text:
The Uniform Prudent Investor Act (UPIA)
In 1994, the National Conference of Commissioners on Uniform State Laws developed the Uniform Prudent Investors Act (UPIA).
The Act offers trustees the flexibility to choose from a wider array of investments while outlining factors every trustee must consider before making investment choices.
The Uniform Law Commissions Summary of the Act states that the "adoption of this act by the state legislatures will correct the rules, based on false and damaging premises, that now govern the actions of trustees." The Summary further states that the "UPIA does not encourage irresponsible, speculative behavior, but requires careful assessment of investment goals, careful analysis of risk versus return, and diversification of assets to protect them."
The Texas Legislature enacted a Texas version of the Uniform Prudent Investor Act which became effective on January 1, 2004. The Texas Bar Comment from the Real Estate, Probate, and Trust Law Section of the State Bar of Texas says that "The adoption of the prudent investor rule reflects a significant departure from prior Texas law. The prudent investor rule is the majority rule among the states, so its adoption brings Texas in line with the national trend."
Over the years, Prudent Investor Rule has had several variations; however, the one constant is the Act's protection of the beneficiaries. Therefore, it is always important to keep abreast of not only the statutory changes, but also the case law as it relates to this area.
Do You Need The Guidance Of An Experienced Estate Planning Attorney?
If you find yourself thinking more and more about how to preserve your assets for your family you should speak with an experienced estate planning attorney as soon as possible. Contact us online or call our Dallas office directly at 214.559.7202.
Get Your Free Book: Dying Stinks...Why Make It Harder?


1. There are very few people who have an economic need to look for another job, are willing to take a lateral transfer, and are high achievers. Yet most companies spend most of their time and resources looking for these kinds of people.
2. The military has a tough screening process for selecting officers. But once selected – and with no experience – they are given some serious training and responsibilities far in excess of their current ability and are asked to deliver extraordinary results. Most of them succeed. Yet these same people when they leave the military aren't given a fair chance because they don't have the "right" experience.
3. There has been more research done on why people perform at peak levels, why they underperform, and why they leave jobs, but much of this is ignored when it comes to assessing competency and fit. Very little has to do with their level of experience. More of it has to do with their determination, discipline, motivation, and success doing somewhat related work in somewhat similar environments. Contact us if you'd like to apply this concept in your hiring process.
4. Candidates who are too eager turn people off, and those that aren't eager enough turn people off. Companies that are too eager when they find a hot prospect either turn them off, or pay too much to hire them. Asking insightful questions is a better way to demonstrate interest, whatever side of the desk you're on. It's best to demonstrate eagerness by asking insightful and challenging questions.
5. Cultural fit is critically important – but few companies actually define it, and even fewer know how to measure it. For proof, ask the next 10 people you meet at your company to define its culture and how they would determine it during an interview. This is a good way to determine if your company's culture is real or imaginary. If you're a candidate ask every interviewer the same question.
6. Most managers would hire a top achiever who is a little light on skills and experience and modify the job accordingly, but their hiring systems prevent them from ever seeing these people.
7. In the first 5-10 years of a person's career, people who get promoted more rapidly or assigned to the toughest projects tend to have less experience than those who don't. Yet when we hire someone from the outside we want more experience.
8. First impressions and interview presentation skills do not predict on-the-job performance – even for sales positions – but most people think they do. Worse, we are all subconsciously affected by this whether we like it or not.
1. If you don't know what it takes to be successful on the job in your company, don't interview any candidates until you do. How else are you going to determine competency, motivation, and fit? Here's an article that will show you how to figure this out.
2. If you're a candidate being interviewed, and the person interviewing you doesn't know the job, ask this question: "What does the person taking this job need to accomplish in the first 6-12 months in order to be considered successful?" Then ask: "Why is this important and what resources are available to pull this off?" If the person interviewing you is the hiring manager, and doesn't know the answer, or stumbles about, I would be concerned about taking the job if offered. To gain a sense of how concerned you should be, ask everyone else on the interviewing team the same question, and if each person gives you a different answer, be very concerned. If the recruiter doesn't know the answer, don't trust the recruiter to give you other honest information. It will be equally superficial.
3. If you're a recruiter don't present an opportunity to anyone unless the hiring manager tells you what it takes to be successful on the job. If you do, you'll waste your time screening people on the wrong criteria.
4. If you're a passive candidate talk to every recruiter who calls and see if they understand the real job, its importance to the company strategy, and how well the company is doing overall. Make sure you ask about the real culture, and get examples for proof. Make sure you ask these questions before you ask about the money or the location. If you filter jobs out too soon because of the money, you'll never get a chance to hear about true career opportunities. Most jobs can be scaled up or down to meet the needs of a top achiever, but you'll never get the chance if you measure opportunity by the wrong criteria.
5. From a career growth standpoint it's better to be underpaid than overpaid. Compensation increases always follow performance, not lead it. So if and whenever you get the chance when changing jobs, don't fight for a big short-term compensation bump. Instead ask for a six month review based on your ability to hit challenging performance objectives.
6. If you instantly like a candidate, force yourself to ask the person tougher questions. If you don't like the candidate right away, force yourself to assume the person is extremely qualified, treat the person as you would a consultant, be respectful, and listen carefully to everything said. If you do this for just 30 minutes you'll be shocked. For one thing, you'll discover many of those you thought were initially tops are more personality than performance. Even better: there will be a few who initially turned you off who are great. These are the people that everyone else overlooked.
From what I've seen over the past 30+ years, most hiring problems can be attributed to the problems described here. While the solutions offered are pretty simple, they do require some discipline. First, make sure you understand the performance expectations of the job in the real environment and culture before you interview any candidates. Second, don't make any instant judgments: wait at least 30 minutes before you make a no decision. It takes a least a few more hours to make a yes. Third, don't be too surprised when you start making fewer mistakes and start hiring more top performers who are excited about the work you're offering. Common sense sometimes makes sense.


Description: Hello, everyone! I'm back with yet another anime drawing... The Seven Deadly Sins! It is about a young girl named Elizabeth, Princess of Liones, who is trying to find the Seven Deadly Sins, Holy Knights who were wrongly framed and sent into exile, in order to bring an end to the Holy War. Left to right: Diane, Sin of Envy, Princess Elizabeth, Meliodas, Sin of Wrath, Gowther, Sin of Lust, Ban, Sin of Greed, Hawk the Pig, and King/Harlequin, Sin of Sloth. This is a great series, and I highly recommend it to someone who is looking for a new series to read or watch! Have a good day! Original Picture Link: https://soradanza.files.wordpress.com/2015/07/characters1.jpg All credits go to the original artist.


Vintage Stone Cultural 3d Brick Wallpaper Bar Restaurant Shop Wall is one of gallery from Vintage Retro Bedroom Decor and also lebeled with Interior. Posted by Theodore Justine. Or Hit here to back to Main Post.


text:
APA Traces History of Racism in Psychiatry and the Nation in Second Member Town Hall
Just a few days before the 57th anniversary of the civil rights March on Washington, where Martin Luther King Jr. gave his "I Have a Dream Speech," APA hosted the second in a series of town hall meetings to address structural racism in psychiatry. A distinguished panel of Black psychiatrists spoke to approximately 425 APA members about how the Black Lives Matter movement is an outgrowth of the civil rights initiatives of the 1960s, what anti-racism is, and the impact of racial injustices within the organization, the profession, and the country.
APA President Jeffrey Geller, M.D., M.P.H., described how the actions and ideals put forth in the March on Washington are not only relevant, but necessary today.
"The tradition of advocacy and organizing continues because racial injustices are very much alive in the United States," Geller said. "Beyond the appalling scenes of police brutality and the deaths of innocent Black people, the systemic impact of racism hits home in the house of medicine and psychiatry as health inequities and racism impact Black people, Latinos, indigenous people, Asian-Americans, and others."
Geller called upon the APA Board of Trustees to address racism within APA and psychiatry. He noted that Board members are predominantly white and that they must take initiative and be proactive in confronting and dismantling structural racism.
"We cannot turn to the Black members of the Board to guide us. That would take them out of the role of being Board members with us," Geller said. "It would signify our lack of understanding that racism is about us [whites]."
Aletha Maybank, M.D., M.P.H., the AMA's chief health equity officer and group vice president, described how the harmful legacy of segregation is evident today in the housing, health, and economic status of many Black individuals. She also spoke of the importance of providing space in which young people may use their voices to propel societal change.
"I really don't feel we would be here today if it weren't for the young people of the Black Lives Matter movement," Maybank said. "The young people who speak … continue with the tradition of the civil rights movement, but in their own way because they're young [and] it's a new time. I feel they are leading with great power, great purpose, and great authenticity and truth. … We, as we get older, need to step aside and allow them to have that place of leadership."
Kevin M. Simon, M.D., the 2020-2021 Recognizing and Eliminating disparities in Addiction through Culturally informed Healthcare (REACH) scholar, described anti-racism as supporting anti-racist policy through action or the expression of anti-racist ideas.
"It has to be something that becomes part of your daily routine," said Simon, who is completing a fellowship training in child and adolescent psychiatry and addiction medicine at the Boston Children's Hospital/Harvard Medical School. "Much like we ask patients to practice behavioral techniques, we have to practice being anti-racist."
Former APA President Altha J. Stewart, M.D., discussed critical junctures in history when psychiatrists, as represented by APA and its precursor, the Association of Medical Superintendents of American Institutions for the Insane, failed to address racism. These touch points in history include the years before, during, and after the Civil War, the years of the "separate but equal" doctrine, and the Jim Crow era.
"[Now] we have this very important moment in time where what we do will be looked back upon by generations in the future," said Stewart, who is senior associate dean for community health engagement at the University of Tennessee Health Science Center. "When they ask what did we do to move the needle, what did we do to improve the psychological well-being of [Black people] in this country, I'd like to say that we took the bull by the horns, addressed these issues head on, and did the hard work … that is emotional, that makes you vulnerable, that can be challenging, but that is not too difficult for psychiatrists."
She added that psychiatrists are primed for doing the work of dismantling racism both in the profession and in society at large.
"Our wheelhouse is in the difficult place. We are the people that people bring their most private, chaotic thoughts, and we help sort that out," she said. "We have to be on the front lines of doing that for psychiatry, for America, and for the American Psychiatric Association."
The next town hall will be held Monday, November 16. APA's town hall meetings on structural racism are archived for members at https://www.psychiatry.org/psychiatrists/meetings/addressing-structural-racism-town-hall.
Help Determine APA's Future
Nominate yourself or a colleague
As chair of APA's Nominating Committee, Immediate Past President Bruce Schwartz, M.D., is seeking to diversify the elected leadership of APA and invites all members to consider running for one of the open Board of Trustee offices in APA's 2021 election: president-elect; secretary; early-career psychiatrist trustee-at-large; minority/underrepresented representative trustee; Area 1, 4, and 7 trustees; and resident-fellow member trustee-elect. You may nominate yourself or a colleague—the important point is that you get involved! The deadline is Tuesday, September 1.
Access Nomination Requirements and Form
Labels: Aletha Maybank, Altha Stewart, APA, Black Lives Matter, Jeffrey Geller, Kevin Simon, Presidential Task Force to Address Structural Racism Throughout Psychiatry, segregation
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redpajama_set_name: RedPajamaCommonCrawl


