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Q: Does Timothy's Law coverage apply to Value Health?
A: Timothy's Law requires major medical insurance plans in New York state to provide a minimum of 30 days inpatient care and 20 days outpatient care for mental health care. Value Health is an supplemental limited benefit health plan exempt from most group health plan requirements, including Timothy's law, that make group health plans so expensive in New York. The coverage provided by Value Health Insurance are exactly as stated on the "benefits" page of their Web site - no more and no less.


Functional fluids are used in the industry to enhance the working capacity of the machinery by providing lubrication and protective coating. The increase in the industry production demands the use of functional fluids. Advent of eco-friendly functional fluids which aim towards sustainable future acts as one of the main drivers in the industry.
In the Global Market, the segmentation of the functional fluid has been made on the basis of type and end -user industry. The type of functional fluids have been analyzed and were found to be Bio -Hydraulic fluid, Heat Transfer fluid, Metal working fluid, Coating fluid amongst others. The end -user industry has been mainly segmented into Automobile, Construction, Fabrication industries. The uses of metallic working fluids have seen an increase in the automobile industry due to the increase in the metal parts for the cars and other vehicles.
The industrial application dominated the functional fluids market in 2015; however, the industrial application is anticipated to record the highest growth rate in the overall market between 2016 and 2021. The enhanced living standard and increasing consumer awareness regarding high-performance functional fluids over the conventional mineral oil lubricants in emerging economies are together contributing to the growth of the global market.
The above figure shows the estimated statistic for Functional fluid industry for the upcoming five years. The market is expected to grow at a steady pace within these five years.
The APAC region has dominated the functional fluid market in 2015 and is anticipated to uphold the position. In APAC China is one of the leading producers. The other regions which dominate the market are Europe and North America.
Royal Dutch Shell PLC (The Netherland).


*After years of trying many sugar cookie recipes, we believe these are the best. I get to make them more than once during the holiday season and they're wonderful to give as gifts.
Preheat oven to 350 degrees. Roll out 1/4 inch thick and cut with cookie cutters. Bake 8-10 minutes or until barely colored. Remove from cookie sheets and cool on wire racks.
Cookies can be frosted and decorated or just eaten plain.
Melt butter: combine all ingredients and beat till smooth. Add food coloring if desired.
Hope you enjoy! Happy Thanksgiving & Merry Christmas!
Does the Kentucky Sugar Cookie recipe turn out soft or crispy cookies? Thanks for sharing!
Linda, Good question! I would say they're more chewy. I have a recipe for the more brittle ones my granny made but the chewy, softer ones are my favorite. But I must say, sometimes it depends on the baking time and ovens. Hope you enjoy if you make these!
I always love to see your recipes. Thanks!
Thanks for sharing! I've pinned this recipe to my Christmas Cookies board to try out this year!
Thsnk you! Happy Thanksgiving to you and your fsmily!
Laura, these cookies sound great. Thanks for supplying the recipe! Putting lemon juice in the frosting has my mouth watering. I'm gluten free, but my family will love these. I'm tempted to try a batch with gluten free flour, too!
Rebecca, So understand being gluten free – so many other friends are, too! Glad for the GF flour you mention. I think these would be delicious with that. And you nailed the lemon juice detail – such a great add! I'm getting excited about the holidays, if you can't tell:) Hugs, prayers, & happy endings!
Happy Thanksgiving, dear Sue! I know it will be a merry feast at your house, both on table & in spirit. Treasure your friendship!
Mmmm…definitely going to have to try these! Thanks for sharing your recipe!


First there was Backup to Babylon. Now comes Subway Under Byzantium, the second in Maxine Gadd's double act of works about the Gulf Islands and the Downtown Eastside: twin axes of the fall. Covering the period from 1986 to 1993, Gadd's writing in this volume is by turns intensely personal, slyly funny, and socially incisive. Her poetry draws on the people she knows and the sights she sees on the street. At the same time it invokes myth, formative texts, and magical incantations.
As Maxine Gadd herself describes the book, "Five sets of apocalyptic poems from the end of the twentieth century, demonic particulars in the angel of air: 'Loon', 'Lac Lake', 'Boatload to Atlantis', 'Styx' and 'Subway Under Byzantium.'" Subway Under Byzantium is a welcome opportunity for readers to immerse themselves in Gadd's intensely human poetry.
Maxine Gadd lives in Vancouver's Downtown Eastside. She is the author of Lost Language (1982) and Backup to Babylon (2006), finalist for the Dorothy Livesay Poetry Prize.


