of his teenage years being hung up on Beau, wondering if Beau had sensed his interest and that was the basis of Beau's apparent loathing of him. After he'd learned Beau was gay too, it had made things worse, because it made Beau's rejection more personal. Beau's antipathy had become a given, something Jake had even joked to Josh about. "Nothing is sure but death, taxes, and Beau Walker hating my guts" had become something of a running joke between them, even after Josh and Beau had achieved a truce.
Jake ran one hand over his face. He had to say something, but he had no idea what. He hated feeling off-balance, out of control, lost. Hated that he couldn't do anything about it. Hated that he was here and Josh wasn't. Hated being alive when Josh was dead.
Jake wanted to argue, but the words wouldn't come. He was doing what he had to do, and it was no one's business, especially not Beau Walker's, what Jake chose to do with his life and how he chose to deal with the world. That part was his pride. It was a powerful thing, and he went still, conflicting feelings, conflicting needs warring within him. He'd clung to his duty to his family, but his grief was strong as well, crying out at being recognized at last.
He didn't even realize which part was winning until his vision blurred, and he realized he his breathing sounded like sobs. Aching with loss, he curled in on himself, the black pit of grief pushing away everything else, even shame at Beau Walker seeing him cry. Beau scooted closer and rested one big, warm hand on Jake's back, rubbing it gently. He was close enough that Jake could feel his presence, solid and reassuring.
Once the tears started, Jake couldn't stop them. He hadn't been able to cry for his brother. At first, shock had coated him in icy numbness, and then he'd had to be strong for everyone else, pushing away his pain so he could take care of his family. But now the inescapable fact that Josh was dead hit hard. Josh, who had been the only person who understood him, the one who had been more than Jake's twin. Josh had been his best friend, his touchstone, his sounding board. Even when they lived a thousand miles apart, Josh had always been there for him, and more than that, Josh understood why Jake needed to leave Buffalo Lick. But now Josh was gone, and Jake felt as though he'd been ripped in half.
He had no idea how much time passed before the agony eased a bit, and the painful knot he'd been carrying around loosened enough to allow him to breathe. He became aware of Beau's nearness, of the way Beau was doing what he could to offer comfort. Despite his surprise, he felt grateful to Beau, who'd recognized that Jake was close to a dangerous edge and had done what he could to help, but Jake was also embarrassed. Beau might not hate him, but Beau wasn't Josh, and they weren't friends.
Drawing in a deep breath, Jake fumbled in the pocket of his khakis and pulled out a handkerchief, and he wiped his eyes and nose. It took a few moments for him to regain enough composure to glance at Beau from beneath his lashes.


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Hawai'i Food & Wine Festival Announces New Publication - Hawaii Food & Wine Festival
TENTH ANNUAL - SAVE THE DATE – OCTOBER 2-25, 2020
Hawaii Food & Wine Festival
Hawai'i Food & Wine Festival Announces New Publication
Hashi Magazine Explores the Intersection of Food and Culture
HONOLULU, HI (September 5, 2019)—Hawai'i Food & Wine Festival (HFWF) announces the launch of a new bi-annual print publication: Hashi Magazine. Examining the connection between food and culture, Hashi leverages moments, stories and content sourced by the Hawai'i Food & Wine Festival to share with readers.
Serving as the 'Ultimate Guide to Hawai'i Food & Wine Festival,' the inaugural issue of Hashi reports unique stories of participating restaurants, talent and organizations. The publication dives deeper by spotlighting our islands' culinary history and the LGTBQ Stonewall Riots, which will be commemorated at HFWF this year. The Fall 2019 issue, launched today, also includes the 2019 program for the festival with event details, talent lineup and Keiki in the Kitchen® section.
"Hashi is the Japanese word for chopsticks, but is also defined as a bridge," said Denise Yamaguchi, CEO of Hawai'i Food & Wine Festival. "In my nine years of running the Festival, we've experienced many intrinsic connections between food and culture through our interactions with chefs, farmers, winemakers, mixologists, partners, etc., who hail from different parts of the globe. Food is the common bond that unites us, and I feel that it's our responsibility to share these stories with the world."
The feature story recounts as cross-culture experience with internationally-recognized Chef Rick Bayless at Papahana Kuaola, where he prepared a 200-pound locally-raised pig with authentic Mexican marinade and cooked it in a traditional Hawaiian imu (or pit). The story is also told through video on an online platform, www.HashiLife.com, which also launched today. The Hashi website will evolve over the next few months with postings of original content and video stories focusing on food and culture.
Helping to storytell accounts of the local community and beyond for this first issue include notable journalists and influential community members: Joe Bock, Tannya Joaquin, Chandra Lucariello, Catherine Toth Fox, Carly Tracy and more.
Now in its ninth year, the Hawai'i Food & Wine Festival unites Hawai'i's leading talent with internationally renowned chefs. It's the premier epicurean event in the Pacific where local and visiting chefs get to cook alongside each other, learn new skills, meet fellow chefs and connect over food.
Read more and discover #HashiLife at www.HashiLife.com.
Stay connected with the Hawai'i Food & Wine Festival via www.HFWF.me or follow HFWF on Twitter/Instagram @HIFoodWineFest and Facebook at hawaiifoodandwinefestival for more information on upcoming events.
ABOUT HAWAI'I FOOD & WINE FESTIVAL
The Hawai'i Food & Wine Festival is the premier epicurean destination event in the Pacific. The Festival features a roster of more than 100 internationally renowned master chefs, culinary personalities, and wine and spirit producers. Co-founded by two of Hawai'i's own James Beard Award-winning chefs, Roy Yamaguchi and Alan Wong, the Festival will showcase wine tastings, cooking demonstrations, one-of-a-kind excursions, and exclusive dining opportunities with dishes highlighting the state's bounty of local produce, seafood, beef and poultry. Proceeds support local beneficiaries committed to sustainability and cultural and educational programs in Hawai'i.
Copyright ©2019 Hawaii Food & Wine Festival® All rights reserved • privacy policy• Terms Of Service
HFWF


