We are so excited to celebrate Israel's birthday this year! We put together a list of the best Israel has to offer— that which gives us our name as the Startup Nation—our startups! Out of all of the wonderful startups to choose from, these have been selected due to their purpose of serving the everyday consumer in innovative, truly beneficial ways. Because we love all startups equally, we've organized the list in alphabetical order. Hopefully you will find these useful and maybe they will make your life a bit easier.
Any.Do (Utilities) — Any.Do is recommended as "Editors' Choice" on the App Store. With over 15 Million users, this to-do list is a prime organization tool.
Artbit (Entertainment & Social) — Artbit connects the physical and digital world of art to enhance interaction. The app can be used by artists, galleries, and those who want to find art near them, with a huge database of artwork that lets you identify and share the pieces. Discovering new art experiences and leveraging the power of the crowd.
Babysitting (Kids) — Babysitting allows you to find reliable and recommended babysitters near you. With the ability to interview the babysitters through video chat, and read reviews, you can choose your perfect candidate.
Belong (Health) — Belong is a place for cancer patients, their families, and doctors. Its aim is to help these patients throughout their treatment process and improve the way cancer is being fought. Connects patients, doctors, researchers, and hospitals.
Brayola (Shopping) — Brayola is turning the search for a bra into a high tech mission. In addition to helping select a perfect fitting bra, they also provide recommendations and let you share your favorites. They recently raised an amount of $2.5M on Series A funding.
Chosen (Entertainment & Social) — Chosen is a platform for users to create, share, and find cool photos and videos. Users can find hours of entertainment through participating in or watching video challenges.
Comedy.com (Entertainment & Social) — Comedy.com is the place for those wishing to create or watch funny videos on their phones. Enjoy short films on the fastest-growing online comedy network. Comedians can use this as a forum to present their stand-up routines to the world.
CureDiva (Health) — CureDiva is a place for women dealing with cancer to find everyday solutions in a stylish, feminine environment. They facilitate easier shopping by providing unique high end fashion, support, and all non-medical needs. Made by women with breast cancer, for women with breast cancer.
Docady (Utilities) — Docady puts their unique smart scanning technology to use in order to supply you with all of your important documents, on the go. From your passport to insurance cards, everything is organized by individual and category.
DondeFashion (Shopping) — A smart search engine for shoppers to purchase clothes, outfits and styles from top brands and retailers. Instead of using words, DondeFashion uses visuals and aspects (color, length, pattern, material and more) to help you narrow down the search and find the exact item were looking for.
Drippler (Utilities) — Drippler is here to help you get the most out of your phone. Sharing phone tips and hacks, apps to download, new features, updates, and even must-have accessories. Available to make your Android or iPhone even cooler.
EatWith (Food) — EatWith brings tourists and foodies into the homes of local hosts and chefs in over 150 cities worldwide. The guests can choose from a fixed price per person menu, based on location and food styles.
Earny (Shopping) — Earny acts as a personal shopping assistant. Through tracking your purchases, it finds better prices and refunds you the price difference. Free money? Yes please!!
Fairfly (Travel & Transport) — How often do you keep up with flight prices once you've already booked your ticket? Fairfly checks your airfare after you've booked and notifies you if the price drops. You can rebook immediately through the app.
Farmigo (Food) — Don't have time to stop at the farmer's market or there isn't one nearby? Now you can use this online farmer's market, connecting you directly to local producers in your area, for any fresh foods you may need.
Feex (Utilities) — Saving money; that's what apps are all about. Feex is here to help you stop paying fees you don't need to. Sign up, send your financial or brokerage reports, and let them handle it for you.
Finupp (Utilities) — Here's another startup built on the need to get your lost money back. Finupp can see if you deserve a tax refund and help you get it. Signing up and checking your status is free- the rest is up to them.
Fiverr (Freetime) — Another startup you probably heard about is Fiverr, that let freelancers do all sorts of jobs for 5$ (Or up to 500$). If you need a logo, a drawing or even a voice artist, a translation, a copywriter or someone to mix your music, find all them in Fiverr, for a low price. Also, don't forget to offer your services if you have any expertise in these categories.
Fooducate (Food) — A weight loss and nutrition app that helps you track your food, activity, sleep and mood. They will help you buy the right groceries, offer you recipes, and have a barcode scanner to check food's nutrition grade.
Funzing (Freetime) — Funzing is the platform for finding and experiencing interesting activities in your spare time. If you ever wanted to try painting on pebbles, attending interesting lectures, going to a graffiti tour, or joining a pub crawl with tourists, here's your chance, with all sorts of opportunities at your fingertips! Anyone can create an activity, and anyone can attend.
GivingWay (Freetime) — Another good startup for a good cause, is GivingWay's platform for finding places to volunteer around the world. Work with lions in South Africa, with children in India, or help in the jungles of Brazil. If your dream is doing good and helping others, this is the app for you.
Glassify (Freetime) — Well, that's interesting. Ever thought of purchasing a smart beer glass that studies your drinking habits and offers you personalized promotions and discounts for your favorite beer? Now you can. Glassify comes with an app, so you can order beer before you show up and share your beer-drinking experiences.
Glide (Entertainment & Social) — A live video messenger. Simple and successful. Join groups or private chats, and send videos instead of just typing. Since their founding in 2012, they raised $29 million, and have more than 15 million users.
HereO (Kids) — The smallest GPS watch, designed especially for children. The HereO watch will report your kid's location at any time and alert you of anything suspicious. So let your worries go, get yourself a HereO.
HipHope (Health) — Like an "airbag" for the waist, to protect seniors from falling and breaking their hip. Hip fracture is the most common injury for the elderly, and Hip-Hope's smart wearable belt was created to prevent it, with smart fall detectors that inflate an airbag automatically. Hip-Hope is currently in beta, but will be available to get for your grandparents soon.
Hola (Utilities) — Free VPN service that works as an extension for your browser to allow you browse the internet "from other countries". Access any blocked website in your country and make your internet faster with Hola.
Houzz (Freetime) — Maybe you've heard of Houzz already; this Israeli startup, now based in Palo Alto, raised over $200 million to become the world's leading online platform for home remodeling and decorating, through connecting you with right professional for the job.
EyeSight (Entertainment & Social) — An expert in "machine vision" and gesture recognition technology, or as we call it — the future. Their recent development is "Singlecue", which lets you control your TV without a remote control. With simple hands gestures you can do anything from changing a channel to lowering the volume. Pretty amazing, huh?
Jetta (Travel & Transport) — A marketplace for second hand flights. This is just as it sounds. Every year millions of people need to cancel their non-refundable airline tickets due to last minute issues. Jetta was built to let those people sell their tickets at a lower price, so they won't lose all of their money. The buyers, on the other hand, can find very reasonable prices for flights.
Knowmail (Utilities) — Open your email inbox. It's messy, right? You have no idea what to read first or do next. Knowmail's smart algorithm will filter for you, to help you see what's most important and needs to be dealt with. Organizing your emails with many features can make your job and life overall easier.
LawGeex (Utilities) — No one reads contracts. We bet you barely read up until this part of the article. Especially contracts have text is too long and with many foreign legal details that you know nothing about. LawGeex was created to read them for you. Upload your contract and let them do the magic. They will scan and compare with other similar contracts to find issues and flaws, and also get it to a lawyer.
LogDog (Utilities) — Your smartphone's watchdog that will prevent hacking into your social accounts such as Gmail, Facebook, Dropbox and more. LogDog continuously monitors your accounts and if they detect any suspicious activity, you'll get an alert.
Magisto (Entertainment & Social) — Instead of editing your own videos, let Magisto do it for you. Add your photos, videos, choose a theme and the music and let the magic happen. This useful tool will automatically create a video for you, with amazing results you could proudly share with anyone.
Meerkat (Entertainment & Social) — The hottest trend in the world right now is live broadcasting, and Meerkat was there when it started. With Meerkat you can stream live videos to all of your Twitter followers with just a one click.
Mego (Utilities) — Every Israeli knows how stressful it is to go to the post office to pick up eBay deliveries. The lines are long and the work hours are short. Mego is here to bring the mail for you. Just pay 19 shekels, and their delivery guy will conveniently bring it straight to your door.
Meucci (Entertainment & Social) — With a recent funding of six million dollars, Meucci is aiming to connect you with everyone, everywhere. Their technology lets users make regular calls or group calls, without the need for WiFi or any internet connection.
MissBeez (Utilities) — Ladies, this app was tailored for you. MissBeez will connect you, the hard-working-busy woman, with professional beauty services around. Now you can have manicure, pedicure, hair design and more right at your doorstep or at the office.
Musketeer (Utilities) — An app that provides social safety network by building a community of "Musketeers", coming for your rescue. Got robbed? Your friend needs medical attention? Just click the button and call for help. Also, if you ever dreamed of being the hero — you can sign up as a Musketeer.
Muzli (Utilities) — If you're a designer or interested in UI/UX, use the Muz.li Chrome extension to get your inspiration easily. Instead of browsing the internet for ideas to get inspired, their product will give you their editorial picks, the hottest links, and useful resources.
MyState (Entertainment & Social) — Is the person you wish to talk to busy talking with someone else? Well, MyState will let you know it before you even call them. Also featuring: phone status. If your friend is available for a call, using silent mode, has low battery, or device is turned off — you can check these before you call.
Nutrino (Food) — Nutrino works as your own professional nutritionist. Input your fitness goals, medical records, allergies, and your favorite foods. Their algorithm will study your lifestyle and eating habits, and even get information from wearables, all to give you the best diet plan tailored for you. Also, if you're pregnant, Nutrino works with IBM Watson to help you 24/7 and give you nutritional guidance.
OurCart (Shopping) — The main goal of OurCart app (Formerly known as Zollo) is to use crowdsourcing to give you the best price for your groceries. Create your shopping list and the app will let you know where's the best place for you based on the cheapest prices and distance from your home. Amazing idea that unfortunately works only in Boston at the moment.
Overwolf (Gaming) — Founded in 2010 to make the Gamer's world more social and awesome. Overwolf runs their own free appstore with over 300 overlay apps that work as an extension for your games, connecting you with other players, sharing your scores, and more.
Parola (Entertainment & Social) — As a musician (well, we're not, maybe you are) your mission is to create and collaborate with other artists. Parola is the platform for you. You can join other musicians like yourself and contribute your part to the creation, make a new song, remix an existing one and recommend each other new music.
Paybox (Utilities) — How many times have you and your friends tried to collect money for a cause, like an expensive birthday gift for another one, but failed to do so easily? Paybox Payment Solutions app was created to solve this issue exactly. Create a group and everyone will be able to pay his part easily, without the need to chase anyone. Simple as that.
PetPace (Pets) — PetPace is a collar that monitors your dog or cat's health in real time. It measures their temperature, pulse, respiration, activity and even how many calories they've burnt. Another important feature is that it lets you share the results with your vet quickly.
Pulse Play (Sports) — This interesting smartwatch, crowdfunded on Indiegogo, was founded by three-time Grand Slam champion Andy Ram at sFBI, to give an excellent and elegant solution for racket sports players such as Tennis or Table Tennis. It has many ideal features such as scorekeeping, a ranking system, and a way to create a community of players all around the globe.
Rentitbe (Shopping) — Rent it Be, just like "Let It Be", lets you rent just about… anything. Need a backpack for your trip? A diving suit? Or maybe just a drone to fly around? Don't buy it, rent it. Save money on an item you're gonna use only once, and save the planet as well.
Robomow (Utilities) — This company has been around since 1995, and have been developing their cutting grass, cutting edge technology ever since. Their most recent development is their 5th generation mower, where you can control your robotic lawn mower with an app from your smartphone. Pretty cool.
Roomer (Travel & Transport) — Travelers are losing about ten billion dollars yearly, for cancelling their pre-paid hotel reservations. Roomer is here to fix this. They created a marketplace where you can sell your booking for a lower price (which is still better than nothing). It's a win-win for both sellers and travelers, who wish to make their vacation a bit cheaper.
RoutePerfect (Travel & Transport) — A route planning service for exploring Europe easily. Set your destination, the trip type (romantic maybe?) and your budget; let RoutePerfect do the rest. When it's done, you can tweak your trip style and choose attractions as you like, and book everything in just a few clicks.
Seatylock (Sports) — "What if your bike seat turned into a tough lock?" -That's the question they're asking, and answering. So simple, and yet, never been done before. Pull out your seat and turn it into a 1 meter, tough, and awesome lock to protect your bicycle. That easy. Not an app, not a wearable device, and nothing that requires coding- just an amazing gadget.
Sidekix (Travel & Transport) — Sidekix is a navigation app for walking. Select your shoes, and where you want to go, based on a specific location or through browsing nearby nightlife or restaurants. The app will provide the best route for you.
Slidely (Entertainment & Social) — This platform connects to your Facebook, Instagram, Dropbox and other social networks you use, to let you easily create artful collages and amazing video slides in just a few clicks. Post, share with others, and gain followers.
Smartbus (Travel & Transport) — Need a bus for your employees or looking to order a minibus for you and friends so you don't have to worry about a designated driver home from a wedding? Smartbus was built to answer those needs, to find means of transportation quickly, and save some money on the go.
SpeedApp (Utilities) — If you need to deliver an important letter, documents, or a lawsuit to someone (let's try to avoid that one), you can use SpeedApp to find pro couriers in your area to deliver it for you.
Splacer (Freetime) — An online marketplace to help you find the perfect venue for your event — a meeting, a party, or exhibition — just select your goal, the number of participants, your budget, and expedite your search for perfect one. Currently available only in New York and San Francisco.
TabTale (Gaming) — With over one billion downloads and 300 apps, you can pretty much say that TabTale is one of the leading mobile gaming companies. Every week they release an educational app, game, or book just for kids. Visit their website and see if you find anything interesting for your kid, maybe she'll love "Rockstar Girls" or "Babysitter Madness".
TourPal (Travel & Transport) — Looking for a tour guide? Now you can grab TourPal in over 90 locations around the globe, to be your own audio tour guide straight from the palm of your hand. You can use it both online or offline, and the guide will be there for you to give you all of the exciting details.
TravelersBox (Travel & Transport) — It's time to pack it up and return home from the Philippines, but oh no, you have a lot of "Philipine Peso" left. What are you doing? Usually spending it all at the airport. Well, no more. TravelersBox are kiosks placed in different airports that let you convert the foreign currency and use it to get gift cards, make donations, or transfer to your PayPal account.
Treato (Health) — Searching online for your medication's side effects is causing you even more headache? Meet Treato. They analyze, search, and filter the web for you, regarding every prescription and medical issue. You can also see what other patients just like you are saying and experiencing.
Trench (Shopping) — Ladiiiiies, forget money, it's time to use "Diamonds". Trench is a peer-to-peer marketplace where women sell their awesome fashion items using Diamonds. Then, they can use the Diamonds they collected to buy clothes and accessories from other women in the app.
The app is currently for members only, but stay tuned.
Via (Travel & Transport) — Just last week they made the news for raising $100 million, causing their funding to reach a total of $137 million. Via aims to be the "Uber" for transit. Customers request a ride through the app, and their algorithm to find the transit that likely goes your way and can pick you up. Currently operating in New York and Chicago, but you can be certain that they will soon be arriving near you.
Viewly (Utilities) — Simply put, it's a Kickstarter for donations. Viewly lets every user start and spread their own donation campaigns for good causes like food donations or finding a shelter for dogs. It also lets you monitor your campaign and see how many people were affected. A brilliant idea for a good cause- now that's a winning startup.
Zeek (Shopping) — Instead of letting your unwanted gift cards or vouchers go to waste, you can sell them. Zeek lets users sell their gift cards at a lower price, and buyers can use them to get a discount. Pretty simple.
Zeekit (Shopping) — Zeekit, which means Chameleon in Hebrew, is an online fitting room where you can use the app's image processing technology to upload your own photo and see how clothes fit you. Like how it fits? Purchase easily in-app.
Zengaming (Gaming) — Founded in 2015 they recently raised about $2.8 million. Zengaming is aiming to be the "Linkedin for eSports". The social network lets users or teams create a professional profile, find sponsors, compete, and earn prizes. Their website already has more than a million users.
90Min (Sports) — Football fan? This is the place for you. 90Min collects football news and analysis from over 2,000 writers around the world. With hundreds of articles published daily, a lot of media partners and over 200 communities, their platform is becoming the best and most comprehensive source for football news.


