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Bringing together the goodness of Apache's Camel and HTTPClient with Netflix's Hystrix and CodaHales' Metrics for all your REST-client needs.

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redpajama_set_name: RedPajamaGithub


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Domestic violence to be addressed by interfaith female clergy
By Toby Tabachnick	April 19, 2012, 6:37 pm 0 Edit
When women, or men, are abused by their domestic partners, the people to whom they most often turn for guidance are their clergy.
But if those clergy are not properly trained in the issues associated with abuse, the results can be life threatening — if not fatal — for the victims.
The Rev. Linda Miller-Pretz, an ordained minister in the United Church of Christ, recalled one particularly harrowing case in point.
"A woman came to me bruised and bloody," Miller-Pretz said. "I thought she had been mugged on the street. But it was her husband. She asked me, 'Are you going to send me away?' And the reason she asked this is because [clergy at] the first church she went to for help told her to go home and be kind to her husband."
Miller-Pretz will join other local female clergy, Tuesday, May 8, at Rodef Shalom Congregation for an interfaith workshop on intimate partner violence. Jewish Women International, Pittsburgh chapter, is sponsoring the program.
"I've known many women who have been killed because they stayed too long in an abusive relationship," said Miller-Pretz, who is co-creator of the workshop. "God doesn't expect us to be punching bags for our spouses. I just don't think that's what God had in mind for anyone."
Nearly three in 10 women, and one in 10 men, in the United States have been the victim of rape, physical violence and/or stalking by a domestic partner, according to the Centers for Disease Control. And a victim of such abuse is five times more likely to turn to her clergy than to anyone else for help, reported the Georgia Domestic Violence Fatality Review Annual Report in 2009.
Faith's Response to Intimate Partner Violence Female Clergy Workshop will mark the first time such a program has been offered in Pittsburgh to a group of female-only, interfaith clergy, according to Rochelle Sufrin, co-chair of JWI's Council of Jewish Domestic Violence Coalitions, and a co-creator of the workshop. It may even be the first interfaith, all-female clergy workshop of any kind to be offered here.
"I've been in this area in the ministry for over 20 years," said Miller-Pretz, "and I was never aware of any women-only interfaith clergy gathering."
A workshop directed specifically to female clergy may foster a more open dialogue on the subject of intimate partner violence, according to Miller-Pretz.
"I think it gives us the opportunity to talk about domestic violence issues as women, without our male counterparts sitting there," she said. "There are some personal issues that women share. Most of us are in marital relationships or intimate relationships ourselves. We know the heartbreak of it, and maybe why women stay in these relationships longer than they should; we are women of faith, and we assume commitments are forever."
Sufrin hopes that limiting the workshop to female clergy will boost attendance and allow for a more frank conversation.
"There are a number of opportunities for mixed (male and female) clergy to learn and study together," she said. "But there is not a whole lot of turnout for the mixed sessions. When you separate the genders, more information comes out. Women tend to think about it, talk about it, and then are more exposed to it."
Rabbi Donna Kirshbaum, a member of JWI's Clergy Task Force on Domestic Abuse, and the spiritual leader of String of Pearls Congregation in Princeton, N.J., will lead the keynote discussion on "Can biblical women serve as healthy role models?"
Kirshbaum has a personal insight into the issues surrounding abusive domestic relationships, having herself been a victim of such abuse many years ago. She knows firsthand that Jewish women who are abused are often reluctant to seek help because of a sense of shame.
"For me, it was not being able to give it a name," she recalled. "I could see [the physical manifestations of the violence] in the mirror, but I could not give it a name, that this was abuse. This is a typical reaction of young women who face this. I looked for reasons that I brought this on."

redpajama_set_name: RedPajamaCommonCrawl


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Brochure citation mla book chapter
Cite your brochure in american psychological association 6th edition format for free. Someone who was the originator and creator of content. If required by your instructor, you can add annotations to your citations. When you select a book or article, look for a link labeled citecitationciting and click it to get a rough draft of a citation. The new 8th edition of the mla handbook recommends that you break down your source information into its core elements, and arrange these according to a standard format that can be applied to any type of source. Book with no author, no editor the theory of care, 1978. The title of section or chapter is kept straight and mentioned in inverted commas. Citing parts of a book mla style guide 7th edition. A written work or composition found in print, or digitally. Treat all citation helpers as a starting point for a rough draft of a citation. Think of your citation as having a number of small parts that are arranged to fit in a larger container, a container that has sometimes been placed into an even larger second container. The southern chapter of mla scmla held its 69th annual meeting october 1012, 2019. Pamphletexhibition catalogue citing and referencing. For over half a century, it has been widely adopted for classroom instruction and used worldwide by scholars, journal publishers, and academic and commercial presses.
