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general fiction review suspense thriller
2021: #14 – The Witch Elm (Tana French)
March 19, 2021 March 1, 2021 0 Comment
I always remember that I love Tana French's books, but I always forget just how *much* I love her books until I pick up another one. Toby has lived a charmed life where not much has gone wrong, until he comes home one night and is attacked and left for dead. He has survived, but not without a severe brain injury that has left him
fantasy mystery review science fiction
2021: #12 – Gideon the Ninth (Tamsyn Muir)
This was a wild ride of a book, set in a world completely unfamiliar with our own. In the most simple terms, There are nine planets (Houses) that serve and worship the Emperor, a great necromancer. The leader of each of these plants are also necromancers, and the next level they can ascend to is Lyctor — an advisor/warrior for the Emperor who is made
2021: #10 – Get a Life, Chloe Brown (Talia Hibbert)
This was my first Talia Hibbert book, and I loved it! It's a sweet contemporary romance with a non-traditional (in race, size, and health) female lead and a male lead who is actually respectful and sensitive and not afraid of things like therapy. The hurt feelings feel real, as do the solutions to those feelings. What I especially liked is that Chloe's race, size, and
fantasy high/epic fantasy review
2021: #8 – The Obelisk Gate (N.K. Jemisin)
March 7, 2021 March 1, 2021 0 Comment
This second book in the Broken Earth Trilogy doesn't pack the same punch as the first one, but it is still quite good. Essun now lives in the underground settlement of Castrima. She still wants to find her daughter Nassun, but the oncoming Season makes this nearly impossible. But in Castrima she has found Alabaster, the man who broke the world, who was her teacher,


Gaslight, American film noir, released in 1944, that centres on murder and madness in Victorian London. The cast included Charles Boyer, Ingrid Bergman, Joseph Cotten, and Angela Lansbury in her screen debut.
Bergman portrayed Paula, a young woman who lives with her aunt, a famous opera singer, in London but moves to Italy after her aunt is killed during a burglary. Ten years later, following a brief courtship, she marries the pianist Gregory Anton (played by Boyer), who, unbeknownst to her, is actually the murderer. The couple returns to her aunt's house, and a series of unexplained incidents lead Paula to suspect that she may be slowly going mad. However, the strange events—such as the mysterious dimming of the gaslights in the house (hence the title of the film)—are actually orchestrated by Gregory in an attempt to drive his young bride mad, institutionalize her, and then steal a cache of jewels hidden somewhere in the house.
Ingrid Bergman in GaslightIngrid Bergman in Gaslight. Courtesy of Metro-Goldwyn-Mayer Inc.
The taut thriller was based on the play Angel Street by Patrick Hamilton. A British film version was released in 1940, and director George Cukor's adaptation appeared four years later. The performances by Boyer and Bergman, who won her first Academy Award, were critically praised. In addition, Lansbury earned accolades for her portrayal of a teenaged maid who aids Gregory.


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Райффайзенбанк — универсальный банк в России, дочерний банк австрийской банковской группы Raiffeisen Bank International. Входит в список системно значимых российских банков. Штаб-квартира находится в Москве.

История
В 1846—1847 годах Фридрих Райффайзен начал организовывать помощь крестьянам, используя «благотворительную» модель: зажиточные вкладчики поселения формировали товарищество, которое выдавало крестьянам ссуды и поддерживало их в сложные годы. Однако в скором времени эта схема перестала работать, поскольку участники не видели существенной прибыли, а риски были высокие. Именно эта неудача привела Райффайзена к идее о распределенной финансовой ответственности: крестьяне сами стали вкладчиками и не просто получали кредиты на выгодных условиях, а становились равноправными участниками системы принятия решений. Со временем кооперативные кредитные товарищества начали объединяться в более крупные структуры, чтобы закупать сельскохозяйственную технику и управлять сбытом продукции, позволяя сохранять стабильные цены вне зависимости от урожайности конкретного года. Система оказалась настолько жизнеспособной, что уже при жизни Райффайзена первые кооперативные банки стали создаваться и в других странах.

Основанная Райффайзеном компания, по сути, занималась консалтингом — вся прибыль шла на то, чтобы оплачивать обучение кооперативному делу специалистов, которые затем сопровождали открытие товариществ по всей Европе. Свое видение принципов взаимопомощи Райффайзен изложил в книге «Кредитные товарищества как средство уничтожить нищету».
В 1866 году единомышленник Райффайзена Герман Шульце-Делич должен был отправиться в Российскую империю, чтобы прочесть лекции о кооперации в купеческом обществе Риги, — но царские чиновники сочли тему лекций опасным вольнодумством и на всякий случай запретили.

Дело создания сберегательных и кредитных кооперативов на основе идей Фридриха Вильгельма Райффайзена, успешно развивавшееся в Германии, постепенно набрало популярность и в соседних странах. В 1886 году был открыт первый банк Райффайзен в Россвейне (Развания, Словения) и в Мюльдорфе (Нижняя Австрия). На момент смерти Райффайзена (1888) существовало 425 его обществ в Германии и приблизительно 120 — в Австрии. К 1896 году в Австрии появилось более 600 банков.

В 1927 году был основан центральный банк в Вене, ставший впоследствии главным звеном банковской группы «Райффайзен».

Группа «Райффайзен» начала расширяться за пределы Австрии в 1986 году. К 2021 году Raiffeisen Bank International стал ведущим универсальным банком в Центральной и Восточной Европе с самой большой сетью филиалов из всех западных банковских групп, вошедших в листинг Венской биржи.

Райффайзенбанк в России

Первый офис банка в России открылся в 1996 году.
Изначально он назывался ЗАО «Райффайзенбанк Австрия» и специализировался на инвестиционно-банковских операциях и корпоративных клиентах. С частными клиентами в России банк работает с 1999 года.

В 2000 году была создана дочерняя компания ООО «Райффайзен-Лизинг», которая предоставляла корпоративному бизнесу в долгосрочную аренду недвижимость, автомобили, спецтехнику, подвижной состав, оборудование. В 2004 появилась ещё одна дочерняя компания — ООО "УК «Райффайзен Капитал».
В 2001 году открылся филиал банка в Санкт-Петербурге, а в 2005 — в Самаре, Екатеринбурге, Новосибирске и в 2006 — в Краснодаре. В 2018 году банк начал развивать цифровое присутствие, позволяющее обслуживать клиентов без физических отделений.
В 2019 были открыты виртуальные офисы Райффайзенбанка в 109 городах России. На 2021 год география цифрового присутствия составляла более 300 городов.

В 2006 году «Райффайзенбанк» приобрёл 100 % акций ОАО «Импэксбанк».
Год спустя они объединились под единым брендом, и «Райффайзенбанк» стал крупнейшим банком с участием иностранного капитала в России.

В 2019 году банк выступил спонсором концерта группы Metallica в Лужниках.

В 2019 году Райффайзенбанк запустил чат-бот, а в 2020 — собственную бот-платформу и голосового помощника в контакт-центре.

В июле 2021 года Raiffeisen Bank International AG подал в Арбитражный суд Москвы иск о взыскании с ПАО «Мобильные телесистемы» около 615 млн рублей. Третьим лицом была привлечена Федеральная антимонопольная служба (ФАС) России.

В сентябре 2021 года «Райффайзенбанк» запустил сервис для перевода зарплаты по факту отработанных дней, для чего был создан модуль ежедневного расчёта зарплаты. Партнёр проекта — PayDay от VK (ранее — Mail.ru Group).