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Personal pride is vital for Weymouth's Jordan Copp
WHILE Jordan Copp admits the Terras' league campaign has been "massively disappointing" this season, he stressed the need for "personal pride" within the squad going forward.
The former Plymouth youngster, who starred with a goal and an assist in Weymouth's 2-0 win over Wimborne Town in the Dorset Senior Cup on Tuesday, also insisted there is still a desire within the side to win games "no matter what".
Copp is expected to be in the Terras' squad when they host Kettering Town at the Bob Lucas Stadium on Saturday (3pm).
Weymouth are cemented in mid-table, occupying 12th spot in the Evo-Stik Southern Premier Division at present – 22 points off the play-off places.
Asked how hard it is to keep motivated with not much left to play for, Copp replied: "I am not going to sit here and lie about it, it is difficult to try and keep yourself motivated, but it is down to you as a person to do that.
"We are not going out there and giving less than 100 per cent."
He added: "You go out and do it for personal pride.
"We are still a group of players and coaching staff and it's a game of football. We still want to win, no matter what.
"As players, a lot of us have been pros and it gets embedded in you. It's a game of football and you need to win it.
"It's about winning as many games as possible.
"It's probably not going to happen, but if we can win every single game from now until the end of the season, that's the target."
Asked about the Terras' campaign as a whole, Copp claimed: "It's been a massively disappointing season.
"As much as it's going to come back on us (the players) because we are the ones out there, it's so frustrating and demoralising coming back in week after week drawing and losing games we should be winning.
"You don't go into a game trying to draw or lose. We need to pick up as many points as we can."

redpajama_set_name: RedPajamaCommonCrawl


Home MusicISH #TwitterReacts | Soulja Boy + Bow Wow's Mixtape.
Child support must be due. Ex Reality star Soulja Boy and Shad Moss collaborated on a new mixtape coming to a gas station or bodega near you.
The 11-track tape, Ignorant S**t, is a musical version of the could you not meme. Twitter wasn't sure what to do with it, besides, well… do what it does best.
Bow Wow couldn't make people call him Shad Moss. I'll be damned if he thinks people are going to listen to an album with him and Soulja Boy.
This year I have had to defend Bow Wow & Soulja Boy's contributions to music and hip-hop. For 2017, can y'all stop being irrational?


CARGOSAFE has the largest selection of walk-thru detectors at the lowest prices anywhere!
The modular design allows for a quick and very simple assembly with only 8 screws.
LED Display, alarm lights, LED bar graphs and control touchpad plus all wiring, connections and electronics are integrated into the overhead compartment.
Independent distributed searching coverage zones rival the best in class products. Acousto-optic alarms when target is found. Panel indicator light directly displays the alarming area which can exactly indicate the target.
Smooth, efficient traffic flow with easy-to-view; eye-level pacing lights on the entrance side of each panel are standard equipment on CS-4 and CS-5 models.
CS series digital scanner gate is highly adjustable. In the highest sensitivity level, articles as small as a paper clip can be detected and indicated.
Managed circuitry with infrared installation and computer automatic identification decreases the mistakes and false indications. Automatically shows the alarm frequency and numbers of passed people in the "count" mode.
Users can vary the security requirements by adjusting the zone settings. There are 100 flexibility degree settings in each detection area to suit the needs of the facility deploying it.
You can change the system, flexibility and other settings in the control panel only after typing in the password correctly and only authorized personnel are allowed to change the settings.
Next-generation Low-Intensity Magnetic field technology will not cause harm to heart pacemaker wearer, pregnant women, computer disks, magnetic media, videos, etc.