text:
Homodramatica
Kate Christie's notes on fiction & life
Drum up the Dawn
Girls of Summer
The Road to Canada
A Theory of Love
In the Company of Women
Gay Pride & Prejudice
Leaving LA
← First Review for Gay Pride & Prejudice: 5 Stars
Mother's Day Weekend 2012 →
This is What Gay Marriage Looks Like
Posted on May 9, 2012 by Kate Christie
Today, May 9, 2012, President Obama made history by affirming, "I think same-sex couples should be able to get married"—ten little words that are now winging their way about the nation via a variety of technological means.
Our Wedding Day
Montague, MA, June 18, 2005
After talking to Kris on the phone, watching the ABC News video clip on YouTube, and reading the accompanying article on Yahoo, I have to admit that I got a little teary-eyed when the President mentioned that his daughters don't understand why the same-sex parents of their friends would be treated any differently than their own parents.
The cynical Gen X-er in me would like to blow off Obama's supposed "evolution" in thought on the issue of gay marriage, and believe instead that today's historic announcement has more to do with political pressure in an election year than any genuine shift within our centrist president. My pessimistic side can only view the President's choice to credit his Christian faith for that evolution as a calculated, somewhat ironic bit of campaign rhetoric rather than the heartfelt confession he claims it is. But the determined idealist in me, still lurking around despite the fact that I came of age during the Ronald "F*&% the Poor and Downtrodden" Reagan years, the part of me that rejoiced in the Clinton era only to withstand another depressingly prolonged ideological blow during the Bush Jr. decade, cried a little when she read the transcript of Obama's interview.
Our Big Fat Same-Sex Wedding
And yet, this is just business as usual, isn't it? For more than a decade, thanks to Karl Rove and George W. Bush, we gays who are (or would be) lawfully wedded have been the whipping boys and girls of America's two political parties. Need a way to ensure that hypocritical, narrow-minded, conservative Christians will come out in droves to vote? Raise the specter of homos who want to tie the knot. Apparently, there is nothing more frightening in America than a same-sex couple making a lifelong commitment to each other. Talk about terrifying—two people who willingly commit to joint mortgage payments, bickering over whose turn it is to do the dishes, and raising children we love together? No wonder the fundies are so scared of us.
Usually, I hide my homo anger behind a more politically expedient front made up of equal parts fake sagacity, genuine sarcasm, and feigned tolerance. But as those who know me would attest, I've been angry for a long, long time. I'm sick of being the election-year whipping post for people who can't even make their own marriages work. Michele Bachmann, recently a GOP presidential candidate, actually said during a campaign stop that gay people do have the right to get married—to members of the opposite sex. Seriously? Are you f*$&-ing kidding me? Then again, I guess Bachmann should know since she (purportedly) married an ex-gay herself.
You May Kiss the (Other) Bride
Tell you what, all you straight people out there who think you have the right to believe that Kris and I shouldn't have been allowed to get married: You tell me where you were seven years ago on June 18, 2005, at 4:30pm East Coast time. You show me where the sky fell and how the world shifted and the exact way your own marriages were threatened as a result of my minister friend's declaration to Kris and me as our family and friends applauded, "By the power vested in me by the awesome Commonwealth of Massachusetts, I now pronounce you legally married!"
Oh, wait, that's right—you had no idea that Kris and I even got married, did you? Besides which, I'll bet a whole mess of you aren't even married yourselves anymore, while a whole other slew of you got married and divorced during the seven years of our oh-so-gay marriage. Turns out some of us queers are actually better at marriage than some of you breeders.
We certainly have more opposition to our marriages than most of you. For one second, imagine what it's like to tune in to a "Special News Report," with the same slightly alarming theme music that accompanies reports of assassination attempts and terrorist attacks, only to find out that the incredible news of the day is that the President has decided that though he used to be uncertain, he now thinks it's okay after all that you got married to the person you love. Imagine for one moment that this would be news, and that a large percentage of the people you call fellow citizens—people who live on your block and go to your church, whose children attend school with yours—disagree with the President, and even hate you for the sole reason that you "chose" to love your spouse. Hate you enough, in some cases, to wish you were dead.
Now picture the energy it takes on a daily basis to ignore those neighbors and co-workers, those complete strangers, walking down the street, waiting in line at the grocery store, stopped in their cars beside you at the stoplight. Picture the energy it takes to constantly have to evaluate if it is physically safe to admit the gender of the person to whom you are married; the energy you can't help but expend worrying that your child might somehow suffer because her two moms refuse to lie about who they are and who they love. We queer folk should be given an award anytime we manage to stay together, but instead, our civil rights are continually debated and voted on by an entitled majority that refuses to acknowledge its own privileged status.
Our Big Fat Gay Family, Feb. 2012
The thing is, I truly wouldn't give a flying f*&% about President Obama's opinion of my marriage if it weren't for that pesky title in front of his name. As he is the current POTUS, I'm glad that he's "evolved" to the point he has, but frankly, I agree with Sasha and Malia—there's no reason why my wife and I should have our marriage and civil rights be treated any differently than those of the President and his wife. After all, this is America, isn't it, land of the free?
In fact, Massachusetts, the first U.S. state to legalize same-sex weddings and the official grantor of my own gay marriage, was one of the original thirteen colonies. Doesn't that make it more American than, say, most of the rest of the f*&%-ing country?
Oh, dear. I've actually been trying to cut back on my cursing now that Alex has started to talk, but this blog post sort of blew that all to hell. Still, I think Alex would agree with most of what I've written. If she's anything like the President and First Lady's daughters, that is. Somehow, I think she will be.
Some of our Wedding Party, Western Mass, June 2005
About Kate Christie
I'm a lesbian fiction author currently residing in the Pacific Northwest. To read excerpts and more of my novels, visit www.katejchristie.com.
View all posts by Kate Christie →
This entry was posted in DOMA, Family, gay marriage, LGBT rights, Parenting and tagged DOMA, gay family, gay marriage, lesbian mom, LGBT parenting, LGBT rights. Bookmark the permalink.
14 Responses to This is What Gay Marriage Looks Like
loid1970 says:
Reblogged this on My husband with Benjie and Cristy.
ullahoo says:
Thank you! A great blog, this one!
It certainly looks beautiful! Thanks for telling us!
Kate Christie says:
Thanks, Ulla! I'm glad you enjoyed. 🙂
Shelly Gingras says:
Well said. I too married my partner of 24 years in Massachusetts in 2005. And the world has not come to an end; imagine that!!! 🙂
Congratulations to another Mass 05er, and to 30+ years together! Good thing gay marriage wasn't legalized in 2012, or the conspiracy theorists might think there was some connection to the Mayan calendar…
Barrett says:
Very nicely done and congratulations to you "big fat gay family" –you're beautiful.
Thanks for reading, Barrett. I think my girls are beautiful, too, of course! 🙂
Helen Shultz-Kamadulski says:
Great post!! I will be sharing the link to it on my facebook page and will keep the lookout for future posts. THANKS!!
Thanks for reading, Helen, and for sharing such positive feedback! Much appreciated.
Dick Chorley says:
My wife and I were happily and proudly present on the day when our minister daughter declared that Kris and Kate were married in the Commonwealth of Massachusetts. The joy of that occasion remains as beacon of hope and joy and love in our lives. Thank you, Kate, for this post. May you, Kris and Alex continue to grow and enjoy the love you share.
Hi Dick. Thanks for visiting, and for sharing your memories of that lovely day back in Massachusetts. We were so happy that you and Ginny–and Phyllis, all the folks from the old neighborhood–made the trip and joined in our celebration. We felt blessed to have the support of so many that day, a fact that we continue to talk about even now, seven years later. Love to you and Ginny and Kevin and Mary and everyone else back in NC!
I came across this on FB…although I don't know you, I often feel like us 'gays' are all connected in our own little way. that being said, I am so very happy for you & your beautiful family. god bless the day when every state & commonwealth (including my own of the republican-ridden Kentucky) can agree on this matter. until then, cheers & much happiness to you and our whole community 🙂
Hi Lauren. Thanks for taking the time to comment, and, of course, for saying such kind things. I too feel that we gays are all connected, even separated as we often are by geography, class, race, etc.–a disparate group of people with a common unifying experience. Like you, I look forward to the time when DOMA is wiped out and our rights are no longer voted on! In the meantime, Happy Spring to you, and here's hoping we can keep the White House in relatively enlightened hands for another four years…
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Fishers are not the cause of Lake Winnipeg's condition
Historically, Manitoba has treated Lake Winnipeg as a sink for resources, citing the lake's economic value as motivation to maintain its ecological integrity. But this approach means sustaining the bare minimum of environmental standards to ensure its supposed value does not diminish. The result of this approach is a policy of perpetual catch-up — pollute as you go and fix the problem later. That is exactly what the PCs are doing when they blame the sustainability practices of fishers for the lake's pollution and utter humble praises for Manitoba Hydro in the same speech.
Words by Lucas Edmond, Image by Marina Djurdjevic
lthough it was surprising that efforts to improve Lake Winnipeg's deteriorating condition were included in Manitoba's most recent speech from the throne, it is unsurprising that the speech glazed over real and concrete solutions about how the Progressive Conservative party (PC) plans to do so.
In the speech, the PCs made only brief reference to Lake Winnipeg, making it seem like it was only worth mentioning as a means to avoid the party's age-old conflict with environmentalists. "We cannot allow Lake Winnipeg to be polluted any longer, and we must protect species like our moose population from threats," the madame speaker said on behalf of the PCs. The speech then outlined that the PCs would invest in the Fish and Wildlife Enhancement Fund Act to supposedly improve the lake's condition. By doing so, the government pawned off Lake Winnipeg's pollution to Indigenous fishers and fisheries who rely on the lake for their livelihoods.
