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On the 30 January, the body of Oliver Cromwell was exhumed and given a posthumous execution, along with other regicides, just over two years after his death (3 September 1658). In March, Louis XIV of France began personal rule following the death of his mentor and prime minister, Cardinal Mazarin; one of his first acts was creation of the Académie Royale de Danse (30 March). 24 August, Samuel Pepys records seeing a performance of Hamlet by Sir William Davenant's company, the Duke's Company, which included the introduction of stage scenery; the actor Thomas Betterton's prince was "beyond imagination". Also in 1661, Robert Boyle published The Sceptical Chymist, a landmark in scientific thought: Boyle argued for the kenetic/molecular model of matter, where all phenomena result from the collision of particles in motion. He also urged experimentation among those claiming scientific interest, arguing that no hypothesis should be regarded as true without experimental demonstration. Experimentation, he said, demonstrates the error of thinking of matter in terms of the four classical "elements" (earth, fire, air, water).
Appeals in Excise, Commissioners of (founded 1661–disbanded 1841), English — government department
Berkeley, Elizabeth [formerly Burnet; née Blake] (born 1661–died 1709), English — gentlewoman, philanthropist, author
Burnet, Elizabeth [formerly Berkeley; née Blake] (born 1661–died 1709), English — gentlewoman, author
Burridge, Ezekiel (born c. 1661–died 1707), Irish — churchman, translator
Cornand de La Croze, Reverend Jean (born 1661–died 1705), French — churchman, journalist
Digby, William, 5th Baron Digby (born 1661–died 1752), English — politician, philanthropist
Douglas, Robina, countess of Forfar [née Lockhart] (born c. 1661–died 1741), English — aristocrat
Fleuriau, Joseph Jean Baptiste, seigneur d'Armenonville (born 1661–died 1728), French — aristocrat, government minister
Garth, Sir Samuel (born 1661–died 1719), English — physician, poet
Hamilton, James, 6th earl of Abercorn (born c. 1661–died 1744), Scottish — aristocrat, politician, member of Parliament
Harcourt, Sir Simon, 1st Viscount Harcourt (born 1661–died 1727), English — lawyer, politician, member of Parliament, civil servant
Harley, Robert, 1st earl of Oxford (born 1661–died 1724), English — civil servant, patron, politician, member of Parliament
Molyneux, Sir Thomas, 1st baronet (born 1661–died 1733), Irish — physician, academy member, politician, member of Parliament
Paulet, Charles, 2nd duke of Bolton (born c. 1661–died 1722), English — politician, member of Parliament
Pigott, Nathaniel (born 1661–died 1737), English — lawyer
Schulenburg, Johann Matthias von, graf von Schulenburg (born 1661–died 1747), German — aristocrat, army officer, patron
Tournemine, René Joseph (born 1661–died 1739), French — churchman, Jesuit, university teacher, newspaper editor
Veyssière La Croze, Mathurin (born 1661–died 1739), French — librarian, historian, Orientalist, archivist
Buitendijck, Gosuinus van (born c. 1585–died 1661), Dutch — churchman, Protestant, university administrator
Digby, Kildare (born c. 1627–died 1661), Irish — aristocrat
Harcourt, Lady Anne (died 1661), English — aristocrat
Locke, John [senior] (born 1606–died 1661), English — lawyer, army officer
Plemp, Vopiscus Fortunatus (born 1601–died 1661), Dutch — physician, philosopher


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How Much Is Brittany Snow Worth?
How many tattoos does Brittany Snow have?
Who did Brittany Snow marry?
What's Brad Pitt net worth?
How much is Jennifer Aniston worth?
What is the net worth of Taylor Swift?
Did they all sing in pitch perfect?
What does Tyler Stanaland do for a living?
Can Brittany Snow really sing bass?
Can Anna Camp really sing?
Does Anna Kendrick have a tattoo?
How old is Brittany Snow now?
Can Fat Amy really sing?
Who is Anna Kendrick dating now?
Why is Skylar not in pitch perfect 3?
Does Becca really sing in pitch perfect?
Is Brittany Snow married?
How much is Anna Kendrick worth?
Does Brittany Snow have a boyfriend?
Is the acapella in pitch perfect real?
Who is the girl who does the Hilton commercials?
What famous singers have perfect pitch?
Is there a pitch perfect 4?
Does Brittany Snow really sing in pitch perfect?
Did Brittany Snow sing in pitch perfect?
Who is Anna Kendrick married to?
2Brittany Snow has at least 2 known tattoos: sanskrit on her ankle.
ladybug on her wrist..
Tyler StanalandOne of the last things "Pitch Perfect" actress Brittany Snow did before COVID-19 was marry her longtime boyfriend, Tyler Stanaland. While Snow didn't announce her wedding until weeks later, it's only now that she's opening up about her big day and how chaotic it was.
Brad Pitt's primary sources of income are through his acting projects and through his production company Plan B. His estimated net worth as of 2020 is $300 Million. He has appeared in Forbes' list of the Highest-Paid actors in the world multiple times, notably in 2015 and 2016.
Celebrity net worth lists Aniston at $300 million.
Swift's net worth is an estimated $365 million, and she's one of the world's highest-paid celebrities. Swift's Reputation Stadium Tour was the highest-grossing tour in US history, grossing over $266 million. Swift spends her fortune growing her real-estate portfolio across the US and donating to charitable causes.
For the vast majority of musicals, actors record their songs in a sound studio and then lip sync when performing on camera. This is true for the majority of the production on the first Pitch Perfect. However, for scenes when Anna Kendrick would be singing on her own, she insisted on singing live on-set.
His agent profile on the John Stanaland realty website explains that he sells luxury homes in Orange County, California.
In "Pitch Perfect," Chloe (Brittany Snow) undergoes surgery to remove her nodes and ends up being able to sing with a resonant bass voice, which was played entirely for laughs. In this movie, she's back to singing higher mezzo soprano notes.
Anna Camp has quite the resume. You might know her from Pitch Perfect, where you heard her aca-amazing singing chops on the big screen, but Camp previously popped up in some of your favorite TV shows over the years.
In the movie Beca (Anna Kendrick) and Chloe (Brittany Snow) both have bug tattoos, but in real life Brittany has a ladybug tattoo, whereas Anna doesn't have any.
34 years (March 9, 1986)Brittany Snow/Age
But can Rebel Wilson actually sing? The answer is… of course. … She's also quite skilled when it comes to singing, and, in her audition for the first Pitch Perfect, she performed Lady Gaga's "Edge of Glory," and knocked it out of the park.
Ben RichardsonSo, just who is Anna Kendrick dating? Anna has been in a relationship with 45-year-old British cinematographer Ben Richardson since 2014.
In December 2016, Astin explained to Refinery 29, "They may be taking the girls in another direction this time, but this is not the end of the line for Jesse because he's not dead… … Bellas for life x." Anna Camp also told Refinery29 that she hopes the Bellas will return in a different stage of life.
I believe that the cast did in fact sing all of the songs in the movie. Some are even professional a capella singers. Everyone in the films who plays a singing part had to sing a full song for their audition. Any time protagonist Beca, played by Anna Kendrick, was singing alone, she was singing live on set.
Brittany Snow Is Married! Pitch Perfect Star Weds Tyler Stanaland in Malibu. Congratulations are in order for Brittany Snow and Tyler Stanaland! PEOPLE confirms the Pitch Perfect actress, 33, and the realtor, 30, tied the knot in Malibu on Saturday.
Anna Kendrick Net Worth: Anna Kendrick is an American actress and singer who has a net worth of $20 million.
Brittany Snow Is Engaged to Boyfriend Tyler Stanaland — See Her Stunning Diamond Ring. Brittany Snow is hearing wedding bells! The Pitch Perfect star, 32, announced she was engaged to boyfriend Tyler Stanaland on Instagram Tuesday afternoon.
Pitch Perfect is all about a cappella singing, which means there are absolutely no instruments. … Every 'guitar' part, 'drum' part, beatbox, and 'sample' is actually sung by a human being. The director, Jason Moore, was adamant about having the characters perform their own vocals.
Actress Anna KendrickActress Anna Kendrick is the new face of Hilton's "Expect Better" campaign. Actress Anna Kendrick has booked herself a gig with Hilton to urge customers to use Hilton.com or its app.
Celebrities with Perfect PitchMariah Carey. Known as the "songbird supreme", this five-octave vocalist also has notoriously perfect pitch.Bing Crosby. A famous singer and actor, Bing Crosby was known for his absolute pitch — even snoring in-tune with train whistles.Mozart. … Jimi Hendrix. … Ella Fitzgerald.
Pitch Perfect 4 has yet to be confirmed despite the cast's constant teases for a fourth outing of the Barden Bellas.
Anna Kendrick, Rebel Wilson, Brittany Snow, Anna Camp, Hailee Steinfeld are among the a capella-singing Bellas — who last appeared in "Pitch Perfect 3" in 2017 — singing together in a new cover of Beyoncé's "Love on Top" to raise money for UNICEF. … We didn't realize it until now, but yeah we miss the Barden Bellas, too!
When Brittany Snow landed a part in the 2012 musical comedy Pitch Perfect, she thought it was the last time she'd be immersed in the Barden Bellas' competitive world of a capella. "After the first one, it was kind of a wild ride," Snow said by phone from Sydney. …
In 2020, Kendrick served as an executive producer and starred in the HBO anthology series, Love Life. This piece will look at Anna's love life. She isn't married, but she is in a long-term relationship.
Question: Is Lady And The Tramp 2 On Disney Plus?
What breed of dog is tramp? Schnauzer mixLarry Roberts
Can U Feel Flutters At 9 Weeks Pregnant?
Can you feel flutters at 2 months pregnant?
Quick Answer: Who Is Nicole Beharie Dating?
Is Nicole beharie married? Does She Have A Husband
Quick Answer: How Much Does It Cost To Study In Sweden?
How much is a good salary in Sweden? A family of four
Which Horai Is Good For Buying Gold?
Which is the cheapest place to buy gold? The top 5
Question: What Accent Colors Go With Brown?
Which Colours should never be seen together?