In 2019, Naidex will be returning to Birmingham's NEC to celebrate its 45th birthday! On the 26th & 27th of March, the show will once again gather the entirety of the world of disability and independent living and offer them a look into the industry's future.
Naidex 45 offers a unique opportunity to meet over 350 cutting-edge exhibitors as well as attend 250 breath-taking seminars from the brightest minds in the industry. Interactive features will engage visitors to participate wherever they go, and panel debates will create discussions that can impact on personal levels as much as international levels.
With all this lined up, Naidex will once again become the hub of the disability sector and reaffirm its reputation as Europe's most established event dedicated to accessibility, inclusion, care and rehabilitation of people with a disability.
Get your free tickets to this special edition of Naidex and be the first to witness the future of independent living.


There are plenty of indie releases to look forward to in 2009. Here are 10 that we can't wait to get our hands on.
1. Black Lips, "200 Million Thousand" (Feb. 24). Throw some jangle into that garage rock and play it loose and easy.
2. Against Me!, TBA (fall). You like your punk intensely political and occasionally angry? Me too!
3. Silversun Pickups, "Swoon" (spring). Swirling rock atmospherics, ambitious melodies and hazy vocals? Swoon, indeed.
4. Dan Deacon, "Bromst" (March). Freak-out dance music — centered around a glowing green skull — is all the rage these days.
5. Antony & the Johnsons, "The Crying Light" (Jan. 20). This Mercury Prize-winner's sterling voice is as heartbreaking as it is breathtaking.
6. Neko Case, "Middle Cyclone" (March 3). This confident singer-songwriter has a penchant for the devastating, the gorgeous and the devastatingly gorgeous.
7. Madeleine Peyroux, "Bare Bones" (March 10). You come for her voice, but you stay for her songs.
8. Great Lake Swimmers, "Channels" (March 31). Banjo-fueled indie folk that pushes the boundaries of traditional songwriting.
9. The Decemberists, "Hazards of Love" (March 24). Ready for the sweeping ballads, the triumphant singalongs, the anachronistic lyrics?
10. Beirut, "March of the Zapotec" (Feb. 17). Their music, intoxicating and elegant, is addictive.


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The Lion King 2: Simba's Pride
Common Sense Age 5+
Critics Consensus 62%
Complete your family's Lion King Collection! The king of animated films reigns in this final chapter of The Lion King trilogy! Experience the power of "Upendi"—which means "love"—as Kiara, Simba's strong-willed daughter, seeks adventure away from her father's watchful gaze. Timon and Pumbaa can do only so much to protect her, especially when she encounters an intriguing rival, Kovu, a cub who is being groomed to lead Scar's pride. As Kiara and Kovu search for their proper places in the great "Circle Of Life," they discover that it may be their destiny to reunite their prides and bring peace to the Pride Lands. Featuring the original all-star voice cast, breathtaking animation and enchanting songs, Kiara and Kovu's adventure thrills audiences of all ages as the glorious "Circle Of Life" continues for a new generation.
62% TOMATOMETER
Critics Consensus:
5+ COMMON SENSE
Romeo and Juliet in the pridelands.
Ernie Sabella
Darrell Rooney
Rob Laduca
Flip Kobler
Cindy Marcus
© 1998 Disney Enterprises, Inc.
English (Audio Description, Stereo, Dolby 5.1)
Danish (Subtitles), Finnish (Subtitles), French (Subtitles, Stereo), Indonesian (Subtitles), Malay (Subtitles), Norwegian (Subtitles), Simplified Chinese (Subtitles), Spanish (Subtitles, Stereo), Swedish (Subtitles), Thai (Subtitles), Traditional Chinese (Subtitles), Vietnamese (Subtitles)
Audio descriptions (AD) refer to a narration track describing what is happening on screen, to provide context for those who are blind or have low vision.
Artists in This Movie
Aage Haugland
Frank Ådahl
Bo Maniette
Maria Rydberg
The Lion King 1 1/2
Movies in Kids & Family
We Bought a Zoo


I'm not entirely sure when these new designs were introduced to Typhoon Lagoon – it may have been during the last refurbishment. In any event, I pressed these in early April 2012.
The Lilo & Stich design (upper left) was available before, but the surf Daisy Duck and Mickey hanging ten are new designs.


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Back to News & Commentary
Wyomingites Say No to For-Profit Prison Looking to Settle in the State
Sabrina King,
Policy Director,
ACLU of Wyoming
It should have been an ordinary December day for Juan Moreno*. He kissed his wife and kids goodbye in Casper, Wyoming, and left for work. But as Moreno turned the corner, several unmarked cars flashed their lights and pulled him over. Immigration and Customs Enforcement agents then arrested Juan, and he spent the next 22 days locked up in a private, for-profit detention center in Aurora, Colorado. He had no idea when he'd see his family again.
The detention center was a nightmare of poor health care. "I got the flu at the for-profit prison," says Moreno. "I asked for some medicine, anything to help with my fever. I was freezing and shaking and too hot at the same time. I asked the guards if they could turn up the heat. They laughed and instead told me to go use an extra blanket. They know we only get one blanket."
Moreno's family cries every time he comes home now, traumatized by his experiences. In adversity, Moreno has decided to speak out against private-prison companies, like the one that neglected his rights and health. The facility he had been confined in was run by private prison giant CoreCivic, and he did not want to see the inside of another one.
Management and Training Corporation (MTC), the third-largest private prison company in the United States, is currently working to convince local and federal government officials to let them build a 600-bed private immigration prison in the southwest corner of Wyoming. So on a Saturday evening in January, Moreno fought against MTC by sharing his story with hundreds of like-minded Wyomingites committed to stopping inroads by private prisons in their state.
ICE already contracts thousands of beds in privately owned detention centers around the country. They currently plan to build four more. Uinta County, a small, rural county in the corner of Wyoming, is one of the proposed sites. To support this project, MTC has been trying to convince local leaders that their horrifying track record of civil and human rights abuses don't matter.
We know they do matter. The nightmare stories of private prisons in this nation are legion.
Between 2006 and 2011, MTC was contracted by ICE to manage the Willacy County Correctional Center, then a civil detention center with the capacity to detain 3,000 people. Known as "Tent City" because of the 200-foot-long Kevlar tents, people detained at Willacy described maggot-infested food, mold, rats, and flooding. A 2009 investigation by the Inter-American Commission on Human Rights reported that detainees were not being properly fed and were often given antacids to stave off their hunger.
These horror stories are not new to lawmakers. In June 2009, a former nurse at the facility testified in a congressional briefing that "the level of human suffering [at Willacy] was just unbelievable." Former MTC employees have revealed that the company encouraged employees to cover up reports of rampant sexual and physical abuse. In 2011, ICE chose not to renew its contract with the company.
Yet despite horrendous accounts like these, MTC finds a way to obscure the negative stories of abuse while exploiting economically vulnerable rural areas like Uinta County.
MTC's proposal to build new prison facilities in these areas are offered with promises of jobs and economic development. Uinta County officials were told there would be over 100 high-paying jobs created that residents could apply for straight out of high school — the kind of jobs that hearken back to a time when you didn't need a college degree to make ends meet. Because of these promises, and despite concerns raised by residents, both the city and county passed resolutions in summer 2017 supporting MTC's request for a contract with ICE.
But Uinta County residents and people across Wyoming are fighting back, organizing under the banner of #WyoSayNo to stop the proposal in its tracks. The coalition, led by Juntos and the ACLU of Wyoming, is building support across the state and around the region to stop the prison's construction in Uinta County. At the campaign launch on January 13, over 100 people gathered in Cheyenne, Wyoming, to hear Moreno's story, and local communities around Wyoming held watch parties, viewing the live-streamed online event that to date has been viewed 5500 times.
Wyoming's residents know the truth. It's time that governmental officials follow suit and reject MTC's proposal for what it is: a private prison designed to profit by putting immigrants in Wyoming behind bars.
* Juan Moreno is a pseudonym.
More in Smart Justice
From the Death Penalty to Marijuana, Clemency is a Tool For Justice
Hidden Taxes Don't Belong Anywhere, Least of All in Our Justice System
50 Years of Fighting for the Rights of Incarcerated People
Despite Backlash, Voters and Lawmakers Continue to Choose Criminal Justice Reform