Ключевые цифры

Согласно данным «Интерфакс-ЦЭА», по итогам 12 месяцев 2020 года Райффайзенбанк занимал 10-е место по размеру активов, 7-е по объёму средств частных лиц и 9-е по объёму кредитов для частных лиц. Райффайзенбанк занимает второе место по размеру активов в группе RBI и первое — по размеру прибыли.

Показатель CIR (cost to income ratio; отношение операционных расходов к доходам) за 2020 год составил 37,8 %, стоимость риска (CoR) — 1,2 %. Рентабельность капитала (ROE) на конец 2020 года составила 21,7 % после уплаты налогов, на конец 2020 года доля обесцененных кредитов составила 3,5 %

* Резерв под обесценение кредитов, средств в других банках и денежных средств и их эквивалентов

** Скорректировано на реклассификацию отчислений в ФОСВ из операционных расходов в процентные расходы

По итогам 2022 года Райффайзенбанк получил 141 миллиард рублей чистой прибыли – в четверо больше, чем годом ранее (38,7 млрд руб), заняв второе место после Сбербанка. Из-за ограничений на вывод средств в недружественные страны прибыль не могла быть распределена в виде дивидендов и была капитализирована. Совокупный размер собственных средств банка увеличился по сравнению в 2021 годом с 168 млрд руб. до 305,3 млрд руб.

Рейтинги и награды
В 2021 году американская редакция Forbes назвала Райффайзенбанк лучшим банком России. Годом ранее Райффайзенбанк возглавил список 100 лучших банков страны по версии журнала Forbes Россия.

В 2019 году кобрендинговая карта и программа лояльности «ЛЕНТА-Райффайзенбанк» победила в номинации «Лучшая кобрендинговая карта банка и продуктового ритейла» международной премии Loyalty Awards Russia.
В том же году Райффайзенбанк был признан лучшим иностранным банком в России по версии международного финансового издания EMEA Finanсe.

В 2018 году международная консалтинговая компания Korn Ferry HayGroup (KFHG) по результатам исследований, проведенных в 2016 и 2017 годах, включила Райффайзенбанк в TOP-3 лучших работодателей России среди 50 компаний.

В 2018 году журнал Euromoney назвал Friedrich Wilhelm Raiffeisen «Лучшим банком для частного банковского обслуживания состоятельных клиентов в Центральной и Восточной Европе».
Его работу также отмечал наградами журнал SPEAR'S Russia в номинациях «Безупречная репутация в банковской индустрии» и «Эталонная работа с состоятельными клиентами в России и за рубежом».

Основные направления бизнеса
Развитие технологичных финансовых продуктов и сервисов — одно из фокусных направлений стратегии Райффайзенбанка в розничном и корпоративном бизнесе. Осуществив цифровую трансформацию, банк продолжает инвестировать в развитие информационных технологий, расширять штат IT-специалистов, принимать решения на основе данных и внедрять инновационные решения во все бизнес-процессы.

Корпоративно-инвестиционный бизнес
Банк работает с компаниями разных сегментов: крупный бизнес, средний бизнес, международный бизнес и финансовые институты.

Корпоративные продукты
В 2018 году Райффайзенбанк первым на российском рынке выпустил электронную закладную с учётом и хранением в Децентрализованной депозитарной системе на платформе Мастерчейн, разработанной ассоциацией ФинТех совместно с Банком России и крупнейшими финансовыми организациями России.
В том же году банк объявил о выпуске первой международной банковской гарантии с использованием системы распределенных реестров R-chain, проприетарной технологии банка. Проведение таких сделок открывает возможность выпуска банковских гарантий в электронном виде, получения информации о статусе гарантии в режиме реального времени, а также позволяет оптимизировать расходы на совершение операции и упрощает документооборот.

В 2019 году Райффайзенбанк разработал блокчейн-платформу для автоматизации расчетов с поставщиками и покупателями специально для Группы Компаний Askona Life Group. Программа помогает автоматизировать и упростить большой объём сделок внутри группы и ускорить расчеты.

В течение первого полугодия 2020 года Райффайзенбанк как один из наиболее активных участников Системы быстрых платежей (СБП) первым подключил к сервису приема оплаты через СБП компании из разных секторов экономики: благотворительный фонд, авиакомпанию, страховую компанию, строительного ретейлера.

Инвестиционно-банковские операции и рынки капитала
Райффайзенбанк остаётся активным участником российского долгового рынка, а также продолжает развивать одно из ключевых направлений — сотрудничество с эмитентами в постсоветском пространстве.
В сентябре 2017 года Райффайзенбанк был одним из организаторов успешного дебюта Таджикистана на евробондовом рынке. В марте 2018 года Райффайзенбанк участвовал в организации выпуска евробондов Республики Беларусь.
В мае 2019 года банк участвовал в организации двух дебютных выпусков евробондов Банка Развития Республики Беларусь.
Один из выпусков был номинирован в белорусских рублях, это первый в истории евробонд в этой валюте. В июне 2020 года Райффайзенбанк выступил организатором размещения двух траншей суверенных евробондов Белоруссии на общую сумму 1,25 млрд долларов: это была лучшая сделка в истории эмитента и одна из самых знаковых на развивающихся рынках.

Розничный бизнес
Райффайзенбанк развивает ключевые некредитные продукты для простого решения повседневных задач клиентов: для сбережений есть накопительные счета и вклады, для ежедневных покупок — Кэшбэк-карта, для покрытия финансовых рисков существует широкая линейка страховых продуктов. Наибольшей популярностью у клиентов пользуются медицинские программы.

В 2020 году Райффайзенбанк запустил брокерский сервис для розничных клиентов, что позволяет открыть счет и инвестировать в приложении Райффайзен Онлайн.

Более 70 % всех клиентов Райффайзенбанка получают кредиты на счет в течение нескольких минут онлайн без посещения отделений или встречи с представителем банка для подписания документов.
Эта услуга стала доступна с 2017 года.

Ипотека
В феврале 2020 года Райффайзенбанк завершил интеграцию личного кабинета ипотечного заёмщика на своём сайте с порталом Госуслуг, и процесс оформления заявки на ипотеку стал проще, поскольку большая часть информации заполняется автоматически.

В апреле 2020 банк присоединился к госпрограмме «Ипотека 2020», а в июле 2021 года объявил о её продлении.

В мае 2021 года Райффайзенбанк выдал первую ипотеку полностью онлайн: все необходимые документы были подписаны усиленной квалифицированной электронной подписью. В мае 2021 года в Райффайзенбанке полностью онлайн можно было получить ипотеку на покупку жилья у 19 застройщиков.

Обслуживание в сегменте премиум
Райффайзенбанк предоставляет пакеты услуг для премиальных клиентов. Управляя брокерским счетом в мобильном приложении, премиальные клиенты могут совершать без посещения офисов банка, сервис обмена документами с банком онлайн позволяет клиентам принимать взвешенные решения.

Малый и микробизнес
С 2013 года Райффайзенбанк начал работать с предпринимателями.
99 % услуг клиенты-предприниматели могут получить полностью онлайн — в интернет-банке или мобильном приложении Райффайзен Бизнес Онлайн.

Мобильное приложение Райффайзен Онлайн
Онлайн-банк представлен браузерной версией и приложениями для операционных систем iOS и Android.

Private Banking
У Райффайзенбанка есть подразделение, отвечающее за обслуживание состоятельных клиентов — Friedrich Wilhelm Raiffeisen. Оно было основано в 2004 году.

ESG-трансформация
Банк уделяет особое внимание анализу инвестиционного портфеля на предмет наличия «зеленых» и социальных проектов, анализу ESG рисков, развитию инструментов ответственного финансирования, а также системе сбора и анализа нефинансовых данных, минимизации собственного негативного воздействия на окружающую среду, вовлечению сотрудников в «зеленую» и социальную повестку, разработке прозрачной системе KPI и раскрытию нефинансовой информации.