The Swedish Association of Local Authorities and Regions (SALAR) and the Employer Policy Division have been working to develop a gender equality strategy for some considerable time. There are still clear structural differences between men and women on the Swedish labour market. Municipalities, county councils and regions are major players in the labour market. Therefore, SALAR and its members have a significant responsibility to identify and attempt to tackle all labour market-related inequality.
The report "Gender equality from an employer perspective" presents SALAR's gender equality programme which, among other things, includes eight points with suggestions for activities that employers can pursue to increase gender equality in municipalities, county councils and regions.
Signatories of the European Charter for Equality are featured and share their good practices across the eight points, from tackling unjustified wage disparities and occupational segregation to reducing sickness absence and ensuring gender-equal parental leave.


text: Q: Maximize window in Ubuntu 14.04 goes to wrong screen When I open e.g. a terminal when my pointer is on the left screen, it opens up in the right. I installed compiz as suggested, enabled "Place windows" and played with the settings. It doesn't seem to affect anything. Do I need to restart compiz or something after I change the setting?

redpajama_set_name: RedPajamaStackExchange


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text:
Zimmerman named VP & GM & Director of Sales for Univision San Antonio & Austin.
Univision Communications Inc. announced the appointment of Jeff Zimmerman to vice president, general manager and director of sales of Univision San Antonio and Austin. He is based out of San Antonio and will report to both Luis Patiño, senior vice president, Univision Television Group, and Mark Dante, executive vice president, Television Station Group Ad Sales.
In this new role, Zimmerman will oversee operations including Ad Sales, Marketing, News, Production and Promotions at all of Univision's owned and operated stations in San Antonio and Austin.
"For more than 12 years, Jeff has brought a wealth of knowledge to our Univision stations having worked in Texas the majority of his broadcast career," said Luis Patiño, senior vice president, Univision Television Group. "His credibility and experience within the media industry will continue to help propel Univision San Antonio and Austin into the next chapter of growth."


text:
Booker T Washington
W E B Du Bois
Washington: "An All American Educator".
There are people whose abilities, determination and energy take them far past any limitations life tries to place on them. Booker T. Washington was one of those people. He overcame a childhood of slavery and illiteracy to become the most prominent educator and leader of black Americans during the late 19th and early 20th century. Booker T. Washington uses his own unique language and writing styles to illustrate these fine qualities in his influential and awe-inspiring autobiography, Up From Slavery. .
As I began reading Washington's autobiography I became rather intrigued with the language and tone he uses when portraying his life as a young boy during his hard times of slavery and thereafter. Washington's use of language and tones expresses to me, the reader, his amount of intelligence, by using speech that is without slang and is in perfect English, which allows his story to be easily read and understandable. Washington lived in the most horrible and inhumane conditions that anyone could ever live in, and explains these conditions throughout his story. What interested me the most was the tone that he uses to explain his story. He leaves me with the feeling that he was somewhat upbeat and content with what he had to go through, instead of angry and hopeless. By using this tone in his writing, I was able to eventually gain a better perspective about the type of person Booker T. Washington really was. He was a man who speaks, not with complaint or blame, but with a sense of determination and understanding. As he explains, "I have long since ceased to cherish any spirit of bitterness against the Southern white people on account of the enslavement of my race"(923). This shows me that his mind is so far above that of ignorance, that he is able to relinquish all senses of hate towards the people who enslaved him and his entire race. His tone fills you with a sense of hope, that anything can be achieved, and that you can overcome anything with the right amount of dedication.
Essays Related to Booker T. Washington
1. Booker T. Washington
To serve the cause of human freedom, a person has to be brave, a leader, patient and unselfish. Throughout history many people have fought for what they believed in to gain freedom for their people. One man who did this is Booker T. Washington. Washington was an African American advocate who wan...
2. Biography of Booker T. Washington
Booker T. Washington was born in Virginia in 1856. Even though he was born into slavery, he received a teaching degree from a freedman's school in Hampton, Virginia. In 1881 he founded what is now known as Tuskegee University. Booker T. Washington's major focus was to educate African Americans in ag...
Booker T. Washington Booker Taliaferro Washington was born on April 5,1856 in Franklin County, Virginia. ... Booker had been blessed with an intact family, with one exception of having a white father who never contributed to his life and whose identity Washington never acknowledged. ... Booker T. ... Having a first hand struggle with freedom, social change was a ground floor philosophy to Booker. ...
4. Booker T Washington
Booker's Uprising of the Former Slaves The book, Up From Slavery by Booker T. Washington is about Booker T.'... Prior to Booker T.'... Personally, I am amazed at what Booker T. ... Booker T. ...
Booker T. Washington The end of the Civil War brought a time known as the Reconstruction. During this time, the Emancipation Proclamation and the Thirteenth Amendment abolished slavery. The newly freed slaves needed jobs, housing, and education in order to enter society, but the rejection of th...
6. Booker T. Washington and W.E.B. DuBois
Booker T. Washington was born a slave on a tobacco farm in Hales Ford, Virginia on April 5, 1856. Booker T. was a great public speaker who mainly spoke about blacks earning the white man's respect rather than keep fighting for freedom. W.E.B. DuBois on the other hand was born in Great Barrington, M...
7. WEB DuBois V. Booker T. Washington
The Distinctly Different Viewpoints of Booker T. Washington and W.E.B. ... Two of these forward-looking men were Booker T. ... Despite this, Booker T. ... Rather, it would take much time and hard work to gain the respect of whites and complete equality, both socially and economically, for all.23 As the foremost champion of black education and equality, Booker T. ...
8. W.E.B. Du Bois vs. Booker T. Washington
Parallel to the disagreements of Martin Luther King Jr. and Malcolm X during the civil rights movements of the 1960's, African American leaders W.E.B. Du Bois and Booker T. Washington had different strategies to move towards African American progress. Du Bois illustrates his disagreements towards Wa...
As the nineteenth century approached, America was facing many problems: political, economic, and, arguably the most critical - social. Even after the Emancipation Proclamation of 1863, African Americans struggled to end the racial division that had conquered the United States for centuries. Two men ...


This is an essay comp, not an assignment. Tell us about your motivation for choosing to study online. Marrying in spite of this took real courage. The reverse, poor..
refuses to dance with the young ladies who have attended the ball and his obvious reluctance to talk to anyone. Darcy pays much attention to the feelings in his attitude to marriage. It will not. The Faculty of European Civilizations, the English Language Department, peculiarities of the Lexical Stylistic devices (Metaphor, metonymy, irony, simile, epithet) in the novel Pride and Prejudice by Jane Austen. The first conflicting force is his love for Elizabeth, which is in fact his true love. Collins, represents marriage because of social views. This use of a loose sentence makes the reader feel more comfortable as they get to know the characters and establishes the book as being a conversational piece. One more character,. No one during Austens time period would want to be seen with the poverty stricken.
Essay, pride and, prejudice, the late 1700s werent exactly a friendly time period for women and Jane Austens.
Contextual, essay, the Importance Of Being Earnest.
This comment is the greatest cause of Elizabeths prejudice against Darcy. . The girls dont take. Charlotte tells that she never was romantic and ask only a comfortable home, considering. Pride and Prejudice essay samples or any other kind of academic paper you may need created by our professional writers. Bennet, their contrasting temperaments are first shown through their manner of conversation and how. As a result, it became an international language and still permeates the society. Darcy is a wealthy man whose mind is pulled in conflicting directions, between his true love, and his cold character, mostly his personal pride, which betrays him. I longed to know whether he would be married in his blue coat (Austen). However, she considers marriages of her daughters, and for her, they have two aspects necessary achievements of her daughters, their transition to a more prestigious status, and holiday that accompanies.