If the pamphlet you are citing has no author, cite as directed below. If the book does not have chapters written by different authors, you only need to reference the book. Titles of a periodical, book, report, or brochure should be italicized. Brochures and pamphlets are frequently used reference works for research papers, and in the mla style, they are treated like books without authors. Automatic works cited and bibliography formatting for mla, apa and chicagoturabian citation styles. If a department prepared the manual, use it for the name in the citation. Apa style requires that you place the word brochure in brackets. This free citation generator, with its style guides, is run by scholars for apa style and mla style harvard referencing as well as chicago notes style and turabian style oxford referencing, for your bibliography, list of works cited, and reference list. Use brackets to identify the publication as a brochure.
When writing a bibliography, remember that the purpose is to communicate to the reader, in a standardized manner, the sources that you have used in sufficient detail to be identified. Mla citation guide citation guides libguides at spring. How to cite a brochure using the mla form pen and the pad. In first case if current is a subsequent edition the citation will embody the basic book citation or edition of a book, but the number of the edition after the title will be required. In this case, the authors name is used in the text and the publication year is placed after the authors name. More frequently, you will cite a particular essay or chapter in an edited book.
Book with one author or a chapter in a book citation number authors name, year, title of book, publisher, location. These are the guidelines we followed to develop the following examples for you. Chapter from an edited book with different authors for each chapter anthology berry, w. If citing the same pamphlet in print, the apa citation would look like this.
This guide is designed to help students learn about mla style and cite sources for their research. Use the following structure to cite a pamphlet in chicagoturabian. Off campus users, log in with nyu netid and password. You can use a citation generator, under the grab a citation page in our cite mla guide found here. In any case, for mla online book citation, you start with the last name of the author and then write the first name. How to cite a pamphlet easybib blog mla, apa, chicago. If available, include the names of any editors or translators, the edition, and the volume. The proper use of a citation format such as mla can help you. Use the form for help quickly generating an accurate citation for your paper. How to cite books, ebooks, chapters citation guide. Citing more than one work by the same author, deanna m. Mla style is a system for documenting sources in scholarly writing.
Works cited a chapter in an anthology, reference, or collection. Modern language association format style is the most commonly used style for research papers in the humanities and other liberal arts. Cite your book in turabian 9th edition authordate format for free. In fact, the information required is quite similar to what youd need if you were citing a book. Mla format was found by the modern language association of america back in 1883. Today, were going to focus on how to cite an edited book using mla referencing. In addition, you will need to have a citation of the book as a whole as in the example of. How to write a bibliography examples in mla style a. Note that if you cite more than one chapter of a book that is a collection of articles by different authors, that each article will need to have its own crossreference citation. In fact mla citation generator required some features for citing an edition of a book. How to cite mla format website, book, article, etc.
Generate turabian 9th edition authordate citations for books. Works may include an essay in an edited collection or anthology, or a chapter of a book. Mla chapter or authored section of an edited bookebook citation examples are not doublespaced, but your works cited list should be doublespaced examples do not show indented lines after the first line, but yours should be indented. Easily cite your chapter using the easybib citation form for chapters linked here. Mla book citation everything about online and in print.
The mla citation style is the method established by the modern language. According to the mla handbook for writers of research papers 7th edition, proper documentation of borrowed words and ideas is necessary to avoid plagiarism, which can have consequences ranging from loss of credit on an assignment to expulsion from school. Members and guests made their way to the hyatt regency savannah on the riverfront in. The mla website also contains a helpful guide, including a practice template.
How to write citations free citation generator guides. For information how the following works should be cited, refer to the mla style guide, 7th ed. Information required for a reference to a brochure or pamphlet includes. Mp3, jpeg, pdf, or other digital file 129 citing sources not covered by mla formatting a paper sample pages 2 throughout this chapter, youll find models and examples that are colorcoded to. To have your reference list or bibliography automatically made for you, try our free citation generator. Complete guide on how to cite a chapter in mla format. If the source is written by one author, the citation should begin with the authors last name. Make sure that titles in apa citations are properly capitalized. Overview research guides at pitt community college. Also, be sure to cite the name of the section you are citing, its author or contributors, and the page numbers of the section.
Pamphlets require a similar citation format to that for books in mla style. The equivalent resource for the older apa 6 style can be found here. Not all content providers for infohio resources immediately update their citation helpers when citation styles change. The tale of seven remedies for a lean purse is the chapter title. Our citation guides provide detailed information about all types of sources in mla, apa, chicago and turabian styles. If the lab manual was created by a staff member or department of the school and is only available through the class, cite it as an unpublished work.