В 2020 году банк сократил количество рекламной полиграфии, внедрил раздельный сбор мусора, также банк регулярно организует сбор вещей, которым даёт вторую жизнь.

Райффайзенбанк организовал синдицированный кредит для группы Nordgold, процентная ставка по которому привязана к показателю устойчивости бизнеса от независимого международного поставщика рейтингов устойчивости EcoVadis Банк также выдал климатический кредит компании «Полиметалл».

УК «Райффайзен Капитал» (дочка Райффайзенбанка) запустила ESG-фонд «Райффайзен — США». «ОПИФ Райффайзен — США» — первый в России фонд, который будет использовать европейский скоринг при выборе эмитентов, входящих в состав ПИФа. Консультантом по скорингу компаний выступит команда Raiffeisen Capital Management.

Блокчейн-разработки
 В 2018 году банк разработал собственную блокчейн-платформу R-Chain для автоматизации расчетов и других банковских продуктов между клиентами банка.
 В 2018 году на базе R-Chain Райффайзенбанк выпустил первую международную банковскую гарантию в рамках сделки с участием компании «Газпром нефть».
 В 2019 году Райффайзенбанк разработал блокчейн-платформу для автоматизации расчетов с поставщиками и покупателями для группы компаний Askona Life Group.
 В 2020 году Райффайзенбанк подключился к блокчейн-платформе S7 Airlines. Клиенты Райффайзенбанка получили возможность мгновенно проводить расчеты с крупнейшим частным авиаперевозчиком в России в режиме 24/7.
 В 2020 году Райффайзенбанк выполнил проект по автоматизации расчетов для Петролеум Трейдинг. В рамках проекта была проведена интеграция блокчейн-платформ банка и нефтетрейдера: PROLEUM и R-Chain.

Работа со стартапами
С 2017 года Райффайзенбанк развивает каналы для привлечения новых решений и технологий в рамках внутренней программы по работе со стартапами. Эта программа позволяет проверять гипотезы в максимально сжатые сроки: каждый пилот длится всего несколько месяцев. Успешные проекты отправляются в продуктив.

Работа со студентами и молодыми специалистами
Райффайзенбанк ежегодно проводит оплачиваемую стажировку Raiffeisen Evolve для молодых специалистов различного профиля в Москве и других городах России. Также банк проводит обучающие программы с возможностью последующего трудоустройства по направлениям разработки, тестирования, технического администрирования в Москве и Омске.

В 2020 году Райффайзенбанк стал партнёром мирового чемпионата по программированию ICPC.

Социальная ответственность
Райффайзенбанк участвует в проектах, направленных на устойчивое развитие общества и придаёт значение вовлечению сотрудников в благотворительную деятельность. Банк неоднократно заявлял, что для него важно, чтобы работа в этой области была системной и приносила реальный, ощутимый результат.

С 2013 года Райффайзенбанк поддерживает одну из самых незащищённых категорий населения — одиноких пожилых людей. В частности, проводит ежегодный конкурс просветительских проектов для старшего поколения «Серебряный возраст», реализует программы корпоративного волонтёрства и сотрудничает с профильными фондами.

В январе 2021 года в рамках всеобщей программы вакцинации Райффайзенбанк выделил отдельное помещение в одном из своих офисов, где любой желающий по предварительной записи мог бесплатно получить прививку от коронавируса. Пространство специально оборудовано в соответствии со всеми медицинскими требованиями и способно вместить достаточное количество посетителей.

См. также
 Raiffeisen Bank International
 Перирен, Мишель

Примечания

Ссылки
 а

Банки России
Банки Москвы
Raiffeisengruppe

redpajama_set_name: RedPajamaWikipedia


I'm sure I missed some things here but this should give you a good idea of the chocolate yumminess that can be found at The Ganachery.
She likes only milk chocolate so I chose for her a mix of Sea Salt Caramels, Peanut Butter, and Gianduja chocolates. My husband's box was a mix of dark and milk chocolates. Both of them were quite happy with my choices.
Also of note here, the chocolates were placed in a pretty fall-themed gift box (included in the $15 price) and they also gave me a free mini cold pack to help keep my chocolates from melting before I got them home that evening.


Managing retirement income has never been easy. Those who retired in the early 1970s saw interest rates rise dramatically, then fall the same way – all within about a 15-year period. When interest rates were going up, it made them feel good; but, few paid attention to inflation or tax implications. During one period, interest rates were in the double-digits, but so was inflation, which meant their "increased" income wasn't really increasing at all. Money is worth only what it buys at the checkout counter.
So, the retiree who felt great about a 15% interest rate during 15% inflation (yes, it really happened and could happen again, blindsiding people who didn't live through it before), weren't really getting a raise at all – and that was before taxes!
The real problem, of course, came when interest rates began to fall. During the period that interest rates (and inflation) dropped to 12% from 15%, retirees were seeing their incomes drop by 20% (a 3% drop in rates from 15%) while still seeing prices rise by 12%.
How do you manage income in retirement? It ain't easy.
Required minimum distributions (RMDs) from IRAs, 401(k), or other qualified retirement accounts.
Taxable accounts, such as brokerage and bank accounts.
This sequence can provide an order of withdrawals; but, other than the RMDs, it doesn't tell you how much!
But wait! (as they say on tv).
How much? And, how can you be sure you won't run out of money?
RMD can provide a clue!
The RMD calculations can provide sound guidance for your entire portfolio! Using the IRS formulas, Craig Iraelson, executive-in-residence in the financial planning program at Utah Valley University, did some back-testing with hypothetical portfolios invested in different investment allocations with RMD withdrawals starting in 1970 (the beginning of a relatively flat ten-year stock market). Using beginning values, and even with a portfolio invested in 100% cash, there was still $850,000 left after 25 years! And, a portfolio that was 25% stocks had $2 million left.
RMDs appear to address longevity risk pretty well; but, there's another question. Is the income level provided by the RMDs enough to preserve the pre-retirement lifestyle – or anything close?
There's the rub. In the back-tested portfolios, the initial RMD was 3.65% of assets… and that falls within the widely-accepted 4% rule… but, that's only $36,500 of pre-tax income. Even if the retiree family has an additional $30,000 from Social Security, that's still just $66,500 before taxes; and, for many successful individuals, that isn't enough.
So, there's the trade-off: Sacrifice income for longevity, or accept longevity risk in order to take increased income.
Maybe there's another way. How can a couple have more freedom to take greater income early while still addressing the risk of running out of "late-life income"?
My "Late Life Income" report shows how many couples have addressed this issue. You can access it here!
By the way, when you get my report, you'll also receive a subscription to my ezine. If you decide you don't want the ezine when you receive it, you'll be able to unsubscribe immediately with a single click and, of course, your email is never shared with anyone.
Enjoy the report! Hope you find it helpful.
Business valuation matters! And, not just when you plan to sell. Few business owners realize that valuation 'what-if's' can help determine the advisability of major purchases and investments, not to mention the implementation of pre-funded buy-sell arrangements. Yet, of the more than 200 million businesses in operation globally, fewer than 2 percent value themselves annually. Over the next 10 years, approximately 10 million businesses will change ownership, according to BizEquity, but 75 percent of small business owners don't know what their business is worth.
Business owners often hold mistaken assumptions about their business's value, he says; technology companies often overvalue themselves while retailers, manufacturers and professional firms don't value themselves highly enough.
The lack of knowledge puts small and midsize business owners at particular risk because they are unaware of how to create the right capital structure for their business, what amount of insurance to buy or how to plan for a business transition into retirement. According to BizEquity, 50 percent of small businesses are uninsured and more than three-quarters of business owners plan to fund 100 percent of their retirement through the sale of their business.
How do you establish business value? You might find our report helpful. You can learn more here.