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Simplified Math
Let's do some simplified math. The ancient Greeks, possibly Aristotle, discovered that money at 7% interest will double in ten years. By remembering this simple accident, you can follow the math of Health Savings Account in your head, without writing anything down. If you remember that life expectancy is now 84 years, you have eight, going on nine, opportunities to double your money. Go ahead and do it: 2, 4, 8, 16, 32, 64, 128, 256, 512, 1024. At the rate things are going, a dollar at birth becomes 512 dollars at age 90, and it isn't unreasonable to hope for a thousand-fold increase in the future.
The current expectation is an average of $350,000 in lifetime healthcare costs per person. A gift to the newborn of $350 will almost pay for it. If he sets this aside for a lifetime, forgets he has it, or just doesn't spend it, it will cover his costs. Medicare is about half of the lifetime cost, so $175 at birth would pay for a buy-out. The individual is already paying a quarter of Medicare as payroll deduction, and another quarter as premiums. So, it would cost something like $87.50 at birth to pay for the rest. Whether it's a gift of his family or a government subsidy, that is manageable. It's close, but it's manageable.
How do we get 7% interest? We assume an index fund of the total stock market will produce 11% per year, because that's what it produced for the past century, in spite of wars and recessions. We assume 3% inflation, for the same reason, leaving 8% net return. Because every 28 years on average we have a "black swan" stock market crash of 30-50%, you have to ride it out. Therefore, the conventional advice is to invest 60% in stocks and 40% in bonds, reducing your net return to 5%. But unlike a college or a museum, we have no payroll to meet, so we only use 60/40 after the age of 50, when major illness costs begin. That brings us up to 6.5% overall after the HSA gets past its early transition costs. Since index fund investing is now readily available for less than a tenth of a percent management cost, we ignore the present fees of ten times that, which are customary. If you are forced to it, just put the certificate in your bank lockbox and have it opened when you die.
How much you actually invest at birth, or whether some other payment method is employed, are political decisions. The point to be made right now is that passive investing of this sort is close to being feasible. It is close, but a cure for cancer or diabetes might make it a sure thing. The points to be made are two:
1. Adopting this approach with the Classical Health Savings Account, may or may not pay for the whole health system for everybody, but it would pay for a mighty big chunk of it.
2. The rest of this book attempts to find a few other improvements which really would pay for the whole system with some confidence. There's no way to prove it was successful except to conduct some pilot programs. I would expect that dozens if not hundreds of other people would try to find other refinements.
Originally published: Thursday, October 29, 2015; most-recently modified: Wednesday, June 05, 2019


We have takeoff! Blue Hawaii Vintage is open for business in Asbury Park!
Store window view of the launch party.
After months of being MIA from blogging/twitter/fb/Etsy/etc. while feverishly working on renovating the rented storefront, we finally opened the doors of Blue Hawaii vintage on 529 Bangs Ave in Asbury Park on 5.7.11! The launch party was such a huge success and I couldn't be more thrilled with all the love and support from my friends, family, and the community!
Below are a few pics from the event! Please stop by and check us out in person on Saturdays and Sundays from 11A-7P @ 529 Bangs Ave in Asbury Park or check us out online here.
The lovely ladies who launch!
Poppin' bottles! Time to celebrate the launch of Blue Hawaii Vintage!


text:
\section{Introduction}
Inspite of persistent efforts for last five decades, present known population of pulsar is only 5\%
or less of the total Galactic population of pulsars (estimates of Galactic population ranges from
40,000 to 90,000 objects, e.g. \cite[Lorimer 2008]{Lorimer08}), indicating that a vast majority of pulsars
are waiting to be discovered. In addition to the regular radio emission
from pulsars, millisecond transient bursts, called Fast Radio Bursts (FRBs; \cite[Lorimer et al. 2007]{Lorimer07},
\cite[Thornton et al. 2013]{Thorton13})
are observed at the locations of dynamic events, making them useful probes for extreme matter states.
Possible extragalactic origin allows these bursts to be used for determination of baryon content of the
intergalactic medium.

Because of steep spectral nature of the pulsars, lower frequencies are better choice for
searching the fainter pulsars away from the Galactic plane. Beside the GBT and the
LOFAR, the Giant Metrewave Radio Telescope (GMRT) is another telescope having sensitive
low frequency ($<$ 600 MHz) observing facility. In addition, the lower frequency surveys are also
benefited from larger field-of-views. Motivated by these and with the aid of
high time-frequency resolution, reduced quantised noise software backend (GSB; \cite[Roy et al. 2010]{Roy10}),
we started GMRT High Resolution Southern Sky (GHRSS; \cite[Bhattacharyya et al. 2016]{Bhattacharyya16}) survey
for pulsars and transients at 322 MHz for a target sky which is not being searched at frequencies below 1.4 GHz for last two decades.
In phase-1 of the survey completing 1800 deg$^2$ sky coverage, we have discovered 13 new pulsars
(\cite[Bhattacharyya 2017]{Bhattacharyya17}), which is a very encouraging pulsar-per-deg$^2$ discovery rate.

GMRT is currently undergoing a major upgrade to increase instantaneous bandwidth as well as to improve the receiver systems for better
$G/T_{sys}$. For example, the fractional bandwidth for 322 MHz system is increased by 5-times resulting in a 2$-$3-times increase
of the sensitivity. This new upgrade (called uGMRT; \cite[Gupta et al. 2017]{Gupta17}) brings a quantum leap in the survey
sensitivity for pulsars and FRBs at low and mid frequencies. In Figure 1, a full synthesis continuum sensitivity of the
GMRT (along with uGMRT) is compared with the other telescopes in operation/building/design. Two dashed lines at a slope of
$-$0.7 (typical spectral index for extra-galactic sources) represent the VLA and JVLA sensitivities indicating that low and mid
frequency sensitivity of the uGMRT are comparable to the high frequency sensitivity of the JVLA. Moreover, uGMRT is one of the
most sensitive facility at these frequencies in the pre-SKA era.

\begin{figure}[b]
\begin{center}
 \includegraphics[width=3.2in]{uGMRT-eGMRT.eps}
 \caption{A full synthesis continuum sensitivity of the GMRT (along with uGMRT, marked in solid circle at the tip of the arrows)
in comparison with the other telescopes
in operation/building/designing. This illustrates that uGMRT is one of the most sensitive telescope up to 1 GHz till SKA-Phase1
(marked in asterisks). Figure courtesy: Nissim Kanekar}
   \label{fig1}
\end{center}
\end{figure}

\section{Pulsar survey with uGMRT: GHRSS Phase-2}

Pulsar surveys are sensitivity limited, hence the design of more sensitive instruments promises higher
discovery rate. With the aid uGMRT, in the GHRSS Phase-2 (300 $-$ 500 MHz) at least 2-times improvement
in sensitivity compared to Phase-1 is expected to be achieved. This is important as we start to probe the lower range of the
pulsar luminosity distribution. Understanding the shape of this distribution will be vital for understanding
how many pulsars the SKA will find. Figure 2 compares estimated theoretical
sensitivity of the GHRSS survey Phase-2 (with 200 MHz bandwidth) with Phase-1 (with 32 MHz bandwidth) and other surveys.
The sensitivity estimations
are at 322 MHz for 5$\sigma$ detection with 10\% duty cycle in cold sky. The flux densities are scaled using
$-$1.4 spectral index to derive the corresponding 322 MHz values. This illustrates that GHRSS survey is the
most sensitive survey in the GBNCC complementary sky. For the Phase-2 of the GHRSS survey we calculate a
theoretical survey sensitivity of $\sim$ 0.25 mJy at 400 MHz (considering the radiometer equation) for a 5$\sigma$
detection for 10\% duty cycle, with the GMRT incoherent array of gain 2.5 K/Jy for
200 MHz bandwidth and considering a system temperature of 106 K.
We also calculate a sensitivity of 0.5 Jy for a 10$\sigma$ detection limit for
5 ms transient millisecond bursts, considering weak scattering (\cite[Thornton et al. 2013]{Thornton13}). The survey
parameters for GHRSS Phase-2 and predicted discoveries are presented in Table \ref{tab1}.

\begin{figure}[b]
\begin{center}
 \includegraphics[width=2.8in,angle=-90]{GHRSS2_uGMRT.ps}
 \caption{Estimated sensitivity of the GHRSS survey Phase 1 (green dotted line), Phase 2(with uGMRT; red solid line),
Fermi-directed search with the GMRT (cyan dashed line),
GBNCC (blue dashed-dot line) and the HTRU survey (magenta dotted line).}
   \label{fig2}
\end{center}
\end{figure}

\begin{table}
\begin{center}
\caption{Survey parameters of the GHRSS Phase-2 survey}
\label{tab1}
{\scriptsize
\begin{tabular}{|l|c|}
\hline
Galactic region      &  $|b|$ $>$ 5deg \\
Declination          &  Dec$>$$-$ 54deg, Dec$<$$-$ 40deg \\
Integration time     &  600 s            \\
Sampling time        &  81 $\mu$s      \\
Bandwidth            &  200 MHz      \\
Number of channels   &  4096          \\
Frequency Resolution &  48 kHz      \\
Data rate            &  50 MB/s \\
Pulsar Sensitivity   &  0.2 mJy at 5$\sigma$              \\
Single pulse Sensitivity & 0.5 Jy at 10$\sigma$ for 5 ms \\
Single pulse fluence &  1 Jy-ms \\
Data/pointing        &  30 GB  \\
survey area          &  1500 deg$^{2}$ \\
Predicted discovery$^1$ pulsar & 40 PSRs and 10 MSPs \\
Predicted discovery$^2$ FRB & 4$^{+3}_{-2}$ \\ \hline
\end{tabular}
}
\end{center}
\vspace{1mm}
 \scriptsize{
 {\it Notes:}\\
$^1$  PsrPopPy (\cite[Bates et al. 2014]{Bates14})\\
$^2$  \cite[Champion et al. (2016)]{Champion16} \\
}
\end{table}

\begin{figure}[b]
\begin{center}
 \includegraphics[width=5.8in]{uGMRT-eGMRT.time-domain.ps}
 \caption{Prospect of time-domain survey with GMRT. Left panel is pulsar survey metric for GHRSS survey Phase-1,
Phase-2 and eGMRT survey. Right panel is FRB detection capability for GHRSS Phase-1, Phase-2 and eGMRT survey.
Original figure courtesy: T. Colegate.}
   \label{fig3}
\end{center}
\end{figure}