redpajama_set_name: RedPajamaCommonCrawl


Westport isn't actually a distillery, but instead a brand name under which Glenmorangie released their whisky to independent bottlers.When Glenmorangie sold casks of their whisky, they wanted to avoid direct competition. In order to achieve this they combined their whisky with that of Glen Moray so that the whisky could no longer be sold as single malt.
The two world famous single malts, Glenmorangie and Glen Moray, come together beautifully. The complexity and character of Glenmorangie is complemented with the subtle delicacy of Glen Moray.


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class RESO::ContactStatus < RESO::Enumeration
end

redpajama_set_name: RedPajamaGithub


The Shrinking Violet Body Wrap which is guaranteed to remove unwanted fat…and then keep on losing. Whether it's getting into that bikini or squeezing into that dress, a few inches around the waistline can make all the difference to your confidence. Shrinking Violet is an inch-loss system that has a clinical trial. It can help reduce up to 14 inches based on consumer tests, through reducing fat not water. That inch-loss goes on for 72 hours following the treatment and in conjunction with a healthy lifestyle those inches stay off.
Shrinking Violet is known as the loss leader for professional body wrap treatments in the UK. The solution is used as part of a painless, effortless professional process that can successfully remove inches in problem areas, such as thigh, buttocks and abdomen, helping to maintain your hourglass figure.
Shrinking Violet body contour wrap is clinically proven to work by a process known as lipolysis (breakdown of fat cells). This revolutionary 90 minute body treatment offers instant inch-loss results, leaving the skin softer smoother and toned. The Shrinking Violet Body Wrap is a pain free inch loss treatment that removes unwanted fat from all over the body, it does not rely on dehydration or water loss for its results.
The ingredients used during the Shrinking Violet wrap include an active phospholipid solution and pre-blended essential oils designed to reduce cellulite. These ingredients are able to penetrate the skin in seconds, resulting in a reduction of fat. The phospholipid solution consists of 20% concentration, 3 times more concentrated than most other wraps.
The heat generated from the wrap allows the active ingredients to penetrate the skin and work on the fat cells in the subcutaneous layer. The oil causes a biological change within the fat cell, resulting in the triglyceride to form into free fatty acid. The free fact acid are can then be easily removed by the body through the lymphatic system, however, it is essential that the client drinks lots of water (2 – 3 litres) following the treatment for 72 hours, this helps flush out the fat cells.
This process is also known as lipolysis, the process that involves hydrolysis of triglycerides into glycerol and free fatty acids. In short, it removes fat cells from the body via the lymphatic system. This painless, effortless process can successfully remove fat in problem areas, such as the stomach, thighs, buttocks, arms and legs, with the majority of clients using it to date losing 9 to 10 inches from their bodies in total.
Upon arrival at the clinic, your aesthetic practitioner will start by measuring your target areas, take photos and go through a consultation ensuring your understand everything and ask any questions you may have. You'll then be shown to a private treatment room and given a shower cap and disposable paper thong to change into. Now its time to get wrapped! The oil will be placed onto the skin and the practitioner will wrap you tight fro neck to ankle. Once you've been relaxing and all wrapped up for an hour, it's time for the big reveal. It really is that simple and instantaneous.
In just one treatment clients could see up to two inches disappear from their waistline – and with no sticky residue, it's perfect to offer this as a lunch-hour treat for those on the go. Some women have even dropped a whole dress size* after the first one-hour treatment, so this is also perfect to offer as part of a bridal party package. *Up to 2.5% fat loss.
contact us or book a free consultation.
Avoid alcohol, caffeine and fizzy drinks for 48hrs before your treatment.
Drink 2 – 3 litres of water a day for 48hrs before treatment.
Do Not moisturising your body on the day of your treatment.
Eat lighter meals on the day of your treatment.
Do not to shower, swim or exercise for 24hrs after the treatment.
Avoid alcohol, caffeine and fizzy drinks for 48hrs after the wrap.
Drink 2 – 3 litres of water a day for 72hrs.
Following a healthy diet and lifestyle to maintain your results.
Allergies – Clients with allergies to certain herbs, wheat, gluten or dairy should avoid treatments with these ingredients because they are absorbed through the skin. SOYA-BEAN INTOLERANCE.
Cancer – Cancer patients need to consult with their doctor, especially if they are taking certain medications or chemotherapy and are often advised to avoid body treatments.
Circulatory Disorders/Heart Disease – Clients with circulatory problems or heart difficulties should consult with their physicians prior to having body treatments performed since they boost circulation.
Diabetes – Some clients with diabetes can derive benefits from body treatments while others need to avoid body treatments including diabetics who are prone to sores and diabetes with the tendency to develop numbness in their extremities.
Edema – Clients with edema should obtain a medical release from their attending physician before body treatments but many can benefit from this therapeutic service.
Fever – Body treatments should not be administered to clients with a fever.
Herpes – Clients with herpes should avoid body wraps if the outbreak is active.
Hypertension/Central Nervous System Disorders – Clients should consult with their physicians prior to body treatments and mud treatments are usually avoided.
Inflammation/Infection – Clients should wait for inflammation to be reduced or infection to heal prior to body treatments.
Kidney Disorders – Clients with kidney disorders should obtain a medical release from their attending physician prior to having body treatments.
Lactating Women – Nursing women should obtain a medical release prior to body treatments to ensure they are in proper physical shape to endure all elements of the treatment.
Liver Disorders – Clients with liver disorders should obtain a medical release from their attending physician prior to body treatments.
Lupus – Clients should consult with their physicians because in most cases lupus patients are contraindicated from body treatments to avoid overtaxing their immune system.
Pregnancy – Most pregnant women can derive multiple benefits from body treatments but should have a medical release from their attending physician to ensure they are in physical shape to endure all elements of the treatment.
Skin Abrasion and Rashes – If the technicians is unsure of the rash or condition a clients has, they should not have body wraps.
Urinary Tract Infection – Often patients are contraindicated from body wraps during the acute stages of a urinary tract infection.
Wounds/Open – Clients with open wounds should not receive body treatments.
Does the Shrinking Violet Wrap cause side effects?
The treatment works on the fat cells only and does not affect any other structures in the skin. After a shrinking violet wrap you may pass more urine for a day or two. Side effects have not been reported for this treatment, however, if you are concerned then please contact us for more information.
When will I see results from a Shrinking Violet Wrap?
91% of clients see a reduction of up to 2 inches in their first treatment, although for best results we recommend combining this treatment with our other fat reduction treatments, such as fat freezing & Ultrasound Cavitation. If you do not wish to combine this treatment with our non-surgical fat reduction treatments we recommend 3 - 6 sessions.
Will the results from a Shrinking Violet Wrap last?
It is an excellent jump start to a new slimmer you. For the fat to come back, new cells have to form, which happens if a client continues to eat excess calories. Combine the Shrinking Violet with exercise and healthy eating for optimum results.
It depends, most clients require maintenance treatments once or twice a year after the initial course of 3 – 6 treatments. Just as an athlete continues to work out; once a desired fitness level has been achieved, you want to be sure that the fat which is removed stays away for good and your body remains toned and firm.