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Creator Guide: How to Make Your First $1000 as a Content Creator
So how can you make your first $1000 as a gaming content creator? In this guide, we'll explore several options to help you hit this major milestone.
Making money doing what you love is the dream. So how can you make your first $1000 as a gaming content creator? It's often said the first $1000 is the hardest as you're just getting established and figuring out what works. In this guide, we'll explore several options to help you hit this major milestone.
There are many avenues to make money as a creator and their effectiveness will vary depending on the size of your community and following. It's up to you as a creator to find the right mix that resonates with your audience and also has a good return on investment.
The key to all of this? Building an engaged community that supports you before looking to monetize. Without a core group that wants to support you, it's much harder to generate income - be this by subscriptions, tips, or other means. The size and engagement of your community can also impact which tactic may work better for you. For example, brand sponsorships are often looking for accounts with more followers. Having big numbers is also not the only criteria for brand sponsorships - engagement and consistency matter as well.
On-platform revenue sources
Many content platforms have built in features to help creators monetize like subscription and tipping. Revenue sharing can range from platform to platform, but this is an easy way to start making money from your content. As it's built into platforms you already use, it doesn't require additional effort on your part and leverages the community you've built. This is a case where having more users means more potential revenue for a creator.
Subscriptions offer the potential for recurring revenue (repeating payments each month), while tipping can be a more unpredictable revenue stream that is based on your content, activations you run for your community, a viewer's interest in supporting you, and more.
A few examples of on-platform monetization options:
FreshCut: Diamond tipping (creators keep 90%)
Twitch: Subscriptions (50/50 split) and bits (tipping)
YouTube Shorts: Creator fund monetization for Partners (coming in early 2023)
TikTok: Roses, Gifts, and subs
Instagram Reels: Creator Fund payouts
People love merch! This is a strategy that works once you've established your brand a bit. Take inspiration from your favorite creators both big and small and see what they do for merch to help spread their brand. This can range from small items like stickers and shirts to larger ones like hoodies. Don't leave out hard goods like mugs, water bottles, keycaps, and other accessories. There are many eCommerce platforms that enable you to set up your own stores, customize merch, and manage fulfillment like Fourthwall, Spring, and Shopify.
A few things you need to consider before making merch.
Is there demand for it? Poll your community. Merch can be time consuming and costly to design and create, so make sure that people are interested in repping your brand before you start down this path.
Do you have good branding? This includes things like a distinctive logo, colors, and style that you want to convey. It's good to see what big streamers and brands do here with their merch and how it fits into their overall brand and vibe. We love what Pokimane, Sykunno, OfflineTV and 100 Thieves do! If you're not a creative yourself, consider finding a designer on Twitter, through your community, or via sites like Upwork.
Try using a print-on-demand service first - this means you don't need to hold inventory of merch yourself and the items are only created when someone pays and orders it. This avoids incurring an upfront charge to create a bunch of merch - only to discover you may not be able to sell as much of it as you wanted. Costs are also transferred to the buyer of the merch vs. requiring an initial investment from the creator.
Brand Sponsorships
Brand sponsorships are also a popular way for creators to leverage the audience they've built on different content and social platforms. This is most effective for creators with large followings (as brands often search for ways to make the biggest impact) but can also be effective for smaller creators if brands want to work with "micro influencers". Generally, the larger your audience is, the more leverage you have when talking to brands.
TikTok, Instagram, and YouTube Shorts are the most popular channels for brand sponsorships right now. This is as they all have huge audiences to reach as well as viral potential for brand ads.
How can you get a brand sponsorship?
You can do outreach to brands on social media. Replying to their Tweets and hitting them up in their DMs. You can also contact them via email or their Discords. This however will be more effective for creators with larger followings. Direct outreach if you have a smaller following is likely to be ignored or deferred to a later date - but you never know unless you try!
If you have a large audience and community, brands may come to you with sponsorship or promotion offers. This could be because you represent a community they want to reach, because they like your brand, or other reasons.
There are also newer platforms like PearPop that serve to connect creators with brands - making it easier for both parties to get what they need. Creators get paid for their content - brands get great promoted content. It's a win win.
Monetize your audience with PearPop Challenges
Gaming brands like to leverage creators to spread the word about their product. AdvancedGG and Gamer Advantage are great examples of this! They have affiliate programs where accepted creators are given a code to use to promote their product and given a share of sales they drive for the brand. Many other brands in gaming and outside of gaming have affiliate programs to help drive sales and awareness of their brand. Becoming a brand ambassador through these programs can offer financial rewards, although compensation varies by brand. Having a larger community is valuable here, but brands can also take into account other factors like engagement, community loyalty, average viewers, quality of content, creativity, and more.
An example of Gamer Advantage's affiliate program payouts
Have an in-demand skill or talent at a game to share with the world? Metafy has become a popular way creators monetize their abilities - enabling creators to create lessons and coach students in different games. Whether it's live sessions or training plans, you can share your knowledge on Metafy and get paid by users who want to level up at their favorite games. For example, FGC champion PerfectLegend offers courses Mortal Kombat, Street Fighter, and Tekken on Metafy.
One thing to keep in mind - name recognition goes a long way with coaching. Fans and community members often want to get trained by or hear from high profile creators, so they are more in demand and able to charge more. Nevertheless, coaching is something you should explore if you're strong at gameplay or strategy! You can build your brand as a coach over time as well.
PerfectLegend offers numerous coaching via Metafy
Have a passionate community? Memberships have risen in popularity as a way to offer your followers benefits and rewards while also giving creators a financial return. Patreon is the leading membership platform at the moment. However memberships go beyond just offering exclusive access and perks to your community. You need to stay committed to your membership program and always make sure your members feel extra special to keep them happy, build buzz, and make them feel their financial support is worth it. Membership programs require extra work by a creator to make them feel unique and valuable. Done right, they can be very lucrative.
Host your community in a Discord server? Discord recently announced Server Subscriptions with a 90/10 split in revenue. This is one of the best rates on the market and an easy way to start to monetize an existing audience. If you haven't created a home for your community yet - this monetization feature is one reason you might want to consider Discord.
Creator Competitions and Events
Keep an eye out for creator challenges. Often gaming and creator brands will run competitions, where the top finishers get cash prizes. FreshCut recently ran our first creator competition called FreshCut Rising Star where the winners took home a share of $10,000 and great prizes. While the competition is fierce and many creators will enter for a chance to win, if you've got what it takes, this could be a great way to get some cash rewards.
While winning the big prize competition is the dream, keep an eye out for other smaller scale activations and events as well. If you're strong at gameplay, consider entering tournaments to win cash prizing. FreshCut also holds weekly clip Challenges where the best clips can get cash prizes. Check out our latest #FortniteChamp challenge. Not only do the top clips as voted by the community get rewards, there's also prizing for most liked, shared, and tipped - meaning there are several different avenues for victory. If you're already posting content on FreshCut, this is an easy way to showcase your content for a chance to win some real $$$.
Check the FreshCut app or Discord to see the latest Challenges!
Side Gig Skills
While the dream is to be a full time creator for your own brand, there are also other creator related jobs and roles you can take to make your first $1000 in the industry. These jobs can also help to build your community and professional network, leading to future opportunities and connections that can help you to grow as a creator.
Editing guru?
Edit short form and long form content for other creators/brands
TikTok/Shorts/Reels editors are particularly in demand right now
Design skills?
Design and make thumbnails. Check out our Guide to Creator Thumbnails and learn why MrBeast spends thousands of dollars to get the right thumbnails.
Social savant?
Be a social media manager for creators and brands
Life of the party?
Host events for brands/creators - FreshCut Rising Star was hosted and judged by different creators in the community
Be a caster for tournaments for games you know well and love
Community connector?
Be a mod for a bigger creator - find a creator who appreciates mods and pays them for their efforts! Being a free mod is a good way to get in the door, but always make sure you are valuing your time appropriately.
We've covered a wide range of ways creators can make money. Your first $1000 will likely not come from just one source. It might be a combination of merch, on-platform revenue, and brand sponsorships. Or it might be from courses and side gigs. Or maybe you hit it big on a creator competition. The most important thing when looking to make your first $1000 as a creator is to experiment, experiment, experiment. The more shots you take as you try to turn your passion into real money, the better your odds are of breaking through. It's important to take chances and try new things as you navigate your journey as a creator. Good luck!


I am new to this camera. I have the 35mm and 14mm lenses. In CS6 (latest ACR down loaded), there are no lens corrections for this camera or lenses. I have read that the Fuji lens profiles built into the camera firmware will make automatic corrections if shooting JPGs, but I prefer RAW. What is everyone using? I tried the supplied Silky Pix, but it is not obvious to me if it automatically fixes lens faults.
Both Michael and I shoot with the Fuji and find it to be excellent. Michael uses Lightroom for his image processing and I use Capture One. Both do a nice job but I am partial to C1 as I believe it does a cleaner output. You can get a trial version of Capture One from Phase One. Try out a few images from both and make a choice based on your experience.
Are you referring to faults such as barrel distortion or colour-related issues like CA? If the latter, then those corrections aren't profile-based. If the former, then there's also a manual correction option. You can correct one image then sync that change to all the others with that lens. You can also correct it in one image, save the correction as a preset then apply the preset to all future images with that lens.
The lens profiles are built into the exif header of the camera. This is something for new cameras. Eric has mentioned in one of the LuLa videos that ACR/Lightroom use the embedded profile on the raw file and it is applied automatically, that is why there is no profile to select or check. Capture one also applies this. Conversion software that uses DCRAW does not apply this profile. The Zeiss lenses also have the profile embedded in the exif, at least the Touit lenses. I prefer Capture One for the most part, I think the color is a little better right off the bat and the files are sharper and less blurring. Sometimes it is very hard to see the difference between C1 and Adobe, other times it is huge.
I use Lightroom for library management etc. and C1 for raw development and then have Lightroom import the files exported from C1, they are then key worded and managed from there.
Thank you Alan, and all who responded. The info about the lens corrections built into the exif header and automatically corrected is valuable info for me. I have used DXO for years, but one wonders if it will be needed for lens fault corrections, if the lens mfgr build in that correction data.
Currently DXO does not support the sensor at all, and they are still claiming they have no intention. As you probably already know.
Good luck, I really enjoy the camera a lot, great IQ and the portability cannot be beat and the lenses are great.
I'm having good luck with Capture 1 Pro!
Although I use ACR/CS6 for Bayer type sensor images, I get really good results from the XTrans Sensors if I do the RAF import in Aperture and then open in CS6 for further editing. I've been trying to get equivalent results through ACR and it doesn't seem to be working as well for me. Haven't tried Capture 1.