\section{The eGMRT}
The uGMRT already brings seamless frequency coverage with 2$-$3 times improvements in sensitivity. In order to increase
the collecting area of the GMRT at least by factor of 2, the design study for the expansion of GMRT (called eGMRT;
\cite[Patra et al. in preparation]{Patra17}) are now being carried out. The eGMRT with 30 new antennas in
short and mid baselines along with 30 existing antennas, gives an unprecedented sensitivity at low-frequency comparable to
SKA Phase-1.
This can be seen in Figure 1, where the predicted sensitivities for the eGMRT are marked in magenta encircling dots. The eGMRT
equipped with 30 beams phased array feed (PAF) for each antenna, resulting in an order of magnitude increase of the field-of-view,
can be an excellent survey instrument for pulsars and transients. A survey metric for pulsars moving from GHRSS Phase-1 to
GHRSS Phase-2 with uGMRT to eGMRT Phase-1 (possibly with 60 antennas each with PAF at 550$-$850 MHz band) are showing in Figure 3 (left panel).
Survey speed weighted by instantaneous sensitivity experiences a factor of 2 improvement in the GHRSS Phase-2, which will
be enhanced by 7$-$8 times with the eGMRT. The prospect of detecting FRBs are illustrated in Figure 3 (right panel). The occupancy
in single-pulse search space for GHRSS Phase-1 and Phase-2 are marked by green and yellow regions. GHRSS Phase-1 sensitivity is
crossing the single FRB detection threshold (guided by Lorimer and Thorton bursts ignoring frequency dependent scattering and
spectral steepening) in 300 hours of observing time, which reduces to 100 hours for Phase-2. For survey with eGMRT Phase-1, in
every 10 hours, one FRB could possibly be detected. Thus, moving from GHRSS Phase-1 to eGMRT, steeping through GHRSS Phase-2 with
uGMRT, provides an excellent pathways to bring renaissance in the field of time-domain processing.

redpajama_set_name: RedPajamaArXiv


Most people who are thinking of starting a business consider franchising as an excellent option. But with all the franchises available in every industry, finding the right one proves to be a challenge. So, how do you narrow it down? More importantly, how will you know which one is best for you?
When trying to figure out the best franchise, it's crucial to consider various factors such as the franchise fee, cost and location. Ideally, you should choose a franchise that fits your budget, works well with your skills and has a sound exit strategy. Here are some tips for helping you make the right decision.
Do you want to have your own business? How much can you afford to invest? What are your strengths and weaknesses? Do you want to spend time taking care of seniors? These are only a few questions that you can ask yourself to know if you have what it takes to run a business.
Self-evaluation is essential to ensure your success. You should get an understanding of all your strengths and weaknesses before you choose the right business franchise. If you have an inept desire to help seniors, for instance, then an in-home care franchise opportunity may be the right choice. Once you understand what's important to you, you'll be able to make a sound decision when it comes to selecting a franchise opportunity.
Franchise costs vary depending on various factors, such as the industry that it's in and the specific business model. Aspiring business owners should consider their initial funds based on their income, financial status and lifestyle. Once you've thought all of these factors, you'll finally have an idea of how much money you'll need as an initial investment.
It's best to narrow down the list of all the companies that you want to get a franchise. Look for the ones that already have established territories near your area. From there, choose a few that you find interesting or attractive.
However, you need to know the requirements that each business may have for aspiring franchisees. Some companies want to work with franchisees who have industry experience. They'll still consider those who have a passion for succeeding. Most companies want to work with franchisees who are customer-centric and can figure out unique ways to increase their revenue.
Now that you've selected a few businesses that you'd like to franchise, it's time to visit their headquarters. It's also the perfect opportunity to get the answers to some of your questions and meet the people who'll be helping you run the business.
However, keep in mind that they'll also be carefully evaluating you before they approve your application. So, it's best to read a few information about them and how they run their business.
Once you've completed all the steps, it's time to make your final choice. Make sure that you carefully followed the process so that you can make a sound decision.


text:
Trophic Structure of Macrobenthic Communities in Northern Gulf of Mexico Estuaries
Gary R. Gaston, University of Mississippi
Steven S. Brown, University of Mississippi
Chet F. Rakocinski, Gulf Coast Research LaboratoryFollow
Richard W. Heard, Gulf Coast Research LaboratoryFollow
J. Kevin Summers, U.S. Environmental Protection Agency
Trophic structure of estuarine benthic communities in the northern Gulf of Mexico was characterized according to the functional roles and geographic distributions of the macrobenthos. Macrobenthic organisms collected during two years of study were assigned to trophic groups to assess the relative utilization of detritus and other resources. Three groups of detritivores (surface-deposit feeders, subsurface-deposit feeders, and filter feeders) were numerically dominant among the benthos, each of which accounted for 25-30% of total abundance across regions. Carnivorous macrobenthos also comprised an appreciable portion (12%), while omnivores (<3%) and other groups (<4%) were poorly represented. Dominance by detritivores is consistent with current concepts regarding the role of macrobenthos in processing detritus of Gulf of Mexico estuaries.
Gaston, G. R., S. S. Brown, C. F. Rakocinski, R. W. Heard and J. Summers. 1995. Trophic Structure of Macrobenthic Communities in Northern Gulf of Mexico Estuaries. Gulf Research Reports 9 (2): 111-116.


Finalists of this year's Miss Ghana pageant have successfully held their Talent Show. At an impressive ceremony held at the Unique Floral Gardens at the Trade Fair Centre, the contestants took to the stage to show off their God-given talents, attracting commendation from a cheering crowd, mainly made up of friends and family relations.
A high-profile judging panel which included actors Juliet Ibrahim and Prince David Osei, as well as young Boxer Sena Agbeko and Mr. David Amakye of the University of Ghana, were on hand to usher them on how best to fine-tune their craft.
It was a special occasion for the hundreds of family friends and close associates gathered, as they savoured the rather interesting scenes from the over two hours event.
Co-host of the Miss Ghana Diaries Precious Kyei Bonsu, was the MC for the occasion.
PHOTOS: Miss Ghana 2013 Talent Show! 0 out of 5 based on 0 ratings. 0 user reviews.


text:
Q: Working with derived classes as JSON I'm using Entity Framework 4.3 to generate my database from some classes.  I have an Item class which has a collection of Deals that can be either free or discounted.  My classes are modeled like so:
public class Item
{
    public int Id { get; set; }
    [Required]
    public string Name { get; set; }
    //Other properties
    public virtual ICollection<Deal> Deals { get; set; }
}

public abstract class Deal
{
    //These properties are shared between various Deals
    public int Id { get; set; }
    public bool Monday { get; set; }
    public bool Tuesday { get; set; }
    public bool Wednesday { get; set; }
    public bool Thursday { get; set; }
    public bool Friday { get; set; }
    public bool Saturday { get; set; }
    public bool Sunday { get; set; }
    public TimeSpan TimeFrom { get; set; }
    public TimeSpan TimeTo { get; set; }
    public int AgesFrom { get; set; }
    public int AgesTo { get; set; }
    public string Comments { get; set; }
    public virtual ICollection<Vote> Votes { get; set; }
}
public class DiscountedDeal : Deal
{
    public double PriceAfterDiscount { get; set; }
}
public class FreeDeal : Deal
{
    //No properties needed here
}

Then in my onModelCreating
    protected override void OnModelCreating(DbModelBuilder modelBuilder)
    {
        base.OnModelCreating(modelBuilder);
        modelBuilder.Entity<FreeDeal>().ToTable("FreeDeals");
        modelBuilder.Entity<DiscountedDeal>().ToTable("DiscountedDeals");
    }

I originally had a single Deal class with a boolean field to denote if it was free or not.  The way I have it now seems a bit more normalized but naturally makes things more complicated.
At the front end I'm using ajax calls to send and retrieve this data but I'm not sure how treat the separate deals.  If I retrieve an Item and it has 3 Deals, say 2 Free and 1 Discounted how can I deal with that?  Should I have 2 Collections (1 for Free and 1 for Discounted) in my item class?  Should I so go back to having one Deal class with a flag?

A: Without knowing the requirements, I would suggest changing the your model so that deals and and items live at the same level and you can simply apply deals to different items. As it is now you would have to create a seperate deal for every item if say you wanted to give a fifteen percent discount to items on wednesdays.
Also, I think that having a price set on the deal is a bad idea if you're letting an item have multiple deals... That forces you to have logic that determines the order of deal precedence etc. If keeping the database normailized is what you're after you I would go back to the single deal class and just give it a DealType which would be another class so that a DealTypes table is created. You could then keep the child classes and instead of having them hold the price you could give them and ApplyDeal method that would apply the deal to the item price.


I'm Enrico, 24 years old, from a city near Venice, Italy.
I'm intrigued by nature and I love connect it with humans.
I like give invented names to my models, as if they came from some kind of other world, maybe a fairy tale.