After six gift guides featuring ideas for younger ones, we're now into big kid territory! If you're stuck with gift ideas this Christmas, here is a bumper selection of fun, practical and great gifts for seven to nine year olds.
"Proper" watches make great gifts for seven to nine year olds. Created in Australia, I love the affordable and stylish range of watches by Cactus.
I love these super cute polymer clay unicorn earrings handmade by Perth's Clay and Clasp. Maker Lucy has lots of gorgeous designs but these unicorn ones may just be my favourite!
Aussie small business Little Paper Lane has the most divine range of stationery – I love their selection of notebooks like this set of three Hooray notebooks plus this very cool school journal. Perfect for kids to write, draw and create in style!
Kids who dream of becoming a famous film director or animator can start practicing now with StikBot. StikBot Studio comes with figurines that can bend into various shapes and poses. Kids can then record their own stop animation films with their creations. Single StikBot figures are also available to add to the gang plus there's also a deluxe Zanimation Studio set. You can find StikBot in Kmart, Toys R Us, Kidstuff, Toyworld, Mr Toys and Australian Geographic stores.
Stay cool in the pool with this fun inflatable cactoss game.
Bunch O Balloons remain a massive hit with kids and make a fun and affordable stocking stuffer gift – perfect for a hot Christmas day. To see these clever water balloons in action, check out a video review I did on the blog last year. In the video you'll also hear Handy Hubby (who was filming the demo) being hit in the crown jewels by Mr TT's very first throw (hence the audible "ooooh" coming from behind the camera!).
The Lonely Planet Kids Amazing World Atlas is a great first atlas for kids aged 8 and over filled with wonderful photos, illustrations, maps, facts and figures.
Add a fun twist to a kid's bedroom with this cool light box, which comes with 10 interchangeable display slides. This has been a big hit with my nine year old niece and her friends this year.
A fantastic gift for aspiring artists, the Original Spirograph features all the iconic wheels and rings of the original, re-engineered and updated for today. Winner of the Toy and Hobby Retailer Industry Award (Arts and Crafts), there are several versions to choose from including the Classic Deluxe Kit and the Tin version. You can find these in Myer, David Jones and speciality toy stores.
Stay tuned to the blog next week as I'll be having a play with these sets and doing a "Gift Grapevine reviews" video (aka "Tash plays with stuff") to show you how cool they are!
LEGO is a great gift for seven to nine year olds however it may be best to check first so you don't double up with any sets kids already have! If there are just too many bricks in the house, opt for a LEGO related gift like these cool ClicTime LEGO Giant Minifigure Alarm Clocks – you can see my video review of these awesome alarm clocks here. The Darth Vader, Stormtrooper or Batman alarm clock would make a great addition to any kid's room.
If you're not keen on giving "stuff" then experience gifts are the way to go. Zoo passes, science centres, Big Bash 20/20 tickets, movie passes, roller skating and ice skating rinks, trampoline centres – these make practical and great gifts for seven to nine year olds.
The Geronimo Stilton series of books are full of fun, adventure, mystery and excitement and great for kids aged seven to ten. Geronimo's adventurous sister Thea Stilton also has a series of books that were a big hit with my nieces. Thea's stories are full of mystery and friendship.
For the mad-keen superhero fan, DC Comics – The Ultimate Character Guide is a great guide to the DC Universe for readers seven and up. The book devotes a full page to each character, covering both major characters such as Superman and Batman, as well as lesser-known characters such as Captain Boomerang and the Question. Or for the Star Wars fan, you can't got past this updated and expanded Star Wars character encyclopedia!
I'm looking forward to introducing Miss T to the adventures of Juliet this Christmas with the Juliet Nearly A Vet series of books. This series has come highly recommended by Megan at Children's Books Daily, an award-winning teacher librarian. I'll happily take any of her recommendations – she knows books!
It's great to see books for kids with strong female characters. Aussie author Jen Storer has written a popular chapter series of books about Tan, a funny and lively girl with the mind of a great detective.
Stay tuned to the blog for my final gift guide in this series later this week – great gifts for kids aged ten and over. You can also stay up to date with my gift ideas on Facebook, Pinterest (I've got 100+ gift ideas on my 'Gift ideas: Age 7 – 9' board!) or Instagram.
Which great gifts for seven to nine year olds do you love to give?
What's your favourite chapter book for kids?


The interbank rate is the interest rate at which banks loan to each other to meet short term liquidity needs.
This is an essential lending marketplace for lenders as they need to constantly meet requirements placed on them by regulators regarding their cash reserve ratio (reserve requirements).
This market place is also a huge reason why banks never seem to run out of funds to loan to borrowers. They can basically stock up on inventory here.
Also known as the interbank offered rate, is can also be referred to as the price wholesale foreign exchange transactions are conducted by banks in the forward and spot markets.
They are often named according to the country of origin.
Interbank rates are often used as a reference rate on consumer loans and credit facilities.
For example, a lot of mortgages, especially ARMs, have their interest rates structured with an index rate plus a spread.
For example, 3-Month LIBOR + 3%.
Different maturities generally have (but not exclusively) different rates.
And the shorter the maturity, the lower it generally tends to be.
As each interbank rate is regulated by the authorities governing that specific nation, the maturities available can vary from interbank rate to interbank rate.
LIBOR for example serves as much as 7 different maturities, and various different currencies.