Also in the reference provide a description of the document type and if possible the exhibition dates in normal typeface after the title, e. Books title is italicized, and the name of translator or editor is mentioned in the normal order, i. For a complete list of how to cite print sources, please refer to the 7 th edition of the apa. Mla modern language association style is most commonly used to write papers and cite sources within the liberal arts and humanities. Mla book citation cite a book, chapter, or work in a. To cite a pamphlet in print in apa, use the following structure. To cite a book in mla style 8th edition, the works cited list entry must always identify the authors, title, publisher and publication date of the work.
List the title of the brochure, followed by a period. An authordate citation in running text or at the end of a block quotation consists of the last family name of the author, followed by the year of publication of the work in question. Book chapter apa 6th referencing style library guides. Capitalize only the first letter of the first word or any proper nouns. Writing resources from the modern language association. Mla citation format is a method for formatting your paper and documenting the sources of information you use in your paper. Last name, first name of the author or name of the organization who wrote the pamphlet. For help with other source types, like books, pdfs, or websites, check out our other guides. Chapter anthology conference proceedings congressional publication. Every time you quote, paraphrase, or use information from someone elses work, you need to include an intext citation that directs the reader to the original source in mla style, an intext citation includes the authors last name and the page number in parentheses. Mothers and daughters, edited by shauna clarke and s. This guide will help you determine when to cite a chapter separately and learn how to cite a chapter both in the text of your paper and in the works cited page. This page reflects the latest version of the apa publication manual i. This resource, updated to reflect the mla handbook 8 th ed.
Use the following template to cite a ebook or pdf using the mla citation style. Mla intext citation a complete guide with examples. Use the book reference type chapter in an edited book print version. In your bibliography, works cited, or references page, you must include all of the above mla parenthetical citation. If there is no date of publication, you may supply an approximate date in square brackets, e. The 8th edition of the mla handbook does not list specific rules on how to cite a dvd, a book, a journal article, etc.
For chapters in a book, add chapter number if any at the end of the citation following the abbreviation, chap. How do i cite a lab manual in mla style 8th edition. The politics department has adopted the mla citation format for intext or parenthetical. The basic information you want to include is the name of the book, the editor, compiler, and or translator of the book, and the publication information. A guide to citing sources using the updated mla 8th edition. Titles of an article, chapter, or web page should be placed in double quotation marks. In general, mla format book citations dont typically include title of source. Mlas intext citations require you to give the surname of the author and a relevant page or section number. When investigating how an issue is presented by an organization or group, a brochure or pamphlet can be a useful research tool. Information on pamphlets is at the bottom of the page. Mla citation format adapted from the mla handbook, 7th edition. Just select add annotation while finalizing your citation. Purdue owl also has a great style guide, available here. Chapter in a book print referencing with harvard ioe libguides.
This still applies when citing a single chapteressay from a collection. It features concise and simple documentation and intext parenthetical citations that are keyed to a list of references on a works cited page at the end of the paper. Often a brochure or a pamphlet will not contain all of the information you require for a reference. The american psychological association apa style, 6th edition, directs you to cite brochures with a small note specifying the document type. Chicago intext citation guide for each authordate citation in the text, there must be a corresponding entry in the reference list under the same name and date. References to brochures or pamphlets are formatted in the same way as those to entire books. If the author is a corporation or organization, begin the reference with the corporate author. Link to the american medical association manual online. It goes after the title of the article, within the period.
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Ni No Kuni II: Revenant Kingdom on PS4 – The DVDfever Review
On April 22, 2018 12:30 pm By Michael Halton In PS4, Reviews, Video games
Ni No Kuni II: Revenant Kingdom is the type of game that you didn't know you needed in your life until you play it. I was heavily engrossed in the first one for a good 20 hours until something better came out, and I got a little bored. I'm not sure if I would blame that on the game or my personality.
This sequel takes elements from the first game (some good and some bad) and entwines them with new elements which make this one of the most original JRPGs I have played.
The story starts with Roland (the US President) travelling in his fancy motor, then BOOM! Some form of bomb goes off and he finds himself deep in the heart of Ding Dong Dell, caught in the depths of a heart breaking betrayal. This is where you meet Evan and Aranella. Evan (the child who was about to be King) was betrayed, and after the death of Aranella, decides that he is going to go and create his own kingdom. This isn't as straight-forward as some might think, and unravels your 40+ hour adventure.
Having reviewed a fair few RPGs recently, I found that they had all lacked something a little special. Ni No Kuni II: Revenant Kingdom does not lack that special ingredient and is, by far, the best RPG I have played for a number of years. Saying that, it definitely has a number of faults to spoil what makes it so great.