When comparing a whole life insurance policy to term life insurance, you will find that term life insurance will make a better investment. A term policy will provide life coverage only. This term policy will pay the face amount of the policy upon the death of the insured to the beneficiary. You can purchase term policies in periods from one year to thirty years. Whole life insurance is more expensive and it differs from term life insurance because it combines a term policy with an investment component like stocks or bonds. With a whole life insurance policy, you can borrow against it when it builds cash value.
Whole life insurance is still not a bad idea for wealthy people. Whole life insurance can be used in estate planning. Whole life insurance policies hardly ever yield a reasonable return. However, they can provide a decent return on investment if they are held for a period of twenty years or more. Most whole life insurance policies usually do not start to build cash value until twelve or fifteen years.
It is better to have life insurance, whole or term, than to be caught without it. When a death occurs and the person has no life insurance coverage at all, this can put a heavy financial burden on the family. Investing in life insurance will make a great future investment for your family in the event of your death because it can be used to pay for funeral expenses, and the family can use the rest to pay off bills, open a savings account, pay the mortgage and more.
If you are interested in buying life insurance, then you can contact a life insurance agent or broker online, by phone, or in person at a life insurance office. A life insurance broker can get you a better deal be offering because they have close contacts with those life insurance companies who offer discounted rates on policies and wholesale prices. An agent can tell you whether you will benefit from a term or whole life insurance policy.
Many people think they cannot afford life insurance, but that is not true because a policy can be customized to suit your need and fit into your budget. An agent can set you up on a monthly installment plan to make paying easy. You can get good life coverage for just a few dollars a month. Your family will really appreciate that you have made a wise decision for their future.


text:
Conversations on Global Democratic Uprisings and the New Challenges to U.S. Empire
Noam Chomsky & David Barsamian
A compelling new set of interviews on our changing and turbulent times with Noam Chomsky, one of the world's foremost thinkers
In this new collection of conversations, conducted from 2010 to 2012, Noam Chomsky explores the most immediate and urgent concerns: the future of democracy in the Arab world, the implications of the Fukushima nuclear disaster, the European financial crisis, the breakdown of American mainstream political institutions, and the rise of the Occupy movement. As always, Chomsky presents his ideas vividly and accessibly, with uncompromising principle and clarifying insight.
The latest volume from a long-established, trusted partnership, Power Systems shows once again that no interlocutor engages with Chomsky more effectively than David Barsamian. These interviews will inspire a new generation of readers, as well as longtime Chomsky fans eager for his latest thinking on the many crises we now confront, both at home and abroad. They confirm that Chomsky is an unparalleled resource for anyone seeking to understand our world today.
PUBLISHERS WEEKLY NOV 5, 2012
For decades, famed MIT linguist and political critic Chomsky has provided a sober perspective on U.S. policy. In this set of interviews (from 2010 to 2012) with journalist Barsamian (director of Alternative Radio), Chomsky (Hegemony or Survival) cuts through bipartisan centrism while exploring such urgent concerns as the power shift from sovereign nations to multinational corporate entities, "from the global workforce to the owners of the world: transnational capital, global financial institutions." Analyzing America's strategic interests in Afghanistan, he points to the long-planned Trans-Afghanistan Pipeline, intended to carry natural gas to India, as well as historical precedents like the 1915 invasion of Haiti. Elsewhere, he addresses both changes in Western activism and the West's "eroding" system of Middle Eastern dictatorships. The abuses of power discussed can be painful to absorb, yet for those who believe that in the discovery of truth lies hope, Chomsky proves an excellent guide. The penultimate interview, a rare intersection of Chomsky's linguistic and political work, ties the proliferation of national dogmas to our inborn ability to learn language. If every literate person in the U.S. and Europe were to pick up Chomsky's latest, it's not outlandish to imagine a tidal shift in modern conceptions of global power and freedom.
More Books by Noam Chomsky & David Barsamian
Necessary Illusions
Hegemony or Survival
No Good Men Among the Living


We offer our guests the choose of 2 different beaches: Bagno Dario, direct in front of the Hotel or bagno Holiday Village, situated less then 100 meter from the hotels with 2 swimming pools.
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Suitable for young people who like active holidays, families with children seeking a safe and shallow waters, for those who want to relax from the Adriatic, health and wellness.
For our guest we offer a precious partnership with Holiday village, which is situated between the XI and XII "traversa" (street) of Milano Marittima. We offers our guests top quality facilities and services. The swimming pool is definitely our pride and joy; it boasts a surface of 250 sq. metres, and contains fresh water heated by means of solar panels.
Holiday village, which is situated between the XI and XII "traversa" (street) of Milano Marittima, offers its guests top quality facilities and services. The swimming pool is definitely our pride and joy; it boasts a surface of 250 sq. metres, and contains fresh water heated by means of solar panels.
This new structure, which was renovated and opened in 2007, represents the new image which the seaside industry in Romagna aims to achieve; unification and novelties.
Holiday Village, which has a seafront measuring almost 110 metres, offers as many as 400 beach umbrellas, 2 bars and 1 restaurant with a private car park. Such a large structure offering a series of qualitative and innovative facilities enables us to satisfy the needs of our guests; needs which are continuously growing and changing.


text:
Charon (EDM)
Credits: NASA/JHUAPL/SWRI and Dr Paolo C. Fienga for the additional process. and color.
A number of Chasms, plus countless - and still Unnamed - Impact Craters, and an extremely dark North Polar Region (a frozen Sea of Hydrocarbons maybe?!?) are revealed in this wonderful image of Pluto's largest moon, Charon, which was taken by the NASA - New Horizons Spacecraft on July 11, 2015. A huge (about 60 miles - such as approx. 96,5604 Km - across) Unnamed Impact Crater, with a VERY dark Floor, lays at about 6 o'clock of Charon's disk (near the South Polar Regions of the moon) and it can be easily seen here.
The brightness of the Rays of (still unknown) Material blasted out of the Crater suggest that it formed in relatively recent times ("recent", of course, in Geologic Terms), probably after a collision with a small Kuiper Belt Object (or "KBO", for short) some time in the last Billion Years.
On the other hand, the darkness of the Unnamed Crater's Floor is truly intriguing. One explanation is that the Crater has exposed different types of Materials that are (or contain) more Reflective (Water?) Ice than the Ices which lie on the rst of the Surface. But another possibility - even though less likely, in our humble opinion, as IPF - is that the Ice laying in this large Crater's Floor is made out of the same Material as its surroundings, but it has a larger Ice Grain Size, which therefore reflects less Sunlight.
In this scenario, the Impactor that gouged the Crater melted the Ice that was already in the Crater's Floor, and then this Ice (the very same, original, one) refroze into larger grains.
The image (which is an Original NASA - New Horizons Spacecraft's b/w and NON Map-Projected frame published on the NASA - New Horizons Mission Page with the ID n. 071215_Charon_Alone) has been additionally processed, magnified to aid the visibility of the details, contrast enhanced and sharpened, Gamma corrected and then colorized (according to an educated guess carried out by Dr Paolo C. Fienga-LXTT-IPF) in Absolute Natural Colors (such as the colors that a normal human eye would actually perceive if someone were onboard the NASA - New Horizons Spacecraft and then looked ahead, towards the Plutonian moon Charon), by using an original technique created - and, in time, dramatically improved - by the Lunar Explorer Italia Team.


Ezy Image Capture is part of LongBridge's Ezy Imaging Suite of products, which is an Enterprise-class Document Capture solution that allows you to perform capture, manipulation, transformation, editing and storage processing tasks for document and/or content management integration needs within Oracle Forms, Oracle Apex, Oracle ADF, JSP, JSF, OAF, .Net, PHP, Formspider, Ruby and other web-based applications.
It allows you to invoke any TWAIN compatible scanners, webcams, digital cameras, mobile phones, signature pads or other devices that act as a scanner, WIA devices and existing imaging document repositories (from local and shared network folders), which is connected to the client machine to capture and manipulate single or multiple pages of documents, images or photos.
It supports various document repositories such as local folders, shared network folders, web/application server URL folders, FTP server folders and database servers containing the imaging document BLOB column.
Imaging documents can be saved in BMP, GIF, JPG, PNG or TIF format, based on the range of pages specified into the supported file formats, for storage within the appropriate document repository.
Smart "Save Document Preferences" to set your preferred file format when saving a single page or multi-pages document.
Transform, Edit and Merge any imaging document to save into preferred image format and repository location.
Sample of Document Capture screen upon activating 'Scan New Document…' button, and saving the TIF document into the Local Folder.
Sample of Document Capture screen after having captured 3 pages and saving the TIF file into the Shared Network Folder.


text:
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EAST TENNESSEE STATE ATHLETICS
Athletic Vision Statement
Athletic Training and BucSports
Away Game Information
Greene Stadium Parking Map
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Freedom Hall Parking Map
Buc Sports Network
SoCon Digital Network
BSN YouTube Channel
Media Relations Office Info
ETSU Scratchers
What is the Excellence Fund?
Ticket-related giving/parking
It is the mission of the East Tennessee State University Sports Medicine Department to provide the highest quality healthcare to our student athletes and support the current mission of East Tennessee State University Athletics. Our mission is to continue to strive for excellence in the following domains:
Injury prevention.
Proper care, evaluation, and treatment of all injuries and illness.
Adequate rehabilitation and recovery from all athletic injuries.
Promoting overall health and wellness for all student athletes.
Adhering to all scientific evidence-based practice and recommendations made by the National Athletic Trainers Association, NCAA Sports Medicine Committee, and Southern Conference.
We maintain that the student athlete's health is our number one priority and all actions taken by the sports medicine staff shall reflect this.
It is the vision of the East Tennessee State University Sports Medicine Department to provide our student athletes with a superior healthcare system that encompasses injury care and prevention, rehabilitation, mental healthcare, and athlete education. In addition, we will be relentless in our pursuit to provide the best healthcare facility. We will strive to be a leader in the healthcare community by operating under the most current evidence-based practices and promoting an environment of equity and diversity amongst our staff. We will continue to foster a positive and encouraging environment for which this will take place. Our commitment to achieving these goals will be unrivaled and unmatched.
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Click here for Sickle Cell Trait Status
BUCSPORTS
The Jerry Robertson Athletic Medicine Center at East Tennessee State University is a multi-disciplinary clinic offering physician, physical therapy and athletic training services to ETSU student-athletes and the general public. BucSports is located in the southwest corner of the Memorial Center in a newly renovated 7,500 square foot facility offering persons of all ages a comprehensive program specializing in the diagnosis, treatment, prevention, and rehabilitation of injuries. These may be associated with sports, recreation, job-related injuries, or geriatrics.
The BucSports staff realizes that recovering from an injury can be difficult. Our primary mission is to help our patients and student-athletes get back to their regular daily activities as quickly and safely as possible. We design a special treatment program for each individual's specific needs. Most importantly, we place a great deal of emphasis on prevention so that our patients know how to prevent the recurrence of their aliments.
BucSports is a conglomeration of medical professionals who understand that returning to work, participating in recreational activities, and winning after an injury takes hard work. BucSports is equipped with the latest in work, recreational, and sports medicine technology, along with a staff of experts in orthopedic evaluation, sports medicine, and injury prevention. In addition, we have teamed together with many of the region's health care leaders to provide surgical and inpatient services.
Our comprehensive services include:
Daily physician services
On site x-ray
On site bracing/assistive device services
In order to enhance convenience for our patients we also offer:
Designated parking
Convenient hours
File all major insurance
To schedule an appointment please call: 423-439-4044
Sickle Cell Trait Status
Undergraduate Internship Opportunity
Tour of the Facility
Emergency Action Plan (PDF)
Lightning Policy (PDF)
NCAA Medical Condition Information
Tennis Infractions Report
ETSU Athletics
Directory | E Fund
© 2020 East Tennessee State Athletics. All Rights Reserved.