text:
While You Were Sleeping: 5 stories you might have missed, April 25 edition
Apr 25, 2015, 6:00 am SGT
http://str.sg/BiX
Large crowds as Australia and New Zealand mark Anzac Day
Tens of thousands of Australians and New Zealanders turned out Saturday to mark the centenary of the Gallipoli landings amid tight security, a formative event that helped their forge identities as independent nations.
Dawn services were held across the two countries on the anniversary of the ill-fated 1915 campaign of the Australian and New Zealand Army Corps that left 11,500 of them dead in what is now Turkey during World War I.
Security at events across Australia was tight, with a highly visible and heavy police presence after authorities last weekend foiled an alleged plot to launch an Islamic State-inspired attack at an Anzac parade in Melbourne.
But police said there was no specific, current threat on Saturday and Prime Minister Tony Abbott urged people to show up in numbers to send a defiant message to would-be terrorists.
All-clear sounded at Statue of Liberty after bomb scare
The Statue of Liberty was declared safe on Friday after a bomb scare forced the evacuation of thousands of tourists from the New York Harbour landmark, the National Parks Service said.
All visitors and staff were safely ferried off Liberty Island soon after an anonymous caller threatened to blow up the statue that stands guard at the mouth of the Hudson River, Mindi Rambo, a National Park Service spokeswoman, said in a statement.
About four hours later, authorities sounded the all-clear after a security sweep, including two canine patrols, failed to uncover any explosive device on the island.
Liberty Island, which draws some four million visitors a year, will reopen on Saturday, the park service said.
Angelina Jolie critical over UN failures on Syria crisis
Actress Angelina Jolie on Friday criticised the UN Security Council's failure to end the war in Syria, as she appealed for urgent help for the growing ranks of Syrian refugees.
The Hollywood star spoke at the council in her role as special envoy of the UN High Commissioner for Refugees, which has seen her visit camps hosting victims of the Syrian crisis 11 times.
An estimated 3.9 million people have fled the country in four years of civil war.
"The purpose of the UN is to prevent and end conflict, to bring countries together, to find diplomatic solutions and to save lives," said Jolie, dressed in a white blazer. "We failed to do this in Syria."
Formula One: Pressure on as Schumacher's 16-year-old son begins F4 career
Michael Schumacher's 16-year-old son starts his Formula Four career this weekend under the pressure of living up to the famous family name of the seven-time Formula One world champion.
After a successful karting career, Mick Schumacher Jnr has joined the Dutch Van Amersfoort Racing team in Europe's ADAC Formula Four for the season which starts at the Motorsport Arena Oschersleben between Hanover and Berlin.
Schumacher junior will start a modest 19th on the 38-strong grid in Saturday's first race at midday local time (6pm Singapore time) despite finishing fourth and fifth in Friday's practice sessions.
It will be a busy weekend for the young German with one race on Saturday and two on Sunday.
Sandler stays mum over native American film walk-out
US actor Adam Sandler remained tight-lipped on Friday after a group of native Americans stormed out of his latest movie, while streaming giant Netflix defended the satirical film.
Actors including Navajo natives walked off the set earlier this week claiming the film, The Ridiculous Six - a spoof on the Magnificent Seven - was racially insensitive, including characters such as Beaver's Breath and No Bra.
Sandler's spokeswoman declined to comment on the storm, referring AFP to a statement issued by Netflix, which has exclusive rights to the actor's production.
Netflix implied strongly that the native Americans were being oversensitive about what were clearly jokes.

redpajama_set_name: RedPajamaCommonCrawl


text:
package main

import (
	"bytes"
	"fmt"
	"io/ioutil"
	"os"
	"regexp"
	"text/template"

	"github.com/ghodss/yaml"
)

const codeRegex = `^IST\d\d\d\d$`
const nameRegex = `^[[:upper:]]\w*$`

// Utility for generating messages.gen.go. Called from gen.go
func main() {
	if len(os.Args) != 3 {
		fmt.Println("Invalid args:", os.Args)
		os.Exit(-1)
	}

	input := os.Args[1]
	output := os.Args[2]

	m, err := read(input)
	if err != nil {
		fmt.Println("Error reading metadata:", err)
		os.Exit(-2)
	}

	err = validate(m)
	if err != nil {
		fmt.Println("Error validating messages:", err)
		os.Exit(-3)
	}

	code, err := generate(m)
	if err != nil {
		fmt.Println("Error generating code:", err)
		os.Exit(-4)
	}

	if err = ioutil.WriteFile(output, []byte(code), os.ModePerm); err != nil {
		fmt.Println("Error writing output file:", err)
		os.Exit(-5)
	}
}

func read(path string) (*messages, error) {
	b, err := ioutil.ReadFile(path)
	if err != nil {
		return nil, fmt.Errorf("unable to read input file: %v", err)
	}

	m := &messages{}

	if err := yaml.Unmarshal(b, m); err != nil {
		return nil, err
	}

	return m, nil
}

// Enforce that names and codes follow expected regex and are unique
func validate(ms *messages) error {
	codes := make(map[string]bool)
	names := make(map[string]bool)

	for _, m := range ms.Messages {
		matched, err := regexp.MatchString(codeRegex, m.Code)
		if err != nil {
			return err
		}
		if !matched {
			return fmt.Errorf("Error code for message %q must follow the regex %s", m.Name, codeRegex)
		}

		if codes[m.Code] {
			return fmt.Errorf("Error codes must be unique, %q defined more than once", m.Code)
		}
		codes[m.Code] = true

		matched, err = regexp.MatchString(nameRegex, m.Name)
		if err != nil {
			return err
		}
		if !matched {
			return fmt.Errorf("Name for message %q must follow the regex %s", m.Name, nameRegex)
		}

		if names[m.Name] {
			return fmt.Errorf("Message names must be unique, %q defined more than once", m.Name)
		}
		names[m.Name] = true
	}
	return nil
}

var tmpl = `
// GENERATED FILE -- DO NOT EDIT
//

package msg

import (
	"istio.io/istio/galley/pkg/config/analysis/diag"
	"istio.io/istio/galley/pkg/config/resource"
)

var (
	{{- range .Messages}}
	// {{.Name}} defines a diag.MessageType for message "{{.Name}}".
	// Description: {{.Description}}
	{{.Name}} = diag.NewMessageType(diag.{{.Level}}, "{{.Code}}", "{{.Template}}")
	{{end}}
)