Ni No Kuni II: Revenant Kingdom – PS4 Gameplay – kwingsletsplays
When it comes to graphics, there is absolutely nothing wrong with what's on display. A classic mixture between cel-shaded characters epitomising the anime scene, with imaginative backgrounds. The colours are vibrant and the backgrounds are far from plain which make a real difference between this and other anime games of late. What is most lovable here, is the attention to detail with the character design. In every shot, you'll realise the character is always at the forefront and looking sharp. This is fitting with the game, as it is all about the characters and their story. My only gripe is how the game looks when you enter the world map…
The whole aspect changes to become less like you expect, and more like World of Final Fantasy. The change is actually quite carefully done, but I just found myself getting annoyed with how it looked once the change had been made. Despite that, the smaller Bobble head-style characters meant that you can see an extensive area whilst on the world map, and calculate carefully where you are going, and the enemies you will face on your travels.
The sound has some great characteristics as well as my biggest gripe about the game. The music is decent and builds up with each moment. Character sounds are solid, believable and extremely Japanese and all the menu sounds are what you would expect them to be. However – and this is a big one – they massively messed up the character speaking. I mean, the sync is all fine, and even better than you would expect from most Japanese ports, but it is the lack of times that the characters move from written subtitled dialogue to a video sequence.
This was a big part of the first game and clearly one of the most enjoyable but, instead of these amazing video sequences, they decided that they would show an incredibly short sequence and then fill the rest of the scenes with annoying noises, matched with varying written dialogue. I am pretty sure there was one moment in the game where my character made a "That's amazing!" noise whilst the written dialogue said "I can't do this". At the start, this really annoyed me, but after a while I managed to forget about this and, even though I missed the amazing cinematic scenes of old, life went on.
There have been some severe changes to the gameplay compared to the previous title. The biggest one has to be the fighting. Ni No Kuni II: Revenant Kingdom is not a turn-based RPG, but is now a real time, button-bashing action-type of game, similar to Final Fantasy XV. I have to say – I loved this. Admittedly, the skill level was definitely decreased, and at no point did I feel that I had to really work for a win, in battle. This meant that, at times, I was fighting opponents ten levels higher than me and still destroying them easily. However, it must be said that even though the fighting was easy, I never got bored of it and enjoyed the pacey button bashing fights. A slight annoyance, though, was the use of the character targeting. You need to press a button to target an enemy, but then as soon as you have quickly killed them, it will target you to the next one – the problem is, the camera will change and slightly disorientate you. Also, to change who you are targeting, you need to press a button which is awkward to touch because of where you're bashing the attack buttons.
Ni No Kuni II: Revenant Kingdom – PC Ultra Let's Play Commentary – TetraNinja
Ni No Kuni II: Revenant Kingdom is not just a real time action JRPG, though, there are a range of other aspects to its gameplay. You have skirmishes: these are like old school Command and Conquer battles where you have to battle another army led by a cocky warrior. You can call in special moves like bomber runs and set up bomb-style turrets by destroying the enemies' bases first. Truthfully, I really didn't like the skirmish mode and I was glad that you didn't have to be involved in many, but I can see the appeal to some.
In addition, you have the option to build your own base, which you'll do so around your castle, and each area you build will help you develop your weapons/armour/items throughout. At the start, it's explained in a long and complicated way, but then when you're a few hours in, you'll realise that it is all relatively straight-forward. It can be incredibly time-consuming, but will also help your journey. Many times, I needed a particular item and was able to obtain it through the items menu in my kingdom. This is helpful for a lot of the side missions, as you often have to acquire an item to give to a character.
Overall, Ni No Kuni II: Revenant Kingdom will offer you a lot of variation which stops you from getting bored at all. It offers more than any other JRPG I have played in a long time, and delivers on most fronts. Even though the story isn't quite as invigorating as the previous instalment, it managed to completely capture me. The side missions weren't particularly inspiring and gaining new people for your kingdom became, at times, slightly monotonous, but I just carried on. Something about this game will hook you in and you won't be able to stop playing until you've done pretty much everything.
Even with the negative changes, Ni No Kuni II: Revenant Kingdom has that special factor that makes it the best JRPG I have played since Final Fantasy VII, and that is really saying something.
Ni No Kuni II: Revenant Kingdom is out now on PS4 and PS4 King's Edition, plus you can also buy the PC King's Edition.
Ni No Kuni II: Revenant Kingdom – Launch Trailer – Bandai Namco Entertainment
Developer: Level-5
Players: single-player
HD options: up to 1080p
ENJOYMENT 8
Michael Halton
I have been a video game player since 1993 and a music fan since I can remember. I studied Film and Journalism at university and ended up becoming a Primary School teacher. Video games changed my life and sent me on the right track and have stayed with me ever since.