We are sugaring paste suppliers, that's why we know everything about our products. You can feel free to ask any question about our product, which you can find on our website.
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Please describe your issue in details and leave your phone number and the best time to call you, and we would be happy to return your call as soon as possible!
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The Owen Jones Show: Leicester redundancies, social media surveillance, and HE marketization
Letter on plans for Informatics
Letter to Prof. Nishan Canaranajah, 24 Feb 2021. Dear Vice Chancellor, The undersigned are former members of the erstwhile Department of Computer Science, and presently the School of Informatics at the University of Leicester. We enjoyed its passion for quality teaching, its vibrant research discussions, and the enduring sense of community. In short, Leicester was…
Letter to Council
Letter sent to all members of University Council, 23 February 2021. A very similar letter was sent to all members of University Senate. Both are available as PDFs to download. Dear Member of Council I am writing to you about University of Leicester's present problems. I am sure that the President and Vice-Chancellor has shared…
"Shaping for Excellence" – a view from an academic librarian
Published: 23rd February, 2021
"Shaping for Excellence" proposes merging the Library's User Services team with colleagues from the Student Services Team, to provide a single team to deal with a wider range of enquiries. It is User Services who have re-opened the David Wilson Library and who keep it operating. The University appeared to value their contribution by giving…
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Sometimes you just want to take full advantage of the growth associated with equity markets. The Counsel All Equity Portfolio lets you do just that. By investing only in equities, it provides the highest potential for growth, while trading off some of the safety associated with fixed income investments. It's for investors looking for long-term capital appreciation and can tolerate some variability in returns. The portfolio invests in Canadian, U.S., and international equity mutual funds.


Over the last 15 years the City of Cook's infrastructure was rapidly deteriorating. Water mains were breaking due to the corrosive nature of native soils. The storm sewer system was failing due to corroded metal plugging the piping, causing localized flooding. Finally, sanitary sewer mains were allowing Inflow/Infiltration to enter the system, requiring sewage bypasses during heavy rainfalls.
The City of Cook initiated a major revitalization program to replace 95 percent of the infrastructure over a 10+ year period. JPJ Engineering was procured to assist the City with planning, civil engineering and grant-writing tasks to help solve these problems over several years. Utilities and streets were reconstructed in the replacement areas with modern methods and materials. Sidewalk reconstruction included truncated domes at intersections per ADA requirements.
A majority of this revitalization was financed with $1.7 million in grants and $2.4 million in loans from the USDA and St. Louis County. The annual savings resulting from these improvements is estimated by the City of Cook to be between $30 – $50 K.


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Let's Stop Constantly Asking Powerful Women About Their Babies
Tracy Moore
Efforts to slay the work-life balance dragons are finally center stage—studies, books, and powerful women have made it a buzzy cause du jour. But that doesn't mean every single woman with a corporate success story should be expected to discuss this issue at length, especially in contexts meant to highlight their career accomplishments.
Such was the unfortunate case at the Dreamforce Women's Innovation Panel held recently in San Francisco, where O Magazine editor-at-large and CBS morning anchor Gayle King interviewed Honest Company CEO Jessica Alba and YouTube CEO Susan Wojcicki, ostensibly to discuss career highlights. Only that's not really how it went.
Writing at The Next Web, Lauren Hockenson notes that rather than focus on these women's impressive accomplishments—both oversee billion-dollar enterprises—King softballed them with mommy talk, turning what should have been a look at their career trajectories into "a complete farce."
Wojcicki's story, specifically among women in tech, is one of the greats. As Google employee 16 and the initial source for the company's Menlo Park headquarters (she legendarily offered up her garage to founders Sergey Brin and Larry Page), she rose through the ranks deftly and is now the only female CEO in the Alphabet umbrella. She oversees YouTube's multi-billion dollar business and has a net worth of more than $300 million.
"Susan, you know something about babies," King said during the panel. "This is what I love about Susan: she has five children."
Wojcicki smiled, and confirmed King's statement. When pressed, Wojcicki said that her eldest is turning 16, while her youngest is 8 months.
"By the same husband?" King inquired.
15 minutes into the panel, and Gayle King had asked one of the most powerful women in Silicon Valley if all of her children have the same father.
King then asked Alba about her career in Hollywood, which the writer contrasts with appearances during the conference from Microsoft CEO Satya Nadella, Salesforce CEO Marc Benioff and Uber CEO Travis Kalanick, who were given ample space to demonstrate products and discuss philanthropic efforts. None were asked about family.
"Alba and Wojcicki fielded questions about maternity leave, how they remain in their families' lives, and whether they could invent a stylish shoe that doesn't hurt your feet at the end of the day," Hockenson writes. "Innovation, indeed."
Or maybe the questions asked of Alba and Wojcicki are fair game. Blake Morgan, a contributor at Forbes who works in tech and also attended the event, defended the atmosphere of the panel as lighthearted and King's interviewing style as "down to earth," noting that Wojcicki wasn't offended by the questions, so maybe we shouldn't be, either. She writes:
While King's questions might not be the same questions posed to Microsoft CEO Satya Nadella or Uber CEO Travis Kalanick who also spoke at the event, it doesn't bother me. I am 31 years old and I'm personally facing some major life decisions about having children and how that will effect my ability to build my own business. I walked out of that room thinking, jeez if Susan Wojcicki had five children and managed to be CEO of YouTube, I should probably stop worrying so much about how children will hinder by ability to work.
These two points of view—insulting vs. inspirational—illustrate the growing pains of taking "women's issues" front and center. One the one hand, the fact that we can discuss the how women juggle work and family demands, and the many obstacles to success they still face, is a sign of significant progress.
On the other hand, this can become a kind of pink ghetto, like when an actress is asked what she's wearing instead of her thoughts on the film, when women in music are highlighted in a separate issue just for women, when a politician must prove she's capable of finger-on-the-nuke buttons while managing a period.
It's also worth noting that plenty of high powered women have made these issues a significant aspect of their brand and career. By discussing their own struggles and solutions to the demands of work and life, Anne-Marie Slaughter and Sheryl Sandberg give scores of women, at least the ladder-climbing sort, a roadmap. So long as women are still doing the lion's share of the domestic and childrearing work while navigating a career, how they manage it is still a fascinating and relevant question—but that doesn't mean it should overshadow focus on their work lives.
Facebook exec Margaret Stewart Gould puts it more bluntly in a post for USA Today. She attended another tech conference recently, Fortune Brainstorm in Apsen, where Wojcicki also spoke. Gould expected insight into YouTube monetization; instead, the interviewer scored applause when mentioning Wojcicki's role as a mother and the recent birth of her fifth child. Gould writes:
It was like all the air got sucked out of the room. He must be joking, I thought. All the other stuff she's done, that's not worthy of applause? The conversation proceeded to detail all of her pregnancies and how they coincided with major projects she'd led. He then asked the question that seemingly every woman leader — but apparently no man — is required to answer:
How do you do it all?
For what it's worth, running YouTube and having five children is pretty impressive—and I for one would like to know how she manages it, even if it's simply a lot of great paid help. But Gould's point is still salient—when do women simply get to be badass executives who don't have to pull back the curtain of their private lives as the price of admission? Must women still be softened in this particular way in order to seem relatable?
Gould continues:
I am so sick of this. Being a parent is hard. Executive jobs are hard. We all know this. And parents need a lot of support and advice on how to achieve all they are capable of work-wise but still be there for their families. If I am asked to serve on a panel that's explicitly about this topic, I can decide whether or not I want to participate in that conversation. But when the venue is a tech conference, let's talk about tech, for goodness sake. Making motherhood a required topic for women leaders minimizes their contributions to the industry.
Gould isn't just complaining, though; she offers a slew of ideas for change, mostly aimed at media. One, PR folks could get out in front of the story and ask that the private lives of the women they represent not dominate the discussion. Second, hiring interviewers with a better tech background for these panels could ensure a more relevant discussion. And third, journalists should always, always do their homework rather than focus on easy, shallow questions that do nothing to illustrate a woman's accomplishments.
But perhaps Gould's last solution is the best—be an equal opportunity invader of privacy:
As I see it, you have two choices: you can either ask everyone these questions about their private lives and their role as a parent, or you should ask no one. I have a challenge for you: in the next three interviews you do with male leaders, please ask them the same questions you seem so blasé about asking women. How do you balance caring for your kids and your work responsibilities? Did you feel your career was hurt by taking time off with your babies? Do you feel like working makes you a better/worse parent? If you try this three times, you are going to learn something.
She's right—not only would this help audiences to understand more about how women succeed in spite of the odds, but it also gives us an insight into the unique problems men face. Which, by the way, is what the powerful women who do make work-life balance their life's work say already. It's time the rest of us caught on.
Image via CBS/The Good Wife.
Open kinja-labs.com


A friend once asked me to do a post about the top 12 things I could not live without. I asked myself, "If someone told me I had two minutes to grab what I needed to go on a vacation, what would I have to grab?" One thing would be mousse, to contain this curly, frizzy mess on top of my head. Then would be mascara…and maybe some lip-gloss. I didn't feel like that was going to make for a very exciting list. Then, I started thinking about what we could NOT live without around here, and the word that kept resounding through my ears was laughter. And that's what I wrote about. In this section, you will find blogs where we laugh about the craziness that is life and blogs where we laugh to keep from crying.


Coffee World " Where the world meets "
There is no any comments or reviews yet. Do you know something about Coffee World Waterbom which is located in PIK, Jakarta, Jakarta, Indonesia? Please add your comment or review about this place and help others to know more about Coffee World Waterbom.
Near Coffee World Waterbom there is also 4 similar Coffee Shops which are located near 549 km from its direct location.


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Q: How to use ScheduledExecutorService in java to call a Callable implementation at fixed interval? ScheduledExecutorService has methods like scheduleAtFixedRate(Runnable command,long initialDelay,long period,TimeUnit unit) to invoke Runnable classes at fixed intervals. I want my Thread to return some value after execution. So I implemented Callable interface. I could not find an equivalent method for invoking my Callable class at regular interval. Is there any other way to implement this? If this is functionality is not provided by Java, what is the rational behind that decision? Please let me know. Thanks.