{{range .Messages}}
// New{{.Name}} returns a new diag.Message based on {{.Name}}.
func New{{.Name}}(entry *resource.Entry{{range .Args}}, {{.Name}} {{.Type}}{{end}}) diag.Message {
	return diag.NewMessage(
		{{.Name}},
		originOrNil(entry),
		{{- range .Args}}
			{{.Name}},
		{{- end}}
	)
}
{{end}}

func originOrNil(e *resource.Entry) resource.Origin {
	var o resource.Origin
	if e != nil {
		o = e.Origin
	}
	return o
}
`

func generate(m *messages) (string, error) {
	t := template.Must(template.New("code").Parse(tmpl))

	var b bytes.Buffer
	if err := t.Execute(&b, m); err != nil {
		return "", err
	}
	return b.String(), nil
}

type messages struct {
	Messages []message `json:"messages"`
}

type message struct {
	Name        string `json:"name"`
	Code        string `json:"code"`
	Level       string `json:"level"`
	Description string `json:"description"`
	Template    string `json:"template"`
	Args        []arg  `json:"args"`
}

type arg struct {
	Name string `json:"name"`
	Type string `json:"type"`
}

redpajama_set_name: RedPajamaGithub


A Schema, according to Jean Piaget's theory of Cognitive Development, is an underlying cognitive substructure which categorizes and organizes ideas, relationships and information. It can also be referred to as a mental configuration describing an understanding of society, preconceived beliefs about the world as well as the absorption of new information and the organization thereof. Schemata can be influenced by receiving new knowledge or converting attention. Schemata are what determines an individual's political or moral beliefs, their ideas of how the world works and their perception of the world around them. A schema, or schemas, are formed and accumulated over the course of one's life, meaning it houses countless idea's and steadfast beliefs that are known to be true to said individual through experience and intrapersonal (internal) confirmation. Schemata can be stereotypes, social rules, personal bias, archetypes, world views or an overlying umbrella which encapsulates all of the above and more.
More often than not, individuals will pay closer attention to concepts and idea's which fit in to their schema, reinforcing and validating it. When information arises that contradicts previous beliefs, it can cause a variety of issues. This can be anything from scientific discovery that changes the way we observe and record a field of study, to challenging someone's political beliefs using provable counteractive statements or the uncovering of a trusted loved ones wrong doing. Often times, the individual grows angry, and resents the information. Some can refuse to accept it and regard it as untrue. They can feel as though they've been lied to; when in reality, the notions by which they were anchored they acquired themselves.
A schema, defined by Piaget himself can be described as "a cohesive, repeatable action sequence possessing component actions that are tightly interconnected and governed by a core meaning." For instance, a young child may encounter a piano, and begin to identify it by the following characteristics.
Now, imagine that same child encounters a keyboard, which includes all of those same characteristics as her piano. This child, after realizing a keyboard is most definitely not a piano, must now modify the schema by which she identifies a piano. This is an example of how schemata can and inevitably change over time. In this instance, the change in a schema was merely a physical understanding. Alter the situation to be an adult with a steadfast political belief that's recently been disputed, and you're dealing with a different kind of issue. This schema change then becomes a personal schema change, something that would affect the individual on an intrapersonal level and must cause change in their life or rejection of the new knowledge, which can make a schema unstable or impractical.
"Person schemas are focused on specific individuals. For example, your schema for your friend might include information about her appearance, her behaviors, her personality, and her preferences.
Social schemas include general knowledge about how people behave in certain social situations.
Self-schemas are focused on your knowledge about yourself. This can include both what you know about your current self as well as ideas about your idealized or future self.
Having knowledge about your mind and the way it uses and organizes information can be an advantage when working on self growth or understanding why you react the way you do in a variety of situations.
Acknowledging your schema and how it is connected to the issue you're trying to handle.
Searching for ways to update your schema in a way that won't entirely conflict with previous data or throwing out incorrect data entirely.
Remember the brain is fallible and your perception can and will inevitably be flawed at some point, keep an open mind and a willingness to learn something new and change your opinion, ideals, or set of descriptive data.
Keeping these factors in mind will minimize mental strain, extrapersonal confrontation and encourage an overall mental state of being intellectually amenable. Intellectual amenability is a key factor to happiness in such a learning heavy environment like today's society. Keeping informed will keep you happy, up to date and hard to debate, so celebrate and use your schemata knowledge to your advantage. After all, "ipsa scientia potestas est"; Knowledge itself is power.


Try our fresh coffee vending machines for free for 30 days!
At last a machine that can do the lot!
Gone are the days of mysterious brown liquids in thin plastic cups! With Pep on board, it's like having a high street coffee shop in the corner of the office, serving up brilliant coffee whenever you need it!
From super-simple plumbed-in water coolers to outdoor water fountains, we design systems and services to make it easy for your people enjoy their Adam's ale whenever and wherever they want it.
Pep snack machines bring the latest vending technology to your office. With reliable payment systems and clever telemetry and remote diagnostic tools, we're talking stress-free snacks – just as they should be.
We want our business to do so much more than make money - we want to make good money! Our mission is to build a profitable social enterprise that not only acts fairly and responsibly with its own people, but also shares the good stuff with a much wider community.
Pep is committed to providing opportunities and hope. We're about social responsibility and making a positive and proactive social impact where we can. That means giving people a real stake in their own future, as well as ours. When we talk about making a difference, we mean it.
Every business needs to look at how it interacts with the world. Pep makes it easy for yours to enhance its CSR policy just because of our own socially responsible model. Think of it as off-the-shelf social responsibility - just by choosing Pep as your vend team, you're doing your bit.


Dear Mr. Loerke, Saturday night you took on a lac repair patient 10 minutes before your shift ended. I love that you're a team player and always finish work strong. Dear Hair, It's been 33 days since I brushed you. Holy amazeballs. Best. Decision. Ever. Dear AWG, Driving 9 hours to see you for lunch on Friday was an easy decision. We've had lemonade stands together, smoked our first pack of cigarettes (and puked) together, and spent many summers skinny dipping at Beaver Lake. Childhood besties for life 'yo. Dear Husband, Unlearning fear is much harder than I thought. Thanks for being patient with me as I discover that wanting something is better than being afraid of it.
Happy freaking Monday, friends! Who was your childhood bestie and what's one of your favorite memories together?
You wrote "Dear Hair, It's been 33 days since I brushed you. Holy amazeballs. Best. Decision. Ever." I don't recall you talkng about this before. Do tell.
I'm so glad I'm not the only person who went skinny-dipping with their bestie as kids! And please do tell more about this no-hair-brushing-for-33-days!
Can you enlighten me about the hair too? I go for about 3 or 4 days then when I wash it I get worried that I have no hair left on my head because it's all fallen out!
Bestie at lower school was Rachel - I'm now bestie with her younger sister Jess :D Rachel went to a different school when we were 9 and then Jess started helping at my church.
Fear can be paralyzing and grow familiar to where we believe it's better than change...trusting God is the only way! I have to remind myself of this often!!!
Quiggly's Clayhouse in Richardson has an "adult wheel night". They also offer individual and group lessons. My kids have been to several parties there and the staff are super nice. Might be worth checking out.
I've been friends with my bestie since we were 6. We've been through everything together even two years apart when we decided to see the world (separately). She's the best and I can't imagine life without her.
My bestie was Christie and we were thick as thieves until she moved away when we were 7. We decided to spray paint our Big Wheels one day and then turned the spray paint on each other. It was a glorious war until our Mom's discovered us then yanked us both inside to be scrubbed clean with an S.O.S. pad. Pretty sure we both lost a few layers of skin that day. Spray paint removal by an angry Mom is not fun. Thankful for a 35 memory that still makes me cry laughing.
i'd like to hear about this not brushing of the hair thing too!
who brushes their hair these days? YAY for free locks!
a good memory with adam was in sunday school. he had a kissing booth & I helped him set it up every week with chairs & wooden blocks. i kissed him a lot. we were 5 at the time.
more than old tree houses with rust nails & harvesting goods from the front-backyard garden.
Your words today impacted me in a big way. You said, "Unlearning fear is much harder than I thought. Thanks for being patient with me as I discover that wanting something is better than being afraid of it."
All my life, many (but not all) of my teachers have doubted me. As a consequence, I have doubted myself and have been capital "T" Terrified to do certain things such as get a job.
One week ago I started my very first real job, as a teacher, teaching the grade levels I wanted, in a district I couldn't have dreamt of. I am so grateful for this opportunity and even though I have to force my fears to submit regularly (especially right now it seems), I look forward to growing stronger over this next year.
Thanks for your words Em!
No hair brushing for 33 days? Awesome! Do tell! Childhood bestie was Rachel. One favorite memory: curling dandelion stems in the forts we built under the trampoline in the summer!
Glad to see others have a fear that they are trying to overcome. Love that your husband is a great cheerleader for it, makes it so much easier.
karen, amanda, han, sara, ha! y'all are funny. my friend molly talked me out of straightening my hair (which is naturally curly). brushing it is no bueno if you're trying to rock the curly locks! hairbrushes are overrated anyway.
han, dana, kristina, julie, the bergmans, loved hearing about your childhood besties growing up!
katie m, em = favorite name to be called. love your heart and honesty. you. are. brave. ps, those kids are lucky to have you teaching them this year. yep.
lostintravels, def don't deserve that dude.
teresa, i've looked there too. might just be where i learn! thx.
mmr, kissing booth with ad. amazeballs. more than twinner carrots and 8 hours of sleep.
My oldest girlfriend that I share great memories with is probably my cousin and we have lots of things to remember together. Here is one - clomping down the sidewalk in Auntie Ems shoes.
Please explain the hair comment. What do you do if you don't brush?
Partner in Crime would be Brittany Benzel! My favorite memory with her would have to be something so simple! Walking to back and forth to the pier at Myrtle Beach with her daughter. We laughed, we cried, and at moments there were moments where no one had to say anything but we knew exactly what we thinking. At the end of the walk we simply looked at each other and said, "I love you too."