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Tagged with Ni no Kuni II, Revenant Kingdom
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Canada murder: Family's final wish as photos released
NEWS 360 ONLY. NO NEWS.COM.AU NO AUSTRALIAN. The family of Lucas Fowler have shared images of him as a final report into the death of him and Chynna Deese is released. Picture: Supplied
by Sarah Blake and Natalie O'Brien
29th Sep 2019 12:40 PM
The teenage thrill killers who murdered Australian backpacker Lucas Fowler and two others before sparking one of Canada's biggest ever manhunts, planned more violence and expressed no remorse for the crimes before they took their own lives.
Royal Canadian Mounted Police yesterday released their report into how Kam McLeod, 18, and Bryer Schmegelsky, 19, murdered Mr Fowler - the 23 year old son of a senior NSW police officer - his American girlfriend Chynna Deese, 24, and university lecturer Leonard Dyck, 64, in July, describing them as "random and crimes of opportunity".
But they were unable to shed any light on why they began the killings that lead to a 3000km, 15-day chase for them.
The 13-page report revealed the duo recorded several videos of themselves that included taking responsibility for the crimes on a camera taken from Mr Dyck.
"Interviews of McLeod and Schmegelsky's families, teachers and friends, seized evidence from search warrants and the six video recordings (left by the pair) did not reveal their motivation for the murders," the report stated.
Bryer Schmegelsky and Kam McLeod. Picture: Supplied
"The investigative theory is that McLeod and Schmegelsky came across Fowler's van and targeted Fowler and Deese for unknown reasons before continuing up into the Yukon. McLeod and Schmegelsky returned to BC because they were having vehicle issues and came across Dyck who they killed for unknown reasons. McLeod and Schmegelsky burned their vehicle to cover up evidence and delay police before stealing Dyck's vehicle to facilitate further escape."
In a press conference that accompanied the release of the report, police said there was no evidence that the killings were planned and that the teenagers were solely responsible for the three deaths.
During a search of the pair's residences, nothing was found regarding "any pre-planning of the offences," police said.
CCTV footage released by local police of Bryer Schmegelsky and Kam McLeod in Meadow Lake, Canada. Picture: Supplied
Authorities also said the men acted as "a partnership" as opposed to one being the leader.
Police said the pair recorded video confessions and expressed "no remorse" for the shooting murders, saying they planned to kill more people and expected to be dead within a week.
After burning their stolen car near Gillam, Manitoba, they walked 8km through the wilderness with a plan to escape to Europe or Africa, but when they realised they wouldn't make it, they made a "suicide pact".
Police said they would not release the video recordings because "the videos may influence or inspire other individuals to carry out a targeted act of violence, essentially creating copycat killers".
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The family of Lucas Fowler have shared new images of them as a final report was released. Picture: News360
"Those who commit mass casualty attacks or similar acts of violence are heavily inspired by previous attackers and their behaviours," the RCMP said.
"It is believed that the suspects may have made the video recordings for notoriety. Releasing them would not only be disrespectful to the families of the deceased - who are also concerned about the impacts of the release - and it could sensationalise the actions of the suspects. By not releasing the videos we want to mitigate the potential of other individuals being inspired to commit similar acts of violence."
Lucas Fowler as a baby. Picture: News360
The Fowler and Deese families yesterday released tributes to the lost pair, asking that they be remembered with joy.
"Our beloved Chynna was a ray of sun shine, and for her to be taken has made the world feel a bit darker," Ms Deese's family said.
The family of Lucas Fowler have shared images of him. Picture: News360
"The loss we continue to endure is shattering, but Chynna's memories are a benediction to her genuine happiness and intense love of life. Throughout this tragedy, along with the help of many, they serve as our reminder of the good nature and peace humanity has the capacity to show. We hope Chynna's legacy continues to grow and her spark allows us to build each other up."
Mr Fowler's Australian family said they would have been celebrating his birthday on September 30.
Lucas Fowler when he was just a baby. Picture: News360
"All we can do is remember our dear Lucas as a wonderful son and brother, grandson, nephew, cousin and friend. He was such a fun loving kid and grew into a thoughtful adult who cared for his family and friends. He had a great sense of humour and loved taking the mickey out of us. He had a love of adventure that inspired all," they said in a statement.
"We are immensely proud of Lucas and so happy that he found a life partner in Chynna."
The family of Lucas Fowler have shared new photos of him as baby. Picture: News360
They asked for his friends and loved ones to remember the pair on his birthday.