A: You can't schedule Callable for periodic execution since it's unclear how to return a result from such an execution.
If you have your own approach to returning the result (for example, placing a result into a queue), you can wrap Callable into Runnable and implement your approach:
final BlockingQueue<Result> q = new ArrayBlockingQueue<Result>();
final Callable<Result> action = ...;

s.scheduleAtFixedRate(new Runnable() {
    public void run() {
        q.put(action.call());
    }
}, ...);

redpajama_set_name: RedPajamaStackExchange


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Fora do Contexto
Início English Top 10 Biggest Shirt Sponsorship Deals in Football
Top 10 Biggest Shirt Sponsorship Deals in Football
Por Pedro Pereira -
Real Madrid shirt is the most valuable shirt in the football industry, as Merengues receive €70 million per year from his sponsor Emirates, according to Sport Business.
The Arab airline will pay a total of €420 million to Real Madrid through the six-year contract that will expire in the end of the next season (2022-2023).
Emirates is one of the main sponsors in football, holding also deals with other big names in the European football, including Arsenal (€45 million per season) and Olympique Lyon (€22 million).
While sponsoring a club appears to be an economic decision, in order to gain public visibility in some region or industry, it also has to do with the community both club and sponsor are envolved.
Read more: Top 5 Stadia Naming Rights in European Football
And this could explain why German carkmaker Volkswagen pays €20 million to Wolfsburg in a deal valued at €320 million through the multi-year contract. It's one of the biggest contract in terms of duration, from 2013 to 2029.
Bayern Munich holds the third most valuable shirt in this ranking. Deutsche Telekom pays to the German team €45 million per season, as the seven-year sponsorship deal giving a total of €315 million to Bayern.
English domination
The ranking has 5 English clubs, with Tottenham securing a total sum of €313 million from the sponsorship deal with AIA Group and Manchester United receiving €274 million from the new deal with Team Viewer.
Arsenal, Liverpool and Chelsea have also lucrative deals with Emirates, Standard Chartered and Third, respectively.
Italian Juventus is 9th in the ranking, as the deal with Jeep (carmaker Fiat) is worthed €135 million (€45 million per season). Lyon is the last on the list, receiving €22 million per year from Emirates.
Where is Barça?
One might be surprised with Barcelona for not be in this ranking.
Rakuten is Barcelona's main shirt sponsor, but they're about to enter the final year of their contract.
The annual figure went down from €55 million plus add-ons to €30 million plus add-ons. Then, in summer 2022, that deal will have concluded.
While Barça is in negotiations with new brands, it's hard to see the new sponsor paying the same amount of money this time, after the departure of stars like Neymar, Suarez and Messi.
# Club – Main Shirt Sponsor Total (Annual Value) Duration
1. Real Madrid – Emirates €420 million (€70 million) 2017-2023
2. Wolfsburg – Volkswagen €320 million (€20 million) 2013-2029
3. Bayern Munich – Deutsche Telekom €315 million (€45 million) 2016-2023
4. Tottenham Hotspur – AIA Group €313 million (€39 million) 2019-2027
5. Manchester United – TeamViewer €274 million (€55 million) 2021-2026
6. Arsenal – Emirates €224 million (€45 million) 2019-2024
7. Liverpool – Standard Chartered €183 million (€46 million) 2019-2023
8. Chelsea – Three €142 million (€47 million) 2020-2023
9. Juventus – Jeep €135 million (€45 million) 2021-2024
10. Olympique Lyon – Emirates €110 million (€22 million) 2020-2025
Artigo anteriorO papel dos casinos no desenvolvimento económico de Portugal
Próximo artigo10 Jogadores que Ganharam Milhões no Futebol Chinês
Top 8 Melhores Ligas Femininas de Futebol 2021
Top 10 Jogadores Mais Caros em Fim de Contrato no Verão
Top Times com mais Sócios no Brasileirão
Artigos Mais Populares
Economia e Finanças do Futebol Mundial
Contate-nos: geral@financefootball.com
Recortes de Imprensa
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Mortgage Refinance – Get Today's Refinance Rates. – Ally – Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005. Mortgage credit and collateral are subject to approval and additional terms and conditions apply. Programs, rates and terms and conditions are subject to change at any time without notice. The Ally CashBack Credit Card is issued by TD Bank, N.A.
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Best Bank For Mortgage Rates Current Mortgage Rates | Mortgage Rates Today | U.S. Bank – To guarantee a rate, you must submit an application to U.S. Bank and receive confirmation from a mortgage loan officer that your rate is locked. Application can be made by calling 877.303.1639, by applying online, or by meeting with a mortgage loan officer.
12 ways to get the lowest mortgage refinance rates – HSH.com – To get the lowest mortgage refinance rates borrowers must increase credit scores and home equity, lower debt, shopping for multiple offers on the same day.. business development manager for mortgage lending for California Bank and Trust in San Diego.
Bank of England keeps rates on hold as businesses brace for no-deal Brexit – the European central bank announced new stimulus measures to prop up a still-fragile economy, promising to put off raising rates and to give banks access to more multi-year loans. Last August the.
Rates for home loans fell, with no bottom in sight as investors increasingly. After the release of the central bank's statements, bond prices jumped, pushing yields down sharply. Freddie's weekly.
Federal Discount Rate History Data and Statistics Page – federal reserve bank of New York – The Federal Reserve Bank of New York works to promote sound and well-functioning financial systems and markets through its provision of industry and payment services, advancement of infrastructure reform in key markets and training and educational support to international institutions.


Society Blitz review of events and those in Belarus, a world history.
Society Pavdle experts UniCredit SpA, since the beginning of the year Belarus lost about 20 percent of foreign exchange reserves — about a billion dollars.
Meanwhile IMF representative in Belarus Natalia Kolyadina called on the Belarusian authorities to the unification of exchange rates, Reuters reported. According Kolyadina, the IMF considers a step in the right direction today's decision of the Belarusian authorities to lift restrictions on kursavtvarenni on the OTC market in the segment of legal entities.
Society Alexander Lukashenko promises to prevent strikes in Belarus and unauthorized actions. He said this on June 14 during a visit to Smolevichsky Minsk region.
"We have a" conscious "in Minsk on social networks, the Internet calling for a strike. So I'll watch, observe, and then as sharahnu — do not have time for a run across the border," — quoted Lukashenko government agency BelTA.
Society April 19 in Kiev began international events dedicated to the 25th anniversary of the accident at the Chernobyl nuclear power plant.
April 20-22 in Kiev planned international conference "25 years after the Chernobyl disaster. Safeguarding the future."At the events planned around the presence of 50 foreign delegations at various levels. In Kiev on April 18 has come Commission President Jose Manuel Barroso.
As the head of the presidential press service Paul Light, Belarusian leader Alexander Lukashenkoand April 19 will work in Minsk. April 20 regarding exactly will be known later.
Society The Belarusian authorities lifted restrictions on kursavtvarenni on the OTC market in the segment of legal entities.
This was stated by First Deputy Chairman of the National Bank of Belarus Nikolai Luzgin, Interfax reports.
Previously, according to the order of the National Bank, the selling rate of foreign currency transactions at banks to legal entities could exceed the official rate more than by 10%, while in the segment deals with individuals — more than 2%.
Society On these topics in the "Prague accent" expert discuss the Belarusian Institute for Strategic Studies and a columnist Denis Melyantsou Russian newspaper "Kommersant", one of the leaders of the site "Belarusian Partisan" Pavel Sheremet.
Drakakhrust: Now the authorities give more information about the persons who are the main suspects: CCTV pictures were shown in the subway, in the media and got the video, the prosecutor Vasiljevic said that the fingerprints of an explosive device, which worked 3 July 2008 to coincide with the fingerprints detainee, said additional details on Saturday President Lukashenko.
Society The introduction of free alcohol prices in Belarus is delayed by two months. This decision was taken by the Ministry of Economy.
According to the preliminary decisions of June 15, the country planned to introduce free selling and retail prices for alcohol, stronger 28 degrees. However, at the last moment the ministry "changed her mind" let the price of alcohol.
In Lately Belarus increased prices for travel on trains, taxis, buses. Went up a number of food products.
In our basement is not even a light bulb! What there could be a laboratory?
Society In the Internet there were the names of the suspects in the attack on April 11, "the natives of Vitebsk." Reports lot of confusion, but no official information about who committed the attack, is still there.
While the Belarusian media do not call names detained in Minsk, "the natives of Vitebsk", one of the Russian Internet sources they already sounded, calling not two, but three Vitebsk guys.
Continue reading In our basement is not even a light bulb! What there could be a laboratory?
Society The Belarusian government will not be able to avoid the devaluation of the national currency with the increase in the trade deficit and lower foreign reserves, says Herman Gref, Chairman of the Board of the Savings Bank of the Russian Federation, which owns one of the largest Belarusian banks — "BPS-Bank".
"The government of Belarus is not able to avoid devaluation, though it will be very good for the economy ", — quotes Bloomberg Gref.