The Franciscan professor of theology, Bartholomaeus Anglicus (fl. 1220-1240), provided scholars with one of the first encyclopedias in the civilized world.
The exact birth and death dates of Bartholomaeus are not known. It is believed that he lived in the first half of the thirteenth century from 1220 to 1240, during which time he wrote his 19 volume reference work De proprietatibus rerum, a treatise on the natural sciences. It was organized as an encyclopedia and the work survived many translations including Spanish, French, Dutch and English, as well as numerous printings and handwritten manuscripts.
Bartholomaeus was also known as Bartholomew the Englishman or Bertholomew de Glanville. Born in Suffolk, England, he was an English friar who studied the natural sciences and theology at Oxford University, under the direction of Robert Grosseteste. Bartholomaeus went on to the University of Paris, where he taught theology. In 1224 or 1225, with fellow theology professor Haymo of Faversham, he joined the newly organized Franciscan order in Paris. Bartholomaeus continued to teach theology until 1231 when he was sent to Magdeburg, Germany as lector at the request of the minister general, John Parenti.
Educational opportunities blossomed in thirteenth century Europe with the appearance of two scholars: Bartholomaeus Anglicus of the Franciscan order and Vincent of Beauvais of the Dominican order. Each set for himself the goal of organizing and cataloging the knowledge of his time.
Vincent's book, Speculum majus was the larger of the two efforts, covering all knowledge to 1250. Bartholomaeus, on the other hand, focused his work, Liber de proprietatibus rerum (also referred to as De proprietatibus rerum) on the knowledge of all sciences of his time. The book is an alphabetical listing of trees and herbs, concerned primarily with their medicinal uses and values. Similar to the Speculum majus, Bartholomaeus treats each topic with theoretical considerations.
De proprietatibus rerum consists of 19 books in 400 manuscript pages, organizing the subjects of astronomy, botany, chronology, geography, medicine, mineralogy, philosophy, theology and zoology. It is considered by many to be the first important encyclopedia of the Middle Ages. De proprietatibus rerum was the first to combine the works of Arabian, Greek and Jewish physicians and naturalists into one reference work. Bartholomaeus cited the works of Aristotle, Isaac Medicus, Hippocrates, Theophrastus and the Arabian, Haly.
De proprietatibus rerum was extremely popular, with many manuscript copies made and distributed throughout Europe. In the fourteenth century, it was translated into many languages. The Occitan version was dedicated to Gaston Phoebus, Count of Foix and in 1372, Jean Corbechon translated a copy into French for Charles V. More than 43 copies of Corbechon's translation have been identified. The National Library at Paris currently possesses 18 copies. De proprietatibus rerum was kept in manuscript form for over 200 years and was the accepted reference work for those studying the natural sciences. John Trevisa produced an English translation in 1398 entitled Properties of All Thyngs. This translation was a source of information for numerous writers of the time, including William Shakespeare. Students at the University of Paris, as well as lay people, had access to the work and Bartholomaeus was considered to have exerted considerable influence on the world in which he lived.
Bartholomaeus' contribution to education is undeniably one of the most important in history. Although by today's standards, his work barely scratched the surface of the world's collective knowledge of natural history, it represents one of the best references to life in the Middle Ages. It is through this door that we learn a great deal about how people survived during these times. It provides an understanding of numerous aspects of life in twelfth and thirteenth century Europe. The large number of copies made available to students and scholars alike is a testament to its importance.
Although his exact death date is not known, Bartholomaeus is believed to have died in France in the middle of the 13th century.
"Bartholomaeus Anglicus." YourDictionary, n.d. Web. 09 April 2019. <https://biography.yourdictionary.com/bartholomaeus-anglicus>.


text:
Yvretta är ett släkte av fjärilar. Yvretta ingår i familjen tjockhuvuden.

Kladogram enligt Catalogue of Life:

Källor

Tjockhuvuden
Yvretta

redpajama_set_name: RedPajamaWikipedia


Cappadocia is most famously known for its beautiful sunrise balloon flights but it is also known for the unique cave hotels. There are many cave hotels situated in Cappadocia but one of the most famous is Museum Hotel. From the many Instagram photos, you can see why. It is is situated in Uchasir, the highest point in Cappadocia and features incredible views. Museum Hotel is the only Relais and Chateau property in Turkey and has been awarded the Best Luxury Boutique Hotel in Europe by the World Luxury Hotel Awards.
Arriving at Museum Hotel, you are presented with the most amazing view and the prettiest infinity pool, which is heated to a lovely temperature. The hotel is very unique in that it feels as though you are living in an actual museum; there are vases, statues and pots placed around the property and behind glass in the rooms are relics of ancient Cappadocia. Each room has its own theme. We stayed in room Kandili which means candle and it was gorgeous. It features the comfiest king sized bed, a sitting area which features incredible views and a very lovely bathroom.
As you explore the hotel you will encounter a family of turtles in the turtle garden, a group of majestic peacocks and pigeons.
Although Museum Hotel, is not the cheapest in Cappadocia, it is truly is a unique hotel and needs to be experienced if your budget can stretch it. Breakfast is included and has lots of many options. It is a buffet style with an egg station and even a traditional bread stove.
Museum hotel is like no other hotel that we have stayed in. It oozes luxury and the service is second to none. We loved the decor of the hotel but our favourite part of the hotel has to be the infinity pool. It is warmed to lovely temperature so even if it is cold outside, like it was when we visited in May, a swim in the pool was perfect and so relaxing.
Although we received a discount on our room rate, all opinions are our own.