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At Caesars, setting measurable targets is one of the keys to our environmental progress. This same approach is easily applied to personal and professional lives; creating tangible goals is important to keeping us accountable to the future we want for ourselves and the next generation. That's why for this coming New Year, we challenge our colleagues and friends to set green resolutions for a more sustainable 2014.
Buy less bottled water: Invest in a BPA-free, reusable hard bottle and drink from the tap. If you're weary about water from the faucet, buy a tap-filter or pitcher-filter for home and a filtered water bottle for the road.
Stick with reusable shopping bags: While plastic bags can be recycled in theory, only 1% actually are in the U.S. Store reusable bags in your car so you're less likely to forget them on your next trip to the store.
Eat less meat: From the farm to the table, meat has a heavy impact on the environment. About 634 gallons of water are used to produce just one hamburger and if each American cut meat and cheese from their diet for just one day a week, it would be equivalent to taking 7.6 million cars off the road.
Reduce Paper Waste: At this point, we know the importance of recycling paper products but we should also be proactive in reducing our demand. By opting out of paper bills and subscribing to digital magazines and newspapers instead of paper ones, we can cut down on our individual paper waste.
Drink from a reusable mug: American office workers use about 500 disposable cups per person very year. The simple act of keeping a mug at the office can reduce this number significantly.
A great perk of implementing eco-friendly goals is that they often save you money- so you'll be going green in more ways than one! And you won't be alone; in 2014, Caesars will be working towards its own corporate sustainability goals.
We look forward to sharing our journey towards our environmental goals with you over the next year and hope you decide to take on a few eco-resolutions of your own. For more helpful tips about setting green resolutions for the New Year, check out the Huff Post Article for all 10 goals and the Sierra Club to join their Go Green 2014 resolution.
Caesars wishes you all a happy, healthy, and more sustainable New Year!


The PepsiCo Americas Beverages division of PepsiCo is bowing to public demand and scrapping the changes made to a flagship product, Tropicana Pure Premium orange juice ... The about-face comes after consumers complained about the makeover in letters, e-mail messages and telephone calls and clamored for a return of the original look.
The original version was hastily brought back as Coca-Cola Classic and New Coke eventually fizzed out.
What amuses me: I keep hearing about the end of advertising as we know it because now 'the consumer is in control' and there are 'brand ambassadors' and other such nonsense.
Remember the nutty popularity of logo t-shirts in the 1980s?
I was told back then that this was the end of advertising. Who needed it when everybody you met was a walking billboard?
Logo t-shirts are still around – but so is advertising, last I looked.
With no historical perspective, you might think that all has changed because of the internet. But nothing has changed. It's simply been supercharged. Consumers have always had influence and share control of advertising, marketing, product development.
BBDO's long commitment to advertising and marketing research can be traced to Rindlaub. The innovative methods she developed to sound out consumers were adopted by BBDO and became widely modeled within the business.
Tales From The Marketing Wars A third-party endorsement of your product has always been the Holy Grail. It's more believable. In prior days, we used to try and find the "early adapters" for a product. We figured they had big mouths and loved to tell their friends and neighbors about their new widget.
The New Coke fiasco happened before the WWW, before email was ubiquitous, before IM and Twitter. Post Offices and telephones worked fine. They still do.
What the internet has done (among a few other things) is create new multimedia playing fields for advertising, marketing, public relations, research - just like the printing press, radio, and television.
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Connected to the Mueller Center, the Alumni Sports & Recreation Center (AS&RC) houses the Robison Gymnasium, which has an indoor track. Also included is a physiotherapy room; basketball, volleyball, and tennis courts on a resilient surface as well as locker facilities.
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The anonymous designer behind the non-demographic brand argues for a fluid future at the MOCA.
arthur jafa's explosive, kanye-scored opus arrives in l.a.
We speak to the artist about Dave Chappelle, 'Daughters of the Dust,' and radical jazz, as his outstanding film 'Love Is The Message, The Message Is Death' begins its run at MOCA.
The Kanye West-approved exhibition is the first show of the couple's furniture in the US, and as darkly beautiful as you'd imagine.
Before she takes the stage at MoCA's Step and Repeat performance showcase, opening today in Los Angeles, we caught up with the dynamic artist about creative community and her future in fashion.
As we premiere her collaborative short film with Kendrick and FKA twigs director Kahlil Joseph, get to know Martine Syms, the young artist and filmmaker stepping inside America's mind.
Here are our top five picks of what you need to see, hear and do in LA this week.
We speak to the designer ahead of his MOCA exhibition, When Fashion Shows The Danger Then Fashion Is The Danger.