Wrestling 2 the MAX is the official pro-wrestling podcast of W2Mnet.com. Where Sean Garmer, Gary Vaughan, and Paul Leazar discussing all things pro-wrestling twice a week, every week.
These three friends from Dallas, Texas bring their humor, chemistry, and passion for wrestling in everything they do.
On Tuesday morning's, we cover ROH, and the news that's happened over the weekend. If a New Japan Pro-Wrestling PPV or house show happened over the weekend, we cover that on Tuesday as ... Más informaciones well.
On Friday morning's, we cover Lucha Underground, Impact Wrestling and any news that's come out. We end each Friday show with our Top 5 W2M Power Rankings and decide a Superstar of the Week from that.
When there's a WWE PPV on Sunday's, or a New Japan Pro-Wrestling show, don't worry, we got that covered as well with our own version of a Reaction show, right after the PPV ends, bringing in guests, callers, and of course I thoughts on the show as well.
If you enjoy the show and want to discuss it with other W2M fans, join our Wrestling 2 the MAX Facebook group, and follow us on twitter @W2MSean, @W2MGary, @hailtothechimp7 or the whole network @W2MNetwork. You can also go like our W2M Network Facebook Page and the W2Mnet Instagram as well.


text:
Documents associated with: Maris, Jacob Henricus
Date: [11 February 1898][1]
Author: Francis Howard[2]
Place: London
Recipient: JW
Place: [Paris]
Call Number: MS Whistler I31
Document Type: ALS
PRINCE'S SKATING CLUB,
KNIGHTSBRIDGE, S. W.
"SNOWBIRD" LONDON.
My dear Mr Whistler
Many thanks for your letter. I will read it at the Council Meeting and return it to you immediately, with I hope, the report of its good effect. Please don't forget to let me have it back though.
With regard to your post card[3] received at Upper Cheyne Row this morning, I dont' suppose - having had experience of French systems [p. 2] - the communications I sent you will ever reach you now, so I forward you again copies of the invitation as sent out (lacking of course the names of Begas[4], Carolus-Duran[5], Dillens[6], Fremiet[7], Lambeaux[8] and St Gaudens[9], added since)
It goes without saying we were delighted about Macmonnies[10]!
I think that among the letters sent to the wrong address, in your care, were those of invitation to Gustav Moreau[11], Macmonnies, and Zorn[12] (I am not sure about the last though)[.] We could not find out their addresses. Would it be troubling you too much to ask you to let them have the invitations I send you. (Perhaps application at 2 Rue du Bac would discover the others)
At present we have had acceptances[13] from, Alexander, Aman-Jean, Besnard, Blanche, Boldini (by word of mouth when last in London), Giovanni Costa, Dill, Frajiacomo, Klimt, Klinger, Liebermann, Macmonnies (I include him), Meunier, Rodin, Segantini, Stuck, Thaulow, and Von Uhde (by word of mouth to Sauter[14]).
[p. 3] Those not yet heard from[15] are
Begas, Boecklin, Carrière, Puvis de Chavannes, Degas, Dillens, Carolus-Duran, Fantin Latour, Fremiet, Helleu, Lambeaux, J Maris, Menzel, Moreau, Mesdag, Pradilla, St Gaudens, Von Lenbach, Zorn. I shall telegraph to Puvis, Carrière, Boecklin, and Menzel today. If you have any opportunity of using your influence in hurrying these people to a decision, I hope you will exert it.
I am sending you with this besides copies of the invitation, copies of the minutes of the two Council Meetings we have held - also a cutting from the Daily Mail which please return to me for our book of cuttings[16]
Yours very sincerely
Francis Howard
1. [11 February 1898]
This is a reply to JW's letter of the previous day, #11307. It relates to the exhibitions of the International Society of Sculptors, Painters and Gravers, established in December 1897. Its first exhibition took place in May 1898 (see Pennell, Elizabeth Robins, and Joseph Pennell, The Life of James McNeill Whistler, 2 vols, London and Philadelphia, 1908, vol. 2, pp. 216-17).
2. Francis Howard
Francis Howard (1874-1954), painter, art critic and collector [more].
3. post card
#10501.
4. Begas
Reinhold Begas (1831-1911), sculptor and painter [more].
5. Carolus-Duran
Émile-Auguste Carolus-Duran (1837-1917), painter [more].
6. Dillens
Hendrik Joseph Dillens (1812-1872), painter [more].
7. Fremiet
Emmanuel Frémiet (1824-1910), sculptor [more].
8. Lambeaux
Joseph ('Jef')-Maria-Thomas Lambeaux (1852-1908), sculptor [more].
9. St Gaudens
Augustus Saint-Gaudens (1848-1907), sculptor [more].
10. Macmonnies
Frederick William MacMonnies (1863-1937), sculptor [more].
11. Gustav Moreau
Gustave Moreau (1826-1898), Symbolist painter [more].
12. Zorn
Anders Leonard Zorn (1860-1920), painter, etcher and sculptor [more].
13. acceptances
The list of acceptances comprises John White Alexander (1856-1915), portrait painter and decorator [more]; Edmond François Aman-Jean (1860-1935), painter, engraver and lithographer [more]; Paul Albert Besnard (1849-1934), painter, graver and writer [more]; Jacques Émile Blanche (1861-1942), portrait painter, art critic and writer [more]; Giovanni Boldini (1845-1931), portrait painter and etcher [more]; Giovanni Costa (1833-1903), marine, landscape and genre painter [more]; Professor Ludwig Dill (1848-1940), painter [more]; Pietro Fragiacomo (1856-1922), genre and landscape painter [more]; Gustav Klimt (1862-1918), artist [more]; Professor Max Klinger (1857-1920), history and genre painter, sculptor and engraver [more]; Max Liebermann (1847-1935), genre and landscape painter and etcher [more]; Constantine Émile Meunier (1831-1905), painter, sculptor and engraver [more]; René François Auguste Rodin (1840-1917), sculptor [more]; Giovanni Segantini (1858-1899), artist [more]; Franz von Stϋck (1863-1928), painter and sculptor, first President of the Munich Secession [more]; Fritz Thaulow (1847-1906), painter, printmaker and author [more]; and Fritz Karl Herman von Uhde (1848-1911), artist, Vice-President of the Vienna Secession [more].
14. Sauter
George Sauter (1866-1937), painter [more].
15. not yet heard from
The following list of names includes Reinhold Begas (1831-1911), sculptor and painter [more]; Arnold Böcklin or Boecklin (1827-1901), painter and sculptor [more]; Eugène Carrière (1849-1926), artist [more]; Pierre Puvis de Chavannes (1824-1898), painter [more]; Hilaire-Germain-Edgar Degas (1834-1917), artist [more]; Hendrik Joseph Dillens (1812-1872), painter [more]; Émile-Auguste Carolus-Duran (1837-1917), painter [more]; Ignace-Henri-Jean-Théodore Fantin-Latour (1836-1904), artist [more]; Paul-César-François Helleu (1859-1927), painter and etcher [more]; Jacobus ('Jacob') Hendricus Paul Maris (1837-1899), artist [more]; Adolph Friedrich Erdmann von Menzel (1815-1905), artist [more]; Gustave Moreau (1826-1898), Symbolist painter [more]; Hendrik Willem Mesdag (1831-1915), painter and collector [more]; Francisco Pradilla y Ortiz (1848-1921), painter [more]; Augustus Saint-Gaudens (1848-1907), sculptor [more]; Franz-Seraph von Lenbach (1836-1904), historical and portrait painter [more]; and Anders Leonard Zorn (1860-1920), painter, etcher and sculptor [more].
16. book of cuttings
'Which ... book of cuttings' is written in the right-hand margin. The volumes of press-cuttings kept by the ISSPG are in the National Art Library, Victoria and Albert Museum, London.


text:
You are here: Home - Mortgages - Buy To Let - News -
Tenants warned to beware of rogue letting agents
Written by: Emma Lunn
London Trading Standards has issued a stark warning to tenants: understand your rights or you risk being ripped off by rogue letting agents.
This caution comes as figures released as part of London Trading Standards Week show that letting agents were fined more than £1.2m over a 15-month period for breaking the law.
Figures from London Trading Standards show that more than 46 per cent of 1,922 letting agents inspected in the 15 months up to June 2019 by local council trading standards officers were non-compliant with either the Consumer Rights Act and/or the legislation on redress scheme membership.
As well as the fines, London boroughs instigated 14 criminal prosecutions for a range of offences including breaches of unfair trading rules.
The enforcement survey by London Trading Standards shows that there were more than 6,000 letting agents operating across the capital and more than 1,000 complaints about them.
Stephen Knight, London Trading Standards' operations director, said: "London borough trading standards teams have been increasingly active in tackling rogue letting agents in recent years, with over £1.2m of fines issued in the past 15 months and 14 criminal prosecutions, but dodgy agents are far too commonplace across London and private renters need to be very careful not to be ripped off."
Two new laws, the Tenant Fees Act and the Client Money Protection Schemes for Property Agents, which have recently come into force, give tenants more protection. Before these laws were introduced trading standards teams had limited powers to tackle rogue letting agents.
Under the Tenant Fees Act, most fees charged by landlords and agents, such as fees for references and credit checks, and general administration, have been banned since 1 June 2019.
Before that date, letting agents had to prominently display the fees they charge at each of their offices as well as on their website.
Also, since 1 April 2019, agents must hold any client money in a separate client money account. This must be protected through membership of a client money protection scheme.
Dan Wilson Craw, director of Generation Rent, said: "This year's Tenant Fees Act has the potential to save you hundreds of pounds every time you move. But because so many letting agents have been flouting existing laws, you have to be vigilant when looking for a new home to avoid being ripped off. If a letting agent asks for something unusual, like a payment for something that is not rent or a refundable deposit, then you should question this and seek advice if unsure. For example, London Renters Union could help you if you've been asked to pay an illegal fee."
Warning about 'toxic mould' scammers
Illegal vapes flood the market: How to spot duff products
Renters 'failed' as tenant numbers increase
Majority of renters look for energy efficient properties
Tagged: landlords letting agents renting rogue letting agents tenants trading standards
By Emma Lunn
Back to Buy To Let