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Mediaset builds on partnership with ProSiebenSat1 with $380 million share purchase
Tim Westcott | Ryan Doherty | May 30, 2019
Mediaset has acquired a 9.6% stake in Germany's ProSieben.Sat1, in a move it describes as 'an investment in the future of European free-to-air television'. Yesterday's acquisition of shares on the open market also gives the Italian group a 9.9 share of the voting capital. Based on the closing share price, the investment would be worth around €340 million ($380 million).
Comcast makes its offer for Sky official
Tim Westcott | Erik Brannon | April 25, 2018
Comcast has made a formal offer for Sky, valuing the UK-based satellite operator at £22 billion ($30.7 billion). Today's official offer of £12.50 represents a premium of more than 16% over 21st Century Fox's offer for the 61% of Sky it does not own. Sky's independent board of directors has this morning withdrawn its recommendation of the Fox bid, making a battle for ownership of Sky between Comcast, Fox and possibly Walt Disney Co, seemingly inevitable.
Leading Polish video portal by Onet.pl has discontinued its subscription service VOD+
The Polish online video portal VOD.pl has ceased activities of VOD+, its subscription video on demand (SVoD) offering, 31 January 2017.
Netflix pursues Polish market
Netflix has identified Poland and Turkey as its next targets for service localisation, and in Poland has already introduced local pricing. Previously available for €7.99, €9.99 or €11.99 a month, it is now respectively priced at PLN 34, PLN 43 and PLN 52.
Amazon Launches Amazon Video Direct with Flexible Business Models for Content Owners
Merrick Kingston | May 12, 2016
Amazon has launched Amazon Video Direct, which allows video content owners to specify a range of different business models to generate revenue from their content. Content rights are also granted to Amazon on a non-exclusive base, meaning that videos can be used on, or taken from, other video platforms associated with content owners.
Netflix goes global in one fell swoop, launching in 130 new territories
Netflix has executed its global expansion plan by launching in 130 new territories simultaneously. The online-video streaming giant made the announcement at the CES conference and trade show in Las Vegas on 6th January 2015. The US company, which launched its streaming service in the US in 2007, now claims to be available in almost every country worldwide, with exceptions including China, Syria and North Korea. The service has added Arabic, Korean, Simplified and Traditional Chinese to the selection of 17 languages it already supported, bringing the total to 21.
How Shopping apps and services add value to mobile ecosystems
Jack Kent | November 27, 2015
Apple's addition of a new Shopping apps category underscores the importance of apps for mobile retail and commerce. Players across the mobile ecosystem including Facebook, Amazon, Google, and Tencent are revamping their mobile shopping efforts to drive their core businesses.
Sky aims to re-establish itself as innovation leader with new Sky Q platform
UK pay TV market leader Sky today unveiled a new suite of premium products, grouped together under the Sky Q brand, designed to offer the most complete and joined-up TV viewing experience possible. The service will be made available to the operator's satellite customers in the UK and Ireland in early 2016.
Sky maintains online advantage with pan-regional European HBO content deal
Sky and HBO have announced an expanded pan-regional output and production partnership which will make first-run HBO content exclusive to Sky in Germany, Austria and Italy–effectively bringing these territories in line with the UK and Ireland. This is the first pan-regional content deal negotiated by Sky since the launch of Sky Europe (Sky plc) in 2014, which effectively combined an audience of 20 million pay TV subscribers across these five countries.
Central and Eastern European TV Advertising Market Monitor
There has been a range of performances in the diverse group of the 14 CEE countries in 2014. The majority of the countries noted a positive growth (10 out of 14) with the highest growth rate achieved by Hungary. Four of the ten markets contracted in 2014: Ukraine, Slovenia, Bulgaria and Lithuania. As in the previous years, the top three largest markets were: Russia, Turkey and Poland. The smallest markets were the Baltics: Estonia, Latvia, and Lithuania. This market monitor focuses on the current trends in TV ad markets of Central and Eastern Europe, highlights changes in the TV landscape across the region and provides the ground for potential growth.
Poland's TVN launches original commissions for Player.pl service
Tim Westcott | October 07, 2015
Polish broadcaster TVN is pushing further into online with an investment in five original series. The first series, a Polish version of US comedy Web Therapy, will launch on TVN's Player.pl service on 21 October. Speaking at the Mipcom TV market in Cannes this morning, TVN executives said the 10 episode series will cost 1 million zlotys ($266 million), a similar budget to one of its traditional linear TV series. Between Q4 this year and Q1 2016, TVN will also debut two reality series, Lip Sync Battle and Start U Up, documentary series My Love Story and drama co-production Cape Town.
Video Advertising in Europe: The Road to Programmatic Ubiquity
Video programmatic revenue in Europe has grown almost twenty-fold from €22m in 2012 to €375m in 2015 and will achieve €1,920m by 2020. By 2020, more than half of all video advertising revenue will be generated programmatically.
Sports Rights: Operators Evolve the Pay TV Proposition as Costs Go Up
Premium sports rights remain of crucial importance to many pay TV operators' businesses, for building and retaining customers of multiple products, not just TV. Rising costs are putting increasing pressure on service providers to maximise the value of rights, though. Innovating sports broadcasting for traditional pay TV customers is essential, but operators must also seek growth by unbundling access to their sports content, via more-flexible, standalone over-the-top (OTT) video services.
IAB Europe Adex Benchmark 2014
The IAB Europe AdEx Benchmark report, produced in collaboration between IAB Europe and IHS Technology, is the definitive guide to the state of the online advertising market in Europe. Now in its 9th edition, the IAB Europe AdEx Benchmark report provides a comprehensive perspective on online advertising spend across 27 European countries. It offers a status quo and historical perspective on the size of the European market as whole, as well as like-for-like comparisons between the constituent markets. It covers display, video, mobile, search and classifieds & directories.
Adex Benchmark 2014
At Interact Congress 2015 in Paris, Daniel Knapp and Eleni Marouli presented IAB Europe's Adex Benchmark, an annual survey of online advertising spend in Europe. The research enables like-for-like comparison of 27 European online advertising markets across display, video, mobile, search and classifieds & directories.
Which future for TV?
At the 2015 Private Television in Europe conference in Brussels, Daniel Knapp presented a keynote speech on the future of commercial TV. This presentation provides a perspective on channels, production, audiences and the re-architecting of the TV industry through ad tech.
Football rights go through the roof, again
Tim Westcott | February 20, 2015
The latest auction for rights to the Premier League, which saw a 70% increase in the value of live rights from 2016/17, underlines the continuing importance of premium sports in driving pay TV. If there were any doubts about whether Sky could maintain its leadership of the UK pay TV market without exclusive rights to the league, they were removed by Sky's willingness to hike its contribution to the new deal by 85% to prevent rival BT from increasing its share. The question now is how Sky will fund the new deal, and how BT's pay TV strategy will be affected. The report also compares the UK to five other European markets to identify where live league football sits among the offerings of the leading pay TV platforms.
Android TV and programmatic TV advertising: the role of broadcasters
Android TV does not have a fixed role in the programmatic TV landscape today. In the emerging ecosystem, it so far is not being considered at all. IHS expects Android TV to have a support function, mainly for the purposes of data and analytics once it gets plugged into Google's programmatic efforts. Yet mid- and long-term, the role of Android TV can change.
Frosty times for Russian pay TV
Pay TV operators and channels operating in Russia are facing changes in regulation which are certain to affect negatively their business over the next two years: an amendment to the media law restricting foreign ownership of Russian media companies which came into effect at the beginning of the year, and a ban on advertising on pay TV channels.
Sky reports Q4 customer growth in first combined set of results
Across its three key businesses, Sky ended 2014 with an increased retail customer base of 20,607,000 – up 4.3% on Q4 2013. The entire pay TV group also experienced 4.9% year-on-year growth in subscription revenue to £4,842 million (€6 million) for the six months ending 31 December 2014. The group's results were boosted both by strong performance in the UK and Ireland and the addition of its German and Italian businesses.


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First, let's wrap our eyes around the colour, I know, I know – what can I say – this should be on the menu at a Pretty in Pink reunion or a Pink Panther party or at Pink's birthday or at the Pink Lounge on the Disney Dream! Ok, I'm over it – well, not really – but we have to move on! Roast a few beets (and I dare say, you can also make this with drained, canned beets), peel 'em, grate em, whip together a simple sour cream dressing using the flavours of borscht and voilà – another dip to bring to the party.
And a word about borscht or borsch or bortsch or borstch or borsh or borshch – a classic Russian/Ukrainian/Polish/Latvian, let's just say Eastern European soup, with as many variations as apparently there are spellings! Some have meat, some have cabbage, some have potatoes, some are hot, some are cold, some are chunky, some are smooth – I could go on, but I won't, 'cause we could be here awhile. Most have sour cream and lemon juice, and all have beets – so on that note, I roasted a few beets, was about to make borscht and became inspired by it instead – meet the product of my inspiration!
So in an attempt to keep it real, and not muddy the proverbial dip, I've stuck to the classic ingredients – beets, sour cream and lemon juice, along with a few supporting players like plain yogurt, scallions and chopped parsley. Oh don't you worry, my dip-muddying days are alive and well and headed to a beet dip near you, like how about grated hard-boiled egg, cooked potato, apple, carrots, diced green peppers, chopped dill, horseradish, garlic – not to mention what's hiding in your stash of herbs & spices: cumin, coriander, curry, smoked paprika, thyme, dill, oregano – I'll go there next time. I kinda had to stifle myself – 'cause when you're crazed, the less-is-more concept can be a concept we skirt, like issues – never mind, this is fantastic – tastes like borscht and lasts slightly longer 'cause it's not in a bowl I can just pour down my throat! So be inspired, surround it with dippers and before I go, beets are as good for you as a good night's sleep! Nighty, night!
1. Roast and peel a few beets. Leave them whole, they're much easier to grate. As you can see, I was going to make soup which explains why my beets aren't whole. Do as I say, not as I did!
3. Keep grating until you have 2-3 cups of grated beets.
4. Start the dip – sour cream/plain yogurt combo.
5. Juice a lemon and slice a couple of scallions.
6. Grab a bunch of parsley.
7. Rinse a few sprigs.
9. Stir it all into the sour cream and yogurt – scallions, parsley, lemon juice, s & p.
10. Now comes the fun part – the grated beets!
11. Stir them in gently.
12. Until it looks like this and hit it with a few shots of heat.
13. This is my tester bowl – finish with a few diced beets and chopped parsley – completely optional! The diced beets & parsley, not the tester bowl!
14. And this is my borscht-inspired beet dip ready for its' close-up! And if you prefer smooth – put the whole lot in the food processor and pulse a few times.