"It is a day to celebrate a great young man taken from us all far too early," they said.
"It would help us to know that Lucas' friends are thinking of both Lucas and Chynna on his birthday. It would be great to see you upload a photo of you raising a glass to Lucas and Chynna or putting up a photo from your album that reminds you of them."
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lucas fowler
birthday canada editors picks lucas fowler murder photos


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Chari-Tee – This spring's statement T-shirt for women's rights
For spring 2020, the Chari-Tee from Boob is back in a new, updated version. With smart functions and the mirrored print, "Damn you're a good mother," it is a statement T-shirt that works for women in all walks of life. This season, 10% of the total profits will go to Kvinna till Kvinna, a non-profit organization that works for women's rights in 20 countries around the world.
The Chari-Tee from Boob is designed to work for women everywhere. Made with room for growing pregnant bellies and with a smart nursing function hidden under the front, it also offers a daily pep talk with the mirrored print, "Damn, you're a good mother!" A full 10% of every tee sold will go to Kvinna till Kvinna, an organization that has worked for women's rights worldwide for 25 years. Today, Kvinna till Kvinna is one of the world's leading women's rights organizations with 100 partner organizations located in areas affected by war and conflict. Kvinna till Kvinna works to strengthen women's influence and power, put an end to violence against women, and create conditions that will enable women to take power over their own lives.
"In 2020, Boob will celebrate 20 years of making women's lives easier. We are proud to start the year with this cooperation with Kvinna till Kvinna and be able to help shed light on their important work for women's rights. Supporting women is a way to contribute to a sustainable future, which is completely in line with our mission at Boob," says Mia Seipel, Boob's CEO and Creative Director.
"Women's rights need to be defended, everywhere and every day. We live in a world where every third woman is subjected to violence or abuse at some point in her lifetime. Twelve million girls are given away in child marriage each year. And in 15 countries, men are allowed to prevent their wives from working outside the home. This is totally unacceptable, and the reason Kvinna till Kvinna exists. We work every day to strengthen women's rights, and we applaud Boob's initiative to highlight the issue and engage their customers. Together, we will come one step closer to our vision of an equal world in which all women have power over their own lives," says Petra Tötterman Andorff, the Secretary General of Kvinna till Kvinna.
Chari-Tee Facts
Available sizes: XS-XL


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Each state offers a different number of programs, and each state offers varying levels of buyer assistance. For this project, HSH.com only collected information on programs that were available statewide. While targeting first-time home buyers, we did not exclude programs available to repeat buyers as well.
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HomeReady and Home Possible: Loans With 3% Down for 2019 – Jonathan Lawless, vice president for product development and affordable housing at Fannie Mae, says today's low-down-payment FHA loans can be "expensive," with upfront and ongoing mortgage insurance ..
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5 mortgages that require little to no down payment – The USDA mortgage comes from a bank, and there is no mortgage insurance. Instead, the USDA levies a 2 percent upfront guarantee fee, which can be rolled into the loan amount, and an annual guarantee.
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Fha Upfront Mip 2016 Recent Changes Give Reverse Mortgages a Refreshed Look for Financial Planners – Another important aspect to point out, and further educate people on who aren't familiar with reverse mortgages as retirement tools, is the upfront mortgage insurance premium. "The upfront mortgage.
HUD, VA, FHA, and Government Lender Updates – The Office of Single Family Housing has included the updates into its Single Family Housing Policy. include mortgagee letter 15-01 implements the 50 bps reduction in FHA's MIP rates for most FHA.
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Fha Loan Rules 2016 FHA Down Payment Requirements for 2016, Based on New Handbook – Here's an updated look at FHA down payment requirements and gift guidelines for 2016. Minimum Down Payment for FHA Loans in 2016: 3.5% Borrowers who use an FHA loan to buy a home in 2016 must make a down payment of at least 3.5%.
Critical Update on FHA's New MIP Cancellation Procedures – · - Mortgage Calculators. Critical Update on FHA's New MIP Cancellation Procedures. The announcement of a .5 reduction in the annual mortgage insurance premium (mip) for FHA.
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Marine Mammal - Whale - Orcas, Killer Whale	Stock Photos, Pictures and Images
Orca, or Killer Whale (Orcinus orca) - showing dorsal fin on surface. Photo taken at Punta Norte, Peninsula Valdes, Argentina. Orca's are listed as Lower Risk on the IUCN Red List.
© Chantal Henderson / OceanwideImages.com
Orca, or Killer Whale (Orcinus orca) - approaching shore to attack a South American Sea Lion (Otaria flavescens). Photo taken at Punta Norte, Peninsula Valdes, Argentina. Orca's are listed as Lower Risk on the IUCN Red List. Sequence 1.