Simply call and ask for Intake.
Clinicians are available to provide care 24 hours a day, 7 days a week.
Our staff will work closely with physicians, patients and families to design a plan of care and support that best meets each person's unique needs.
For a printable version of our Referral Form, click below.


My LCD monitor has a connector for 5.5mm * 2.5mm. Will your AC adapter fit?
>My LCD monitor has a connector for 5.5mm * 2.5mm. Will your AC adapter fit?
we can be able to test it po..
How Much po yung padeliver nito if area ng Imus Cavite?
Kaya po ba ng 1 day lang?
>How Much po yung padeliver nito if area ng Imus Cavite?
>Kaya po ba ng 1 day lang?
Good day po Sir Jeynz this is Jojo. Thank you for appreciating our items about your concern po we can use lbc courier po just add 125 for the delivery fee of this item.. Usually if we use lbc courier po 1-2 days po bago dumating ang item po.
xtine18_op@yahoo.com skype id: openpinoy_dyan@yahoo.com We are glad to serve you.
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After someone passes away, their property is passed down to their beneficiaries through a court-supervised process known as probate. Probate is necessary for certain types of assets to be passed down. Most assets that are owned by a decedent at death that lack a means for automatic transfer of ownership are considered probate assets. Common probate assets include real property (unless it is the homestead of the decedent), motor vehicles, and bank accounts. Assets that are commonly excluded from probate because they transfer automatically as a result of a decedent's death are financial accounts with "transfer on death" designations and real property that is held as a joint tenancy with the right of survivorship.
The personal representative is the person who is in charge of managing the deceased's property and ensuring it's given to the proper beneficiary. Florida law requires that all personal representatives are either attorneys or represented by an attorney. Our probate attorneys are experienced in handling estates of various sizes. During the tumultuous time of losing a loved one, the last thing you want to worry about is legal technicalities. Let our Probate attorneys take on that burden while you focus on more important things.
Under Florida law, there are four types of probate administration. The two most common are "formal administration" and "summary administration." A third type, called "disposition of personal property without administration," is available for very small estates that satisfy certain conditions. And the fourth type, called "ancillary administration," is for property outside of Florida and is initiated in the state in which the property is located.
Our probate attorneys know how to identify which type is most suitable for you considering the facts and circumstances of your case and will help you administer the estate for a proficient and peaceful resolution.
The Florida Probate Code and Florida Probate Rules govern the probate process and can be very complicated in their application. Throughout the probate process, certain steps must be completed within statutorily required time frames. If a step is accidentally overlooked or completed with errors, or if an important deadline is missed, it can leave the decedent's estate, or the beneficiaries of the decedent's estate, open to litigation for years to come and it can result in a complete waiver of a valuable right.
The passing of a loved one can be a very difficult time in anyone's life. Let the probate attorneys at Older Lundy & Alvarez offer assistance in getting you through this emotional time by handling all your legal needs and guiding you through administering the estate of your dearly departed. Call 813-254-8998 to schedule an appointment and come in for a free consult.
A guardian may be appointed by the court when an adult or minor is not capable of managing their own affairs, whether those are financial or personal affairs. The person who is considered incapable of managing their own affairs is called the ward. A guardianship case is supervised by the court for as long as the guardianship is necessary. The process of getting the court to appoint a guardian to care for the needs of the ward can be a long and arduous process and isn't always necessary.
Florida law requires all guardians to be represented by an attorney. Our team of guardianship attorneys has extensive knowledge and pervasive experience in analyzing your particular situation and helping you decide whether a guardianship is right for you and the most effective type of guardianship for your needs. There are two main types of guardianships: a guardianship for an adult and a guardianship for a minor.
If an adult lacks the capacity to act for him or herself, someone can petition the court to have them appointed guardian to manage the affairs of that adult. A guardianship can cover everything from financial matters to medical matters to legal matters. A court-appointed panel of experts completes a full analysis of the ward to determine whether the ward is actually incapacitated and, if so, to what extent. That report is shared with the court during a hearing to determine the extent of incapacity. The court then determines what rights should be taken away from the ward and given to the guardian. A guardianship is a serious matter because the court is legally taking away the rights of the ward and giving those rights to a court-appointed guardian.
The court can appoint a guardian of the person of the ward. This means that the ward no longer has control over the decisions that affect them personally. Most notably, medical decisions. This type of guardianship is necessary when the ward suffers from a mental illness like Alzheimer's and he or she is incapable of making major decisions. The court can also appoint a guardian of the property of the ward. This means that the ward no longer has control over decisions that affect their property, such as financial decisions. The guardian would then be in control of managing the ward's money and property.
Typically, the right to handle the affairs of a minor child are vested in that child's parents. However, if the minor child owns assets whose value exceeds $15,000, a guardianship of the minor may be necessary. In this situation, the minor child's parents usually become the guardians. If the minor child doesn't have living parents, the court may appoint anyone qualified to serve as guardian after they petition the court for such an appointment.
Another option available to those who are concerned about the well-being of another is a guardian advocacy. In Florida, a guardian advocate may be appointed to care for someone who possesses developmental disabilities and may lack the ability to make major decisions for themselves. In a guardian advocacy, the ward does not need to be labeled legally incapacitated for the court to appoint a guardian advocate. A guardian advocate may be appointed if the court finds that the ward lacks sufficient decision-making capabilities to care for themselves.
Our guardianship attorneys represent guardians, guardian advocates, and wards. Sometimes a guardianship is commenced to gain control of someone's property or persons when that person does not lack capacity. Our guardianship attorneys will challenge any wrongful allegations of incapacity and ensure that the court does not improperly strip a ward of his or her rights.
Let the Tampa guardianship attorneys at Older Lundy & Alvarez inform you of your options during this difficult time. Call 813-254-8998 to schedule an appointment and take the first step towards a calmer mind.


Modern humans almost certainly evolved in open savannas, and most researchers now consider that language developed an early stage of dispersal. It would therefore be unsurprising if the sense modalities of languages co-evolved with survival strategies in such an environment. The dates for the first occupation of dense tropical forests is more controversial, but archaeology suggests that it was significantly later, certainly in the Amazon and probably in equatorial Africa and SE Asia.