Although additional investments into the management and regulatory structures that oversee sustainability practices on Lake Winnipeg would be useful, it is by no means a project that comes close to burying the ecological crisis the lake is currently experiencing. In many ways, by emphasizing fishing, the PCs are redirecting the public's gaze from more expensive, but necessary, solutions. Perhaps it is yet another bid to make Manitobans believe Premier Heather Stefanson is different from Brian Pallister's administration. Politics is truly a game of checkers for Manitoba's PCs.
Fisheries have been under-managed for decades, meaning investments toward making the industry more sustainable via consultation with local stakeholders are crucial. However, if we are playing a zero-sum game — as it seems the PCs are keen to do — radical investment in curbing nutrient pollution must be prioritized. The life of Lake Winnipeg depends on it.
Overfishing is still a threat to the lake, especially considering species like the sauger have virtually collapsed in the past decade and the walleye population is rapidly dwindling. However, are fisheries primarily to blame for the diminishing spawning rates among these species? Absolutely not. Fisheries and Indigenous fishers are more of a convenient target if anything.
Many officials, with little connection to Lake Winnipeg or the communities that line its coast, suggest fishers are the problem. Discourse in these circles often labels fishers as if they have no regard for the environment they depend on. Many of the reports these officials rely on are from ecologists who look at natural phenomena in isolated sample sizes, but these researchers often have little experience analyzing the social dynamics of the lake — the intimate knowledge that locals have about the lake's ecology, and their care for its condition, may surprise officials if they were attentive enough to ask.
Instead of blaming fishers for the lake's pollution, the government ought to direct its criticism inward. Fishers from the north basin of the lake have complained about Manitoba Hydro's destructive presence for decades. Northern Indigenous communities that rely on commercial fishing have noted that the erosion and nutrient pollution caused by hydroelectric dams have struck the industry hard.
Just decades after the Jenpeg Generating Station started regulating Lake Winnipeg's water levels in 1970, algae levels were reported to have quadrupled. Researchers have contended that runoff and erosion caused from the sporadic flooding from the hydroelectric dams have resulted in damaging levels of phosphorus and nitrogen, which algae relies on to grow. Once the algae die, its decomposition sucks up oxygen from the surrounding lake and may kill fish in the process.
Manitoba has made efforts to reduce nutrient pollution, but in ill-advised and damaging ways. For example, in 1990 researchers cut off all sources of nitrogen while leaving phosphorus untouched. This nitrogen-reduction project cost the government more than a billion dollars and 25 years after its conception the project was found to have had a damaging effect on the lake. Why? Because some algae can produce its own nitrogen — primarily dangerous and neurotoxic cyanobacteria. As a result, the project likely killed off less dangerous algae and overwhelmed the lake with rapidly growing rates of this deadly algae which has been known to damage fish populations.
Beyond nutrient pollution, Manitoba Hydro also decimates fish populations by regulating lake levels. Large swaths of fish eggs die when exposed to air, and this has a impact on spawning seasons.
It seems the PCs are continuing their horrific environmental legacy by making investments that likely won't curb enough harmful pollution to save the lake. Instead, the party is producing the very conditions that it is exploiting for political capital. In fact, in the throne speech, the PCs contradictorily glorified Manitoba Hydro as "the crown jewel of our Crown corporations" just before asserting Lake Winnipeg must be protected.
To be fair, Manitoba Hydro is far from the primary driver of nutrient pollution — that title belongs to the Red River and Winnipeg's waste-water management. However, its impacts are far from null and blaming fishers before Manitoba Hydro is a political oversight almost worth laughing at.
Investment in fish management is a minor technocratic solution to Lake Winnipeg's declining fish populations, but it does little to combat the dangerous conditions we are exposing the lake to. If the government doesn't focus on nutrient pollution soon, there won't be any fish left to manage.
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US Still Fair Weather Football (Soccer) Fans
Posted on July 31, 2014 by Jeremy Biberdorf
American fans were locked in during the 2014 World Cup, but will they stay excited about soccer over the next four years?
To see the images that flooded American news and social media, one would think that the US lives and breathes football (well…"soccer"). It's true, United States patriotic spirit was in full bloom during the Americans' solid run in the most recent World Cup. So what does this mean for lasting nationwide interest in the beautiful game?
It would seem that sentiment is at an all-time high for the red, white, and blue. Never before have so many identified themselves as football fans. But when the rubber meets the road, most US football analytics have not increased within the past decade. The nation has spent more on football merchandise since the 2010 world cup, this much is true. But rabid fandom seems truly dilute nationwide. While some Americans know the names of their nation's top players, and some could even tell you the latest UK football odds, only 1.2 tickets to this year's Cup were sold for every 2000 residents.
Compare this to Australia's turnout. The Aussie's had to travel twice as far, to root for a far worse team. Australia managed to sell nearly four times as many tickets, per capita. The Americans who watched the World Cup were, for the most part, content to do so at home. During the regular season, none of the three leagues (Major, Premiere, and Champions) average more than 500,000 viewers for broadcast matches. It a nation of more than 300 million, it's only a drop in the bucket. Compare this to the viewership of the typical American Football game. National Football League games regularly command swarms of viewers in the tens of millions. The total number who catch a single game during the NFL's "Kick-off Weekend" comes narrowly close to 1 in 3 citizens nationwide.
The future of Americans' involvement in football/soccer seems uncertain. But certain factors would seem to hold some home for the future. Many forget than until the 1930's, "soccer" was the 2nd most popular sport in the US. It faded for a number of reasons during the Great Depression, but its popularity has been steadily growing since the 1960's in youth leagues. Over 3 million US children are officially registered with youth soccer. This number has held steady for over a decade. As a nation of wide diversity, the number of Americans involved in soccer is actually much higher. An estimated 30% of nationwide households have a soccer player, a number totalling as much as 24 million.
Whether the movement will continue to grow in the States, or whether the bubble will burst as it did a century ago, is yet to be seen. America's swelling immigrant population would lead us to believe that football/soccer is going nowhere, and is likely to grow all the more. But only time will tell. For now, football is an occasional fancy, when the American team is doing well on the international stage. Clearly, there is potential for much more. We can only wait and see what the future holds.
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Any pros out there know if the matrix understands the word 'wager'? I'm working on a cue for an upcoming MMA fight and I have been trying to word it better than I have in the past. 'Wager' seems like the best word to use but I DON'T KNOW. /Wager to maximize near term profit/ seems like a good addition to my cue, maybe. Please advise.
Are you trying to RV the amount of money you should bet or the fight itself? Both of those things might be indicated by the word 'wager' but i can't think of how it would help in a cue. I assume (at the usual risk of course) that you are trying to figure out something special, other than just the winner of a specific fight, but without knowing exactly what you want to know it might be hard for someone to tell you whether that particular word is going to be ideal. If you have already indicated the specific fight you probably don't have to say 'near term' it should be understood that you are looking to make money from that particular fight. But of course, i'm not a pro.
P.S. this post is in the wrong forum.
P.P.S i hate your avatar.
I like it Had a similar one in previous forum lives.
The question is interesting in a fundamental way, yet I can't figure out how it would make sense to ask RV for help with the amount to bet in such a case. You bet how much you are comfortable with risking. You may not want to mortgage the house even if you rv'd the outcome. There may be slightly different odds with different bookies, but it doesn't take RV to find the best. If you do arbitrage betting, there is a clear formula and you wouldn't even care for the result of the fight. What exactly is it that you seek to know?
Ah, you misunderstood. I don't want to RV to find out how much to wager, "/Wager to maximize near term profit/" is just part of a cue. So, actual cue structure is: (name of fight)/(name of fighters 'joe vs pete')/wager to maximize near term profit/ (etc. HARV cue).
Ok thanks... I don't know because I don't own the RVFM disk yet. Shall retract from interfering and listen.
Ok, but what i'm asking is, why is it part of your cue. It seems like you are taking quite a round about way to find out the winner. I guess i'll just pose the question more bluntly, do you want to know the winner? And if that is the case just put that in your cue. And if this isn't what you're looking for i suggest you state it fast before this post gets locked.
i suggest you state it fast before this post gets locked.
Good for you that I know how to answer this question, been spending the better part of my youth (11 years) trying to turn a profit in sports betting.
Simply take 20 RV sessions and take success rate divide by total sessions (20 in this case).
e.g. 11 (Wins) / 20 (sessions) = 0.55 or 55% success rate.
Invert the success rate and multiply in a buffer, such +20% gives you good value odds which give higher chance of long term profits.
Thus to remain profitable, just look for good value games which offer odds above $2.18.
As to how much to wager, take the amount you can afford to lose (e.g. 1,000) and divide them based on the staking plans explained here. Kelly criterion is one I'm planning to use once I done 20 sessions and get a baseline accuracy from it. Kelly has High risk and high returns without overbetting.