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text:
Indie Studios
The Best Indie Studios In The Biz
By Mark Ehrenkranz
Film media attention is typically dominated by the Awards Hopefuls in the fall, meaning typically those features that distributors are positioning to catch attention from prognosticators to propel them onto the long road to Oscar and, more perhaps more importantly, audience dollars along the way. The Toronto International Film Festival is underway, while the New York Film Festival opens at the end of the month — two important launching pads into the busy fall festival lineup and fight for the gold trophies.
Over the last couple of years, there have been a few independent studio stand outs who have wedged their way into the big studio fray. This has been tackled by either co-producing extremely strong projects, or via their ability to acquire the best work at domestic and international fests. Miramax, turned The Weinstein Company, Sony Pictures Classics and Fox Searchlight have historically dominated this space, however there have recently been a few mighty engines that could.
The first tremendously exciting one is A24 Films, run by David Fenkel and Daniel Katz who met at ThinkFilm started by Mark Urmann, who helped found Lionsgate. While at Thinkfilm, their midas touches released award champs such as Murderball, Half Nelson and Before The Devil Knows Your Dead. Last year A24 was awarded three Oscars® for Room, ExMachina and Amy, the Amy Winehouse documentary. The studio team felt like it was a surreal dream.
This year, A24's 2016 releases and upcoming award hopefuls include Director Trey Edward Shults' family drama, Krisha, which stars Krisha Fairchild. The film takes place in Texas on Thanksgiving as secrets and resentments come to the fore wheneveryone becomes immersed in an emotionally charged familial reckoning.
The team also released wunderkind Jeremy Saulnier's sophomore effort, follow up to his hugely acclaimed Blue Ruin. The Green Room stars Alia Shawkat, Imogen Poots, Patrick Stewart and one of the last performances by the beloved Anton Yelchin. Saulnier returns with a nest of down on their luck punk rockers, The Ain't Rights, who get an unexpected booking at an isolated, run-down club deep in the backwoods of Oregon. You guessed it, of course it results in a macabre, ultimate life-or-death flesh fight.
A24 had the chutzpa this year to acquire Dan Radcliff and Paul Dano's twistedly oddball Swiss Army Man at Sundance. Hilarious, deranged, and always alive, the risk suggests Cast Away meets Weekend at Bernie's. It really feels like a twisted idea of a big studio comedy — or maybe just a psychotic hallucination. It isn't for everyone, but the story is absurdly original. You might love it or you might hate it, but you won't forget it — and you will never be able to say you've seen another movie like Swiss Army Man.
The studio's year end award bait is Moonlight, which debuted to accolades at this September's Toronto International Film Festival. Moonlight is a tender, heartbreaking story of a young man's struggle to find himself, and the beauty of falling in love, while struggling with his own sexuality. Director Barry Jenkin's movie stars Mahershala Aliand and Shariff Earp. Excited to see what the world thinks of this one.
Other A24 releases this year worth mentioning are: The Lobster, The Witch, DePalma, Equals, Into The Forest and Morris From America with Craig Robinson ofThe Office and Mr. Robot.
Another indie stalwart features Bleeker Street Films named after the iconic street in NYC. Andrew Karpen, the longtime co-CEO of Focus Features, created the new, New York-based distribution company that has backing from 5-Hour Energy founder Manoj Bhargava. At Focus, Karpen was responsible for Dallas Buyers Club, which garnered a Best Actor Oscar for Matthew McConaughey.
Bleeker Street's 2015 and 2016 releases include such emeralds as Trumbo, Pawn Sacrifice, Al Pacino as Danny Collins, and the theatrical release of Netflix's immensely powerful Beasts of No Nation.
This year they released Anthropoid, based on the WWII mission to assassinate SS General Reinhard Heydrich, the main architect behind the Final Solution and the Reich's third in command after Hitler and Himmler. Plus they also distributed the extremely successful and timely Helen Mirren movie Eye in the Sky which deals with the sore subject of murderous drones.
Bleeker Street's Oscar® campaigns should include Director Matt Ross Captain Fantastic and Paterson, the new one from indie pioneer Jim Jarmusch. Captain Fantastic stars Vigo Mortensen and Frank Langella who square off wrestling with the virtues of off-the- grid home schooling versus learning how to cope in a conventional material world. Seeing this will definitely spark a thoughtful discussion.
Always a must see, director Jarmush casted Adam Driver in his tale about a bus driver, poet set in the present, in movie namesake Paterson, in New Jersey. The studio is holding this gift very close to the vest at time of publishing with intentions of a magnificent announcement to film fans everywhere.
The third independent studio champion is Roadside Attractions which is run by industry Co-Presidents Howard Cohen and Eric d'Arbeloff', who manage the brand as a boutique subsidiary of Lions Gate. Their recent stand outs include Dear White People, Love and Mercy, Mr. Holmes, My Name Is Doris, and Tom Hank's A Hologram for the King.
Their two 2016 award heavyweights include Manchester By The Sea and Indignation. The later is directed by former studio head James Schamus who also ran Focus Features and Good Machine for Universal. Shamus has written and produced: Brokeback Mountain, Taking Woodstock, Crouching Tiger, Hidden Dragon and The Ice Storm. James has also been a close, longtime partner and collaborator of Ang Lee's.
Indignation stars Logan Lerman, and Sarah Gadon and is based on Philip Roth's popular novel of the same name. As with many of Roth's powerful stories, this one is about a working class Jewish boy from Newark, New Jersey, the writer's home town. Lerman's character travels on scholarship to a small, conservative college in Ohio, which exempts him from being drafted into the Korean War. Shamus does an extraordinary job with his directorial.
The last one of Roadside's and one that is certain to be one of the absolute best pictures of the year is Manchester By The Sea. This one is writer, director, playwright, Kenneth Lonnergan's triumphant return to the screen. His last picture was 2011's Margaret, and prior to that he wrote, Gangs of New York, Analyze That, and directed all time indie favorite You Can Count on Me which helped launch the careers of Mark Ruffalo and Laura Linney.
New England faithful Matt Damon is one of the producers which is set in the namesake town of Manchester-by-the-Sea, Massachusetts. The stellar cast includes: Casey Affleck, Michelle Williams, Kyle Chandler, Josh Hamilton, Matthew Broderick, Gretchen Mol, and Baryshnikov's daughter Anna. The movie was acquired by Netflix and is being distributed theatrically by Roadside.
Lonnergan conducts a master class in writing and directing which struggles with death, and sole guardianship intertwined amongst a complex family all born and raised in this stunning masterpiece.
Of course, all of the above will have to contend with other indie faves: La La Land, Hell or High Water, Little Men, Don't Think Twice, and Hunt for the Wilderpeople for the independent crowns of 2016.


Singapore: The provisional liquidators of O.W. Bunker Far East (Singapore) and Dynamic Oil Trading (Singapore) said today that trustees and receivers in Denmark do not have secured rights over all receivables of the two Singapore companies, and that a receivable collection pact signed in Copenhagen last week does not limit their powers to act for the companies' unsecured creditors.
The provisional liquidators from KPMG were clarifying queries raised by customers and debtors of the two companies, some of whom were unsure who they should be paying to.
The confusion arose from the fact that a global facility extended by a syndicate of banks to O.W. Bunker & Trading A/S and O.W. Supply &Trading A/S (OW Bunker Denmark) gave the lending syndicate claims over certain assets of various OW Bunker entities around the world including the two Singapore subsidiaries.
The assets that were assigned and charged to ING comprise mainly receivables, and ING is the security agent for the lending syndicate.
Bob Yap, one of the three provisional liquidators, said: "ING does not have claims over all the receivables of the failed companies in Singapore, only on those assigned and charged to ING.
ING has appointed some partners of PWC as joint receivers while OW Bunker Demark which filed for bankruptcy on 7 November 2014, has appointed trustees to manage its affairs.
The provisional liquidators from KPMG say they are not parties to the receivables collection agreement.
As provisional liquidators of the two Singapore companies, KPMG said in a statement, they are vested with statutory powers to take custody and control of all their assets, including receivables to which the companies are or appear to be entitled, while ING is entitled only to receivables which have been "validly and rightfully assigned and charged" to ING.