text:
Home - Artworks - Paintings
10 Facts About The Astronomer By Vermeer
October 29, 2021 February 1, 2021 by Art-Facts
This is one of the most fascinating paintings by one of the most renowned Dutch painters in history, and in this post, you'll discover the ultimate list of interesting facts about the Astronomer by Vermeer.
1. It was painted in the year 1668
The Astronomer is the name of a painting created by Dutch Golden Age painter Johannes Vermeer. Even though the exact date is unclear, it's assumed he created it in the years 1667 and 1668.
It depicts a man in his thirties who is studying astronomy, something we can see from the fact that he is carefully looking at a celestial globe and a book about astronomy.
Presumed self-portrait of Johannes Vermeer / Wiki Commons
2. It's a relatively small painting (even for Vermeer's standard)
Vermeer wasn't the painter who created monumental pieces. most of his works are relatively small but extremely detailed. You are drawn into the painting because he was a master of light which creates a remarkably intimate setting.
This painting is no different. It feels as if you are just entering the room in the late 1660s while the man is busy looking at his celestial globe. Vermeer's style literally sucks you into the scene, which is why he is considered to be one of the greatest artists of the Baroque period.
This painting is relatively small as well as it has dimensions of just 51 × 45 centimeters (20 × 18 inches).
Detail of the painting / Wiki Commons
3. It's one of only 2 painting which features a man alone
Vermeer's oeuvre consists of household scenes, mostly women performing some kind of task. Two great examples of his typical works are "The Milkmaid" and "The Lacemaker."
This makes this particular painting quite unique because it's one of only two surviving paintings that depict a man alone. He painted other men but they were all accompanied by one or more people.
The Milkmaid by Vermeer / Wiki Commons
4. A study pretty much proved that it's closely related to another Vermeer
Here's something that makes these facts about The Astronomer by Vermeer even more intriguing. The man depicted in this painting is most probably the same man depicted in the other painting featuring a man alone as well!
This painting also has a scientific theme and is called "The Geographer," a painting depicting a man studying geography which features a terrestrial globe and which he completed in the year 1669.
A study conducted in the year 2017 revealed that the canvases used in both paintings came from the same bolt. This pretty much proves that they are closely related.
The Geographer by Vermeer / Wiki Commons
5. We probably know who the depicted man really is
So who is this mysterious man depicted in both "The Astronomer" and "The Geographer" paintings?
Most historians agree that the man is in fact Antonie van Leeuwenhoek, a Dutch businessman, and scientist who was born in Delft, the hometown of Johannes Vermeer as well.
He eventually became one of the most famous Dutch scientists in history. He is often referred to as the "Father of Microbiology" and as one of the first microscopists and microbiologists in the world.
In relation to the paintings, we know that he officially became a qualified surveyor in the year 1669, the year that both paintings were completed, so this might give us a hint as to why they were painted in the first place.
Antonie van Leeuwenhoek in a later portrait / Wiki Commons
6. The celestial globe has been identified as a model from around 1600
One of the most prominent items in this painting is the celestial globe which the man closely studies. It informs us about his profession but also tells us an additional story.
The globes in both paintings have been identified as models created by Flemish cartographer Jodocus Hondius (1563-1612). These were brought on the market around 1600, which means they were already quite old back then.
Jodocus Hondius with one of his globes / Wiki Commons
7. The book in front of the man is opened on a particular page
The book in front of the man is also referring to the man's profession because it has been identified as a version of Adriaan Metius's "Institutiones Astronomicae Geographicae" which was released in 1621.
The book is opened on part III, a reference to seeking "inspiration from God" in order to become a good astronomer.
Detail of globe and book / Wiki Commons
8. The painting on the wall probably has a deeper meaning as well
Another religious reference in the painting is the picture hanging on the wall. This depicts "the Finding of Moses," a story in the Book of Exodus in the Hebrew Bible.
Moses is considered to be a symbol of science and technology as he's described in the Bible as "learned in all the wisdom of the Egyptians."
9. We kinda know what happened to the painting ever since 1713
The Astronomer, together with The Geographer, were sold together at an auction in Rotterdam on April 27, 1713, to an unknown collector.
Both paintings were sold again on March 26, 1720, in Amsterdam and were described on the auction as "Een Astrologist: door Vermeer van Delft, extra puyk." This literally translates to "An Astrologist by Vermeer of Delft, topnotch."
It remains unclear what happened next, but the painting ended up being sold by a French art dealer to banker and art collector Alphonse James de Rothschild in the 1880s.
This history of The Astronomer remains fascinating because it was temporarily seized by the Nazis in the 1940s, before being returned to the Rothschilds after the war after being recovered from the Nazi storage space in the Altausee salt mine.
Recovering the painting after World War II / Wiki Commons
10. The painting can now be admired at the most popular museum in Paris
Another one of those remarkable facts about The Astronomer by Vermeer is that it was eventually used as a form of payment to the French government by the Rothschild family to clear some of their inheritance tax.
In the year 1983, it was included in the collection of the most famous museum in France, the Louvre Museum in Paris, where it's still on public display today!
The painting in the Louvre / Sailko / https://creativecommons.org/licenses/by/3.0/deed.en
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Team Empire is a Russian e-Sports organization founded in 2004.
2018-12-04: Silent will be replaced by Nix.
2018-04-16: Nix will be replaced by Naive-.
2018-06-06: Chuvash replaces yoky-. Arseniy ArsZeeqq Usov is joining Team Empire as a coach.
2018-07-03: Ghostik leaves Team Empire.
2018-07-09: fn leaves Team Empire.
2017-01-08: fn and Chappie join the team.
2017-09-04: RodjER leaves the team to join Natus Vincere.
2017-09-12: VANSKOR joins the team.
2016-02-04: Resolut1on leaves Team Empire to join Digital Chaos.
2016-03-01: Team Empire parts way with XBOCT.
2016-03-15: Funn1k leaves the team to join Team Spirit.
2016-03-25: Team Empire drops their remaining Dota 2 players.
2016-03-25: Team Empire announces a new Dota 2 roster.
2016-07-12: Scandal is kicked from the team.
2016-08-04: RAMZES666 is acquired by Virtus.pro.
2016-09-05: Ghostik joins the team.
2016-09-12: God and ALOHADANCE join the team.
2015-08-25: yoky and ALWAYSWANNAFLY leave the team and ubah joins.
2015-09-05: The apathy joins the team, though because he was already signed up for majors with aSpera, Team Empire will have to go through the open qualifiers for the upcoming major. Fervian is also added as an official sub.
2015-10-04: yoky rejoins the team in the mid role, making Resolut1on take the offlane. In addition, NoFear joins the team and both ubah and The_apathy leave.
2015-11-03: yoky leaves the team again and is replaced with GeneRaL.
2015-11-14: GeneRaL leaves the team.
2015-12-02: Silent leaves Team Empire to join Virtus.pro.
2015-12-07: XBOCT and Funn1k join the team.
2014-08-24: After The International 2014, VANSKOR leaves the team to join Natus Vincere.
2014-08-26: Solo joins Team Empire.
2014-10-21: Mag~ leaves the team and is replaced with yoky.
2014-12-10: Solo leaves the team.
2014-12-31: ALOHADANCE finishes the roster.
2013-02-27: Funn1k departs from the team to join Natus Vincere.
2013-03-19: Vigoss is recruited as the new fifth player.
2013-04-16: Goblak and Silent leave the team.
2013-04-28: Empire adds twiSta and Mitch, while Vigoss is asked to step down from the main squad.
2013-04-29: LighTofHeaveN joins the team.
2013-05-15: After failing to qualify for The International 2013, twiSta and Mitch leave the team.
2013-08-28: LighTofHeaveN leaves to join Virtus.pro and Empire recruits Silent from Quantic Gaming.
2013-08-30: Empire picks up VANSKOR from RoX.KIS.
2013-09-01: blowyourbrain leaves the team.
2013-09-02: Empire announced Mag~ would join the team.
2013-09-12: ALWAYSWANNAFLY joins the team to complete the roster.
2013-11-11: Scandal leaves the team, and Resolut1on takes his place.
2012-03-22: blowyourbrain joins from DTS Gaming.
2012-05-25: ALWAYSWANNAFLY, Lega and Jackal join Team Empire.
2012-09-13: Goblak and Funn1k from Darer Entertainment and Silent from Moscow Five join the team, replacing ALWAYSWANNAFLY, Jackal, and j4.
2011-12-25: Team Empire switches their HoN team to Dota 2.
ALOHADANCE Ilya Korobkin 1 2016-09-12 2016-11-11 F.R.I.E.N.D.S.
Afterlife Vasily Shishkin 3 2016-03-25 2016-09-02 F.R.I.E.N.D.S.
↑ "To The Internarional!". 2018-06-06.
↑ 2.0 2.1 "Ghostik leaves Team Empire". 2018-07-03.
↑ 3.0 3.1 "fn leaves Team Empire". 2018-07-09.
↑ 4.0 4.1 "NaVi.Dota 2 roster completed!". Natus Vincere. 2017-09-04. Retrieved 2017-09-05.
↑ Eugene "Gufis" Kondratev (2017-09-12). "VANSKOR returns!". Team Empire. Retrieved 2017-09-14.
↑ Roman "Scandal" Sadotenkov (2016-07-12). "Got kicked from the team again, pobably too old for kids to play with". Twitter. Retrieved 2016-07-12.
↑ "Определён состав Virtus.pro на следующий сезон". Cybersport.ru. 2016-08-04. Retrieved 2016-08-04.
↑ Евгений "GufIsDead" Кондратьев (2016-09-02). "Afterlife leaves Team Empire". Team Empire. Retrieved 2016-09-02.
↑ "DOTA 2 MAJORS REGISTRATION". Valve. Archived from the original on 5 September 2016.
↑ Evgeniy "GufIisDead" Kondratyev (2016-09-12). "Team Empire announces its Dota 2 roster". Empire. Retrieved 2016-09-12.
↑ "Team Empire parts ways with ALOHADANCE". Empire. 2016-11-11. Retrieved 2016-11-16.
↑ "God leaves Team Empire". vk.com. 2016-11-14. Retrieved 2016-11-16.
↑ "Roster for new season is almost determined!".
↑ "Team Empire открывают карты".
↑ "Состав Team Empire на Frankfurt Major Open Qualifiers".
↑ "Elements Pro Gaming Roster".
↑ "Состав Team Empire укомплектован!".
↑ "Team Empire without VANSKOR".
↑ "Solo - the 5th player of Team Empire!".
↑ "Solo leaves Team Empire".
↑ "In the new year with a renewed roster!".
↑ "Ivan "Vigoss" Shinkarev officially becomes part Empire.Dota2".
↑ "Goblak and Silent leave Team Empire".
↑ "twiSta and Mitch - new players of team Empire.".
↑ "LighTofHeaveN joins Team Empire".
↑ "Silent returns to Team Empire".
↑ "Vanskor and Silent join Empire".
↑ "Blow abruptly departs from Empire".
↑ "Mag joins the Empire".
↑ "ALWAYSWANNAFLY completes Team Empire".
↑ "Changes in Empire.Dota2 roster".
↑ "Changes in Empire.Dota2 squad".
↑ "Team Empire on the LAN finals Star Series".


One summer I was at a beach in Mar del Plata with a group of young Argentine friends, around ten men and women, the majority attractive, at an age with more than enough time to spend hours arguing about unimportant matters as if they were the most profound things in the world. I remember that I was fresh out of University and had traveled to Argentina for the summer. My principal interlocutor, strangely, seemed older than I, although in reality he was quite young. He was bolder in the discussion, he seemed to know the names of many more books and authors, his hair was long, his voice husky, his face angular, his body athletic. He was drinking maté and his name was Julio. Everyone else was lying around on towels with dark sunglasses, bikinis, beers, CDs, and cigarettes. Every now and then one of them would enliven the discussion with a favorable comment for Julio or for me, with objections or laughter.
– No, loco, you're wrong. Or, are telling me you want to write like Oliverio Girondo? Man, you're bitter.