Unless they live in an area that is well served by public transportation, most people find it necessary to own a vehicle. Owning a car allows you the freedom to get to and from the places that you need to go without worrying much about it. While this can be very convenient, it comes with a price. Owning and driving a car can be a large (and very expensive) part of your budget.
Some cars can be real money pits. If you happen to be a person who really loves cars or a person who does not take care of their car, the amount of money you spend can be even worse. If you own a car or are thinking about purchasing a car, here are 10 tips on how to save money on driving during the new year.
Paying for a regular tune-up for your vehicle is going to be a lot less than having to pay for the engine to be repaired. A regularly scheduled visit to a mechanic can typically help you catch any problems with the vehicle before they become extremely expensive. Make sure to get your oil changed in your vehicle every three months or so and to have the entire vehicle checked out at least twice a year. This can greatly reduce the costs of repairs.
Most vehicles should have the tires rotated at least once each year. Taking the time to have your tires rotated can help spread out the wear and tear on each of the tires. In addition, it will help to balance out the suspension of the vehicle. Tire rotation can prevent your shocks from wearing out as well. Shock and suspension repairs can be quite costly so the cost of rotating your tires each year is well worth it.
Most newer vehicles have a tire pressure monitor (TPM) that will alert you when the air in your tires becomes too low. If your vehicle does not have this monitor, or even if it does, you should regularly check the air pressure to make sure that your tires are properly inflated. Tires that are properly inflated are not only safer while driving, but will also last for a longer period of time.
If you are somewhat of a jerky driver and often will speed up and slow down, you are going to use more gas than you need. When you are driving on the highway set your cruise control so that you drive at a steady pace. If you do not have cruise control, try to maintain your speed when you are driving. This will help lower your consumption of fuel, which will save you money when you are driving.
Many people make the mistake of thinking that they should use a higher grade fuel. However, there is actually no point in using a higher grade fuel than your car needs. If you think that a higher grade will help your vehicle, you are simply wasting money. The engine of your car has been built to withstand a specific octane level. Paying more for a higher grade of gas that has fewer octanes will not make your vehicle perform any better.
Each gas station has a different price for their fuel. It is a good idea to take notice of this so that you choose the gas station that has the lowest price in your area. There are some really good apps for your phone that will tell you which gas station near you currently has the lowest price.
Checking your vehicle's fluid levels regularly can save you hundreds of dollars each year. You should check the transmission fluid, oil, radiator fluid, steering fluid, power steering fluid, clutch fluid, and brake fluid regularly. Typically, when you are getting your oil changed you can have your fluid checks as well.
It may seem like a small crack in your windshield is no big deal. However, if you leave a small crack for a long time without fixing it, you are more likely to end up with a broken windshield. Remember – a crack can be sealed quite cheaply. Replacing a windshield is quite costly.
Carpooling can help reduce the amount of wear on your vehicle. Another way to save wear on your vehicle is to plan your driving routes so that you efficiently complete the tasks that you need to. Apps like Waze can help you be more efficient on the road as they can help you find the quickest route to your destination all the while avoiding traffic and unnecessary stoppage.
One of the biggest mistakes that people make when they own a vehicle is paying too much for auto insurance. When you are shopping for car insurance it is important to make sure that you compare rates with several companies first. Here at Insurance Panda, we give you that option. Use the Insurance Panda quote comparison tool to find the cheapest rates for you and your family. It's quick, easy, and best of all – free.