Orca, or Killer Whale (Orcinus orca) - approaching shore to attack a South American Sea Lion (Otaria flavescens). Photo taken at Punta Norte, Peninsula Valdes, Argentina. Orca's are listed as Lower Risk on the IUCN Red List. Sequence 10.
Orcas or Killer Whales (Orcinus orca). Indo-Pacific. Classified Lower Risk on the IUCN Red List.
© Jim Johnson / OceanwideImages.com
Orca or Killer Whales (Orcinus orca). Indo-Pacific. Classified Lower Risk on the IUCN Red List.
Orcas or Killer Whales (Orcinus orca). Also known as a Killer Whale.Located in the Indo-Pacific. Classified Lower Risk on the IUCN Red List.
© Lin Sutherland / OceanwideImages.com
Orcas or Killer Whales (Orcinus orca). Also known as a Killer Whale. Located in the Indo-Pacific. Classified Lower Risk on the IUCN Red List.
Orca or Killer Whales (Orcinus orca). Indo-Pacific. Listed as Lower Risk on the IUCN Red List.
Orcas, or Killer Whales (Orcinus orca). Photo taken off Cape Point, South Africa. Classified Lower Risk on the IUCN Red List.
Orca, or Killer Whale (Orcinus orca). Photo taken off Cape Point, South Africa. Classified Lower Risk on the IUCN Red List.
Orca, or Killer Whale (Orcinus orca), breaching on the surface. Photo was taken off Cape Point, South Africa. Classified Lower Risk on the IUCN Red List.
Orca, or Killer Whale (Orcinus orca), showing dorsal fin on the surface. Photo was taken off Cape Point, South Africa. Classified Lower Risk on the IUCN Red List.
Orca, or Killer Whale (Orcinus orca), breaching whilst hunting dolphin. Photo was taken in False Bay, South Africa. Classified Lower Risk on the IUCN Red List.
Orca, or Killer Whale (Orcinus orca), hunting dolphin. Photo was taken in False Bay, South Africa. Classified Lower Risk on the IUCN Red List.
Orca, or Killer Whale (Orcinus orca) - approaching shore to attack a South American Sea Lion (Otaria flavescens). Photo taken at Punta Norte, Peninsula Valdes, Argentina. Orca's are listed as Lower Risk on the IUCN Red List.
Killer Whale (Orcinus Orca) also known as Orca, spy hopping. Orca's are found in all oceans of the world, from the Arctic & Antarctic to tropical seas.
Some onlookers get a close look at a pair of Killer Whales, (Orcinus orca) also known as Orca, at Sea World in San Deigo, California, USA. Orca's are found in all oceans of the world, from the Arctic & Antarctic to tropical seas.
This young man (MR) is getting a close look at one of the Killer Whales, (Orcinus orca) also known as Orca, at Sea World in San Diego, California, USA. Orca's are found in all oceans of the world, from the Arctic & Antarctic to tropical seas.
A close look at the dorsal fin of a Killer Whale (Orcinus Orca) also known as Orca. Orca's are found in all oceans of the world, from the Arctic & Antarctic to tropical seas.


I grew up in a good home with a loving family. My mom took myself and my 2 sisters to church every Sunday while my dad stayed at home. I don't think I ever met Jesus at the church I grew up at. I hated every second of church and couldn't wait to get out of there. As soon as I was old enough to make that choice, I walked away. Or better yet, I ran away. I turned and ran as fast as I could.
Years later, I was better introduced to Him at a Christian summer camp that I worked at. It laid the foundation for my faith, but the timing wasn't quite there yet. At home I was loved, supported, and provided for by my parents but there was always this gigantic hole in my life. I hated my life. I felt like I had no friends. I felt all alone. I even felt like I didn't fit in with my family. I was depressed. I struggled to connect. I struggled to find any reason to even live.
I was 13 years old when I first tried to kill myself. I wrote my suicide note and tried to slit my wrists. I failed at my suicide attempt but accidentally discovered relief through those cuts. Self injury became my way to survive. Cutting gave me a tool to get by. I didn't have to sit with all this hurt bubbling inside of me now. I had discovered a very unhealthy way to let it out. And life just spiralled further and further downhill. More cutting. More brokenness. Repeat.
When I got to college I fell head first into the world of binge drinking and drugs. I was in school for my dream career and I ended up failing. I failed my dream. Life was hopeless. Empty. Purposeless. More drinking. More cutting. More suicide attempts. Repeat.