text:
What does blockchain really mean for construction?
Written by Randall Newton
Randall Newton cuts through the hype and explores what impact the distributed database technology could have on BIM, contracts and even people
When the popular business advisers and father-andson team Don and Alex Tapscott turned their attention to blockchain technology in 2016, it set off a firestorm in the business world. "The blockchain is an incorruptible digital ledger of economic transactions that can be programmed to record not just financial transactions but virtually everything of value," they wrote in "Blockchain Revolution." The praise was up and down the corporate ranks. No longer was the hype just about Bitcoin, but something more useful. The reaction from Microsoft CEO Satya Nadella was typical: "This book has had an enormous impact on the evolution of blockchain in the world."
Fast forward to late 2018. Where are all the blockchain solutions for business? More specifically, where are the blockchains for AEC? To answer, let's back up a bit. Because hype seems to travel faster than reality, let's start with definitions.
"Blockchain is a distributed database where many copies of the data are replicated and synchronised," says Casey Mullen, vice president of technology strategy at Bentley Systems, one of many companies in BIM software examining the use of blockchain tech. "It solves the problem of trust — or lack thereof — among two or more parties." Data is replicated and synchronised, but not copied, a key distinction. Blockchain offers a new type of Internet, where digital information exists in a state of consensus — not a state of "copied" — among two or more parties.
In financial technology (fintech) circles, blockchain is often called "distributed ledger technology" because the ledger of transactions is distributed among all nodes of a vast peer-to-peer network, generally thousands of computers. The network uses cryptographic techniques to verify transactions, reward nodes on the network with a tradable token (where cryptocurrency comes from) and prevent corruption of the ledger. The blockchain ledger establishes its trust because every copy of the ledger must always be in agreement with all others. Once written to the ledger, a transaction cannot be unwritten. Terms such as "trustless," "immutable," and "decentralised" also describe blockchain technology.
The first blockchain came with Bitcoin, the digital currency invented by the anonymous programmer(s) known as Satoshi Nakamoto. In Bitcoin the blockchain is a transaction record created by the constant solving of cryptographic puzzles that generate coin. Notes, records, and agreements can be appended to coin transactions. For Bitcoin and other cryptocurrencies, those transactions are generally buying and selling of the currency. But it doesn't have to be. Newer blockchains including Ethereum, Hyperledger, IOTA, and EOS offer various forms of "smart contracts" which enable parties to record and monitor transactions. There are ways to minimise or eliminate the use of cryptocurrency tokens for such transactions, depending on the blockchain used.
"The basis for blockchain security is encryption," says Scott Sheppard, a long-time researcher and tech evangelist with Autodesk Labs who now works in the office of Autodesk's chief technology officer. The encryption uses key pairs, one public and one private. The public key is a randomly- generated string of numbers representing a user's address on the blockchain. The private key is like a user's password that gives the user access to their assets in the blockchain. As part of ensuring that assets on the blockchain are incorruptible, users must safeguard their private keys much in the same way they protect their passwords. All instances of cryptocurrency theft happened not because somebody hacked the blockchain, but because they stole private keys or hacked apps that work with blockchain data.
Fragility of trust in AEC
"Trust in the design and construction industry is a very fragile thing," notes Malachy Mathews, a senior lecturer in architecture at the Dublin Institute of Technology. The industry is "not set up to deal with trusting relationships, even though we need them." While doing doctoral research, Mathews took a close look at how new technologies could improve collaborative processes between contractors and their supply chain partners. "The process of procurement seems to be set against trust," Mathews says.
Two years ago Mathews started looking at other disciplines for ideas and technologies. "A convergence of language" led Mathews to examine blockchain. "I see big database companies like Oracle and Google taking an interest in design and construction," Mathews says. "It is a trillion- dollar industry ripe for disruption." Mathews believes blockchain technology can be the catalyst, despite the distraction of Bitcoin as a very public financial phenomenon. "It colours the public view of what blockchain is; we need to divorce blockchain from currency. Blockchain will have more impact in the world than Bitcoin will ever have."
BIM and blockchain
"BIM is very data-centric, and the best way to establish trust is to trust the data itself, which is not the case today," says Arnaud Gueguen, co-founder of Bimchain.io. The French startup is working on a web-based application to track communications and commitments between project participants in the complete design and build ecosystem. The app will connect directly to Autodesk Revit. Gueguen is seeking beta testers willing to use Bimchain on a real project.
To Bimchain, trust means "everything on the signed paper, not the 3D model," says Gueguen. "All the legal signed stuff. That was our entry point into the solution, trying to connect the contractual paper base with the operational digital data." Bimchain's goal is to make the model the unique source of truth. "Today BIM data is not contractual; there are many sources of truth: BIM, PDM, DWG, paper," says Gueguen. "We believe using Revit as the single source of truth will make the model far better."
Bimchain's first step is a Proof of Contribution module, where contributions, agreements, and validations are certified on the blockchain and made part of the Revit BIM model. "It is a 'proof of handshake' to prove the BIM Manager, the architect, [and others] agreed on the model," says Gueguen. "We believe this will be able to replace the scattered papers-and-signatures process with an indisputable system." Bimchain is using the Ethereum blockchain, the second-largest cryptocurrency by market capitalisation and the first to introduce specific smart contract tools to the blockchain ecosystem.
"The typical AEC project involves tens if not hundreds of parties," notes Autodesk's Sheppard. "Unfortunately, the interaction of so many parties can lead to confusion. Sometimes this confusion is significant enough to lead to litigation. Blockchain is a technology that can help reduce confusion and resulting litigation." Sheppard is quick to point out that, while Autodesk employees are taking a close look at blockchain, the company is not commenting on any specific development initiatives that may or may not exist within the company. Such a cautious attitude is typical of established players in any industry. When the major players in AEC, like Autodesk, Bentley, or Trimble move into a new technology space, they generally do it by acquisition.
Moving slowly into such potentially disruptive technology is about more than software developers wanting to get it right. The current methods — as inefficient as they are — are deeply entrenched. "Everyone trusts the old system with its inherent faults, and may even be deeply vested in mitigating those faults," says Mathews. "The same or greater level of trust must be demonstrated and maintained in any new system in order to be adopted and lead to commercial success." The use of blockchain in AEC "is quite a fundamental thing," says Abel Maciel, a director at Design Computation, Ltd., a London consultancy. Maciel is also a founding director at the Construction Blockchain Consortium (CBC) and a faculty member associate at the University College London in both architecture and blockchain technologies. "There is so much improvisation in construction now. Things arrive on the job site wrong, broken, or not as ordered." Maciel gives the example of cast pipes and folded ducts. They have very different performance purposes, are used for different things, but they look identical and sometimes come from the same factory and can be mislabelled. If the duct is used in a high-pressure application, it could explode.
"How do we avoid such a problem?" asks Maciel. "Blockchain could de-risk the process." A tightly controlled manufacturing environment could be certified and posted to the blockchain. The result could be "de-risking the construction process and creating a better designed asset. The tendering process would be accurate, with real costs." By using Ethereum smart contract technology, "we can move away from the idea of 'every two weeks of signing is good enough.' We can build a smart contract to trigger payments based on validation."
Maciel and Robert Aish, known to many as the father of generative design technology, are working through the CBC to launch three open source projects related to BIM and blockchain. One for distributed financing, one for smart procurement, and one "most ambitious" project related to the use of blockchain, machine learning, and BIM for design processes.
Blockchain for AEC is neither pie-in-the sky or pie-on-my-plate at this moment. But the day is close when AEC firms can try out applications and see how they might improve workflows. Based on how long it took BIM to hit the 50% tipping point in design firms, blockchain adoption has a long road ahead.
"It is all a bit theoretical and hypothetical at the moment," notes Mathews, "but I think there is merit in it." Mathews believes, that like most AEC technologies, it will be clients that drive adoption not practitioners. "How did the handshake develop? It was simple. I have a chicken, you have the beans. We hold hands to make the exchange." Blockchain as the new transactional handshake will require AEC firms holding the deliveries and clients holding the money to be willing to "shake" on the trustless, immutable, decentralised record found on their blockchain. "There can still be independent operators from project to project but they will have trust among the group. They won't be tied to legacy necessities. Interesting things could happen."
But is blockchain the answer? "We must always ask, 'is blockchain better than the current solution?'" says Mathews. The three crucial elements of blockchain — a record of value transactions, the formation of consensus, and the coin or token — are all needed. In blockchain the coin or token is the incentive, but the incentive does not have to be money. Mathews thinks reputation can be tokenised in AEC. "Reputation is a currency. Look at Uber, Airbnb and others offering comments on services," says Mathews. "Why wouldn't we have a facility to comment on people we have worked with? This changes the dynamic of the working relationship." Mathews foresees a system whereby coin is awarded to suppliers by clients "like merit badges not currency." Contractors could win new work based on certified reputations written onto a blockchain.
"Construction has been notorious for not only inefficiencies and ineffectiveness but also for traditionally importing innovations from other sectors and adopting them in an ad-hoc manner," notes Eleni Papadonikolaki, a researcher at UCL Bartlett School. She foresees blockchain being just one of several new technologies gaining adoption. 'The Internet of Things, Artificial Intelligence, and BIM all promise to provide simplification, transparency, and an accountability chain not only to the transactions across the construction supply chain but also for the interactions between physical and digital systems."
The construction industry in US and UK are "notorious for being largely adversarial." The hierarchical nature of contracting relationships is also an issue, Papadonikolaki notes, especially at a time when network relations are proving to be more efficient. Blockchain could help eliminate the doubt and mistrust. "The supply chain map is a mess. It is a 'blame the customer, don't trust, don't share' environment."
Randall S. Newton is USA Contributing Editor for AEC Magazine, and managing director of Consilia Vektor, a business advisory service working at the nexus of blockchain and design-based industries.
Not waiting for the academics
Not everyone who thinks blockchain for AEC is a great idea are working through the theory or creating consortiums; entrepreneurs are hard at work. The following list should not be considered as an endorsement; due diligence is always prudent when considering new technology. Most of these companies are actively seeking investment funding as well as working on their products.
Buildcash (USA) says its new cryptocurrency product "is freely tradable digital money, developed to revolutionise the construction industry through real-time, peer-to-peer payments of goods and services." (buildcash.com)
Bopti (France) is a cryptocurrency from the makers of Batopti construction management platform. The French company claims "a leading European insurance company" is supporting the initiative. (bopti.io)
CustomCoin (Switzerland) is a project to streamline the formation of capital for construction. (ccnowpro.com)
Builderium (Switzerland) is building a reverse engine bidding system to connect clients to contractors. (builderium.io)
BitRent (UK) is building a cryptocurrency platform to help users "land reliable investment deals" for construction. (bitrent.uk)
Etch (UK) is focusing on construction as one of the primary users of its blockchain-based payroll platform. It is working with the global accounting firm KPMG and the Construction Blockchain Consortium mentioned previously. (etch.work)
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Tony Richardson's Hamlet is based on his own stage production. Filmed entirely within the Roundhouse in London (a disused train shed), it is shot almost entirely in close up, focusing the attention on faces and language rather than action.
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