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Less than 1% of global drug discovery occurs on the African continent, we want to change that.
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We collaborate with African researchers and research institutions towards the promotion of research and development; the recruitment of study participants and to generate genetic information.
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54gene is currently focused on genomic studies in the following areas:
In 2015, NCDs accounted for 40 million of the 56 million global deaths. Since then, the burden of disease has been on the rise affecting people, families and communities while the genetic basis of highly prevalent NCDs across Africa remains relatively unknown. In this focus area, we are studying the following diseases: Cancer, Endocrine disorders, Neuro-degenerative diseases, Cardiovascular disease, Sickle Cell Disease
Infectious diseases are disorders caused by bacteria, viruses, fungi or parasites. These diseases account for a high percentage of mortality across African populations. Understanding the genetic basis of these diseases will provide new insights that could enhance treatment. In this focus area, we intend to study infectious diseases that are particularly prevalent across Africa.
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The 54gene Biobank™ is our state-of-the-art biorepository. It is a facility which stores biological samples in the right conditions so the sample retains its integrity for when it is needed for research.
Our biobank is currently located in Africa's most populous country, Nigeria, with the goal of serving as a resource for the global health community to ensure Africans benefit from cutting edge medical innovation.
The biobank is a highly curated, unique data source of clinical, phenotypic and genetic information from which insights can be generated that lead to new treatments and diagnostics. We are equally open to supporting both academic and development research.
Our dedicated clinical and research teams are committed to using our vast genetic database to support development of therapeutics including drugs and vaccines for non-communicable and communicable diseases in various ways.
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Recruitment into our studies is voluntary and may only be completed after proper informed consent has been received from the participants
We are reinvesting back into the healthcare communities where we recruit our participants.
We support local researchers by providing them restricted access to anonymized data for publications in internationally peer-reviewed journals.
We pride ourselves as being a conscientious organization. We believe in treating our partners, collaborators and people that use our services or participate in our research studies with respect – respect for their values, socio-cultural orientations, and contributions
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Put your fears to the test this Halloween Season by visiting HellScream Haunted House! Serious scares await thrill seekers that you don't want to miss out on!
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Last week was a busy one with the launch of IBM Connections 4.5, and the enhanced IBM Connections plug-in for Microsoft Outlook. To kick off the launch, we had a webcast to showcase the business value of IBM Connections 4.5 and IBM Notes 9 called: From Liking to Leading - Transforming your Business with a Next Generation Platform for Social Business.
If you missed the webcast, or you want to watch it again, you can do so here (even if you hadn't registered for the original webcast). In the replay you also have the option to download the broadcast presentation from the "Resources" widget of the broadcast replay. I had fun getting ready for the launch and creating the demo of IBM Connections 4.5 where I focused on the importance of mobile and real-time collaboration.
Also a quick reminder that if you are looking for the two demos that were shown during the webcast, you can access those quickly here.