text:
Adimo
Sonic Branding, and Why It Matters
Stuart Elmes
smart speaker shopping
sonic branding
speaker shopping
voice-activcated
The way brands advertise their wares has always been shaped by technological breakthroughs. From sandwich boards to billboards to newspapers to radio to TV to Instagram, brands have been quick to jump on new media and its power to reach the public and inspire them to buy. A new frontier has emerged recently: Mastercard has joined a growing number of companies to introduce a "sonic brand", in their case an audio signature that will play whenever it's used in a transaction. While this idea sounds novel, it's older than you assume. From the jingles of old, to "I'm Lovin' It" and the Intel bongos, advertisers have been using catchy sounds for years. Let's take a look at how sonic branding is evolving, and why it's incredibly important right now...
What Is Sonic Branding?
Sonic branding isn't about a jingle or a song. It's about creating an audio signature and consistently applying it to everything your business does. Using it in ads, transactions, deliveries, apps, and anywhere else you can think of over the long-term will allow you to create a Pavlovian response in your customers. As a recent article in "Marketing Week" notes, "in the last decade or so… psychological and neurological studies have begun to lay bare how alarmingly effective it actually is. It gets under the skin; it bypasses logic, and appeals directly to the gut, where consumers' decisions are really made." The authors of the article argue that the key to sonic branding is a "theme", a short, catchy burst of sound that "will conjure up the brand to the ear as effectively as a logo does to the eye."
Do You Really Need It?
Sonic branding is most effective for brands with the resources and foresight to adhere to a long-term vision. For proof, just look at the amount of thought that went into the iPhone's iconic "Tri-Tone" text message notification. The right sound can become a part of your customer's life, and keep your brand on the tips of tongues and in the back of everyone's mind. People aren't just using smart speakers at home, they're on their phones wherever they happen to be, and half of all eCommerce transactions are now mobile. Someone shopping during their commute isn't going to watch a video. But their headphones or car stereo will play your audio signature.
People are watching less TV, disconnecting from Facebook, and forgetting what newspapers were. Sounds that weave their way into the fabric of everyday life might be the best way to reach modern consumers. Many of the world's leading companies (Coca-Cola, Apple, McDonald's, Visa and Mastercard to name a few) have noticed, and they're investing heavily in the creation of signature sounds. After decades of advertising that chased eyeballs, the ear is ready for its moment in the sun.
Voice Is Getting Louder
A study by ComScore recently concluded that half of all internet searches will be done by voice within a year! Consumers across all age groups report that they expect to use voice searches more in the future, and analysts at OC&C Strategy Consultants anticipate that voice shopping will grow from $2 billion in sales in 2018 to $40 billion annually by 2022. OC&C Partner John Franklin notes that "Voice commerce represents the next major disruption in the retail industry, and just as e-commerce and mobile commerce changed the retail landscape, shopping through smart speaker promises to do the same."
How Will Voice Change the Way We Shop
Shoppers behave differently in-store and online. And the way people shop with voice technology has already exhibited marked differences from screen-based eCommerce. While consumers love the convenience of voice search, they are reluctant to try new products that they can't see. But voice has shown that it's a perfect solution for replenishing products that are frequently used. A simple voice command to an Alexa enabled device is all it takes to get another box of cereal, bag of coffee beans, or packet of spaghetti.
If brands become a shopper's default choice, that shopper might never again try a competitor's product. Alexa might keep buying them Quaker Oats or Gillette razors for the rest of their life. Brands looking to create demand and loyalty among voice shoppers would be wise to look to sonic advertising as a way to reach these consumers at point of purchase, and remain top of mind for those using digital assistants. If you can become someone's default "pasta sauce" or "toilet paper", you could be gaining a customer for life!
Get Heard!
As Mastercard has concluded, investing in a sonic identity is a must with voice poised to shake up the retail landscape. Consumers won't necessarily see the product they're purchasing, whether in-store or on a screen. So it is incumbent upon brands to establish an audio identity that will help the public distinguish them from Amazon's own-brand offerings and other generic competitors. As Amit Sharma, CEO of Narvar has noted, " Shifts in consumer behavior may feel subtle today, but they will have long-lasting effects on our expectations, buying habits and relationships with brands." Voice shopping is poised to make a big splash, and sonic branding just might be the future of marketing.
Amazon's move into wearables, and what it means
Smart speaker advertising: 5 ways to leverage voice to sell your brand
How Will Voice-Activated Assistants Impact eCommerce?
Adimo's Tweets of the month: August 2017
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If a tooth breaks off your denture, you don't have to walk around with a tooth missing from your denture until you can see a dentist. An adhesive from a denture repair kit, found at your local pharmacy, is all you need to glue the tooth back on to your denture.
Purchase a denture repair kit from a chemist, pharmacy or retail store (Walgreens, CVS or Walmart). Most denture repair kits come with upper and lower replacement teeth, a bonding adhesive, a eye dropper for applying the adhesive and other supplies for helping you repair your denture or partial denture. The bonding adhesive is completely safe to use and dries quickly. The kit also comes with directions on how to apply the adhesive to the broken tooth and how to fit the tooth or a replacement tooth on to your current denture.
Denture repair kits range in price from £4.0 (kit comes with bonding adhesive only--no replacement teeth) to £12.90 (kit comes with replacement teeth and bonding adhesive) and brand names include D.O.C. Emergency Denture Repair Kit and Plate Weld Temporary Emergency Denture Repair Kit.
Other adhesives like "Krazy Glue" should only be used to temporarily repair a tooth on a denture or partial denture when a denture repair kit can not be purchased. Krazy Glue and other adhesives could cause toxins to enter your blood stream and can also cause unusual allergic reactions. Use caution when using these adhesives and see your dentist as soon as you can to properly replace the broken or damage denture or partial.
If using Krazy Glue or other adhesive to repair a denture or partial, use the tiniest amount possible and practice positioning the tooth before gluing it on to the denture or partial. If you glue the tooth in the wrong position, you could damage the denture or partial if you try to pull the tooth off for repositioning.


A UPS truck collided with an Escambia County school bus Tuesday afternoon on Sarah Drive.
UPS driver Trey Michael Carraway, 32, of Pensacola was traveling north on Sarah Drive just after 3:30 p.m. when he failed to observe a school bus driven by Deborah Denise Powell, 57, that had stopped and was unloading students at Royal Lane.
Carraway's truck collided with the rear of the school bus, according to the Florida Highway Patrol.
The bus was transporting 18 Booker T. Washington High School students. No injuries were reported.
Carraway was charged with careless driving and driving with a suspended license.


1. Take a frying pan and put it on the flame to heat.
2. Add chopped onions and red pepper.
4. Also add some green chillies, green olives and spring onions.
5. Finish off with salt, black pepper powder, extra virgin olive oil toss and take it out in a bowl.
In a bowl add some red wine, salt, black pepper powder, cumin powder, coriander powder, red chilli powder, lemon juice, honey and olive oil. Mix it well. Mix the dressing and salad together. Its ready to eat!!


"My own Home" scheme is a public-private partnership that seeks to increase access to housing finance in Nigeria through mortgages, mortgage guarantee/insurance and housing microfinance.
The "My own Home" scheme has come to institute a sustainable framework for ensuring improved access to housing finance for increased home ownership. The scheme will also provide awareness, education and practical tips to assist prospective homebuyers in their quest for housing financing.
Equity Contribution It varies depending on the Loan Amount desired by a Borrower from one mortgage operating bank to the other. Underwriting standard requirements vary from 20% to 50%.
Tenure Typically between 15 and 25 years depending on the age of the borrower, their income and desired tenor.
Nigeria Mortgage Refinance Company (NMRC): Providing long-term refinancing of mortgages and standardizing mortgage procedures.
Mortgage Guarantee Scheme: Through this scheme, borrowers with insufficient or no equity contribution (initial down payment) can access mortgage for home ownership.
Housing Microfinance Scheme: Would stimulate increased lending to low-income earners in the formal and informal sectors in Nigeria through Microfinance Banks for incremental housing construction or housing improvement.


I will give you a glimpse of what I believe. Beyond that feel free to contact me and ask questions.
I guess you could say that I am a Non-Denominational Christian, if you have to place a label on it. I believe in the gifts of healing, prophecy, tongues and their interpretation, and whatever gift God chooses to use that is found in I Corinthians 12:8-10. I believe prayer is a powerful thing. The Bible is not to be taken for bits and pieces, but as a whole. Whether you agree or not the Bible is for today.
I have been raised in a Christian home. I am the only child of 4 that was born into a Christian family. When my parents found out that they were having another child it was a surprise to them and they believed that I was a gift from God. Thus this is where I got my name, Charity. My mom had originally thought I was going to be a boy, so my name was set to be Joshua. One night they were singing worship songs and the name Charity was in one of the songs, and this is when my mom felt that God told her I was going to be a girl and that I was a gift from God to show them how much He loved them.
I will say that I accepted Jesus into my heart when I was too young to remember the details. I associate being prayed for as the moment I accepted Jesus into my heart. In actuality it is possible that this is when I realized that God was real. I was very sick when I was about 3 years old. My parents say that I had hallucinations of being chased by frogs. ;) Odd, I know. I remember someone from the church coming over and placing oil on my forehead and praying over me. This is my memory of accepting Jesus into my heart. My parents say that I accepted Jesus the day after, when I was healed. But my belief is that even though I was young I realized the healing power of God in my life. I recognized that something more powerful had healed me.
I grew up and basically took my beliefs as a way of life. I went to a private school, went to church Sundays and Wednesdays, I lived an ordinary Christian life. It wasn't till I turned 16 that I realized that I needed to build my relationship with God. I needed to become closer, and rely more on His guidance in my life, and that my life was not my own, I was put on this earth to follow after Him. I rededicated my life at youth group and had now made the choice to live my adult life for God.
I went through my rebellious stage. I reached college and wanted to go out and explore the 'gothic' world. What a contrast huh? I don't know why it intrigued me so much. To this day, I still find the music and clothing interesting. But even then I realized the vision for my ministry. And no it's not to reach the 'gothic' world, actually something completely different. When I graduated high school, living in the high desert you realize that there weren't many places to go that your parents would feel secure about letting you out late at night. It made me start to think of having a spot where you could go to see live bands, play pool, video games, skateboard, swim, roller-skate/blade, and just hang out in a cool atmosphere. This became a large idea. I even drew up floor plans just for fun, had decorating ideas already planned out, and then I realized that there was no way I could do this and that I was just a kid, how could I go about doing it. My dad told me to hold onto that desire and vision and that God must have birthed it into me and it would just take time to come into affect.
God continues to work in my life. And I will continue to try and live my life for Him.