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This new release from ÌFÉ and founder Otura Mun is absolutely raw & on fire. A perfect slice of modern day roots music out of Puerto Rico. As you'll hear on the A-Side 'Album Version' of 3 Mujeres, it's a sinister touch of future without going some place completely different or too far, it's grimey both in a roots and a future steeze with it's combination of Afro-Cuban percussion and it's top layer of simple synthesized chords and filtered twists. You didn't know you wanted it, then you can't get enough. B-Side 'Raw Version' is the perfect companion, as the percussion and vocals are left untouched. White Vinyl.


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Jan 13, 2022 - Politics & Policy
Dems frustrated with Biden's Omicron response
Sarah Mucha
Reps. Tim Ryan and Elissa Slotkin. Photos: Tom Williams/CQ Roll Call (left); Caroline Brehman/CQ-Roll Call via Getty Images
Fed-up Democratic lawmakers are prodding the Biden administration to do more to contain COVID-19.
Why it matters: The outreach reflects building pressure from constituents left confused and wary by shifting and conflicting guidance — a black eye for an administration that ran on its competence.
Driving the news: Democratic Reps. Elissa Slotkin of Michigan and Tim Ryan of Ohio are urging President Biden to purchase and distribute domestically manufactured KN95 masks to any American household requesting them.
They would be paid for with previously allocated COVID-19 funds.
In a letter seen first by Axios, the pair writes the nation is at a "crossroads" in the fight against the coronavirus.
"We strongly encourage the administration to take the opportunity to prevent further loss of life ... by leveraging the federal government's substantial authority to prioritize American-made masks and PPE," they write.
The details: The lack of readily available rapid testing, particularly before the recent holidays, is also among the chief concerns detailed by aides and members. Another sore spot: changes in the CDC's guidance.
Over 40 members of the House and Senate wrote a letter to the president Monday calling on the administration to expand COVID-19 rapid testing.
White House press secretary Jen Psaki conceded to reporters this week the administration was "not where we needed to be" in terms of testing supplies.
A White House official later cited the administration's vaccination and COVID-relief efforts, adding: "We're honest about the challenges we face and continue to address them with Congress, which is why we're heartened by the praise we've received on announcements today, while continuing our work to manage a once-in-a-generation pandemic."
What they're saying: Rep. Cori Bush (D-Mo.) tweeted on New Year's Eve: "Free at-home and in-person COVID-19 tests. Free N95/KN95 high-quality masks. For every person in our country. For whenever they need them. For the duration of the pandemic. This is not complicated."
Rep. Katie Porter (D-Calif.) retweeted a tweet from Capt. Joe DePete, president of the Air Line Pilots Association, who criticized the CDC for cutting the quarantine time for those who've tested positive for COVID-19 from 10 days to five.
He argued pilots shouldn't feel pressured to fly unless they are medically fit to do so, saying the ALPA "will not allow corporate interests to replace the good judgment pilots show daily in making decisions about whether they are healthy to fly."
Will McKelvey, former health policy adviser to Rep. Ro Khanna (D-Calif.), criticized the CDC for not requiring a negative rapid test after its new five-day quarantine period.
He labeled it "disappointing, but predictable due to the shortage of rapid tests."
McKelvey added: "This shortage could have been avoided by focusing on approving and distributing inexpensive paper-strip tests, like more than a dozen Congress-members pushed for in 2020."
Editor's note: This story has been updated with additional White House comment.
Concerns grow over CDC's isolation guidelines
Illustration: Aïda Amer/Axios
New data suggests that people with the Omicron variant frequently stay infectious for longer than five days, raising concerns about the CDC's updated isolation guidelines.
Why it matters: Experts say the issue could be resolved by using rapid tests to determine whether it is safe to exit isolation, but the CDC has not recommended a negative test as a condition to end isolation.
24 mins ago - Health
Updated 1 hour ago - Politics & Policy


Strengthen the integral management of the Lake Yojoa sub-basin based on technical and environmental studies, and agroforestry awareness and extension strategies, to contribute to the conservation of water resources and environmental conditions for the generation of hydroelectric power for the benefit of the population.Specific objectives: 1. Determination of the baseline through the development of technical studies: water balance, bathymetry, and water quality and sources of contamination; 2. Development of a Community Awareness Strategy Plan and Agroforestry Extension; 3.Comprehensive strengthening of the Watershed Management Unit of the ENEE generation company.