Plateau Point. A caminho cruzamos várias pessoas no seu regresso e um grupo de rapazes disse-nos "Pessoal, a vista é fenomenal. Vale a pena". Deu-nos ainda mais coragem para seguir, debaixo dos 35 graus. Andámos no meio do Grand Canyon, no meio dos cactos e mal sabíamos o que nos esperava. Plateau Point é um ponto de observação de onde vemos o Grand Canyon e o rio Colorado. Dali vemos tudo. Ali sentimos o quão poderoso é o mundo. Ali senti uma paz enorme, um medo por ser tão pequena em comparação àquela pequena parte do Grand Canyon, impotente por sermos quase nada em comparação a esta natureza, maravilhada por viver num mundo tão bonito, sortuda por ter sentido e vivido isto enquanto cá ando, triste por estarmos a destruir o planeta maravilhoso que temos.
Às 14 começámos a subir. Esperavam-nos 9km de subidas e escadas de baixo de 35 graus, com as mochilas e as máquinas às costas. Durante a subida só pensei o quão gostava de poder voar, só pensava nas dores que ia ter no dia a seguir, doía-me a cabeça, doía-me as pernas e apercebi-me o quão em baixo de forma estou. Mas subir relembrou-me também que estou viva e tinha acabado de presenciar uma das coisas mais bonitas que existem neste mundo. Descia outra vez e subia outra vez. Todas as vezes que pudesse.
Fotografar é uma das coisas que mais gosto de fazer, mas por alguma razão que ainda não percebi, quando estou em locais deste género esqueço-me que tenho uma máquina, esqueço-me que vou querer ter recordações para mais tarde e limito-me a absorver o máximo, a respirar cada segundo e a sentir cada momento. Hoje deixo-vos aqui algumas das fotografias que tirei neste dia maravilhoso. Um sitio a visitar.
We started the day early, around 8am with about 7 degrees outside. The cold felt good. A cold anticipating the heat that was about to come. It took us 45 minutes to get to the point where we were about to start our (huge) walk. We knew we were going to see beautiful landscapes, but we were not aware of what was really ahead of us. We did the Bright Angel Trail. We started to hike the Grand Canyon with a warm sweater and a scarf to warm our necks. 20 minutes later I was already dying of heat. We went down and down and down. The landscape around us was wonderful. We kept going down. And we went down for 1h40min. I must admit that on the way down I just thought I had to go all the way back up. It was the only way out. On the way, we saw people who were coming up and looked like they were about to fall: and I just thought, "We keep going down and we will have to go up." At the end we decided to take a break, to eat, to fill our bottles with water, to freshen up a little. We had done the math to have twice the time to climb. We still had two hours left. We decided to walk another half a mile to go to see Plateau Point. On the way we crossed several people on their return and a group of guys told us "Guys, the view is phenomenal. It is worth it". It gave us even more courage to continue, under 35 degrees. We walked in the middle of the Grand Canyon, in the middle of the cacti, and we did not imagine what awaited us. Plateau Point is an observation point from where we see the Grand Canyon and the Colorado River. From there we see everything. From there we feel how powerful the world is. There I felt a great peace, a fear of being so small compared to that small part of the Grand Canyon, impotent for being almost nothing compared to this nature, marveling to live in a world so beautiful, lucky to have felt and lived it while I walk , sad that we are destroying the wonderful planet we have.
At 14 we started to climb. Ahead of us we had 9km with stairs under 35 degrees, with the backpacks and the cameras on our backs. During the walk, I only thought about how I liked being able to fly, I only thought about the pain I was going to have the next day, I had an headache, my legs hurt and I realized how in a bad shape I am. But climbing up reminded me also that I am alive and I had just witnessed one of the most beautiful things in this world. I would go down again and climb again. As often as I could.
Taking pictures is one of the things I love to do, but for some reason that I still do not understand, when I'm in places like this, I forget that I have a camera, I forget that I want to have memories for later and I just absorb the maximum, breathe every second and feel every moment. Today I leave here some of the photographs I took on this wonderful day. A place to visit.
Pelas fotografias já me sinto embasbacada, imagino ver a paisagem ao vivo.