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Bollywood Reviews
Satyameva Jayate Reviews
Avipsha Sengupta's Reviews - Satyameva Jayate
Satyameva Jayate Review: Watching Re-Runs Of Angry 80s Cop Movies Is A Better Idea Than Wa
Avipsha Sengupta (203,349 DM Points)
Desimartini | Updated - August 14, 2018 11:18 PM IST
3.5DM (11883 ratings)
Verdict - Do Not Waste Your Money Or Energy On This Loud and Over-Dramatic Films
Release date : August 14, 2018
An honest police officer is set up in a false corruption case and commits suicide and two sons witness him setting himself on fire. Seeing this, one brother grows upto become an honest cop and one is a ruthless killer who kills corrupt cops by setting them on fire. The elder brother ignorant of his brother's reality is on the hunt of the killer and he constantly outsmarts him. Oh, there is also a girl who is in love with our vigilant. No I am not mixing almost every 80s cop movie out there, but this is the plot of 2018's Satyameva Jayate.
While there is a new crop of directors who are trying to take Hindi cinema to new heights, for people like Milap Zaveri things things still revolve around two brothers on the other side of love and 'baap ki malut ka badla'. Satyameva Jayate is an uninspired mash up of classics like Deewar, Parvaarish and Agneepath that can only inspire rage but not in a good way.
As if the super 'ghisa pita' plot was not enough, the dialogues of the film will make you roll your eyes until they start to hurt. The play on words like 'rakh', khaak', 'khakee' and 'aag' has been penned by the soul of some frustrated poet who believe good dialogues are all about the end words rhyming. To be hones, I have no problem about the angry movies of 80s, but the problem arises when a movie that claims to be relevant to the modern times has its sensibilties sunk in the junk of historically callous film making.
As for performances, John Abraham looks like he came straight from the sets of Shootout At Wadala. He looks all hot and beefed up, mouths dialogue like he has been asked to chew chewing gum continuosly and shouts a lot.The film is literally loud, in every possible sense of the term, both in terms of sensibilities and volume. Debutante Aisha Sharma who is starting her Bollywood career with the film is as important as Mahira Khan in Raees. And dear Manoj Bajpai we love a little too much to accept your presence in such films. You are meant for brilliant cinema and not a loud rant of a frustrated poet. Next time, send us a message, just blink or something, when someone trying to compile you to do such films. We promise we will come and rescue you.
The camera work is decent but adds nothing to the film. The only good aspect of this film is perhaps the action which is the only thing that might have some impact and of course a super hot Nora Fatehi in one song. Apart from that, watching re-runs of Deewar, Agneepath Parvarish or any angry 80s film or even Singham or Dabanng is a much better idea than watching this loud, over-dramatic montage of these same films, just with worse direction and acute lack of modern sensibilities.
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Madan Mohan Marwah
388 Reviews, 23 Followers
Rated 3.0August 27, 2018
Vigilante John eliminates corrupt policemen one by one and super cop Manoj tracks him
Vigilante based movies have the advantage of showing stuff which the angry common wants to do but can't because of various reasons the least of whi...read more
Vigilante based movies have the advantage of showing stuff which the angry common wants to do but can't because of various reasons the least of which is that those actions besides being extremely violent methods of punishment are not within realms of law. Maybe that is what makes these films exciting entertainment . So here we have another angry young man John Abraham who feels all corrupt police officers need to be weeded out and burnt alive. He therefore goes about this task in a planned manner. Each time the police is not able is not able to catch him and police top boss is flummoxed by the audacity of the crime. After John burns his second victim to death, the police rope in their best man and super cop Manoj Bajpayee to catch the criminal. John strikes again and another policeman is burnt. From an acronym in a poster given by his daughter Manoj concludes that elusive John picks his victims in a planned manner. The cat and mouse game continues till an exciting climax.The proceedings are fairly exciting but there is a nagging feeling that you have seen it all earlier. There is plenty of action and violence to please those who like such scenes. There are a couple of emotional scenes which remain at a superficial level.John and Manoj are pitted against each other and play out the game in a predictable manner after a point. Acting wise nothing much to talk about since it is loud and melodramatic most of the time. One feels that better dialogue could have improved the film. Presently it likely to be liked by lovers of action.
Burhan Vohra
4 Reviews, 1 Followers
Satyameva Jayate - More often an action and revenge film then patriotic!
Only a one time watch movie!! Though the film has a good story but more likely it looks like an 80s or 90s film that revolves around two brothers a...read more
Only a one time watch movie!! Though the film has a good story but more likely it looks like an 80s or 90s film that revolves around two brothers among whom one is the culprit and the other is the cop.The movie shows how an honest and decent police officer is caught in a false corruption charge and drugs case and as a result he commits suicide by setting himself on fire.This is witnessed by his two sons. Among the two,one considers his father as the culprit while the other has a strong belief on his father that he could have never done that. Later one son grows up to be an honest police officer while the other becomes a brutal and ruthless killer who brutally kills the corrupt cops by burning them alive. That's what the movie consist of 'Baap ki maut ka badla' mixed with a little determination of removing corruption. The elder brother who is unknown to the fact that it's his brother who is doing all this always gets beaten up by the smartness and intelligence of the younger lad.This is were you will realize movie linking up with the early 80s and 90s.Till the brothers it was okay but then again the ideology of 80s where the girl falls in love with the culprit and is the daughter of the 'Villain' of the film which I should say is the only suspense of the movie.Even the movie is very loud and it seems like John is literally shouting in probably all of his dialogues which is not at all acceptable.Reading the story you will surely think it as 'Typical 80s film story' and it is one but watching it might give you a little relief as the role of elder brother is superbly played by Manoj Bajpayee and the action scenes performed by John is what attracts youth and even the songs of the movie are loved by the audience.Lets not forget the super sizzling performance by Nora Fatehi in the song 'Dilbar' which has also been a treat to watch the movie.As in the 80s the villain is killed and either of the brother dies is repeated in the movie.The movie could have been executed more precisely and a little more perfection in the direction would have surely made it a delight to watch.All together as I said earlier 'A one time watch movie' and nothing else.
Shloka Sucharita
Satyameva Jayate Review-
This movie is focused on justice or revenge. John Abraham is the one who seeks justice through revenge where as Manoj Bajpayee seeks justice throug...read more
This movie is focused on justice or revenge. John Abraham is the one who seeks justice through revenge where as Manoj Bajpayee seeks justice through law. Revenge is a criteria where it is born out of anger and it is said that revenge creates only problem but in this movie if there wasn't any revenge the culprit would have gotten away without any punishment. Basically this movie shows how corrupt is out law and it's system and how people are corrupting it. This movie should have created more suspense rather than revealing it in the first half. On a whole this movie is good patriot vice but the story is nothing new.
Mibin Mammen
This movie is an exceptional show of the corruption in the society. The method of killing the corrupt in the movie cannot be agreed upon as killing...read more
This movie is an exceptional show of the corruption in the society. The method of killing the corrupt in the movie cannot be agreed upon as killing is not the method to bring change. The movie also shows strong characters which give the movie its perfect kick. The acting of the John Abraham is exceptional in the movie as veer and also one who acts as the police commissioner. The movie also showcases the reality in a befitting manner. The movie also tries to show the other side of life
Nishit Chhaya
Satyameva Jayate Review
This movie is an excellent example of patriotic fervor. The movie weaves together an intricate story of different men from different fields of the...read more
This movie is an excellent example of patriotic fervor. The movie weaves together an intricate story of different men from different fields of the society- the DRDO, ISRO, Army, etc. The story proceeds with the unending need of John Abraham's character, to do justice to the future of India.


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'Star Wars': Ludwig Göransson to Compose Score for 'The Mandalorian'
From Star Wars:
StarWars.com is thrilled to announce that Ludwig Göransson, an acclaimed composer and record producer, will write the score for The Mandalorian, the first ever live-action Star Wars series. Göransson has composed memorable soundtracks for some of the biggest and most lauded movies in recent memory, including Black Panther (for which he has earned Golden Globe Award and Grammy nominations), Creed, Creed II, Venom, and Fruitvale Station. In the realm of television, his credits include the beloved Community and New Girl. Göransson has produced records for Haim and Chance The Rapper, and he recently received three Grammy nominations for his work with Donald Glover (who should be familiar to Star Wars fans as the young Lando Calrissian in Solo: A Star Wars Story) on the latest Childish Gambino album.
Sean Gerber


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