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Wealth Management Team
Economic Update for September with Sean McCreery
Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market.
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Man: Welcome to the "What Matters Most," podcast presented by First United Bank & Trust. That's My Bank. Visit us today at mybank.com.
Eric: Hello, and welcome to "What Matters Most," a podcast all about finances, community, savings, and security for you, your family, and your business. This podcast is brought to you by the helpful folks at My Bank, First United Bank & Trust. I'm your host, Eric Nutter. And in today's episode, what matters most is our monthly economic update. And for this helpful discussion, I'm happy to be joined again today by Sean McCreary, wealth investment officer from the wealth management department of First United. Good morning, Sean. How's it going?
Sean: Good morning, Eric. It's going good so far.
Eric: Good. So you're hanging in there. You're still working from home?
Sean: Yup.
Eric: Yeah. So how's things been?
Sean: It's been good. And luckily, the market has been nice to us through the end of August but things have went well. Getting used to working from home.
Eric: Yeah, me too. Well, as is tradition with our monthly economic updates when we talk with either Brad or Megan or yourself, we kinda touch on a couple of different points. We start off with, you know, especially since we started kind of doing this in this format, the coronavirus has been with us the entire time. So we start off with what's the…give us the bad news first, then we'll get into the positives in the market and then get into your final thoughts. So kick us off with the negative impacts in the market right now.
Sean: Okay. Yeah. And I mean it's kind of why we frame it this way is just because at this time, we kind of think within at least the economic data and the economic news, the negatives kind of outweigh the positives right now. So, of course, in the path of the COVID-19 virus really remains kind of the most important economic growth driver over the next most likely 12 to 18 months and how the uncertainty from it really continues to be a headwind for the economy. News thought headlined and kind of followed the virus hotspots as they migrated again, originally from coastal states to Southern Midwestern to kinda Sun Belt States and then kind of the newly hot Midwest.
In overseas, Europe is beginning to see somewhat of a second wave with cases rising to levels last seen in April. Similar to the U.S., as we've seen most recently, it tends to be with the kind of the younger population. And at least more recently it has been less deadly with that second wave in Europe and the most recent kind of hotspots here in the Midwest. But a lot of non-Asian emerging markets such as India and Brazil kind of are still struggling with a pretty deadly first wave. So it continues to kind of be one of the things we're monitoring and we continue to hope for a vaccine.
A lot of our research partners are kind of looking at that first quarter of 2021 as kinda when many expected a vaccine to come to market but we'll see. Again, I mean, as a reminder with the most recent coronaviruses that the globe kind of dealt with in the early 2000s with SARS and MERS, there was never a vaccine actually created for those. Similar to what we have thus far, are some therapeutics to help deal with it but no vaccine.
So, of course, COVID is the kind of the main driver right now, and a lot of uncertainty around it. Next kind of we look at the job market and I kind of split this into two parts because there has been some recovery but it's still so from pretty ugly numbers. So the part I have kind of negatives as initial jobless claims, which comes out on a weekly basis. Most recently fell by 130,000 to a seasonally adjusted 801,000 in the last week of August. So 881,000 new people receiving jobless claims or unemployment and continuing jobless claims.
So people that have already receiving benefits and remain receiving benefits fell to a seasonally adjusted 13.25 million in the week of August 22nd from 14.49 million in the prior week. So that is a little bit of a lag there but still very high levels and a lot of it, again, due to the virus. The thing that we're really kind of paying attention to now is the Congress has been able to pass a new fiscal stimulus bill after the CARES Act, which had the extra unemployment benefits and some other support measures expire there at the end of July.
We're kind of waiting to see how the economy and specifically since we are kind of a more consumer-driven economy, how the consumer deals with the high unemployment, those lessened unemployment benefits as we go forward from July. And so far we are seeing consumer confidence somewhat down reflecting that and also reflecting some of those hotspots that have popped up recently. And also, we've seen retail sales still be subdued here through the month of August. Though it had a pop there in June, sales rose positively but only at a 1.2% level in July, missing the consensus call for a 2% growth level. And we saw August basically at a flat level.
So we'll see how that continues and how that goes forward especially as…I mean typically, we get that kind of back to school spending taking place, we'll see if that actually took place and then obviously we start to get into the holiday season. So the hope is that the consumer, as we've seen from a lot of the parts of the economy, has been fairly resilient. Hopefully, that resiliency remains but we'll see.
The next thing that we're kind of keeping track of is U.S-China relations. They really remain strained president…complete decoupling from China. This was kind of expected for us. We continued to expect through at least November kind of the rhetoric back and forth between the two countries to be heightened just because the tough stance on China is kind of one of the president's more important features of his reelection bid.
So one thing that we have continued to kind of really keep track of is the trade negotiators and the commentary from both sides, China and the U.S. and to kind of make sure that that phase-one trade deal remains intact. And thus far the most recent commentary is just that that so far U.S. has been happy with the amount of purchases of U.S. goods that China has made. And so far the phase-one trade deal remains intact but still heightened strained relations there.
The next thing that we're really keeping a track of has to do a lot with our fixed-income side of the portfolios and the tax-free bonds that a lot of our clients have is the state and local government finances, which really continue to deteriorate sharply. The expectation was in the next fiscal package was to see a decent amount of support for state and local governments. The Congress has not agreed on that yet and because of all the unemployment, the state and local government are receiving reduced revenue because of lower tax revenues. So we're kind of keeping track of that.
So far we haven't seen anything largely impactful, but as time goes on, state and local governments, one of their biggest expenses is headcount. So they don't have that extra support. Unfortunately, they might have to start laying off a large amount of people. So that's a potential headwind, again, for the labor market kind of heading into the fall and winter that we could be dealing with if there's no more support extended for state and local government finances.
Eric: Right.
Sean: The kind of big thing and what's kinda talked about with the amount of spending that the government is laying out right now is that June's budget deficit alone reached $864 billion nearly as large as all of 2019. And recently rating agency, Fitch, revised its U.S. outlook for its kind of rating of U.S. treasury bonds or federal bonds, government bonds to negative. It estimates that federal debt will exceed 130% of GDP by 2021.
That level not too long ago was where Italy kind of was. A lot of people described that as a potentially dire situation. So that is a concern for us and something we will have to deal with later, most likely by higher taxes or reduced spending or both. But so far, the government spending that has taken place we think is needed to kind of bridge the gap while this pandemic is going on but we will have to pay for it later. And it could cause a higher inflation at least over the medium to longer term. Currently, we're worried a little more about deflation but something to definitely keep an eye on.
Eric: Right. Certainly a lot of concerns in the market. Do we have positives to talk about?
Sean: Yeah, we do. We definitely do have positives. Obviously, we had seen good recovery by the markets, overall. And a lot of that has to do with… What I keep saying to our clients and our teammates is that if you were to chart a lot of this data, we did along with the markets, we made a bottom there in late March. And it's kind of been trending up into the right as we go along here. And similar with that to the labor market, it continues to heal but again, from very bad numbers and we're still at very bad numbers. So the U.S. did add 1.37 million jobs in August and the unemployment rate fell for the fourth straight month to 8.4%. So the economy has now regained nearly 50% of the jobs lost between February and April.
So we continue to see gains there but we would say with those, kind of the support from the….the fiscal support from the government still being discussed in Congress. The next phase, the next few months should see…it won't be easy to reduce that unemployment rate from that near 15% where it was to that now basically 8.4%. It won't be nearly as quick as a recovery as these past months. So it'll be much more of a struggle. But we're continuing to make gains. We're continuing to show those signs of healing.
The next thing we look at is the Institute of Supply Management, their manufacturing and service indices. Basically, what this Institute of Supply Management does, they go out and survey the executives from companies, and they kind of split it into the manufacturing and services areas, which we would typically say service is about 70% to 75% of the economy and manufacturing is about 25% to 30% of the economy. So what this is, is the diffusion index. So if it's above 50, it's showing expansion. If it's below 50, it's showing attraction.
And why we look at this is this is one of the few kind of forward-looking indicators that we can look at. A lot of the data we look at is more rear-facing, rear-looking. You're looking at what happened in the past. So this is one of the few forward-looking indicators. And in the most recent month of August, it did remain in expansion territory. And actually, both sides, manufacturing and the service index are showing what we call exceptional growth levels, which is above 55%.
And again, anything above that 55% correlates with GDP growth of 5% to 6%. So that's not saying we'll get that from the most recent quarter though we do expect a nice pop-back in GDP from that poor second quarter. But if we were to get a whole year of these indices remaining at these levels, that's kind of where we would expect a GDP growth to be at in a normal year. This is definitely not a normal year.
So a lot of the indices and the numbers kind of that make up those overall indexes are stuff like new orders, production, a backlog of orders, new export orders. For both manufacturing and the service index, those are all at very high levels at 60 or above, or at least above that 55% level again, basically deemed exceptional growth. What we look at in each report is kind of the commentary from the people that are given these questionnaires. And overall, they're really generally optimistic. They still have concern about the path of the virus. And a lot of this kind of depends on what industry you're looking at.
Obviously, if you have kind of the entertainment, the social industries where you need large amounts of people to really have good business, those industries are still saying dire things, that they need more support. But for the majority of them, most commentary is generally optimistic. They're seeing more demand. They're seeing a recovery in demand. And though the going forward is uncertain, they are seeing better things going forward and continue to see good orders and good demand for their products and services.
And then the final thing, the thing that has kind of been the bright spot of this recovery from the March lows has been and kind of continues to remain the housing market and especially new single-family homes. The most recent homebuilder confidence metric that we saw actually jumped by 6 points to 78 for August. And this is the highest level that this home builder confidence survey has been in the 35-year history of the survey series matching a record set in December of 1998. So the low rates and even though prices for homes have gone up because of this high demand with low rates and low inventory, home builders continue to be positive. And this is only one of many data points about the housing market that continues to be fairly positive.
We've kinda been hoping that we get some better news over this kind of last recovery from the great financial crisis. And the home building area just never really kinda got to the past levels that we had seen. But now it is starting to look very good and we hope it can kind of lead us out of this recession.
Eric: Wow. All right. Well, Sean, what about final thoughts? So like, how do you wrap up all of these disparate thoughts that we've got going on here, the negatives and the positives? What are your feelings there?
Sean: So, I mean, we kind of say, "Okay," well, we've seen this recovery in the markets and really the kind of broad rally and markets continued for August and really supported by central banks, not only here in the U.S. by the federal reserve but central banks around the globe being fairly accommodative. The bulls clearly remain in control. The path of least resistance for the markets remained higher, this consecutive month of positive returns following so often the first quarter. With a lot of this economic data, the fascinating thing is it has kind of continued to steadily and repeatedly outperform expectations actually based on several different ways to measure this outperformance. The last three months has actually seen one of the best runs of economic data relative to expectations that we've ever seen.
The question, I mean, really for us at this point is with Congress not passing more fiscal support, will the consumer and really this economic recovery we've seen this far be able to continue? Or will the still high levels of unemployment and uncertainty surrounding the path of the virus erode the gains that we've seen thus far as we enter the following winter? So currently at this stage, I mean, in our portfolios, we remain pretty conservative, neutral to modestly underweight equities, basically a neutral position on fixed income, neutral on cash.
We believe that kind of balances the young and fragile economic recovery and the historical monetary accommodation that the central banks around the globe have given with the kind of looming political uncertainty coming in in the beginning of November and the kind of the constant unfolding of the coronavirus story. So we're still staying pretty conservative. We continue to like what we see in this recovery but we think there's a lot of uncertainty out in the market and we're still playing it staying pretty cautious.
Eric: Yeah. Well, Sean, we actually do have a listener question that came in that we were hoping we could get your thoughts on. A listener mentioned that they heard the Federal Reserve was making a shift in policy. Can you give us an idea of what that change is that the federal market committee is making?
Sean: Yeah. And I think what that listener is commenting on is the most recent, is usually a bunch of central bankers and economists going to Jackson Hole at the feds annual symposium. They actually did that virtually this year. And the fed chair, Jay Powell, gave his typical speech and kind of commented on the shift in policy that the fed was making. So overall, they really can't change their overall core drive, which is kind of maintaining low unemployment and steady prices. That's, like, their core, their dual mandate, low unemployment, and steady prices. They kind of say that as they want to see inflation near that 2% range.
The small shift that they did was what they are calling…agreed to a policy of average inflation targeting. So basically what this is, is they're saying because inflation has been below their 2% target for some time, if they were to see unemployment get to that very low level, what the economists kind of call full employment, which is there's no real technical level of it, but they kind of say down to that 3% to 4% level of unemployment instead of kind of proactively starting to lift rates. Because the thought is if once unemployment gets so far we'll start to see inflation. They're not really going to start raising rates until they truly start seeing that inflation come.
They might actually, because of the average inflation targeting, let that inflation run a little higher above 2% [inaudible 00:23:19] for all the amount of time we've had recently of below 2% inflation. So to us, the main thing that we focus on here is kind of what does that mean? What are they really saying there? And to us, that means that they're going to…they remain at their lower bound for their depository rate, the 0% to 0.25% for a, long, long time. They're kind of committed to that while we're in this uncertain economic environment. They're going to leave it there and it most likely won't raise it for quite a while.
And so to us, that allows us in our management of the fixed income portion of our client's portfolios to go a little longer out on the maturity range to get a little more yield. But we are careful because inflation can come at any time and it could be a few months, it could be a year. And once they see that inflation, they're running above that 2% level, they will start to hike rates. So to us, again, it just means that they're going to remain accommodative for quite some time by keeping the rate that they control at that lower bound for a longer time.
Eric: Got it. All right. Well, Sean, thank you so much for joining me and providing such helpful insights to our listeners. If anyone has questions like our listener that had the question about the Federal Reserve, or if they want to learn more, what's the best way they can reach out and get the support they need?
Sean: I think the biggest way is going to our website. There's more of other ways to contact us but I would say go to our website. There's a lot of information there, audible ways, contact us and then questions you can ask just there on the website.
Eric: Great. All right. Well, thanks again. I really appreciate it. And that brings us to the end of our show. You can always find more episodes by visiting mybank.com/podcast or find us on your favorite podcast app. And we're on basically all the podcast apps now. So you can subscribe there. You can also leave us feedback. Ask a question for someone like Sean or any of our other guests that we've had, or request a topic for us to discuss by sending an email to podcast@mybank.com. And finally, if this show has been helpful for you, you can help us by leaving us a five-star review on one of those podcast services.
Reviews help spread the word and allow more people to find and tune into this podcast to get the helpful information that we're providing. We're so thankful for you to be listening. We'll be back next week with more helpful content. But until then, we wish you the best in focusing on what matters most to you.
Woman: This document is a general communication being provided for informational purposes only. It is educational in nature and not designed to be taken as advice or a recommendation for any specific investment product, strategy plan, feature, or other purpose in any jurisdiction. Nor is it a commitment from First United Bank and Trust or any of its subsidiaries to participate in any of the transactions mentioned herein. Any examples are generic, hypothetical, and for illustration purposes only. This material does not contain sufficient information to support an investment decision and should not be relied upon in evaluating the merits of investing in any securities or products.
In addition, users should make independent assessment of the legal regulatory credit and accounting implications and determine together with their own professional advisors if any investment mentioned herein is believed to be suitable to their personal goals. Investors should ensure that they obtain all available relevant information before making any investment. Any forecast, figures, opinions, or investment techniques and strategies set out are for information purposes only based on certain assumptions and current market conditions and are subject to change without prior notice. All information presented herein is considered to be accurate at the time of production but no warranty of accuracy is given and no liability in respect of any error or omission is accepted.
It should be noted that investment involves risks. The value of investments, and the income from them may fluctuate in accordance with market conditions and taxation agreements and investors may not get back the full amount invested. Both past performance and yields are not reliable indicators of current and future results.
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Sometimes a place is just one thing--a bakery, a lunch spot, or a bar--but sometimes a restaurant can encompass much more than just ONE type of place. Sour Duck Market is a bar, eatery, and bakery all in one location. It even has three different, distinct areas to serve all those needs!
I first went to Sour Duck to meet someone for a happy hour (from 2-6 p.m. Sunday-Thursday) and totally blanked on ordering the $6-burger everyone keeps raving about. (If you've seen the Big Bite Out logo, you probably have some sort of guess that I adore burgers), but I DID enjoy a $6-draft Paloma that was lights out delicious. When you first walk up to Sour Duck, it can be a little confusing (especially if you park in the back). There are two different buildings and a beer garden separating them. One is the bar and one is the bakery/market. You can order from anywhere on site and carry a number around with you, so that if you order a beer or a baked good you can get your order.
For my second time at Sour Duck, my boyfriend and I sat in the bar building (we're not huge outdoor eaters unless it's a perfect 75 degrees out) to grab a quick bite. He'd be a little iffy on Sour Duck since he's pescetarian and the menu never appealed to him. But, after I left my initial happy hour visit, I picked up a slice of fig upside cake to take to him, and he was pretty sold after that.
We split an appetizer of the pressed melon, which was bright and vibrant with a little kick of chile peppers. He went for the Smoked Mushroom Muffaletta as he was in the mood for a big ole sandwich and loved the classic muffaletta flavors with a veggie-friendly twist. The bread, of course, was super spot-on.
When we went on a Sunday, I was feeling super fat and bloated from a couple of days of over-indulging, so I ordered the Tomato and Korn salad with heirloom tomato, watermelon, feta, shishito, and crunch croutons. I ordered shredded chicken to make it a full meal. It was like summer threw up in a salad (I mean that in the nicest way!). It had so many sunny flavors, and the chicken was super tender and moist. It was a refreshing meal, for sure.
After we finished our meal, we moseyed over to the bakery building to ogle the goods. Since it was dinner time, a lot of things were already sold out, so I went with a butter swirl cookie that was flavored with peaches and chevre, and the BF went classic with a buttery chocolate chip cookie. You're doing yourself a disservice if you don't at least LOOK at the case. Seriously, just get a treat to go if you're full. They also have three soft serve flavors that rotate (a brownie batter caught my eye during my visit).
So, whether you want to grab a glass of wine, a beer, or a cocktail in the beer garden patio, eat a burger at the air conditioned bar, or are just looking for a cuppa joe and a cookie, Sour Duck Market fills all those bills!