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Home / Lifestyle / Wine & Spirits
This Bottle of Whisky Is Expected to Sell for $1.2 Million
Andrew Milligan - PA Images/Getty Images
The 1926 bottle of Macallan whisky is hitting the auction block at Sotheby's New York this weekend.
By Sean Patrick Flynn on October 12, 2018
This weekend is set to be an exciting one for whisky drinkers across the globe as Sotheby's in New York is planning to auction off their most expensive spirit in history.
The rare bottle of The Macallan 1926, "60 Year Old," Sir Peter Blake Label, is expected to fetch anywhere from $700,000 to $1.2 million. Only 40 bottles were ever created, 12 of which were labeled and signed by renowned British artist Peter Blake—known for designing the cover art for artists like Eric Clapton, The Who, Oasis, and The Beatles.
Aside from their rarity, the bottles are considered to be some of the best whiskys ever produced. Aged in sherry casks for sixty years, it has a discernable flavor. "The whisky is more on the spicy side," said Jamie Ritchie, worldwide head of Sotheby's wine. "Macallan is known for having a reasonably voluminous flavor, and with the sherry casks it has a spiciness, a complexity that they're renowned for."
Courtesy Sotheby's
For those who consider themselves more wine drinkers, don't worry. Sotheby's will also be auctioning off a number of rare wines, including a collection of Domaine de la Romanée-Conti wines from the personal cellar of Robert Drouhin, of Maison Joseph Drouhin.
With such a high bidding price for these bottles, how can Sotheby's guarantee the quality of the product? Prior to the auction, Sotheby's representatives sample other wines from the same cellar to make sure they taste as expected. Ritchie said those sampled from the Drouhin collection were "unbelievably fresh."
The auctions will take place on October 12 at 1 p.m. and October 13 at 11:30 a.m. Those interested in bidding don't have to be present to do so, they can also place their bids online.
Wondering what the bottles will actually sell for? According to Ritchie, "In terms of whisky, The Macallan 1926 has sold three times recently for over $1 million."
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I'm in San Francisco for a working meeting for a client. We're doing a bit of project planning and working through the specs and schematics. The thing I love about San Francisco is I never have a bad time, even if I'm only here for two days and one night.
Last night, my buddy Micah took me, his sister, and her boyfriend out to a nice bar/club named "Milk". The DJs mixed it up with a bit of neo-soul, hip-hop, etc.. and we closed the place down. Afterwards, I had real trouble getting to sleep, finally snoozing at around five AM.
I'm so tired at this point, my head can't even make sense of it. I feel like I'm walking in an alternate world than everyone else. Like I'm the one black and white character in a color TV show. The slight bit of tunnel vision doesn't help either. And no, I did not take any "foreign" substances last night, unless you count just a tiny eensy weensy bit of alcohol.
come home soon. twiggy's driving me crazy!!!