I thought I had finally hit "rock bottom" after I stole my mom's car and fell asleep at the wheel. I wrecked the car but I walked away from the accident alive. This left me filled with so much self hate though and pushed me even farther into the dark abyss I had fallen into. More cutting. More suicide attempts. More brokenness. Repeat.
I realized that the bottom can just keep falling out and send me down further and further. At my lowest, I had no room on either arm or hand to cut. Fingertip to elbow. Not a spot. Like an addict, I kept a container of broken glass in my bedroom "just in case" I needed to cut. There was always something waiting just around the corner to knock me down. The brokenness continued. Things were so hopeless. Finally, with my tail between my legs, I returned home. Shattered. Broken. Hopeless.
Being back at home was a mixed blessing. It had highs but it still had lots of lows. I had connected a little bit with a church while out of town and although I was not saved, the community aspect of it was really helpful. As such, every now and then I got the urge to hunt for a church. I had been unsuccessfully church shopping on and off for many years. At every church I tried, I was looking for three things: Music that I could feel and get into, a great sermon I could learn something from, and community. The last one was so important to me. I was all alone and desperate to connect with people. I kept finding churches that met the first two of my requirements but I could never get plugged into the church community. I just couldn't connect. I would try a church, become disappointed, give up and a few years later try again. I was sure this was the solution to my brokenness. People. Friends. Community. If I just had people in my life then I would be fine.
Life was going a bit better at this point. Something was still missing but I was more held together on the outside. I still struggled with many things. I still turned to cutting when life got too hard. I shoplifted often. I was still searching for that something to fulfill me. And that's when it happened. That's when God gave me my nudge.
I was walking through a book store when God nudged me into the bible section and I found myself buying this Daily Walk bible. I bought that bible and read it for about 2 days when I got my next nudge. If I was going to embark on reading the bible in a year, I needed to find a church. It was time to go church shopping once more.
Like most millennials, I began with a google search. I googled churches around my community and narrowed it down to two possibilities. It was crunch time though. 1030 on a Sunday morning and I still hadn't figured out which church was the one. I could only try one. I still had no idea which church I was going to check out when I began pulling out of my driveway. I realized in that moment that I needed to stop looking for my three requirements. I needed to lay to rest my hunt for music, message, and people and look for God instead. I said a quick prayer and asked God to lead me to the church He wanted for me. I didn't care if it had none of my requirements. I just wanted to find Him.
A few minutes later I found myself pulling into the parking lot of Fellowship Pickering. I walked into the school and was trying to find a reason to not like it. I was immediately greeted by a handful of amazing young adults. They connected to me so easily. I went and sat in the gym and tried to hide but Matt, the pastor, walked up to me and introduced himself and then introduced me to the other young adults. I sang some incredible worship tunes, I listened to and learned from a great sermon and I had connected with people. Lots of them. I went out for lunch with five people that day. This church had everything I wasn't looking for.
I kept coming back to Fellowship Pickering. It was so incredible. Something I had never experienced before. Community like I had never had. I jumped into everything they offered. I joined their Lifegroups and got connected with their discipleship program. I got involved with their guest services and worked hard to offer new guests the same incredible welcoming that I had received. I got involved in children's ministry and have used my gifts and skills that God has always been building in me to serve in this ministry.
Eight months after I walked through the doors of Fellowship Pickering I was baptized and officially gave my life to Christ. Through this church I have found another family. I have found a place of accountability and support. A place of friendship and guidance. I have found myself and who I am through God's eyes. Fellowship Pickering has been my on ramp to the life that God has wanted me to live. They have been there for me to love and support me throughout my journey. They've been there to encourage and build me up as a leader, and to carry me and support me when I am struggling.
God is so great and just incredible in how he waits for us to yield to Him. I needed to lay down my own expectations before He would fulfill them. My life is still broken, but it's a brokenness filled with hope now. It's a brokenness I know I can get through. I know He can get me through it.


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Q: Allure MS Test Framework: Issue while generating the report I am getting the below error while generating report through command line report generation tool.

Exception in thread "main" ru.yandex.qatools.allure.data.ReportGenerationExcepti on: Could not find any allure results at ru.yandex.qatools.allure.data.AllureReportGenerator.generate(AllureRe portGenerator.java:58) at ru.yandex.qatools.allure.data.AllureReportGenerator.generate(AllureRe portGenerator.java:53) at ru.yandex.qatools.allure.AllureMain.main(AllureMain.java:48)

A: You should provide the Allure results directory to commandline to generate the report, an example:
$ allure generate allure-results -o allure-report

Allure results directory is the directory which contains *-testsuite.xml files. Make sure your C:\TestResults\file.xml/ directory contains at least one such file.

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