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Home / Industry / Banking / Uday Kotak says Indian banks need to wake up on payments
Uday Kotak says Indian banks need to wake up on payments
Veteran banker Uday Kotak. (Mint)
2 min read . Updated: 03 Dec 2021, 03:15 PM IST Shayan Ghosh
Indian banks have allowed the growth of unified payments interface payments essentially being monopolized by two players – Google Pay and PhonePe – who have got 85% market share, Uday Kotak said
Mumbai: Making a case for Indian banks to protect their turf from consumer tech companies, Kotak Mahindra Bank chief executive Uday Kotak on Friday said bankers have been short-sighted on the payments business in the last couple of years.
"I am not against competition," Kotak said at the Infinity Forum organized by International Financial Services Centres Authority and Bloomberg.
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Indian banks, he said, have allowed the growth of unified payments interface (UPI) payments essentially being monopolized by two players – Google Pay and PhonePe – who have got 85% market share.
He believes that this loss of market share is a wake-up call for Indian banking. "Wake up or you will see large parts of the traditional financial markets move out. There is also a counter question from a policy and financial stability point of view which policy makers will also have to look at," he said.
According to Kotak, in the last two years, bankers have allowed the payments business being taken away from them by "two or three companies".
"Their standard response was that there is no money in payments. Having said that, we have to keep in mind that consumer tech companies have revenue models outside of finance. For instance, the advertising model or the e-commerce model. Banks, by law, under Section 6 of the Banking Regulation Act cannot get into non-financial business as defined. Therefore, there are serious issues how you are going to draw the lines and simultaneously there is an issue about financial stability," said Kotak.
A section of Indian bankers and policymakers have been circumspect about the relationship between some lenders with large consumer tech companies on the deposit side. Asked about this, Reserve Bank of India (RBI) deputy governor M Rajeshwar Rao had said that this entry of big-techs into the financial sector space is a global phenomenon, which is engaging the attention of central banks around the world.
"In India too, we are examining the issue from the regulatory implications, having regard to the applicable laws and the regulations which are prescribed. So, we are examining this issue," Rao had told reporters on 8 October.
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Meanwhile, Kotak on Friday said that the private lender is excited about the fintech space and is seeing opening over 20,000 accounts digitally every day.
"We at Kotak are really focussed on creating five-eight internal startups within the institution and creating a different culture. We are also hiring appropriate talent and giving them the ability to go ahead and experiment in a new world, even if there are financial risks. What we are not compromising on are security and regulation," he added.
On India's homegrown payments ecosystem, Kotak said that UPI payments as well as our Aadhaar unique identity basis for transactions are remarkable innovations and could be exported globally.
"Frankly, it can be used even in developed countries but certainly in countries which are developing. I would strongly encourage building bridges using these two systems to make India a global financial technology and digital player. I would love to see how these protocols can be built between different countries and different regulators," he said.