text:
Basket Parma, also known as Lavezzini Parma for sponsorship reasons, is an Italian women's basketball club from Parma playing in Serie A1. It was established in 1962 as Associazione Basket Parma.

Parma's first major success was winning the 1990 Ronchetti Cup, beating Jedinstvo Tuzla in the final. This was followed by a second Ronchetti trophy in 1993. The team also reached the final in 1994, 1995 and 1997, but lost to Ahena Cesena, CJM Bourges and CSKA Moscow respectively. After winning the 1998 Coppa Italia, in 2000 it again reached the final and defeated CB Islas Canarias to win its third title, which makes it the second most successful team in the competition along with CSKA Moscow and Spartak Moscow.

In 2001 Parma won both the Serie A and the national cup, and the following year it reached the Euroleague's Final Four, where it was beaten by Lotos Gdynia and defeated MBK Ruzomberok to attain a bronze. In addition, it successfully defended its cup title. The team hasn't won any more trophies since then. It has made three more appearances in the Euroleague (2003–05), and four appearances in the Eurocup (2006–09).

Titles
 Ronchetti Cup
 1990, 1993, 2000
 Serie A1
 2001
 Coppa Italia
 1998, 2001, 2002
 Suppercopa Italiana
 1997, 2002

2011–12 roster
 (1.95)  Rebecca Tobin
 (1.88)  Barbara Gibertini
 (1.87)  Nicole Antibe
 (1.87)  Gabriele Narviciute
 (1.86)  Gergana Slavcheva
 (1.82)  Claudia Corbani
 (1.81)  Maria Chiara Franchini
 (1.81)  Monica Vaccari
 (1.77)  Valeria Battisodo
 (1.76)  Sophie Fall
 (1.69)  Adriana Pinto
 (1.68)  Francesca Piedimonte

Famous players
  Eva Němcová-Horáková

References

Women's basketball teams in Italy
EuroLeague Women clubs
Basketball teams established in 1962

redpajama_set_name: RedPajamaWikipedia