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Reading: MTN South Sudan : Initialising Telecoms in an Emerging Market
Magazine > Issues > 25 > MTN South Sudan : Initialising Telecoms in an Emerging Market
25Corporate StoriesMTNTechnologyTelecoms
MTN South Sudan : Initialising Telecoms in an Emerging Market
By Editor Published 26 Mar 2015
Initialising Telecoms in an Emerging Market
MTN's presence in South Sudan has proven that with the right attitude and product offering, tough market conditions can be overcome and negative perceptions about the investment environment can be changed
Writer: Emily Jarvis
Project Manager: Donovan Smith
When South Sudan became independent on the 9 July 2011, MTN formalised its operations as a separate operating company, expanding its previously limited space in the young nation. As a company in the early stages of its life, MTN South Sudan is now working to address the existing economic development gaps and also improve its infrastructures in a sustainable manner. Top on the agenda as well is MTN's social responsibility as a corporate citizen.
"Our strategy for deployment in South Sudan is to focus on the basics; namely working on deploying adequate infrastructure such as new telecoms towers and identifying partners to help us increase our capacities," says MTN South Sudan CEO, Philip Besiimire.
"Unlike traditional markets, South Sudan is one with defining needs. By this I mean that even though telecommunications is in the early stages here, we still have to provide the best and the latest services that match availability elsewhere in the world," he adds.
Platform for growth
Being part of the South African-based multinational mobile telecoms company, MTN Group allows the South Sudan operation access to tried and tested methodologies and pre-defined technology strategies that help achieve a vision of affordability and access on the continent.
"Those who have encountered our name before will recognise our strong branding and reputation that we have among African audiences as a whole.
"Building a new arm to the business in South Sudan is a huge task, but with equipment supplies and other negotiations done at Group level, and certain expertise from sister countries coming across to provide training, we feel a level of confidence and security in our future here," Besiimire explains.
With a less than 30 percent literacy rate in the adult population, the most popular and beneficial service for customers in South Sudan has proved to be voice services as Besiimire highlights: "As the majority of the population are unable to read or write, voice services from us are in great demand. Alongside this, we have identified a small but growing demand for data, which is a service that is still finding its feet.
"In general, the overall progress of our services is dependent on the country's mobile penetration rate, which currently stands at around 25 percent."
In line with its geographical expansion plans, MTN South Sudan has outlined plans to ensure that 3G is available in key towns across the country. "As a start up with limited resources, we are making sure that we drive network and cell phone growth on all fronts in the most appropriate ways. Subsequently, at this stage it is important to assess whether to outsource parts of the business or conduct everything in-house," he discusses.
Providers of opportunity
In addition, product pricing needs to be simple and communication needs to be made as accessible as possible to address the current market needs. "It is necessary to make sure that MTN adapts to the cultural differences in South Sudan, therefore the business must be aligned to reflect this. Few companies such as ourselves have entered the market here. Therefore, MTN will have to play more than just a communications and connectivity role; we will embed ourselves into the community through an aggressive corporate social responsibility (CSR) programme," Besiimire says.
In order to create a digital world for South Sudan, MTN will need to look at how it can use its footprint to connect people and bring the technology to them in vital ways such as enabling access to healthcare, clean water, financial inclusion and so on. "In summary, we are looking at how to assist others by going beyond our traditional sphere of activity in the technology and telecoms space," he adds.
So far, MTN South Sudan has built three computer labs in local schools, and plans to replicate this across the country, achieving more than a dozen in the next two years. "This is just one example of how we intend to bridge the gap in the community."
As lack of education is a factor in the country, Besiimire is aware that by moving into South Sudan, MTN has inherited a responsibility to develop skills. "By encouraging young people to attend school and adopt ICT at an early age, it will raise a level of interest in the telecoms sector.
"Simultaneously, this provides children who have felt cut off from the world a way to make the right steps forward in terms of education and get connected with the rest of the world," he emphasises.
Developing professionals
In order to provide the business with the right tools for success, MTN South Sudan has an active national secondment talent exchange programme. "This means we are able to borrow professionals from neighbouring countries such as Uganda, Kenya, Nigeria and South Africa primarily, both on a short and long-term basis," comments Besiimire.
Short-term training initiatives are utilised when the company introduces a new product to the market, and long-term training is used to up-skill and equip South Sudan to become a sustainable business environment for MTN in the future. "At present, this method is not sustainable in the long-term. Therefore we are undertaking specific activities as a business to ensure the country has the right skills and its own resources going forward," says Besiimire.
As a Group with a national presence, MTN South Sudan advantageously has the option to send people to other countries as another method of personal development. With a comprehensive student programme for African university students who seek employment in the sector, the company is also able to offer a three month internship scheme extending across most of its departments, with promise of a further graduate training programme coming in September.
The road to profitability
Besiimire says that a key element to the long-term success and sustainability of MTN South Sudan is to remain relevant and keep up with industry trends in order to set an example for other businesses considering operations in the country: "We have all the right strategies in place to make sure MTN remains in operation here and will provide a return for stakeholders and the government in the long-term. Most importantly for us, the company must meet market demand and keep up with the latest technological advancements to be able to give customers what they want and keep ahead of any competition that may enter the country.
"The digital revolution has only just begun for South Sudan, and we need to make sure we remain at the forefront of telecoms in the country, allowing customers to do everything they require from one device powered by MTN."
Further to this, Besiimire is keen to explore financial services in the coming years after approval is given. In a country where only five percent of the population uses and has access to banking services, there are clear advantages in connecting people to financial services and insurance via MTN technology. "We remain the only service provider that is able to service the vast reaches of the country, and this drives us forward as an enabler for countrywide communication in a simple and affordable way for the customer," he says.
Despite the enormity of challenges undertaken in a country that is still recovering from outbreaks of civil war, MTN is proud to have invested its time and money in South Sudan, where organisations such as itself can really make a difference.
"Together with authorities we can tackle the many challenges in South Sudan and we hope our success will set an example to other leading businesses on the continent that we have achieved success, all it takes is tenacity and perseverance; two driving factors that are inherent within MTN," Besiimire concludes.
VIEW THE MTN South Sudan BROCHURE
Editor 26 Mar 2015
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O Gallery is pleased to present Rambling Postscripts, showcasing the latest collection of works on paper and six light boxes by Ghazal Khatibi (b.1984, Kermanshah).
The series begun in 2012 as an ongoing exploration of the barren lands the artist came across in her wanderings about. Capturing photographs of landscapes she found riveting, she has reincarnated her own painterly representations of what often as background and outskirts, take on the role of the dominant subject.
Her distinctive dark landscapes, consisting of a limited choice of palette of mostly varying shades of black, green and yellow illustrate scenes uninhabited of humans and affairs that have yet attained their potentiality in expressing a humanly narration as a token of a nature consumed: a reflection by the artist of the bond between man and nature.


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Katherine Jane Prince  (born 1974) is a British choreographer, and the founder and director of ZooNation.

Early life
Kate Prince was born in Southampton in 1974. She grew up in a middle class family in Hampshire, attending a private school. She enjoyed watching MTV videos and musicals as a child, which inspired her desire to dance. (Ref: BBC 1, Imagine, 2020)

Career
In 2002, Prince founded the London-based dance company ZooNation, for whom she has created the works Into the Hoods and Some Like It Hip Hop. She is an associate artist at Sadler's Wells, London. Prince has been nominated twice for the Laurence Olivier Award for Best Theatre Choreographer - in 2009 for Into the Hoods and in 2018 for Everybody's Talking About Jamie

Prince was appointed Member of the Order of the British Empire (MBE) in the 2019 Birthday Honours for services to dance.

Original works (partial)
 Into the Hoods
 Some Like It Hip Hop
 Groove on Down the Road
 Mad Hatter's Tea Party
 Sylvia

Music videos (partial)
 Utah Saints, "Something Good 08"
 The Saturdays, "Up"

References

1974 births
Living people
English choreographers
People from Southampton
Members of the Order of the British Empire
British choreographers